{"emp_title":"global config engineer ","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":18.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":70795,"total_credit_utilized":38767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":1250,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11100,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":14.07,"installment":652.53,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27015.86,"paid_total":1999.33,"paid_principal":984.14,"paid_interest":1015.19,"paid_late_fees":0} {"emp_title":"warehouse office clerk","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":5.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":28800,"total_credit_utilized":4321,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.61,"installment":167.54,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4651.37,"paid_total":499.12,"paid_principal":348.63,"paid_interest":150.49,"paid_late_fees":0} {"emp_title":"assembly","emp_length":3,"state":"WI","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":21.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":24193,"total_credit_utilized":16000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":432,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4300,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":17.09,"installment":71.4,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1824.63,"paid_total":281.8,"paid_principal":175.37,"paid_interest":106.43,"paid_late_fees":0} {"emp_title":"customer service","emp_length":1,"state":"PA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":10.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":25400,"total_credit_utilized":4997,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21600,"term":36,"interest_rate":6.72,"installment":664.19,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18853.26,"paid_total":3312.89,"paid_principal":2746.74,"paid_interest":566.15,"paid_late_fees":0} {"emp_title":"security supervisor ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":57.96,"annual_income_joint":57000,"verification_income_joint":"Verified","debt_to_income_joint":37.66,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":69839,"total_credit_utilized":52722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":32700,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":23000,"term":36,"interest_rate":14.07,"installment":786.87,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21430.15,"paid_total":2324.65,"paid_principal":1569.85,"paid_interest":754.8,"paid_late_fees":0} {"emp_title":"","state":"KY","homeownership":"OWN","annual_income":34000,"verified_income":"Not Verified","debt_to_income":6.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1990,"inquiries_last_12m":6,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":42100,"total_credit_utilized":3898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27200,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":78.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4256.71,"paid_total":873.13,"paid_principal":743.29,"paid_interest":129.84,"paid_late_fees":0} {"emp_title":"hr ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":23.66,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.12,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":291852,"total_credit_utilized":18916,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22560,"paid_total":2730.51,"paid_principal":1440,"paid_interest":1290.51,"paid_late_fees":0} {"emp_title":"police","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":16.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":342336,"total_credit_utilized":60805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22250,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":7,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.39,"paid_total":1765.84,"paid_principal":994.61,"paid_interest":771.23,"paid_late_fees":0} {"emp_title":"parts","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":36.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":283190,"total_credit_utilized":69561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":36700,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.66,"paid_total":2703.22,"paid_principal":1843.34,"paid_interest":859.88,"paid_late_fees":0} {"emp_title":"4th person","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":18.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":33114,"total_credit_utilized":17768,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":6.71,"installment":196.77,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6077.13,"paid_total":391.15,"paid_principal":322.87,"paid_interest":68.28,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":10.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":39433,"total_credit_utilized":22895,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24143.51,"paid_total":1764.95,"paid_principal":856.49,"paid_interest":908.46,"paid_late_fees":0} {"emp_title":"register nurse","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":91900,"verified_income":"Source Verified","debt_to_income":1.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":450371,"total_credit_utilized":55939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.92,"installment":848.31,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.2,"paid_total":2500.84,"paid_principal":1565.8,"paid_interest":935.04,"paid_late_fees":0} {"emp_title":"respiratory therapist & sleep lab tech","emp_length":5,"state":"SC","homeownership":"MORTGAGE","annual_income":122000,"verified_income":"Source Verified","debt_to_income":12.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1990,"inquiries_last_12m":8,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":263800,"total_credit_utilized":43686,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":31245,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12100,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.59,"installment":543.67,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14525.3,"paid_total":2204.88,"paid_principal":1474.7,"paid_interest":730.18,"paid_late_fees":0} {"emp_title":"senior inspector","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":3.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1984,"inquiries_last_12m":6,"total_credit_lines":65,"open_credit_lines":21,"total_credit_limit":259915,"total_credit_utilized":14387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":70800,"num_total_cc_accounts":53,"num_open_cc_accounts":20,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":98.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":9.43,"installment":356.46,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16326.13,"paid_total":1060.47,"paid_principal":673.87,"paid_interest":386.6,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":17000,"verified_income":"Verified","debt_to_income":33.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":74042,"total_credit_utilized":26483,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3600,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":19.03,"installment":110.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2744.21,"paid_total":454.36,"paid_principal":255.79,"paid_interest":198.57,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":38.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":136815,"total_credit_utilized":75552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19172.64,"paid_total":2023.74,"paid_principal":827.36,"paid_interest":1196.38,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":31.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":375092,"total_credit_utilized":93016,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":19.03,"installment":311.49,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11374.52,"paid_total":1532.08,"paid_principal":625.48,"paid_interest":906.6,"paid_late_fees":0} {"emp_title":"onsite medical ","emp_length":3,"state":"NV","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":20.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":58911,"total_credit_utilized":54947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":28.72,"installment":947.15,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28798.08,"paid_total":4687.88,"paid_principal":1201.92,"paid_interest":3485.96,"paid_late_fees":0} {"emp_title":"operational risk manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":210000,"verified_income":"Verified","debt_to_income":9.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":322046,"total_credit_utilized":73705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":26.77,"installment":203.51,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5202.64267,"paid_principal":5000,"paid_interest":202.64,"paid_late_fees":0} {"emp_title":"welder","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Source Verified","debt_to_income":18.44,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":14,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":555154,"total_credit_utilized":39482,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20653.71772,"paid_principal":20000,"paid_interest":653.72,"paid_late_fees":0} {"emp_title":"maintenance adm assistant","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":15.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":70313,"total_credit_utilized":18128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6102.23,"paid_total":1063.69,"paid_principal":897.77,"paid_interest":165.92,"paid_late_fees":0} {"emp_title":"warranty administrator","emp_length":1,"state":"NV","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":32,"annual_income_joint":95000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.12,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":272403,"total_credit_utilized":47575,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":989.49,"paid_principal":703.63,"paid_interest":285.86,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":26.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":64,"open_credit_lines":17,"total_credit_limit":566384,"total_credit_utilized":151251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26200,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21050,"term":60,"interest_rate":13.59,"installment":485.34,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20045.3,"paid_total":1909.57,"paid_principal":1004.7,"paid_interest":904.87,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":40280,"verified_income":"Verified","debt_to_income":7.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":188450,"total_credit_utilized":6103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.71,"installment":107.61,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3323.42,"paid_total":223.71,"paid_principal":176.58,"paid_interest":47.13,"paid_late_fees":0} {"emp_title":"program analyst ","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":17.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":65425,"total_credit_utilized":69177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7403.61,"paid_total":744.57,"paid_principal":596.39,"paid_interest":148.18,"paid_late_fees":0} {"emp_title":"surveyor/cadd tech","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":14.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":197985,"total_credit_utilized":17296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":142,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22100,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":12.61,"installment":405.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17342.65,"paid_total":1205.33,"paid_principal":657.35,"paid_interest":547.98,"paid_late_fees":0} {"emp_title":"associated ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2013,"inquiries_last_12m":7,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":41891,"total_credit_utilized":26637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17700,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9432.28,"paid_total":750.79,"paid_principal":567.72,"paid_interest":183.07,"paid_late_fees":0} {"emp_title":"inventory control specialist","emp_length":5,"state":"IL","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":19.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":43876,"total_credit_utilized":22920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17600,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":7.34,"installment":99.31,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2557.44,"paid_total":696.63,"paid_principal":642.56,"paid_interest":54.07,"paid_late_fees":0} {"emp_title":"inventory control","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":56000,"total_credit_utilized":14338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8704.48,"paid_total":1498.36,"paid_principal":1295.52,"paid_interest":202.84,"paid_late_fees":0} {"emp_title":"sr direct supoort professional","emp_length":4,"state":"MO","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":2.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":147217,"total_credit_utilized":2489,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25000,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.07,"installment":182.73,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5540.54,"paid_total":544.14,"paid_principal":459.46,"paid_interest":84.68,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Verified","debt_to_income":26.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":15,"total_credit_limit":405236,"total_credit_utilized":105548,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":62120,"num_total_cc_accounts":26,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10878.71,"paid_total":1600.15,"paid_principal":1121.29,"paid_interest":478.86,"paid_late_fees":0} {"emp_title":"hospitalist","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":245000,"verified_income":"Source Verified","debt_to_income":24.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":772243,"total_credit_utilized":497876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":74100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.15,"paid_total":3334.66,"paid_principal":2121.85,"paid_interest":1212.81,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"AR","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":36.75,"annual_income_joint":101000,"verification_income_joint":"Verified","debt_to_income_joint":20.92,"delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":20,"total_credit_limit":246210,"total_credit_utilized":51523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":71100,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":19000,"term":60,"interest_rate":19.03,"installment":493.19,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18214.02,"paid_total":1922.54,"paid_principal":785.98,"paid_interest":1136.56,"paid_late_fees":0} {"emp_title":"controller","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":28.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":250359,"total_credit_utilized":113927,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":20.39,"installment":747.92,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27169.59,"paid_total":2180.32,"paid_principal":830.41,"paid_interest":1349.91,"paid_late_fees":0} {"emp_title":"deputy","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":13.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":631258,"total_credit_utilized":69647,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":58100,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15005.16688,"paid_principal":15000,"paid_interest":5.17,"paid_late_fees":0} {"emp_title":"armed protection officer ","emp_length":1,"state":"MD","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":30400,"total_credit_utilized":92,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":6.08,"installment":73.1,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2409.04999,"paid_principal":2400,"paid_interest":9.05,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":10.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":14500,"total_credit_utilized":13304,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.45,"installment":379.07,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8961.95,"paid_total":1871.52,"paid_principal":1038.05,"paid_interest":833.47,"paid_late_fees":0} {"emp_title":"supplies clerk","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":17.06,"annual_income_joint":105000,"verification_income_joint":"Verified","debt_to_income_joint":13.27,"delinq_2y":0,"months_since_last_delinq":102,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":363649,"total_credit_utilized":29954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":102,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":15.04,"installment":571.47,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":23455.27,"paid_total":1102.83,"paid_principal":544.73,"paid_interest":558.1,"paid_late_fees":0} {"emp_title":"loan consultant ","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":18.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":55075,"total_credit_utilized":34186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19600,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":10.42,"installment":308.42,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8350.57,"paid_total":1531.1,"paid_principal":1149.43,"paid_interest":381.67,"paid_late_fees":0} {"emp_title":"bank coordinator","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":53592,"verified_income":"Source Verified","debt_to_income":7.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":42499,"total_credit_utilized":10466,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3943,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.61,"installment":1005.2,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27196.39,"paid_total":3978.77,"paid_principal":2803.61,"paid_interest":1175.16,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":19000,"verified_income":"Not Verified","debt_to_income":24.79,"annual_income_joint":43000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.15,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":23234,"total_credit_utilized":12435,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":154,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":18.06,"installment":254.27,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9465.3,"paid_total":1261.32,"paid_principal":534.7,"paid_interest":726.62,"paid_late_fees":0} {"emp_title":"senior recruiter","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":15.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":77285,"total_credit_utilized":51012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14254.01,"paid_total":1314.42,"paid_principal":745.99,"paid_interest":568.43,"paid_late_fees":0} {"emp_title":"reader advisor","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":77000,"verified_income":"Source Verified","debt_to_income":14.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1977,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":74852,"total_credit_utilized":44015,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27700,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33391.61,"paid_total":3275.75,"paid_principal":1608.39,"paid_interest":1667.36,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":25.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":43239,"total_credit_utilized":31094,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1379.24,"paid_principal":902.74,"paid_interest":476.5,"paid_late_fees":0} {"emp_title":"sales","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":13.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":403408,"total_credit_utilized":49857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":667,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38042.58,"paid_total":3581.44,"paid_principal":1957.42,"paid_interest":1624.02,"paid_late_fees":0} {"emp_title":"director of support services","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":76300,"verified_income":"Not Verified","debt_to_income":10.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1980,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":185068,"total_credit_utilized":26515,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13092.56,"paid_total":2295,"paid_principal":1907.44,"paid_interest":387.56,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":2.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":175300,"total_credit_utilized":18870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":78300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.71,"installment":614.9,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18991.05,"paid_total":1214.89,"paid_principal":1008.95,"paid_interest":205.94,"paid_late_fees":0} {"emp_title":"police recruit","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":41000,"verified_income":"Verified","debt_to_income":25.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":29311,"total_credit_utilized":13527,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":15.05,"installment":156.11,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4093.75,"paid_total":620.68,"paid_principal":406.25,"paid_interest":214.43,"paid_late_fees":0} {"emp_title":"lead teller","emp_length":2,"state":"NE","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":3.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":18000,"total_credit_utilized":5542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14947.68,"paid_total":1688.22,"paid_principal":1052.32,"paid_interest":635.9,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":17.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":25,"total_credit_limit":404236,"total_credit_utilized":199983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"hes advisor ","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":18.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":394519,"total_credit_utilized":69124,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":40150,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":22.91,"installment":562.78,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19255.22,"paid_total":2225.66,"paid_principal":744.78,"paid_interest":1480.88,"paid_late_fees":0} {"emp_title":"sr admin assistant","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":95731,"verified_income":"Not Verified","debt_to_income":19.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":86768,"total_credit_utilized":53109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33700,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20600,"term":60,"interest_rate":30.79,"installment":676.52,"grade":"G","sub_grade":"G1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19821.53,"paid_total":3345.79,"paid_principal":778.47,"paid_interest":2567.32,"paid_late_fees":0} {"emp_title":"president","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":127000,"verified_income":"Source Verified","debt_to_income":9.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":74518,"total_credit_utilized":34313,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33396.01,"paid_total":3305.02,"paid_principal":1603.99,"paid_interest":1701.03,"paid_late_fees":0} {"emp_title":"hvac technician","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":22.91,"annual_income_joint":145000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.42,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":224758,"total_credit_utilized":63799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":910.25,"paid_principal":765.73,"paid_interest":144.52,"paid_late_fees":0} {"emp_title":"nurse assistant","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":21.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":279995,"total_credit_utilized":52244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14800,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11081.12,"paid_total":1092.3,"paid_principal":918.88,"paid_interest":173.42,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":22000,"verified_income":"Source Verified","debt_to_income":13.05,"annual_income_joint":40000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.39,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":130600,"total_credit_utilized":4277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":1925,"term":36,"interest_rate":17.47,"installment":69.09,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1842.26,"paid_total":139.02,"paid_principal":82.74,"paid_interest":56.28,"paid_late_fees":0} {"emp_title":"driver","emp_length":8,"state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":20.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":23,"total_credit_limit":365595,"total_credit_utilized":30262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":391,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":49600,"num_total_cc_accounts":31,"num_open_cc_accounts":20,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1390.38,"paid_principal":1128.12,"paid_interest":262.26,"paid_late_fees":0} {"emp_title":"gourmet food server","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Verified","debt_to_income":39.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":28,"open_credit_lines":24,"total_credit_limit":146435,"total_credit_utilized":51162,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":40600,"num_total_cc_accounts":24,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.66,"paid_total":2703.22,"paid_principal":1843.34,"paid_interest":859.88,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Not Verified","debt_to_income":14.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":368543,"total_credit_utilized":24135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":56300,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5391.31,"paid_total":736.88,"paid_principal":608.69,"paid_interest":128.19,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":188000,"verified_income":"Not Verified","debt_to_income":11.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":24,"total_credit_limit":80444,"total_credit_utilized":45181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":28500,"num_total_cc_accounts":22,"num_open_cc_accounts":22,"num_cc_carrying_balance":20,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8965.72,"paid_total":1201.49,"paid_principal":1034.28,"paid_interest":167.21,"paid_late_fees":0} {"emp_title":"deputy assessor ","emp_length":8,"state":"WV","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":12.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":97664,"total_credit_utilized":21687,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25600,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21955.1,"paid_total":4015.51,"paid_principal":3044.9,"paid_interest":970.61,"paid_late_fees":0} {"emp_title":"service tech","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":58000,"verified_income":"Source Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":37300,"total_credit_utilized":14770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9275.14,"paid_total":961.39,"paid_principal":724.86,"paid_interest":236.53,"paid_late_fees":0} {"emp_title":"senior technically writer","emp_length":1,"state":"VA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":16.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":63600,"total_credit_utilized":53168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5417.78,"paid_total":768.68,"paid_principal":582.22,"paid_interest":186.46,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Verified","debt_to_income":28.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":451597,"total_credit_utilized":88594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33000,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19297.02,"paid_total":1367.03,"paid_principal":702.98,"paid_interest":664.05,"paid_late_fees":0} {"emp_title":"escrow manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":7.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":96633,"total_credit_utilized":43253,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54000,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13504.32,"paid_total":1866.08,"paid_principal":1495.68,"paid_interest":370.4,"paid_late_fees":0} {"emp_title":"quality control","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Not Verified","debt_to_income":15.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":8,"total_credit_limit":291176,"total_credit_utilized":33890,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":57700,"num_total_cc_accounts":23,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18452.04,"paid_total":1800.73,"paid_principal":1547.96,"paid_interest":252.77,"paid_late_fees":0} {"emp_title":"medical billing account rep","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":32.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":23,"total_credit_limit":69244,"total_credit_utilized":23425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16850,"num_total_cc_accounts":23,"num_open_cc_accounts":20,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":60,"interest_rate":9.93,"installment":222.74,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9949.81,"paid_total":885.17,"paid_principal":550.19,"paid_interest":334.98,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":17.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":47882,"total_credit_utilized":36724,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":295,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12300,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11400,"term":60,"interest_rate":14.08,"installment":265.74,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10862.71,"paid_total":1098.63,"paid_principal":537.29,"paid_interest":561.34,"paid_late_fees":0} {"emp_title":"general manager","emp_length":5,"state":"NH","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Not Verified","debt_to_income":32.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":384554,"total_credit_utilized":63783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":66400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":12.61,"installment":184.29,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5116.52,"paid_total":549.02,"paid_principal":383.48,"paid_interest":165.54,"paid_late_fees":0} {"emp_title":"bartender","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":3.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1972,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":1900,"total_credit_utilized":807,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1200,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4412.9,"paid_total":829.04,"paid_principal":587.1,"paid_interest":241.94,"paid_late_fees":0} {"emp_title":"","state":"DE","homeownership":"OWN","annual_income":32000,"verified_income":"Source Verified","debt_to_income":22.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":30649,"total_credit_utilized":24714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":17.47,"installment":344.52,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.73,"paid_total":1014.93,"paid_principal":623.27,"paid_interest":391.66,"paid_late_fees":0} {"emp_title":"interpreter/translator/school enrolment ","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":31000,"verified_income":"Source Verified","debt_to_income":16.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":43430,"total_credit_utilized":14955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":22000,"num_total_cc_accounts":24,"num_open_cc_accounts":20,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.62,"installment":502.67,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13238.74,"paid_total":2502.83,"paid_principal":1761.26,"paid_interest":741.57,"paid_late_fees":0} {"emp_title":"accounts receivable manager","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":8.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":49500,"total_credit_utilized":19719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":914.89,"paid_principal":758.83,"paid_interest":156.06,"paid_late_fees":0} {"emp_title":"asst to the director of theatre","emp_length":3,"state":"KY","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":16.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":54966,"total_credit_utilized":42068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10450,"term":60,"interest_rate":19.42,"installment":273.5,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9609.03,"paid_total":1297.95,"paid_principal":840.97,"paid_interest":456.98,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Source Verified","debt_to_income":16.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":188426,"total_credit_utilized":59514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14800,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":12.62,"installment":241.29,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6527.2,"paid_total":960.11,"paid_principal":672.8,"paid_interest":287.31,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Not Verified","debt_to_income":28.42,"annual_income_joint":81065,"verification_income_joint":"Not Verified","debt_to_income_joint":25.59,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":190216,"total_credit_utilized":24861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":14.08,"installment":815.85,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32925.97,"paid_total":4119.53,"paid_principal":2074.03,"paid_interest":2045.5,"paid_late_fees":0} {"emp_title":"","state":"OR","homeownership":"RENT","annual_income":13930,"verified_income":"Verified","debt_to_income":21.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":13450,"total_credit_utilized":4212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":10.91,"installment":137.33,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3695.17,"paid_total":672.66,"paid_principal":504.83,"paid_interest":167.83,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":19.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":69357,"total_credit_utilized":68594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":17.47,"installment":86.13,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2244.18,"paid_total":256.06,"paid_principal":155.82,"paid_interest":100.24,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":41787,"verified_income":"Verified","debt_to_income":37.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":42639,"total_credit_utilized":36441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":22300,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":18.06,"installment":463.14,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11693.32,"paid_total":1871.83,"paid_principal":1106.68,"paid_interest":765.15,"paid_late_fees":0} {"emp_title":"composite tehnician","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":15.44,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":16.37,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":18,"total_credit_limit":215675,"total_credit_utilized":13559,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20700,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7103.69,"paid_total":1392.46,"paid_principal":896.31,"paid_interest":496.15,"paid_late_fees":0} {"emp_title":"pta","emp_length":0,"state":"OK","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Verified","debt_to_income":18.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":174300,"total_credit_utilized":31663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":542,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27442.4,"paid_total":4368.84,"paid_principal":2557.6,"paid_interest":1811.24,"paid_late_fees":0} {"emp_title":"service director","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":27.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":7,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":158659,"total_credit_utilized":65964,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":12.62,"installment":234.58,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6178.08,"paid_total":1163.08,"paid_principal":821.92,"paid_interest":341.16,"paid_late_fees":0} {"emp_title":"it support","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":11.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":103527,"total_credit_utilized":70510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22441.1,"paid_total":3036.97,"paid_principal":2558.9,"paid_interest":478.07,"paid_late_fees":0} {"emp_title":"senior accounts payable clerk","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":1.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":45100,"total_credit_utilized":860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35600,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37877.63,"paid_total":3220.14,"paid_principal":2122.37,"paid_interest":1097.77,"paid_late_fees":0} {"emp_title":"master driver","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":17.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":524622,"total_credit_utilized":87687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":63500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.42,"installment":514.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22440.6,"paid_total":2505.09,"paid_principal":1559.4,"paid_interest":945.69,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"SD","homeownership":"OWN","annual_income":95000,"verified_income":"Not Verified","debt_to_income":11.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1975,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":10,"total_credit_limit":73740,"total_credit_utilized":14461,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29600,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.96,"installment":156.59,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4627.27,"paid_total":465.35,"paid_principal":372.73,"paid_interest":92.62,"paid_late_fees":0} {"emp_title":"physician assistant","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":152000,"verified_income":"Not Verified","debt_to_income":21.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":44,"open_credit_lines":18,"total_credit_limit":476029,"total_credit_utilized":121076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":170900,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37600,"paid_total":4550.85,"paid_principal":2400,"paid_interest":2150.85,"paid_late_fees":0} {"emp_title":"credit analyst","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":49500,"verified_income":"Source Verified","debt_to_income":34.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":241110,"total_credit_utilized":159851,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.04,"installment":357.17,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14486.1,"paid_total":996.32,"paid_principal":513.9,"paid_interest":482.42,"paid_late_fees":0} {"emp_title":"rca","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":32000,"verified_income":"Source Verified","debt_to_income":13.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":37596,"total_credit_utilized":18294,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":1176,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.61,"installment":167.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4651.37,"paid_total":499.12,"paid_principal":348.63,"paid_interest":150.49,"paid_late_fees":0} {"emp_title":"cabinet maker/installer","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":9.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":48354,"total_credit_utilized":40982,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":1358,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":68.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.96,"installment":219.23,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6478.16,"paid_total":654.59,"paid_principal":521.84,"paid_interest":132.75,"paid_late_fees":0} {"emp_title":"benefits representative","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":24.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":86360,"total_credit_utilized":47451,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":8003,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17450,"term":60,"interest_rate":13.58,"installment":402.25,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16828.69,"paid_total":1219.92,"paid_principal":621.31,"paid_interest":598.61,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":147000,"verified_income":"Source Verified","debt_to_income":5.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":386381,"total_credit_utilized":23551,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.01,"installment":729.71,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29336.68,"paid_total":1432.74,"paid_principal":663.32,"paid_interest":769.42,"paid_late_fees":0} {"emp_title":"superintendent -customer operations","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":140000,"verified_income":"Verified","debt_to_income":28.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":14,"total_credit_limit":454500,"total_credit_utilized":177350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":77500,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":22.91,"installment":579.95,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13791.64,"paid_total":2281.62,"paid_principal":1208.36,"paid_interest":1073.26,"paid_late_fees":0} {"emp_title":"teller","emp_length":5,"state":"IL","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":20.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":39,"open_credit_lines":28,"total_credit_limit":128476,"total_credit_utilized":16061,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":60000,"num_total_cc_accounts":32,"num_open_cc_accounts":27,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17499.09,"paid_total":3110.16,"paid_principal":2500.91,"paid_interest":609.25,"paid_late_fees":0} {"emp_title":"","state":"MN","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":12.22,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":19,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":26500,"total_credit_utilized":10994,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7600,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14197.97,"paid_total":1891.95,"paid_principal":802.03,"paid_interest":1089.92,"paid_late_fees":0} {"emp_title":"territory manager","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":619105,"total_credit_utilized":84019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":62000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.08,"installment":365.5,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10771.9,"paid_total":1474.16,"paid_principal":1228.1,"paid_interest":246.06,"paid_late_fees":0} {"emp_title":"sr engineer","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":126000,"verified_income":"Source Verified","debt_to_income":3.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":49529,"total_credit_utilized":7020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27200,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16500,"term":36,"interest_rate":5.32,"installment":496.9,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14793.69,"paid_total":1982.72,"paid_principal":1706.31,"paid_interest":276.41,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":15.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":277964,"total_credit_utilized":47779,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":39100,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":36,"interest_rate":5.32,"installment":578.21,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17214.48,"paid_total":2307.17,"paid_principal":1985.52,"paid_interest":321.65,"paid_late_fees":0} {"emp_title":"petroleum operator ","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":14.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":285387,"total_credit_utilized":22788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7050,"term":36,"interest_rate":9.93,"installment":227.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6191.3,"paid_total":1132.41,"paid_principal":858.7,"paid_interest":273.71,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":23000,"verified_income":"Verified","debt_to_income":49.58,"annual_income_joint":98000,"verification_income_joint":"Verified","debt_to_income_joint":19.87,"delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":44927,"total_credit_utilized":29553,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":14700,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":20,"installment":397.41,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14395.45,"paid_total":1572.97,"paid_principal":604.55,"paid_interest":968.42,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":66000,"verified_income":"Not Verified","debt_to_income":13.27,"annual_income_joint":169000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.56,"delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":65475,"total_credit_utilized":60327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11200,"term":36,"interest_rate":15.05,"installment":388.53,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10188.92,"paid_total":1535.39,"paid_principal":1011.08,"paid_interest":524.31,"paid_late_fees":0} {"emp_title":"driver/crane opeator","emp_length":5,"state":"IL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":16.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":13,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":242220,"total_credit_utilized":30552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15600,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7403.61,"paid_total":744.57,"paid_principal":596.39,"paid_interest":148.18,"paid_late_fees":0} {"emp_title":"audit manager","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Source Verified","debt_to_income":18.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":343573,"total_credit_utilized":39168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20000,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":26.77,"installment":607.97,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19503.68,"paid_total":1764.42,"paid_principal":496.32,"paid_interest":1268.1,"paid_late_fees":0} {"emp_title":"cfo","emp_length":4,"state":"TN","homeownership":"MORTGAGE","annual_income":113000,"verified_income":"Not Verified","debt_to_income":15.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":795794,"total_credit_utilized":78028,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":9.44,"installment":226.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10081.03,"paid_total":1126.89,"paid_principal":718.97,"paid_interest":407.92,"paid_late_fees":0} {"emp_title":"qa auditor","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":19.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1998,"inquiries_last_12m":9,"total_credit_lines":41,"open_credit_lines":11,"total_credit_limit":141543,"total_credit_utilized":42210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":15599,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":27,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":87.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":13.59,"installment":244.65,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6536.39,"paid_total":1003.07,"paid_principal":663.61,"paid_interest":339.46,"paid_late_fees":0} {"emp_title":"line cook","emp_length":1,"state":"SC","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":26.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":28300,"total_credit_utilized":13329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.04,"installment":416.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11192.5,"paid_total":1228.61,"paid_principal":807.5,"paid_interest":421.11,"paid_late_fees":0} {"emp_title":"supervisor of technical trades","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":21.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":213035,"total_credit_utilized":79897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46900,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18452.04,"paid_total":1800.73,"paid_principal":1547.96,"paid_interest":252.77,"paid_late_fees":0} {"emp_title":"crew chief ","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Verified","debt_to_income":24.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":8,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":56476,"total_credit_utilized":40706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":167,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":14.08,"installment":246.36,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7518.18042,"paid_principal":7200,"paid_interest":318.18,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":36564,"total_credit_utilized":20307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":110,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5304.78,"paid_total":1014.87,"paid_principal":695.22,"paid_interest":319.65,"paid_late_fees":0} {"emp_title":"bus operator ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":47000,"verified_income":"Not Verified","debt_to_income":18.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":24823,"total_credit_utilized":11443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":622.05,"paid_principal":498.59,"paid_interest":123.46,"paid_late_fees":0} {"emp_title":"web developer","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":14.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":101890,"total_credit_utilized":43411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":36600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14947.68,"paid_total":1688.22,"paid_principal":1052.32,"paid_interest":635.9,"paid_late_fees":0} {"emp_title":"educator","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":29.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":245213,"total_credit_utilized":27408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22300,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15600,"term":36,"interest_rate":6.08,"installment":475.15,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13599.28,"paid_total":2370.48,"paid_principal":2000.72,"paid_interest":369.76,"paid_late_fees":0} {"emp_title":"","state":"WY","homeownership":"RENT","annual_income":31812,"verified_income":"Not Verified","debt_to_income":37.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":58700,"total_credit_utilized":38487,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48400,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9715.1,"paid_total":838.16,"paid_principal":284.9,"paid_interest":553.26,"paid_late_fees":0} {"emp_title":"construction manager ","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":13.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":66559,"total_credit_utilized":47029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":826,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2100,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1287.02,"paid_principal":963.73,"paid_interest":323.29,"paid_late_fees":0} {"emp_title":"education specialist","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":29.36,"verification_income_joint":"","delinq_2y":7,"months_since_last_delinq":15,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":86480,"total_credit_utilized":66933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.47,"installment":1076.62,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28052.31,"paid_total":3200.74,"paid_principal":1947.69,"paid_interest":1253.05,"paid_late_fees":0} {"emp_title":"ceo","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":250000,"verified_income":"Source Verified","debt_to_income":1.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":27800,"total_credit_utilized":5459,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.9,"installment":980.75,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28577.07,"paid_total":1925.17,"paid_principal":1422.93,"paid_interest":502.24,"paid_late_fees":0} {"emp_title":"account administrator","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":55200,"verified_income":"Not Verified","debt_to_income":18.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":206967,"total_credit_utilized":57403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26400,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13947.94,"paid_total":2425.89,"paid_principal":2052.06,"paid_interest":373.83,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":25.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":55732,"total_credit_utilized":29882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.61,"installment":670.13,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18605.56,"paid_total":1982.37,"paid_principal":1394.44,"paid_interest":587.93,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":30784,"verified_income":"Verified","debt_to_income":27.56,"annual_income_joint":66292,"verification_income_joint":"Verified","debt_to_income_joint":38.41,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":130301,"total_credit_utilized":9913,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6275,"term":36,"interest_rate":23.87,"installment":245.76,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5776.61,"paid_total":966.4,"paid_principal":498.39,"paid_interest":468.01,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"FL","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":26.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":55,"open_credit_lines":23,"total_credit_limit":350266,"total_credit_utilized":76834,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":193,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30600,"num_total_cc_accounts":22,"num_open_cc_accounts":19,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.06,"installment":542.74,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13703.13,"paid_total":2246.21,"paid_principal":1296.87,"paid_interest":949.34,"paid_late_fees":0} {"emp_title":"school administrator","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":21.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":10,"total_credit_limit":179741,"total_credit_utilized":165182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28500,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15040,"paid_total":1832.42,"paid_principal":960,"paid_interest":872.42,"paid_late_fees":0} {"emp_title":"qc lead","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":15.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":33048,"total_credit_utilized":20366,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":9336.71,"paid_total":1032.76,"paid_principal":663.29,"paid_interest":369.47,"paid_late_fees":0} {"emp_title":"planning supervisor ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":294645,"total_credit_utilized":96202,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24500,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22574.16,"paid_total":3209.65,"paid_principal":2425.84,"paid_interest":783.81,"paid_late_fees":0} {"emp_title":"pipefitter","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":2.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":15800,"total_credit_utilized":2523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11130.17,"paid_total":1153.67,"paid_principal":869.83,"paid_interest":283.84,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"TN","homeownership":"RENT","annual_income":42500,"verified_income":"Not Verified","debt_to_income":18.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":41886,"total_credit_utilized":27474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5243.39,"paid_total":928.7,"paid_principal":756.61,"paid_interest":172.09,"paid_late_fees":0} {"emp_title":"senior engagement lead","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":230000,"verified_income":"Source Verified","debt_to_income":9.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":441037,"total_credit_utilized":53298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38500,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":72.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10851.41,"paid_total":1562.17,"paid_principal":1148.59,"paid_interest":413.58,"paid_late_fees":0} {"emp_title":"attorney","emp_length":4,"state":"LA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":8.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":18,"total_credit_limit":293947,"total_credit_utilized":164954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":903.4,"paid_principal":477.31,"paid_interest":426.09,"paid_late_fees":0} {"emp_title":"bank teller","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Source Verified","debt_to_income":9.8,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.11,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":15100,"total_credit_utilized":5929,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18634.9,"paid_total":2037.09,"paid_principal":1365.1,"paid_interest":671.99,"paid_late_fees":0} {"emp_title":"field service engineer ","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":110000,"verified_income":"Not Verified","debt_to_income":11.62,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":19,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":50939,"total_credit_utilized":19887,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12700,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":7.34,"installment":263.78,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7860.74,"paid_total":787.87,"paid_principal":639.26,"paid_interest":148.61,"paid_late_fees":0} {"emp_title":"automotive service lane manager","emp_length":10,"state":"WV","homeownership":"OWN","annual_income":172000,"verified_income":"Verified","debt_to_income":24.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":764559,"total_credit_utilized":110739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45200,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":15.05,"installment":857.39,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34345.64,"paid_total":3399.46,"paid_principal":1654.36,"paid_interest":1745.1,"paid_late_fees":0} {"emp_title":"military officer captain","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":145000,"verified_income":"Verified","debt_to_income":14.66,"annual_income_joint":155000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.98,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":206996,"total_credit_utilized":61746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":72.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35942.19,"paid_total":4890.01,"paid_principal":4057.81,"paid_interest":832.2,"paid_late_fees":0} {"emp_title":"cpa","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":22.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":428429,"total_credit_utilized":69424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":16.01,"installment":316.46,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8402.95,"paid_total":941.38,"paid_principal":597.05,"paid_interest":344.33,"paid_late_fees":0} {"emp_title":"home equity specialist ","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":9.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":50600,"total_credit_utilized":11048,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":7.34,"installment":223.44,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6840.1,"paid_total":443.94,"paid_principal":359.9,"paid_interest":84.04,"paid_late_fees":0} {"emp_title":"general manager","emp_length":3,"state":"WI","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":29.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":46680,"total_credit_utilized":44111,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6100,"term":36,"interest_rate":23.88,"installment":238.94,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5615.58,"paid_total":939.57,"paid_principal":484.42,"paid_interest":455.15,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":17000,"verified_income":"Not Verified","debt_to_income":27.68,"annual_income_joint":78000,"verification_income_joint":"Not Verified","debt_to_income_joint":34.6,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":96126,"total_credit_utilized":62706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":2250,"term":36,"interest_rate":15.05,"installment":78.06,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1927.12,"paid_total":453.42,"paid_principal":322.88,"paid_interest":130.54,"paid_late_fees":0} {"emp_title":"accounting supervisor","emp_length":10,"state":"IN","homeownership":"OWN","annual_income":37000,"verified_income":"Not Verified","debt_to_income":4.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":19900,"total_credit_utilized":4154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"video management","emp_length":1,"state":"CA","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":16.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":56393,"total_credit_utilized":20877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":21.45,"installment":947.67,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22942.47,"paid_total":3731.1,"paid_principal":2057.53,"paid_interest":1673.57,"paid_late_fees":0} {"emp_title":"claims adjudicator","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":19.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":38688,"total_credit_utilized":17445,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":148,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":25.82,"installment":477.35,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16047.96893,"paid_principal":16000,"paid_interest":47.97,"paid_late_fees":0} {"emp_title":"head of product design","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":182000,"verified_income":"Not Verified","debt_to_income":6.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":56000,"total_credit_utilized":34611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51200,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":14.08,"installment":745.92,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29785.98,"paid_total":4165.75,"paid_principal":2214.02,"paid_interest":1951.73,"paid_late_fees":0} {"emp_title":"project manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":51000,"verified_income":"Verified","debt_to_income":17.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":52441,"total_credit_utilized":38608,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.05,"installment":416.28,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12006.525,"paid_principal":12000,"paid_interest":6.53,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":23.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":19,"total_credit_limit":85062,"total_credit_utilized":27762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31900,"num_total_cc_accounts":30,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"import booking and pricing rep","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":31200,"verified_income":"Verified","debt_to_income":33.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":40580,"total_credit_utilized":30433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":58.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":17.09,"installment":78.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2007.09,"paid_total":304.76,"paid_principal":192.91,"paid_interest":111.85,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":27278,"verified_income":"Not Verified","debt_to_income":19.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":33085,"total_credit_utilized":21669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":16.01,"installment":168.78,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4481.56,"paid_total":512.75,"paid_principal":318.44,"paid_interest":194.31,"paid_late_fees":0} {"emp_title":"business analysis/csu manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":23,"total_credit_limit":88855,"total_credit_utilized":28400,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15400,"num_total_cc_accounts":24,"num_open_cc_accounts":22,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.9,"installment":759.25,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33663.94,"paid_total":2235.36,"paid_principal":1336.06,"paid_interest":899.3,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":5,"state":"KS","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":22.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":96081,"total_credit_utilized":49906,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30890.38,"paid_total":5839.96,"paid_principal":4109.62,"paid_interest":1730.34,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":42000,"verified_income":"Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":18785,"total_credit_utilized":15755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.44,"paid_total":1080.4,"paid_principal":387.56,"paid_interest":692.84,"paid_late_fees":0} {"emp_title":"clerk","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Source Verified","debt_to_income":6.11,"annual_income_joint":121000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.63,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":246436,"total_credit_utilized":13900,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":2400,"term":36,"interest_rate":10.41,"installment":77.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2227.24,"paid_total":230.95,"paid_principal":172.76,"paid_interest":58.19,"paid_late_fees":0} {"emp_title":"formulation scientist","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":89000,"verified_income":"Not Verified","debt_to_income":18.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":114770,"total_credit_utilized":52475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19600,"term":36,"interest_rate":5.32,"installment":590.25,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17060.8,"paid_total":2945.46,"paid_principal":2539.2,"paid_interest":406.26,"paid_late_fees":0} {"emp_title":"documentation supervisor","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":27.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":288973,"total_credit_utilized":46068,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":21.85,"installment":715.88,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25259.29,"paid_total":2084.52,"paid_principal":740.71,"paid_interest":1343.81,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":6,"state":"MD","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Not Verified","debt_to_income":11.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":53203,"total_credit_utilized":27819,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":27300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":18.06,"installment":305.12,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11358.38,"paid_total":1495.5,"paid_principal":641.62,"paid_interest":853.88,"paid_late_fees":0} {"emp_title":"supply chain manager","emp_length":0,"state":"AR","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":7.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":62,"open_credit_lines":22,"total_credit_limit":381481,"total_credit_utilized":93341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39900,"num_total_cc_accounts":28,"num_open_cc_accounts":18,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":5.32,"installment":391.5,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11655.63,"paid_total":1562.16,"paid_principal":1344.37,"paid_interest":217.79,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":57000,"verified_income":"Source Verified","debt_to_income":18.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":22,"total_credit_limit":97124,"total_credit_utilized":68759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25700,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":11750,"term":60,"interest_rate":17.09,"installment":292.59,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11238.19,"paid_total":1175.76,"paid_principal":511.81,"paid_interest":663.95,"paid_late_fees":0} {"emp_title":"shop foreman","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Source Verified","debt_to_income":20.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":415771,"total_credit_utilized":57617,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20700,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28825.95,"paid_total":1974.27,"paid_principal":1174.05,"paid_interest":800.22,"paid_late_fees":0} {"emp_title":"research technician","emp_length":6,"state":"MS","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":63963,"total_credit_utilized":39654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6283.6,"paid_total":850.48,"paid_principal":716.4,"paid_interest":134.08,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":167250,"verification_income_joint":"Not Verified","debt_to_income_joint":14.92,"delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2007,"inquiries_last_12m":10,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":43354,"total_credit_utilized":34997,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":609,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6200,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19128.86,"paid_total":1944.61,"paid_principal":871.14,"paid_interest":1073.47,"paid_late_fees":0} {"emp_title":"senior data engineer","emp_length":4,"state":"VA","homeownership":"RENT","annual_income":97000,"verified_income":"Not Verified","debt_to_income":0.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":25854,"total_credit_utilized":11195,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32678.16,"paid_total":3629.75,"paid_principal":2321.84,"paid_interest":1307.91,"paid_late_fees":0} {"emp_title":"mechanic/owner","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":8.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":22300,"total_credit_utilized":10709,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":914.73,"paid_principal":477.31,"paid_interest":437.42,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":14.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":55089,"total_credit_utilized":29320,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29300,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18550.28,"paid_total":1922.78,"paid_principal":1449.72,"paid_interest":473.06,"paid_late_fees":0} {"emp_title":"commercial insurance broker","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":12.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":527790,"total_credit_utilized":88149,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":64.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38629.65,"paid_total":2823.9,"paid_principal":1370.35,"paid_interest":1453.55,"paid_late_fees":0} {"emp_title":"field operations supervisor","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":9.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":322553,"total_credit_utilized":20241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25100,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11089.41,"paid_total":1102.35,"paid_principal":910.59,"paid_interest":191.76,"paid_late_fees":0} {"emp_title":"server","emp_length":0,"state":"OR","homeownership":"RENT","annual_income":15000,"verified_income":"Source Verified","debt_to_income":7.2,"annual_income_joint":56000,"verification_income_joint":"Source Verified","debt_to_income_joint":31.97,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":13800,"total_credit_utilized":13570,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":17.47,"installment":574.2,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14961.22,"paid_total":1753.66,"paid_principal":1038.78,"paid_interest":714.88,"paid_late_fees":0} {"emp_title":"hvac mechanic","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":27.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":94036,"total_credit_utilized":44347,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17400,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.65,"paid_total":1703.8,"paid_principal":1184.35,"paid_interest":519.45,"paid_late_fees":0} {"emp_title":"engineer assistant ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.3,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":12,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":31300,"total_credit_utilized":15584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16100,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":68.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.33,"paid_total":1351.61,"paid_principal":921.67,"paid_interest":429.94,"paid_late_fees":0} {"emp_title":"senior quality analyst","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Not Verified","debt_to_income":24.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":9,"total_credit_lines":44,"open_credit_lines":23,"total_credit_limit":307277,"total_credit_utilized":105205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60500,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12832.7,"paid_total":2593.88,"paid_principal":2167.3,"paid_interest":426.58,"paid_late_fees":0} {"emp_title":"production","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":0.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":253569,"total_credit_utilized":42,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.42,"installment":514.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22440.6,"paid_total":2539.82,"paid_principal":1559.4,"paid_interest":980.42,"paid_late_fees":0} {"emp_title":"it director","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":182000,"verified_income":"Source Verified","debt_to_income":16.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":604303,"total_credit_utilized":78003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36011.51,"paid_total":4976.22,"paid_principal":3988.49,"paid_interest":987.73,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":10.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":168410,"total_credit_utilized":25122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":59500,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24350.26,"paid_total":1046.62,"paid_principal":649.74,"paid_interest":396.88,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":121500,"verified_income":"Verified","debt_to_income":39.34,"annual_income_joint":168300,"verification_income_joint":"Verified","debt_to_income_joint":37.73,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":249000,"total_credit_utilized":145985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50400,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32175,"term":36,"interest_rate":12.61,"installment":1078.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29931.7,"paid_total":3189.13,"paid_principal":2243.3,"paid_interest":945.83,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"MS","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":14.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":16,"total_credit_limit":296303,"total_credit_utilized":95665,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34600,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23355.79,"paid_total":2624.02,"paid_principal":1644.21,"paid_interest":979.81,"paid_late_fees":0} {"emp_title":"journeyman union plumber","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":21.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":216901,"total_credit_utilized":32432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":14.07,"installment":559.31,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23156.46,"paid_total":1640.41,"paid_principal":843.54,"paid_interest":796.87,"paid_late_fees":0} {"emp_title":"service technician ","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":5.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":13217,"total_credit_utilized":9799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14293.08,"paid_total":1386.87,"paid_principal":706.92,"paid_interest":679.95,"paid_late_fees":0} {"emp_title":"executive director","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":22.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":12,"total_credit_limit":220075,"total_credit_utilized":98692,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":36000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":92.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":12.62,"installment":812.13,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33786.28,"paid_total":4035.41,"paid_principal":2213.72,"paid_interest":1821.69,"paid_late_fees":0} {"emp_title":"management","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":17.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":31,"total_credit_limit":205036,"total_credit_utilized":37791,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":18,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":31,"num_accounts_30d_past_due":0,"num_active_debit_accounts":29,"total_debit_limit":180850,"num_total_cc_accounts":36,"num_open_cc_accounts":30,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18872.39,"paid_total":2388.4,"paid_principal":1127.61,"paid_interest":1260.79,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":29.38,"annual_income_joint":156000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.34,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":287820,"total_credit_utilized":72529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":15231,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28945.56,"paid_total":2073.97,"paid_principal":1054.44,"paid_interest":1019.53,"paid_late_fees":0} {"emp_title":"customs specialist","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":42500,"verified_income":"Source Verified","debt_to_income":24.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":123232,"total_credit_utilized":57581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":18.06,"installment":398.01,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1660.07,"paid_total":9814.99,"paid_principal":9339.93,"paid_interest":475.06,"paid_late_fees":0} {"emp_title":"personal banker","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":21.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":73249,"total_credit_utilized":34442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14111.13,"paid_total":1736.52,"paid_principal":888.87,"paid_interest":847.65,"paid_late_fees":0} {"emp_title":"assistant controller ","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":68250,"verified_income":"Source Verified","debt_to_income":8.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":14,"total_credit_limit":98559,"total_credit_utilized":90416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":336,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":16.02,"installment":328.44,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12895.16,"paid_total":1289.73,"paid_principal":604.84,"paid_interest":684.89,"paid_late_fees":0} {"emp_title":"physical therapist assistant ","emp_length":3,"state":"AL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":8.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":122838,"total_credit_utilized":16537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.99,"installment":222.4,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9375.22,"paid_total":1105.34,"paid_principal":624.78,"paid_interest":480.56,"paid_late_fees":0} {"emp_title":"office manager/ bookkeeper","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":26.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":117100,"total_credit_utilized":53291,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":70400,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25477.71419,"paid_principal":25000,"paid_interest":477.71,"paid_late_fees":0} {"emp_title":"pilot","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":318000,"verified_income":"Source Verified","debt_to_income":8.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":9,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":125809,"total_credit_utilized":90942,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.03,"installment":648.93,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":26813.83503,"paid_principal":25000,"paid_interest":1813.84,"paid_late_fees":0} {"emp_title":"service technician ","emp_length":7,"state":"CO","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":11.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":77389,"total_credit_utilized":46601,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":138,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":6.71,"installment":860.86,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25875.28,"paid_total":2572.14,"paid_principal":2124.72,"paid_interest":447.42,"paid_late_fees":0} {"emp_title":"physician extender ","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":15.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":71270,"total_credit_utilized":39261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9234.27,"paid_total":920.37,"paid_principal":765.73,"paid_interest":154.64,"paid_late_fees":0} {"emp_title":"yard specialist","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":41200,"verified_income":"Source Verified","debt_to_income":16.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":191066,"total_credit_utilized":47940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8488.64,"paid_total":1824.43,"paid_principal":1511.36,"paid_interest":313.07,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"RENT","annual_income":44088,"verified_income":"Not Verified","debt_to_income":27.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":71174,"total_credit_utilized":37694,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19100,"num_total_cc_accounts":30,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9078.33,"paid_total":1351.61,"paid_principal":921.67,"paid_interest":429.94,"paid_late_fees":0} {"emp_title":"bartender","emp_length":0,"state":"WA","homeownership":"RENT","annual_income":15000,"verified_income":"Source Verified","debt_to_income":5.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":28874,"total_credit_utilized":2114,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":316,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18900,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":13.59,"installment":84.95,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2210.33,"paid_total":420.03,"paid_principal":289.67,"paid_interest":130.36,"paid_late_fees":0} {"emp_title":"lease operator","emp_length":0,"state":"LA","homeownership":"OWN","annual_income":95000,"verified_income":"Not Verified","debt_to_income":12.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":390874,"total_credit_utilized":37792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":5.31,"installment":195.72,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5996.91,"paid_total":592.91,"paid_principal":503.09,"paid_interest":89.82,"paid_late_fees":0} {"emp_title":"dean of humanities and the arts","emp_length":9,"state":"NE","homeownership":"RENT","annual_income":88000,"verified_income":"Source Verified","debt_to_income":13.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":11,"total_credit_limit":39353,"total_credit_utilized":24021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":31,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10220.62445,"paid_principal":10000,"paid_interest":220.62,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":40.15,"annual_income_joint":125000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.92,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":459836,"total_credit_utilized":117216,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18800,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14500,"term":36,"interest_rate":7.35,"installment":450.05,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12671.55,"paid_total":2238.41,"paid_principal":1828.45,"paid_interest":409.96,"paid_late_fees":0} {"emp_title":"instructor","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":11.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":27100,"total_credit_utilized":14056,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.99,"installment":1328.39,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35262.66,"paid_total":6761.85,"paid_principal":4737.34,"paid_interest":2024.51,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":25.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":72097,"total_credit_utilized":33160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":29500,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14575.47,"paid_total":2236.48,"paid_principal":1424.53,"paid_interest":811.95,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":9.33,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.95,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":55420,"total_credit_utilized":38733,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":9.93,"installment":451.29,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12610.69,"paid_total":1869.63,"paid_principal":1389.31,"paid_interest":435.2,"paid_late_fees":45.12} {"emp_title":"finance manager","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":69000,"verified_income":"Not Verified","debt_to_income":27.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":95775,"total_credit_utilized":48638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":10447.78098,"paid_principal":10000,"paid_interest":447.78,"paid_late_fees":0} {"emp_title":"crisis counselor","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":23.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":185161,"total_credit_utilized":86272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":44700,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":7.96,"installment":75.17,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2221.07,"paid_total":223.39,"paid_principal":178.93,"paid_interest":44.46,"paid_late_fees":0} {"emp_title":"senior mechanical assembler","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":10.83,"annual_income_joint":104000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.38,"delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":406749,"total_credit_utilized":12329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17000,"term":36,"interest_rate":13.59,"installment":577.65,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15030.26,"paid_total":2875.41,"paid_principal":1969.74,"paid_interest":905.67,"paid_late_fees":0} {"emp_title":"maintenance director","emp_length":8,"state":"AR","homeownership":"OWN","annual_income":90000,"verified_income":"Verified","debt_to_income":39.63,"annual_income_joint":180000,"verification_income_joint":"Verified","debt_to_income_joint":24.07,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":7,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":168002,"total_credit_utilized":136103,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":12.61,"installment":804.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22326.66,"paid_total":2426.96,"paid_principal":1673.34,"paid_interest":753.62,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":18.09,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":366648,"total_credit_utilized":38119,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":609,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":19.03,"installment":733.43,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18294.92,"paid_total":2912.58,"paid_principal":1705.08,"paid_interest":1207.5,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":7.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":32200,"total_credit_utilized":10401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":26700,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.01,"installment":1054.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28009.85,"paid_total":3137.9,"paid_principal":1990.15,"paid_interest":1147.75,"paid_late_fees":0} {"emp_title":"microbiology labratory security","emp_length":0,"state":"CA","homeownership":"OWN","annual_income":27000,"verified_income":"Not Verified","debt_to_income":2.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":15600,"total_credit_utilized":1364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.72,"installment":110.7,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3142.2,"paid_total":552.16,"paid_principal":457.8,"paid_interest":94.36,"paid_late_fees":0} {"emp_title":"telecommunications analyst","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":25.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":8,"total_credit_limit":260226,"total_credit_utilized":51302,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37200,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18468.54,"paid_total":1800.27,"paid_principal":1531.46,"paid_interest":268.81,"paid_late_fees":0} {"emp_title":"medical secretary ","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":23.92,"annual_income_joint":185000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.38,"delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":360202,"total_credit_utilized":82200,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":15.05,"installment":277.52,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7091.56,"paid_total":1380.91,"paid_principal":908.44,"paid_interest":472.47,"paid_late_fees":0} {"emp_title":"financial service specialist","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":29.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":57628,"total_credit_utilized":34805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.07,"installment":487.26,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14774.84,"paid_total":1450.99,"paid_principal":1225.16,"paid_interest":225.83,"paid_late_fees":0} {"emp_title":"consultant","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Verified","debt_to_income":22.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":349067,"total_credit_utilized":101835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":305,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":57200,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":13.58,"installment":815.38,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22350.13,"paid_total":2428.03,"paid_principal":1649.87,"paid_interest":778.16,"paid_late_fees":0} {"emp_title":"cook / server","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":5.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":11000,"total_credit_utilized":3775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.42,"installment":64.93,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1807.25,"paid_total":258.56,"paid_principal":192.75,"paid_interest":65.81,"paid_late_fees":0} {"emp_title":"business analyst ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":52500,"verified_income":"Source Verified","debt_to_income":9.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":79622,"total_credit_utilized":71415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":11.98,"installment":66.41,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1859.35,"paid_total":196.57,"paid_principal":140.65,"paid_interest":55.92,"paid_late_fees":0} {"emp_title":"cook","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":2.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":41300,"total_credit_utilized":2461,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29100,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":9.43,"installment":208.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6025.5,"paid_total":617.22,"paid_principal":474.5,"paid_interest":142.72,"paid_late_fees":0} {"emp_title":"setup operator","emp_length":6,"state":"SC","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":39.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":27,"total_credit_limit":109647,"total_credit_utilized":75898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":25400,"num_total_cc_accounts":24,"num_open_cc_accounts":22,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7287.73,"paid_total":1107.56,"paid_principal":712.27,"paid_interest":395.29,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"RENT","annual_income":16000,"verified_income":"Verified","debt_to_income":25.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":19345,"total_credit_utilized":8243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":92,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":18.06,"installment":253.28,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6394.79,"paid_total":1006.1,"paid_principal":605.21,"paid_interest":400.89,"paid_late_fees":0} {"emp_title":"analyst","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":2.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":88500,"total_credit_utilized":11361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":78500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24087.05,"paid_total":1674.04,"paid_principal":912.95,"paid_interest":761.09,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":22.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":374897,"total_credit_utilized":48921,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":35900,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.07,"installment":349.57,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14472.78,"paid_total":1088.25,"paid_principal":527.22,"paid_interest":561.03,"paid_late_fees":0} {"emp_title":"research programmer / analyst","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":27.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1986,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":130869,"total_credit_utilized":51510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49300,"num_total_cc_accounts":30,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.42,"installment":1136.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29736.97,"paid_total":6640.83,"paid_principal":5263.03,"paid_interest":1377.8,"paid_late_fees":0} {"emp_title":"rapid prototyping manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":205000,"verified_income":"Source Verified","debt_to_income":14.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":96538,"total_credit_utilized":65694,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":10.42,"installment":844.09,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22854.22,"paid_total":4205.4,"paid_principal":3145.78,"paid_interest":1059.62,"paid_late_fees":0} {"emp_title":"warehouse general","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":11.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":105050,"total_credit_utilized":16491,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.47,"installment":301.28,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11614.7,"paid_total":880.55,"paid_principal":385.3,"paid_interest":495.25,"paid_late_fees":0} {"emp_title":"pharmacy tech ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":26448,"verified_income":"Not Verified","debt_to_income":30.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":36280,"total_credit_utilized":27636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.91,"installment":216.98,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9358.12,"paid_total":1078.84,"paid_principal":641.88,"paid_interest":436.96,"paid_late_fees":0} {"emp_title":"aviation inspector","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":18.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":321900,"total_credit_utilized":30997,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49100,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13056.7,"paid_total":2249.78,"paid_principal":1943.3,"paid_interest":306.48,"paid_late_fees":0} {"emp_title":"realtor / assistant","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":18.39,"annual_income_joint":125000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.77,"delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":531782,"total_credit_utilized":81876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":14000,"term":60,"interest_rate":9.44,"installment":293.62,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13068.02,"paid_total":1460.76,"paid_principal":931.98,"paid_interest":528.78,"paid_late_fees":0} {"emp_title":"paralegal ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":27.84,"annual_income_joint":93000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.11,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1978,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":239781,"total_credit_utilized":37064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26800,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13905.19,"paid_total":1432.37,"paid_principal":1094.81,"paid_interest":337.56,"paid_late_fees":0} {"emp_title":"accountant","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":9.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":27540,"total_credit_utilized":8770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16200,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9084.7,"paid_total":1353.04,"paid_principal":915.3,"paid_interest":437.74,"paid_late_fees":0} {"emp_title":"cashier","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":33000,"total_credit_utilized":6979,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18200,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4369.5,"paid_total":771.87,"paid_principal":630.5,"paid_interest":141.37,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":74000,"verified_income":"Not Verified","debt_to_income":14.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":90000,"total_credit_utilized":29504,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":56200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":28125,"term":60,"interest_rate":12.62,"installment":634.48,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26395.51,"paid_total":3132.96,"paid_principal":1729.49,"paid_interest":1403.47,"paid_late_fees":0} {"emp_title":"contract specialist ","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":119568,"verified_income":"Verified","debt_to_income":22.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":101559,"total_credit_utilized":70239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9327.09,"paid_total":1023.84,"paid_principal":672.91,"paid_interest":350.93,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":64000,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.92,"installment":212.08,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9608.54,"paid_total":652.78,"paid_principal":391.46,"paid_interest":261.32,"paid_late_fees":0} {"emp_title":"chief financial officer","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":151000,"verified_income":"Verified","debt_to_income":15.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":160259,"total_credit_utilized":77372,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":64400,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.9,"installment":867.71,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38473.08,"paid_total":2578.91,"paid_principal":1526.92,"paid_interest":1051.99,"paid_late_fees":0} {"emp_title":"officer of corporation","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":27.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":92378,"total_credit_utilized":45569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.27,"paid_total":918.77,"paid_principal":758.73,"paid_interest":160.04,"paid_late_fees":0} {"emp_title":"kitchen designer","emp_length":4,"state":"ME","homeownership":"OWN","annual_income":35000,"verified_income":"Verified","debt_to_income":29.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":72470,"total_credit_utilized":37589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":19300,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6920.52,"paid_total":1207.77,"paid_principal":1079.48,"paid_interest":128.29,"paid_late_fees":0} {"emp_title":"regional manager ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":84000,"verified_income":"Verified","debt_to_income":7.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":2,"total_credit_limit":38401,"total_credit_utilized":35702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":11.99,"installment":778.38,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":33701.09,"paid_total":2311.83,"paid_principal":1298.91,"paid_interest":1012.92,"paid_late_fees":0} {"emp_title":"executive chef","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":10.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":513156,"total_credit_utilized":35893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":104100,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17931.76,"paid_total":2394.42,"paid_principal":2068.24,"paid_interest":326.18,"paid_late_fees":0} {"emp_title":"telecommunications tech ","emp_length":5,"state":"FL","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":31.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":43376,"total_credit_utilized":14488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.41,"installment":292.15,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8047.14,"paid_total":1166.04,"paid_principal":952.86,"paid_interest":213.18,"paid_late_fees":0} {"emp_title":"finisher","emp_length":0,"state":"VT","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":8.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":16000,"total_credit_utilized":11539,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19534.08,"paid_total":916.57,"paid_principal":465.92,"paid_interest":450.65,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":18,"total_credit_limit":101727,"total_credit_utilized":22442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55900,"num_total_cc_accounts":28,"num_open_cc_accounts":15,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.07,"installment":91.37,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2692.9,"paid_total":363.46,"paid_principal":307.1,"paid_interest":56.36,"paid_late_fees":0} {"emp_title":"grocery clerk","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":15000,"verified_income":"Verified","debt_to_income":28.96,"annual_income_joint":65000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.52,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":31167,"total_credit_utilized":21577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7223.7,"paid_total":1051.39,"paid_principal":776.3,"paid_interest":275.09,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":52000,"verified_income":"Source Verified","debt_to_income":2.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":10,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":4100,"total_credit_utilized":1460,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3827,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":4100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2700.05,"paid_total":7516.29,"paid_principal":7299.95,"paid_interest":216.34,"paid_late_fees":0} {"emp_title":"services coordinator","emp_length":2,"state":"ME","homeownership":"RENT","annual_income":44000,"verified_income":"Verified","debt_to_income":12.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":269361,"total_credit_utilized":46789,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2900,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4620.57,"paid_total":459.33,"paid_principal":379.43,"paid_interest":79.9,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Not Verified","debt_to_income":16.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":506779,"total_credit_utilized":58807,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":95600,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":91.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13839.02,"paid_total":1350.56,"paid_principal":1160.98,"paid_interest":189.58,"paid_late_fees":0} {"emp_title":"renewal specialist","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":18.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":51430,"total_credit_utilized":21017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":914.73,"paid_principal":477.31,"paid_interest":437.42,"paid_late_fees":0} {"emp_title":"associate medical director","emp_length":2,"state":"CT","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":10.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":30000,"total_credit_utilized":15946,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.9,"installment":1307.66,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37141.21,"paid_total":4007.76,"paid_principal":2858.79,"paid_interest":1148.97,"paid_late_fees":0} {"emp_title":"","state":"NE","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":5.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":14200,"total_credit_utilized":3702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":755,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":12.62,"installment":100.54,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2719.66,"paid_total":400.06,"paid_principal":280.34,"paid_interest":119.72,"paid_late_fees":0} {"emp_title":"junior graphic designer","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":27.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":82620,"total_credit_utilized":77325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":10.42,"installment":48.7,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1355.43,"paid_total":193.93,"paid_principal":144.57,"paid_interest":49.36,"paid_late_fees":0} {"emp_title":"ceo president","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":196000,"verified_income":"Not Verified","debt_to_income":24.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":12,"total_credit_limit":264105,"total_credit_utilized":214317,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":103,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":40000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":15.05,"installment":971.32,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25472.33,"paid_total":3861.87,"paid_principal":2527.67,"paid_interest":1334.2,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":11.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":54900,"total_credit_utilized":18790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6939.85,"paid_total":1222.88,"paid_principal":1060.15,"paid_interest":162.73,"paid_late_fees":0} {"emp_title":"accounting assistant","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":49000,"verified_income":"Source Verified","debt_to_income":28.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":98338,"total_credit_utilized":90581,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19224.93,"paid_total":2160.77,"paid_principal":775.07,"paid_interest":1385.7,"paid_late_fees":0} {"emp_title":"group creative director","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":275000,"verified_income":"Source Verified","debt_to_income":11.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":599264,"total_credit_utilized":147964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":103100,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37080.55,"paid_total":3935,"paid_principal":2919.45,"paid_interest":1015.55,"paid_late_fees":0} {"emp_title":"forming operator","emp_length":4,"state":"NY","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":13.47,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":39,"open_credit_lines":21,"total_credit_limit":168890,"total_credit_utilized":40632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29200,"num_total_cc_accounts":25,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":11.99,"installment":365.31,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9323.13,"paid_total":2087.58,"paid_principal":1676.87,"paid_interest":410.71,"paid_late_fees":0} {"emp_title":"large format printing lead","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":35500,"verified_income":"Not Verified","debt_to_income":16.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":53495,"total_credit_utilized":42709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3300,"term":36,"interest_rate":11.99,"installment":109.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2909.13,"paid_total":545.8,"paid_principal":390.87,"paid_interest":154.93,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":14.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":440947,"total_credit_utilized":97118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72800,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1365.37,"paid_principal":1148.6,"paid_interest":216.77,"paid_late_fees":0} {"emp_title":"","state":"UT","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":16.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":45665,"total_credit_utilized":23724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":5.31,"installment":346.27,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10310.6,"paid_total":1378.3,"paid_principal":1189.4,"paid_interest":188.9,"paid_late_fees":0} {"emp_title":"technical sales rep","emp_length":1,"state":"FL","homeownership":"OWN","annual_income":150000,"verified_income":"Source Verified","debt_to_income":33.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1969,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":566609,"total_credit_utilized":105380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":6,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16500,"term":36,"interest_rate":6.07,"installment":502.49,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":15236.55,"paid_total":1501.91,"paid_principal":1263.45,"paid_interest":238.46,"paid_late_fees":0} {"emp_title":"pretreatment technician","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":23.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":96240,"total_credit_utilized":83701,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":194,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3600,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.42,"installment":392.59,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14385.93,"paid_total":1537.99,"paid_principal":614.07,"paid_interest":923.92,"paid_late_fees":0} {"emp_title":"manager - projects","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":105000,"verified_income":"Verified","debt_to_income":14.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":134300,"total_credit_utilized":83037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":100600,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.85,"installment":963.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34002.9,"paid_total":2848.55,"paid_principal":997.1,"paid_interest":1851.45,"paid_late_fees":0} {"emp_title":"hydrologist","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":21.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":245282,"total_credit_utilized":37210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4400,"term":36,"interest_rate":14.08,"installment":150.56,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3997.25,"paid_total":598.8,"paid_principal":402.75,"paid_interest":196.05,"paid_late_fees":0} {"emp_title":"lieutenant","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":18.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":427091,"total_credit_utilized":39536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":18.06,"installment":483.1,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17984.13,"paid_total":2487.84,"paid_principal":1015.87,"paid_interest":1471.97,"paid_late_fees":0} {"emp_title":"autocad ","emp_length":1,"state":"MI","homeownership":"OWN","annual_income":35300,"verified_income":"Source Verified","debt_to_income":27.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":37273,"total_credit_utilized":30394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3125,"term":36,"interest_rate":10.91,"installment":102.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2749.38,"paid_total":506.31,"paid_principal":375.62,"paid_interest":130.69,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Not Verified","debt_to_income":24.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":48,"open_credit_lines":23,"total_credit_limit":194873,"total_credit_utilized":57185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":65300,"num_total_cc_accounts":37,"num_open_cc_accounts":21,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.44,"installment":419.46,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18668.58,"paid_total":2086.81,"paid_principal":1331.42,"paid_interest":755.39,"paid_late_fees":0} {"emp_title":"pharmacy technician ","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":17.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":14,"total_credit_limit":127498,"total_credit_utilized":16349,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21200,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":92.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19021.27,"paid_total":1790.74,"paid_principal":978.73,"paid_interest":812.01,"paid_late_fees":0} {"emp_title":"dockworker","emp_length":3,"state":"PA","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":7.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":68800,"total_credit_utilized":19857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61100,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9469.53,"paid_total":833.68,"paid_principal":530.47,"paid_interest":303.21,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":350000,"verified_income":"Verified","debt_to_income":6.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":541617,"total_credit_utilized":81103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":81100,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31418.07,"paid_total":4252.34,"paid_principal":3581.93,"paid_interest":670.41,"paid_late_fees":0} {"emp_title":"consulting database specialist","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":26.88,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":95285,"total_credit_utilized":37650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39400,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.98,"installment":464.87,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12908.48,"paid_total":1481.36,"paid_principal":1091.52,"paid_interest":389.84,"paid_late_fees":0} {"emp_title":"house officer ","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":85820,"verified_income":"Not Verified","debt_to_income":19.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":43400,"total_credit_utilized":35479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5300,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.92,"installment":515.68,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14840.23,"paid_total":1538.22,"paid_principal":1159.77,"paid_interest":378.45,"paid_late_fees":0} {"emp_title":"vp hr","emp_length":8,"state":"KY","homeownership":"MORTGAGE","annual_income":275000,"verified_income":"Source Verified","debt_to_income":19.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":655736,"total_credit_utilized":121893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":10,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7262.63,"paid_total":1072.26,"paid_principal":737.37,"paid_interest":334.89,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NM","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":16.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":79813,"total_credit_utilized":50734,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17200,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.41,"installment":227.23,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6496.14,"paid_total":677.64,"paid_principal":503.86,"paid_interest":173.78,"paid_late_fees":0} {"emp_title":"shade assembler","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":42.64,"annual_income_joint":90000,"verification_income_joint":"Verified","debt_to_income_joint":27.2,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":243108,"total_credit_utilized":47123,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13900,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22421.54,"paid_total":2624.99,"paid_principal":1578.46,"paid_interest":1046.53,"paid_late_fees":0} {"emp_title":"finance","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":17.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":205174,"total_credit_utilized":27470,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":250,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37700,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":32.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":11,"total_credit_limit":80123,"total_credit_utilized":50384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1900,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":19.42,"installment":92.18,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2342.31,"paid_total":277.72,"paid_principal":157.69,"paid_interest":120.03,"paid_late_fees":0} {"emp_title":"counselor","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":58500,"verified_income":"Verified","debt_to_income":18.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":10,"total_credit_limit":239313,"total_credit_utilized":163262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":18.45,"installment":640.98,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24218.29,"paid_total":1871.69,"paid_principal":781.71,"paid_interest":1089.98,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":0,"state":"KY","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":7.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":526275,"total_credit_utilized":59144,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50700,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":765.02,"paid_principal":635.83,"paid_interest":129.19,"paid_late_fees":0} {"emp_title":"certified peer specialist","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":33427.94,"verified_income":"Source Verified","debt_to_income":3.48,"annual_income_joint":74948.38,"verification_income_joint":"Not Verified","debt_to_income_joint":25.62,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":83600,"total_credit_utilized":3503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2873,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":10.91,"installment":294.27,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8138.56,"paid_total":1171.62,"paid_principal":861.44,"paid_interest":310.18,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":9600,"verified_income":"Source Verified","debt_to_income":20.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":2900,"total_credit_utilized":1220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":1900,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.47,"installment":179.44,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4675.37,"paid_total":517.22,"paid_principal":324.63,"paid_interest":192.59,"paid_late_fees":0} {"emp_title":"medical asst","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":9.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":44560,"total_credit_utilized":24203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":518,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23600,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.22,"paid_total":643.44,"paid_principal":477.78,"paid_interest":165.66,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":12036,"verified_income":"Verified","debt_to_income":74.38,"annual_income_joint":134536,"verification_income_joint":"Verified","debt_to_income_joint":14.93,"delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":1976,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":53765,"total_credit_utilized":26641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15200,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":1200,"term":36,"interest_rate":6.72,"installment":36.9,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":438.66,"paid_total":784.05,"paid_principal":761.34,"paid_interest":22.71,"paid_late_fees":0} {"emp_title":"production manager","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Not Verified","debt_to_income":15.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":318564,"total_credit_utilized":35342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18300,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1269.71,"paid_principal":976.99,"paid_interest":292.72,"paid_late_fees":0} {"emp_title":"cook","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":9.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":19023,"total_credit_utilized":6155,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":787,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5581.66,"paid_total":598.92,"paid_principal":418.34,"paid_interest":180.58,"paid_late_fees":0} {"emp_title":"maintenance tech","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":3.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":27400,"total_credit_utilized":2301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16200,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.96,"installment":78.3,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2376.16,"paid_total":155.49,"paid_principal":123.84,"paid_interest":31.65,"paid_late_fees":0} {"emp_title":"cleaner","emp_length":4,"state":"NY","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":2.7,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.34,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":7400,"total_credit_utilized":6174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":10.9,"installment":1046.13,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30482.2,"paid_total":2167.03,"paid_principal":1517.8,"paid_interest":649.23,"paid_late_fees":0} {"emp_title":"pmo manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":16.07,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":300427,"total_credit_utilized":43011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":21.85,"installment":770.95,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26926.65,"paid_total":2845.88,"paid_principal":1073.35,"paid_interest":1772.53,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"RENT","annual_income":20400,"verified_income":"Verified","debt_to_income":9.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":41800,"total_credit_utilized":4561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9504.67,"paid_total":630.79,"paid_principal":495.33,"paid_interest":135.46,"paid_late_fees":0} {"emp_title":"manger/barber","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Verified","debt_to_income":21.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":209236,"total_credit_utilized":46828,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":91700,"num_total_cc_accounts":29,"num_open_cc_accounts":19,"num_cc_carrying_balance":16,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":9.43,"installment":733.87,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33612.67,"paid_total":2183.27,"paid_principal":1387.33,"paid_interest":795.94,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":65318.52,"verified_income":"Not Verified","debt_to_income":22.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":376960,"total_credit_utilized":61520,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24143.51,"paid_total":1744.06,"paid_principal":856.49,"paid_interest":887.57,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":13.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":324219,"total_credit_utilized":49013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.07,"installment":349.57,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14472.78,"paid_total":1025.26,"paid_principal":527.22,"paid_interest":498.04,"paid_late_fees":0} {"emp_title":"auto tech","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":15.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":182460,"total_credit_utilized":20570,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.9,"installment":523.07,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14856.47,"paid_total":1549.83,"paid_principal":1143.53,"paid_interest":406.3,"paid_late_fees":0} {"emp_title":"electronic engineer","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Not Verified","debt_to_income":13.82,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":207658,"total_credit_utilized":25038,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27900,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17953.16,"paid_total":2429.92,"paid_principal":2046.84,"paid_interest":383.08,"paid_late_fees":0} {"emp_title":"interior concept designer","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":20,"total_credit_limit":79132,"total_credit_utilized":75734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8782.01,"paid_total":1606.23,"paid_principal":1217.99,"paid_interest":388.24,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":1,"state":"MN","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":11.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":21664,"total_credit_utilized":15558,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":64,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9537.61,"paid_total":663.13,"paid_principal":462.39,"paid_interest":200.74,"paid_late_fees":0} {"emp_title":"dock worker","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":18.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":190462,"total_credit_utilized":30328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.42,"installment":321.82,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14223.68,"paid_total":1278.6,"paid_principal":776.32,"paid_interest":502.28,"paid_late_fees":0} {"emp_title":"assistant","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Source Verified","debt_to_income":22.6,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":300443,"total_credit_utilized":40043,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11100,"term":60,"interest_rate":30.17,"installment":360.29,"grade":"F","sub_grade":"F3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10672.97,"paid_total":1792.15,"paid_principal":427.03,"paid_interest":1365.12,"paid_late_fees":0} {"emp_title":"lead driver","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":85000,"verified_income":"Verified","debt_to_income":21.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":66747,"total_credit_utilized":58091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":19.42,"installment":628.14,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":23760.26,"paid_total":602.25,"paid_principal":239.74,"paid_interest":362.51,"paid_late_fees":0} {"emp_title":"residential coordinator","emp_length":1,"state":"NJ","homeownership":"OWN","annual_income":33000,"verified_income":"Not Verified","debt_to_income":20.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":43680,"total_credit_utilized":9854,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1950,"term":36,"interest_rate":9.43,"installment":62.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1855.46,"paid_total":123.8,"paid_principal":94.54,"paid_interest":29.26,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":7.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":337841,"total_credit_utilized":6345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.47,"installment":376.59,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14518.41,"paid_total":1115.21,"paid_principal":481.59,"paid_interest":633.62,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":46800,"verified_income":"Source Verified","debt_to_income":16.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":5,"total_credit_limit":49968,"total_credit_utilized":19694,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26700,"num_total_cc_accounts":20,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.34,"installment":248.27,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7398.32,"paid_total":741.55,"paid_principal":601.68,"paid_interest":139.87,"paid_late_fees":0} {"emp_title":"assistant registrar-graduation","emp_length":10,"state":"SC","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":15.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":33465,"total_credit_utilized":24690,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":7.96,"installment":266.21,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":7866.34,"paid_total":791.11,"paid_principal":633.66,"paid_interest":157.45,"paid_late_fees":0} {"emp_title":"assistant to internet director","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":67764,"verified_income":"Source Verified","debt_to_income":17.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":36414,"total_credit_utilized":20547,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.58,"installment":407.69,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11175.06,"paid_total":1214.02,"paid_principal":824.94,"paid_interest":389.08,"paid_late_fees":0} {"emp_title":"family skill specialist","emp_length":4,"state":"CA","homeownership":"OWN","annual_income":26000,"verified_income":"Verified","debt_to_income":10.85,"annual_income_joint":76000,"verification_income_joint":"Verified","debt_to_income_joint":29.79,"delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":64964,"total_credit_utilized":12447,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":48500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":9.43,"installment":503.23,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23048.67,"paid_total":1497.12,"paid_principal":951.33,"paid_interest":545.79,"paid_late_fees":0} {"emp_title":"head of shopper engagement","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":245000,"verified_income":"Verified","debt_to_income":36.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":673970,"total_credit_utilized":253507,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":58000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12475,"term":60,"interest_rate":21.85,"installment":343.49,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12120.3,"paid_total":1015.33,"paid_principal":354.7,"paid_interest":660.63,"paid_late_fees":0} {"emp_title":"shipping & receiving","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":27.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":43629,"total_credit_utilized":26502,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":14500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11500,"term":60,"interest_rate":21.85,"installment":316.64,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11172.37,"paid_total":935.96,"paid_principal":327.63,"paid_interest":608.33,"paid_late_fees":0} {"emp_title":"rn","emp_length":0,"state":"CO","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":1.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":56150,"total_credit_utilized":62410,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":8508,"current_installment_accounts":15,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":22.91,"installment":38.67,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":407.83,"paid_total":659.08,"paid_principal":592.17,"paid_interest":66.91,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":0.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":351650,"total_credit_utilized":389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.61,"installment":502.6,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13954.16,"paid_total":1497.29,"paid_principal":1045.84,"paid_interest":451.45,"paid_late_fees":0} {"emp_title":"managment","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Verified","debt_to_income":12.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":346008,"total_credit_utilized":21479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":47100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13250,"term":36,"interest_rate":9.93,"installment":427.11,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11964.29,"paid_total":1690.17,"paid_principal":1285.71,"paid_interest":404.46,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"KY","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":13.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":12,"total_credit_limit":71363,"total_credit_utilized":11326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":8.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":30633,"total_credit_utilized":26536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":28800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":19.42,"installment":663.64,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16864.81,"paid_total":1952.08,"paid_principal":1135.19,"paid_interest":816.89,"paid_late_fees":0} {"emp_title":"branch manager ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":18.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2001,"inquiries_last_12m":9,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":447224,"total_credit_utilized":43133,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47900,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":9.92,"installment":77.36,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2226,"paid_total":226.8,"paid_principal":174,"paid_interest":52.8,"paid_late_fees":0} {"emp_title":"rural carrier","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":19.97,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":198876,"total_credit_utilized":42810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":33700,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":72.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21700,"term":60,"interest_rate":14.07,"installment":505.71,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21194.5,"paid_total":994.46,"paid_principal":505.5,"paid_interest":488.96,"paid_late_fees":0} {"emp_title":"office administrator","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":37.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":314622,"total_credit_utilized":67203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":66000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36525,"term":36,"interest_rate":10.42,"installment":1185.78,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":32105.81,"paid_total":5907.76,"paid_principal":4419.19,"paid_interest":1488.57,"paid_late_fees":0} {"emp_title":"regional director","emp_length":2,"state":"SC","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":17.61,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2002,"inquiries_last_12m":10,"total_credit_lines":34,"open_credit_lines":10,"total_credit_limit":50967,"total_credit_utilized":20742,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13600,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4497.14,"paid_total":618.72,"paid_principal":502.86,"paid_interest":115.86,"paid_late_fees":0} {"emp_title":"educator","emp_length":10,"state":"NM","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Not Verified","debt_to_income":27.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":258453,"total_credit_utilized":162295,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":6.71,"installment":860.86,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25875.28,"paid_total":2561.7,"paid_principal":2124.72,"paid_interest":436.98,"paid_late_fees":0} {"emp_title":"fixed assets manager","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":72900,"verified_income":"Not Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":279032,"total_credit_utilized":55690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27400,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31729.59,"paid_total":4667.06,"paid_principal":3270.41,"paid_interest":1396.65,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":38.45,"annual_income_joint":137000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.11,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":63,"open_credit_lines":38,"total_credit_limit":633688,"total_credit_utilized":238418,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":21,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":171200,"num_total_cc_accounts":37,"num_open_cc_accounts":32,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":21.45,"installment":1092.29,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38847.77,"paid_total":3467.54,"paid_principal":1152.23,"paid_interest":2315.31,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Not Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":53200,"total_credit_utilized":14413,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":441,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15700,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":16.01,"installment":340.53,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13532.58,"paid_total":1009.14,"paid_principal":467.42,"paid_interest":541.72,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":6.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":37828,"total_credit_utilized":12238,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18873.31,"paid_total":2415.1,"paid_principal":1126.69,"paid_interest":1288.41,"paid_late_fees":0} {"emp_title":"hub employee","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":11.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":41049,"total_credit_utilized":28534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.9,"installment":228.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6499.71,"paid_total":678.04,"paid_principal":500.29,"paid_interest":177.75,"paid_late_fees":0} {"emp_title":"technical solutions architecture manager","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":9.11,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":360366,"total_credit_utilized":21835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31200,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17631.3,"paid_total":3307.68,"paid_principal":2368.7,"paid_interest":938.98,"paid_late_fees":0} {"emp_title":"dentist ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":250000,"verified_income":"Source Verified","debt_to_income":5.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":109785,"total_credit_utilized":35675,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":58500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.34,"installment":1241.32,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38000.6,"paid_total":2466.33,"paid_principal":1999.4,"paid_interest":466.93,"paid_late_fees":0} {"emp_title":"social worker","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":79515,"total_credit_utilized":65800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":7274,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10300,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9065.45,"paid_total":1333.27,"paid_principal":934.55,"paid_interest":398.72,"paid_late_fees":0} {"emp_title":"service representative","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":7.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":53912,"total_credit_utilized":10174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35200,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7392.94,"paid_total":734.9,"paid_principal":607.06,"paid_interest":127.84,"paid_late_fees":0} {"emp_title":"delivery merchandiser","emp_length":10,"state":"SC","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":2.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":6800,"total_credit_utilized":3234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2600,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.43,"installment":128.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3707.99,"paid_total":379.84,"paid_principal":292.01,"paid_interest":87.83,"paid_late_fees":0} {"emp_title":"physician ","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":34.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":178693,"total_credit_utilized":144836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":13.59,"installment":1019.37,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26524.06,"paid_total":5074.2,"paid_principal":3475.94,"paid_interest":1598.26,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":109000,"verified_income":"Not Verified","debt_to_income":17.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":128694,"total_credit_utilized":23558,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":49800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14358.08,"paid_total":6078.19,"paid_principal":5641.92,"paid_interest":436.27,"paid_late_fees":0} {"emp_title":"attorney","emp_length":6,"state":"CT","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Source Verified","debt_to_income":18.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":378528,"total_credit_utilized":117424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23600,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.96,"installment":751.63,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22210.89,"paid_total":2233.66,"paid_principal":1789.11,"paid_interest":444.55,"paid_late_fees":0} {"emp_title":"dietary aide","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":25.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":53561,"total_credit_utilized":24583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.35,"installment":124.15,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3597.72,"paid_total":492.52,"paid_principal":402.28,"paid_interest":90.24,"paid_late_fees":0} {"emp_title":"engineer departnent","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":47328,"verified_income":"Source Verified","debt_to_income":10.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":21200,"total_credit_utilized":12628,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":10.9,"installment":303.7,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13465.57,"paid_total":902.62,"paid_principal":534.43,"paid_interest":368.19,"paid_late_fees":0} {"emp_title":"nurse practitioner ","emp_length":9,"state":"NC","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":24.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":213900,"total_credit_utilized":58238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":89700,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.07,"installment":730.89,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22162.27,"paid_total":2176.48,"paid_principal":1837.73,"paid_interest":338.75,"paid_late_fees":0} {"emp_title":"cashier ","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":17000,"verified_income":"Source Verified","debt_to_income":5.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":7000,"total_credit_utilized":841,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":19.03,"installment":102.68,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2499.22,"paid_total":508.97,"paid_principal":300.78,"paid_interest":208.19,"paid_late_fees":0} {"emp_title":"principal ","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":9.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":231428,"total_credit_utilized":214173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":59300,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":14.08,"installment":745.92,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30491.9,"paid_total":2958.65,"paid_principal":1508.1,"paid_interest":1450.55,"paid_late_fees":0} {"emp_title":"manager ","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":27.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":17,"total_credit_limit":106801,"total_credit_utilized":79437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10843.53,"paid_total":1544.43,"paid_principal":1156.47,"paid_interest":387.96,"paid_late_fees":0} {"emp_title":"fbc","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Not Verified","debt_to_income":1.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":108537,"total_credit_utilized":857,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2800,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":61.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":9.44,"installment":307.25,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8899.33,"paid_total":916.72,"paid_principal":700.67,"paid_interest":216.05,"paid_late_fees":0} {"emp_title":"shipping clerk","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":9.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":109693,"total_credit_utilized":14344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":59100,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":5.31,"installment":289.06,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8607.11,"paid_total":1153.41,"paid_principal":992.89,"paid_interest":160.52,"paid_late_fees":0} {"emp_title":"claims investigator","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":11.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":41200,"total_credit_utilized":19348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.97,"installment":109.63,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3062.3,"paid_total":546.6,"paid_principal":437.7,"paid_interest":108.9,"paid_late_fees":0} {"emp_title":"executive customer service","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":14.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":23,"total_credit_limit":272788,"total_credit_utilized":43916,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1034,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":70200,"num_total_cc_accounts":18,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6963.58,"paid_total":1198.69,"paid_principal":1036.42,"paid_interest":162.27,"paid_late_fees":0} {"emp_title":"engineering supervisor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":31.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":276606,"total_credit_utilized":112029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31950,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10557.7,"paid_total":1987.26,"paid_principal":1442.3,"paid_interest":544.96,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":38.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":28,"total_credit_limit":202173,"total_credit_utilized":135598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":5,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":83700,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32400,"term":36,"interest_rate":10.91,"installment":1059.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28505.88,"paid_total":5277.16,"paid_principal":3894.12,"paid_interest":1383.04,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":13800,"verified_income":"Verified","debt_to_income":128.61,"annual_income_joint":52800,"verification_income_joint":"Verified","debt_to_income_joint":34.23,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":217328,"total_credit_utilized":60586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":3600,"term":36,"interest_rate":19.03,"installment":132.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3213.28,"paid_total":652.49,"paid_principal":386.72,"paid_interest":265.77,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":31800,"verified_income":"Source Verified","debt_to_income":14.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":77870,"total_credit_utilized":71219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14452.23,"paid_total":993.91,"paid_principal":547.77,"paid_interest":446.14,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":0,"state":"MO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":17.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":256640,"total_credit_utilized":66507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15100,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8300,"term":36,"interest_rate":13.59,"installment":282.03,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7534.99,"paid_total":1153.19,"paid_principal":765.01,"paid_interest":388.18,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":20.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":43,"open_credit_lines":19,"total_credit_limit":496187,"total_credit_utilized":84245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47600,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25600,"term":36,"interest_rate":5.32,"installment":770.94,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22283.49,"paid_total":3847.13,"paid_principal":3316.51,"paid_interest":530.62,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":22.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":106401,"total_credit_utilized":56157,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29700,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19288.09,"paid_total":1368,"paid_principal":711.91,"paid_interest":656.09,"paid_late_fees":0} {"emp_title":"lead software architect","emp_length":2,"state":"NH","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":9.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":213115,"total_credit_utilized":39894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":517,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13600,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":72,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27900,"term":60,"interest_rate":16.01,"installment":678.63,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26649.66,"paid_total":2689.7,"paid_principal":1250.34,"paid_interest":1439.36,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":14.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":248359,"total_credit_utilized":45562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.35,"installment":124.15,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3495.61,"paid_total":619.12,"paid_principal":504.39,"paid_interest":114.73,"paid_late_fees":0} {"emp_title":"ir technologist ","emp_length":10,"state":"VT","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Verified","debt_to_income":18.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":380182,"total_credit_utilized":30014,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16900,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":9.92,"installment":32.23,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":927.51,"paid_total":96.14,"paid_principal":72.49,"paid_interest":23.65,"paid_late_fees":0} {"emp_title":"engineer tech","emp_length":6,"state":"MI","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":16.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":241400,"total_credit_utilized":32794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":58600,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.43,"installment":503.23,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23048.67,"paid_total":1497.12,"paid_principal":951.33,"paid_interest":545.79,"paid_late_fees":0} {"emp_title":"owner/operator","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":156000,"verified_income":"Verified","debt_to_income":13.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":795502,"total_credit_utilized":75510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":114100,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35977.23,"paid_total":4949.67,"paid_principal":4022.77,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"IN","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Not Verified","debt_to_income":7.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":238075,"total_credit_utilized":12146,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":9.43,"installment":704.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20394.07,"paid_total":2100.5,"paid_principal":1605.93,"paid_interest":494.57,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":125000,"verified_income":"Not Verified","debt_to_income":5.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":57344,"total_credit_utilized":21474,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":84,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23600,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":9.44,"installment":204.84,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5774.69,"paid_total":829.44,"paid_principal":625.31,"paid_interest":204.13,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":24.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":84494,"total_credit_utilized":71412,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21600,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":17.09,"installment":428.38,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10675.4,"paid_total":2215.96,"paid_principal":1324.6,"paid_interest":891.36,"paid_late_fees":0} {"emp_title":"sales manger","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":24.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":9,"total_credit_lines":48,"open_credit_lines":20,"total_credit_limit":96247,"total_credit_utilized":67146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33000,"num_total_cc_accounts":35,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26733.24,"paid_total":5397.3,"paid_principal":3266.76,"paid_interest":2130.54,"paid_late_fees":0} {"emp_title":"claims examiner ii","emp_length":1,"state":"CA","homeownership":"OWN","annual_income":76000,"verified_income":"Source Verified","debt_to_income":18.08,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":43606,"total_credit_utilized":30867,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":21.85,"installment":330.41,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11774.14,"paid_total":732.71,"paid_principal":225.86,"paid_interest":506.85,"paid_late_fees":0} {"emp_title":"patternmaker / designer","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":96000,"verified_income":"Not Verified","debt_to_income":10.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":57200,"total_credit_utilized":25733,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17971.08,"paid_total":2452.49,"paid_principal":2028.92,"paid_interest":423.57,"paid_late_fees":0} {"emp_title":"senior chemist","emp_length":4,"state":"NJ","homeownership":"MORTGAGE","annual_income":139500,"verified_income":"Source Verified","debt_to_income":21.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":13,"total_credit_limit":519231,"total_credit_utilized":252708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":62000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.43,"installment":768.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21654.89,"paid_total":2991.99,"paid_principal":2345.11,"paid_interest":646.88,"paid_late_fees":0} {"emp_title":"civil engineering tech","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":74200,"verified_income":"Verified","debt_to_income":16.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":5,"total_credit_limit":286462,"total_credit_utilized":30887,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26700,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38400,"term":60,"interest_rate":10.42,"installment":823.85,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36412.66,"paid_total":3273.17,"paid_principal":1987.34,"paid_interest":1285.83,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":10.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":27522,"total_credit_utilized":17401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18300,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.04,"installment":238.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9657.41,"paid_total":697.62,"paid_principal":342.59,"paid_interest":355.03,"paid_late_fees":0} {"emp_title":"owner operator","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":2.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":15600,"total_credit_utilized":768,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13400,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28069.29,"paid_total":3376.84,"paid_principal":1930.71,"paid_interest":1446.13,"paid_late_fees":0} {"emp_title":"district technology support analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":113000,"verified_income":"Source Verified","debt_to_income":12.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":69796,"total_credit_utilized":50305,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17700,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":15.04,"installment":312.17,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8394.36,"paid_total":876.35,"paid_principal":605.64,"paid_interest":270.71,"paid_late_fees":0} {"emp_title":"sr rest engineer ","emp_length":3,"state":"UT","homeownership":"RENT","annual_income":104000,"verified_income":"Verified","debt_to_income":33.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":19,"total_credit_limit":154069,"total_credit_utilized":92720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":63600,"num_total_cc_accounts":15,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":13.59,"installment":951.41,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26075.44,"paid_total":2833.09,"paid_principal":1924.56,"paid_interest":908.53,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":12000,"verified_income":"Verified","debt_to_income":204.13,"annual_income_joint":152000,"verification_income_joint":"","debt_to_income_joint":27.27,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":406818,"total_credit_utilized":86236,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":57300,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":29000,"term":60,"interest_rate":7.35,"installment":579.04,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26968.19,"paid_total":2871.52,"paid_principal":2031.81,"paid_interest":839.71,"paid_late_fees":0} {"emp_title":"chef","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":14400,"verified_income":"Verified","debt_to_income":3.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":6300,"total_credit_utilized":2300,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":4889.26,"paid_total":169.27,"paid_principal":110.74,"paid_interest":58.53,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":30163,"verified_income":"Verified","debt_to_income":27.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":44062,"total_credit_utilized":31396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":26.77,"installment":790.35,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25574.64,"paid_total":1542.03,"paid_principal":425.36,"paid_interest":1116.67,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":7.81,"annual_income_joint":198000,"verification_income_joint":"Verified","debt_to_income_joint":15.15,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":249410,"total_credit_utilized":42153,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21847.54,"paid_total":3859.28,"paid_principal":3152.46,"paid_interest":706.82,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":79500,"verified_income":"Source Verified","debt_to_income":17.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":265711,"total_credit_utilized":53623,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33700,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.98,"installment":830.12,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22642.85,"paid_total":3287.2,"paid_principal":2357.15,"paid_interest":930.05,"paid_late_fees":0} {"emp_title":"office manager","emp_length":1,"state":"OR","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":22.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":34471,"total_credit_utilized":16106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":13.59,"installment":475.71,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12377.87,"paid_total":2383.48,"paid_principal":1622.13,"paid_interest":761.35,"paid_late_fees":0} {"emp_title":"patient care coordinator","emp_length":9,"state":"VA","homeownership":"RENT","annual_income":51200,"verified_income":"Not Verified","debt_to_income":9.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":30630,"total_credit_utilized":17657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5577.82,"paid_total":593.7,"paid_principal":422.18,"paid_interest":171.52,"paid_late_fees":0} {"emp_title":"sergeant","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":46000,"verified_income":"Not Verified","debt_to_income":36.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":91659,"total_credit_utilized":41002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":136,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10486.83,"paid_total":1857.35,"paid_principal":1513.17,"paid_interest":344.18,"paid_late_fees":0} {"emp_title":"personal asst ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":13.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":204219,"total_credit_utilized":43001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":51100,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18346.12,"paid_total":2122.78,"paid_principal":1653.88,"paid_interest":468.9,"paid_late_fees":0} {"emp_title":"stylist/owner","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":30.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":82932,"total_credit_utilized":55495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":405,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":15.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":20,"total_credit_limit":331619,"total_credit_utilized":64230,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":6156,"current_installment_accounts":13,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3300,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":71.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.93,"installment":212.13,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9476.02,"paid_total":843,"paid_principal":523.98,"paid_interest":319.02,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":33800,"verified_income":"Source Verified","debt_to_income":16.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":26369,"total_credit_utilized":12811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.47,"installment":179.44,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1332.5,"paid_total":3828.61,"paid_principal":3667.5,"paid_interest":161.11,"paid_late_fees":0} {"emp_title":"territory manager","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":16.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":290150,"total_credit_utilized":49514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":340,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8700,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":949.55,"paid_principal":729.99,"paid_interest":219.56,"paid_late_fees":0} {"emp_title":"welder/fabricator","emp_length":8,"state":"GA","homeownership":"OWN","annual_income":50960,"verified_income":"Not Verified","debt_to_income":6.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":177546,"total_credit_utilized":8248,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"solutions manager","emp_length":1,"state":"MI","homeownership":"OWN","annual_income":87000,"verified_income":"Not Verified","debt_to_income":19.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":100933,"total_credit_utilized":45223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.43,"installment":314.52,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14405.42,"paid_total":927.84,"paid_principal":594.58,"paid_interest":333.26,"paid_late_fees":0} {"emp_title":"health technician","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":53000,"verified_income":"Verified","debt_to_income":24.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":70700,"total_credit_utilized":44039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":14.08,"installment":581.69,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15839.82,"paid_total":1778.32,"paid_principal":1160.18,"paid_interest":618.14,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Not Verified","debt_to_income":19.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":394086,"total_credit_utilized":54546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50000,"num_total_cc_accounts":21,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19475,"term":36,"interest_rate":7.97,"installment":610.01,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17039.55,"paid_total":3041.43,"paid_principal":2435.45,"paid_interest":605.98,"paid_late_fees":0} {"emp_title":"hr analyst","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":17.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":126928,"total_credit_utilized":135100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10400,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":34.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9257.72,"paid_total":1076.42,"paid_principal":742.28,"paid_interest":334.14,"paid_late_fees":0} {"emp_title":"editor","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":80.75,"annual_income_joint":175000,"verification_income_joint":"Source Verified","debt_to_income_joint":30.74,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":333189,"total_credit_utilized":122964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25300,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7223.71,"paid_total":1027.11,"paid_principal":776.29,"paid_interest":250.82,"paid_late_fees":0} {"emp_title":"account manager","emp_length":1,"state":"IN","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":11.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":43051,"total_credit_utilized":25988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":69,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"loan analyst","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":20.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2009,"inquiries_last_12m":7,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":44529,"total_credit_utilized":38961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":25.82,"installment":477.35,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15450.24,"paid_total":1886.45,"paid_principal":549.76,"paid_interest":1336.69,"paid_late_fees":0} {"emp_title":"senior research project manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":78900,"verified_income":"Source Verified","debt_to_income":34.02,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":82341,"total_credit_utilized":56537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":25.82,"installment":417.68,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13518.96,"paid_total":1659.92,"paid_principal":481.04,"paid_interest":1178.88,"paid_late_fees":0} {"emp_title":"senior dba","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Not Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":49,"open_credit_lines":25,"total_credit_limit":322264,"total_credit_utilized":138654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":48900,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11300,"term":36,"interest_rate":7.35,"installment":350.73,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10163.54,"paid_total":1398.31,"paid_principal":1136.46,"paid_interest":261.85,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":19.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":107363,"total_credit_utilized":56328,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":644,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36900,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.05,"installment":357.25,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14132.9,"paid_total":1773.71,"paid_principal":867.1,"paid_interest":906.61,"paid_late_fees":0} {"emp_title":"pr representative","emp_length":1,"state":"AK","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":15.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":48825,"total_credit_utilized":12864,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"AL","homeownership":"OWN","annual_income":65000,"verified_income":"Verified","debt_to_income":38.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":46,"open_credit_lines":18,"total_credit_limit":197348,"total_credit_utilized":93177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":63100,"num_total_cc_accounts":33,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.58,"installment":849.35,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":23281.4,"paid_total":2529.19,"paid_principal":1718.6,"paid_interest":810.59,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Verified","debt_to_income":35.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":35721,"total_credit_utilized":4498,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":10878,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14200,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":16.01,"installment":364.86,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14327.76,"paid_total":1432.76,"paid_principal":672.24,"paid_interest":760.52,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":75999,"verified_income":"Not Verified","debt_to_income":34.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":16,"total_credit_limit":427674,"total_credit_utilized":61999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":72500,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19200,"term":36,"interest_rate":7.34,"installment":595.83,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17756.03,"paid_total":1771.83,"paid_principal":1443.97,"paid_interest":327.86,"paid_late_fees":0} {"emp_title":"manager ii","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":9.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1972,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":333400,"total_credit_utilized":21579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":46900,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.08,"installment":426.42,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":14218.61405,"paid_principal":14000,"paid_interest":218.61,"paid_late_fees":0} {"emp_title":"hr data tech","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":27.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":85141,"total_credit_utilized":66587,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":72,"current_installment_accounts":14,"accounts_opened_24m":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":12.61,"installment":435.59,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12093.6,"paid_total":1288.56,"paid_principal":906.4,"paid_interest":382.16,"paid_late_fees":0} {"emp_title":"department mananger","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":25.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":120239,"total_credit_utilized":18703,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":16.02,"installment":681.21,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26745.52,"paid_total":2662.54,"paid_principal":1254.48,"paid_interest":1408.06,"paid_late_fees":0} {"emp_title":"supervisory auditor","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Not Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":270750,"total_credit_utilized":68969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72200,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":11.99,"installment":578.23,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24706.99,"paid_total":2278.28,"paid_principal":1293.01,"paid_interest":985.27,"paid_late_fees":0} {"emp_title":"research specialist","emp_length":5,"state":"NE","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":20.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":79216,"total_credit_utilized":32701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":236.3,"paid_total":6850.48,"paid_principal":6763.7,"paid_interest":86.78,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":23.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":40505,"total_credit_utilized":32000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26900,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":30.79,"installment":821.01,"grade":"G","sub_grade":"G1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24253.68,"paid_total":3198.51,"paid_principal":746.32,"paid_interest":2452.19,"paid_late_fees":0} {"emp_title":"book keeper","emp_length":10,"state":"WA","homeownership":"OWN","annual_income":37000,"verified_income":"Verified","debt_to_income":30.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":22100,"total_credit_utilized":20882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22100,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17759.27,"paid_total":3498.9,"paid_principal":2240.73,"paid_interest":1258.17,"paid_late_fees":0} {"emp_title":"direct support","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":21.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":1,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":75090,"total_credit_utilized":62056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14400,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.63,"paid_total":1290.2,"paid_principal":730.37,"paid_interest":559.83,"paid_late_fees":0} {"emp_title":"business systems analyst","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":14.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":234786,"total_credit_utilized":15152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":639,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.61,"installment":402.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11163.33,"paid_total":1197.83,"paid_principal":836.67,"paid_interest":361.16,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":6.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":11227,"total_credit_utilized":5428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8650,"term":36,"interest_rate":14.08,"installment":295.98,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7654.48,"paid_total":1466.37,"paid_principal":995.52,"paid_interest":470.85,"paid_late_fees":0} {"emp_title":"business development associate","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":3.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":43000,"total_credit_utilized":12090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":17.09,"installment":267.74,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Charged Off","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":528.36,"paid_principal":324.15,"paid_interest":204.21,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":196000,"verified_income":"Not Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":364145,"total_credit_utilized":68480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.96,"installment":657.68,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19434.52,"paid_total":1954.47,"paid_principal":1565.48,"paid_interest":388.99,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"FL","homeownership":"OWN","annual_income":150000,"verified_income":"Verified","debt_to_income":4.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":18523,"total_credit_utilized":11676,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10548.1,"paid_total":1934.01,"paid_principal":1451.9,"paid_interest":482.11,"paid_late_fees":0} {"emp_title":"compliance manager","emp_length":7,"state":"GA","homeownership":"OWN","annual_income":73000,"verified_income":"Not Verified","debt_to_income":26.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":106477,"total_credit_utilized":52823,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"inventory specialist, purchasing","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Not Verified","debt_to_income":26.4,"annual_income_joint":79000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.19,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":256583,"total_credit_utilized":44503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24021.35,"paid_total":1576.82,"paid_principal":978.65,"paid_interest":598.17,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":14000,"verified_income":"Source Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":26800,"total_credit_utilized":8071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19300,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":6.72,"installment":261.37,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7419.11,"paid_total":1303.68,"paid_principal":1080.89,"paid_interest":222.79,"paid_late_fees":0} {"emp_title":"legal advisor","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":77000,"verified_income":"Source Verified","debt_to_income":24.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":118301,"total_credit_utilized":59821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":81900,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.42,"installment":584.37,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16265.29,"paid_total":2316.64,"paid_principal":1734.71,"paid_interest":581.93,"paid_late_fees":0} {"emp_title":"disclosure specialists ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":16.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":31,"total_credit_limit":196996,"total_credit_utilized":111470,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":89500,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":6.71,"installment":353.97,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17210.45,"paid_total":1086.72,"paid_principal":789.55,"paid_interest":297.17,"paid_late_fees":0} {"emp_title":"sr program manager","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":93500,"verified_income":"Source Verified","debt_to_income":17.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2009,"inquiries_last_12m":8,"total_credit_lines":38,"open_credit_lines":13,"total_credit_limit":82765,"total_credit_utilized":55098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":16.01,"installment":334.04,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8869.78,"paid_total":985.22,"paid_principal":630.22,"paid_interest":355,"paid_late_fees":0} {"emp_title":"accountant ","emp_length":0,"state":"CO","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":23.88,"annual_income_joint":99000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.68,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":50324,"total_credit_utilized":34535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20382.12039,"paid_principal":20000,"paid_interest":382.12,"paid_late_fees":0} {"emp_title":"marketing","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":8.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":60174,"total_credit_utilized":43395,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.29,"paid_total":974.7,"paid_principal":714.71,"paid_interest":259.99,"paid_late_fees":0} {"emp_title":"beauty stylist","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":13.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":57300,"total_credit_utilized":32079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.31,"installment":903.31,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27678.08,"paid_total":2709.93,"paid_principal":2321.92,"paid_interest":388.01,"paid_late_fees":0} {"emp_title":"transportation/ cdl driver","emp_length":5,"state":"MA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":27.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":91211,"total_credit_utilized":59802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18400,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":17.47,"installment":702.97,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27101.03,"paid_total":2081.73,"paid_principal":898.97,"paid_interest":1182.76,"paid_late_fees":0} {"emp_title":"security officer","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":29.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":258069,"total_credit_utilized":44987,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18500,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22574.16,"paid_total":3195.86,"paid_principal":2425.84,"paid_interest":770.02,"paid_late_fees":0} {"emp_title":"warranty administrator","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":195000,"verified_income":"Source Verified","debt_to_income":12.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":466959,"total_credit_utilized":50542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":39200,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.43,"installment":960.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27810.09,"paid_total":2887.9,"paid_principal":2189.91,"paid_interest":697.99,"paid_late_fees":0} {"emp_title":"financial clerk","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":14.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":67100,"total_credit_utilized":42912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":67100,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.08,"installment":932.39,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36175.89,"paid_total":5991.76,"paid_principal":3824.11,"paid_interest":2167.65,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"RENT","annual_income":31000,"verified_income":"Verified","debt_to_income":25.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":49833,"total_credit_utilized":35206,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.97,"installment":250.59,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6999.51,"paid_total":1249.41,"paid_principal":1000.49,"paid_interest":248.92,"paid_late_fees":0} {"emp_title":"safety monitor","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":8.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":16680,"total_credit_utilized":5178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10334.83,"paid_total":1990.2,"paid_principal":1665.17,"paid_interest":325.03,"paid_late_fees":0} {"emp_title":"civil engineer","emp_length":1,"state":"MS","homeownership":"RENT","annual_income":81000,"verified_income":"Not Verified","debt_to_income":18.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":88743,"total_credit_utilized":41532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17100,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.05,"installment":285.8,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11306.32,"paid_total":1408.93,"paid_principal":693.68,"paid_interest":715.25,"paid_late_fees":0} {"emp_title":"roofer","emp_length":10,"state":"AL","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":19.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":6,"total_credit_limit":17200,"total_credit_utilized":10937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.07,"installment":273.7,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7453.95,"paid_total":814.85,"paid_principal":546.05,"paid_interest":268.8,"paid_late_fees":0} {"emp_title":"general manager","emp_length":8,"state":"NC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":24718,"total_credit_utilized":19917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.64,"paid_total":1660.51,"paid_principal":1184.36,"paid_interest":476.15,"paid_late_fees":0} {"emp_title":"enterprise account executive","emp_length":1,"state":"MN","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":9.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":76253,"total_credit_utilized":32931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":32100,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6650,"term":36,"interest_rate":5.31,"installment":200.24,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6307.62,"paid_total":396.56,"paid_principal":342.38,"paid_interest":54.18,"paid_late_fees":0} {"emp_title":"painter","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":6.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":135003,"total_credit_utilized":12467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8704.48,"paid_total":1499.84,"paid_principal":1295.52,"paid_interest":204.32,"paid_late_fees":0} {"emp_title":"program support clerk","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":39053,"verified_income":"Not Verified","debt_to_income":22.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":56303,"total_credit_utilized":36509,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5200,"term":36,"interest_rate":11.99,"installment":172.69,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4584.15,"paid_total":859.99,"paid_principal":615.85,"paid_interest":244.14,"paid_late_fees":0} {"emp_title":"community development manger","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":12.52,"annual_income_joint":198000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.29,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":41334,"total_credit_utilized":22722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":623,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15525,"term":60,"interest_rate":15.04,"installment":369.67,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14811.36,"paid_total":1413.83,"paid_principal":713.64,"paid_interest":700.19,"paid_late_fees":0} {"emp_title":"installer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":401380,"total_credit_utilized":19836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34700,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5391.31,"paid_total":735.76,"paid_principal":608.69,"paid_interest":127.07,"paid_late_fees":0} {"emp_title":"teller","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":22000,"verified_income":"Source Verified","debt_to_income":9.93,"annual_income_joint":57000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.58,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":50500,"total_credit_utilized":5798,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20900,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":622.05,"paid_principal":498.59,"paid_interest":123.46,"paid_late_fees":0} {"emp_title":"laborer","emp_length":2,"state":"CT","homeownership":"MORTGAGE","annual_income":44190,"verified_income":"Source Verified","debt_to_income":18.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":214923,"total_credit_utilized":45979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":31600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":5.32,"installment":105.41,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3138.03,"paid_total":420.61,"paid_principal":361.97,"paid_interest":58.64,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":23000,"verified_income":"Verified","debt_to_income":22.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":8,"total_credit_lines":24,"open_credit_lines":21,"total_credit_limit":136400,"total_credit_utilized":25492,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":109300,"num_total_cc_accounts":24,"num_open_cc_accounts":21,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":22.91,"installment":579.95,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13791.64,"paid_total":2281.62,"paid_principal":1208.36,"paid_interest":1073.26,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":16.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":16,"total_credit_limit":103833,"total_credit_utilized":55430,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24800,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21625,"term":60,"interest_rate":10.91,"installment":469.21,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20519.63,"paid_total":1844.07,"paid_principal":1105.37,"paid_interest":738.7,"paid_late_fees":0} {"emp_title":"hr","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Verified","debt_to_income":33.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":319800,"total_credit_utilized":82624,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11700,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":15.05,"installment":388.53,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10446.44,"paid_total":1156.23,"paid_principal":753.56,"paid_interest":402.67,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":137000,"verified_income":"Not Verified","debt_to_income":14.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":5,"total_credit_lines":33,"open_credit_lines":24,"total_credit_limit":489700,"total_credit_utilized":99129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":96300,"num_total_cc_accounts":29,"num_open_cc_accounts":22,"num_cc_carrying_balance":17,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35977.23,"paid_total":4982.34,"paid_principal":4022.77,"paid_interest":959.57,"paid_late_fees":0} {"emp_title":"vicepresident","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":3.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":172525,"total_credit_utilized":4321,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8815.65,"paid_total":1653.84,"paid_principal":1184.35,"paid_interest":469.49,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":17.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":72903,"total_credit_utilized":42822,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.93,"installment":1160.44,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33390.9,"paid_total":3509.45,"paid_principal":2609.1,"paid_interest":900.35,"paid_late_fees":0} {"emp_title":"painter","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":44500,"verified_income":"Source Verified","debt_to_income":19.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":62726,"total_credit_utilized":52483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":20,"installment":450.4,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16314.84,"paid_total":1782.71,"paid_principal":685.16,"paid_interest":1097.55,"paid_late_fees":0} {"emp_title":"office manager","emp_length":1,"state":"GA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":11.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":143898,"total_credit_utilized":14360,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":13.59,"installment":305.81,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8170.5,"paid_total":1216.44,"paid_principal":829.5,"paid_interest":386.94,"paid_late_fees":0} {"emp_title":"systems engineer","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":119000,"verified_income":"Verified","debt_to_income":8.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":34200,"total_credit_utilized":23542,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":26.77,"installment":851.15,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27305.18,"paid_total":2511.81,"paid_principal":694.82,"paid_interest":1816.99,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":63000,"verified_income":"Not Verified","debt_to_income":35.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":104541,"total_credit_utilized":72540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":16.01,"installment":364.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14499.17,"paid_total":1067.9,"paid_principal":500.83,"paid_interest":567.07,"paid_late_fees":0} {"emp_title":"survey designer","emp_length":5,"state":"VA","homeownership":"RENT","annual_income":41600,"verified_income":"Not Verified","debt_to_income":5.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":12800,"total_credit_utilized":7178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.31,"installment":210.78,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6275.99,"paid_total":841.06,"paid_principal":724.01,"paid_interest":117.05,"paid_late_fees":0} {"emp_title":"medical biller","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":10.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":40236,"total_credit_utilized":20854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":829,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.85,"installment":550.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19430.21,"paid_total":1603.48,"paid_principal":569.79,"paid_interest":1033.69,"paid_late_fees":0} {"emp_title":"teller","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":19719,"verified_income":"Not Verified","debt_to_income":3.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":18150,"total_credit_utilized":15586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":44.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":11.99,"installment":33.21,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":881.56,"paid_total":163.05,"paid_principal":118.44,"paid_interest":44.61,"paid_late_fees":0} {"emp_title":"registered professional land surveyor","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":74500,"verified_income":"Source Verified","debt_to_income":21.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":97004,"total_credit_utilized":85097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6102.23,"paid_total":1063.69,"paid_principal":897.77,"paid_interest":165.92,"paid_late_fees":0} {"emp_title":"office manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":34.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":68456,"total_credit_utilized":30568,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1179,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8300,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":19.03,"installment":183.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4462.89,"paid_total":903.58,"paid_principal":537.11,"paid_interest":366.47,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":8,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":21.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":185493,"total_credit_utilized":107458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26217.04,"paid_total":4692.4,"paid_principal":3782.96,"paid_interest":909.44,"paid_late_fees":0} {"emp_title":"sheriff deputy","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":22.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":435701,"total_credit_utilized":84690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25500,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.96,"installment":187.91,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5552.72,"paid_total":561.08,"paid_principal":447.28,"paid_interest":113.8,"paid_late_fees":0} {"emp_title":"instructor","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":33.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":60200,"total_credit_utilized":47334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33500,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":20.39,"installment":747.26,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18756.83,"paid_total":2219.12,"paid_principal":1243.17,"paid_interest":975.95,"paid_late_fees":0} {"emp_title":"","state":"UT","homeownership":"OWN","annual_income":10800,"verified_income":"Verified","debt_to_income":92.67,"annual_income_joint":61800,"verification_income_joint":"Verified","debt_to_income_joint":18.41,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":52399,"total_credit_utilized":35789,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19080.9,"paid_total":1888.6,"paid_principal":919.1,"paid_interest":969.5,"paid_late_fees":0} {"emp_title":"parts specialist","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":251365,"total_credit_utilized":43258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":211,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1116.85,"paid_principal":894.57,"paid_interest":222.28,"paid_late_fees":0} {"emp_title":"humans resources ","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":18.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":68589,"total_credit_utilized":21457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.32,"installment":150.58,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4352.5,"paid_total":749.94,"paid_principal":647.5,"paid_interest":102.44,"paid_late_fees":0} {"emp_title":"rehabilitation counselor ","emp_length":3,"state":"AL","homeownership":"RENT","annual_income":37000,"verified_income":"Not Verified","debt_to_income":30.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":58,"open_credit_lines":35,"total_credit_limit":124982,"total_credit_utilized":135407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":22,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17300,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13273.7,"paid_total":2521.73,"paid_principal":1726.3,"paid_interest":795.43,"paid_late_fees":0} {"emp_title":"purchasing","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":114000,"verified_income":"Verified","debt_to_income":13.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":26,"total_credit_limit":108242,"total_credit_utilized":90747,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":15,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20900,"num_total_cc_accounts":27,"num_open_cc_accounts":23,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.45,"installment":545.68,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14365.05,"paid_total":1075.98,"paid_principal":634.95,"paid_interest":441.03,"paid_late_fees":0} {"emp_title":"bartender","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":20000,"verified_income":"Source Verified","debt_to_income":34.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":57045,"total_credit_utilized":29717,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5000,"paid_principal":5000,"paid_interest":0,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":61000,"verified_income":"Not Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":96084,"total_credit_utilized":69831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8900,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":17.09,"installment":323.72,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12287.09,"paid_total":1606.26,"paid_principal":712.91,"paid_interest":893.35,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"OWN","annual_income":37000,"verified_income":"Not Verified","debt_to_income":37.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":293475,"total_credit_utilized":48821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":170100,"num_total_cc_accounts":33,"num_open_cc_accounts":21,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17975,"term":36,"interest_rate":10.9,"installment":587.63,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17122.43,"paid_total":1164.38,"paid_principal":852.57,"paid_interest":311.81,"paid_late_fees":0} {"emp_title":"insurance verification coordinator ","emp_length":9,"state":"MI","homeownership":"RENT","annual_income":41600,"verified_income":"Verified","debt_to_income":27.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":102067,"total_credit_utilized":31220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43300,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28275,"term":60,"interest_rate":13.58,"installment":651.77,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27268.32,"paid_total":1933.98,"paid_principal":1006.68,"paid_interest":927.3,"paid_late_fees":0} {"emp_title":"qa analyst","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":57056.62,"verified_income":"Verified","debt_to_income":3.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":22,"total_credit_limit":387758,"total_credit_utilized":57499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":14.08,"installment":256.41,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10481.59,"paid_total":1004.13,"paid_principal":518.41,"paid_interest":485.72,"paid_late_fees":0} {"emp_title":"program coordinator ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":25.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":271396,"total_credit_utilized":48009,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":6.72,"installment":491.74,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23581.18,"paid_total":1957.63,"paid_principal":1418.82,"paid_interest":538.81,"paid_late_fees":0} {"emp_title":"iss rep","emp_length":0,"state":"MI","homeownership":"OWN","annual_income":24000,"verified_income":"Not Verified","debt_to_income":9.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":15400,"total_credit_utilized":4503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3300,"term":36,"interest_rate":9.43,"installment":105.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3059.08,"paid_total":313.37,"paid_principal":240.92,"paid_interest":72.45,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":27.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":51,"open_credit_lines":18,"total_credit_limit":312344,"total_credit_utilized":264416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":54800,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28508.06,"paid_total":2628.79,"paid_principal":1491.94,"paid_interest":1136.85,"paid_late_fees":0} {"emp_title":"software development engineer in test","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":9.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":76838,"total_credit_utilized":78201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":11.98,"installment":239.08,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6521.11,"paid_total":932.37,"paid_principal":678.89,"paid_interest":253.48,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"MT","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":16.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":179700,"total_credit_utilized":30329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28050.79,"paid_total":3183.42,"paid_principal":1949.21,"paid_interest":1234.21,"paid_late_fees":0} {"emp_title":"set designer","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":7.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":76200,"total_credit_utilized":70799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.98,"installment":830.12,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23240.95,"paid_total":2473.72,"paid_principal":1759.05,"paid_interest":714.67,"paid_late_fees":0} {"emp_title":"senior teller","emp_length":4,"state":"ME","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":27.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":48470,"total_credit_utilized":30449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35500,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.96,"installment":405.15,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19453.23,"paid_total":801.46,"paid_principal":546.77,"paid_interest":254.69,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":11.22,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":10,"total_credit_limit":324652,"total_credit_utilized":24577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":822,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20000,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":85.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.93,"installment":128.94,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4035.59426,"paid_principal":4000,"paid_interest":35.59,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":152000,"verified_income":"Source Verified","debt_to_income":13.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":69009,"total_credit_utilized":60480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":54800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36091.52,"paid_total":5078.13,"paid_principal":3908.48,"paid_interest":1169.65,"paid_late_fees":0} {"emp_title":"assistant principal","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":78000,"verified_income":"Verified","debt_to_income":17.22,"annual_income_joint":208000,"verification_income_joint":"Verified","debt_to_income_joint":11.77,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":26,"total_credit_limit":187355,"total_credit_utilized":169469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":10.41,"installment":1298.41,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36144.54,"paid_total":5038.35,"paid_principal":3855.46,"paid_interest":1182.89,"paid_late_fees":0} {"emp_title":"service expert ","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":15.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":57162,"total_credit_utilized":33499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.34,"installment":403.43,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12024.3,"paid_total":1219.86,"paid_principal":975.7,"paid_interest":223.99,"paid_late_fees":20.17} {"emp_title":"manager","emp_length":1,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":124442,"total_credit_utilized":118564,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.07,"installment":513.18,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14321.44,"paid_total":1014.64,"paid_principal":678.56,"paid_interest":336.08,"paid_late_fees":0} {"emp_title":"user access manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":14.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":42000,"total_credit_utilized":23645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":10.42,"installment":579.27,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25602.65,"paid_total":2395.23,"paid_principal":1397.35,"paid_interest":997.88,"paid_late_fees":0} {"emp_title":"technology coordinator","emp_length":9,"state":"LA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":20.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":275007,"total_credit_utilized":32606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.97,"installment":407.2,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11703.72,"paid_total":1623.04,"paid_principal":1296.28,"paid_interest":326.76,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":10.91,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":21,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":548209,"total_credit_utilized":42661,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14266.83,"paid_total":2012.3,"paid_principal":733.17,"paid_interest":1279.13,"paid_late_fees":0} {"emp_title":"extruder","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":1.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":4,"total_credit_limit":16846,"total_credit_utilized":12088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5200,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":21.45,"installment":113.72,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2753.1,"paid_total":451.3,"paid_principal":246.9,"paid_interest":204.4,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Verified","debt_to_income":19.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":461620,"total_credit_utilized":100251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":77800,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":21600,"term":60,"interest_rate":26.77,"installment":656.6,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21064,"paid_total":1937.68,"paid_principal":536,"paid_interest":1401.68,"paid_late_fees":0} {"emp_title":"auto damage appraiser","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":76500,"verified_income":"Verified","debt_to_income":27.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":195845,"total_credit_utilized":80848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20.39,"installment":934.9,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33961.99,"paid_total":2765.05,"paid_principal":1038.01,"paid_interest":1727.04,"paid_late_fees":0} {"emp_title":"sr, examiner","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":24.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":82729,"total_credit_utilized":49545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":28500,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.42,"installment":81.17,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2259.04,"paid_total":323.23,"paid_principal":240.96,"paid_interest":82.27,"paid_late_fees":0} {"emp_title":"retail sales","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":112000,"verified_income":"Source Verified","debt_to_income":12.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":42348,"total_credit_utilized":24644,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":17.47,"installment":143.55,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3828.12,"paid_total":279.34,"paid_principal":171.88,"paid_interest":107.46,"paid_late_fees":0} {"emp_title":"account supporr","emp_length":6,"state":"WI","homeownership":"MORTGAGE","annual_income":37400,"verified_income":"Not Verified","debt_to_income":21.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":154632,"total_credit_utilized":30121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":7.34,"installment":199.63,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9441.04,"paid_total":794.44,"paid_principal":558.96,"paid_interest":235.48,"paid_late_fees":0} {"emp_title":"lead teller","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":26000,"verified_income":"Verified","debt_to_income":14.08,"annual_income_joint":54000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.02,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":224669,"total_credit_utilized":15004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6400,"term":36,"interest_rate":7.35,"installment":198.64,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5918.74,"paid_total":590.69,"paid_principal":481.26,"paid_interest":109.43,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":9.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":1,"total_credit_limit":6500,"total_credit_utilized":6420,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6900,"term":36,"interest_rate":17.09,"installment":246.32,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6138.35,"paid_total":1218.5,"paid_principal":761.65,"paid_interest":456.85,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":38.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":254502,"total_credit_utilized":106927,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5304.78,"paid_total":1010.34,"paid_principal":695.22,"paid_interest":315.12,"paid_late_fees":0} {"emp_title":"union carpenter","emp_length":3,"state":"NV","homeownership":"MORTGAGE","annual_income":74500,"verified_income":"Not Verified","debt_to_income":1.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":205305,"total_credit_utilized":5507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.07,"installment":91.37,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2770.26,"paid_total":273.1,"paid_principal":229.74,"paid_interest":43.36,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"LA","homeownership":"OWN","annual_income":95000,"verified_income":"Verified","debt_to_income":55.61,"annual_income_joint":197000,"verification_income_joint":"Verified","debt_to_income_joint":30.13,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":291230,"total_credit_utilized":227477,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24400,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.64,"paid_total":1283.88,"paid_principal":970.36,"paid_interest":313.52,"paid_late_fees":0} {"emp_title":"administrative associate","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":11.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":181197,"total_credit_utilized":23181,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22500,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10827.62,"paid_total":1529.95,"paid_principal":1172.38,"paid_interest":357.57,"paid_late_fees":0} {"emp_title":"medical billing ","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":39.03,"annual_income_joint":185000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.7,"delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":404473,"total_credit_utilized":44067,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29100,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":11.99,"installment":531.36,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14874.34,"paid_total":1615.4,"paid_principal":1125.66,"paid_interest":489.74,"paid_late_fees":0} {"emp_title":"registrar","emp_length":1,"state":"SC","homeownership":"RENT","annual_income":79000,"verified_income":"Not Verified","debt_to_income":29.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":135468,"total_credit_utilized":86207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":58400,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.82,"installment":895.02,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28697.54,"paid_total":4389.03,"paid_principal":1302.46,"paid_interest":3086.57,"paid_late_fees":0} {"emp_title":"office manager ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":27.43,"annual_income_joint":101000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.13,"delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":53595,"total_credit_utilized":31394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16400,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10800,"term":60,"interest_rate":19.03,"installment":280.34,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10353.23,"paid_total":1132.78,"paid_principal":446.77,"paid_interest":686.01,"paid_late_fees":0} {"emp_title":"executive director","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":73000,"verified_income":"Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":7,"total_credit_limit":474518,"total_credit_utilized":65723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11136.26,"paid_total":1179,"paid_principal":863.74,"paid_interest":315.26,"paid_late_fees":0} {"emp_title":"deli steward","emp_length":1,"state":"OR","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":7.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":6500,"total_credit_utilized":6460,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5581.66,"paid_total":598.92,"paid_principal":418.34,"paid_interest":180.58,"paid_late_fees":0} {"emp_title":"software developer","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":2.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":2,"total_credit_limit":21400,"total_credit_utilized":3479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10400,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.71,"installment":199.85,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6006.74,"paid_total":597.13,"paid_principal":493.26,"paid_interest":103.87,"paid_late_fees":0} {"emp_title":"rx lab tecg","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":5.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":19900,"total_credit_utilized":5546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2243,"current_installment_accounts":0,"accounts_opened_24m":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6600,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5274.05,"paid_total":965.27,"paid_principal":725.95,"paid_interest":239.32,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":32.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":176455,"total_credit_utilized":64451,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":18.06,"installment":271.37,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6851.56,"paid_total":1070.43,"paid_principal":648.44,"paid_interest":421.99,"paid_late_fees":0} {"emp_title":"ptl","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":10.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":46100,"total_credit_utilized":15478,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35400,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"copywriter","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":114000,"verified_income":"Source Verified","debt_to_income":11.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":57475,"total_credit_utilized":40907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27500,"term":36,"interest_rate":7.97,"installment":861.37,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24757.94,"paid_total":3433.3,"paid_principal":2742.06,"paid_interest":691.24,"paid_late_fees":0} {"emp_title":"maintenance technician","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":44.35,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":35.57,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":112353,"total_credit_utilized":59772,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25875,"term":60,"interest_rate":24.85,"installment":757.2,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24961.62,"paid_total":3082.39,"paid_principal":913.38,"paid_interest":2169.01,"paid_late_fees":0} {"emp_title":"sales consultant ","emp_length":2,"state":"CO","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":31082,"total_credit_utilized":28080,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.04,"installment":208.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4879.78,"paid_total":1319.32,"paid_principal":1120.22,"paid_interest":199.1,"paid_late_fees":0} {"emp_title":"executive director ","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":10.15,"annual_income_joint":109000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.11,"delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":260924,"total_credit_utilized":23845,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":21.45,"installment":1092.29,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38044.89,"paid_total":5413.78,"paid_principal":1955.11,"paid_interest":3458.67,"paid_late_fees":0} {"emp_title":"customer service manager","emp_length":6,"state":"WI","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":23.35,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":20,"total_credit_limit":73554,"total_credit_utilized":50831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":20600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":17.09,"installment":89.25,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2224.02,"paid_total":441.5,"paid_principal":275.98,"paid_interest":165.52,"paid_late_fees":0} {"emp_title":"installer","emp_length":1,"state":"MI","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":4.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":6250,"total_credit_utilized":1566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":20,"installment":260.15,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":6430.33,"paid_total":1040.09,"paid_principal":569.67,"paid_interest":440.42,"paid_late_fees":30} {"emp_title":"district manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":8.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":50774,"total_credit_utilized":14393,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26300,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7218.41,"paid_total":1017.87,"paid_principal":781.59,"paid_interest":236.28,"paid_late_fees":0} {"emp_title":"depart head ","emp_length":2,"state":"AR","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":16.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":26675,"total_credit_utilized":7312,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":497,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11588.87,"paid_total":837.17,"paid_principal":411.13,"paid_interest":426.04,"paid_late_fees":0} {"emp_title":"sr culinary manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":79500,"verified_income":"Source Verified","debt_to_income":16.05,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":421811,"total_credit_utilized":46483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":24,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":81.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":20.39,"installment":400.68,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14705.91,"paid_total":767.38,"paid_principal":294.09,"paid_interest":473.29,"paid_late_fees":0} {"emp_title":"laborer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":5.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":18800,"total_credit_utilized":5534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11800,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.97,"installment":125.3,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3499.73,"paid_total":622.07,"paid_principal":500.27,"paid_interest":121.8,"paid_late_fees":0} {"emp_title":"asmt","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":21.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":30795,"total_credit_utilized":18837,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":11.98,"installment":215.84,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6042.62,"paid_total":638.87,"paid_principal":457.38,"paid_interest":181.49,"paid_late_fees":0} {"emp_title":"president","emp_length":8,"state":"NJ","homeownership":"OWN","annual_income":250000,"verified_income":"Verified","debt_to_income":2.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":72300,"total_credit_utilized":14635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":56800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37963.23,"paid_total":2409.32,"paid_principal":2036.77,"paid_interest":372.55,"paid_late_fees":0} {"emp_title":"document control specialist","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Verified","debt_to_income":41.51,"annual_income_joint":121000,"verification_income_joint":"Verified","debt_to_income_joint":23.35,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":110858,"total_credit_utilized":87186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":25,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":21.45,"installment":873.83,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":30759.92,"paid_total":3399.99,"paid_principal":1240.08,"paid_interest":2159.91,"paid_late_fees":0} {"emp_title":"painter ","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":69000,"verified_income":"Not Verified","debt_to_income":11.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":47422,"total_credit_utilized":29655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19900,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9270.14,"paid_total":954.91,"paid_principal":729.86,"paid_interest":225.05,"paid_late_fees":0} {"emp_title":"designer","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":69200,"verified_income":"Source Verified","debt_to_income":5.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":17700,"total_credit_utilized":5276,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":1570,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11700,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13905.04,"paid_total":1432.17,"paid_principal":1094.96,"paid_interest":337.21,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":10.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":122900,"total_credit_utilized":7527,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":21.85,"installment":330.41,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11539.98,"paid_total":1307.07,"paid_principal":460.02,"paid_interest":847.05,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Source Verified","debt_to_income":7.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":285908,"total_credit_utilized":57734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9700,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22806.46,"paid_total":2119.01,"paid_principal":1193.54,"paid_interest":925.47,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"CO","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":17.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":68550,"total_credit_utilized":37396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24000,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":86.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.42,"installment":321.82,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14223.91,"paid_total":1269.91,"paid_principal":776.09,"paid_interest":493.82,"paid_late_fees":0} {"emp_title":"patient financial services","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":37.73,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":16,"total_credit_limit":179500,"total_credit_utilized":124323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48300,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13968.96,"paid_total":1585.7,"paid_principal":1031.04,"paid_interest":554.66,"paid_late_fees":0} {"emp_title":"master inspecter","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":16.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":195174,"total_credit_utilized":32843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25200,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":8996.09,"paid_total":1237.44,"paid_principal":1003.91,"paid_interest":233.53,"paid_late_fees":0} {"emp_title":"merchandise and lnventory leader","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":10.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":216259,"total_credit_utilized":7957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7596.42,"paid_total":488.94,"paid_principal":403.58,"paid_interest":85.36,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"CT","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":17.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":41537,"total_credit_utilized":16079,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":613,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":9.44,"installment":201.64,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5684.46,"paid_total":803.26,"paid_principal":615.54,"paid_interest":187.72,"paid_late_fees":0} {"emp_title":"computer repair consultant","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Verified","debt_to_income":18.85,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":98174,"total_credit_utilized":14566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":6.72,"installment":138.38,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4043.46,"paid_total":551.84,"paid_principal":456.54,"paid_interest":95.3,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":26.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":9,"total_credit_limit":233448,"total_credit_utilized":68818,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41100,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.97,"installment":939.68,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30007.63458,"paid_principal":30000,"paid_interest":7.63,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":28.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":5,"total_credit_lines":43,"open_credit_lines":22,"total_credit_limit":154090,"total_credit_utilized":66371,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":125,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":80100,"num_total_cc_accounts":30,"num_open_cc_accounts":20,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.05,"installment":285.8,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11448.53,"paid_total":1123.13,"paid_principal":551.47,"paid_interest":571.66,"paid_late_fees":0} {"emp_title":"director of financial services","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":14.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":486240,"total_credit_utilized":62775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":72800,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.72,"installment":491.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14376.87,"paid_total":1961.99,"paid_principal":1623.13,"paid_interest":338.86,"paid_late_fees":0} {"emp_title":"partner","emp_length":2,"state":"TN","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":6.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":460292,"total_credit_utilized":20114,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54900,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":5.32,"installment":722.76,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20890.75,"paid_total":3606.71,"paid_principal":3109.25,"paid_interest":497.46,"paid_late_fees":0} {"emp_title":"practice manager","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":62000,"verified_income":"Not Verified","debt_to_income":13.53,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":28400,"total_credit_utilized":15621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12300,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":57.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":17.47,"installment":538.31,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13692.04,"paid_total":2138.68,"paid_principal":1307.96,"paid_interest":830.72,"paid_late_fees":0} {"emp_title":"feeder","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":16.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":21400,"total_credit_utilized":17007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13296.68,"paid_total":2589.21,"paid_principal":1703.32,"paid_interest":885.89,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":16.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":28900,"total_credit_utilized":19011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20700,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.91,"installment":457.75,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11837.49,"paid_total":2744.06,"paid_principal":2162.51,"paid_interest":581.55,"paid_late_fees":0} {"emp_title":"assistant general manager","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":43000,"verified_income":"Verified","debt_to_income":19.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":36832,"total_credit_utilized":18236,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33643.67,"paid_total":3781.29,"paid_principal":1356.33,"paid_interest":2424.96,"paid_late_fees":0} {"emp_title":"clinical coordinator ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Not Verified","debt_to_income":10.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":423289,"total_credit_utilized":29845,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9353.05,"paid_total":2882.17,"paid_principal":2646.95,"paid_interest":235.22,"paid_late_fees":0} {"emp_title":"vp aquisitions","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":388000,"verified_income":"Source Verified","debt_to_income":8.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":100722,"total_credit_utilized":65573,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":64.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31729.59,"paid_total":4667.06,"paid_principal":3270.41,"paid_interest":1396.65,"paid_late_fees":0} {"emp_title":"line lead","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":12.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":34880,"total_credit_utilized":17737,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9537.61,"paid_total":656.13,"paid_principal":462.39,"paid_interest":193.74,"paid_late_fees":0} {"emp_title":"plumber","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":3.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":8500,"total_credit_utilized":2068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4399.27,"paid_total":811.39,"paid_principal":600.73,"paid_interest":210.66,"paid_late_fees":0} {"emp_title":"officer","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":12.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":9,"total_credit_limit":287095,"total_credit_utilized":32334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":45300,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36500,"term":36,"interest_rate":5.32,"installment":1099.19,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":32725.5,"paid_total":4456.09,"paid_principal":3774.5,"paid_interest":681.59,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":7,"state":"IN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":1.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":109277,"total_credit_utilized":2964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":7.96,"installment":150.33,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4440.25,"paid_total":448.75,"paid_principal":359.75,"paid_interest":89,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":3300,"verified_income":"Not Verified","debt_to_income":469.09,"annual_income_joint":283300,"verification_income_joint":"Not Verified","debt_to_income_joint":9.79,"delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1998,"inquiries_last_12m":6,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":474197,"total_credit_utilized":81424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":20789,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16800,"num_total_cc_accounts":31,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22643.18,"paid_total":3287.65,"paid_principal":2356.82,"paid_interest":930.83,"paid_late_fees":0} {"emp_title":"electrician","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":23.15,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.14,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":263269,"total_credit_utilized":61387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19900,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17953.16,"paid_total":2429.92,"paid_principal":2046.84,"paid_interest":383.08,"paid_late_fees":0} {"emp_title":"driver","emp_length":4,"state":"MN","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Verified","debt_to_income":18.65,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":159486,"total_credit_utilized":32041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":1008,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":13.58,"installment":81.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2235.01,"paid_total":242.81,"paid_principal":164.99,"paid_interest":77.82,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"AR","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":23.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":59240,"total_credit_utilized":31856,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1550,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5396.56,"paid_total":740.02,"paid_principal":603.44,"paid_interest":136.58,"paid_late_fees":0} {"emp_title":"veterans service representative","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":71422,"verified_income":"Not Verified","debt_to_income":14.96,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":213440,"total_credit_utilized":28523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17100,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":70.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17498.86,"paid_total":3123.44,"paid_principal":2501.14,"paid_interest":622.3,"paid_late_fees":0} {"emp_title":"accountant","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Source Verified","debt_to_income":12.23,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":264450,"total_credit_utilized":26926,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20900,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.42,"installment":779.16,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21687.05,"paid_total":3102.75,"paid_principal":2312.95,"paid_interest":789.8,"paid_late_fees":0} {"emp_title":"sales associate ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":13.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":39000,"total_credit_utilized":18919,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.71,"installment":461.18,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13861.74,"paid_total":1372.36,"paid_principal":1138.26,"paid_interest":234.1,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":305523,"total_credit_utilized":13157,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18452.04,"paid_total":1800.73,"paid_principal":1547.96,"paid_interest":252.77,"paid_late_fees":0} {"emp_title":"store manager ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":8.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":16100,"total_credit_utilized":8668,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1140,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":12.61,"installment":368.58,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":11320.03693,"paid_principal":11000,"paid_interest":320.04,"paid_late_fees":0} {"emp_title":"rn","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":25.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":279831,"total_credit_utilized":49092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":276,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":25.82,"installment":301.47,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6768.73,"paid_total":1496.59,"paid_principal":731.27,"paid_interest":765.32,"paid_late_fees":0} {"emp_title":"chef","emp_length":8,"state":"MA","homeownership":"MORTGAGE","annual_income":85600,"verified_income":"Source Verified","debt_to_income":37.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":499591,"total_credit_utilized":96351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55800,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14800,"term":36,"interest_rate":18.06,"installment":535.51,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13188.36,"paid_total":2647.85,"paid_principal":1611.64,"paid_interest":1036.21,"paid_late_fees":0} {"emp_title":"marketing","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":12.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":59764,"total_credit_utilized":29902,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21000,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17547.89,"paid_total":3190.01,"paid_principal":2452.11,"paid_interest":737.9,"paid_late_fees":0} {"emp_title":"operating engineer","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":21.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":113941,"total_credit_utilized":76824,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8734.68,"paid_total":2002.46,"paid_principal":1265.32,"paid_interest":737.14,"paid_late_fees":0} {"emp_title":"machinist","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":20.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":19,"total_credit_limit":264909,"total_credit_utilized":40287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30600,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":5.32,"installment":662.53,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19150.7,"paid_total":3306.15,"paid_principal":2849.3,"paid_interest":456.85,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":0.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":5300,"total_credit_utilized":117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":728,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9057.25,"paid_total":1321.74,"paid_principal":942.75,"paid_interest":378.99,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":54600,"verified_income":"Not Verified","debt_to_income":20.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":41342,"total_credit_utilized":12875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9600,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.96,"installment":407.14,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12030.87,"paid_total":1198.43,"paid_principal":969.13,"paid_interest":229.3,"paid_late_fees":0} {"emp_title":"service specialist","emp_length":1,"state":"WA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":32.67,"annual_income_joint":165000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.28,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":397665,"total_credit_utilized":37384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":18.45,"installment":1164.12,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29952.48,"paid_total":3426.76,"paid_principal":2047.52,"paid_interest":1379.24,"paid_late_fees":0} {"emp_title":"office manager","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Verified","debt_to_income":75.45,"annual_income_joint":124000,"verification_income_joint":"Verified","debt_to_income_joint":31.67,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1984,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":176888,"total_credit_utilized":54196,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":105,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31700,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":28.72,"installment":1010.3,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31249.01,"paid_total":2928.78,"paid_principal":750.99,"paid_interest":2177.79,"paid_late_fees":0} {"emp_title":"sales specialist","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":26.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":185630,"total_credit_utilized":69264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27500,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.92,"installment":424.16,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19217.08,"paid_total":1261.46,"paid_principal":782.92,"paid_interest":478.54,"paid_late_fees":0} {"emp_title":"full charge book keeper","emp_length":4,"state":"NC","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":10.83,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.83,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":73938,"total_credit_utilized":59622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":2050,"term":36,"interest_rate":7.96,"installment":64.21,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1811.88,"paid_total":262.51,"paid_principal":238.12,"paid_interest":24.39,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":34000,"verified_income":"Not Verified","debt_to_income":15.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":39900,"total_credit_utilized":11061,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.58,"installment":407.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10893.83,"paid_total":1562.87,"paid_principal":1106.17,"paid_interest":456.7,"paid_late_fees":0} {"emp_title":"associate ","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":28.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":80747,"total_credit_utilized":68425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11097.5,"paid_total":1112.31,"paid_principal":902.5,"paid_interest":209.81,"paid_late_fees":0} {"emp_title":"satellite network engineer","emp_length":4,"state":"LA","homeownership":"OWN","annual_income":81000,"verified_income":"Source Verified","debt_to_income":18.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1992,"inquiries_last_12m":12,"total_credit_lines":62,"open_credit_lines":38,"total_credit_limit":93778,"total_credit_utilized":16303,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":5529,"current_installment_accounts":3,"accounts_opened_24m":29,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":36900,"num_total_cc_accounts":49,"num_open_cc_accounts":34,"num_cc_carrying_balance":17,"num_mort_accounts":0,"account_never_delinq_percent":80.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11124.02,"paid_total":1139.46,"paid_principal":875.98,"paid_interest":263.48,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"CO","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Verified","debt_to_income":18.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":14032,"total_credit_utilized":8964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5400,"term":36,"interest_rate":15.05,"installment":187.33,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4912.5,"paid_total":744.8,"paid_principal":487.5,"paid_interest":257.3,"paid_late_fees":0} {"emp_title":"project coordinator","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":5.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":12500,"total_credit_utilized":10782,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5577.82,"paid_total":593.7,"paid_principal":422.18,"paid_interest":171.52,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"AL","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":29.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":24,"total_credit_limit":112617,"total_credit_utilized":70371,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":121,"current_installment_accounts":6,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16300,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7400,"term":36,"interest_rate":13.59,"installment":251.45,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6542.57,"paid_total":1251.66,"paid_principal":857.43,"paid_interest":394.23,"paid_late_fees":0} {"emp_title":"cleaner","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":17000,"verified_income":"Verified","debt_to_income":22.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":28781,"total_credit_utilized":11931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16300,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7267.74,"paid_total":1082.44,"paid_principal":732.26,"paid_interest":350.18,"paid_late_fees":0} {"emp_title":"nurse","emp_length":5,"state":"IL","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":21.34,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":20,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":74254,"total_credit_utilized":45673,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.07,"installment":279.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11578.21,"paid_total":829.6,"paid_principal":421.79,"paid_interest":407.81,"paid_late_fees":0} {"emp_title":"prep cook","emp_length":6,"state":"OH","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":16.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1977,"inquiries_last_12m":5,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":31750,"total_credit_utilized":25340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9336.62,"paid_total":1037.07,"paid_principal":663.38,"paid_interest":373.69,"paid_late_fees":0} {"emp_title":"transportation specialist","emp_length":2,"state":"OK","homeownership":"MORTGAGE","annual_income":33975,"verified_income":"Verified","debt_to_income":83.4,"annual_income_joint":133060,"verification_income_joint":"Verified","debt_to_income_joint":22.18,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":123279,"total_credit_utilized":80391,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":72900,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3798.12,"paid_principal":2919.86,"paid_interest":878.26,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":16900,"total_credit_utilized":7688,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":16900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":9.93,"installment":306.23,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8342.92,"paid_total":1525.91,"paid_principal":1157.08,"paid_interest":368.83,"paid_late_fees":0} {"emp_title":"sr programmer","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":118000,"verified_income":"Source Verified","debt_to_income":14.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":89086,"total_credit_utilized":57467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26000,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14452.23,"paid_total":1004.42,"paid_principal":547.77,"paid_interest":456.65,"paid_late_fees":0} {"emp_title":"bus operator ","emp_length":2,"state":"CO","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":29.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":68845,"total_credit_utilized":32550,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":14.08,"installment":326.34,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13340.21,"paid_total":1294.41,"paid_principal":659.79,"paid_interest":634.62,"paid_late_fees":0} {"emp_title":"meat wrapper","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":32248.24,"verified_income":"Verified","debt_to_income":24.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":113286,"total_credit_utilized":24243,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18900,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9551.96,"paid_total":990.67,"paid_principal":448.04,"paid_interest":542.63,"paid_late_fees":0} {"emp_title":"regional account manager","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":87500,"verified_income":"Verified","debt_to_income":17.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":63500,"total_credit_utilized":42419,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":21000,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33175.76,"paid_total":4449.99,"paid_principal":1824.24,"paid_interest":2625.75,"paid_late_fees":0} {"emp_title":"project manager","emp_length":5,"state":"OK","homeownership":"RENT","annual_income":73000,"verified_income":"Source Verified","debt_to_income":30.97,"annual_income_joint":118000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.37,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":174179,"total_credit_utilized":104716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11500,"term":60,"interest_rate":9.93,"installment":243.95,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10881.94,"paid_total":978.11,"paid_principal":618.06,"paid_interest":360.05,"paid_late_fees":0} {"emp_title":"automotive technician","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":16.27,"annual_income_joint":117000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.56,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":42,"open_credit_lines":15,"total_credit_limit":407353,"total_credit_utilized":73634,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29800,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21975,"term":36,"interest_rate":7.96,"installment":688.22,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20886.5,"paid_total":1357,"paid_principal":1088.5,"paid_interest":268.5,"paid_late_fees":0} {"emp_title":"accounts receivable coordinator","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":275000,"verified_income":"Source Verified","debt_to_income":4.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":29,"total_credit_limit":88012,"total_credit_utilized":51415,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":29400,"num_total_cc_accounts":40,"num_open_cc_accounts":27,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10557.71,"paid_total":1998.17,"paid_principal":1442.29,"paid_interest":555.88,"paid_late_fees":0} {"emp_title":"radiologic technologist","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":19.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":28,"total_credit_limit":101185,"total_credit_utilized":64074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33700,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":18.06,"installment":584.8,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21770.29,"paid_total":2900.92,"paid_principal":1229.71,"paid_interest":1671.21,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"KS","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":14.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":83406,"total_credit_utilized":45646,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25700,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6885.28,"paid_total":3238.38,"paid_principal":3114.72,"paid_interest":123.66,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":13.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":321681,"total_credit_utilized":31217,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":69700,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38515.13,"paid_total":2614.9,"paid_principal":1484.87,"paid_interest":1130.03,"paid_late_fees":0} {"emp_title":"srv analysts ","emp_length":7,"state":"TX","homeownership":"RENT","annual_income":70090,"verified_income":"Verified","debt_to_income":32.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":108144,"total_credit_utilized":60877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":21.85,"installment":762.26,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18783.84,"paid_total":2116.84,"paid_principal":1216.16,"paid_interest":900.68,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":25.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":22,"total_credit_limit":260519,"total_credit_utilized":26636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13100,"num_total_cc_accounts":30,"num_open_cc_accounts":19,"num_cc_carrying_balance":17,"num_mort_accounts":5,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"police officer","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":11.39,"annual_income_joint":157000,"verification_income_joint":"","debt_to_income_joint":15.67,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":382018,"total_credit_utilized":30541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":63600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37369.27,"paid_total":4220.48,"paid_principal":2630.73,"paid_interest":1589.75,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":78000,"verified_income":"Not Verified","debt_to_income":20.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":380438,"total_credit_utilized":39906,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1817.39,"paid_principal":1535.14,"paid_interest":282.25,"paid_late_fees":0} {"emp_title":"night operations manager ","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":94000,"verified_income":"Verified","debt_to_income":17.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":70211,"total_credit_utilized":33017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":605,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13100,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.01,"installment":281.3,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7469.28,"paid_total":836.78,"paid_principal":530.72,"paid_interest":306.06,"paid_late_fees":0} {"emp_title":"reciever","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":4.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":2,"total_credit_limit":16750,"total_credit_utilized":11564,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3500,"num_total_cc_accounts":7,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":10.9,"installment":196.97,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":5882.76,"paid_total":189.67,"paid_principal":142.24,"paid_interest":47.43,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":3.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":6,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":85911,"total_credit_utilized":17063,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":17,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":68200,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26982.9,"paid_total":3724.52,"paid_principal":3017.1,"paid_interest":707.42,"paid_late_fees":0} {"emp_title":"senior cohort sales advisor","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":27.4,"annual_income_joint":300000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.08,"delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":1598627,"total_credit_utilized":161087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18684.61,"paid_total":2110.27,"paid_principal":1315.39,"paid_interest":794.88,"paid_late_fees":0} {"emp_title":"quantitative modeller","emp_length":2,"state":"OR","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":16.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":637272,"total_credit_utilized":37181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31449.39,"paid_total":4291.85,"paid_principal":3550.61,"paid_interest":741.24,"paid_late_fees":0} {"emp_title":"programs manager","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":179000,"verified_income":"Not Verified","debt_to_income":11.08,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":14,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":394839,"total_credit_utilized":73526,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13300,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11130.17,"paid_total":1163.59,"paid_principal":869.83,"paid_interest":293.76,"paid_late_fees":0} {"emp_title":"store associate","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":45240,"verified_income":"Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":33899,"total_credit_utilized":14894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14419.49,"paid_total":1567.96,"paid_principal":580.51,"paid_interest":987.45,"paid_late_fees":0} {"emp_title":"fleet manager","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":29127,"total_credit_utilized":16679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":21.85,"installment":357.94,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13086.79361,"paid_principal":13000,"paid_interest":86.79,"paid_late_fees":0} {"emp_title":"lineman","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":21.34,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":20,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":256890,"total_credit_utilized":76949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25900,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":20,"installment":743.28,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17880.79,"paid_total":3694.18,"paid_principal":2119.21,"paid_interest":1574.97,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":1,"state":"WI","homeownership":"OWN","annual_income":43000,"verified_income":"Source Verified","debt_to_income":25.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":4,"total_credit_limit":89418,"total_credit_utilized":61003,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":93,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":10.9,"installment":52.31,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1485.81,"paid_total":155.96,"paid_principal":114.19,"paid_interest":41.77,"paid_late_fees":0} {"emp_title":"tank relocation specialist ","emp_length":3,"state":"KY","homeownership":"OWN","annual_income":62000,"verified_income":"Not Verified","debt_to_income":21.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":51792,"total_credit_utilized":28548,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5446.9,"paid_total":806.35,"paid_principal":553.1,"paid_interest":253.25,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":200000,"verified_income":"Source Verified","debt_to_income":5.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":49429,"total_credit_utilized":27738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25900,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.85,"installment":826.02,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29145.31,"paid_total":2405.23,"paid_principal":854.69,"paid_interest":1550.54,"paid_late_fees":0} {"emp_title":"locomotive engineer","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":161105,"verified_income":"Not Verified","debt_to_income":28.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":11,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":130606,"total_credit_utilized":116429,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38100,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.93,"paid_total":1452.97,"paid_principal":1072.07,"paid_interest":380.9,"paid_late_fees":0} {"emp_title":"hr director ","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":138000,"verified_income":"Source Verified","debt_to_income":6.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":49041,"total_credit_utilized":32424,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"moving","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.42,"installment":97.4,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2637,"paid_total":485.26,"paid_principal":363,"paid_interest":122.26,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":29.53,"annual_income_joint":258000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.6,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":328470,"total_credit_utilized":55116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37700,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":39600,"term":36,"interest_rate":22.91,"installment":1531.05,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":36410.01,"paid_total":6073.8,"paid_principal":3189.99,"paid_interest":2883.81,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"OWN","annual_income":22212,"verified_income":"Source Verified","debt_to_income":9.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":9200,"total_credit_utilized":4720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4532.79,"paid_total":666.73,"paid_principal":467.21,"paid_interest":199.52,"paid_late_fees":0} {"emp_title":"human resources director","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":33.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":378813,"total_credit_utilized":61472,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24200,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18875,"term":36,"interest_rate":14.07,"installment":645.75,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17147.14,"paid_total":2568.25,"paid_principal":1727.86,"paid_interest":840.39,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":28.61,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.54,"delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":281562,"total_credit_utilized":207677,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":59500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":91.4,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":15.05,"installment":1387.6,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35457.82,"paid_total":6904.56,"paid_principal":4542.18,"paid_interest":2362.38,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":20.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":195279,"total_credit_utilized":35575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14013.48,"paid_total":1582.67,"paid_principal":986.52,"paid_interest":596.15,"paid_late_fees":0} {"emp_title":"security supervisor","emp_length":6,"state":"MS","homeownership":"RENT","annual_income":44000,"verified_income":"Verified","debt_to_income":29.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":54414,"total_credit_utilized":31689,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.01,"installment":210.98,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5601.95,"paid_total":622.27,"paid_principal":398.05,"paid_interest":224.22,"paid_late_fees":0} {"emp_title":"store manager","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Not Verified","debt_to_income":33.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":686821,"total_credit_utilized":82328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":12.62,"installment":281.99,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11731.34,"paid_total":1392.42,"paid_principal":768.66,"paid_interest":623.76,"paid_late_fees":0} {"emp_title":"administrative assistant-requisitions","emp_length":3,"state":"AK","homeownership":"MORTGAGE","annual_income":39332.8,"verified_income":"Not Verified","debt_to_income":15.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":149929,"total_credit_utilized":13269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":517,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38300,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":7.35,"installment":294.86,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8302.05,"paid_total":1445.21,"paid_principal":1197.95,"paid_interest":247.26,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":0,"state":"SC","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":17.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":22,"total_credit_limit":232652,"total_credit_utilized":72225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29200,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":15.04,"installment":309.55,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12704.93,"paid_total":608.24,"paid_principal":295.07,"paid_interest":313.17,"paid_late_fees":0} {"emp_title":"patrolman","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":19000,"verified_income":"Source Verified","debt_to_income":41.44,"annual_income_joint":75000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.21,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":6,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":42784,"total_credit_utilized":22378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20100,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18046.03,"paid_total":2539.42,"paid_principal":1953.97,"paid_interest":585.45,"paid_late_fees":0} {"emp_title":"account executive","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":5.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":18200,"total_credit_utilized":10938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17900,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31883.47,"paid_total":4860.42,"paid_principal":3116.53,"paid_interest":1743.89,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"RENT","annual_income":22000,"verified_income":"Verified","debt_to_income":11.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":10300,"total_credit_utilized":5781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.9,"installment":228.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6499.71,"paid_total":682.28,"paid_principal":500.29,"paid_interest":181.99,"paid_late_fees":0} {"emp_title":"owner/manager","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":37.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":299283,"total_credit_utilized":65077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50400,"num_total_cc_accounts":26,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16700,"term":36,"interest_rate":6.72,"installment":513.52,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15005.84,"paid_total":2047.85,"paid_principal":1694.16,"paid_interest":353.69,"paid_late_fees":0} {"emp_title":"supervisory passport specialist ","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":18.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":775274,"total_credit_utilized":54831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":41600,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":7,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13173.04,"paid_total":2401.05,"paid_principal":1826.96,"paid_interest":574.09,"paid_late_fees":0} {"emp_title":"vp global business development","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":13.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":390580,"total_credit_utilized":82538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.99,"installment":1328.39,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19229.06,"paid_total":22286.92,"paid_principal":20770.94,"paid_interest":1515.98,"paid_late_fees":0} {"emp_title":"program coordinator","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":131847,"total_credit_utilized":69595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47800,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.93,"installment":773.63,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24703.33022,"paid_principal":24000,"paid_interest":703.33,"paid_late_fees":0} {"emp_title":"store manager","emp_length":9,"state":"FL","homeownership":"RENT","annual_income":71000,"verified_income":"Source Verified","debt_to_income":24.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":83276,"total_credit_utilized":61726,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.41,"installment":129.85,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3712.07,"paid_total":387.24,"paid_principal":287.93,"paid_interest":99.31,"paid_late_fees":0} {"emp_title":"chief solutions officer","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":195000,"verified_income":"Verified","debt_to_income":24.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":23,"total_credit_limit":491173,"total_credit_utilized":263885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":78300,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30944.76,"paid_total":5919.88,"paid_principal":4055.24,"paid_interest":1864.64,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":17200,"verified_income":"Not Verified","debt_to_income":20.96,"annual_income_joint":32130,"verification_income_joint":"Not Verified","debt_to_income_joint":11.22,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":87348,"total_credit_utilized":9535,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9525,"term":36,"interest_rate":15.05,"installment":330.43,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8665.1,"paid_total":1313.76,"paid_principal":859.9,"paid_interest":453.86,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":16.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":49180,"total_credit_utilized":30630,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":14.08,"installment":314.69,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":14212.57398,"paid_principal":13500,"paid_interest":712.57,"paid_late_fees":0} {"emp_title":"housekeeper","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":20700,"total_credit_utilized":15957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":19.03,"installment":733.43,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18294.92,"paid_total":2891.43,"paid_principal":1705.08,"paid_interest":1186.35,"paid_late_fees":0} {"emp_title":"chefs ","emp_length":6,"state":"VA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":22.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":58024,"total_credit_utilized":16113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8976.56,"paid_total":1211.6,"paid_principal":1023.44,"paid_interest":188.16,"paid_late_fees":0} {"emp_title":"driver","emp_length":4,"state":"OH","homeownership":"OWN","annual_income":39000,"verified_income":"Not Verified","debt_to_income":23.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":83819,"total_credit_utilized":18667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":11.99,"installment":116.24,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3170.02,"paid_total":459.13,"paid_principal":329.98,"paid_interest":129.15,"paid_late_fees":0} {"emp_title":"department manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Not Verified","debt_to_income":10.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":68,"open_credit_lines":35,"total_credit_limit":360361,"total_credit_utilized":30916,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":164100,"num_total_cc_accounts":45,"num_open_cc_accounts":29,"num_cc_carrying_balance":16,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8303.4,"paid_total":810.34,"paid_principal":696.6,"paid_interest":113.74,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"WA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":34.55,"annual_income_joint":215000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.08,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":433346,"total_credit_utilized":141504,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":138,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24100,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14265.96,"paid_total":1343.04,"paid_principal":734.04,"paid_interest":609,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":66913.6,"verified_income":"Verified","debt_to_income":12.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":39490,"total_credit_utilized":16240,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":995,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4420.65,"paid_total":845.72,"paid_principal":579.35,"paid_interest":266.37,"paid_late_fees":0} {"emp_title":"farmer","emp_length":5,"state":"MN","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":15.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":39195,"total_credit_utilized":11985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4420.65,"paid_total":845.72,"paid_principal":579.35,"paid_interest":266.37,"paid_late_fees":0} {"emp_title":"lpn ","emp_length":1,"state":"NY","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":34.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":99830,"total_credit_utilized":94068,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":11.98,"installment":73.06,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2045.17,"paid_total":217.72,"paid_principal":154.83,"paid_interest":62.89,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":37.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":78,"open_credit_lines":34,"total_credit_limit":412549,"total_credit_utilized":121863,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":34,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":61700,"num_total_cc_accounts":34,"num_open_cc_accounts":27,"num_cc_carrying_balance":21,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"enterprise product manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":170000,"verified_income":"Not Verified","debt_to_income":12.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":66000,"total_credit_utilized":50211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":15.05,"installment":69.38,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2010.95528,"paid_principal":2000,"paid_interest":10.96,"paid_late_fees":0} {"emp_title":"account supervisor","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":53000,"verified_income":"Not Verified","debt_to_income":9.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":23699,"total_credit_utilized":11230,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1167,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3500,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":12.62,"installment":201.91,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5317.54,"paid_total":1005.33,"paid_principal":707.46,"paid_interest":297.87,"paid_late_fees":0} {"emp_title":"healthcare coordinator","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":4.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":129317,"total_credit_utilized":5750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":10.9,"installment":607.4,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26931.15,"paid_total":1788.29,"paid_principal":1068.85,"paid_interest":719.44,"paid_late_fees":0} {"emp_title":"vice president, sales and marketing","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":12.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":54,"open_credit_lines":13,"total_credit_limit":1049446,"total_credit_utilized":266631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":13,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.9,"installment":216.93,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9618.26,"paid_total":644.73,"paid_principal":381.74,"paid_interest":262.99,"paid_late_fees":0} {"emp_title":"unexploded ordnance technician 2","emp_length":8,"state":"VA","homeownership":"RENT","annual_income":132000,"verified_income":"Source Verified","debt_to_income":9.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":84700,"total_credit_utilized":38172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":59700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":38400,"term":36,"interest_rate":6.72,"installment":1180.78,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33516.91,"paid_total":5875.23,"paid_principal":4883.09,"paid_interest":992.14,"paid_late_fees":0} {"emp_title":"registered nurse,charge","emp_length":7,"state":"KY","homeownership":"OWN","annual_income":99000,"verified_income":"Not Verified","debt_to_income":10.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":51900,"total_credit_utilized":33756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":50900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37100.59,"paid_total":3823.48,"paid_principal":2899.41,"paid_interest":924.07,"paid_late_fees":0} {"emp_title":"marketing support specialist","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":48222,"verified_income":"Source Verified","debt_to_income":12.22,"annual_income_joint":118222,"verification_income_joint":"Not Verified","debt_to_income_joint":7.81,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":46500,"total_credit_utilized":38826,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":854,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15600,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":16.02,"installment":437.92,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16985.9,"paid_total":2157.56,"paid_principal":1014.1,"paid_interest":1143.46,"paid_late_fees":0} {"emp_title":"vocational rehabilitation counselor","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":89000,"verified_income":"Not Verified","debt_to_income":2.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":12600,"total_credit_utilized":5173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":382,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":949.55,"paid_principal":729.99,"paid_interest":219.56,"paid_late_fees":0} {"emp_title":"owner operator","emp_length":4,"state":"PA","homeownership":"OWN","annual_income":200000,"verified_income":"Source Verified","debt_to_income":19.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":333833,"total_credit_utilized":136733,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":54500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":11.99,"installment":600.47,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25657.26,"paid_total":2383.9,"paid_principal":1342.74,"paid_interest":1041.16,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"RENT","annual_income":28750,"verified_income":"Not Verified","debt_to_income":37.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":56833,"total_credit_utilized":31165,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14284.05,"paid_total":1383.41,"paid_principal":715.95,"paid_interest":667.46,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":128500,"verified_income":"Verified","debt_to_income":20.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":162560,"total_credit_utilized":48912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":96400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.72,"installment":737.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21565.28,"paid_total":2943,"paid_principal":2434.72,"paid_interest":508.28,"paid_late_fees":0} {"emp_title":"assistant librarian","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":28.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":25,"total_credit_limit":82298,"total_credit_utilized":43466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":45800,"num_total_cc_accounts":24,"num_open_cc_accounts":21,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.2,"paid_total":1321.93,"paid_principal":921.8,"paid_interest":400.13,"paid_late_fees":0} {"emp_title":"field biologist","emp_length":1,"state":"LA","homeownership":"OWN","annual_income":53000,"verified_income":"Source Verified","debt_to_income":13.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":37700,"total_credit_utilized":16835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6250,"term":36,"interest_rate":9.92,"installment":201.44,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5796.96,"paid_total":600.88,"paid_principal":453.04,"paid_interest":147.84,"paid_late_fees":0} {"emp_title":"field supervisor","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":14.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":275181,"total_credit_utilized":112977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":65800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.41,"installment":811.51,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23200.57,"paid_total":2405.61,"paid_principal":1799.43,"paid_interest":606.18,"paid_late_fees":0} {"emp_title":"selling specialist","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":31000,"verified_income":"Not Verified","debt_to_income":5.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":7500,"total_credit_utilized":4446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.91,"installment":130.79,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3617.12,"paid_total":520.74,"paid_principal":382.88,"paid_interest":137.86,"paid_late_fees":0} {"emp_title":"manager, data surveys","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":32.85,"annual_income_joint":155000,"verification_income_joint":"Verified","debt_to_income_joint":21.65,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":86022,"total_credit_utilized":61119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":12.61,"installment":811.95,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35128.14,"paid_total":1598.68,"paid_principal":871.86,"paid_interest":726.82,"paid_late_fees":0} {"emp_title":"rn clinical educator","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":10.94,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":10,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":63476,"total_credit_utilized":22511,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10557.71,"paid_total":1954.53,"paid_principal":1442.29,"paid_interest":512.24,"paid_late_fees":0} {"emp_title":"partner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":10.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":51073,"total_credit_utilized":35129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18468.54,"paid_total":1820.5,"paid_principal":1531.46,"paid_interest":289.04,"paid_late_fees":0} {"emp_title":"register nurse","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":11.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":57074,"total_credit_utilized":17920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18073.8,"paid_total":2585.62,"paid_principal":1926.2,"paid_interest":659.42,"paid_late_fees":0} {"emp_title":"sports manager, ad sales marketing","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Verified","debt_to_income":17.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":382461,"total_credit_utilized":58515,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.43,"installment":512.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14832.04,"paid_total":1527.65,"paid_principal":1167.96,"paid_interest":359.69,"paid_late_fees":0} {"emp_title":"president","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":58.92,"annual_income_joint":77000,"verification_income_joint":"Verified","debt_to_income_joint":20.77,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":314444,"total_credit_utilized":23583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":6.08,"installment":639.63,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19392.19,"paid_total":1911.8,"paid_principal":1607.81,"paid_interest":303.99,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":2,"state":"RI","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":283647,"total_credit_utilized":59178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34300,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.91,"installment":433.96,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18977.66,"paid_total":1723.72,"paid_principal":1022.34,"paid_interest":701.38,"paid_late_fees":0} {"emp_title":"marketing manager","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":139000,"verified_income":"Not Verified","debt_to_income":19.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":372100,"total_credit_utilized":102778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":73100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":6.07,"installment":219.27,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6648.67,"paid_total":652.95,"paid_principal":551.33,"paid_interest":101.62,"paid_late_fees":0} {"emp_title":"executive assistant/office manager ","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":113000,"verified_income":"Not Verified","debt_to_income":23.57,"annual_income_joint":262000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.59,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":467262,"total_credit_utilized":63476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47500,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":60,"interest_rate":9.44,"installment":461.4,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20832.99,"paid_total":1834.06,"paid_principal":1167.01,"paid_interest":667.05,"paid_late_fees":0} {"emp_title":"assistant","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":28000,"verified_income":"Verified","debt_to_income":14.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":10700,"total_credit_utilized":7659,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":78,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5700,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9336.71,"paid_total":1099.51,"paid_principal":663.29,"paid_interest":436.22,"paid_late_fees":0} {"emp_title":"distribution manager","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":6.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":199035,"total_credit_utilized":12843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":554,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":10.42,"installment":275.96,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7471.54,"paid_total":1374.88,"paid_principal":1028.46,"paid_interest":346.42,"paid_late_fees":0} {"emp_title":"director international relations","emp_length":9,"state":"NJ","homeownership":"MORTGAGE","annual_income":86500,"verified_income":"Not Verified","debt_to_income":25.17,"annual_income_joint":146500,"verification_income_joint":"Not Verified","debt_to_income_joint":17.48,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":400642,"total_credit_utilized":73626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25100,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14001.46,"paid_total":1565.08,"paid_principal":998.54,"paid_interest":566.54,"paid_late_fees":0} {"emp_title":"commercial analyst","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":70020,"verified_income":"Not Verified","debt_to_income":7.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":32900,"total_credit_utilized":24367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":463.47,"paid_principal":376.05,"paid_interest":87.42,"paid_late_fees":0} {"emp_title":"alarm technician ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":210000,"verified_income":"Verified","debt_to_income":16.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":542619,"total_credit_utilized":81712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40700,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.42,"installment":1106.07,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28108,"paid_total":3285.84,"paid_principal":1892,"paid_interest":1393.84,"paid_late_fees":0} {"emp_title":"caregiver & geiger","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":86000,"verified_income":"Source Verified","debt_to_income":14.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":50849,"total_credit_utilized":33189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18900,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":15.05,"installment":728.49,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":22224.27236,"paid_principal":21000,"paid_interest":1224.27,"paid_late_fees":0} {"emp_title":"c&c operator","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":8.88,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":51795,"total_credit_utilized":11635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19103.93,"paid_total":1928.52,"paid_principal":896.07,"paid_interest":1032.45,"paid_late_fees":0} {"emp_title":"credit support specialist","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":16.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":41463,"total_credit_utilized":27378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21600,"term":60,"interest_rate":16.02,"installment":525.5,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20879.04,"paid_total":1701.46,"paid_principal":720.96,"paid_interest":980.5,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":69538,"total_credit_utilized":42442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":14.07,"installment":652.53,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27015.86,"paid_total":1913.82,"paid_principal":984.14,"paid_interest":929.68,"paid_late_fees":0} {"emp_title":"account executive ","emp_length":4,"state":"MN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":18.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":484700,"total_credit_utilized":41941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":51100,"num_total_cc_accounts":31,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33327.81,"paid_total":2251.98,"paid_principal":1672.19,"paid_interest":579.79,"paid_late_fees":0} {"emp_title":"custodial","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":32.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":40,"open_credit_lines":8,"total_credit_limit":75917,"total_credit_utilized":56614,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7250,"num_total_cc_accounts":23,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.08,"installment":171.09,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4492.21,"paid_total":730.45,"paid_principal":507.79,"paid_interest":222.66,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"KS","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":30.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":102654,"total_credit_utilized":125947,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5434.35,"paid_total":789.05,"paid_principal":565.65,"paid_interest":223.4,"paid_late_fees":0} {"emp_title":"corporate ehs officer","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":11.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":86376,"total_credit_utilized":57302,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38700,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23375.65,"paid_total":2667.33,"paid_principal":1624.35,"paid_interest":1042.98,"paid_late_fees":0} {"emp_title":"payroll administration ","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":44.07,"annual_income_joint":73480,"verification_income_joint":"Source Verified","debt_to_income_joint":24.02,"delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":107098,"total_credit_utilized":81205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":9,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14466.07,"paid_total":1026.23,"paid_principal":533.93,"paid_interest":492.3,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":8,"state":"NE","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":32.48,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.53,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":341579,"total_credit_utilized":56744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6696.17,"paid_total":1501.78,"paid_principal":1303.83,"paid_interest":197.95,"paid_late_fees":0} {"emp_title":"electronic tech iv","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Not Verified","debt_to_income":29.87,"annual_income_joint":175000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.27,"delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":201416,"total_credit_utilized":122698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35200,"term":36,"interest_rate":6.71,"installment":1082.22,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33424.25,"paid_total":2216.94,"paid_principal":1775.75,"paid_interest":441.19,"paid_late_fees":0} {"emp_title":"hairstylist","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":19.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":64017,"total_credit_utilized":43871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1127,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5274.05,"paid_total":967,"paid_principal":725.95,"paid_interest":241.05,"paid_late_fees":0} {"emp_title":"waitress","emp_length":10,"state":"LA","homeownership":"OWN","annual_income":28000,"verified_income":"Not Verified","debt_to_income":19.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":27800,"total_credit_utilized":5833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":111,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15800,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5548.75,"paid_total":556.15,"paid_principal":451.25,"paid_interest":104.9,"paid_late_fees":0} {"emp_title":"cook","emp_length":10,"state":"MO","homeownership":"RENT","annual_income":27000,"verified_income":"Verified","debt_to_income":20.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":24425,"total_credit_utilized":10089,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":1241,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.47,"installment":358.88,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9570.3,"paid_total":708.05,"paid_principal":429.7,"paid_interest":278.35,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":300000,"verified_income":"Not Verified","debt_to_income":9.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":610407,"total_credit_utilized":69767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.93,"installment":1128.21,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":30737.11,"paid_total":5602.43,"paid_principal":4262.89,"paid_interest":1339.54,"paid_late_fees":0} {"emp_title":"executive vice president","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":1.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":31642,"total_credit_utilized":13806,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33475.49,"paid_total":3452.93,"paid_principal":1524.51,"paid_interest":1928.42,"paid_late_fees":0} {"emp_title":"rn","emp_length":7,"state":"OH","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":20.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":475575,"total_credit_utilized":90204,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25200,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":12.62,"installment":541.42,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22524.18,"paid_total":2673.45,"paid_principal":1475.82,"paid_interest":1197.63,"paid_late_fees":0} {"emp_title":"doorman","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":1.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":5100,"total_credit_utilized":1030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14418.7,"paid_total":1620.56,"paid_principal":581.3,"paid_interest":1039.26,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":14200,"verified_income":"Verified","debt_to_income":36.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":43808,"total_credit_utilized":9732,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4900,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":7.97,"installment":62.65,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1647.05,"paid_total":412.36,"paid_principal":352.95,"paid_interest":59.41,"paid_late_fees":0} {"emp_title":"senior banker","emp_length":7,"state":"NJ","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":7.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":94605,"total_credit_utilized":39663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.59,"paid_total":2501.4,"paid_principal":1565.41,"paid_interest":935.99,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"RENT","annual_income":25875,"verified_income":"Not Verified","debt_to_income":6.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":15500,"total_credit_utilized":7862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.96,"installment":234.89,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6940.89,"paid_total":701.35,"paid_principal":559.11,"paid_interest":142.24,"paid_late_fees":0} {"emp_title":"realtor","emp_length":8,"state":"MA","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":28.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":89841,"total_credit_utilized":41864,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8986.08,"paid_total":1250.54,"paid_principal":1013.92,"paid_interest":236.62,"paid_late_fees":0} {"emp_title":"senior paralegal","emp_length":5,"state":"GA","homeownership":"OWN","annual_income":93000,"verified_income":"Source Verified","debt_to_income":30.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":38,"open_credit_lines":24,"total_credit_limit":337181,"total_credit_utilized":81639,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":97900,"num_total_cc_accounts":28,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":16.01,"installment":583.77,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23470.4,"paid_total":1210.24,"paid_principal":529.6,"paid_interest":680.64,"paid_late_fees":0} {"emp_title":"teacher aide","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":7.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":39550,"total_credit_utilized":19368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11800,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":930.7,"paid_principal":745.46,"paid_interest":185.24,"paid_late_fees":0} {"emp_title":"deputy","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":208260,"total_credit_utilized":59248,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":10.42,"installment":308.42,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":9851.85248,"paid_principal":9500,"paid_interest":351.85,"paid_late_fees":0} {"emp_title":"licensed staff agent","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":111000,"verified_income":"Not Verified","debt_to_income":6.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":156579,"total_credit_utilized":14735,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72700,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":6.08,"installment":350.27,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10025.11,"paid_total":1747.47,"paid_principal":1474.89,"paid_interest":272.58,"paid_late_fees":0} {"emp_title":"pharmaceutical sales rep","emp_length":2,"state":"IL","homeownership":"OWN","annual_income":96000,"verified_income":"Not Verified","debt_to_income":22.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":150424,"total_credit_utilized":104955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":7555,"current_installment_accounts":10,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47800,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.72,"installment":553.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15711.06,"paid_total":2750.65,"paid_principal":2288.94,"paid_interest":461.71,"paid_late_fees":0} {"emp_title":"paraprofessional","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":25.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":112718,"total_credit_utilized":13015,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2204,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.01,"paid_total":900.38,"paid_principal":773.99,"paid_interest":126.39,"paid_late_fees":0} {"emp_title":"campus safety officer","emp_length":0,"state":"CO","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Not Verified","debt_to_income":34,"annual_income_joint":81000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.57,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":266755,"total_credit_utilized":31307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5274.05,"paid_total":967,"paid_principal":725.95,"paid_interest":241.05,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":36.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":103252,"total_credit_utilized":42845,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18700,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29495.43,"paid_total":1746.68,"paid_principal":504.57,"paid_interest":1242.11,"paid_late_fees":0} {"emp_title":"consultant","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":27.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":98200,"total_credit_utilized":39632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":78200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13012.12,"paid_total":2333.74,"paid_principal":1987.88,"paid_interest":345.86,"paid_late_fees":0} {"emp_title":"quality team leader","emp_length":8,"state":"MI","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":5.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":107363,"total_credit_utilized":15565,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":10.9,"installment":303.7,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13465.57,"paid_total":932.29,"paid_principal":534.43,"paid_interest":397.86,"paid_late_fees":0} {"emp_title":"","state":"OR","homeownership":"OWN","annual_income":72276,"verified_income":"Source Verified","debt_to_income":16.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":308970,"total_credit_utilized":62911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":5.32,"installment":286.1,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8517.56,"paid_total":1138.78,"paid_principal":982.44,"paid_interest":156.34,"paid_late_fees":0} {"emp_title":"crane operator ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":18.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":83,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":234073,"total_credit_utilized":50495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6100,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8879.63,"paid_total":1749.45,"paid_principal":1120.37,"paid_interest":629.08,"paid_late_fees":0} {"emp_title":"data analyst","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":54800,"verified_income":"Verified","debt_to_income":25.05,"annual_income_joint":83600,"verification_income_joint":"Verified","debt_to_income_joint":16.61,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":89188,"total_credit_utilized":58185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":92,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":573.53,"paid_principal":434.92,"paid_interest":138.61,"paid_late_fees":0} {"emp_title":"operator","emp_length":3,"state":"ND","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":2.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":79104,"total_credit_utilized":8957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":74500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.71,"installment":922.35,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27723.52,"paid_total":2755.87,"paid_principal":2276.48,"paid_interest":479.39,"paid_late_fees":0} {"emp_title":"law enforcement/traffic control ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":27.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":64699,"total_credit_utilized":37140,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22600,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9084.7,"paid_total":1360.86,"paid_principal":915.3,"paid_interest":445.56,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":18.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2000,"inquiries_last_12m":9,"total_credit_lines":37,"open_credit_lines":10,"total_credit_limit":109675,"total_credit_utilized":81948,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20900,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10528.73,"paid_total":1914.01,"paid_principal":1471.27,"paid_interest":442.74,"paid_late_fees":0} {"emp_title":"senior vice president","emp_length":9,"state":"MD","homeownership":"MORTGAGE","annual_income":169880,"verified_income":"Source Verified","debt_to_income":20.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":767814,"total_credit_utilized":93966,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":5743,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5200,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":74.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Charged Off","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":1673.8,"paid_principal":1061.28,"paid_interest":612.52,"paid_late_fees":0} {"emp_title":"client service manager","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":10.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":22813,"total_credit_utilized":11246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":1492,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.42,"installment":779.16,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21096.21,"paid_total":3923.59,"paid_principal":2903.79,"paid_interest":1019.8,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":20.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":75570,"total_credit_utilized":40535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22800,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.97,"installment":125.3,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3601.11,"paid_total":499.43,"paid_principal":398.89,"paid_interest":100.54,"paid_late_fees":0} {"emp_title":"superviser","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":107000,"verified_income":"Not Verified","debt_to_income":20.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1988,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":11,"total_credit_limit":123603,"total_credit_utilized":93151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23900,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":16.02,"installment":298.92,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7743.23,"paid_total":1176.77,"paid_principal":756.77,"paid_interest":420,"paid_late_fees":0} {"emp_title":"captain","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":18.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":9,"total_credit_limit":239132,"total_credit_utilized":62868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31900,"num_total_cc_accounts":24,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3100,"term":36,"interest_rate":9.43,"installment":99.21,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2797.06,"paid_total":393.59,"paid_principal":302.94,"paid_interest":90.65,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":12.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":57,"open_credit_lines":28,"total_credit_limit":556875,"total_credit_utilized":35459,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":17,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10900,"num_total_cc_accounts":55,"num_open_cc_accounts":26,"num_cc_carrying_balance":25,"num_mort_accounts":1,"account_never_delinq_percent":64.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1978.99,"paid_principal":1407.26,"paid_interest":571.73,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CO","homeownership":"OWN","annual_income":125000,"verified_income":"Not Verified","debt_to_income":29.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":719119,"total_credit_utilized":248381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26500,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.9,"installment":542.32,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24045.67,"paid_total":1611.82,"paid_principal":954.33,"paid_interest":657.49,"paid_late_fees":0} {"emp_title":"help desk analyst","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":10.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":46000,"total_credit_utilized":20436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":6.71,"installment":645.64,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19406.48,"paid_total":1929.09,"paid_principal":1593.52,"paid_interest":335.57,"paid_late_fees":0} {"emp_title":"chemist","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":87000,"verified_income":"Not Verified","debt_to_income":13.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":91706,"total_credit_utilized":46478,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7392.94,"paid_total":731.92,"paid_principal":607.06,"paid_interest":124.86,"paid_late_fees":0} {"emp_title":"executive","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":16.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":319271,"total_credit_utilized":162435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":69900,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":30614.84101,"paid_principal":30000,"paid_interest":614.84,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":16.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":45042,"total_credit_utilized":31967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20400,"term":60,"interest_rate":23.88,"installment":585.45,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19466.11,"paid_total":2900.19,"paid_principal":933.89,"paid_interest":1966.3,"paid_late_fees":0} {"emp_title":"dispatcher ","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":8.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":191864,"total_credit_utilized":21920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":2817,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.9,"installment":81.73,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2321.32,"paid_total":243.68,"paid_principal":178.68,"paid_interest":65,"paid_late_fees":0} {"emp_title":"full stack developer","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":9.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":20,"total_credit_limit":60800,"total_credit_utilized":61940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":181,"current_installment_accounts":18,"accounts_opened_24m":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14379.49,"paid_total":1517.79,"paid_principal":620.51,"paid_interest":897.28,"paid_late_fees":0} {"emp_title":"graduate assistant","emp_length":3,"state":"NM","homeownership":"RENT","annual_income":37000,"verified_income":"Source Verified","debt_to_income":23.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":18,"total_credit_limit":86302,"total_credit_utilized":75053,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16900,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":8985.52,"paid_total":1220.67,"paid_principal":1014.48,"paid_interest":206.19,"paid_late_fees":0} {"emp_title":"caregiver coordinator","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":54374,"total_credit_utilized":37851,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18100,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.44,"installment":512.08,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14334.47,"paid_total":2148.32,"paid_principal":1665.53,"paid_interest":482.79,"paid_late_fees":0} {"emp_title":"creative director","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":170000,"verified_income":"Not Verified","debt_to_income":9.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":136925,"total_credit_utilized":31470,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41200,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8303.4,"paid_total":810.34,"paid_principal":696.6,"paid_interest":113.74,"paid_late_fees":0} {"emp_title":"electrical engineer technician ii","emp_length":1,"state":"SC","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Source Verified","debt_to_income":23.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":312337,"total_credit_utilized":73094,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9750,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":14.07,"installment":559.31,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22868.66,"paid_total":2199.72,"paid_principal":1131.34,"paid_interest":1068.38,"paid_late_fees":0} {"emp_title":"service manager","emp_length":2,"state":"VA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":31960,"total_credit_utilized":13169,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":13.58,"installment":237.82,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6681,"paid_total":465.08,"paid_principal":319,"paid_interest":146.08,"paid_late_fees":0} {"emp_title":"specimen processor ","emp_length":2,"state":"UT","homeownership":"MORTGAGE","annual_income":26000,"verified_income":"Source Verified","debt_to_income":29.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":56062,"total_credit_utilized":29752,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":9.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":16,"total_credit_limit":31900,"total_credit_utilized":7912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":309,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18800,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4634.99,"paid_total":477.41,"paid_principal":365.01,"paid_interest":112.4,"paid_late_fees":0} {"emp_title":"sous chef","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":28.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":259535,"total_credit_utilized":45056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":10.91,"installment":555.84,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15372.85,"paid_total":2161.54,"paid_principal":1627.15,"paid_interest":534.39,"paid_late_fees":0} {"emp_title":"consultant","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":101000,"verified_income":"Verified","debt_to_income":23.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":107512,"total_credit_utilized":69759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":16.02,"installment":140.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3551.84,"paid_total":699.79,"paid_principal":448.16,"paid_interest":251.63,"paid_late_fees":0} {"emp_title":"propane clerk","emp_length":2,"state":"MT","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":1.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":10800,"total_credit_utilized":1210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":18.06,"installment":651.29,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16443.74,"paid_total":2523.89,"paid_principal":1556.26,"paid_interest":967.63,"paid_late_fees":0} {"emp_title":"special education teacher","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":10.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":298780,"total_credit_utilized":68952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8069.14,"paid_total":1078.69,"paid_principal":930.86,"paid_interest":147.83,"paid_late_fees":0} {"emp_title":"warehouseman ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":59000,"verified_income":"Not Verified","debt_to_income":16.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":45000,"total_credit_utilized":27361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18300,"term":60,"interest_rate":11.99,"installment":406.99,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17389.9,"paid_total":1615.77,"paid_principal":910.1,"paid_interest":705.67,"paid_late_fees":0} {"emp_title":"tech ","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Source Verified","debt_to_income":25.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":267894,"total_credit_utilized":43720,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":28.72,"installment":505.15,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15358.96,"paid_total":2525.36,"paid_principal":641.04,"paid_interest":1884.32,"paid_late_fees":0} {"emp_title":"agency owner-president","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":5.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":460600,"total_credit_utilized":33577,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15600,"term":36,"interest_rate":16.01,"installment":548.53,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14565.11,"paid_total":1631.71,"paid_principal":1034.89,"paid_interest":596.82,"paid_late_fees":0} {"emp_title":"educator ","emp_length":9,"state":"AL","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":23.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2003,"inquiries_last_12m":12,"total_credit_lines":59,"open_credit_lines":13,"total_credit_limit":400038,"total_credit_utilized":176764,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":18,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11700,"num_total_cc_accounts":40,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5274.82,"paid_total":977.63,"paid_principal":725.18,"paid_interest":252.45,"paid_late_fees":0} {"emp_title":"stock guy","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":1.85,"annual_income_joint":85000,"verification_income_joint":"Source Verified","debt_to_income_joint":4.02,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":6300,"total_credit_utilized":2670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":12.62,"installment":804.27,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22326.92,"paid_total":2395.98,"paid_principal":1673.08,"paid_interest":722.9,"paid_late_fees":0} {"emp_title":"service technician","emp_length":1,"state":"MI","homeownership":"RENT","annual_income":45384,"verified_income":"Source Verified","debt_to_income":3.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":7500,"total_credit_utilized":3579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":22.91,"installment":281.39,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9530.52,"paid_total":1394.22,"paid_principal":469.48,"paid_interest":924.74,"paid_late_fees":0} {"emp_title":"radiology technologisty","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":69000,"verified_income":"Source Verified","debt_to_income":22.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":65989,"total_credit_utilized":50370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":15400,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":17.09,"installment":267.74,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6672.11,"paid_total":1347.83,"paid_principal":827.89,"paid_interest":519.94,"paid_late_fees":0} {"emp_title":"user experience researcher","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":15.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":22,"total_credit_limit":262391,"total_credit_utilized":149728,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":117700,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.42,"installment":519.44,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14064.14,"paid_total":2587.94,"paid_principal":1935.86,"paid_interest":652.08,"paid_late_fees":0} {"emp_title":"crew bus driver","emp_length":0,"state":"WI","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":11.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":170179,"total_credit_utilized":22898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12150,"term":36,"interest_rate":7.97,"installment":380.57,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10785.43,"paid_total":1666.43,"paid_principal":1364.57,"paid_interest":301.86,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":9.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":265710,"total_credit_utilized":21003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9084.7,"paid_total":1353.04,"paid_principal":915.3,"paid_interest":437.74,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":52623,"total_credit_utilized":34794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3000,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10300,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9247.93,"paid_total":907.03,"paid_principal":752.07,"paid_interest":154.96,"paid_late_fees":0} {"emp_title":"financial services officer","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":20.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":54,"open_credit_lines":30,"total_credit_limit":231043,"total_credit_utilized":34334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":93700,"num_total_cc_accounts":37,"num_open_cc_accounts":26,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29500,"term":60,"interest_rate":7.34,"installment":588.88,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27851.2,"paid_total":2331.46,"paid_principal":1648.8,"paid_interest":682.66,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":20000,"verified_income":"Not Verified","debt_to_income":15.97,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":17800,"total_credit_utilized":6851,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9057.25,"paid_total":1321.74,"paid_principal":942.75,"paid_interest":378.99,"paid_late_fees":0} {"emp_title":"operations analyst","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":57500,"verified_income":"Not Verified","debt_to_income":12.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":46000,"total_credit_utilized":16777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":11.99,"installment":284.67,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12000.29,"paid_total":1406.3,"paid_principal":799.71,"paid_interest":606.59,"paid_late_fees":0} {"emp_title":"billing rep","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":80251,"total_credit_utilized":21869,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":64,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":4500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5278.85,"paid_total":962.98,"paid_principal":721.15,"paid_interest":241.83,"paid_late_fees":0} {"emp_title":"architect","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Not Verified","debt_to_income":34.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":7,"total_credit_lines":46,"open_credit_lines":22,"total_credit_limit":386632,"total_credit_utilized":114121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":54200,"num_total_cc_accounts":26,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.44,"installment":524.32,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23335.75,"paid_total":2595.38,"paid_principal":1664.25,"paid_interest":931.13,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":5.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":19747,"total_credit_utilized":4925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":473,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5391.31,"paid_total":735.76,"paid_principal":608.69,"paid_interest":127.07,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":61800,"verified_income":"Source Verified","debt_to_income":13.79,"annual_income_joint":88800,"verification_income_joint":"Source Verified","debt_to_income_joint":16.59,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":64458,"total_credit_utilized":24387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26200,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":18.45,"installment":820.45,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30999.42,"paid_total":2428.55,"paid_principal":1000.58,"paid_interest":1427.97,"paid_late_fees":0} {"emp_title":"medical doctor","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":260000,"verified_income":"Verified","debt_to_income":11.07,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":449287,"total_credit_utilized":165555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":10.42,"installment":360.44,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15708.41,"paid_total":1792.47,"paid_principal":1091.59,"paid_interest":700.88,"paid_late_fees":0} {"emp_title":"data architect","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":250000,"verified_income":"Source Verified","debt_to_income":5.6,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":57600,"total_credit_utilized":32020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":17.09,"installment":571.17,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14598.68,"paid_total":2254.3,"paid_principal":1401.32,"paid_interest":852.98,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":83740,"verified_income":"Not Verified","debt_to_income":23.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":17,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":93332,"total_credit_utilized":61662,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12400,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9080.66,"paid_total":1416.83,"paid_principal":919.34,"paid_interest":497.49,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":20.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":36381,"total_credit_utilized":22570,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9554.19,"paid_total":685.34,"paid_principal":445.81,"paid_interest":239.53,"paid_late_fees":0} {"emp_title":"vice president of operations","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Source Verified","debt_to_income":8.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":593350,"total_credit_utilized":139072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21700,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":30.17,"installment":324.58,"grade":"F","sub_grade":"F3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9774.95,"paid_total":956.98,"paid_principal":225.05,"paid_interest":731.93,"paid_late_fees":0} {"emp_title":"airman ","emp_length":7,"state":"MD","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":5.53,"annual_income_joint":112000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.59,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":32890,"total_credit_utilized":9531,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":7.97,"installment":250.59,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7403.68,"paid_total":755.06,"paid_principal":596.32,"paid_interest":158.74,"paid_late_fees":0} {"emp_title":"parts ","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":20.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":31029,"total_credit_utilized":20176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":8587,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10528.73,"paid_total":1914.01,"paid_principal":1471.27,"paid_interest":442.74,"paid_late_fees":0} {"emp_title":"mammography supervisor ","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":21.14,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.91,"delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":74,"open_credit_lines":38,"total_credit_limit":339808,"total_credit_utilized":57126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":120000,"num_total_cc_accounts":49,"num_open_cc_accounts":32,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":93.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9757.82,"paid_total":437.07,"paid_principal":242.18,"paid_interest":194.89,"paid_late_fees":0} {"emp_title":"problem manager ","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":17.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":69004,"total_credit_utilized":52106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":1980,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":16.02,"installment":559.56,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21969.55,"paid_total":2217.77,"paid_principal":1030.45,"paid_interest":1187.32,"paid_late_fees":0} {"emp_title":"tfs tech","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":125381,"verified_income":"Source Verified","debt_to_income":20.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":304514,"total_credit_utilized":82773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":91600,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.08,"installment":932.39,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37629.74,"paid_total":4630.66,"paid_principal":2370.26,"paid_interest":2260.4,"paid_late_fees":0} {"emp_title":"pastor","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":6.37,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":363600,"total_credit_utilized":8868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12600,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":58.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22900,"term":36,"interest_rate":10.91,"installment":748.75,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20708.13,"paid_total":2981.12,"paid_principal":2191.87,"paid_interest":789.25,"paid_late_fees":0} {"emp_title":"aasp","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":5.01,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":18,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":36,"open_credit_lines":5,"total_credit_limit":21652,"total_credit_utilized":7825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":24,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":86.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":17.47,"installment":338.94,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13066.54,"paid_total":1010.28,"paid_principal":433.46,"paid_interest":576.82,"paid_late_fees":0} {"emp_title":"account manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":34.44,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.34,"delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":301885,"total_credit_utilized":152262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2900,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":17.09,"installment":747.03,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28354.9,"paid_total":3706.67,"paid_principal":1645.1,"paid_interest":2061.57,"paid_late_fees":0} {"emp_title":"bookkeeper ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":1020000,"verified_income":"Source Verified","debt_to_income":1.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":21,"total_credit_limit":284151,"total_credit_utilized":52723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25800,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19357.88,"paid_total":1467.54,"paid_principal":642.12,"paid_interest":825.42,"paid_late_fees":0} {"emp_title":"senior auditor","emp_length":0,"state":"AZ","homeownership":"OWN","annual_income":106000,"verified_income":"Source Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":26,"total_credit_limit":494221,"total_credit_utilized":96393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.42,"installment":514.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22757.9,"paid_total":2031.85,"paid_principal":1242.1,"paid_interest":789.75,"paid_late_fees":0} {"emp_title":"lead clerk","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":4.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":120919,"total_credit_utilized":4346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5425.71,"paid_total":777.45,"paid_principal":574.29,"paid_interest":203.16,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":38.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":209191,"total_credit_utilized":58546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":111300,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9490.8,"paid_total":605.71,"paid_principal":509.2,"paid_interest":96.51,"paid_late_fees":0} {"emp_title":"account manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":15.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":81067,"total_credit_utilized":51753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":16.02,"installment":267.62,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10379.81,"paid_total":1318.52,"paid_principal":620.19,"paid_interest":698.33,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":19.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":207265,"total_credit_utilized":28645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":22.91,"installment":450.23,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15404.15,"paid_total":1780.56,"paid_principal":595.85,"paid_interest":1184.71,"paid_late_fees":0} {"emp_title":"mortgage banker","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":27537,"total_credit_utilized":12421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":1453,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5775,"term":36,"interest_rate":11.99,"installment":191.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5091.03,"paid_total":955.1,"paid_principal":683.97,"paid_interest":271.13,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":10.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":44100,"total_credit_utilized":20639,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":106,"current_accounts_delinq":0,"total_collection_amount_ever":77,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":14600,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9757.82,"paid_total":444.07,"paid_principal":242.18,"paid_interest":201.89,"paid_late_fees":0} {"emp_title":"site manager","emp_length":3,"state":"MT","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":7.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":5,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":25859,"total_credit_utilized":16535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.03,"installment":415.32,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15166.03,"paid_total":2042.77,"paid_principal":833.97,"paid_interest":1208.8,"paid_late_fees":0} {"emp_title":"divisional secretary (coo)","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":98000,"verified_income":"Source Verified","debt_to_income":17.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":76719,"total_credit_utilized":60179,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":70,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":59300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.04,"installment":833.39,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33800.93,"paid_total":2470.93,"paid_principal":1199.07,"paid_interest":1271.86,"paid_late_fees":0} {"emp_title":"teacher","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":28.04,"annual_income_joint":198000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.83,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":113921,"total_credit_utilized":87362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36937.1,"paid_total":3708.41,"paid_principal":3062.9,"paid_interest":645.51,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":12.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":73020,"total_credit_utilized":62893,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10618.97,"paid_total":1982.6,"paid_principal":1381.03,"paid_interest":601.57,"paid_late_fees":0} {"emp_title":"lpn","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":55.73,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":29.81,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":122967,"total_credit_utilized":70422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":14000,"term":60,"interest_rate":10.9,"installment":303.7,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13465.57,"paid_total":894.14,"paid_principal":534.43,"paid_interest":359.71,"paid_late_fees":0} {"emp_title":"production manager","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":2.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":5,"total_credit_limit":172667,"total_credit_utilized":5660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":108,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13100,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.07,"installment":243.63,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7592.65,"paid_total":484.56,"paid_principal":407.35,"paid_interest":77.21,"paid_late_fees":0} {"emp_title":"owner/partner","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":62500,"verified_income":"Not Verified","debt_to_income":21.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":75086,"total_credit_utilized":35548,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":416,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":31800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.91,"installment":457.75,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12317.35,"paid_total":2280.26,"paid_principal":1682.65,"paid_interest":597.61,"paid_late_fees":0} {"emp_title":"marketing coordinator","emp_length":9,"state":"FL","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":27.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":107785,"total_credit_utilized":27723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43400,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.72,"installment":553.49,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16173.97,"paid_total":2207.24,"paid_principal":1826.03,"paid_interest":381.21,"paid_late_fees":0} {"emp_title":" admin","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":18.33,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.83,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":247430,"total_credit_utilized":22713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":62500,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":9.44,"installment":419.46,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18939.06,"paid_total":1667.35,"paid_principal":1060.94,"paid_interest":606.41,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":28.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":90551,"total_credit_utilized":73989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":63250,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":25.81,"installment":1043.99,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34107.48,"paid_total":3031.6,"paid_principal":892.52,"paid_interest":2139.08,"paid_late_fees":0} {"emp_title":"executive director","emp_length":3,"state":"MA","homeownership":"OWN","annual_income":64721,"verified_income":"Not Verified","debt_to_income":15.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":60039,"total_credit_utilized":47644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":12.61,"installment":201.88,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5604.91,"paid_total":601.42,"paid_principal":420.09,"paid_interest":181.33,"paid_late_fees":0} {"emp_title":"business manager","emp_length":9,"state":"IL","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":12.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":57775,"total_credit_utilized":28472,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9634.82,"paid_total":669.61,"paid_principal":365.18,"paid_interest":304.43,"paid_late_fees":0} {"emp_title":"cashier","emp_length":1,"state":"FL","homeownership":"OWN","annual_income":18000,"verified_income":"Source Verified","debt_to_income":34.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":46283,"total_credit_utilized":14773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5396.56,"paid_total":742.47,"paid_principal":603.44,"paid_interest":139.03,"paid_late_fees":0} {"emp_title":"chief cyber operations","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":107200,"verified_income":"Not Verified","debt_to_income":31.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":11,"total_credit_limit":448510,"total_credit_utilized":127493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":20,"installment":662.35,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23729.95,"paid_total":3283.97,"paid_principal":1270.05,"paid_interest":2013.92,"paid_late_fees":0} {"emp_title":"rn","emp_length":8,"state":"SC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":12.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":5,"total_credit_limit":195635,"total_credit_utilized":23908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":18,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":68.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":24.84,"installment":702.19,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23370.99,"paid_total":2073.45,"paid_principal":629.01,"paid_interest":1444.44,"paid_late_fees":0} {"emp_title":"mechanical sustaining engineer","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":13.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":141141,"total_credit_utilized":58683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":70100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5400,"term":36,"interest_rate":6.08,"installment":164.48,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4847.34,"paid_total":656.1,"paid_principal":552.66,"paid_interest":103.44,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":0.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":1,"total_credit_limit":500,"total_credit_utilized":469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.63,"paid_total":655.87,"paid_principal":471.37,"paid_interest":184.5,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":134676,"verified_income":"Not Verified","debt_to_income":14.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1996,"inquiries_last_12m":12,"total_credit_lines":47,"open_credit_lines":18,"total_credit_limit":592574,"total_credit_utilized":308953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":36400,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22250,"term":60,"interest_rate":9.44,"installment":466.64,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20768.85,"paid_total":2321.53,"paid_principal":1481.15,"paid_interest":840.38,"paid_late_fees":0} {"emp_title":"otr driver","emp_length":1,"state":"MN","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":8.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":26000,"total_credit_utilized":12218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22700,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"director","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":20.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":299098,"total_credit_utilized":120136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":105300,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":9.92,"installment":572.61,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25943.08,"paid_total":1702.95,"paid_principal":1056.92,"paid_interest":646.03,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":66000,"verified_income":"Verified","debt_to_income":21.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":68664,"total_credit_utilized":55346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":7600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":21.45,"installment":151.63,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3670.78,"paid_total":601.75,"paid_principal":329.22,"paid_interest":272.53,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":4.3,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":337987,"total_credit_utilized":5720,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":40,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15415.69,"paid_total":1060.19,"paid_principal":584.31,"paid_interest":475.88,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Verified","debt_to_income":17.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":70495,"total_credit_utilized":3887,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4962,"current_installment_accounts":0,"accounts_opened_24m":13,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":10600,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3633.87,"paid_total":541.22,"paid_principal":366.13,"paid_interest":175.09,"paid_late_fees":0} {"emp_title":"warehouse supervisor","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":16.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":390122,"total_credit_utilized":46776,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":15400,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.9,"installment":313.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8913.89,"paid_total":935.71,"paid_principal":686.11,"paid_interest":249.6,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":2.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":7800,"total_credit_utilized":7587,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6205.12,"paid_total":1202.44,"paid_principal":794.88,"paid_interest":407.56,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":4,"state":"WA","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":8.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":39732,"total_credit_utilized":20021,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":1319,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.98,"installment":265.64,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7245.7,"paid_total":1067.14,"paid_principal":754.3,"paid_interest":312.84,"paid_late_fees":0} {"emp_title":"case managet loan","emp_length":1,"state":"MN","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":15.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":54771,"total_credit_utilized":53920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15775,"term":36,"interest_rate":10.91,"installment":515.79,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13466.14,"paid_total":2969.39,"paid_principal":2308.86,"paid_interest":660.53,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":11.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1979,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":220804,"total_credit_utilized":39047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":14.07,"installment":68.43,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1863.47,"paid_total":203.73,"paid_principal":136.53,"paid_interest":67.2,"paid_late_fees":0} {"emp_title":"owner / operator","emp_length":10,"state":"NM","homeownership":"OWN","annual_income":64000,"verified_income":"Source Verified","debt_to_income":31.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":90115,"total_credit_utilized":66688,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":17.09,"installment":348.62,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":13390.98,"paid_total":1361.25,"paid_principal":609.02,"paid_interest":752.23,"paid_late_fees":0} {"emp_title":"mechanical designer","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":71500,"verified_income":"Verified","debt_to_income":20.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":114482,"total_credit_utilized":100931,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16175,"term":36,"interest_rate":30.75,"installment":693.32,"grade":"F","sub_grade":"F5","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":15896.16,"paid_total":665.69,"paid_principal":278.84,"paid_interest":386.85,"paid_late_fees":0} {"emp_title":"counselor","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":27.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":21,"total_credit_limit":120794,"total_credit_utilized":116815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":29.69,"installment":514.62,"grade":"F","sub_grade":"F2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15634.85,"paid_total":1491.08,"paid_principal":365.15,"paid_interest":1125.93,"paid_late_fees":0} {"emp_title":"senior technical support engineer","emp_length":4,"state":"ME","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Verified","debt_to_income":18.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":270239,"total_credit_utilized":57916,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36500,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":11.98,"installment":249.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6972.27,"paid_total":742.13,"paid_principal":527.73,"paid_interest":214.4,"paid_late_fees":0} {"emp_title":"senior web developer","emp_length":9,"state":"WA","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Not Verified","debt_to_income":7.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":203512,"total_credit_utilized":19649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"maintenance supervisor","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":19.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":136545,"total_credit_utilized":49392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22560,"paid_total":2730.51,"paid_principal":1440,"paid_interest":1290.51,"paid_late_fees":0} {"emp_title":"reservation sales representative","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":24.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":22,"total_credit_limit":260408,"total_credit_utilized":72737,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":15.05,"installment":381.06,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15075.12,"paid_total":1871.86,"paid_principal":924.88,"paid_interest":946.98,"paid_late_fees":0} {"emp_title":"regional asset manager","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":101319,"total_credit_utilized":56842,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26400,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":14.08,"installment":652.68,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26680.41,"paid_total":2588.82,"paid_principal":1319.59,"paid_interest":1269.23,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":20.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":260297,"total_credit_utilized":51091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.03,"installment":415.32,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15338.12,"paid_total":1644.36,"paid_principal":661.88,"paid_interest":982.48,"paid_late_fees":0} {"emp_title":"electrical engineer","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":26.78,"annual_income_joint":143812,"verification_income_joint":"Not Verified","debt_to_income_joint":30.97,"delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":244383,"total_credit_utilized":64093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":26650,"term":60,"interest_rate":13.59,"installment":614.45,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25052.71,"paid_total":3052.13,"paid_principal":1597.29,"paid_interest":1454.84,"paid_late_fees":0} {"emp_title":"sr account executive ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":15.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":287053,"total_credit_utilized":47920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7625,"term":36,"interest_rate":12.61,"installment":255.49,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7272.43,"paid_total":500.3,"paid_principal":352.57,"paid_interest":147.73,"paid_late_fees":0} {"emp_title":"interior designer ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":25355,"total_credit_utilized":13100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":55,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8911.06,"paid_total":1799.12,"paid_principal":1088.94,"paid_interest":710.18,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"HI","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":14.82,"annual_income_joint":55000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.78,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":23723,"total_credit_utilized":17602,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9800,"term":36,"interest_rate":14.08,"installment":335.33,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8902.99,"paid_total":1333.65,"paid_principal":897.01,"paid_interest":436.64,"paid_late_fees":0} {"emp_title":"teacher/coach","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":31.5,"annual_income_joint":120000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.2,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1994,"inquiries_last_12m":9,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":319110,"total_credit_utilized":58875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":18.06,"installment":578.93,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14970.27,"paid_total":1720.74,"paid_principal":1029.73,"paid_interest":691.01,"paid_late_fees":0} {"emp_title":"asst mngr","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":49.05,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.07,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":14,"total_credit_limit":147461,"total_credit_utilized":74448,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":67700,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37963.23,"paid_total":2409.32,"paid_principal":2036.77,"paid_interest":372.55,"paid_late_fees":0} {"emp_title":"superintendent","emp_length":7,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":33.46,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":10,"total_credit_limit":196451,"total_credit_utilized":93950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":11.99,"installment":159.41,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4231.5,"paid_total":793.85,"paid_principal":568.5,"paid_interest":225.35,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"LA","homeownership":"RENT","annual_income":350000,"verified_income":"Source Verified","debt_to_income":7.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":180643,"total_credit_utilized":157338,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":85900,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":92.6,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36904.08,"paid_total":3601.46,"paid_principal":3095.92,"paid_interest":505.54,"paid_late_fees":0} {"emp_title":"probation officer","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":6.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":49800,"total_credit_utilized":22205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44400,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.42,"installment":321.82,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14025.37,"paid_total":1600.42,"paid_principal":974.63,"paid_interest":625.79,"paid_late_fees":0} {"emp_title":"cna","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":7.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":26500,"total_credit_utilized":3774,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.08,"installment":109.65,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3138.3,"paid_total":547.03,"paid_principal":461.7,"paid_interest":85.33,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":18.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":70571,"total_credit_utilized":47811,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.06,"installment":254.27,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":9683.98,"paid_total":752.78,"paid_principal":316.02,"paid_interest":436.76,"paid_late_fees":0} {"emp_title":"mortgage lending administrator","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":23.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":355336,"total_credit_utilized":59056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":15.05,"installment":138.76,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4142.36035,"paid_principal":4000,"paid_interest":142.36,"paid_late_fees":0} {"emp_title":"nanny","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":14.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":319600,"total_credit_utilized":14854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35100,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7188.41,"paid_total":981.01,"paid_principal":811.59,"paid_interest":169.42,"paid_late_fees":0} {"emp_title":"communications officer","emp_length":4,"state":"OH","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":23.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":219027,"total_credit_utilized":30966,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7060.67,"paid_total":1334.84,"paid_principal":939.33,"paid_interest":395.51,"paid_late_fees":0} {"emp_title":"principal consultant","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":305000,"verified_income":"Verified","debt_to_income":8.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":238701,"total_credit_utilized":81032,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":158000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18981.6,"paid_total":1255.26,"paid_principal":1018.4,"paid_interest":236.86,"paid_late_fees":0} {"emp_title":"manufacturing","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":35.76,"annual_income_joint":75000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.56,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":181450,"total_credit_utilized":34054,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39700,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":5.32,"installment":180.69,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5379.53,"paid_total":720.99,"paid_principal":620.47,"paid_interest":100.52,"paid_late_fees":0} {"emp_title":"production tech","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Not Verified","debt_to_income":3.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":48850,"total_credit_utilized":2978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.34,"installment":93.1,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2774.38,"paid_total":278.08,"paid_principal":225.62,"paid_interest":52.46,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":19.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":6,"total_credit_lines":42,"open_credit_lines":26,"total_credit_limit":551667,"total_credit_utilized":195735,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":17,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":89300,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10835.57,"paid_total":1540.66,"paid_principal":1164.43,"paid_interest":376.23,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":10.79,"annual_income_joint":190000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.34,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":461104,"total_credit_utilized":44549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29600,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":15.04,"installment":714.33,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29319.1,"paid_total":1403.59,"paid_principal":680.9,"paid_interest":722.69,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":10.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":229928,"total_credit_utilized":16343,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":39400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.07,"installment":1065.88,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32319.97,"paid_total":3174.03,"paid_principal":2680.03,"paid_interest":494,"paid_late_fees":0} {"emp_title":"dental asst","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":340617,"total_credit_utilized":52682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.41,"installment":321.75,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14615.08,"paid_total":678.2,"paid_principal":384.92,"paid_interest":293.28,"paid_late_fees":0} {"emp_title":"continuous improvement","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":5.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":371805,"total_credit_utilized":26375,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":55400,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":5.32,"installment":760.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37057.3,"paid_total":3780.01,"paid_principal":2942.7,"paid_interest":837.31,"paid_late_fees":0} {"emp_title":"custidian","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":7.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":14000,"total_credit_utilized":8860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7100,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9336.62,"paid_total":1037.07,"paid_principal":663.38,"paid_interest":373.69,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":50840,"verified_income":"Source Verified","debt_to_income":27.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":57060,"total_credit_utilized":39314,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":28.72,"installment":884.01,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27113.29,"paid_total":3491.36,"paid_principal":886.71,"paid_interest":2604.65,"paid_late_fees":0} {"emp_title":"architect","emp_length":7,"state":"MA","homeownership":"RENT","annual_income":115000,"verified_income":"Not Verified","debt_to_income":18.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":136800,"total_credit_utilized":46145,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":77400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4497.14,"paid_total":618.72,"paid_principal":502.86,"paid_interest":115.86,"paid_late_fees":0} {"emp_title":"network architect","emp_length":2,"state":"NE","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":17.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":279386,"total_credit_utilized":28160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":60800,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16500,"term":36,"interest_rate":5.31,"installment":496.82,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15222.94,"paid_total":1485.59,"paid_principal":1277.06,"paid_interest":208.53,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":1.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":9000,"total_credit_utilized":914,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":6.72,"installment":707.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":23034.34333,"paid_principal":23000,"paid_interest":34.34,"paid_late_fees":0} {"emp_title":"cigarette selector 2","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":59.44,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":36.99,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":5,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":299231,"total_credit_utilized":84151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":7.97,"installment":219.26,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6124.61,"paid_total":1090.1,"paid_principal":875.39,"paid_interest":214.71,"paid_late_fees":0} {"emp_title":"cpc medical coder","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":52400,"verified_income":"Source Verified","debt_to_income":14.04,"annual_income_joint":92400,"verification_income_joint":"Source Verified","debt_to_income_joint":17.08,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":372413,"total_credit_utilized":24474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":60,"interest_rate":15.04,"installment":500.03,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20280.57,"paid_total":1465,"paid_principal":719.43,"paid_interest":745.57,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":96000,"verified_income":"Source Verified","debt_to_income":19.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":45894,"total_credit_utilized":41679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4200,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":21.45,"installment":327.69,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11413.45,"paid_total":1602.7,"paid_principal":586.55,"paid_interest":1016.15,"paid_late_fees":0} {"emp_title":"overnight flight coordinator","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":22.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":86271,"total_credit_utilized":55792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.07,"installment":279.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11720.45,"paid_total":549.94,"paid_principal":279.55,"paid_interest":270.39,"paid_late_fees":0} {"emp_title":"nutrition nurse navigator","emp_length":3,"state":"WI","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":15.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":322148,"total_credit_utilized":68317,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39900,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17456.72,"paid_total":3067.48,"paid_principal":2543.28,"paid_interest":524.2,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"OWN","annual_income":24000,"verified_income":"Source Verified","debt_to_income":5.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":9800,"total_credit_utilized":4600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.99,"installment":232.47,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6170.96,"paid_total":1157.69,"paid_principal":829.04,"paid_interest":328.65,"paid_late_fees":0} {"emp_title":"fork lift mechanic ","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":9.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":34972,"total_credit_utilized":22240,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14427.41,"paid_total":1011.12,"paid_principal":572.59,"paid_interest":438.53,"paid_late_fees":0} {"emp_title":"technician","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":11.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":114149,"total_credit_utilized":29831,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":6.72,"installment":319.8,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9344.94,"paid_total":1275.32,"paid_principal":1055.06,"paid_interest":220.26,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"RENT","annual_income":24000,"verified_income":"Not Verified","debt_to_income":23.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":38800,"total_credit_utilized":12556,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24900,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.92,"installment":257.84,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7420.1,"paid_total":795.57,"paid_principal":579.9,"paid_interest":215.67,"paid_late_fees":0} {"emp_title":"ltl truck driver","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":24.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":99830,"total_credit_utilized":28029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25100,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17498.86,"paid_total":3114.59,"paid_principal":2501.14,"paid_interest":613.45,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":40012,"verified_income":"Verified","debt_to_income":17.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":52646,"total_credit_utilized":31685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25700,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8994.16,"paid_total":1208.7,"paid_principal":1005.84,"paid_interest":202.86,"paid_late_fees":0} {"emp_title":"supply chain supervisor","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":3.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":2,"total_credit_limit":10500,"total_credit_utilized":5872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3800,"term":36,"interest_rate":9.92,"installment":122.48,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2809.61,"paid_total":1040.77,"paid_principal":990.39,"paid_interest":50.38,"paid_late_fees":0} {"emp_title":"presidnet","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":245000,"verified_income":"Verified","debt_to_income":5.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":69544,"total_credit_utilized":45840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3798.12,"paid_principal":2919.86,"paid_interest":878.26,"paid_late_fees":0} {"emp_title":"material handler","emp_length":2,"state":"GA","homeownership":"OWN","annual_income":21432,"verified_income":"Source Verified","debt_to_income":7.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":5400,"total_credit_utilized":4479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":61,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4375,"term":36,"interest_rate":10.42,"installment":142.04,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4060.13,"paid_total":423.59,"paid_principal":314.87,"paid_interest":108.72,"paid_late_fees":0} {"emp_title":"account manager ","emp_length":5,"state":"CO","homeownership":"OWN","annual_income":63000,"verified_income":"Verified","debt_to_income":28.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":160421,"total_credit_utilized":143955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":16.02,"installment":506.41,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13444.85,"paid_total":1506.41,"paid_principal":955.15,"paid_interest":551.26,"paid_late_fees":0} {"emp_title":"senior writer","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":73400,"verified_income":"Source Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":110188,"total_credit_utilized":28943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24900,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5230.49,"paid_total":909.7,"paid_principal":769.51,"paid_interest":140.19,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":3.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":7800,"total_credit_utilized":4445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20.39,"installment":373.63,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3154.96,"paid_total":7219.56,"paid_principal":6845.04,"paid_interest":374.52,"paid_late_fees":0} {"emp_title":"plant lead","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":5.98,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":193950,"total_credit_utilized":7551,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":172,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7262.63,"paid_total":1081.32,"paid_principal":737.37,"paid_interest":343.95,"paid_late_fees":0} {"emp_title":"lpn","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":16.19,"annual_income_joint":98000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.6,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":8,"total_credit_limit":132129,"total_credit_utilized":20931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25700,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19200,"term":60,"interest_rate":9.44,"installment":402.68,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17921.85,"paid_total":2003.33,"paid_principal":1278.15,"paid_interest":725.18,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":83000,"verified_income":"Not Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":66837,"total_credit_utilized":69973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11715,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.42,"installment":97.4,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2637,"paid_total":485.26,"paid_principal":363,"paid_interest":122.26,"paid_late_fees":0} {"emp_title":"plumber","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":7.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":380547,"total_credit_utilized":16799,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":65800,"num_total_cc_accounts":32,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.92,"installment":254.5,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12004.13667,"paid_principal":12000,"paid_interest":4.14,"paid_late_fees":0} {"emp_title":"camera repair technician","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":72465,"verified_income":"Not Verified","debt_to_income":12.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":47000,"total_credit_utilized":24012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24200,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":11.99,"installment":427,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18000.47,"paid_total":2109.42,"paid_principal":1199.53,"paid_interest":909.89,"paid_late_fees":0} {"emp_title":"rural delivery ","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":17.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":74725,"total_credit_utilized":41541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":6.72,"installment":415.12,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12475.73,"paid_total":1235.28,"paid_principal":1024.27,"paid_interest":211.01,"paid_late_fees":0} {"emp_title":"director of global compliance","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":126700,"verified_income":"Verified","debt_to_income":32.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":38,"open_credit_lines":24,"total_credit_limit":449312,"total_credit_utilized":122128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":57325,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":18.06,"installment":1266.39,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31973.98,"paid_total":4995.33,"paid_principal":3026.02,"paid_interest":1969.31,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":10000,"verified_income":"Not Verified","debt_to_income":144.3,"annual_income_joint":335000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.93,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":329895,"total_credit_utilized":26885,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":45800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37369.27,"paid_total":4220.48,"paid_principal":2630.73,"paid_interest":1589.75,"paid_late_fees":0} {"emp_title":"director of property operations","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":116480,"verified_income":"Verified","debt_to_income":13.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":594367,"total_credit_utilized":59440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8790.09,"paid_total":1617.46,"paid_principal":1209.91,"paid_interest":407.55,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"RENT","annual_income":12276,"verified_income":"Verified","debt_to_income":26.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":15233,"total_credit_utilized":10824,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3539.64,"paid_total":676.53,"paid_principal":460.36,"paid_interest":216.17,"paid_late_fees":0} {"emp_title":"vp interior design ","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":17.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":15,"total_credit_limit":440467,"total_credit_utilized":92416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":58100,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":9.43,"installment":754.84,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35052.41,"paid_total":1490.82,"paid_principal":947.59,"paid_interest":543.23,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":17.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":60586,"total_credit_utilized":47104,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9400,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":53.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7469.36,"paid_total":836.9,"paid_principal":530.64,"paid_interest":306.26,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"DC","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":18.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":64823,"total_credit_utilized":28803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":34000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.27,"paid_total":918.77,"paid_principal":758.73,"paid_interest":160.04,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":41721,"total_credit_utilized":13172,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6489,"paid_total":668.36,"paid_principal":511,"paid_interest":157.36,"paid_late_fees":0} {"emp_title":"facilities officer","emp_length":9,"state":"VA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":20.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":227878,"total_credit_utilized":68804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10225.74889,"paid_principal":10000,"paid_interest":225.75,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"MO","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":23,"total_credit_limit":96822,"total_credit_utilized":67037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16500,"term":36,"interest_rate":6.08,"installment":502.57,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14811.34,"paid_total":2004.71,"paid_principal":1688.66,"paid_interest":316.05,"paid_late_fees":0} {"emp_title":"director","emp_length":9,"state":"PA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":13.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2001,"inquiries_last_12m":7,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":62657,"total_credit_utilized":37433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23700,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6973.97,"paid_total":1215.65,"paid_principal":1026.03,"paid_interest":189.62,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":67000,"verified_income":"Not Verified","debt_to_income":17.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":79982,"total_credit_utilized":72589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":10.91,"installment":549.3,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14780.82,"paid_total":2736.32,"paid_principal":2019.18,"paid_interest":717.14,"paid_late_fees":0} {"emp_title":"general manager","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":48200,"verified_income":"Source Verified","debt_to_income":18.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":195567,"total_credit_utilized":27721,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9564.42,"paid_total":1034.03,"paid_principal":435.58,"paid_interest":598.45,"paid_late_fees":0} {"emp_title":"national sales manager","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":5.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":295297,"total_credit_utilized":28707,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":141,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.42,"installment":261.73,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9590.61,"paid_total":1036.13,"paid_principal":409.39,"paid_interest":626.74,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":52755,"verified_income":"Verified","debt_to_income":35.08,"annual_income_joint":102258,"verification_income_joint":"Verified","debt_to_income_joint":22.16,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":78864,"total_credit_utilized":57171,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23756.73,"paid_total":2190.65,"paid_principal":1243.27,"paid_interest":947.38,"paid_late_fees":0} {"emp_title":"bookkeeper and human resources","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":41600,"verified_income":"Not Verified","debt_to_income":21.44,"annual_income_joint":91600,"verification_income_joint":"Not Verified","debt_to_income_joint":18.88,"delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":228799,"total_credit_utilized":14981,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1563,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10800,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9544.29,"paid_total":671.94,"paid_principal":455.71,"paid_interest":216.23,"paid_late_fees":0} {"emp_title":"sales chat banker","emp_length":3,"state":"ID","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":43400,"total_credit_utilized":24867,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25100,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10578.78,"paid_total":1972.62,"paid_principal":1421.22,"paid_interest":551.4,"paid_late_fees":0} {"emp_title":"supervisory msa","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":46500,"verified_income":"Source Verified","debt_to_income":17.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":41330,"total_credit_utilized":37214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":0,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":13.59,"installment":249.01,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10151.99,"paid_total":1228.74,"paid_principal":648.01,"paid_interest":580.73,"paid_late_fees":0} {"emp_title":"sales/it consulting ","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":13.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":78323,"total_credit_utilized":64464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.44,"installment":272.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7669.53,"paid_total":1077.06,"paid_principal":830.47,"paid_interest":246.59,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":2,"state":"OR","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":19.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":261023,"total_credit_utilized":22172,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":129,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8896.19,"paid_total":1775.41,"paid_principal":1103.81,"paid_interest":671.6,"paid_late_fees":0} {"emp_title":"service manager","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":27.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":61446,"total_credit_utilized":36391,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":11.98,"installment":240.14,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10399.06,"paid_total":713.23,"paid_principal":400.94,"paid_interest":312.29,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Not Verified","debt_to_income":37.44,"annual_income_joint":211000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.51,"delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":52852,"total_credit_utilized":31151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":36000,"term":36,"interest_rate":20.39,"installment":1345.06,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33762.33,"paid_total":3994.4,"paid_principal":2237.67,"paid_interest":1756.73,"paid_late_fees":0} {"emp_title":"office manager","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":37.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":62261,"total_credit_utilized":34858,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":17950,"term":60,"interest_rate":26.3,"installment":540.63,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17341.45,"paid_total":2110.07,"paid_principal":608.55,"paid_interest":1501.52,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":11.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":284200,"total_credit_utilized":17763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19045.42,"paid_total":1829.42,"paid_principal":954.58,"paid_interest":874.84,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"IL","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":15.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":39659,"total_credit_utilized":35170,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22650,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18059.32,"paid_total":2556.69,"paid_principal":1940.68,"paid_interest":616.01,"paid_late_fees":0} {"emp_title":"community outreach & development manager","emp_length":6,"state":"NJ","homeownership":"RENT","annual_income":88000,"verified_income":"Source Verified","debt_to_income":10.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":71881,"total_credit_utilized":56096,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":68.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5713.32,"paid_total":386.07,"paid_principal":286.68,"paid_interest":99.39,"paid_late_fees":0} {"emp_title":"designer","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":3.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":6300,"total_credit_utilized":2029,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":480,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":12.62,"installment":234.58,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6345.92,"paid_total":928.5,"paid_principal":654.08,"paid_interest":274.42,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":20000,"verified_income":"Not Verified","debt_to_income":9.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":6500,"total_credit_utilized":4578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":17.09,"installment":107.1,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2668.83,"paid_total":529.8,"paid_principal":331.17,"paid_interest":198.63,"paid_late_fees":0} {"emp_title":"financial analyst","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":10.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":45015,"total_credit_utilized":14358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":62.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.07,"installment":182.73,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5540.54,"paid_total":544.14,"paid_principal":459.46,"paid_interest":84.68,"paid_late_fees":0} {"emp_title":"lieutenant","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":119000,"verified_income":"Verified","debt_to_income":26.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":18,"total_credit_limit":492045,"total_credit_utilized":185620,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21900,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":24.85,"installment":819.38,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26751.62,"paid_total":4000.26,"paid_principal":1248.38,"paid_interest":2751.88,"paid_late_fees":0} {"emp_title":"real estate","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":12.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":33745,"total_credit_utilized":8647,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8361.51,"paid_total":2053.79,"paid_principal":1638.49,"paid_interest":415.3,"paid_late_fees":0} {"emp_title":"dental assistant ","emp_length":7,"state":"WA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":2.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":313008,"total_credit_utilized":3412,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16700,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4742.56,"paid_total":299.64,"paid_principal":257.44,"paid_interest":42.2,"paid_late_fees":0} {"emp_title":"chief nursing officer","emp_length":0,"state":"PA","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":7.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":124591,"total_credit_utilized":32219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55100,"num_total_cc_accounts":27,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34869.96,"paid_total":6057.87,"paid_principal":5130.04,"paid_interest":927.83,"paid_late_fees":0} {"emp_title":"occupational therapist","emp_length":4,"state":"CO","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":19.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":258480,"total_credit_utilized":69078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.07,"installment":121.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3693.7,"paid_total":364.11,"paid_principal":306.3,"paid_interest":57.81,"paid_late_fees":0} {"emp_title":"clinical care manager","emp_length":2,"state":"LA","homeownership":"MORTGAGE","annual_income":54500,"verified_income":"Source Verified","debt_to_income":8.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":236382,"total_credit_utilized":112441,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":37800,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":9.43,"installment":704.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":20933.57,"paid_total":1396.49,"paid_principal":1066.43,"paid_interest":330.06,"paid_late_fees":0} {"emp_title":"librarian","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":64000,"verified_income":"Verified","debt_to_income":11.05,"annual_income_joint":107609.27,"verification_income_joint":"Verified","debt_to_income_joint":11.75,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":20900,"total_credit_utilized":20431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6300,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":14.07,"installment":273.7,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7453.94,"paid_total":826.51,"paid_principal":546.06,"paid_interest":280.45,"paid_late_fees":0} {"emp_title":"financial officer","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":26000,"verified_income":"Verified","debt_to_income":21.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":57700,"total_credit_utilized":10268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8896.19,"paid_total":1765.91,"paid_principal":1103.81,"paid_interest":662.1,"paid_late_fees":0} {"emp_title":"plumber","emp_length":2,"state":"DC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":20.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":262960,"total_credit_utilized":38806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25200,"term":60,"interest_rate":11.98,"installment":560.31,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24264.52,"paid_total":1764.8,"paid_principal":935.48,"paid_interest":829.32,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":59000,"verified_income":"Verified","debt_to_income":23.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":44400,"total_credit_utilized":24752,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":14.07,"installment":1026.35,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27952.38,"paid_total":3055.6,"paid_principal":2047.62,"paid_interest":1007.98,"paid_late_fees":0} {"emp_title":"anesthesia tech","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Not Verified","debt_to_income":20.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":22,"total_credit_limit":171740,"total_credit_utilized":13878,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40000,"num_total_cc_accounts":30,"num_open_cc_accounts":19,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.92,"installment":254.5,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11688.12,"paid_total":495.77,"paid_principal":311.88,"paid_interest":183.89,"paid_late_fees":0} {"emp_title":"maintenance superintendent","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":186700,"total_credit_utilized":18952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9226.13,"paid_total":919.71,"paid_principal":773.87,"paid_interest":145.84,"paid_late_fees":0} {"emp_title":"handyman","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":12.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":69428,"total_credit_utilized":59824,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5700,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9395.2,"paid_total":1123.03,"paid_principal":604.8,"paid_interest":518.23,"paid_late_fees":0} {"emp_title":"service drive manager","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":26.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":356329,"total_credit_utilized":110838,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52900,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34256.29,"paid_total":1723.45,"paid_principal":743.71,"paid_interest":979.74,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":16.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":246509,"total_credit_utilized":46868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":69300,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25600,"term":36,"interest_rate":9.43,"installment":819.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23731.27,"paid_total":2365.7,"paid_principal":1868.73,"paid_interest":496.97,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":31.45,"annual_income_joint":71647,"verification_income_joint":"Source Verified","debt_to_income_joint":24.34,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":53069,"total_credit_utilized":38276,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":16.02,"installment":1055.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28010.14,"paid_total":3138.33,"paid_principal":1989.86,"paid_interest":1148.47,"paid_late_fees":0} {"emp_title":"teacher /specialist","emp_length":6,"state":"NV","homeownership":"MORTGAGE","annual_income":40250,"verified_income":"Verified","debt_to_income":46.06,"annual_income_joint":135750,"verification_income_joint":"Verified","debt_to_income_joint":15.46,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":135124,"total_credit_utilized":107852,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":5092,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22574.16,"paid_total":3209.65,"paid_principal":2425.84,"paid_interest":783.81,"paid_late_fees":0} {"emp_title":"general maintenance","emp_length":4,"state":"KY","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":18.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":153440,"total_credit_utilized":52353,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29825,"term":60,"interest_rate":9.93,"installment":632.67,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27859.17,"paid_total":2914.23,"paid_principal":1965.83,"paid_interest":948.4,"paid_late_fees":0} {"emp_title":"district manager ","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":5.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":51179,"total_credit_utilized":25968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2033,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17007.6,"paid_total":3684.37,"paid_principal":2992.4,"paid_interest":691.97,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":6.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":397221,"total_credit_utilized":32720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.9,"installment":520.63,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23083.84,"paid_total":1547.36,"paid_principal":916.16,"paid_interest":631.2,"paid_late_fees":0} {"emp_title":"machinist","emp_length":3,"state":"KS","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":19.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":35426,"total_credit_utilized":26140,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18072.54,"paid_total":2574.04,"paid_principal":1927.46,"paid_interest":646.58,"paid_late_fees":0} {"emp_title":"regional hr manager","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Not Verified","debt_to_income":25.74,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":335214,"total_credit_utilized":88847,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46800,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":11.99,"installment":249.08,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6611.71,"paid_total":1235.41,"paid_principal":888.29,"paid_interest":347.12,"paid_late_fees":0} {"emp_title":"sales account manager","emp_length":10,"state":"SC","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":2.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":11200,"total_credit_utilized":2556,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":1220,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":26.3,"installment":301.19,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9571.51,"paid_total":1476.73,"paid_principal":428.49,"paid_interest":1048.24,"paid_late_fees":0} {"emp_title":"motor vehicle operator","emp_length":10,"state":"KS","homeownership":"OWN","annual_income":67500,"verified_income":"Source Verified","debt_to_income":9.92,"annual_income_joint":142891,"verification_income_joint":"Source Verified","debt_to_income_joint":6.89,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":5,"total_credit_limit":99557,"total_credit_utilized":25512,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":11000,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":9.43,"installment":209.68,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9603.61,"paid_total":650,"paid_principal":396.39,"paid_interest":253.61,"paid_late_fees":0} {"emp_title":"owner ","emp_length":2,"state":"MI","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":19400,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":19100,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":29600,"term":36,"interest_rate":7.97,"installment":927.15,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26648.53,"paid_total":3695.49,"paid_principal":2951.47,"paid_interest":744.02,"paid_late_fees":0} {"emp_title":"sergeant","emp_length":4,"state":"NH","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":11.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":24110,"total_credit_utilized":17570,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6100,"term":36,"interest_rate":11.98,"installment":202.55,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5815.28,"paid_total":403.07,"paid_principal":284.72,"paid_interest":118.35,"paid_late_fees":0} {"emp_title":"medical support assistant ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":42.66,"annual_income_joint":131000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.14,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":174533,"total_credit_utilized":74066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24143.51,"paid_total":1744.06,"paid_principal":856.49,"paid_interest":887.57,"paid_late_fees":0} {"emp_title":"editorial director","emp_length":6,"state":"LA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":26.1,"annual_income_joint":158000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.64,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":294173,"total_credit_utilized":47710,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":81200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":7.97,"installment":751.75,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22211.12,"paid_total":2244.62,"paid_principal":1788.88,"paid_interest":455.74,"paid_late_fees":0} {"emp_title":"owner operator","emp_length":9,"state":"TX","homeownership":"OWN","annual_income":36000,"verified_income":"Source Verified","debt_to_income":10.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":166200,"total_credit_utilized":14020,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1695.21,"paid_principal":1150.88,"paid_interest":544.33,"paid_late_fees":0} {"emp_title":"department manager ","emp_length":0,"state":"MO","homeownership":"RENT","annual_income":26000,"verified_income":"Not Verified","debt_to_income":44.46,"annual_income_joint":58000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.48,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":52648,"total_credit_utilized":41731,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6900,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":19.03,"installment":476.73,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11603.55,"paid_total":2368.15,"paid_principal":1396.45,"paid_interest":971.7,"paid_late_fees":0} {"emp_title":"sr operations manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":17.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":228305,"total_credit_utilized":34744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7403.61,"paid_total":748.11,"paid_principal":596.39,"paid_interest":151.72,"paid_late_fees":0} {"emp_title":"director","emp_length":0,"state":"CA","homeownership":"OWN","annual_income":150000,"verified_income":"Source Verified","debt_to_income":9.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":835975,"total_credit_utilized":96806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44000,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.44,"installment":377.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":18337.85997,"paid_principal":18000,"paid_interest":337.86,"paid_late_fees":0} {"emp_title":"owner ","emp_length":5,"state":"WV","homeownership":"OWN","annual_income":22000,"verified_income":"Source Verified","debt_to_income":8.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":7300,"total_credit_utilized":4809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7052.52,"paid_total":1317.74,"paid_principal":947.48,"paid_interest":370.26,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":1,"state":"AL","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":23.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":132168,"total_credit_utilized":29729,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":170,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18799.98,"paid_total":2290.55,"paid_principal":1200.02,"paid_interest":1090.53,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":5,"state":"IN","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":17.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":39289,"total_credit_utilized":22712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8102.57,"paid_total":1117.68,"paid_principal":897.43,"paid_interest":220.25,"paid_late_fees":0} {"emp_title":"correctional probation sr officer","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":38000,"verified_income":"Verified","debt_to_income":21.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":147157,"total_credit_utilized":20931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":69800,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.02,"installment":608.22,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23590.52,"paid_total":3018.85,"paid_principal":1409.48,"paid_interest":1609.37,"paid_late_fees":0} {"emp_title":"sr manager","emp_length":0,"state":"CO","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Not Verified","debt_to_income":15.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":328627,"total_credit_utilized":115167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":57900,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28155.2,"paid_total":3341.83,"paid_principal":1844.8,"paid_interest":1497.03,"paid_late_fees":0} {"emp_title":"owner","emp_length":7,"state":"WA","homeownership":"RENT","annual_income":175000,"verified_income":"Not Verified","debt_to_income":2.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":64000,"total_credit_utilized":5939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":52000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.32,"installment":210.81,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6276.1,"paid_total":841.17,"paid_principal":723.9,"paid_interest":117.27,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":4.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":20500,"total_credit_utilized":12101,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13504.32,"paid_total":1866.08,"paid_principal":1495.68,"paid_interest":370.4,"paid_late_fees":0} {"emp_title":"human resources manager","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":109000,"verified_income":"Source Verified","debt_to_income":35.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":25,"total_credit_limit":596115,"total_credit_utilized":122490,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":110600,"num_total_cc_accounts":35,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.61,"installment":1005.2,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27908.32,"paid_total":2973.57,"paid_principal":2091.68,"paid_interest":881.89,"paid_late_fees":0} {"emp_title":"assistant office manager","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":5.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":23700,"total_credit_utilized":8511,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11700,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14299.86,"paid_total":976.19,"paid_principal":700.14,"paid_interest":276.05,"paid_late_fees":0} {"emp_title":"csr","emp_length":4,"state":"AR","homeownership":"MORTGAGE","annual_income":26000,"verified_income":"Verified","debt_to_income":72.16,"annual_income_joint":86000,"verification_income_joint":"Verified","debt_to_income_joint":24.21,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":246481,"total_credit_utilized":61861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":16.01,"installment":389.18,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15646.23,"paid_total":764.13,"paid_principal":353.77,"paid_interest":410.36,"paid_late_fees":0} {"emp_title":"production and warehouse","emp_length":5,"state":"OR","homeownership":"OWN","annual_income":23000,"verified_income":"Source Verified","debt_to_income":9.71,"annual_income_joint":42950,"verification_income_joint":"Source Verified","debt_to_income_joint":37.49,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":35300,"total_credit_utilized":5163,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35300,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16800,"term":60,"interest_rate":18.45,"installment":430.74,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16274.69,"paid_total":1257.78,"paid_principal":525.31,"paid_interest":732.47,"paid_late_fees":0} {"emp_title":"call center manager","emp_length":9,"state":"IL","homeownership":"OWN","annual_income":39000,"verified_income":"Source Verified","debt_to_income":16.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":202591,"total_credit_utilized":81781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":10.9,"installment":366.15,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10668.76,"paid_total":718.74,"paid_principal":531.24,"paid_interest":187.5,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":11.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":16,"total_credit_limit":31000,"total_credit_utilized":4606,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":633,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":15800,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":9.92,"installment":354.53,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10202.65,"paid_total":1057.54,"paid_principal":797.35,"paid_interest":260.19,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"OWN","annual_income":72000,"verified_income":"Not Verified","debt_to_income":10.53,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":12,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":101084,"total_credit_utilized":29416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":12.61,"installment":904.68,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25117.49,"paid_total":2695.12,"paid_principal":1882.51,"paid_interest":812.61,"paid_late_fees":0} {"emp_title":"fleet manager","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":19.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":53150,"total_credit_utilized":26013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28508.06,"paid_total":2678.02,"paid_principal":1491.94,"paid_interest":1186.08,"paid_late_fees":0} {"emp_title":"electronic tech","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":17.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":398173,"total_credit_utilized":52030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":43500,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":9.43,"installment":587.1,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27262.98,"paid_total":1159.53,"paid_principal":737.02,"paid_interest":422.51,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":12.07,"annual_income_joint":126600,"verification_income_joint":"Not Verified","debt_to_income_joint":12.18,"delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":311437,"total_credit_utilized":54288,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":35500,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17600,"term":60,"interest_rate":10.9,"installment":381.79,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17103.55,"paid_total":792.26,"paid_principal":496.45,"paid_interest":295.81,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":45001,"verified_income":"Not Verified","debt_to_income":11.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":15000,"total_credit_utilized":13186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":20.39,"installment":672.53,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16881.16,"paid_total":1997.2,"paid_principal":1118.84,"paid_interest":878.36,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":59182,"verified_income":"Source Verified","debt_to_income":19.81,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":185847,"total_credit_utilized":48874,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":9.44,"installment":608.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16670.47,"paid_total":3030.54,"paid_principal":2329.53,"paid_interest":701.01,"paid_late_fees":0} {"emp_title":"physical therapist","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":16.32,"annual_income_joint":106000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.56,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":344508,"total_credit_utilized":127479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28800,"term":60,"interest_rate":9.44,"installment":604.01,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26882.82,"paid_total":3004.95,"paid_principal":1917.18,"paid_interest":1087.77,"paid_late_fees":0} {"emp_title":"used car director","emp_length":2,"state":"OK","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":15.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":8,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":287035,"total_credit_utilized":67857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":15,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13500,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":12.61,"installment":603.12,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16744.98,"paid_total":1734.87,"paid_principal":1255.02,"paid_interest":479.85,"paid_late_fees":0} {"emp_title":"detailer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":19.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":15489,"total_credit_utilized":6960,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.01,"installment":527.43,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14004.93,"paid_total":1555.61,"paid_principal":995.07,"paid_interest":560.54,"paid_late_fees":0} {"emp_title":"business process compliance ","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":52.91,"annual_income_joint":188536,"verification_income_joint":"Not Verified","debt_to_income_joint":34.57,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":51,"open_credit_lines":29,"total_credit_limit":423055,"total_credit_utilized":212517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":154,"current_installment_accounts":10,"accounts_opened_24m":9,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14900,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":12.61,"installment":536.11,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14884.43,"paid_total":1597.12,"paid_principal":1115.57,"paid_interest":481.55,"paid_late_fees":0} {"emp_title":"owner principle broker ","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":132323,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":99,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":454600,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":99,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":800,"num_total_cc_accounts":19,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.9,"installment":216.93,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9746.66,"paid_total":427.8,"paid_principal":253.34,"paid_interest":174.46,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":2.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":76500,"total_credit_utilized":5783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":76500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9495.53,"paid_total":611.17,"paid_principal":504.47,"paid_interest":106.7,"paid_late_fees":0} {"emp_title":"customer service representative ","emp_length":4,"state":"AZ","homeownership":"OWN","annual_income":67000,"verified_income":"Source Verified","debt_to_income":18.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":239814,"total_credit_utilized":23243,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":954.79,"paid_principal":729.99,"paid_interest":224.8,"paid_late_fees":0} {"emp_title":"quota analyst ","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":49000,"verified_income":"Source Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":40843,"total_credit_utilized":31908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11400,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"banker","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":14.83,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":38958,"total_credit_utilized":22488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.9,"installment":653.83,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19051.38,"paid_total":1295.55,"paid_principal":948.62,"paid_interest":346.93,"paid_late_fees":0} {"emp_title":"process operator","emp_length":10,"state":"WY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":11.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":38667,"total_credit_utilized":21543,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":16.02,"installment":267.62,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":11325.91014,"paid_principal":11000,"paid_interest":325.91,"paid_late_fees":0} {"emp_title":"1sg","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":33.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":418306,"total_credit_utilized":97701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24000,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21275,"term":36,"interest_rate":14.08,"installment":727.96,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19327.72,"paid_total":2978.42,"paid_principal":1947.28,"paid_interest":1031.14,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":14.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":25687,"total_credit_utilized":10351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1196,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4521.4,"paid_total":650.93,"paid_principal":478.6,"paid_interest":172.33,"paid_late_fees":0} {"emp_title":"asst project coordinator","emp_length":2,"state":"KS","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":23.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":88949,"total_credit_utilized":85622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.34,"installment":558.6,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17100.26,"paid_total":1109.86,"paid_principal":899.74,"paid_interest":210.12,"paid_late_fees":0} {"emp_title":"plant manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":27.63,"annual_income_joint":152000,"verification_income_joint":"Source Verified","debt_to_income_joint":15,"delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":95032,"total_credit_utilized":40414,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":31100,"term":60,"interest_rate":9.92,"installment":659.56,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30291.74,"paid_total":1284.84,"paid_principal":808.26,"paid_interest":476.58,"paid_late_fees":0} {"emp_title":"dog groomer","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":16.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":237699,"total_credit_utilized":20149,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11600,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":23.88,"installment":313.36,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7365.88,"paid_total":1232.21,"paid_principal":634.12,"paid_interest":598.09,"paid_late_fees":0} {"emp_title":"vice president emergency services ","emp_length":4,"state":"AR","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Not Verified","debt_to_income":18.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":52,"open_credit_lines":23,"total_credit_limit":344324,"total_credit_utilized":109982,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":10266,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":36,"num_open_cc_accounts":20,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":10.9,"installment":179.81,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5106.9,"paid_total":536.1,"paid_principal":393.1,"paid_interest":143,"paid_late_fees":0} {"emp_title":"rn","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":30.79,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":515103,"total_credit_utilized":105867,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":9476,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15800,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6675,"term":36,"interest_rate":12.62,"installment":223.69,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6051.27,"paid_total":919.7,"paid_principal":623.73,"paid_interest":295.97,"paid_late_fees":0} {"emp_title":"programmer","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Source Verified","debt_to_income":9.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":45669,"total_credit_utilized":16075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":28500,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18059.31,"paid_total":2606.35,"paid_principal":1940.69,"paid_interest":665.66,"paid_late_fees":0} {"emp_title":"youthdevelopment","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":20.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":100370,"total_credit_utilized":8187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":764.08,"paid_principal":635.83,"paid_interest":128.25,"paid_late_fees":0} {"emp_title":"bartender/manager","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":32.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":74670,"total_credit_utilized":67420,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15350,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":21.45,"installment":682.32,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16898.84,"paid_total":2025.51,"paid_principal":1101.16,"paid_interest":924.35,"paid_late_fees":0} {"emp_title":"foreman","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":10.97,"annual_income_joint":91600,"verification_income_joint":"Not Verified","debt_to_income_joint":8.87,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":560929,"total_credit_utilized":34417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44800,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15807.11439,"paid_principal":15000,"paid_interest":807.11,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":11.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":27224,"total_credit_utilized":16500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.72,"installment":61.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":1509.42,"paid_total":546.27,"paid_principal":490.58,"paid_interest":55.69,"paid_late_fees":0} {"emp_title":"right of way agent","emp_length":7,"state":"LA","homeownership":"RENT","annual_income":77100,"verified_income":"Verified","debt_to_income":22.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":57500,"total_credit_utilized":32380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":15.04,"installment":333.36,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13682.23,"paid_total":672.37,"paid_principal":317.77,"paid_interest":354.6,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":36051,"verified_income":"Not Verified","debt_to_income":17.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":29800,"total_credit_utilized":7861,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18700,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.97,"installment":187.94,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2000,"paid_total":4139.05,"paid_principal":4000,"paid_interest":139.05,"paid_late_fees":0} {"emp_title":"production coordinator","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":34.8,"annual_income_joint":147000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.92,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":461134,"total_credit_utilized":55904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28200,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15236.35,"paid_total":1548.08,"paid_principal":763.65,"paid_interest":784.43,"paid_late_fees":0} {"emp_title":"technician","emp_length":3,"state":"NH","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":3.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":8900,"total_credit_utilized":3410,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1414,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5264.37,"paid_total":953.86,"paid_principal":735.63,"paid_interest":218.23,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":28000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.61,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":10100,"total_credit_utilized":4225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":5200,"term":36,"interest_rate":10.41,"installment":168.8,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4825.7,"paid_total":525.95,"paid_principal":374.3,"paid_interest":151.65,"paid_late_fees":0} {"emp_title":"driver/operator","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":61000,"verified_income":"Not Verified","debt_to_income":14.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":47642,"total_credit_utilized":21256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":6.72,"installment":30.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":872.83,"paid_total":153.38,"paid_principal":127.17,"paid_interest":26.21,"paid_late_fees":0} {"emp_title":"sr project manager","emp_length":5,"state":"MN","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":1.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":188550,"total_credit_utilized":3751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26500,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.96,"installment":109.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1397.3,"paid_total":2172.38,"paid_principal":2102.7,"paid_interest":69.68,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":25.98,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.17,"delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":452877,"total_credit_utilized":41355,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7218.41,"paid_total":1015.77,"paid_principal":781.59,"paid_interest":234.18,"paid_late_fees":0} {"emp_title":"sr manager operations support","emp_length":0,"state":"CO","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":344696,"total_credit_utilized":33162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":10.91,"installment":137.33,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3695.18,"paid_total":684.1,"paid_principal":504.82,"paid_interest":179.28,"paid_late_fees":0} {"emp_title":"credit analyst","emp_length":2,"state":"MO","homeownership":"RENT","annual_income":47000,"verified_income":"Verified","debt_to_income":23.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":148275,"total_credit_utilized":155346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":60,"interest_rate":18.45,"installment":266.65,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10074.8,"paid_total":768.19,"paid_principal":325.2,"paid_interest":442.99,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"MO","homeownership":"OWN","annual_income":9996,"verified_income":"Source Verified","debt_to_income":9.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":23393,"total_credit_utilized":20619,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":504,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":13.58,"installment":118.91,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3259.39,"paid_total":351.45,"paid_principal":240.61,"paid_interest":110.84,"paid_late_fees":0} {"emp_title":"runner","emp_length":2,"state":"HI","homeownership":"RENT","annual_income":42585.6,"verified_income":"Verified","debt_to_income":7.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":2,"total_credit_limit":5000,"total_credit_utilized":3415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":12,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4470.4,"paid_total":7920.86,"paid_principal":7529.6,"paid_interest":391.26,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":251010,"total_credit_utilized":26178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":36,"interest_rate":9.44,"installment":496.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13599.6,"paid_total":2472.27,"paid_principal":1900.4,"paid_interest":571.87,"paid_late_fees":0} {"emp_title":"finance manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":18.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":109004,"total_credit_utilized":48431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":66500,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23554.86,"paid_total":2956.15,"paid_principal":1445.14,"paid_interest":1511.01,"paid_late_fees":0} {"emp_title":"faculty","emp_length":6,"state":"OR","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":154033,"total_credit_utilized":146044,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":35,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19021.27,"paid_total":1790.74,"paid_principal":978.73,"paid_interest":812.01,"paid_late_fees":0} {"emp_title":"hr coordinator","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":5.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":58069,"total_credit_utilized":15746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":278,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46500,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9350.23,"paid_total":1058.28,"paid_principal":649.77,"paid_interest":408.51,"paid_late_fees":0} {"emp_title":"stylist","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":37.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":51961,"total_credit_utilized":30281,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":20200,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5562.08,"paid_total":572.94,"paid_principal":437.92,"paid_interest":135.02,"paid_late_fees":0} {"emp_title":"legal assistant/paralegal","emp_length":2,"state":"TN","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":24.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":89755,"total_credit_utilized":39279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34200,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":10.9,"installment":390.47,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17312.89,"paid_total":1176.86,"paid_principal":687.11,"paid_interest":489.75,"paid_late_fees":0} {"emp_title":"assistant service department manager ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":81000,"verified_income":"Not Verified","debt_to_income":22.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":127098,"total_credit_utilized":39781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":46100,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":6.72,"installment":196.7,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9288.58,"paid_total":979.77,"paid_principal":711.42,"paid_interest":268.35,"paid_late_fees":0} {"emp_title":"mixer operator","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":21.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":153531,"total_credit_utilized":42055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":26.77,"installment":729.56,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23607.35,"paid_total":1423.43,"paid_principal":392.65,"paid_interest":1030.78,"paid_late_fees":0} {"emp_title":"branch sales officer","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":34.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":23,"total_credit_limit":93851,"total_credit_utilized":56644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19400,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":12.61,"installment":301.56,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8158.92,"paid_total":1199.94,"paid_principal":841.08,"paid_interest":358.86,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":56500,"verified_income":"Source Verified","debt_to_income":15.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":4,"total_credit_limit":60739,"total_credit_utilized":70911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.35,"installment":341.42,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9893.71,"paid_total":1361.19,"paid_principal":1106.29,"paid_interest":254.9,"paid_late_fees":0} {"emp_title":"medical assistant ","emp_length":4,"state":"NV","homeownership":"RENT","annual_income":37000,"verified_income":"Not Verified","debt_to_income":34.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":81748,"total_credit_utilized":27882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.07,"installment":152.27,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4488.22,"paid_total":605.71,"paid_principal":511.78,"paid_interest":93.93,"paid_late_fees":0} {"emp_title":"account manager","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":27.27,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.93,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":126596,"total_credit_utilized":36637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":84100,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13478.32,"paid_total":1839.36,"paid_principal":1521.68,"paid_interest":317.68,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":182000,"verified_income":"Verified","debt_to_income":17.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":144750,"total_credit_utilized":109809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35192.46,"paid_total":6515.01,"paid_principal":4807.54,"paid_interest":1707.47,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":13.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":30300,"total_credit_utilized":14990,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14200,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":21.45,"installment":491.53,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17120.2,"paid_total":2532.73,"paid_principal":879.8,"paid_interest":1652.93,"paid_late_fees":0} {"emp_title":"fleet manager/route check in supervisor","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":53.65,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.9,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":269535,"total_credit_utilized":77072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":28000,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":91.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":27200,"term":36,"interest_rate":11.99,"installment":903.3,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23978.63,"paid_total":4498.38,"paid_principal":3221.37,"paid_interest":1277.01,"paid_late_fees":0} {"emp_title":"lab technician ","emp_length":9,"state":"NC","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":28.38,"annual_income_joint":83000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.02,"delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":70121,"total_credit_utilized":33586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49100,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":12.61,"installment":676.62,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28904.46,"paid_total":1987.83,"paid_principal":1095.54,"paid_interest":892.29,"paid_late_fees":0} {"emp_title":"purchasing agent","emp_length":3,"state":"MD","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":12.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":22,"total_credit_limit":272878,"total_credit_utilized":373361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":20,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.34,"installment":232.75,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6935.94,"paid_total":695.19,"paid_principal":564.06,"paid_interest":131.13,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"TN","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":10,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":76354,"total_credit_utilized":24969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":378,"current_installment_accounts":2,"accounts_opened_24m":17,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25100,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6368.07,"paid_total":997.66,"paid_principal":631.93,"paid_interest":365.73,"paid_late_fees":0} {"emp_title":"repair technician","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":60500,"verified_income":"Not Verified","debt_to_income":7.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":69120,"total_credit_utilized":44476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37500,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13108.5,"paid_total":2312.54,"paid_principal":1891.5,"paid_interest":421.04,"paid_late_fees":0} {"emp_title":"officer","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Source Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":67,"open_credit_lines":27,"total_credit_limit":976357,"total_credit_utilized":402798,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":20,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43300,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35906.37,"paid_total":4846.3,"paid_principal":4093.63,"paid_interest":752.67,"paid_late_fees":0} {"emp_title":"lead application soa architect","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":195000,"verified_income":"Source Verified","debt_to_income":14.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":113789,"total_credit_utilized":77261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":77600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38515.13,"paid_total":2614.9,"paid_principal":1484.87,"paid_interest":1130.03,"paid_late_fees":0} {"emp_title":"sergeant first class","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":33.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":282033,"total_credit_utilized":106680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":21.45,"installment":284.3,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7959.19648,"paid_principal":7500,"paid_interest":459.2,"paid_late_fees":0} {"emp_title":"manicurist","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":13.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":88252,"total_credit_utilized":37299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52800,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.71,"installment":614.9,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18484.51,"paid_total":1860.54,"paid_principal":1515.49,"paid_interest":314.3,"paid_late_fees":30.75} {"emp_title":"rn","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Not Verified","debt_to_income":18.4,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.42,"delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":337041,"total_credit_utilized":38289,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25800,"term":60,"interest_rate":9.93,"installment":547.29,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24448.15,"paid_total":2217.08,"paid_principal":1351.85,"paid_interest":865.23,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"GA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.26,"annual_income_joint":70000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.72,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":159510,"total_credit_utilized":31367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":7,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":10.9,"installment":260.32,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11695.99,"paid_total":506.11,"paid_principal":304.01,"paid_interest":202.1,"paid_late_fees":0} {"emp_title":"aircraft mechanic","emp_length":3,"state":"NV","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":12.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":328319,"total_credit_utilized":31973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6464.25,"paid_total":637.18,"paid_principal":535.75,"paid_interest":101.43,"paid_late_fees":0} {"emp_title":"program officer","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":73000,"verified_income":"Not Verified","debt_to_income":10.83,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":23,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":56410,"total_credit_utilized":45378,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":170,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11750,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.07,"installment":243.63,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7123.34,"paid_total":1028.82,"paid_principal":876.66,"paid_interest":152.16,"paid_late_fees":0} {"emp_title":"driller","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Not Verified","debt_to_income":7.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":186100,"total_credit_utilized":41440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":68400,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25200,"term":60,"interest_rate":7.34,"installment":503.05,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24146.85,"paid_total":1498.87,"paid_principal":1053.15,"paid_interest":445.72,"paid_late_fees":0} {"emp_title":"jeweler ","emp_length":2,"state":"LA","homeownership":"OWN","annual_income":46000,"verified_income":"Source Verified","debt_to_income":8.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":17600,"total_credit_utilized":10400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16100,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":12.62,"installment":270.71,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11412.78,"paid_total":1074.43,"paid_principal":587.22,"paid_interest":487.21,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":15000,"verified_income":"Not Verified","debt_to_income":56.08,"annual_income_joint":105000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.7,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":23770,"total_credit_utilized":10917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":54.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7775,"term":36,"interest_rate":18.45,"installment":282.85,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7277.5,"paid_total":840.58,"paid_principal":497.5,"paid_interest":343.08,"paid_late_fees":0} {"emp_title":"lead operator","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":261386,"total_credit_utilized":20374,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":6.71,"installment":399.69,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12013.51,"paid_total":1194.22,"paid_principal":986.49,"paid_interest":207.73,"paid_late_fees":0} {"emp_title":"order manager","emp_length":5,"state":"SC","homeownership":"OWN","annual_income":42000,"verified_income":"Verified","debt_to_income":10.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":16600,"total_credit_utilized":8213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.04,"installment":476.22,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19314.82,"paid_total":1411.95,"paid_principal":685.18,"paid_interest":726.77,"paid_late_fees":0} {"emp_title":"tech","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Not Verified","debt_to_income":21.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":46300,"total_credit_utilized":23741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.35,"installment":201.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5513.37,"paid_total":1189.95,"paid_principal":986.63,"paid_interest":203.32,"paid_late_fees":0} {"emp_title":"rn","emp_length":1,"state":"VA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":27.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":130575,"total_credit_utilized":41215,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":74900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22500.58,"paid_total":2652.76,"paid_principal":1499.42,"paid_interest":1153.34,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":4.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":14,"total_credit_limit":164664,"total_credit_utilized":54820,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17500,"num_total_cc_accounts":25,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3491.33,"paid_total":612.01,"paid_principal":508.67,"paid_interest":103.34,"paid_late_fees":0} {"emp_title":"facility administrator","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":1.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":44600,"total_credit_utilized":3096,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38100,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":6.72,"installment":983.98,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27930.78,"paid_total":4907.95,"paid_principal":4069.22,"paid_interest":838.73,"paid_late_fees":0} {"emp_title":"electrical assembler","emp_length":1,"state":"IN","homeownership":"OWN","annual_income":45000,"verified_income":"Verified","debt_to_income":13.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":35854,"total_credit_utilized":10630,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":20,"installment":1040.59,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":26249.37,"paid_total":3090.66,"paid_principal":1750.63,"paid_interest":1340.03,"paid_late_fees":0} {"emp_title":"general manager","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":300000,"verified_income":"Not Verified","debt_to_income":8.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":17,"total_credit_limit":1016281,"total_credit_utilized":51220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":113,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22800,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":95.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.71,"installment":614.9,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17312.15,"paid_total":3070.77,"paid_principal":2687.85,"paid_interest":382.92,"paid_late_fees":0} {"emp_title":"designer","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Not Verified","debt_to_income":14.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":197745,"total_credit_utilized":14530,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":60600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3025,"term":36,"interest_rate":6.08,"installment":92.14,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2637.02,"paid_total":458.66,"paid_principal":387.98,"paid_interest":70.68,"paid_late_fees":0} {"emp_title":"chaplain/bereavement","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":4.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":586203,"total_credit_utilized":17050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24200,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.96,"installment":281.87,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8329.06,"paid_total":841.63,"paid_principal":670.94,"paid_interest":170.69,"paid_late_fees":0} {"emp_title":"compliance specialist ii","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":69000,"verified_income":"Not Verified","debt_to_income":16.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":57420,"total_credit_utilized":48167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23727.01,"paid_total":1514.27,"paid_principal":1272.99,"paid_interest":241.28,"paid_late_fees":0} {"emp_title":"tax director","emp_length":6,"state":"MA","homeownership":"RENT","annual_income":205000,"verified_income":"Source Verified","debt_to_income":8.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":164382,"total_credit_utilized":138544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.34,"installment":930.99,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28500.44,"paid_total":1849.75,"paid_principal":1499.56,"paid_interest":350.19,"paid_late_fees":0} {"emp_title":"research faculty associate","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":86000,"verified_income":"Not Verified","debt_to_income":12.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":80200,"total_credit_utilized":25908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46800,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15161.63,"paid_total":1348.81,"paid_principal":838.37,"paid_interest":510.44,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Verified","debt_to_income":16.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":389982,"total_credit_utilized":43340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.91,"installment":817.41,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22607.14,"paid_total":3254.49,"paid_principal":2392.86,"paid_interest":861.63,"paid_late_fees":0} {"emp_title":"executive assistant to the director","emp_length":2,"state":"DC","homeownership":"RENT","annual_income":66000,"verified_income":"Verified","debt_to_income":17.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":52040,"total_credit_utilized":32376,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":16.02,"installment":413.59,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16041.55,"paid_total":2037.69,"paid_principal":958.45,"paid_interest":1079.24,"paid_late_fees":0} {"emp_title":"production manager","emp_length":10,"state":"UT","homeownership":"RENT","annual_income":98560,"verified_income":"Verified","debt_to_income":5.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":22650,"total_credit_utilized":7144,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12650,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":71,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":17.47,"installment":451.91,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16905.13,"paid_total":1838.26,"paid_principal":1094.87,"paid_interest":743.39,"paid_late_fees":0} {"emp_title":"team lead","emp_length":10,"state":"AR","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":27.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":113072,"total_credit_utilized":57640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":60800,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33600,"term":60,"interest_rate":15.04,"installment":800.05,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32448.9,"paid_total":2372.08,"paid_principal":1151.1,"paid_interest":1220.98,"paid_late_fees":0} {"emp_title":"vice president sales","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":21.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":536912,"total_credit_utilized":66643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":56900,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24725,"term":36,"interest_rate":6.08,"installment":753.08,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21554,"paid_total":3807.16,"paid_principal":3171,"paid_interest":636.16,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"NE","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":24.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":122690,"total_credit_utilized":68873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":21.85,"installment":343.02,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8263.61,"paid_total":1361.16,"paid_principal":736.39,"paid_interest":624.77,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":59200,"verified_income":"Source Verified","debt_to_income":8.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":142947,"total_credit_utilized":7100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16400,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.01,"installment":486.47,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19332.26,"paid_total":1423.83,"paid_principal":667.74,"paid_interest":756.09,"paid_late_fees":0} {"emp_title":"forlkift opperator","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":56800,"verified_income":"Not Verified","debt_to_income":17.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":31300,"total_credit_utilized":17408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4399.01,"paid_total":814.42,"paid_principal":600.99,"paid_interest":213.43,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"RI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":23.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":236293,"total_credit_utilized":50928,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12200,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.05,"installment":285.8,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11448.53,"paid_total":1183.34,"paid_principal":551.47,"paid_interest":631.87,"paid_late_fees":0} {"emp_title":"edi specialist","emp_length":0,"state":"NJ","homeownership":"OWN","annual_income":53000,"verified_income":"Verified","debt_to_income":12.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":228282,"total_credit_utilized":13082,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1452.05,"paid_principal":1079.67,"paid_interest":372.38,"paid_late_fees":0} {"emp_title":"solo practitioner","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":22.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":56,"open_credit_lines":27,"total_credit_limit":252703,"total_credit_utilized":206117,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":54100,"num_total_cc_accounts":34,"num_open_cc_accounts":20,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.97,"installment":250.59,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6695.87,"paid_total":1549.41,"paid_principal":1304.13,"paid_interest":245.28,"paid_late_fees":0} {"emp_title":"senior accountant","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":62,"open_credit_lines":35,"total_credit_limit":149477,"total_credit_utilized":115598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":19,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":36700,"num_total_cc_accounts":39,"num_open_cc_accounts":29,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":18.06,"installment":108.55,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2740.62,"paid_total":431.19,"paid_principal":259.38,"paid_interest":171.81,"paid_late_fees":0} {"emp_title":"command master chief","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":17.3,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":311303,"total_credit_utilized":66893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":9518.75,"paid_total":639.09,"paid_principal":481.25,"paid_interest":157.84,"paid_late_fees":0} {"emp_title":"investment & planning analyst","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":83086,"total_credit_utilized":68717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":9.44,"installment":115.22,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3248.27,"paid_total":459.94,"paid_principal":351.73,"paid_interest":108.21,"paid_late_fees":0} {"emp_title":"community bank president","emp_length":3,"state":"CO","homeownership":"MORTGAGE","annual_income":142500,"verified_income":"Source Verified","debt_to_income":10.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":12,"total_credit_limit":416708,"total_credit_utilized":80187,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32100,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37904.12,"paid_total":3371.97,"paid_principal":2095.88,"paid_interest":1276.09,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":103500,"verified_income":"Source Verified","debt_to_income":30.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":223800,"total_credit_utilized":63075,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.41,"installment":811.51,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23200.57,"paid_total":2420.07,"paid_principal":1799.43,"paid_interest":620.64,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":13.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":51600,"total_credit_utilized":17498,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11089.41,"paid_total":1102.35,"paid_principal":910.59,"paid_interest":191.76,"paid_late_fees":0} {"emp_title":"hot end fiberizer","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":8.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":38365,"total_credit_utilized":23410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":597,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8519.29,"paid_total":1845.01,"paid_principal":1480.71,"paid_interest":364.3,"paid_late_fees":0} {"emp_title":"messenger","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":30.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":94696,"total_credit_utilized":57182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19300,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.63,"paid_total":1314.23,"paid_principal":970.37,"paid_interest":343.86,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":3.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":194300,"total_credit_utilized":15487,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":80300,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.31,"installment":481.77,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14761.63,"paid_total":1475.99,"paid_principal":1238.37,"paid_interest":237.62,"paid_late_fees":0} {"emp_title":"jrotc instructor ","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":135500,"verified_income":"Verified","debt_to_income":24.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":778755,"total_credit_utilized":127955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34700,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.9,"installment":817.29,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23814.22,"paid_total":1717.85,"paid_principal":1185.78,"paid_interest":532.07,"paid_late_fees":0} {"emp_title":"relationship manager ","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":44346,"verified_income":"Verified","debt_to_income":20.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":31242,"total_credit_utilized":21805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":23.87,"installment":188,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4516.88,"paid_total":551.27,"paid_principal":283.12,"paid_interest":268.15,"paid_late_fees":0} {"emp_title":"staff rn 2","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":17.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":20,"total_credit_limit":474829,"total_credit_utilized":38032,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":58500,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18452.87,"paid_total":1795.08,"paid_principal":1547.13,"paid_interest":247.95,"paid_late_fees":0} {"emp_title":"systems technician","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":29.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":43150,"total_credit_utilized":23112,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.06,"installment":542.74,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13366.62,"paid_total":2593.04,"paid_principal":1633.38,"paid_interest":959.66,"paid_late_fees":0} {"emp_title":"account manager","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Verified","debt_to_income":28.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":223276,"total_credit_utilized":30839,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9300,"term":36,"interest_rate":22.9,"installment":359.52,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8743.38,"paid_total":1066.73,"paid_principal":556.62,"paid_interest":510.11,"paid_late_fees":0} {"emp_title":"gm manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":10.47,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":534435,"total_credit_utilized":26373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9750,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":9.93,"installment":676.93,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18963.53,"paid_total":2684.55,"paid_principal":2036.47,"paid_interest":648.08,"paid_late_fees":0} {"emp_title":"retired","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":87000,"verified_income":"Not Verified","debt_to_income":31.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":16,"total_credit_limit":338448,"total_credit_utilized":83658,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":86500,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":5.31,"installment":247.18,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12428.51,"paid_total":737.7,"paid_principal":571.49,"paid_interest":166.21,"paid_late_fees":0} {"emp_title":"master certified spanish interpreter ","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":67200,"verified_income":"Verified","debt_to_income":37.73,"annual_income_joint":79800,"verification_income_joint":"Verified","debt_to_income_joint":31.77,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":240910,"total_credit_utilized":48400,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9600,"term":36,"interest_rate":19.42,"installment":353.94,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9199.63,"paid_total":697.52,"paid_principal":400.37,"paid_interest":297.15,"paid_late_fees":0} {"emp_title":"president of media division","emp_length":1,"state":"MA","homeownership":"MORTGAGE","annual_income":320000,"verified_income":"Source Verified","debt_to_income":21.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":373689,"total_credit_utilized":280414,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43075,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":26.3,"installment":1054.15,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":34119.79,"paid_total":3034.6,"paid_principal":880.21,"paid_interest":2154.39,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":52499.2,"verified_income":"Verified","debt_to_income":26.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":78177,"total_credit_utilized":19619,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":40900,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":21.45,"installment":454.88,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9052.78,"paid_total":3629.38,"paid_principal":2947.22,"paid_interest":682.16,"paid_late_fees":0} {"emp_title":"asst manager ","emp_length":1,"state":"CT","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":41.93,"annual_income_joint":52200,"verification_income_joint":"Verified","debt_to_income_joint":34.9,"delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":202120,"total_credit_utilized":44082,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6050,"term":36,"interest_rate":26.3,"installment":244.73,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5464.21,"paid_total":1214.81,"paid_principal":585.79,"paid_interest":629.02,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":1,"state":"TN","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":27.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":278019,"total_credit_utilized":79755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27100,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3594.21,"paid_total":489.01,"paid_principal":405.79,"paid_interest":83.22,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":11000,"verified_income":"Verified","debt_to_income":42.25,"annual_income_joint":146000,"verification_income_joint":"Verified","debt_to_income_joint":6.6,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":606000,"total_credit_utilized":17119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19800,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":7.97,"installment":501.17,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13999.08,"paid_total":2491.68,"paid_principal":2000.92,"paid_interest":490.76,"paid_late_fees":0} {"emp_title":"invoice","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":37.88,"annual_income_joint":95000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.42,"delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":10,"total_credit_limit":298040,"total_credit_utilized":80655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":840,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":21.45,"installment":436.92,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15379.94,"paid_total":1700.01,"paid_principal":620.06,"paid_interest":1079.95,"paid_late_fees":0} {"emp_title":"professor of english","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":8.99,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.88,"delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":1979,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":350016,"total_credit_utilized":36926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26800,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11089.41,"paid_total":1102.35,"paid_principal":910.59,"paid_interest":191.76,"paid_late_fees":0} {"emp_title":"caretaker","emp_length":4,"state":"ME","homeownership":"OWN","annual_income":71000,"verified_income":"Not Verified","debt_to_income":19.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":343590,"total_credit_utilized":41527,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32700,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12008.86333,"paid_principal":12000,"paid_interest":8.86,"paid_late_fees":0} {"emp_title":"commercial loader","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":31000,"verified_income":"Not Verified","debt_to_income":1.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":30800,"total_credit_utilized":146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5391.24,"paid_total":735.64,"paid_principal":608.76,"paid_interest":126.88,"paid_late_fees":0} {"emp_title":"correction officer","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":25.32,"annual_income_joint":121000,"verification_income_joint":"Verified","debt_to_income_joint":16.05,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":61666,"total_credit_utilized":25974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":115,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":9600,"term":36,"interest_rate":15.05,"installment":333.03,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":9172.07,"paid_total":658.03,"paid_principal":427.93,"paid_interest":230.1,"paid_late_fees":0} {"emp_title":"captain","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":138000,"verified_income":"Source Verified","debt_to_income":9.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":41586,"total_credit_utilized":27005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26500,"term":60,"interest_rate":17.09,"installment":659.88,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25046.81,"paid_total":3236.5,"paid_principal":1453.19,"paid_interest":1783.31,"paid_late_fees":0} {"emp_title":"project specialist","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":17.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":60829,"total_credit_utilized":27835,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.41,"installment":129.85,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3712.07,"paid_total":387.24,"paid_principal":287.93,"paid_interest":99.31,"paid_late_fees":0} {"emp_title":"realtor","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":28000,"verified_income":"Not Verified","debt_to_income":25.77,"annual_income_joint":43600,"verification_income_joint":"Not Verified","debt_to_income_joint":16.93,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":119917,"total_credit_utilized":24143,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":91900,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4635.28,"paid_total":477.41,"paid_principal":364.72,"paid_interest":112.69,"paid_late_fees":0} {"emp_title":"nail tech","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Not Verified","debt_to_income":21.86,"annual_income_joint":98000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.27,"delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":220707,"total_credit_utilized":10932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1965.68,"paid_principal":1407.26,"paid_interest":558.42,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Source Verified","debt_to_income":27.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":285905,"total_credit_utilized":38852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":27300,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.45,"installment":384.59,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14689.7,"paid_total":738.43,"paid_principal":310.3,"paid_interest":428.13,"paid_late_fees":0} {"emp_title":"process sample lab tech","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":10.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":4,"total_credit_limit":198113,"total_credit_utilized":24497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.97,"installment":187.94,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5249.65,"paid_total":937.04,"paid_principal":750.35,"paid_interest":186.69,"paid_late_fees":0} {"emp_title":"director","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":21.14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1993,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":376381,"total_credit_utilized":76573,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24400,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":78,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13944.54,"paid_total":1484.26,"paid_principal":1055.46,"paid_interest":428.8,"paid_late_fees":0} {"emp_title":"finance manager/ hr manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":5.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1998,"inquiries_last_12m":8,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":149620,"total_credit_utilized":31679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4211,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12700,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.44,"installment":288.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7896.82,"paid_total":1435.53,"paid_principal":1103.18,"paid_interest":332.35,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":63215,"verified_income":"Source Verified","debt_to_income":33.04,"annual_income_joint":114315,"verification_income_joint":"Source Verified","debt_to_income_joint":20.41,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":307750,"total_credit_utilized":80109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48800,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39015.01,"paid_total":1857.33,"paid_principal":984.99,"paid_interest":872.34,"paid_late_fees":0} {"emp_title":"service technician","emp_length":7,"state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":15.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":171975,"total_credit_utilized":46296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":7.97,"installment":31.33,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":874.91,"paid_total":156.21,"paid_principal":125.09,"paid_interest":31.12,"paid_late_fees":0} {"emp_title":"insurance consultant agent","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":113000,"verified_income":"Not Verified","debt_to_income":14.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":13,"total_credit_limit":307050,"total_credit_utilized":48873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":69200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"tech support","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":28.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":81019,"total_credit_utilized":86633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":7800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4600,"term":36,"interest_rate":24.84,"installment":182.51,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4332.67,"paid_total":499.92,"paid_principal":267.33,"paid_interest":232.59,"paid_late_fees":0} {"emp_title":"supervisor medical assisant","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":25.17,"annual_income_joint":104000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.03,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":22,"total_credit_limit":42408,"total_credit_utilized":24602,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10400,"num_total_cc_accounts":24,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":20.39,"installment":523.08,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13129.79,"paid_total":1537.52,"paid_principal":870.21,"paid_interest":667.31,"paid_late_fees":0} {"emp_title":"sr training specialist","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Not Verified","debt_to_income":10.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":16,"total_credit_limit":397102,"total_credit_utilized":41066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":62600,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18952.04,"paid_total":1708.08,"paid_principal":1047.96,"paid_interest":660.12,"paid_late_fees":0} {"emp_title":"budget analyst","emp_length":3,"state":"MD","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":6.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":321788,"total_credit_utilized":39258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":110500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6671.39,"paid_total":1469.28,"paid_principal":1328.61,"paid_interest":140.67,"paid_late_fees":0} {"emp_title":"licensed mental health counselor ","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":35.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":189708,"total_credit_utilized":175696,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9057.25,"paid_total":1321.74,"paid_principal":942.75,"paid_interest":378.99,"paid_late_fees":0} {"emp_title":"department manager","emp_length":10,"state":"WV","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":43100,"total_credit_utilized":18572,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36900,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":12.62,"installment":315.83,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13488.87,"paid_total":927.86,"paid_principal":511.13,"paid_interest":416.73,"paid_late_fees":0} {"emp_title":"technical support representative","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":37024,"verified_income":"Source Verified","debt_to_income":8.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":29300,"total_credit_utilized":18416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2531,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":765.02,"paid_principal":635.83,"paid_interest":129.19,"paid_late_fees":0} {"emp_title":"assembler","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":16.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":64556,"total_credit_utilized":36161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":7.97,"installment":62.65,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1800.56,"paid_total":248.83,"paid_principal":199.44,"paid_interest":49.39,"paid_late_fees":0} {"emp_title":"kitchen manager","emp_length":9,"state":"CO","homeownership":"MORTGAGE","annual_income":22000,"verified_income":"Source Verified","debt_to_income":23.18,"annual_income_joint":37500,"verification_income_joint":"Not Verified","debt_to_income_joint":21.76,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":166179,"total_credit_utilized":24888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14400,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12800,"term":36,"interest_rate":7.34,"installment":397.22,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11837.36,"paid_total":1186.44,"paid_principal":962.64,"paid_interest":223.8,"paid_late_fees":0} {"emp_title":"deputy manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":86850,"verified_income":"Source Verified","debt_to_income":12.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":314600,"total_credit_utilized":90971,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24300,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24087.27,"paid_total":1639.36,"paid_principal":912.73,"paid_interest":726.63,"paid_late_fees":0} {"emp_title":"merchandise processor","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":36000,"verified_income":"Not Verified","debt_to_income":18.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":21,"total_credit_limit":87905,"total_credit_utilized":16483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":61200,"num_total_cc_accounts":24,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5385.95,"paid_total":725.93,"paid_principal":614.05,"paid_interest":111.88,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"MI","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":21.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":236822,"total_credit_utilized":34654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.91,"installment":212.53,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5718.75,"paid_total":1052.8,"paid_principal":781.25,"paid_interest":271.55,"paid_late_fees":0} {"emp_title":"cdl driver","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":14.28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":46856,"total_credit_utilized":22970,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19000,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":15600,"term":36,"interest_rate":10.41,"installment":506.38,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14477.17,"paid_total":1510.12,"paid_principal":1122.83,"paid_interest":387.29,"paid_late_fees":0} {"emp_title":"shipping and receiving ","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Verified","debt_to_income":41.21,"annual_income_joint":107000,"verification_income_joint":"Verified","debt_to_income_joint":23.85,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":151120,"total_credit_utilized":87162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":79000,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17000,"term":60,"interest_rate":10.9,"installment":368.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16569.32,"paid_total":799.34,"paid_principal":430.68,"paid_interest":368.66,"paid_late_fees":0} {"emp_title":"assistant bakery manager","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":31000,"verified_income":"Source Verified","debt_to_income":36.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":68165,"total_credit_utilized":41845,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":14.08,"installment":335.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8672.12,"paid_total":1668.98,"paid_principal":1127.88,"paid_interest":541.1,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":21.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1972,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":69758,"total_credit_utilized":42779,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19224.93,"paid_total":2160.77,"paid_principal":775.07,"paid_interest":1385.7,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":7,"state":"OK","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Source Verified","debt_to_income":15.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":217306,"total_credit_utilized":50108,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":12.62,"installment":609.1,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25678.74,"paid_total":2389.08,"paid_principal":1321.26,"paid_interest":1067.82,"paid_late_fees":0} {"emp_title":"cable technician","emp_length":4,"state":"OH","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":15.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":53805,"total_credit_utilized":48497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1004.13,"paid_principal":687.44,"paid_interest":316.69,"paid_late_fees":0} {"emp_title":"optics r&d lab manager ","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":100600,"verified_income":"Not Verified","debt_to_income":13.75,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":143842,"total_credit_utilized":100383,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":30600,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.75,"paid_total":1248.3,"paid_principal":997.25,"paid_interest":251.05,"paid_late_fees":0} {"emp_title":"certified nursing assistant","emp_length":3,"state":"PA","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":3.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":8100,"total_credit_utilized":3223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":20,"installment":397.41,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14395.45,"paid_total":1556.31,"paid_principal":604.55,"paid_interest":951.76,"paid_late_fees":0} {"emp_title":"tool builder","emp_length":0,"state":"MI","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":31.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":88885,"total_credit_utilized":66166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":15.04,"installment":333.36,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13520.36,"paid_total":988.38,"paid_principal":479.64,"paid_interest":508.74,"paid_late_fees":0} {"emp_title":"contractor","emp_length":1,"state":"WV","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":27.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":159515,"total_credit_utilized":26967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":101600,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.08,"installment":106.61,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3141.78,"paid_total":425.26,"paid_principal":358.22,"paid_interest":67.04,"paid_late_fees":0} {"emp_title":"avp, business development","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":35.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":766062,"total_credit_utilized":171594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":41300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33221.93,"paid_total":4558.67,"paid_principal":1778.07,"paid_interest":2780.6,"paid_late_fees":0} {"emp_title":"patrolman","emp_length":9,"state":"TN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":20.52,"annual_income_joint":86000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.23,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":173234,"total_credit_utilized":48903,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7000,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":16.01,"installment":243.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9778.89,"paid_total":477.59,"paid_principal":221.11,"paid_interest":256.48,"paid_late_fees":0} {"emp_title":"ramp service employee","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":20.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":52907,"total_credit_utilized":26868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4539.14,"paid_total":675.82,"paid_principal":460.86,"paid_interest":214.96,"paid_late_fees":0} {"emp_title":"field service/customer service tech","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":163910,"total_credit_utilized":19635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.42,"installment":514.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23072.45,"paid_total":1592.57,"paid_principal":927.55,"paid_interest":665.02,"paid_late_fees":0} {"emp_title":"forms and records analyst","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":35.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":8,"total_credit_limit":91396,"total_credit_utilized":86964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7103.69,"paid_total":1399.58,"paid_principal":896.31,"paid_interest":503.27,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":21.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":66306,"total_credit_utilized":34417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":263,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":11.99,"installment":863.45,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22920.74,"paid_total":4317.25,"paid_principal":3079.26,"paid_interest":1237.99,"paid_late_fees":0} {"emp_title":"research & development ","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":13.35,"annual_income_joint":95000,"verification_income_joint":"Verified","debt_to_income_joint":25.06,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":140873,"total_credit_utilized":26370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":4300,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23119.84,"paid_total":2317.27,"paid_principal":1880.16,"paid_interest":437.11,"paid_late_fees":0} {"emp_title":"mortgage loan administrator","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":47000,"verified_income":"Not Verified","debt_to_income":32.18,"annual_income_joint":84000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.84,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":8,"total_credit_lines":51,"open_credit_lines":8,"total_credit_limit":131116,"total_credit_utilized":128681,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23700,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":20,"installment":557.46,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13739.42,"paid_total":2196.51,"paid_principal":1260.58,"paid_interest":935.93,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":5,"state":"GA","homeownership":"OWN","annual_income":160000,"verified_income":"Not Verified","debt_to_income":11.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":231700,"total_credit_utilized":70345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":431,"current_installment_accounts":2,"accounts_opened_24m":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":12600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9057.13,"paid_total":1321.54,"paid_principal":942.87,"paid_interest":378.67,"paid_late_fees":0} {"emp_title":"regional vice president","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":300000,"verified_income":"Not Verified","debt_to_income":9.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":144506,"total_credit_utilized":89186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":115000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.72,"installment":491.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14376.87,"paid_total":1988.87,"paid_principal":1623.13,"paid_interest":365.74,"paid_late_fees":0} {"emp_title":"registered dietitian","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":66800,"verified_income":"Source Verified","debt_to_income":14.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":3,"total_credit_limit":97530,"total_credit_utilized":88235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":785,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":7,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37018.15,"paid_total":3740.47,"paid_principal":2981.85,"paid_interest":758.62,"paid_late_fees":0} {"emp_title":"office manager","emp_length":8,"state":"VA","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":18.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":75352,"total_credit_utilized":40273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":52550,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8800,"term":36,"interest_rate":17.47,"installment":315.81,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8228.67,"paid_total":938.89,"paid_principal":571.33,"paid_interest":367.56,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":13164,"verified_income":"Verified","debt_to_income":4.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":17600,"total_credit_utilized":157,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.97,"installment":203.6,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5687.13,"paid_total":1015.12,"paid_principal":812.87,"paid_interest":202.25,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":56368,"verified_income":"Source Verified","debt_to_income":22.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":70301,"total_credit_utilized":27131,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19200,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14218.17,"paid_total":1907.15,"paid_principal":781.83,"paid_interest":1125.32,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":19.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":326039,"total_credit_utilized":62977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46600,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37018.15,"paid_total":3740.47,"paid_principal":2981.85,"paid_interest":758.62,"paid_late_fees":0} {"emp_title":"case manager","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":5.55,"annual_income_joint":91000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.44,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":22100,"total_credit_utilized":17171,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":18.06,"installment":1266.39,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31973.98,"paid_total":4995.33,"paid_principal":3026.02,"paid_interest":1969.31,"paid_late_fees":0} {"emp_title":"ophthalmic technician","emp_length":3,"state":"RI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.81,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.31,"delinq_2y":4,"months_since_last_delinq":7,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":318707,"total_credit_utilized":11960,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":500,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":55.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":17.09,"installment":249.89,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6227.3,"paid_total":1246.13,"paid_principal":772.7,"paid_interest":473.43,"paid_late_fees":0} {"emp_title":"courier","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":11.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":12,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":8540,"total_credit_utilized":4483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.06,"installment":289.47,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7485.12,"paid_total":860.38,"paid_principal":514.88,"paid_interest":345.5,"paid_late_fees":0} {"emp_title":"school counselor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":29.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":88918,"total_credit_utilized":69325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":12.61,"installment":117.28,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3255.95,"paid_total":349.39,"paid_principal":244.05,"paid_interest":105.34,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":24.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":61791,"total_credit_utilized":45502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8790.09,"paid_total":1611.67,"paid_principal":1209.91,"paid_interest":401.76,"paid_late_fees":0} {"emp_title":"route safety and compliance manager ","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":198836,"total_credit_utilized":35066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1397.78,"paid_principal":890.31,"paid_interest":507.47,"paid_late_fees":0} {"emp_title":"client advisor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":16.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":499711,"total_credit_utilized":89584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":57.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.92,"installment":418.99,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12374.37,"paid_total":880.98,"paid_principal":625.63,"paid_interest":255.35,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Source Verified","debt_to_income":24.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":213722,"total_credit_utilized":40594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.22,"paid_total":637.65,"paid_principal":477.78,"paid_interest":159.87,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":38500,"verified_income":"Not Verified","debt_to_income":6.42,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":15800,"total_credit_utilized":6073,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":59,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6050,"term":36,"interest_rate":15.05,"installment":209.88,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5503.82,"paid_total":829.4,"paid_principal":546.18,"paid_interest":283.22,"paid_late_fees":0} {"emp_title":"registration coordinator","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":40390,"verified_income":"Source Verified","debt_to_income":14.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":41242,"total_credit_utilized":14817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":609,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19400,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.41,"installment":311.62,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8674.69,"paid_total":1240.93,"paid_principal":925.31,"paid_interest":315.62,"paid_late_fees":0} {"emp_title":"new property coordinator","emp_length":0,"state":"TN","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":23.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":142400,"total_credit_utilized":21080,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43800,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":12.62,"installment":469.16,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12356.15,"paid_total":2365.43,"paid_principal":1643.85,"paid_interest":721.58,"paid_late_fees":0} {"emp_title":"validation engineering advisor","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":23.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":127100,"total_credit_utilized":44816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":298,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60800,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14362.51,"paid_total":1935.85,"paid_principal":1637.49,"paid_interest":298.36,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":19.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":9000,"total_credit_utilized":4370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":640,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4400,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8911.06,"paid_total":1789.08,"paid_principal":1088.94,"paid_interest":700.14,"paid_late_fees":0} {"emp_title":"apps dev consultant","emp_length":9,"state":"NJ","homeownership":"OWN","annual_income":99000,"verified_income":"Source Verified","debt_to_income":20.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":7,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":362797,"total_credit_utilized":67976,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52800,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14299.86,"paid_total":976.19,"paid_principal":700.14,"paid_interest":276.05,"paid_late_fees":0} {"emp_title":"cna","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":19.58,"annual_income_joint":105000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.48,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":92847,"total_credit_utilized":48378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21400,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":60,"interest_rate":14.07,"installment":489.4,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20261.89,"paid_total":1451.78,"paid_principal":738.11,"paid_interest":713.67,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":9,"state":"MA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":675054,"total_credit_utilized":70830,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":81600,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.63,"paid_total":935.26,"paid_principal":745.37,"paid_interest":189.89,"paid_late_fees":0} {"emp_title":"metal fabricator ","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":29.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":202502,"total_credit_utilized":37835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":5719.95,"paid_total":390.47,"paid_principal":280.05,"paid_interest":110.42,"paid_late_fees":0} {"emp_title":"respiratory therapist","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":29.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":471437,"total_credit_utilized":81141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14425,"term":36,"interest_rate":10.9,"installment":471.58,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13394.03,"paid_total":1397.27,"paid_principal":1030.97,"paid_interest":366.3,"paid_late_fees":0} {"emp_title":"network security engineer","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":103000,"verified_income":"Not Verified","debt_to_income":12.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":82600,"total_credit_utilized":29984,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52600,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1222.53,"paid_principal":1014.48,"paid_interest":208.05,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"ID","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":4.43,"annual_income_joint":360000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.91,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":49562,"total_credit_utilized":32771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14900,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":14.07,"installment":815.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34184.68,"paid_total":1603.96,"paid_principal":815.32,"paid_interest":788.64,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"UT","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":19.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":77555,"total_credit_utilized":46714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":25.82,"installment":656.35,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21451.05,"paid_total":2626.66,"paid_principal":548.95,"paid_interest":2044.89,"paid_late_fees":32.82} {"emp_title":"financial analyst","emp_length":1,"state":"CO","homeownership":"MORTGAGE","annual_income":72100,"verified_income":"Not Verified","debt_to_income":30.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":56,"open_credit_lines":22,"total_credit_limit":355726,"total_credit_utilized":129542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32600,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":0,"paid_total":12427.9815,"paid_principal":12000,"paid_interest":427.98,"paid_late_fees":0} {"emp_title":"counselor","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":14.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":28395,"total_credit_utilized":20919,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":219,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7234.29,"paid_total":1034.16,"paid_principal":765.71,"paid_interest":268.45,"paid_late_fees":0} {"emp_title":"supervisor call center","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":4.71,"annual_income_joint":76000,"verification_income_joint":"Source Verified","debt_to_income_joint":4.09,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":10400,"total_credit_utilized":3328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":6294,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":60,"interest_rate":26.77,"installment":638.36,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20656.44,"paid_total":1353.67,"paid_principal":343.56,"paid_interest":1010.11,"paid_late_fees":0} {"emp_title":"colonel ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":156000,"verified_income":"Source Verified","debt_to_income":18.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":891849,"total_credit_utilized":78106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":79000,"num_total_cc_accounts":18,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":5.32,"installment":1084.14,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30322.17,"paid_total":6436.66,"paid_principal":5677.83,"paid_interest":758.83,"paid_late_fees":0} {"emp_title":"trainer","emp_length":2,"state":"SC","homeownership":"MORTGAGE","annual_income":147000,"verified_income":"Source Verified","debt_to_income":18.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":57,"open_credit_lines":20,"total_credit_limit":550971,"total_credit_utilized":98456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22800,"num_total_cc_accounts":38,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":64.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.41,"installment":454.45,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12650.57,"paid_total":1809.7,"paid_principal":1349.43,"paid_interest":460.27,"paid_late_fees":0} {"emp_title":"security guard ","emp_length":2,"state":"LA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":20.81,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":25001,"total_credit_utilized":21837,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7700,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":63,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7475,"term":36,"interest_rate":18.06,"installment":270.47,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6828.71,"paid_total":1074.38,"paid_principal":646.29,"paid_interest":428.09,"paid_late_fees":0} {"emp_title":"commercial loan underwriter ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":150000,"verified_income":"Not Verified","debt_to_income":10.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":579000,"total_credit_utilized":31013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":9.44,"installment":89.62,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2456.67,"paid_total":445.16,"paid_principal":343.33,"paid_interest":101.83,"paid_late_fees":0} {"emp_title":"package driver ","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":31.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":166535,"total_credit_utilized":80661,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25800,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.41,"installment":584.29,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16704.41,"paid_total":1742.46,"paid_principal":1295.59,"paid_interest":446.87,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":13.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":508165,"total_credit_utilized":26600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25600,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":17.09,"installment":571.17,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14955.35,"paid_total":1698.32,"paid_principal":1044.65,"paid_interest":653.67,"paid_late_fees":0} {"emp_title":"it technician","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":20.51,"annual_income_joint":99000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.55,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":79900,"total_credit_utilized":36991,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":9.44,"installment":251.68,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11363.42,"paid_total":1000.43,"paid_principal":636.58,"paid_interest":363.85,"paid_late_fees":0} {"emp_title":"sr project manager","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":24.99,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":83886,"total_credit_utilized":62749,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":31000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9511.18,"paid_total":1353.48,"paid_principal":488.82,"paid_interest":864.66,"paid_late_fees":0} {"emp_title":"book keeper","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":19.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":101680,"total_credit_utilized":84155,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38061.06,"paid_total":2518.11,"paid_principal":1938.94,"paid_interest":579.17,"paid_late_fees":0} {"emp_title":"claims supervisor","emp_length":9,"state":"KS","homeownership":"RENT","annual_income":59000,"verified_income":"Source Verified","debt_to_income":10.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":21221,"total_credit_utilized":3103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":128,"current_accounts_delinq":0,"total_collection_amount_ever":876,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4514.8,"paid_total":641.96,"paid_principal":485.2,"paid_interest":156.76,"paid_late_fees":0} {"emp_title":"letter carrier","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":14.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":5,"total_credit_limit":41896,"total_credit_utilized":20133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5400,"num_total_cc_accounts":19,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":13.59,"installment":391.96,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":17141.185,"paid_principal":17000,"paid_interest":141.19,"paid_late_fees":0} {"emp_title":"server","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":2.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":22700,"total_credit_utilized":5229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.34,"paid_total":1533.77,"paid_principal":1271.66,"paid_interest":262.11,"paid_late_fees":0} {"emp_title":"sales professional","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":4.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":40676,"total_credit_utilized":25609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":26.3,"installment":481.9,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15457.56,"paid_total":1904.22,"paid_principal":542.44,"paid_interest":1361.78,"paid_late_fees":0} {"emp_title":"office manager`","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":26.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":64750,"total_credit_utilized":34139,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":32600,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.85,"installment":1143.39,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":28794.85,"paid_total":2341.41,"paid_principal":1205.15,"paid_interest":1136.26,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":21.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":37900,"total_credit_utilized":18726,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":218,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6200,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.04,"installment":693.7,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18654.17,"paid_total":2064.39,"paid_principal":1345.83,"paid_interest":718.56,"paid_late_fees":0} {"emp_title":"financial advisor","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":13.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":92600,"total_credit_utilized":41045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20800,"term":36,"interest_rate":10.41,"installment":675.17,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19302.9,"paid_total":2013.48,"paid_principal":1497.1,"paid_interest":516.38,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":66400,"total_credit_utilized":22984,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":540,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.71,"installment":737.88,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22178.81,"paid_total":2204.69,"paid_principal":1821.19,"paid_interest":383.5,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"RENT","annual_income":32800,"verified_income":"Not Verified","debt_to_income":29.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":61741,"total_credit_utilized":26355,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3800,"term":36,"interest_rate":7.35,"installment":117.95,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3888.05646,"paid_principal":3800,"paid_interest":88.06,"paid_late_fees":0} {"emp_title":"cto","emp_length":8,"state":"MD","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Not Verified","debt_to_income":16.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":756509,"total_credit_utilized":160421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":67000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":6.07,"installment":289.31,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8772.57,"paid_total":861.52,"paid_principal":727.43,"paid_interest":134.09,"paid_late_fees":0} {"emp_title":"president ","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":58463,"total_credit_utilized":23720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19200,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.59,"installment":691.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28568.14,"paid_total":2721.46,"paid_principal":1431.86,"paid_interest":1289.6,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":12.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":70407,"total_credit_utilized":22803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5075,"term":36,"interest_rate":5.32,"installment":152.84,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4417.49,"paid_total":761.2,"paid_principal":657.51,"paid_interest":103.69,"paid_late_fees":0} {"emp_title":"assistant director ","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Source Verified","debt_to_income":11.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":379606,"total_credit_utilized":65055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1368,"paid_principal":712.09,"paid_interest":655.91,"paid_late_fees":0} {"emp_title":"logistics nco","emp_length":9,"state":"OH","homeownership":"MORTGAGE","annual_income":65800,"verified_income":"Verified","debt_to_income":28.07,"annual_income_joint":95452,"verification_income_joint":"Verified","debt_to_income_joint":26.08,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":282942,"total_credit_utilized":43061,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":227,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":24.84,"installment":877.73,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29213.76,"paid_total":2591.79,"paid_principal":786.24,"paid_interest":1805.55,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"OK","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":16.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":63207,"total_credit_utilized":42958,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14418.7,"paid_total":1620.56,"paid_principal":581.3,"paid_interest":1039.26,"paid_late_fees":0} {"emp_title":"pricing","emp_length":7,"state":"IL","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Verified","debt_to_income":72.89,"annual_income_joint":107000,"verification_income_joint":"Verified","debt_to_income_joint":28.39,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":15,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":349934,"total_credit_utilized":73036,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12600,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14257,"paid_total":926.27,"paid_principal":743,"paid_interest":183.27,"paid_late_fees":0} {"emp_title":"vocational counselor","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":24.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":100457,"total_credit_utilized":93333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.44,"paid_total":1080.4,"paid_principal":387.56,"paid_interest":692.84,"paid_late_fees":0} {"emp_title":"system engineer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":0.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":3100,"total_credit_utilized":10,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3100,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10073.90926,"paid_principal":10000,"paid_interest":73.91,"paid_late_fees":0} {"emp_title":"teaching assistant iii","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":20.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":25,"total_credit_limit":109453,"total_credit_utilized":83572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.91,"installment":523.14,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14468.58,"paid_total":2068.32,"paid_principal":1531.42,"paid_interest":536.9,"paid_late_fees":0} {"emp_title":"tech","emp_length":6,"state":"OH","homeownership":"OWN","annual_income":32000,"verified_income":"Source Verified","debt_to_income":27.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":34719,"total_credit_utilized":22229,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":10400,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":17.47,"installment":281.19,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10840.41,"paid_total":832.7,"paid_principal":359.59,"paid_interest":473.11,"paid_late_fees":0} {"emp_title":"medical deliver driver","emp_length":5,"state":"WI","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":2.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":156490,"total_credit_utilized":3908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":148,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6091.01415,"paid_principal":6000,"paid_interest":91.01,"paid_late_fees":0} {"emp_title":"load builder","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":27511,"verified_income":"Verified","debt_to_income":0,"annual_income_joint":39511,"verification_income_joint":"Verified","debt_to_income_joint":10.08,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":88500,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.71,"installment":461.18,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13861.74,"paid_total":1377.95,"paid_principal":1138.26,"paid_interest":239.69,"paid_late_fees":0} {"emp_title":"it consultant","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":240724,"total_credit_utilized":40285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19600,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"pilot","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Source Verified","debt_to_income":13.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":390853,"total_credit_utilized":116281,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18700,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":28.72,"installment":947.15,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29297.84,"paid_total":2745.72,"paid_principal":702.16,"paid_interest":2043.56,"paid_late_fees":0} {"emp_title":"managment systems support","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":68200,"verified_income":"Verified","debt_to_income":22.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":210524,"total_credit_utilized":55833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":687,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11341.92,"paid_total":1471.31,"paid_principal":658.08,"paid_interest":813.23,"paid_late_fees":0} {"emp_title":"asset protection specialist","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":35860,"verified_income":"Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":32350,"total_credit_utilized":15627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":15.05,"installment":309.62,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12402.56,"paid_total":1227.61,"paid_principal":597.44,"paid_interest":630.17,"paid_late_fees":0} {"emp_title":"housekeeping supervisor","emp_length":3,"state":"NE","homeownership":"RENT","annual_income":28600,"verified_income":"Not Verified","debt_to_income":24.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":38668,"total_credit_utilized":17781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9407.42,"paid_total":1157.68,"paid_principal":592.58,"paid_interest":565.1,"paid_late_fees":0} {"emp_title":"food server","emp_length":9,"state":"NV","homeownership":"RENT","annual_income":38000,"verified_income":"Verified","debt_to_income":29.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":36466,"total_credit_utilized":26161,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":1272,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.02,"installment":211.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5327.74,"paid_total":1049.71,"paid_principal":672.26,"paid_interest":377.45,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":30.31,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":1,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":478064,"total_credit_utilized":87422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":1,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":1,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":16.02,"installment":437.92,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16986.44,"paid_total":2173.58,"paid_principal":1013.56,"paid_interest":1160.02,"paid_late_fees":0} {"emp_title":"attorney - member","emp_length":8,"state":"VT","homeownership":"MORTGAGE","annual_income":350000,"verified_income":"Source Verified","debt_to_income":11.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":680784,"total_credit_utilized":162278,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":91000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.61,"installment":502.6,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13954.16,"paid_total":1486.78,"paid_principal":1045.84,"paid_interest":440.94,"paid_late_fees":0} {"emp_title":"ramp agent ","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":32.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":35467,"total_credit_utilized":20283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.32,"installment":150.58,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4482.92,"paid_total":599.36,"paid_principal":517.08,"paid_interest":82.28,"paid_late_fees":0} {"emp_title":"patient account coordinator","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":24.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":59063,"total_credit_utilized":24764,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20500,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":17.47,"installment":430.65,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10953.62,"paid_total":1611.96,"paid_principal":1046.38,"paid_interest":565.58,"paid_late_fees":0} {"emp_title":"fiscal assistant ","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":51000,"verified_income":"Verified","debt_to_income":22.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":21,"total_credit_limit":104401,"total_credit_utilized":109072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":17.47,"installment":717.75,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20805.21221,"paid_principal":20000,"paid_interest":805.21,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":39.43,"annual_income_joint":130000,"verification_income_joint":"Verified","debt_to_income_joint":23.47,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":18,"total_credit_limit":405432,"total_credit_utilized":107379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":55400,"num_total_cc_accounts":17,"num_open_cc_accounts":16,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":17.09,"installment":398.42,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16272.54716,"paid_principal":16000,"paid_interest":272.55,"paid_late_fees":0} {"emp_title":"director of property management","emp_length":9,"state":"MN","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":36.93,"annual_income_joint":143000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.8,"delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":27,"total_credit_limit":325960,"total_credit_utilized":98928,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":27000,"num_total_cc_accounts":30,"num_open_cc_accounts":23,"num_cc_carrying_balance":21,"num_mort_accounts":2,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":21.85,"installment":1333.96,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32871.71,"paid_total":3916.91,"paid_principal":2128.29,"paid_interest":1788.62,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":71000,"verified_income":"Not Verified","debt_to_income":10.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":39100,"total_credit_utilized":52703,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":15.04,"installment":485.59,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12735.99,"paid_total":1930.66,"paid_principal":1264.01,"paid_interest":666.65,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Verified","debt_to_income":16.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":241477,"total_credit_utilized":50209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45000,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38010.26,"paid_total":3530.9,"paid_principal":1989.74,"paid_interest":1541.16,"paid_late_fees":0} {"emp_title":"vp & chief compliance officer","emp_length":9,"state":"MA","homeownership":"MORTGAGE","annual_income":232000,"verified_income":"Source Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":628042,"total_credit_utilized":109518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":64000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16450,"term":60,"interest_rate":10.42,"installment":352.93,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15599.25,"paid_total":1392.67,"paid_principal":850.75,"paid_interest":541.92,"paid_late_fees":0} {"emp_title":"work houseman","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":8.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":159300,"total_credit_utilized":4796,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":9.43,"installment":208.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6025.5,"paid_total":617.22,"paid_principal":474.5,"paid_interest":142.72,"paid_late_fees":0} {"emp_title":"transportation services","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Source Verified","debt_to_income":9.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":252254,"total_credit_utilized":25166,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":153,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.45,"installment":291.03,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7488.12,"paid_total":856.69,"paid_principal":511.88,"paid_interest":344.81,"paid_late_fees":0} {"emp_title":"foreman ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":34.91,"annual_income_joint":93000,"verification_income_joint":"Source Verified","debt_to_income_joint":29.45,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":101438,"total_credit_utilized":79084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19197.65,"paid_total":2101.57,"paid_principal":802.35,"paid_interest":1272.73,"paid_late_fees":26.49} {"emp_title":"captain","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":10.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":53140,"total_credit_utilized":36282,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":558,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21600,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":53.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":5.32,"installment":234.9,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6789.48,"paid_total":1172.19,"paid_principal":1010.52,"paid_interest":161.67,"paid_late_fees":0} {"emp_title":"sr network engineer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":4.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":480400,"total_credit_utilized":7938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20900,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5385.95,"paid_total":726.95,"paid_principal":614.05,"paid_interest":112.9,"paid_late_fees":0} {"emp_title":"retail","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":22.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":55030,"total_credit_utilized":32542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19900,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":15.04,"installment":218.52,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5876.05,"paid_total":650.3,"paid_principal":423.95,"paid_interest":226.35,"paid_late_fees":0} {"emp_title":"staff accountant","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":91275,"verified_income":"Verified","debt_to_income":10.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":29300,"total_credit_utilized":12695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6200,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":15.04,"installment":138.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3731.88,"paid_total":412.88,"paid_principal":268.12,"paid_interest":144.76,"paid_late_fees":0} {"emp_title":"pipe fitter","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":4.15,"annual_income_joint":85000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.07,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":6600,"total_credit_utilized":3646,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2600,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":2750,"term":36,"interest_rate":13.59,"installment":93.45,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2431.33,"paid_total":463.1,"paid_principal":318.67,"paid_interest":144.43,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":23.85,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":38,"open_credit_lines":23,"total_credit_limit":432490,"total_credit_utilized":111743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":94500,"num_total_cc_accounts":26,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":9.92,"installment":466.57,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21138.81,"paid_total":1387.59,"paid_principal":861.19,"paid_interest":526.4,"paid_late_fees":0} {"emp_title":"program analyst iii","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":64000,"verified_income":"Not Verified","debt_to_income":22.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":57191,"total_credit_utilized":42298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21800,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":12.62,"installment":496.3,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20647.18,"paid_total":2450.65,"paid_principal":1352.82,"paid_interest":1097.83,"paid_late_fees":0} {"emp_title":"ramen chef","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":8.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":19400,"total_credit_utilized":7326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14400,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9528.72,"paid_total":924.58,"paid_principal":471.28,"paid_interest":453.3,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":9,"state":"VA","homeownership":"RENT","annual_income":29415,"verified_income":"Not Verified","debt_to_income":9.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":9600,"total_credit_utilized":10632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":3,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10275,"term":60,"interest_rate":25.81,"installment":306.49,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9934.26,"paid_total":979.74,"paid_principal":340.74,"paid_interest":639,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":6.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":231051,"total_credit_utilized":20865,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":48100,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.45,"installment":897.37,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33905.61,"paid_total":2620.36,"paid_principal":1094.39,"paid_interest":1525.97,"paid_late_fees":0} {"emp_title":"cfm specialist","emp_length":4,"state":"VA","homeownership":"RENT","annual_income":86000,"verified_income":"Not Verified","debt_to_income":12.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":52000,"total_credit_utilized":34773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":7.97,"installment":112.77,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3149.76,"paid_total":560.66,"paid_principal":450.24,"paid_interest":110.42,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":28.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":23,"total_credit_limit":702733,"total_credit_utilized":217309,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":207500,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37100.59,"paid_total":3823.48,"paid_principal":2899.41,"paid_interest":924.07,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":16.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":31500,"total_credit_utilized":25691,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":17682.7,"paid_total":3443.2,"paid_principal":2317.3,"paid_interest":1125.9,"paid_late_fees":0} {"emp_title":"equal employment officer","emp_length":8,"state":"CO","homeownership":"MORTGAGE","annual_income":111000,"verified_income":"Verified","debt_to_income":14.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":12,"total_credit_limit":563869,"total_credit_utilized":124845,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":91.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":11.98,"installment":578.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25034.83,"paid_total":1717,"paid_principal":965.17,"paid_interest":751.83,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":36.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":119044,"total_credit_utilized":65500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":5749,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42000,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8841.35,"paid_total":1642.33,"paid_principal":1158.65,"paid_interest":483.68,"paid_late_fees":0} {"emp_title":"shipping manager","emp_length":4,"state":"PA","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":20.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":44813,"total_credit_utilized":12037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12900,"term":36,"interest_rate":16.02,"installment":453.66,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8789.17,"paid_total":4689.81,"paid_principal":4110.83,"paid_interest":578.98,"paid_late_fees":0} {"emp_title":"owner","emp_length":7,"state":"MA","homeownership":"RENT","annual_income":61846,"verified_income":"Not Verified","debt_to_income":29.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":7,"total_credit_limit":88097,"total_credit_utilized":70963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13296.68,"paid_total":2570.4,"paid_principal":1703.32,"paid_interest":867.08,"paid_late_fees":0} {"emp_title":"senior systems analyst","emp_length":6,"state":"WA","homeownership":"RENT","annual_income":115000,"verified_income":"Not Verified","debt_to_income":9.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":96265,"total_credit_utilized":37068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":51600,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.9,"installment":235.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6685.41,"paid_total":701.78,"paid_principal":514.59,"paid_interest":187.19,"paid_late_fees":0} {"emp_title":"data scientist/ developer ","emp_length":1,"state":"MD","homeownership":"MORTGAGE","annual_income":122000,"verified_income":"Source Verified","debt_to_income":24.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":540105,"total_credit_utilized":143742,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":51,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":86000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":15.04,"installment":666.71,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":28593.28967,"paid_principal":28000,"paid_interest":593.29,"paid_late_fees":0} {"emp_title":"bookkeeping/audit","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":38700,"verified_income":"Verified","debt_to_income":57.02,"annual_income_joint":94530,"verification_income_joint":"Verified","debt_to_income_joint":29.64,"delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1981,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":93351,"total_credit_utilized":64509,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11400,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36400,"term":60,"interest_rate":15.04,"installment":866.72,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35152.97,"paid_total":2493.72,"paid_principal":1247.03,"paid_interest":1246.69,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":59000,"verified_income":"Not Verified","debt_to_income":21.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":54840,"total_credit_utilized":38011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":646,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":11.98,"installment":415.06,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11620.47,"paid_total":1228.54,"paid_principal":879.53,"paid_interest":349.01,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.62,"verification_income_joint":"","delinq_2y":2,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":52116,"total_credit_utilized":28194,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":109,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28300,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13881.81,"paid_total":1402.68,"paid_principal":1118.19,"paid_interest":284.49,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":62000,"verified_income":"Not Verified","debt_to_income":13.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":55702,"total_credit_utilized":20410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":3674,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"er receptionist","emp_length":2,"state":"ID","homeownership":"MORTGAGE","annual_income":74400,"verified_income":"Source Verified","debt_to_income":33.19,"annual_income_joint":157740,"verification_income_joint":"Source Verified","debt_to_income_joint":18.05,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":45,"open_credit_lines":20,"total_credit_limit":487267,"total_credit_utilized":146230,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10400,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18635.65,"paid_total":2021.7,"paid_principal":1364.35,"paid_interest":657.35,"paid_late_fees":0} {"emp_title":"clinical nurse supervisor ","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":10.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":44300,"total_credit_utilized":21893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17953.16,"paid_total":2429.92,"paid_principal":2046.84,"paid_interest":383.08,"paid_late_fees":0} {"emp_title":"radiation therapist","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Verified","debt_to_income":14.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":572245,"total_credit_utilized":72753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13900,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":8,"account_never_delinq_percent":74.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9510.52,"paid_total":856.62,"paid_principal":489.48,"paid_interest":367.14,"paid_late_fees":0} {"emp_title":"cna","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Not Verified","debt_to_income":24.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":41975,"total_credit_utilized":15690,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11800,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8879.63,"paid_total":1749.45,"paid_principal":1120.37,"paid_interest":629.08,"paid_late_fees":0} {"emp_title":"staffing manager","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":164000,"verified_income":"Not Verified","debt_to_income":8.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":137313,"total_credit_utilized":38522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":89000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18452.04,"paid_total":1800.73,"paid_principal":1547.96,"paid_interest":252.77,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":25700,"verified_income":"Not Verified","debt_to_income":17.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":58800,"total_credit_utilized":5047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33500,"num_total_cc_accounts":33,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3851.16,"paid_total":1263.14,"paid_principal":1148.84,"paid_interest":114.3,"paid_late_fees":0} {"emp_title":"asm - managee","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":27.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":148679,"total_credit_utilized":50530,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24200,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":18.45,"installment":218.28,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5616.66,"paid_total":642.54,"paid_principal":383.34,"paid_interest":259.2,"paid_late_fees":0} {"emp_title":"dispatcher","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":62.48,"annual_income_joint":82000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.41,"delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1983,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":190832,"total_credit_utilized":57345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19700,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":69.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":9.44,"installment":1024.16,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28873.64,"paid_total":4079.86,"paid_principal":3126.36,"paid_interest":953.5,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":30.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":51,"open_credit_lines":22,"total_credit_limit":138229,"total_credit_utilized":27127,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":14,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":56700,"num_total_cc_accounts":46,"num_open_cc_accounts":19,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11388.95,"paid_total":747.09,"paid_principal":611.05,"paid_interest":136.04,"paid_late_fees":0} {"emp_title":"sales manager ","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Source Verified","debt_to_income":15.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":135747,"total_credit_utilized":77990,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":80100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35095.78,"paid_total":6359.04,"paid_principal":4904.22,"paid_interest":1454.82,"paid_late_fees":0} {"emp_title":"office manager","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":27.19,"annual_income_joint":82000,"verification_income_joint":"Verified","debt_to_income_joint":17.2,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":33184,"total_credit_utilized":18855,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17000,"term":60,"interest_rate":16.02,"installment":413.59,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16041.55,"paid_total":2052.82,"paid_principal":958.45,"paid_interest":1094.37,"paid_late_fees":0} {"emp_title":"purchasing agent i","emp_length":0,"state":"MO","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":16.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":51,"open_credit_lines":24,"total_credit_limit":89714,"total_credit_utilized":28759,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45600,"num_total_cc_accounts":42,"num_open_cc_accounts":23,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":97.5,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9234.27,"paid_total":928.8,"paid_principal":765.73,"paid_interest":163.07,"paid_late_fees":0} {"emp_title":"bdc rep","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":39000,"verified_income":"Verified","debt_to_income":15.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":28128,"total_credit_utilized":21978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.82,"installment":895.02,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27696.11,"paid_total":5389.03,"paid_principal":2303.89,"paid_interest":3085.14,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"OWN","annual_income":32844,"verified_income":"Source Verified","debt_to_income":20.94,"annual_income_joint":61416,"verification_income_joint":"Source Verified","debt_to_income_joint":25.95,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":92042,"total_credit_utilized":17611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":3500,"term":36,"interest_rate":15.05,"installment":121.42,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3184.01,"paid_total":488.61,"paid_principal":315.99,"paid_interest":172.62,"paid_late_fees":0} {"emp_title":"counselor","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":43125,"verified_income":"Not Verified","debt_to_income":22.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":133272,"total_credit_utilized":35518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":181,"current_installment_accounts":8,"accounts_opened_24m":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.07,"installment":243.63,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7387.42,"paid_total":728.19,"paid_principal":612.58,"paid_interest":115.61,"paid_late_fees":0} {"emp_title":"pr director","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Source Verified","debt_to_income":9.71,"annual_income_joint":220000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.18,"delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":559500,"total_credit_utilized":139253,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":57000,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":7.97,"installment":939.68,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27008.64,"paid_total":3732.15,"paid_principal":2991.36,"paid_interest":740.79,"paid_late_fees":0} {"emp_title":"parts sales","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Verified","debt_to_income":17.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":43416,"total_credit_utilized":23143,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":83,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21500,"term":60,"interest_rate":11.99,"installment":478.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":20430.79,"paid_total":1883.96,"paid_principal":1069.21,"paid_interest":814.75,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"AL","homeownership":"OWN","annual_income":94000,"verified_income":"Source Verified","debt_to_income":38.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":155770,"total_credit_utilized":99235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45100,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.45,"installment":1091.36,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28080.46,"paid_total":3243.33,"paid_principal":1919.54,"paid_interest":1323.79,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":25.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":325957,"total_credit_utilized":68792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":619,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":9.92,"installment":212.72,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6282.37,"paid_total":421.8,"paid_principal":317.63,"paid_interest":104.17,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"MA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":35.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":53,"open_credit_lines":29,"total_credit_limit":312819,"total_credit_utilized":87367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":65200,"num_total_cc_accounts":43,"num_open_cc_accounts":26,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21600,"term":36,"interest_rate":13.59,"installment":733.95,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20115.32,"paid_total":2185.54,"paid_principal":1484.68,"paid_interest":700.86,"paid_late_fees":0} {"emp_title":"technical support specialist","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":31000,"verified_income":"Source Verified","debt_to_income":5.27,"annual_income_joint":85500,"verification_income_joint":"Not Verified","debt_to_income_joint":22.43,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":16600,"total_credit_utilized":7007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":22000,"term":36,"interest_rate":9.43,"installment":704.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20394.07,"paid_total":2088.98,"paid_principal":1605.93,"paid_interest":483.05,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":4.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":237259,"total_credit_utilized":11796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":1054,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.01,"installment":486.47,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19103.71,"paid_total":1928.09,"paid_principal":896.29,"paid_interest":1031.8,"paid_late_fees":0} {"emp_title":"sr appraiser","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":9.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":60654,"total_credit_utilized":30322,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":300,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":11.98,"installment":422.46,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18294.68,"paid_total":1254.73,"paid_principal":705.32,"paid_interest":549.41,"paid_late_fees":0} {"emp_title":"loan processor","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Source Verified","debt_to_income":14.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":48,"open_credit_lines":34,"total_credit_limit":423361,"total_credit_utilized":45946,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":20,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":25400,"num_total_cc_accounts":35,"num_open_cc_accounts":29,"num_cc_carrying_balance":25,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.91,"installment":313.89,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8446.16,"paid_total":1563.63,"paid_principal":1153.84,"paid_interest":409.79,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":24.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":83700,"total_credit_utilized":38922,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":83700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11089.41,"paid_total":1097.87,"paid_principal":910.59,"paid_interest":187.28,"paid_late_fees":0} {"emp_title":"bestro","emp_length":1,"state":"SC","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":26.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":22,"total_credit_limit":93437,"total_credit_utilized":81995,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":390,"current_installment_accounts":14,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.98,"installment":99.62,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3001.24458,"paid_principal":3000,"paid_interest":1.24,"paid_late_fees":0} {"emp_title":"plan sponsor service consultant","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":9.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":29100,"total_credit_utilized":16536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":11.99,"installment":298.89,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8151.53,"paid_total":1189.56,"paid_principal":848.47,"paid_interest":341.09,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":8,"state":"WI","homeownership":"RENT","annual_income":46000,"verified_income":"Verified","debt_to_income":7.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":23825,"total_credit_utilized":8881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.92,"installment":339.33,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15584.16,"paid_total":661.02,"paid_principal":415.84,"paid_interest":245.18,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":27000,"verified_income":"Verified","debt_to_income":9.47,"annual_income_joint":27000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.69,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":44600,"total_credit_utilized":13764,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23400,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":12850,"term":36,"interest_rate":11.98,"installment":426.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12250.21,"paid_total":844.83,"paid_principal":599.79,"paid_interest":245.04,"paid_late_fees":0} {"emp_title":"police officer","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":77500,"verified_income":"Verified","debt_to_income":20.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":390156,"total_credit_utilized":52534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":49800,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13076.2,"paid_total":2279.33,"paid_principal":1923.8,"paid_interest":355.53,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":93537,"total_credit_utilized":21993,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":49500,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15691.48,"paid_total":2735.17,"paid_principal":2308.52,"paid_interest":426.65,"paid_late_fees":0} {"emp_title":"k9 sgt ","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":44000,"verified_income":"Not Verified","debt_to_income":3.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":19500,"total_credit_utilized":3166,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16300,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"support","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":24.75,"annual_income_joint":46002,"verification_income_joint":"Not Verified","debt_to_income_joint":30.05,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":2,"total_credit_limit":27282,"total_credit_utilized":10993,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9800,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":9.93,"installment":254.56,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11371.21,"paid_total":1031.48,"paid_principal":628.79,"paid_interest":402.69,"paid_late_fees":0} {"emp_title":"social worker","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":12.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":49260,"total_credit_utilized":28122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1118,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18400,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8250,"term":36,"interest_rate":6.71,"installment":253.65,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7623.96,"paid_total":754.8,"paid_principal":626.04,"paid_interest":128.76,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":8.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":35772,"total_credit_utilized":22532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8000,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":10.91,"installment":915.5,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24634.69,"paid_total":4628.42,"paid_principal":3365.31,"paid_interest":1263.11,"paid_late_fees":0} {"emp_title":"maintenance supervisor","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Source Verified","debt_to_income":13.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":362735,"total_credit_utilized":51772,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":35517.66076,"paid_principal":35000,"paid_interest":517.66,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":19.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":17,"total_credit_limit":141508,"total_credit_utilized":33018,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":4800,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15200,"num_total_cc_accounts":40,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":91.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7025.61,"paid_total":1284.99,"paid_principal":974.39,"paid_interest":310.6,"paid_late_fees":0} {"emp_title":"premise technician","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":14.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":142869,"total_credit_utilized":13298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1390.38,"paid_principal":1128.12,"paid_interest":262.26,"paid_late_fees":0} {"emp_title":"inventory analyst ","emp_length":8,"state":"CO","homeownership":"RENT","annual_income":55200,"verified_income":"Source Verified","debt_to_income":22.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":102926,"total_credit_utilized":103627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.04,"installment":277.48,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7643.35,"paid_total":548.28,"paid_principal":356.65,"paid_interest":191.63,"paid_late_fees":0} {"emp_title":"sr it business analyst","emp_length":3,"state":"SC","homeownership":"RENT","annual_income":87000,"verified_income":"Source Verified","debt_to_income":18.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":55568,"total_credit_utilized":32366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":1118,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9600,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":18.45,"installment":333.31,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12593.51,"paid_total":986.61,"paid_principal":406.49,"paid_interest":580.12,"paid_late_fees":0} {"emp_title":"senior executive chef","emp_length":7,"state":"AZ","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":10.71,"annual_income_joint":98000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.46,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":5,"total_credit_limit":94449,"total_credit_utilized":42682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30000,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28500,"term":60,"interest_rate":9.44,"installment":597.72,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26602.78,"paid_total":2973.65,"paid_principal":1897.22,"paid_interest":1076.43,"paid_late_fees":0} {"emp_title":"vp tech support andtraining","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":520668,"total_credit_utilized":53146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":6.08,"installment":517.79,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14819.73,"paid_total":2617.67,"paid_principal":2180.27,"paid_interest":437.4,"paid_late_fees":0} {"emp_title":"order fulfillment coordinator","emp_length":5,"state":"VA","homeownership":"RENT","annual_income":51000,"verified_income":"Source Verified","debt_to_income":28.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":60906,"total_credit_utilized":21982,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18300,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22400,"term":36,"interest_rate":7.35,"installment":695.24,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20147.25,"paid_total":2771.81,"paid_principal":2252.75,"paid_interest":519.06,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":23.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":221712,"total_credit_utilized":54852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.59,"installment":135.92,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3631.32,"paid_total":540.66,"paid_principal":368.68,"paid_interest":171.98,"paid_late_fees":0} {"emp_title":"wrapper","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Source Verified","debt_to_income":29.67,"annual_income_joint":75000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.03,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":244946,"total_credit_utilized":28271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35950,"term":60,"interest_rate":17.09,"installment":895.2,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33978.58,"paid_total":4441.87,"paid_principal":1971.42,"paid_interest":2470.45,"paid_late_fees":0} {"emp_title":"management analyst ","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":27.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":61,"open_credit_lines":35,"total_credit_limit":486840,"total_credit_utilized":106502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":59900,"num_total_cc_accounts":45,"num_open_cc_accounts":32,"num_cc_carrying_balance":20,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.91,"installment":759.42,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33210.94,"paid_total":3016.47,"paid_principal":1789.06,"paid_interest":1227.41,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":25.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":8,"total_credit_lines":55,"open_credit_lines":18,"total_credit_limit":214942,"total_credit_utilized":46380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14800,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4420.65,"paid_total":817.41,"paid_principal":579.35,"paid_interest":238.06,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":15.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":19910,"total_credit_utilized":15502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3900,"term":36,"interest_rate":5.32,"installment":117.45,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3496.69,"paid_total":467.49,"paid_principal":403.31,"paid_interest":64.18,"paid_late_fees":0} {"emp_title":"parts manager","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":15.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":184929,"total_credit_utilized":31335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":22700,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":10.91,"installment":359.66,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9677.91,"paid_total":1754.97,"paid_principal":1322.09,"paid_interest":432.88,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":83600,"verified_income":"Verified","debt_to_income":23.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":58,"open_credit_lines":28,"total_credit_limit":429662,"total_credit_utilized":90915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39500,"num_total_cc_accounts":30,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":16.01,"installment":350.26,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13919.22,"paid_total":1037.97,"paid_principal":480.78,"paid_interest":557.19,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"TN","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":8.86,"annual_income_joint":195000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.55,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":48837,"total_credit_utilized":22224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37401.02,"paid_total":4244.59,"paid_principal":2598.98,"paid_interest":1645.61,"paid_late_fees":0} {"emp_title":"first level officer","emp_length":9,"state":"MI","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Source Verified","debt_to_income":11.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":123140,"total_credit_utilized":38968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5800,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":9.43,"installment":80.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2378.8,"paid_total":158.71,"paid_principal":121.2,"paid_interest":37.51,"paid_late_fees":0} {"emp_title":"regional rep","emp_length":6,"state":"ND","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":9.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":54,"open_credit_lines":17,"total_credit_limit":214719,"total_credit_utilized":65744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26100,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":9.43,"installment":301.94,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13829.2,"paid_total":868.1,"paid_principal":570.8,"paid_interest":297.3,"paid_late_fees":0} {"emp_title":"rda","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":66125,"total_credit_utilized":27035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7150,"term":36,"interest_rate":6.07,"installment":217.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6418.14,"paid_total":868.59,"paid_principal":731.86,"paid_interest":136.73,"paid_late_fees":0} {"emp_title":"manager admin services","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":24.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":89380,"total_credit_utilized":48829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12900,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":11.99,"installment":489.27,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20625.54,"paid_total":2431.7,"paid_principal":1374.46,"paid_interest":1057.24,"paid_late_fees":0} {"emp_title":"chief unified network communications brn","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Not Verified","debt_to_income":14.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1989,"inquiries_last_12m":5,"total_credit_lines":59,"open_credit_lines":24,"total_credit_limit":230050,"total_credit_utilized":24610,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":872,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":7500,"num_total_cc_accounts":49,"num_open_cc_accounts":22,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":72.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4395.02,"paid_total":808.76,"paid_principal":604.98,"paid_interest":203.78,"paid_late_fees":0} {"emp_title":"national strategic account manager","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":210000,"verified_income":"Source Verified","debt_to_income":8.75,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":12,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":355586,"total_credit_utilized":39189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13500,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":14.07,"installment":1094.78,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30552.4,"paid_total":2164.55,"paid_principal":1447.6,"paid_interest":716.95,"paid_late_fees":0} {"emp_title":"clerk","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":57626,"verified_income":"Not Verified","debt_to_income":18.34,"annual_income_joint":83582,"verification_income_joint":"Not Verified","debt_to_income_joint":21.38,"delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":94851,"total_credit_utilized":27368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25600,"term":36,"interest_rate":13.59,"installment":869.86,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23240.53,"paid_total":3460.11,"paid_principal":2359.47,"paid_interest":1100.64,"paid_late_fees":0} {"emp_title":"regional manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Not Verified","debt_to_income":20.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1987,"inquiries_last_12m":10,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":315088,"total_credit_utilized":160285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10700,"term":36,"interest_rate":10.9,"installment":349.8,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10192.49,"paid_total":686.64,"paid_principal":507.51,"paid_interest":179.13,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"RENT","annual_income":37000,"verified_income":"Verified","debt_to_income":36.72,"annual_income_joint":94000,"verification_income_joint":"Verified","debt_to_income_joint":16.07,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":62928,"total_credit_utilized":52544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":14.08,"installment":559.44,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22868.93,"paid_total":2218.99,"paid_principal":1131.07,"paid_interest":1087.92,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":19.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":392003,"total_credit_utilized":46564,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24100,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":11.98,"installment":711.5,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30812.11,"paid_total":2059.96,"paid_principal":1187.89,"paid_interest":872.07,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":209000,"verified_income":"Source Verified","debt_to_income":19.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":803161,"total_credit_utilized":137382,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45200,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":6,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24763.83966,"paid_principal":24000,"paid_interest":763.84,"paid_late_fees":0} {"emp_title":"regional director of operations","emp_length":3,"state":"NV","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":23.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":26,"total_credit_limit":486854,"total_credit_utilized":101933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":25,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":36050,"num_total_cc_accounts":27,"num_open_cc_accounts":19,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":68,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28125.72,"paid_total":3315.97,"paid_principal":1874.28,"paid_interest":1441.69,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":11.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":66599,"total_credit_utilized":35337,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9900,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":6.71,"installment":129.13,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3881.29,"paid_total":384.26,"paid_principal":318.71,"paid_interest":65.55,"paid_late_fees":0} {"emp_title":"recruiter","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":24.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":261391,"total_credit_utilized":65409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":41000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":38075.03,"paid_total":2633.49,"paid_principal":1924.97,"paid_interest":708.52,"paid_late_fees":0} {"emp_title":"stna ","emp_length":8,"state":"OH","homeownership":"OWN","annual_income":40800,"verified_income":"Verified","debt_to_income":19.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":44986,"total_credit_utilized":34936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14427.41,"paid_total":967.09,"paid_principal":572.59,"paid_interest":394.5,"paid_late_fees":0} {"emp_title":"solution architect","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":29.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1995,"inquiries_last_12m":6,"total_credit_lines":40,"open_credit_lines":27,"total_credit_limit":504834,"total_credit_utilized":161681,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":61300,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10538.41,"paid_total":1927.48,"paid_principal":1461.59,"paid_interest":465.89,"paid_late_fees":0} {"emp_title":"corporate business analyst","emp_length":5,"state":"MD","homeownership":"OWN","annual_income":71500,"verified_income":"Not Verified","debt_to_income":5.79,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":31500,"total_credit_utilized":10203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19800,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10578.78,"paid_total":1984.61,"paid_principal":1421.22,"paid_interest":563.39,"paid_late_fees":0} {"emp_title":"finance director ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":22.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":67721,"total_credit_utilized":50469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22414.72,"paid_total":3004.09,"paid_principal":2585.28,"paid_interest":418.81,"paid_late_fees":0} {"emp_title":"account manager","emp_length":0,"state":"NH","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":27.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":47,"open_credit_lines":9,"total_credit_limit":135744,"total_credit_utilized":112846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5700,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.45,"installment":256.39,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9687.32,"paid_total":748.67,"paid_principal":312.68,"paid_interest":435.99,"paid_late_fees":0} {"emp_title":"sql report developer","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":88000,"verified_income":"Source Verified","debt_to_income":20.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":50,"open_credit_lines":22,"total_credit_limit":219974,"total_credit_utilized":135761,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":115000,"num_total_cc_accounts":31,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":6.07,"installment":484.14,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23921.52,"paid_total":1443.99,"paid_principal":1078.48,"paid_interest":365.51,"paid_late_fees":0} {"emp_title":"deli manager","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":16.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":46334,"total_credit_utilized":34302,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":20,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"moving","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":11.98,"installment":106.26,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2974.83,"paid_total":316.65,"paid_principal":225.17,"paid_interest":91.48,"paid_late_fees":0} {"emp_title":"sr software engineer","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":168000,"verified_income":"Verified","debt_to_income":30.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":1273085,"total_credit_utilized":154689,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":74900,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.93,"paid_total":1393.93,"paid_principal":1072.07,"paid_interest":321.86,"paid_late_fees":0} {"emp_title":"sales department supervisor ","emp_length":2,"state":"DC","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":6.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":31600,"total_credit_utilized":4973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24200,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":11.98,"installment":282.25,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8103.25,"paid_total":558.84,"paid_principal":396.75,"paid_interest":162.09,"paid_late_fees":0} {"emp_title":"sales/service ","emp_length":5,"state":"AL","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":14.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":220509,"total_credit_utilized":62310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.62,"installment":789.57,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32847.77,"paid_total":3886.5,"paid_principal":2152.23,"paid_interest":1734.27,"paid_late_fees":0} {"emp_title":"regional operations manager","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":30.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":108826,"total_credit_utilized":21203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":10.9,"installment":390.47,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17079.68,"paid_total":1550.98,"paid_principal":920.32,"paid_interest":630.66,"paid_late_fees":0} {"emp_title":"nurse practitioner ","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":11.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":63115,"total_credit_utilized":48684,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"field supervisor","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":62148,"total_credit_utilized":33917,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":26,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":11.98,"installment":132.82,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3623.07,"paid_total":528.62,"paid_principal":376.93,"paid_interest":151.69,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":13.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":301914,"total_credit_utilized":41727,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28758.99,"paid_total":3083.16,"paid_principal":1241.01,"paid_interest":1842.15,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.54,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.89,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":72,"open_credit_lines":29,"total_credit_limit":301345,"total_credit_utilized":129421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63500,"num_total_cc_accounts":38,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8500,"term":36,"interest_rate":6.07,"installment":258.86,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7849.13,"paid_total":773.71,"paid_principal":650.87,"paid_interest":122.84,"paid_late_fees":0} {"emp_title":"senior paralegal","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":12.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":215179,"total_credit_utilized":66075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18300,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.59,"installment":135.92,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3631.32,"paid_total":536.13,"paid_principal":368.68,"paid_interest":167.45,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":27.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":31255,"total_credit_utilized":17238,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7630.08,"paid_total":524.91,"paid_principal":369.92,"paid_interest":154.99,"paid_late_fees":0} {"emp_title":"senior partner","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":375000,"verified_income":"Verified","debt_to_income":13.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":217648,"total_credit_utilized":104473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":100400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.07,"installment":1197.41,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32611.1,"paid_total":3564.87,"paid_principal":2388.9,"paid_interest":1175.97,"paid_late_fees":0} {"emp_title":"","state":"ID","homeownership":"OWN","annual_income":72000,"verified_income":"Verified","debt_to_income":25.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":137521,"total_credit_utilized":39549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29500,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30890.38,"paid_total":5815.42,"paid_principal":4109.62,"paid_interest":1705.8,"paid_late_fees":0} {"emp_title":"clerk","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":22.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":33200,"total_credit_utilized":16749,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12200,"num_total_cc_accounts":27,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":21.45,"installment":382.3,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13315.72,"paid_total":1894.82,"paid_principal":684.28,"paid_interest":1210.54,"paid_late_fees":0} {"emp_title":"sr project manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":8.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":55577,"total_credit_utilized":41806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21700,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":23.88,"installment":665.89,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":18341.12244,"paid_principal":17000,"paid_interest":1341.12,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":20.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":265891,"total_credit_utilized":43584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":74400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10528.97,"paid_total":1907.71,"paid_principal":1471.03,"paid_interest":436.68,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":22.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":629124,"total_credit_utilized":66125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":154500,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"claims adjuster ","emp_length":2,"state":"KS","homeownership":"RENT","annual_income":42700,"verified_income":"Not Verified","debt_to_income":17.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":32595,"total_credit_utilized":22187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":36.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":21.85,"installment":240.12,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5916.89,"paid_total":712.71,"paid_principal":383.11,"paid_interest":329.6,"paid_late_fees":0} {"emp_title":"msw social worker","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":6.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":76600,"total_credit_utilized":7326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":56100,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19164.16,"paid_total":1189.59,"paid_principal":835.84,"paid_interest":353.75,"paid_late_fees":0} {"emp_title":"","state":"NE","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":20.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":18100,"total_credit_utilized":13275,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":13300,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":14.07,"installment":287.38,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7826.66,"paid_total":855.57,"paid_principal":573.34,"paid_interest":282.23,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":8.95,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.61,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1979,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":212600,"total_credit_utilized":8766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22900,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28125.72,"paid_total":3315.97,"paid_principal":1874.28,"paid_interest":1441.69,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":5.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":7800,"total_credit_utilized":1935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":7.97,"installment":112.77,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3149.76,"paid_total":562.26,"paid_principal":450.24,"paid_interest":112.02,"paid_late_fees":0} {"emp_title":"concierge","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":5.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":153600,"total_credit_utilized":11032,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10400,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.98,"installment":265.64,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6971.64,"paid_total":1326.98,"paid_principal":1028.36,"paid_interest":298.62,"paid_late_fees":0} {"emp_title":"","state":"OK","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.81,"delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":41852,"total_credit_utilized":19489,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":600,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":17.47,"installment":602.55,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23229.44,"paid_total":1761.06,"paid_principal":770.56,"paid_interest":990.5,"paid_late_fees":0} {"emp_title":"housekeeper","emp_length":8,"state":"MA","homeownership":"MORTGAGE","annual_income":40758,"verified_income":"Source Verified","debt_to_income":31.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":64900,"total_credit_utilized":36718,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6300,"num_total_cc_accounts":32,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":23.87,"installment":573.86,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19461.35,"paid_total":1668.54,"paid_principal":538.65,"paid_interest":1129.89,"paid_late_fees":0} {"emp_title":"loss recovery specialist ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":103000,"verified_income":"Source Verified","debt_to_income":6.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":8,"total_credit_limit":124900,"total_credit_utilized":27381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":64700,"num_total_cc_accounts":26,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30647.1254,"paid_principal":30000,"paid_interest":647.13,"paid_late_fees":0} {"emp_title":"social worker","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":17.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":60573,"total_credit_utilized":50946,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":90,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17759.26,"paid_total":3558.47,"paid_principal":2240.74,"paid_interest":1317.73,"paid_late_fees":0} {"emp_title":"purchasing assistance","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Not Verified","debt_to_income":16.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":48536,"total_credit_utilized":24868,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22100,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4642.64,"paid_total":487.35,"paid_principal":357.36,"paid_interest":129.99,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":26.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":406479,"total_credit_utilized":61290,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29500,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24087.05,"paid_total":1656.52,"paid_principal":912.95,"paid_interest":743.57,"paid_late_fees":0} {"emp_title":"engineer","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":81200,"verified_income":"Not Verified","debt_to_income":21.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":8,"total_credit_limit":154546,"total_credit_utilized":154276,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":14.08,"installment":359.28,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9291.57,"paid_total":1788.19,"paid_principal":1208.43,"paid_interest":579.76,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Verified","debt_to_income":3.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":21500,"total_credit_utilized":3618,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"self employed","emp_length":0,"state":"RI","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":114762,"total_credit_utilized":16375,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9400,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":15.05,"installment":555.04,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14183.13,"paid_total":2748.44,"paid_principal":1816.87,"paid_interest":931.57,"paid_late_fees":0} {"emp_title":"de/sar underwriter","emp_length":4,"state":"WA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":417526,"total_credit_utilized":99141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.43,"installment":256.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8039.81667,"paid_principal":8000,"paid_interest":39.82,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"UT","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":4.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":51511,"total_credit_utilized":4663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":41500,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8778.48,"paid_total":1360.25,"paid_principal":1221.52,"paid_interest":138.73,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":41000,"verified_income":"Not Verified","debt_to_income":20.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":54987,"total_credit_utilized":80834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.08,"installment":365.5,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10771.91,"paid_total":1451.87,"paid_principal":1228.09,"paid_interest":223.78,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":113000,"verified_income":"Not Verified","debt_to_income":14.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":882897,"total_credit_utilized":40417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":68800,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21793.71,"paid_total":3798.86,"paid_principal":3206.29,"paid_interest":592.57,"paid_late_fees":0} {"emp_title":"of counsel","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":315000,"verified_income":"Source Verified","debt_to_income":4.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":726766,"total_credit_utilized":34794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":9,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.9,"installment":1307.66,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37141.21,"paid_total":3789.76,"paid_principal":2858.79,"paid_interest":930.97,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"IN","homeownership":"RENT","annual_income":47757,"verified_income":"Verified","debt_to_income":25.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":39482,"total_credit_utilized":36228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37340,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":13.58,"installment":530.18,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22181.11,"paid_total":1573.19,"paid_principal":818.89,"paid_interest":754.3,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":19.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":85347,"total_credit_utilized":57296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":801,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.45,"installment":897.37,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33905.61,"paid_total":2656.23,"paid_principal":1094.39,"paid_interest":1561.84,"paid_late_fees":0} {"emp_title":"contractor","emp_length":0,"state":"CT","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":18.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":18572,"total_credit_utilized":12111,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4624.01,"paid_total":463.53,"paid_principal":375.99,"paid_interest":87.54,"paid_late_fees":0} {"emp_title":"investment lead","emp_length":2,"state":"DE","homeownership":"RENT","annual_income":93000,"verified_income":"Source Verified","debt_to_income":0.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":53626,"total_credit_utilized":17792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27000,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34913.5,"paid_total":6134.92,"paid_principal":5086.5,"paid_interest":1048.42,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":0.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":33400,"total_credit_utilized":27,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33400,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7649.37,"paid_total":555.56,"paid_principal":350.63,"paid_interest":204.93,"paid_late_fees":0} {"emp_title":"instructor","emp_length":6,"state":"AL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":294287,"total_credit_utilized":37706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.12,"paid_total":646.43,"paid_principal":481.88,"paid_interest":164.55,"paid_late_fees":0} {"emp_title":"welder","emp_length":4,"state":"KY","homeownership":"OWN","annual_income":38000,"verified_income":"Verified","debt_to_income":0.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":79175,"total_credit_utilized":1564,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":14.08,"installment":629.37,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":27033.5808,"paid_principal":27000,"paid_interest":33.58,"paid_late_fees":0} {"emp_title":"director of academic success center","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":17.83,"annual_income_joint":135000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.57,"delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":224996,"total_credit_utilized":46806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13600,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27000,"term":36,"interest_rate":13.58,"installment":917.3,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25143.9,"paid_total":2731.53,"paid_principal":1856.1,"paid_interest":875.43,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":68750,"verified_income":"Not Verified","debt_to_income":33.92,"annual_income_joint":116750,"verification_income_joint":"Not Verified","debt_to_income_joint":22.98,"delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1987,"inquiries_last_12m":4,"total_credit_lines":47,"open_credit_lines":14,"total_credit_limit":390220,"total_credit_utilized":71544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5600,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12514.86,"paid_total":2942.56,"paid_principal":2485.14,"paid_interest":457.42,"paid_late_fees":0} {"emp_title":"management analyst","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":8.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":37523,"total_credit_utilized":24561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6700,"term":36,"interest_rate":10.91,"installment":219.07,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6058.7,"paid_total":872.22,"paid_principal":641.3,"paid_interest":230.92,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":155000,"verified_income":"Not Verified","debt_to_income":23.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":150143,"total_credit_utilized":96138,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":99600,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10528.73,"paid_total":1954.92,"paid_principal":1471.27,"paid_interest":483.65,"paid_late_fees":0} {"emp_title":"underwriters assistant","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":62100,"verified_income":"Source Verified","debt_to_income":35.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":374372,"total_credit_utilized":69968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":81000,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13550,"term":36,"interest_rate":16.01,"installment":476.45,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12954.71,"paid_total":928.8,"paid_principal":595.29,"paid_interest":333.51,"paid_late_fees":0} {"emp_title":"human resources","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":20.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":218445,"total_credit_utilized":71836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13554.39,"paid_total":1930.55,"paid_principal":1445.61,"paid_interest":484.94,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":27.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":251196,"total_credit_utilized":54099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29700,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19357.88,"paid_total":1486.95,"paid_principal":642.12,"paid_interest":844.83,"paid_late_fees":0} {"emp_title":"realtor","emp_length":3,"state":"AR","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":8.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":57555,"total_credit_utilized":35949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":18.06,"installment":434.2,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10693.25,"paid_total":2158.96,"paid_principal":1306.75,"paid_interest":852.21,"paid_late_fees":0} {"emp_title":"recruiter","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":30.75,"annual_income_joint":129000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.3,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":443959,"total_credit_utilized":73454,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50700,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":38500,"term":36,"interest_rate":11.99,"installment":1278.57,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34870.48,"paid_total":5204.04,"paid_principal":3629.52,"paid_interest":1574.52,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":8,"state":"TX","homeownership":"RENT","annual_income":47500,"verified_income":"Not Verified","debt_to_income":6.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":9500,"total_credit_utilized":6204,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4350,"term":36,"interest_rate":11.98,"installment":144.45,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4043.9,"paid_total":427.56,"paid_principal":306.1,"paid_interest":121.46,"paid_late_fees":0} {"emp_title":"concierge","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":8.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":16500,"total_credit_utilized":16252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":15.04,"installment":381.54,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10259.78,"paid_total":1126.24,"paid_principal":740.22,"paid_interest":386.02,"paid_late_fees":0} {"emp_title":"physician","emp_length":6,"state":"MN","homeownership":"RENT","annual_income":230000,"verified_income":"Source Verified","debt_to_income":15.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":239700,"total_credit_utilized":147821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":73800,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2229,"paid_total":3856.24,"paid_principal":3771,"paid_interest":85.24,"paid_late_fees":0} {"emp_title":"retail associat","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":10.75,"annual_income_joint":85000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.98,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":37600,"total_credit_utilized":10060,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23100,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"ct scan technologist","emp_length":9,"state":"PA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":16.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":98988,"total_credit_utilized":37203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":67600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.92,"installment":636.24,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28825.63,"paid_total":1892.19,"paid_principal":1174.37,"paid_interest":717.82,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":5,"state":"MI","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":41.15,"annual_income_joint":65000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.82,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":55785,"total_credit_utilized":31247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9533.25,"paid_total":657.44,"paid_principal":466.75,"paid_interest":190.69,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":10.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":273185,"total_credit_utilized":44344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":500,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13800,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":10.42,"installment":616.83,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16701.19,"paid_total":3073.15,"paid_principal":2298.81,"paid_interest":774.34,"paid_late_fees":0} {"emp_title":"payroll secretary","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":92600,"total_credit_utilized":13649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":62900,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.35,"installment":403.49,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11360.72,"paid_total":2006.83,"paid_principal":1639.28,"paid_interest":367.55,"paid_late_fees":0} {"emp_title":"medical records","emp_length":8,"state":"CT","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":2.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":20800,"total_credit_utilized":1884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.44,"installment":128.02,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4084.02705,"paid_principal":4000,"paid_interest":84.03,"paid_late_fees":0} {"emp_title":"assessment clerk","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":54237,"verified_income":"Source Verified","debt_to_income":8.19,"annual_income_joint":107533,"verification_income_joint":"Source Verified","debt_to_income_joint":7.23,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":31300,"total_credit_utilized":12513,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24100,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":9.43,"installment":288.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8563.78,"paid_total":566.59,"paid_principal":436.22,"paid_interest":130.37,"paid_late_fees":0} {"emp_title":"program director","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":21.85,"annual_income_joint":140000,"verification_income_joint":"","debt_to_income_joint":25.12,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":47,"open_credit_lines":30,"total_credit_limit":123273,"total_credit_utilized":83527,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":249,"current_installment_accounts":7,"accounts_opened_24m":11,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":19800,"num_total_cc_accounts":29,"num_open_cc_accounts":23,"num_cc_carrying_balance":19,"num_mort_accounts":2,"account_never_delinq_percent":91.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27406.26,"paid_total":4161.32,"paid_principal":2593.74,"paid_interest":1567.58,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":17.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":173951,"total_credit_utilized":64070,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":28100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":21.85,"installment":762.26,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18783.84,"paid_total":2262.5,"paid_principal":1216.16,"paid_interest":1046.34,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":4.44,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":2.79,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":251690,"total_credit_utilized":14125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15500,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":9.93,"installment":212.13,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9476.02,"paid_total":834.73,"paid_principal":523.98,"paid_interest":310.75,"paid_late_fees":0} {"emp_title":"advanced individual training instructor","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":77177.88,"verified_income":"Verified","debt_to_income":28.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":20,"total_credit_limit":301120,"total_credit_utilized":78994,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":15200,"num_total_cc_accounts":17,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":20.39,"installment":560.94,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20162.49,"paid_total":2219.97,"paid_principal":837.51,"paid_interest":1382.46,"paid_late_fees":0} {"emp_title":"referee ","emp_length":4,"state":"CA","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":2.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":37900,"total_credit_utilized":6293,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.34,"installment":217.23,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6650.11,"paid_total":428.75,"paid_principal":349.89,"paid_interest":78.86,"paid_late_fees":0} {"emp_title":"bartender/server","emp_length":2,"state":"AR","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":33.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":37389,"total_credit_utilized":28178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":15.05,"installment":260.18,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6822.92,"paid_total":1028.18,"paid_principal":677.08,"paid_interest":351.1,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":84500,"verified_income":"Source Verified","debt_to_income":29.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":312460,"total_credit_utilized":67856,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":90200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20400,"term":60,"interest_rate":10.9,"installment":442.53,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19621.28,"paid_total":1315.24,"paid_principal":778.72,"paid_interest":536.52,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":23000,"verified_income":"Not Verified","debt_to_income":13.73,"annual_income_joint":48000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.95,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":13600,"total_credit_utilized":8180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":1000,"term":36,"interest_rate":20.39,"installment":37.37,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":937.82,"paid_total":104.75,"paid_principal":62.18,"paid_interest":42.57,"paid_late_fees":0} {"emp_title":"electrician","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":31000,"verified_income":"Not Verified","debt_to_income":29.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":65511,"total_credit_utilized":26745,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":24.85,"installment":595.21,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16445.37715,"paid_principal":15000,"paid_interest":1445.38,"paid_late_fees":0} {"emp_title":"nursing supervisor ","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":66000,"verified_income":"Verified","debt_to_income":2.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":8,"total_credit_limit":87000,"total_credit_utilized":7699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":81200,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.35,"installment":651.79,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18351.93,"paid_total":3288.97,"paid_principal":2648.07,"paid_interest":640.9,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":8,"state":"WI","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":21.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":251800,"total_credit_utilized":27565,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20900,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":9.44,"installment":704.11,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19850.62,"paid_total":2845.29,"paid_principal":2149.38,"paid_interest":695.91,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":18000,"verified_income":"Verified","debt_to_income":10.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":108518,"total_credit_utilized":4527,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.47,"installment":358.88,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9570.3,"paid_total":708.05,"paid_principal":429.7,"paid_interest":278.35,"paid_late_fees":0} {"emp_title":"sales ","emp_length":4,"state":"NV","homeownership":"RENT","annual_income":35790,"verified_income":"Verified","debt_to_income":32.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":12,"total_credit_limit":64475,"total_credit_utilized":41624,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18200,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12525,"term":36,"interest_rate":10.91,"installment":409.52,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11326.19,"paid_total":1622.9,"paid_principal":1198.81,"paid_interest":424.09,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":26.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":177300,"total_credit_utilized":15439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.44,"installment":64.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1804.6,"paid_total":253.94,"paid_principal":195.4,"paid_interest":58.54,"paid_late_fees":0} {"emp_title":"international shipping agent","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":2.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":317870,"total_credit_utilized":3249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":40100,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22463.5,"paid_total":3023.23,"paid_principal":2536.5,"paid_interest":486.73,"paid_late_fees":0} {"emp_title":"accounting assistant","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":31000,"verified_income":"Not Verified","debt_to_income":15.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":37250,"total_credit_utilized":34218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":15.04,"installment":485.59,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13375.87,"paid_total":947.78,"paid_principal":624.13,"paid_interest":323.65,"paid_late_fees":0} {"emp_title":"credit analyst","emp_length":9,"state":"AL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":14.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":13,"total_credit_limit":253869,"total_credit_utilized":31726,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":37,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31626.47,"paid_total":4433.12,"paid_principal":3373.53,"paid_interest":1059.59,"paid_late_fees":0} {"emp_title":"new accounts rep ","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":31700,"verified_income":"Verified","debt_to_income":17.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":74275,"total_credit_utilized":13299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":13.59,"installment":441.73,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11694.34,"paid_total":1867.73,"paid_principal":1305.66,"paid_interest":562.07,"paid_late_fees":0} {"emp_title":"sergeant ","emp_length":3,"state":"MO","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":37.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":77529,"total_credit_utilized":34688,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17100,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.39,"paid_total":1752.52,"paid_principal":994.61,"paid_interest":757.91,"paid_late_fees":0} {"emp_title":"nurse","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":290232,"total_credit_utilized":95416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":20,"installment":185.82,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4579.69,"paid_total":737.72,"paid_principal":420.31,"paid_interest":317.41,"paid_late_fees":0} {"emp_title":"senior superintendent ","emp_length":6,"state":"AZ","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":11.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":324622,"total_credit_utilized":24713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":947,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":12.62,"installment":586.54,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24401.19,"paid_total":2914.47,"paid_principal":1598.81,"paid_interest":1315.66,"paid_late_fees":0} {"emp_title":"sr project manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":158000,"verified_income":"Not Verified","debt_to_income":2.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":103662,"total_credit_utilized":10506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61400,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.71,"installment":430.43,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12937.64,"paid_total":1286.07,"paid_principal":1062.36,"paid_interest":223.71,"paid_late_fees":0} {"emp_title":"quality engineer ","emp_length":1,"state":"CO","homeownership":"MORTGAGE","annual_income":62400,"verified_income":"Not Verified","debt_to_income":12.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":274471,"total_credit_utilized":11264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1300,"term":36,"interest_rate":11.98,"installment":43.17,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":1309.08006,"paid_principal":1300,"paid_interest":9.08,"paid_late_fees":0} {"emp_title":"customer service representative","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":18.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":38600,"total_credit_utilized":19385,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3700,"term":36,"interest_rate":7.35,"installment":114.84,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3233.42,"paid_total":568.92,"paid_principal":466.58,"paid_interest":102.34,"paid_late_fees":0} {"emp_title":"truck foremen","emp_length":6,"state":"GA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":5.63,"annual_income_joint":85000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.23,"delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":27,"total_credit_limit":197370,"total_credit_utilized":192044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":57000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":12.62,"installment":812.13,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34238.33,"paid_total":3223.28,"paid_principal":1761.67,"paid_interest":1461.61,"paid_late_fees":0} {"emp_title":"data coordinator","emp_length":6,"state":"IN","homeownership":"MORTGAGE","annual_income":56400,"verified_income":"Not Verified","debt_to_income":1.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":3,"total_credit_limit":12800,"total_credit_utilized":5934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":11.99,"installment":427,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18245.17,"paid_total":1695.21,"paid_principal":954.83,"paid_interest":740.38,"paid_late_fees":0} {"emp_title":"strategic account manager","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":19.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":106781,"total_credit_utilized":75510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":11.98,"installment":730.51,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19945.85,"paid_total":2662.25,"paid_principal":2054.15,"paid_interest":608.1,"paid_late_fees":0} {"emp_title":"clerk ","emp_length":4,"state":"KS","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":21.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":6,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":42064,"total_credit_utilized":30876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":18.06,"installment":354.59,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8952.7,"paid_total":1472.45,"paid_principal":847.3,"paid_interest":625.15,"paid_late_fees":0} {"emp_title":"senior manager ","emp_length":6,"state":"MS","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":7.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":308370,"total_credit_utilized":20909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":1615,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10300,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":63,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":12.61,"installment":270.65,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11561.78,"paid_total":795.14,"paid_principal":438.22,"paid_interest":356.92,"paid_late_fees":0} {"emp_title":"care giver","emp_length":10,"state":"WY","homeownership":"OWN","annual_income":77017,"verified_income":"Source Verified","debt_to_income":20.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":132742,"total_credit_utilized":35077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35000,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28500,"term":60,"interest_rate":17.47,"installment":715.53,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27584.95,"paid_total":2091.27,"paid_principal":915.05,"paid_interest":1176.22,"paid_late_fees":0} {"emp_title":"senior audit analyst","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":0.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":2,"total_credit_limit":6000,"total_credit_utilized":604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23851.13,"paid_total":2402.55,"paid_principal":1148.87,"paid_interest":1253.68,"paid_late_fees":0} {"emp_title":"sales","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":0.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":2,"total_credit_limit":17000,"total_credit_utilized":1693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":12,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.43,"installment":192.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5562,"paid_total":572.89,"paid_principal":438,"paid_interest":134.89,"paid_late_fees":0} {"emp_title":"consultant","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":220000,"verified_income":"Source Verified","debt_to_income":9.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":355259,"total_credit_utilized":94517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":5.31,"installment":105.39,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3229.09,"paid_total":312.05,"paid_principal":270.91,"paid_interest":41.14,"paid_late_fees":0} {"emp_title":"branch manager ","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":59000,"verified_income":"Source Verified","debt_to_income":18.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":20,"total_credit_limit":65738,"total_credit_utilized":41228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":679,"current_installment_accounts":1,"accounts_opened_24m":19,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":24100,"num_total_cc_accounts":23,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11426.66,"paid_total":772.12,"paid_principal":573.34,"paid_interest":198.78,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":20.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":59242,"total_credit_utilized":39503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":15.05,"installment":156.11,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3988.98,"paid_total":776.79,"paid_principal":511.02,"paid_interest":265.77,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":84000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.43,"delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":220540,"total_credit_utilized":25377,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13872.03,"paid_total":1390.59,"paid_principal":1127.97,"paid_interest":262.62,"paid_late_fees":0} {"emp_title":"development engineer","emp_length":4,"state":"TN","homeownership":"MORTGAGE","annual_income":66920,"verified_income":"Verified","debt_to_income":12.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":176977,"total_credit_utilized":28766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9478.74,"paid_total":1292.19,"paid_principal":521.26,"paid_interest":770.93,"paid_late_fees":0} {"emp_title":"lead sales associate","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Not Verified","debt_to_income":28.92,"annual_income_joint":96000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.96,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":471060,"total_credit_utilized":18957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":10.41,"installment":162.31,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4640.09,"paid_total":484.04,"paid_principal":359.91,"paid_interest":124.13,"paid_late_fees":0} {"emp_title":"scheduling","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":26000,"verified_income":"Source Verified","debt_to_income":18.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":46579,"total_credit_utilized":27078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11600,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":10.91,"installment":183.1,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5064,"paid_total":723.91,"paid_principal":536,"paid_interest":187.91,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":25.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":136028,"total_credit_utilized":103390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.29,"paid_total":1852.84,"paid_principal":1500.71,"paid_interest":352.13,"paid_late_fees":0} {"emp_title":"surgery assistant","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":12.7,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":21,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":40197,"total_credit_utilized":30716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8800,"term":36,"interest_rate":9.93,"installment":283.67,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7946.07,"paid_total":1124.97,"paid_principal":853.93,"paid_interest":271.04,"paid_late_fees":0} {"emp_title":"operator","emp_length":10,"state":"WI","homeownership":"OWN","annual_income":78000,"verified_income":"Not Verified","debt_to_income":33.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":9,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":307103,"total_credit_utilized":96519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12700,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23776.62,"paid_total":2212.1,"paid_principal":1223.38,"paid_interest":988.72,"paid_late_fees":0} {"emp_title":"senior insurance sales rep","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":18.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":81229,"total_credit_utilized":36081,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6500,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1689.63,"paid_principal":1174.21,"paid_interest":515.42,"paid_late_fees":0} {"emp_title":"service tech","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Verified","debt_to_income":20.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":122561,"total_credit_utilized":37310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":149,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.06,"installment":542.74,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13366.62,"paid_total":2676.08,"paid_principal":1633.38,"paid_interest":1042.7,"paid_late_fees":0} {"emp_title":"director of operations - women's basketb","emp_length":4,"state":"GA","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":27.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":44,"open_credit_lines":18,"total_credit_limit":115031,"total_credit_utilized":92950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23300,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11089.41,"paid_total":1097.87,"paid_principal":910.59,"paid_interest":187.28,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":19.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":240299,"total_credit_utilized":73861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18468.54,"paid_total":1813.75,"paid_principal":1531.46,"paid_interest":282.29,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Verified","debt_to_income":29.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":61422,"total_credit_utilized":34271,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2600,"term":36,"interest_rate":18.06,"installment":94.08,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2432.71,"paid_total":277.02,"paid_principal":167.29,"paid_interest":109.73,"paid_late_fees":0} {"emp_title":"senior software engineer","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Not Verified","debt_to_income":9.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":383663,"total_credit_utilized":56556,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":127900,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13891.06,"paid_total":6496.72,"paid_principal":6108.94,"paid_interest":387.78,"paid_late_fees":0} {"emp_title":"director of business affairs","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":280000,"verified_income":"Source Verified","debt_to_income":18.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2004,"inquiries_last_12m":8,"total_credit_lines":48,"open_credit_lines":23,"total_credit_limit":517786,"total_credit_utilized":199565,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":32000,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":91.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33550,"term":36,"interest_rate":13.59,"installment":1139.99,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32021.32,"paid_total":2368.64,"paid_principal":1528.68,"paid_interest":839.96,"paid_late_fees":0} {"emp_title":"human resources representative ii","emp_length":1,"state":"TN","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":9.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":47,"open_credit_lines":25,"total_credit_limit":235383,"total_credit_utilized":150759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":198,"current_installment_accounts":13,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12700,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":95.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.96,"installment":93.96,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Charged Off","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"director of sales","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":223500,"verified_income":"Verified","debt_to_income":15.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":101128,"total_credit_utilized":65177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3819.07,"paid_principal":2919.86,"paid_interest":899.21,"paid_late_fees":0} {"emp_title":"driver ","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":8.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":217504,"total_credit_utilized":27940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.31,"installment":180.67,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5535.59,"paid_total":540.24,"paid_principal":464.41,"paid_interest":75.83,"paid_late_fees":0} {"emp_title":"practice director","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":147000,"verified_income":"Verified","debt_to_income":26.14,"annual_income_joint":208000,"verification_income_joint":"Verified","debt_to_income_joint":19.59,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":467126,"total_credit_utilized":187062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":67100,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36937.11,"paid_total":3640.96,"paid_principal":3062.89,"paid_interest":578.07,"paid_late_fees":0} {"emp_title":"sterile processor","emp_length":1,"state":"AL","homeownership":"MORTGAGE","annual_income":69116,"verified_income":"Not Verified","debt_to_income":20.33,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1992,"inquiries_last_12m":11,"total_credit_lines":45,"open_credit_lines":22,"total_credit_limit":250101,"total_credit_utilized":42326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":1446,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9400,"num_total_cc_accounts":32,"num_open_cc_accounts":19,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":92.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":21.45,"installment":568.6,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13765.49,"paid_total":2256.52,"paid_principal":1234.51,"paid_interest":1022.01,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":5.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":19000,"total_credit_utilized":3471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17988.61,"paid_total":2474.83,"paid_principal":2011.39,"paid_interest":463.44,"paid_late_fees":0} {"emp_title":"qma","emp_length":2,"state":"IN","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":9.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":13900,"total_credit_utilized":4920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":11.98,"installment":531.28,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14874.2,"paid_total":1583.19,"paid_principal":1125.8,"paid_interest":457.39,"paid_late_fees":0} {"emp_title":"plumber","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":26.2,"annual_income_joint":150000,"verification_income_joint":"","debt_to_income_joint":23.75,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":92075,"total_credit_utilized":53668,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":7.34,"installment":434.46,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12947.11,"paid_total":1297.67,"paid_principal":1052.89,"paid_interest":244.78,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":16.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":680565,"total_credit_utilized":67287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":138600,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18468.54,"paid_total":1813.75,"paid_principal":1531.46,"paid_interest":282.29,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":1,"state":"WA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":10.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":242600,"total_credit_utilized":18172,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.64,"paid_total":1339.23,"paid_principal":730.36,"paid_interest":608.87,"paid_late_fees":0} {"emp_title":"hr director","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":10.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1978,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":311002,"total_credit_utilized":31484,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":70.6,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9247.92,"paid_total":943.23,"paid_principal":752.08,"paid_interest":191.15,"paid_late_fees":0} {"emp_title":"receptionist ","emp_length":0,"state":"NV","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":4.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":36457,"total_credit_utilized":17503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1711,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2708.87,"paid_total":385.18,"paid_principal":291.13,"paid_interest":94.05,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":235049,"total_credit_utilized":9892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14204.31,"paid_total":1242.63,"paid_principal":795.69,"paid_interest":446.94,"paid_late_fees":0} {"emp_title":"general manager","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":35.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":359953,"total_credit_utilized":89545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23400,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":18.45,"installment":287.16,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10849.79,"paid_total":838.52,"paid_principal":350.21,"paid_interest":488.31,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":617155,"total_credit_utilized":36296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60500,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":9,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18468.54,"paid_total":1813.75,"paid_principal":1531.46,"paid_interest":282.29,"paid_late_fees":0} {"emp_title":"diver","emp_length":4,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":18,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":33269,"total_credit_utilized":24871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":8,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":52.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.99,"installment":99.63,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2644.7,"paid_total":496.15,"paid_principal":355.3,"paid_interest":140.85,"paid_late_fees":0} {"emp_title":"investigator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Not Verified","debt_to_income":31.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":163716,"total_credit_utilized":32495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.44,"installment":272.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7457.81,"paid_total":1355.79,"paid_principal":1042.19,"paid_interest":313.6,"paid_late_fees":0} {"emp_title":"lamination","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":17.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":19,"total_credit_limit":184275,"total_credit_utilized":22540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27800,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":12.62,"installment":100.54,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2647.72,"paid_total":500.6,"paid_principal":352.28,"paid_interest":148.32,"paid_late_fees":0} {"emp_title":"design drafter","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":33.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":24,"total_credit_limit":304002,"total_credit_utilized":48386,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":83100,"num_total_cc_accounts":31,"num_open_cc_accounts":19,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28950,"term":60,"interest_rate":11.98,"installment":643.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":29579.92103,"paid_principal":28950,"paid_interest":629.92,"paid_late_fees":0} {"emp_title":"strategic planner","emp_length":9,"state":"AL","homeownership":"MORTGAGE","annual_income":172000,"verified_income":"Verified","debt_to_income":14.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":9,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":234853,"total_credit_utilized":211005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.61,"installment":1005.2,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28612.85,"paid_total":1989.38,"paid_principal":1387.15,"paid_interest":602.23,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":15.86,"annual_income_joint":170000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.46,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":18,"total_credit_limit":144700,"total_credit_utilized":88613,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17931.76,"paid_total":2397.38,"paid_principal":2068.24,"paid_interest":329.14,"paid_late_fees":0} {"emp_title":"senior network systems programmer","emp_length":5,"state":"MD","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":27.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":124139,"total_credit_utilized":47715,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32559.72,"paid_total":3493.67,"paid_principal":2440.28,"paid_interest":1053.39,"paid_late_fees":0} {"emp_title":"legal secretary","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":21.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":253507,"total_credit_utilized":45620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":54800,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":9.44,"installment":544.09,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15339.1,"paid_total":2189.73,"paid_principal":1660.9,"paid_interest":528.83,"paid_late_fees":0} {"emp_title":"hr manager","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":18.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":39,"total_credit_limit":411440,"total_credit_utilized":463581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":35,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":39,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":15.04,"installment":260.14,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6995.31,"paid_total":767.89,"paid_principal":504.69,"paid_interest":263.2,"paid_late_fees":0} {"emp_title":"supervisor (master of record)","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":9.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":156100,"total_credit_utilized":17592,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23800,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":6.71,"installment":76.87,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2310.27,"paid_total":229.68,"paid_principal":189.73,"paid_interest":39.95,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":20.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":380500,"total_credit_utilized":38793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50400,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13491.43,"paid_total":1856.16,"paid_principal":1508.57,"paid_interest":347.59,"paid_late_fees":0} {"emp_title":"vp finance","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Verified","debt_to_income":27.33,"annual_income_joint":300000,"verification_income_joint":"Verified","debt_to_income_joint":19.95,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":18,"total_credit_limit":807175,"total_credit_utilized":324210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":283600,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":36000,"term":36,"interest_rate":6.07,"installment":1096.34,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33243.38,"paid_total":3264.74,"paid_principal":2756.62,"paid_interest":508.12,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":13.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":19702,"total_credit_utilized":9226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4663.53,"paid_total":516.11,"paid_principal":336.47,"paid_interest":179.64,"paid_late_fees":0} {"emp_title":"account manager","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":17.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":42708,"total_credit_utilized":16299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.92,"installment":805.75,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23187.85,"paid_total":2403.47,"paid_principal":1812.15,"paid_interest":591.32,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"ND","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":27.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":87438,"total_credit_utilized":68191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.01,"installment":703.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18673.24,"paid_total":2074.14,"paid_principal":1326.76,"paid_interest":747.38,"paid_late_fees":0} {"emp_title":"sales and service fire protection","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":84646,"verified_income":"Source Verified","debt_to_income":2.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":264381,"total_credit_utilized":4175,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5250,"term":36,"interest_rate":6.72,"installment":161.44,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4582.36,"paid_total":805.24,"paid_principal":667.64,"paid_interest":137.6,"paid_late_fees":0} {"emp_title":"msa","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":23.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":44,"open_credit_lines":13,"total_credit_limit":65792,"total_credit_utilized":37431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":17,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10900,"num_total_cc_accounts":30,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":15.05,"installment":156.11,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4516.93375,"paid_principal":4500,"paid_interest":16.93,"paid_late_fees":0} {"emp_title":"barista","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":23500,"verified_income":"Source Verified","debt_to_income":26.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":33100,"total_credit_utilized":30304,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4100,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":22.91,"installment":38.67,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":898.3,"paid_total":192.08,"paid_principal":101.7,"paid_interest":90.38,"paid_late_fees":0} {"emp_title":"autocad senior electrical designer","emp_length":3,"state":"LA","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Source Verified","debt_to_income":20.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":233141,"total_credit_utilized":36272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":768,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18000,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":28.72,"installment":568.29,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17278.85,"paid_total":2812.73,"paid_principal":721.15,"paid_interest":2091.58,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Source Verified","debt_to_income":10.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":330695,"total_credit_utilized":156202,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29100,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.71,"installment":1076.07,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32344.12,"paid_total":3215.16,"paid_principal":2655.88,"paid_interest":559.28,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":26.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":13,"total_credit_limit":49148,"total_credit_utilized":25753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21300,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9036.27,"paid_total":1284.13,"paid_principal":963.73,"paid_interest":320.4,"paid_late_fees":0} {"emp_title":"support services assistant","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":46310,"verified_income":"Not Verified","debt_to_income":16.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":6,"total_credit_limit":37950,"total_credit_utilized":20669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10800,"num_total_cc_accounts":23,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":9.93,"installment":466.68,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20553.1,"paid_total":2321.26,"paid_principal":1446.9,"paid_interest":874.36,"paid_late_fees":0} {"emp_title":"team member","emp_length":0,"state":"TN","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":26.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":114708,"total_credit_utilized":24616,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6295.98,"paid_total":866.22,"paid_principal":704.02,"paid_interest":162.2,"paid_late_fees":0} {"emp_title":"account executive","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":10.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":28900,"total_credit_utilized":9949,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":81.3,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":26.3,"installment":361.42,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11593.19,"paid_total":1428.15,"paid_principal":406.81,"paid_interest":1021.34,"paid_late_fees":0} {"emp_title":"officer","emp_length":9,"state":"GA","homeownership":"RENT","annual_income":74000,"verified_income":"Source Verified","debt_to_income":30.04,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.22,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":22,"total_credit_limit":211409,"total_credit_utilized":122074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35000,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":7.34,"installment":199.63,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9582.06,"paid_total":590.73,"paid_principal":417.94,"paid_interest":172.79,"paid_late_fees":0} {"emp_title":"administrative lead","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":109000,"verified_income":"Not Verified","debt_to_income":6.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":110239,"total_credit_utilized":90637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11300,"num_total_cc_accounts":28,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11418.3,"paid_total":755.45,"paid_principal":581.7,"paid_interest":173.75,"paid_late_fees":0} {"emp_title":"solutions engineer","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":32.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":85448,"total_credit_utilized":72536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.41,"installment":428.99,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19226.86,"paid_total":1275.4,"paid_principal":773.14,"paid_interest":502.26,"paid_late_fees":0} {"emp_title":"university police","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":32.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":216752,"total_credit_utilized":89267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4656.28,"paid_total":505.84,"paid_principal":343.72,"paid_interest":162.12,"paid_late_fees":0} {"emp_title":"loan processor","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":16.98,"verification_income_joint":"","delinq_2y":8,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":53891,"total_credit_utilized":42584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":0,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":25,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3539.64,"paid_total":676.53,"paid_principal":460.36,"paid_interest":216.17,"paid_late_fees":0} {"emp_title":"operator ","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Not Verified","debt_to_income":7.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":28300,"total_credit_utilized":22380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17300,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10827.62,"paid_total":1529.95,"paid_principal":1172.38,"paid_interest":357.57,"paid_late_fees":0} {"emp_title":"driver","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":21.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":39567,"total_credit_utilized":27386,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10200,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9042.83,"paid_total":1301.82,"paid_principal":957.17,"paid_interest":344.65,"paid_late_fees":0} {"emp_title":"rn","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":35.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":23,"total_credit_limit":306510,"total_credit_utilized":117517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9400,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.44,"installment":288.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8120.69,"paid_total":1147.48,"paid_principal":879.31,"paid_interest":268.17,"paid_late_fees":0} {"emp_title":"captain","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":204000,"verified_income":"Verified","debt_to_income":6.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":83043,"total_credit_utilized":46965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22300,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33000,"term":36,"interest_rate":6.08,"installment":1005.13,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30473.45,"paid_total":3004.24,"paid_principal":2526.55,"paid_interest":477.69,"paid_late_fees":0} {"emp_title":"project manager","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Not Verified","debt_to_income":30.26,"annual_income_joint":209000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.9,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":25,"total_credit_limit":351403,"total_credit_utilized":109800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":154700,"num_total_cc_accounts":27,"num_open_cc_accounts":21,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37982.13,"paid_total":2429.76,"paid_principal":2017.87,"paid_interest":411.89,"paid_late_fees":0} {"emp_title":"clinical tech","emp_length":3,"state":"MS","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":4.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":19,"total_credit_limit":239043,"total_credit_utilized":281196,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13200,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.91,"installment":347.17,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14972.98,"paid_total":1786.41,"paid_principal":1027.02,"paid_interest":759.39,"paid_late_fees":0} {"emp_title":"siu qc/qa analyst","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":29.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":82301,"total_credit_utilized":51955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":129,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30972.01,"paid_total":5933.14,"paid_principal":4027.99,"paid_interest":1905.15,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":83200,"verified_income":"Source Verified","debt_to_income":22.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":12,"total_credit_limit":161502,"total_credit_utilized":66954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":70700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13975,"term":60,"interest_rate":11.98,"installment":310.73,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13456.22,"paid_total":913.59,"paid_principal":518.78,"paid_interest":394.81,"paid_late_fees":0} {"emp_title":"sales engineering manager","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":225000,"verified_income":"Not Verified","debt_to_income":5.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":169212,"total_credit_utilized":58112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":93500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6963.58,"paid_total":1202.24,"paid_principal":1036.42,"paid_interest":165.82,"paid_late_fees":0} {"emp_title":"senior quality analyst","emp_length":5,"state":"VA","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":2.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":86800,"total_credit_utilized":14198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":80800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22897.93,"paid_total":12888.48,"paid_principal":12102.07,"paid_interest":786.41,"paid_late_fees":0} {"emp_title":"facilities mechanic","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Not Verified","debt_to_income":17.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":338189,"total_credit_utilized":62959,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49200,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":6.71,"installment":491.62,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23938.6,"paid_total":1465.54,"paid_principal":1061.4,"paid_interest":404.14,"paid_late_fees":0} {"emp_title":"customer support rep","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":22.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":22,"total_credit_limit":128362,"total_credit_utilized":34325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":107100,"num_total_cc_accounts":32,"num_open_cc_accounts":20,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":15.05,"installment":121.42,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":3514.63472,"paid_principal":3500,"paid_interest":14.63,"paid_late_fees":0} {"emp_title":"sushi chef","emp_length":7,"state":"CO","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":25.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":70979,"total_credit_utilized":65918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11400,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.9,"installment":216.93,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9618.26,"paid_total":644.73,"paid_principal":381.74,"paid_interest":262.99,"paid_late_fees":0} {"emp_title":"machinest","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":61000,"verified_income":"Not Verified","debt_to_income":19.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":50120,"total_credit_utilized":22014,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":12.62,"installment":252.67,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10651.9,"paid_total":994.98,"paid_principal":548.1,"paid_interest":446.88,"paid_late_fees":0} {"emp_title":"owner ","emp_length":3,"state":"MS","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":9.99,"annual_income_joint":248000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.95,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":7,"total_credit_limit":99502,"total_credit_utilized":53404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54600,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28130.12,"paid_total":3295.98,"paid_principal":1869.88,"paid_interest":1426.1,"paid_late_fees":0} {"emp_title":"welder","emp_length":0,"state":"IN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":16.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":184826,"total_credit_utilized":135820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.13,"paid_total":900.49,"paid_principal":773.87,"paid_interest":126.62,"paid_late_fees":0} {"emp_title":"senior product developer","emp_length":3,"state":"IN","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":10.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":72500,"total_credit_utilized":13076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":44500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6247.34,"paid_total":3901.64,"paid_principal":3752.66,"paid_interest":148.98,"paid_late_fees":0} {"emp_title":"general manager ","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":2.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2012,"inquiries_last_12m":16,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":4500,"total_credit_utilized":1106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":2200,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":19.03,"installment":550.07,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13388.72,"paid_total":2718.63,"paid_principal":1611.28,"paid_interest":1107.35,"paid_late_fees":0} {"emp_title":"project mgr","emp_length":5,"state":"NC","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":3.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":9100,"total_credit_utilized":5433,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":331,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":9.93,"installment":241.76,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6772.24,"paid_total":958.76,"paid_principal":727.76,"paid_interest":231,"paid_late_fees":0} {"emp_title":"senior qa analyst","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":101500,"verified_income":"Source Verified","debt_to_income":25.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":13,"total_credit_lines":45,"open_credit_lines":21,"total_credit_limit":344723,"total_credit_utilized":113832,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":13,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":14.07,"installment":512.71,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21490.48,"paid_total":1033.86,"paid_principal":509.52,"paid_interest":498.7,"paid_late_fees":25.64} {"emp_title":"direct support professional","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":25.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":8,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":44218,"total_credit_utilized":36272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":826,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5587.52,"paid_total":607.02,"paid_principal":412.48,"paid_interest":194.54,"paid_late_fees":0} {"emp_title":"business manager","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":17.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":109218,"total_credit_utilized":26805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":65700,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":5.31,"installment":181.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5558.66,"paid_total":542.48,"paid_principal":466.34,"paid_interest":76.14,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":5.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":6800,"total_credit_utilized":5685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20.39,"installment":373.63,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9378.42,"paid_total":1098.23,"paid_principal":621.58,"paid_interest":476.65,"paid_late_fees":0} {"emp_title":"maintenance engineer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":20.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":75523,"total_credit_utilized":29229,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37700,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.71,"installment":922.35,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26956.19,"paid_total":3678.22,"paid_principal":3043.81,"paid_interest":634.41,"paid_late_fees":0} {"emp_title":"gene regulation product and services man","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":30.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":78962,"total_credit_utilized":43974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19088.58,"paid_total":1343.87,"paid_principal":911.42,"paid_interest":432.45,"paid_late_fees":0} {"emp_title":"service","emp_length":3,"state":"SC","homeownership":"OWN","annual_income":33000,"verified_income":"Not Verified","debt_to_income":22.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":20,"total_credit_limit":112983,"total_credit_utilized":61946,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":59000,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.64,"paid_total":1283.88,"paid_principal":970.36,"paid_interest":313.52,"paid_late_fees":0} {"emp_title":"sr pension administrator","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":28.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":18,"total_credit_limit":373085,"total_credit_utilized":36417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37400,"num_total_cc_accounts":26,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11089.41,"paid_total":1097.87,"paid_principal":910.59,"paid_interest":187.28,"paid_late_fees":0} {"emp_title":"appraiser","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":18.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":52948,"total_credit_utilized":36928,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6100,"term":36,"interest_rate":10.91,"installment":199.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5516.13,"paid_total":794.1,"paid_principal":583.87,"paid_interest":210.23,"paid_late_fees":0} {"emp_title":"phd student","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":14.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":26,"total_credit_limit":140159,"total_credit_utilized":105475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.3,"paid_total":1874.09,"paid_principal":1500.7,"paid_interest":373.39,"paid_late_fees":0} {"emp_title":"referral representative","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":24.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":9,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":67748,"total_credit_utilized":49572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.41,"installment":129.85,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":3712.15,"paid_total":387.24,"paid_principal":287.85,"paid_interest":99.39,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":35539,"total_credit_utilized":22281,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.08,"installment":205.3,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5309.48,"paid_total":1017.11,"paid_principal":690.52,"paid_interest":326.59,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":17.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":388245,"total_credit_utilized":43864,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27678.39,"paid_total":2701.48,"paid_principal":2321.61,"paid_interest":379.87,"paid_late_fees":0} {"emp_title":"customer success manager","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":17.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":62700,"total_credit_utilized":26398,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.91,"installment":313.89,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8447.91,"paid_total":1569.04,"paid_principal":1152.09,"paid_interest":416.95,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":3,"state":"VA","homeownership":"OWN","annual_income":116000,"verified_income":"Not Verified","debt_to_income":19.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":127876,"total_credit_utilized":107507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":12.62,"installment":351.87,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9519.31,"paid_total":1392.76,"paid_principal":980.69,"paid_interest":412.07,"paid_late_fees":0} {"emp_title":"janitor","emp_length":5,"state":"IL","homeownership":"OWN","annual_income":46000,"verified_income":"Source Verified","debt_to_income":28.23,"annual_income_joint":67400,"verification_income_joint":"Not Verified","debt_to_income_joint":35.48,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":83859,"total_credit_utilized":28733,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5264.37,"paid_total":942.84,"paid_principal":735.63,"paid_interest":207.21,"paid_late_fees":0} {"emp_title":"order specialist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":75610,"verified_income":"Source Verified","debt_to_income":24.45,"annual_income_joint":108869,"verification_income_joint":"Source Verified","debt_to_income_joint":30.14,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1988,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":467226,"total_credit_utilized":60913,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":63,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":40700,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":5525,"term":36,"interest_rate":16.01,"installment":194.27,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5159.19,"paid_total":572.98,"paid_principal":365.81,"paid_interest":207.17,"paid_late_fees":0} {"emp_title":"department lead","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":38168,"verified_income":"Source Verified","debt_to_income":23.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":11,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":56174,"total_credit_utilized":29299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5900,"term":36,"interest_rate":11.98,"installment":195.91,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5343.71,"paid_total":779.71,"paid_principal":556.29,"paid_interest":223.42,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":3,"state":"NH","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":14.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":23831,"total_credit_utilized":9972,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13600,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13600,"term":36,"interest_rate":6.07,"installment":414.17,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10607.5,"paid_total":3119.17,"paid_principal":2992.5,"paid_interest":126.67,"paid_late_fees":0} {"emp_title":"bus driver ","emp_length":7,"state":"NJ","homeownership":"OWN","annual_income":35000,"verified_income":"Verified","debt_to_income":15.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":24000,"total_credit_utilized":16270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":17.47,"installment":430.65,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10782.41,"paid_total":1698.66,"paid_principal":1217.59,"paid_interest":481.07,"paid_late_fees":0} {"emp_title":"principal","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":25.07,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":44,"open_credit_lines":21,"total_credit_limit":487442,"total_credit_utilized":91446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":66000,"num_total_cc_accounts":34,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":93.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18085.7,"paid_total":2585.41,"paid_principal":1914.3,"paid_interest":671.11,"paid_late_fees":0} {"emp_title":"paraprofessional","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":33195,"verified_income":"Verified","debt_to_income":47.71,"annual_income_joint":57895,"verification_income_joint":"Verified","debt_to_income_joint":30.03,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":56787,"total_credit_utilized":29516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23600,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23000,"term":36,"interest_rate":21.85,"installment":876.6,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21601.42,"paid_total":2601.88,"paid_principal":1398.58,"paid_interest":1203.3,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"ND","homeownership":"OWN","annual_income":80000,"verified_income":"Verified","debt_to_income":24.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":112700,"total_credit_utilized":70187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":51700,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":30.79,"installment":821.01,"grade":"G","sub_grade":"G1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24253.68,"paid_total":3241.28,"paid_principal":746.32,"paid_interest":2494.96,"paid_late_fees":0} {"emp_title":"machine tender","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":139000,"verified_income":"Not Verified","debt_to_income":13.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":357130,"total_credit_utilized":47176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18200,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":7.96,"installment":595.05,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18058.86,"paid_total":1173.3,"paid_principal":941.14,"paid_interest":232.16,"paid_late_fees":0} {"emp_title":"retail banker","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":20.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":42252,"total_credit_utilized":29889,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":10.42,"installment":48.7,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1318.5,"paid_total":242.63,"paid_principal":181.5,"paid_interest":61.13,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":4.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":30400,"total_credit_utilized":10381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13861.93,"paid_total":1378.12,"paid_principal":1138.07,"paid_interest":240.05,"paid_late_fees":0} {"emp_title":"product owner","emp_length":6,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":75989,"total_credit_utilized":39584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.07,"installment":582.62,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24121.29,"paid_total":1728.32,"paid_principal":878.71,"paid_interest":849.61,"paid_late_fees":0} {"emp_title":"director of partner business","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":3.67,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":10,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":339000,"total_credit_utilized":3857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3000,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":15.05,"installment":194.27,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4964.06,"paid_total":961.99,"paid_principal":635.94,"paid_interest":326.05,"paid_late_fees":0} {"emp_title":"personal banker","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":24.15,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.4,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":346271,"total_credit_utilized":56535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2007,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":13.59,"installment":237.86,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6354.8,"paid_total":946.16,"paid_principal":645.2,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":5.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":17800,"total_credit_utilized":10528,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31730.74,"paid_total":4703.87,"paid_principal":3269.26,"paid_interest":1434.61,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":9.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":40809,"total_credit_utilized":13248,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6973.97,"paid_total":1231.04,"paid_principal":1026.03,"paid_interest":205.01,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":28790,"verified_income":"Not Verified","debt_to_income":20.84,"annual_income_joint":59990,"verification_income_joint":"Not Verified","debt_to_income_joint":10,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":49355,"total_credit_utilized":33022,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15836.57,"paid_total":2986.34,"paid_principal":2163.43,"paid_interest":822.91,"paid_late_fees":0} {"emp_title":"director of music","emp_length":10,"state":"KY","homeownership":"RENT","annual_income":89000,"verified_income":"Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":80826,"total_credit_utilized":65733,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19900,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.01,"installment":1054.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28009.85,"paid_total":3137.9,"paid_principal":1990.15,"paid_interest":1147.75,"paid_late_fees":0} {"emp_title":"analyst","emp_length":6,"state":"MD","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":4.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":402717,"total_credit_utilized":24771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13534.5,"paid_total":1920.13,"paid_principal":1465.5,"paid_interest":454.63,"paid_late_fees":0} {"emp_title":"customer service supervisor","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":62000,"verified_income":"Not Verified","debt_to_income":35.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":123700,"total_credit_utilized":50358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51700,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":10.41,"installment":155.81,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4337.34,"paid_total":617.69,"paid_principal":462.66,"paid_interest":155.03,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":30.92,"annual_income_joint":100000,"verification_income_joint":"","debt_to_income_joint":22.47,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":240520,"total_credit_utilized":59362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":60,"interest_rate":10.42,"installment":450.55,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20188.39,"paid_total":1339.49,"paid_principal":811.61,"paid_interest":527.88,"paid_late_fees":0} {"emp_title":"finace ","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":19.69,"annual_income_joint":134000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.44,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":97955,"total_credit_utilized":52757,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":38300,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12500,"term":36,"interest_rate":10.42,"installment":405.81,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11295.35,"paid_total":1616,"paid_principal":1204.65,"paid_interest":411.35,"paid_late_fees":0} {"emp_title":"specimen processor","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":17.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":42,"open_credit_lines":27,"total_credit_limit":236499,"total_credit_utilized":62187,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33800,"num_total_cc_accounts":31,"num_open_cc_accounts":22,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":5.32,"installment":391.5,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11315.8,"paid_total":1949.82,"paid_principal":1684.2,"paid_interest":265.62,"paid_late_fees":0} {"emp_title":"fuel transport driver","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":19.67,"annual_income_joint":114000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.28,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":114956,"total_credit_utilized":51364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37600,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":10.9,"installment":607.4,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26931.15,"paid_total":1788.29,"paid_principal":1068.85,"paid_interest":719.44,"paid_late_fees":0} {"emp_title":"contractor - work from home","emp_length":4,"state":"AL","homeownership":"OWN","annual_income":87000,"verified_income":"Verified","debt_to_income":10,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":4,"total_credit_limit":40332,"total_credit_utilized":33818,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":15,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10300,"term":36,"interest_rate":13.59,"installment":349.99,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9350.65,"paid_total":1392.18,"paid_principal":949.35,"paid_interest":442.83,"paid_late_fees":0} {"emp_title":"csp","emp_length":8,"state":"TX","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":5.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":32053,"total_credit_utilized":30775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":9.92,"installment":206.27,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5936.1,"paid_total":615.28,"paid_principal":463.9,"paid_interest":151.38,"paid_late_fees":0} {"emp_title":"security ","emp_length":3,"state":"SC","homeownership":"OWN","annual_income":52000,"verified_income":"Verified","debt_to_income":27.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":75219,"total_credit_utilized":59165,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4532,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.85,"installment":381.13,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9391.92,"paid_total":1131.25,"paid_principal":608.08,"paid_interest":523.17,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":67846,"verified_income":"Not Verified","debt_to_income":11.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":105500,"total_credit_utilized":14974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.35,"installment":77.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2184.72,"paid_total":385.96,"paid_principal":315.28,"paid_interest":70.68,"paid_late_fees":0} {"emp_title":"senior manager","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":11.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":52600,"total_credit_utilized":29829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22600,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28508.06,"paid_total":2648.78,"paid_principal":1491.94,"paid_interest":1156.84,"paid_late_fees":0} {"emp_title":"sales specialist","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":16.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":29450,"total_credit_utilized":25480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":23750,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22500,"term":60,"interest_rate":24.84,"installment":658.3,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21910.31,"paid_total":1943.85,"paid_principal":589.69,"paid_interest":1354.16,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":11.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":9,"total_credit_limit":320115,"total_credit_utilized":22003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7000,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":7,"account_never_delinq_percent":80.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4747.75,"paid_total":305.6,"paid_principal":252.25,"paid_interest":53.35,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":25.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":52,"open_credit_lines":27,"total_credit_limit":215212,"total_credit_utilized":53902,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":149200,"num_total_cc_accounts":47,"num_open_cc_accounts":25,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.97,"installment":810.49,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37798.9,"paid_total":3250.82,"paid_principal":2201.1,"paid_interest":1049.72,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":33.72,"annual_income_joint":72000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.55,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":43465,"total_credit_utilized":24738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3600,"term":36,"interest_rate":13.59,"installment":122.33,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3182.86,"paid_total":606.21,"paid_principal":417.14,"paid_interest":189.07,"paid_late_fees":0} {"emp_title":"server","emp_length":2,"state":"WI","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":7.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":96436,"total_credit_utilized":94323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6800,"term":36,"interest_rate":12.61,"installment":227.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6325.87,"paid_total":674.02,"paid_principal":474.13,"paid_interest":199.89,"paid_late_fees":0} {"emp_title":"solutions architect","emp_length":6,"state":"ID","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":28.98,"annual_income_joint":170000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.47,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":578941,"total_credit_utilized":95382,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":34725,"term":60,"interest_rate":15.05,"installment":827.02,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32717.72,"paid_total":3907.45,"paid_principal":2007.28,"paid_interest":1900.17,"paid_late_fees":0} {"emp_title":"sales director","emp_length":8,"state":"IL","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":3.19,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":16100,"total_credit_utilized":7593,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11900,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.07,"installment":1197.41,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33416.7,"paid_total":2340.1,"paid_principal":1583.3,"paid_interest":756.8,"paid_late_fees":0} {"emp_title":"lockbox specialist iii","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":32.56,"annual_income_joint":80000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.99,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":123905,"total_credit_utilized":26030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9600,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":20.39,"installment":1120.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28135.28,"paid_total":3328.66,"paid_principal":1864.72,"paid_interest":1463.94,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":17.63,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":20,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":24330,"total_credit_utilized":17051,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6200,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":13.59,"installment":577.65,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15030.26,"paid_total":2862.58,"paid_principal":1969.74,"paid_interest":892.84,"paid_late_fees":0} {"emp_title":"naval officer (future operations)","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":496784,"total_credit_utilized":90819,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":65000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.9,"installment":98.08,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2785.57,"paid_total":292.42,"paid_principal":214.43,"paid_interest":77.99,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":0,"annual_income_joint":125000,"verification_income_joint":"Verified","debt_to_income_joint":9.02,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":275800,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2400,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":10.42,"installment":321.82,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14223.68,"paid_total":1278.6,"paid_principal":776.32,"paid_interest":502.28,"paid_late_fees":0} {"emp_title":"art director","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":16.94,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":109600,"total_credit_utilized":50795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":64700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.91,"installment":784.71,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21115.47,"paid_total":3909,"paid_principal":2884.53,"paid_interest":1024.47,"paid_late_fees":0} {"emp_title":"technical support","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":17.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":46528,"total_credit_utilized":26195,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5268.71,"paid_total":860.7,"paid_principal":731.29,"paid_interest":129.41,"paid_late_fees":0} {"emp_title":"cleaner","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":20000,"verified_income":"Not Verified","debt_to_income":27.43,"annual_income_joint":58000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.53,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":26025,"total_credit_utilized":11062,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":137,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7442.2,"paid_total":798.58,"paid_principal":557.8,"paid_interest":240.78,"paid_late_fees":0} {"emp_title":"digital product manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":6.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":58600,"total_credit_utilized":17442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29400,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":12.61,"installment":536.11,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13556.57,"paid_total":2945.04,"paid_principal":2443.43,"paid_interest":501.61,"paid_late_fees":0} {"emp_title":"president","emp_length":9,"state":"AZ","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":38.3,"annual_income_joint":162000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.48,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":386384,"total_credit_utilized":94425,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18100,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":7.96,"installment":939.54,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27765.09,"paid_total":2719.12,"paid_principal":2234.91,"paid_interest":484.21,"paid_late_fees":0} {"emp_title":"lunchroom supervisor","emp_length":1,"state":"MI","homeownership":"MORTGAGE","annual_income":12000,"verified_income":"Not Verified","debt_to_income":5.6,"annual_income_joint":152000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.04,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":4,"total_credit_limit":44800,"total_credit_utilized":160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44800,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34817.92,"paid_total":6011.18,"paid_principal":5182.08,"paid_interest":829.1,"paid_late_fees":0} {"emp_title":"","state":"OK","homeownership":"OWN","annual_income":41969,"verified_income":"Source Verified","debt_to_income":6.63,"annual_income_joint":76289,"verification_income_joint":"Source Verified","debt_to_income_joint":7.14,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":15603,"total_credit_utilized":8249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":368,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":16.02,"installment":246.17,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6376.78,"paid_total":972.22,"paid_principal":623.22,"paid_interest":349,"paid_late_fees":0} {"emp_title":"manager, fp&a","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":185000,"verified_income":"Not Verified","debt_to_income":9.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":102500,"total_credit_utilized":47115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":81500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.92,"installment":483.45,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13912.71,"paid_total":1442.08,"paid_principal":1087.29,"paid_interest":354.79,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":1,"state":"OR","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":10.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":20960,"total_credit_utilized":12788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.98,"installment":398.46,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11155.65,"paid_total":1187.39,"paid_principal":844.35,"paid_interest":343.04,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":31.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":221481,"total_credit_utilized":173984,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":580,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5230.49,"paid_total":911.72,"paid_principal":769.51,"paid_interest":142.21,"paid_late_fees":0} {"emp_title":"fire fighter","emp_length":1,"state":"MA","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":11.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":45900,"total_credit_utilized":26868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26650,"term":36,"interest_rate":9.44,"installment":852.94,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23382.53,"paid_total":4250.72,"paid_principal":3267.47,"paid_interest":983.25,"paid_late_fees":0} {"emp_title":"shipping","emp_length":8,"state":"WI","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":21.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":152977,"total_credit_utilized":33102,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9753.74,"paid_total":471.32,"paid_principal":246.26,"paid_interest":225.06,"paid_late_fees":0} {"emp_title":"teaching fellow","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":83443,"total_credit_utilized":85709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20.39,"installment":534.23,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19202.37,"paid_total":2091.61,"paid_principal":797.63,"paid_interest":1293.98,"paid_late_fees":0} {"emp_title":"dental hygienist ","emp_length":6,"state":"TX","homeownership":"OWN","annual_income":63360,"verified_income":"Verified","debt_to_income":17.37,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":88748,"total_credit_utilized":61435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1244.06,"paid_principal":997.13,"paid_interest":246.93,"paid_late_fees":0} {"emp_title":"associate","emp_length":10,"state":"NE","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":22,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1971,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":18000,"total_credit_utilized":10518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.02,"installment":527.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13319.42,"paid_total":2604.17,"paid_principal":1680.58,"paid_interest":923.59,"paid_late_fees":0} {"emp_title":"analyst","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Not Verified","debt_to_income":9.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":17,"total_credit_limit":559662,"total_credit_utilized":83253,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25600,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.07,"installment":932.19,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":38594.07,"paid_total":2734.04,"paid_principal":1405.93,"paid_interest":1328.11,"paid_late_fees":0} {"emp_title":"customer relations specialists ","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":29000,"verified_income":"Verified","debt_to_income":10.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":10800,"total_credit_utilized":9194,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":21.45,"installment":56.86,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1376.55,"paid_total":225.65,"paid_principal":123.45,"paid_interest":102.2,"paid_late_fees":0} {"emp_title":"nanny","emp_length":1,"state":"WI","homeownership":"RENT","annual_income":27000,"verified_income":"Not Verified","debt_to_income":18.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":71380,"total_credit_utilized":35109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27400,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.08,"installment":106.61,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3141.78,"paid_total":425.26,"paid_principal":358.22,"paid_interest":67.04,"paid_late_fees":0} {"emp_title":"information technology","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":12.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":134917,"total_credit_utilized":47939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":57,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":53200,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":6.71,"installment":645.64,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19940.62,"paid_total":1275.62,"paid_principal":1059.38,"paid_interest":216.24,"paid_late_fees":0} {"emp_title":"sr manager","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":27.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":62,"open_credit_lines":31,"total_credit_limit":558604,"total_credit_utilized":158286,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":65200,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14650,"term":36,"interest_rate":15.04,"installment":508.14,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13996.88,"paid_total":1004.04,"paid_principal":653.12,"paid_interest":350.92,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":47000,"verified_income":"Source Verified","debt_to_income":31.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":12,"total_credit_limit":76498,"total_credit_utilized":53494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19374.64,"paid_total":1497.34,"paid_principal":625.36,"paid_interest":871.98,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":24000,"verified_income":"Not Verified","debt_to_income":23.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":46657,"total_credit_utilized":18808,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13500,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":18.45,"installment":307.67,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11495.84,"paid_total":1218.38,"paid_principal":504.16,"paid_interest":714.22,"paid_late_fees":0} {"emp_title":"group leader","emp_length":9,"state":"ME","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":18.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":178243,"total_credit_utilized":17169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18799.98,"paid_total":2290.55,"paid_principal":1200.02,"paid_interest":1090.53,"paid_late_fees":0} {"emp_title":"state regulatory","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":12.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":147641,"total_credit_utilized":34915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":13.58,"installment":815.38,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21787.68,"paid_total":3243.41,"paid_principal":2212.32,"paid_interest":1031.09,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":85500,"verified_income":"Not Verified","debt_to_income":6.58,"annual_income_joint":171000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.85,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":22100,"total_credit_utilized":17496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":13.59,"installment":691.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27790.51,"paid_total":3835.8,"paid_principal":2209.49,"paid_interest":1626.31,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"RENT","annual_income":27000,"verified_income":"Verified","debt_to_income":5.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":9400,"total_credit_utilized":5429,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5400,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.05,"installment":277.52,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7277.81,"paid_total":1103.39,"paid_principal":722.19,"paid_interest":381.2,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":120000,"verified_income":"Verified","debt_to_income":16,"annual_income_joint":242000,"verification_income_joint":"Verified","debt_to_income_joint":32.7,"delinq_2y":0,"earliest_credit_line":1971,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":355333,"total_credit_utilized":43813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":100300,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38328.35,"paid_total":2379.16,"paid_principal":1671.65,"paid_interest":707.51,"paid_late_fees":0} {"emp_title":"nurse technician ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":24.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":42400,"total_credit_utilized":25854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":770,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14218.17,"paid_total":1907.15,"paid_principal":781.83,"paid_interest":1125.32,"paid_late_fees":0} {"emp_title":"shift manager ","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":102004,"verified_income":"Verified","debt_to_income":14.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":73757,"total_credit_utilized":47267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":19.42,"installment":837.52,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31355.52,"paid_total":1761.35,"paid_principal":644.48,"paid_interest":1116.87,"paid_late_fees":0} {"emp_title":"empowerment leader","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":9.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":394641,"total_credit_utilized":99831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":1399,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":88400,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":85.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.92,"installment":273.96,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7883.85,"paid_total":824.23,"paid_principal":616.15,"paid_interest":208.08,"paid_late_fees":0} {"emp_title":"nurse/hbo technician","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Source Verified","debt_to_income":30.71,"annual_income_joint":78000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.68,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":179733,"total_credit_utilized":40920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37600,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":7.97,"installment":501.17,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13999.08,"paid_total":2498.77,"paid_principal":2000.92,"paid_interest":497.85,"paid_late_fees":0} {"emp_title":"department chari","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":24.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":66808,"total_credit_utilized":35780,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52400,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"logistics spealist","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":160482,"verified_income":"Not Verified","debt_to_income":36.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":26,"total_credit_limit":780142,"total_credit_utilized":192084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54900,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"gm clerk/cashier","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":2.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":18300,"total_credit_utilized":332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":15.05,"installment":297.71,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11925.55,"paid_total":1180.39,"paid_principal":574.45,"paid_interest":605.94,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":41000,"verified_income":"Not Verified","debt_to_income":8.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":43611,"total_credit_utilized":7048,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28500,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":7.35,"installment":31.04,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":873.89,"paid_total":154.38,"paid_principal":126.11,"paid_interest":28.27,"paid_late_fees":0} {"emp_title":"associate","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":2.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":40400,"total_credit_utilized":7316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34956.09,"paid_total":6166.67,"paid_principal":5043.91,"paid_interest":1122.76,"paid_late_fees":0} {"emp_title":"area operator","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":106080,"verified_income":"Not Verified","debt_to_income":22.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":292485,"total_credit_utilized":57261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.06,"installment":889.92,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33128.66,"paid_total":4637.24,"paid_principal":1871.34,"paid_interest":2765.9,"paid_late_fees":0} {"emp_title":"dental assistant","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":8.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":18204,"total_credit_utilized":17724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5000,"num_total_cc_accounts":25,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6200,"term":36,"interest_rate":13.59,"installment":210.67,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5442.75,"paid_total":1018,"paid_principal":757.25,"paid_interest":260.75,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":18.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":291000,"total_credit_utilized":30366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":68500,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.71,"installment":461.18,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13861.74,"paid_total":1377.95,"paid_principal":1138.26,"paid_interest":239.69,"paid_late_fees":0} {"emp_title":"senior field services rep","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":70566,"verified_income":"Not Verified","debt_to_income":15.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":420675,"total_credit_utilized":19427,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":56900,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5230.49,"paid_total":908.68,"paid_principal":769.51,"paid_interest":139.17,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"OWN","annual_income":43000,"verified_income":"Not Verified","debt_to_income":31.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":62700,"total_credit_utilized":43658,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29700,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.47,"installment":179.44,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4675.37,"paid_total":528.61,"paid_principal":324.63,"paid_interest":203.98,"paid_late_fees":0} {"emp_title":"diesel mechanic","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":88251,"verified_income":"Verified","debt_to_income":0.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":207300,"total_credit_utilized":380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38161.85,"paid_total":3777.16,"paid_principal":1838.15,"paid_interest":1939.01,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"WI","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":11.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":273750,"total_credit_utilized":18396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41800,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":7.34,"installment":379.28,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18205.97,"paid_total":1122.34,"paid_principal":794.03,"paid_interest":328.31,"paid_late_fees":0} {"emp_title":"special education teacher","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":16.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":21200,"total_credit_utilized":12582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9302.76,"paid_total":998.2,"paid_principal":697.24,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"program specialist","emp_length":4,"state":"SD","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":37.3,"annual_income_joint":137048,"verification_income_joint":"Source Verified","debt_to_income_joint":15.01,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":45,"open_credit_lines":15,"total_credit_limit":399604,"total_credit_utilized":68440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22300,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":39600,"term":36,"interest_rate":7.35,"installment":1229.09,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34606.5,"paid_total":6129.28,"paid_principal":4993.5,"paid_interest":1135.78,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":96347,"total_credit_utilized":55551,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15161.63,"paid_total":1348.81,"paid_principal":838.37,"paid_interest":510.44,"paid_late_fees":0} {"emp_title":"assistant","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":24.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":40155,"total_credit_utilized":12565,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":989,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11300,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":18.45,"installment":218.28,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5616.07,"paid_total":648.69,"paid_principal":383.93,"paid_interest":264.76,"paid_late_fees":0} {"emp_title":"revit coordinator / cad technician","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":10.67,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":62609,"total_credit_utilized":35646,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":18.06,"installment":217.1,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5481.23,"paid_total":862.38,"paid_principal":518.77,"paid_interest":343.61,"paid_late_fees":0} {"emp_title":"sec/treas","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":18400,"verified_income":"Source Verified","debt_to_income":43.57,"annual_income_joint":64400,"verification_income_joint":"Source Verified","debt_to_income_joint":19.36,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":23434,"total_credit_utilized":13835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9200,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":20.39,"installment":934.07,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23972.79,"paid_total":1811.5,"paid_principal":1027.21,"paid_interest":784.29,"paid_late_fees":0} {"emp_title":"research engineer","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":0.17,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2012,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":474200,"total_credit_utilized":415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":52000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40466.02754,"paid_principal":40000,"paid_interest":466.03,"paid_late_fees":0} {"emp_title":"director of administration","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":17.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":124832,"total_credit_utilized":37560,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20900,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25200,"term":60,"interest_rate":16.02,"installment":613.09,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23779.21,"paid_total":3188.81,"paid_principal":1420.79,"paid_interest":1768.02,"paid_late_fees":0} {"emp_title":"service manager","emp_length":10,"state":"AL","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":18.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":78385,"total_credit_utilized":33741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":36000,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8704.48,"paid_total":1502.79,"paid_principal":1295.52,"paid_interest":207.27,"paid_late_fees":0} {"emp_title":"retail sales/support mgr","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":29.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":18,"total_credit_limit":199837,"total_credit_utilized":49130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44400,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":92.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30013.675,"paid_principal":30000,"paid_interest":13.68,"paid_late_fees":0} {"emp_title":"cnc machinist ","emp_length":0,"state":"ND","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":13.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":60100,"total_credit_utilized":24335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49700,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28856.21,"paid_total":1934.17,"paid_principal":1143.79,"paid_interest":790.38,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":236000,"verified_income":"Source Verified","debt_to_income":3.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":52600,"total_credit_utilized":19417,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25700,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30944.76,"paid_total":5893.45,"paid_principal":4055.24,"paid_interest":1838.21,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":430223,"total_credit_utilized":75695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":75000,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22441.1,"paid_total":3036.97,"paid_principal":2558.9,"paid_interest":478.07,"paid_late_fees":0} {"emp_title":"owner agent","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Not Verified","debt_to_income":32.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1975,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":30,"total_credit_limit":277005,"total_credit_utilized":96019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":16,"total_debit_limit":60600,"num_total_cc_accounts":37,"num_open_cc_accounts":26,"num_cc_carrying_balance":22,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4642.64,"paid_total":487.35,"paid_principal":357.36,"paid_interest":129.99,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"AL","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":6.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":6,"total_credit_limit":114005,"total_credit_utilized":3185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16900,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8141.52943,"paid_principal":8000,"paid_interest":141.53,"paid_late_fees":0} {"emp_title":"administrative officer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":25.65,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":28,"total_credit_limit":120282,"total_credit_utilized":87429,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":32,"num_open_cc_accounts":24,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.02,"installment":1230.85,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":35000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"district operations manager ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":23.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":571449,"total_credit_utilized":61249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":7.97,"installment":877.04,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18432.5,"paid_total":10372.8,"paid_principal":9567.5,"paid_interest":805.3,"paid_late_fees":0} {"emp_title":"factory worker","emp_length":0,"state":"OR","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":20.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":249980,"total_credit_utilized":32622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":6.72,"installment":76.88,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2182.06,"paid_total":382.53,"paid_principal":317.94,"paid_interest":64.59,"paid_late_fees":0} {"emp_title":"transfer driver","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":91000,"verified_income":"Verified","debt_to_income":23.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":173550,"total_credit_utilized":69177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":17.09,"installment":199.91,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4981.86,"paid_total":994.23,"paid_principal":618.14,"paid_interest":376.09,"paid_late_fees":0} {"emp_title":"office manager","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":152600,"total_credit_utilized":145476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":225,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5500,"num_total_cc_accounts":33,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":12.61,"installment":435.59,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11644.64,"paid_total":1724.56,"paid_principal":1355.36,"paid_interest":369.2,"paid_late_fees":0} {"emp_title":"senior fellow engineer","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":129600,"verified_income":"Verified","debt_to_income":26.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":265951,"total_credit_utilized":100711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":67500,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":9.44,"installment":460.88,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12634.44,"paid_total":2296.85,"paid_principal":1765.56,"paid_interest":531.29,"paid_late_fees":0} {"emp_title":"general manager","emp_length":2,"state":"IN","homeownership":"RENT","annual_income":46650,"verified_income":"Source Verified","debt_to_income":34.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":20,"total_credit_limit":189591,"total_credit_utilized":180500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21600,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10100,"term":36,"interest_rate":13.59,"installment":343.19,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9405.77,"paid_total":1021.94,"paid_principal":694.23,"paid_interest":327.71,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":29.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":177031,"total_credit_utilized":160007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45200,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7400,"term":36,"interest_rate":19.03,"installment":271.37,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6605.09,"paid_total":1349.03,"paid_principal":794.91,"paid_interest":554.12,"paid_late_fees":0} {"emp_title":"audio eng","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":25.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":211031,"total_credit_utilized":29468,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":498,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9700,"num_total_cc_accounts":24,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.44,"installment":448.07,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12632.22,"paid_total":1784.94,"paid_principal":1367.78,"paid_interest":417.16,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":5,"state":"LA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":24.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":482807,"total_credit_utilized":102992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19700,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17547.89,"paid_total":3190.01,"paid_principal":2452.11,"paid_interest":737.9,"paid_late_fees":0} {"emp_title":"manager ","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":67790,"verified_income":"Source Verified","debt_to_income":11.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":250273,"total_credit_utilized":30914,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37744.84,"paid_total":4794.55,"paid_principal":2255.16,"paid_interest":2539.39,"paid_late_fees":0} {"emp_title":"sheet metal journeyman","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":32.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":373435,"total_credit_utilized":142399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42800,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.07,"installment":136.85,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3726.97,"paid_total":407.42,"paid_principal":273.03,"paid_interest":134.39,"paid_late_fees":0} {"emp_title":"shipping foreman","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":21.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":227162,"total_credit_utilized":45310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":6.72,"installment":319.8,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9077.47,"paid_total":1595.12,"paid_principal":1322.53,"paid_interest":272.59,"paid_late_fees":0} {"emp_title":"pharmacy ","emp_length":6,"state":"OH","homeownership":"RENT","annual_income":41000,"verified_income":"Verified","debt_to_income":20.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":24,"total_credit_limit":73950,"total_credit_utilized":69721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":0,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.97,"installment":501.17,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13999.08,"paid_total":2491.68,"paid_principal":2000.92,"paid_interest":490.76,"paid_late_fees":0} {"emp_title":"work and receivng dock ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":39000,"verified_income":"Verified","debt_to_income":11.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":12150,"total_credit_utilized":10090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9850,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17550,"term":60,"interest_rate":22.91,"installment":493.84,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16725.2,"paid_total":2446.86,"paid_principal":824.8,"paid_interest":1622.06,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"OWN","annual_income":68186,"verified_income":"Not Verified","debt_to_income":15.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":4,"total_credit_limit":86767,"total_credit_utilized":79359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.47,"installment":301.28,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11614.7,"paid_total":892.19,"paid_principal":385.3,"paid_interest":506.89,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":15500,"verified_income":"Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":10300,"total_credit_utilized":5500,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.08,"installment":239.52,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6360.23,"paid_total":952.6,"paid_principal":639.77,"paid_interest":312.83,"paid_late_fees":0} {"emp_title":"department administrator","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":10.94,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":39182,"total_credit_utilized":16119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10700,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":18.06,"installment":687.47,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17357.3,"paid_total":2730.82,"paid_principal":1642.7,"paid_interest":1088.12,"paid_late_fees":0} {"emp_title":"registered dietitian","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":27.22,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.63,"delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":23,"total_credit_limit":332270,"total_credit_utilized":112694,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41800,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":97.8,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":25008.96625,"paid_principal":25000,"paid_interest":8.97,"paid_late_fees":0} {"emp_title":"construction foreman","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":16.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":64540,"total_credit_utilized":39562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":23.88,"installment":860.96,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28912.22,"paid_total":3205.04,"paid_principal":1087.78,"paid_interest":2117.26,"paid_late_fees":0} {"emp_title":"counselor","emp_length":2,"state":"NM","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":30.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":60007,"total_credit_utilized":43650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1825,"term":36,"interest_rate":13.59,"installment":62.02,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1699.53,"paid_total":184.68,"paid_principal":125.47,"paid_interest":59.21,"paid_late_fees":0} {"emp_title":"social worker ","emp_length":5,"state":"SC","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":17.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":13,"total_credit_limit":299130,"total_credit_utilized":192041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8300,"term":36,"interest_rate":7.96,"installment":259.94,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7888.94,"paid_total":512.66,"paid_principal":411.06,"paid_interest":101.6,"paid_late_fees":0} {"emp_title":"sr manager, global payroll","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":211000,"verified_income":"Not Verified","debt_to_income":2.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":579093,"total_credit_utilized":21517,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9485.14,"paid_total":599.27,"paid_principal":514.86,"paid_interest":84.41,"paid_late_fees":0} {"emp_title":"employee health care specialist","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":11.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":318823,"total_credit_utilized":47525,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6102.23,"paid_total":1060.14,"paid_principal":897.77,"paid_interest":162.37,"paid_late_fees":0} {"emp_title":"server","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":11.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":19150,"total_credit_utilized":17439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":14.08,"installment":119.76,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3097.19,"paid_total":596.06,"paid_principal":402.81,"paid_interest":193.25,"paid_late_fees":0} {"emp_title":"graduate research associate","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":23500,"verified_income":"Source Verified","debt_to_income":20.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":59751,"total_credit_utilized":28169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12102.40857,"paid_principal":12000,"paid_interest":102.41,"paid_late_fees":0} {"emp_title":"stocker","emp_length":5,"state":"PA","homeownership":"RENT","annual_income":19582.09,"verified_income":"Source Verified","debt_to_income":20.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":21200,"total_credit_utilized":9966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10200,"term":60,"interest_rate":18.06,"installment":259.35,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9655.18,"paid_total":1321.81,"paid_principal":544.82,"paid_interest":776.99,"paid_late_fees":0} {"emp_title":"gs-11 logistics specialist","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":22.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":15,"total_credit_limit":197484,"total_credit_utilized":95374,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53300,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6,"installment":243.35,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7179.49,"paid_total":973.23,"paid_principal":820.51,"paid_interest":152.72,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":22.77,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":209110,"total_credit_utilized":61346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":13.59,"installment":299.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12537.25,"paid_total":963.02,"paid_principal":462.75,"paid_interest":500.27,"paid_late_fees":0} {"emp_title":"direct sales agent","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":16.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2007,"inquiries_last_12m":10,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":71260,"total_credit_utilized":55821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":18.06,"installment":279.69,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10533.03,"paid_total":1096.69,"paid_principal":466.97,"paid_interest":629.72,"paid_late_fees":0} {"emp_title":"surveyor tech ii","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":22.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":51854,"total_credit_utilized":46757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":14.07,"installment":444.76,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12112.67,"paid_total":1349.53,"paid_principal":887.33,"paid_interest":462.2,"paid_late_fees":0} {"emp_title":"campus security officer","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":9.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1996,"inquiries_last_12m":12,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":41137,"total_credit_utilized":15980,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18000,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.58,"installment":230.52,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9643.94,"paid_total":676.47,"paid_principal":356.06,"paid_interest":320.41,"paid_late_fees":0} {"emp_title":"electronic tech","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":25.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":75598,"total_credit_utilized":30854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":7.35,"installment":139.67,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3932.55,"paid_total":696.51,"paid_principal":567.45,"paid_interest":129.06,"paid_late_fees":0} {"emp_title":"installer","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":26.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":66313,"total_credit_utilized":41343,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9250,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.43,"installment":272.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7879.51,"paid_total":811.58,"paid_principal":620.49,"paid_interest":191.09,"paid_late_fees":0} {"emp_title":"mri ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":38.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":21,"total_credit_limit":150639,"total_credit_utilized":116050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24900,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":21.45,"installment":491.53,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17302.45,"paid_total":1944.67,"paid_principal":697.55,"paid_interest":1247.12,"paid_late_fees":0} {"emp_title":"inspector","emp_length":0,"state":"TN","homeownership":"MORTGAGE","annual_income":208000,"verified_income":"Not Verified","debt_to_income":21.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":349953,"total_credit_utilized":185333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":11.99,"installment":511.51,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21563.06,"paid_total":2542.23,"paid_principal":1436.94,"paid_interest":1105.29,"paid_late_fees":0} {"emp_title":"driver","emp_length":8,"state":"MA","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Source Verified","debt_to_income":17.65,"annual_income_joint":79000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.07,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":28550,"total_credit_utilized":15714,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":24.84,"installment":877.73,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29213.75,"paid_total":2653.01,"paid_principal":786.25,"paid_interest":1866.76,"paid_late_fees":0} {"emp_title":"account executive","emp_length":9,"state":"NC","homeownership":"MORTGAGE","annual_income":79500,"verified_income":"Source Verified","debt_to_income":13.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":322754,"total_credit_utilized":32717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":6.72,"installment":676.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19202.39,"paid_total":3366.02,"paid_principal":2797.61,"paid_interest":568.41,"paid_late_fees":0} {"emp_title":"ceo","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":3.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":331900,"total_credit_utilized":10703,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":71500,"num_total_cc_accounts":26,"num_open_cc_accounts":19,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13160.89,"paid_total":2380.73,"paid_principal":1839.11,"paid_interest":541.62,"paid_late_fees":0} {"emp_title":"technician","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":163000,"verified_income":"Source Verified","debt_to_income":13.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":247883,"total_credit_utilized":86410,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":5.32,"installment":722.76,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20890.75,"paid_total":3599.61,"paid_principal":3109.25,"paid_interest":490.36,"paid_late_fees":0} {"emp_title":"equipment operator","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":83233,"verified_income":"Not Verified","debt_to_income":9.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":26933,"total_credit_utilized":12664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":954.79,"paid_principal":729.99,"paid_interest":224.8,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":16.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":48650,"total_credit_utilized":25825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13645.89,"paid_total":2106.49,"paid_principal":1354.11,"paid_interest":752.38,"paid_late_fees":0} {"emp_title":"owner","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":5.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":22800,"total_credit_utilized":10483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8782.01,"paid_total":1597.96,"paid_principal":1217.99,"paid_interest":379.97,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":17000,"verified_income":"Not Verified","debt_to_income":34.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":25300,"total_credit_utilized":15043,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11450,"term":60,"interest_rate":30.65,"installment":375.04,"grade":"F","sub_grade":"F4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11282.71,"paid_total":730.58,"paid_principal":167.29,"paid_interest":563.29,"paid_late_fees":0} {"emp_title":"driver","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":11.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":16200,"total_credit_utilized":5846,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4648.17,"paid_total":491.43,"paid_principal":351.83,"paid_interest":139.6,"paid_late_fees":0} {"emp_title":"police officer ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":86000,"verified_income":"Source Verified","debt_to_income":20.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":55613,"total_credit_utilized":34940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":14.08,"installment":479.04,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12388.76,"paid_total":2384.25,"paid_principal":1611.24,"paid_interest":773.01,"paid_late_fees":0} {"emp_title":"ms3","emp_length":7,"state":"OR","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":54211,"total_credit_utilized":25457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":19.03,"installment":146.69,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3658.97,"paid_total":578.3,"paid_principal":341.03,"paid_interest":237.27,"paid_late_fees":0} {"emp_title":"server","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":28000,"verified_income":"Not Verified","debt_to_income":37.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":77768,"total_credit_utilized":30878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":46000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":766.88,"paid_principal":635.83,"paid_interest":131.05,"paid_late_fees":0} {"emp_title":"general sales manager","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":10.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":87417,"total_credit_utilized":28943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57100,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19022.42,"paid_total":2683.08,"paid_principal":977.58,"paid_interest":1705.5,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":19.76,"annual_income_joint":87000,"verification_income_joint":"Verified","debt_to_income_joint":11.57,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":48207,"total_credit_utilized":29334,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.45,"paid_total":1970.77,"paid_principal":1439.55,"paid_interest":531.22,"paid_late_fees":0} {"emp_title":"gse mechanic","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":3.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":192930,"total_credit_utilized":6801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":11.98,"installment":298.85,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8139.2,"paid_total":1086.35,"paid_principal":860.8,"paid_interest":225.55,"paid_late_fees":0} {"emp_title":"kitchen manager","emp_length":0,"state":"WA","homeownership":"RENT","annual_income":57500,"verified_income":"Verified","debt_to_income":25.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":64762,"total_credit_utilized":26228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":270,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":40700,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9065.57,"paid_total":1350.6,"paid_principal":934.43,"paid_interest":416.17,"paid_late_fees":0} {"emp_title":"butcher assistant","emp_length":6,"state":"MO","homeownership":"OWN","annual_income":23000,"verified_income":"Source Verified","debt_to_income":23.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":41949,"total_credit_utilized":25189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.97,"installment":125.3,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":3601.11,"paid_total":497.66,"paid_principal":398.89,"paid_interest":98.77,"paid_late_fees":0} {"emp_title":"cardiovascular technician","emp_length":10,"state":"AZ","homeownership":"OWN","annual_income":54000,"verified_income":"Not Verified","debt_to_income":12.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":36739,"total_credit_utilized":27830,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":10.91,"installment":156.95,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4223.05,"paid_total":792.37,"paid_principal":576.95,"paid_interest":215.42,"paid_late_fees":0} {"emp_title":"money ctr ","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":18.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":264145,"total_credit_utilized":24802,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":104,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31200,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10782.62,"paid_total":1480.48,"paid_principal":1217.38,"paid_interest":263.1,"paid_late_fees":0} {"emp_title":"ea","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":190763,"total_credit_utilized":25312,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5318.67,"paid_total":1053.94,"paid_principal":681.33,"paid_interest":372.61,"paid_late_fees":0} {"emp_title":"home health aid cna","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":16000,"verified_income":"Source Verified","debt_to_income":10.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":10000,"total_credit_utilized":2918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8925.78,"paid_total":1823.03,"paid_principal":1074.22,"paid_interest":748.81,"paid_late_fees":0} {"emp_title":"server deliver manager","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Source Verified","debt_to_income":23.81,"annual_income_joint":128000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.26,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":18,"total_credit_limit":626536,"total_credit_utilized":156179,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40400,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30700,"term":60,"interest_rate":13.58,"installment":707.67,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29606.98,"paid_total":2099.85,"paid_principal":1093.02,"paid_interest":1006.83,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":53695,"verified_income":"Not Verified","debt_to_income":17.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":173674,"total_credit_utilized":23925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4800,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9312.56,"paid_total":959.89,"paid_principal":687.44,"paid_interest":272.45,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1977,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":16,"total_credit_limit":572894,"total_credit_utilized":66366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49200,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":86.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12600,"term":60,"interest_rate":13.59,"installment":290.51,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11843.99,"paid_total":1443.04,"paid_principal":756.01,"paid_interest":687.03,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":33.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":370338,"total_credit_utilized":47268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":87300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13200,"term":36,"interest_rate":9.93,"installment":425.5,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11919.13,"paid_total":1694.72,"paid_principal":1280.87,"paid_interest":413.85,"paid_late_fees":0} {"emp_title":"sr facility services managers","emp_length":6,"state":"KS","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":31.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":261558,"total_credit_utilized":185540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12175,"term":36,"interest_rate":10.91,"installment":398.08,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10711.69,"paid_total":2010.43,"paid_principal":1463.31,"paid_interest":547.12,"paid_late_fees":0} {"emp_title":"assistant director","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.22,"annual_income_joint":136000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.55,"delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":51099,"total_credit_utilized":27985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":9.44,"installment":734.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32670.1,"paid_total":3651.84,"paid_principal":2329.9,"paid_interest":1321.94,"paid_late_fees":0} {"emp_title":"certified pharmacy tech","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":37840,"verified_income":"Source Verified","debt_to_income":10.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":137631,"total_credit_utilized":12207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4374.69,"paid_total":780.89,"paid_principal":625.31,"paid_interest":155.58,"paid_late_fees":0} {"emp_title":"exec asst fo ceo","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":26.13,"annual_income_joint":105000,"verification_income_joint":"Verified","debt_to_income_joint":20.88,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":87783,"total_credit_utilized":44305,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":24.85,"installment":351.17,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11576.39,"paid_total":1388.11,"paid_principal":423.61,"paid_interest":964.5,"paid_late_fees":0} {"emp_title":"technical writer iii","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":35.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":50,"open_credit_lines":30,"total_credit_limit":391296,"total_credit_utilized":52133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":60800,"num_total_cc_accounts":40,"num_open_cc_accounts":26,"num_cc_carrying_balance":18,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17953.16,"paid_total":2429.92,"paid_principal":2046.84,"paid_interest":383.08,"paid_late_fees":0} {"emp_title":"linkages site coordinator","emp_length":8,"state":"MD","homeownership":"RENT","annual_income":69077,"verified_income":"Source Verified","debt_to_income":23.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":80140,"total_credit_utilized":43078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":46500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35095.78,"paid_total":6359.04,"paid_principal":4904.22,"paid_interest":1454.82,"paid_late_fees":0} {"emp_title":"tire building ","emp_length":7,"state":"OK","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":16.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":314013,"total_credit_utilized":20469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25200,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.32,"installment":180.69,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5379.53,"paid_total":719.21,"paid_principal":620.47,"paid_interest":98.74,"paid_late_fees":0} {"emp_title":"audio visual technician","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":3.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":12400,"total_credit_utilized":5024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":15.04,"installment":266.69,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10685.15,"paid_total":1057.4,"paid_principal":514.85,"paid_interest":542.55,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":50400,"verified_income":"Source Verified","debt_to_income":6.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":17200,"total_credit_utilized":10111,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":6.72,"installment":322.87,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9434.81,"paid_total":1287.56,"paid_principal":1065.19,"paid_interest":222.37,"paid_late_fees":0} {"emp_title":"loader/unloader","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":26304,"verified_income":"Source Verified","debt_to_income":17.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":25802,"total_credit_utilized":20654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1200,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.98,"installment":232.44,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6507.45,"paid_total":692.66,"paid_principal":492.55,"paid_interest":200.11,"paid_late_fees":0} {"emp_title":"stewart","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":10.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":155931,"total_credit_utilized":18161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":19.03,"installment":440.06,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10710.96,"paid_total":2174.93,"paid_principal":1289.04,"paid_interest":885.89,"paid_late_fees":0} {"emp_title":"senior programmer","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":24.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":133783,"total_credit_utilized":96368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10893.99,"paid_total":1626.47,"paid_principal":1106.01,"paid_interest":520.46,"paid_late_fees":0} {"emp_title":"pipe welder","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":17.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":21,"total_credit_limit":230799,"total_credit_utilized":35941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":30500,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28854.82,"paid_total":1934.17,"paid_principal":1145.18,"paid_interest":788.99,"paid_late_fees":0} {"emp_title":"engeneer","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":106883,"verified_income":"Source Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":8,"total_credit_limit":88247,"total_credit_utilized":63185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38575.85,"paid_total":2751.06,"paid_principal":1424.15,"paid_interest":1326.91,"paid_late_fees":0} {"emp_title":"data entry","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":31600,"verified_income":"Verified","debt_to_income":24.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":12,"total_credit_limit":121932,"total_credit_utilized":21667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":242,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11400,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5400,"term":36,"interest_rate":15.04,"installment":187.3,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5036.62,"paid_total":552.88,"paid_principal":363.38,"paid_interest":189.5,"paid_late_fees":0} {"emp_title":"electrician","emp_length":1,"state":"OR","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":12.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":35922,"total_credit_utilized":23692,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4750.06,"paid_total":306.26,"paid_principal":249.94,"paid_interest":56.32,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"NY","homeownership":"OWN","annual_income":119000,"verified_income":"Not Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":107795,"total_credit_utilized":62840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":55800,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.58,"installment":849.35,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23281.4,"paid_total":2529.19,"paid_principal":1718.6,"paid_interest":810.59,"paid_late_fees":0} {"emp_title":"lead automation engineer","emp_length":6,"state":"WA","homeownership":"OWN","annual_income":99000,"verified_income":"Source Verified","debt_to_income":12.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":57000,"total_credit_utilized":38387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":112,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44100,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.45,"installment":819.22,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28533.66,"paid_total":4006.72,"paid_principal":1466.34,"paid_interest":2540.38,"paid_late_fees":0} {"emp_title":"staff rn","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":10.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":74245,"total_credit_utilized":37396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50900,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1365.37,"paid_principal":1148.6,"paid_interest":216.77,"paid_late_fees":0} {"emp_title":" coordinator ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":28740,"total_credit_utilized":18679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5400,"term":36,"interest_rate":10.42,"installment":175.31,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4746.65,"paid_total":873.42,"paid_principal":653.35,"paid_interest":220.07,"paid_late_fees":0} {"emp_title":"physicians secretary ","emp_length":3,"state":"MN","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":23.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":71729,"total_credit_utilized":43248,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13300,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5697.32,"paid_total":366.7,"paid_principal":302.68,"paid_interest":64.02,"paid_late_fees":0} {"emp_title":"lead teacher","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Source Verified","debt_to_income":9.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":15600,"total_credit_utilized":5334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.34,"installment":124.14,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3800.04,"paid_total":246.65,"paid_principal":199.96,"paid_interest":46.69,"paid_late_fees":0} {"emp_title":"sales","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":19.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":56400,"total_credit_utilized":45189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":47500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17500,"term":60,"interest_rate":11.99,"installment":389.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16406.68,"paid_total":1969.27,"paid_principal":1093.32,"paid_interest":875.95,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"RENT","annual_income":13000,"verified_income":"Verified","debt_to_income":9.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":15300,"total_credit_utilized":2699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":754.75,"paid_principal":635.83,"paid_interest":118.92,"paid_late_fees":0} {"emp_title":"escrow officer","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":89000,"verified_income":"Not Verified","debt_to_income":17.62,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":231700,"total_credit_utilized":32951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":39500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":6,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.58,"installment":543.59,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14900.08,"paid_total":1606.63,"paid_principal":1099.92,"paid_interest":506.71,"paid_late_fees":0} {"emp_title":"tcr","emp_length":5,"state":"KY","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Source Verified","debt_to_income":3.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":105475,"total_credit_utilized":7195,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11477.29,"paid_total":1166.8,"paid_principal":522.71,"paid_interest":644.09,"paid_late_fees":0} {"emp_title":"pharmacist ","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":130000,"verified_income":"Source Verified","debt_to_income":13.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":22,"total_credit_limit":504014,"total_credit_utilized":68535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":121000,"num_total_cc_accounts":31,"num_open_cc_accounts":19,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36937.11,"paid_total":3640.96,"paid_principal":3062.89,"paid_interest":578.07,"paid_late_fees":0} {"emp_title":"unit manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":24.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":10,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":307329,"total_credit_utilized":79188,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53200,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8077.04068,"paid_principal":8000,"paid_interest":77.04,"paid_late_fees":0} {"emp_title":"deputy","emp_length":6,"state":"MO","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":31.35,"annual_income_joint":60000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.4,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":176680,"total_credit_utilized":36173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14400,"term":36,"interest_rate":9.92,"installment":464.11,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13356.21,"paid_total":1384.39,"paid_principal":1043.79,"paid_interest":340.6,"paid_late_fees":0} {"emp_title":"maint tech ","emp_length":9,"state":"AZ","homeownership":"MORTGAGE","annual_income":77500,"verified_income":"Source Verified","debt_to_income":25.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":14,"total_credit_limit":252368,"total_credit_utilized":56927,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":3800,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31883.47,"paid_total":4673.64,"paid_principal":3116.53,"paid_interest":1557.11,"paid_late_fees":0} {"emp_title":"programs servicing specialist ii","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":54250,"verified_income":"Verified","debt_to_income":14.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":40352,"total_credit_utilized":27220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":4755,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10868.71,"paid_total":1586.09,"paid_principal":1131.29,"paid_interest":454.8,"paid_late_fees":0} {"emp_title":"manager of it","emp_length":9,"state":"MN","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":9.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":198668,"total_credit_utilized":70895,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.9,"installment":196.15,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5571.18,"paid_total":581.18,"paid_principal":428.82,"paid_interest":152.36,"paid_late_fees":0} {"emp_title":"manufacturing associate","emp_length":2,"state":"KY","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Not Verified","debt_to_income":34.43,"annual_income_joint":132000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.06,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":239622,"total_credit_utilized":36088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":12.62,"installment":603.21,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16318.06,"paid_total":2463.32,"paid_principal":1681.94,"paid_interest":781.38,"paid_late_fees":0} {"emp_title":"executive assistant ","emp_length":5,"state":"AZ","homeownership":"RENT","annual_income":89000,"verified_income":"Source Verified","debt_to_income":44.66,"annual_income_joint":198000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.02,"delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":206541,"total_credit_utilized":161034,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14207.37,"paid_total":2799.16,"paid_principal":1792.63,"paid_interest":1006.53,"paid_late_fees":0} {"emp_title":"operator","emp_length":9,"state":"NJ","homeownership":"OWN","annual_income":86000,"verified_income":"Not Verified","debt_to_income":14.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":318092,"total_credit_utilized":24093,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":23,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.72,"installment":110.7,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3142.19,"paid_total":556.98,"paid_principal":457.81,"paid_interest":99.17,"paid_late_fees":0} {"emp_title":"accounts payable team leader","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":35000,"verified_income":"Verified","debt_to_income":14.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":12500,"total_credit_utilized":9946,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2900,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":14.08,"installment":376.39,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9734.02,"paid_total":1873.35,"paid_principal":1265.98,"paid_interest":607.37,"paid_late_fees":0} {"emp_title":"rn","emp_length":1,"state":"NJ","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":26.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":179762,"total_credit_utilized":43504,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":6.07,"installment":517.72,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15698.25,"paid_total":1547.43,"paid_principal":1301.75,"paid_interest":245.68,"paid_late_fees":0} {"emp_title":"management ","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":17.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":236860,"total_credit_utilized":34842,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9515.25,"paid_total":634.78,"paid_principal":484.75,"paid_interest":150.03,"paid_late_fees":0} {"emp_title":"fraud investigator ","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":52000,"verified_income":"Source Verified","debt_to_income":17.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":19,"total_credit_limit":260096,"total_credit_utilized":38565,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62800,"num_total_cc_accounts":30,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4300,"term":36,"interest_rate":9.93,"installment":138.61,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3776.27,"paid_total":687.12,"paid_principal":523.73,"paid_interest":163.39,"paid_late_fees":0} {"emp_title":"event manager","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":11.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":309910,"total_credit_utilized":14138,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.42,"installment":454.51,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12306.12,"paid_total":2207.72,"paid_principal":1693.88,"paid_interest":513.84,"paid_late_fees":0} {"emp_title":"welder","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":31500,"verified_income":"Verified","debt_to_income":2.59,"annual_income_joint":40500,"verification_income_joint":"Verified","debt_to_income_joint":7.67,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":85100,"total_credit_utilized":2412,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":12.62,"installment":134.05,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3626.22,"paid_total":533.4,"paid_principal":373.78,"paid_interest":159.62,"paid_late_fees":0} {"emp_title":"dental technician ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":33701,"verified_income":"Verified","debt_to_income":34.01,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":64647,"total_credit_utilized":22135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21700,"num_total_cc_accounts":35,"num_open_cc_accounts":21,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12450,"term":36,"interest_rate":19.03,"installment":456.56,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11112.63,"paid_total":2269.64,"paid_principal":1337.37,"paid_interest":932.27,"paid_late_fees":0} {"emp_title":"general manager asset services","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":9.03,"annual_income_joint":267000,"verification_income_joint":"","debt_to_income_joint":10.15,"delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":414105,"total_credit_utilized":48277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":32483,"paid_total":3367.85,"paid_principal":2517,"paid_interest":850.85,"paid_late_fees":0} {"emp_title":"library tech","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":9.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":143272,"total_credit_utilized":49647,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1517,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.97,"installment":93.97,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2624.82,"paid_total":468.52,"paid_principal":375.18,"paid_interest":93.34,"paid_late_fees":0} {"emp_title":"hr coordinator","emp_length":6,"state":"PA","homeownership":"MORTGAGE","annual_income":54024,"verified_income":"Source Verified","debt_to_income":19.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":63,"open_credit_lines":14,"total_credit_limit":228174,"total_credit_utilized":116850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":98.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":16.02,"installment":168.81,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4262.17,"paid_total":805.61,"paid_principal":537.83,"paid_interest":267.78,"paid_late_fees":0} {"emp_title":"marketing strategist","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Verified","debt_to_income":13.9,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":3,"earliest_credit_line":1975,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":404526,"total_credit_utilized":66681,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19066.5,"paid_total":1301.58,"paid_principal":933.5,"paid_interest":368.08,"paid_late_fees":0} {"emp_title":"secretary","emp_length":5,"state":"TN","homeownership":"OWN","annual_income":56000,"verified_income":"Not Verified","debt_to_income":35.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":86820,"total_credit_utilized":54220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":763,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8400,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17596.2,"paid_total":3257.53,"paid_principal":2403.8,"paid_interest":853.73,"paid_late_fees":0} {"emp_title":"denatl hygienist","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Not Verified","debt_to_income":22.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":272592,"total_credit_utilized":33996,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35400,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":14.07,"installment":372.88,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15245.74,"paid_total":1479.01,"paid_principal":754.26,"paid_interest":724.75,"paid_late_fees":0} {"emp_title":"branch service manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Verified","debt_to_income":5.28,"annual_income_joint":141000,"verification_income_joint":"Source Verified","debt_to_income_joint":3.48,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":57138,"total_credit_utilized":45873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":507,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":39000,"term":60,"interest_rate":12.62,"installment":879.81,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36601.79,"paid_total":4371.71,"paid_principal":2398.21,"paid_interest":1973.5,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":2,"state":"MO","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":56.17,"annual_income_joint":130000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.78,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":260194,"total_credit_utilized":58445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12200,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23438.11,"paid_total":2746.64,"paid_principal":1561.89,"paid_interest":1184.75,"paid_late_fees":0} {"emp_title":"engineer","emp_length":4,"state":"VA","homeownership":"OWN","annual_income":99000,"verified_income":"Not Verified","debt_to_income":13.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":61606,"total_credit_utilized":40256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":7.96,"installment":595.05,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13331.95,"paid_total":5983.35,"paid_principal":5668.05,"paid_interest":315.3,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":37869,"total_credit_utilized":17780,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9600,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5318.67,"paid_total":1035.68,"paid_principal":681.33,"paid_interest":354.35,"paid_late_fees":0} {"emp_title":"","state":"NH","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":19.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":176954,"total_credit_utilized":33351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15612.5,"paid_total":749.76,"paid_principal":387.5,"paid_interest":362.26,"paid_late_fees":0} {"emp_title":"foreman","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":11.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":19500,"total_credit_utilized":9679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":12.61,"installment":315.76,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13660.94,"paid_total":621.71,"paid_principal":339.06,"paid_interest":282.65,"paid_late_fees":0} {"emp_title":"store manager","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":13.67,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":43900,"total_credit_utilized":29787,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7100,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":13.59,"installment":163.1,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4357.6,"paid_total":643.34,"paid_principal":442.4,"paid_interest":200.94,"paid_late_fees":0} {"emp_title":"finance director","emp_length":4,"state":"OR","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Verified","debt_to_income":55.33,"annual_income_joint":200000,"verification_income_joint":"Verified","debt_to_income_joint":18.9,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":57,"open_credit_lines":15,"total_credit_limit":582498,"total_credit_utilized":133557,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":1504,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":68200,"num_total_cc_accounts":41,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":32025,"term":36,"interest_rate":11.98,"installment":1063.39,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30530.23,"paid_total":2158.51,"paid_principal":1494.77,"paid_interest":663.74,"paid_late_fees":0} {"emp_title":"engineer","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":157000,"verified_income":"Not Verified","debt_to_income":3.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":24231,"total_credit_utilized":20331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9312.56,"paid_total":1011.68,"paid_principal":687.44,"paid_interest":324.24,"paid_late_fees":0} {"emp_title":"electrician","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":72000,"verified_income":"Verified","debt_to_income":7.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":13,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":2,"total_credit_limit":11500,"total_credit_utilized":8151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":15.05,"installment":589.73,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15465.34,"paid_total":2344.71,"paid_principal":1534.66,"paid_interest":810.05,"paid_late_fees":0} {"emp_title":"designer","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":21.2,"annual_income_joint":84000,"verification_income_joint":"","debt_to_income_joint":19.24,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":288112,"total_credit_utilized":27188,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19236.52,"paid_total":1210.75,"paid_principal":763.48,"paid_interest":447.27,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"RENT","annual_income":18960,"verified_income":"Not Verified","debt_to_income":15.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":21700,"total_credit_utilized":6825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13200,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.08,"installment":106.61,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3141.78,"paid_total":424.08,"paid_principal":358.22,"paid_interest":65.86,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":145262,"verified_income":"Source Verified","debt_to_income":14.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":450152,"total_credit_utilized":110685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":124400,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":5.32,"installment":511.96,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14797.59,"paid_total":2554.78,"paid_principal":2202.41,"paid_interest":352.37,"paid_late_fees":0} {"emp_title":"server","emp_length":1,"state":"AL","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":11.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":37750,"total_credit_utilized":38758,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8879.63,"paid_total":1749.45,"paid_principal":1120.37,"paid_interest":629.08,"paid_late_fees":0} {"emp_title":"process laboratory technician","emp_length":5,"state":"LA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":20.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":228970,"total_credit_utilized":26981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.92,"installment":805.75,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23187.85,"paid_total":2403.47,"paid_principal":1812.15,"paid_interest":591.32,"paid_late_fees":0} {"emp_title":"educator","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":13.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":55500,"total_credit_utilized":21282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":6.72,"installment":147.6,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4313.05,"paid_total":588.61,"paid_principal":486.95,"paid_interest":101.66,"paid_late_fees":0} {"emp_title":"director of account management ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":12.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":222257,"total_credit_utilized":30038,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":176,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11124.02,"paid_total":1139.46,"paid_principal":875.98,"paid_interest":263.48,"paid_late_fees":0} {"emp_title":"foreman","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":30.46,"annual_income_joint":188900,"verification_income_joint":"Source Verified","debt_to_income_joint":22.6,"delinq_2y":6,"months_since_last_delinq":11,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":208615,"total_credit_utilized":105765,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11300,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":57.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":19.03,"installment":1283.5,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32016.12,"paid_total":5097,"paid_principal":2983.88,"paid_interest":2113.12,"paid_late_fees":0} {"emp_title":"bartender","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":18.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":17410,"total_credit_utilized":6627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":18.45,"installment":116.42,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2995.22,"paid_total":342.7,"paid_principal":204.78,"paid_interest":137.92,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":15.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":90512,"total_credit_utilized":23555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":61400,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7180.69,"paid_total":4999.97,"paid_principal":4819.31,"paid_interest":180.66,"paid_late_fees":0} {"emp_title":"clerk","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.23,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":14,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":330700,"total_credit_utilized":5884,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4432.23,"paid_total":856.8,"paid_principal":567.77,"paid_interest":289.03,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":9.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":37941,"total_credit_utilized":21865,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7100,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":9.44,"installment":32.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":902.28,"paid_total":127.52,"paid_principal":97.72,"paid_interest":29.8,"paid_late_fees":0} {"emp_title":"helicopter mechanic","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":9.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":56000,"total_credit_utilized":48888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33750,"term":36,"interest_rate":20.39,"installment":1260.99,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32363.28,"paid_total":2483.75,"paid_principal":1386.72,"paid_interest":1097.03,"paid_late_fees":0} {"emp_title":"bh care planner","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":22.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":54200,"total_credit_utilized":28134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25600,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":16.01,"installment":350.26,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13919.22,"paid_total":1025.16,"paid_principal":480.78,"paid_interest":544.38,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":74000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.63,"delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":51710,"total_credit_utilized":42693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":976,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30400,"term":36,"interest_rate":20.39,"installment":1135.83,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28510.4,"paid_total":3373.05,"paid_principal":1889.6,"paid_interest":1483.45,"paid_late_fees":0} {"emp_title":"material handler ","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":24.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":77010,"total_credit_utilized":43875,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23000,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22560,"paid_total":2748.63,"paid_principal":1440,"paid_interest":1308.63,"paid_late_fees":0} {"emp_title":"vp of operations","emp_length":2,"state":"DC","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":17.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":8,"total_credit_limit":372772,"total_credit_utilized":101338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26100,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":16.02,"installment":408.73,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16047.29,"paid_total":1619.97,"paid_principal":752.71,"paid_interest":867.26,"paid_late_fees":0} {"emp_title":"equipment coordinator","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Verified","debt_to_income":20.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":233649,"total_credit_utilized":29157,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":17.47,"installment":64.6,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1423.8,"paid_total":442.05,"paid_principal":376.2,"paid_interest":65.85,"paid_late_fees":0} {"emp_title":"mechanical integration leaded","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":31.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":43,"open_credit_lines":25,"total_credit_limit":531593,"total_credit_utilized":120861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":141600,"num_total_cc_accounts":27,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":16.02,"installment":875.84,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34387.1,"paid_total":3471.32,"paid_principal":1612.9,"paid_interest":1858.42,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":8.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":28274,"total_credit_utilized":19142,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20,"installment":371.64,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9159.37,"paid_total":1486.57,"paid_principal":840.63,"paid_interest":645.94,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":14.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":171319,"total_credit_utilized":28305,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.9,"installment":347.09,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15389.21,"paid_total":1050.96,"paid_principal":610.79,"paid_interest":440.17,"paid_late_fees":0} {"emp_title":"operations supervisor ","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":84676,"verified_income":"Verified","debt_to_income":26.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":236253,"total_credit_utilized":110717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.77,"installment":911.95,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":29509.19,"paid_total":1734.67,"paid_principal":490.81,"paid_interest":1243.86,"paid_late_fees":0} {"emp_title":"chief operating officer","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":180000,"verified_income":"Source Verified","debt_to_income":2.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":104664,"total_credit_utilized":104874,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.93,"installment":773.63,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21671.17,"paid_total":3081.28,"paid_principal":2328.83,"paid_interest":752.45,"paid_late_fees":0} {"emp_title":"senior server engineer","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":17.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":292806,"total_credit_utilized":48538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":59600,"num_total_cc_accounts":26,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":6.08,"installment":542.37,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25977.09,"paid_total":2692.93,"paid_principal":2022.91,"paid_interest":670.02,"paid_late_fees":0} {"emp_title":"assistant director","emp_length":1,"state":"OR","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":29.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":235206,"total_credit_utilized":38806,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14293.08,"paid_total":1375.13,"paid_principal":706.92,"paid_interest":668.21,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"RENT","annual_income":24000,"verified_income":"Not Verified","debt_to_income":25.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":27859,"total_credit_utilized":17429,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4539.23,"paid_total":700.36,"paid_principal":460.77,"paid_interest":239.59,"paid_late_fees":0} {"emp_title":"radiology","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":24.37,"annual_income_joint":73000,"verification_income_joint":"Not Verified","debt_to_income_joint":32.38,"delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":203884,"total_credit_utilized":25327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18000,"num_total_cc_accounts":21,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13947.94,"paid_total":2425.89,"paid_principal":2052.06,"paid_interest":373.83,"paid_late_fees":0} {"emp_title":"area distributor manager","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":134786,"total_credit_utilized":72390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":63000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.07,"installment":1065.88,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32319.97,"paid_total":3185.84,"paid_principal":2680.03,"paid_interest":505.81,"paid_late_fees":0} {"emp_title":"district supervisor","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":9.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":324478,"total_credit_utilized":24595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25900,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30150,"term":36,"interest_rate":12.62,"installment":1010.37,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27332.78,"paid_total":4020.34,"paid_principal":2817.22,"paid_interest":1203.12,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":15.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":15,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":165150,"total_credit_utilized":67982,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14265.96,"paid_total":1332.53,"paid_principal":734.04,"paid_interest":598.49,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":64000,"verified_income":"Verified","debt_to_income":28.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":100036,"total_credit_utilized":85992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":11.98,"installment":597.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16733.47,"paid_total":1769.11,"paid_principal":1266.53,"paid_interest":502.58,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":17.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":23,"total_credit_limit":193422,"total_credit_utilized":23277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":235,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":32300,"num_total_cc_accounts":27,"num_open_cc_accounts":21,"num_cc_carrying_balance":16,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":13.59,"installment":883.45,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22987.54,"paid_total":4368.17,"paid_principal":3012.46,"paid_interest":1355.71,"paid_late_fees":0} {"emp_title":"human resources manager","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":35.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":24,"total_credit_limit":75071,"total_credit_utilized":45182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":12,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":15400,"num_total_cc_accounts":25,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":23.88,"installment":391.7,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8997.38,"paid_total":1925.33,"paid_principal":1002.62,"paid_interest":922.71,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":13.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":301655,"total_credit_utilized":32501,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":245,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1500,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":13.59,"installment":387.35,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15791.98,"paid_total":1924.07,"paid_principal":1008.02,"paid_interest":916.05,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"RI","homeownership":"RENT","annual_income":59000,"verified_income":"Verified","debt_to_income":9.32,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":16,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":15,"total_credit_limit":49000,"total_credit_utilized":40676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":0,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":10.9,"installment":320.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8252.5,"paid_total":1784.27,"paid_principal":1547.5,"paid_interest":236.77,"paid_late_fees":0} {"emp_title":"medical receptionist","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":6.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":53700,"total_credit_utilized":22799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30700,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.93,"installment":515.75,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14447.46,"paid_total":2054.17,"paid_principal":1552.54,"paid_interest":501.63,"paid_late_fees":0} {"emp_title":"cashier supervisor","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":41000,"verified_income":"Not Verified","debt_to_income":16.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":47424,"total_credit_utilized":9501,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17300,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8976.56,"paid_total":1211.6,"paid_principal":1023.44,"paid_interest":188.16,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":5.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":19100,"total_credit_utilized":2385,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16900,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":17.14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":54641,"total_credit_utilized":57007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2200,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":12.62,"installment":83.78,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2206.45,"paid_total":414.52,"paid_principal":293.55,"paid_interest":120.97,"paid_late_fees":0} {"emp_title":"background investigator","emp_length":5,"state":"NE","homeownership":"MORTGAGE","annual_income":54902,"verified_income":"Source Verified","debt_to_income":22.47,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":46,"open_credit_lines":9,"total_credit_limit":205156,"total_credit_utilized":139223,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2400,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.58,"installment":271.8,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8003.56209,"paid_principal":8000,"paid_interest":3.56,"paid_late_fees":0} {"emp_title":"print operator","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":18.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":84,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":31930,"total_credit_utilized":9609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":84,"current_accounts_delinq":0,"total_collection_amount_ever":192,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1011.68,"paid_principal":687.44,"paid_interest":324.24,"paid_late_fees":0} {"emp_title":"project manager","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":132000,"verified_income":"Source Verified","debt_to_income":13.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":267145,"total_credit_utilized":198809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34997.78,"paid_total":6246.84,"paid_principal":5002.22,"paid_interest":1244.62,"paid_late_fees":0} {"emp_title":"smt","emp_length":3,"state":"NM","homeownership":"OWN","annual_income":42000,"verified_income":"Source Verified","debt_to_income":22.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":53185,"total_credit_utilized":41666,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.53,"paid_total":1551.37,"paid_principal":1156.47,"paid_interest":394.9,"paid_late_fees":0} {"emp_title":"deputy of public works","emp_length":10,"state":"KS","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":22.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":13,"total_credit_limit":87473,"total_credit_utilized":54640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":9.43,"installment":356.46,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16552.51,"paid_total":695.11,"paid_principal":447.49,"paid_interest":247.62,"paid_late_fees":0} {"emp_title":"funeral director","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":14.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":297442,"total_credit_utilized":48040,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10557.71,"paid_total":1954.53,"paid_principal":1442.29,"paid_interest":512.24,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":8,"state":"TX","homeownership":"OWN","annual_income":135000,"verified_income":"Source Verified","debt_to_income":22.34,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":44,"open_credit_lines":31,"total_credit_limit":470126,"total_credit_utilized":79894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":96000,"num_total_cc_accounts":31,"num_open_cc_accounts":24,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":93.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":19.03,"installment":403.39,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9818.37,"paid_total":2005.32,"paid_principal":1181.63,"paid_interest":823.69,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":3.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":6,"total_credit_limit":244155,"total_credit_utilized":1618,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":9.44,"installment":80.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2193.45,"paid_total":398.79,"paid_principal":306.55,"paid_interest":92.24,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":1.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":34800,"total_credit_utilized":3577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36904.08,"paid_total":3601.46,"paid_principal":3095.92,"paid_interest":505.54,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":3.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":60,"open_credit_lines":24,"total_credit_limit":97186,"total_credit_utilized":34969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":36500,"num_total_cc_accounts":26,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":31000,"term":60,"interest_rate":7.35,"installment":618.97,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28828.08,"paid_total":3082.19,"paid_principal":2171.92,"paid_interest":910.27,"paid_late_fees":0} {"emp_title":"clinic manager ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":11.61,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":30561,"total_credit_utilized":18999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1100,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":26.77,"installment":486.37,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15602.96,"paid_total":1435.31,"paid_principal":397.04,"paid_interest":1038.27,"paid_late_fees":0} {"emp_title":"operations processing specialist ","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":24.2,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.65,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":7,"total_credit_limit":213000,"total_credit_utilized":25331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22600,"num_total_cc_accounts":25,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":25.82,"installment":477.35,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15305.33,"paid_total":2329.37,"paid_principal":694.67,"paid_interest":1634.7,"paid_late_fees":0} {"emp_title":"contracting officer","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":38411,"verified_income":"Not Verified","debt_to_income":9.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":68553,"total_credit_utilized":56754,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.91,"installment":523.14,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14468.58,"paid_total":2082.86,"paid_principal":1531.42,"paid_interest":551.44,"paid_late_fees":0} {"emp_title":"highway foreman","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":53527.6,"verified_income":"Verified","debt_to_income":10.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":17600,"total_credit_utilized":17160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":30135.45,"paid_principal":30000,"paid_interest":135.45,"paid_late_fees":0} {"emp_title":"brand manager","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":6.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":32982,"total_credit_utilized":22070,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":895,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13273.71,"paid_total":2554.52,"paid_principal":1726.29,"paid_interest":828.23,"paid_late_fees":0} {"emp_title":"store manager","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Not Verified","debt_to_income":50.51,"annual_income_joint":91000,"verification_income_joint":"","debt_to_income_joint":27.81,"delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":197513,"total_credit_utilized":58542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":13482,"current_installment_accounts":3,"accounts_opened_24m":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16400,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":60,"interest_rate":12.61,"installment":496.19,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":21196.6,"paid_total":1457.75,"paid_principal":803.4,"paid_interest":654.35,"paid_late_fees":0} {"emp_title":"ultrasound tech","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":21.17,"annual_income_joint":150300,"verification_income_joint":"Source Verified","debt_to_income_joint":21.91,"delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":218015,"total_credit_utilized":31368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":9.44,"installment":629.18,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28408.62,"paid_total":2500.99,"paid_principal":1591.38,"paid_interest":909.61,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":18000,"verified_income":"Source Verified","debt_to_income":7.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":15100,"total_credit_utilized":2598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2332,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14400,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9811.79,"paid_total":538.54,"paid_principal":188.21,"paid_interest":350.33,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":2,"total_credit_limit":2300,"total_credit_utilized":822,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.96,"installment":187.91,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5702.8,"paid_total":370.51,"paid_principal":297.2,"paid_interest":73.31,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":6.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":13000,"total_credit_utilized":11278,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":10.42,"installment":438.28,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11866.6,"paid_total":2175.77,"paid_principal":1633.4,"paid_interest":542.37,"paid_late_fees":0} {"emp_title":"shop forman","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":24.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2007,"inquiries_last_12m":10,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":342794,"total_credit_utilized":90092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23100,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1397.78,"paid_principal":890.31,"paid_interest":507.47,"paid_late_fees":0} {"emp_title":"rotary operator","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":36.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":209342,"total_credit_utilized":60072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":12.61,"installment":435.59,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12398.89,"paid_total":862.07,"paid_principal":601.11,"paid_interest":260.96,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":26.16,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":12,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":116998,"total_credit_utilized":76569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":79.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5446.97,"paid_total":810.99,"paid_principal":553.03,"paid_interest":257.96,"paid_late_fees":0} {"emp_title":"cdl a driver warehouse tech","emp_length":3,"state":"WI","homeownership":"RENT","annual_income":43500,"verified_income":"Verified","debt_to_income":26.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2010,"inquiries_last_12m":7,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":76543,"total_credit_utilized":40830,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27100,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":20,"installment":508.69,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18224.57,"paid_total":2362.12,"paid_principal":975.43,"paid_interest":1386.69,"paid_late_fees":0} {"emp_title":"building manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":96000,"verified_income":"Verified","debt_to_income":9.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":447100,"total_credit_utilized":51751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1365,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":84600,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33221.93,"paid_total":4558.67,"paid_principal":1778.07,"paid_interest":2780.6,"paid_late_fees":0} {"emp_title":"network engineer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":18.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":106182,"total_credit_utilized":46367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":3572,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20225,"term":36,"interest_rate":15.04,"installment":701.51,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18864.01,"paid_total":2087.63,"paid_principal":1360.99,"paid_interest":726.64,"paid_late_fees":0} {"emp_title":"medical laboratory technologist","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":35.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":290936,"total_credit_utilized":325656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13400,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":18.45,"installment":358.95,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13562.24,"paid_total":1062.5,"paid_principal":437.76,"paid_interest":624.74,"paid_late_fees":0} {"emp_title":"accounting assistant","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":9.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":14919,"total_credit_utilized":8174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.01,"installment":281.3,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7469.28,"paid_total":836.78,"paid_principal":530.72,"paid_interest":306.06,"paid_late_fees":0} {"emp_title":"account manager","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":6.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":348142,"total_credit_utilized":6481,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9757.82,"paid_total":437.07,"paid_principal":242.18,"paid_interest":194.89,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":37840,"verified_income":"Not Verified","debt_to_income":26.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":64872,"total_credit_utilized":43862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":23.88,"installment":286.99,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10660.97766,"paid_principal":10000,"paid_interest":645.98,"paid_late_fees":15} {"emp_title":"admissions counselor","emp_length":8,"state":"HI","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":29.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":60610,"total_credit_utilized":44422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.04,"installment":867.13,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23317.7,"paid_total":2580.5,"paid_principal":1682.3,"paid_interest":898.2,"paid_late_fees":0} {"emp_title":"dsr","emp_length":9,"state":"OK","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Source Verified","debt_to_income":16.74,"annual_income_joint":186000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.37,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":109732,"total_credit_utilized":68071,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":289,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5544.76,"paid_total":549.02,"paid_principal":455.24,"paid_interest":93.78,"paid_late_fees":0} {"emp_title":"sr, mgr, global network services","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":21.21,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":2,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":458960,"total_credit_utilized":105918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":10.41,"installment":1038.73,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29696.74,"paid_total":3097.68,"paid_principal":2303.26,"paid_interest":794.42,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":18.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":289807,"total_credit_utilized":69977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":159,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":14.07,"installment":745.75,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":30834.37,"paid_total":2252.24,"paid_principal":1165.63,"paid_interest":1086.61,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":13.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":548130,"total_credit_utilized":18408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.07,"installment":152.27,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4617.13,"paid_total":455.12,"paid_principal":382.87,"paid_interest":72.25,"paid_late_fees":0} {"emp_title":"lvn care coordinator","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":8.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":83307,"total_credit_utilized":41095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36300,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1368,"paid_principal":712.09,"paid_interest":655.91,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":15.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":799435,"total_credit_utilized":48926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.31,"installment":180.67,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5535.59,"paid_total":540.24,"paid_principal":464.41,"paid_interest":75.83,"paid_late_fees":0} {"emp_title":"assistant general manager ","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":10.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":19,"total_credit_limit":78601,"total_credit_utilized":23854,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41600,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":17.09,"installment":398.42,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15124.28,"paid_total":1996.83,"paid_principal":875.72,"paid_interest":1101.19,"paid_late_fees":19.92} {"emp_title":"svp, americas","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":280000,"verified_income":"Source Verified","debt_to_income":9.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":817553,"total_credit_utilized":48645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3450,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11136.26,"paid_total":1154.71,"paid_principal":863.74,"paid_interest":290.97,"paid_late_fees":0} {"emp_title":"electrician","emp_length":4,"state":"VA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":47.67,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.88,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":172218,"total_credit_utilized":100661,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43200,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":7.34,"installment":930.99,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28500.44,"paid_total":1880.34,"paid_principal":1499.56,"paid_interest":380.78,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Verified","annual_income_joint":128000,"verification_income_joint":"","debt_to_income_joint":25.95,"delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":296223,"total_credit_utilized":70537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27800,"term":36,"interest_rate":9.43,"installment":889.61,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25764.48,"paid_total":2661.27,"paid_principal":2035.52,"paid_interest":625.75,"paid_late_fees":0} {"emp_title":"parole agent iii","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":161000,"verified_income":"Source Verified","debt_to_income":20.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":722868,"total_credit_utilized":153071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":79200,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33400,"paid_total":3348.21,"paid_principal":1600,"paid_interest":1748.21,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":200000,"verified_income":"Source Verified","debt_to_income":26.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":321927,"total_credit_utilized":166085,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":96500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":11.99,"installment":1162.34,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":30854.83,"paid_total":5788.39,"paid_principal":4145.17,"paid_interest":1643.22,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":7,"state":"MD","homeownership":"RENT","annual_income":116365,"verified_income":"Not Verified","debt_to_income":9.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":10,"total_credit_limit":160261,"total_credit_utilized":69197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":70000,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11071.21,"paid_total":1080.45,"paid_principal":928.79,"paid_interest":151.66,"paid_late_fees":0} {"emp_title":"quality control manager","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":62823,"verified_income":"Not Verified","debt_to_income":39.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":23,"total_credit_limit":193850,"total_credit_utilized":83956,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":14,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":82100,"num_total_cc_accounts":22,"num_open_cc_accounts":19,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":14.08,"installment":855.42,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22122.84,"paid_total":4257.54,"paid_principal":2877.16,"paid_interest":1380.38,"paid_late_fees":0} {"emp_title":"fixed assets analyst","emp_length":2,"state":"WI","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":25.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":197061,"total_credit_utilized":54661,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29100,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":28.72,"installment":631.44,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":19366.62,"paid_total":2493.85,"paid_principal":633.38,"paid_interest":1860.47,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":0.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":3,"total_credit_limit":139800,"total_credit_utilized":704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4300,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":900.38,"paid_principal":773.99,"paid_interest":126.39,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":11.97,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.09,"delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":44400,"total_credit_utilized":17525,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":13.58,"installment":345.77,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14283.88,"paid_total":1360.45,"paid_principal":716.12,"paid_interest":644.33,"paid_late_fees":0} {"emp_title":"consultant","emp_length":9,"state":"OR","homeownership":"RENT","annual_income":165000,"verified_income":"Source Verified","debt_to_income":10.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":165900,"total_credit_utilized":75616,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":107600,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18509.07,"paid_total":1870.24,"paid_principal":1490.93,"paid_interest":379.31,"paid_late_fees":0} {"emp_title":"facilities operations manager","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":94500,"verified_income":"Not Verified","debt_to_income":19.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":25,"total_credit_limit":142190,"total_credit_utilized":42892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":66200,"num_total_cc_accounts":24,"num_open_cc_accounts":23,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8095.41,"paid_total":2125.78,"paid_principal":1904.59,"paid_interest":221.19,"paid_late_fees":0} {"emp_title":"cook","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":18800,"verified_income":"Verified","debt_to_income":59.71,"annual_income_joint":135800,"verification_income_joint":"Verified","debt_to_income_joint":36.93,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":68888,"total_credit_utilized":38057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":10.42,"installment":1136.27,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31626.97,"paid_total":4524.82,"paid_principal":3373.03,"paid_interest":1151.79,"paid_late_fees":0} {"emp_title":"help desk manager","emp_length":3,"state":"MN","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":20.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":70,"open_credit_lines":12,"total_credit_limit":174185,"total_credit_utilized":109160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":76100,"num_total_cc_accounts":25,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":98.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.44,"installment":419.46,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18668.58,"paid_total":2076.32,"paid_principal":1331.42,"paid_interest":744.9,"paid_late_fees":0} {"emp_title":"administration","emp_length":2,"state":"CO","homeownership":"OWN","annual_income":29000,"verified_income":"Verified","debt_to_income":1.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":14500,"total_credit_utilized":981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1844,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12004.91283,"paid_principal":12000,"paid_interest":4.91,"paid_late_fees":0} {"emp_title":"massage therapoist","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":5.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":22838,"total_credit_utilized":10286,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":742,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":29.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":15.04,"installment":41.63,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1146.49,"paid_total":82.26,"paid_principal":53.51,"paid_interest":28.75,"paid_late_fees":0} {"emp_title":" district manager","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Not Verified","debt_to_income":10.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":407708,"total_credit_utilized":29434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":10,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.8,"paid_total":1802.49,"paid_principal":1551.2,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"program manager","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":127000,"verified_income":"Source Verified","debt_to_income":20.16,"annual_income_joint":152000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.56,"delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":265402,"total_credit_utilized":73820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":54800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":19600,"term":60,"interest_rate":9.44,"installment":411.07,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.28,"paid_total":1634,"paid_principal":1039.72,"paid_interest":594.28,"paid_late_fees":0} {"emp_title":"cashier/salesperson","emp_length":0,"state":"RI","homeownership":"MORTGAGE","annual_income":29000,"verified_income":"Not Verified","debt_to_income":23.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":50896,"total_credit_utilized":10843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16900,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.07,"installment":239.49,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6522.2,"paid_total":693.85,"paid_principal":477.8,"paid_interest":216.05,"paid_late_fees":0} {"emp_title":"sales director international ","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":145000,"verified_income":"Not Verified","debt_to_income":16.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":8,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":232382,"total_credit_utilized":89533,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":124000,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21820.89,"paid_total":3834.37,"paid_principal":3179.11,"paid_interest":655.26,"paid_late_fees":0} {"emp_title":"assistant principal","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":19.09,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":271797,"total_credit_utilized":57849,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4548.62,"paid_total":700.08,"paid_principal":451.38,"paid_interest":248.7,"paid_late_fees":0} {"emp_title":"financial director","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":12.18,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":53241,"total_credit_utilized":36878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26700,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":16815.37,"paid_total":4037.35,"paid_principal":3184.63,"paid_interest":852.72,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":22.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":194242,"total_credit_utilized":24925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":101,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.44,"installment":224.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6316.09,"paid_total":892.49,"paid_principal":683.91,"paid_interest":208.58,"paid_late_fees":0} {"emp_title":"administrstor","emp_length":9,"state":"OH","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.9,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":178829,"total_credit_utilized":94977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7900,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":75.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20.39,"installment":373.63,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9589.11,"paid_total":724.6,"paid_principal":410.89,"paid_interest":313.71,"paid_late_fees":0} {"emp_title":"senior analyst","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":0.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":233000,"total_credit_utilized":1959,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":54500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.44,"installment":629.18,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28002.93,"paid_total":3114.43,"paid_principal":1997.07,"paid_interest":1117.36,"paid_late_fees":0} {"emp_title":"medical laboratory scientist","emp_length":4,"state":"OH","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":257544,"total_credit_utilized":27237,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.32,"installment":481.84,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":13927.17,"paid_total":2399.74,"paid_principal":2072.83,"paid_interest":326.91,"paid_late_fees":0} {"emp_title":"network infrastructure engineer","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":13.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":17,"total_credit_limit":125545,"total_credit_utilized":61678,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37200,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10782.62,"paid_total":1500.64,"paid_principal":1217.38,"paid_interest":283.26,"paid_late_fees":0} {"emp_title":"actuary","emp_length":1,"state":"MA","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Verified","debt_to_income":23.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":423921,"total_credit_utilized":104566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":36559.55922,"paid_principal":35000,"paid_interest":1559.56,"paid_late_fees":0} {"emp_title":"director technology","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":250000,"verified_income":"Not Verified","debt_to_income":8.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":137107,"total_credit_utilized":56938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.41,"installment":1298.41,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37120.94,"paid_total":3848.96,"paid_principal":2879.06,"paid_interest":969.9,"paid_late_fees":0} {"emp_title":"area sales director","emp_length":0,"state":"NC","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":75685,"total_credit_utilized":16117,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34500,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.43,"installment":335.49,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15553.63,"paid_total":712.71,"paid_principal":446.37,"paid_interest":266.34,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":17.56,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":186990,"total_credit_utilized":10432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":6,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.43,"installment":96.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2780.98,"paid_total":286.46,"paid_principal":219.02,"paid_interest":67.44,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":34700,"verified_income":"Source Verified","debt_to_income":66.59,"annual_income_joint":109420,"verification_income_joint":"Source Verified","debt_to_income_joint":27.29,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":308687,"total_credit_utilized":59319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23375.64,"paid_total":2667.06,"paid_principal":1624.36,"paid_interest":1042.7,"paid_late_fees":0} {"emp_title":"pastor","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":29.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":77050,"total_credit_utilized":66365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.9,"installment":212.5,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6035.43,"paid_total":633.56,"paid_principal":464.57,"paid_interest":168.99,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":26.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":184874,"total_credit_utilized":68506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.59,"paid_total":2684.66,"paid_principal":1565.41,"paid_interest":1119.25,"paid_late_fees":0} {"emp_title":"water inspector","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":31.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":26,"total_credit_limit":475695,"total_credit_utilized":136508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":144300,"num_total_cc_accounts":33,"num_open_cc_accounts":22,"num_cc_carrying_balance":19,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":13.59,"installment":237.86,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6354.8,"paid_total":946.16,"paid_principal":645.2,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"president","emp_length":7,"state":"VA","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":20.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":468177,"total_credit_utilized":114305,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18059.32,"paid_total":2551.18,"paid_principal":1940.68,"paid_interest":610.5,"paid_late_fees":0} {"emp_title":"senior lender specialist ii","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":24.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":44979,"total_credit_utilized":32507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":898,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.53,"paid_total":1551.37,"paid_principal":1156.47,"paid_interest":394.9,"paid_late_fees":0} {"emp_title":"service manager","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":71434,"total_credit_utilized":50945,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.01,"installment":562.6,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14938.56,"paid_total":1673.57,"paid_principal":1061.44,"paid_interest":612.13,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":42204,"verified_income":"Not Verified","debt_to_income":20.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":39769,"total_credit_utilized":20907,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16800,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":3,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":10.42,"installment":278.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12155.32,"paid_total":1387.02,"paid_principal":844.68,"paid_interest":542.34,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Not Verified","debt_to_income":24.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":538671,"total_credit_utilized":77561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42400,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11405.6,"paid_total":746.33,"paid_principal":594.4,"paid_interest":151.93,"paid_late_fees":0} {"emp_title":"vice president ocean services","emp_length":1,"state":"IL","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Not Verified","debt_to_income":16.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":6,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":618071,"total_credit_utilized":122516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":153100,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9469.53,"paid_total":833.68,"paid_principal":530.47,"paid_interest":303.21,"paid_late_fees":0} {"emp_title":"accounting clerk iv","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":76012,"verified_income":"Source Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":83352,"total_credit_utilized":52434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29900,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.91,"installment":433.96,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18977.65,"paid_total":1639.79,"paid_principal":1022.35,"paid_interest":617.44,"paid_late_fees":0} {"emp_title":"owner/director","emp_length":7,"state":"NJ","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":21.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":237534,"total_credit_utilized":105538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":6.07,"installment":580.97,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28705.82,"paid_total":1722.68,"paid_principal":1294.18,"paid_interest":428.5,"paid_late_fees":0} {"emp_title":"mechanical engineer","emp_length":5,"state":"UT","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Source Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":264630,"total_credit_utilized":41947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":167,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21847.54,"paid_total":3859.28,"paid_principal":3152.46,"paid_interest":706.82,"paid_late_fees":0} {"emp_title":"operating engineer","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":10.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":42153,"total_credit_utilized":19965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.43,"installment":629.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28588.97,"paid_total":2137.78,"paid_principal":1411.03,"paid_interest":726.75,"paid_late_fees":0} {"emp_title":"dir strategic accounts","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":28.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":614223,"total_credit_utilized":98736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34300,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.44,"installment":1120.18,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31580.53,"paid_total":4462.36,"paid_principal":3419.47,"paid_interest":1042.89,"paid_late_fees":0} {"emp_title":"rca professional","emp_length":6,"state":"MN","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":25.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":91224,"total_credit_utilized":64453,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46400,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.59,"installment":691.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28199.99,"paid_total":3413.15,"paid_principal":1800.01,"paid_interest":1613.14,"paid_late_fees":0} {"emp_title":"assistant director","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":97000,"verified_income":"Not Verified","debt_to_income":9.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":41863,"total_credit_utilized":19186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4488.26,"paid_total":604.98,"paid_principal":511.74,"paid_interest":93.24,"paid_late_fees":0} {"emp_title":"surgeon ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":17,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":45,"open_credit_lines":14,"total_credit_limit":563308,"total_credit_utilized":555502,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":5.32,"installment":391.5,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11655.63,"paid_total":1562.16,"paid_principal":1344.37,"paid_interest":217.79,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":19.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":221183,"total_credit_utilized":46055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10759.06,"paid_total":1438.43,"paid_principal":1240.94,"paid_interest":197.49,"paid_late_fees":0} {"emp_title":"lab manager/ dental assistant","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":17.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":33624,"total_credit_utilized":13236,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3823,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11700,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1388.88,"paid_principal":890.31,"paid_interest":498.57,"paid_late_fees":0} {"emp_title":"sergeant first class","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":78648,"verified_income":"Source Verified","debt_to_income":26.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":333424,"total_credit_utilized":58690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":658,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20,"installment":371.64,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9159.38,"paid_total":1464.34,"paid_principal":840.62,"paid_interest":623.72,"paid_late_fees":0} {"emp_title":"family assistance analyst ii","emp_length":4,"state":"NM","homeownership":"RENT","annual_income":38043,"verified_income":"Verified","debt_to_income":38.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":21,"total_credit_limit":129793,"total_credit_utilized":104031,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1808,"current_installment_accounts":17,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9334.29,"paid_total":1043.41,"paid_principal":665.71,"paid_interest":377.7,"paid_late_fees":0} {"emp_title":"admin aid","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Source Verified","debt_to_income":13.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":77353,"total_credit_utilized":20197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":60,"interest_rate":12.61,"installment":259.38,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":11728.19623,"paid_principal":11500,"paid_interest":228.2,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":24.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":36,"total_credit_limit":410022,"total_credit_utilized":116051,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":9500,"num_total_cc_accounts":24,"num_open_cc_accounts":22,"num_cc_carrying_balance":19,"num_mort_accounts":1,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":30.79,"installment":656.81,"grade":"G","sub_grade":"G1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19243.97,"paid_total":3215.63,"paid_principal":756.03,"paid_interest":2459.6,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Verified","debt_to_income":27.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":18,"total_credit_limit":347656,"total_credit_utilized":104713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21000,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.45,"installment":384.59,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14530.97,"paid_total":1138.39,"paid_principal":469.03,"paid_interest":669.36,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":29.28,"annual_income_joint":180000,"verification_income_joint":"Verified","debt_to_income_joint":29.02,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":368431,"total_credit_utilized":84271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":14.07,"installment":932.19,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38594.07,"paid_total":2765.3,"paid_principal":1405.93,"paid_interest":1359.37,"paid_late_fees":0} {"emp_title":"assistant principal ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":8.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":44693,"total_credit_utilized":38660,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.04,"installment":238.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9657.41,"paid_total":705.97,"paid_principal":342.59,"paid_interest":363.38,"paid_late_fees":0} {"emp_title":"oral maxillofacial surgeon ","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":275000,"verified_income":"Not Verified","debt_to_income":1.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":218147,"total_credit_utilized":12651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37337.22,"paid_total":4173.57,"paid_principal":2662.78,"paid_interest":1510.79,"paid_late_fees":0} {"emp_title":"education contractor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":6.25,"annual_income_joint":350000,"verification_income_joint":"Source Verified","debt_to_income_joint":7.59,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":291519,"total_credit_utilized":100941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":56500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":6.07,"installment":1065.88,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32319.97,"paid_total":3185.84,"paid_principal":2680.03,"paid_interest":505.81,"paid_late_fees":0} {"emp_title":"engineer","emp_length":5,"state":"ID","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":15.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":421680,"total_credit_utilized":135944,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46600,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36904.08,"paid_total":3589.66,"paid_principal":3095.92,"paid_interest":493.74,"paid_late_fees":0} {"emp_title":"district manager ","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":14.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":26,"total_credit_limit":152018,"total_credit_utilized":51578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":75900,"num_total_cc_accounts":33,"num_open_cc_accounts":23,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.43,"installment":314.52,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14405.42,"paid_total":935.7,"paid_principal":594.58,"paid_interest":341.12,"paid_late_fees":0} {"emp_title":"program manager","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":97000,"verified_income":"Source Verified","debt_to_income":8.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":78813,"total_credit_utilized":24379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.72,"installment":553.49,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16173.97,"paid_total":2207.24,"paid_principal":1826.03,"paid_interest":381.21,"paid_late_fees":0} {"emp_title":"shipping and receiving ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":32760,"verified_income":"Verified","debt_to_income":17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":142051,"total_credit_utilized":8506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11136.26,"paid_total":1161.65,"paid_principal":863.74,"paid_interest":297.91,"paid_late_fees":0} {"emp_title":"sourcing manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":12.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":73471,"total_credit_utilized":24001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47500,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19224.92,"paid_total":2217.95,"paid_principal":775.08,"paid_interest":1442.87,"paid_late_fees":0} {"emp_title":"brand ambassador/promotional model","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":33197,"verified_income":"Source Verified","debt_to_income":8.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":19300,"total_credit_utilized":9246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"sen network analyst","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":122000,"verified_income":"Source Verified","debt_to_income":18.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":6,"total_credit_lines":55,"open_credit_lines":19,"total_credit_limit":346595,"total_credit_utilized":72213,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53300,"num_total_cc_accounts":25,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28854.82,"paid_total":1934.17,"paid_principal":1145.18,"paid_interest":788.99,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":25.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":62103,"total_credit_utilized":51535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3980.41,"paid_total":1138.16,"paid_principal":1019.59,"paid_interest":118.57,"paid_late_fees":0} {"emp_title":"security offier","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":29.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":60930,"total_credit_utilized":55087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":53,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4420.65,"paid_total":865.06,"paid_principal":579.35,"paid_interest":285.71,"paid_late_fees":0} {"emp_title":"manager ","emp_length":5,"state":"MI","homeownership":"OWN","annual_income":55000,"verified_income":"Verified","debt_to_income":6.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":18634,"total_credit_utilized":11521,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":10.41,"installment":551.83,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15776.38,"paid_total":1635.83,"paid_principal":1223.62,"paid_interest":412.21,"paid_late_fees":0} {"emp_title":"letter carrier","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":72500,"verified_income":"Not Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":259900,"total_credit_utilized":21926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":6.71,"installment":676.39,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20330.58,"paid_total":2012.77,"paid_principal":1669.42,"paid_interest":343.35,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":60500,"total_credit_utilized":22657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35100,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.04,"installment":571.47,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23078.46,"paid_total":1774.3,"paid_principal":921.54,"paid_interest":852.76,"paid_late_fees":0} {"emp_title":"rn","emp_length":5,"state":"ME","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":37.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":132086,"total_credit_utilized":84943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":27,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":18.06,"installment":723.66,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17822.13,"paid_total":3578.17,"paid_principal":2177.87,"paid_interest":1400.3,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"IL","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":20.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":23,"total_credit_limit":292083,"total_credit_utilized":62405,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":70000,"num_total_cc_accounts":27,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":34000,"term":36,"interest_rate":9.44,"installment":1088.17,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29831.41,"paid_total":5494.35,"paid_principal":4168.59,"paid_interest":1325.76,"paid_late_fees":0} {"emp_title":"business system technician","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":19.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":13,"total_credit_limit":88300,"total_credit_utilized":53137,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23800,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13491.43,"paid_total":1856.16,"paid_principal":1508.57,"paid_interest":347.59,"paid_late_fees":0} {"emp_title":"director ","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":15.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":585684,"total_credit_utilized":137891,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13504.32,"paid_total":1872.72,"paid_principal":1495.68,"paid_interest":377.04,"paid_late_fees":0} {"emp_title":"forklift operator","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":31942.63,"verified_income":"Not Verified","debt_to_income":16.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":21234,"total_credit_utilized":16958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8600,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.45,"installment":256.39,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9687.32,"paid_total":758.92,"paid_principal":312.68,"paid_interest":446.24,"paid_late_fees":0} {"emp_title":"court officer","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":28.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":93208,"total_credit_utilized":57762,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15200,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":15.05,"installment":971.32,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25472.33,"paid_total":3838.46,"paid_principal":2527.67,"paid_interest":1310.79,"paid_late_fees":0} {"emp_title":"leasing professional","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":24000,"verified_income":"Not Verified","debt_to_income":21.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":31100,"total_credit_utilized":15968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29600,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4386.95,"paid_total":797.53,"paid_principal":613.05,"paid_interest":184.48,"paid_late_fees":0} {"emp_title":"dealer","emp_length":1,"state":"NV","homeownership":"OWN","annual_income":52000,"verified_income":"Verified","debt_to_income":13.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":60823,"total_credit_utilized":22077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":9302.86,"paid_total":998.35,"paid_principal":697.14,"paid_interest":301.21,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":9,"state":"SC","homeownership":"OWN","annual_income":38000,"verified_income":"Source Verified","debt_to_income":22.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":7,"total_credit_limit":40964,"total_credit_utilized":19326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":15,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.07,"installment":152.27,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4494.69,"paid_total":551.17,"paid_principal":505.31,"paid_interest":45.86,"paid_late_fees":0} {"emp_title":"and assist","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":26.89,"annual_income_joint":110000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.92,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":157535,"total_credit_utilized":32399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18468.54,"paid_total":1813.75,"paid_principal":1531.46,"paid_interest":282.29,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":0,"state":"LA","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":4.51,"annual_income_joint":147000,"verification_income_joint":"Not Verified","debt_to_income_joint":4.28,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":386100,"total_credit_utilized":20570,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":19000,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":91.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38328.35,"paid_total":2379.16,"paid_principal":1671.65,"paid_interest":707.51,"paid_late_fees":0} {"emp_title":"technichian","emp_length":8,"state":"TN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":35.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":241932,"total_credit_utilized":83274,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21100,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":5,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4656.28,"paid_total":502.07,"paid_principal":343.72,"paid_interest":158.35,"paid_late_fees":0} {"emp_title":"nurse ","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":26.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":23,"total_credit_limit":228526,"total_credit_utilized":81602,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4174,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21000,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":6.07,"installment":517.72,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16134.36,"paid_total":1029.71,"paid_principal":865.64,"paid_interest":164.07,"paid_late_fees":0} {"emp_title":"rn case manager","emp_length":4,"state":"SC","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":25.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":254416,"total_credit_utilized":46013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":60,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6100,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":18.45,"installment":410.23,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15499.69,"paid_total":1270.94,"paid_principal":500.31,"paid_interest":770.63,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":5,"state":"MD","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":20.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":56200,"total_credit_utilized":21700,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1528,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27200,"num_total_cc_accounts":32,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":9.93,"installment":1031.5,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28894.92,"paid_total":4108.35,"paid_principal":3105.08,"paid_interest":1003.27,"paid_late_fees":0} {"emp_title":"teaching assistant","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":8000,"verified_income":"Not Verified","debt_to_income":144.74,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.6,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":34110,"total_credit_utilized":28483,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":54,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":11900,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":23.88,"installment":717.46,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24093.55,"paid_total":2836.67,"paid_principal":906.45,"paid_interest":1930.22,"paid_late_fees":0} {"emp_title":"marine mechanic","emp_length":6,"state":"WA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":18.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":340300,"total_credit_utilized":27022,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":30200,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":88.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.42,"installment":211.03,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5838.25,"paid_total":875.36,"paid_principal":661.75,"paid_interest":213.61,"paid_late_fees":0} {"emp_title":"field sales manager","emp_length":5,"state":"GA","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":23.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":54100,"total_credit_utilized":32940,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22742.46,"paid_total":2023.2,"paid_principal":1257.54,"paid_interest":765.66,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":9.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":292123,"total_credit_utilized":311963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.58,"installment":553.23,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23145.51,"paid_total":1641.58,"paid_principal":854.49,"paid_interest":787.09,"paid_late_fees":0} {"emp_title":"clinical engineer","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":24.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":142546,"total_credit_utilized":96275,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27000,"num_total_cc_accounts":16,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25450,"term":36,"interest_rate":7.97,"installment":797.16,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25456.47689,"paid_principal":25450,"paid_interest":6.48,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":74405,"total_credit_utilized":26870,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":66405,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.93,"installment":580.22,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15807.67,"paid_total":2891.17,"paid_principal":2192.33,"paid_interest":698.84,"paid_late_fees":0} {"emp_title":"csr","emp_length":1,"state":"KY","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":21.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":44932,"total_credit_utilized":41026,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":351,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":18.06,"installment":115.79,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2994.04,"paid_total":344.16,"paid_principal":205.96,"paid_interest":138.2,"paid_late_fees":0} {"emp_title":"fulfillment associate","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":34.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":81473,"total_credit_utilized":63494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11250,"term":36,"interest_rate":10.41,"installment":365.18,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":10441.51,"paid_total":1082.53,"paid_principal":808.49,"paid_interest":274.04,"paid_late_fees":0} {"emp_title":"vp","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Source Verified","debt_to_income":17.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":373878,"total_credit_utilized":48203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":34,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":27100,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":11.98,"installment":426.9,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18487.26,"paid_total":1343.66,"paid_principal":712.74,"paid_interest":630.92,"paid_late_fees":0} {"emp_title":"saws","emp_length":1,"state":"OK","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":27.91,"annual_income_joint":60000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.66,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":83253,"total_credit_utilized":29899,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":17900,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7874.47,"paid_total":1405.57,"paid_principal":1125.53,"paid_interest":280.04,"paid_late_fees":0} {"emp_title":"ditect support proffessional","emp_length":7,"state":"MD","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":9.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":46700,"total_credit_utilized":9767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23000,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.07,"installment":548.17,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17083.45,"paid_total":1090.27,"paid_principal":916.55,"paid_interest":173.72,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"OWN","annual_income":15864,"verified_income":"Not Verified","debt_to_income":20.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":20800,"total_credit_utilized":8330,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.42,"installment":129.86,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3614.51,"paid_total":514.81,"paid_principal":385.49,"paid_interest":129.32,"paid_late_fees":0} {"emp_title":"category coordinator","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":27.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":41290,"total_credit_utilized":26298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9628.77,"paid_total":660.39,"paid_principal":371.23,"paid_interest":289.16,"paid_late_fees":0} {"emp_title":"rn","emp_length":8,"state":"MD","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":27.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":25,"total_credit_limit":384616,"total_credit_utilized":73199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31100,"num_total_cc_accounts":29,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17682.7,"paid_total":3382.8,"paid_principal":2317.3,"paid_interest":1065.5,"paid_late_fees":0} {"emp_title":"customer manager","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":10.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":84,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":97477,"total_credit_utilized":89055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28000,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":15.05,"installment":209.01,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6186.25901,"paid_principal":6025,"paid_interest":161.26,"paid_late_fees":0} {"emp_title":"college store coordinator","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Not Verified","debt_to_income":11.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":98593,"total_credit_utilized":20722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":14.07,"installment":218.96,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6457.526,"paid_principal":6400,"paid_interest":57.53,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":19200,"verified_income":"Verified","debt_to_income":132.06,"annual_income_joint":94200,"verification_income_joint":"Verified","debt_to_income_joint":32.34,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":188596,"total_credit_utilized":61370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":89900,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":10.42,"installment":750.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33188.6,"paid_total":2983.38,"paid_principal":1811.4,"paid_interest":1171.98,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":13.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":44257,"total_credit_utilized":33488,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17900,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.91,"installment":425.05,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11755.73,"paid_total":1692.32,"paid_principal":1244.27,"paid_interest":448.05,"paid_late_fees":0} {"emp_title":"care nurse ","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":67400,"verified_income":"Verified","debt_to_income":1.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":15100,"total_credit_utilized":2973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.72,"installment":737.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20948.06,"paid_total":3680.99,"paid_principal":3051.94,"paid_interest":629.05,"paid_late_fees":0} {"emp_title":"claims adjuster","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":20.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":107874,"total_credit_utilized":49041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":34000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19357.88,"paid_total":1486.95,"paid_principal":642.12,"paid_interest":844.83,"paid_late_fees":0} {"emp_title":"consultant","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":0.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":8500,"total_credit_utilized":262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":7.97,"installment":31.33,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":900.26,"paid_total":124.43,"paid_principal":99.74,"paid_interest":24.69,"paid_late_fees":0} {"emp_title":"lead clerk","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":73000,"verified_income":"Not Verified","debt_to_income":18.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":104181,"total_credit_utilized":40790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":7.96,"installment":175.39,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5182.51,"paid_total":523.69,"paid_principal":417.49,"paid_interest":106.2,"paid_late_fees":0} {"emp_title":"flight coordinator","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":31.62,"annual_income_joint":97000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.23,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":122172,"total_credit_utilized":46123,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":64900,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":9.44,"installment":734.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33143.41,"paid_total":2917.8,"paid_principal":1856.59,"paid_interest":1061.21,"paid_late_fees":0} {"emp_title":"systems administrator","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":6.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":81599,"total_credit_utilized":67628,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":10,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17500,"term":60,"interest_rate":15.05,"installment":416.79,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16695.78,"paid_total":1652.53,"paid_principal":804.22,"paid_interest":848.31,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":1,"state":"NH","homeownership":"RENT","annual_income":35360,"verified_income":"Verified","debt_to_income":10.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":20800,"total_credit_utilized":13058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.58,"installment":509.61,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13617.31,"paid_total":2015.81,"paid_principal":1382.69,"paid_interest":633.12,"paid_late_fees":0} {"emp_title":"store manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Not Verified","debt_to_income":19.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":426217,"total_credit_utilized":33491,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":160,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13400,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":9.44,"installment":153.63,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3910.67,"paid_total":1059.35,"paid_principal":889.33,"paid_interest":170.02,"paid_late_fees":0} {"emp_title":"account manager","emp_length":0,"state":"NM","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":39.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":36,"open_credit_lines":12,"total_credit_limit":604532,"total_credit_utilized":228881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":30.65,"installment":818.85,"grade":"F","sub_grade":"F4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24250.66,"paid_total":3232.83,"paid_principal":749.34,"paid_interest":2483.49,"paid_late_fees":0} {"emp_title":"field supervision director insurance","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Verified","debt_to_income":20.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1986,"inquiries_last_12m":8,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":337480,"total_credit_utilized":73682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47500,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":81.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.43,"installment":1152.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":33372.12,"paid_total":3473.53,"paid_principal":2627.88,"paid_interest":845.65,"paid_late_fees":0} {"emp_title":"vp of east coast operations ","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":5.54,"annual_income_joint":222800,"verification_income_joint":"Source Verified","debt_to_income_joint":6.01,"delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":311281,"total_credit_utilized":21309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30600,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":1650,"term":36,"interest_rate":7.35,"installment":51.22,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1441.89,"paid_total":257.04,"paid_principal":208.11,"paid_interest":48.93,"paid_late_fees":0} {"emp_title":"process engineer","emp_length":3,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":26.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":24,"total_credit_limit":329954,"total_credit_utilized":132363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":83500,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.07,"installment":913.61,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26929.36,"paid_total":3634.21,"paid_principal":3070.64,"paid_interest":563.57,"paid_late_fees":0} {"emp_title":"deputy clerk","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":187987,"total_credit_utilized":35722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.09,"installment":373.52,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14177.43,"paid_total":1853.36,"paid_principal":822.57,"paid_interest":1030.79,"paid_late_fees":0} {"emp_title":"enterprise support manager","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":166088,"verified_income":"Not Verified","debt_to_income":8.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":129010,"total_credit_utilized":49468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":108800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21847.54,"paid_total":3869.49,"paid_principal":3152.46,"paid_interest":717.03,"paid_late_fees":0} {"emp_title":"case manager","emp_length":7,"state":"MO","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Verified","debt_to_income":13.08,"annual_income_joint":98000,"verification_income_joint":"Verified","debt_to_income_joint":26.02,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":125503,"total_credit_utilized":32285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17500,"term":60,"interest_rate":10.42,"installment":375.46,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16594.28,"paid_total":1491.71,"paid_principal":905.72,"paid_interest":585.99,"paid_late_fees":0} {"emp_title":"financial reporting manager","emp_length":8,"state":"MD","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":17.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":85440,"total_credit_utilized":70391,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19128.86,"paid_total":1944.61,"paid_principal":871.14,"paid_interest":1073.47,"paid_late_fees":0} {"emp_title":"deputy director","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Not Verified","debt_to_income":27.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":64,"open_credit_lines":19,"total_credit_limit":309251,"total_credit_utilized":100307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50900,"num_total_cc_accounts":35,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":8,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":21.45,"installment":909.76,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22024.78,"paid_total":3610.44,"paid_principal":1975.22,"paid_interest":1635.22,"paid_late_fees":0} {"emp_title":"forklift operator","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Not Verified","debt_to_income":36.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":187795,"total_credit_utilized":52349,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":11.99,"installment":116.24,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3085.45,"paid_total":576.54,"paid_principal":414.55,"paid_interest":161.99,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"KS","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":25.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":7,"total_credit_limit":75617,"total_credit_utilized":46382,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":20,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5548.75,"paid_total":556.15,"paid_principal":451.25,"paid_interest":104.9,"paid_late_fees":0} {"emp_title":"tech 3 ","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Verified","debt_to_income":19.61,"annual_income_joint":146000,"verification_income_joint":"Verified","debt_to_income_joint":19.18,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":215513,"total_credit_utilized":54743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":646,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":39275,"term":60,"interest_rate":13.59,"installment":905.54,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36918.47,"paid_total":4498.05,"paid_principal":2356.53,"paid_interest":2141.52,"paid_late_fees":0} {"emp_title":"mio specialist","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":16.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":22,"total_credit_limit":58200,"total_credit_utilized":17528,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":373,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12700,"num_total_cc_accounts":23,"num_open_cc_accounts":20,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18903.27,"paid_total":2442.63,"paid_principal":1096.73,"paid_interest":1345.9,"paid_late_fees":0} {"emp_title":"senior billing specialist","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Verified","debt_to_income":3.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":5700,"total_credit_utilized":2876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":17.09,"installment":398.42,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14939.54,"paid_total":2269,"paid_principal":1060.46,"paid_interest":1208.54,"paid_late_fees":0} {"emp_title":"supply management specialist","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":103000,"verified_income":"Not Verified","debt_to_income":13.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":59085,"total_credit_utilized":47278,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":120,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10900,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.06,"installment":289.47,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7128.82,"paid_total":1431.3,"paid_principal":871.18,"paid_interest":560.12,"paid_late_fees":0} {"emp_title":"tso","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":46000,"verified_income":"Not Verified","debt_to_income":20.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":12,"total_credit_limit":46022,"total_credit_utilized":33403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":14.08,"installment":164.24,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3313.71,"paid_total":1653.21,"paid_principal":1486.29,"paid_interest":166.92,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":0,"verified_income":"Not Verified","annual_income_joint":134000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.52,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":44819,"total_credit_utilized":29788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":185,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":20.39,"installment":854.77,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31050.95,"paid_total":2528.06,"paid_principal":949.05,"paid_interest":1579.01,"paid_late_fees":0} {"emp_title":"bakery","emp_length":3,"state":"MO","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":3.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":9840,"total_credit_utilized":4030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18509.07,"paid_total":1870.24,"paid_principal":1490.93,"paid_interest":379.31,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":418643,"total_credit_utilized":81282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":65800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.99,"installment":1328.39,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":36229.06,"paid_total":5260.27,"paid_principal":3770.94,"paid_interest":1489.33,"paid_late_fees":0} {"emp_title":"reservations agent ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":16.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":24427,"total_credit_utilized":15442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4501.41,"paid_total":622.05,"paid_principal":498.59,"paid_interest":123.46,"paid_late_fees":0} {"emp_title":"driver / warehouse","emp_length":10,"state":"NH","homeownership":"RENT","annual_income":92000,"verified_income":"Source Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":29200,"total_credit_utilized":22448,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7442.2,"paid_total":792.97,"paid_principal":557.8,"paid_interest":235.17,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":13.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":98371,"total_credit_utilized":79725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22400,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.01,"installment":972.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38666.1,"paid_total":2847.66,"paid_principal":1333.9,"paid_interest":1513.76,"paid_late_fees":0} {"emp_title":"foreman","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":74000,"verified_income":"Verified","debt_to_income":12.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":47663,"total_credit_utilized":24212,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":13.58,"installment":747.43,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20487.62,"paid_total":2225.69,"paid_principal":1512.38,"paid_interest":713.31,"paid_late_fees":0} {"emp_title":"conference coordinator","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":80400,"verified_income":"Source Verified","debt_to_income":11.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":265661,"total_credit_utilized":38474,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35100,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.41,"installment":257.4,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11536.1,"paid_total":765.26,"paid_principal":463.9,"paid_interest":301.36,"paid_late_fees":0} {"emp_title":"lead line service tech","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":21.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":28195,"total_credit_utilized":15937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8841.35,"paid_total":1691.4,"paid_principal":1158.65,"paid_interest":532.75,"paid_late_fees":0} {"emp_title":"weighmaster","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":10.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":32739,"total_credit_utilized":16235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":18.45,"installment":174.62,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4387.32,"paid_total":688.64,"paid_principal":412.68,"paid_interest":275.96,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":76000,"verified_income":"Source Verified","debt_to_income":17.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":47336,"total_credit_utilized":18269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":1712,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4300,"term":36,"interest_rate":12.62,"installment":144.1,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3795.1,"paid_total":712.96,"paid_principal":504.9,"paid_interest":208.06,"paid_late_fees":0} {"emp_title":"vision center sales","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":17.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2005,"inquiries_last_12m":15,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":76805,"total_credit_utilized":31810,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36900,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":7.97,"installment":1127.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24376.7,"paid_total":12614.09,"paid_principal":11623.3,"paid_interest":990.79,"paid_late_fees":0} {"emp_title":"sales executive","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":29.76,"annual_income_joint":220000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.76,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":650774,"total_credit_utilized":62922,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":66000,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":21.45,"installment":758.14,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17923.89,"paid_total":3731.12,"paid_principal":2076.11,"paid_interest":1655.01,"paid_late_fees":0} {"emp_title":"it analyst ii","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Not Verified","debt_to_income":13.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":48,"open_credit_lines":20,"total_credit_limit":523500,"total_credit_utilized":27254,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":103400,"num_total_cc_accounts":36,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":30457,"verified_income":"Verified","debt_to_income":29.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":5,"total_credit_lines":49,"open_credit_lines":17,"total_credit_limit":81042,"total_credit_utilized":10628,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":17600,"num_total_cc_accounts":37,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1100,"term":36,"interest_rate":11.99,"installment":36.54,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":482.41,"paid_total":650.15,"paid_principal":617.59,"paid_interest":32.56,"paid_late_fees":0} {"emp_title":"owner/agent","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Source Verified","debt_to_income":0.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":31900,"total_credit_utilized":1158,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35095.78,"paid_total":6380.02,"paid_principal":4904.22,"paid_interest":1475.8,"paid_late_fees":0} {"emp_title":"service delivery manager","emp_length":1,"state":"MO","homeownership":"MORTGAGE","annual_income":113000,"verified_income":"Source Verified","debt_to_income":6.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":6,"total_credit_limit":237948,"total_credit_utilized":16960,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":75.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18981.6,"paid_total":1211.42,"paid_principal":1018.4,"paid_interest":193.02,"paid_late_fees":0} {"emp_title":"director","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":320000,"verified_income":"Source Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":367843,"total_credit_utilized":31734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":11.99,"installment":132.84,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3526.26,"paid_total":661.54,"paid_principal":473.74,"paid_interest":187.8,"paid_late_fees":0} {"emp_title":"registrar","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":51900,"verified_income":"Not Verified","debt_to_income":11.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":48550,"total_credit_utilized":36487,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":24.85,"installment":365.8,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12058.74,"paid_total":1445.94,"paid_principal":441.26,"paid_interest":1004.68,"paid_late_fees":0} {"emp_title":"private investigator ","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":229997,"total_credit_utilized":37030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34000,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19021.05,"paid_total":1776.3,"paid_principal":978.95,"paid_interest":797.35,"paid_late_fees":0} {"emp_title":"operator","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.14,"annual_income_joint":173000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.35,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":367672,"total_credit_utilized":43093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60100,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17425,"term":60,"interest_rate":9.43,"installment":365.37,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16734.28,"paid_total":1086.98,"paid_principal":690.72,"paid_interest":396.26,"paid_late_fees":0} {"emp_title":"therapist","emp_length":0,"state":"PA","homeownership":"RENT","annual_income":57000,"verified_income":"Source Verified","debt_to_income":5.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":3,"total_credit_limit":15249,"total_credit_utilized":7103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7000,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.71,"installment":215.22,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6646.86,"paid_total":425.22,"paid_principal":353.14,"paid_interest":72.08,"paid_late_fees":0} {"emp_title":"sales and leasing agent","emp_length":8,"state":"HI","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":16.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":58389,"total_credit_utilized":41775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":17.09,"installment":535.47,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15784.94447,"paid_principal":15000,"paid_interest":784.94,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":7,"state":"AL","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":9.46,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":60070,"total_credit_utilized":31286,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18300,"num_total_cc_accounts":25,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.42,"installment":233.75,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6328.85,"paid_total":1164.58,"paid_principal":871.15,"paid_interest":293.43,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":9.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":34700,"total_credit_utilized":15697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18482.56,"paid_total":1888.46,"paid_principal":1517.44,"paid_interest":371.02,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":22.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":90500,"total_credit_utilized":50320,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6117.28,"paid_total":1083.49,"paid_principal":882.72,"paid_interest":200.77,"paid_late_fees":0} {"emp_title":"credit manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":16.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":225355,"total_credit_utilized":28864,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":14.08,"installment":512.82,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20963.18,"paid_total":2034.07,"paid_principal":1036.82,"paid_interest":997.25,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"WY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":12.61,"annual_income_joint":121000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.83,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":209314,"total_credit_utilized":29354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":46400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":5.32,"installment":180.69,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5075.74,"paid_total":1018.33,"paid_principal":924.26,"paid_interest":94.07,"paid_late_fees":0} {"emp_title":"full time rn","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":20.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":309246,"total_credit_utilized":55495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":46300,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":4,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.42,"installment":750.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":32725.88,"paid_total":3734.29,"paid_principal":2274.12,"paid_interest":1460.17,"paid_late_fees":0} {"emp_title":"supplier diversity ","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":68274,"verified_income":"Source Verified","debt_to_income":17.05,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":150443,"total_credit_utilized":41535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":28.72,"installment":757.72,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23436.77,"paid_total":2196.57,"paid_principal":563.23,"paid_interest":1633.34,"paid_late_fees":0} {"emp_title":"office managetr ","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":24.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":22,"total_credit_limit":125862,"total_credit_utilized":38490,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":47200,"num_total_cc_accounts":32,"num_open_cc_accounts":20,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23119.84,"paid_total":2307.07,"paid_principal":1880.16,"paid_interest":426.91,"paid_late_fees":0} {"emp_title":"safety manager","emp_length":7,"state":"SC","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":8.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":42600,"total_credit_utilized":15787,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40600,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":5.31,"installment":120.45,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3690.38,"paid_total":367.04,"paid_principal":309.62,"paid_interest":57.42,"paid_late_fees":0} {"emp_title":"parts dept / buyer ","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":27.46,"annual_income_joint":100960,"verification_income_joint":"Source Verified","debt_to_income_joint":21.31,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":208731,"total_credit_utilized":41333,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":15.04,"installment":666.71,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27040.75,"paid_total":1976.73,"paid_principal":959.25,"paid_interest":1017.48,"paid_late_fees":0} {"emp_title":"enterprise storage engineer ","emp_length":1,"state":"NJ","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Source Verified","debt_to_income":14.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2013,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":570969,"total_credit_utilized":65221,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.98,"installment":265.64,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7437.1,"paid_total":786.27,"paid_principal":562.9,"paid_interest":223.37,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":14.19,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":31318,"total_credit_utilized":8549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":244,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.91,"installment":313.89,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8681.12,"paid_total":1249.74,"paid_principal":918.88,"paid_interest":330.86,"paid_late_fees":0} {"emp_title":"consultant","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":20.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":24,"total_credit_limit":91976,"total_credit_utilized":64803,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":9,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.08,"installment":197.98,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5834.78,"paid_total":789.72,"paid_principal":665.22,"paid_interest":124.5,"paid_late_fees":0} {"emp_title":"executive assistant/ accts coord","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":43.44,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":21.34,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":218771,"total_credit_utilized":40843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2809,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18500,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":25.82,"installment":596.68,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19131.7,"paid_total":2926.02,"paid_principal":868.3,"paid_interest":2057.72,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":38000,"verified_income":"Verified","debt_to_income":11.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":18414,"total_credit_utilized":10959,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.59,"installment":101.94,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3157.77407,"paid_principal":3000,"paid_interest":157.77,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":14616,"verified_income":"Verified","debt_to_income":39.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":27500,"total_credit_utilized":7923,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7700,"num_total_cc_accounts":33,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.01,"installment":281.3,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7469.28,"paid_total":854.58,"paid_principal":530.72,"paid_interest":323.86,"paid_late_fees":0} {"emp_title":"director of purchasing ","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":11.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":367303,"total_credit_utilized":68059,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":2623,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33200,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1425.23,"paid_principal":902.74,"paid_interest":522.49,"paid_late_fees":0} {"emp_title":"yard master","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":92500,"verified_income":"Verified","debt_to_income":9.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1986,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":50815,"total_credit_utilized":25438,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19000,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":66,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":25.81,"installment":1043.99,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":37387.90065,"paid_principal":35000,"paid_interest":2387.9,"paid_late_fees":0} {"emp_title":"mental health tech/ staff development","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":11.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":52602,"total_credit_utilized":23408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12300,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":72.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31796.51,"paid_total":4735.56,"paid_principal":3203.49,"paid_interest":1532.07,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":38819,"total_credit_utilized":25519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":45.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6489,"paid_total":668.36,"paid_principal":511,"paid_interest":157.36,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Not Verified","debt_to_income":20.74,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":195327,"total_credit_utilized":34698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":9.43,"installment":336.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9733.52,"paid_total":1002.53,"paid_principal":766.48,"paid_interest":236.05,"paid_late_fees":0} {"emp_title":"foreman ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":10.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":181225,"total_credit_utilized":40833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":97,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24600,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":9.43,"installment":587.1,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26890.12,"paid_total":1746.63,"paid_principal":1109.88,"paid_interest":636.75,"paid_late_fees":0} {"emp_title":"access service librarian","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Source Verified","debt_to_income":21.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":57059,"total_credit_utilized":39327,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26310,"num_total_cc_accounts":25,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":14443.3,"paid_total":990.81,"paid_principal":556.7,"paid_interest":434.11,"paid_late_fees":0} {"emp_title":"maintenance engineer","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":16.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":149627,"total_credit_utilized":32471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1452.05,"paid_principal":1079.67,"paid_interest":372.38,"paid_late_fees":0} {"emp_title":"front office ","emp_length":4,"state":"CO","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":21.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":33662,"total_credit_utilized":10740,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":111,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":11.99,"installment":215.87,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5730.14,"paid_total":1066.37,"paid_principal":769.86,"paid_interest":296.51,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":30.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":27,"total_credit_limit":673150,"total_credit_utilized":260440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":18,"total_debit_limit":139900,"num_total_cc_accounts":37,"num_open_cc_accounts":22,"num_cc_carrying_balance":20,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.34,"installment":1086.15,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32367.76,"paid_total":3229.91,"paid_principal":2632.24,"paid_interest":597.67,"paid_late_fees":0} {"emp_title":"pse","emp_length":2,"state":"WI","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":19.23,"verification_income_joint":"","delinq_2y":8,"months_since_last_delinq":11,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":62308,"total_credit_utilized":25827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":58,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4300,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":59.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.02,"installment":527.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13319.42,"paid_total":2624.2,"paid_principal":1680.58,"paid_interest":943.62,"paid_late_fees":0} {"emp_title":"maintenance supervisor ","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":83000,"verified_income":"Source Verified","debt_to_income":11.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":50039,"total_credit_utilized":26597,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":68,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":10.91,"installment":359.66,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9947.14,"paid_total":1471.98,"paid_principal":1052.86,"paid_interest":419.12,"paid_late_fees":0} {"emp_title":"auto advisor supervisor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":23.14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":53351,"total_credit_utilized":30456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.85,"installment":826.02,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29145.31,"paid_total":2441.64,"paid_principal":854.69,"paid_interest":1586.95,"paid_late_fees":0} {"emp_title":"cook","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":27.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":47697,"total_credit_utilized":37507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":18.45,"installment":272.84,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7182.52,"paid_total":530.3,"paid_principal":317.48,"paid_interest":212.82,"paid_late_fees":0} {"emp_title":"vp, technology","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":189000,"verified_income":"Source Verified","debt_to_income":10.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":321170,"total_credit_utilized":72323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":163200,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":17.09,"installment":522.93,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20085.27,"paid_total":2071.78,"paid_principal":914.73,"paid_interest":1157.05,"paid_late_fees":0} {"emp_title":"auditor","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":17.81,"annual_income_joint":143000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.86,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":333854,"total_credit_utilized":46577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20700,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":9.93,"installment":1031.5,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29680.81,"paid_total":3094.51,"paid_principal":2319.19,"paid_interest":775.32,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"WV","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":9.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":23857,"total_credit_utilized":7761,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":13.59,"installment":333,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8664.5,"paid_total":1646.5,"paid_principal":1135.5,"paid_interest":511,"paid_late_fees":0} {"emp_title":"reporter","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":47128,"verified_income":"Not Verified","debt_to_income":14.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":17933,"total_credit_utilized":8403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":12.61,"installment":134.03,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3721.1,"paid_total":399.29,"paid_principal":278.9,"paid_interest":120.39,"paid_late_fees":0} {"emp_title":"branch operations","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":130500,"verified_income":"Verified","debt_to_income":29.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":21,"total_credit_limit":367166,"total_credit_utilized":119050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":53100,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":18.06,"installment":635.66,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23938.7,"paid_total":2517.56,"paid_principal":1061.3,"paid_interest":1456.26,"paid_late_fees":0} {"emp_title":"application consultant","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":348867,"total_credit_utilized":24048,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13160.89,"paid_total":2380.73,"paid_principal":1839.11,"paid_interest":541.62,"paid_late_fees":0} {"emp_title":"nurse ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":18.92,"annual_income_joint":335000,"verification_income_joint":"Source Verified","debt_to_income_joint":7.18,"delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":524299,"total_credit_utilized":36949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18300,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":12045.15,"paid_principal":12000,"paid_interest":45.15,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":26.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":259899,"total_credit_utilized":49824,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32678.16,"paid_total":3660.88,"paid_principal":2321.84,"paid_interest":1339.04,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":5,"state":"SC","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":27.94,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":22,"total_credit_limit":135759,"total_credit_utilized":42678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":82800,"num_total_cc_accounts":28,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15236.35,"paid_total":1517.88,"paid_principal":763.65,"paid_interest":754.23,"paid_late_fees":0} {"emp_title":"driver ","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":12.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":19924,"total_credit_utilized":13840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2600,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.42,"installment":422.05,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11323.8,"paid_total":2236.59,"paid_principal":1676.2,"paid_interest":560.39,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":116000,"verified_income":"Source Verified","debt_to_income":29.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1982,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":24,"total_credit_limit":493047,"total_credit_utilized":111553,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":23,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":98800,"num_total_cc_accounts":37,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":7,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17988.61,"paid_total":2474.83,"paid_principal":2011.39,"paid_interest":463.44,"paid_late_fees":0} {"emp_title":"office manager ","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":10.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":61883,"total_credit_utilized":31072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":24,"num_open_cc_accounts":20,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38000,"term":60,"interest_rate":15.04,"installment":904.82,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36496.99,"paid_total":2882.71,"paid_principal":1503.01,"paid_interest":1379.7,"paid_late_fees":0} {"emp_title":"administrative","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":12.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":61974,"total_credit_utilized":11409,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33900,"num_total_cc_accounts":31,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"debt collector","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":24.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":226131,"total_credit_utilized":67509,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.34,"installment":403.43,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":13217.2218,"paid_principal":13000,"paid_interest":217.22,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"CT","homeownership":"RENT","annual_income":44000,"verified_income":"Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":41443,"total_credit_utilized":20369,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":23.88,"installment":860.96,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28626.62,"paid_total":4225.2,"paid_principal":1373.38,"paid_interest":2851.82,"paid_late_fees":0} {"emp_title":"teller","emp_length":6,"state":"KY","homeownership":"MORTGAGE","annual_income":31304,"verified_income":"Verified","debt_to_income":85.01,"annual_income_joint":96304,"verification_income_joint":"Verified","debt_to_income_joint":37.14,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":148280,"total_credit_utilized":93224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":34800,"term":36,"interest_rate":10.41,"installment":1129.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32295.24,"paid_total":3368.7,"paid_principal":2504.76,"paid_interest":863.94,"paid_late_fees":0} {"emp_title":"associate professor","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":173180,"verified_income":"Not Verified","debt_to_income":30.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":471131,"total_credit_utilized":121748,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":42800,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20,"installment":1114.91,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27478.18,"paid_total":4426.31,"paid_principal":2521.82,"paid_interest":1904.49,"paid_late_fees":0} {"emp_title":"warehouse associate","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Source Verified","debt_to_income":1.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":3,"total_credit_limit":7000,"total_credit_utilized":75,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.9,"installment":212.5,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6191.69,"paid_total":417.13,"paid_principal":308.31,"paid_interest":108.82,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":52600,"verified_income":"Verified","debt_to_income":13.28,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":3,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":40,"open_credit_lines":12,"total_credit_limit":398657,"total_credit_utilized":104784,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":3,"current_accounts_delinq":0,"total_collection_amount_ever":64,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9644.04,"paid_total":684.16,"paid_principal":355.96,"paid_interest":328.2,"paid_late_fees":0} {"emp_title":"computer technician","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":87000,"verified_income":"Source Verified","debt_to_income":12.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":59852,"total_credit_utilized":22008,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37500.99,"paid_total":4421.26,"paid_principal":2499.01,"paid_interest":1922.25,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":29.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":129558,"total_credit_utilized":92218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.01,"installment":608.09,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24447.24,"paid_total":1171.71,"paid_principal":552.76,"paid_interest":618.95,"paid_late_fees":0} {"emp_title":"counselor","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":28.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":203729,"total_credit_utilized":97403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":16.01,"installment":668.08,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18165.29,"paid_total":1361.51,"paid_principal":834.71,"paid_interest":526.8,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":19.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":75070,"total_credit_utilized":46965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.96,"installment":501.09,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14807.25,"paid_total":1496.19,"paid_principal":1192.75,"paid_interest":303.44,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":65244,"verified_income":"Verified","debt_to_income":5.01,"annual_income_joint":101640,"verification_income_joint":"Verified","debt_to_income_joint":12.84,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":71600,"total_credit_utilized":7784,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50900,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13700,"term":36,"interest_rate":5.32,"installment":412.58,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11925.11,"paid_total":2073.03,"paid_principal":1774.89,"paid_interest":298.14,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":166000,"verified_income":"Verified","debt_to_income":19.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":630504,"total_credit_utilized":105235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":8,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36171.45,"paid_total":5207.16,"paid_principal":3828.55,"paid_interest":1378.61,"paid_late_fees":0} {"emp_title":"cna","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":12.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":39303,"total_credit_utilized":17720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5396.56,"paid_total":742.47,"paid_principal":603.44,"paid_interest":139.03,"paid_late_fees":0} {"emp_title":"western regional manager","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Verified","debt_to_income":43.62,"annual_income_joint":294000,"verification_income_joint":"","debt_to_income_joint":29.52,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":733755,"total_credit_utilized":348361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1047,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51300,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":39092.13,"paid_total":1838.04,"paid_principal":907.87,"paid_interest":930.17,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":17.1,"annual_income_joint":204000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.2,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":106047,"total_credit_utilized":81208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":12,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":21.85,"installment":457.36,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":11517.93,"paid_total":900.15,"paid_principal":482.07,"paid_interest":418.08,"paid_late_fees":0} {"emp_title":"bilingual case manager ","emp_length":2,"state":"DC","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":24.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":122000,"total_credit_utilized":44762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":70600,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30890.38,"paid_total":5839.96,"paid_principal":4109.62,"paid_interest":1730.34,"paid_late_fees":0} {"emp_title":"attorney","emp_length":0,"state":"PA","homeownership":"RENT","annual_income":90500,"verified_income":"Not Verified","debt_to_income":25.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":203921,"total_credit_utilized":194908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":7.35,"installment":527.64,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":17305.17848,"paid_principal":17000,"paid_interest":305.18,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"RENT","annual_income":20280,"verified_income":"Verified","debt_to_income":26.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":20900,"total_credit_utilized":14122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19400,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":10.41,"installment":195.58,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5737.13,"paid_total":387.68,"paid_principal":287.87,"paid_interest":99.81,"paid_late_fees":0} {"emp_title":"finance manager","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":168000,"verified_income":"Verified","debt_to_income":13.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2008,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":132274,"total_credit_utilized":65530,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":14,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60700,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10557.71,"paid_total":1947.25,"paid_principal":1442.29,"paid_interest":504.96,"paid_late_fees":0} {"emp_title":"nursing assistant","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":43500,"verified_income":"Not Verified","debt_to_income":19.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":82655,"total_credit_utilized":31487,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":7.34,"installment":242.06,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7213.38,"paid_total":723,"paid_principal":586.62,"paid_interest":136.38,"paid_late_fees":0} {"emp_title":"design sales","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":32.08,"verification_income_joint":"","delinq_2y":8,"months_since_last_delinq":13,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":18,"total_credit_limit":276831,"total_credit_utilized":38068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46100,"num_total_cc_accounts":32,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":67.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":19.03,"installment":1026.8,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25612.89,"paid_total":4077.6,"paid_principal":2387.11,"paid_interest":1690.49,"paid_late_fees":0} {"emp_title":"administrative secretary ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":69108,"verified_income":"Source Verified","debt_to_income":17.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":54357,"total_credit_utilized":26201,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8339.05,"paid_total":1992.72,"paid_principal":1660.95,"paid_interest":331.77,"paid_late_fees":0} {"emp_title":"auto body estimator","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":23.02,"annual_income_joint":193500,"verification_income_joint":"Source Verified","debt_to_income_joint":10.23,"delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":812964,"total_credit_utilized":23324,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23776.62,"paid_total":2238.39,"paid_principal":1223.38,"paid_interest":1015.01,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":7,"state":"CT","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":29.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":269441,"total_credit_utilized":62970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":38200,"num_total_cc_accounts":25,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.58,"installment":368.82,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15622.37,"paid_total":713.5,"paid_principal":377.63,"paid_interest":335.87,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":31.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":48500,"total_credit_utilized":29622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10590.97,"paid_total":1993.87,"paid_principal":1409.03,"paid_interest":584.84,"paid_late_fees":0} {"emp_title":"claims clerk","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":43.6,"annual_income_joint":117000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.86,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":78910,"total_credit_utilized":36758,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":219,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":2800,"term":36,"interest_rate":14.08,"installment":95.81,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2477.74,"paid_total":476.86,"paid_principal":322.26,"paid_interest":154.6,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":91690,"verified_income":"Not Verified","debt_to_income":21.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":56,"open_credit_lines":12,"total_credit_limit":131569,"total_credit_utilized":90228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55200,"num_total_cc_accounts":36,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":13.58,"installment":576.28,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24409.95,"paid_total":1190.29,"paid_principal":590.05,"paid_interest":600.24,"paid_late_fees":0} {"emp_title":"attorney","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":26.24,"verification_income_joint":"","delinq_2y":1,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":504331,"total_credit_utilized":202033,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":6008,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.97,"installment":1096.29,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32391.26,"paid_total":3257.88,"paid_principal":2608.74,"paid_interest":649.14,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":15.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":42184,"total_credit_utilized":26417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":391,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.05,"installment":693.8,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18194.52,"paid_total":2758.48,"paid_principal":1805.48,"paid_interest":953,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":7.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":195900,"total_credit_utilized":12177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10300,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"engineering project manager","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":12.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":400735,"total_credit_utilized":60027,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":41000,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17408.96,"paid_total":2987.86,"paid_principal":2591.04,"paid_interest":396.82,"paid_late_fees":0} {"emp_title":"staffing coordinator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":15.8,"annual_income_joint":146000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.06,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":39283,"total_credit_utilized":31908,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8400,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":20,"installment":222.99,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5364.21,"paid_total":1101.62,"paid_principal":635.79,"paid_interest":465.83,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":18.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":673142,"total_credit_utilized":94405,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":83900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":900.38,"paid_principal":773.99,"paid_interest":126.39,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":0,"state":"NC","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":8.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":295831,"total_credit_utilized":16476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.58,"installment":407.69,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11453.14,"paid_total":806.33,"paid_principal":546.86,"paid_interest":259.47,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.76,"annual_income_joint":142000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.48,"delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":47205,"total_credit_utilized":20071,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1488,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9525.68,"paid_total":647.78,"paid_principal":474.32,"paid_interest":173.46,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"WV","homeownership":"OWN","annual_income":49500,"verified_income":"Not Verified","debt_to_income":24.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":148853,"total_credit_utilized":81472,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":46400,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":6.71,"installment":384.31,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11551.47,"paid_total":1148.27,"paid_principal":948.53,"paid_interest":199.74,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.74,"annual_income_joint":113000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.17,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":156734,"total_credit_utilized":41207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18750.49,"paid_total":2170.67,"paid_principal":1249.51,"paid_interest":921.16,"paid_late_fees":0} {"emp_title":"licensed lending officer","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":9.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":55604,"total_credit_utilized":44610,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11426.66,"paid_total":765.18,"paid_principal":573.34,"paid_interest":191.84,"paid_late_fees":0} {"emp_title":"manager","emp_length":7,"state":"ME","homeownership":"RENT","annual_income":38678,"verified_income":"Not Verified","debt_to_income":11.7,"verification_income_joint":"","delinq_2y":10,"months_since_last_delinq":14,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":52,"open_credit_lines":8,"total_credit_limit":214744,"total_credit_utilized":214568,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":99,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":23.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.92,"installment":128.92,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3710.06,"paid_total":384.56,"paid_principal":289.94,"paid_interest":94.62,"paid_late_fees":0} {"emp_title":"modeler","emp_length":1,"state":"NV","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":1.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":1600,"total_credit_utilized":244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9429.45,"paid_total":869.61,"paid_principal":570.55,"paid_interest":299.06,"paid_late_fees":0} {"emp_title":"automotive equipment mechanic","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":77000,"verified_income":"Not Verified","debt_to_income":17.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":67893,"total_credit_utilized":34846,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":989.49,"paid_principal":703.63,"paid_interest":285.86,"paid_late_fees":0} {"emp_title":"assist manager ","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":0.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":5500,"total_credit_utilized":1075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":10.42,"installment":90.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2530.12,"paid_total":362.02,"paid_principal":269.88,"paid_interest":92.14,"paid_late_fees":0} {"emp_title":"senior transportation surveyor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":21.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":478518,"total_credit_utilized":115079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4492.76,"paid_total":613.13,"paid_principal":507.24,"paid_interest":105.89,"paid_late_fees":0} {"emp_title":"engineering specialist","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":133000,"verified_income":"Source Verified","debt_to_income":20.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":369146,"total_credit_utilized":102943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7200,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":15.05,"installment":762.12,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":32215.88805,"paid_principal":32000,"paid_interest":215.89,"paid_late_fees":0} {"emp_title":"erse 4","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":64934,"verified_income":"Not Verified","debt_to_income":18.55,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":47606,"total_credit_utilized":23663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":13.58,"installment":326.16,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8940.03,"paid_total":971.24,"paid_principal":659.97,"paid_interest":311.27,"paid_late_fees":0} {"emp_title":"qa analyst","emp_length":0,"state":"MD","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":25.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":17,"total_credit_limit":210269,"total_credit_utilized":42282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":2656,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16700,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.09,"installment":373.52,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14125.77,"paid_total":1882,"paid_principal":874.23,"paid_interest":1007.77,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":30.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":86503,"total_credit_utilized":69109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":9.92,"installment":464.11,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13356.21,"paid_total":1384.39,"paid_principal":1043.79,"paid_interest":340.6,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":22.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":265937,"total_credit_utilized":64636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1284.13,"paid_principal":963.73,"paid_interest":320.4,"paid_late_fees":0} {"emp_title":"store manager","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":22800,"verified_income":"Verified","debt_to_income":20.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":38750,"total_credit_utilized":22571,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":16.01,"installment":738.41,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19606.87,"paid_total":2196.55,"paid_principal":1393.13,"paid_interest":803.42,"paid_late_fees":0} {"emp_title":"analyst general","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":152000,"verified_income":"Verified","debt_to_income":10,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":60,"open_credit_lines":28,"total_credit_limit":570815,"total_credit_utilized":78507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":92300,"num_total_cc_accounts":36,"num_open_cc_accounts":23,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"floor manager","emp_length":0,"state":"RI","homeownership":"OWN","annual_income":37700,"verified_income":"Source Verified","debt_to_income":13.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":110117,"total_credit_utilized":109092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":68,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9703.41,"paid_total":778.7,"paid_principal":296.59,"paid_interest":482.11,"paid_late_fees":0} {"emp_title":"payroll mgr","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":49300,"verified_income":"Not Verified","debt_to_income":14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":92999,"total_credit_utilized":23329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":104,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":11.99,"installment":33.21,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":905.73,"paid_total":132.17,"paid_principal":94.27,"paid_interest":37.9,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":288000,"verified_income":"Verified","debt_to_income":33.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":5,"total_credit_lines":43,"open_credit_lines":22,"total_credit_limit":1036893,"total_credit_utilized":547708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":67200,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":17150,"term":36,"interest_rate":6.72,"installment":527.35,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14969.16,"paid_total":2623.94,"paid_principal":2180.84,"paid_interest":443.1,"paid_late_fees":0} {"emp_title":"compliance consultant","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":74464,"total_credit_utilized":19348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":47500,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":15.04,"installment":554.96,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14923.34,"paid_total":1618.09,"paid_principal":1076.66,"paid_interest":541.43,"paid_late_fees":0} {"emp_title":"district sales manager","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":20.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":108057,"total_credit_utilized":42441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":37400,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.93,"installment":773.63,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21671.17,"paid_total":3081.28,"paid_principal":2328.83,"paid_interest":752.45,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":24.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":10,"total_credit_limit":43100,"total_credit_utilized":21464,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":33,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17596.2,"paid_total":3257.53,"paid_principal":2403.8,"paid_interest":853.73,"paid_late_fees":0} {"emp_title":"soldier","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":14.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":66400,"total_credit_utilized":40556,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":6,"installment":830.93,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25219.85,"paid_total":4162.35,"paid_principal":2780.15,"paid_interest":1382.2,"paid_late_fees":0} {"emp_title":"service tech","emp_length":2,"state":"OK","homeownership":"RENT","annual_income":54500,"verified_income":"Source Verified","debt_to_income":24.64,"annual_income_joint":70500,"verification_income_joint":"Source Verified","debt_to_income_joint":22.96,"delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":100282,"total_credit_utilized":68742,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23706.16,"paid_total":2130.97,"paid_principal":1293.84,"paid_interest":837.13,"paid_late_fees":0} {"emp_title":"medical record qa","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":36433,"verified_income":"Source Verified","debt_to_income":26.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":46780,"total_credit_utilized":22379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":9500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6168.7827,"paid_principal":6000,"paid_interest":168.78,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":68000,"verified_income":"Verified","debt_to_income":25.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":150211,"total_credit_utilized":82246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40100,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37904.12,"paid_total":3371.97,"paid_principal":2095.88,"paid_interest":1276.09,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Not Verified","debt_to_income":11.28,"annual_income_joint":340000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.62,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":38700,"total_credit_utilized":8161,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":35500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":13949.61,"paid_total":1509.37,"paid_principal":1050.39,"paid_interest":434.07,"paid_late_fees":24.91} {"emp_title":"lead medical secretary","emp_length":4,"state":"AZ","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":19.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":18,"total_credit_limit":117423,"total_credit_utilized":46228,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":61600,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1384.27,"paid_principal":1128.12,"paid_interest":256.15,"paid_late_fees":0} {"emp_title":"project specialist","emp_length":1,"state":"MN","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":9.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":22600,"total_credit_utilized":19502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":18.45,"installment":909.47,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25016.66125,"paid_principal":25000,"paid_interest":16.66,"paid_late_fees":0} {"emp_title":"senior developer","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":17.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":800792,"total_credit_utilized":234410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.62,"paid_total":952.98,"paid_principal":745.38,"paid_interest":207.6,"paid_late_fees":0} {"emp_title":"customer service specialist","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":24.22,"verification_income_joint":"","delinq_2y":7,"months_since_last_delinq":23,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":29,"total_credit_limit":152164,"total_credit_utilized":153081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":20,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":28.72,"installment":473.58,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14526.88,"paid_total":1870.39,"paid_principal":473.12,"paid_interest":1397.27,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":156000,"verified_income":"Source Verified","debt_to_income":29.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":48,"open_credit_lines":23,"total_credit_limit":710297,"total_credit_utilized":170966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":218100,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26152.46,"paid_total":4558.62,"paid_principal":3847.54,"paid_interest":711.08,"paid_late_fees":0} {"emp_title":"dental assistance/administration ","emp_length":6,"state":"OR","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":27.78,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.15,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":502520,"total_credit_utilized":107401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32600,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24394.55,"paid_total":1092.67,"paid_principal":605.45,"paid_interest":487.22,"paid_late_fees":0} {"emp_title":"lab tech","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":11.47,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":9,"earliest_credit_line":2006,"inquiries_last_12m":16,"total_credit_lines":64,"open_credit_lines":26,"total_credit_limit":301532,"total_credit_utilized":45872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":16,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":53600,"num_total_cc_accounts":37,"num_open_cc_accounts":23,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":95.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":16.02,"installment":681.21,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26421.36,"paid_total":3356.21,"paid_principal":1578.64,"paid_interest":1777.57,"paid_late_fees":0} {"emp_title":"register nurse","emp_length":9,"state":"OH","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Not Verified","debt_to_income":25.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":187641,"total_credit_utilized":35532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23462.69,"paid_total":2802.37,"paid_principal":1537.31,"paid_interest":1265.06,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":59000,"verified_income":"Not Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":71920,"total_credit_utilized":43473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.97,"installment":407.2,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12031.01,"paid_total":1243.92,"paid_principal":968.99,"paid_interest":274.93,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":34.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":96279,"total_credit_utilized":57413,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":2297,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"checker","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":11.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":9,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":16600,"total_credit_utilized":4447,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":244,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9400,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":13.59,"installment":67.96,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2046.87985,"paid_principal":2000,"paid_interest":46.88,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"OWN","annual_income":18000,"verified_income":"Verified","debt_to_income":28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":54000,"total_credit_utilized":9012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29000,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":989.49,"paid_principal":703.63,"paid_interest":285.86,"paid_late_fees":0} {"emp_title":"press operator ","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":54000,"verified_income":"Source Verified","debt_to_income":17.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":33200,"total_credit_utilized":16683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":496,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12100,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.91,"installment":228.88,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6329.98,"paid_total":911.28,"paid_principal":670.02,"paid_interest":241.26,"paid_late_fees":0} {"emp_title":"it technical lead","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Verified","debt_to_income":11.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":386405,"total_credit_utilized":44682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.77,"installment":911.95,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28996.23,"paid_total":3558.57,"paid_principal":1003.77,"paid_interest":2554.8,"paid_late_fees":0} {"emp_title":"president","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":9.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":365500,"total_credit_utilized":29582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":98600,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17408.96,"paid_total":3005.59,"paid_principal":2591.04,"paid_interest":414.55,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"OWN","annual_income":25200,"verified_income":"Not Verified","debt_to_income":28.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":30999,"total_credit_utilized":13952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9066.64,"paid_total":1333.47,"paid_principal":933.36,"paid_interest":400.11,"paid_late_fees":0} {"emp_title":"family and community advocate ","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":49000,"verified_income":"Source Verified","debt_to_income":21.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":59,"open_credit_lines":37,"total_credit_limit":146798,"total_credit_utilized":120958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":37,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":33100,"num_total_cc_accounts":29,"num_open_cc_accounts":21,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":89.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":13.59,"installment":237.86,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6354.8,"paid_total":954.09,"paid_principal":645.2,"paid_interest":308.89,"paid_late_fees":0} {"emp_title":"supply chain specialist","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":68000,"verified_income":"Verified","debt_to_income":26.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":73978,"total_credit_utilized":38644,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19700,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":19.03,"installment":597.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21801.18,"paid_total":2960.78,"paid_principal":1198.82,"paid_interest":1761.96,"paid_late_fees":0} {"emp_title":"analyst ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":27643,"total_credit_utilized":16562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":24.84,"installment":585.16,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19476.18,"paid_total":1727.88,"paid_principal":523.82,"paid_interest":1204.06,"paid_late_fees":0} {"emp_title":"svp client management","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":289000,"verified_income":"Source Verified","debt_to_income":13.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":125664,"total_credit_utilized":107113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37800,"num_total_cc_accounts":24,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33876.29,"paid_total":2602.16,"paid_principal":1123.71,"paid_interest":1478.45,"paid_late_fees":0} {"emp_title":"program analyst","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":69860,"verified_income":"Source Verified","debt_to_income":13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":73576,"total_credit_utilized":38767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27500,"num_total_cc_accounts":28,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.43,"installment":209.68,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9603.61,"paid_total":618.56,"paid_principal":396.39,"paid_interest":222.17,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"IN","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":37.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":149674,"total_credit_utilized":125272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"h&s inspector","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":86000,"verified_income":"Not Verified","debt_to_income":8.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":34800,"total_credit_utilized":18620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":21100,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1443.38,"paid_principal":1079.67,"paid_interest":363.71,"paid_late_fees":0} {"emp_title":"head baseball coach","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":19.78,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":5,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":56,"open_credit_lines":11,"total_credit_limit":496716,"total_credit_utilized":115133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26500,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5289.39,"paid_total":992.3,"paid_principal":710.61,"paid_interest":281.69,"paid_late_fees":0} {"emp_title":"hha ","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":28.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":46200,"total_credit_utilized":9647,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":370,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26500,"num_total_cc_accounts":34,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.01,"installment":210.98,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5601.95,"paid_total":627.6,"paid_principal":398.05,"paid_interest":229.55,"paid_late_fees":0} {"emp_title":"foreman","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":21.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":472489,"total_credit_utilized":55195,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13650,"term":60,"interest_rate":12.62,"installment":307.94,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12810.59,"paid_total":1530.13,"paid_principal":839.41,"paid_interest":690.72,"paid_late_fees":0} {"emp_title":"cyber warfare","emp_length":8,"state":"CO","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":16.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":478157,"total_credit_utilized":73780,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":320,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.05,"paid_total":1930.51,"paid_principal":1459.95,"paid_interest":470.56,"paid_late_fees":0} {"emp_title":"poker dealer","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":44000,"verified_income":"Verified","debt_to_income":3.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":213400,"total_credit_utilized":3165,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"estimator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Verified","debt_to_income":28.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":49,"open_credit_lines":14,"total_credit_limit":369729,"total_credit_utilized":110667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":69800,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35725,"term":36,"interest_rate":10.91,"installment":1168.07,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":36586.07435,"paid_principal":35725,"paid_interest":861.07,"paid_late_fees":0} {"emp_title":"route sales rep","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":23.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":7,"total_credit_limit":92557,"total_credit_utilized":84932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4600,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":72.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.97,"installment":93.97,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2624.82,"paid_total":467.19,"paid_principal":375.18,"paid_interest":92.01,"paid_late_fees":0} {"emp_title":"6th grade teacher","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":41.72,"annual_income_joint":149000,"verification_income_joint":"","debt_to_income_joint":15.4,"delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":146629,"total_credit_utilized":137231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":10609.61,"paid_total":2020.63,"paid_principal":1390.39,"paid_interest":630.24,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":11.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1978,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":98950,"total_credit_utilized":4597,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":4793,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9336.7,"paid_total":1098.16,"paid_principal":663.3,"paid_interest":434.86,"paid_late_fees":0} {"emp_title":"sous chef","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":25.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":84427,"total_credit_utilized":24340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33400,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11097.5,"paid_total":1107.41,"paid_principal":902.5,"paid_interest":204.91,"paid_late_fees":0} {"emp_title":"management services director","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":76000,"verified_income":"Source Verified","debt_to_income":28.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":121610,"total_credit_utilized":50101,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4600,"term":36,"interest_rate":14.07,"installment":157.38,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":690.85,"paid_total":3968.54,"paid_principal":3909.15,"paid_interest":59.39,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":17.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":106233,"total_credit_utilized":34328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":69900,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":9.44,"installment":272.65,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12310.38,"paid_total":1076.96,"paid_principal":689.62,"paid_interest":387.34,"paid_late_fees":0} {"emp_title":"cocktail ","emp_length":3,"state":"LA","homeownership":"OWN","annual_income":37540,"verified_income":"Not Verified","debt_to_income":26.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":43974,"total_credit_utilized":35883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":141,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9537.6,"paid_total":691.16,"paid_principal":462.4,"paid_interest":228.76,"paid_late_fees":0} {"emp_title":"electrician","emp_length":9,"state":"NC","homeownership":"MORTGAGE","annual_income":62628,"verified_income":"Not Verified","debt_to_income":23.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":154926,"total_credit_utilized":41367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5700,"term":36,"interest_rate":7.97,"installment":178.54,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5131.64,"paid_total":707.85,"paid_principal":568.36,"paid_interest":139.49,"paid_late_fees":0} {"emp_title":"machine adjuster ","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":41000,"verified_income":"Verified","debt_to_income":10.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":19217,"total_credit_utilized":4852,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8016.18,"paid_total":2292.81,"paid_principal":1983.82,"paid_interest":308.99,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":9,"state":"NC","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":17.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":64167,"total_credit_utilized":21465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14600,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12741.5,"paid_total":2772.55,"paid_principal":2258.5,"paid_interest":514.05,"paid_late_fees":0} {"emp_title":"warehouse worker","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":10000,"verified_income":"Verified","debt_to_income":20.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":9400,"total_credit_utilized":4191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1139,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":21.45,"installment":212.28,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5139.1,"paid_total":835.77,"paid_principal":460.9,"paid_interest":374.87,"paid_late_fees":0} {"emp_title":"felony collections officer","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":40214,"total_credit_utilized":25375,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3700,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":17.09,"installment":273.92,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10396.75,"paid_total":1369.6,"paid_principal":603.25,"paid_interest":766.35,"paid_late_fees":0} {"emp_title":"electrical engineer","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Source Verified","debt_to_income":8.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":148080,"total_credit_utilized":23545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30000,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23706.16,"paid_total":2130.97,"paid_principal":1293.84,"paid_interest":837.13,"paid_late_fees":0} {"emp_title":"sales","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":14.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":249437,"total_credit_utilized":78134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":116,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23738.83,"paid_total":1518.6,"paid_principal":1261.17,"paid_interest":257.43,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":16.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":52095,"total_credit_utilized":40634,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4637.57,"paid_total":487.58,"paid_principal":362.43,"paid_interest":125.15,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":3.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":161511,"total_credit_utilized":3872,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":1305,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.34,"installment":217.23,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6473.55,"paid_total":645.98,"paid_principal":526.45,"paid_interest":119.53,"paid_late_fees":0} {"emp_title":"vp","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":20.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":17,"total_credit_limit":117034,"total_credit_utilized":82330,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":922,"current_installment_accounts":5,"accounts_opened_24m":18,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15900,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.85,"installment":963.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34341.28,"paid_total":1842.39,"paid_principal":658.72,"paid_interest":1183.67,"paid_late_fees":0} {"emp_title":"executive assistant/bookkeeper","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":6.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":65900,"total_credit_utilized":32898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38400,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9482.5,"paid_total":2753.35,"paid_principal":2517.5,"paid_interest":235.85,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":19.68,"annual_income_joint":168000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.03,"delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":72447,"total_credit_utilized":38079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37080.14,"paid_total":3819.07,"paid_principal":2919.86,"paid_interest":899.21,"paid_late_fees":0} {"emp_title":"accounting manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":9.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":10,"total_credit_limit":801603,"total_credit_utilized":32279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22500,"num_total_cc_accounts":28,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19164.16,"paid_total":1189.59,"paid_principal":835.84,"paid_interest":353.75,"paid_late_fees":0} {"emp_title":"patient transport","emp_length":3,"state":"CT","homeownership":"OWN","annual_income":20000,"verified_income":"Not Verified","debt_to_income":12.02,"annual_income_joint":28000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.65,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":25377,"total_credit_utilized":8835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3500,"term":36,"interest_rate":26.3,"installment":141.58,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3161.11,"paid_total":702.79,"paid_principal":338.89,"paid_interest":363.9,"paid_late_fees":0} {"emp_title":"owner","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":27.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":217915,"total_credit_utilized":48325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":12.61,"installment":83.77,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2266.35,"paid_total":333.33,"paid_principal":233.65,"paid_interest":99.68,"paid_late_fees":0} {"emp_title":"manager ge","emp_length":2,"state":"VA","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Source Verified","debt_to_income":11.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":588731,"total_credit_utilized":89939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":9,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.98,"installment":333.52,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14630.63,"paid_total":647.07,"paid_principal":369.37,"paid_interest":277.7,"paid_late_fees":0} {"emp_title":"assembly ","emp_length":4,"state":"KS","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":5.55,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":18400,"total_credit_utilized":5903,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":436,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6700,"num_total_cc_accounts":32,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":82.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9515.25,"paid_total":634.78,"paid_principal":484.75,"paid_interest":150.03,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":19.18,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.29,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":210400,"total_credit_utilized":105752,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10548.1,"paid_total":1934.01,"paid_principal":1451.9,"paid_interest":482.11,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":26.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1985,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":302450,"total_credit_utilized":80598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26000,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.9,"installment":457.68,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12999.42,"paid_total":1317.94,"paid_principal":1000.58,"paid_interest":317.36,"paid_late_fees":0} {"emp_title":"vice president","emp_length":9,"state":"MA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":29.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":471400,"total_credit_utilized":93782,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33700,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":10.9,"installment":343.26,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10001.98,"paid_total":680.16,"paid_principal":498.02,"paid_interest":182.14,"paid_late_fees":0} {"emp_title":"rental consultant","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":8.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":37269,"total_credit_utilized":11563,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23400,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"","state":"NE","homeownership":"RENT","annual_income":17000,"verified_income":"Verified","debt_to_income":18.15,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":14000,"total_credit_utilized":8399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6200,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10200,"term":36,"interest_rate":7.96,"installment":319.45,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9182.77,"paid_total":1273.29,"paid_principal":1017.23,"paid_interest":256.06,"paid_late_fees":0} {"emp_title":"live hanger","emp_length":9,"state":"DE","homeownership":"OWN","annual_income":42000,"verified_income":"Source Verified","debt_to_income":16.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":26400,"total_credit_utilized":13506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":400,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13700,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.21,"paid_total":1343.87,"paid_principal":921.79,"paid_interest":422.08,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":494249,"total_credit_utilized":29632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":914,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":7.34,"installment":299.44,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14373.11,"paid_total":892.2,"paid_principal":626.89,"paid_interest":265.31,"paid_late_fees":0} {"emp_title":"project engineer ","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":69000,"verified_income":"Verified","debt_to_income":22.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":72548,"total_credit_utilized":68745,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25200,"term":36,"interest_rate":15.04,"installment":874.06,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23504.26,"paid_total":2580.07,"paid_principal":1695.74,"paid_interest":884.33,"paid_late_fees":0} {"emp_title":"customer success manager","emp_length":8,"state":"CO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":13.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":374459,"total_credit_utilized":31849,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":74900,"num_total_cc_accounts":29,"num_open_cc_accounts":20,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4358.7,"paid_total":758.12,"paid_principal":641.3,"paid_interest":116.82,"paid_late_fees":0} {"emp_title":"assistant district attorney ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":156000,"verified_income":"Not Verified","debt_to_income":8.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":403241,"total_credit_utilized":14531,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":31300,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":79.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"wareworker","emp_length":5,"state":"DE","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":9.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":86250,"total_credit_utilized":11315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":49800,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.07,"installment":121.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3693.7,"paid_total":362.76,"paid_principal":306.3,"paid_interest":56.46,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Source Verified","debt_to_income":33.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1989,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":307227,"total_credit_utilized":230948,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":10.9,"installment":780.94,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34625.77,"paid_total":2321.02,"paid_principal":1374.23,"paid_interest":946.79,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":26.71,"annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.42,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":403551,"total_credit_utilized":63412,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18800,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5391.31,"paid_total":733.52,"paid_principal":608.69,"paid_interest":124.83,"paid_late_fees":0} {"emp_title":"workers compensation ","emp_length":8,"state":"PA","homeownership":"OWN","annual_income":66000,"verified_income":"Not Verified","debt_to_income":17.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":58150,"total_credit_utilized":42177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":11.99,"installment":39.86,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1057.84,"paid_total":198.5,"paid_principal":142.16,"paid_interest":56.34,"paid_late_fees":0} {"emp_title":"plumber","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":6.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":401114,"total_credit_utilized":14708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9327.09,"paid_total":1032.19,"paid_principal":672.91,"paid_interest":359.28,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":31656,"verified_income":"Verified","debt_to_income":22.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":143817,"total_credit_utilized":34545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17950,"term":36,"interest_rate":16.01,"installment":631.16,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16759.21,"paid_total":1941.38,"paid_principal":1190.79,"paid_interest":750.59,"paid_late_fees":0} {"emp_title":"home provider","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":47595,"verified_income":"Verified","debt_to_income":64.47,"annual_income_joint":108954,"verification_income_joint":"Verified","debt_to_income_joint":34.99,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1988,"inquiries_last_12m":7,"total_credit_lines":37,"open_credit_lines":12,"total_credit_limit":337338,"total_credit_utilized":148960,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":47300,"num_total_cc_accounts":22,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":7.34,"installment":434.46,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12947.11,"paid_total":1297.67,"paid_principal":1052.89,"paid_interest":244.78,"paid_late_fees":0} {"emp_title":"technology team leader","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Not Verified","debt_to_income":15.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":70318,"total_credit_utilized":30383,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18900,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.35,"installment":341.42,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.89,"paid_total":1702.61,"paid_principal":1387.11,"paid_interest":315.5,"paid_late_fees":0} {"emp_title":"senior systems architect","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":96800,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":250671,"total_credit_utilized":72095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37940.61,"paid_total":2397.04,"paid_principal":2059.39,"paid_interest":337.65,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":19.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":38362,"total_credit_utilized":34783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":13.59,"installment":576.41,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23499.98,"paid_total":2863.17,"paid_principal":1500.02,"paid_interest":1363.15,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"AL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":21.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":204775,"total_credit_utilized":58794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37800,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":9.43,"installment":57.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1566.81,"paid_total":271.89,"paid_principal":233.19,"paid_interest":38.7,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1981,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":220515,"total_credit_utilized":52779,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43100,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":7.97,"installment":225.53,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6300.04,"paid_total":1127.34,"paid_principal":899.96,"paid_interest":227.38,"paid_late_fees":0} {"emp_title":"project associate","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":61400,"verified_income":"Not Verified","debt_to_income":11.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":45375,"total_credit_utilized":19154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.07,"installment":243.63,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7387.42,"paid_total":725.49,"paid_principal":612.58,"paid_interest":112.91,"paid_late_fees":0} {"emp_title":"air traffic controller","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":22.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":142940,"total_credit_utilized":124052,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":238,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.99,"installment":464.94,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12680.15,"paid_total":1887.74,"paid_principal":1319.85,"paid_interest":567.89,"paid_late_fees":0} {"emp_title":"accounts payable","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":231172,"total_credit_utilized":33748,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41800,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":14.08,"installment":489.51,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19755.58,"paid_total":2513.26,"paid_principal":1244.42,"paid_interest":1268.84,"paid_late_fees":0} {"emp_title":"patient safety companion","emp_length":1,"state":"NC","homeownership":"RENT","annual_income":31000,"verified_income":"Not Verified","debt_to_income":17.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":13561,"total_credit_utilized":5163,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8968.96,"paid_total":1370.69,"paid_principal":1031.04,"paid_interest":339.65,"paid_late_fees":0} {"emp_title":"community development officer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":16.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":64090,"total_credit_utilized":45877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11592.7,"paid_total":8727.83,"paid_principal":8407.3,"paid_interest":320.53,"paid_late_fees":0} {"emp_title":"project control","emp_length":7,"state":"ND","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":14.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":6,"total_credit_limit":352465,"total_credit_utilized":70005,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":817,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":13,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.43,"installment":960.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27810.09,"paid_total":2809.31,"paid_principal":2189.91,"paid_interest":619.4,"paid_late_fees":0} {"emp_title":"program coordinator ","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":122000,"verified_income":"Source Verified","debt_to_income":24.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":498195,"total_credit_utilized":73112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46700,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":11.98,"installment":597.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16733.47,"paid_total":1769.11,"paid_principal":1266.53,"paid_interest":502.58,"paid_late_fees":0} {"emp_title":"management ","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":57000,"verified_income":"Not Verified","debt_to_income":2.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":17,"total_credit_limit":320111,"total_credit_utilized":555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":76000,"num_total_cc_accounts":31,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":5.32,"installment":843.22,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24372.55,"paid_total":4207.82,"paid_principal":3627.45,"paid_interest":580.37,"paid_late_fees":0} {"emp_title":"licensed nurse","emp_length":1,"state":"DE","homeownership":"RENT","annual_income":82000,"verified_income":"Verified","debt_to_income":18.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":110867,"total_credit_utilized":48251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":316,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55700,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.06,"installment":889.92,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33514.2,"paid_total":3489.45,"paid_principal":1485.8,"paid_interest":2003.65,"paid_late_fees":0} {"emp_title":"relationship specialist","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":30.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":48,"open_credit_lines":25,"total_credit_limit":239445,"total_credit_utilized":43659,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3604,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":62400,"num_total_cc_accounts":29,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.98,"installment":398.46,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11155.65,"paid_total":1179.41,"paid_principal":844.35,"paid_interest":335.06,"paid_late_fees":0} {"emp_title":"settlement officer ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":74000,"verified_income":"Not Verified","debt_to_income":14.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":43100,"total_credit_utilized":26729,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":25200,"num_total_cc_accounts":32,"num_open_cc_accounts":20,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.9,"installment":588.45,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16713.54,"paid_total":1754.45,"paid_principal":1286.46,"paid_interest":467.99,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":2,"state":"WI","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":21.85,"annual_income_joint":110000,"verification_income_joint":"Verified","debt_to_income_joint":23.36,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":49000,"total_credit_utilized":43168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":21.45,"installment":819.22,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28837.41,"paid_total":3241.13,"paid_principal":1162.59,"paid_interest":2078.54,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":8.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":25500,"total_credit_utilized":8146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":11.98,"installment":311.29,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":13655.24,"paid_total":603.94,"paid_principal":344.76,"paid_interest":259.18,"paid_late_fees":0} {"emp_title":"sr account executive","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":11.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":464400,"total_credit_utilized":51379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":96800,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":6.07,"installment":1096.34,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33243.38,"paid_total":3343.65,"paid_principal":2756.62,"paid_interest":587.03,"paid_late_fees":0} {"emp_title":"bc111","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":25.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":82137,"total_credit_utilized":40021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":6.72,"installment":169.13,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4942.01,"paid_total":674.47,"paid_principal":557.99,"paid_interest":116.48,"paid_late_fees":0} {"emp_title":"program coordinator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":49000,"verified_income":"Source Verified","debt_to_income":23.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":44,"open_credit_lines":22,"total_credit_limit":358026,"total_credit_utilized":63446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":46900,"num_total_cc_accounts":34,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.41,"installment":343.19,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15381.5,"paid_total":1011.06,"paid_principal":618.5,"paid_interest":392.56,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":20.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":7,"total_credit_limit":121870,"total_credit_utilized":70271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19500,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34956.09,"paid_total":6191.17,"paid_principal":5043.91,"paid_interest":1147.26,"paid_late_fees":0} {"emp_title":"horticulture inspector ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":22.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":61196,"total_credit_utilized":46368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14600,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.29,"paid_total":974.7,"paid_principal":714.71,"paid_interest":259.99,"paid_late_fees":0} {"emp_title":"purchasing supervisor","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Not Verified","debt_to_income":22.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":21,"total_credit_limit":231645,"total_credit_utilized":62430,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":40600,"num_total_cc_accounts":19,"num_open_cc_accounts":18,"num_cc_carrying_balance":16,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":19.03,"installment":363.4,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13420.87,"paid_total":1424,"paid_principal":579.13,"paid_interest":844.87,"paid_late_fees":0} {"emp_title":"assistant financial controller","emp_length":3,"state":"NY","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":13.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":668215,"total_credit_utilized":47324,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42100,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":6.71,"installment":584.15,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17072.27,"paid_total":2329.52,"paid_principal":1927.73,"paid_interest":401.79,"paid_late_fees":0} {"emp_title":"baggage handler","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":16.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":138000,"total_credit_utilized":31058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":27400,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10868.71,"paid_total":1586.09,"paid_principal":1131.29,"paid_interest":454.8,"paid_late_fees":0} {"emp_title":"content review specialist","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":7.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":22700,"total_credit_utilized":8801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6153.03,"paid_total":1128.2,"paid_principal":846.97,"paid_interest":281.23,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":72033,"total_credit_utilized":46618,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33600,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19575.02,"paid_total":965.42,"paid_principal":424.98,"paid_interest":540.44,"paid_late_fees":0} {"emp_title":"attorney","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":31.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":168650,"total_credit_utilized":113863,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26800,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9029.64,"paid_total":1283.88,"paid_principal":970.36,"paid_interest":313.52,"paid_late_fees":0} {"emp_title":"human resources ","emp_length":6,"state":"RI","homeownership":"RENT","annual_income":46500,"verified_income":"Source Verified","debt_to_income":16.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":43900,"total_credit_utilized":25873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":41700,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10500,"term":60,"interest_rate":15.05,"installment":250.07,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9893.05,"paid_total":1228.4,"paid_principal":606.95,"paid_interest":621.45,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":9.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":220561,"total_credit_utilized":19998,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14233.07,"paid_total":1292.48,"paid_principal":766.93,"paid_interest":525.55,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":5,"state":"WA","homeownership":"MORTGAGE","annual_income":81900,"verified_income":"Source Verified","debt_to_income":11.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":322850,"total_credit_utilized":19989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10900,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":13.59,"installment":611.62,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15914.44,"paid_total":3024.12,"paid_principal":2085.56,"paid_interest":938.56,"paid_late_fees":0} {"emp_title":"assistant district attorney","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":24.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":16,"total_credit_limit":306048,"total_credit_utilized":283750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13600,"term":36,"interest_rate":19.03,"installment":498.73,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12440.55,"paid_total":1980.54,"paid_principal":1159.45,"paid_interest":821.09,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Not Verified","debt_to_income":31.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":20,"total_credit_limit":277641,"total_credit_utilized":68952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":15,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":29200,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":19.42,"installment":737.38,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19165.88,"paid_total":1453.18,"paid_principal":834.12,"paid_interest":619.06,"paid_late_fees":0} {"emp_title":"detailer","emp_length":4,"state":"WA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":0.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":29480,"total_credit_utilized":30333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":494,"current_installment_accounts":12,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":19.03,"installment":110.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2745.24,"paid_total":451.91,"paid_principal":254.76,"paid_interest":182.15,"paid_late_fees":15} {"emp_title":"sales manager","emp_length":0,"state":"MD","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Verified","debt_to_income":19.3,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":285897,"total_credit_utilized":10834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2100,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4100,"term":36,"interest_rate":14.08,"installment":140.29,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3724.73,"paid_total":553.14,"paid_principal":375.27,"paid_interest":177.87,"paid_late_fees":0} {"emp_title":"deputy","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Not Verified","debt_to_income":38.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":199858,"total_credit_utilized":137832,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7300,"term":36,"interest_rate":6.08,"installment":222.35,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6552.89,"paid_total":886.93,"paid_principal":747.11,"paid_interest":139.82,"paid_late_fees":0} {"emp_title":"shop forman","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":85765,"verified_income":"Source Verified","debt_to_income":16.63,"annual_income_joint":125577,"verification_income_joint":"Not Verified","debt_to_income_joint":14.51,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":212326,"total_credit_utilized":50384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18452.04,"paid_total":1794.83,"paid_principal":1547.96,"paid_interest":246.87,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"VT","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":22.52,"annual_income_joint":65000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.35,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":122679,"total_credit_utilized":17154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10200,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19045.42,"paid_total":1829.42,"paid_principal":954.58,"paid_interest":874.84,"paid_late_fees":0} {"emp_title":"accounting clerk","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":65926,"verified_income":"Source Verified","debt_to_income":11.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":35783,"total_credit_utilized":28604,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2700,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":16.02,"installment":984.68,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25507.11,"paid_total":3951.18,"paid_principal":2492.89,"paid_interest":1458.29,"paid_late_fees":0} {"emp_title":"salesman","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":12.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":59912,"total_credit_utilized":34835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31796.51,"paid_total":4762.94,"paid_principal":3203.49,"paid_interest":1559.45,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":234096,"total_credit_utilized":50073,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31900,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":910.25,"paid_principal":765.73,"paid_interest":144.52,"paid_late_fees":0} {"emp_title":"personal banker","emp_length":6,"state":"NJ","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":51720,"total_credit_utilized":20039,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17700,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4648.17,"paid_total":494.76,"paid_principal":351.83,"paid_interest":142.93,"paid_late_fees":0} {"emp_title":"social worker","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":63500,"verified_income":"Verified","debt_to_income":9.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":50596,"total_credit_utilized":27795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31774.17,"paid_total":4919.78,"paid_principal":3225.83,"paid_interest":1693.95,"paid_late_fees":0} {"emp_title":"software product manager","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":101000,"verified_income":"Source Verified","debt_to_income":17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":85463,"total_credit_utilized":55785,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":39200,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.41,"installment":519.37,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14848.36,"paid_total":1548.86,"paid_principal":1151.64,"paid_interest":397.22,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":24.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":63882,"total_credit_utilized":37653,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":20,"installment":794.82,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28790.91,"paid_total":3062.61,"paid_principal":1209.09,"paid_interest":1853.52,"paid_late_fees":0} {"emp_title":"sgt","emp_length":4,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":23.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":70650,"total_credit_utilized":53054,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4400,"term":36,"interest_rate":7.97,"installment":137.82,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3849.76,"paid_total":685.2,"paid_principal":550.24,"paid_interest":134.96,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":10,"state":"LA","homeownership":"OWN","annual_income":21000,"verified_income":"Not Verified","debt_to_income":2.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":2,"total_credit_limit":3000,"total_credit_utilized":762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":15,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1290.7,"paid_principal":976.99,"paid_interest":313.71,"paid_late_fees":0} {"emp_title":"surgical tech","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":6.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":41,"open_credit_lines":8,"total_credit_limit":128705,"total_credit_utilized":11292,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12200,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":86.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":14.08,"installment":290.85,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7521.73,"paid_total":1447.6,"paid_principal":978.27,"paid_interest":469.33,"paid_late_fees":0} {"emp_title":"custodian","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":32.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":82405,"total_credit_utilized":34582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10500,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":21.45,"installment":758.14,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18364.78,"paid_total":2984.89,"paid_principal":1635.22,"paid_interest":1349.67,"paid_late_fees":0} {"emp_title":"facilities technician ","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":39000,"verified_income":"Source Verified","debt_to_income":23.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":48456,"total_credit_utilized":28229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.93,"installment":290.11,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7903.83,"paid_total":1445.59,"paid_principal":1096.17,"paid_interest":349.42,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Source Verified","debt_to_income":33.54,"annual_income_joint":128000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.78,"delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":27,"total_credit_limit":256398,"total_credit_utilized":106048,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":56,"current_installment_accounts":18,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":20400,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":12.61,"installment":804.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22890.28,"paid_total":1625.14,"paid_principal":1109.72,"paid_interest":515.42,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":200000,"verified_income":"Not Verified","debt_to_income":17.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":155780,"total_credit_utilized":118084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"chief petty officer","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":11.87,"annual_income_joint":115000,"verification_income_joint":"Verified","debt_to_income_joint":11.85,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":35423,"total_credit_utilized":22294,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1236,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":930.7,"paid_principal":745.46,"paid_interest":185.24,"paid_late_fees":0} {"emp_title":"administrative specialist","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":57500,"verified_income":"Source Verified","debt_to_income":18.95,"annual_income_joint":149500,"verification_income_joint":"Not Verified","debt_to_income_joint":10.29,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":89486,"total_credit_utilized":30545,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9500,"term":36,"interest_rate":5.32,"installment":286.1,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8517.55,"paid_total":1144.33,"paid_principal":982.45,"paid_interest":161.88,"paid_late_fees":0} {"emp_title":"plant manager ","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":6.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":389787,"total_credit_utilized":23494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5300,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6991.22,"paid_total":1238.23,"paid_principal":1008.78,"paid_interest":229.45,"paid_late_fees":0} {"emp_title":"crew","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":10800,"verified_income":"Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":1,"total_credit_limit":300,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":300,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9551.97,"paid_total":964.26,"paid_principal":448.03,"paid_interest":516.23,"paid_late_fees":0} {"emp_title":"account manager","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":25.42,"annual_income_joint":126000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.17,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":409420,"total_credit_utilized":86450,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41700,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.8,"paid_total":1802.49,"paid_principal":1551.2,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"doorman ","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":14.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":415809,"total_credit_utilized":43024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40000,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":6.72,"installment":452.4,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21694.69,"paid_total":1788.13,"paid_principal":1305.31,"paid_interest":482.82,"paid_late_fees":0} {"emp_title":"renal social worker","emp_length":3,"state":"MN","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":21.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":25,"total_credit_limit":118674,"total_credit_utilized":101390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":4,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39400,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":26.3,"installment":361.42,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":12070.13,"paid_principal":12000,"paid_interest":70.13,"paid_late_fees":0} {"emp_title":"owner/builder","emp_length":10,"state":"VT","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":27.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":169141,"total_credit_utilized":30965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9510.61,"paid_total":908.91,"paid_principal":489.39,"paid_interest":419.52,"paid_late_fees":0} {"emp_title":"owner ","emp_length":2,"state":"OR","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":31.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":147793,"total_credit_utilized":111920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37800,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":19.42,"installment":1290.41,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32792.68,"paid_total":3833.47,"paid_principal":2207.32,"paid_interest":1626.15,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":121000,"verified_income":"Not Verified","debt_to_income":11.82,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1999,"inquiries_last_12m":15,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":71509,"total_credit_utilized":61062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":1008,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9296.37,"paid_total":989.49,"paid_principal":703.63,"paid_interest":285.86,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"NY","homeownership":"OWN","annual_income":22000,"verified_income":"Source Verified","debt_to_income":30.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":34260,"total_credit_utilized":13511,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":5900,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.42,"installment":211.03,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5713.52,"paid_total":1051.39,"paid_principal":786.48,"paid_interest":264.91,"paid_late_fees":0} {"emp_title":"","state":"ID","homeownership":"RENT","annual_income":1,"verified_income":"Verified","annual_income_joint":74001,"verification_income_joint":"","debt_to_income_joint":20.33,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":73297,"total_credit_utilized":60814,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"coo","emp_length":5,"state":"KS","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":9.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":5,"total_credit_limit":253159,"total_credit_utilized":12099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":960,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3819.07,"paid_principal":2919.86,"paid_interest":899.21,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":9000,"verified_income":"Verified","debt_to_income":55.27,"annual_income_joint":81000,"verification_income_joint":"Verified","debt_to_income_joint":18.76,"delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":14300,"total_credit_utilized":3873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14575.47,"paid_total":2269.72,"paid_principal":1424.53,"paid_interest":845.19,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":79000,"verified_income":"Source Verified","debt_to_income":35.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":140555,"total_credit_utilized":72169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.42,"installment":129.86,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3614.51,"paid_total":517.12,"paid_principal":385.49,"paid_interest":131.63,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":2,"state":"CT","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":204460,"total_credit_utilized":19714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":156,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4634.99,"paid_total":477.41,"paid_principal":365.01,"paid_interest":112.4,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"CO","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":28.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":273109,"total_credit_utilized":66721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":8196,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18635.12,"paid_total":2037.35,"paid_principal":1364.88,"paid_interest":672.47,"paid_late_fees":0} {"emp_title":"security bike officer","emp_length":1,"state":"NV","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Not Verified","debt_to_income":6.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":10600,"total_credit_utilized":4195,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":20,"installment":130.08,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3129.11,"paid_total":640.68,"paid_principal":370.89,"paid_interest":269.79,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":172000,"verified_income":"Not Verified","debt_to_income":4.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":57023,"total_credit_utilized":27040,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15900,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":20,"installment":397.41,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":14702.72,"paid_total":761.49,"paid_principal":297.28,"paid_interest":464.21,"paid_late_fees":0} {"emp_title":"pct ","emp_length":2,"state":"SD","homeownership":"MORTGAGE","annual_income":49992,"verified_income":"Not Verified","debt_to_income":19.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":6,"total_credit_limit":50496,"total_credit_utilized":35594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1443.38,"paid_principal":1079.67,"paid_interest":363.71,"paid_late_fees":0} {"emp_title":" lead hydraulic mechanic","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":40600,"verified_income":"Source Verified","debt_to_income":32.04,"annual_income_joint":100800,"verification_income_joint":"Source Verified","debt_to_income_joint":32.4,"delinq_2y":3,"months_since_last_delinq":20,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":80161,"total_credit_utilized":64089,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11400,"term":60,"interest_rate":18.45,"installment":292.29,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11043.53,"paid_total":853.5,"paid_principal":356.47,"paid_interest":497.03,"paid_late_fees":0} {"emp_title":"music director","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":12.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":286984,"total_credit_utilized":19162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":743,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7000,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":12.62,"installment":541.42,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22524.18,"paid_total":2673.45,"paid_principal":1475.82,"paid_interest":1197.63,"paid_late_fees":0} {"emp_title":"safety coordinator","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":150000,"verified_income":"Not Verified","debt_to_income":6.9,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":49390,"total_credit_utilized":36122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17582.01,"paid_total":3223.34,"paid_principal":2417.99,"paid_interest":805.35,"paid_late_fees":0} {"emp_title":"software architect","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":280000,"verified_income":"Source Verified","debt_to_income":7.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":836703,"total_credit_utilized":33648,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":131800,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":40210.88456,"paid_principal":40000,"paid_interest":210.88,"paid_late_fees":0} {"emp_title":"landscaper ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":14.07,"annual_income_joint":65000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.98,"delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":90300,"total_credit_utilized":52053,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13223.48,"paid_total":2480.76,"paid_principal":1776.52,"paid_interest":704.24,"paid_late_fees":0} {"emp_title":"radiology department","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Not Verified","debt_to_income":27.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":158370,"total_credit_utilized":35704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8475,"term":36,"interest_rate":10.9,"installment":277.06,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8073.03,"paid_total":543.86,"paid_principal":401.97,"paid_interest":141.89,"paid_late_fees":0} {"emp_title":"book keeper","emp_length":10,"state":"MS","homeownership":"OWN","annual_income":15000,"verified_income":"Not Verified","debt_to_income":70.48,"annual_income_joint":195000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.32,"delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":39300,"total_credit_utilized":27125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25600,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":17.09,"installment":747.03,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29026.93,"paid_total":2212.61,"paid_principal":973.07,"paid_interest":1239.54,"paid_late_fees":0} {"emp_title":"law enforcement officer","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":101000,"verified_income":"Not Verified","debt_to_income":9.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":75190,"total_credit_utilized":9578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":48400,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.32,"installment":210.81,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5589.48,"paid_total":1557.02,"paid_principal":1410.52,"paid_interest":146.5,"paid_late_fees":0} {"emp_title":"foreman","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":70500,"verified_income":"Verified","debt_to_income":11.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":378054,"total_credit_utilized":39803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":60200,"num_total_cc_accounts":30,"num_open_cc_accounts":20,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":22.9,"installment":966.45,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24011.93,"paid_total":2060.12,"paid_principal":988.07,"paid_interest":1072.05,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":22.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":69611,"total_credit_utilized":35343,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8790.09,"paid_total":1617.46,"paid_principal":1209.91,"paid_interest":407.55,"paid_late_fees":0} {"emp_title":"lift truck operator","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":66156,"total_credit_utilized":31772,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.42,"installment":343.27,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15171.95,"paid_total":1354.56,"paid_principal":828.05,"paid_interest":526.51,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":20.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":340916,"total_credit_utilized":61777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":102500,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1365.37,"paid_principal":1148.6,"paid_interest":216.77,"paid_late_fees":0} {"emp_title":"officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Verified","debt_to_income":25.45,"annual_income_joint":151400,"verification_income_joint":"Source Verified","debt_to_income_joint":25.08,"delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":503804,"total_credit_utilized":62293,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":51,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":14.07,"installment":932.19,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39068.19,"paid_total":1801.85,"paid_principal":931.81,"paid_interest":870.04,"paid_late_fees":0} {"emp_title":"project manager","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":45.82,"annual_income_joint":87000,"verification_income_joint":"Verified","debt_to_income_joint":26.33,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":96917,"total_credit_utilized":64915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":10.9,"installment":1307.66,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35635.31,"paid_total":5398.76,"paid_principal":4364.69,"paid_interest":1034.07,"paid_late_fees":0} {"emp_title":"senior cad drafter","emp_length":4,"state":"CA","homeownership":"OWN","annual_income":52000,"verified_income":"Source Verified","debt_to_income":10.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":183924,"total_credit_utilized":14177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8798.07,"paid_total":1607.58,"paid_principal":1201.93,"paid_interest":405.65,"paid_late_fees":0} {"emp_title":"marketing coordinator","emp_length":0,"state":"WI","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":11.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":30107,"total_credit_utilized":19721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":17.47,"installment":107.67,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2871.08,"paid_total":212.43,"paid_principal":128.92,"paid_interest":83.51,"paid_late_fees":0} {"emp_title":"custodian","emp_length":10,"state":"WY","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":30.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":160491,"total_credit_utilized":38401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":12.62,"installment":83.78,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2206.45,"paid_total":417.15,"paid_principal":293.55,"paid_interest":123.6,"paid_late_fees":0} {"emp_title":"barber","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":30.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":283458,"total_credit_utilized":112814,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25100,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18005.48,"paid_total":2465.65,"paid_principal":1994.52,"paid_interest":471.13,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":21.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":29600,"total_credit_utilized":17247,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1547.38,"paid_principal":1250.57,"paid_interest":296.81,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":92000,"verified_income":"Verified","debt_to_income":16.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":89859,"total_credit_utilized":80480,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11900,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.58,"installment":368.82,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15622.37,"paid_total":725.57,"paid_principal":377.63,"paid_interest":347.94,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":5,"state":"MD","homeownership":"OWN","annual_income":74000,"verified_income":"Verified","debt_to_income":12.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":266678,"total_credit_utilized":69397,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":26.77,"installment":607.97,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20193.34333,"paid_principal":20000,"paid_interest":193.34,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Not Verified","debt_to_income":15.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":179748,"total_credit_utilized":52996,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22500,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.43,"installment":192.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5350.83,"paid_total":780.88,"paid_principal":649.17,"paid_interest":131.71,"paid_late_fees":0} {"emp_title":"battery commander","emp_length":10,"state":"OK","homeownership":"RENT","annual_income":102000,"verified_income":"Source Verified","debt_to_income":39.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":49,"open_credit_lines":22,"total_credit_limit":414693,"total_credit_utilized":125128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":79900,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":23.88,"installment":979.25,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22493.45,"paid_total":4829.92,"paid_principal":2506.55,"paid_interest":2323.37,"paid_late_fees":0} {"emp_title":"assistant service manager","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":8.74,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":36992,"total_credit_utilized":16124,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":11.99,"installment":318.82,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8694.95,"paid_total":1268.89,"paid_principal":905.05,"paid_interest":363.84,"paid_late_fees":0} {"emp_title":"primary nurse case admin","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":15.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":14,"total_credit_limit":278923,"total_credit_utilized":33756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":71700,"num_total_cc_accounts":35,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.07,"installment":730.89,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21543.48,"paid_total":2907.37,"paid_principal":2456.52,"paid_interest":450.85,"paid_late_fees":0} {"emp_title":"vice president, regulatory affairs ","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Not Verified","debt_to_income":25.24,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":20,"total_credit_limit":659143,"total_credit_utilized":186238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":7,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":14.08,"installment":855.42,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22122.84,"paid_total":4237.99,"paid_principal":2877.16,"paid_interest":1360.83,"paid_late_fees":0} {"emp_title":"secretary","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":15.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":70812,"total_credit_utilized":80336,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.07,"installment":171.06,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4658.72,"paid_total":509.27,"paid_principal":341.28,"paid_interest":167.99,"paid_late_fees":0} {"emp_title":"general clerk","emp_length":2,"state":"UT","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Not Verified","debt_to_income":35.18,"annual_income_joint":87000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.7,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":267138,"total_credit_utilized":40663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":15.04,"installment":693.7,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18654.17,"paid_total":2064.39,"paid_principal":1345.83,"paid_interest":718.56,"paid_late_fees":0} {"emp_title":"senior purchasing agent","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":13.92,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":114219,"total_credit_utilized":39071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55700,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.86,"paid_total":1845.67,"paid_principal":1504.14,"paid_interest":341.53,"paid_late_fees":0} {"emp_title":"quality inspection","emp_length":9,"state":"MN","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":24.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":297982,"total_credit_utilized":54997,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26400,"term":60,"interest_rate":9.43,"installment":553.55,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24999.24,"paid_total":2186.54,"paid_principal":1400.76,"paid_interest":785.78,"paid_late_fees":0} {"emp_title":"resident physician","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":23.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":406487,"total_credit_utilized":425808,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35900,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.92,"installment":212.08,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9740.1,"paid_total":451.72,"paid_principal":259.9,"paid_interest":191.82,"paid_late_fees":0} {"emp_title":"store manager","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":37.3,"annual_income_joint":86000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.9,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":72880,"total_credit_utilized":63763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":36700,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":19.03,"installment":916.78,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22869.25,"paid_total":3640.69,"paid_principal":2130.75,"paid_interest":1509.94,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":6,"state":"IL","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":13.28,"annual_income_joint":113000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.98,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":10,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":413093,"total_credit_utilized":104747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24200,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":15.04,"installment":238.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9657.41,"paid_total":697.62,"paid_principal":342.59,"paid_interest":355.03,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":6.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2013,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":12946,"total_credit_utilized":6147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":13.59,"installment":54.37,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1414.6,"paid_total":269.43,"paid_principal":185.4,"paid_interest":84.03,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":123000,"verified_income":"Source Verified","debt_to_income":17.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":536093,"total_credit_utilized":82806,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":807,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13585.88,"paid_total":1972.62,"paid_principal":1414.12,"paid_interest":558.5,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"TN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":25.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":222223,"total_credit_utilized":38315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":657,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9715.1,"paid_total":813.88,"paid_principal":284.9,"paid_interest":528.98,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"OWN","annual_income":57000,"verified_income":"Source Verified","debt_to_income":22.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":13,"total_credit_limit":86839,"total_credit_utilized":38804,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":737,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9042.83,"paid_total":1292.73,"paid_principal":957.17,"paid_interest":335.56,"paid_late_fees":0} {"emp_title":"studio manager","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1973,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":50000,"total_credit_utilized":4239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31100,"num_total_cc_accounts":17,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.43,"installment":419.36,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19473.55,"paid_total":828.24,"paid_principal":526.45,"paid_interest":301.79,"paid_late_fees":0} {"emp_title":"executive secretary","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":11.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":286461,"total_credit_utilized":23906,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":5.31,"installment":421.55,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":12916.42,"paid_total":1260.52,"paid_principal":1083.58,"paid_interest":176.94,"paid_late_fees":0} {"emp_title":"sr business control specialist ","emp_length":10,"state":"RI","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":4.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":45000,"total_credit_utilized":8765,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.31,"installment":210.78,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6639.59,"paid_total":417.43,"paid_principal":360.41,"paid_interest":57.02,"paid_late_fees":0} {"emp_title":"private health aid","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":44200,"verified_income":"Not Verified","debt_to_income":5.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":20400,"total_credit_utilized":4428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":5.32,"installment":120.46,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3324.16,"paid_total":740.66,"paid_principal":675.84,"paid_interest":64.82,"paid_late_fees":0} {"emp_title":"software developer","emp_length":2,"state":"MN","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":34.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":18,"total_credit_limit":106508,"total_credit_utilized":68622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"engineer","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":29.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":339685,"total_credit_utilized":72660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17971.08,"paid_total":2445.03,"paid_principal":2028.92,"paid_interest":416.11,"paid_late_fees":0} {"emp_title":"solution architect senior manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":192000,"verified_income":"Source Verified","debt_to_income":13.19,"annual_income_joint":252000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.22,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":612460,"total_credit_utilized":56436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6400,"num_total_cc_accounts":28,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":80.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19080.9,"paid_total":1913.69,"paid_principal":919.1,"paid_interest":994.59,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":1.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":29100,"total_credit_utilized":2517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":285,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.96,"installment":78.3,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2313.62,"paid_total":233.79,"paid_principal":186.38,"paid_interest":47.41,"paid_late_fees":0} {"emp_title":"store manager","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":79300,"verified_income":"Not Verified","debt_to_income":26.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":64220,"total_credit_utilized":43202,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":9600,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":18.06,"installment":199.01,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4901.07,"paid_total":989.53,"paid_principal":598.93,"paid_interest":390.6,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":0.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":2,"total_credit_limit":11634,"total_credit_utilized":3508,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10000,"num_total_cc_accounts":10,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10610.77,"paid_total":2049.43,"paid_principal":1389.23,"paid_interest":660.2,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":9.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":24800,"total_credit_utilized":12690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23300,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":17.09,"installment":232.04,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5930.09,"paid_total":915.82,"paid_principal":569.91,"paid_interest":345.91,"paid_late_fees":0} {"emp_title":"reporting analyst","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":63500,"verified_income":"Source Verified","debt_to_income":1.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":6800,"total_credit_utilized":4941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":179,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1300,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":11.98,"installment":83.02,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":2518.30056,"paid_principal":2500,"paid_interest":18.3,"paid_late_fees":0} {"emp_title":"record management specialist","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":16.74,"annual_income_joint":70000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.84,"delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":3,"total_credit_limit":317794,"total_credit_utilized":8327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":14,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.63,"paid_total":657.54,"paid_principal":471.37,"paid_interest":186.17,"paid_late_fees":0} {"emp_title":"ap coordinator","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":17.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":83637,"total_credit_utilized":60036,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":24400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":20,"installment":297.31,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7152.32,"paid_total":1420.89,"paid_principal":847.68,"paid_interest":573.21,"paid_late_fees":0} {"emp_title":"arborist","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":17.02,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.04,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":350682,"total_credit_utilized":22940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":51500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":7.35,"installment":359.41,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16994.17,"paid_total":1422.94,"paid_principal":1005.83,"paid_interest":417.11,"paid_late_fees":0} {"emp_title":"vet technician ","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":38400,"verified_income":"Not Verified","debt_to_income":15.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":22860,"total_credit_utilized":9849,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":515,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2900,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":10.41,"installment":32.47,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":927.99,"paid_total":96.25,"paid_principal":72.01,"paid_interest":24.24,"paid_late_fees":0} {"emp_title":"deputy probation officer iii","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":23.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":266912,"total_credit_utilized":48798,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":241,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":58700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":36,"interest_rate":10.42,"installment":350.62,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9759.18,"paid_total":1386.85,"paid_principal":1040.82,"paid_interest":346.03,"paid_late_fees":0} {"emp_title":"content manager","emp_length":1,"state":"GA","homeownership":"OWN","annual_income":95000,"verified_income":"Not Verified","debt_to_income":7.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":37400,"total_credit_utilized":30547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37400,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.34,"installment":1241.32,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36991.71,"paid_total":3707.65,"paid_principal":3008.29,"paid_interest":699.36,"paid_late_fees":0} {"emp_title":"filling lead","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":17.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":83577,"total_credit_utilized":27229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42900,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":7.34,"installment":387.91,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11559.92,"paid_total":1153.54,"paid_principal":940.08,"paid_interest":213.46,"paid_late_fees":0} {"emp_title":"forman","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":1,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":424501,"total_credit_utilized":39366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19500,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.01,"installment":210.98,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5601.95,"paid_total":622.27,"paid_principal":398.05,"paid_interest":224.22,"paid_late_fees":0} {"emp_title":"nail technician ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":21.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":29325,"total_credit_utilized":18109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.05,"installment":416.28,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10637.35,"paid_total":2056.32,"paid_principal":1362.65,"paid_interest":693.67,"paid_late_fees":0} {"emp_title":"sales ","emp_length":0,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2008,"inquiries_last_12m":12,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":60620,"total_credit_utilized":41286,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.08,"installment":279.72,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11434.46,"paid_total":1109.49,"paid_principal":565.54,"paid_interest":543.95,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":25.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":70146,"total_credit_utilized":29549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":40200,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14412.81,"paid_total":937.83,"paid_principal":587.19,"paid_interest":350.64,"paid_late_fees":0} {"emp_title":"team lead","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":37500,"verified_income":"Verified","debt_to_income":28.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":45420,"total_credit_utilized":40615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.04,"installment":277.48,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7461.67,"paid_total":825.76,"paid_principal":538.33,"paid_interest":287.43,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":5.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":33481,"total_credit_utilized":17326,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5264.37,"paid_total":953.86,"paid_principal":735.63,"paid_interest":218.23,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":19.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":11,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":604097,"total_credit_utilized":92012,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.59,"installment":276.68,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11282.33,"paid_total":1374.34,"paid_principal":717.67,"paid_interest":656.67,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":83000,"verified_income":"Source Verified","debt_to_income":17.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":84553,"total_credit_utilized":25925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44500,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10782.62,"paid_total":1471.52,"paid_principal":1217.38,"paid_interest":254.14,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"TN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":7.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":42300,"total_credit_utilized":21660,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37700,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19045.42,"paid_total":1829.42,"paid_principal":954.58,"paid_interest":874.84,"paid_late_fees":0} {"emp_title":"server engineer","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":32.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":429542,"total_credit_utilized":99071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":49400,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":30.79,"installment":821.01,"grade":"G","sub_grade":"G1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25640.84184,"paid_principal":25000,"paid_interest":640.84,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":17000,"verified_income":"Verified","debt_to_income":52.47,"annual_income_joint":78000,"verification_income_joint":"Verified","debt_to_income_joint":20.06,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":234333,"total_credit_utilized":48174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22421.54,"paid_total":2532.31,"paid_principal":1578.46,"paid_interest":953.85,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":17.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":20,"total_credit_limit":229391,"total_credit_utilized":52011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":292,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22500,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23554.86,"paid_total":2956.15,"paid_principal":1445.14,"paid_interest":1511.01,"paid_late_fees":0} {"emp_title":"cut up","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":26.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":122100,"total_credit_utilized":27587,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24500,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":7.96,"installment":150.33,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4442.17,"paid_total":448.87,"paid_principal":357.83,"paid_interest":91.04,"paid_late_fees":0} {"emp_title":"analyst","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":112473,"total_credit_utilized":66072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":62900,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":7.34,"installment":297.92,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8878,"paid_total":885.93,"paid_principal":722,"paid_interest":163.93,"paid_late_fees":0} {"emp_title":"after school day care","emp_length":2,"state":"CT","homeownership":"MORTGAGE","annual_income":4000,"verified_income":"Source Verified","debt_to_income":437.61,"annual_income_joint":104000,"verification_income_joint":"","debt_to_income_joint":22.48,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":331921,"total_credit_utilized":57468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":60,"interest_rate":10.42,"installment":472,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20570.56,"paid_total":2347.26,"paid_principal":1429.44,"paid_interest":917.82,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"ID","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":23.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":43794,"total_credit_utilized":28758,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14600,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9084.69,"paid_total":1341.31,"paid_principal":915.31,"paid_interest":426,"paid_late_fees":0} {"emp_title":"famil advocate","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":37.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":29,"open_credit_lines":23,"total_credit_limit":74544,"total_credit_utilized":54465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":1096,"current_installment_accounts":8,"accounts_opened_24m":15,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":12200,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4766.61,"paid_total":325.4,"paid_principal":233.39,"paid_interest":92.01,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":13.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":19,"total_credit_limit":75250,"total_credit_utilized":54415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.35,"installment":93.12,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2698.26,"paid_total":370.03,"paid_principal":301.74,"paid_interest":68.29,"paid_late_fees":0} {"emp_title":"commercial maintenance tech","emp_length":1,"state":"NE","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":18.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":200320,"total_credit_utilized":35100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":405,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9544.29,"paid_total":671.94,"paid_principal":455.71,"paid_interest":216.23,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":2.38,"annual_income_joint":109800,"verification_income_joint":"Verified","debt_to_income_joint":19.28,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":172009,"total_credit_utilized":5860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40017.80044,"paid_principal":40000,"paid_interest":17.8,"paid_late_fees":0} {"emp_title":"maternal child health specialist","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":33.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":171280,"total_credit_utilized":105514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19500,"term":60,"interest_rate":16.02,"installment":474.41,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18400.61,"paid_total":2328.66,"paid_principal":1099.39,"paid_interest":1229.27,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":13.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":77937,"total_credit_utilized":46535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17700,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":7.35,"installment":263.82,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.16,"paid_total":1312.16,"paid_principal":1071.84,"paid_interest":240.32,"paid_late_fees":0} {"emp_title":"creative services manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":17011,"total_credit_utilized":9815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8896.19,"paid_total":1780.15,"paid_principal":1103.81,"paid_interest":676.34,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":29.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":228393,"total_credit_utilized":29858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19800,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":15.05,"installment":225.49,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":6888.1474,"paid_principal":6500,"paid_interest":388.15,"paid_late_fees":0} {"emp_title":"data analyst","emp_length":10,"state":"KS","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":25.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":35375,"total_credit_utilized":24310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24450,"term":60,"interest_rate":18.45,"installment":626.88,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23685.48,"paid_total":1855.58,"paid_principal":764.52,"paid_interest":1091.06,"paid_late_fees":0} {"emp_title":"par professional mentor","emp_length":5,"state":"NC","homeownership":"RENT","annual_income":96000,"verified_income":"Verified","debt_to_income":30.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":139750,"total_credit_utilized":98124,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":19.42,"installment":553.04,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14053.98,"paid_total":1731.95,"paid_principal":946.02,"paid_interest":785.93,"paid_late_fees":0} {"emp_title":"sr it consultant","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":133000,"verified_income":"Source Verified","debt_to_income":20.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":8,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":591587,"total_credit_utilized":148791,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":54400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.42,"installment":514.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22757.9,"paid_total":2045.75,"paid_principal":1242.1,"paid_interest":803.65,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"CT","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":19.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":30887,"total_credit_utilized":15043,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":14.08,"installment":376.39,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9993.16,"paid_total":1488.35,"paid_principal":1006.84,"paid_interest":481.51,"paid_late_fees":0} {"emp_title":"assistant to the treasurer","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":152000,"verified_income":"Source Verified","debt_to_income":10.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":149600,"total_credit_utilized":67930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":86500,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38539.28,"paid_total":2650.44,"paid_principal":1460.72,"paid_interest":1189.72,"paid_late_fees":0} {"emp_title":"certificated payroll professional","emp_length":8,"state":"OH","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":23.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":33,"open_credit_lines":22,"total_credit_limit":132090,"total_credit_utilized":22526,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16700,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":19.03,"installment":363.4,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13420.87,"paid_total":1520.21,"paid_principal":579.13,"paid_interest":941.08,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"RENT","annual_income":28201.32,"verified_income":"Verified","debt_to_income":35.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":25,"total_credit_limit":53244,"total_credit_utilized":25834,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15200,"num_total_cc_accounts":39,"num_open_cc_accounts":24,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":95.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":19.03,"installment":623.42,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":15173.85,"paid_total":3000.28,"paid_principal":1826.15,"paid_interest":1174.13,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":13.64,"annual_income_joint":113000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.98,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":40240,"total_credit_utilized":23016,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":713,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5072.89189,"paid_principal":5000,"paid_interest":72.89,"paid_late_fees":0} {"emp_title":"library specialist","emp_length":7,"state":"PA","homeownership":"OWN","annual_income":27000,"verified_income":"Not Verified","debt_to_income":23.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":42183,"total_credit_utilized":25237,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":13.59,"installment":244.65,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7496.77,"paid_principal":7200,"paid_interest":296.77,"paid_late_fees":0} {"emp_title":"general contractor ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":26832,"total_credit_utilized":14997,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8800,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.44,"installment":224.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6142.28,"paid_total":1116.53,"paid_principal":857.72,"paid_interest":258.81,"paid_late_fees":0} {"emp_title":"systems analyst","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Source Verified","debt_to_income":21.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":7,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":284532,"total_credit_utilized":104390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":143,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21500,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20700,"term":36,"interest_rate":9.92,"installment":667.16,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18691.1,"paid_total":2606.85,"paid_principal":2008.9,"paid_interest":597.95,"paid_late_fees":0} {"emp_title":"case manager","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":26.73,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":23,"total_credit_limit":69394,"total_credit_utilized":27411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":16,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27200,"num_total_cc_accounts":25,"num_open_cc_accounts":19,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20700,"term":60,"interest_rate":26.77,"installment":629.24,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20700,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":54000,"verified_income":"Not Verified","debt_to_income":29.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":26,"total_credit_limit":94107,"total_credit_utilized":47045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20100,"num_total_cc_accounts":20,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.41,"installment":292.15,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8352.19,"paid_total":866.04,"paid_principal":647.81,"paid_interest":218.23,"paid_late_fees":0} {"emp_title":"vice president of sales ","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":12.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":55,"open_credit_lines":23,"total_credit_limit":413060,"total_credit_utilized":93495,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":14,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37500,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9580.43,"paid_total":722.87,"paid_principal":419.57,"paid_interest":303.3,"paid_late_fees":0} {"emp_title":"senior salesforce developer/architect","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":185000,"verified_income":"Not Verified","debt_to_income":4.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":298154,"total_credit_utilized":24491,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":49800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":9.92,"installment":742.27,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33629.93,"paid_total":2188.23,"paid_principal":1370.07,"paid_interest":818.16,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":24.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":72740,"total_credit_utilized":43490,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9057.25,"paid_total":1321.74,"paid_principal":942.75,"paid_interest":378.99,"paid_late_fees":0} {"emp_title":"owner / operator","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":30.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":110786,"total_credit_utilized":30762,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":17.09,"installment":160.64,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4003.29,"paid_total":794.66,"paid_principal":496.71,"paid_interest":297.95,"paid_late_fees":0} {"emp_title":"retail sales associate","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":5.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":19800,"total_credit_utilized":8067,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4766.61,"paid_total":347.04,"paid_principal":233.39,"paid_interest":113.65,"paid_late_fees":0} {"emp_title":"administrative","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":51882,"verified_income":"Source Verified","debt_to_income":21.35,"annual_income_joint":85010,"verification_income_joint":"Not Verified","debt_to_income_joint":13.03,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":67194,"total_credit_utilized":53932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":17.09,"installment":535.47,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13684.86,"paid_total":2106.28,"paid_principal":1315.14,"paid_interest":791.14,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":12.56,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":226500,"total_credit_utilized":26503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":24000,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":5,"account_never_delinq_percent":73.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11136.26,"paid_total":1161.65,"paid_principal":863.74,"paid_interest":297.91,"paid_late_fees":0} {"emp_title":"venue manager","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":32.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":22,"total_credit_limit":79907,"total_credit_utilized":46532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25300,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":18.06,"installment":427.16,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16086.82,"paid_total":1691.78,"paid_principal":713.18,"paid_interest":978.6,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"WY","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":24.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":80300,"total_credit_utilized":45108,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36800,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5391.31,"paid_total":735.76,"paid_principal":608.69,"paid_interest":127.07,"paid_late_fees":0} {"emp_title":"tsr","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":15.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":346000,"total_credit_utilized":26544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":10643,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23600,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":949.55,"paid_principal":729.99,"paid_interest":219.56,"paid_late_fees":0} {"emp_title":"cst certified surgical technician ","emp_length":8,"state":"NC","homeownership":"RENT","annual_income":48769,"verified_income":"Verified","debt_to_income":11.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":17100,"total_credit_utilized":13911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":21.45,"installment":181.96,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4404.92,"paid_total":722.12,"paid_principal":395.08,"paid_interest":327.04,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":155555,"verified_income":"Source Verified","debt_to_income":20.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":452139,"total_credit_utilized":102432,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1452.05,"paid_principal":1079.67,"paid_interest":372.38,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":32.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":264374,"total_credit_utilized":52656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44700,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10868.7,"paid_total":1534.14,"paid_principal":1131.3,"paid_interest":402.84,"paid_late_fees":0} {"emp_title":"","state":"SD","homeownership":"MORTGAGE","annual_income":24576,"verified_income":"Verified","debt_to_income":26.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":60175,"total_credit_utilized":35578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5800,"term":36,"interest_rate":5.32,"installment":174.67,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5200.2,"paid_total":701.25,"paid_principal":599.8,"paid_interest":101.45,"paid_late_fees":0} {"emp_title":"heart transplant coordinator","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":7.04,"annual_income_joint":133000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.91,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":327054,"total_credit_utilized":17608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":69800,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.15,"paid_total":3376.62,"paid_principal":2121.85,"paid_interest":1254.77,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":5.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":341794,"total_credit_utilized":22281,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13500,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.9,"installment":520.63,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23391.99,"paid_total":1026.73,"paid_principal":608.01,"paid_interest":418.72,"paid_late_fees":0} {"emp_title":"executive general manager","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Verified","debt_to_income":22.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":80,"open_credit_lines":13,"total_credit_limit":871950,"total_credit_utilized":360136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":78000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":98.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.44,"installment":1152.18,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32482.85,"paid_total":4589.84,"paid_principal":3517.15,"paid_interest":1072.69,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":26.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":273281,"total_credit_utilized":35081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62200,"num_total_cc_accounts":30,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14412.81,"paid_total":946.09,"paid_principal":587.19,"paid_interest":358.9,"paid_late_fees":0} {"emp_title":"appliance technician","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":3.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":8,"total_credit_limit":176400,"total_credit_utilized":3332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":7.35,"installment":299.51,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14161.8,"paid_total":1191.92,"paid_principal":838.2,"paid_interest":353.72,"paid_late_fees":0} {"emp_title":"patrolman","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":72135,"verified_income":"Source Verified","debt_to_income":23.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":134351,"total_credit_utilized":39279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28886.34,"paid_total":1961.19,"paid_principal":1113.66,"paid_interest":847.53,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":46000,"verified_income":"Not Verified","debt_to_income":25.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":70250,"total_credit_utilized":25641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":49900,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":61584,"verified_income":"Source Verified","debt_to_income":14.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":7,"total_credit_limit":19100,"total_credit_utilized":11897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":27,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":19.03,"installment":36.68,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":914.71,"paid_total":145.66,"paid_principal":85.29,"paid_interest":60.37,"paid_late_fees":0} {"emp_title":"service operator 2","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":20.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":73041,"total_credit_utilized":61326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":10.91,"installment":58.86,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1583.63,"paid_total":293.21,"paid_principal":216.37,"paid_interest":76.84,"paid_late_fees":0} {"emp_title":"counselor","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":13.62,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":266600,"total_credit_utilized":17478,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":89,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":61.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":12.61,"installment":321.67,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8930.65,"paid_total":958.28,"paid_principal":669.35,"paid_interest":288.93,"paid_late_fees":0} {"emp_title":"sr sales manager","emp_length":2,"state":"CT","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Source Verified","debt_to_income":5.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":613801,"total_credit_utilized":51766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17010,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32480.82,"paid_total":3388.09,"paid_principal":2519.18,"paid_interest":868.91,"paid_late_fees":0} {"emp_title":"supervisory it specialist","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":240971,"total_credit_utilized":26872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29200,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":13.58,"installment":645.44,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27003.08,"paid_total":1915.2,"paid_principal":996.92,"paid_interest":918.28,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":21.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":35017,"total_credit_utilized":19823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":9.92,"installment":180.49,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":5194.85,"paid_total":538.38,"paid_principal":405.15,"paid_interest":133.23,"paid_late_fees":0} {"emp_title":"contracts manager","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":102900,"verified_income":"Source Verified","debt_to_income":14.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":146750,"total_credit_utilized":81937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28600,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5385.95,"paid_total":726.95,"paid_principal":614.05,"paid_interest":112.9,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":59789,"verified_income":"Not Verified","debt_to_income":13.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":80031,"total_credit_utilized":59547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25600,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.65,"paid_total":1059.62,"paid_principal":687.35,"paid_interest":372.27,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":96000,"verified_income":"Not Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":92469,"total_credit_utilized":34795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":27840.7,"paid_total":2904.08,"paid_principal":2159.3,"paid_interest":744.78,"paid_late_fees":0} {"emp_title":"receptionist ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":37000,"verified_income":"Verified","debt_to_income":19.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":28345,"total_credit_utilized":23493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22300,"term":60,"interest_rate":21.85,"installment":614.01,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21880.28,"paid_total":1200.95,"paid_principal":419.72,"paid_interest":781.23,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":11.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":173343,"total_credit_utilized":11026,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"firefighter/paramedic","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":206000,"verified_income":"Source Verified","debt_to_income":25.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":58,"open_credit_lines":28,"total_credit_limit":603664,"total_credit_utilized":203490,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47700,"num_total_cc_accounts":39,"num_open_cc_accounts":23,"num_cc_carrying_balance":16,"num_mort_accounts":6,"account_never_delinq_percent":96.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.97,"installment":1096.29,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31510.1,"paid_total":4369.66,"paid_principal":3489.9,"paid_interest":879.76,"paid_late_fees":0} {"emp_title":"service analyst manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":37.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":83665,"total_credit_utilized":62355,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":12.61,"installment":562.91,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16023.19,"paid_total":1131.71,"paid_principal":776.81,"paid_interest":354.9,"paid_late_fees":0} {"emp_title":"senior accountant","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":35.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":160672,"total_credit_utilized":112220,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":32700,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.92,"paid_total":918.76,"paid_principal":752.08,"paid_interest":166.68,"paid_late_fees":0} {"emp_title":"mob technician","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":12.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":70100,"total_credit_utilized":39992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9317.45,"paid_total":1010.73,"paid_principal":682.55,"paid_interest":328.18,"paid_late_fees":0} {"emp_title":"landscaper ","emp_length":1,"state":"NC","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":61.31,"annual_income_joint":100744,"verification_income_joint":"Source Verified","debt_to_income_joint":30.93,"delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":186959,"total_credit_utilized":48432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":23,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":16.01,"installment":562.6,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14938.56,"paid_total":1673.57,"paid_principal":1061.44,"paid_interest":612.13,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"OK","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":30.91,"annual_income_joint":113000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.95,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":266869,"total_credit_utilized":31909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":56300,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":36,"interest_rate":6.07,"installment":669.99,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20315.38,"paid_total":2006.08,"paid_principal":1684.62,"paid_interest":321.46,"paid_late_fees":0} {"emp_title":"director of sales","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":140000,"verified_income":"Verified","debt_to_income":36.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":24,"total_credit_limit":247849,"total_credit_utilized":154494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":109200,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.42,"installment":779.16,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22272.8,"paid_total":2358.33,"paid_principal":1727.2,"paid_interest":631.13,"paid_late_fees":0} {"emp_title":"road driver","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":85500,"verified_income":"Not Verified","debt_to_income":20.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":268620,"total_credit_utilized":61169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":130,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":6.71,"installment":399.69,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12013.51,"paid_total":1194.22,"paid_principal":986.49,"paid_interest":207.73,"paid_late_fees":0} {"emp_title":"machinist/engineer","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":9.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":97800,"total_credit_utilized":19580,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":91600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.35,"installment":403.49,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11360.72,"paid_total":2004.18,"paid_principal":1639.28,"paid_interest":364.9,"paid_late_fees":0} {"emp_title":"office manager","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Not Verified","debt_to_income":5.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":9000,"total_credit_utilized":3928,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":9.93,"installment":209.53,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5708.29,"paid_total":1044.06,"paid_principal":791.71,"paid_interest":252.35,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":10.04,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":13,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":23677,"total_credit_utilized":17860,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6400,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":55.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":12.61,"installment":134.03,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3721.1,"paid_total":399.29,"paid_principal":278.9,"paid_interest":120.39,"paid_late_fees":0} {"emp_title":"systems administrator","emp_length":5,"state":"WY","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":185160,"total_credit_utilized":35141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":708,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":14.08,"installment":307.95,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8176.24,"paid_total":1259.96,"paid_principal":823.76,"paid_interest":436.2,"paid_late_fees":0} {"emp_title":"chef","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":108000,"verified_income":"Not Verified","debt_to_income":11.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":52000,"total_credit_utilized":29768,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36092.05,"paid_total":5099.82,"paid_principal":3907.95,"paid_interest":1191.87,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Source Verified","debt_to_income":25.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":19,"total_credit_limit":438185,"total_credit_utilized":123026,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20400,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3300,"term":36,"interest_rate":5.31,"installment":99.37,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3044.57,"paid_total":297.14,"paid_principal":255.43,"paid_interest":41.71,"paid_late_fees":0} {"emp_title":"department maneger ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":24.66,"annual_income_joint":78400,"verification_income_joint":"Source Verified","debt_to_income_joint":23.01,"delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":291081,"total_credit_utilized":25301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":553,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":6025,"term":36,"interest_rate":12.61,"installment":201.88,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5746.41,"paid_total":395.32,"paid_principal":278.59,"paid_interest":116.73,"paid_late_fees":0} {"emp_title":"process engineer","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":1.44,"annual_income_joint":75000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.12,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":27300,"total_credit_utilized":3412,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":7.34,"installment":248.27,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7600.11,"paid_total":490.02,"paid_principal":399.89,"paid_interest":90.13,"paid_late_fees":0} {"emp_title":"controller","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":19.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":232654,"total_credit_utilized":30592,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.07,"installment":152.27,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4617.13,"paid_total":455.12,"paid_principal":382.87,"paid_interest":72.25,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":9.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":29158,"total_credit_utilized":16497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":257,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.41,"installment":779.05,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22272.55,"paid_total":2323.27,"paid_principal":1727.45,"paid_interest":595.82,"paid_late_fees":0} {"emp_title":"cna","emp_length":3,"state":"FL","homeownership":"OWN","annual_income":33186,"verified_income":"Source Verified","debt_to_income":9.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":20800,"total_credit_utilized":7358,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.42,"installment":261.73,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9695.43,"paid_total":774.4,"paid_principal":304.57,"paid_interest":469.83,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":13.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":263415,"total_credit_utilized":12897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3647.52,"paid_total":1448.84,"paid_principal":1352.48,"paid_interest":96.36,"paid_late_fees":0} {"emp_title":"client service specialist","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":8.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":9,"total_credit_limit":27634,"total_credit_utilized":11004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":405,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":28,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":89.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":20,"installment":668.95,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":18013,"paid_principal":18000,"paid_interest":13,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":78000,"verified_income":"Not Verified","debt_to_income":18.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":50,"open_credit_lines":18,"total_credit_limit":143813,"total_credit_utilized":77297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":52000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.8,"paid_total":1769.24,"paid_principal":1551.2,"paid_interest":218.04,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":17.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":13200,"total_credit_utilized":9382,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18625.12,"paid_total":2023.35,"paid_principal":1374.88,"paid_interest":648.47,"paid_late_fees":0} {"emp_title":"labor ","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":92000,"verified_income":"Source Verified","debt_to_income":19.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":68406,"total_credit_utilized":32326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":11.98,"installment":298.85,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8366.72,"paid_total":884.57,"paid_principal":633.28,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"dna extraction techologist iii","emp_length":3,"state":"MD","homeownership":"RENT","annual_income":42640,"verified_income":"Not Verified","debt_to_income":22.77,"annual_income_joint":85280,"verification_income_joint":"Not Verified","debt_to_income_joint":23.34,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":3,"total_credit_limit":62568,"total_credit_utilized":50295,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19297.02,"paid_total":1367.03,"paid_principal":702.98,"paid_interest":664.05,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":18.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":73486,"total_credit_utilized":47743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":41630.44368,"paid_principal":40000,"paid_interest":1630.44,"paid_late_fees":0} {"emp_title":"claim services mgr","emp_length":5,"state":"OR","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":25.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":32775,"total_credit_utilized":18962,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":4,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.58,"installment":849.35,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23860.72,"paid_total":1764.72,"paid_principal":1139.28,"paid_interest":625.44,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"CO","homeownership":"MORTGAGE","annual_income":418000,"verified_income":"Verified","debt_to_income":13.73,"annual_income_joint":418000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.05,"delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":767442,"total_credit_utilized":274530,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":27825,"term":60,"interest_rate":10.42,"installment":596.97,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26017.09,"paid_total":2968.74,"paid_principal":1807.91,"paid_interest":1160.83,"paid_late_fees":0} {"emp_title":"welder","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":23.82,"annual_income_joint":155000,"verification_income_joint":"Verified","debt_to_income_joint":21.42,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":270861,"total_credit_utilized":106187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12400,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":10.42,"installment":514.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22757.9,"paid_total":2045.75,"paid_principal":1242.1,"paid_interest":803.65,"paid_late_fees":0} {"emp_title":"operations engineer","emp_length":3,"state":"LA","homeownership":"OWN","annual_income":135000,"verified_income":"Source Verified","debt_to_income":4.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":80153,"total_credit_utilized":33506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32289.74,"paid_total":8499.36,"paid_principal":7710.26,"paid_interest":789.1,"paid_late_fees":0} {"emp_title":"vp & counsel","emp_length":3,"state":"MD","homeownership":"OWN","annual_income":281125,"verified_income":"Verified","debt_to_income":7.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":1627460,"total_credit_utilized":98339,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":156,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":148000,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":35233.38926,"paid_principal":35000,"paid_interest":233.39,"paid_late_fees":0} {"emp_title":"certified registered nurse anesthetist ","emp_length":4,"state":"LA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Verified","debt_to_income":28.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1986,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":32,"total_credit_limit":644236,"total_credit_utilized":256631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":15,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":121900,"num_total_cc_accounts":28,"num_open_cc_accounts":26,"num_cc_carrying_balance":14,"num_mort_accounts":4,"account_never_delinq_percent":91.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":36011.51,"paid_total":4993.93,"paid_principal":3988.49,"paid_interest":1005.44,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"OR","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":25.4,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.32,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":119006,"total_credit_utilized":93001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":982,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9634.82,"paid_total":662.61,"paid_principal":365.18,"paid_interest":297.43,"paid_late_fees":0} {"emp_title":"srsystems analyst","emp_length":8,"state":"CT","homeownership":"RENT","annual_income":81000,"verified_income":"Source Verified","debt_to_income":8.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":49800,"total_credit_utilized":17375,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":34000,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37100.59,"paid_total":3845.53,"paid_principal":2899.41,"paid_interest":946.12,"paid_late_fees":0} {"emp_title":"logistic management specialist","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":97598,"verified_income":"Not Verified","debt_to_income":14.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":5,"total_credit_limit":124383,"total_credit_utilized":116649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":27,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.96,"installment":187.91,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5552.72,"paid_total":561.08,"paid_principal":447.28,"paid_interest":113.8,"paid_late_fees":0} {"emp_title":"eeg technologist","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":4.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":71,"open_credit_lines":18,"total_credit_limit":613296,"total_credit_utilized":177400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":95,"current_installment_accounts":5,"accounts_opened_24m":14,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":43,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":86.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14099.96,"paid_total":1744.9,"paid_principal":900.04,"paid_interest":844.86,"paid_late_fees":0} {"emp_title":"a/c service technician ","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":38000,"verified_income":"Source Verified","debt_to_income":24.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":56793,"total_credit_utilized":39817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20600,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":14.08,"installment":290.85,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7521.73,"paid_total":1447.6,"paid_principal":978.27,"paid_interest":469.33,"paid_late_fees":0} {"emp_title":"sr administrative assistant","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":27.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":124667,"total_credit_utilized":109716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13200,"term":60,"interest_rate":23.88,"installment":378.82,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13608.60037,"paid_principal":13200,"paid_interest":408.6,"paid_late_fees":0} {"emp_title":"sas consultant","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":130000,"verified_income":"Not Verified","debt_to_income":6.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":113791,"total_credit_utilized":34603,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50500,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4623.95,"paid_total":463.47,"paid_principal":376.05,"paid_interest":87.42,"paid_late_fees":0} {"emp_title":"application support analyst","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":17.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":63614,"total_credit_utilized":47000,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1004,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":6000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":21.45,"installment":121.31,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2867.78,"paid_total":602.74,"paid_principal":332.22,"paid_interest":270.52,"paid_late_fees":0} {"emp_title":"contractor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":16.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":67600,"total_credit_utilized":21017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":9.44,"installment":460.88,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12634.44,"paid_total":2296.85,"paid_principal":1765.56,"paid_interest":531.29,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":58800,"verified_income":"Verified","debt_to_income":11.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":30658,"total_credit_utilized":22479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6900,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4412.9,"paid_total":834.29,"paid_principal":587.1,"paid_interest":247.19,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":9,"state":"AZ","homeownership":"MORTGAGE","annual_income":87120,"verified_income":"Source Verified","debt_to_income":17.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":109400,"total_credit_utilized":58817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":15.05,"installment":714.49,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":31656.50512,"paid_principal":30000,"paid_interest":1656.51,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":36.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1983,"inquiries_last_12m":4,"total_credit_lines":46,"open_credit_lines":25,"total_credit_limit":79789,"total_credit_utilized":49818,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":20600,"num_total_cc_accounts":22,"num_open_cc_accounts":19,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5519.24,"paid_total":615.31,"paid_principal":480.76,"paid_interest":134.55,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":62.58,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":37.83,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":308171,"total_credit_utilized":97445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38400,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1443.38,"paid_principal":1079.67,"paid_interest":363.71,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":128500,"verified_income":"Source Verified","debt_to_income":24.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":678900,"total_credit_utilized":184723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":99900,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.93,"installment":580.22,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15807.67,"paid_total":2891.17,"paid_principal":2192.33,"paid_interest":698.84,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":16.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":35900,"total_credit_utilized":14778,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.97,"installment":125.3,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3499.73,"paid_total":622.07,"paid_principal":500.27,"paid_interest":121.8,"paid_late_fees":0} {"emp_title":"boss","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":17.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":302657,"total_credit_utilized":54050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":159,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":83.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":17.09,"installment":697.23,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26780.4,"paid_total":2762.34,"paid_principal":1219.6,"paid_interest":1542.74,"paid_late_fees":0} {"emp_title":"construction worker","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":5.63,"annual_income_joint":141000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.67,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":29361,"total_credit_utilized":14280,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":967.58,"paid_principal":477.31,"paid_interest":490.27,"paid_late_fees":0} {"emp_title":"account manager","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":14.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":98490,"total_credit_utilized":51934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":824,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":55300,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":14.07,"installment":290.8,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7919.84,"paid_total":859.11,"paid_principal":580.16,"paid_interest":278.95,"paid_late_fees":0} {"emp_title":"pressman","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":19.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":66834,"total_credit_utilized":16322,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":23.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":176015,"total_credit_utilized":88514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19224.93,"paid_total":2160.77,"paid_principal":775.07,"paid_interest":1385.7,"paid_late_fees":0} {"emp_title":"health and safety officer ","emp_length":9,"state":"NC","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":16.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":119076,"total_credit_utilized":52036,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.43,"installment":419.36,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15434.97,"paid_total":4937.12,"paid_principal":4565.03,"paid_interest":372.09,"paid_late_fees":0} {"emp_title":"president / owner ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":31972,"verified_income":"Verified","debt_to_income":12.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":40253,"total_credit_utilized":9757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30750,"term":36,"interest_rate":9.44,"installment":984.16,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27745.74,"paid_total":3920.51,"paid_principal":3004.26,"paid_interest":916.25,"paid_late_fees":0} {"emp_title":"mortgage loan officer","emp_length":7,"state":"WV","homeownership":"RENT","annual_income":26000,"verified_income":"Verified","debt_to_income":38.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":36,"open_credit_lines":11,"total_credit_limit":132823,"total_credit_utilized":36113,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13600,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":16.01,"installment":295.37,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7842.73,"paid_total":871.17,"paid_principal":557.27,"paid_interest":313.9,"paid_late_fees":0} {"emp_title":"office assistant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Not Verified","debt_to_income":28.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":24,"total_credit_limit":82825,"total_credit_utilized":25522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":57500,"num_total_cc_accounts":29,"num_open_cc_accounts":23,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8102.57,"paid_total":1117.68,"paid_principal":897.43,"paid_interest":220.25,"paid_late_fees":0} {"emp_title":"distribution mechanic","emp_length":8,"state":"CT","homeownership":"MORTGAGE","annual_income":127000,"verified_income":"Verified","debt_to_income":10.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":289690,"total_credit_utilized":36336,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":2528,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":23.88,"installment":860.96,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28627.35,"paid_total":4341.72,"paid_principal":1372.65,"paid_interest":2969.07,"paid_late_fees":0} {"emp_title":"sr director, risk management","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":175000,"verified_income":"Source Verified","debt_to_income":18.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":166863,"total_credit_utilized":98811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":115300,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.42,"installment":916.03,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33567.23,"paid_total":3588.6,"paid_principal":1432.77,"paid_interest":2155.83,"paid_late_fees":0} {"emp_title":"payroll project analyst","emp_length":5,"state":"IN","homeownership":"RENT","annual_income":91200,"verified_income":"Source Verified","debt_to_income":26.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":54,"open_credit_lines":35,"total_credit_limit":85852,"total_credit_utilized":65878,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":753,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":17100,"num_total_cc_accounts":39,"num_open_cc_accounts":33,"num_cc_carrying_balance":24,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.41,"installment":519.37,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14848.36,"paid_total":1548.86,"paid_principal":1151.64,"paid_interest":397.22,"paid_late_fees":0} {"emp_title":"fabrication manager ","emp_length":7,"state":"AR","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":27.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":66791,"total_credit_utilized":49713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":19.03,"installment":290.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10616.24,"paid_total":1424,"paid_principal":583.76,"paid_interest":840.24,"paid_late_fees":0} {"emp_title":"product support specialist","emp_length":1,"state":"VA","homeownership":"RENT","annual_income":43437,"verified_income":"Verified","debt_to_income":18.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":35300,"total_credit_utilized":22291,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20600,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":17.47,"installment":789.52,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21054.7,"paid_total":1557.69,"paid_principal":945.3,"paid_interest":612.39,"paid_late_fees":0} {"emp_title":"sales ","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":13.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":33462,"total_credit_utilized":21696,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7400,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.91,"installment":294.27,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7918.28,"paid_total":1465.89,"paid_principal":1081.72,"paid_interest":384.17,"paid_late_fees":0} {"emp_title":"housing specialist","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":54164,"verified_income":"Source Verified","debt_to_income":33.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":23,"open_credit_lines":19,"total_credit_limit":110504,"total_credit_utilized":98193,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.63,"paid_total":657.54,"paid_principal":471.37,"paid_interest":186.17,"paid_late_fees":0} {"emp_title":"systems engineer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":15.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":31060,"total_credit_utilized":19140,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8100,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7234.29,"paid_total":1041.43,"paid_principal":765.71,"paid_interest":275.72,"paid_late_fees":0} {"emp_title":"sr mgr, na maintenance & facility eng","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":101000,"verified_income":"Source Verified","debt_to_income":27.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":107306,"total_credit_utilized":54328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4390.98,"paid_total":803.14,"paid_principal":609.02,"paid_interest":194.12,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":22500,"verified_income":"Not Verified","debt_to_income":28.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":21200,"total_credit_utilized":7988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":633,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":9800,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.07,"installment":239.49,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6522.2,"paid_total":707.53,"paid_principal":477.8,"paid_interest":229.73,"paid_late_fees":0} {"emp_title":"operator","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Not Verified","debt_to_income":25.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":20,"total_credit_limit":473648,"total_credit_utilized":106480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":76400,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11097.5,"paid_total":1107.41,"paid_principal":902.5,"paid_interest":204.91,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"KY","homeownership":"RENT","annual_income":235000,"verified_income":"Verified","debt_to_income":7.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":93921,"total_credit_utilized":40075,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":7.97,"installment":422.86,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11811.74,"paid_total":2099.36,"paid_principal":1688.26,"paid_interest":411.1,"paid_late_fees":0} {"emp_title":"school counselor ","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":20.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":20,"total_credit_limit":156567,"total_credit_utilized":131423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":9.92,"installment":177.27,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4966.21,"paid_total":706.05,"paid_principal":533.79,"paid_interest":172.26,"paid_late_fees":0} {"emp_title":"plant operator","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":4.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":11600,"total_credit_utilized":5618,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11600,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10775,"term":60,"interest_rate":13.59,"installment":248.44,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10129.15,"paid_total":1234.06,"paid_principal":645.85,"paid_interest":588.21,"paid_late_fees":0} {"emp_title":"trimer and detail","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Source Verified","debt_to_income":27.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":5,"total_credit_limit":183108,"total_credit_utilized":52279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":13,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":64,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4648.17,"paid_total":491.43,"paid_principal":351.83,"paid_interest":139.6,"paid_late_fees":0} {"emp_title":"medical assistance administrator ","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":26.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":294456,"total_credit_utilized":64861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":171,"current_installment_accounts":7,"accounts_opened_24m":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19423.87,"paid_total":1614.62,"paid_principal":576.13,"paid_interest":1038.49,"paid_late_fees":0} {"emp_title":"personal care assistant","emp_length":1,"state":"MN","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":137420,"total_credit_utilized":28509,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.03,"installment":415.32,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15338.12,"paid_total":1644.36,"paid_principal":661.88,"paid_interest":982.48,"paid_late_fees":0} {"emp_title":"sr manager","emp_length":1,"state":"NJ","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":17.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":693147,"total_credit_utilized":98720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":107600,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.96,"installment":657.68,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19434.52,"paid_total":1954.47,"paid_principal":1565.48,"paid_interest":388.99,"paid_late_fees":0} {"emp_title":"corprecruiter ","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":69351,"verified_income":"Verified","debt_to_income":25.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":204040,"total_credit_utilized":42023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":19.03,"installment":550.07,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13721.2,"paid_total":2216.14,"paid_principal":1278.8,"paid_interest":937.34,"paid_late_fees":0} {"emp_title":" maintenance","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":37000,"verified_income":"Verified","debt_to_income":11.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":23900,"total_credit_utilized":8070,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.01,"installment":486.47,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19332.26,"paid_total":1441.62,"paid_principal":667.74,"paid_interest":773.88,"paid_late_fees":0} {"emp_title":"department lead","emp_length":7,"state":"MI","homeownership":"MORTGAGE","annual_income":55500,"verified_income":"Not Verified","debt_to_income":8.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":38918,"total_credit_utilized":7077,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":12.62,"installment":631.66,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26148.92,"paid_total":2980.37,"paid_principal":1851.08,"paid_interest":1129.29,"paid_late_fees":0} {"emp_title":"project control specialist","emp_length":3,"state":"MD","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Not Verified","debt_to_income":9.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":335800,"total_credit_utilized":25406,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":61500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18452.04,"paid_total":1824.33,"paid_principal":1547.96,"paid_interest":276.37,"paid_late_fees":0} {"emp_title":"logistics","emp_length":7,"state":"NV","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Verified","debt_to_income":1.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":12100,"total_credit_utilized":840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":18.45,"installment":615.34,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23249.56,"paid_total":1796.82,"paid_principal":750.44,"paid_interest":1046.38,"paid_late_fees":0} {"emp_title":"sales leader","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":316317,"verified_income":"Not Verified","debt_to_income":10.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":499967,"total_credit_utilized":94966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19400,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35525,"term":36,"interest_rate":11.99,"installment":1179.77,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32175.96,"paid_total":4695.42,"paid_principal":3349.04,"paid_interest":1346.38,"paid_late_fees":0} {"emp_title":"office manager","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":44000,"verified_income":"Verified","debt_to_income":25.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":38314,"total_credit_utilized":22536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4663.53,"paid_total":516.11,"paid_principal":336.47,"paid_interest":179.64,"paid_late_fees":0} {"emp_title":"front office","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Source Verified","debt_to_income":19.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":18300,"total_credit_utilized":17760,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":12.62,"installment":569.7,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15003.87,"paid_total":2824.66,"paid_principal":1996.13,"paid_interest":828.53,"paid_late_fees":0} {"emp_title":"lvn","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":5.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":353047,"total_credit_utilized":17405,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":6.08,"installment":194.94,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5378.99,"paid_total":1170.38,"paid_principal":1021.01,"paid_interest":149.37,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":14.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":7,"total_credit_limit":239065,"total_credit_utilized":27301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":22,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":5.32,"installment":511.96,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15241.97,"paid_total":2055.38,"paid_principal":1758.03,"paid_interest":297.35,"paid_late_fees":0} {"emp_title":"csa iii","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":49642,"verified_income":"Source Verified","debt_to_income":34.44,"annual_income_joint":137872,"verification_income_joint":"Source Verified","debt_to_income_joint":35.53,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":74507,"total_credit_utilized":51751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26400,"term":60,"interest_rate":20,"installment":699.44,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25336.01,"paid_total":2768.43,"paid_principal":1063.99,"paid_interest":1704.44,"paid_late_fees":0} {"emp_title":"gm","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":4.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":11,"total_credit_limit":371900,"total_credit_utilized":14658,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":62700,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.92,"installment":508.99,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23376.25,"paid_total":1004.75,"paid_principal":623.75,"paid_interest":381,"paid_late_fees":0} {"emp_title":"senior software engineer","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":2.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":10944,"total_credit_utilized":8549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1700,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.47,"installment":251.06,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9568.79,"paid_total":984.83,"paid_principal":431.21,"paid_interest":553.62,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"GA","homeownership":"OWN","annual_income":54000,"verified_income":"Source Verified","debt_to_income":1.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":204035,"total_credit_utilized":4503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":264,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":21.45,"installment":303.26,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7341.57,"paid_total":1203.51,"paid_principal":658.43,"paid_interest":545.08,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"TN","homeownership":"RENT","annual_income":75250,"verified_income":"Not Verified","debt_to_income":19.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2012,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":72746,"total_credit_utilized":27905,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4377,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4772.14,"paid_total":351.07,"paid_principal":227.86,"paid_interest":123.21,"paid_late_fees":0} {"emp_title":"immigration officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":16.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":501277,"total_credit_utilized":74069,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":29,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":21.45,"installment":628.07,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21875.8,"paid_total":3112.94,"paid_principal":1124.2,"paid_interest":1988.74,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":2,"state":"MT","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":20.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":55403,"total_credit_utilized":37596,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":67,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.01,"installment":421.95,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11203.92,"paid_total":1255.18,"paid_principal":796.08,"paid_interest":459.1,"paid_late_fees":0} {"emp_title":"architect","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":7.79,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.46,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":16,"total_credit_limit":182935,"total_credit_utilized":14274,"num_collections_last_12m":0,"num_historical_failed_to_pay":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":53200,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":7,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":15.04,"installment":833.39,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33800.93,"paid_total":2441.68,"paid_principal":1199.07,"paid_interest":1242.61,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":15.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":26598,"total_credit_utilized":19444,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8800,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":20,"installment":111.5,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":3011.02278,"paid_principal":3000,"paid_interest":11.02,"paid_late_fees":0} {"emp_title":"sales engineer specialist","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":23.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":273857,"total_credit_utilized":80655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":14.07,"installment":266.86,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7447.13,"paid_total":521.53,"paid_principal":352.87,"paid_interest":168.66,"paid_late_fees":0} {"emp_title":"owner/manager","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":11.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":28006,"total_credit_utilized":18247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19236.53,"paid_total":1277.36,"paid_principal":763.47,"paid_interest":513.89,"paid_late_fees":0} {"emp_title":"psychometrician","emp_length":4,"state":"OH","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":22.29,"annual_income_joint":72376,"verification_income_joint":"Not Verified","debt_to_income_joint":26.94,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":66677,"total_credit_utilized":41063,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":19200,"term":60,"interest_rate":17.09,"installment":478.1,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18147.13,"paid_total":2372.27,"paid_principal":1052.87,"paid_interest":1319.4,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"UT","homeownership":"MORTGAGE","annual_income":63330,"verified_income":"Verified","debt_to_income":8.36,"annual_income_joint":134030,"verification_income_joint":"Verified","debt_to_income_joint":15.21,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":17,"total_credit_limit":370330,"total_credit_utilized":9802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60400,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38328.35,"paid_total":2362.85,"paid_principal":1671.65,"paid_interest":691.2,"paid_late_fees":0} {"emp_title":"director of property assets and finance","emp_length":7,"state":"TN","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":97512,"total_credit_utilized":61626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31700,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.96,"installment":501.09,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14807.25,"paid_total":1489.12,"paid_principal":1192.75,"paid_interest":296.37,"paid_late_fees":0} {"emp_title":"machinists ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":7.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":109225,"total_credit_utilized":7719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8905.09,"paid_total":1235.25,"paid_principal":1094.91,"paid_interest":140.34,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":12.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2000,"inquiries_last_12m":8,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":189602,"total_credit_utilized":72399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":6.08,"installment":292.4,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8617.52,"paid_total":1166.36,"paid_principal":982.48,"paid_interest":183.88,"paid_late_fees":0} {"emp_title":"vacation replacement ","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":13.64,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":196332,"total_credit_utilized":63281,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":183,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":10.9,"installment":368.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16351.05,"paid_total":1085.75,"paid_principal":648.95,"paid_interest":436.8,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":10.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":388161,"total_credit_utilized":13627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22400,"term":60,"interest_rate":10.42,"installment":480.58,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21240.72,"paid_total":1909.35,"paid_principal":1159.28,"paid_interest":750.07,"paid_late_fees":0} {"emp_title":"nursing supervisor","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":213658,"total_credit_utilized":42003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":14,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":87.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1368,"paid_principal":712.09,"paid_interest":655.91,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Source Verified","debt_to_income":10.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":128200,"total_credit_utilized":8642,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8879.63,"paid_total":1740.55,"paid_principal":1120.37,"paid_interest":620.18,"paid_late_fees":0} {"emp_title":"regional sales manager","emp_length":2,"state":"WI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":8,"total_credit_limit":327638,"total_credit_utilized":33426,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"senior internal auditor ","emp_length":1,"state":"AL","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Not Verified","debt_to_income":17.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":77544,"total_credit_utilized":36125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22300,"num_total_cc_accounts":31,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":11.99,"installment":159.41,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4231.5,"paid_total":789.06,"paid_principal":568.5,"paid_interest":220.56,"paid_late_fees":0} {"emp_title":"processor","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":27000,"verified_income":"Source Verified","debt_to_income":24.37,"annual_income_joint":75000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.8,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":193843,"total_credit_utilized":24754,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":17.09,"installment":398.42,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15122.6,"paid_total":1954.12,"paid_principal":877.4,"paid_interest":1076.72,"paid_late_fees":0} {"emp_title":"strategy consultant","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Verified","debt_to_income":0.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":575100,"total_credit_utilized":2701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":64700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30511.21,"paid_total":5306.56,"paid_principal":4488.79,"paid_interest":817.77,"paid_late_fees":0} {"emp_title":"pipefitter","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":16.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":310361,"total_credit_utilized":38870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49200,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":9.44,"installment":80.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2193.82,"paid_total":413.79,"paid_principal":306.18,"paid_interest":92.61,"paid_late_fees":15} {"emp_title":"","state":"WV","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":26.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":224952,"total_credit_utilized":44827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":151300,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13056.69,"paid_total":2265.3,"paid_principal":1943.31,"paid_interest":321.99,"paid_late_fees":0} {"emp_title":"degreed nutritionist ","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":3.63,"annual_income_joint":105000,"verification_income_joint":"Source Verified","debt_to_income_joint":4.53,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":21200,"total_credit_utilized":5241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.04,"paid_total":2396.91,"paid_principal":1826.96,"paid_interest":569.95,"paid_late_fees":0} {"emp_title":"collision technician ","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":57600,"verified_income":"Source Verified","debt_to_income":33.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":7,"total_credit_limit":115633,"total_credit_utilized":85788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18843.88,"paid_total":2364.93,"paid_principal":1156.12,"paid_interest":1208.81,"paid_late_fees":0} {"emp_title":"admin","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":6.73,"annual_income_joint":183000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.52,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":9,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":178533,"total_credit_utilized":20436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9317.45,"paid_total":1018.54,"paid_principal":682.55,"paid_interest":335.99,"paid_late_fees":0} {"emp_title":"pbx operator ","emp_length":2,"state":"CO","homeownership":"RENT","annual_income":35500,"verified_income":"Not Verified","debt_to_income":17.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":22,"total_credit_limit":65675,"total_credit_utilized":60547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":10.42,"installment":243.49,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6592.55,"paid_total":1213.11,"paid_principal":907.45,"paid_interest":305.66,"paid_late_fees":0} {"emp_title":"store worker ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":31200,"verified_income":"Verified","debt_to_income":36.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":8,"total_credit_limit":56162,"total_credit_utilized":40864,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9600,"num_total_cc_accounts":26,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1661.58,"paid_principal":1174.21,"paid_interest":487.37,"paid_late_fees":0} {"emp_title":"value stream leader","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":11.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":9,"total_credit_limit":140089,"total_credit_utilized":28527,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":14.07,"installment":307.91,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8385.7,"paid_total":909.66,"paid_principal":614.3,"paid_interest":295.36,"paid_late_fees":0} {"emp_title":"office mgr","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":29.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":28,"total_credit_limit":377197,"total_credit_utilized":55616,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":74200,"num_total_cc_accounts":43,"num_open_cc_accounts":25,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":14.07,"installment":855.3,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23293.62,"paid_total":2546.36,"paid_principal":1706.38,"paid_interest":839.98,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Not Verified","debt_to_income":38.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":16,"total_credit_limit":164354,"total_credit_utilized":24355,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.08,"installment":121.84,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3486.96,"paid_total":601.1,"paid_principal":513.04,"paid_interest":88.06,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":26271,"verified_income":"Source Verified","debt_to_income":9.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":14087,"total_credit_utilized":5947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4511.49,"paid_total":634.88,"paid_principal":488.51,"paid_interest":146.37,"paid_late_fees":0} {"emp_title":"packer handler","emp_length":10,"state":"RI","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":25.9,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":1,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":27,"total_credit_limit":251494,"total_credit_utilized":50943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":51800,"num_total_cc_accounts":29,"num_open_cc_accounts":22,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":19.42,"installment":884.85,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22486.42,"paid_total":2628.66,"paid_principal":1513.58,"paid_interest":1115.08,"paid_late_fees":0} {"emp_title":"sound and comm installer","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":20.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":47490,"total_credit_utilized":18458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":20,"installment":557.46,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13410.6,"paid_total":2770.63,"paid_principal":1589.4,"paid_interest":1181.23,"paid_late_fees":0} {"emp_title":"processor","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":14.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":138612,"total_credit_utilized":40254,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9767.04,"paid_total":450.47,"paid_principal":232.96,"paid_interest":217.51,"paid_late_fees":0} {"emp_title":"store manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":21.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":282107,"total_credit_utilized":19638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.93,"installment":451.29,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12641.49,"paid_total":1797.44,"paid_principal":1358.51,"paid_interest":438.93,"paid_late_fees":0} {"emp_title":"ma","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":33.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":101910,"total_credit_utilized":15475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":3500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.56,"paid_total":1388.69,"paid_principal":890.44,"paid_interest":498.25,"paid_late_fees":0} {"emp_title":"medical records and medical billing","emp_length":3,"state":"PA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":16.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":42900,"total_credit_utilized":21517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.01,"installment":389.18,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15282.95,"paid_total":1457.11,"paid_principal":717.05,"paid_interest":740.06,"paid_late_fees":0} {"emp_title":"recruiter ","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":55000,"verified_income":"Verified","debt_to_income":35.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":100176,"total_credit_utilized":72587,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":2533,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8864.46,"paid_total":1717.78,"paid_principal":1135.54,"paid_interest":582.24,"paid_late_fees":0} {"emp_title":"grants manager","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":72828,"verified_income":"Verified","debt_to_income":35.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":23,"total_credit_limit":281867,"total_credit_utilized":69105,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34000,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4150,"term":36,"interest_rate":13.58,"installment":141,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3864.69,"paid_total":416.74,"paid_principal":285.31,"paid_interest":131.43,"paid_late_fees":0} {"emp_title":"mechanical engineer","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":53574,"verified_income":"Source Verified","debt_to_income":10.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":29600,"total_credit_utilized":13867,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9392.44,"paid_total":936.62,"paid_principal":607.56,"paid_interest":329.06,"paid_late_fees":0} {"emp_title":"production support","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":67600,"verified_income":"Source Verified","debt_to_income":11.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":100550,"total_credit_utilized":17016,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":12005,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.62,"installment":789.57,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32847.77,"paid_total":3923.31,"paid_principal":2152.23,"paid_interest":1771.08,"paid_late_fees":0} {"emp_title":"accounting","emp_length":1,"state":"KS","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":28.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":66750,"total_credit_utilized":40800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":580,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4312.69,"paid_total":930.79,"paid_principal":687.31,"paid_interest":243.48,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":31.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":125899,"total_credit_utilized":85226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21700,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.08,"installment":335.05,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9589.19,"paid_total":1671.53,"paid_principal":1410.81,"paid_interest":260.72,"paid_late_fees":0} {"emp_title":"realtor","emp_length":10,"state":"ID","homeownership":"MORTGAGE","annual_income":64874,"verified_income":"Verified","debt_to_income":37.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":16,"total_credit_limit":104508,"total_credit_utilized":59212,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29300,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21200,"term":36,"interest_rate":18.06,"installment":767.07,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19367.1,"paid_total":3047.01,"paid_principal":1832.9,"paid_interest":1214.11,"paid_late_fees":0} {"emp_title":"it support","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":21.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":60220,"total_credit_utilized":25602,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14400,"num_total_cc_accounts":35,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.42,"installment":64.93,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1807.25,"paid_total":257.4,"paid_principal":192.75,"paid_interest":64.65,"paid_late_fees":0} {"emp_title":"special education secretary","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":39.27,"annual_income_joint":148000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.27,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":462123,"total_credit_utilized":154329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":10.9,"installment":780.94,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34625.77,"paid_total":2299.22,"paid_principal":1374.23,"paid_interest":924.99,"paid_late_fees":0} {"emp_title":"regional manager","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":126000,"verified_income":"Not Verified","debt_to_income":17.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":7,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":140184,"total_credit_utilized":118766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18509.07,"paid_total":1870.24,"paid_principal":1490.93,"paid_interest":379.31,"paid_late_fees":0} {"emp_title":"studio manager","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":9.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":54954,"total_credit_utilized":31220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.93,"installment":515.75,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14447.46,"paid_total":2054.17,"paid_principal":1552.54,"paid_interest":501.63,"paid_late_fees":0} {"emp_title":"bench tech","emp_length":4,"state":"KY","homeownership":"MORTGAGE","annual_income":54996,"verified_income":"Source Verified","debt_to_income":4.12,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":8,"earliest_credit_line":1969,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":75800,"total_credit_utilized":9868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":55.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":8782.01,"paid_total":1606.23,"paid_principal":1217.99,"paid_interest":388.24,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Source Verified","debt_to_income":23.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":418155,"total_credit_utilized":88002,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":12933,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22100,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4432.23,"paid_total":858.89,"paid_principal":567.77,"paid_interest":291.12,"paid_late_fees":0} {"emp_title":"special forces medic","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":15.45,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":8,"total_credit_limit":87065,"total_credit_utilized":46003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22600,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":9.43,"installment":332.81,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9640.82,"paid_total":992.98,"paid_principal":759.18,"paid_interest":233.8,"paid_late_fees":0} {"emp_title":"physician","emp_length":0,"state":"ID","homeownership":"MORTGAGE","annual_income":225000,"verified_income":"Source Verified","debt_to_income":8.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":471818,"total_credit_utilized":783821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23500,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.9,"installment":1144.2,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32498.57,"paid_total":3411.41,"paid_principal":2501.43,"paid_interest":909.98,"paid_late_fees":0} {"emp_title":"it executive","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":198000,"verified_income":"Source Verified","debt_to_income":7.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":294874,"total_credit_utilized":37640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.42,"installment":1298.59,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35160.4,"paid_total":6435.06,"paid_principal":4839.6,"paid_interest":1595.46,"paid_late_fees":0} {"emp_title":"counselor","emp_length":3,"state":"FL","homeownership":"OWN","annual_income":142000,"verified_income":"Source Verified","debt_to_income":11.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":188713,"total_credit_utilized":50294,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33800,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.97,"installment":1096.29,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":31510.1,"paid_total":4369.66,"paid_principal":3489.9,"paid_interest":879.76,"paid_late_fees":0} {"emp_title":"teacher","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":22.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":136272,"total_credit_utilized":60970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":82400,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36904.08,"paid_total":3589.66,"paid_principal":3095.92,"paid_interest":493.74,"paid_late_fees":0} {"emp_title":"crane operator","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":47840,"verified_income":"Not Verified","debt_to_income":21.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":47150,"total_credit_utilized":21592,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":28300,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.35,"installment":93.12,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2698.26,"paid_total":371.26,"paid_principal":301.74,"paid_interest":69.52,"paid_late_fees":0} {"emp_title":"property manager ","emp_length":0,"state":"PA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":6.17,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":33200,"total_credit_utilized":7932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":5.31,"installment":144.53,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4196.93,"paid_total":662.17,"paid_principal":603.07,"paid_interest":59.1,"paid_late_fees":0} {"emp_title":"office administrator ","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":5.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":27,"total_credit_limit":62600,"total_credit_utilized":15257,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25300,"num_total_cc_accounts":34,"num_open_cc_accounts":27,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.02,"installment":1230.85,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31078.68,"paid_total":6216.55,"paid_principal":3921.32,"paid_interest":2295.23,"paid_late_fees":0} {"emp_title":"manager - solutions architect","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":390564,"total_credit_utilized":27703,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":6.72,"installment":584.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15994.3,"paid_total":3500.78,"paid_principal":3005.7,"paid_interest":495.08,"paid_late_fees":0} {"emp_title":"maitenance","emp_length":8,"state":"MA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":2.5,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":5.96,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":6000,"total_credit_utilized":3650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":17.47,"installment":451.91,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":17617.52,"paid_total":886.35,"paid_principal":382.48,"paid_interest":503.87,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":1,"state":"TN","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":13.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":127100,"total_credit_utilized":19900,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12100,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":9.43,"installment":134.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3996.39,"paid_total":266.62,"paid_principal":203.61,"paid_interest":63.01,"paid_late_fees":0} {"emp_title":"chef","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":21.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":44370,"total_credit_utilized":26618,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9100,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9058.05,"paid_total":1290.79,"paid_principal":941.95,"paid_interest":348.84,"paid_late_fees":0} {"emp_title":"er physician","emp_length":2,"state":"ID","homeownership":"MORTGAGE","annual_income":299520,"verified_income":"Source Verified","debt_to_income":17.98,"annual_income_joint":411520,"verification_income_joint":"Source Verified","debt_to_income_joint":16.66,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":13,"total_credit_limit":885268,"total_credit_utilized":160115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":87.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13881.81,"paid_total":1402.68,"paid_principal":1118.19,"paid_interest":284.49,"paid_late_fees":0} {"emp_title":"technician","emp_length":6,"state":"KY","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":46.08,"annual_income_joint":81000,"verification_income_joint":"Verified","debt_to_income_joint":31.94,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":12,"total_credit_limit":182565,"total_credit_utilized":60643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9586.3,"paid_total":1027.75,"paid_principal":413.7,"paid_interest":614.05,"paid_late_fees":0} {"emp_title":"software consultant","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":93500,"verified_income":"Not Verified","debt_to_income":5.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":230800,"total_credit_utilized":13831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":5.32,"installment":662.53,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19724.94,"paid_total":2633.86,"paid_principal":2275.06,"paid_interest":358.8,"paid_late_fees":0} {"emp_title":"hr ","emp_length":7,"state":"TN","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":25.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":304690,"total_credit_utilized":70439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38575.85,"paid_total":2705.79,"paid_principal":1424.15,"paid_interest":1281.64,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"AL","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":17.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":88189,"total_credit_utilized":42977,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":105,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11600,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.9,"installment":196.15,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5571.18,"paid_total":584.82,"paid_principal":428.82,"paid_interest":156,"paid_late_fees":0} {"emp_title":"account representative ","emp_length":8,"state":"NC","homeownership":"RENT","annual_income":20000,"verified_income":"Not Verified","debt_to_income":9.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":16500,"total_credit_utilized":6796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13944.7,"paid_total":1484.46,"paid_principal":1055.3,"paid_interest":429.16,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":24.1,"annual_income_joint":105000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.5,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":357363,"total_credit_utilized":54344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":508,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13700,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":3600,"term":36,"interest_rate":7.96,"installment":112.75,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3421.67,"paid_total":223.91,"paid_principal":178.33,"paid_interest":45.58,"paid_late_fees":0} {"emp_title":"owner/office manager","emp_length":5,"state":"IN","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":4.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":121323,"total_credit_utilized":7079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":15.04,"installment":312.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8394.36,"paid_total":928.99,"paid_principal":605.64,"paid_interest":323.35,"paid_late_fees":0} {"emp_title":"educator","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":16.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":277002,"total_credit_utilized":48958,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":47100,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11097.5,"paid_total":1112.31,"paid_principal":902.5,"paid_interest":209.81,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":9.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":19,"total_credit_limit":59600,"total_credit_utilized":9351,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26600,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.43,"installment":416.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12051.03,"paid_total":1241.22,"paid_principal":948.97,"paid_interest":292.25,"paid_late_fees":0} {"emp_title":"massage therapist","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":40.71,"annual_income_joint":83000,"verification_income_joint":"Verified","debt_to_income_joint":32.49,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":81966,"total_credit_utilized":27670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":180,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33300,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5711.25,"paid_total":383.45,"paid_principal":288.75,"paid_interest":94.7,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":27.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":71992,"total_credit_utilized":47552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.94,"paid_total":458.38,"paid_principal":376.06,"paid_interest":82.32,"paid_late_fees":0} {"emp_title":"attorney","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":32.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":176000,"total_credit_utilized":118810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":85500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17250,"term":60,"interest_rate":20,"installment":457.02,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16373.67,"paid_total":2246.77,"paid_principal":876.33,"paid_interest":1370.44,"paid_late_fees":0} {"emp_title":"lift driver ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":34.91,"annual_income_joint":63895,"verification_income_joint":"Source Verified","debt_to_income_joint":24.58,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":82779,"total_credit_utilized":65436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":24.85,"installment":585.27,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19108.31,"paid_total":2898.74,"paid_principal":891.69,"paid_interest":2007.05,"paid_late_fees":0} {"emp_title":"senior right of way agent","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":61368,"verified_income":"Not Verified","debt_to_income":37.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":25,"total_credit_limit":136941,"total_credit_utilized":86236,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":37700,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.07,"installment":349.57,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14650.57,"paid_total":675.69,"paid_principal":349.43,"paid_interest":326.26,"paid_late_fees":0} {"emp_title":"system engneer","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":19.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":23,"total_credit_limit":933372,"total_credit_utilized":64417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":50700,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.91,"installment":325.47,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14233.24,"paid_total":1292.79,"paid_principal":766.76,"paid_interest":526.03,"paid_late_fees":0} {"emp_title":"accountant ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":22600,"total_credit_utilized":14545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.41,"installment":421.99,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11703.61,"paid_total":1568.72,"paid_principal":1296.39,"paid_interest":272.33,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":177310,"total_credit_utilized":47753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.62,"installment":360.95,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15016.11,"paid_total":1793.53,"paid_principal":983.89,"paid_interest":809.64,"paid_late_fees":0} {"emp_title":"brake line operator ","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":5.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":116823,"total_credit_utilized":9446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13200,"term":60,"interest_rate":10.42,"installment":283.2,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12342.33,"paid_total":1408.36,"paid_principal":857.67,"paid_interest":550.69,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":9.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":142065,"total_credit_utilized":23401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39000,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.71,"installment":92.24,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2848.65,"paid_total":182.24,"paid_principal":151.35,"paid_interest":30.89,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":38000,"verified_income":"Verified","debt_to_income":19.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":9,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":55243,"total_credit_utilized":35382,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":21,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":7.97,"installment":532.49,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14874.04,"paid_total":2654.92,"paid_principal":2125.96,"paid_interest":528.96,"paid_late_fees":0} {"emp_title":" quality control technician ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":18.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":44560,"total_credit_utilized":27133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":19500,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"asst customer service manager","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":38450,"verified_income":"Source Verified","debt_to_income":24.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":139482,"total_credit_utilized":23255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":13.58,"installment":331.94,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13712.52,"paid_total":1306.03,"paid_principal":687.48,"paid_interest":618.55,"paid_late_fees":0} {"emp_title":"purchasing assistant","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":31360,"verified_income":"Not Verified","debt_to_income":7.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":22300,"total_credit_utilized":6487,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":5.32,"installment":225.87,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6724.38,"paid_total":896.15,"paid_principal":775.62,"paid_interest":120.53,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":43000,"verified_income":"Not Verified","debt_to_income":20.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2009,"inquiries_last_12m":17,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":38980,"total_credit_utilized":22502,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":5682,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.04,"installment":208.11,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5458.28,"paid_total":827.43,"paid_principal":541.72,"paid_interest":285.71,"paid_late_fees":0} {"emp_title":"monorail tech","emp_length":6,"state":"NV","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":19.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":11,"total_credit_limit":187432,"total_credit_utilized":27995,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35600,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26250,"term":36,"interest_rate":9.43,"installment":840.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24333.83,"paid_total":2506.28,"paid_principal":1916.17,"paid_interest":590.11,"paid_late_fees":0} {"emp_title":"rehab tech","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":20.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":35267,"total_credit_utilized":17580,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":14.08,"installment":287.42,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7433.28,"paid_total":1430.53,"paid_principal":966.72,"paid_interest":463.81,"paid_late_fees":0} {"emp_title":"operator","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":41168,"total_credit_utilized":27431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":9.44,"installment":48.01,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1353.44,"paid_total":191.25,"paid_principal":146.56,"paid_interest":44.69,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":2.08,"annual_income_joint":90000,"verification_income_joint":"Verified","debt_to_income_joint":22.6,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":6000,"total_credit_utilized":401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14197.97,"paid_total":1891.95,"paid_principal":802.03,"paid_interest":1089.92,"paid_late_fees":0} {"emp_title":"engineer","emp_length":6,"state":"SC","homeownership":"RENT","annual_income":112000,"verified_income":"Verified","debt_to_income":15.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":210444,"total_credit_utilized":245678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":26.3,"installment":481.9,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15460.45,"paid_total":1904.22,"paid_principal":539.55,"paid_interest":1364.67,"paid_late_fees":0} {"emp_title":"bartender","emp_length":1,"state":"TX","homeownership":"OWN","annual_income":32000,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":226430,"total_credit_utilized":3108,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21900,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":7.34,"installment":130.34,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3649.12,"paid_total":598.97,"paid_principal":550.88,"paid_interest":48.09,"paid_late_fees":0} {"emp_title":"audit manager","emp_length":4,"state":"GA","homeownership":"RENT","annual_income":92200,"verified_income":"Not Verified","debt_to_income":4.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":120900,"total_credit_utilized":22238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":103500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26113.44,"paid_total":4499.52,"paid_principal":3886.56,"paid_interest":612.96,"paid_late_fees":0} {"emp_title":"emt","emp_length":8,"state":"KS","homeownership":"RENT","annual_income":49000,"verified_income":"Not Verified","debt_to_income":25.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":7,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":43922,"total_credit_utilized":34972,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12300,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":19.03,"installment":498.38,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18199.26,"paid_total":2471.6,"paid_principal":1000.74,"paid_interest":1470.86,"paid_late_fees":0} {"emp_title":"housekeeper","emp_length":4,"state":"NC","homeownership":"OWN","annual_income":24480,"verified_income":"Source Verified","debt_to_income":26.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":52,"open_credit_lines":27,"total_credit_limit":35700,"total_credit_utilized":3816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":170,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":48,"num_open_cc_accounts":26,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":74.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.05,"installment":416.28,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10916.71,"paid_total":1655.09,"paid_principal":1083.29,"paid_interest":571.8,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":37020,"verified_income":"Not Verified","debt_to_income":10.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":37900,"total_credit_utilized":9181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":10.91,"installment":117.71,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3686.95591,"paid_principal":3600,"paid_interest":86.96,"paid_late_fees":0} {"emp_title":"team member","emp_length":2,"state":"ME","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":17.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":164754,"total_credit_utilized":22532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19100,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6289.86,"paid_total":858.39,"paid_principal":710.14,"paid_interest":148.25,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Source Verified","debt_to_income":18.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":309498,"total_credit_utilized":61443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":12.61,"installment":837.67,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23256.93,"paid_total":2495.5,"paid_principal":1743.07,"paid_interest":752.43,"paid_late_fees":0} {"emp_title":"home manager","emp_length":6,"state":"MI","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":27.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":20,"total_credit_limit":60068,"total_credit_utilized":38331,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":15,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":8500,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.02,"installment":211.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5465.78,"paid_total":838.7,"paid_principal":534.22,"paid_interest":304.48,"paid_late_fees":0} {"emp_title":"dependency case manager","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":18.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":18,"total_credit_limit":83094,"total_credit_utilized":68389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":715,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20500,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10590.97,"paid_total":1989.67,"paid_principal":1409.03,"paid_interest":580.64,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":18.23,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.58,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":183482,"total_credit_utilized":19621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37300,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19236.53,"paid_total":1277.36,"paid_principal":763.47,"paid_interest":513.89,"paid_late_fees":0} {"emp_title":"receptionist ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":44211,"verified_income":"Verified","debt_to_income":11.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":123170,"total_credit_utilized":12785,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5200,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10655.53,"paid_total":2099.37,"paid_principal":1344.47,"paid_interest":754.9,"paid_late_fees":0} {"emp_title":"city carrier ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":64000,"verified_income":"Not Verified","debt_to_income":8.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":20400,"total_credit_utilized":13557,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1269.71,"paid_principal":976.99,"paid_interest":292.72,"paid_late_fees":0} {"emp_title":"specialist","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":21.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":23,"total_credit_limit":64918,"total_credit_utilized":28078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":39100,"num_total_cc_accounts":28,"num_open_cc_accounts":22,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":21.45,"installment":327.69,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11413.45,"paid_total":1602.7,"paid_principal":586.55,"paid_interest":1016.15,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":3.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":216700,"total_credit_utilized":10631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":62700,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":954.79,"paid_principal":729.99,"paid_interest":224.8,"paid_late_fees":0} {"emp_title":"letter carrier","emp_length":3,"state":"AR","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":16.03,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":168817,"total_credit_utilized":11520,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9370.58,"paid_total":1095.28,"paid_principal":629.42,"paid_interest":465.86,"paid_late_fees":0} {"emp_title":"director of national accounts","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":23.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":251116,"total_credit_utilized":109072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":96100,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17408.96,"paid_total":2999.68,"paid_principal":2591.04,"paid_interest":408.64,"paid_late_fees":0} {"emp_title":"software support engineer","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":14.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":90400,"total_credit_utilized":30060,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":67900,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.91,"installment":817.41,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21995.27,"paid_total":4071.9,"paid_principal":3004.73,"paid_interest":1067.17,"paid_late_fees":0} {"emp_title":"senior business analyst ","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":16.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":376991,"total_credit_utilized":61513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26700,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":17075,"term":36,"interest_rate":6.72,"installment":525.05,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15343.69,"paid_total":2093.83,"paid_principal":1731.31,"paid_interest":362.52,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":36000,"total_credit_utilized":7718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6295.98,"paid_total":866.22,"paid_principal":704.02,"paid_interest":162.2,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Source Verified","debt_to_income":21.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":9,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":93146,"total_credit_utilized":46376,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":10.91,"installment":49.05,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1319.69,"paid_total":244.34,"paid_principal":180.31,"paid_interest":64.03,"paid_late_fees":0} {"emp_title":"sheet metal worker/truck driver","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":15.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":20594,"total_credit_utilized":15632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":28.72,"installment":473.58,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":14768.1,"paid_total":923.23,"paid_principal":231.9,"paid_interest":691.33,"paid_late_fees":0} {"emp_title":"travel agent","emp_length":8,"state":"WV","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":49.99,"annual_income_joint":78000,"verification_income_joint":"Verified","debt_to_income_joint":33.18,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":267899,"total_credit_utilized":92062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":13.59,"installment":815.5,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22350.35,"paid_total":2419.12,"paid_principal":1649.65,"paid_interest":769.47,"paid_late_fees":0} {"emp_title":"front desk","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":12,"annual_income_joint":118000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.4,"delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":215613,"total_credit_utilized":10315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":3400,"term":36,"interest_rate":10.42,"installment":110.39,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2988.58,"paid_total":548.95,"paid_principal":411.42,"paid_interest":137.53,"paid_late_fees":0} {"emp_title":"network technician","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":101000,"verified_income":"Not Verified","debt_to_income":10.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":104660,"total_credit_utilized":32772,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":5.31,"installment":632.32,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18828.06,"paid_total":2523.08,"paid_principal":2171.94,"paid_interest":351.14,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":17.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":34011,"total_credit_utilized":19788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":14.08,"installment":479.04,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12718.57,"paid_total":1905.21,"paid_principal":1281.43,"paid_interest":623.78,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":29.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":156145,"total_credit_utilized":101700,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33300,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13076.2,"paid_total":2274.27,"paid_principal":1923.8,"paid_interest":350.47,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":125000,"verified_income":"Not Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":106202,"total_credit_utilized":54494,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26700,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22557.51,"paid_total":3187.41,"paid_principal":2442.49,"paid_interest":744.92,"paid_late_fees":0} {"emp_title":"professional truck driver","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":18.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":81361,"total_credit_utilized":40609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":52100,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":20741.21343,"paid_principal":20000,"paid_interest":741.21,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":59.68,"annual_income_joint":170000,"verification_income_joint":"Verified","debt_to_income_joint":39.79,"delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":21,"total_credit_limit":329268,"total_credit_utilized":86113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":73000,"num_total_cc_accounts":30,"num_open_cc_accounts":19,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15346.19954,"paid_principal":15000,"paid_interest":346.2,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Not Verified","debt_to_income":7.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":31900,"total_credit_utilized":16721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24800,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15612.5,"paid_total":744.16,"paid_principal":387.5,"paid_interest":356.66,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":25.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":447975,"total_credit_utilized":116928,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27100,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23706.16,"paid_total":2116.5,"paid_principal":1293.84,"paid_interest":822.66,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":67700,"verified_income":"Verified","debt_to_income":27.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":72262,"total_credit_utilized":62852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":23.88,"installment":58.76,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1349.58,"paid_total":289.82,"paid_principal":150.42,"paid_interest":139.4,"paid_late_fees":0} {"emp_title":"patient care advocate ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":38.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":83342,"total_credit_utilized":36833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":386,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":35700,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.61,"installment":167.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4651.37,"paid_total":499.12,"paid_principal":348.63,"paid_interest":150.49,"paid_late_fees":0} {"emp_title":"agent","emp_length":9,"state":"MD","homeownership":"MORTGAGE","annual_income":54300,"verified_income":"Verified","debt_to_income":53.39,"annual_income_joint":143800,"verification_income_joint":"Verified","debt_to_income_joint":25.82,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":347839,"total_credit_utilized":93334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":125,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26700,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4432.23,"paid_total":871.06,"paid_principal":567.77,"paid_interest":303.29,"paid_late_fees":0} {"emp_title":"research coordinator","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":11.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":220250,"total_credit_utilized":12340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7234.29,"paid_total":1041.43,"paid_principal":765.71,"paid_interest":275.72,"paid_late_fees":0} {"emp_title":"outside sales representative ","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":263514,"total_credit_utilized":12364,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13500,"num_total_cc_accounts":25,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"labor","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":10.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2002,"inquiries_last_12m":13,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":36867,"total_credit_utilized":24907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":1271,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32976.83,"paid_total":4138.59,"paid_principal":2023.17,"paid_interest":2115.42,"paid_late_fees":0} {"emp_title":"desk clerk","emp_length":5,"state":"NJ","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":37.23,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.11,"delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":234900,"total_credit_utilized":145690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":81100,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10590.97,"paid_total":2002.29,"paid_principal":1409.03,"paid_interest":593.26,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":22.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":166800,"total_credit_utilized":12904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"psychiatrist ","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":11.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":127412,"total_credit_utilized":74590,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40500,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":15.04,"installment":714.33,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":31052.84678,"paid_principal":30000,"paid_interest":1052.85,"paid_late_fees":0} {"emp_title":"package car driver","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":24.72,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.78,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":334792,"total_credit_utilized":120076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":29700,"term":36,"interest_rate":22.9,"installment":1148.14,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27922.41,"paid_total":3406.64,"paid_principal":1777.59,"paid_interest":1629.05,"paid_late_fees":0} {"emp_title":"account manager","emp_length":4,"state":"MA","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":9.84,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":17,"total_credit_limit":92976,"total_credit_utilized":36994,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":6941,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50300,"num_total_cc_accounts":28,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9628.77,"paid_total":687.02,"paid_principal":371.23,"paid_interest":315.79,"paid_late_fees":0} {"emp_title":"human resource sergeant","emp_length":9,"state":"FL","homeownership":"RENT","annual_income":75894,"verified_income":"Source Verified","debt_to_income":28.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2010,"inquiries_last_12m":11,"total_credit_lines":38,"open_credit_lines":16,"total_credit_limit":140526,"total_credit_utilized":111878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":16.02,"installment":984.68,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24862.95,"paid_total":4873.56,"paid_principal":3137.05,"paid_interest":1736.51,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":32.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":26,"total_credit_limit":143128,"total_credit_utilized":16362,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":36400,"num_total_cc_accounts":30,"num_open_cc_accounts":23,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":7.34,"installment":55.86,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1618.95,"paid_total":221.97,"paid_principal":181.05,"paid_interest":40.92,"paid_late_fees":0} {"emp_title":"lvnurse","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":30.51,"annual_income_joint":150000,"verification_income_joint":"Verified","debt_to_income_joint":16.66,"delinq_2y":3,"months_since_last_delinq":14,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":60641,"total_credit_utilized":31307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":60.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":38000,"term":36,"interest_rate":11.99,"installment":1261.97,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34417.61,"paid_total":5022.57,"paid_principal":3582.39,"paid_interest":1440.18,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":25236,"verified_income":"Verified","debt_to_income":27.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":43067,"total_credit_utilized":21532,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22200,"num_total_cc_accounts":26,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":20.39,"installment":560.44,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14067.64,"paid_total":1664.33,"paid_principal":932.36,"paid_interest":731.97,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":10.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":19,"total_credit_limit":437479,"total_credit_utilized":38092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":96600,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":12,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19164.16,"paid_total":1189.59,"paid_principal":835.84,"paid_interest":353.75,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":21.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":61817,"total_credit_utilized":46636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"marketing director ","emp_length":1,"state":"MI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":10.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":269361,"total_credit_utilized":144904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19800,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":13.58,"installment":576.28,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24009.91,"paid_total":1781.69,"paid_principal":990.09,"paid_interest":791.6,"paid_late_fees":0} {"emp_title":"project architect","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":115000,"verified_income":"Not Verified","debt_to_income":3.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":73900,"total_credit_utilized":5693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":66900,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":6.08,"installment":146.2,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2180.69,"paid_total":2683.18,"paid_principal":2619.31,"paid_interest":63.87,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":47106,"verified_income":"Verified","debt_to_income":25.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":74300,"total_credit_utilized":19871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":46400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6198.02,"paid_total":4353.78,"paid_principal":3801.98,"paid_interest":551.8,"paid_late_fees":0} {"emp_title":"laborer","emp_length":7,"state":"NJ","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":23.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":407749,"total_credit_utilized":71118,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23800,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19236.53,"paid_total":1289.47,"paid_principal":763.47,"paid_interest":526,"paid_late_fees":0} {"emp_title":"contractor","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":33226,"total_credit_utilized":16457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":20500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.06,"installment":254.27,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9575.46,"paid_total":1007.05,"paid_principal":424.54,"paid_interest":582.51,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.91,"annual_income_joint":105000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.9,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":35038,"total_credit_utilized":9895,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24394.55,"paid_total":1110.19,"paid_principal":605.45,"paid_interest":504.74,"paid_late_fees":0} {"emp_title":"executive vp","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":167000,"verified_income":"Source Verified","debt_to_income":32.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":58,"open_credit_lines":35,"total_credit_limit":521576,"total_credit_utilized":138629,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":47900,"num_total_cc_accounts":40,"num_open_cc_accounts":25,"num_cc_carrying_balance":21,"num_mort_accounts":1,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":38090.87,"paid_total":3658.8,"paid_principal":1909.13,"paid_interest":1749.67,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":10.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":112800,"total_credit_utilized":11198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23800,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":7.97,"installment":31.33,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":900.26,"paid_total":124.88,"paid_principal":99.74,"paid_interest":25.14,"paid_late_fees":0} {"emp_title":"hr mgr","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Source Verified","debt_to_income":23.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":17,"total_credit_limit":411035,"total_credit_utilized":269691,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46600,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15415.69,"paid_total":1071.4,"paid_principal":584.31,"paid_interest":487.09,"paid_late_fees":0} {"emp_title":"social worker","emp_length":4,"state":"RI","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Source Verified","debt_to_income":11.5,"annual_income_joint":105000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.44,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":198208,"total_credit_utilized":47364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6100,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":7.96,"installment":438.46,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12956.33,"paid_total":1309.19,"paid_principal":1043.67,"paid_interest":265.52,"paid_late_fees":0} {"emp_title":"director of nursing","emp_length":5,"state":"CA","homeownership":"OWN","annual_income":119016,"verified_income":"Not Verified","debt_to_income":25.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2006,"inquiries_last_12m":12,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":129604,"total_credit_utilized":64868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":92,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39900,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":27575,"term":36,"interest_rate":17.47,"installment":989.59,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26390.15,"paid_total":1952.42,"paid_principal":1184.85,"paid_interest":767.57,"paid_late_fees":0} {"emp_title":"charge nurse","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":14.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":272037,"total_credit_utilized":43263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47200,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.07,"installment":109.64,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3324.32,"paid_total":326.49,"paid_principal":275.68,"paid_interest":50.81,"paid_late_fees":0} {"emp_title":"senior legistics","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":99270,"verified_income":"Source Verified","debt_to_income":16.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":4,"total_credit_limit":497558,"total_credit_utilized":40212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":8,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32560.06,"paid_total":3678.21,"paid_principal":2439.94,"paid_interest":1238.27,"paid_late_fees":0} {"emp_title":"fragrance specialist ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":47000,"verified_income":"Not Verified","debt_to_income":4.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":8800,"total_credit_utilized":2812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":949,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4637.57,"paid_total":477.94,"paid_principal":362.43,"paid_interest":115.51,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":334394,"total_credit_utilized":28967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14062.83,"paid_total":1658.01,"paid_principal":937.17,"paid_interest":720.84,"paid_late_fees":0} {"emp_title":"engineer","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":19.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":19,"total_credit_limit":94550,"total_credit_utilized":80403,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":7.34,"installment":37.24,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":999.82,"paid_total":213.99,"paid_principal":200.18,"paid_interest":13.81,"paid_late_fees":0} {"emp_title":"eligibility specialist","emp_length":2,"state":"CO","homeownership":"RENT","annual_income":64660,"verified_income":"Source Verified","debt_to_income":25.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":106797,"total_credit_utilized":58854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53400,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.01,"installment":1054.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28682.04,"paid_total":2096.39,"paid_principal":1317.96,"paid_interest":778.43,"paid_late_fees":0} {"emp_title":"financial advisor","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":92000,"verified_income":"Source Verified","debt_to_income":22.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":52,"open_credit_lines":26,"total_credit_limit":76038,"total_credit_utilized":85017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":2726,"current_installment_accounts":19,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11100,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.05,"installment":571.59,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22897.1,"paid_total":2386.7,"paid_principal":1102.9,"paid_interest":1283.8,"paid_late_fees":0} {"emp_title":"a,b operater ","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":7.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":20,"total_credit_limit":119871,"total_credit_utilized":17982,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":15900,"num_total_cc_accounts":19,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.01,"installment":389.18,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15354.98,"paid_total":1264.13,"paid_principal":645.02,"paid_interest":619.11,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":25.7,"annual_income_joint":121000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.15,"delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":14,"total_credit_lines":61,"open_credit_lines":12,"total_credit_limit":403029,"total_credit_utilized":63493,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7700,"num_total_cc_accounts":21,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":9.44,"installment":448.07,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":14408.29127,"paid_principal":14000,"paid_interest":408.29,"paid_late_fees":0} {"emp_title":"key accounts manager","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":135000,"verified_income":"Not Verified","debt_to_income":5.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":41000,"total_credit_utilized":14408,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27200,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14412.81,"paid_total":937.83,"paid_principal":587.19,"paid_interest":350.64,"paid_late_fees":0} {"emp_title":"broker/realtor","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Not Verified","debt_to_income":7.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":30900,"total_credit_utilized":15312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":112,"current_accounts_delinq":0,"total_collection_amount_ever":897,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":17600,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.66,"paid_total":2688.12,"paid_principal":1843.34,"paid_interest":844.78,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":1,"state":"GA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":3.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":12100,"total_credit_utilized":4821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":15.04,"installment":333.36,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13520.36,"paid_total":976.68,"paid_principal":479.64,"paid_interest":497.04,"paid_late_fees":0} {"emp_title":"shipping manager","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Verified","debt_to_income":18.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":236326,"total_credit_utilized":46009,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37400,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":20.39,"installment":410.99,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10316.26,"paid_total":1232.72,"paid_principal":683.74,"paid_interest":548.98,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":48.23,"annual_income_joint":245000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.57,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":313389,"total_credit_utilized":215482,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63700,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13947.94,"paid_total":2431.3,"paid_principal":2052.06,"paid_interest":379.24,"paid_late_fees":0} {"emp_title":"clerical","emp_length":5,"state":"PA","homeownership":"OWN","annual_income":34771,"verified_income":"Source Verified","debt_to_income":30.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":32248,"total_credit_utilized":12932,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":143,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":19.42,"installment":258.09,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6708.04,"paid_total":508.63,"paid_principal":291.96,"paid_interest":216.67,"paid_late_fees":0} {"emp_title":"psychologist","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":13.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":54600,"total_credit_utilized":53064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":49600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":19.42,"installment":589.9,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14643.65,"paid_total":2325.08,"paid_principal":1356.35,"paid_interest":968.73,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"NE","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":14.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":565862,"total_credit_utilized":96237,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63100,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":21600,"term":36,"interest_rate":9.44,"installment":691.31,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18951.71,"paid_total":3433.89,"paid_principal":2648.29,"paid_interest":785.6,"paid_late_fees":0} {"emp_title":"senior customer care associate","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":46280,"verified_income":"Source Verified","debt_to_income":27.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":165012,"total_credit_utilized":47412,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":658,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":14.07,"installment":478.97,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13044.42,"paid_total":1425.97,"paid_principal":955.58,"paid_interest":470.39,"paid_late_fees":0} {"emp_title":"marketing director","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":4,"total_credit_limit":45949,"total_credit_utilized":24685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":900,"num_total_cc_accounts":12,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.44,"installment":1120.18,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30708.78,"paid_total":5582.54,"paid_principal":4291.22,"paid_interest":1291.32,"paid_late_fees":0} {"emp_title":"attraction attendant ","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":13000,"verified_income":"Source Verified","debt_to_income":35.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":46507,"total_credit_utilized":18593,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.92,"installment":128.92,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3710.06,"paid_total":382.35,"paid_principal":289.94,"paid_interest":92.41,"paid_late_fees":0} {"emp_title":"specialist","emp_length":7,"state":"KY","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":22.06,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.36,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":216800,"total_credit_utilized":41381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54800,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7500,"term":36,"interest_rate":7.34,"installment":232.75,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6935.94,"paid_total":695.19,"paid_principal":564.06,"paid_interest":131.13,"paid_late_fees":0} {"emp_title":"project manager","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":163000,"verified_income":"Source Verified","debt_to_income":21.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1994,"inquiries_last_12m":13,"total_credit_lines":48,"open_credit_lines":25,"total_credit_limit":794851,"total_credit_utilized":154158,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14362.51,"paid_total":1935.85,"paid_principal":1637.49,"paid_interest":298.36,"paid_late_fees":0} {"emp_title":"computer operator specialist","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":16.82,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":23,"total_credit_limit":105305,"total_credit_utilized":46530,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24100,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.92,"installment":483.45,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14278.13,"paid_total":958.63,"paid_principal":721.87,"paid_interest":236.76,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":7.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":6,"total_credit_limit":292304,"total_credit_utilized":82681,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1533,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18814.85,"paid_total":2315.36,"paid_principal":1185.15,"paid_interest":1130.21,"paid_late_fees":0} {"emp_title":"welding foreman","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Verified","debt_to_income":14.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1993,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":677824,"total_credit_utilized":78335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":18.06,"installment":868.39,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21924.98,"paid_total":3425.4,"paid_principal":2075.02,"paid_interest":1350.38,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":3,"state":"VA","homeownership":"MORTGAGE","annual_income":169000,"verified_income":"Source Verified","debt_to_income":11.21,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":466512,"total_credit_utilized":68125,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":19.03,"installment":293.37,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7140.66,"paid_total":1458.39,"paid_principal":859.34,"paid_interest":599.05,"paid_late_fees":0} {"emp_title":"medication aide","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":22.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":21000,"total_credit_utilized":18056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12300,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9147.44,"paid_total":1445.74,"paid_principal":852.56,"paid_interest":593.18,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":116484,"total_credit_utilized":70588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.93,"installment":225.65,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6147.38,"paid_total":1124.39,"paid_principal":852.62,"paid_interest":271.77,"paid_late_fees":0} {"emp_title":"veterans technician","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":85451,"verified_income":"Source Verified","debt_to_income":16.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":25,"total_credit_limit":109895,"total_credit_utilized":105867,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":11.99,"installment":800.62,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33750.9,"paid_total":3979.12,"paid_principal":2249.1,"paid_interest":1730.02,"paid_late_fees":0} {"emp_title":"asst terminal manager","emp_length":0,"state":"CT","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Source Verified","debt_to_income":4.75,"annual_income_joint":100680,"verification_income_joint":"Not Verified","debt_to_income_joint":7.81,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":473367,"total_credit_utilized":12047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":10,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":7.34,"installment":499.06,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23955.49,"paid_total":1476.79,"paid_principal":1044.51,"paid_interest":432.28,"paid_late_fees":0} {"emp_title":"baker","emp_length":7,"state":"MO","homeownership":"OWN","annual_income":15000,"verified_income":"Source Verified","debt_to_income":57.68,"annual_income_joint":75000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.43,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":215738,"total_credit_utilized":24494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":7.35,"installment":558.68,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16648.11,"paid_total":1668.69,"paid_principal":1351.89,"paid_interest":316.8,"paid_late_fees":0} {"emp_title":"driver","emp_length":6,"state":"MA","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":9.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":106528,"total_credit_utilized":14748,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":12.61,"installment":217.8,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6046.78,"paid_total":648.85,"paid_principal":453.22,"paid_interest":195.63,"paid_late_fees":0} {"emp_title":"bartender ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":25.86,"annual_income_joint":110000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.58,"delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":44186,"total_credit_utilized":15894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4521.87,"paid_total":646.38,"paid_principal":478.13,"paid_interest":168.25,"paid_late_fees":0} {"emp_title":"administrative assistant ii","emp_length":10,"state":"ID","homeownership":"MORTGAGE","annual_income":37440,"verified_income":"Verified","debt_to_income":23.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":10,"total_credit_limit":243283,"total_credit_utilized":27221,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21300,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":21.45,"installment":758.14,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18353.96,"paid_total":3007.76,"paid_principal":1646.04,"paid_interest":1361.72,"paid_late_fees":0} {"emp_title":"scheduler","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":5.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":25994,"total_credit_utilized":18695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20100,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.44,"installment":768.12,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20892.82,"paid_total":3988.01,"paid_principal":3107.18,"paid_interest":880.83,"paid_late_fees":0} {"emp_title":"foreman","emp_length":9,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":16,"total_credit_limit":256444,"total_credit_utilized":65271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":67500,"num_total_cc_accounts":35,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31729.59,"paid_total":4667.06,"paid_principal":3270.41,"paid_interest":1396.65,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":51632,"verified_income":"Not Verified","debt_to_income":34.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":4,"total_credit_limit":47823,"total_credit_utilized":59692,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":13.58,"installment":118.91,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3259.39,"paid_total":354.09,"paid_principal":240.61,"paid_interest":113.48,"paid_late_fees":0} {"emp_title":"retail","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":57.24,"annual_income_joint":111000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.51,"delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1977,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":300914,"total_credit_utilized":123108,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9600,"term":36,"interest_rate":16.02,"installment":337.61,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8745.27,"paid_total":1341.9,"paid_principal":854.73,"paid_interest":487.17,"paid_late_fees":0} {"emp_title":"eligibility ","emp_length":5,"state":"CT","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":30.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":44,"open_credit_lines":12,"total_credit_limit":226837,"total_credit_utilized":214476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":876,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":4300,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":80.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":21.45,"installment":189.54,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4480.95,"paid_total":941.74,"paid_principal":519.05,"paid_interest":422.69,"paid_late_fees":0} {"emp_title":"plant manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":111000,"verified_income":"Source Verified","debt_to_income":16.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":342682,"total_credit_utilized":34276,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":914.89,"paid_principal":758.83,"paid_interest":156.06,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":21.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":24,"total_credit_limit":117584,"total_credit_utilized":64243,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":614,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29700,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18814.85,"paid_total":2291.89,"paid_principal":1185.15,"paid_interest":1106.74,"paid_late_fees":0} {"emp_title":"test engineer","emp_length":5,"state":"CT","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":5.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1998,"inquiries_last_12m":10,"total_credit_lines":24,"open_credit_lines":4,"total_credit_limit":148800,"total_credit_utilized":12934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":89,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15300,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":12.61,"installment":804.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22326.66,"paid_total":2378.85,"paid_principal":1673.34,"paid_interest":705.51,"paid_late_fees":0} {"emp_title":"cems technician","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":95000,"verified_income":"Not Verified","debt_to_income":17.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":153376,"total_credit_utilized":85445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":64300,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.08,"installment":106.61,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3529.22755,"paid_principal":3500,"paid_interest":29.23,"paid_late_fees":0} {"emp_title":"social worker","emp_length":3,"state":"AL","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":16.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":223736,"total_credit_utilized":187057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29800,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":9.92,"installment":286.31,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12971.53,"paid_total":851.49,"paid_principal":528.47,"paid_interest":323.02,"paid_late_fees":0} {"emp_title":"dir of tech services","emp_length":4,"state":"SC","homeownership":"OWN","annual_income":180000,"verified_income":"Not Verified","debt_to_income":11.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":555414,"total_credit_utilized":69394,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36904.08,"paid_total":3619.16,"paid_principal":3095.92,"paid_interest":523.24,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":98000,"verified_income":"Source Verified","debt_to_income":21.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":11,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":103759,"total_credit_utilized":87317,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":20.39,"installment":560.44,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14067.64,"paid_total":1664.33,"paid_principal":932.36,"paid_interest":731.97,"paid_late_fees":0} {"emp_title":"adjunct instructor","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":5.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":126800,"total_credit_utilized":7767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.59,"installment":135.92,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3631.32,"paid_total":537.64,"paid_principal":368.68,"paid_interest":168.96,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"MO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":33.97,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":30.71,"delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":128979,"total_credit_utilized":59745,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11100,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":9.93,"installment":1289.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37101,"paid_total":3879.17,"paid_principal":2899,"paid_interest":980.17,"paid_late_fees":0} {"emp_title":"hr manager ","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":21.34,"annual_income_joint":155000,"verification_income_joint":"Verified","debt_to_income_joint":15.88,"delinq_2y":3,"months_since_last_delinq":14,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":362695,"total_credit_utilized":93657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18300,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":31000,"term":60,"interest_rate":20,"installment":821.32,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29425.1,"paid_total":4020.49,"paid_principal":1574.9,"paid_interest":2445.59,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":1.43,"annual_income_joint":52680,"verification_income_joint":"Verified","debt_to_income_joint":14.33,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":8100,"total_credit_utilized":2238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7500,"term":36,"interest_rate":14.07,"installment":256.59,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6988.09,"paid_total":758.05,"paid_principal":511.91,"paid_interest":246.14,"paid_late_fees":0} {"emp_title":"esthetician","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":14.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":27954,"total_credit_utilized":19064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":242,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":11.99,"installment":239.11,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6347.28,"paid_total":1190.75,"paid_principal":852.72,"paid_interest":338.03,"paid_late_fees":0} {"emp_title":"nnp","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Verified","debt_to_income":20.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":59,"open_credit_lines":10,"total_credit_limit":389217,"total_credit_utilized":204932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16421.89373,"paid_principal":16000,"paid_interest":421.89,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":55412,"verified_income":"Verified","debt_to_income":31.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":59644,"total_credit_utilized":33776,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":21.45,"installment":189.54,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4588.47,"paid_total":752.2,"paid_principal":411.53,"paid_interest":340.67,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":18.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":272679,"total_credit_utilized":54978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":58900,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22557.51,"paid_total":3200.53,"paid_principal":2442.49,"paid_interest":758.04,"paid_late_fees":0} {"emp_title":"supervisor security specialist","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":20.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":288582,"total_credit_utilized":54130,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14300,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.45,"installment":1091.36,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28080.46,"paid_total":3243.33,"paid_principal":1919.54,"paid_interest":1323.79,"paid_late_fees":0} {"emp_title":"owner","emp_length":7,"state":"WA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":27.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":45325,"total_credit_utilized":24815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":10.9,"installment":104.62,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2971.27,"paid_total":311.92,"paid_principal":228.73,"paid_interest":83.19,"paid_late_fees":0} {"emp_title":"project design engineer ","emp_length":0,"state":"KS","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":10.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":232476,"total_credit_utilized":33045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5289.39,"paid_total":992.3,"paid_principal":710.61,"paid_interest":281.69,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":17.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":54,"open_credit_lines":16,"total_credit_limit":209279,"total_credit_utilized":51408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48400,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":8,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35520.58,"paid_total":5089.55,"paid_principal":4479.42,"paid_interest":610.13,"paid_late_fees":0} {"emp_title":"computer technician","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":37796,"total_credit_utilized":25087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":92,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.72,"installment":338.25,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9252,"paid_total":2027.14,"paid_principal":1748,"paid_interest":279.14,"paid_late_fees":0} {"emp_title":"principal engineer","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":2.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":544500,"total_credit_utilized":22747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":168800,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40215.49275,"paid_principal":40000,"paid_interest":215.49,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":0,"state":"MA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":9.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":234257,"total_credit_utilized":14955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":24.84,"installment":351.1,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11685.48,"paid_total":1020.18,"paid_principal":314.52,"paid_interest":705.66,"paid_late_fees":0} {"emp_title":"custom protection officer","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":52000,"verified_income":"Verified","debt_to_income":9.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":36949,"total_credit_utilized":15406,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":217,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23900,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23625,"term":36,"interest_rate":21.45,"installment":895.55,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24696.07015,"paid_principal":23625,"paid_interest":1071.07,"paid_late_fees":0} {"emp_title":"21 dealer","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":44000,"verified_income":"Verified","debt_to_income":38.24,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":16,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":42247,"total_credit_utilized":18209,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":17.47,"installment":502.42,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13091.09,"paid_total":1493.67,"paid_principal":908.91,"paid_interest":584.76,"paid_late_fees":0} {"emp_title":"physician","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":200000,"verified_income":"Verified","debt_to_income":8.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":1940258,"total_credit_utilized":69439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34913.5,"paid_total":6134.92,"paid_principal":5086.5,"paid_interest":1048.42,"paid_late_fees":0} {"emp_title":"rc","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":28.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":200880,"total_credit_utilized":16847,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16800,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8125,"term":36,"interest_rate":14.07,"installment":277.97,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7381.23,"paid_total":1099.18,"paid_principal":743.77,"paid_interest":355.41,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":88272,"verified_income":"Source Verified","debt_to_income":35.49,"annual_income_joint":105936,"verification_income_joint":"Not Verified","debt_to_income_joint":32.51,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":296178,"total_credit_utilized":118885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9100,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11000,"term":60,"interest_rate":16.02,"installment":267.62,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10379.81,"paid_total":1318.52,"paid_principal":620.19,"paid_interest":698.33,"paid_late_fees":0} {"emp_title":"system director","emp_length":7,"state":"NY","homeownership":"OWN","annual_income":90000,"verified_income":"Verified","debt_to_income":5.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":17420,"total_credit_utilized":11150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31729.59,"paid_total":4667.06,"paid_principal":3270.41,"paid_interest":1396.65,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":88265,"verification_income_joint":"Not Verified","debt_to_income_joint":11.91,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":22500,"total_credit_utilized":11150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":13.58,"installment":611.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16741.91,"paid_total":1841.04,"paid_principal":1258.09,"paid_interest":582.95,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":16.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":138126,"total_credit_utilized":43458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41800,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16100,"term":36,"interest_rate":5.31,"installment":484.78,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14434.84,"paid_total":1934.37,"paid_principal":1665.16,"paid_interest":269.21,"paid_late_fees":0} {"emp_title":"health care ","emp_length":3,"state":"MT","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":21.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":36231,"total_credit_utilized":22100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4020,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4412.9,"paid_total":830.79,"paid_principal":587.1,"paid_interest":243.69,"paid_late_fees":0} {"emp_title":"care coordinator ","emp_length":6,"state":"TN","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":71,"open_credit_lines":16,"total_credit_limit":132676,"total_credit_utilized":122541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3700,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1011.68,"paid_principal":687.44,"paid_interest":324.24,"paid_late_fees":0} {"emp_title":"sales/front-line underwriting","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":10.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":39653,"total_credit_utilized":26911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26400,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.05,"installment":277.52,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7091.56,"paid_total":1370.88,"paid_principal":908.44,"paid_interest":462.44,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":46.29,"annual_income_joint":99000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.07,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":127762,"total_credit_utilized":99634,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10300,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25050,"term":60,"interest_rate":9.92,"installment":531.26,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24069.4,"paid_total":1579.97,"paid_principal":980.6,"paid_interest":599.37,"paid_late_fees":0} {"emp_title":"foreman","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":21.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":285190,"total_credit_utilized":59263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22557.51,"paid_total":3187.41,"paid_principal":2442.49,"paid_interest":744.92,"paid_late_fees":0} {"emp_title":"communications specialist","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":18.03,"annual_income_joint":147000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.47,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":83513,"total_credit_utilized":26617,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4432.23,"paid_total":863.07,"paid_principal":567.77,"paid_interest":295.3,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":31100,"total_credit_utilized":20504,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1886,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18131.18,"paid_total":2666.91,"paid_principal":1868.82,"paid_interest":798.09,"paid_late_fees":0} {"emp_title":"senior juvenile institutions officer ","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Source Verified","debt_to_income":3.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":294946,"total_credit_utilized":4761,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":9.44,"installment":409.67,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11231.12,"paid_total":2041.64,"paid_principal":1568.88,"paid_interest":472.76,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":77000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.73,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":32545,"total_credit_utilized":9295,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1676,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":15.05,"installment":624.42,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16375.07,"paid_total":2467.58,"paid_principal":1624.93,"paid_interest":842.65,"paid_late_fees":0} {"emp_title":"partner attorney","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Verified","debt_to_income":4.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":10,"total_credit_limit":434000,"total_credit_utilized":16168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":87.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.35,"installment":744.9,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21586.34,"paid_total":2969.8,"paid_principal":2413.66,"paid_interest":556.14,"paid_late_fees":0} {"emp_title":"lead parts technician ","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":18.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":10,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":257483,"total_credit_utilized":55837,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23100,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24072.2,"paid_total":1725.34,"paid_principal":927.8,"paid_interest":797.54,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":22.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":18,"total_credit_limit":40080,"total_credit_utilized":17557,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":20700,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4642.64,"paid_total":487.35,"paid_principal":357.36,"paid_interest":129.99,"paid_late_fees":0} {"emp_title":"assistant complex manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":22.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":375959,"total_credit_utilized":150580,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20375,"term":36,"interest_rate":9.43,"installment":652.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19387.34,"paid_total":1368.07,"paid_principal":987.66,"paid_interest":380.41,"paid_late_fees":0} {"emp_title":"financial aid counselor","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":14.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":27200,"total_credit_utilized":15695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12900,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":10.42,"installment":357.12,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10208.35,"paid_total":1084.1,"paid_principal":791.65,"paid_interest":292.45,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":25.39,"annual_income_joint":84000,"verification_income_joint":"","debt_to_income_joint":25.97,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":191318,"total_credit_utilized":41347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43800,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23462.69,"paid_total":2802.37,"paid_principal":1537.31,"paid_interest":1265.06,"paid_late_fees":0} {"emp_title":"counselor","emp_length":6,"state":"MA","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Not Verified","debt_to_income":18.18,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":45200,"total_credit_utilized":14718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":12.61,"installment":301.56,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":9243.51981,"paid_principal":9000,"paid_interest":243.52,"paid_late_fees":0} {"emp_title":"parts technician","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":27.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":198398,"total_credit_utilized":40935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34600,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":14.08,"installment":559.44,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22577.82,"paid_total":2778.43,"paid_principal":1422.18,"paid_interest":1356.25,"paid_late_fees":0} {"emp_title":"managet","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":14.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":26,"total_credit_limit":189700,"total_credit_utilized":145719,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":246,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":49400,"num_total_cc_accounts":26,"num_open_cc_accounts":22,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":15.05,"installment":452.51,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17901.7,"paid_total":2230.78,"paid_principal":1098.3,"paid_interest":1132.48,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"OWN","annual_income":25400,"verified_income":"Not Verified","debt_to_income":11.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":11100,"total_credit_utilized":7804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7025.61,"paid_total":1280.57,"paid_principal":974.39,"paid_interest":306.18,"paid_late_fees":0} {"emp_title":"banker","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":26.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":222385,"total_credit_utilized":65415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":55000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14610.16,"paid_total":627.97,"paid_principal":389.84,"paid_interest":238.13,"paid_late_fees":0} {"emp_title":"psychiatric social clerk i","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":53953,"verified_income":"Source Verified","debt_to_income":21.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":104932,"total_credit_utilized":83167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.44,"installment":224.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6316.09,"paid_total":892.49,"paid_principal":683.91,"paid_interest":208.58,"paid_late_fees":0} {"emp_title":"service technician","emp_length":8,"state":"TX","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":5.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":11704,"total_credit_utilized":11929,"num_collections_last_12m":1,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":1637,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":3200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":3,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.06,"installment":289.47,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7485.12,"paid_total":860.38,"paid_principal":514.88,"paid_interest":345.5,"paid_late_fees":0} {"emp_title":"sanitation specialist","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Not Verified","debt_to_income":29.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":82103,"total_credit_utilized":42833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":10.91,"installment":179.83,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4973.57,"paid_total":712.65,"paid_principal":526.43,"paid_interest":186.22,"paid_late_fees":0} {"emp_title":"category gaming manager","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":4.95,"annual_income_joint":212000,"verification_income_joint":"Source Verified","debt_to_income_joint":7.83,"delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":51,"open_credit_lines":19,"total_credit_limit":152164,"total_credit_utilized":94482,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":60700,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17000,"term":60,"interest_rate":21.85,"installment":468.08,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16348.32,"paid_total":1851.68,"paid_principal":651.68,"paid_interest":1200,"paid_late_fees":0} {"emp_title":"expo, cashier, shift lead","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":32.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":58100,"total_credit_utilized":42709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":49400,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":25.82,"installment":602.93,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13842.59,"paid_total":2390.2,"paid_principal":1157.41,"paid_interest":1232.79,"paid_late_fees":0} {"emp_title":"controller","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":129000,"verified_income":"Source Verified","debt_to_income":16.45,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":465849,"total_credit_utilized":83755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10700,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11130.17,"paid_total":1153.67,"paid_principal":869.83,"paid_interest":283.84,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":6.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1982,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":19522,"total_credit_utilized":14910,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":107,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11800,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":20,"installment":635.86,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24834.74441,"paid_principal":24000,"paid_interest":834.74,"paid_late_fees":0} {"emp_title":"president ","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":24.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":6,"total_credit_limit":301204,"total_credit_utilized":76366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17498.86,"paid_total":3123.44,"paid_principal":2501.14,"paid_interest":622.3,"paid_late_fees":0} {"emp_title":"barach manager","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":7.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":35408,"total_credit_utilized":23962,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":2394,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30972.01,"paid_total":5960.52,"paid_principal":4027.99,"paid_interest":1932.53,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":22.9,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.74,"delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":215166,"total_credit_utilized":67013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":12.62,"installment":541.42,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22524.18,"paid_total":2673.45,"paid_principal":1475.82,"paid_interest":1197.63,"paid_late_fees":0} {"emp_title":"office manager","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":21.77,"annual_income_joint":88000,"verification_income_joint":"Verified","debt_to_income_joint":11.24,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":63951,"total_credit_utilized":40181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15500,"term":60,"interest_rate":10.42,"installment":332.55,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14698.84,"paid_total":1328.88,"paid_principal":801.16,"paid_interest":511.09,"paid_late_fees":16.63} {"emp_title":"driver","emp_length":1,"state":"NM","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":0.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":5700,"total_credit_utilized":1225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":18.45,"installment":461.5,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17437.18,"paid_total":1366.05,"paid_principal":562.82,"paid_interest":803.23,"paid_late_fees":0} {"emp_title":"retail sales","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":5.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":18600,"total_credit_utilized":6134,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10300,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.59,"installment":135.92,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3536.52,"paid_total":676.58,"paid_principal":463.48,"paid_interest":213.1,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":20000,"verified_income":"Verified","debt_to_income":17.53,"annual_income_joint":116500,"verification_income_joint":"Verified","debt_to_income_joint":3.27,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":40300,"total_credit_utilized":12013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1817.39,"paid_principal":1535.14,"paid_interest":282.25,"paid_late_fees":0} {"emp_title":"supply technician","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":53774,"verified_income":"Verified","debt_to_income":29.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":124874,"total_credit_utilized":83699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32900,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":21.45,"installment":682.68,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24031.19,"paid_total":2700.93,"paid_principal":968.81,"paid_interest":1732.12,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"RENT","annual_income":19200,"verified_income":"Verified","debt_to_income":10.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":14700,"total_credit_utilized":6238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.42,"installment":259.72,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7229.02,"paid_total":1034.25,"paid_principal":770.98,"paid_interest":263.27,"paid_late_fees":0} {"emp_title":"hvac tech ","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":13.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":220796,"total_credit_utilized":17446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5091.1438,"paid_principal":5000,"paid_interest":91.14,"paid_late_fees":0} {"emp_title":"finance manager","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":110000,"verified_income":"Source Verified","debt_to_income":18.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":370500,"total_credit_utilized":66610,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10931.6,"paid_total":1666.68,"paid_principal":1068.4,"paid_interest":598.28,"paid_late_fees":0} {"emp_title":"server","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":7.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2014,"inquiries_last_12m":15,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":13609,"total_credit_utilized":1848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":17.09,"installment":142.8,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3558.43,"paid_total":704.51,"paid_principal":441.57,"paid_interest":262.94,"paid_late_fees":0} {"emp_title":"shipping","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":40.42,"annual_income_joint":169000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.07,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":17,"total_credit_limit":405942,"total_credit_utilized":164726,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":54200,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":2000,"term":36,"interest_rate":9.44,"installment":64.01,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1804.6,"paid_total":254.99,"paid_principal":195.4,"paid_interest":59.59,"paid_late_fees":0} {"emp_title":"","state":"NE","homeownership":"RENT","annual_income":14400,"verified_income":"Verified","debt_to_income":45.83,"annual_income_joint":55400,"verification_income_joint":"Verified","debt_to_income_joint":29.72,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":29696,"total_credit_utilized":21229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":0,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15097.93,"paid_total":1917.82,"paid_principal":902.07,"paid_interest":1015.75,"paid_late_fees":0} {"emp_title":"driver/","emp_length":1,"state":"WI","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":26.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":47067,"total_credit_utilized":26213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.58,"installment":135.9,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3725.01,"paid_total":404.68,"paid_principal":274.99,"paid_interest":129.69,"paid_late_fees":0} {"emp_title":"banquets setup supervisor","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":7.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":27598,"total_credit_utilized":4364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":7.35,"installment":130.36,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3777.6,"paid_total":519.72,"paid_principal":422.4,"paid_interest":97.32,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":30.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":124700,"total_credit_utilized":50573,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":66600,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19030.52,"paid_total":1259.06,"paid_principal":969.48,"paid_interest":289.58,"paid_late_fees":0} {"emp_title":"general partner","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":363000,"verified_income":"Source Verified","debt_to_income":11.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":2006500,"total_credit_utilized":224693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":90500,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.98,"installment":1328.2,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37185.49,"paid_total":3957.98,"paid_principal":2814.51,"paid_interest":1143.47,"paid_late_fees":0} {"emp_title":"district level administor","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":96017,"total_credit_utilized":75964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10282.66676,"paid_principal":10000,"paid_interest":282.67,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":6.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":31500,"total_credit_utilized":11709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":59,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24900,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":10.91,"installment":245.23,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6782.11,"paid_total":971.83,"paid_principal":717.89,"paid_interest":253.94,"paid_late_fees":0} {"emp_title":"social worker","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":9.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":55300,"total_credit_utilized":58125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12400,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3625,"term":36,"interest_rate":13.59,"installment":123.18,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3204.96,"paid_total":610.43,"paid_principal":420.04,"paid_interest":190.39,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":23.02,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.81,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":508904,"total_credit_utilized":55951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":18375,"term":60,"interest_rate":10.9,"installment":398.61,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12637.22,"paid_total":6173.58,"paid_principal":5737.78,"paid_interest":435.8,"paid_late_fees":0} {"emp_title":"field service technician","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":50120,"verified_income":"Source Verified","debt_to_income":21.41,"annual_income_joint":128170,"verification_income_joint":"Source Verified","debt_to_income_joint":26.94,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":492521,"total_credit_utilized":39821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6900,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":18.45,"installment":769.17,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29061.96,"paid_total":2246.01,"paid_principal":938.04,"paid_interest":1307.97,"paid_late_fees":0} {"emp_title":"production","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":16.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":194922,"total_credit_utilized":18920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":863,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9399.96,"paid_total":1137.75,"paid_principal":600.04,"paid_interest":537.71,"paid_late_fees":0} {"emp_title":"secretary","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":37260,"verified_income":"Source Verified","debt_to_income":24.47,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":97070,"total_credit_utilized":89537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":64,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":18.06,"installment":126.64,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3197.39,"paid_total":499.54,"paid_principal":302.61,"paid_interest":196.93,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":128000,"verified_income":"Not Verified","debt_to_income":12.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":23,"total_credit_limit":91800,"total_credit_utilized":51476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":60400,"num_total_cc_accounts":25,"num_open_cc_accounts":21,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":34853.02,"paid_total":5985.07,"paid_principal":5146.98,"paid_interest":838.09,"paid_late_fees":0} {"emp_title":"automotive technician ","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":28.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":211896,"total_credit_utilized":30937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.42,"installment":429.09,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18235.48,"paid_total":2583.87,"paid_principal":1764.52,"paid_interest":819.35,"paid_late_fees":0} {"emp_title":"supervisor spd","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":17.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":63968,"total_credit_utilized":31198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33800,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.42,"installment":259.72,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7032.07,"paid_total":1293.97,"paid_principal":967.93,"paid_interest":326.04,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":39804,"verified_income":"Verified","debt_to_income":16.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":23,"total_credit_limit":171088,"total_credit_utilized":17888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":16,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11500,"num_total_cc_accounts":21,"num_open_cc_accounts":20,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4501.41,"paid_total":620.95,"paid_principal":498.59,"paid_interest":122.36,"paid_late_fees":0} {"emp_title":"waitress","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":33000,"verified_income":"Verified","debt_to_income":34.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":65871,"total_credit_utilized":36833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":19.42,"installment":294.95,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7495.47,"paid_total":876.22,"paid_principal":504.53,"paid_interest":371.69,"paid_late_fees":0} {"emp_title":"registered nurse supervisor","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Verified","debt_to_income":32.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":281111,"total_credit_utilized":76885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":747,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":55000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22441.46,"paid_total":3037.4,"paid_principal":2558.54,"paid_interest":478.86,"paid_late_fees":0} {"emp_title":"director of sales","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":430000,"verified_income":"Verified","debt_to_income":5.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":41,"open_credit_lines":10,"total_credit_limit":202701,"total_credit_utilized":104744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":69000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11071.21,"paid_total":1076.91,"paid_principal":928.79,"paid_interest":148.12,"paid_late_fees":0} {"emp_title":"admission's co-ordinator","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":115942,"verified_income":"Verified","debt_to_income":21.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":406670,"total_credit_utilized":134052,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1200,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":64,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34800,"term":36,"interest_rate":13.59,"installment":1182.47,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31592.59,"paid_total":4703.61,"paid_principal":3207.41,"paid_interest":1496.2,"paid_late_fees":0} {"emp_title":"director of training","emp_length":9,"state":"NV","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":22.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":79599,"total_credit_utilized":63284,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16895.97,"paid_total":3967.55,"paid_principal":3104.03,"paid_interest":830.82,"paid_late_fees":32.7} {"emp_title":"firefighter emt ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":81526,"verified_income":"Verified","debt_to_income":9.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":2,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":271726,"total_credit_utilized":45687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18400,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":12.61,"installment":496.19,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21196.59,"paid_total":1496.28,"paid_principal":803.41,"paid_interest":692.87,"paid_late_fees":0} {"emp_title":"appliance specialist","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":37.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":61,"open_credit_lines":27,"total_credit_limit":147059,"total_credit_utilized":34968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65600,"num_total_cc_accounts":46,"num_open_cc_accounts":25,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":98.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":13.59,"installment":570.85,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14853.46,"paid_total":2822.54,"paid_principal":1946.54,"paid_interest":876,"paid_late_fees":0} {"emp_title":"sales person","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":105000,"verified_income":"Source Verified","debt_to_income":14.96,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":231470,"total_credit_utilized":28858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":1799,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":36128,"num_total_cc_accounts":29,"num_open_cc_accounts":16,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":89,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":18.06,"installment":1266.39,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31973.98,"paid_total":5030.44,"paid_principal":3026.02,"paid_interest":2004.42,"paid_late_fees":0} {"emp_title":"cmo","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":377000,"verified_income":"Verified","debt_to_income":9.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1993,"inquiries_last_12m":10,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":1370840,"total_credit_utilized":47825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":216,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":41500,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.9,"installment":1307.66,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37141.21,"paid_total":3981.54,"paid_principal":2858.79,"paid_interest":1122.75,"paid_late_fees":0} {"emp_title":"teller","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":29000,"verified_income":"Verified","debt_to_income":33.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":41539,"total_credit_utilized":22878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":20,"installment":445.97,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10991.25,"paid_total":1770.55,"paid_principal":1008.75,"paid_interest":761.8,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":18.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":124134,"total_credit_utilized":17578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1390.38,"paid_principal":1128.12,"paid_interest":262.26,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":48,"open_credit_lines":5,"total_credit_limit":114550,"total_credit_utilized":15747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":12000,"num_total_cc_accounts":29,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":5.31,"installment":662.43,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20297.41,"paid_total":1974.31,"paid_principal":1702.59,"paid_interest":271.72,"paid_late_fees":0} {"emp_title":"configuration analyst","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":122000,"verified_income":"Source Verified","debt_to_income":24.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":115703,"total_credit_utilized":87244,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":766,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.01,"installment":562.6,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14938.56,"paid_total":1673.57,"paid_principal":1061.44,"paid_interest":612.13,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":74300,"verified_income":"Source Verified","debt_to_income":5.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":15530,"total_credit_utilized":3989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":16.01,"installment":211.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5625.28,"paid_total":630.22,"paid_principal":399.72,"paid_interest":230.5,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Verified","debt_to_income":25.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":41,"open_credit_lines":14,"total_credit_limit":273052,"total_credit_utilized":69424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40300,"num_total_cc_accounts":25,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28125.72,"paid_total":3295.98,"paid_principal":1874.28,"paid_interest":1421.7,"paid_late_fees":0} {"emp_title":"banquet supervisor","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":55000,"verified_income":"Not Verified","debt_to_income":17.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":66269,"total_credit_utilized":27415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":2565,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18046.03,"paid_total":2549.91,"paid_principal":1953.97,"paid_interest":595.94,"paid_late_fees":0} {"emp_title":"administrative","emp_length":3,"state":"AK","homeownership":"OWN","annual_income":125000,"verified_income":"Not Verified","debt_to_income":11.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":60231,"total_credit_utilized":32584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9336.62,"paid_total":1045.97,"paid_principal":663.38,"paid_interest":382.59,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":36886.32,"verified_income":"Not Verified","debt_to_income":22.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":167786,"total_credit_utilized":35745,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17200,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.41,"installment":162.31,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4640.09,"paid_total":481.15,"paid_principal":359.91,"paid_interest":121.24,"paid_late_fees":0} {"emp_title":"teacher aide","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":28.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":4,"total_credit_limit":77024,"total_credit_utilized":51682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":15000,"num_total_cc_accounts":8,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24875,"term":60,"interest_rate":24.85,"installment":727.93,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":26187.09525,"paid_principal":24875,"paid_interest":1312.1,"paid_late_fees":0} {"emp_title":"police officer","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":5.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":22500,"total_credit_utilized":17350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3900,"term":36,"interest_rate":9.92,"installment":125.7,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3712.31,"paid_total":249.25,"paid_principal":187.69,"paid_interest":61.56,"paid_late_fees":0} {"emp_title":"systems administrator ","emp_length":8,"state":"NJ","homeownership":"RENT","annual_income":98000,"verified_income":"Source Verified","debt_to_income":8.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2003,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":52123,"total_credit_utilized":41358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":10.91,"installment":209.26,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5787.42,"paid_total":829.28,"paid_principal":612.58,"paid_interest":216.7,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":13.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":17,"total_credit_limit":351350,"total_credit_utilized":16048,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":58100,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.71,"installment":491.92,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14785.88,"paid_total":1469.8,"paid_principal":1214.12,"paid_interest":255.68,"paid_late_fees":0} {"emp_title":"purchasing manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":30.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":265449,"total_credit_utilized":189488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.08,"installment":365.5,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10771.91,"paid_total":1453.89,"paid_principal":1228.09,"paid_interest":225.8,"paid_late_fees":0} {"emp_title":"license practical nurse","emp_length":8,"state":"MD","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":10.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":346058,"total_credit_utilized":55423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27300,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"construction laborer","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.94,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":49021,"total_credit_utilized":31842,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6325.37,"paid_total":904.99,"paid_principal":674.63,"paid_interest":230.36,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":1,"state":"MS","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Verified","debt_to_income":26.7,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":457555,"total_credit_utilized":120128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23900,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22485.76,"paid_total":3078.24,"paid_principal":2514.24,"paid_interest":564,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":46000,"verified_income":"Source Verified","debt_to_income":12.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":16,"total_credit_limit":87000,"total_credit_utilized":104325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":17.47,"installment":143.55,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3740.31,"paid_total":426.77,"paid_principal":259.69,"paid_interest":167.08,"paid_late_fees":0} {"emp_title":"office manager","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":24.77,"annual_income_joint":126000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.71,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":123245,"total_credit_utilized":34245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":84000,"num_total_cc_accounts":17,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37500.99,"paid_total":4421.26,"paid_principal":2499.01,"paid_interest":1922.25,"paid_late_fees":0} {"emp_title":"repairman","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":21.6,"annual_income_joint":71000,"verification_income_joint":"Verified","debt_to_income_joint":21.53,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":60911,"total_credit_utilized":54828,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":15.05,"installment":867.25,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22743.15,"paid_total":3427.19,"paid_principal":2256.85,"paid_interest":1170.34,"paid_late_fees":0} {"emp_title":"driver","emp_length":8,"state":"TN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":21.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":109888,"total_credit_utilized":97648,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26600,"term":60,"interest_rate":20.39,"installment":710.53,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25811.09,"paid_total":2101.46,"paid_principal":788.91,"paid_interest":1312.55,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"ND","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":25.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2004,"inquiries_last_12m":7,"total_credit_lines":29,"open_credit_lines":23,"total_credit_limit":96393,"total_credit_utilized":67618,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":12900,"num_total_cc_accounts":25,"num_open_cc_accounts":22,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":9.44,"installment":544.09,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":14915.67,"paid_total":2742.74,"paid_principal":2084.33,"paid_interest":658.41,"paid_late_fees":0} {"emp_title":"engineer ","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":2.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":327900,"total_credit_utilized":4459,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13839.02,"paid_total":1346.13,"paid_principal":1160.98,"paid_interest":185.15,"paid_late_fees":0} {"emp_title":"welder","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":20.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":41296,"total_credit_utilized":32264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.61,"installment":167.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4651.37,"paid_total":495.61,"paid_principal":348.63,"paid_interest":146.98,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":18.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":24,"total_credit_limit":308178,"total_credit_utilized":38026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":67700,"num_total_cc_accounts":27,"num_open_cc_accounts":19,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23119.84,"paid_total":2317.27,"paid_principal":1880.16,"paid_interest":437.11,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":53000,"verified_income":"Verified","debt_to_income":28.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":83695,"total_credit_utilized":51941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12475,"term":60,"interest_rate":25.82,"installment":372.18,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11933.39,"paid_total":1843.01,"paid_principal":541.61,"paid_interest":1301.4,"paid_late_fees":0} {"emp_title":"music teacher","emp_length":7,"state":"TX","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":14.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":32142,"total_credit_utilized":18296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.06,"installment":542.74,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13366.62,"paid_total":2728.75,"paid_principal":1633.38,"paid_interest":1095.37,"paid_late_fees":0} {"emp_title":"sales rep","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":14.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":156327,"total_credit_utilized":26292,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":851,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":9.43,"installment":51.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1483.18,"paid_total":151.95,"paid_principal":116.82,"paid_interest":35.13,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":130000,"verified_income":"Verified","debt_to_income":24.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":21,"total_credit_limit":327869,"total_credit_utilized":117782,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36100,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36937.11,"paid_total":3627.47,"paid_principal":3062.89,"paid_interest":564.58,"paid_late_fees":0} {"emp_title":"service technicia","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":59.29,"annual_income_joint":118000,"verification_income_joint":"Verified","debt_to_income_joint":33.85,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":375828,"total_credit_utilized":87934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":51300,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":20,"installment":1059.76,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40028.89333,"paid_principal":40000,"paid_interest":28.89,"paid_late_fees":0} {"emp_title":"technician","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Verified","debt_to_income":28.84,"annual_income_joint":170000,"verification_income_joint":"Verified","debt_to_income_joint":20.19,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":386990,"total_credit_utilized":69123,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.3,"paid_total":3161.34,"paid_principal":2235.7,"paid_interest":925.64,"paid_late_fees":0} {"emp_title":"professor/faculty media adviser","emp_length":2,"state":"HI","homeownership":"RENT","annual_income":67000,"verified_income":"Not Verified","debt_to_income":9.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":88090,"total_credit_utilized":110034,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12100,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":21.42,"annual_income_joint":165000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.92,"delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":398885,"total_credit_utilized":50295,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14600,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":95.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37500.99,"paid_total":4394.61,"paid_principal":2499.01,"paid_interest":1895.6,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":0,"state":"MA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":16.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":263996,"total_credit_utilized":13725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"compliance / ops support","emp_length":0,"state":"GA","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":6.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":43850,"total_credit_utilized":12481,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5216.68,"paid_total":4906.52,"paid_principal":4783.32,"paid_interest":123.2,"paid_late_fees":0} {"emp_title":"dispatcher","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":39600,"verified_income":"Verified","debt_to_income":14.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":15800,"total_credit_utilized":14287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":20,"installment":370.92,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13435.74,"paid_total":1552.84,"paid_principal":564.26,"paid_interest":988.58,"paid_late_fees":0} {"emp_title":"eligibility supervisor","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":65000,"verified_income":"Verified","debt_to_income":7.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":20200,"total_credit_utilized":11282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5175,"term":36,"interest_rate":18.45,"installment":188.26,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4843.88,"paid_total":554.17,"paid_principal":331.12,"paid_interest":223.05,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":84000,"verified_income":"Verified","debt_to_income":21.76,"verification_income_joint":"","delinq_2y":1,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":103621,"total_credit_utilized":113065,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8800,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8800,"term":36,"interest_rate":9.92,"installment":283.63,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8162.11,"paid_total":841.19,"paid_principal":637.89,"paid_interest":203.3,"paid_late_fees":0} {"emp_title":"district manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Source Verified","debt_to_income":19.81,"annual_income_joint":128000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.24,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":243275,"total_credit_utilized":52181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":12.61,"installment":541.3,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23123.55,"paid_total":1607.09,"paid_principal":876.45,"paid_interest":730.64,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":8,"state":"AR","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":25.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1995,"inquiries_last_12m":22,"total_credit_lines":41,"open_credit_lines":23,"total_credit_limit":136412,"total_credit_utilized":128099,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15800,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":90.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12703.36,"paid_total":2980.76,"paid_principal":2296.64,"paid_interest":684.12,"paid_late_fees":0} {"emp_title":"store training manager","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":18.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":45,"open_credit_lines":10,"total_credit_limit":98629,"total_credit_utilized":94411,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":306,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":13.58,"installment":295.06,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12497.89,"paid_total":580.46,"paid_principal":302.11,"paid_interest":278.35,"paid_late_fees":0} {"emp_title":"director of transportation ","emp_length":3,"state":"KY","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":21.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":141109,"total_credit_utilized":45516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38200,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4900,"term":36,"interest_rate":13.58,"installment":166.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4563.13,"paid_total":492.05,"paid_principal":336.87,"paid_interest":155.18,"paid_late_fees":0} {"emp_title":"customer service agent","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":43048,"total_credit_utilized":21004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.44,"installment":128.02,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3609.21,"paid_total":509.98,"paid_principal":390.79,"paid_interest":119.19,"paid_late_fees":0} {"emp_title":"","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":4.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":258500,"total_credit_utilized":41835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48700,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38018.68,"paid_total":2487.75,"paid_principal":1981.32,"paid_interest":506.43,"paid_late_fees":0} {"emp_title":"supervisor/installer","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":31.9,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.96,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":225937,"total_credit_utilized":21613,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":26.77,"installment":364.78,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11803.67,"paid_total":693.87,"paid_principal":196.33,"paid_interest":497.54,"paid_late_fees":0} {"emp_title":"accounting ","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":24605,"total_credit_utilized":9193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":573.53,"paid_principal":434.92,"paid_interest":138.61,"paid_late_fees":0} {"emp_title":"rn","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":62200,"verified_income":"Not Verified","debt_to_income":19.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":203900,"total_credit_utilized":36705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35400,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26400,"term":60,"interest_rate":14.07,"installment":615.25,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25472.07,"paid_total":1804.48,"paid_principal":927.93,"paid_interest":876.55,"paid_late_fees":0} {"emp_title":"cardiac perfusionist","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":285000,"verified_income":"Source Verified","debt_to_income":20.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":519227,"total_credit_utilized":143876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":77500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":906.88,"paid_principal":765.73,"paid_interest":141.15,"paid_late_fees":0} {"emp_title":"editor","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":14.37,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":12,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":13,"total_credit_limit":42538,"total_credit_utilized":29513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":16.01,"installment":105.49,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3101.8987,"paid_principal":3000,"paid_interest":101.9,"paid_late_fees":0} {"emp_title":"account manager","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":22.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":71326,"total_credit_utilized":37363,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15800,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":13.58,"installment":288.14,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12054.96,"paid_total":845.56,"paid_principal":445.04,"paid_interest":400.52,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":27.93,"annual_income_joint":128000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.82,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":47,"open_credit_lines":20,"total_credit_limit":261246,"total_credit_utilized":79695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":39425,"term":60,"interest_rate":10.9,"installment":855.24,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37920.02,"paid_total":2541.85,"paid_principal":1504.98,"paid_interest":1036.87,"paid_late_fees":0} {"emp_title":"paramedic","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":16.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":106328,"total_credit_utilized":40113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":13.58,"installment":288.78,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7915.67,"paid_total":859.93,"paid_principal":584.33,"paid_interest":275.6,"paid_late_fees":0} {"emp_title":"motor vehicle representative","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":40825,"verified_income":"Verified","debt_to_income":6.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2010,"inquiries_last_12m":7,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":267513,"total_credit_utilized":7705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16100,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":20,"installment":397.41,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16152.36645,"paid_principal":15000,"paid_interest":1152.37,"paid_late_fees":0} {"emp_title":"account rep","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":9.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":18950,"total_credit_utilized":12175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.41,"installment":97.39,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2581.36,"paid_total":488.7,"paid_principal":418.64,"paid_interest":70.06,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":30.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":25,"total_credit_limit":91106,"total_credit_utilized":26727,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":43800,"num_total_cc_accounts":27,"num_open_cc_accounts":23,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6982.67,"paid_total":1227.01,"paid_principal":1017.33,"paid_interest":209.68,"paid_late_fees":0} {"emp_title":"nurse","emp_length":6,"state":"MO","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":34.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":23,"total_credit_limit":108689,"total_credit_utilized":69112,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":43200,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":18.06,"installment":651.29,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16039.93,"paid_total":3238.39,"paid_principal":1960.07,"paid_interest":1278.32,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":16.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":463313,"total_credit_utilized":44272,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7025.61,"paid_total":1284.99,"paid_principal":974.39,"paid_interest":310.6,"paid_late_fees":0} {"emp_title":"owner","emp_length":1,"state":"CO","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":7.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":115998,"total_credit_utilized":136552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5417.78,"paid_total":770.33,"paid_principal":582.22,"paid_interest":188.11,"paid_late_fees":0} {"emp_title":"supervisor tempering","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":26411,"total_credit_utilized":19599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4412.9,"paid_total":834.29,"paid_principal":587.1,"paid_interest":247.19,"paid_late_fees":0} {"emp_title":"equipment operator ","emp_length":0,"state":"FL","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":61800,"total_credit_utilized":23934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1011.68,"paid_principal":687.44,"paid_interest":324.24,"paid_late_fees":0} {"emp_title":"sr client service associate","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":44877,"total_credit_utilized":36434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.05,"installment":867.25,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22481.23,"paid_total":3717.39,"paid_principal":2518.77,"paid_interest":1198.62,"paid_late_fees":0} {"emp_title":"director of operations ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":7.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":49114,"total_credit_utilized":22084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":23800,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":65.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":9.93,"installment":709.16,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19320.47,"paid_total":3533.66,"paid_principal":2679.53,"paid_interest":854.13,"paid_late_fees":0} {"emp_title":"global sales director","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":13.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":20,"total_credit_limit":558733,"total_credit_utilized":99509,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":53600,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":12.61,"installment":562.91,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15628.67,"paid_total":1676.96,"paid_principal":1171.33,"paid_interest":505.63,"paid_late_fees":0} {"emp_title":"special projects administrator","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":25.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":23,"total_credit_limit":621658,"total_credit_utilized":94213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":109700,"num_total_cc_accounts":25,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37929.84,"paid_total":3409.56,"paid_principal":2070.16,"paid_interest":1339.4,"paid_late_fees":0} {"emp_title":"superintendent","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":17.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":33232,"total_credit_utilized":22558,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":538,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7700,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9123.24,"paid_total":1408.93,"paid_principal":876.76,"paid_interest":532.17,"paid_late_fees":0} {"emp_title":"fumigation tech","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":26.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":69248,"total_credit_utilized":49077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8102.57,"paid_total":1123.66,"paid_principal":897.43,"paid_interest":226.23,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"RENT","annual_income":36331,"verified_income":"Source Verified","debt_to_income":17.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":33081,"total_credit_utilized":14455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7200,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.06,"installment":180.92,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4567.68,"paid_total":726.19,"paid_principal":432.32,"paid_interest":293.87,"paid_late_fees":0} {"emp_title":"membership associate","emp_length":4,"state":"MS","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":12.57,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":272880,"total_credit_utilized":16543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24400,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23100,"term":60,"interest_rate":12.61,"installment":521,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22540.56,"paid_total":1042,"paid_principal":559.44,"paid_interest":482.56,"paid_late_fees":0} {"emp_title":"superintendent","emp_length":1,"state":"CO","homeownership":"MORTGAGE","annual_income":93600,"verified_income":"Verified","debt_to_income":26.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":65,"open_credit_lines":26,"total_credit_limit":175247,"total_credit_utilized":45855,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":64700,"num_total_cc_accounts":55,"num_open_cc_accounts":24,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38450,"term":36,"interest_rate":6.07,"installment":1170.95,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35505.79,"paid_total":3499.88,"paid_principal":2944.21,"paid_interest":555.67,"paid_late_fees":0} {"emp_title":"district judge","emp_length":6,"state":"PA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":26.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":374821,"total_credit_utilized":115292,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":60700,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.59,"paid_total":2523.46,"paid_principal":1565.41,"paid_interest":958.05,"paid_late_fees":0} {"emp_title":"sr web developer","emp_length":2,"state":"VA","homeownership":"OWN","annual_income":88000,"verified_income":"Not Verified","debt_to_income":11.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":55600,"total_credit_utilized":25836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":55600,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":5.31,"installment":632.32,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19918.82,"paid_total":1258.44,"paid_principal":1081.18,"paid_interest":177.26,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":32.54,"annual_income_joint":59000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.89,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":43213,"total_credit_utilized":20213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":15.04,"installment":520.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13990.61,"paid_total":1535.77,"paid_principal":1009.39,"paid_interest":526.38,"paid_late_fees":0} {"emp_title":"principal analyst ","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":110500,"verified_income":"Source Verified","debt_to_income":18.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":359484,"total_credit_utilized":68303,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":26000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10609.61,"paid_total":2029.69,"paid_principal":1390.39,"paid_interest":639.3,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"RENT","annual_income":10000,"verified_income":"Verified","debt_to_income":180.71,"annual_income_joint":111000,"verification_income_joint":"Verified","debt_to_income_joint":20.77,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":76700,"total_credit_utilized":28402,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":10.91,"installment":1144.37,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30793.39,"paid_total":5679.42,"paid_principal":4206.61,"paid_interest":1472.81,"paid_late_fees":0} {"emp_title":"finance manager","emp_length":0,"state":"FL","homeownership":"OWN","annual_income":300000,"verified_income":"Source Verified","debt_to_income":15.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":198006,"total_credit_utilized":89042,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47800,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":18700,"term":36,"interest_rate":7.96,"installment":585.65,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17305.97,"paid_total":1748.68,"paid_principal":1394.03,"paid_interest":354.65,"paid_late_fees":0} {"emp_title":"meat and poultry inspector","emp_length":7,"state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":7,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":80053,"total_credit_utilized":48604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":21.45,"installment":303.26,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8376.15974,"paid_principal":8000,"paid_interest":376.16,"paid_late_fees":0} {"emp_title":"parts inspector","emp_length":0,"state":"AL","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Verified","debt_to_income":1.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":88128,"total_credit_utilized":1407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5002.89514,"paid_principal":5000,"paid_interest":2.9,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":19700,"verified_income":"Not Verified","debt_to_income":28.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":21680,"total_credit_utilized":14425,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":16.02,"installment":35.17,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":887.95,"paid_total":173.63,"paid_principal":112.05,"paid_interest":61.58,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":18.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":46,"open_credit_lines":32,"total_credit_limit":302193,"total_credit_utilized":320142,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":462,"current_installment_accounts":20,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17700,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18131.19,"paid_total":2666.9,"paid_principal":1868.81,"paid_interest":798.09,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":29.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":13,"total_credit_limit":117091,"total_credit_utilized":98224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":91,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17400,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.04,"installment":693.7,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18654.17,"paid_total":2064.39,"paid_principal":1345.83,"paid_interest":718.56,"paid_late_fees":0} {"emp_title":"carpenter ","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":27.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":88993,"total_credit_utilized":51987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.58,"installment":691.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28931.88,"paid_total":2029.35,"paid_principal":1068.12,"paid_interest":961.23,"paid_late_fees":0} {"emp_title":"lot tech/porter","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":34500,"verified_income":"Not Verified","debt_to_income":17.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":85900,"total_credit_utilized":17335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":69600,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":6.71,"installment":169.1,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5082.64,"paid_total":505.25,"paid_principal":417.36,"paid_interest":87.89,"paid_late_fees":0} {"emp_title":"office administrator","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":73000,"verified_income":"Not Verified","debt_to_income":17.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":71684,"total_credit_utilized":44532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":9.93,"installment":296.98,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13079.24,"paid_total":1477.18,"paid_principal":920.76,"paid_interest":556.42,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"MN","homeownership":"OWN","annual_income":42000,"verified_income":"Source Verified","debt_to_income":11.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":153683,"total_credit_utilized":9981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":15.05,"installment":261.98,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10494.5,"paid_total":1043.27,"paid_principal":505.5,"paid_interest":537.77,"paid_late_fees":0} {"emp_title":"deputy","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":4.21,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":217773,"total_credit_utilized":14700,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":105,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":9.43,"installment":134.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3893.39,"paid_total":401.03,"paid_principal":306.61,"paid_interest":94.42,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":10.69,"annual_income_joint":172000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.59,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":88960,"total_credit_utilized":68333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28886.63,"paid_total":1981.59,"paid_principal":1113.37,"paid_interest":868.22,"paid_late_fees":0} {"emp_title":"flight nurse ","emp_length":4,"state":"GA","homeownership":"RENT","annual_income":83000,"verified_income":"Source Verified","debt_to_income":12.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":124408,"total_credit_utilized":83737,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.93,"installment":212.13,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9342.3,"paid_total":1055.13,"paid_principal":657.7,"paid_interest":397.43,"paid_late_fees":0} {"emp_title":" combo psc/hub","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":16.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":76659,"total_credit_utilized":49179,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11900,"term":60,"interest_rate":11.98,"installment":264.59,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11606.97,"paid_total":521.26,"paid_principal":293.03,"paid_interest":228.23,"paid_late_fees":0} {"emp_title":"stamping quality control","emp_length":10,"state":"MS","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":17.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":38489,"total_credit_utilized":26028,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15900,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.09,"installment":373.52,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14346.63,"paid_total":1479.84,"paid_principal":653.37,"paid_interest":826.47,"paid_late_fees":0} {"emp_title":"administrative secretary","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":36.86,"annual_income_joint":88000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.55,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":205145,"total_credit_utilized":55041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4386.95,"paid_total":797.53,"paid_principal":613.05,"paid_interest":184.48,"paid_late_fees":0} {"emp_title":"carpenter ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":51000,"verified_income":"Source Verified","debt_to_income":34.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":110439,"total_credit_utilized":61801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13544.48,"paid_total":1925.8,"paid_principal":1455.52,"paid_interest":470.28,"paid_late_fees":0} {"emp_title":"project coordinator contractor","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":68640,"verified_income":"Verified","debt_to_income":22.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":122566,"total_credit_utilized":107012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4881,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26750,"term":60,"interest_rate":20,"installment":708.72,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25671.87,"paid_total":2805.16,"paid_principal":1078.13,"paid_interest":1727.03,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":8.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":16,"total_credit_limit":136002,"total_credit_utilized":22667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":79000,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.31,"installment":180.67,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5379.42,"paid_total":720.91,"paid_principal":620.58,"paid_interest":100.33,"paid_late_fees":0} {"emp_title":"team lead ","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":48000,"verified_income":"Source Verified","debt_to_income":26.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":59731,"total_credit_utilized":41867,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":10443.53644,"paid_principal":10000,"paid_interest":443.54,"paid_late_fees":0} {"emp_title":"account receivables","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":32.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":41914,"total_credit_utilized":15566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11400,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":17100,"term":60,"interest_rate":23.88,"installment":490.75,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16317.16,"paid_total":2397.03,"paid_principal":782.84,"paid_interest":1614.19,"paid_late_fees":0} {"emp_title":"motorman","emp_length":9,"state":"MS","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":30.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":102811,"total_credit_utilized":68689,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":74,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.34,"installment":108.62,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3236.76,"paid_total":323.01,"paid_principal":263.24,"paid_interest":59.77,"paid_late_fees":0} {"emp_title":"forklift operator ","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":9.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":26930,"total_credit_utilized":8198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":528,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":463.47,"paid_principal":376.05,"paid_interest":87.42,"paid_late_fees":0} {"emp_title":"account manager","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":12.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":8,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":298232,"total_credit_utilized":105006,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6750,"term":36,"interest_rate":7.96,"installment":211.4,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":6862.2647,"paid_principal":6750,"paid_interest":112.26,"paid_late_fees":0} {"emp_title":"corporate bookkeeper","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":2.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":448300,"total_credit_utilized":148,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3300,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.43,"installment":335.49,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15365.77,"paid_total":998.09,"paid_principal":634.23,"paid_interest":363.86,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":83740,"verified_income":"Verified","debt_to_income":23.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":26,"total_credit_limit":270258,"total_credit_utilized":43027,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":26400,"num_total_cc_accounts":31,"num_open_cc_accounts":22,"num_cc_carrying_balance":18,"num_mort_accounts":1,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.04,"installment":1213.98,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32644.78,"paid_total":3541.21,"paid_principal":2355.22,"paid_interest":1185.99,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"DC","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":23.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":75955,"total_credit_utilized":27358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26700,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11551.2,"paid_total":3972.62,"paid_principal":3448.8,"paid_interest":523.82,"paid_late_fees":0} {"emp_title":"telecommunications technician","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":5.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":10952,"total_credit_utilized":9240,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18626.67,"paid_total":2008.26,"paid_principal":1373.33,"paid_interest":634.93,"paid_late_fees":0} {"emp_title":"maintenance technician ","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":18.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":11,"total_credit_limit":209410,"total_credit_utilized":37449,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":25.82,"installment":596.68,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19490.51,"paid_total":1946.28,"paid_principal":509.49,"paid_interest":1436.79,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":600000,"verified_income":"Source Verified","debt_to_income":5.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":20,"total_credit_limit":746363,"total_credit_utilized":201624,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":100600,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13448.8,"paid_total":1802.49,"paid_principal":1551.2,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"retail associate manager","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":18.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":50275,"total_credit_utilized":22508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28300,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13197.14,"paid_total":2443.16,"paid_principal":1802.86,"paid_interest":640.3,"paid_late_fees":0} {"emp_title":"manager","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":57500,"verified_income":"Source Verified","debt_to_income":1.98,"annual_income_joint":119500,"verification_income_joint":"Not Verified","debt_to_income_joint":20.33,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":59562,"total_credit_utilized":39608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":6.71,"installment":645.64,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19406.48,"paid_total":1929.09,"paid_principal":1593.52,"paid_interest":335.57,"paid_late_fees":0} {"emp_title":"shipping coordinator","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":26.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":154201,"total_credit_utilized":47019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":88,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5300,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":12.61,"installment":100.52,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2790.83,"paid_total":299.46,"paid_principal":209.17,"paid_interest":90.29,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":31.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":194209,"total_credit_utilized":94554,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":38100,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":16.01,"installment":949.38,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25208.85,"paid_total":2824.12,"paid_principal":1791.15,"paid_interest":1032.97,"paid_late_fees":0} {"emp_title":"sales manager ","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":187776,"total_credit_utilized":84389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14418.69,"paid_total":1698.69,"paid_principal":581.31,"paid_interest":1117.38,"paid_late_fees":0} {"emp_title":"technical support engineer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":14.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":184552,"total_credit_utilized":176106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21700,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":14.07,"installment":492.65,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13748.58,"paid_total":974.04,"paid_principal":651.42,"paid_interest":322.62,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":17.25,"annual_income_joint":198000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.52,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":424400,"total_credit_utilized":26965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":71000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18882.13,"paid_total":1588.84,"paid_principal":1117.87,"paid_interest":470.97,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":36240,"verified_income":"Source Verified","debt_to_income":22.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":8,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":33557,"total_credit_utilized":23521,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10600,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":18.45,"installment":109.14,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2808.03,"paid_total":324.34,"paid_principal":191.97,"paid_interest":132.37,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Verified","debt_to_income":8.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2006,"inquiries_last_12m":18,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":196305,"total_credit_utilized":1769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2700,"term":36,"interest_rate":22.91,"installment":104.39,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2425.5,"paid_total":518.51,"paid_principal":274.5,"paid_interest":244.01,"paid_late_fees":0} {"emp_title":"utilization manager reviewer ","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Verified","debt_to_income":23.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":250955,"total_credit_utilized":51811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":18,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38100,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.42,"installment":654.31,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":24750.27,"paid_total":600.37,"paid_principal":249.73,"paid_interest":350.64,"paid_late_fees":0} {"emp_title":"director of bi and analytics","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":8.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":54,"open_credit_lines":19,"total_credit_limit":550400,"total_credit_utilized":79242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52400,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.35,"installment":499.17,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23604.69,"paid_total":1986.47,"paid_principal":1395.31,"paid_interest":591.16,"paid_late_fees":0} {"emp_title":"operations manager ","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":132500,"verified_income":"Verified","debt_to_income":8.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":28,"total_credit_limit":230200,"total_credit_utilized":38545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":105500,"num_total_cc_accounts":36,"num_open_cc_accounts":27,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37337.22,"paid_total":4142.11,"paid_principal":2662.78,"paid_interest":1479.33,"paid_late_fees":0} {"emp_title":"dispatcher","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":21.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":45554,"total_credit_utilized":20858,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.97,"installment":219.26,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6124.61,"paid_total":1090.1,"paid_principal":875.39,"paid_interest":214.71,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":17.76,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":201092,"total_credit_utilized":20608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":17.47,"installment":574.2,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14961.22,"paid_total":1707.07,"paid_principal":1038.78,"paid_interest":668.29,"paid_late_fees":0} {"emp_title":"managing director","emp_length":5,"state":"OR","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Not Verified","debt_to_income":17.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":16,"total_credit_limit":630813,"total_credit_utilized":429919,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18800,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":16.02,"installment":105.51,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2732.87,"paid_total":419.37,"paid_principal":267.13,"paid_interest":152.24,"paid_late_fees":0} {"emp_title":"financial center manager","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":64000,"verified_income":"Not Verified","debt_to_income":16.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":88231,"total_credit_utilized":30251,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":1988,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":20.39,"installment":317.59,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7971.64,"paid_total":943.14,"paid_principal":528.36,"paid_interest":414.78,"paid_late_fees":0} {"emp_title":"analyst","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":46000,"verified_income":"Source Verified","debt_to_income":4.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":42232,"total_credit_utilized":41199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":7.96,"installment":56.38,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1665.79,"paid_total":167.55,"paid_principal":134.21,"paid_interest":33.34,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":16.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":232567,"total_credit_utilized":44543,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35700,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19374.64,"paid_total":1517.84,"paid_principal":625.36,"paid_interest":892.48,"paid_late_fees":0} {"emp_title":"sales associate ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Source Verified","debt_to_income":33.71,"annual_income_joint":149000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.26,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":468482,"total_credit_utilized":44550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35100,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":7.34,"installment":499.06,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23955.21,"paid_total":1476.79,"paid_principal":1044.79,"paid_interest":432,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":59000,"verified_income":"Not Verified","debt_to_income":24.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":95131,"total_credit_utilized":32894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38400,"num_total_cc_accounts":29,"num_open_cc_accounts":19,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":10.9,"installment":477.24,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20875.16,"paid_total":1882.32,"paid_principal":1124.84,"paid_interest":757.48,"paid_late_fees":0} {"emp_title":"regional manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":15.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":327474,"total_credit_utilized":51669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":220,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31729.59,"paid_total":4642.52,"paid_principal":3270.41,"paid_interest":1372.11,"paid_late_fees":0} {"emp_title":"customer account analyst","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":23.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":243409,"total_credit_utilized":61809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":24.84,"installment":877.73,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29213.76,"paid_total":2550.39,"paid_principal":786.24,"paid_interest":1764.15,"paid_late_fees":0} {"emp_title":"consultant","emp_length":4,"state":"MS","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":13.95,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":19,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":50,"open_credit_lines":10,"total_credit_limit":169328,"total_credit_utilized":138250,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":500,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":82,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.85,"installment":826.02,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29145.31,"paid_total":2441.64,"paid_principal":854.69,"paid_interest":1586.95,"paid_late_fees":0} {"emp_title":"automation engineering manager","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Not Verified","debt_to_income":4.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":15,"total_credit_limit":471843,"total_credit_utilized":19987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12100,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":10,"account_never_delinq_percent":86.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1222.53,"paid_principal":1014.48,"paid_interest":208.05,"paid_late_fees":0} {"emp_title":"systems administrator","emp_length":2,"state":"SC","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":16.15,"annual_income_joint":280000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.36,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":8,"total_credit_lines":45,"open_credit_lines":11,"total_credit_limit":361604,"total_credit_utilized":78656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7400,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":28000,"term":36,"interest_rate":10.42,"installment":909.02,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24614.42,"paid_total":4504.58,"paid_principal":3385.58,"paid_interest":1119,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":28500,"verified_income":"Verified","debt_to_income":39.83,"annual_income_joint":80000,"verification_income_joint":"Verified","debt_to_income_joint":19.26,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":269963,"total_credit_utilized":40812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":32100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6500,"term":36,"interest_rate":6.71,"installment":199.85,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6006.74,"paid_total":594.7,"paid_principal":493.26,"paid_interest":101.44,"paid_late_fees":0} {"emp_title":"home health aide","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":52000,"verified_income":"Verified","debt_to_income":2.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":10700,"total_credit_utilized":2157,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":11.98,"installment":555.86,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24071.97,"paid_total":1634.3,"paid_principal":928.03,"paid_interest":706.27,"paid_late_fees":0} {"emp_title":"maintenance/parts","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":15.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":14630,"total_credit_utilized":11024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":16.02,"installment":140.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3551.84,"paid_total":696.23,"paid_principal":448.16,"paid_interest":248.07,"paid_late_fees":0} {"emp_title":"cashier ","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":18000,"verified_income":"Source Verified","debt_to_income":25.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":46625,"total_credit_utilized":8815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15500,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":12.61,"installment":284.81,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7907.35,"paid_total":848.48,"paid_principal":592.65,"paid_interest":255.83,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":4,"state":"OH","homeownership":"RENT","annual_income":138900,"verified_income":"Source Verified","debt_to_income":7.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":54120,"total_credit_utilized":36814,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":17100,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38500,"term":60,"interest_rate":11.99,"installment":856.22,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36094.71,"paid_total":4255.45,"paid_principal":2405.29,"paid_interest":1850.16,"paid_late_fees":0} {"emp_title":"senior staff analysy","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":81257.8,"verified_income":"Verified","debt_to_income":32.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":87,"open_credit_lines":23,"total_credit_limit":582556,"total_credit_utilized":428154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37200,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":29900,"term":36,"interest_rate":19.42,"installment":1102.38,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28014.31,"paid_total":3274.88,"paid_principal":1885.69,"paid_interest":1389.19,"paid_late_fees":0} {"emp_title":"vice president","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":152000,"verified_income":"Not Verified","debt_to_income":9.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":8,"total_credit_limit":74800,"total_credit_utilized":46999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49300,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":15.05,"installment":832.56,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21274.69,"paid_total":4142.73,"paid_principal":2725.31,"paid_interest":1417.42,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":12.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":27900,"total_credit_utilized":16270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11600,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":26.3,"installment":602.37,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19321.97,"paid_total":2380.26,"paid_principal":678.03,"paid_interest":1702.23,"paid_late_fees":0} {"emp_title":"driver","emp_length":5,"state":"MA","homeownership":"RENT","annual_income":34113,"verified_income":"Source Verified","debt_to_income":14.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":22800,"total_credit_utilized":14708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.09,"installment":373.52,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14346.63,"paid_total":1465.6,"paid_principal":653.37,"paid_interest":812.23,"paid_late_fees":0} {"emp_title":"engineering manager","emp_length":5,"state":"CT","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":22.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":12,"total_credit_limit":420539,"total_credit_utilized":90792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":82300,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.02,"installment":729.87,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30280.35,"paid_principal":30000,"paid_interest":280.35,"paid_late_fees":0} {"emp_title":"director of human resources","emp_length":7,"state":"OR","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":23.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":157133,"total_credit_utilized":114822,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17478.04,"paid_total":3095.58,"paid_principal":2521.96,"paid_interest":573.62,"paid_late_fees":0} {"emp_title":"transmission supervisor","emp_length":9,"state":"AZ","homeownership":"MORTGAGE","annual_income":204000,"verified_income":"Source Verified","debt_to_income":15.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":591192,"total_credit_utilized":105477,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18300,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37963.23,"paid_total":2422.81,"paid_principal":2036.77,"paid_interest":386.04,"paid_late_fees":0} {"emp_title":"boilers operator ","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":9.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":289741,"total_credit_utilized":41799,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":388,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36600,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13286.82,"paid_total":2029.36,"paid_principal":1713.18,"paid_interest":316.18,"paid_late_fees":0} {"emp_title":"service advisor","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":70200,"verified_income":"Source Verified","debt_to_income":22.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":223462,"total_credit_utilized":53628,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16200,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":18.45,"installment":218.28,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":5873.97,"paid_total":205.98,"paid_principal":126.03,"paid_interest":79.95,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":65000,"verified_income":"Verified","debt_to_income":34.02,"annual_income_joint":105000,"verification_income_joint":"Verified","debt_to_income_joint":28.35,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":126347,"total_credit_utilized":86162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":20,"installment":185.82,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4470.8,"paid_total":917.99,"paid_principal":529.2,"paid_interest":388.79,"paid_late_fees":0} {"emp_title":"regional sales manager","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Verified","debt_to_income":28.15,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":160068,"total_credit_utilized":79704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":12.62,"installment":812.13,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34238.33,"paid_total":3185.42,"paid_principal":1761.67,"paid_interest":1423.75,"paid_late_fees":0} {"emp_title":"payroll tech","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":25.64,"annual_income_joint":116000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.34,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":138002,"total_credit_utilized":16246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14214.05,"paid_total":1256.21,"paid_principal":785.95,"paid_interest":470.26,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":5208,"verified_income":"Verified","debt_to_income":96.77,"annual_income_joint":40800,"verification_income_joint":"Verified","debt_to_income_joint":27.47,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":14800,"total_credit_utilized":9205,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7700,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6660.67,"paid_total":444.35,"paid_principal":339.33,"paid_interest":105.02,"paid_late_fees":0} {"emp_title":"program analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":12.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":49,"open_credit_lines":22,"total_credit_limit":58396,"total_credit_utilized":28997,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":392,"current_installment_accounts":0,"accounts_opened_24m":13,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":33200,"num_total_cc_accounts":33,"num_open_cc_accounts":20,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":95.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11124.02,"paid_total":1145.74,"paid_principal":875.98,"paid_interest":269.76,"paid_late_fees":0} {"emp_title":"commercial driver","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":5.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":269250,"total_credit_utilized":83591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8400,"num_total_cc_accounts":25,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":71,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.34,"installment":341.37,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10172.7,"paid_total":1019.62,"paid_principal":827.3,"paid_interest":192.32,"paid_late_fees":0} {"emp_title":"facility maintanace","emp_length":3,"state":"MO","homeownership":"RENT","annual_income":39000,"verified_income":"Verified","debt_to_income":13.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":28800,"total_credit_utilized":12744,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12900,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":12.61,"installment":536.11,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14884.43,"paid_total":1585.91,"paid_principal":1115.57,"paid_interest":470.34,"paid_late_fees":0} {"emp_title":"mechanical engineer","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Not Verified","debt_to_income":18.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":457283,"total_credit_utilized":46079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":72700,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":7.97,"installment":526.22,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6545.58,"paid_total":10604.7,"paid_principal":10254.42,"paid_interest":350.28,"paid_late_fees":0} {"emp_title":"assistant property manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":7.88,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":21,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":24438,"total_credit_utilized":15758,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":17.47,"installment":172.26,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4488.37,"paid_total":512.12,"paid_principal":311.63,"paid_interest":200.49,"paid_late_fees":0} {"emp_title":"mro supervisor","emp_length":6,"state":"CA","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":19.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":412400,"total_credit_utilized":42222,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":14.08,"installment":752.77,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19470.5,"paid_total":3746.64,"paid_principal":2529.5,"paid_interest":1217.14,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"MORTGAGE","annual_income":14928,"verified_income":"Verified","debt_to_income":11.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":114672,"total_credit_utilized":705,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4600,"term":36,"interest_rate":19.42,"installment":169.6,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4732.66627,"paid_principal":4600,"paid_interest":132.67,"paid_late_fees":0} {"emp_title":"director of nursing ","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":15.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":376430,"total_credit_utilized":16747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54500,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.72,"installment":553.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15711.06,"paid_total":2754.01,"paid_principal":2288.94,"paid_interest":465.07,"paid_late_fees":0} {"emp_title":"financial aide accounts technician","emp_length":9,"state":"NC","homeownership":"MORTGAGE","annual_income":32500,"verified_income":"Not Verified","debt_to_income":52.22,"annual_income_joint":131000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.4,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":304578,"total_credit_utilized":67494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10300,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10868.71,"paid_total":1586.09,"paid_principal":1131.29,"paid_interest":454.8,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":164200,"verified_income":"Source Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":509031,"total_credit_utilized":60736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":189,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.42,"installment":392.59,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14543.17,"paid_total":1145.4,"paid_principal":456.83,"paid_interest":688.57,"paid_late_fees":0} {"emp_title":"rn","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":29.16,"annual_income_joint":114000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.5,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":287314,"total_credit_utilized":92796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":22200,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":28.72,"installment":947.15,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29049.97,"paid_total":3740.73,"paid_principal":950.03,"paid_interest":2790.7,"paid_late_fees":0} {"emp_title":"regional it security manager","emp_length":1,"state":"NV","homeownership":"OWN","annual_income":93844,"verified_income":"Not Verified","debt_to_income":24.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":66,"open_credit_lines":20,"total_credit_limit":315880,"total_credit_utilized":198889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":722,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1000,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.42,"installment":418.76,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16574.13566,"paid_principal":16000,"paid_interest":574.14,"paid_late_fees":0} {"emp_title":"planner","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":22.64,"annual_income_joint":166000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.31,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":184750,"total_credit_utilized":172107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":12.61,"installment":676.62,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28904.46,"paid_total":1987.83,"paid_principal":1095.54,"paid_interest":892.29,"paid_late_fees":0} {"emp_title":"senior manager","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":9.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":191277,"total_credit_utilized":40957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":143100,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.44,"installment":503.35,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21181.78,"paid_total":3689.61,"paid_principal":2818.22,"paid_interest":871.39,"paid_late_fees":0} {"emp_title":"training developer","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":23.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":269852,"total_credit_utilized":51650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34100,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":13.58,"installment":248.96,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10415.46,"paid_total":730.58,"paid_principal":384.54,"paid_interest":346.04,"paid_late_fees":0} {"emp_title":"radio operator","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":21.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":45143,"total_credit_utilized":20255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":21.85,"installment":523.15,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18642.39,"paid_total":1000.17,"paid_principal":357.61,"paid_interest":642.56,"paid_late_fees":0} {"emp_title":"president","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":200000,"verified_income":"Verified","debt_to_income":11.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":84487,"total_credit_utilized":53781,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":256,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":28350,"term":36,"interest_rate":12.62,"installment":950.05,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25021.2,"paid_total":4730.37,"paid_principal":3328.8,"paid_interest":1401.57,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":6.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":9900,"total_credit_utilized":5638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":14.07,"installment":68.43,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1863.47,"paid_total":203.73,"paid_principal":136.53,"paid_interest":67.2,"paid_late_fees":0} {"emp_title":"sr admin specialist","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Not Verified","debt_to_income":18.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":329200,"total_credit_utilized":22556,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":35500,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":6.72,"installment":676.49,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20330.81,"paid_total":2037.69,"paid_principal":1669.19,"paid_interest":368.5,"paid_late_fees":0} {"emp_title":"supeintendent","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":885000,"verified_income":"Source Verified","debt_to_income":2.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":84709,"total_credit_utilized":57448,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.08,"installment":239.52,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6194.38,"paid_total":1192.12,"paid_principal":805.62,"paid_interest":386.5,"paid_late_fees":0} {"emp_title":"st fraud specialist","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":3.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":12,"total_credit_limit":206914,"total_credit_utilized":3755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15100,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.43,"installment":209.68,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9603.61,"paid_total":618.56,"paid_principal":396.39,"paid_interest":222.17,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":49800,"total_credit_utilized":18261,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":261,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21800,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4668.31,"paid_total":518.54,"paid_principal":331.69,"paid_interest":186.85,"paid_late_fees":0} {"emp_title":"funding manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":9.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":23400,"total_credit_utilized":13222,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.41,"installment":129.85,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3712.07,"paid_total":387.24,"paid_principal":287.93,"paid_interest":99.31,"paid_late_fees":0} {"emp_title":"loan officer assistant","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Verified","debt_to_income":50.91,"annual_income_joint":151000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.34,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":639438,"total_credit_utilized":172642,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":19325,"term":60,"interest_rate":13.59,"installment":445.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18165.46,"paid_total":2213.26,"paid_principal":1159.54,"paid_interest":1053.72,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":93707,"verified_income":"Verified","debt_to_income":14.11,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":5,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":713320,"total_credit_utilized":37520,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2700,"num_total_cc_accounts":7,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11155.76,"paid_total":1234.14,"paid_principal":844.24,"paid_interest":389.9,"paid_late_fees":0} {"emp_title":"animal groomer","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Not Verified","debt_to_income":28.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":224708,"total_credit_utilized":51598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11600,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.42,"installment":64.93,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1758.02,"paid_total":323.49,"paid_principal":241.98,"paid_interest":81.51,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"NC","homeownership":"OWN","annual_income":44500,"verified_income":"Source Verified","debt_to_income":38.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":23,"total_credit_limit":79900,"total_credit_utilized":41485,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":16,"total_debit_limit":44100,"num_total_cc_accounts":33,"num_open_cc_accounts":23,"num_cc_carrying_balance":23,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":18.06,"installment":463.14,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11694.87,"paid_total":1839.72,"paid_principal":1105.13,"paid_interest":734.59,"paid_late_fees":0} {"emp_title":"counselor","emp_length":2,"state":"LA","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Verified","debt_to_income":10.57,"annual_income_joint":100256,"verification_income_joint":"Verified","debt_to_income_joint":10.55,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":7,"total_credit_lines":30,"open_credit_lines":5,"total_credit_limit":210025,"total_credit_utilized":18170,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":6.71,"installment":215.22,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7028.70333,"paid_principal":7000,"paid_interest":28.7,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":47800,"verified_income":"Source Verified","debt_to_income":19.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":42196,"total_credit_utilized":24873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":603,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7262.63,"paid_total":1081.32,"paid_principal":737.37,"paid_interest":343.95,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":16.22,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":116024,"total_credit_utilized":25494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8400,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":21.45,"installment":682.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24279.86,"paid_total":2018.25,"paid_principal":720.14,"paid_interest":1298.11,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":90000,"verified_income":"Verified","debt_to_income":31.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1971,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":175947,"total_credit_utilized":112789,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":74000,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.05,"installment":277.52,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7277.81,"paid_total":1103.39,"paid_principal":722.19,"paid_interest":381.2,"paid_late_fees":0} {"emp_title":"family nurse practitioner","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":8.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":341211,"total_credit_utilized":116611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":116800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37197.53,"paid_total":3960.68,"paid_principal":2802.47,"paid_interest":1158.21,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":74000,"verified_income":"Verified","debt_to_income":22.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":78016,"total_credit_utilized":58273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19357.88,"paid_total":1486.95,"paid_principal":642.12,"paid_interest":844.83,"paid_late_fees":0} {"emp_title":"city councilor ","emp_length":8,"state":"MA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":21,"total_credit_limit":109200,"total_credit_utilized":42529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":59400,"num_total_cc_accounts":32,"num_open_cc_accounts":20,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10975,"term":36,"interest_rate":6.07,"installment":334.23,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10134.61,"paid_total":999,"paid_principal":840.39,"paid_interest":158.61,"paid_late_fees":0} {"emp_title":"program chair","emp_length":5,"state":"AL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":31.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":54,"open_credit_lines":29,"total_credit_limit":336293,"total_credit_utilized":143938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29700,"num_total_cc_accounts":35,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":21.45,"installment":295.68,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6990.29,"paid_total":1469.1,"paid_principal":809.71,"paid_interest":659.39,"paid_late_fees":0} {"emp_title":"landfill attendant","emp_length":1,"state":"WA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":24.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":41000,"total_credit_utilized":27781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":26.3,"installment":602.37,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19322.09,"paid_total":2351.04,"paid_principal":677.91,"paid_interest":1673.13,"paid_late_fees":0} {"emp_title":"farm manager","emp_length":3,"state":"OR","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":4.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":394523,"total_credit_utilized":5002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2913,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"pre verification specialist","emp_length":8,"state":"NC","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":26.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":53751,"total_credit_utilized":21608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":606,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8879.63,"paid_total":1736.1,"paid_principal":1120.37,"paid_interest":615.73,"paid_late_fees":0} {"emp_title":"certified nurse assistant ","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":33600,"verified_income":"Verified","debt_to_income":28.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":9,"total_credit_limit":104869,"total_credit_utilized":19574,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":86.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":14.08,"installment":256.63,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6636.82,"paid_total":1236.22,"paid_principal":863.18,"paid_interest":373.04,"paid_late_fees":0} {"emp_title":"fork lift driver","emp_length":5,"state":"NC","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":1.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":18000,"total_credit_utilized":3619,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.99,"installment":222.4,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":10000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"surgical tech","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.56,"annual_income_joint":80000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.2,"delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":78117,"total_credit_utilized":69894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15700,"term":60,"interest_rate":17.09,"installment":390.95,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14735.3,"paid_total":2039.84,"paid_principal":964.7,"paid_interest":1075.14,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":4.03,"annual_income_joint":95000,"verification_income_joint":"Not Verified","debt_to_income_joint":36.51,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":14200,"total_credit_utilized":2812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25600,"term":60,"interest_rate":17.09,"installment":637.47,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24484.93,"paid_total":2525.57,"paid_principal":1115.07,"paid_interest":1410.5,"paid_late_fees":0} {"emp_title":"receptionist, intake,driver","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":29760,"verified_income":"Source Verified","debt_to_income":48.47,"annual_income_joint":64760,"verification_income_joint":"Source Verified","debt_to_income_joint":29.13,"delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":70872,"total_credit_utilized":49869,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24600,"term":36,"interest_rate":26.3,"installment":995.09,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22715.4,"paid_total":3944.42,"paid_principal":1884.6,"paid_interest":2059.82,"paid_late_fees":0} {"emp_title":"research associate","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":17.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":207777,"total_credit_utilized":21316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8300,"term":36,"interest_rate":6.07,"installment":252.77,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7664.44,"paid_total":752.71,"paid_principal":635.56,"paid_interest":117.15,"paid_late_fees":0} {"emp_title":"director, enterprise solutions","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":125000,"verified_income":"Not Verified","debt_to_income":17.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":220941,"total_credit_utilized":140301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":61200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":7.96,"installment":364.64,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17259.39,"paid_total":1085.96,"paid_principal":740.61,"paid_interest":345.35,"paid_late_fees":0} {"emp_title":"parts manager","emp_length":2,"state":"ME","homeownership":"RENT","annual_income":53000,"verified_income":"Not Verified","debt_to_income":30.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":70006,"total_credit_utilized":44274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1039,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18100,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":17.09,"installment":267.74,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6672.11,"paid_total":1363.63,"paid_principal":827.89,"paid_interest":535.74,"paid_late_fees":0} {"emp_title":"machinen operarto cnc","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":6.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":54175,"total_credit_utilized":6316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20400,"term":36,"interest_rate":6.07,"installment":621.26,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19361.23,"paid_total":1287.24,"paid_principal":1038.77,"paid_interest":248.47,"paid_late_fees":0} {"emp_title":"licensed optician ","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":15.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":18,"total_credit_limit":243357,"total_credit_utilized":117095,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.58,"installment":276.62,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11572.74,"paid_total":820.81,"paid_principal":427.26,"paid_interest":393.55,"paid_late_fees":0} {"emp_title":"attorney ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":600000,"verified_income":"Verified","debt_to_income":12.56,"annual_income_joint":620000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.24,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":16,"total_credit_limit":1479694,"total_credit_utilized":231440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":119200,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8303.95,"paid_total":818.31,"paid_principal":696.05,"paid_interest":122.26,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":12.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":7,"total_credit_limit":56772,"total_credit_utilized":33495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25000,"num_total_cc_accounts":18,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35192.46,"paid_total":6515.01,"paid_principal":4807.54,"paid_interest":1707.47,"paid_late_fees":0} {"emp_title":"it analyst","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":146000,"verified_income":"Not Verified","debt_to_income":23.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":538973,"total_credit_utilized":80475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22900,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23085.67,"paid_total":2267.19,"paid_principal":1914.33,"paid_interest":352.86,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":7.15,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":7.98,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":47442,"total_credit_utilized":24302,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":11.98,"installment":99.62,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2788.9,"paid_total":294.87,"paid_principal":211.1,"paid_interest":83.77,"paid_late_fees":0} {"emp_title":"general manager","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":10.57,"annual_income_joint":155000,"verification_income_joint":"Verified","debt_to_income_joint":12.25,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":303352,"total_credit_utilized":32997,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.15,"paid_total":3334.66,"paid_principal":2121.85,"paid_interest":1212.81,"paid_late_fees":0} {"emp_title":"sr shelf edge analyst","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":47000,"verified_income":"Not Verified","debt_to_income":22.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":104755,"total_credit_utilized":84646,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.05,"installment":285.8,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11306.32,"paid_total":1408.93,"paid_principal":693.68,"paid_interest":715.25,"paid_late_fees":0} {"emp_title":"itd","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Not Verified","debt_to_income":33.16,"annual_income_joint":134000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.24,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":311435,"total_credit_utilized":119846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":61700,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":7.34,"installment":1241.32,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38000.6,"paid_total":2466.33,"paid_principal":1999.4,"paid_interest":466.93,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":81208,"total_credit_utilized":47512,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5713.32,"paid_total":386.07,"paid_principal":286.68,"paid_interest":99.39,"paid_late_fees":0} {"emp_title":"electronics technician","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":22.25,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.37,"delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":302976,"total_credit_utilized":25730,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":36,"interest_rate":13.58,"installment":951.28,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26075.13,"paid_total":2758.79,"paid_principal":1924.87,"paid_interest":833.92,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":29000,"verified_income":"Source Verified","debt_to_income":10.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":11900,"total_credit_utilized":8133,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.43,"installment":448.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12632.01,"paid_total":1784.71,"paid_principal":1367.99,"paid_interest":416.72,"paid_late_fees":0} {"emp_title":"assistant store manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Not Verified","debt_to_income":22.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":157020,"total_credit_utilized":21547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18600,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26400,"term":60,"interest_rate":11.98,"installment":586.99,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25419.99,"paid_total":1743.4,"paid_principal":980.01,"paid_interest":763.39,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":0,"state":"RI","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":22.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":49125,"total_credit_utilized":30432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24700,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.04,"installment":867.13,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23317.7,"paid_total":2559.61,"paid_principal":1682.3,"paid_interest":877.31,"paid_late_fees":0} {"emp_title":"cantor","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":17.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":49,"open_credit_lines":33,"total_credit_limit":692921,"total_credit_utilized":107267,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":58600,"num_total_cc_accounts":38,"num_open_cc_accounts":29,"num_cc_carrying_balance":19,"num_mort_accounts":4,"account_never_delinq_percent":93.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.62,"installment":1005.34,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27196.8,"paid_total":4137.3,"paid_principal":2803.2,"paid_interest":1334.1,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":15.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":362632,"total_credit_utilized":59173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"software tech","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":14.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":42810,"total_credit_utilized":33907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":70,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12200,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":15.05,"installment":339.97,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8915.28,"paid_total":1351.69,"paid_principal":884.72,"paid_interest":466.97,"paid_late_fees":0} {"emp_title":"butcher","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":10.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":35542,"total_credit_utilized":17751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13504.32,"paid_total":1862.76,"paid_principal":1495.68,"paid_interest":367.08,"paid_late_fees":0} {"emp_title":"clinical manager","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":8.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":232600,"total_credit_utilized":17474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3025,"term":36,"interest_rate":9.43,"installment":96.81,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1789.17,"paid_total":1288.85,"paid_principal":1235.83,"paid_interest":53.02,"paid_late_fees":0} {"emp_title":"pharmacy technician","emp_length":1,"state":"IL","homeownership":"OWN","annual_income":55000,"verified_income":"Not Verified","debt_to_income":6.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":18900,"total_credit_utilized":6600,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9200,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":11.99,"installment":83.03,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2264.29,"paid_total":328.79,"paid_principal":235.71,"paid_interest":93.08,"paid_late_fees":0} {"emp_title":"civil engineer 2","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":95543,"verified_income":"Source Verified","debt_to_income":8.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":340923,"total_credit_utilized":19323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":6.08,"installment":1096.5,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32315.72,"paid_total":4373.84,"paid_principal":3684.28,"paid_interest":689.56,"paid_late_fees":0} {"emp_title":"it manager","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":50737,"total_credit_utilized":19585,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":40500,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":11.99,"installment":797.03,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21157.61,"paid_total":3969.16,"paid_principal":2842.39,"paid_interest":1126.77,"paid_late_fees":0} {"emp_title":"accountant","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":54500,"verified_income":"Verified","debt_to_income":27.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":71,"open_credit_lines":46,"total_credit_limit":130406,"total_credit_utilized":98658,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":15,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":46,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26500,"num_total_cc_accounts":46,"num_open_cc_accounts":32,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":18.45,"installment":615.34,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23249.56,"paid_total":1796.82,"paid_principal":750.44,"paid_interest":1046.38,"paid_late_fees":0} {"emp_title":"wheel tech","emp_length":1,"state":"MO","homeownership":"OWN","annual_income":55000,"verified_income":"Not Verified","debt_to_income":10.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":29,"open_credit_lines":2,"total_credit_limit":19129,"total_credit_utilized":9323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":14,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4648.17,"paid_total":491.43,"paid_principal":351.83,"paid_interest":139.6,"paid_late_fees":0} {"emp_title":"network operations center analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":45504,"total_credit_utilized":39285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":21.85,"installment":365.89,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":10074.28539,"paid_principal":9600,"paid_interest":474.29,"paid_late_fees":0} {"emp_title":"ramp lead","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":26.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":18,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":60286,"total_credit_utilized":32991,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25700,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":10.42,"installment":155.84,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4454.54,"paid_total":461.96,"paid_principal":345.46,"paid_interest":116.5,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":151000,"verified_income":"Verified","debt_to_income":18.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2003,"inquiries_last_12m":7,"total_credit_lines":59,"open_credit_lines":35,"total_credit_limit":463535,"total_credit_utilized":80579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":803,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55600,"num_total_cc_accounts":40,"num_open_cc_accounts":30,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":98.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19128.86,"paid_total":1973.09,"paid_principal":871.14,"paid_interest":1101.95,"paid_late_fees":0} {"emp_title":"staffing consultant","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":16.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":27567,"total_credit_utilized":11141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.92,"installment":96.69,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2855.63,"paid_total":190.07,"paid_principal":144.37,"paid_interest":45.7,"paid_late_fees":0} {"emp_title":"aircraft technician","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":38110,"total_credit_utilized":21147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":73.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":29000,"term":36,"interest_rate":10.42,"installment":941.48,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25491.28,"paid_total":4690.61,"paid_principal":3508.72,"paid_interest":1181.89,"paid_late_fees":0} {"emp_title":"engineering technician ","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":57830,"total_credit_utilized":20372,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3100.02876,"paid_principal":3000,"paid_interest":100.03,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":17000,"verified_income":"Verified","debt_to_income":30.44,"annual_income_joint":57000,"verification_income_joint":"Verified","debt_to_income_joint":29.55,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":45543,"total_credit_utilized":45207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":0,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":2700,"term":36,"interest_rate":12.62,"installment":90.49,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2382.93,"paid_total":447.72,"paid_principal":317.07,"paid_interest":130.65,"paid_late_fees":0} {"emp_title":"senior manager","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":127000,"verified_income":"Source Verified","debt_to_income":5.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":28300,"total_credit_utilized":16180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21500,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.59,"installment":543.67,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13762.67,"paid_total":3171.42,"paid_principal":2237.33,"paid_interest":934.09,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"MS","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":21.19,"annual_income_joint":270000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.79,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":250755,"total_credit_utilized":104859,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":11.99,"installment":431.73,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11460.35,"paid_total":2137,"paid_principal":1539.65,"paid_interest":597.35,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Not Verified","debt_to_income":25.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":553300,"total_credit_utilized":72845,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":60900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":11.99,"installment":478.22,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13042.46,"paid_total":1903.29,"paid_principal":1357.54,"paid_interest":545.75,"paid_late_fees":0} {"emp_title":"associate project manager","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":26.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":8,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":122065,"total_credit_utilized":66249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":16,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":58000,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7103.69,"paid_total":1399.58,"paid_principal":896.31,"paid_interest":503.27,"paid_late_fees":0} {"emp_title":"assistant head","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":24.52,"annual_income_joint":165000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.81,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":147207,"total_credit_utilized":49947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":59700,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23103.19,"paid_total":2348.23,"paid_principal":1896.81,"paid_interest":451.42,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"CA","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":26.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":95024,"total_credit_utilized":51356,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":18.06,"installment":1013.12,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25579.15,"paid_total":4024.39,"paid_principal":2420.85,"paid_interest":1603.54,"paid_late_fees":0} {"emp_title":"writer producer scripps interactive","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":13.19,"verification_income_joint":"","delinq_2y":8,"months_since_last_delinq":20,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":2,"total_credit_limit":34580,"total_credit_utilized":22071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":17,"num_open_cc_accounts":0,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":57.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.43,"installment":96.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2706.83,"paid_total":380.9,"paid_principal":293.17,"paid_interest":87.73,"paid_late_fees":0} {"emp_title":"principal secretary ","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":21.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":28025,"total_credit_utilized":18739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":25.82,"installment":716.02,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22958.01,"paid_total":3511.25,"paid_principal":1041.99,"paid_interest":2469.26,"paid_late_fees":0} {"emp_title":"escrow officer","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":24.96,"annual_income_joint":163000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.54,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":663710,"total_credit_utilized":65285,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5200,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":6.71,"installment":737.88,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22178.81,"paid_total":2195.75,"paid_principal":1821.19,"paid_interest":374.56,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":13.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":276435,"total_credit_utilized":31810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":85900,"num_total_cc_accounts":32,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17408.96,"paid_total":2999.68,"paid_principal":2591.04,"paid_interest":408.64,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"OWN","annual_income":3000,"verified_income":"Verified","debt_to_income":64.4,"annual_income_joint":90000,"verification_income_joint":"Verified","debt_to_income_joint":17.53,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":26400,"total_credit_utilized":6829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26400,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":7.97,"installment":219.26,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":6479.7,"paid_total":707.93,"paid_principal":520.3,"paid_interest":157.63,"paid_late_fees":30} {"emp_title":"technician","emp_length":8,"state":"OH","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":5.31,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":378092,"total_credit_utilized":17124,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10528.73,"paid_total":1904.57,"paid_principal":1471.27,"paid_interest":433.3,"paid_late_fees":0} {"emp_title":"painter/blaster","emp_length":2,"state":"LA","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":15.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":143769,"total_credit_utilized":159569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":603,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":12.62,"installment":375.33,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10153.46,"paid_total":1469.92,"paid_principal":1046.54,"paid_interest":423.38,"paid_late_fees":0} {"emp_title":"account manager","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":24.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":198408,"total_credit_utilized":57154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":38400,"term":36,"interest_rate":7.34,"installment":1191.66,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34537.62,"paid_total":4750.98,"paid_principal":3862.38,"paid_interest":888.6,"paid_late_fees":0} {"emp_title":"oven operator ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":4.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":16400,"total_credit_utilized":6009,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.42,"installment":584.37,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15822.16,"paid_total":2901.01,"paid_principal":2177.84,"paid_interest":723.17,"paid_late_fees":0} {"emp_title":"line cook","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":15984,"verified_income":"Source Verified","debt_to_income":27.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":22676,"total_credit_utilized":3759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":14.07,"installment":68.43,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1812.25,"paid_total":253.73,"paid_principal":187.75,"paid_interest":65.98,"paid_late_fees":0} {"emp_title":"sales manager ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":21.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":146318,"total_credit_utilized":39615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":563,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":13.58,"installment":441.67,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12407.56,"paid_total":863.72,"paid_principal":592.44,"paid_interest":271.28,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":10.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":17100,"total_credit_utilized":9041,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7014.88,"paid_total":1219.96,"paid_principal":985.12,"paid_interest":234.84,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":20.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":78604,"total_credit_utilized":45180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12600,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":14.08,"installment":581.69,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15443.99,"paid_total":2293.52,"paid_principal":1556.01,"paid_interest":737.51,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":20.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":64474,"total_credit_utilized":35687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.01,"installment":972.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":39115.59,"paid_total":1910.3,"paid_principal":884.41,"paid_interest":1025.89,"paid_late_fees":0} {"emp_title":"mamager","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":2.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":1500,"total_credit_utilized":303,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":22.9,"installment":38.66,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":940.14,"paid_total":113.44,"paid_principal":59.86,"paid_interest":53.58,"paid_late_fees":0} {"emp_title":"it system administrator","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":16.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":48191,"total_credit_utilized":28922,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":20000,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6800,"term":36,"interest_rate":17.09,"installment":242.75,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6203.79,"paid_total":964.54,"paid_principal":596.21,"paid_interest":368.33,"paid_late_fees":0} {"emp_title":"concierge specialist","emp_length":1,"state":"HI","homeownership":"RENT","annual_income":67000,"verified_income":"Source Verified","debt_to_income":35.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":101841,"total_credit_utilized":75067,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":16.01,"installment":851.32,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33831.46,"paid_total":2522.83,"paid_principal":1168.54,"paid_interest":1354.29,"paid_late_fees":0} {"emp_title":"therapist","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":9.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":110801,"total_credit_utilized":100850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19600,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.91,"installment":784.71,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22284.97,"paid_total":2397.77,"paid_principal":1715.03,"paid_interest":682.74,"paid_late_fees":0} {"emp_title":"buyer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":20.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2012,"inquiries_last_12m":14,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":103351,"total_credit_utilized":88424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.01,"installment":527.43,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14004.93,"paid_total":1568.95,"paid_principal":995.07,"paid_interest":573.88,"paid_late_fees":0} {"emp_title":"principal customer care analyst","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":13.61,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":58,"open_credit_lines":36,"total_credit_limit":430540,"total_credit_utilized":54539,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":338,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":17,"total_debit_limit":218200,"num_total_cc_accounts":50,"num_open_cc_accounts":32,"num_cc_carrying_balance":18,"num_mort_accounts":2,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":765.02,"paid_principal":635.83,"paid_interest":129.19,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":87040,"verified_income":"Source Verified","debt_to_income":13.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":51,"open_credit_lines":9,"total_credit_limit":74623,"total_credit_utilized":53481,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2000,"num_total_cc_accounts":34,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24143.51,"paid_total":1764.95,"paid_principal":856.49,"paid_interest":908.46,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":19.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":126492,"total_credit_utilized":54449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":59600,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":14.08,"installment":855.42,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22122.84,"paid_total":4237.99,"paid_principal":2877.16,"paid_interest":1360.83,"paid_late_fees":0} {"emp_title":"customer management ","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":33.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":329516,"total_credit_utilized":57989,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15400,"term":36,"interest_rate":17.09,"installment":549.75,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":0,"paid_total":16110.20847,"paid_principal":15400,"paid_interest":710.21,"paid_late_fees":0} {"emp_title":"principal user experience engineer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":162000,"verified_income":"Source Verified","debt_to_income":2.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":43145,"total_credit_utilized":18588,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35095.78,"paid_total":6380.02,"paid_principal":4904.22,"paid_interest":1475.8,"paid_late_fees":0} {"emp_title":"millwright","emp_length":6,"state":"TX","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":6.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":193672,"total_credit_utilized":13334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":401,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15600,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9648.51,"paid_total":691.33,"paid_principal":351.49,"paid_interest":339.84,"paid_late_fees":0} {"emp_title":"foreman","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":15.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":76695,"total_credit_utilized":50957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20250,"term":36,"interest_rate":16.02,"installment":712.13,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17981.27,"paid_total":3542.63,"paid_principal":2268.73,"paid_interest":1273.9,"paid_late_fees":0} {"emp_title":"quality manager","emp_length":6,"state":"LA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":356854,"total_credit_utilized":35679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11382.18,"paid_total":719.12,"paid_principal":617.82,"paid_interest":101.3,"paid_late_fees":0} {"emp_title":"area sales manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":183000,"verified_income":"Not Verified","debt_to_income":18.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":465105,"total_credit_utilized":121966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":102200,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":6.72,"installment":221.4,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6469.57,"paid_total":878.88,"paid_principal":730.43,"paid_interest":148.45,"paid_late_fees":0} {"emp_title":"help desk","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Not Verified","debt_to_income":11.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":177639,"total_credit_utilized":14909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35000,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8704.48,"paid_total":1502.79,"paid_principal":1295.52,"paid_interest":207.27,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":43452,"total_credit_utilized":22009,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22100,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14013.48,"paid_total":1628.19,"paid_principal":986.52,"paid_interest":641.67,"paid_late_fees":0} {"emp_title":"maint mannager","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":17.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":312983,"total_credit_utilized":71163,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":57.6,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8782.01,"paid_total":1606.23,"paid_principal":1217.99,"paid_interest":388.24,"paid_late_fees":0} {"emp_title":"case manager ","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":13.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":252659,"total_credit_utilized":48364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":13.59,"installment":253.62,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474.99,"paid_total":1006.18,"paid_principal":525.01,"paid_interest":481.17,"paid_late_fees":0} {"emp_title":"federal work-study","emp_length":4,"state":"CO","homeownership":"MORTGAGE","annual_income":5235,"verified_income":"Source Verified","debt_to_income":19.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":18300,"total_credit_utilized":1900,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.9,"installment":98.08,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2094.52,"paid_total":990.5,"paid_principal":905.48,"paid_interest":85.02,"paid_late_fees":0} {"emp_title":"project manager/ developer","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":15.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":42,"open_credit_lines":19,"total_credit_limit":614521,"total_credit_utilized":191053,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":15,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32700,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":13.59,"installment":576.41,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23394.82,"paid_total":2963.17,"paid_principal":1605.18,"paid_interest":1357.99,"paid_late_fees":0} {"emp_title":"digital content specialist","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":11.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":40900,"total_credit_utilized":35904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6289.86,"paid_total":858.39,"paid_principal":710.14,"paid_interest":148.25,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":17.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":540881,"total_credit_utilized":50552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6050,"term":36,"interest_rate":10.42,"installment":196.42,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4073.53,"paid_total":2178.6,"paid_principal":1976.47,"paid_interest":202.13,"paid_late_fees":0} {"emp_title":"waitress","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":59336,"total_credit_utilized":39642,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9317.45,"paid_total":995.09,"paid_principal":682.55,"paid_interest":312.54,"paid_late_fees":0} {"emp_title":"technical support manager","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":31.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":14,"total_credit_lines":48,"open_credit_lines":31,"total_credit_limit":239534,"total_credit_utilized":181815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":346,"current_installment_accounts":10,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":32700,"num_total_cc_accounts":26,"num_open_cc_accounts":21,"num_cc_carrying_balance":17,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.02,"installment":1055.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27329.07,"paid_total":4166.64,"paid_principal":2670.93,"paid_interest":1495.71,"paid_late_fees":0} {"emp_title":"receptionist ","emp_length":1,"state":"AL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":29.64,"annual_income_joint":125000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.65,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1981,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":103715,"total_credit_utilized":56057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45000,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":15.05,"installment":138.76,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3545.78,"paid_total":687.11,"paid_principal":454.22,"paid_interest":232.89,"paid_late_fees":0} {"emp_title":"sr operations analyst","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":72672,"verified_income":"Source Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":16,"total_credit_limit":126908,"total_credit_utilized":81236,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":1840,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37600,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":18.45,"installment":200.09,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5267.17,"paid_total":388.9,"paid_principal":232.83,"paid_interest":156.07,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Verified","debt_to_income":27.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":379695,"total_credit_utilized":36417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6975,"term":36,"interest_rate":13.59,"installment":237.01,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6332.11,"paid_total":966.47,"paid_principal":642.89,"paid_interest":323.58,"paid_late_fees":0} {"emp_title":"tech suppo","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":20.47,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":288872,"total_credit_utilized":57774,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":210,"current_installment_accounts":9,"accounts_opened_24m":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.01,"installment":243.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9666.11,"paid_total":711.93,"paid_principal":333.89,"paid_interest":378.04,"paid_late_fees":0} {"emp_title":"loan originator","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":107000,"verified_income":"Not Verified","debt_to_income":13.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":71300,"total_credit_utilized":39880,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31100,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.04,"installment":476.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19314.82,"paid_total":1411.95,"paid_principal":685.18,"paid_interest":726.77,"paid_late_fees":0} {"emp_title":"technology coordinator ","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":61582,"verified_income":"Not Verified","debt_to_income":28.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":112075,"total_credit_utilized":74908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42400,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":14538.3,"paid_total":1152.22,"paid_principal":461.7,"paid_interest":690.52,"paid_late_fees":0} {"emp_title":"director of it","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":3.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":282100,"total_credit_utilized":920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":107700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.89,"paid_total":3178.35,"paid_principal":2235.11,"paid_interest":943.24,"paid_late_fees":0} {"emp_title":"fire captain ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":5.47,"annual_income_joint":260000,"verification_income_joint":"Not Verified","debt_to_income_joint":3.12,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":235777,"total_credit_utilized":15108,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"other","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":949.55,"paid_principal":729.99,"paid_interest":219.56,"paid_late_fees":0} {"emp_title":"assistant teacher","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":54200,"verified_income":"Not Verified","debt_to_income":26.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":132802,"total_credit_utilized":69578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":51900,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":7.97,"installment":422.86,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11811.74,"paid_total":2102.34,"paid_principal":1688.26,"paid_interest":414.08,"paid_late_fees":0} {"emp_title":"showroom manager","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":17.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":88768,"total_credit_utilized":32763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21050,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9703.41,"paid_total":778.7,"paid_principal":296.59,"paid_interest":482.11,"paid_late_fees":0} {"emp_title":"security tech","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":1.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":37200,"total_credit_utilized":5893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":276,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37407.68,"paid_total":4310.65,"paid_principal":2592.32,"paid_interest":1675.42,"paid_late_fees":42.91} {"emp_title":"automation engineer","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":115200,"verified_income":"Source Verified","debt_to_income":10.37,"annual_income_joint":160200,"verification_income_joint":"Source Verified","debt_to_income_joint":9.74,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":11,"total_credit_lines":29,"open_credit_lines":26,"total_credit_limit":168959,"total_credit_utilized":51843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":21,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":109300,"num_total_cc_accounts":26,"num_open_cc_accounts":25,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17498.86,"paid_total":3114.59,"paid_principal":2501.14,"paid_interest":613.45,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Verified","debt_to_income":15.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":190201,"total_credit_utilized":23562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38700,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":7.34,"installment":199.63,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9582.06,"paid_total":594.81,"paid_principal":417.94,"paid_interest":176.87,"paid_late_fees":0} {"emp_title":"admin assistant","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":54500,"verified_income":"Source Verified","debt_to_income":32.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":110574,"total_credit_utilized":75221,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26400,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.98,"installment":333.52,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15104.82167,"paid_principal":15000,"paid_interest":104.82,"paid_late_fees":0} {"emp_title":"system manager, quality- rn","emp_length":10,"state":"IN","homeownership":"OWN","annual_income":82000,"verified_income":"Not Verified","debt_to_income":21.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":65191,"total_credit_utilized":27398,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7252.48,"paid_total":1066.75,"paid_principal":747.52,"paid_interest":319.23,"paid_late_fees":0} {"emp_title":"admin assistant","emp_length":1,"state":"WA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":33.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":62823,"total_credit_utilized":50217,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5600,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6368.08,"paid_total":959.61,"paid_principal":631.92,"paid_interest":327.69,"paid_late_fees":0} {"emp_title":"loan administrator","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":6.41,"annual_income_joint":220000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.05,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":41072,"total_credit_utilized":41012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":177,"current_installment_accounts":11,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":57.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":10.91,"installment":294.27,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":9218.61411,"paid_principal":9000,"paid_interest":218.61,"paid_late_fees":0} {"emp_title":"operator","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Not Verified","debt_to_income":22.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":8,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":129448,"total_credit_utilized":102118,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26100,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":11.99,"installment":489.27,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21183.72,"paid_total":1453.16,"paid_principal":816.28,"paid_interest":636.88,"paid_late_fees":0} {"emp_title":"cooler service technician","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":35.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":106434,"total_credit_utilized":38711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45900,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":36,"interest_rate":9.44,"installment":496.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13599.6,"paid_total":2504.79,"paid_principal":1900.4,"paid_interest":604.39,"paid_late_fees":0} {"emp_title":"recruiter ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.62,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":36245,"total_credit_utilized":16875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8700,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":9.92,"installment":306.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8811.37,"paid_total":913.33,"paid_principal":688.63,"paid_interest":224.7,"paid_late_fees":0} {"emp_title":"unit clerk","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":22.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":9,"total_credit_lines":55,"open_credit_lines":30,"total_credit_limit":89740,"total_credit_utilized":39727,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":20,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18900,"num_total_cc_accounts":46,"num_open_cc_accounts":25,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9369.33,"paid_total":1095.28,"paid_principal":630.67,"paid_interest":464.61,"paid_late_fees":0} {"emp_title":"project lead in it","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":13.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":599200,"total_credit_utilized":54112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":117800,"num_total_cc_accounts":30,"num_open_cc_accounts":20,"num_cc_carrying_balance":16,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9400.61,"paid_total":994.87,"paid_principal":599.39,"paid_interest":395.48,"paid_late_fees":0} {"emp_title":"communication agent","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":24.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":40762,"total_credit_utilized":28351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.07,"installment":136.85,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3633.82,"paid_total":541.15,"paid_principal":366.18,"paid_interest":174.97,"paid_late_fees":0} {"emp_title":"physician ","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":14.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":13,"total_credit_limit":743110,"total_credit_utilized":474448,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18800,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":78,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24300,"term":36,"interest_rate":14.08,"installment":831.47,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22075.84,"paid_total":3278.36,"paid_principal":2224.16,"paid_interest":1054.2,"paid_late_fees":0} {"emp_title":"construction inspector ii","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":24.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":101441,"total_credit_utilized":55870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54900,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32559.72,"paid_total":3493.67,"paid_principal":2440.28,"paid_interest":1053.39,"paid_late_fees":0} {"emp_title":"executive assistant to the dean","emp_length":0,"state":"CA","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":146978,"total_credit_utilized":161097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8782,"paid_total":1562.11,"paid_principal":1218,"paid_interest":344.11,"paid_late_fees":0} {"emp_title":"senior regional property manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":119000,"verified_income":"Source Verified","debt_to_income":30.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":254266,"total_credit_utilized":89167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35800,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.3,"installment":903.55,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28982.97,"paid_total":3526.53,"paid_principal":1017.03,"paid_interest":2509.5,"paid_late_fees":0} {"emp_title":"developmental specialist","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":4.27,"annual_income_joint":70000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.25,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":267000,"total_credit_utilized":4444,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":13.59,"installment":276.68,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11427.24,"paid_total":1029.71,"paid_principal":572.76,"paid_interest":456.95,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":10.57,"annual_income_joint":175000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.62,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":510786,"total_credit_utilized":33941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17000,"term":36,"interest_rate":9.93,"installment":547.99,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15350.41,"paid_total":2182.58,"paid_principal":1649.59,"paid_interest":532.99,"paid_late_fees":0} {"emp_title":"maintenance mechanic/control specialist ","emp_length":8,"state":"CO","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Not Verified","debt_to_income":16.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":409925,"total_credit_utilized":28755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":73,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.01,"paid_total":900.38,"paid_principal":773.99,"paid_interest":126.39,"paid_late_fees":0} {"emp_title":"territorial sales rep","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":3.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":34800,"total_credit_utilized":14992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9141.12,"paid_total":1014.89,"paid_principal":858.88,"paid_interest":156.01,"paid_late_fees":0} {"emp_title":"senior analyst","emp_length":3,"state":"WA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":34.4,"annual_income_joint":84000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.29,"delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":18,"total_credit_limit":310802,"total_credit_utilized":84695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":60,"current_installment_accounts":9,"accounts_opened_24m":13,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5800,"term":36,"interest_rate":14.08,"installment":198.46,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5269.12,"paid_total":789.3,"paid_principal":530.88,"paid_interest":258.42,"paid_late_fees":0} {"emp_title":"sales consultant ","emp_length":2,"state":"NH","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":7.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":50256,"total_credit_utilized":8865,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":54,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.92,"installment":1128.04,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32463.02,"paid_total":3364.83,"paid_principal":2536.98,"paid_interest":827.85,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":46.5,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.67,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":15,"total_credit_limit":280020,"total_credit_utilized":56939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25800,"num_total_cc_accounts":27,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":13500,"term":60,"interest_rate":9.44,"installment":283.13,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12601.51,"paid_total":1408.57,"paid_principal":898.49,"paid_interest":510.08,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":20.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":178720,"total_credit_utilized":20834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23600,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.07,"paid_total":3201.38,"paid_principal":2435.93,"paid_interest":765.45,"paid_late_fees":0} {"emp_title":"teachrr","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":6.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2002,"inquiries_last_12m":10,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":104390,"total_credit_utilized":83100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32500,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6325.36,"paid_total":905,"paid_principal":674.64,"paid_interest":230.36,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":108367,"verified_income":"Not Verified","debt_to_income":37.01,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":372250,"total_credit_utilized":81345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":270,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10901.66,"paid_total":1633.01,"paid_principal":1098.34,"paid_interest":534.67,"paid_late_fees":0} {"emp_title":"","state":"OK","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":47.91,"annual_income_joint":81650,"verification_income_joint":"Verified","debt_to_income_joint":15.62,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":251634,"total_credit_utilized":44538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54600,"num_total_cc_accounts":25,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17275,"term":36,"interest_rate":7.35,"installment":536.18,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":17645.95086,"paid_principal":17275,"paid_interest":370.95,"paid_late_fees":0} {"emp_title":"assistant managee","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":3.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":43200,"total_credit_utilized":4077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33476.4,"paid_total":3419.7,"paid_principal":1523.6,"paid_interest":1896.1,"paid_late_fees":0} {"emp_title":"yard driver","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":34.53,"annual_income_joint":98000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.1,"delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":136430,"total_credit_utilized":11777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":19.03,"installment":110.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2677.71,"paid_total":546.93,"paid_principal":322.29,"paid_interest":224.64,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":16752,"verified_income":"Not Verified","debt_to_income":25.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":17100,"total_credit_utilized":12228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9582.93,"paid_total":791.33,"paid_principal":417.07,"paid_interest":374.26,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":15.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":446497,"total_credit_utilized":85401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":119600,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37904.12,"paid_total":3371.97,"paid_principal":2095.88,"paid_interest":1276.09,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":18348,"verified_income":"Not Verified","debt_to_income":24.07,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":16,"total_credit_limit":64768,"total_credit_utilized":65759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16300,"num_total_cc_accounts":39,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":83,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.42,"installment":64.93,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1758.02,"paid_total":323.49,"paid_principal":241.98,"paid_interest":81.51,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":19.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":89842,"total_credit_utilized":51161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27300,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33600,"term":60,"interest_rate":13.59,"installment":774.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31996.33,"paid_total":3073.39,"paid_principal":1603.67,"paid_interest":1469.72,"paid_late_fees":0} {"emp_title":"freelance electrician","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":30.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":95580,"total_credit_utilized":39857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.35,"installment":93.12,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2621.67,"paid_total":462.54,"paid_principal":378.33,"paid_interest":84.21,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":103000,"verified_income":"Not Verified","debt_to_income":18.93,"annual_income_joint":163000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.8,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":90469,"total_credit_utilized":74180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":16.01,"installment":281.3,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8017.78444,"paid_principal":8000,"paid_interest":17.78,"paid_late_fees":0} {"emp_title":"program director ","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":22.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":71212,"total_credit_utilized":68588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9600,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7245.93,"paid_total":1057.39,"paid_principal":754.07,"paid_interest":303.32,"paid_late_fees":0} {"emp_title":"waitress","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":35.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":91116,"total_credit_utilized":26277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.34,"installment":108.62,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3236.76,"paid_total":324.43,"paid_principal":263.24,"paid_interest":61.19,"paid_late_fees":0} {"emp_title":"","state":"NM","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":0.6,"annual_income_joint":112000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.39,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":4,"total_credit_limit":10300,"total_credit_utilized":1004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":592,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":15.05,"installment":357.25,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14310.67,"paid_total":1416.46,"paid_principal":689.33,"paid_interest":727.13,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":24000,"verified_income":"Not Verified","debt_to_income":19.8,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":26900,"total_credit_utilized":15622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13274.12,"paid_total":2542.78,"paid_principal":1725.88,"paid_interest":816.9,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":1.99,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1989,"inquiries_last_12m":7,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":270348,"total_credit_utilized":9694,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52100,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":7.35,"installment":682.83,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19225.82,"paid_total":3405.17,"paid_principal":2774.18,"paid_interest":630.99,"paid_late_fees":0} {"emp_title":"billing supervisor","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":58734,"verified_income":"Verified","debt_to_income":23.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":67546,"total_credit_utilized":32066,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":11.98,"installment":431.67,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12085.27,"paid_total":1286.36,"paid_principal":914.73,"paid_interest":371.63,"paid_late_fees":0} {"emp_title":"purchasing manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":29.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":26,"total_credit_limit":295165,"total_credit_utilized":85260,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":36300,"num_total_cc_accounts":21,"num_open_cc_accounts":20,"num_cc_carrying_balance":17,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":11.98,"installment":555.86,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24071.97,"paid_total":1650.94,"paid_principal":928.03,"paid_interest":722.91,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"CT","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Source Verified","debt_to_income":20.34,"annual_income_joint":173000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.64,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":461857,"total_credit_utilized":61884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":38000,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":60,"interest_rate":7.35,"installment":439.27,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20458.63,"paid_total":2178.38,"paid_principal":1541.37,"paid_interest":637.01,"paid_late_fees":0} {"emp_title":"medical assistant ","emp_length":6,"state":"UT","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":45.75,"annual_income_joint":121000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.73,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":75784,"total_credit_utilized":60795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":755,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":12.62,"installment":502.67,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13598.4,"paid_total":1989.65,"paid_principal":1401.6,"paid_interest":588.05,"paid_late_fees":0} {"emp_title":"pca","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":32028,"verified_income":"Source Verified","debt_to_income":20.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":23798,"total_credit_utilized":13045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19297.02,"paid_total":1382.67,"paid_principal":702.98,"paid_interest":679.69,"paid_late_fees":0} {"emp_title":"cyber specialist","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":74000,"verified_income":"Source Verified","debt_to_income":9.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":102204,"total_credit_utilized":105306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":17.47,"installment":861.29,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22968.77,"paid_total":1699.29,"paid_principal":1031.23,"paid_interest":668.06,"paid_late_fees":0} {"emp_title":"sr systems engineer","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":16.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":238600,"total_credit_utilized":36464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27200,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11081.12,"paid_total":1092.3,"paid_principal":918.88,"paid_interest":173.42,"paid_late_fees":0} {"emp_title":"head teller","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":81.61,"annual_income_joint":70000,"verification_income_joint":"Verified","debt_to_income_joint":35.5,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":54,"open_credit_lines":27,"total_credit_limit":195921,"total_credit_utilized":140472,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":28400,"num_total_cc_accounts":42,"num_open_cc_accounts":25,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":19.03,"installment":415.32,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15338.12,"paid_total":1644.36,"paid_principal":661.88,"paid_interest":982.48,"paid_late_fees":0} {"emp_title":"planning asso","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Verified","debt_to_income":49.32,"annual_income_joint":183000,"verification_income_joint":"Verified","debt_to_income_joint":20.34,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":319536,"total_credit_utilized":154365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":63600,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":9.43,"installment":335.49,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15578.84,"paid_total":662.6,"paid_principal":421.16,"paid_interest":241.44,"paid_late_fees":0} {"emp_title":"client service rep ii","emp_length":4,"state":"AZ","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":8.31,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2007,"inquiries_last_12m":10,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":113051,"total_credit_utilized":7685,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":3965,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5304.78,"paid_total":1014.87,"paid_principal":695.22,"paid_interest":319.65,"paid_late_fees":0} {"emp_title":"general maintenance iii","emp_length":9,"state":"PA","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":61983,"total_credit_utilized":26335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":930.7,"paid_principal":745.46,"paid_interest":185.24,"paid_late_fees":0} {"emp_title":"underwriter/agent","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":62339,"verified_income":"Verified","debt_to_income":48.96,"annual_income_joint":150839,"verification_income_joint":"Verified","debt_to_income_joint":25.52,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":296471,"total_credit_utilized":82020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18131.19,"paid_total":2645.86,"paid_principal":1868.81,"paid_interest":777.05,"paid_late_fees":0} {"emp_title":"clerk","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":15.57,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":46,"open_credit_lines":19,"total_credit_limit":288456,"total_credit_utilized":20795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":902,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":46700,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":7.96,"installment":422.8,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11981.11,"paid_total":1679.26,"paid_principal":1518.89,"paid_interest":160.37,"paid_late_fees":0} {"emp_title":"front desk receptionist guard","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":22000,"verified_income":"Verified","debt_to_income":21.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":32100,"total_credit_utilized":9283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15700,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.04,"installment":208.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5596.25,"paid_total":619.32,"paid_principal":403.75,"paid_interest":215.57,"paid_late_fees":0} {"emp_title":"sales associate","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Not Verified","debt_to_income":18.75,"annual_income_joint":74000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.22,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":330704,"total_credit_utilized":17932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18550,"term":60,"interest_rate":11.98,"installment":412.45,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17861.39,"paid_total":1243.15,"paid_principal":688.61,"paid_interest":554.54,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":29.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":108527,"total_credit_utilized":17040,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":86.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":23.88,"installment":459.18,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15267.52,"paid_total":2253.45,"paid_principal":732.48,"paid_interest":1520.97,"paid_late_fees":0} {"emp_title":"warehouse manager","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":98000,"verified_income":"Source Verified","debt_to_income":24.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":91357,"total_credit_utilized":78671,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22300,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":18.06,"installment":723.66,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17822.13,"paid_total":3578.17,"paid_principal":2177.87,"paid_interest":1400.3,"paid_late_fees":0} {"emp_title":"accountant","emp_length":0,"state":"NV","homeownership":"MORTGAGE","annual_income":58500,"verified_income":"Verified","debt_to_income":30.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":49234,"total_credit_utilized":23214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.45,"installment":1137.2,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26885.89,"paid_total":5392.97,"paid_principal":3114.11,"paid_interest":2278.86,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":21.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":512932,"total_credit_utilized":39416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":31700,"term":60,"interest_rate":10.9,"installment":687.66,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30489.91,"paid_total":2062.99,"paid_principal":1210.09,"paid_interest":852.9,"paid_late_fees":0} {"emp_title":"automotive mechanic","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":88000,"verified_income":"Source Verified","debt_to_income":34.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":13,"total_credit_limit":121217,"total_credit_utilized":87011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12600,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":14.08,"installment":261.07,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10672.17,"paid_total":1057.43,"paid_principal":527.83,"paid_interest":529.6,"paid_late_fees":0} {"emp_title":"lead respiratory therapist ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":22.15,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":67127,"total_credit_utilized":30738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20700,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10655.53,"paid_total":2099.37,"paid_principal":1344.47,"paid_interest":754.9,"paid_late_fees":0} {"emp_title":"service department manager ","emp_length":0,"state":"NH","homeownership":"RENT","annual_income":104000,"verified_income":"Not Verified","debt_to_income":26.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":399441,"total_credit_utilized":44606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":7.35,"installment":527.64,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15290.92,"paid_total":2134.86,"paid_principal":1709.08,"paid_interest":425.78,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":96000,"verified_income":"Not Verified","debt_to_income":4.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":70893,"total_credit_utilized":33322,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46900,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.08,"installment":335.05,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9573.71,"paid_total":1632.77,"paid_principal":1426.29,"paid_interest":206.48,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":6,"state":"MI","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":34.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":18,"total_credit_limit":78620,"total_credit_utilized":64065,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":20,"installment":334.48,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8243.43,"paid_total":1327.92,"paid_principal":756.57,"paid_interest":571.35,"paid_late_fees":0} {"emp_title":"licensing specialist","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":20.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":68100,"total_credit_utilized":53631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":9.43,"installment":608.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17613.05,"paid_total":1814.08,"paid_principal":1386.95,"paid_interest":427.13,"paid_late_fees":0} {"emp_title":"client services mgr","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Verified","debt_to_income":36.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":261138,"total_credit_utilized":66175,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":749,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":17.47,"installment":287.1,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7480.6,"paid_total":907.9,"paid_principal":519.4,"paid_interest":388.5,"paid_late_fees":0} {"emp_title":"ceo/vp of opns","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Not Verified","debt_to_income":13.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":124881,"total_credit_utilized":34799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":86400,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26500,"term":60,"interest_rate":9.43,"installment":555.65,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25449.58,"paid_total":1653.07,"paid_principal":1050.42,"paid_interest":602.65,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":21000,"verified_income":"Not Verified","debt_to_income":45.37,"annual_income_joint":96000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.98,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":34635,"total_credit_utilized":21473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9100,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":26.77,"installment":759.96,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24590.98,"paid_total":1482.74,"paid_principal":409.02,"paid_interest":1073.72,"paid_late_fees":0} {"emp_title":"asistence eng","emp_length":0,"state":"NJ","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":8.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":88742,"total_credit_utilized":23599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42100,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":7.97,"installment":438.52,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11427.83,"paid_total":3024.83,"paid_principal":2572.17,"paid_interest":452.66,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":3,"state":"VA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":14.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":98978,"total_credit_utilized":16403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4548.63,"paid_total":689.62,"paid_principal":451.37,"paid_interest":238.25,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"OWN","annual_income":15380,"verified_income":"Verified","debt_to_income":4.53,"annual_income_joint":41720,"verification_income_joint":"Verified","debt_to_income_joint":25.92,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":1,"total_credit_limit":2000,"total_credit_utilized":1961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":2100,"term":36,"interest_rate":15.04,"installment":72.84,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1958.68,"paid_total":225.35,"paid_principal":141.32,"paid_interest":84.03,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Not Verified","debt_to_income":34.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":111092,"total_credit_utilized":41962,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6347.65,"paid_total":3986.68,"paid_principal":3652.35,"paid_interest":334.33,"paid_late_fees":0} {"emp_title":"practice specialist","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":124500,"verified_income":"Verified","debt_to_income":24.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":635668,"total_credit_utilized":92579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":80845,"num_total_cc_accounts":33,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33600,"term":36,"interest_rate":9.93,"installment":1083.08,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30339.65,"paid_total":4159.34,"paid_principal":3260.35,"paid_interest":898.99,"paid_late_fees":0} {"emp_title":"sr planning & analysis anst","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":3.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":253475,"total_credit_utilized":12302,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":66400,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":6.72,"installment":442.79,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12568.86,"paid_total":2208.57,"paid_principal":1831.14,"paid_interest":377.43,"paid_late_fees":0} {"emp_title":"training manager ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":10.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":38843,"total_credit_utilized":3335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9469.53,"paid_total":833.68,"paid_principal":530.47,"paid_interest":303.21,"paid_late_fees":0} {"emp_title":"housekeeping","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":59000,"verified_income":"Source Verified","debt_to_income":5.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":19,"total_credit_limit":477400,"total_credit_utilized":3130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":38900,"num_total_cc_accounts":30,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4358.7,"paid_total":759.81,"paid_principal":641.3,"paid_interest":118.51,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":44050,"verified_income":"Not Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1973,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":31980,"total_credit_utilized":10080,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":23,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":19.03,"installment":110.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2677.71,"paid_total":546.93,"paid_principal":322.29,"paid_interest":224.64,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"NC","homeownership":"RENT","annual_income":39600,"verified_income":"Source Verified","debt_to_income":4.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":4000,"total_credit_utilized":3969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":14.07,"installment":164.22,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4582.85,"paid_total":324.69,"paid_principal":217.15,"paid_interest":107.54,"paid_late_fees":0} {"emp_title":"shipping manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":26.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":18,"total_credit_limit":322372,"total_credit_utilized":49559,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":14100,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22400,"term":36,"interest_rate":10.91,"installment":732.4,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20255.99,"paid_total":2916.02,"paid_principal":2144.01,"paid_interest":772.01,"paid_late_fees":0} {"emp_title":"warehouse manager","emp_length":0,"state":"OR","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":27.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":394124,"total_credit_utilized":87856,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":51380,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.04,"installment":833.39,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34205.61,"paid_total":1637.54,"paid_principal":794.39,"paid_interest":843.15,"paid_late_fees":0} {"emp_title":"plant protection technician ","emp_length":1,"state":"OH","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":21.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":54355,"total_credit_utilized":27511,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16900,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":63000,"verified_income":"Not Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":48347,"total_credit_utilized":35991,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":78.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":14.08,"installment":328.48,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8495.88,"paid_total":1634.89,"paid_principal":1104.12,"paid_interest":530.77,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":116000,"verified_income":"Verified","debt_to_income":28.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":255145,"total_credit_utilized":50350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23850,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":10.91,"installment":303.77,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13284.37,"paid_total":1206.59,"paid_principal":715.63,"paid_interest":490.96,"paid_late_fees":0} {"emp_title":"tooling designer ","emp_length":8,"state":"TN","homeownership":"OWN","annual_income":61000,"verified_income":"Source Verified","debt_to_income":18.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":51494,"total_credit_utilized":37337,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5278.86,"paid_total":977.26,"paid_principal":721.14,"paid_interest":256.12,"paid_late_fees":0} {"emp_title":"technical specialist","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":8.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":318666,"total_credit_utilized":23780,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.43,"installment":192.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5709.13,"paid_total":401.32,"paid_principal":290.87,"paid_interest":110.45,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":237699,"total_credit_utilized":17588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":626,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11130.16,"paid_total":1127.86,"paid_principal":869.84,"paid_interest":258.02,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":20000,"verified_income":"Verified","debt_to_income":14.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":10,"total_credit_lines":47,"open_credit_lines":15,"total_credit_limit":19700,"total_credit_utilized":2191,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":192,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13100,"num_total_cc_accounts":47,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":10.91,"installment":137.33,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3797.98,"paid_total":544.23,"paid_principal":402.02,"paid_interest":142.21,"paid_late_fees":0} {"emp_title":"pilot","emp_length":2,"state":"AR","homeownership":"RENT","annual_income":187116,"verified_income":"Verified","debt_to_income":13.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":105538,"total_credit_utilized":77541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":7000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":21.45,"installment":947.67,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22942.47,"paid_total":3731.1,"paid_principal":2057.53,"paid_interest":1673.57,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":128000,"verified_income":"Not Verified","debt_to_income":15.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":84059,"total_credit_utilized":60778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34100,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15236.35,"paid_total":1542.04,"paid_principal":763.65,"paid_interest":778.39,"paid_late_fees":0} {"emp_title":"buyer i","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":13.47,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":55472,"total_credit_utilized":39664,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4620.57,"paid_total":449.08,"paid_principal":379.43,"paid_interest":69.65,"paid_late_fees":0} {"emp_title":"forman ","emp_length":4,"state":"AK","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":15.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":80384,"total_credit_utilized":53209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":32500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":6.71,"installment":1106.81,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33268.25,"paid_total":3293.59,"paid_principal":2731.75,"paid_interest":561.84,"paid_late_fees":0} {"emp_title":"director","emp_length":5,"state":"FL","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":46151,"total_credit_utilized":19872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":30250,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.93,"installment":515.75,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14051.26,"paid_total":2561.1,"paid_principal":1948.74,"paid_interest":612.36,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"MORTGAGE","annual_income":20076,"verified_income":"Verified","debt_to_income":39.45,"annual_income_joint":77076,"verification_income_joint":"Verified","debt_to_income_joint":18,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":237326,"total_credit_utilized":37664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22400,"term":60,"interest_rate":9.92,"installment":475.06,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21523.13,"paid_total":1400.49,"paid_principal":876.87,"paid_interest":523.62,"paid_late_fees":0} {"emp_title":"time and travel coordinator","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":42433,"verified_income":"Source Verified","debt_to_income":16.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":9,"total_credit_limit":98567,"total_credit_utilized":32051,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24000,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":11.98,"installment":289.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12679.88,"paid_total":569.45,"paid_principal":320.12,"paid_interest":249.33,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":1.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":7800,"total_credit_utilized":2244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":296,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15125.12,"paid_principal":15000,"paid_interest":125.12,"paid_late_fees":0} {"emp_title":"sr financial analyst","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":22.2,"annual_income_joint":215000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.11,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":583646,"total_credit_utilized":71578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":154800,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37904.12,"paid_total":3371.97,"paid_principal":2095.88,"paid_interest":1276.09,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":36.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":153155,"total_credit_utilized":121612,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":10.42,"installment":551.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14943.12,"paid_total":2749.71,"paid_principal":2056.88,"paid_interest":692.83,"paid_late_fees":0} {"emp_title":"auto technician ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":20.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":89163,"total_credit_utilized":46441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33210,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":29.69,"installment":1125.72,"grade":"F","sub_grade":"F2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33635.31,"paid_total":5570.87,"paid_principal":1364.69,"paid_interest":4206.18,"paid_late_fees":0} {"emp_title":"storeroom attendant","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":26.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":36114,"total_credit_utilized":17532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13400,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"","state":"ID","homeownership":"RENT","annual_income":23077,"verified_income":"Verified","debt_to_income":35.99,"annual_income_joint":46167,"verification_income_joint":"Verified","debt_to_income_joint":26.73,"delinq_2y":3,"months_since_last_delinq":18,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":33304,"total_credit_utilized":22663,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4200,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":18.06,"installment":578.93,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14616.64,"paid_total":2299.67,"paid_principal":1383.36,"paid_interest":916.31,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"VT","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":15.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":366949,"total_credit_utilized":38735,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18550.28,"paid_total":1922.78,"paid_principal":1449.72,"paid_interest":473.06,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":9.89,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":3,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":35500,"total_credit_utilized":13532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13564.27,"paid_total":1952.71,"paid_principal":1435.73,"paid_interest":516.98,"paid_late_fees":0} {"emp_title":"lead","emp_length":10,"state":"ID","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":50432,"total_credit_utilized":37647,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12600,"term":36,"interest_rate":10.91,"installment":411.98,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11085.68,"paid_total":2082.72,"paid_principal":1514.32,"paid_interest":568.4,"paid_late_fees":0} {"emp_title":"night shift associate","emp_length":4,"state":"AK","homeownership":"RENT","annual_income":22800,"verified_income":"Source Verified","debt_to_income":20.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":11500,"total_credit_utilized":8130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9327.09,"paid_total":1032.19,"paid_principal":672.91,"paid_interest":359.28,"paid_late_fees":0} {"emp_title":"sr network administrator","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":9.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":78587,"total_credit_utilized":65781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":7.96,"installment":37.59,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":932.74,"paid_total":287.24,"paid_principal":267.26,"paid_interest":19.98,"paid_late_fees":0} {"emp_title":"medical biller","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":43.96,"annual_income_joint":192000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.76,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":19,"total_credit_limit":415244,"total_credit_utilized":16750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":101500,"num_total_cc_accounts":29,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":5.31,"installment":391.44,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11993.82,"paid_total":1170.48,"paid_principal":1006.18,"paid_interest":164.3,"paid_late_fees":0} {"emp_title":"vp security specialist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":70500,"verified_income":"Source Verified","debt_to_income":11.31,"annual_income_joint":142500,"verification_income_joint":"Source Verified","debt_to_income_joint":10.51,"delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":334672,"total_credit_utilized":16893,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":25,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":19.42,"installment":628.14,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23269.08,"paid_total":1832.63,"paid_principal":730.92,"paid_interest":1101.71,"paid_late_fees":0} {"emp_title":"stylest","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":27.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":125219,"total_credit_utilized":56673,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52700,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.42,"installment":343.27,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15171.95,"paid_total":1349.92,"paid_principal":828.05,"paid_interest":521.87,"paid_late_fees":0} {"emp_title":"maintenance technician","emp_length":6,"state":"SC","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":16.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":131838,"total_credit_utilized":38274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26100,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":6085.55686,"paid_principal":6000,"paid_interest":85.56,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"OWN","annual_income":20800,"verified_income":"Not Verified","debt_to_income":29.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":47800,"total_credit_utilized":18181,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14450,"term":36,"interest_rate":15.05,"installment":501.27,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13041.82,"paid_total":2093,"paid_principal":1408.18,"paid_interest":684.82,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":43.6,"annual_income_joint":60000,"verification_income_joint":"Verified","debt_to_income_joint":30.16,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":18,"total_credit_limit":78351,"total_credit_utilized":40344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12600,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":1600,"term":36,"interest_rate":13.58,"installment":54.36,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1490,"paid_total":160.67,"paid_principal":110,"paid_interest":50.67,"paid_late_fees":0} {"emp_title":"operating engineer","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":1.09,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":154200,"total_credit_utilized":3679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38414.48,"paid_total":2495.17,"paid_principal":1585.52,"paid_interest":909.65,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":9,"state":"MO","homeownership":"MORTGAGE","annual_income":71104,"verified_income":"Source Verified","debt_to_income":14.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":314197,"total_credit_utilized":24553,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20924,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":73,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6963.58,"paid_total":1199.87,"paid_principal":1036.42,"paid_interest":163.45,"paid_late_fees":0} {"emp_title":"military","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":20.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":6,"total_credit_limit":404718,"total_credit_utilized":36148,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4390.97,"paid_total":811.42,"paid_principal":609.03,"paid_interest":202.39,"paid_late_fees":0} {"emp_title":"architectural detailer","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":63500,"verified_income":"Verified","debt_to_income":37.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":279086,"total_credit_utilized":120639,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":87100,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":31000,"term":60,"interest_rate":11.98,"installment":689.27,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29849.23,"paid_total":2047.18,"paid_principal":1150.77,"paid_interest":896.41,"paid_late_fees":0} {"emp_title":"banker","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":24.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":45100,"total_credit_utilized":24084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.47,"installment":301.28,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11614.7,"paid_total":880.55,"paid_principal":385.3,"paid_interest":495.25,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":130000,"verified_income":"Verified","debt_to_income":27.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":24,"total_credit_limit":171469,"total_credit_utilized":103463,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":53300,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":12.62,"installment":569.7,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15003.87,"paid_total":2836.58,"paid_principal":1996.13,"paid_interest":840.45,"paid_late_fees":0} {"emp_title":"claims imaging technician","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":30800,"verified_income":"Verified","debt_to_income":18.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":195996,"total_credit_utilized":36987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":108600,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":10.42,"installment":386.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16830.46,"paid_total":1967.37,"paid_principal":1169.54,"paid_interest":797.83,"paid_late_fees":0} {"emp_title":"sandblaster","emp_length":2,"state":"UT","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":38.46,"annual_income_joint":130000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.98,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":282918,"total_credit_utilized":52880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":9.43,"installment":800.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22557.19,"paid_total":3173.85,"paid_principal":2442.81,"paid_interest":731.04,"paid_late_fees":0} {"emp_title":"glazier","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":23.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":79573,"total_credit_utilized":26807,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.9,"installment":817.29,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23213.25,"paid_total":2436.73,"paid_principal":1786.75,"paid_interest":649.98,"paid_late_fees":0} {"emp_title":"vp","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":26.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":280228,"total_credit_utilized":62194,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18872.39,"paid_total":2397.3,"paid_principal":1127.61,"paid_interest":1269.69,"paid_late_fees":0} {"emp_title":"accountant","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":62500,"total_credit_utilized":27110,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.3,"paid_total":1868.77,"paid_principal":1500.7,"paid_interest":368.07,"paid_late_fees":0} {"emp_title":"programmer","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":2.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1973,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":328100,"total_credit_utilized":6471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41200,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":7.35,"installment":479.21,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22318.48,"paid_total":2371.55,"paid_principal":1681.52,"paid_interest":690.03,"paid_late_fees":0} {"emp_title":"director","emp_length":1,"state":"UT","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":22.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":55990,"total_credit_utilized":35405,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":15.05,"installment":714.49,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28621.37,"paid_total":2908.13,"paid_principal":1378.63,"paid_interest":1529.5,"paid_late_fees":0} {"emp_title":"executive admin","emp_length":9,"state":"MI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":29.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":221171,"total_credit_utilized":48074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33000,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":84.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22643.18,"paid_total":3304.31,"paid_principal":2356.82,"paid_interest":947.49,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":81800,"verified_income":"Source Verified","debt_to_income":28.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":9,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":185920,"total_credit_utilized":55245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":36500,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.41,"installment":1298.41,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37120.94,"paid_total":3872.1,"paid_principal":2879.06,"paid_interest":993.04,"paid_late_fees":0} {"emp_title":"training specialist","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":83000,"verified_income":"Not Verified","debt_to_income":17.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":76644,"total_credit_utilized":54562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":108,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":65.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8782.01,"paid_total":1600.72,"paid_principal":1217.99,"paid_interest":382.73,"paid_late_fees":0} {"emp_title":"driver","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":15.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":42736,"total_credit_utilized":20049,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13879.82,"paid_total":2576.47,"paid_principal":2120.18,"paid_interest":456.29,"paid_late_fees":0} {"emp_title":"e-9","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":148000,"verified_income":"Source Verified","debt_to_income":28.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":330075,"total_credit_utilized":266484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.34,"installment":499.06,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24305.6,"paid_total":987.93,"paid_principal":694.4,"paid_interest":293.53,"paid_late_fees":0} {"emp_title":"medical dosimetrist","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":132200,"verified_income":"Source Verified","debt_to_income":14.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":8,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":465500,"total_credit_utilized":64572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":54200,"num_total_cc_accounts":27,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":7.96,"installment":729.27,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":34518.81,"paid_total":2155.97,"paid_principal":1481.19,"paid_interest":674.78,"paid_late_fees":0} {"emp_title":"process engineer","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":10,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":47764,"total_credit_utilized":28879,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":13.58,"installment":326.16,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8715.03,"paid_total":1272.06,"paid_principal":884.97,"paid_interest":387.09,"paid_late_fees":0} {"emp_title":"instructor asst","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":107195,"total_credit_utilized":9348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21600,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.07,"installment":182.73,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5540.54,"paid_total":546.17,"paid_principal":459.46,"paid_interest":86.71,"paid_late_fees":0} {"emp_title":"a&p technician","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":12.09,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":19428,"total_credit_utilized":16184,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":73.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18634.9,"paid_total":2021.45,"paid_principal":1365.1,"paid_interest":656.35,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":60644,"total_credit_utilized":23517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13851.4,"paid_total":1360.31,"paid_principal":1148.6,"paid_interest":211.71,"paid_late_fees":0} {"emp_title":"bartender","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":26.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":66983,"total_credit_utilized":23428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35400,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.04,"paid_total":2409.32,"paid_principal":1826.96,"paid_interest":582.36,"paid_late_fees":0} {"emp_title":"rn","emp_length":1,"state":"MD","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":19.36,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":3,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":454216,"total_credit_utilized":43850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":12.61,"installment":234.55,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6511.93,"paid_total":698.75,"paid_principal":488.07,"paid_interest":210.68,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":59800,"total_credit_utilized":9684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.32,"installment":180.69,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5379.53,"paid_total":720.99,"paid_principal":620.47,"paid_interest":100.52,"paid_late_fees":0} {"emp_title":"billing clerk","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":53045,"verified_income":"Verified","debt_to_income":21.04,"annual_income_joint":88045,"verification_income_joint":"Source Verified","debt_to_income_joint":13.33,"delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":31928,"total_credit_utilized":18087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":665,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":21.85,"installment":190.57,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4695.95,"paid_total":559.57,"paid_principal":304.05,"paid_interest":255.52,"paid_late_fees":0} {"emp_title":"general manager","emp_length":9,"state":"NE","homeownership":"MORTGAGE","annual_income":46236,"verified_income":"Verified","debt_to_income":32.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":36257,"total_credit_utilized":29780,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.01,"installment":281.3,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7469.28,"paid_total":836.78,"paid_principal":530.72,"paid_interest":306.06,"paid_late_fees":0} {"emp_title":"proofreader ","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":20.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":164418,"total_credit_utilized":22654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":15.04,"installment":554.96,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14923.34,"paid_total":1638.14,"paid_principal":1076.66,"paid_interest":561.48,"paid_late_fees":0} {"emp_title":"mechanical engineer","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":118500,"verified_income":"Not Verified","debt_to_income":3.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":321090,"total_credit_utilized":13774,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21800,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4482.84,"paid_total":599.29,"paid_principal":517.16,"paid_interest":82.13,"paid_late_fees":0} {"emp_title":"detention transportion officer","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":23.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1992,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":389440,"total_credit_utilized":239349,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":70000,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36011.51,"paid_total":4993.93,"paid_principal":3988.49,"paid_interest":1005.44,"paid_late_fees":0} {"emp_title":"senior closer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":94000,"verified_income":"Not Verified","debt_to_income":26.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":23,"total_credit_limit":190575,"total_credit_utilized":122434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":81400,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25010.33694,"paid_principal":25000,"paid_interest":10.34,"paid_late_fees":0} {"emp_title":"centrel supply manager","emp_length":8,"state":"OH","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":32.79,"annual_income_joint":83000,"verification_income_joint":"Verified","debt_to_income_joint":28.55,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":39372,"total_credit_utilized":23135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4670,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":5800,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":15.04,"installment":238.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9657.41,"paid_total":697.62,"paid_principal":342.59,"paid_interest":355.03,"paid_late_fees":0} {"emp_title":"evs lead ","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":38000,"verified_income":"Verified","debt_to_income":26.31,"annual_income_joint":69400,"verification_income_joint":"Verified","debt_to_income_joint":22.87,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":42861,"total_credit_utilized":31660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":21.85,"installment":114.34,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2754.54,"paid_total":450.08,"paid_principal":245.46,"paid_interest":204.62,"paid_late_fees":0} {"emp_title":"project support manager","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":27.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":224044,"total_credit_utilized":31210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":9.43,"installment":587.1,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27262.98,"paid_total":1144.86,"paid_principal":737.02,"paid_interest":407.84,"paid_late_fees":0} {"emp_title":"claims examiner","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":33500,"verified_income":"Not Verified","debt_to_income":32.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":115494,"total_credit_utilized":37184,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39000,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"foreman","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":16.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":23,"total_credit_limit":201385,"total_credit_utilized":23786,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21700,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6463.98,"paid_total":637.18,"paid_principal":536.02,"paid_interest":101.16,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":290000,"verified_income":"Source Verified","debt_to_income":14.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":349206,"total_credit_utilized":177340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52000,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14975,"term":36,"interest_rate":7.96,"installment":468.99,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14233.24,"paid_total":924.74,"paid_principal":741.76,"paid_interest":182.98,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":20.39,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":59592,"total_credit_utilized":33573,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10900,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":69.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20,"installment":371.64,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8941.47,"paid_total":1847.09,"paid_principal":1058.53,"paid_interest":788.56,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":15.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":27740,"total_credit_utilized":26495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11300,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":10.42,"installment":71.43,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1987.95,"paid_total":284.45,"paid_principal":212.05,"paid_interest":72.4,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":58756,"verified_income":"Verified","debt_to_income":29.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":100257,"total_credit_utilized":47255,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":43900,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.42,"installment":1106.07,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28108,"paid_total":3285.84,"paid_principal":1892,"paid_interest":1393.84,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":9.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":50200,"total_credit_utilized":25199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38400,"term":36,"interest_rate":7.35,"installment":1191.84,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":33557.84,"paid_total":6042.91,"paid_principal":4842.16,"paid_interest":1200.75,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"OWN","annual_income":55160.04,"verified_income":"Verified","debt_to_income":7.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":58900,"total_credit_utilized":11577,"num_collections_last_12m":0,"num_historical_failed_to_pay":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43400,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":5,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.98,"installment":1328.2,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37185.49,"paid_total":3957.98,"paid_principal":2814.51,"paid_interest":1143.47,"paid_late_fees":0} {"emp_title":"quality review specialist","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Verified","debt_to_income":9.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":52,"open_credit_lines":17,"total_credit_limit":82195,"total_credit_utilized":52121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":6868,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4700,"num_total_cc_accounts":43,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38575.85,"paid_total":2735.97,"paid_principal":1424.15,"paid_interest":1311.82,"paid_late_fees":0} {"emp_title":"biller and collector","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":33000,"verified_income":"Not Verified","debt_to_income":27.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":41068,"total_credit_utilized":34397,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":5303,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":20.39,"installment":478.25,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12004.36,"paid_total":1405.75,"paid_principal":795.64,"paid_interest":610.11,"paid_late_fees":0} {"emp_title":"legal secretary","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":9.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":446978,"total_credit_utilized":27561,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":127,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6489,"paid_total":668.36,"paid_principal":511,"paid_interest":157.36,"paid_late_fees":0} {"emp_title":"carpenter foreman","emp_length":10,"state":"HI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":20.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":128601,"total_credit_utilized":76915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":54200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.35,"installment":399.34,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18598.74,"paid_total":1988.53,"paid_principal":1401.26,"paid_interest":587.27,"paid_late_fees":0} {"emp_title":"ceo","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":450000,"verified_income":"Verified","debt_to_income":15.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":249425,"total_credit_utilized":200445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20175,"term":36,"interest_rate":15.04,"installment":699.77,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20633.16677,"paid_principal":20175,"paid_interest":458.17,"paid_late_fees":0} {"emp_title":"president","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":8,"months_since_last_delinq":8,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":624647,"total_credit_utilized":28388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":61,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":68,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":12.62,"installment":837.79,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23257.18,"paid_total":2495.84,"paid_principal":1742.82,"paid_interest":753.02,"paid_late_fees":0} {"emp_title":"medical coding auditor ","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":83000,"verified_income":"Source Verified","debt_to_income":1.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":2,"total_credit_limit":22000,"total_credit_utilized":4466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22000,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":5.32,"installment":1054.02,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31380.61,"paid_total":4205.74,"paid_principal":3619.39,"paid_interest":586.35,"paid_late_fees":0} {"emp_title":"general manager","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":12.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":23861,"total_credit_utilized":13498,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4598.08,"paid_total":516.79,"paid_principal":401.92,"paid_interest":114.87,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":95897,"total_credit_utilized":36858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24200,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.07,"installment":91.37,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2770.26,"paid_total":273.1,"paid_principal":229.74,"paid_interest":43.36,"paid_late_fees":0} {"emp_title":"office manager","emp_length":5,"state":"PA","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":10.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":106700,"total_credit_utilized":15595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":97700,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19193.94,"paid_total":2075.08,"paid_principal":806.06,"paid_interest":1269.02,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":70500,"verified_income":"Verified","debt_to_income":32.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":120003,"total_credit_utilized":75734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34600,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32480.82,"paid_total":3509.54,"paid_principal":2519.18,"paid_interest":990.36,"paid_late_fees":0} {"emp_title":"atm technician","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":11.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":86257,"total_credit_utilized":34602,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41500,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.07,"installment":1065.88,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33217.83,"paid_total":2108.15,"paid_principal":1782.17,"paid_interest":325.98,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"NE","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":28.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":304295,"total_credit_utilized":105910,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":103000,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":11.99,"installment":132.84,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3526.26,"paid_total":658.87,"paid_principal":473.74,"paid_interest":185.13,"paid_late_fees":0} {"emp_title":"vp of automotive operations","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":188500,"verified_income":"Not Verified","debt_to_income":7.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":85595,"total_credit_utilized":57993,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1116.85,"paid_principal":894.57,"paid_interest":222.28,"paid_late_fees":0} {"emp_title":"juvenile probation officer","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Source Verified","debt_to_income":36.31,"annual_income_joint":96000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.02,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1995,"inquiries_last_12m":10,"total_credit_lines":46,"open_credit_lines":17,"total_credit_limit":221666,"total_credit_utilized":81494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5100,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10851.41,"paid_total":1562.17,"paid_principal":1148.59,"paid_interest":413.58,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":114000,"verified_income":"Source Verified","debt_to_income":13.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":70301,"total_credit_utilized":51177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.05,"installment":357.25,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14132.9,"paid_total":1773.71,"paid_principal":867.1,"paid_interest":906.61,"paid_late_fees":0} {"emp_title":"human resources manager","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":20.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":68250,"total_credit_utilized":51576,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8790.09,"paid_total":1617.46,"paid_principal":1209.91,"paid_interest":407.55,"paid_late_fees":0} {"emp_title":"manager ","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":14.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":96700,"total_credit_utilized":39721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":74400,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.97,"installment":751.75,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21606.89,"paid_total":2996.37,"paid_principal":2393.11,"paid_interest":603.26,"paid_late_fees":0} {"emp_title":"system analyst ","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":4.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":22500,"total_credit_utilized":11645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19044.45,"paid_total":1275.29,"paid_principal":955.55,"paid_interest":319.74,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":4,"state":"PA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":25822,"total_credit_utilized":8411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2782.56,"paid_total":288.47,"paid_principal":217.44,"paid_interest":71.03,"paid_late_fees":0} {"emp_title":"executive producer","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":25.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":675349,"total_credit_utilized":135909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":97,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.04,"paid_total":2409.32,"paid_principal":1826.96,"paid_interest":582.36,"paid_late_fees":0} {"emp_title":"fund operations analyst","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":47476,"verified_income":"Source Verified","debt_to_income":19.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":49800,"total_credit_utilized":25625,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8994.29,"paid_total":1231.31,"paid_principal":1005.71,"paid_interest":225.6,"paid_late_fees":0} {"emp_title":"early collector","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":31.72,"annual_income_joint":50000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.5,"delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":52549,"total_credit_utilized":34717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":2200,"term":36,"interest_rate":18.06,"installment":79.61,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1875.81,"paid_total":474.09,"paid_principal":324.19,"paid_interest":149.9,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":29.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":85680,"total_credit_utilized":24883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15691.48,"paid_total":2768.61,"paid_principal":2308.52,"paid_interest":460.09,"paid_late_fees":0} {"emp_title":"rn","emp_length":0,"state":"WI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":18.3,"annual_income_joint":160000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.9,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":268142,"total_credit_utilized":48159,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36600,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23085.67,"paid_total":2275.62,"paid_principal":1914.33,"paid_interest":361.29,"paid_late_fees":0} {"emp_title":"mgmt","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":281000,"verified_income":"Source Verified","debt_to_income":7.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":1340838,"total_credit_utilized":32863,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":70500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.71,"installment":922.35,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28486.58,"paid_total":1822.33,"paid_principal":1513.42,"paid_interest":308.91,"paid_late_fees":0} {"emp_title":"cna/hha","emp_length":6,"state":"KS","homeownership":"OWN","annual_income":32000,"verified_income":"Not Verified","debt_to_income":18.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":22196,"total_credit_utilized":15145,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10835.9,"paid_total":1540.43,"paid_principal":1164.1,"paid_interest":376.33,"paid_late_fees":0} {"emp_title":"contract specialist ii","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":66144,"verified_income":"Source Verified","debt_to_income":23.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":11,"total_credit_limit":45344,"total_credit_utilized":20480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4800,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.08,"installment":171.09,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4424.95,"paid_total":851.54,"paid_principal":575.05,"paid_interest":276.49,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":21.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":30632,"total_credit_utilized":11648,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":10.42,"installment":77.92,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2109.6,"paid_total":388.21,"paid_principal":290.4,"paid_interest":97.81,"paid_late_fees":0} {"emp_title":"senior communications specialist","emp_length":8,"state":"VA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":25.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":121994,"total_credit_utilized":61633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":78500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.06,"installment":289.47,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7308.3,"paid_total":1149.85,"paid_principal":691.7,"paid_interest":458.15,"paid_late_fees":0} {"emp_title":"insurance broker","emp_length":9,"state":"CT","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":35.32,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":37.51,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":509012,"total_credit_utilized":81210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9550,"term":36,"interest_rate":26.3,"installment":386.31,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9192.11,"paid_total":737.74,"paid_principal":357.89,"paid_interest":379.85,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"RENT","annual_income":23000,"verified_income":"Verified","debt_to_income":5.85,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":6400,"total_credit_utilized":1773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.05,"installment":104.07,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2729.18,"paid_total":413.77,"paid_principal":270.82,"paid_interest":142.95,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":40.8,"annual_income_joint":115000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.59,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":305764,"total_credit_utilized":100347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34000,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37687.81,"paid_total":4729.81,"paid_principal":2312.19,"paid_interest":2417.62,"paid_late_fees":0} {"emp_title":"health plan data analytics","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":96000,"verified_income":"Source Verified","debt_to_income":26.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":19,"total_credit_limit":104727,"total_credit_utilized":54356,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16900,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7038.49,"paid_total":1298.15,"paid_principal":961.51,"paid_interest":336.64,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"GA","homeownership":"OWN","annual_income":200000,"verified_income":"Verified","debt_to_income":10.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":10,"total_credit_limit":147546,"total_credit_utilized":108121,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.97,"installment":1096.29,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31510.1,"paid_total":4369.66,"paid_principal":3489.9,"paid_interest":879.76,"paid_late_fees":0} {"emp_title":"machinist ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":20.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":68000,"total_credit_utilized":33223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.96,"installment":1096.13,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31509.61,"paid_total":4353.56,"paid_principal":3490.39,"paid_interest":863.17,"paid_late_fees":0} {"emp_title":"law enforcement","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Not Verified","debt_to_income":13.34,"annual_income_joint":177000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.82,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":382481,"total_credit_utilized":73262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29000,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":9156.65952,"paid_principal":9000,"paid_interest":156.66,"paid_late_fees":0} {"emp_title":"property manager","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":66996,"verified_income":"Source Verified","debt_to_income":21.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":119028,"total_credit_utilized":63236,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":59100,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":5.32,"installment":662.53,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19149.86,"paid_total":3306.15,"paid_principal":2850.14,"paid_interest":456.01,"paid_late_fees":0} {"emp_title":"safety coordinator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":24.53,"annual_income_joint":137000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.65,"delinq_2y":1,"months_since_last_delinq":2,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":298666,"total_credit_utilized":78496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":54200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":26000,"term":60,"interest_rate":14.08,"installment":606.06,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25086.38,"paid_total":1797.84,"paid_principal":913.62,"paid_interest":884.22,"paid_late_fees":0} {"emp_title":"superintendant","emp_length":10,"state":"ND","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":27.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":15,"total_credit_limit":277732,"total_credit_utilized":95551,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37100,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.97,"installment":125.3,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3601.11,"paid_total":497.66,"paid_principal":398.89,"paid_interest":98.77,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"NH","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":35.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":105634,"total_credit_utilized":93168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":21.85,"installment":38.12,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":882.43,"paid_total":150.03,"paid_principal":117.57,"paid_interest":32.46,"paid_late_fees":0} {"emp_title":"nurse practitioner ","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":7.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":366281,"total_credit_utilized":41134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14800,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":13.59,"installment":576.41,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23499.98,"paid_total":2844.3,"paid_principal":1500.02,"paid_interest":1344.28,"paid_late_fees":0} {"emp_title":"office services","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":87000,"verified_income":"Not Verified","debt_to_income":9.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":63,"open_credit_lines":5,"total_credit_limit":99673,"total_credit_utilized":80911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":12500,"num_total_cc_accounts":23,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.92,"installment":424.16,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19480.21,"paid_total":826.28,"paid_principal":519.79,"paid_interest":306.49,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":9,"state":"KY","homeownership":"OWN","annual_income":85000,"verified_income":"Verified","debt_to_income":23.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":68,"open_credit_lines":36,"total_credit_limit":170053,"total_credit_utilized":88797,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43800,"num_total_cc_accounts":32,"num_open_cc_accounts":26,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":18.45,"installment":358.95,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13562.24,"paid_total":1048.15,"paid_principal":437.76,"paid_interest":610.39,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":20.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":17,"total_credit_limit":251028,"total_credit_utilized":64911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41100,"num_total_cc_accounts":31,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33589.39,"paid_total":3670.27,"paid_principal":1410.61,"paid_interest":2259.66,"paid_late_fees":0} {"emp_title":"account manager","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":9.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":62121,"total_credit_utilized":30103,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8965.88,"paid_total":1203.12,"paid_principal":1034.12,"paid_interest":169,"paid_late_fees":0} {"emp_title":"nurse","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":3.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":13692,"total_credit_utilized":10214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4539.14,"paid_total":675.82,"paid_principal":460.86,"paid_interest":214.96,"paid_late_fees":0} {"emp_title":"vice president","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":350000,"verified_income":"Verified","debt_to_income":3.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":48290,"total_credit_utilized":28042,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21820.89,"paid_total":3820.37,"paid_principal":3179.11,"paid_interest":641.26,"paid_late_fees":0} {"emp_title":"school bus driver","emp_length":8,"state":"MO","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":39.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":157699,"total_credit_utilized":48597,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15100,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9327.18,"paid_total":1032.34,"paid_principal":672.82,"paid_interest":359.52,"paid_late_fees":0} {"emp_title":"technical rep","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":67800,"verified_income":"Not Verified","debt_to_income":16.34,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":80,"open_credit_lines":32,"total_credit_limit":75066,"total_credit_utilized":58898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":23600,"num_total_cc_accounts":33,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":10.42,"installment":681.76,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":21623.37896,"paid_principal":21000,"paid_interest":623.38,"paid_late_fees":0} {"emp_title":"lead graphic designer","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":53000,"verified_income":"Not Verified","debt_to_income":8.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":51200,"total_credit_utilized":12621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41200,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.3,"paid_total":1868.77,"paid_principal":1500.7,"paid_interest":368.07,"paid_late_fees":0} {"emp_title":"ceo","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":146000,"verified_income":"Verified","debt_to_income":9.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":49,"open_credit_lines":26,"total_credit_limit":620049,"total_credit_utilized":38325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":99700,"num_total_cc_accounts":44,"num_open_cc_accounts":23,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":38888.97,"paid_total":1580.67,"paid_principal":1111.03,"paid_interest":469.64,"paid_late_fees":0} {"emp_title":"account services representative ","emp_length":0,"state":"TN","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":8.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":4686,"total_credit_utilized":2528,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4548.62,"paid_total":703.42,"paid_principal":451.38,"paid_interest":252.04,"paid_late_fees":0} {"emp_title":"billing coordinator","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":63645,"verified_income":"Not Verified","debt_to_income":21.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":9,"total_credit_limit":260443,"total_credit_utilized":22199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11400,"num_total_cc_accounts":31,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":69.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":19.03,"installment":220.03,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5355.76,"paid_total":1087.46,"paid_principal":644.24,"paid_interest":443.22,"paid_late_fees":0} {"emp_title":"recruiting coordinator & sourcer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":71000,"verified_income":"Verified","debt_to_income":17.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":43220,"total_credit_utilized":37585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":20.39,"installment":134.51,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3299.07,"paid_total":508,"paid_principal":300.93,"paid_interest":207.07,"paid_late_fees":0} {"emp_title":"senior social worker","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":11.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":158029,"total_credit_utilized":150791,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41600,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.92,"installment":508.99,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23376.25,"paid_total":991.53,"paid_principal":623.75,"paid_interest":367.78,"paid_late_fees":0} {"emp_title":"registered nurse / emergency dept","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":104000,"verified_income":"Source Verified","debt_to_income":32.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":50,"open_credit_lines":24,"total_credit_limit":127377,"total_credit_utilized":80873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":40800,"num_total_cc_accounts":31,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.02,"installment":1055.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27329.07,"paid_total":4153.29,"paid_principal":2670.93,"paid_interest":1482.36,"paid_late_fees":0} {"emp_title":"director of housekeeping ","emp_length":8,"state":"NV","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":12.14,"annual_income_joint":148000,"verification_income_joint":"Verified","debt_to_income_joint":13.36,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":318174,"total_credit_utilized":44812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":16.01,"installment":729.71,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28998.37,"paid_total":2187.95,"paid_principal":1001.63,"paid_interest":1186.32,"paid_late_fees":0} {"emp_title":"pt specialist","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":56450,"verified_income":"Not Verified","debt_to_income":31.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1996,"inquiries_last_12m":10,"total_credit_lines":51,"open_credit_lines":38,"total_credit_limit":208305,"total_credit_utilized":92556,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30600,"num_total_cc_accounts":29,"num_open_cc_accounts":20,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":84.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":24.85,"installment":877.91,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":28941.02,"paid_total":3469.7,"paid_principal":1058.98,"paid_interest":2410.72,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":44184,"verified_income":"Not Verified","debt_to_income":38.21,"annual_income_joint":88066,"verification_income_joint":"Not Verified","debt_to_income_joint":22.29,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":19,"total_credit_limit":326916,"total_credit_utilized":69262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":3490,"current_installment_accounts":11,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":82.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":24.84,"installment":877.73,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29213.76,"paid_total":2591.79,"paid_principal":786.24,"paid_interest":1805.55,"paid_late_fees":0} {"emp_title":"military police","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70260,"verified_income":"Source Verified","debt_to_income":38.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":264979,"total_credit_utilized":258766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14284.04,"paid_total":1321.12,"paid_principal":715.96,"paid_interest":605.16,"paid_late_fees":0} {"emp_title":"customer service re","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":44500,"verified_income":"Not Verified","debt_to_income":39.89,"annual_income_joint":109500,"verification_income_joint":"Not Verified","debt_to_income_joint":16.83,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":261601,"total_credit_utilized":66229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1352.91,"paid_principal":712.09,"paid_interest":640.82,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":7.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":334116,"total_credit_utilized":15404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"gneral manager","emp_length":7,"state":"CT","homeownership":"RENT","annual_income":33040,"verified_income":"Verified","debt_to_income":19.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":70041,"total_credit_utilized":19240,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":61000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.35,"installment":341.42,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.89,"paid_total":1675.66,"paid_principal":1387.11,"paid_interest":288.55,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Source Verified","debt_to_income":21.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":26,"total_credit_limit":556666,"total_credit_utilized":102590,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":20900,"num_total_cc_accounts":31,"num_open_cc_accounts":21,"num_cc_carrying_balance":21,"num_mort_accounts":4,"account_never_delinq_percent":92.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35977.23,"paid_total":4949.67,"paid_principal":4022.77,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":0,"state":"NV","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":7.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":9,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":24616,"total_credit_utilized":12775,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":13.58,"installment":118.91,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3340.5,"paid_total":232.54,"paid_principal":159.5,"paid_interest":73.04,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":9.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":91,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":24788,"total_credit_utilized":16486,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":91,"current_accounts_delinq":0,"total_collection_amount_ever":341,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":2,"state":"WV","homeownership":"OWN","annual_income":75000,"verified_income":"Verified","debt_to_income":22.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2003,"inquiries_last_12m":10,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":93370,"total_credit_utilized":52121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":252,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":17.09,"installment":358.58,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13772.76,"paid_total":1420.65,"paid_principal":627.24,"paid_interest":793.41,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"IL","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":28.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":176059,"total_credit_utilized":107066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":70000,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9065.57,"paid_total":1333.47,"paid_principal":934.43,"paid_interest":399.04,"paid_late_fees":0} {"emp_title":"patient access ","emp_length":2,"state":"AL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":10.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":94599,"total_credit_utilized":10946,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15612.5,"paid_total":710.53,"paid_principal":387.5,"paid_interest":323.03,"paid_late_fees":0} {"emp_title":"senior data engineer","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":8.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":46574,"total_credit_utilized":21770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":7.34,"installment":446.88,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13317,"paid_total":1334.77,"paid_principal":1083,"paid_interest":251.77,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":25000,"verified_income":"Verified","debt_to_income":21.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":19000,"total_credit_utilized":6577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":250,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4100,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8925.78,"paid_total":1823.03,"paid_principal":1074.22,"paid_interest":748.81,"paid_late_fees":0} {"emp_title":"solution architect ","emp_length":6,"state":"MO","homeownership":"MORTGAGE","annual_income":176000,"verified_income":"Not Verified","debt_to_income":29.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1977,"inquiries_last_12m":0,"total_credit_lines":64,"open_credit_lines":29,"total_credit_limit":495268,"total_credit_utilized":138983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":127800,"num_total_cc_accounts":43,"num_open_cc_accounts":20,"num_cc_carrying_balance":13,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14500,"term":36,"interest_rate":6.71,"installment":445.8,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13399.71,"paid_total":1331.99,"paid_principal":1100.29,"paid_interest":231.7,"paid_late_fees":0} {"emp_title":"server","emp_length":2,"state":"AL","homeownership":"MORTGAGE","annual_income":23000,"verified_income":"Not Verified","debt_to_income":13.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":156400,"total_credit_utilized":5090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"dpw supervisor ","emp_length":9,"state":"WA","homeownership":"OWN","annual_income":67000,"verified_income":"Not Verified","debt_to_income":7.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":17500,"total_credit_utilized":11424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":57,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13100,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13554.39,"paid_total":1939.24,"paid_principal":1445.61,"paid_interest":493.63,"paid_late_fees":0} {"emp_title":"designer","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":31.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":291342,"total_credit_utilized":70848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29900,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":9.92,"installment":676.83,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19989.38,"paid_total":1342.09,"paid_principal":1010.62,"paid_interest":331.47,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"RENT","annual_income":13136,"verified_income":"Verified","debt_to_income":18.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":4490,"total_credit_utilized":2740,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":19.42,"installment":184.35,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4684.65,"paid_total":547.66,"paid_principal":315.35,"paid_interest":232.31,"paid_late_fees":0} {"emp_title":"marketing director ","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":165000,"verified_income":"Verified","debt_to_income":23.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":460753,"total_credit_utilized":161570,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.07,"installment":932.19,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38594.07,"paid_total":2765.3,"paid_principal":1405.93,"paid_interest":1359.37,"paid_late_fees":0} {"emp_title":"ed","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Not Verified","debt_to_income":10.92,"annual_income_joint":340000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.27,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":1025803,"total_credit_utilized":270137,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25500,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.89,"paid_total":3162.01,"paid_principal":2235.11,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"attorney","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":103500,"verified_income":"Verified","debt_to_income":31.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":469223,"total_credit_utilized":109777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":58300,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":18.45,"installment":309.22,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8513.07375,"paid_principal":8500,"paid_interest":13.07,"paid_late_fees":0} {"emp_title":"rating veterans service representative","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":131000,"verified_income":"Source Verified","debt_to_income":27.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":408405,"total_credit_utilized":78141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":78900,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17434.96,"paid_total":3032.34,"paid_principal":2565.04,"paid_interest":467.3,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":200000,"verified_income":"Verified","debt_to_income":20.18,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":2,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":428105,"total_credit_utilized":334296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":52700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":12.62,"installment":435.65,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13194.39311,"paid_principal":13000,"paid_interest":194.39,"paid_late_fees":0} {"emp_title":"kitchen manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":8.96,"annual_income_joint":121000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.45,"delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":30364,"total_credit_utilized":16463,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":5400,"term":36,"interest_rate":15.04,"installment":187.3,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5036.62,"paid_total":557.39,"paid_principal":363.38,"paid_interest":194.01,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":21.83,"annual_income_joint":117000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.72,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":9,"total_credit_limit":484431,"total_credit_utilized":61899,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52500,"num_total_cc_accounts":22,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":7.35,"installment":239.61,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":12247.756,"paid_principal":12000,"paid_interest":247.76,"paid_late_fees":0} {"emp_title":"senior consultant","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":124000,"verified_income":"Not Verified","debt_to_income":16.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":44,"open_credit_lines":19,"total_credit_limit":332387,"total_credit_utilized":58767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":101700,"num_total_cc_accounts":31,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":6.07,"installment":669.99,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20879.76,"paid_total":1325.14,"paid_principal":1120.24,"paid_interest":204.9,"paid_late_fees":0} {"emp_title":"c n a","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":25.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":218011,"total_credit_utilized":43612,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":148,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.72,"installment":110.7,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3142.2,"paid_total":552.16,"paid_principal":457.8,"paid_interest":94.36,"paid_late_fees":0} {"emp_title":"splicer","emp_length":5,"state":"IL","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":6.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":29909,"total_credit_utilized":17975,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6963.58,"paid_total":1212.88,"paid_principal":1036.42,"paid_interest":176.46,"paid_late_fees":0} {"emp_title":"server","emp_length":3,"state":"MN","homeownership":"RENT","annual_income":43000,"verified_income":"Verified","debt_to_income":24.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":53205,"total_credit_utilized":44488,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":26.3,"installment":722.84,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22971.7,"paid_total":3544.07,"paid_principal":1028.3,"paid_interest":2515.77,"paid_late_fees":0} {"emp_title":"assistant business agent","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Verified","debt_to_income":15.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":49,"open_credit_lines":19,"total_credit_limit":629894,"total_credit_utilized":71835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":116000,"num_total_cc_accounts":28,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":7,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":7.35,"installment":698.84,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33044.26,"paid_total":2766.78,"paid_principal":1955.74,"paid_interest":811.04,"paid_late_fees":0} {"emp_title":"licensed sales professional","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":28000,"verified_income":"Verified","debt_to_income":60.22,"annual_income_joint":54000,"verification_income_joint":"Verified","debt_to_income_joint":31.82,"delinq_2y":7,"months_since_last_delinq":11,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":96524,"total_credit_utilized":75878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5300,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":64.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":10.9,"installment":523.07,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14449.49,"paid_total":1986.48,"paid_principal":1550.51,"paid_interest":435.97,"paid_late_fees":0} {"emp_title":"rn director","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":13.84,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":533283,"total_credit_utilized":90958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.93,"installment":773.63,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21076.87,"paid_total":3854.91,"paid_principal":2923.13,"paid_interest":931.78,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":17.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":214394,"total_credit_utilized":36988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":469,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.05,"installment":104.07,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2659.34,"paid_total":517.84,"paid_principal":340.66,"paid_interest":177.18,"paid_late_fees":0} {"emp_title":"advanced refining inspector","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":23.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":44,"open_credit_lines":13,"total_credit_limit":186713,"total_credit_utilized":163265,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15200,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":20221.82872,"paid_principal":20000,"paid_interest":221.83,"paid_late_fees":0} {"emp_title":"professor","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":72400,"verified_income":"Not Verified","debt_to_income":19.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":19,"total_credit_limit":255391,"total_credit_utilized":68552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":0,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17408.96,"paid_total":2967.17,"paid_principal":2591.04,"paid_interest":376.13,"paid_late_fees":0} {"emp_title":"signing instructional ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":15.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":354600,"total_credit_utilized":39544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3613.61,"paid_total":6928.17,"paid_principal":6386.39,"paid_interest":541.78,"paid_late_fees":0} {"emp_title":"supply chain","emp_length":0,"state":"AZ","homeownership":"MORTGAGE","annual_income":29744,"verified_income":"Verified","debt_to_income":26.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":41434,"total_credit_utilized":21382,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1728,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22100,"term":60,"interest_rate":26.3,"installment":665.62,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21350.77,"paid_total":2630.19,"paid_principal":749.23,"paid_interest":1880.96,"paid_late_fees":0} {"emp_title":"it helpdesk support","emp_length":3,"state":"NJ","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":12.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":28500,"total_credit_utilized":18243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1042,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.07,"installment":513.18,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":14321.44,"paid_total":1002.91,"paid_principal":678.56,"paid_interest":324.35,"paid_late_fees":0} {"emp_title":"driver","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":134.53,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":38.3,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":4,"total_credit_lines":46,"open_credit_lines":15,"total_credit_limit":401380,"total_credit_utilized":185399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21300,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":19.03,"installment":1038.29,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37915.13,"paid_total":5085.73,"paid_principal":2084.87,"paid_interest":3000.86,"paid_late_fees":0} {"emp_title":"executive receptionint","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":10.41,"annual_income_joint":70000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.86,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":10200,"total_credit_utilized":7027,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":15.05,"installment":428.7,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17172.8,"paid_total":1699.75,"paid_principal":827.2,"paid_interest":872.55,"paid_late_fees":0} {"emp_title":"project administrator","emp_length":3,"state":"HI","homeownership":"RENT","annual_income":75200,"verified_income":"Not Verified","debt_to_income":8.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":66906,"total_credit_utilized":16146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":6.72,"installment":36.9,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1078.26,"paid_total":147.15,"paid_principal":121.74,"paid_interest":25.41,"paid_late_fees":0} {"emp_title":"marketing manager","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":21.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":360295,"total_credit_utilized":75855,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31796.51,"paid_total":4762.94,"paid_principal":3203.49,"paid_interest":1559.45,"paid_late_fees":0} {"emp_title":"school secretary","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":3.18,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":137309,"total_credit_utilized":4169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5289.38,"paid_total":978.32,"paid_principal":710.62,"paid_interest":267.7,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Not Verified","debt_to_income":10.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":116318,"total_credit_utilized":11730,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":897.43,"paid_principal":773.99,"paid_interest":123.44,"paid_late_fees":0} {"emp_title":"tow boat pilot","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":130000,"verified_income":"Verified","debt_to_income":7.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":13,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":44991,"total_credit_utilized":30255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":23.87,"installment":573.86,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19274.6,"paid_total":2242.4,"paid_principal":725.4,"paid_interest":1517,"paid_late_fees":0} {"emp_title":"software architect","emp_length":2,"state":"IL","homeownership":"OWN","annual_income":103000,"verified_income":"Not Verified","debt_to_income":20.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":150027,"total_credit_utilized":100280,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.06,"paid_total":1909.55,"paid_principal":1459.94,"paid_interest":449.61,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":17.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":32,"total_credit_limit":144500,"total_credit_utilized":31210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":448,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42900,"num_total_cc_accounts":44,"num_open_cc_accounts":31,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":91.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22463.84,"paid_total":3056.29,"paid_principal":2536.16,"paid_interest":520.13,"paid_late_fees":0} {"emp_title":"hydrogeologist","emp_length":9,"state":"MI","homeownership":"RENT","annual_income":68000,"verified_income":"Verified","debt_to_income":26.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":8,"total_credit_limit":152375,"total_credit_utilized":122638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42500,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33175.76,"paid_total":4524,"paid_principal":1824.24,"paid_interest":2699.76,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":24.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":451795,"total_credit_utilized":118963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40900,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5434.35,"paid_total":821.02,"paid_principal":565.65,"paid_interest":255.37,"paid_late_fees":0} {"emp_title":"clinical advisor behavirol health","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":86845,"verified_income":"Source Verified","debt_to_income":17.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":81769,"total_credit_utilized":43629,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34900,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9324.93,"paid_total":12060.77,"paid_principal":10675.07,"paid_interest":1385.7,"paid_late_fees":0} {"emp_title":"financial analyst","emp_length":8,"state":"AZ","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":7.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":23,"total_credit_limit":612328,"total_credit_utilized":74578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":11,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14362.51,"paid_total":1943.96,"paid_principal":1637.49,"paid_interest":306.47,"paid_late_fees":0} {"emp_title":"district manager","emp_length":1,"state":"WA","homeownership":"OWN","annual_income":109500,"verified_income":"Source Verified","debt_to_income":20.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":464098,"total_credit_utilized":158933,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":981,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":11.98,"installment":1162.17,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32537.32,"paid_total":3463.22,"paid_principal":2462.68,"paid_interest":1000.54,"paid_late_fees":0} {"emp_title":"substitute teacher","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":26663,"total_credit_utilized":22523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9515.25,"paid_total":634.78,"paid_principal":484.75,"paid_interest":150.03,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":230000,"verified_income":"Not Verified","debt_to_income":4.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":13,"total_credit_limit":184317,"total_credit_utilized":19662,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65300,"num_total_cc_accounts":30,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"perishables assistant","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":17000,"verified_income":"Source Verified","debt_to_income":62.57,"annual_income_joint":69000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.09,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":45917,"total_credit_utilized":17475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":10.9,"installment":98.08,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2785.57,"paid_total":292.42,"paid_principal":214.43,"paid_interest":77.99,"paid_late_fees":0} {"emp_title":"data entry","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":33024,"verified_income":"Not Verified","debt_to_income":28.82,"annual_income_joint":78368,"verification_income_joint":"Not Verified","debt_to_income_joint":13.03,"delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":6,"total_credit_limit":252212,"total_credit_utilized":24861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10200,"num_total_cc_accounts":14,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":1800,"term":36,"interest_rate":7.34,"installment":55.86,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1664.63,"paid_total":166.11,"paid_principal":135.37,"paid_interest":30.74,"paid_late_fees":0} {"emp_title":"appraiser","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":4.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":20500,"total_credit_utilized":5223,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.9,"installment":196.15,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5571.18,"paid_total":584.82,"paid_principal":428.82,"paid_interest":156,"paid_late_fees":0} {"emp_title":"underwriting service specialist","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":26.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":45390,"total_credit_utilized":27333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.72,"installment":276.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7855.5,"paid_total":1380.39,"paid_principal":1144.5,"paid_interest":235.89,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Verified","debt_to_income":22.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":9,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":361341,"total_credit_utilized":50844,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":13,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36100,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19600,"term":60,"interest_rate":10.42,"installment":420.51,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18585.61,"paid_total":1630.99,"paid_principal":1014.39,"paid_interest":616.6,"paid_late_fees":0} {"emp_title":"team leader","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":34.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":45429,"total_credit_utilized":15189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.9,"installment":98.08,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2857.7,"paid_total":192.53,"paid_principal":142.3,"paid_interest":50.23,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":42000,"verified_income":"Verified","debt_to_income":8.94,"annual_income_joint":127000,"verification_income_joint":"Verified","debt_to_income_joint":8.75,"delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":429300,"total_credit_utilized":9266,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":17.47,"installment":903.82,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":36938.58899,"paid_principal":36000,"paid_interest":938.59,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":18.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1971,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":44050,"total_credit_utilized":34712,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":16.01,"installment":253.17,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6722.35,"paid_total":753.11,"paid_principal":477.65,"paid_interest":275.46,"paid_late_fees":0} {"emp_title":"press brake operator ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":63000,"verified_income":"Not Verified","debt_to_income":5.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":14203,"total_credit_utilized":5010,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4528.63,"paid_total":660.87,"paid_principal":471.37,"paid_interest":189.5,"paid_late_fees":0} {"emp_title":"business development ","emp_length":4,"state":"CO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":28125,"total_credit_utilized":18720,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":26.3,"installment":361.42,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11485.85,"paid_total":1772.03,"paid_principal":514.15,"paid_interest":1257.88,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":26.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":381462,"total_credit_utilized":46394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42700,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.44,"installment":377.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16801.75,"paid_total":1878.11,"paid_principal":1198.25,"paid_interest":679.86,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":4,"state":"CO","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":43.95,"annual_income_joint":122500,"verification_income_joint":"Verified","debt_to_income_joint":21.13,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":25,"total_credit_limit":494797,"total_credit_utilized":123409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42300,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28050.78,"paid_total":3073.88,"paid_principal":1949.22,"paid_interest":1124.66,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":5.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2009,"inquiries_last_12m":8,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":72500,"total_credit_utilized":22223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":27400,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":11.98,"installment":489.16,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21458.26,"paid_total":949.04,"paid_principal":541.74,"paid_interest":407.3,"paid_late_fees":0} {"emp_title":"","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":15.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":58670,"total_credit_utilized":26526,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20200,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7603.72,"paid_total":497.56,"paid_principal":396.28,"paid_interest":101.28,"paid_late_fees":0} {"emp_title":"technician ","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":6.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":29100,"total_credit_utilized":12253,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.98,"installment":232.44,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6507.45,"paid_total":692.66,"paid_principal":492.55,"paid_interest":200.11,"paid_late_fees":0} {"emp_title":"it lead","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Source Verified","debt_to_income":15.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":292179,"total_credit_utilized":31365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21761.23,"paid_total":3749.57,"paid_principal":3238.77,"paid_interest":510.8,"paid_late_fees":0} {"emp_title":"phelbotomist ","emp_length":1,"state":"OH","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Not Verified","debt_to_income":20.07,"annual_income_joint":167000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.05,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":295000,"total_credit_utilized":30703,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":81200,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30549.28,"paid_total":5368.08,"paid_principal":4450.72,"paid_interest":917.36,"paid_late_fees":0} {"emp_title":"gas service tech","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":255000,"verified_income":"Source Verified","debt_to_income":0.69,"annual_income_joint":342000,"verification_income_joint":"Source Verified","debt_to_income_joint":2.98,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":3,"total_credit_limit":234000,"total_credit_utilized":14676,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29000,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":13500,"term":36,"interest_rate":9.44,"installment":432.07,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12181.06,"paid_total":1721.2,"paid_principal":1318.94,"paid_interest":402.26,"paid_late_fees":0} {"emp_title":"commercial lender","emp_length":4,"state":"ID","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":15.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":260208,"total_credit_utilized":29352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18468.54,"paid_total":1820.5,"paid_principal":1531.46,"paid_interest":289.04,"paid_late_fees":0} {"emp_title":"custodian","emp_length":0,"state":"IN","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":28.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":9,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":45715,"total_credit_utilized":40961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":21.45,"installment":189.54,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4588.47,"paid_total":746.24,"paid_principal":411.53,"paid_interest":334.71,"paid_late_fees":0} {"emp_title":"sr claims adjustor ","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Verified","debt_to_income":25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":227200,"total_credit_utilized":25341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":59600,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.62,"installment":1005.34,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26477.48,"paid_total":4984.63,"paid_principal":3522.52,"paid_interest":1462.11,"paid_late_fees":0} {"emp_title":"bartender","emp_length":6,"state":"NV","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":24.58,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":68420,"total_credit_utilized":31706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":30400,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.58,"installment":543.59,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14900.08,"paid_total":1618.7,"paid_principal":1099.92,"paid_interest":518.78,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"AL","homeownership":"OWN","annual_income":21600,"verified_income":"Verified","debt_to_income":34.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":39238,"total_credit_utilized":17236,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":60,"interest_rate":25.82,"installment":313.26,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":10323.45,"paid_total":596.4,"paid_principal":176.55,"paid_interest":419.85,"paid_late_fees":0} {"emp_title":"","state":"DE","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Not Verified","debt_to_income":6.72,"annual_income_joint":37000,"verification_income_joint":"Not Verified","debt_to_income_joint":4.44,"delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":164860,"total_credit_utilized":1272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":3350,"term":36,"interest_rate":5.31,"installment":100.87,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3090.72,"paid_total":300.63,"paid_principal":259.28,"paid_interest":41.35,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":4.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1978,"inquiries_last_12m":5,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":301100,"total_credit_utilized":20814,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40167.11333,"paid_principal":40000,"paid_interest":167.11,"paid_late_fees":0} {"emp_title":"principal","emp_length":3,"state":"RI","homeownership":"RENT","annual_income":125000,"verified_income":"Not Verified","debt_to_income":7.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":7,"total_credit_limit":58075,"total_credit_utilized":29607,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":20,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2056.7,"paid_total":8096.25,"paid_principal":7943.3,"paid_interest":152.95,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Not Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":50,"open_credit_lines":20,"total_credit_limit":351511,"total_credit_utilized":65372,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39600,"num_total_cc_accounts":30,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.42,"installment":1298.59,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36145.12,"paid_total":5229.09,"paid_principal":3854.88,"paid_interest":1374.21,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":10.08,"annual_income_joint":98000,"verification_income_joint":"Not Verified","debt_to_income_joint":31.94,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":172887,"total_credit_utilized":21306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":63400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":6.72,"installment":553.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15711.05,"paid_total":2759.97,"paid_principal":2288.95,"paid_interest":471.02,"paid_late_fees":0} {"emp_title":"inventory control mgr","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":25.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":83866,"total_credit_utilized":70132,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.02,"installment":608.22,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23879.94,"paid_total":2388.38,"paid_principal":1120.06,"paid_interest":1268.32,"paid_late_fees":0} {"emp_title":"ld teacher computer science","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":24.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":24,"total_credit_limit":166687,"total_credit_utilized":194651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":112,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15400,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":95.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":22.9,"installment":675.2,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23335.89,"paid_total":1995.07,"paid_principal":664.11,"paid_interest":1330.96,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NM","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":4.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":332152,"total_credit_utilized":8175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.04,"installment":357.17,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14486.1,"paid_total":1058.98,"paid_principal":513.9,"paid_interest":545.08,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":1.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":10900,"total_credit_utilized":2937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"wic manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":29.26,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":6,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":165773,"total_credit_utilized":20686,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":94,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":63,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":9.93,"installment":32.24,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":878.18,"paid_total":160.65,"paid_principal":121.82,"paid_interest":38.83,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":123973,"verified_income":"Not Verified","debt_to_income":6.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":338301,"total_credit_utilized":22895,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":30000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":15.05,"installment":643.04,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25439.26,"paid_total":3192.62,"paid_principal":1560.74,"paid_interest":1631.88,"paid_late_fees":0} {"emp_title":"mechanical maintenance ","emp_length":7,"state":"TN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":9.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":7,"total_credit_limit":254999,"total_credit_utilized":18959,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":220,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15097.93,"paid_total":1910.7,"paid_principal":902.07,"paid_interest":1008.63,"paid_late_fees":0} {"emp_title":"assistant vice president","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":112000,"verified_income":"Source Verified","debt_to_income":34.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":167640,"total_credit_utilized":117472,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43800,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":26.77,"installment":1017.55,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23589.47,"paid_total":2978.29,"paid_principal":1410.53,"paid_interest":1567.76,"paid_late_fees":0} {"emp_title":"bartender","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":13.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":154182,"total_credit_utilized":10885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10300,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1668.59,"paid_principal":1174.21,"paid_interest":494.38,"paid_late_fees":0} {"emp_title":"water system foreman","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":13.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":199900,"total_credit_utilized":27036,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33400,"term":60,"interest_rate":13.58,"installment":769.91,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32611.7,"paid_total":1489.42,"paid_principal":788.3,"paid_interest":701.12,"paid_late_fees":0} {"emp_title":"payroll manager/ar","emp_length":6,"state":"CO","homeownership":"OWN","annual_income":106000,"verified_income":"Verified","debt_to_income":23.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1967,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":157999,"total_credit_utilized":64416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":91400,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":9.44,"installment":755.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34090.33,"paid_total":3001.2,"paid_principal":1909.67,"paid_interest":1091.53,"paid_late_fees":0} {"emp_title":"simpsonville campus admin","emp_length":1,"state":"SC","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":10.24,"annual_income_joint":73000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.7,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":9700,"total_credit_utilized":8408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":11500,"term":36,"interest_rate":10.42,"installment":373.35,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10391.7,"paid_total":1476.76,"paid_principal":1108.3,"paid_interest":368.46,"paid_late_fees":0} {"emp_title":"director-owner","emp_length":7,"state":"MN","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Not Verified","debt_to_income":24.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":46,"open_credit_lines":22,"total_credit_limit":798310,"total_credit_utilized":74053,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":210500,"num_total_cc_accounts":29,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":9,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14427.41,"paid_total":958,"paid_principal":572.59,"paid_interest":385.41,"paid_late_fees":0} {"emp_title":"special education paraprofessional ","emp_length":3,"state":"NE","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":26.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":47742,"total_credit_utilized":40457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4528.63,"paid_total":660.87,"paid_principal":471.37,"paid_interest":189.5,"paid_late_fees":0} {"emp_title":"systems analyst","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":8.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":22534,"total_credit_utilized":6440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17547.89,"paid_total":3190.01,"paid_principal":2452.11,"paid_interest":737.9,"paid_late_fees":0} {"emp_title":"quality control","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":25.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":196101,"total_credit_utilized":51564,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5417.78,"paid_total":770.33,"paid_principal":582.22,"paid_interest":188.11,"paid_late_fees":0} {"emp_title":"heavy equipment operator","emp_length":5,"state":"SD","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":23.7,"annual_income_joint":72000,"verification_income_joint":"Verified","debt_to_income_joint":22.17,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":116628,"total_credit_utilized":59004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21600,"term":60,"interest_rate":14.08,"installment":503.5,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20320.01,"paid_total":2500.6,"paid_principal":1279.99,"paid_interest":1220.61,"paid_late_fees":0} {"emp_title":"hvac installer","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":40059,"total_credit_utilized":30191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":982.84,"paid_principal":703.63,"paid_interest":279.21,"paid_late_fees":0} {"emp_title":"scheduling manager","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":34000,"verified_income":"Source Verified","debt_to_income":70.21,"annual_income_joint":184000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.96,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":82700,"total_credit_utilized":77049,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":57700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37500.99,"paid_total":4421.26,"paid_principal":2499.01,"paid_interest":1922.25,"paid_late_fees":0} {"emp_title":"plant manager","emp_length":7,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":31.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":266188,"total_credit_utilized":39688,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":64,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":16.02,"installment":295.41,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7652.11,"paid_total":1166.69,"paid_principal":747.89,"paid_interest":418.8,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":96000,"verified_income":"Not Verified","debt_to_income":20.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":13,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":340085,"total_credit_utilized":65550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":94800,"num_total_cc_accounts":26,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":9.43,"installment":896.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25956.09,"paid_total":2717.37,"paid_principal":2043.91,"paid_interest":673.46,"paid_late_fees":0} {"emp_title":"director of quality","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":205000,"verified_income":"Not Verified","debt_to_income":13.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":446549,"total_credit_utilized":72205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":68900,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.31,"installment":541.99,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16138.33,"paid_total":2157.34,"paid_principal":1861.67,"paid_interest":295.67,"paid_late_fees":0} {"emp_title":"claims rep","emp_length":7,"state":"CO","homeownership":"MORTGAGE","annual_income":92879,"verified_income":"Not Verified","debt_to_income":10.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":6,"total_credit_limit":376069,"total_credit_utilized":66770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.64,"paid_total":1278.37,"paid_principal":970.36,"paid_interest":308.01,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"FL","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":20.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":126100,"total_credit_utilized":60258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":109300,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23554.86,"paid_total":2935.24,"paid_principal":1445.14,"paid_interest":1490.1,"paid_late_fees":0} {"emp_title":"national registrar","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":12.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":218517,"total_credit_utilized":29161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6489,"paid_total":664.7,"paid_principal":511,"paid_interest":153.7,"paid_late_fees":0} {"emp_title":"vice president","emp_length":7,"state":"TN","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":37.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":325986,"total_credit_utilized":130650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":16.02,"installment":263.76,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6832.24,"paid_total":1048.36,"paid_principal":667.76,"paid_interest":380.6,"paid_late_fees":0} {"emp_title":"sr business specialist","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":312589,"total_credit_utilized":49224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":35600,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":15.04,"installment":500.03,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20280.57,"paid_total":1465,"paid_principal":719.43,"paid_interest":745.57,"paid_late_fees":0} {"emp_title":"sales associate","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":18.4,"annual_income_joint":50000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.87,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":59575,"total_credit_utilized":17531,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":44800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":2600,"term":36,"interest_rate":9.93,"installment":83.81,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2190.36,"paid_total":507.62,"paid_principal":409.64,"paid_interest":97.98,"paid_late_fees":0} {"emp_title":"program manager","emp_length":7,"state":"MI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":22.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":308813,"total_credit_utilized":110441,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7267.74,"paid_total":1088.7,"paid_principal":732.26,"paid_interest":356.44,"paid_late_fees":0} {"emp_title":"project manager","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":157000,"verified_income":"Source Verified","debt_to_income":12.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":49,"open_credit_lines":26,"total_credit_limit":189856,"total_credit_utilized":107464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30400,"num_total_cc_accounts":28,"num_open_cc_accounts":21,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":7.35,"installment":439.27,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20770.68,"paid_total":1748.1,"paid_principal":1229.32,"paid_interest":518.78,"paid_late_fees":0} {"emp_title":"security","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":17.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":275062,"total_credit_utilized":20031,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":70000,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.32,"installment":271.04,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8303.5,"paid_total":817.11,"paid_principal":696.5,"paid_interest":120.61,"paid_late_fees":0} {"emp_title":"loan originator assistant","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":31.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":18,"total_credit_limit":330527,"total_credit_utilized":76873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25600,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17650,"term":60,"interest_rate":20,"installment":467.62,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16938.64,"paid_total":1939.13,"paid_principal":711.36,"paid_interest":1227.77,"paid_late_fees":0} {"emp_title":"server ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":10000,"verified_income":"Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":8900,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":8600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":10.42,"installment":58.44,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1626.52,"paid_total":232.72,"paid_principal":173.48,"paid_interest":59.24,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":12.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":310953,"total_credit_utilized":45350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":53000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6973.97,"paid_total":1215.65,"paid_principal":1026.03,"paid_interest":189.62,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":23.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":149089,"total_credit_utilized":18672,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":107200,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8704.48,"paid_total":1502.79,"paid_principal":1295.52,"paid_interest":207.27,"paid_late_fees":0} {"emp_title":"store management ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":61880,"verified_income":"Source Verified","debt_to_income":17.24,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":15,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":142335,"total_credit_utilized":30270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":78.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9518.75,"paid_total":633.58,"paid_principal":481.25,"paid_interest":152.33,"paid_late_fees":0} {"emp_title":"billing clerk","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":33134.4,"verified_income":"Verified","debt_to_income":31.4,"annual_income_joint":89017.48,"verification_income_joint":"Verified","debt_to_income_joint":13.88,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":167816,"total_credit_utilized":48950,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14400,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":14.07,"installment":582.62,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24121.29,"paid_total":1728.32,"paid_principal":878.71,"paid_interest":849.61,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"PA","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":36.28,"annual_income_joint":112000,"verification_income_joint":"Verified","debt_to_income_joint":26.23,"delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":171455,"total_credit_utilized":133484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":2335,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":9.93,"installment":1289.38,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36118.63,"paid_total":5135.45,"paid_principal":3881.37,"paid_interest":1254.08,"paid_late_fees":0} {"emp_title":"server","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":13.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":212100,"total_credit_utilized":32543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.72,"installment":922.48,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26185.11,"paid_total":4584.4,"paid_principal":3814.89,"paid_interest":769.51,"paid_late_fees":0} {"emp_title":"nurse case manager ","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":65488,"verified_income":"Verified","debt_to_income":18.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":57,"open_credit_lines":13,"total_credit_limit":109317,"total_credit_utilized":95619,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":1009,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.04,"installment":520.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13990.61,"paid_total":1535.77,"paid_principal":1009.39,"paid_interest":526.38,"paid_late_fees":0} {"emp_title":"postdoctoral fellow","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":47500,"verified_income":"Source Verified","debt_to_income":32.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":57,"open_credit_lines":27,"total_credit_limit":200526,"total_credit_utilized":123747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":74900,"num_total_cc_accounts":41,"num_open_cc_accounts":22,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":9.44,"installment":313.65,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":9976.27896,"paid_principal":9800,"paid_interest":176.28,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":28.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":455806,"total_credit_utilized":80576,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":10.91,"installment":686.62,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18990.01,"paid_total":2795.89,"paid_principal":2009.99,"paid_interest":785.9,"paid_late_fees":0} {"emp_title":"vp, operations","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":15.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":75645,"total_credit_utilized":48400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23355.79,"paid_total":2637.81,"paid_principal":1644.21,"paid_interest":993.6,"paid_late_fees":0} {"emp_title":"lp nurse","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":33.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":143341,"total_credit_utilized":41618,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16400,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4420.74,"paid_total":840.06,"paid_principal":579.26,"paid_interest":260.8,"paid_late_fees":0} {"emp_title":"lead tradesman","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":10.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":133138,"total_credit_utilized":26262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.96,"installment":93.96,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2851.39,"paid_total":185.27,"paid_principal":148.61,"paid_interest":36.66,"paid_late_fees":0} {"emp_title":"human resources business partner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":12.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":51,"open_credit_lines":29,"total_credit_limit":291570,"total_credit_utilized":126367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":21,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":16.01,"installment":272.43,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10826.04,"paid_total":807.33,"paid_principal":373.96,"paid_interest":433.37,"paid_late_fees":0} {"emp_title":"product development chemist","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":19.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":90190,"total_credit_utilized":65268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1137,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6153.03,"paid_total":1132.25,"paid_principal":846.97,"paid_interest":285.28,"paid_late_fees":0} {"emp_title":"financial manager","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":20.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":484591,"total_credit_utilized":47080,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":28300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":9.92,"installment":676.83,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19477.8,"paid_total":2018.92,"paid_principal":1522.2,"paid_interest":496.72,"paid_late_fees":0} {"emp_title":"deputy","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":27.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":330391,"total_credit_utilized":33323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3100,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29600,"term":36,"interest_rate":9.93,"installment":954.14,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26727.79,"paid_total":3800.23,"paid_principal":2872.21,"paid_interest":928.02,"paid_late_fees":0} {"emp_title":"environmental service","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.84,"annual_income_joint":125000,"verification_income_joint":"Not Verified","debt_to_income_joint":11,"delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":22,"total_credit_limit":99433,"total_credit_utilized":63686,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16400,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":9347.82,"paid_total":1061.45,"paid_principal":652.18,"paid_interest":409.27,"paid_late_fees":0} {"emp_title":"equipment operator","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":8.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":50233,"total_credit_utilized":25262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5396.56,"paid_total":738.8,"paid_principal":603.44,"paid_interest":135.36,"paid_late_fees":0} {"emp_title":"chief marketing officer","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":185000,"verified_income":"Not Verified","debt_to_income":7.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":63049,"total_credit_utilized":43568,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17759.27,"paid_total":3552.3,"paid_principal":2240.73,"paid_interest":1311.57,"paid_late_fees":0} {"emp_title":"coal miner","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":13.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":18,"total_credit_limit":115525,"total_credit_utilized":62979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":7369,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33200,"num_total_cc_accounts":28,"num_open_cc_accounts":17,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.33,"paid_total":1351.61,"paid_principal":921.67,"paid_interest":429.94,"paid_late_fees":0} {"emp_title":"senior linguist","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":115000,"verified_income":"Source Verified","debt_to_income":10.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":48,"open_credit_lines":16,"total_credit_limit":595953,"total_credit_utilized":32747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13900,"num_total_cc_accounts":33,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":73,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":15.05,"installment":381.06,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15214.63,"paid_total":1580.93,"paid_principal":785.37,"paid_interest":795.56,"paid_late_fees":0} {"emp_title":"senior field engineer","emp_length":6,"state":"AL","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Source Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":49774,"total_credit_utilized":34312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1900,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19128.86,"paid_total":1973.09,"paid_principal":871.14,"paid_interest":1101.95,"paid_late_fees":0} {"emp_title":"executive chef","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":17.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":335803,"total_credit_utilized":32922,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34300,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18005.73,"paid_total":2545.69,"paid_principal":1994.27,"paid_interest":551.42,"paid_late_fees":0} {"emp_title":"store manager","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":50081,"total_credit_utilized":33378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":204,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9495.53,"paid_total":611.17,"paid_principal":504.47,"paid_interest":106.7,"paid_late_fees":0} {"emp_title":"cash poster","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":16.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":201244,"total_credit_utilized":15908,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30500,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17600,"term":60,"interest_rate":15.04,"installment":419.08,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16997.02,"paid_total":1169.01,"paid_principal":602.98,"paid_interest":566.03,"paid_late_fees":0} {"emp_title":"sr software engineer","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":8.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":424177,"total_credit_utilized":38003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":38400,"term":60,"interest_rate":15.05,"installment":914.55,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36635.35,"paid_total":3626.09,"paid_principal":1764.65,"paid_interest":1861.44,"paid_late_fees":0} {"emp_title":"inspector ","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":49.26,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":27.29,"delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":24,"total_credit_limit":108799,"total_credit_utilized":81274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":102,"current_installment_accounts":5,"accounts_opened_24m":21,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11800,"num_total_cc_accounts":22,"num_open_cc_accounts":19,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":30.75,"installment":656.32,"grade":"F","sub_grade":"F5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19557.39,"paid_total":1934.79,"paid_principal":442.61,"paid_interest":1492.18,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":19.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":21800,"total_credit_utilized":20645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20300,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":19.03,"installment":91.68,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2286.86,"paid_total":364.08,"paid_principal":213.14,"paid_interest":150.94,"paid_late_fees":0} {"emp_title":"senior government underwriter","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Source Verified","debt_to_income":13.35,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":298041,"total_credit_utilized":68846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21500,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.9,"installment":1144.2,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31649.56,"paid_total":4534.41,"paid_principal":3350.44,"paid_interest":1183.97,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":15.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":43052,"total_credit_utilized":13794,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":2833,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7073.04,"paid_total":1353.16,"paid_principal":926.96,"paid_interest":426.2,"paid_late_fees":0} {"emp_title":"dealer success consultant","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":21.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":607189,"total_credit_utilized":138545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55400,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":9.92,"installment":593.82,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27272.3,"paid_total":1210.79,"paid_principal":727.7,"paid_interest":483.09,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":28.94,"annual_income_joint":85000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.4,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":17,"total_credit_limit":286712,"total_credit_utilized":38122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26800,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23018.73,"paid_total":3071.59,"paid_principal":1981.27,"paid_interest":1090.32,"paid_late_fees":0} {"emp_title":"rn","emp_length":1,"state":"TN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":65,"open_credit_lines":36,"total_credit_limit":128500,"total_credit_utilized":34072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":21,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":82300,"num_total_cc_accounts":57,"num_open_cc_accounts":36,"num_cc_carrying_balance":22,"num_mort_accounts":1,"account_never_delinq_percent":95.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10578.78,"paid_total":1972.62,"paid_principal":1421.22,"paid_interest":551.4,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":31.67,"annual_income_joint":174000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.63,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":384198,"total_credit_utilized":60208,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":9.44,"installment":755.02,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34090.33,"paid_total":2972.88,"paid_principal":1909.67,"paid_interest":1063.21,"paid_late_fees":0} {"emp_title":"treatment advocate","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":28.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":44545,"total_credit_utilized":36087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9100,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":77,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10800,"term":36,"interest_rate":12.61,"installment":361.87,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10047,"paid_total":1078.04,"paid_principal":753,"paid_interest":325.04,"paid_late_fees":0} {"emp_title":"boat captain","emp_length":2,"state":"AL","homeownership":"MORTGAGE","annual_income":136000,"verified_income":"Source Verified","debt_to_income":15.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":249401,"total_credit_utilized":87470,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":105,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18509.26,"paid_total":1870.52,"paid_principal":1490.74,"paid_interest":379.78,"paid_late_fees":0} {"emp_title":"banker","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":25.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":19,"total_credit_limit":212046,"total_credit_utilized":43698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33900,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":10.9,"installment":277.67,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12475.73,"paid_total":539.84,"paid_principal":324.27,"paid_interest":215.57,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"CT","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Not Verified","debt_to_income":9.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":13000,"total_credit_utilized":5473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8725,"term":36,"interest_rate":11.99,"installment":289.76,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7902.44,"paid_total":1147.42,"paid_principal":822.56,"paid_interest":324.86,"paid_late_fees":0} {"emp_title":"service techician","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Source Verified","debt_to_income":5.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":387140,"total_credit_utilized":15083,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":182,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18072.54,"paid_total":2574.04,"paid_principal":1927.46,"paid_interest":646.58,"paid_late_fees":0} {"emp_title":"uber driver","emp_length":1,"state":"RI","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":24.13,"annual_income_joint":92800,"verification_income_joint":"Not Verified","debt_to_income_joint":16.87,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":40521,"total_credit_utilized":28134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":5400,"term":36,"interest_rate":18.45,"installment":196.45,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5054.47,"paid_total":578.28,"paid_principal":345.53,"paid_interest":232.75,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":23.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":274856,"total_credit_utilized":164563,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":12.61,"installment":288.7,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12173.43,"paid_total":1092.03,"paid_principal":626.57,"paid_interest":465.46,"paid_late_fees":0} {"emp_title":"hr recruitment","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":79040,"verified_income":"Not Verified","debt_to_income":31.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":18,"total_credit_limit":133455,"total_credit_utilized":93227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.96,"installment":751.63,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22811.21,"paid_total":1492.65,"paid_principal":1188.79,"paid_interest":303.86,"paid_late_fees":0} {"emp_title":"discharge planner","emp_length":9,"state":"AL","homeownership":"OWN","annual_income":32000,"verified_income":"Verified","debt_to_income":19.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":56458,"total_credit_utilized":31360,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10900,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":1700,"term":36,"interest_rate":6.71,"installment":52.27,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1614.23,"paid_total":103.91,"paid_principal":85.77,"paid_interest":18.14,"paid_late_fees":0} {"emp_title":"treasurer","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":46000,"verified_income":"Verified","debt_to_income":24.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":65600,"total_credit_utilized":33457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53900,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":17.47,"installment":627.65,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24197.35,"paid_total":1858.69,"paid_principal":802.65,"paid_interest":1056.04,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":22.47,"annual_income_joint":106000,"verification_income_joint":"Verified","debt_to_income_joint":23.05,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":110895,"total_credit_utilized":27130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37369.27,"paid_total":4198.42,"paid_principal":2630.73,"paid_interest":1567.69,"paid_late_fees":0} {"emp_title":"recreational therapist","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":15.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":9300,"total_credit_utilized":6643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":3400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.58,"installment":135.9,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3817.71,"paid_total":268.78,"paid_principal":182.29,"paid_interest":86.49,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":16.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":161205,"total_credit_utilized":56323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":101600,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22876.29,"paid_total":2540.68,"paid_principal":2123.71,"paid_interest":416.97,"paid_late_fees":0} {"emp_title":"maintenance supervisor","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":23.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":8,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":81092,"total_credit_utilized":59443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":93,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17600,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9478.74,"paid_total":1271.47,"paid_principal":521.26,"paid_interest":750.21,"paid_late_fees":0} {"emp_title":"legal secretary","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":74000,"verified_income":"Verified","debt_to_income":17.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":148383,"total_credit_utilized":110615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":12,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31900,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":74.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32400,"term":60,"interest_rate":19.42,"installment":847.98,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31413.28,"paid_total":2474.03,"paid_principal":986.72,"paid_interest":1487.31,"paid_late_fees":0} {"emp_title":"coo","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":13.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":247678,"total_credit_utilized":27368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":5.32,"installment":632.42,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18279.38,"paid_total":3155.89,"paid_principal":2720.62,"paid_interest":435.27,"paid_late_fees":0} {"emp_title":"asst bartender / food runner","emp_length":3,"state":"NV","homeownership":"RENT","annual_income":19000,"verified_income":"Verified","debt_to_income":3.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":12000,"total_credit_utilized":854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":26.3,"installment":361.42,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11593.19,"paid_total":1410.61,"paid_principal":406.81,"paid_interest":1003.8,"paid_late_fees":0} {"emp_title":"senior integrator sales","emp_length":0,"state":"FL","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":18.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":470538,"total_credit_utilized":61065,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.98,"installment":355.75,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16415.65643,"paid_principal":16000,"paid_interest":415.66,"paid_late_fees":0} {"emp_title":"locomotive engineer ","emp_length":5,"state":"KY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":124114,"total_credit_utilized":5878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2634.58,"paid_total":481.89,"paid_principal":365.42,"paid_interest":116.47,"paid_late_fees":0} {"emp_title":"physician","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":230000,"verified_income":"Source Verified","debt_to_income":7.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":717200,"total_credit_utilized":71321,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":130900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22414.72,"paid_total":2993.01,"paid_principal":2585.28,"paid_interest":407.73,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Source Verified","debt_to_income":21.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":88000,"total_credit_utilized":12782,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":1430,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10400,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":68.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9057.25,"paid_total":1321.74,"paid_principal":942.75,"paid_interest":378.99,"paid_late_fees":0} {"emp_title":"managers ","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":46996,"verified_income":"Source Verified","debt_to_income":15.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":6,"total_credit_limit":112112,"total_credit_utilized":21705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":20,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19350,"term":36,"interest_rate":11.99,"installment":642.61,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17058.3,"paid_total":3108.01,"paid_principal":2291.7,"paid_interest":816.31,"paid_late_fees":0} {"emp_title":"sr director, procurement/attorney","emp_length":6,"state":"RI","homeownership":"MORTGAGE","annual_income":301000,"verified_income":"Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":7,"total_credit_lines":28,"open_credit_lines":24,"total_credit_limit":821171,"total_credit_utilized":248537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2360,"current_installment_accounts":9,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":92800,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":22425,"term":60,"interest_rate":21.45,"installment":612.37,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21555.94,"paid_total":2436.12,"paid_principal":869.06,"paid_interest":1567.06,"paid_late_fees":0} {"emp_title":"academic affairs coordinator","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":56000,"verified_income":"Not Verified","debt_to_income":23.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":123173,"total_credit_utilized":101218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":12.61,"installment":187.64,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5341.06,"paid_total":371.36,"paid_principal":258.94,"paid_interest":112.42,"paid_late_fees":0} {"emp_title":"phlebotomy supervisor ","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":24.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":58442,"total_credit_utilized":34406,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1206,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18400,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":11,"total_credit_limit":243414,"total_credit_utilized":59680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33000,"num_total_cc_accounts":26,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.98,"installment":266.82,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12086.15555,"paid_principal":12000,"paid_interest":86.16,"paid_late_fees":0} {"emp_title":"leadman","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":16.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":311720,"total_credit_utilized":27031,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":252,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17547.89,"paid_total":3179.52,"paid_principal":2452.11,"paid_interest":727.41,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":80000,"verified_income":"Verified","debt_to_income":0.78,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":0.92,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":2,"total_credit_limit":33000,"total_credit_utilized":1695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18000,"num_total_cc_accounts":12,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36964.72,"paid_total":3674.46,"paid_principal":3035.28,"paid_interest":639.18,"paid_late_fees":0} {"emp_title":"corporate tax director","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":225000,"verified_income":"Source Verified","debt_to_income":9.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":43,"open_credit_lines":19,"total_credit_limit":673427,"total_credit_utilized":104889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":15,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38800,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.15,"paid_total":3334.66,"paid_principal":2121.85,"paid_interest":1212.81,"paid_late_fees":0} {"emp_title":"captain-fire department ","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":180000,"verified_income":"Source Verified","debt_to_income":5.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":48731,"total_credit_utilized":23871,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.93,"installment":1160.44,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32506.78,"paid_total":4681.48,"paid_principal":3493.22,"paid_interest":1188.26,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"OWN","annual_income":80833.44,"verified_income":"Verified","debt_to_income":18.22,"annual_income_joint":115193.88,"verification_income_joint":"","debt_to_income_joint":17.88,"delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":157600,"total_credit_utilized":58718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":97600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26897.65,"paid_total":3604.93,"paid_principal":3102.35,"paid_interest":502.58,"paid_late_fees":0} {"emp_title":"intervention specialist","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":22.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1986,"inquiries_last_12m":7,"total_credit_lines":34,"open_credit_lines":23,"total_credit_limit":728319,"total_credit_utilized":282334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":14,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36600,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":9.93,"installment":678.81,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30323.29,"paid_total":2603.02,"paid_principal":1676.71,"paid_interest":926.31,"paid_late_fees":0} {"emp_title":"coffee roaster","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":57200,"verified_income":"Not Verified","debt_to_income":3.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":37500,"total_credit_utilized":5575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5150,"term":36,"interest_rate":5.32,"installment":155.1,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4482.77,"paid_total":773.22,"paid_principal":667.23,"paid_interest":105.99,"paid_late_fees":0} {"emp_title":"forman ","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":121000,"verified_income":"Source Verified","debt_to_income":12.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1999,"inquiries_last_12m":14,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":334220,"total_credit_utilized":49714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":4868,"current_installment_accounts":2,"accounts_opened_24m":21,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16200,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":83.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31774.18,"paid_total":4730.62,"paid_principal":3225.82,"paid_interest":1504.8,"paid_late_fees":0} {"emp_title":"rv tech","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":6.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":14200,"total_credit_utilized":10234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1379.24,"paid_principal":902.74,"paid_interest":476.5,"paid_late_fees":0} {"emp_title":"principal","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":17.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":364724,"total_credit_utilized":56174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15900,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10200,"term":36,"interest_rate":6.72,"installment":313.65,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8902.9,"paid_total":1560.63,"paid_principal":1297.1,"paid_interest":263.53,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"OWN","annual_income":36500,"verified_income":"Verified","debt_to_income":4.67,"annual_income_joint":65500,"verification_income_joint":"Verified","debt_to_income_joint":2.68,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":19200,"total_credit_utilized":3522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3500,"term":36,"interest_rate":9.92,"installment":112.81,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":3500,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"senior designer","emp_length":6,"state":"WA","homeownership":"RENT","annual_income":106000,"verified_income":"Not Verified","debt_to_income":22.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":88357,"total_credit_utilized":38457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.35,"installment":399.34,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18598.74,"paid_total":1988.53,"paid_principal":1401.26,"paid_interest":587.27,"paid_late_fees":0} {"emp_title":"shift manager","emp_length":8,"state":"MI","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":1.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":62750,"total_credit_utilized":2095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":56600,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":39031.53,"paid_total":1821.82,"paid_principal":968.47,"paid_interest":808.23,"paid_late_fees":45.12} {"emp_title":"operations manager","emp_length":6,"state":"WI","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":30189,"total_credit_utilized":12339,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13881.81,"paid_total":1405.99,"paid_principal":1118.19,"paid_interest":287.8,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":22.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":179787,"total_credit_utilized":26164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8900,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7442.2,"paid_total":792.97,"paid_principal":557.8,"paid_interest":235.17,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":25.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":90484,"total_credit_utilized":69090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":66600,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":10.42,"installment":681.76,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18459.21,"paid_total":3396.64,"paid_principal":2540.79,"paid_interest":855.85,"paid_late_fees":0} {"emp_title":"senior computer operator","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":82000,"verified_income":"Verified","debt_to_income":31.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":53,"open_credit_lines":12,"total_credit_limit":182187,"total_credit_utilized":172428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":88.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":24.85,"installment":992.02,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22528.16,"paid_total":4891.07,"paid_principal":2471.84,"paid_interest":2419.23,"paid_late_fees":0} {"emp_title":"principal ","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":72000,"verified_income":"Source Verified","debt_to_income":21.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":76830,"total_credit_utilized":49871,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":207,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":21.45,"installment":682.68,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23778.06,"paid_total":3383.61,"paid_principal":1221.94,"paid_interest":2161.67,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":49.69,"annual_income_joint":145000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.44,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":38411,"total_credit_utilized":22854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":15500,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":16.02,"installment":681.21,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26745.52,"paid_total":2675,"paid_principal":1254.48,"paid_interest":1420.52,"paid_late_fees":0} {"emp_title":"intelligent analyst ","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":206000,"verified_income":"Not Verified","debt_to_income":7.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":17,"total_credit_limit":567024,"total_credit_utilized":90306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42900,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":5.32,"installment":225.87,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6528.32,"paid_total":1124.92,"paid_principal":971.68,"paid_interest":153.24,"paid_late_fees":0} {"emp_title":"night merch","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":54.81,"annual_income_joint":127000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.12,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":347850,"total_credit_utilized":95669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45100,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33391.61,"paid_total":3305.02,"paid_principal":1608.39,"paid_interest":1696.63,"paid_late_fees":0} {"emp_title":"equipment mechanic","emp_length":1,"state":"OH","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":33.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1994,"inquiries_last_12m":7,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":240269,"total_credit_utilized":108349,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.56,"paid_total":1397.59,"paid_principal":890.44,"paid_interest":507.15,"paid_late_fees":0} {"emp_title":"office manager","emp_length":4,"state":"GA","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":18.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":88344,"total_credit_utilized":106270,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":471,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.47,"installment":358.88,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9350.75,"paid_total":1066.93,"paid_principal":649.25,"paid_interest":417.68,"paid_late_fees":0} {"emp_title":"sonographer","emp_length":2,"state":"MI","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":49.44,"annual_income_joint":85000,"verification_income_joint":"Verified","debt_to_income_joint":17.8,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":90654,"total_credit_utilized":41801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":55100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9504.67,"paid_total":617.52,"paid_principal":495.33,"paid_interest":122.19,"paid_late_fees":0} {"emp_title":"shift manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":9.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":40981,"total_credit_utilized":24132,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":5543,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.58,"installment":1189.09,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31773.72,"paid_total":4729.95,"paid_principal":3226.28,"paid_interest":1503.67,"paid_late_fees":0} {"emp_title":"children's social worker","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":15.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":72542,"total_credit_utilized":9484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19800,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21642.11,"paid_total":4056.03,"paid_principal":3357.89,"paid_interest":698.14,"paid_late_fees":0} {"emp_title":"service writer","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Verified","debt_to_income":19.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":218904,"total_credit_utilized":46677,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":6.07,"installment":54.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1662.15,"paid_total":162.34,"paid_principal":137.85,"paid_interest":24.49,"paid_late_fees":0} {"emp_title":"teacher","emp_length":8,"state":"TN","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Not Verified","debt_to_income":23.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":163212,"total_credit_utilized":18094,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6973.97,"paid_total":1211.6,"paid_principal":1026.03,"paid_interest":185.57,"paid_late_fees":0} {"emp_title":"boss","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":4.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":18800,"total_credit_utilized":10380,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":62.5,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10901.66,"paid_total":1633.01,"paid_principal":1098.34,"paid_interest":534.67,"paid_late_fees":0} {"emp_title":"correctional sergeant","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":13.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":104773,"total_credit_utilized":52813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22200,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12975,"term":60,"interest_rate":12.62,"installment":292.71,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12177.11,"paid_total":1445.36,"paid_principal":797.89,"paid_interest":647.47,"paid_late_fees":0} {"emp_title":"security officer","emp_length":3,"state":"TX","homeownership":"OWN","annual_income":27500,"verified_income":"Verified","debt_to_income":24.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":33056,"total_credit_utilized":23188,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.97,"installment":203.6,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5851.86,"paid_total":811.52,"paid_principal":648.14,"paid_interest":163.38,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":23.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":21,"total_credit_limit":169993,"total_credit_utilized":145988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":19.03,"installment":726.8,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26540.61,"paid_total":3559.99,"paid_principal":1459.39,"paid_interest":2100.6,"paid_late_fees":0} {"emp_title":"finance manager","emp_length":4,"state":"GA","homeownership":"OWN","annual_income":78000,"verified_income":"Not Verified","debt_to_income":8.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":82103,"total_credit_utilized":17541,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":10.41,"installment":146.08,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4176.08,"paid_total":435.64,"paid_principal":323.92,"paid_interest":111.72,"paid_late_fees":0} {"emp_title":"inspector","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Not Verified","debt_to_income":20.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":276433,"total_credit_utilized":39956,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":943,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38300,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4550,"term":36,"interest_rate":9.44,"installment":145.63,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4105.44,"paid_total":580.13,"paid_principal":444.56,"paid_interest":135.57,"paid_late_fees":0} {"emp_title":"culity control ","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":6.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":19900,"total_credit_utilized":8414,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15700,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9226.01,"paid_total":897.43,"paid_principal":773.99,"paid_interest":123.44,"paid_late_fees":0} {"emp_title":"service deli","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":21.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":62550,"total_credit_utilized":24979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2700,"term":36,"interest_rate":19.03,"installment":99.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2409.93,"paid_total":492.25,"paid_principal":290.07,"paid_interest":202.18,"paid_late_fees":0} {"emp_title":"maint","emp_length":9,"state":"VT","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Verified","debt_to_income":20.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":10,"total_credit_limit":258906,"total_credit_utilized":62606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17100,"num_total_cc_accounts":23,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.45,"installment":384.59,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14689.7,"paid_total":753.8,"paid_principal":310.3,"paid_interest":443.5,"paid_late_fees":0} {"emp_title":"pricing","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":31000,"verified_income":"Source Verified","debt_to_income":23.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":30132,"total_credit_utilized":18753,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12600,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20850,"term":60,"interest_rate":20,"installment":552.4,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19790.78,"paid_total":2715.67,"paid_principal":1059.22,"paid_interest":1656.45,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":46000,"verified_income":"Not Verified","debt_to_income":10.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":47500,"total_credit_utilized":8473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":191,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37600,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":6.08,"installment":228.44,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6732.43,"paid_total":911.23,"paid_principal":767.57,"paid_interest":143.66,"paid_late_fees":0} {"emp_title":"maintenance mechanic ","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":18.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":26100,"total_credit_utilized":8583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"manager ","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":31.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":91448,"total_credit_utilized":26778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22500,"num_total_cc_accounts":25,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1779.08,"paid_total":3313.13,"paid_principal":3220.92,"paid_interest":92.21,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":13.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":9,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":350696,"total_credit_utilized":34223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":16,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8400,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4432.23,"paid_total":858.89,"paid_principal":567.77,"paid_interest":291.12,"paid_late_fees":0} {"emp_title":"inflight","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":30.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":51242,"total_credit_utilized":37391,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":13.58,"installment":305.77,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8019.63,"paid_total":1366.29,"paid_principal":980.37,"paid_interest":385.92,"paid_late_fees":0} {"emp_title":"attorney","emp_length":0,"state":"CT","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":13.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":197233,"total_credit_utilized":31956,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":54.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14099.97,"paid_total":1717.93,"paid_principal":900.03,"paid_interest":817.9,"paid_late_fees":0} {"emp_title":"quality assurance tech","emp_length":10,"state":"MT","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Not Verified","debt_to_income":11.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":409220,"total_credit_utilized":23637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51900,"num_total_cc_accounts":30,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":3700,"term":36,"interest_rate":6.07,"installment":112.68,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3416.68,"paid_total":336.79,"paid_principal":283.32,"paid_interest":53.47,"paid_late_fees":0} {"emp_title":"meat manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":15.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":33300,"total_credit_utilized":19157,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":21.85,"installment":495.61,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17487.19,"paid_total":1443.13,"paid_principal":512.81,"paid_interest":930.32,"paid_late_fees":0} {"emp_title":"project coordinator","emp_length":9,"state":"NC","homeownership":"MORTGAGE","annual_income":39500,"verified_income":"Verified","debt_to_income":50.77,"annual_income_joint":354500,"verification_income_joint":"Source Verified","debt_to_income_joint":17.07,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":412098,"total_credit_utilized":62581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22742.45,"paid_total":2029.31,"paid_principal":1257.55,"paid_interest":771.76,"paid_late_fees":0} {"emp_title":"ceo","emp_length":5,"state":"MO","homeownership":"OWN","annual_income":144000,"verified_income":"Source Verified","debt_to_income":6.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":29,"total_credit_limit":407182,"total_credit_utilized":493680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":24,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":6200,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.85,"installment":826.02,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29435.37,"paid_total":1579.21,"paid_principal":564.63,"paid_interest":1014.58,"paid_late_fees":0} {"emp_title":"equipment operator","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":25.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":430094,"total_credit_utilized":108041,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":371,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23500,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.47,"installment":301.28,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11614.7,"paid_total":892.19,"paid_principal":385.3,"paid_interest":506.89,"paid_late_fees":0} {"emp_title":"lpn","emp_length":1,"state":"SC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":143246,"total_credit_utilized":17354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22600,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18770.12,"paid_total":2241.93,"paid_principal":1229.88,"paid_interest":1012.05,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":66200,"verified_income":"Not Verified","debt_to_income":12.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":46931,"total_credit_utilized":20542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":6.71,"installment":239.81,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7406.51,"paid_total":476.71,"paid_principal":393.49,"paid_interest":83.22,"paid_late_fees":0} {"emp_title":"gulf coast territorial manager","emp_length":6,"state":"NY","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":14.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":448035,"total_credit_utilized":109019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":31900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10868.71,"paid_total":1586.09,"paid_principal":1131.29,"paid_interest":454.8,"paid_late_fees":0} {"emp_title":"head athletic trainer","emp_length":5,"state":"SC","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":35.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":23,"total_credit_limit":128249,"total_credit_utilized":131298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20100,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":19.42,"installment":479.3,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12180.12,"paid_total":1423.87,"paid_principal":819.88,"paid_interest":603.99,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":9.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":187514,"total_credit_utilized":161025,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.92,"installment":848.31,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.2,"paid_total":2522.89,"paid_principal":1565.8,"paid_interest":957.09,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"RENT","annual_income":33600,"verified_income":"Verified","debt_to_income":12.86,"annual_income_joint":183600,"verification_income_joint":"Source Verified","debt_to_income_joint":16.03,"delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":116720,"total_credit_utilized":15197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":7.34,"installment":496.53,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14796.68,"paid_total":1476.54,"paid_principal":1203.32,"paid_interest":273.22,"paid_late_fees":0} {"emp_title":"program project manager","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":124500,"verified_income":"Not Verified","debt_to_income":20.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":118730,"total_credit_utilized":102669,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18100,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"moving","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":12.61,"installment":536.11,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14884.43,"paid_total":1597.12,"paid_principal":1115.57,"paid_interest":481.55,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":12.76,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":605349,"total_credit_utilized":93021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":32200,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30944.76,"paid_total":5893.45,"paid_principal":4055.24,"paid_interest":1838.21,"paid_late_fees":0} {"emp_title":"hospice nurse","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":88000,"verified_income":"Verified","debt_to_income":39.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":25,"total_credit_limit":152232,"total_credit_utilized":75596,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":45900,"num_total_cc_accounts":22,"num_open_cc_accounts":20,"num_cc_carrying_balance":19,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":17.09,"installment":398.42,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15303.07,"paid_total":1563.3,"paid_principal":696.93,"paid_interest":866.37,"paid_late_fees":0} {"emp_title":"analyst","emp_length":4,"state":"CT","homeownership":"MORTGAGE","annual_income":350000,"verified_income":"Verified","debt_to_income":6.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":561448,"total_credit_utilized":78874,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34997.78,"paid_total":6246.84,"paid_principal":5002.22,"paid_interest":1244.62,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":38.24,"annual_income_joint":133000,"verification_income_joint":"Source Verified","debt_to_income_joint":29.8,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":49,"open_credit_lines":30,"total_credit_limit":171166,"total_credit_utilized":145408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28400,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":19.42,"installment":392.59,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14543.17,"paid_total":1161.59,"paid_principal":456.83,"paid_interest":704.76,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":19.78,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":15.88,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":185232,"total_credit_utilized":9464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25700,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"joint","loan_amount":27600,"term":36,"interest_rate":16.01,"installment":970.48,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25769.04,"paid_total":2862.34,"paid_principal":1830.96,"paid_interest":1031.38,"paid_late_fees":0} {"emp_title":"consultant","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":22.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":82706,"total_credit_utilized":28691,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.27,"paid_total":1988.48,"paid_principal":1459.73,"paid_interest":528.75,"paid_late_fees":0} {"emp_title":"inventory cordinator","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":3.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":16,"open_credit_lines":15,"total_credit_limit":246684,"total_credit_utilized":2548,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2312,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16400,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":21.45,"installment":151.63,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3584.77,"paid_total":753.38,"paid_principal":415.23,"paid_interest":338.15,"paid_late_fees":0} {"emp_title":"sr pm","emp_length":8,"state":"SC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.33,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.61,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":53837,"total_credit_utilized":36399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":38000,"term":60,"interest_rate":14.08,"installment":885.78,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36209.13,"paid_total":3483.67,"paid_principal":1790.87,"paid_interest":1692.8,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":104000,"verified_income":"Verified","debt_to_income":31.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":200725,"total_credit_utilized":163209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32700,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":15.04,"installment":659.02,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17721.44,"paid_total":1968.77,"paid_principal":1278.56,"paid_interest":690.21,"paid_late_fees":0} {"emp_title":"electrician ","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":8.05,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":2,"total_credit_limit":36066,"total_credit_utilized":13867,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":7,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":16.01,"installment":316.21,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12565.96,"paid_total":937.07,"paid_principal":434.04,"paid_interest":503.03,"paid_late_fees":0} {"emp_title":"service engineer ","emp_length":0,"state":"IN","homeownership":"RENT","annual_income":33280,"verified_income":"Verified","debt_to_income":45.47,"annual_income_joint":73280,"verification_income_joint":"Source Verified","debt_to_income_joint":25.63,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":72487,"total_credit_utilized":56308,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":11000,"num_total_cc_accounts":8,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8500,"term":36,"interest_rate":9.43,"installment":272.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7879.51,"paid_total":811.58,"paid_principal":620.49,"paid_interest":191.09,"paid_late_fees":0} {"emp_title":"management","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Not Verified","debt_to_income":33.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":674206,"total_credit_utilized":109888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9407.42,"paid_total":1149.86,"paid_principal":592.58,"paid_interest":557.28,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":10.77,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":161435,"total_credit_utilized":8309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":41.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.9,"installment":523.07,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14856.47,"paid_total":1559.52,"paid_principal":1143.53,"paid_interest":415.99,"paid_late_fees":0} {"emp_title":"director of business dev","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":26.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1998,"inquiries_last_12m":7,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":861782,"total_credit_utilized":286989,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29700,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":7.96,"installment":175.39,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5322.6,"paid_total":348.3,"paid_principal":277.4,"paid_interest":70.9,"paid_late_fees":0} {"emp_title":"sr it manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":14.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":49,"open_credit_lines":22,"total_credit_limit":494260,"total_credit_utilized":110979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":114300,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1822.45,"paid_principal":1535.14,"paid_interest":287.31,"paid_late_fees":0} {"emp_title":"health professions recruiter","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":30.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":134946,"total_credit_utilized":81739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3900,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13124.17,"paid_total":2335.92,"paid_principal":1875.83,"paid_interest":460.09,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":20.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":206076,"total_credit_utilized":109326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":129900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.92,"installment":212.08,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9740.1,"paid_total":418.65,"paid_principal":259.9,"paid_interest":158.75,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":19.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":282534,"total_credit_utilized":76271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32400,"term":60,"interest_rate":15.04,"installment":771.48,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31664.62,"paid_total":1488.82,"paid_principal":735.38,"paid_interest":753.44,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":18.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":60746,"total_credit_utilized":41330,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35800,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17698.3,"paid_total":3406.01,"paid_principal":2301.7,"paid_interest":1104.31,"paid_late_fees":0} {"emp_title":"rn, clinical coordinator ","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":27.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2004,"inquiries_last_12m":8,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":147212,"total_credit_utilized":92680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26700,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.71,"installment":107.61,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3234.4,"paid_total":320.22,"paid_principal":265.6,"paid_interest":54.62,"paid_late_fees":0} {"emp_title":"sales manager ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":73000,"verified_income":"Source Verified","debt_to_income":8.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":28300,"total_credit_utilized":19943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.42,"installment":81.17,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2197.48,"paid_total":402.23,"paid_principal":302.52,"paid_interest":99.71,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":26.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":57160,"total_credit_utilized":31224,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7700,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.59,"installment":543.67,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6439.53,"paid_total":10194.19,"paid_principal":9560.47,"paid_interest":633.72,"paid_late_fees":0} {"emp_title":"comfort consultant","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":14.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":13,"total_credit_limit":112003,"total_credit_utilized":74388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12900,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21600,"term":60,"interest_rate":13.59,"installment":498.02,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20303.98,"paid_total":2473.79,"paid_principal":1296.02,"paid_interest":1177.77,"paid_late_fees":0} {"emp_title":"respiratory therapist ","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":34.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":93839,"total_credit_utilized":64515,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":20,"installment":185.82,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4579.69,"paid_total":737.72,"paid_principal":420.31,"paid_interest":317.41,"paid_late_fees":0} {"emp_title":"claims specialist","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":26694,"verified_income":"Not Verified","debt_to_income":8.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":16700,"total_credit_utilized":3423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2100,"term":36,"interest_rate":9.44,"installment":67.22,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1946.7,"paid_total":205.52,"paid_principal":153.3,"paid_interest":52.22,"paid_late_fees":0} {"emp_title":"owner/consultant","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":10.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":98518,"total_credit_utilized":97785,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":10300,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12785.38,"paid_total":2600.6,"paid_principal":2214.62,"paid_interest":385.98,"paid_late_fees":0} {"emp_title":"material ro","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":26.84,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":49,"open_credit_lines":19,"total_credit_limit":160668,"total_credit_utilized":44809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":27410,"num_total_cc_accounts":34,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":11.99,"installment":467.03,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19688.02,"paid_total":2321.16,"paid_principal":1311.98,"paid_interest":1009.18,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":32829,"total_credit_utilized":17444,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12800,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":914.73,"paid_principal":477.31,"paid_interest":437.42,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":13.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":156800,"total_credit_utilized":23759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39500,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18114.51,"paid_total":2630.16,"paid_principal":1885.49,"paid_interest":744.67,"paid_late_fees":0} {"emp_title":"pastor","emp_length":9,"state":"SC","homeownership":"OWN","annual_income":74000,"verified_income":"Not Verified","debt_to_income":29.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":79484,"total_credit_utilized":35458,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19600,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":13.59,"installment":645.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26663.59,"paid_total":2561.18,"paid_principal":1336.41,"paid_interest":1224.77,"paid_late_fees":0} {"emp_title":"senior director ","emp_length":7,"state":"OR","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Source Verified","debt_to_income":9.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":7,"total_credit_limit":408718,"total_credit_utilized":30064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":20,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.91,"installment":228.88,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":7121.3326,"paid_principal":7000,"paid_interest":121.33,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":28800,"verified_income":"Verified","debt_to_income":18.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":26100,"total_credit_utilized":17570,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14418.69,"paid_total":1549.58,"paid_principal":581.31,"paid_interest":968.27,"paid_late_fees":0} {"emp_title":"test technician","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":21.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":106409,"total_credit_utilized":28495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":50000,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5285.75,"paid_total":828.97,"paid_principal":714.25,"paid_interest":114.72,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"UT","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":15.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":110317,"total_credit_utilized":35975,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":97700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10759.06,"paid_total":1441.97,"paid_principal":1240.94,"paid_interest":201.03,"paid_late_fees":0} {"emp_title":"learning strategist","emp_length":8,"state":"NV","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":15.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":48,"open_credit_lines":17,"total_credit_limit":75207,"total_credit_utilized":105444,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":58.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.06,"installment":180.92,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4567.68,"paid_total":726.03,"paid_principal":432.32,"paid_interest":293.71,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":9.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":23343,"total_credit_utilized":14877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12300,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.85,"installment":550.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19623.58,"paid_total":1077.08,"paid_principal":376.42,"paid_interest":700.66,"paid_late_fees":0} {"emp_title":"compliance officer","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":107000,"verified_income":"Verified","debt_to_income":20.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":88821,"total_credit_utilized":69435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17000,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":23.87,"installment":860.78,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":29466.69,"paid_total":1641.99,"paid_principal":533.31,"paid_interest":1108.68,"paid_late_fees":0} {"emp_title":"pastor","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":104000,"verified_income":"Not Verified","debt_to_income":9.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":2,"total_credit_limit":40871,"total_credit_utilized":22871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":23,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":5.31,"installment":632.32,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19918.82,"paid_total":1258.44,"paid_principal":1081.18,"paid_interest":177.26,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":6.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":277678,"total_credit_utilized":31679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26800,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.71,"installment":553.41,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16634.11,"paid_total":1653.52,"paid_principal":1365.89,"paid_interest":287.63,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":18312,"verified_income":"Verified","debt_to_income":18.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":11800,"total_credit_utilized":7652,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9369.33,"paid_total":1095.28,"paid_principal":630.67,"paid_interest":464.61,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":21.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":65497,"total_credit_utilized":28674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13124.17,"paid_total":2342.56,"paid_principal":1875.83,"paid_interest":466.73,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":22.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":98860,"total_credit_utilized":37591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18005.74,"paid_total":2496.98,"paid_principal":1994.26,"paid_interest":502.72,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":16.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":342736,"total_credit_utilized":33598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19500,"term":36,"interest_rate":16.02,"installment":685.76,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":19536.26695,"paid_principal":19500,"paid_interest":36.27,"paid_late_fees":0} {"emp_title":"commercial receivable specialist","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":8,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":106613,"total_credit_utilized":53325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26100,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":18.06,"installment":559.38,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20472.46,"paid_total":2775.45,"paid_principal":1527.54,"paid_interest":1247.91,"paid_late_fees":0} {"emp_title":"local support provider iii","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":6.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":285635,"total_credit_utilized":7643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11071.21,"paid_total":1076.91,"paid_principal":928.79,"paid_interest":148.12,"paid_late_fees":0} {"emp_title":"admin","emp_length":0,"state":"MO","homeownership":"RENT","annual_income":39000,"verified_income":"Verified","debt_to_income":27.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":18213,"total_credit_utilized":15950,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":953,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.91,"installment":98.09,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2712.85,"paid_total":390.54,"paid_principal":287.15,"paid_interest":103.39,"paid_late_fees":0} {"emp_title":"pse mail processing clerk","emp_length":1,"state":"NY","homeownership":"OWN","annual_income":30564,"verified_income":"Source Verified","debt_to_income":11.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":14500,"total_credit_utilized":7352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.04,"installment":277.48,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7461.67,"paid_total":825.76,"paid_principal":538.33,"paid_interest":287.43,"paid_late_fees":0} {"emp_title":"manicurist","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":41.06,"annual_income_joint":75000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.85,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":44092,"total_credit_utilized":16281,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17600,"term":60,"interest_rate":13.58,"installment":405.7,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16973.38,"paid_total":1203.82,"paid_principal":626.62,"paid_interest":577.2,"paid_late_fees":0} {"emp_title":"tractor trailer driver","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":31.88,"annual_income_joint":115000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.12,"delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":283008,"total_credit_utilized":78013,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":20.39,"installment":373.63,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8991.42,"paid_total":1490.56,"paid_principal":1008.58,"paid_interest":481.98,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":7.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":45700,"total_credit_utilized":44473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1200,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.06,"installment":180.92,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4455.51,"paid_total":899.58,"paid_principal":544.49,"paid_interest":355.09,"paid_late_fees":0} {"emp_title":"respiratory therapist","emp_length":4,"state":"SC","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":35.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":18,"total_credit_limit":100542,"total_credit_utilized":57176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1070,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21400,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14218.17,"paid_total":1907.15,"paid_principal":781.83,"paid_interest":1125.32,"paid_late_fees":0} {"emp_title":"medical coder","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":98000,"verified_income":"Verified","debt_to_income":29.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":178908,"total_credit_utilized":138935,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38350,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":82,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":28772.99,"paid_total":3049.45,"paid_principal":1227.01,"paid_interest":1822.44,"paid_late_fees":0} {"emp_title":"trainer","emp_length":7,"state":"IN","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":28.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":19,"total_credit_limit":136755,"total_credit_utilized":93347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28900,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25050,"term":60,"interest_rate":15.04,"installment":596.47,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23898.54,"paid_total":2344.02,"paid_principal":1151.46,"paid_interest":1192.56,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":10.68,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":445900,"total_credit_utilized":4955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":125,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3100,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.96,"installment":234.89,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6940.89,"paid_total":701.35,"paid_principal":559.11,"paid_interest":142.24,"paid_late_fees":0} {"emp_title":"crew leader","emp_length":3,"state":"FL","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":3.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2012,"inquiries_last_12m":10,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":13400,"total_credit_utilized":976,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":13,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7300,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":11.98,"installment":371.9,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10411.92,"paid_total":1108.25,"paid_principal":788.08,"paid_interest":320.17,"paid_late_fees":0} {"emp_title":"sr crew member","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":30600,"verified_income":"Verified","debt_to_income":40.75,"annual_income_joint":79100,"verification_income_joint":"Source Verified","debt_to_income_joint":15.76,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":94514,"total_credit_utilized":39659,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12800,"term":36,"interest_rate":5.32,"installment":385.47,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10661.53,"paid_total":2398.57,"paid_principal":2138.47,"paid_interest":260.1,"paid_late_fees":0} {"emp_title":"finance assistant ","emp_length":7,"state":"AZ","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":30.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":62835,"total_credit_utilized":35550,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":31400,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":3,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.01,"installment":703.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19121.36,"paid_total":1370.9,"paid_principal":878.64,"paid_interest":492.26,"paid_late_fees":0} {"emp_title":"director of accounting","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":225000,"verified_income":"Source Verified","debt_to_income":15.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":58,"open_credit_lines":28,"total_credit_limit":615694,"total_credit_utilized":248307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47300,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":9.92,"installment":445.37,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20454.21,"paid_total":879.17,"paid_principal":545.79,"paid_interest":333.38,"paid_late_fees":0} {"emp_title":"master trainer ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":62400,"verified_income":"Verified","debt_to_income":16.92,"annual_income_joint":88800,"verification_income_joint":"Not Verified","debt_to_income_joint":21.24,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":155207,"total_credit_utilized":24698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":18.45,"installment":363.79,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10153.53471,"paid_principal":10000,"paid_interest":153.53,"paid_late_fees":0} {"emp_title":"assistant professor ","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":11.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":57856,"total_credit_utilized":33507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":16.02,"installment":393.87,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10457.12,"paid_total":1171.64,"paid_principal":742.88,"paid_interest":428.76,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":13.22,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":82776,"total_credit_utilized":57581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":75.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12600,"term":36,"interest_rate":7.97,"installment":394.67,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10403.74,"paid_total":2560.4,"paid_principal":2196.26,"paid_interest":364.14,"paid_late_fees":0} {"emp_title":"maintenance technician ","emp_length":1,"state":"MI","homeownership":"OWN","annual_income":28000,"verified_income":"Not Verified","debt_to_income":21.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":30046,"total_credit_utilized":19247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5446.97,"paid_total":810.99,"paid_principal":553.03,"paid_interest":257.96,"paid_late_fees":0} {"emp_title":"president","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":285801,"total_credit_utilized":31320,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":701,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.01,"installment":291.89,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11599.33,"paid_total":854.32,"paid_principal":400.67,"paid_interest":453.65,"paid_late_fees":0} {"emp_title":"director of global sourcing","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Not Verified","debt_to_income":10.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":257956,"total_credit_utilized":26342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.44,"installment":335.57,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14934.86,"paid_total":1669.46,"paid_principal":1065.14,"paid_interest":604.32,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":16.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":557151,"total_credit_utilized":62595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5125,"term":36,"interest_rate":11.99,"installment":170.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4341.42,"paid_total":1017.59,"paid_principal":783.58,"paid_interest":234.01,"paid_late_fees":0} {"emp_title":"processing supervisor","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Not Verified","debt_to_income":18.09,"annual_income_joint":137000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.88,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":528231,"total_credit_utilized":53369,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26000,"term":60,"interest_rate":12.61,"installment":586.41,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25370.32,"paid_total":1154.61,"paid_principal":629.68,"paid_interest":524.93,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":18.7,"annual_income_joint":175000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.56,"delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":232943,"total_credit_utilized":70831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":568,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7300,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15600,"term":36,"interest_rate":14.07,"installment":533.71,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":15885.46014,"paid_principal":15600,"paid_interest":285.46,"paid_late_fees":0} {"emp_title":"department manager","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Not Verified","debt_to_income":28.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":141737,"total_credit_utilized":52836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":130,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.91,"installment":425.05,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11755.73,"paid_total":1692.32,"paid_principal":1244.27,"paid_interest":448.05,"paid_late_fees":0} {"emp_title":"lead wingman","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":7.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":10163,"total_credit_utilized":6328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":7.96,"installment":175.39,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5322.6,"paid_total":345.83,"paid_principal":277.4,"paid_interest":68.43,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":11.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":7,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":76972,"total_credit_utilized":49915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":477,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20100,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1557.29,"paid_principal":1250.57,"paid_interest":306.72,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":26500,"verified_income":"Verified","debt_to_income":17.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":68100,"total_credit_utilized":59749,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20200,"term":36,"interest_rate":18.06,"installment":730.89,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18000.38,"paid_total":3613.92,"paid_principal":2199.62,"paid_interest":1414.3,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Source Verified","debt_to_income":4.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":191930,"total_credit_utilized":15356,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10100,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9285.38,"paid_total":968.79,"paid_principal":714.62,"paid_interest":254.17,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":37000,"verified_income":"Verified","debt_to_income":26.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":80599,"total_credit_utilized":98923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11700,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":21.85,"installment":76.23,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1878.37,"paid_total":226.26,"paid_principal":121.63,"paid_interest":104.63,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"TX","homeownership":"OWN","annual_income":57000,"verified_income":"Source Verified","debt_to_income":29.73,"annual_income_joint":123400,"verification_income_joint":"Source Verified","debt_to_income_joint":25.64,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":300150,"total_credit_utilized":112892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":34650,"term":36,"interest_rate":11.99,"installment":1150.72,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30546.27,"paid_total":5707.44,"paid_principal":4103.73,"paid_interest":1603.71,"paid_late_fees":0} {"emp_title":"cna","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":16.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":29200,"total_credit_utilized":17880,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21000,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16512.55,"paid_total":1998.35,"paid_principal":1487.45,"paid_interest":510.9,"paid_late_fees":0} {"emp_title":"cna/hha hospice","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":24.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":40965,"total_credit_utilized":19903,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.05,"installment":416.28,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10916.71,"paid_total":1685.19,"paid_principal":1083.29,"paid_interest":601.9,"paid_late_fees":0} {"emp_title":"assistant general counsel","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":130000,"verified_income":"Not Verified","debt_to_income":4.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":84574,"total_credit_utilized":36833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.72,"installment":92.25,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2695.66,"paid_total":367.88,"paid_principal":304.34,"paid_interest":63.54,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":425000,"verified_income":"Source Verified","debt_to_income":11.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":428235,"total_credit_utilized":84832,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":46200,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14900,"term":36,"interest_rate":9.93,"installment":480.3,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13085.2,"paid_total":2393.28,"paid_principal":1814.8,"paid_interest":578.48,"paid_late_fees":0} {"emp_title":"senior film processor","emp_length":10,"state":"AL","homeownership":"OWN","annual_income":94000,"verified_income":"Verified","debt_to_income":17.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1985,"inquiries_last_12m":7,"total_credit_lines":49,"open_credit_lines":9,"total_credit_limit":83143,"total_credit_utilized":58413,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":201,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":6200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.43,"installment":288.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8120.56,"paid_total":1147.32,"paid_principal":879.44,"paid_interest":267.88,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":18000,"verified_income":"Not Verified","debt_to_income":34.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":38144,"total_credit_utilized":17408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":52,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4656.28,"paid_total":505.84,"paid_principal":343.72,"paid_interest":162.12,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":15600,"verified_income":"Verified","debt_to_income":36.32,"annual_income_joint":175600,"verification_income_joint":"Source Verified","debt_to_income_joint":9.13,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":20000,"total_credit_utilized":8566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14288.52,"paid_total":971.68,"paid_principal":711.48,"paid_interest":260.2,"paid_late_fees":0} {"emp_title":"school bus driver","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":24.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":42400,"total_credit_utilized":31141,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":12.62,"installment":301.61,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8159.01,"paid_total":1206.44,"paid_principal":840.99,"paid_interest":365.45,"paid_late_fees":0} {"emp_title":"valet","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":28000,"verified_income":"Not Verified","debt_to_income":7.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":15700,"total_credit_utilized":3548,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":695,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4759.38,"paid_total":319.54,"paid_principal":240.62,"paid_interest":78.92,"paid_late_fees":0} {"emp_title":"fraud rep","emp_length":6,"state":"UT","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":10,"total_credit_limit":278506,"total_credit_utilized":25578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22700,"num_total_cc_accounts":18,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":11.98,"installment":311.29,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13655.23,"paid_total":673.83,"paid_principal":344.77,"paid_interest":329.06,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":10.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":25753,"total_credit_utilized":9372,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":15.05,"installment":166.52,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4254.9,"paid_total":828.59,"paid_principal":545.1,"paid_interest":283.49,"paid_late_fees":0} {"emp_title":"it manager","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":74000,"verified_income":"Not Verified","debt_to_income":22.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":68483,"total_credit_utilized":29535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2900,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.97,"installment":501.17,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13999.08,"paid_total":2498.77,"paid_principal":2000.92,"paid_interest":497.85,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":165000,"verified_income":"Verified","debt_to_income":21.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":22,"total_credit_limit":82800,"total_credit_utilized":56601,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":10600,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":18.45,"installment":410.23,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15499.7,"paid_total":1214.29,"paid_principal":500.3,"paid_interest":713.99,"paid_late_fees":0} {"emp_title":"beer lead","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":22.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":32529,"total_credit_utilized":7189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.04,"installment":238.11,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9657.41,"paid_total":705.97,"paid_principal":342.59,"paid_interest":363.38,"paid_late_fees":0} {"emp_title":"business office coordinator","emp_length":0,"state":"TN","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":10.62,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":5.5,"delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":286662,"total_credit_utilized":25205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":84,"current_accounts_delinq":0,"total_collection_amount_ever":1385,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":7500,"term":36,"interest_rate":13.59,"installment":254.85,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6630.98,"paid_total":1268.59,"paid_principal":869.02,"paid_interest":399.57,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"MT","homeownership":"OWN","annual_income":70000,"verified_income":"Verified","debt_to_income":0.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":8500,"total_credit_utilized":2256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":166,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":12.62,"installment":812.13,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33786.28,"paid_total":4035.41,"paid_principal":2213.72,"paid_interest":1821.69,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":4.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":260122,"total_credit_utilized":11249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46200,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35095.78,"paid_total":6380.02,"paid_principal":4904.22,"paid_interest":1475.8,"paid_late_fees":0} {"emp_title":"program anaylst","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2005,"inquiries_last_12m":10,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":45760,"total_credit_utilized":26756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9586.3,"paid_total":1027.75,"paid_principal":413.7,"paid_interest":614.05,"paid_late_fees":0} {"emp_title":"customer relations ","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":12.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":24,"total_credit_limit":367605,"total_credit_utilized":27939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38600,"num_total_cc_accounts":26,"num_open_cc_accounts":20,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.71,"installment":461.18,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13745.41,"paid_total":1494.41,"paid_principal":1254.59,"paid_interest":239.82,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":36000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.1,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":31948,"total_credit_utilized":21563,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9400,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11000,"term":60,"interest_rate":28.72,"installment":347.29,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":10743.9,"paid_total":997.99,"paid_principal":256.1,"paid_interest":741.89,"paid_late_fees":0} {"emp_title":"assembler 2","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Not Verified","debt_to_income":10.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":39300,"total_credit_utilized":21343,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":14400,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.96,"installment":93.96,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2776.34,"paid_total":280.55,"paid_principal":223.66,"paid_interest":56.89,"paid_late_fees":0} {"emp_title":"csr","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":42.67,"annual_income_joint":92000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.1,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":193256,"total_credit_utilized":65252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6500,"term":36,"interest_rate":10.91,"installment":212.53,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5718.75,"paid_total":1058.71,"paid_principal":781.25,"paid_interest":277.46,"paid_late_fees":0} {"emp_title":"certified pharmacy tech","emp_length":2,"state":"VA","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Verified","debt_to_income":24.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":47209,"total_credit_utilized":35193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2900,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":21.85,"installment":343.02,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8638.45,"paid_total":729.74,"paid_principal":361.55,"paid_interest":368.19,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":99097,"verified_income":"Not Verified","debt_to_income":10.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":45080,"total_credit_utilized":26907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15161.63,"paid_total":1348.81,"paid_principal":838.37,"paid_interest":510.44,"paid_late_fees":0} {"emp_title":"cashier","emp_length":6,"state":"SC","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":9.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":13200,"total_credit_utilized":5736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8782.01,"paid_total":1606.23,"paid_principal":1217.99,"paid_interest":388.24,"paid_late_fees":0} {"emp_title":"cdl driver","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":5.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2006,"inquiries_last_12m":10,"total_credit_lines":42,"open_credit_lines":25,"total_credit_limit":320082,"total_credit_utilized":7594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":17,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55300,"num_total_cc_accounts":31,"num_open_cc_accounts":22,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11081.12,"paid_total":1088.26,"paid_principal":918.88,"paid_interest":169.38,"paid_late_fees":0} {"emp_title":"general manager","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":7.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":33000,"total_credit_utilized":8486,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":3,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15415.69,"paid_total":1071.4,"paid_principal":584.31,"paid_interest":487.09,"paid_late_fees":0} {"emp_title":"driver ","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":20.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":286040,"total_credit_utilized":40660,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":730,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":18.45,"installment":307.67,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11624.78,"paid_total":910.71,"paid_principal":375.22,"paid_interest":535.49,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":2,"state":"WI","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":21.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":30700,"total_credit_utilized":10241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":185,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":14.07,"installment":290.8,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7919.84,"paid_total":859.11,"paid_principal":580.16,"paid_interest":278.95,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":16000,"verified_income":"Verified","debt_to_income":14.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":99500,"total_credit_utilized":6332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.07,"installment":152.27,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4617.13,"paid_total":455.12,"paid_principal":382.87,"paid_interest":72.25,"paid_late_fees":0} {"emp_title":"social worker","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":9.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":205940,"total_credit_utilized":186451,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.01,"installment":486.47,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18296.27,"paid_total":2441.62,"paid_principal":1703.73,"paid_interest":737.89,"paid_late_fees":0} {"emp_title":"dds","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":24.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":58,"open_credit_lines":18,"total_credit_limit":1017789,"total_credit_utilized":431708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":65800,"num_total_cc_accounts":21,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":98.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":6.72,"installment":1106.98,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31422.11,"paid_total":5467.7,"paid_principal":4577.89,"paid_interest":889.81,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":13.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":73400,"total_credit_utilized":16018,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60200,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.35,"installment":93.12,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2621.67,"paid_total":464.38,"paid_principal":378.33,"paid_interest":86.05,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":33768,"verified_income":"Verified","debt_to_income":23.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":42843,"total_credit_utilized":40436,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1100,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9518.75,"paid_total":633.58,"paid_principal":481.25,"paid_interest":152.33,"paid_late_fees":0} {"emp_title":"bindery machine operator","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":28.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":341016,"total_credit_utilized":47879,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":12.62,"installment":251.34,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6619.35,"paid_total":1251.44,"paid_principal":880.65,"paid_interest":370.79,"paid_late_fees":0} {"emp_title":"cashier","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":44240,"verified_income":"Source Verified","debt_to_income":22.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":51,"open_credit_lines":7,"total_credit_limit":31276,"total_credit_utilized":19456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19333.31,"paid_total":1521.17,"paid_principal":666.69,"paid_interest":854.48,"paid_late_fees":0} {"emp_title":"irrigation tech","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":44.72,"annual_income_joint":72000,"verification_income_joint":"Source Verified","debt_to_income_joint":33.62,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":121586,"total_credit_utilized":111444,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5434.35,"paid_total":793.04,"paid_principal":565.65,"paid_interest":227.39,"paid_late_fees":0} {"emp_title":"clerk","emp_length":2,"state":"GA","homeownership":"OWN","annual_income":18720,"verified_income":"Verified","debt_to_income":32.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":68900,"total_credit_utilized":4421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47300,"num_total_cc_accounts":29,"num_open_cc_accounts":18,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":13.59,"installment":237.86,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6188.91,"paid_total":1178.73,"paid_principal":811.09,"paid_interest":367.64,"paid_late_fees":0} {"emp_title":"packaging ","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":25600,"verified_income":"Source Verified","debt_to_income":12.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":80801,"total_credit_utilized":8554,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":81,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.43,"installment":96.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2780.98,"paid_total":284.89,"paid_principal":219.02,"paid_interest":65.87,"paid_late_fees":0} {"emp_title":"sfc","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":14.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":84435,"total_credit_utilized":19289,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41200,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6283.6,"paid_total":848.11,"paid_principal":716.4,"paid_interest":131.71,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":35.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":53,"open_credit_lines":26,"total_credit_limit":424404,"total_credit_utilized":217416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":15,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":76700,"num_total_cc_accounts":31,"num_open_cc_accounts":21,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14299.86,"paid_total":986.18,"paid_principal":700.14,"paid_interest":286.04,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":26.88,"annual_income_joint":59000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.89,"delinq_2y":0,"months_since_last_delinq":101,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":44464,"total_credit_utilized":21820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":101,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4386.95,"paid_total":797.53,"paid_principal":613.05,"paid_interest":184.48,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"MORTGAGE","annual_income":14508,"verified_income":"Verified","debt_to_income":38.96,"annual_income_joint":34308,"verification_income_joint":"Verified","debt_to_income_joint":22.7,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":27067,"total_credit_utilized":14461,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13124.17,"paid_total":2342.56,"paid_principal":1875.83,"paid_interest":466.73,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":1.85,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.85,"delinq_2y":2,"months_since_last_delinq":3,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":29300,"total_credit_utilized":3541,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25900,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"joint","loan_amount":6600,"term":36,"interest_rate":10.42,"installment":214.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5801.45,"paid_total":1067.53,"paid_principal":798.55,"paid_interest":268.98,"paid_late_fees":0} {"emp_title":"management ","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":21.31,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":50926,"total_credit_utilized":31286,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.97,"installment":939.68,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26248.35,"paid_total":4671.83,"paid_principal":3751.65,"paid_interest":920.18,"paid_late_fees":0} {"emp_title":"5th year apprentice ","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":88400,"verified_income":"Source Verified","debt_to_income":27.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":135157,"total_credit_utilized":106282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14077.6,"paid_total":1670.92,"paid_principal":922.4,"paid_interest":748.52,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":38.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":186638,"total_credit_utilized":59560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.99,"installment":222.4,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9502.67,"paid_total":882.94,"paid_principal":497.33,"paid_interest":385.61,"paid_late_fees":0} {"emp_title":"sales associate","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":7.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":28,"total_credit_limit":71700,"total_credit_utilized":66748,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":914.73,"paid_principal":477.31,"paid_interest":437.42,"paid_late_fees":0} {"emp_title":"legal assistant ","emp_length":9,"state":"NY","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":26.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":51829,"total_credit_utilized":21382,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":21.45,"installment":644.42,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15235.3,"paid_total":3201.84,"paid_principal":1764.7,"paid_interest":1437.14,"paid_late_fees":0} {"emp_title":"data analyst","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":1.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":29800,"total_credit_utilized":535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10800,"term":36,"interest_rate":7.34,"installment":335.16,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8260.15,"paid_total":2665.92,"paid_principal":2539.85,"paid_interest":126.07,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":10500,"verified_income":"Source Verified","debt_to_income":12.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":3500,"total_credit_utilized":1176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":18.06,"installment":36.19,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":891.07,"paid_total":178.44,"paid_principal":108.93,"paid_interest":69.51,"paid_late_fees":0} {"emp_title":"president & ceo","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":72150,"verified_income":"Verified","debt_to_income":34.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":225600,"total_credit_utilized":100802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":131800,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":7.34,"installment":1117.19,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34202.18,"paid_total":2205.02,"paid_principal":1797.82,"paid_interest":407.2,"paid_late_fees":0} {"emp_title":"engineer","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":82000,"verified_income":"Verified","debt_to_income":7.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":54962,"total_credit_utilized":9764,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.92,"installment":848.31,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.2,"paid_total":2522.89,"paid_principal":1565.8,"paid_interest":957.09,"paid_late_fees":0} {"emp_title":"it","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":23.31,"annual_income_joint":165000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.3,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":345800,"total_credit_utilized":101467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":56800,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":16.01,"installment":486.47,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19332.26,"paid_total":1441.62,"paid_principal":667.74,"paid_interest":773.88,"paid_late_fees":0} {"emp_title":"forman","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Source Verified","debt_to_income":28.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":171743,"total_credit_utilized":39263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.9,"installment":65.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1857.04,"paid_total":193.75,"paid_principal":142.96,"paid_interest":50.79,"paid_late_fees":0} {"emp_title":"head of business development","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":9.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":12,"total_credit_limit":132617,"total_credit_utilized":62552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42800,"num_total_cc_accounts":28,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22557.51,"paid_total":3187.41,"paid_principal":2442.49,"paid_interest":744.92,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":43000,"verified_income":"Not Verified","debt_to_income":7.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":37907,"total_credit_utilized":17817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":103,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.82,"installment":895.02,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28698.31,"paid_total":4389.03,"paid_principal":1301.69,"paid_interest":3087.34,"paid_late_fees":0} {"emp_title":"transportation supervisor","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":66500,"verified_income":"Source Verified","debt_to_income":14.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":38393,"total_credit_utilized":25745,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19800,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":20.39,"installment":427.39,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15361.86,"paid_total":1682.38,"paid_principal":638.14,"paid_interest":1044.24,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":8.83,"annual_income_joint":60000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.38,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":23,"total_credit_limit":62595,"total_credit_utilized":5387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39900,"num_total_cc_accounts":24,"num_open_cc_accounts":22,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.3,"paid_total":1868.77,"paid_principal":1500.7,"paid_interest":368.07,"paid_late_fees":0} {"emp_title":"sales/photographer","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.55,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":43167,"total_credit_utilized":9749,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24000,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":10.91,"installment":58.86,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":1800,"paid_principal":1800,"paid_interest":0,"paid_late_fees":0} {"emp_title":"field support revenue accountant","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":32.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":188528,"total_credit_utilized":198095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11136.26,"paid_total":1196.35,"paid_principal":863.74,"paid_interest":332.61,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":29.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":24,"total_credit_limit":277368,"total_credit_utilized":58062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":48900,"num_total_cc_accounts":27,"num_open_cc_accounts":22,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"owner","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":66500,"verified_income":"Not Verified","debt_to_income":24.11,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":202513,"total_credit_utilized":69485,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":26.3,"installment":752.96,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":27001.76902,"paid_principal":25000,"paid_interest":2001.77,"paid_late_fees":0} {"emp_title":"senior detention officer","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":13.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":42,"open_credit_lines":14,"total_credit_limit":325783,"total_credit_utilized":60021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25500,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":8,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37018.15,"paid_total":3722.78,"paid_principal":2981.85,"paid_interest":740.93,"paid_late_fees":0} {"emp_title":"owner ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":67000,"verified_income":"Not Verified","debt_to_income":23.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":90941,"total_credit_utilized":51580,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55200,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11588.87,"paid_total":761.97,"paid_principal":411.13,"paid_interest":350.84,"paid_late_fees":0} {"emp_title":"evidence technician","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":254199,"total_credit_utilized":76667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7500,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":19.42,"installment":366.42,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13573.61,"paid_total":1084.16,"paid_principal":426.39,"paid_interest":657.77,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":10000,"verified_income":"Verified","debt_to_income":137.52,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.06,"delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":389965,"total_credit_utilized":31134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48900,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26929.76,"paid_total":3670.21,"paid_principal":3070.24,"paid_interest":599.97,"paid_late_fees":0} {"emp_title":"","state":"ME","homeownership":"MORTGAGE","annual_income":67400,"verified_income":"Not Verified","debt_to_income":6.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":155683,"total_credit_utilized":8590,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2900,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.34,"installment":499.06,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24305.6,"paid_total":977.73,"paid_principal":694.4,"paid_interest":283.33,"paid_late_fees":0} {"emp_title":"system admin","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":10.32,"annual_income_joint":110000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.89,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":159325,"total_credit_utilized":21805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":18.06,"installment":217.1,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5346.63,"paid_total":1079.48,"paid_principal":653.37,"paid_interest":426.11,"paid_late_fees":0} {"emp_title":"route salesman","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":21.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":207032,"total_credit_utilized":21711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":497,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24600,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":5.32,"installment":75.29,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2541.88038,"paid_principal":2500,"paid_interest":41.88,"paid_late_fees":0} {"emp_title":"sales engineer","emp_length":0,"state":"UT","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":11.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":407900,"total_credit_utilized":58457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42000,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":11.99,"installment":1162.34,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":36347.59675,"paid_principal":35000,"paid_interest":1347.6,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":5.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":4,"total_credit_limit":145133,"total_credit_utilized":12635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16600,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14227.73,"paid_total":898.9,"paid_principal":772.27,"paid_interest":126.63,"paid_late_fees":0} {"emp_title":"director of technology","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1995,"inquiries_last_12m":9,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":323483,"total_credit_utilized":65269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32600,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5243.39,"paid_total":928.7,"paid_principal":756.61,"paid_interest":172.09,"paid_late_fees":0} {"emp_title":"driver ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":22000,"total_credit_utilized":13235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":11.99,"installment":371.95,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9873.54,"paid_total":1852.29,"paid_principal":1326.46,"paid_interest":525.83,"paid_late_fees":0} {"emp_title":"coo","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":127000,"verified_income":"Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":18,"total_credit_limit":179264,"total_credit_utilized":64786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":116900,"num_total_cc_accounts":26,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.44,"installment":1152.18,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32482.85,"paid_total":4589.84,"paid_principal":3517.15,"paid_interest":1072.69,"paid_late_fees":0} {"emp_title":"lead tech","emp_length":8,"state":"AZ","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Verified","debt_to_income":13.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":209070,"total_credit_utilized":38156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":54.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.45,"installment":379.07,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8961.94,"paid_total":1847.69,"paid_principal":1038.06,"paid_interest":809.63,"paid_late_fees":0} {"emp_title":"foundation executive","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Verified","debt_to_income":36.91,"annual_income_joint":137000,"verification_income_joint":"Verified","debt_to_income_joint":33.35,"delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":19,"total_credit_limit":233467,"total_credit_utilized":151100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63200,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32950.38,"paid_total":7973.81,"paid_principal":7049.62,"paid_interest":924.19,"paid_late_fees":0} {"emp_title":"machanic","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Verified","debt_to_income":7.58,"annual_income_joint":146000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.1,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":37100,"total_credit_utilized":17788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":24100,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1658.07,"paid_principal":1174.21,"paid_interest":483.86,"paid_late_fees":0} {"emp_title":"attorney/partner ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":485000,"verified_income":"Verified","debt_to_income":18.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":11,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":1552212,"total_credit_utilized":394812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":131200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28508.06,"paid_total":2668.52,"paid_principal":1491.94,"paid_interest":1176.58,"paid_late_fees":0} {"emp_title":"court officer","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":61000,"verified_income":"Verified","debt_to_income":19.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":55500,"total_credit_utilized":33806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35900,"num_total_cc_accounts":17,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18005.73,"paid_total":2522.24,"paid_principal":1994.27,"paid_interest":527.97,"paid_late_fees":0} {"emp_title":"surgery scheduler","emp_length":5,"state":"TN","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":69.36,"annual_income_joint":140000,"verification_income_joint":"Verified","debt_to_income_joint":31.77,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":345234,"total_credit_utilized":115064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":10.42,"installment":686.54,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30343.88,"paid_total":2607.24,"paid_principal":1656.12,"paid_interest":951.12,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":16.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":9100,"total_credit_utilized":3267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.29,"paid_total":968.65,"paid_principal":714.71,"paid_interest":253.94,"paid_late_fees":0} {"emp_title":"retail manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100609.6,"verified_income":"Source Verified","debt_to_income":11.36,"annual_income_joint":136609.6,"verification_income_joint":"Source Verified","debt_to_income_joint":21.62,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":345080,"total_credit_utilized":68649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28854.82,"paid_total":1916.01,"paid_principal":1145.18,"paid_interest":770.83,"paid_late_fees":0} {"emp_title":"driver","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":29.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":51469,"total_credit_utilized":28700,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4374.69,"paid_total":918.07,"paid_principal":625.31,"paid_interest":292.76,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":11.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":160755,"total_credit_utilized":38409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17759.27,"paid_total":3481.1,"paid_principal":2240.73,"paid_interest":1240.37,"paid_late_fees":0} {"emp_title":"barber","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":30.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":73362,"total_credit_utilized":28794,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15800,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.93,"installment":515.75,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14447.46,"paid_total":2093.89,"paid_principal":1552.54,"paid_interest":541.35,"paid_late_fees":0} {"emp_title":"legal assistant & payroll ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":69131,"verified_income":"Source Verified","debt_to_income":28.58,"annual_income_joint":141131,"verification_income_joint":"Source Verified","debt_to_income_joint":26.67,"delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":333816,"total_credit_utilized":50674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":15,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.43,"installment":524.2,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24009.03,"paid_total":1546.41,"paid_principal":990.97,"paid_interest":555.44,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":21320,"verified_income":"Not Verified","debt_to_income":66.72,"annual_income_joint":88320,"verification_income_joint":"Not Verified","debt_to_income_joint":21.36,"delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":312242,"total_credit_utilized":62742,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":14.07,"installment":279.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11578.21,"paid_total":829.6,"paid_principal":421.79,"paid_interest":407.81,"paid_late_fees":0} {"emp_title":"veterans counselor","emp_length":3,"state":"TX","homeownership":"OWN","annual_income":110000,"verified_income":"Not Verified","debt_to_income":32.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":38,"open_credit_lines":13,"total_credit_limit":200240,"total_credit_utilized":74957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":44400,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":6.07,"installment":639.53,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19391.98,"paid_total":1911.51,"paid_principal":1608.02,"paid_interest":303.49,"paid_late_fees":0} {"emp_title":"prep & flow team leader","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":18.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":35500,"total_credit_utilized":26852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":19.03,"installment":1026.8,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25612.89,"paid_total":4077.6,"paid_principal":2387.11,"paid_interest":1690.49,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":87500,"verified_income":"Not Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":50279,"total_credit_utilized":25289,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":12300,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":21.45,"installment":909.76,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22024.78,"paid_total":3610.44,"paid_principal":1975.22,"paid_interest":1635.22,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":102000,"verified_income":"Source Verified","debt_to_income":16.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":252596,"total_credit_utilized":217584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":69800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.91,"installment":980.89,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26394.33,"paid_total":4831.72,"paid_principal":3605.67,"paid_interest":1226.05,"paid_late_fees":0} {"emp_title":"cell director/operator_3","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":7.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":73000,"total_credit_utilized":16678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52400,"num_total_cc_accounts":35,"num_open_cc_accounts":19,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9469.53,"paid_total":833.68,"paid_principal":530.47,"paid_interest":303.21,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":4.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":16300,"total_credit_utilized":12962,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13800,"term":60,"interest_rate":17.09,"installment":343.64,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13198.89,"paid_total":1361.46,"paid_principal":601.11,"paid_interest":760.35,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":34415.16,"verified_income":"Not Verified","debt_to_income":36.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":36450,"total_credit_utilized":26860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":18.45,"installment":654.82,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17238.05,"paid_total":1272.74,"paid_principal":761.95,"paid_interest":510.79,"paid_late_fees":0} {"emp_title":"social worker sercoordinator","emp_length":10,"state":"AL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":22.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":63,"open_credit_lines":23,"total_credit_limit":59475,"total_credit_utilized":52430,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":98.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1840.52,"paid_principal":1526,"paid_interest":314.52,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"RENT","annual_income":22104,"verified_income":"Not Verified","debt_to_income":14.01,"annual_income_joint":63881,"verification_income_joint":"Not Verified","debt_to_income_joint":19.05,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":16500,"total_credit_utilized":8009,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":16.02,"installment":844.01,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22408.11,"paid_total":2425.23,"paid_principal":1591.89,"paid_interest":833.34,"paid_late_fees":0} {"emp_title":"physical therapist","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Source Verified","debt_to_income":15.15,"annual_income_joint":116000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.51,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":326554,"total_credit_utilized":50559,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11200,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":11500,"term":36,"interest_rate":7.97,"installment":360.21,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10353.32,"paid_total":1435.75,"paid_principal":1146.68,"paid_interest":289.07,"paid_late_fees":0} {"emp_title":"administrator","emp_length":5,"state":"TN","homeownership":"OWN","annual_income":86000,"verified_income":"Source Verified","debt_to_income":12.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":72100,"total_credit_utilized":52581,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":82,"current_installment_accounts":7,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25200,"term":60,"interest_rate":17.09,"installment":627.51,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24102.35,"paid_total":2486.11,"paid_principal":1097.65,"paid_interest":1388.46,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":4,"state":"MO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":24.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":41,"open_credit_lines":20,"total_credit_limit":212920,"total_credit_utilized":56363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27800,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8704.48,"paid_total":1499.84,"paid_principal":1295.52,"paid_interest":204.32,"paid_late_fees":0} {"emp_title":"consultant","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":16.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":145551,"total_credit_utilized":18926,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":311,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12200,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":16.02,"installment":105.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2663.84,"paid_total":520.87,"paid_principal":336.16,"paid_interest":184.71,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":16.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":121572,"total_credit_utilized":17516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.92,"installment":257.84,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7420.11,"paid_total":769.11,"paid_principal":579.89,"paid_interest":189.22,"paid_late_fees":0} {"emp_title":"tenant services director","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":14.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":111100,"total_credit_utilized":22665,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":77500,"num_total_cc_accounts":26,"num_open_cc_accounts":20,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11081.12,"paid_total":1088.26,"paid_principal":918.88,"paid_interest":169.38,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":39000,"verified_income":"Source Verified","debt_to_income":17.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":44825,"total_credit_utilized":19999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21400,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5200,"term":36,"interest_rate":11.98,"installment":172.67,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4834.1,"paid_total":511.09,"paid_principal":365.9,"paid_interest":145.19,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":9.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":6,"total_credit_limit":49783,"total_credit_utilized":19410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":3273,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1100,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9129.88,"paid_total":1245.97,"paid_principal":870.12,"paid_interest":375.85,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":4,"state":"WV","homeownership":"OWN","annual_income":75000,"verified_income":"Verified","debt_to_income":8.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":233253,"total_credit_utilized":46494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1060,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4600,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":18.06,"installment":434.2,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11227.69,"paid_total":1278.52,"paid_principal":772.31,"paid_interest":506.21,"paid_late_fees":0} {"emp_title":"financial analyst","emp_length":1,"state":"FL","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":287858,"total_credit_utilized":17958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":6.71,"installment":147.58,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4557.84,"paid_total":291.58,"paid_principal":242.16,"paid_interest":49.42,"paid_late_fees":0} {"emp_title":"justice of the peace judge","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Source Verified","debt_to_income":14.11,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1992,"inquiries_last_12m":8,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":307858,"total_credit_utilized":49543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8700,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":46.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":20,"installment":118.93,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2860.9,"paid_total":591.09,"paid_principal":339.1,"paid_interest":251.99,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":12.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":25652,"total_credit_utilized":22603,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8825.79,"paid_total":1671.12,"paid_principal":1174.21,"paid_interest":496.91,"paid_late_fees":0} {"emp_title":"ui ux designer","emp_length":2,"state":"MI","homeownership":"RENT","annual_income":94000,"verified_income":"Not Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":75813,"total_credit_utilized":34994,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.61,"installment":1005.2,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27908.32,"paid_total":2994.58,"paid_principal":2091.68,"paid_interest":902.9,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":24.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":57664,"total_credit_utilized":34173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9385.03,"paid_total":1120.99,"paid_principal":614.97,"paid_interest":506.02,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"HI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":1.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":310228,"total_credit_utilized":7343,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38629.65,"paid_total":2823.9,"paid_principal":1370.35,"paid_interest":1453.55,"paid_late_fees":0} {"emp_title":"middle school science teacher","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":63950,"verified_income":"Not Verified","debt_to_income":22.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":16,"total_credit_limit":209433,"total_credit_utilized":199427,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50200,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":5.32,"installment":511.96,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":14797.59,"paid_total":2519.61,"paid_principal":2202.41,"paid_interest":317.2,"paid_late_fees":0} {"emp_title":"orthodontist, owner","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":300000,"verified_income":"Source Verified","debt_to_income":12.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":8,"total_credit_lines":26,"open_credit_lines":22,"total_credit_limit":325126,"total_credit_utilized":246972,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":66100,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":7,"state":"HI","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":30.33,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.87,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":497785,"total_credit_utilized":66583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":14.07,"installment":372.88,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15437.62,"paid_total":1093.63,"paid_principal":562.38,"paid_interest":531.25,"paid_late_fees":0} {"emp_title":"pca","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":37000,"verified_income":"Source Verified","debt_to_income":22.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":40502,"total_credit_utilized":36878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":18.06,"installment":144.74,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4163.14784,"paid_principal":4000,"paid_interest":163.15,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":14.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":68300,"total_credit_utilized":39831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":52200,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.91,"installment":228.88,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6329.97,"paid_total":930.38,"paid_principal":670.03,"paid_interest":260.35,"paid_late_fees":0} {"emp_title":"therapist","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":25.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":166539,"total_credit_utilized":39510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32600,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":17.09,"installment":348.62,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13232.26,"paid_total":1709.87,"paid_principal":767.74,"paid_interest":942.13,"paid_late_fees":0} {"emp_title":"team leader","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":49.84,"annual_income_joint":153000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.68,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":19,"total_credit_limit":373455,"total_credit_utilized":108713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30600,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38010.78,"paid_total":3704.87,"paid_principal":1989.22,"paid_interest":1715.65,"paid_late_fees":0} {"emp_title":"manager ","emp_length":1,"state":"CA","homeownership":"OWN","annual_income":154000,"verified_income":"Source Verified","debt_to_income":5.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":23600,"total_credit_utilized":19108,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29400,"term":36,"interest_rate":21.45,"installment":1114.46,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26980.34,"paid_total":4422.8,"paid_principal":2419.66,"paid_interest":2003.14,"paid_late_fees":0} {"emp_title":"kitchen manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":45432,"total_credit_utilized":38668,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":98,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":17.09,"installment":713.96,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18246.48,"paid_total":2836.85,"paid_principal":1753.52,"paid_interest":1083.33,"paid_late_fees":0} {"emp_title":"vp client services","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":6.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":211183,"total_credit_utilized":19332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21400,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6102.23,"paid_total":1063.69,"paid_principal":897.77,"paid_interest":165.92,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":59000,"verified_income":"Verified","debt_to_income":13.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":19400,"total_credit_utilized":10466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5700,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":10.42,"installment":300.37,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13090.32,"paid_total":1493.75,"paid_principal":909.68,"paid_interest":584.07,"paid_late_fees":0} {"emp_title":"nuclear medicine tech ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Verified","debt_to_income":8.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":45,"open_credit_lines":39,"total_credit_limit":107135,"total_credit_utilized":28751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":22,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":39,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38700,"num_total_cc_accounts":35,"num_open_cc_accounts":35,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":95.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":23.88,"installment":286.99,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9637.39,"paid_total":1134.69,"paid_principal":362.61,"paid_interest":772.08,"paid_late_fees":0} {"emp_title":"retail store manager","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":62000,"verified_income":"Not Verified","debt_to_income":29.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":97690,"total_credit_utilized":67294,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.08,"installment":121.84,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3486.96,"paid_total":606.5,"paid_principal":513.04,"paid_interest":93.46,"paid_late_fees":0} {"emp_title":"technical support specialist ","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":33.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":110559,"total_credit_utilized":78569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15900,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":24.84,"installment":238.06,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5769.92,"paid_total":467.84,"paid_principal":230.08,"paid_interest":237.76,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":26.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":20,"total_credit_limit":205680,"total_credit_utilized":36623,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":88400,"num_total_cc_accounts":37,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":6.07,"installment":700.44,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21828.85,"paid_total":1393.12,"paid_principal":1171.15,"paid_interest":221.97,"paid_late_fees":0} {"emp_title":"associate","emp_length":9,"state":"NC","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":21.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":47658,"total_credit_utilized":21733,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":20300,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":9.44,"installment":115.22,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3158.61,"paid_total":571.38,"paid_principal":441.39,"paid_interest":129.99,"paid_late_fees":0} {"emp_title":"sales engineer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":9.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":589074,"total_credit_utilized":70807,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":103700,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35906.37,"paid_total":4859.81,"paid_principal":4093.63,"paid_interest":766.18,"paid_late_fees":0} {"emp_title":"scientist","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":94000,"verified_income":"Not Verified","debt_to_income":19.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":189516,"total_credit_utilized":202605,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1326,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":19.03,"installment":88.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2195.36,"paid_total":349.54,"paid_principal":204.64,"paid_interest":144.9,"paid_late_fees":0} {"emp_title":"operations manager - core","emp_length":1,"state":"MT","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":23.48,"annual_income_joint":171000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.88,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":12,"total_credit_limit":512368,"total_credit_utilized":122171,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":30.17,"installment":908.83,"grade":"F","sub_grade":"F3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27585.12,"paid_total":1723.8,"paid_principal":414.88,"paid_interest":1308.92,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":5.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":6700,"total_credit_utilized":4824,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":14.07,"installment":222.38,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6056.34,"paid_total":662.06,"paid_principal":443.66,"paid_interest":218.4,"paid_late_fees":0} {"emp_title":"mechanic shop foreman","emp_length":10,"state":"AK","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":64718,"total_credit_utilized":22276,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5500,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.71,"installment":553.41,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16634.11,"paid_total":1666.94,"paid_principal":1365.89,"paid_interest":301.05,"paid_late_fees":0} {"emp_title":"hair stylist","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":25560,"verified_income":"Not Verified","debt_to_income":6.24,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":18700,"total_credit_utilized":2813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11600,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.05,"installment":104.07,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2729.18,"paid_total":413.77,"paid_principal":270.82,"paid_interest":142.95,"paid_late_fees":0} {"emp_title":"office manager/legal assistant ","emp_length":8,"state":"NV","homeownership":"RENT","annual_income":62400,"verified_income":"Source Verified","debt_to_income":39.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":21,"total_credit_limit":103428,"total_credit_utilized":34670,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22200,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":21.85,"installment":762.26,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18783.84,"paid_total":2262.5,"paid_principal":1216.16,"paid_interest":1046.34,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"KS","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":174544,"total_credit_utilized":37638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":7.97,"installment":68.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1980.63,"paid_total":281.98,"paid_principal":219.37,"paid_interest":62.61,"paid_late_fees":0} {"emp_title":"patent attorney","emp_length":6,"state":"NE","homeownership":"MORTGAGE","annual_income":175500,"verified_income":"Not Verified","debt_to_income":9.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":274715,"total_credit_utilized":77053,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17456.72,"paid_total":3060.02,"paid_principal":2543.28,"paid_interest":516.74,"paid_late_fees":0} {"emp_title":"senior vp contact center operations na","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":180000,"verified_income":"Not Verified","debt_to_income":6.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":50304,"total_credit_utilized":27322,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":234,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8400,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23085.67,"paid_total":2267.19,"paid_principal":1914.33,"paid_interest":352.86,"paid_late_fees":0} {"emp_title":"concrete placement","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":28.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":67487,"total_credit_utilized":36529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":9.93,"installment":232.09,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6501.35,"paid_total":924.39,"paid_principal":698.65,"paid_interest":225.74,"paid_late_fees":0} {"emp_title":"cook","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":53701,"verified_income":"Verified","debt_to_income":36.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":19,"total_credit_limit":122772,"total_credit_utilized":35521,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":25300,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12950,"term":60,"interest_rate":17.47,"installment":325.13,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12534.21,"paid_total":950.25,"paid_principal":415.79,"paid_interest":534.46,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":33000,"verified_income":"Verified","debt_to_income":10.62,"annual_income_joint":66000,"verification_income_joint":"Verified","debt_to_income_joint":33,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":106400,"total_credit_utilized":13978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16400,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":20.39,"installment":560.44,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14067.64,"paid_total":1647.34,"paid_principal":932.36,"paid_interest":714.98,"paid_late_fees":0} {"emp_title":"c&su program administrator","emp_length":0,"state":"OR","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":29.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":122125,"total_credit_utilized":84842,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42600,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9050,"term":36,"interest_rate":6.72,"installment":278.29,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7589.42,"paid_total":1693.34,"paid_principal":1460.58,"paid_interest":232.76,"paid_late_fees":0} {"emp_title":"systems administrator","emp_length":6,"state":"IN","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":19.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":53,"open_credit_lines":21,"total_credit_limit":349825,"total_credit_utilized":72162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17700,"num_total_cc_accounts":27,"num_open_cc_accounts":16,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":9.92,"installment":206.27,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5778.9,"paid_total":818.03,"paid_principal":621.1,"paid_interest":196.93,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":14.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":14,"total_credit_limit":142476,"total_credit_utilized":116797,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":27,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":20634.67327,"paid_principal":20000,"paid_interest":634.67,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":14.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":390660,"total_credit_utilized":252444,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28428.1,"paid_total":2528.97,"paid_principal":1571.9,"paid_interest":957.07,"paid_late_fees":0} {"emp_title":"sr software developer","emp_length":1,"state":"SC","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":16.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":293600,"total_credit_utilized":48364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45600,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8704.48,"paid_total":1502.79,"paid_principal":1295.52,"paid_interest":207.27,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":18.14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":327606,"total_credit_utilized":93408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":72300,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36904.08,"paid_total":3571.96,"paid_principal":3095.92,"paid_interest":476.04,"paid_late_fees":0} {"emp_title":"receptionist/clerk","emp_length":10,"state":"NM","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":22.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":14,"total_credit_limit":212200,"total_credit_utilized":47611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36000,"num_total_cc_accounts":33,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.08,"installment":426.42,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12204.46,"paid_total":2127.37,"paid_principal":1795.54,"paid_interest":331.83,"paid_late_fees":0} {"emp_title":"teacher and district librarian","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":131004.7,"verified_income":"Not Verified","debt_to_income":18.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":803225,"total_credit_utilized":188965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":102,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4648.17,"paid_total":494.76,"paid_principal":351.83,"paid_interest":142.93,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":47700,"verified_income":"Source Verified","debt_to_income":16.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":16,"total_credit_limit":70988,"total_credit_utilized":70229,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10578.78,"paid_total":1984.61,"paid_principal":1421.22,"paid_interest":563.39,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":7.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":245100,"total_credit_utilized":13763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":24100,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":4,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":9.43,"installment":76.81,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1981.12,"paid_total":456.88,"paid_principal":418.88,"paid_interest":38,"paid_late_fees":0} {"emp_title":"heavy equipment operator","emp_length":3,"state":"CO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":10,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":271254,"total_credit_utilized":19169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":301,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7300,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.08,"installment":205.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5450.83,"paid_total":816.51,"paid_principal":549.17,"paid_interest":267.34,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":13.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":331600,"total_credit_utilized":41521,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":88400,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":39200,"term":36,"interest_rate":5.31,"installment":1180.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37181.8,"paid_total":2349.1,"paid_principal":2018.2,"paid_interest":330.9,"paid_late_fees":0} {"emp_title":"team member","emp_length":4,"state":"MS","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":35556,"total_credit_utilized":22027,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1063,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.85,"installment":550.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19430.21,"paid_total":1627.76,"paid_principal":569.79,"paid_interest":1057.97,"paid_late_fees":0} {"emp_title":"grocery clerk","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":14300,"verified_income":"Source Verified","debt_to_income":22.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":18953,"total_credit_utilized":5126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":14.07,"installment":34.22,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":954.95,"paid_total":82.66,"paid_principal":45.05,"paid_interest":22.61,"paid_late_fees":15} {"emp_title":"foreman","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":6.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":112380,"total_credit_utilized":18915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"WY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":38.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":6,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":126027,"total_credit_utilized":98621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":33900,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11477.29,"paid_total":1183.89,"paid_principal":522.71,"paid_interest":661.18,"paid_late_fees":0} {"emp_title":"director","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":84129,"total_credit_utilized":38547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23700,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":21.45,"installment":758.14,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18353.96,"paid_total":3008.73,"paid_principal":1646.04,"paid_interest":1362.69,"paid_late_fees":0} {"emp_title":"auto tech","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":11.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":33568,"total_credit_utilized":14360,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19066.5,"paid_total":1314.89,"paid_principal":933.5,"paid_interest":381.39,"paid_late_fees":0} {"emp_title":"care advocate","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":9.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":100100,"total_credit_utilized":17296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":9966,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15900,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13905.04,"paid_total":1432.17,"paid_principal":1094.96,"paid_interest":337.21,"paid_late_fees":0} {"emp_title":"store manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":26000,"verified_income":"Verified","debt_to_income":25.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":31884,"total_credit_utilized":27794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":26.3,"installment":361.42,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11593.19,"paid_total":1428.15,"paid_principal":406.81,"paid_interest":1021.34,"paid_late_fees":0} {"emp_title":"junior accountant","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":87000,"verified_income":"Not Verified","debt_to_income":29.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":103017,"total_credit_utilized":79732,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34450,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25600,"term":60,"interest_rate":21.45,"installment":699.07,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24607.91,"paid_total":2735.27,"paid_principal":992.09,"paid_interest":1743.18,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":154400,"verified_income":"Verified","debt_to_income":14.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":585643,"total_credit_utilized":120709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":62000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29000,"term":60,"interest_rate":9.43,"installment":608.07,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27850.48,"paid_total":1809.02,"paid_principal":1149.52,"paid_interest":659.5,"paid_late_fees":0} {"emp_title":"transplant coordinator","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":33.45,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":17,"total_credit_limit":134884,"total_credit_utilized":65970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":44200,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":16.01,"installment":386.79,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10270.26,"paid_total":1150.59,"paid_principal":729.74,"paid_interest":420.85,"paid_late_fees":0} {"emp_title":"purchasing manager","emp_length":1,"state":"MI","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":16.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":44071,"total_credit_utilized":29868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17500,"term":36,"interest_rate":14.08,"installment":598.79,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15898.26,"paid_total":2381.47,"paid_principal":1601.74,"paid_interest":779.73,"paid_late_fees":0} {"emp_title":"tech","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":156000,"verified_income":"Verified","debt_to_income":27.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":41,"open_credit_lines":21,"total_credit_limit":203329,"total_credit_utilized":115153,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":56400,"num_total_cc_accounts":31,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.97,"installment":783.07,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22507.19,"paid_total":3121.21,"paid_principal":2492.81,"paid_interest":628.4,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":137000,"verified_income":"Not Verified","debt_to_income":9.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":257005,"total_credit_utilized":47526,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":2530,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":56100,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":33000,"term":60,"interest_rate":9.93,"installment":700.02,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":31270.9,"paid_total":2781.88,"paid_principal":1729.1,"paid_interest":1052.78,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":89500,"verified_income":"Source Verified","debt_to_income":11.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":472951,"total_credit_utilized":48885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":84000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.31,"installment":903.31,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28455.47,"paid_total":1788.92,"paid_principal":1544.53,"paid_interest":244.39,"paid_late_fees":0} {"emp_title":"project manager","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":35.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":21,"total_credit_limit":133498,"total_credit_utilized":105317,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":16.01,"installment":597.76,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15872.23,"paid_total":1763.04,"paid_principal":1127.77,"paid_interest":635.27,"paid_late_fees":0} {"emp_title":"table games dealer","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":25.35,"annual_income_joint":80000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.74,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":224788,"total_credit_utilized":27319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":15.04,"installment":1040.55,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27981.26,"paid_total":3096.58,"paid_principal":2018.74,"paid_interest":1077.84,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"OR","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":23.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":56512,"total_credit_utilized":39394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":18.45,"installment":769.17,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29379.43,"paid_total":1476.84,"paid_principal":620.57,"paid_interest":856.27,"paid_late_fees":0} {"emp_title":"ceo & president","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":245000,"verified_income":"Verified","debt_to_income":13.83,"annual_income_joint":245000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.54,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":755000,"total_credit_utilized":96711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":130000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32175,"term":36,"interest_rate":6.72,"installment":989.36,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28910.99,"paid_total":3933.42,"paid_principal":3264.01,"paid_interest":669.41,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":15.22,"annual_income_joint":171000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.39,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":449825,"total_credit_utilized":33229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15100,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19010.53,"paid_total":1252.73,"paid_principal":989.47,"paid_interest":263.26,"paid_late_fees":0} {"emp_title":"general manager","emp_length":3,"state":"CO","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":27.59,"annual_income_joint":108000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.92,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":412967,"total_credit_utilized":32018,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14620,"paid_total":641.7,"paid_principal":380,"paid_interest":261.7,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"OR","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":12.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":68047,"total_credit_utilized":42819,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.96,"installment":501.09,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14907.47,"paid_total":1288.03,"paid_principal":1092.53,"paid_interest":195.5,"paid_late_fees":0} {"emp_title":"cvs analyst","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":6.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":60300,"total_credit_utilized":21600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46200,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18368.54,"paid_total":1920.5,"paid_principal":1631.46,"paid_interest":289.04,"paid_late_fees":0} {"emp_title":"accounts receivable ","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":15.15,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.58,"delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":29415,"total_credit_utilized":24976,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18843.88,"paid_total":2364.93,"paid_principal":1156.12,"paid_interest":1208.81,"paid_late_fees":0} {"emp_title":"product manager","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":160000,"verified_income":"Source Verified","debt_to_income":15.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":97553,"total_credit_utilized":84621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":36904.08,"paid_total":3601.46,"paid_principal":3095.92,"paid_interest":505.54,"paid_late_fees":0} {"emp_title":"chief scientist","emp_length":1,"state":"OK","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":96800,"total_credit_utilized":52268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":42900,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38629.65,"paid_total":2790.48,"paid_principal":1370.35,"paid_interest":1420.13,"paid_late_fees":0} {"emp_title":"patient representative","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":14.37,"annual_income_joint":164000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.52,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":176860,"total_credit_utilized":17219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27000,"term":60,"interest_rate":11.99,"installment":600.47,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":27011.69525,"paid_principal":27000,"paid_interest":11.7,"paid_late_fees":0} {"emp_title":"sales operations","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":10.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":84519,"total_credit_utilized":26175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":43200,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":7.35,"installment":199.67,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7239.04,"paid_total":2998.35,"paid_principal":2760.96,"paid_interest":237.39,"paid_late_fees":0} {"emp_title":"paramedic ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":13.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":50,"open_credit_lines":15,"total_credit_limit":94858,"total_credit_utilized":88464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9100,"num_total_cc_accounts":29,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5162.06494,"paid_principal":5000,"paid_interest":162.06,"paid_late_fees":0} {"emp_title":"building technican","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":54883,"verified_income":"Not Verified","debt_to_income":12.27,"annual_income_joint":103125,"verification_income_joint":"Not Verified","debt_to_income_joint":9.7,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":20100,"total_credit_utilized":11596,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":2240,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14500,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":15.04,"installment":476.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19546.07,"paid_total":935.73,"paid_principal":453.93,"paid_interest":481.8,"paid_late_fees":0} {"emp_title":"planner","emp_length":10,"state":"IN","homeownership":"OWN","annual_income":68000,"verified_income":"Not Verified","debt_to_income":9.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":24400,"total_credit_utilized":12025,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":9.43,"installment":249.61,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7037.81,"paid_total":994.35,"paid_principal":762.19,"paid_interest":232.16,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"PA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":13.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":207188,"total_credit_utilized":18805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6991.22,"paid_total":1238.23,"paid_principal":1008.78,"paid_interest":229.45,"paid_late_fees":0} {"emp_title":"driver","emp_length":6,"state":"MO","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":12.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":205756,"total_credit_utilized":53936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":52000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":17600,"term":36,"interest_rate":13.58,"installment":597.95,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16390.08,"paid_total":1780.57,"paid_principal":1209.92,"paid_interest":570.65,"paid_late_fees":0} {"emp_title":"restaurant manager","emp_length":9,"state":"MN","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":31.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":139729,"total_credit_utilized":41442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":115,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":11.99,"installment":212.55,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5796.61,"paid_total":866.77,"paid_principal":603.39,"paid_interest":263.38,"paid_late_fees":0} {"emp_title":"sergeant","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Verified","debt_to_income":20.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":453500,"total_credit_utilized":94412,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.35,"installment":1086.31,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31480.08,"paid_total":4359.54,"paid_principal":3519.92,"paid_interest":839.62,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":103000,"verified_income":"Not Verified","debt_to_income":17.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":63755,"total_credit_utilized":34634,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19300,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":20.39,"installment":523.08,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13129.79,"paid_total":1553.38,"paid_principal":870.21,"paid_interest":683.17,"paid_late_fees":0} {"emp_title":"lab tech trainer","emp_length":8,"state":"MO","homeownership":"RENT","annual_income":3000,"verified_income":"Not Verified","debt_to_income":186,"annual_income_joint":33000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.91,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":31188,"total_credit_utilized":16282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":301,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4643.25,"paid_total":484.41,"paid_principal":356.75,"paid_interest":127.66,"paid_late_fees":0} {"emp_title":"shipping manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Verified","debt_to_income":18.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":455781,"total_credit_utilized":59956,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":352,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33800,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":17.09,"installment":697.23,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26464.57,"paid_total":3459.57,"paid_principal":1535.43,"paid_interest":1924.14,"paid_late_fees":0} {"emp_title":"office work","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":67700,"total_credit_utilized":23522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1287.02,"paid_principal":963.73,"paid_interest":323.29,"paid_late_fees":0} {"emp_title":"communications specialist","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":143000,"verified_income":"Not Verified","debt_to_income":4.04,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":39699,"total_credit_utilized":17872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.44,"installment":448.07,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12632.22,"paid_total":1784.94,"paid_principal":1367.78,"paid_interest":417.16,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":4.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":148200,"total_credit_utilized":6112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4620.57,"paid_total":457.46,"paid_principal":379.43,"paid_interest":78.03,"paid_late_fees":0} {"emp_title":"tea2","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":27.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":84932,"total_credit_utilized":36934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45900,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13564.27,"paid_total":1943.62,"paid_principal":1435.73,"paid_interest":507.89,"paid_late_fees":0} {"emp_title":"msgt","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":39.97,"annual_income_joint":92000,"verification_income_joint":"Not Verified","debt_to_income_joint":37.23,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":114400,"total_credit_utilized":76857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":37000,"term":36,"interest_rate":12.62,"installment":1239.92,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":33542.72,"paid_total":4998.6,"paid_principal":3457.28,"paid_interest":1541.32,"paid_late_fees":0} {"emp_title":"medical technologistt","emp_length":3,"state":"KY","homeownership":"OWN","annual_income":67745,"verified_income":"Source Verified","debt_to_income":8.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":129824,"total_credit_utilized":28508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.72,"installment":107.63,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3054.89,"paid_total":536.84,"paid_principal":445.11,"paid_interest":91.73,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":8.03,"annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.23,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":22749,"total_credit_utilized":3570,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":24.84,"installment":396.76,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9616.55,"paid_total":779.72,"paid_principal":383.45,"paid_interest":396.27,"paid_late_fees":0} {"emp_title":"it manager","emp_length":4,"state":"KY","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Source Verified","debt_to_income":11.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":278300,"total_credit_utilized":57827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":91000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34425,"term":36,"interest_rate":10.41,"installment":1117.44,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31106.92,"paid_total":4380.17,"paid_principal":3318.08,"paid_interest":1062.09,"paid_late_fees":0} {"emp_title":"sr millwright","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":8.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":171343,"total_credit_utilized":24460,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"tmf specialist","emp_length":3,"state":"KS","homeownership":"MORTGAGE","annual_income":48996,"verified_income":"Source Verified","debt_to_income":14.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2004,"inquiries_last_12m":9,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":142118,"total_credit_utilized":24454,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":320,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10800,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":62.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15600,"term":60,"interest_rate":13.59,"installment":359.68,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14663.99,"paid_total":1833.73,"paid_principal":936.01,"paid_interest":897.72,"paid_late_fees":0} {"emp_title":"general surgery resident","emp_length":4,"state":"MN","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":28.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":54,"open_credit_lines":36,"total_credit_limit":338156,"total_credit_utilized":429969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":27,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":18000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.04,"installment":242.8,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6528.95,"paid_total":722.55,"paid_principal":471.05,"paid_interest":251.5,"paid_late_fees":0} {"emp_title":"nurse","emp_length":1,"state":"TX","homeownership":"OWN","annual_income":101000,"verified_income":"Not Verified","debt_to_income":10.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":391595,"total_credit_utilized":47930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":88300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3100,"term":36,"interest_rate":5.31,"installment":93.35,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3100.46997,"paid_principal":3100,"paid_interest":0.47,"paid_late_fees":0} {"emp_title":"call center supervisor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":40320,"verified_income":"Source Verified","debt_to_income":25.8,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":15,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":2,"total_credit_limit":13400,"total_credit_utilized":4562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":12,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":9.44,"installment":268.85,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7370.07,"paid_total":1339.84,"paid_principal":1029.93,"paid_interest":309.91,"paid_late_fees":0} {"emp_title":"turban operator ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Source Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":113192,"total_credit_utilized":23387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":16000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3025,"term":36,"interest_rate":18.06,"installment":109.46,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2695.56,"paid_total":539.71,"paid_principal":329.44,"paid_interest":210.27,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":4,"state":"VA","homeownership":"RENT","annual_income":27000,"verified_income":"Source Verified","debt_to_income":5.07,"annual_income_joint":53000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.51,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":31300,"total_credit_utilized":3900,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":61.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":11.99,"installment":132.84,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3622.9,"paid_total":526.03,"paid_principal":377.1,"paid_interest":148.93,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":155000,"verified_income":"Not Verified","debt_to_income":6.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":36,"open_credit_lines":27,"total_credit_limit":112817,"total_credit_utilized":32791,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":170,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22700,"num_total_cc_accounts":30,"num_open_cc_accounts":24,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.43,"installment":288.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8343.01,"paid_total":859.31,"paid_principal":656.99,"paid_interest":202.32,"paid_late_fees":0} {"emp_title":"courier","emp_length":10,"state":"AK","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":6.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":67515,"total_credit_utilized":5945,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":6.07,"installment":255.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7756.77,"paid_total":764.63,"paid_principal":643.23,"paid_interest":121.4,"paid_late_fees":0} {"emp_title":"rural mail carrier","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":55400,"verified_income":"Not Verified","debt_to_income":44.26,"annual_income_joint":120400,"verification_income_joint":"Not Verified","debt_to_income_joint":21.7,"delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":242635,"total_credit_utilized":75931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12000,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":13.59,"installment":737.8,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30472.7,"paid_total":3072,"paid_principal":1527.3,"paid_interest":1544.7,"paid_late_fees":0} {"emp_title":"human services specialist iii","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":15.9,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":19,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":41295,"total_credit_utilized":30942,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":61.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7550,"term":36,"interest_rate":17.47,"installment":270.95,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7059.82,"paid_total":812.85,"paid_principal":490.18,"paid_interest":322.67,"paid_late_fees":0} {"emp_title":"asst branch manager","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":32.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":89,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":151937,"total_credit_utilized":35566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":89,"current_accounts_delinq":0,"total_collection_amount_ever":3829,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7398.42,"paid_total":762.87,"paid_principal":601.58,"paid_interest":161.29,"paid_late_fees":0} {"emp_title":"sales ins agent","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":21.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":74090,"total_credit_utilized":43269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13982.44,"paid_total":2476.47,"paid_principal":2017.56,"paid_interest":458.91,"paid_late_fees":0} {"emp_title":"legal collector","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":43.93,"annual_income_joint":149000,"verification_income_joint":"Verified","debt_to_income_joint":25.31,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":564450,"total_credit_utilized":93239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35200,"term":36,"interest_rate":11.99,"installment":1168.98,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31031.15,"paid_total":5821.45,"paid_principal":4168.85,"paid_interest":1652.6,"paid_late_fees":0} {"emp_title":"supervisor transportation security offic","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":29.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":130005,"total_credit_utilized":73197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13000,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.9,"installment":542.32,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24366.66,"paid_total":1137.63,"paid_principal":633.34,"paid_interest":504.29,"paid_late_fees":0} {"emp_title":"online developer","emp_length":5,"state":"KY","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":56.86,"annual_income_joint":90000,"verification_income_joint":"Verified","debt_to_income_joint":25.6,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":200750,"total_credit_utilized":78170,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":58000,"num_total_cc_accounts":24,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28758.99,"paid_total":3083.16,"paid_principal":1241.01,"paid_interest":1842.15,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":48,"open_credit_lines":19,"total_credit_limit":207802,"total_credit_utilized":135723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42000,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":10168.24269,"paid_principal":10000,"paid_interest":168.24,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":24.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":89826,"total_credit_utilized":128214,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8790.08,"paid_total":1574.05,"paid_principal":1209.92,"paid_interest":364.13,"paid_late_fees":0} {"emp_title":"production planner","emp_length":1,"state":"OH","homeownership":"MORTGAGE","annual_income":62500,"verified_income":"Source Verified","debt_to_income":27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":27,"total_credit_limit":255934,"total_credit_utilized":65076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":75100,"num_total_cc_accounts":30,"num_open_cc_accounts":25,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23518.56,"paid_total":2894.19,"paid_principal":1481.44,"paid_interest":1412.75,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":21600,"verified_income":"Not Verified","debt_to_income":37.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":25871,"total_credit_utilized":10103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6600,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7252.48,"paid_total":1058.34,"paid_principal":747.52,"paid_interest":310.82,"paid_late_fees":0} {"emp_title":"store manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":44500,"verified_income":"Not Verified","debt_to_income":28.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":10,"total_credit_limit":308271,"total_credit_utilized":32220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":9.43,"installment":102.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2966.38,"paid_total":303.88,"paid_principal":233.62,"paid_interest":70.26,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":33.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":19,"total_credit_limit":75200,"total_credit_utilized":24370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":48000,"num_total_cc_accounts":31,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14850,"term":36,"interest_rate":16.02,"installment":522.23,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11250,"paid_total":4345.11,"paid_principal":3600,"paid_interest":745.11,"paid_late_fees":0} {"emp_title":"owner services manager ","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":47700,"verified_income":"Verified","debt_to_income":19.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":47,"open_credit_lines":17,"total_credit_limit":147082,"total_credit_utilized":84875,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4300,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3533.31,"paid_total":8985.41,"paid_principal":8466.69,"paid_interest":518.72,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"MORTGAGE","annual_income":56736,"verified_income":"Not Verified","debt_to_income":12.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":268900,"total_credit_utilized":12953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13900,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8759.13,"paid_total":1566.21,"paid_principal":1240.87,"paid_interest":325.34,"paid_late_fees":0} {"emp_title":"sr clinical applications analyst","emp_length":6,"state":"GA","homeownership":"RENT","annual_income":83000,"verified_income":"Not Verified","debt_to_income":16.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":5,"total_credit_limit":109346,"total_credit_utilized":94606,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5391.24,"paid_total":735.64,"paid_principal":608.76,"paid_interest":126.88,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":24.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":73064,"total_credit_utilized":20632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":50600,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":6.08,"installment":298.5,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8797.02,"paid_total":1190.69,"paid_principal":1002.98,"paid_interest":187.71,"paid_late_fees":0} {"emp_title":"pe teaching fellow","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":33500,"verified_income":"Not Verified","debt_to_income":14.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":4,"total_credit_limit":66747,"total_credit_utilized":63100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":12.62,"installment":150.81,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3971.58,"paid_total":750.89,"paid_principal":528.42,"paid_interest":222.47,"paid_late_fees":0} {"emp_title":"senior legal counsel","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":220500,"verified_income":"Verified","debt_to_income":19.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":1080728,"total_credit_utilized":141586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26100,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27640.34,"paid_total":13409.56,"paid_principal":12359.66,"paid_interest":1049.9,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":1,"state":"KY","homeownership":"MORTGAGE","annual_income":36250,"verified_income":"Verified","debt_to_income":29.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":141255,"total_credit_utilized":35598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.41,"installment":292.15,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8132.49,"paid_total":1158.19,"paid_principal":867.51,"paid_interest":290.68,"paid_late_fees":0} {"emp_title":"sr info security analyst","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Source Verified","debt_to_income":17.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":216477,"total_credit_utilized":45508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":52600,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":39000,"term":36,"interest_rate":5.31,"installment":1174.31,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":35981.47,"paid_total":3563.21,"paid_principal":3018.53,"paid_interest":544.68,"paid_late_fees":0} {"emp_title":"fa","emp_length":6,"state":"CT","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":326087,"total_credit_utilized":65747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":1070,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27500,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":11.98,"installment":278.92,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7808.95,"paid_total":800.43,"paid_principal":591.05,"paid_interest":209.38,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Not Verified","debt_to_income":19.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":335971,"total_credit_utilized":56260,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5100,"term":36,"interest_rate":6.72,"installment":156.83,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4582.59,"paid_total":625.42,"paid_principal":517.41,"paid_interest":108.01,"paid_late_fees":0} {"emp_title":"physician","emp_length":3,"state":"NY","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":12.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":947846,"total_credit_utilized":72104,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":63000,"num_total_cc_accounts":27,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":26.77,"installment":407.02,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":10317.70334,"paid_principal":10000,"paid_interest":317.7,"paid_late_fees":0} {"emp_title":"princioal","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":10.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":89368,"total_credit_utilized":44198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35500,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.42,"installment":259.72,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":371.17,"paid_total":7745.89,"paid_principal":7628.83,"paid_interest":117.06,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":3,"state":"HI","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":9.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":38698,"total_credit_utilized":6126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.43,"installment":768.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22248.07,"paid_total":2278.88,"paid_principal":1751.93,"paid_interest":526.95,"paid_late_fees":0} {"emp_title":"correctional counselo iii","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":130800,"verified_income":"Not Verified","debt_to_income":14.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":81825,"total_credit_utilized":50561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21300,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20576.26949,"paid_principal":20000,"paid_interest":576.27,"paid_late_fees":0} {"emp_title":"electrician","emp_length":6,"state":"NY","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":15.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":174973,"total_credit_utilized":16229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":7.35,"installment":387.97,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11242.88,"paid_total":1546.78,"paid_principal":1257.12,"paid_interest":289.66,"paid_late_fees":0} {"emp_title":"cardiovascular technologist","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":15.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":506983,"total_credit_utilized":143585,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":4,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.44,"installment":224.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6141.74,"paid_total":1116.53,"paid_principal":858.26,"paid_interest":258.27,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Not Verified","debt_to_income":19.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":256464,"total_credit_utilized":59097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.53,"paid_total":1551.37,"paid_principal":1156.47,"paid_interest":394.9,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":19.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":82019,"total_credit_utilized":62760,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28100,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":15.05,"installment":763.18,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19501.8,"paid_total":3797.51,"paid_principal":2498.2,"paid_interest":1299.31,"paid_late_fees":0} {"emp_title":"managed repair representative","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":74600,"verified_income":"Source Verified","debt_to_income":14.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":350378,"total_credit_utilized":37628,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":16.01,"installment":364.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14499.17,"paid_total":1081.24,"paid_principal":500.83,"paid_interest":580.41,"paid_late_fees":0} {"emp_title":"assembly","emp_length":7,"state":"OH","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":20.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":98292,"total_credit_utilized":45757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":55200,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33000,"term":60,"interest_rate":9.93,"installment":700.02,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31270.9,"paid_total":2781.88,"paid_principal":1729.1,"paid_interest":1052.78,"paid_late_fees":0} {"emp_title":"information technology","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":12.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":72210,"total_credit_utilized":42694,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14900,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":9.44,"installment":179.23,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4913.4,"paid_total":893.21,"paid_principal":686.6,"paid_interest":206.61,"paid_late_fees":0} {"emp_title":"communication design ","emp_length":10,"state":"UT","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":6.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":20,"total_credit_limit":96085,"total_credit_utilized":67701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":7.97,"installment":202.63,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9449.69,"paid_total":806.09,"paid_principal":550.31,"paid_interest":255.78,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":18000,"verified_income":"Verified","debt_to_income":17.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":8900,"total_credit_utilized":5266,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5100,"term":36,"interest_rate":17.09,"installment":182.06,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4652.85,"paid_total":716.13,"paid_principal":447.15,"paid_interest":268.98,"paid_late_fees":0} {"emp_title":"cook-bloomfield, meat associate walmart ","emp_length":5,"state":"CT","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":29.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":48436,"total_credit_utilized":28290,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.06,"installment":254.27,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9465.3,"paid_total":1246.27,"paid_principal":534.7,"paid_interest":711.57,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":8.68,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":8,"total_credit_limit":26889,"total_credit_utilized":14002,"num_collections_last_12m":2,"num_historical_failed_to_pay":1,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8400,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1041.86,"paid_principal":687.44,"paid_interest":354.42,"paid_late_fees":0} {"emp_title":"documentation specialist","emp_length":7,"state":"GA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":11.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":139888,"total_credit_utilized":9618,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18952.04,"paid_total":1686.01,"paid_principal":1047.96,"paid_interest":638.05,"paid_late_fees":0} {"emp_title":"technicician 2","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":40.4,"annual_income_joint":95000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.83,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":88016,"total_credit_utilized":64582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15600,"term":60,"interest_rate":20,"installment":413.31,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14807.46,"paid_total":2056.84,"paid_principal":792.54,"paid_interest":1264.3,"paid_late_fees":0} {"emp_title":"director of business & economic develop","emp_length":3,"state":"MD","homeownership":"RENT","annual_income":82500,"verified_income":"Not Verified","debt_to_income":24.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":64,"open_credit_lines":25,"total_credit_limit":206972,"total_credit_utilized":237839,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":207,"current_installment_accounts":17,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23100,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":61.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13905.04,"paid_total":1432.17,"paid_principal":1094.96,"paid_interest":337.21,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"CA","homeownership":"OWN","annual_income":57600,"verified_income":"Source Verified","debt_to_income":15.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":50230,"total_credit_utilized":16706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26900,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17498.86,"paid_total":3123.44,"paid_principal":2501.14,"paid_interest":622.3,"paid_late_fees":0} {"emp_title":"school bus driver","emp_length":7,"state":"CO","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":28.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":71438,"total_credit_utilized":39633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":12,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.01,"installment":291.89,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11599.33,"paid_total":854.32,"paid_principal":400.67,"paid_interest":453.65,"paid_late_fees":0} {"emp_title":"customer service associate","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":46000,"verified_income":"Verified","debt_to_income":19.96,"annual_income_joint":71000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.32,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":90002,"total_credit_utilized":52657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":25.81,"installment":298.29,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9744.97,"paid_total":866.19,"paid_principal":255.03,"paid_interest":611.16,"paid_late_fees":0} {"emp_title":"complex ops associate ","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Source Verified","debt_to_income":21.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":208715,"total_credit_utilized":41547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":12.61,"installment":100.52,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2790.82,"paid_total":302.62,"paid_principal":209.18,"paid_interest":93.44,"paid_late_fees":0} {"emp_title":"general manager","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":78000,"verified_income":"Not Verified","debt_to_income":4.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":15611,"total_credit_utilized":7986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":21.85,"installment":308.38,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10880.92,"paid_total":897.95,"paid_principal":319.08,"paid_interest":578.87,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Not Verified","debt_to_income":27.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":88396,"total_credit_utilized":68403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.34,"installment":217.23,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6473.55,"paid_total":648.84,"paid_principal":526.45,"paid_interest":122.39,"paid_late_fees":0} {"emp_title":"controller","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":78000,"verified_income":"Not Verified","debt_to_income":14.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":346174,"total_credit_utilized":36909,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15600,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.96,"installment":501.09,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15207.47,"paid_total":995.1,"paid_principal":792.53,"paid_interest":202.57,"paid_late_fees":0} {"emp_title":"controller","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":7.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":44138,"total_credit_utilized":20970,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8650,"term":36,"interest_rate":6.72,"installment":265.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7549.99,"paid_total":1333.98,"paid_principal":1100.01,"paid_interest":233.97,"paid_late_fees":0} {"emp_title":"asmbler","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Not Verified","debt_to_income":30.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":88420,"total_credit_utilized":64140,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.99,"installment":222.4,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9375.22,"paid_total":1098.68,"paid_principal":624.78,"paid_interest":473.9,"paid_late_fees":0} {"emp_title":"partner","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":168000,"verified_income":"Not Verified","debt_to_income":34.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":9,"total_credit_lines":47,"open_credit_lines":27,"total_credit_limit":991189,"total_credit_utilized":292935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":214800,"num_total_cc_accounts":32,"num_open_cc_accounts":24,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1360.31,"paid_principal":1148.6,"paid_interest":211.71,"paid_late_fees":0} {"emp_title":"attorney","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":162000,"verified_income":"Source Verified","debt_to_income":12.9,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":538978,"total_credit_utilized":69263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18452.04,"paid_total":1794.83,"paid_principal":1547.96,"paid_interest":246.87,"paid_late_fees":0} {"emp_title":"lab tester","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":35.02,"annual_income_joint":164000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.28,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1993,"inquiries_last_12m":11,"total_credit_lines":48,"open_credit_lines":19,"total_credit_limit":383071,"total_credit_utilized":98687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":49000,"num_total_cc_accounts":35,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"service manager","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":48589,"verified_income":"Verified","debt_to_income":21.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":24,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":17,"total_credit_limit":152404,"total_credit_utilized":17428,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":14,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":9850,"num_total_cc_accounts":30,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":89,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":24.85,"installment":476.17,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":13035.03395,"paid_principal":12000,"paid_interest":1035.03,"paid_late_fees":0} {"emp_title":"assistant parts manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":98000,"verified_income":"Not Verified","debt_to_income":3.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":24270,"total_credit_utilized":13815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4420.65,"paid_total":851.39,"paid_principal":579.35,"paid_interest":272.04,"paid_late_fees":0} {"emp_title":"software engineer ii","emp_length":3,"state":"TX","homeownership":"OWN","annual_income":150000,"verified_income":"Not Verified","debt_to_income":13.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":448050,"total_credit_utilized":51456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":39900,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":17.09,"installment":999.54,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24909.35,"paid_total":4971.12,"paid_principal":3090.65,"paid_interest":1880.47,"paid_late_fees":0} {"emp_title":"bartender","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":13.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":283500,"total_credit_utilized":22189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.47,"installment":179.44,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4675.37,"paid_total":528.61,"paid_principal":324.63,"paid_interest":203.98,"paid_late_fees":0} {"emp_title":"certified registered nurse anesthestist","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":195000,"verified_income":"Verified","debt_to_income":17.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":404928,"total_credit_utilized":155925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63700,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":38400,"term":60,"interest_rate":7.35,"installment":766.73,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35709.59,"paid_total":3794.45,"paid_principal":2690.41,"paid_interest":1104.04,"paid_late_fees":0} {"emp_title":"senior systems architect","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":129000,"verified_income":"Not Verified","debt_to_income":27.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":50,"open_credit_lines":17,"total_credit_limit":359617,"total_credit_utilized":182656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10400,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5400,"term":36,"interest_rate":10.91,"installment":176.56,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4883.14,"paid_total":702.97,"paid_principal":516.86,"paid_interest":186.11,"paid_late_fees":0} {"emp_title":"ramp agent","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":123000,"verified_income":"Not Verified","debt_to_income":13.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":6,"total_credit_limit":66000,"total_credit_utilized":55684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.43,"installment":800.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23175.08,"paid_total":2386.93,"paid_principal":1824.92,"paid_interest":562.01,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":10,"state":"WV","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":12.62,"annual_income_joint":105000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.46,"delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":47613,"total_credit_utilized":28199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":18.45,"installment":640.98,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24218.29,"paid_total":1871.69,"paid_principal":781.71,"paid_interest":1089.98,"paid_late_fees":0} {"emp_title":"principal engineer","emp_length":4,"state":"CO","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Source Verified","debt_to_income":25.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":5,"total_credit_lines":49,"open_credit_lines":19,"total_credit_limit":321543,"total_credit_utilized":227297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":109300,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.34,"installment":930.99,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28386.62,"paid_total":1987.77,"paid_principal":1613.38,"paid_interest":374.39,"paid_late_fees":0} {"emp_title":"sales department","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Verified","debt_to_income":33.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":185715,"total_credit_utilized":37802,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":79,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23300,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":9550,"term":36,"interest_rate":17.09,"installment":340.92,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8495.84,"paid_total":1681.93,"paid_principal":1054.16,"paid_interest":627.77,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"RENT","annual_income":31000,"verified_income":"Source Verified","debt_to_income":3.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":7100,"total_credit_utilized":1103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":7.97,"installment":172.28,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4812.17,"paid_total":858.96,"paid_principal":687.83,"paid_interest":171.13,"paid_late_fees":0} {"emp_title":"tool supervisor","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":10.41,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":9,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":41,"open_credit_lines":8,"total_credit_limit":120200,"total_credit_utilized":96928,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1123,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":19.42,"installment":294.95,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7495.47,"paid_total":876.22,"paid_principal":504.53,"paid_interest":371.69,"paid_late_fees":0} {"emp_title":"process technician","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":1.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":13342,"total_credit_utilized":1636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.03,"paid_total":2438.29,"paid_principal":1826.97,"paid_interest":611.32,"paid_late_fees":0} {"emp_title":"community relations","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":2,"total_credit_limit":26100,"total_credit_utilized":21544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":17.09,"installment":273.92,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10396.75,"paid_total":1322.61,"paid_principal":603.25,"paid_interest":719.36,"paid_late_fees":0} {"emp_title":"electrician","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Verified","debt_to_income":37.14,"annual_income_joint":121000,"verification_income_joint":"Verified","debt_to_income_joint":29.83,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":22,"total_credit_limit":164316,"total_credit_utilized":105822,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":53100,"num_total_cc_accounts":29,"num_open_cc_accounts":18,"num_cc_carrying_balance":16,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":12.61,"installment":789.39,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33721.87,"paid_total":2343.65,"paid_principal":1278.13,"paid_interest":1065.52,"paid_late_fees":0} {"emp_title":"bar manager","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":10.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":49200,"total_credit_utilized":38594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":57.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20,"installment":264.94,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9491.98,"paid_total":1302.48,"paid_principal":508.02,"paid_interest":794.46,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":30.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":54508,"total_credit_utilized":27462,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4900,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":9.93,"installment":116.05,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3161.5,"paid_total":578.26,"paid_principal":438.5,"paid_interest":139.76,"paid_late_fees":0} {"emp_title":"retention","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":52821.43,"verified_income":"Not Verified","debt_to_income":20.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":219363,"total_credit_utilized":33191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6117.28,"paid_total":1080.63,"paid_principal":882.72,"paid_interest":197.91,"paid_late_fees":0} {"emp_title":"electrician","emp_length":10,"state":"DC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":459100,"total_credit_utilized":105225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":19.03,"installment":110.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":3167.75825,"paid_principal":3000,"paid_interest":167.76,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":36780,"verified_income":"Verified","debt_to_income":68.74,"annual_income_joint":143780,"verification_income_joint":"","debt_to_income_joint":25.91,"delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":225467,"total_credit_utilized":71490,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":25000,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":18.06,"installment":1266.39,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":31188.8,"paid_total":6296.83,"paid_principal":3811.2,"paid_interest":2485.63,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"KS","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":19.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":11,"total_credit_limit":317287,"total_credit_utilized":121442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34000,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13092.56,"paid_total":2300.6,"paid_principal":1907.44,"paid_interest":393.16,"paid_late_fees":0} {"emp_title":"driver ","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":10.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1999,"inquiries_last_12m":11,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":418032,"total_credit_utilized":32953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.91,"installment":817.41,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22607.14,"paid_total":3254.49,"paid_principal":2392.86,"paid_interest":861.63,"paid_late_fees":0} {"emp_title":"customer service representative ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":41000,"verified_income":"Verified","debt_to_income":13.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":10100,"total_credit_utilized":2781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.04,"installment":693.7,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18654.17,"paid_total":2047.68,"paid_principal":1345.83,"paid_interest":701.85,"paid_late_fees":0} {"emp_title":"","state":"OR","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Source Verified","debt_to_income":12.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":183614,"total_credit_utilized":3633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3450,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.59,"installment":101.94,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3044.99712,"paid_principal":3000,"paid_interest":45,"paid_late_fees":0} {"emp_title":"product manager","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":82500,"verified_income":"Not Verified","debt_to_income":22.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":220996,"total_credit_utilized":48173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4511.49,"paid_total":637.5,"paid_principal":488.51,"paid_interest":148.99,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":26000,"verified_income":"Not Verified","debt_to_income":16.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":21300,"total_credit_utilized":11188,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9703.41,"paid_total":778.7,"paid_principal":296.59,"paid_interest":482.11,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Not Verified","debt_to_income":10.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":17,"total_credit_limit":530819,"total_credit_utilized":65227,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":9604,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":26500,"num_total_cc_accounts":33,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.43,"installment":448.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12978.03,"paid_total":1329.36,"paid_principal":1021.97,"paid_interest":307.39,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":23.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":25,"total_credit_limit":131360,"total_credit_utilized":125684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":21,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":11.99,"installment":66.42,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1811.45,"paid_total":263.02,"paid_principal":188.55,"paid_interest":74.47,"paid_late_fees":0} {"emp_title":"senior advisor architecture","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":460846,"total_credit_utilized":43644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":51100,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13223.48,"paid_total":2470.77,"paid_principal":1776.52,"paid_interest":694.25,"paid_late_fees":0} {"emp_title":"personal asst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":24.64,"annual_income_joint":155000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.06,"delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":94282,"total_credit_utilized":46117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33700,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7200,"term":36,"interest_rate":13.58,"installment":244.62,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":7036.86,"paid_total":233.76,"paid_principal":163.14,"paid_interest":70.62,"paid_late_fees":0} {"emp_title":"surgical assistant ","emp_length":2,"state":"LA","homeownership":"MORTGAGE","annual_income":25992,"verified_income":"Verified","debt_to_income":9.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":50300,"total_credit_utilized":6968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":18.45,"installment":436.55,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10968.31,"paid_total":1733.9,"paid_principal":1031.69,"paid_interest":702.21,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":32.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":24,"total_credit_limit":245074,"total_credit_utilized":103376,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":95500,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":15.05,"installment":762.12,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30150.25,"paid_total":3757.09,"paid_principal":1849.75,"paid_interest":1907.34,"paid_late_fees":0} {"emp_title":"national director military division","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Verified","debt_to_income":25.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":690255,"total_credit_utilized":141877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.97,"installment":1096.29,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30623.09,"paid_total":5465.95,"paid_principal":4376.91,"paid_interest":1089.04,"paid_late_fees":0} {"emp_title":"private equity analyst","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":10.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":49020,"total_credit_utilized":12629,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6101.48,"paid_total":1170.47,"paid_principal":898.52,"paid_interest":271.95,"paid_late_fees":0} {"emp_title":"","state":"HI","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":36.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":76628,"total_credit_utilized":54957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":21.45,"installment":606.51,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14688.1,"paid_total":2408.7,"paid_principal":1311.9,"paid_interest":1066.47,"paid_late_fees":30.33} {"emp_title":"helper","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":25.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":43983,"total_credit_utilized":21638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":19.03,"installment":550.07,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13388.72,"paid_total":2734.49,"paid_principal":1611.28,"paid_interest":1123.21,"paid_late_fees":0} {"emp_title":"videographer","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":18000,"verified_income":"Source Verified","debt_to_income":10.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":20493,"total_credit_utilized":10356,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.71,"installment":92.24,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2772.34,"paid_total":275.6,"paid_principal":227.66,"paid_interest":47.94,"paid_late_fees":0} {"emp_title":"nuclear medicine tech","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":30.31,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1984,"inquiries_last_12m":5,"total_credit_lines":42,"open_credit_lines":21,"total_credit_limit":562169,"total_credit_utilized":116574,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38700,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":21.85,"installment":881.08,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31397.74,"paid_total":1684.47,"paid_principal":602.26,"paid_interest":1082.21,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":10.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":238205,"total_credit_utilized":12541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12000,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8825.79,"paid_total":1675.28,"paid_principal":1174.21,"paid_interest":501.07,"paid_late_fees":0} {"emp_title":"facility maintenance","emp_length":6,"state":"MS","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":36.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":64900,"total_credit_utilized":34650,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":20700,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10450,"term":36,"interest_rate":13.58,"installment":355.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9731.62,"paid_total":1057.21,"paid_principal":718.38,"paid_interest":338.83,"paid_late_fees":0} {"emp_title":"sales ","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":29.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":63249,"total_credit_utilized":52324,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":1355,"current_installment_accounts":9,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9135.4,"paid_total":1437.29,"paid_principal":864.6,"paid_interest":572.69,"paid_late_fees":0} {"emp_title":"nursing assistant","emp_length":2,"state":"CT","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":18.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":272405,"total_credit_utilized":32000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":10.9,"installment":282.01,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12503.74,"paid_total":838.16,"paid_principal":496.26,"paid_interest":341.9,"paid_late_fees":0} {"emp_title":"beverage manager","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":51200,"verified_income":"Source Verified","debt_to_income":26,"annual_income_joint":183634,"verification_income_joint":"Source Verified","debt_to_income_joint":13.51,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":370192,"total_credit_utilized":72000,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":18.45,"installment":410.23,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15499.7,"paid_total":1214.29,"paid_principal":500.3,"paid_interest":713.99,"paid_late_fees":0} {"emp_title":"director of surgical av","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":15.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":319260,"total_credit_utilized":33102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3134.77,"paid_total":1962.63,"paid_principal":1865.23,"paid_interest":97.4,"paid_late_fees":0} {"emp_title":"sr developer","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":118500,"verified_income":"Verified","debt_to_income":26.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":24,"total_credit_limit":314395,"total_credit_utilized":71805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":102700,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20,"installment":1114.91,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26821.24,"paid_total":5491.22,"paid_principal":3178.76,"paid_interest":2312.46,"paid_late_fees":0} {"emp_title":"production manager","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Verified","debt_to_income":8.67,"annual_income_joint":116000,"verification_income_joint":"Verified","debt_to_income_joint":13.34,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":242238,"total_credit_utilized":19818,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":55800,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27000,"term":36,"interest_rate":5.31,"installment":812.98,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24910.27,"paid_total":2423.01,"paid_principal":2089.73,"paid_interest":333.28,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":7.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":273016,"total_credit_utilized":34220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30400,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.31,"installment":903.31,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":27678.07,"paid_total":2705.51,"paid_principal":2321.93,"paid_interest":383.58,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":3.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":444300,"total_credit_utilized":26583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":90800,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23355.79,"paid_total":2624.02,"paid_principal":1644.21,"paid_interest":979.81,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Source Verified","debt_to_income":30.88,"annual_income_joint":109000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.4,"delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2001,"inquiries_last_12m":9,"total_credit_lines":53,"open_credit_lines":11,"total_credit_limit":84944,"total_credit_utilized":76861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":15.05,"installment":1110.08,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":32861.55111,"paid_principal":32000,"paid_interest":861.55,"paid_late_fees":0} {"emp_title":"sales associate ","emp_length":4,"state":"WA","homeownership":"OWN","annual_income":26000,"verified_income":"Verified","debt_to_income":37.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":61334,"total_credit_utilized":47840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15100,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.75,"paid_total":1248.3,"paid_principal":997.25,"paid_interest":251.05,"paid_late_fees":0} {"emp_title":"rehab referral and intake specialist","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":8.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":8,"total_credit_limit":122021,"total_credit_utilized":131472,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":622,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5100,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.93,"installment":1289.38,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35128.14,"paid_total":6424.83,"paid_principal":4871.86,"paid_interest":1552.97,"paid_late_fees":0} {"emp_title":"office manager","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":21.56,"annual_income_joint":147000,"verification_income_joint":"Source Verified","debt_to_income_joint":9,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":426153,"total_credit_utilized":64351,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"order processing manager","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":22.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":22,"total_credit_limit":102080,"total_credit_utilized":67427,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":14,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":26300,"num_total_cc_accounts":19,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":14.08,"installment":615.9,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15928.45,"paid_total":3051.34,"paid_principal":2071.55,"paid_interest":979.79,"paid_late_fees":0} {"emp_title":" machine operator ","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Source Verified","debt_to_income":7.47,"annual_income_joint":93000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.44,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":486929,"total_credit_utilized":37078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9334.29,"paid_total":1043.41,"paid_principal":665.71,"paid_interest":377.7,"paid_late_fees":0} {"emp_title":"","state":"VT","homeownership":"MORTGAGE","annual_income":47782,"verified_income":"Verified","debt_to_income":17.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":325191,"total_credit_utilized":32683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":13575,"term":36,"interest_rate":21.85,"installment":517.39,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12749.51,"paid_total":1535.69,"paid_principal":825.49,"paid_interest":710.2,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":63780,"verified_income":"Verified","debt_to_income":22.84,"annual_income_joint":95560,"verification_income_joint":"Source Verified","debt_to_income_joint":16.41,"delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":231200,"total_credit_utilized":51056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":48000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28945.55,"paid_total":1888.28,"paid_principal":1054.45,"paid_interest":833.83,"paid_late_fees":0} {"emp_title":"parts & service director","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":19.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":336231,"total_credit_utilized":83757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":42400,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37540.29,"paid_total":4483.81,"paid_principal":2459.71,"paid_interest":2024.1,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":33.15,"annual_income_joint":130000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.21,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":191900,"total_credit_utilized":95552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":64900,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":2500,"term":36,"interest_rate":11.99,"installment":83.03,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2264.29,"paid_total":330.45,"paid_principal":235.71,"paid_interest":94.74,"paid_late_fees":0} {"emp_title":"deputy director ","emp_length":5,"state":"VT","homeownership":"RENT","annual_income":46500,"verified_income":"Not Verified","debt_to_income":20.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":99970,"total_credit_utilized":47796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1435.8,"paid_total":8611.17,"paid_principal":8564.2,"paid_interest":46.97,"paid_late_fees":0} {"emp_title":"designer","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":86000,"verified_income":"Source Verified","debt_to_income":11.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":39700,"total_credit_utilized":32597,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":16.02,"installment":350.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13588.11,"paid_total":1726.07,"paid_principal":811.89,"paid_interest":914.18,"paid_late_fees":0} {"emp_title":"owner / broker","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":20.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":289034,"total_credit_utilized":63662,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9900,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21955.1,"paid_total":4001.72,"paid_principal":3044.9,"paid_interest":956.82,"paid_late_fees":0} {"emp_title":"district manager","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":103000,"verified_income":"Not Verified","debt_to_income":14.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":70917,"total_credit_utilized":38794,"num_collections_last_12m":0,"num_historical_failed_to_pay":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":5,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13092.56,"paid_total":2300.6,"paid_principal":1907.44,"paid_interest":393.16,"paid_late_fees":0} {"emp_title":"registrar","emp_length":0,"state":"CO","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":19.2,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":4,"total_credit_limit":192317,"total_credit_utilized":13309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":16.02,"installment":340.61,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13210.65,"paid_total":1690.59,"paid_principal":789.35,"paid_interest":901.24,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":16.43,"annual_income_joint":74120,"verification_income_joint":"Not Verified","debt_to_income_joint":18.29,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":2,"total_credit_limit":42173,"total_credit_utilized":27684,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5413.81,"paid_total":764.97,"paid_principal":586.19,"paid_interest":178.78,"paid_late_fees":0} {"emp_title":"electrician","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":82000,"verified_income":"Verified","debt_to_income":20.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":87965,"total_credit_utilized":60934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18700,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":14.08,"installment":559.44,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22577.82,"paid_total":2778.43,"paid_principal":1422.18,"paid_interest":1356.25,"paid_late_fees":0} {"emp_title":"attendant","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":21918,"verified_income":"Not Verified","debt_to_income":24.37,"annual_income_joint":155918,"verification_income_joint":"Not Verified","debt_to_income_joint":11.61,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":41417,"total_credit_utilized":24573,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14400,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7392.94,"paid_total":734.9,"paid_principal":607.06,"paid_interest":127.84,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":81015,"verified_income":"Verified","debt_to_income":16.46,"annual_income_joint":101578,"verification_income_joint":"Verified","debt_to_income_joint":14.18,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":297743,"total_credit_utilized":35183,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":351,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":37000,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":11200,"term":36,"interest_rate":7.34,"installment":347.57,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10640.17,"paid_total":722.54,"paid_principal":559.83,"paid_interest":162.71,"paid_late_fees":0} {"emp_title":"welder","emp_length":4,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":10.3,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.32,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":28457,"total_credit_utilized":12877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":12.62,"installment":435.65,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11473.56,"paid_total":2169.14,"paid_principal":1526.44,"paid_interest":642.7,"paid_late_fees":0} {"emp_title":"communications director","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":10.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":539185,"total_credit_utilized":49956,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":9,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":15.04,"installment":41.63,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":619.23,"paid_total":623.89,"paid_principal":580.77,"paid_interest":43.12,"paid_late_fees":0} {"emp_title":"assitant director of operations","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Source Verified","debt_to_income":7.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":470781,"total_credit_utilized":27859,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":9.92,"installment":902.43,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25970.42,"paid_total":2691.86,"paid_principal":2029.58,"paid_interest":662.28,"paid_late_fees":0} {"emp_title":"construction ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":4.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":18700,"total_credit_utilized":10892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1459.12,"paid_total":3690.98,"paid_principal":3540.88,"paid_interest":150.1,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":35.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":645243,"total_credit_utilized":157431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20900,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":68.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18634.9,"paid_total":2037.09,"paid_principal":1365.1,"paid_interest":671.99,"paid_late_fees":0} {"emp_title":"pricing and reporting analyst","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":81000,"verified_income":"Verified","debt_to_income":22.09,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":121974,"total_credit_utilized":95416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18100,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":18.45,"installment":1018.6,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26208.43,"paid_total":2998.4,"paid_principal":1791.57,"paid_interest":1206.83,"paid_late_fees":0} {"emp_title":"technician iii","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":19.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":13,"total_credit_limit":213076,"total_credit_utilized":48898,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":31000,"term":36,"interest_rate":16.01,"installment":1090.03,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28943.49,"paid_total":3214.94,"paid_principal":2056.51,"paid_interest":1158.43,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":8.02,"annual_income_joint":220000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.71,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":54027,"total_credit_utilized":31755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21300,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":26.3,"installment":481.9,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15314.43,"paid_total":2351.06,"paid_principal":685.57,"paid_interest":1665.49,"paid_late_fees":0} {"emp_title":"fiber technician","emp_length":7,"state":"OH","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":0.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":46597,"total_credit_utilized":61908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":12,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":26.77,"installment":303.99,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9751.83,"paid_total":897.1,"paid_principal":248.17,"paid_interest":648.93,"paid_late_fees":0} {"emp_title":"radiology technologist","emp_length":7,"state":"KS","homeownership":"RENT","annual_income":58700,"verified_income":"Not Verified","debt_to_income":33.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":43,"open_credit_lines":17,"total_credit_limit":128965,"total_credit_utilized":100361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.58,"installment":509.61,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14316.43,"paid_total":996.59,"paid_principal":683.57,"paid_interest":313.02,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":114000,"verified_income":"Source Verified","debt_to_income":13.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":162360,"total_credit_utilized":177276,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23756.73,"paid_total":2190.65,"paid_principal":1243.27,"paid_interest":947.38,"paid_late_fees":0} {"emp_title":"operations manager ii","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":68200,"verified_income":"Not Verified","debt_to_income":34.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":95597,"total_credit_utilized":63711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41200,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.64,"paid_total":1278.37,"paid_principal":970.36,"paid_interest":308.01,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":23.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":420279,"total_credit_utilized":38308,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15800,"term":60,"interest_rate":19.42,"installment":413.53,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15318.8,"paid_total":1223.54,"paid_principal":481.2,"paid_interest":742.34,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"VA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":12.8,"annual_income_joint":71000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.18,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":29356,"total_credit_utilized":11611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9600,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":2000,"term":36,"interest_rate":7.96,"installment":62.64,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1800.53,"paid_total":248.79,"paid_principal":199.47,"paid_interest":49.32,"paid_late_fees":0} {"emp_title":"phlebotomist","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":5.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":52500,"total_credit_utilized":18938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25600,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24775,"term":60,"interest_rate":9.43,"installment":519.48,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23792.95,"paid_total":1545.46,"paid_principal":982.05,"paid_interest":563.41,"paid_late_fees":0} {"emp_title":"co-owner","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":17.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":40100,"total_credit_utilized":16451,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20000,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9528.72,"paid_total":924.58,"paid_principal":471.28,"paid_interest":453.3,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":38900,"verified_income":"Not Verified","debt_to_income":3.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":29900,"total_credit_utilized":5122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29900,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4742.56,"paid_total":299.64,"paid_principal":257.44,"paid_interest":42.2,"paid_late_fees":0} {"emp_title":"senior manager","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":125000,"verified_income":"Not Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":134080,"total_credit_utilized":69757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42100,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":9.93,"installment":466.68,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20847.27,"paid_total":1854.58,"paid_principal":1152.73,"paid_interest":701.85,"paid_late_fees":0} {"emp_title":"special education teacher","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":17.25,"annual_income_joint":145000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.34,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":35,"open_credit_lines":22,"total_credit_limit":75300,"total_credit_utilized":65519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21900,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":18.06,"installment":1017.05,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38736.02,"paid_total":2970.88,"paid_principal":1263.98,"paid_interest":1706.9,"paid_late_fees":0} {"emp_title":"master therapist","emp_length":3,"state":"IN","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":10.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":61,"open_credit_lines":13,"total_credit_limit":260167,"total_credit_utilized":255023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1070,"current_installment_accounts":10,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5700,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":17.09,"installment":321.28,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":8806.9,"paid_total":312.74,"paid_principal":193.1,"paid_interest":119.64,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"OWN","annual_income":19000,"verified_income":"Not Verified","debt_to_income":23.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":11,"total_credit_limit":29125,"total_credit_utilized":6304,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19100,"num_total_cc_accounts":35,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4374.69,"paid_total":780.89,"paid_principal":625.31,"paid_interest":155.58,"paid_late_fees":0} {"emp_title":"customer service representative","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":38200,"verified_income":"Not Verified","debt_to_income":12.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":19,"total_credit_limit":59611,"total_credit_utilized":60040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.47,"installment":179.44,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4675.37,"paid_total":542.97,"paid_principal":324.63,"paid_interest":218.34,"paid_late_fees":0} {"emp_title":"lifeguard","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":22000,"verified_income":"Not Verified","debt_to_income":16.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":3,"total_credit_limit":14900,"total_credit_utilized":13005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":25.81,"installment":643.04,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15083.85,"paid_total":1906.19,"paid_principal":916.15,"paid_interest":990.04,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2008,"inquiries_last_12m":12,"total_credit_lines":51,"open_credit_lines":29,"total_credit_limit":118355,"total_credit_utilized":47581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":20,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35500,"num_total_cc_accounts":40,"num_open_cc_accounts":26,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34997.78,"paid_total":6229.13,"paid_principal":5002.22,"paid_interest":1226.91,"paid_late_fees":0} {"emp_title":"national sales manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Source Verified","debt_to_income":9.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1987,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":306048,"total_credit_utilized":42895,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":38200,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24143.99,"paid_total":1909.99,"paid_principal":856.01,"paid_interest":1053.98,"paid_late_fees":0} {"emp_title":"letter carrier","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":16.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":245715,"total_credit_utilized":22128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26777.45,"paid_total":5468.98,"paid_principal":3222.55,"paid_interest":2246.43,"paid_late_fees":0} {"emp_title":"executive director","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":61000,"verified_income":"Not Verified","debt_to_income":15.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":57602,"total_credit_utilized":35251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":118,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":15.05,"installment":249.77,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6382.4,"paid_total":1284.97,"paid_principal":817.6,"paid_interest":467.37,"paid_late_fees":0} {"emp_title":"assoc head coach","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":9.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":31581,"total_credit_utilized":14845,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":7019.15,"paid_total":1246.64,"paid_principal":980.85,"paid_interest":265.79,"paid_late_fees":0} {"emp_title":"doorman","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":15.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":50615,"total_credit_utilized":37315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28292.05,"paid_total":2351.38,"paid_principal":1707.95,"paid_interest":643.43,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":34200,"total_credit_utilized":3205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9515.25,"paid_total":634.78,"paid_principal":484.75,"paid_interest":150.03,"paid_late_fees":0} {"emp_title":"customer retention representative","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":7.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":32504,"total_credit_utilized":29507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.91,"installment":98.09,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2712.85,"paid_total":390.54,"paid_principal":287.15,"paid_interest":103.39,"paid_late_fees":0} {"emp_title":"chemical blender","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":37000,"verified_income":"Not Verified","debt_to_income":13.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":19140,"total_credit_utilized":15323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4475,"term":36,"interest_rate":19.42,"installment":164.99,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4192.77,"paid_total":490.14,"paid_principal":282.23,"paid_interest":207.91,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"OWN","annual_income":17000,"verified_income":"Verified","debt_to_income":5.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":9600,"total_credit_utilized":2623,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":10.42,"installment":308.42,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8584.45,"paid_total":1233.68,"paid_principal":915.55,"paid_interest":318.13,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":0.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":31817,"total_credit_utilized":121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26700,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":9.93,"installment":742.45,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33166.09,"paid_total":2950.49,"paid_principal":1833.91,"paid_interest":1116.58,"paid_late_fees":0} {"emp_title":"licensed profession counselor","emp_length":4,"state":"PA","homeownership":"RENT","annual_income":55213,"verified_income":"Source Verified","debt_to_income":24.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":147900,"total_credit_utilized":134270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20000,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":14.07,"installment":307.91,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8385.93,"paid_total":916.78,"paid_principal":614.07,"paid_interest":302.71,"paid_late_fees":0} {"emp_title":"sole member","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":37.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":85700,"total_credit_utilized":64534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":18.45,"installment":727.58,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18720.28,"paid_total":2141.74,"paid_principal":1279.72,"paid_interest":862.02,"paid_late_fees":0} {"emp_title":"firefighter/emt","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":84500,"verified_income":"Not Verified","debt_to_income":17.24,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":58023,"total_credit_utilized":31248,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":270,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17631.3,"paid_total":3307.68,"paid_principal":2368.7,"paid_interest":938.98,"paid_late_fees":0} {"emp_title":"overnight stocker","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":37300,"total_credit_utilized":16232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37300,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.45,"paid_total":1936.06,"paid_principal":1439.55,"paid_interest":496.51,"paid_late_fees":0} {"emp_title":"assistant manager - onboarding","emp_length":6,"state":"NJ","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":12,"total_credit_limit":84984,"total_credit_utilized":31919,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49000,"num_total_cc_accounts":21,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":9.93,"installment":593.96,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26158.47,"paid_total":2954.35,"paid_principal":1841.53,"paid_interest":1112.82,"paid_late_fees":0} {"emp_title":"travel advisor","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":53000,"verified_income":"Not Verified","debt_to_income":21.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":60486,"total_credit_utilized":37820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10100,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":7.35,"installment":148.98,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4194.73,"paid_total":742.94,"paid_principal":605.27,"paid_interest":137.67,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":44624,"total_credit_utilized":22168,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13585.88,"paid_total":1967.62,"paid_principal":1414.12,"paid_interest":553.5,"paid_late_fees":0} {"emp_title":"director of development","emp_length":2,"state":"UT","homeownership":"RENT","annual_income":51000,"verified_income":"Verified","debt_to_income":22.49,"annual_income_joint":121000,"verification_income_joint":"Verified","debt_to_income_joint":23.4,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":72449,"total_credit_utilized":63813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19200,"term":36,"interest_rate":9.92,"installment":618.81,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18277.28,"paid_total":1216.46,"paid_principal":922.72,"paid_interest":293.74,"paid_late_fees":0} {"emp_title":"solution engineer","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":9.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":57440,"total_credit_utilized":28212,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18100,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":12.61,"installment":1072.21,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":29768.89,"paid_total":3194.21,"paid_principal":2231.11,"paid_interest":963.1,"paid_late_fees":0} {"emp_title":"payroll","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":28.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":174642,"total_credit_utilized":49575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33700,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.98,"installment":266.82,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12020.96167,"paid_principal":12000,"paid_interest":20.96,"paid_late_fees":0} {"emp_title":"office work","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":15,"total_credit_limit":173661,"total_credit_utilized":40125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31600,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.93,"installment":419.05,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11738.55,"paid_total":1669.03,"paid_principal":1261.45,"paid_interest":407.58,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Source Verified","debt_to_income":8.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":7,"total_credit_limit":272009,"total_credit_utilized":176223,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":190,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.35,"installment":232.79,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6745.7,"paid_total":928.1,"paid_principal":754.3,"paid_interest":173.8,"paid_late_fees":0} {"emp_title":"school van driver ","emp_length":9,"state":"MA","homeownership":"RENT","annual_income":38990.47,"verified_income":"Not Verified","debt_to_income":16.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":28300,"total_credit_utilized":16461,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9275.14,"paid_total":955.88,"paid_principal":724.86,"paid_interest":231.02,"paid_late_fees":0} {"emp_title":"medical sales rep ","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":11.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":123645,"total_credit_utilized":95731,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":432,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":15100,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9022.85,"paid_total":1274.8,"paid_principal":977.15,"paid_interest":297.65,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":18.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":161272,"total_credit_utilized":23769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":117500,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.61,"installment":1005.2,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":29310.05,"paid_total":963.17,"paid_principal":689.95,"paid_interest":273.22,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"OWN","annual_income":22000,"verified_income":"Source Verified","debt_to_income":32.24,"annual_income_joint":98000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.19,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":35039,"total_credit_utilized":30905,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15825,"term":36,"interest_rate":17.47,"installment":567.92,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15145.01,"paid_total":1212.64,"paid_principal":679.99,"paid_interest":532.65,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":25200,"verified_income":"Verified","debt_to_income":84.68,"annual_income_joint":90200,"verification_income_joint":"Verified","debt_to_income_joint":35.02,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1983,"inquiries_last_12m":6,"total_credit_lines":48,"open_credit_lines":22,"total_credit_limit":296865,"total_credit_utilized":98301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":55100,"num_total_cc_accounts":32,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":33300,"term":60,"interest_rate":15.05,"installment":793.08,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31769.74,"paid_total":3144.48,"paid_principal":1530.26,"paid_interest":1614.22,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Not Verified","debt_to_income":33.55,"annual_income_joint":111000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.73,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":20,"total_credit_limit":301749,"total_credit_utilized":57120,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":8400,"term":36,"interest_rate":5.32,"installment":252.97,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7311.74,"paid_total":1276.03,"paid_principal":1088.26,"paid_interest":187.77,"paid_late_fees":0} {"emp_title":"collections","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70866,"verified_income":"Not Verified","debt_to_income":20.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":80711,"total_credit_utilized":34697,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36100,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.59,"installment":276.68,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11279.98,"paid_total":1360.75,"paid_principal":720.02,"paid_interest":640.73,"paid_late_fees":0} {"emp_title":"business advisor","emp_length":8,"state":"OK","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":38.26,"annual_income_joint":93000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.08,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":178520,"total_credit_utilized":57832,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28586.16,"paid_total":2773.73,"paid_principal":1413.84,"paid_interest":1359.89,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":4.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":120000,"total_credit_utilized":9424,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":115,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.97,"installment":939.68,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21909.48,"paid_total":8745.44,"paid_principal":8090.52,"paid_interest":654.92,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":37.31,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.98,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":107199,"total_credit_utilized":51871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":10.42,"installment":343.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14960.42,"paid_total":1707.09,"paid_principal":1039.58,"paid_interest":667.51,"paid_late_fees":0} {"emp_title":"director of finance and administration","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":113000,"verified_income":"Not Verified","debt_to_income":16.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":354973,"total_credit_utilized":48701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":64900,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.86,"paid_total":1268.42,"paid_principal":997.14,"paid_interest":271.28,"paid_late_fees":0} {"emp_title":"director of marketing and communications","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":31.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":6,"total_credit_limit":158617,"total_credit_utilized":179947,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11588.87,"paid_total":847.19,"paid_principal":411.13,"paid_interest":436.06,"paid_late_fees":0} {"emp_title":"alternative marketing","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":29.21,"annual_income_joint":119000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.9,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":23,"total_credit_limit":246793,"total_credit_utilized":93875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":54400,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19500,"term":36,"interest_rate":15.04,"installment":676.36,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18187.81,"paid_total":1882.44,"paid_principal":1312.19,"paid_interest":570.25,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":70900,"verified_income":"Source Verified","debt_to_income":42.5,"annual_income_joint":130800,"verification_income_joint":"Source Verified","debt_to_income_joint":39.22,"delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":105928,"total_credit_utilized":73196,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24900,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":26.3,"installment":1054.15,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33500.36,"paid_total":5219.61,"paid_principal":1499.64,"paid_interest":3719.97,"paid_late_fees":0} {"emp_title":"driver","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":22.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":52118,"total_credit_utilized":31505,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":33600,"term":36,"interest_rate":12.62,"installment":1125.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29654.79,"paid_total":5606.34,"paid_principal":3945.21,"paid_interest":1661.13,"paid_late_fees":0} {"emp_title":"sr programmer analyst","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Verified","debt_to_income":31.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":319551,"total_credit_utilized":108496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":29400,"term":60,"interest_rate":24.85,"installment":860.35,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":31544.57238,"paid_principal":29400,"paid_interest":2144.57,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":130000,"verified_income":"Verified","debt_to_income":7.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":8,"total_credit_limit":73908,"total_credit_utilized":44325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33200,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":71,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36964.72,"paid_total":3659.55,"paid_principal":3035.28,"paid_interest":624.27,"paid_late_fees":0} {"emp_title":"vice president of healthcare alliances","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Verified","debt_to_income":13.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":1265115,"total_credit_utilized":170423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":129,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":60000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.91,"installment":1144.37,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30796.48,"paid_total":5679.42,"paid_principal":4203.52,"paid_interest":1475.9,"paid_late_fees":0} {"emp_title":"personal trainer","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":54059.5,"verified_income":"Source Verified","debt_to_income":1.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":10900,"total_credit_utilized":1581,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10900,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.02,"installment":1055.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27329.07,"paid_total":4166.64,"paid_principal":2670.93,"paid_interest":1495.71,"paid_late_fees":0} {"emp_title":"cmm programmer ","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":31.14,"annual_income_joint":74000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.8,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":170853,"total_credit_utilized":44571,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5400,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14379.49,"paid_total":1517.79,"paid_principal":620.51,"paid_interest":897.28,"paid_late_fees":0} {"emp_title":"ff/dairy specialist","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":18000,"verified_income":"Verified","debt_to_income":35.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":6,"total_credit_limit":37624,"total_credit_utilized":27757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":30,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":10.91,"installment":49.05,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1319.69,"paid_total":244.34,"paid_principal":180.31,"paid_interest":64.03,"paid_late_fees":0} {"emp_title":"electrican","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":15.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":201396,"total_credit_utilized":49173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":76,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.58,"installment":509.61,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14316.43,"paid_total":996.59,"paid_principal":683.57,"paid_interest":313.02,"paid_late_fees":0} {"emp_title":"manufacturing quality manager","emp_length":1,"state":"IN","homeownership":"RENT","annual_income":145000,"verified_income":"Source Verified","debt_to_income":26.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":25,"total_credit_limit":230608,"total_credit_utilized":135640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":117700,"num_total_cc_accounts":26,"num_open_cc_accounts":22,"num_cc_carrying_balance":16,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":33250,"term":36,"interest_rate":6.72,"installment":1022.42,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29876.91,"paid_total":4002.71,"paid_principal":3373.09,"paid_interest":629.62,"paid_late_fees":0} {"emp_title":"first sergeant","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":91600,"total_credit_utilized":24983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27300,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23518.56,"paid_total":2894.19,"paid_principal":1481.44,"paid_interest":1412.75,"paid_late_fees":0} {"emp_title":"portfolio revenue manager","emp_length":6,"state":"SC","homeownership":"MORTGAGE","annual_income":214458,"verified_income":"Source Verified","debt_to_income":0.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":493030,"total_credit_utilized":5810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":110600,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31418.07,"paid_total":4252.34,"paid_principal":3581.93,"paid_interest":670.41,"paid_late_fees":0} {"emp_title":"waiter/server","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":32357,"verified_income":"Not Verified","debt_to_income":10.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":24360,"total_credit_utilized":5940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":7.96,"installment":172.25,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5089.99,"paid_total":514.32,"paid_principal":410.01,"paid_interest":104.31,"paid_late_fees":0} {"emp_title":"recruiting sfc","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":33.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1994,"inquiries_last_12m":7,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":377936,"total_credit_utilized":81384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17100,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":17.47,"installment":401.7,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15650.02,"paid_total":782.24,"paid_principal":349.98,"paid_interest":432.26,"paid_late_fees":0} {"emp_title":"technical artist","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":52000,"verified_income":"Verified","debt_to_income":27.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":70388,"total_credit_utilized":58176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":61,"current_installment_accounts":13,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":20,"installment":297.31,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7327.51,"paid_total":1171.46,"paid_principal":672.49,"paid_interest":498.97,"paid_late_fees":0} {"emp_title":"accountant","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":2.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":34200,"total_credit_utilized":4709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.07,"installment":487.26,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14774.84,"paid_total":1450.99,"paid_principal":1225.16,"paid_interest":225.83,"paid_late_fees":0} {"emp_title":"it manager","emp_length":8,"state":"OK","homeownership":"MORTGAGE","annual_income":88944,"verified_income":"Not Verified","debt_to_income":18.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1998,"inquiries_last_12m":9,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":265386,"total_credit_utilized":67707,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":429,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6200,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":82.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":13.58,"installment":108.72,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2980.01,"paid_total":321.33,"paid_principal":219.99,"paid_interest":101.34,"paid_late_fees":0} {"emp_title":"police officer","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":320952,"total_credit_utilized":65989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":38630.01,"paid_total":2824.51,"paid_principal":1369.99,"paid_interest":1454.52,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"MA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":0.02,"annual_income_joint":82000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.09,"delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":165800,"total_credit_utilized":25,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18600,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17408.95,"paid_total":2964.22,"paid_principal":2591.05,"paid_interest":373.17,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":15.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":95723,"total_credit_utilized":59436,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.01,"paid_total":900.38,"paid_principal":773.99,"paid_interest":126.39,"paid_late_fees":0} {"emp_title":"pca","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":1.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":383200,"total_credit_utilized":2621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19575.02,"paid_total":965.42,"paid_principal":424.98,"paid_interest":540.44,"paid_late_fees":0} {"emp_title":"field support consultant","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":28.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":262015,"total_credit_utilized":45338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14850,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":12.62,"installment":496.3,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20647.17,"paid_total":2548.87,"paid_principal":1352.83,"paid_interest":1196.04,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":70540,"total_credit_utilized":57949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":14050,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12475,"term":60,"interest_rate":25.82,"installment":372.18,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11933.39,"paid_total":1816.16,"paid_principal":541.61,"paid_interest":1274.55,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":18.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":54533,"total_credit_utilized":35495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33477.49,"paid_total":3452.93,"paid_principal":1522.51,"paid_interest":1930.42,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":22.05,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":56610,"total_credit_utilized":24179,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24200,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.58,"installment":407.69,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11175.27,"paid_total":1214.02,"paid_principal":824.73,"paid_interest":389.29,"paid_late_fees":0} {"emp_title":"nursing director","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":30.82,"annual_income_joint":169201,"verification_income_joint":"Verified","debt_to_income_joint":24.89,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":306187,"total_credit_utilized":122555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41900,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38629.65,"paid_total":2790.48,"paid_principal":1370.35,"paid_interest":1420.13,"paid_late_fees":0} {"emp_title":"asst manager ","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":166146,"total_credit_utilized":23762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":10.91,"installment":376.01,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10117.82,"paid_total":1866.11,"paid_principal":1382.18,"paid_interest":483.93,"paid_late_fees":0} {"emp_title":"sr enterprise messaging administrator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":9.51,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":4,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":340834,"total_credit_utilized":62364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6650,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":56,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.43,"installment":128.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3708.21,"paid_total":385.83,"paid_principal":291.79,"paid_interest":94.04,"paid_late_fees":0} {"emp_title":"loan funder","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Verified","debt_to_income":8.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":190900,"total_credit_utilized":11591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.98,"installment":355.75,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15606.01,"paid_total":690.2,"paid_principal":393.99,"paid_interest":296.21,"paid_late_fees":0} {"emp_title":"it manager","emp_length":7,"state":"ID","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":37.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":431315,"total_credit_utilized":117722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":163,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39600,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5713.32,"paid_total":386.07,"paid_principal":286.68,"paid_interest":99.39,"paid_late_fees":0} {"emp_title":"co owner","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":61762,"total_credit_utilized":16896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35300,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":12.62,"installment":248.15,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10410.62,"paid_total":1034.89,"paid_principal":589.38,"paid_interest":445.51,"paid_late_fees":0} {"emp_title":"data programmer lead","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":20,"total_credit_limit":67014,"total_credit_utilized":59643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":26800,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4511.49,"paid_total":634.88,"paid_principal":488.51,"paid_interest":146.37,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"CO","homeownership":"OWN","annual_income":92000,"verified_income":"Source Verified","debt_to_income":26.56,"annual_income_joint":144000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.11,"delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":222761,"total_credit_utilized":70952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":13.59,"installment":237.86,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":5894.78,"paid_total":1382.95,"paid_principal":1105.22,"paid_interest":277.73,"paid_late_fees":0} {"emp_title":"cytotechnologist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Verified","debt_to_income":16.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":156200,"total_credit_utilized":24254,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":116200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":30.94,"installment":1503.89,"grade":"G","sub_grade":"G4","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":34398.52,"paid_total":1834.78,"paid_principal":601.48,"paid_interest":1233.3,"paid_late_fees":0} {"emp_title":"vp","emp_length":1,"state":"CA","homeownership":"OWN","annual_income":185000,"verified_income":"Verified","debt_to_income":23.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":612835,"total_credit_utilized":118058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.06,"installment":889.92,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":33514.2,"paid_total":3524.56,"paid_principal":1485.8,"paid_interest":2038.76,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":38.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":144916,"total_credit_utilized":26746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20200,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":13.58,"installment":285.39,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7822.52,"paid_total":843.5,"paid_principal":577.48,"paid_interest":266.02,"paid_late_fees":0} {"emp_title":"clinical lab scientist","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":9.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":556495,"total_credit_utilized":83987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":44800,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":624.27,"paid_principal":498.59,"paid_interest":125.68,"paid_late_fees":0} {"emp_title":"inspector","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":190000,"verified_income":"Source Verified","debt_to_income":3.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":63960,"total_credit_utilized":14068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":43800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.72,"installment":922.48,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26956.63,"paid_total":3667.52,"paid_principal":3043.37,"paid_interest":624.15,"paid_late_fees":0} {"emp_title":"sales ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":16.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":56301,"total_credit_utilized":21716,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30300,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9275.14,"paid_total":961.39,"paid_principal":724.86,"paid_interest":236.53,"paid_late_fees":0} {"emp_title":"carrier","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":53000,"verified_income":"Source Verified","debt_to_income":25.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":56278,"total_credit_utilized":23806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":1075,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8900,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.9,"installment":98.08,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2785.57,"paid_total":292.42,"paid_principal":214.43,"paid_interest":77.99,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":17.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":5,"total_credit_limit":44548,"total_credit_utilized":39641,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":60,"interest_rate":20.39,"installment":280.47,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10188.6,"paid_total":829.52,"paid_principal":311.4,"paid_interest":518.12,"paid_late_fees":0} {"emp_title":"aaiii","emp_length":4,"state":"MO","homeownership":"OWN","annual_income":28740,"verified_income":"Not Verified","debt_to_income":22.05,"annual_income_joint":68740,"verification_income_joint":"Not Verified","debt_to_income_joint":17.67,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":11,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":31164,"total_credit_utilized":17813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9042.71,"paid_total":1272.06,"paid_principal":957.29,"paid_interest":314.77,"paid_late_fees":0} {"emp_title":"airman","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":23000,"verified_income":"Source Verified","debt_to_income":2.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":2,"open_credit_lines":1,"total_credit_limit":7500,"total_credit_utilized":2243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13200,"term":36,"interest_rate":7.35,"installment":409.7,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11535.48,"paid_total":2037.72,"paid_principal":1664.52,"paid_interest":373.2,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":9.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":25575,"total_credit_utilized":8252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8600,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.83,"paid_total":823.59,"paid_principal":592.17,"paid_interest":231.42,"paid_late_fees":0} {"emp_title":"executive director, oaug","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":19.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":487036,"total_credit_utilized":60884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":120000,"verified_income":"Verified","debt_to_income":22.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":22,"total_credit_limit":127420,"total_credit_utilized":67205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":78890,"num_total_cc_accounts":25,"num_open_cc_accounts":21,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13544.48,"paid_total":1913.39,"paid_principal":1455.52,"paid_interest":457.87,"paid_late_fees":0} {"emp_title":"nurse","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Verified","debt_to_income":14.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":256641,"total_credit_utilized":54883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38414.48,"paid_total":2495.17,"paid_principal":1585.52,"paid_interest":909.65,"paid_late_fees":0} {"emp_title":"sterile technician","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":13.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":47,"open_credit_lines":11,"total_credit_limit":456254,"total_credit_utilized":58811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":32,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2786.87,"paid_total":7435.26,"paid_principal":7213.13,"paid_interest":222.13,"paid_late_fees":0} {"emp_title":"stocker","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":34451,"verified_income":"Verified","debt_to_income":13.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":92828,"total_credit_utilized":14097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.01,"installment":243.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9666.11,"paid_total":711.93,"paid_principal":333.89,"paid_interest":378.04,"paid_late_fees":0} {"emp_title":"human resources assistant","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":1.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":8527,"total_credit_utilized":1734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4900,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.42,"installment":779.16,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21096.21,"paid_total":3881.91,"paid_principal":2903.79,"paid_interest":978.12,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":21.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":33038,"total_credit_utilized":21396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.96,"installment":93.96,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2776.34,"paid_total":280.55,"paid_principal":223.66,"paid_interest":56.89,"paid_late_fees":0} {"emp_title":"tint technician ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":15.48,"annual_income_joint":90000,"verification_income_joint":"","debt_to_income_joint":17.53,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":303968,"total_credit_utilized":20648,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":87800,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":13534.5,"paid_total":1912.45,"paid_principal":1465.5,"paid_interest":446.95,"paid_late_fees":0} {"emp_title":"associate","emp_length":0,"state":"PA","homeownership":"OWN","annual_income":15250,"verified_income":"Source Verified","debt_to_income":1.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":15900,"total_credit_utilized":1156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.35,"installment":124.15,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3342.21,"paid_total":754.26,"paid_principal":657.79,"paid_interest":96.47,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":136000,"verified_income":"Verified","debt_to_income":25.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":44,"open_credit_lines":27,"total_credit_limit":458987,"total_credit_utilized":91963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":78200,"num_total_cc_accounts":29,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38010.78,"paid_total":3531.68,"paid_principal":1989.22,"paid_interest":1542.46,"paid_late_fees":0} {"emp_title":"sr manager","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":10.91,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":44,"open_credit_lines":13,"total_credit_limit":518388,"total_credit_utilized":72076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":57300,"num_total_cc_accounts":31,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":7,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9067.14,"paid_total":1350.23,"paid_principal":932.86,"paid_interest":400.61,"paid_late_fees":16.76} {"emp_title":"lpn","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":30.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":83242,"total_credit_utilized":46284,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.77,"installment":911.95,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":31573.00615,"paid_principal":30000,"paid_interest":1573.01,"paid_late_fees":0} {"emp_title":"inside sales supervisor","emp_length":7,"state":"UT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":18.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":163348,"total_credit_utilized":25196,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.72,"installment":737.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20442.44,"paid_total":4180.99,"paid_principal":3557.56,"paid_interest":623.43,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":9.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":107564,"total_credit_utilized":6798,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.32,"installment":180.69,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5379.53,"paid_total":724.54,"paid_principal":620.47,"paid_interest":104.07,"paid_late_fees":0} {"emp_title":"electrician","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":72500,"verified_income":"Verified","debt_to_income":15.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":96881,"total_credit_utilized":23632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":42000,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":9.44,"installment":48.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1353.44,"paid_total":190.47,"paid_principal":146.56,"paid_interest":43.91,"paid_late_fees":0} {"emp_title":"director strategic accounts","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":84279.78,"verified_income":"Verified","debt_to_income":10.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":296429,"total_credit_utilized":17683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.92,"installment":848.31,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.19,"paid_total":2642.57,"paid_principal":1565.81,"paid_interest":1076.76,"paid_late_fees":0} {"emp_title":"lab supervisor(mt)","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":83000,"verified_income":"Source Verified","debt_to_income":3.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":19935,"total_credit_utilized":7044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.61,"installment":676.62,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28904.46,"paid_total":1987.83,"paid_principal":1095.54,"paid_interest":892.29,"paid_late_fees":0} {"emp_title":"content analyst","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":27.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":99149,"total_credit_utilized":25820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":55400,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":7.34,"installment":279.47,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13414.93,"paid_total":826.99,"paid_principal":585.07,"paid_interest":241.92,"paid_late_fees":0} {"emp_title":"attorney","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":21.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":559236,"total_credit_utilized":306422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":9.93,"installment":360.62,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15881.92,"paid_total":1793.72,"paid_principal":1118.08,"paid_interest":675.64,"paid_late_fees":0} {"emp_title":"security guard","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":3.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":5,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":20000,"total_credit_utilized":2421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":14.08,"installment":109.5,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3200.00311,"paid_principal":3200,"paid_interest":0,"paid_late_fees":0} {"emp_title":"cfo","emp_length":8,"state":"PA","homeownership":"RENT","annual_income":166000,"verified_income":"Verified","debt_to_income":8.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":372331,"total_credit_utilized":82311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":7.35,"installment":713.86,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20686.91,"paid_total":2860.14,"paid_principal":2313.09,"paid_interest":547.05,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"OWN","annual_income":34000,"verified_income":"Verified","debt_to_income":13.8,"annual_income_joint":50600,"verification_income_joint":"Verified","debt_to_income_joint":10.06,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":25700,"total_credit_utilized":9251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19021.27,"paid_total":1790.74,"paid_principal":978.73,"paid_interest":812.01,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":16.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":55050,"total_credit_utilized":52436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":25.82,"installment":80.39,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1805,"paid_total":396.21,"paid_principal":195,"paid_interest":201.21,"paid_late_fees":0} {"emp_title":"assistant director of events","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":107000,"verified_income":"Verified","debt_to_income":27.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2001,"inquiries_last_12m":11,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":139413,"total_credit_utilized":111027,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22300,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16300,"term":60,"interest_rate":25.82,"installment":486.3,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15592.3,"paid_total":2384.74,"paid_principal":707.7,"paid_interest":1677.04,"paid_late_fees":0} {"emp_title":"lead sale agent","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Verified","debt_to_income":2.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":334147,"total_credit_utilized":20816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37018.15,"paid_total":3740.47,"paid_principal":2981.85,"paid_interest":758.62,"paid_late_fees":0} {"emp_title":"process technician sr sppec","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":82500,"verified_income":"Not Verified","debt_to_income":20.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1986,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":10,"total_credit_limit":99200,"total_credit_utilized":40326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37400,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":9.92,"installment":241.73,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6956.34,"paid_total":716.92,"paid_principal":543.66,"paid_interest":173.26,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":30.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":326085,"total_credit_utilized":77059,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13944.54,"paid_total":1484.26,"paid_principal":1055.46,"paid_interest":428.8,"paid_late_fees":0} {"emp_title":"pta","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":45.95,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.75,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":443845,"total_credit_utilized":188345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":15,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":18.45,"installment":291.03,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7661.36,"paid_total":565.66,"paid_principal":338.64,"paid_interest":227.02,"paid_late_fees":0} {"emp_title":"business management associate","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":18.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":119170,"total_credit_utilized":85149,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":44600,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.93,"installment":1289.38,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27128.13,"paid_total":14369.67,"paid_principal":12871.87,"paid_interest":1497.8,"paid_late_fees":0} {"emp_title":"skilled trade","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Source Verified","debt_to_income":16.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":56,"open_credit_lines":22,"total_credit_limit":469356,"total_credit_utilized":196103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":115800,"num_total_cc_accounts":39,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.91,"installment":1144.37,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30793.39,"paid_total":5700.64,"paid_principal":4206.61,"paid_interest":1494.03,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"CT","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":0.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":6200,"total_credit_utilized":923,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4300,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":17.47,"installment":717.75,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18701.53,"paid_total":2114.43,"paid_principal":1298.47,"paid_interest":815.96,"paid_late_fees":0} {"emp_title":"maintenance tech","emp_length":5,"state":"MS","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":154902,"total_credit_utilized":20095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":10387,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":14.08,"installment":1026.5,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26547.42,"paid_total":5085.57,"paid_principal":3452.58,"paid_interest":1632.99,"paid_late_fees":0} {"emp_title":"account executive","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":25.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":19,"total_credit_limit":439664,"total_credit_utilized":120223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":128,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":40400,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":6,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.96,"installment":563.73,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16658.15,"paid_total":1691.19,"paid_principal":1341.85,"paid_interest":349.34,"paid_late_fees":0} {"emp_title":"assistant","emp_length":2,"state":"NJ","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":2.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":47970,"total_credit_utilized":23604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":7.97,"installment":62.65,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1749.87,"paid_total":311.48,"paid_principal":250.13,"paid_interest":61.35,"paid_late_fees":0} {"emp_title":"provider relations consultant","emp_length":1,"state":"KS","homeownership":"RENT","annual_income":66000,"verified_income":"Source Verified","debt_to_income":29.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":142291,"total_credit_utilized":186502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":33900,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":12.61,"installment":541.3,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23123.55,"paid_total":1607.09,"paid_principal":876.45,"paid_interest":730.64,"paid_late_fees":0} {"emp_title":"accountant","emp_length":3,"state":"OR","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":14.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":393677,"total_credit_utilized":28650,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10100,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8879.63,"paid_total":1740.55,"paid_principal":1120.37,"paid_interest":620.18,"paid_late_fees":0} {"emp_title":"banquet bartender","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":14.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":32400,"total_credit_utilized":27710,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.98,"installment":830.12,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23833.13,"paid_total":1643.6,"paid_principal":1166.87,"paid_interest":476.73,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":33.99,"annual_income_joint":111000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.84,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":22,"total_credit_limit":82849,"total_credit_utilized":59566,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":437,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25600,"term":60,"interest_rate":19.03,"installment":664.51,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24265.66,"paid_total":3295.49,"paid_principal":1334.34,"paid_interest":1961.15,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"NC","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":19.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":272974,"total_credit_utilized":37066,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":19.42,"installment":258.09,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6708.04,"paid_total":501.08,"paid_principal":291.96,"paid_interest":209.12,"paid_late_fees":0} {"emp_title":"cook","emp_length":2,"state":"OR","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":4.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":5400,"total_credit_utilized":1846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":223,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4656.28,"paid_total":502.07,"paid_principal":343.72,"paid_interest":158.35,"paid_late_fees":0} {"emp_title":"technical lead","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Source Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":283095,"total_credit_utilized":24850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32700,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.14,"paid_total":3219.29,"paid_principal":2121.86,"paid_interest":1097.43,"paid_late_fees":0} {"emp_title":"sales executive","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":33.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":64385,"total_credit_utilized":31160,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22500,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10851.41,"paid_total":1562.17,"paid_principal":1148.59,"paid_interest":413.58,"paid_late_fees":0} {"emp_title":"director of finance","emp_length":4,"state":"VA","homeownership":"OWN","annual_income":125000,"verified_income":"Verified","debt_to_income":16.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":4,"total_credit_limit":93926,"total_credit_utilized":63019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2500,"num_total_cc_accounts":15,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.3,"installment":903.55,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":31004.39518,"paid_principal":30000,"paid_interest":1004.4,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.39,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":14,"total_credit_limit":63178,"total_credit_utilized":24320,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26600,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.07,"installment":243.63,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7387.42,"paid_total":728.19,"paid_principal":612.58,"paid_interest":115.61,"paid_late_fees":0} {"emp_title":"vp - project manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Verified","debt_to_income":20.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":304791,"total_credit_utilized":137723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28428.1,"paid_total":2528.97,"paid_principal":1571.9,"paid_interest":957.07,"paid_late_fees":0} {"emp_title":"loan assistant","emp_length":1,"state":"MO","homeownership":"MORTGAGE","annual_income":23000,"verified_income":"Verified","debt_to_income":39.72,"annual_income_joint":93000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.48,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":12,"total_credit_limit":76145,"total_credit_utilized":36998,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21500,"term":36,"interest_rate":6.72,"installment":661.11,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19217.23,"paid_total":2728.39,"paid_principal":2282.77,"paid_interest":445.62,"paid_late_fees":0} {"emp_title":"warehouse manager","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":11.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":45461,"total_credit_utilized":18953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8600,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.38,"paid_total":1832.46,"paid_principal":994.62,"paid_interest":837.84,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.17,"annual_income_joint":87000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.73,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":26820,"total_credit_utilized":15599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":19.42,"installment":392.59,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14544.15,"paid_total":1145.4,"paid_principal":455.85,"paid_interest":689.55,"paid_late_fees":0} {"emp_title":"customer service","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":14.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":42603,"total_credit_utilized":21524,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.96,"installment":281.87,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8177.23,"paid_total":991.63,"paid_principal":822.77,"paid_interest":168.86,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"RENT","annual_income":13692,"verified_income":"Verified","debt_to_income":24.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":80248,"total_credit_utilized":11641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":130,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":17.47,"installment":107.67,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2805.2,"paid_total":320.11,"paid_principal":194.8,"paid_interest":125.31,"paid_late_fees":0} {"emp_title":"rn","emp_length":1,"state":"MS","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":22.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":26,"total_credit_limit":308705,"total_credit_utilized":149350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":20,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7202.17,"paid_total":998.66,"paid_principal":797.83,"paid_interest":200.83,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":296547,"total_credit_utilized":39588,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":752,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10900,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.34,"installment":279.3,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8323.13,"paid_total":834.23,"paid_principal":676.87,"paid_interest":157.36,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"CO","homeownership":"MORTGAGE","annual_income":151000,"verified_income":"Verified","debt_to_income":22.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":504288,"total_credit_utilized":173577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":86510,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":89,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23475,"term":36,"interest_rate":13.58,"installment":797.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21861.22,"paid_total":2435.5,"paid_principal":1613.78,"paid_interest":821.72,"paid_late_fees":0} {"emp_title":"director of food & nutrition ","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":11.31,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.48,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":246413,"total_credit_utilized":34948,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":81,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19224.93,"paid_total":2125.02,"paid_principal":775.07,"paid_interest":1349.95,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":7,"state":"NY","homeownership":"OWN","annual_income":73000,"verified_income":"Source Verified","debt_to_income":9.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":19601,"total_credit_utilized":11308,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3695,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18114.51,"paid_total":2643.48,"paid_principal":1885.49,"paid_interest":757.99,"paid_late_fees":0} {"emp_title":"cook","emp_length":5,"state":"CT","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":14.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":80400,"total_credit_utilized":32824,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10198.25504,"paid_principal":10000,"paid_interest":198.26,"paid_late_fees":0} {"emp_title":"security officer","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":48028,"verified_income":"Source Verified","debt_to_income":26.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":52426,"total_credit_utilized":36883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8400,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19357.88,"paid_total":1467.54,"paid_principal":642.12,"paid_interest":825.42,"paid_late_fees":0} {"emp_title":"crr","emp_length":0,"state":"CO","homeownership":"RENT","annual_income":38400,"verified_income":"Source Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":21521,"total_credit_utilized":9627,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.05,"installment":238.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9540.43,"paid_total":952.45,"paid_principal":459.57,"paid_interest":492.88,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Not Verified","debt_to_income":26.08,"annual_income_joint":383000,"verification_income_joint":"","debt_to_income_joint":15.55,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":1046085,"total_credit_utilized":261267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":107000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26113.44,"paid_total":4508.38,"paid_principal":3886.56,"paid_interest":621.82,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":24.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":81575,"total_credit_utilized":54798,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":82,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.58,"installment":1189.09,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32593.96,"paid_total":3540.86,"paid_principal":2406.04,"paid_interest":1134.82,"paid_late_fees":0} {"emp_title":"sales","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":221695,"total_credit_utilized":30835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24100,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Charged Off","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"sr computer repair","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":29000,"verified_income":"Verified","debt_to_income":25.21,"annual_income_joint":80000,"verification_income_joint":"Verified","debt_to_income_joint":27.28,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":125262,"total_credit_utilized":33810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":30.79,"installment":1313.62,"grade":"G","sub_grade":"G1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39115.84,"paid_total":3872.44,"paid_principal":884.16,"paid_interest":2988.28,"paid_late_fees":0} {"emp_title":"road mechanic","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":18.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":46700,"total_credit_utilized":26736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":141,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.9,"installment":980.75,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27855.89,"paid_total":2905.92,"paid_principal":2144.11,"paid_interest":761.81,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"MD","homeownership":"OWN","annual_income":47000,"verified_income":"Not Verified","debt_to_income":7.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":28300,"total_credit_utilized":9474,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11900,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.92,"installment":257.84,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7615,"paid_total":511.27,"paid_principal":385,"paid_interest":126.27,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":326151,"total_credit_utilized":35453,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":9.93,"installment":241.76,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6586.52,"paid_total":1200.52,"paid_principal":913.48,"paid_interest":287.04,"paid_late_fees":0} {"emp_title":"child protective specialist ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":77000,"verified_income":"Not Verified","debt_to_income":18.15,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":13,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":63788,"total_credit_utilized":60055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":17,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":11.98,"installment":33.21,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":905.69,"paid_total":132.17,"paid_principal":94.31,"paid_interest":37.86,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":41000,"verified_income":"Verified","debt_to_income":41.5,"annual_income_joint":93000,"verification_income_joint":"Verified","debt_to_income_joint":22.88,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":88973,"total_credit_utilized":75562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":2370,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3400,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":11200,"term":36,"interest_rate":15.05,"installment":388.53,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10188.92,"paid_total":1535.39,"paid_principal":1011.08,"paid_interest":524.31,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"MORTGAGE","annual_income":60433,"verified_income":"Verified","debt_to_income":29.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":81069,"total_credit_utilized":48141,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22750,"term":60,"interest_rate":13.58,"installment":524.42,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22213.05,"paid_total":1031.68,"paid_principal":536.95,"paid_interest":494.73,"paid_late_fees":0} {"emp_title":"qa","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":23.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":316995,"total_credit_utilized":78614,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":54700,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":7.34,"installment":1117.19,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33292.54,"paid_total":3322.21,"paid_principal":2707.46,"paid_interest":614.75,"paid_late_fees":0} {"emp_title":"mall security supervisor","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":17.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":28352,"total_credit_utilized":13094,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.05,"installment":238.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9540.43,"paid_total":944.32,"paid_principal":459.57,"paid_interest":484.75,"paid_late_fees":0} {"emp_title":"doctor of chiropractic","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":134000,"verified_income":"Verified","debt_to_income":31.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":5,"total_credit_lines":39,"open_credit_lines":27,"total_credit_limit":594687,"total_credit_utilized":129316,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":105300,"num_total_cc_accounts":27,"num_open_cc_accounts":25,"num_cc_carrying_balance":18,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":16.01,"installment":632.92,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16805.89,"paid_total":1966.24,"paid_principal":1194.11,"paid_interest":772.13,"paid_late_fees":0} {"emp_title":"csp","emp_length":5,"state":"CT","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":12.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":7600,"total_credit_utilized":6150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1600,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":14.08,"installment":102.65,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2654.74,"paid_total":510.9,"paid_principal":345.26,"paid_interest":165.64,"paid_late_fees":0} {"emp_title":"owner/stylist","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":15.77,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":92260,"total_credit_utilized":28630,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":79700,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":21.45,"installment":764.6,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26914.94,"paid_total":3025.03,"paid_principal":1085.06,"paid_interest":1939.97,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":14.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":62188,"total_credit_utilized":56484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":16.02,"installment":140.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3551.84,"paid_total":699.79,"paid_principal":448.16,"paid_interest":251.63,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":22.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":75898,"total_credit_utilized":42121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.07,"installment":121.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3693.7,"paid_total":364.11,"paid_principal":306.3,"paid_interest":57.81,"paid_late_fees":0} {"emp_title":"i&c specialist ","emp_length":8,"state":"MS","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":5.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":37500,"total_credit_utilized":17541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15600,"term":36,"interest_rate":6.72,"installment":479.69,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13616.26,"paid_total":2392.63,"paid_principal":1983.74,"paid_interest":408.89,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":29.28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":43,"earliest_credit_line":1977,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":9,"total_credit_limit":287168,"total_credit_utilized":57649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":2682,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52900,"num_total_cc_accounts":22,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11800,"term":60,"interest_rate":16.02,"installment":287.08,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11129.56,"paid_total":1446.74,"paid_principal":670.44,"paid_interest":761.3,"paid_late_fees":15} {"emp_title":"correction officer","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":11.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":110505,"total_credit_utilized":118868,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7025.61,"paid_total":1284.99,"paid_principal":974.39,"paid_interest":310.6,"paid_late_fees":0} {"emp_title":"therapist ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":12.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":90110,"total_credit_utilized":68045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19298.23,"paid_total":1382.96,"paid_principal":701.77,"paid_interest":681.19,"paid_late_fees":0} {"emp_title":"bell captain","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":43611,"verified_income":"Not Verified","debt_to_income":21.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":51328,"total_credit_utilized":31431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32500,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.9,"installment":653.83,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18570.6,"paid_total":1937.27,"paid_principal":1429.4,"paid_interest":507.87,"paid_late_fees":0} {"emp_title":"hris analyst","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":11.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":121638,"total_credit_utilized":44509,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47400,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.07,"installment":582.62,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24121.29,"paid_total":1728.32,"paid_principal":878.71,"paid_interest":849.61,"paid_late_fees":0} {"emp_title":"dir of admin & bldg services","emp_length":2,"state":"IN","homeownership":"RENT","annual_income":36500,"verified_income":"Verified","debt_to_income":30.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":42891,"total_credit_utilized":23865,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":26.3,"installment":361.42,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11594.16,"paid_total":1428.15,"paid_principal":405.84,"paid_interest":1022.31,"paid_late_fees":0} {"emp_title":"senior system engineer","emp_length":0,"state":"MD","homeownership":"MORTGAGE","annual_income":1600001,"verified_income":"Source Verified","debt_to_income":0.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":630212,"total_credit_utilized":168267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":379,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11097.5,"paid_total":1112.31,"paid_principal":902.5,"paid_interest":209.81,"paid_late_fees":0} {"emp_title":"sys administrator advisor","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Not Verified","debt_to_income":27.86,"annual_income_joint":160000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.97,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":168793,"total_credit_utilized":102874,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21000,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":60,"interest_rate":20.39,"installment":373.96,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13584.79,"paid_total":1010.87,"paid_principal":415.21,"paid_interest":595.66,"paid_late_fees":0} {"emp_title":"admin/manager","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":73.75,"annual_income_joint":220000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.55,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":117274,"total_credit_utilized":60745,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20200,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18046.03,"paid_total":2549.91,"paid_principal":1953.97,"paid_interest":595.94,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":47364,"total_credit_utilized":30022,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":126,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21400,"num_total_cc_accounts":29,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":89.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17651.64,"paid_total":3337.13,"paid_principal":2348.36,"paid_interest":988.77,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":23.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":200903,"total_credit_utilized":62782,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":9.44,"installment":307.25,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8662.08,"paid_total":1223.97,"paid_principal":937.92,"paid_interest":286.05,"paid_late_fees":0} {"emp_title":"grain clerk","emp_length":3,"state":"NE","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":12.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":129900,"total_credit_utilized":15040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5548.74,"paid_total":564.72,"paid_principal":451.26,"paid_interest":113.46,"paid_late_fees":0} {"emp_title":"project manager","emp_length":6,"state":"AR","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":187285,"total_credit_utilized":24253,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":9.92,"installment":270.73,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7791.12,"paid_total":802.93,"paid_principal":608.88,"paid_interest":194.05,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":67000,"verified_income":"Source Verified","debt_to_income":13.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":37700,"total_credit_utilized":22308,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":284,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.05,"installment":1214.15,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31025.59,"paid_total":6012.22,"paid_principal":3974.41,"paid_interest":2037.81,"paid_late_fees":0} {"emp_title":"sushi chef","emp_length":7,"state":"AZ","homeownership":"OWN","annual_income":37183.56,"verified_income":"Source Verified","debt_to_income":18.24,"annual_income_joint":95797.96,"verification_income_joint":"Not Verified","debt_to_income_joint":22.17,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":54946,"total_credit_utilized":21231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27500,"term":60,"interest_rate":15.05,"installment":654.95,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":26561.27,"paid_total":1907.37,"paid_principal":938.73,"paid_interest":968.64,"paid_late_fees":0} {"emp_title":"branch administrator","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":72768,"verified_income":"Verified","debt_to_income":24.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":220081,"total_credit_utilized":36196,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":9300,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":17.47,"installment":143.55,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3828.12,"paid_total":279.34,"paid_principal":171.88,"paid_interest":107.46,"paid_late_fees":0} {"emp_title":"criminal history","emp_length":0,"state":"TN","homeownership":"RENT","annual_income":19000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":40350,"total_credit_utilized":31377,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":18.45,"installment":54.57,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1436.5,"paid_total":107.6,"paid_principal":63.5,"paid_interest":44.1,"paid_late_fees":0} {"emp_title":"coordinator","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":60437,"total_credit_utilized":63252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":698,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":11.99,"installment":83.03,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2534.4558,"paid_principal":2500,"paid_interest":34.46,"paid_late_fees":0} {"emp_title":"senior maintenance","emp_length":1,"state":"MD","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":7.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":7,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":17100,"total_credit_utilized":5892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.04,"installment":571.47,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23178.69,"paid_total":1674.3,"paid_principal":821.31,"paid_interest":852.99,"paid_late_fees":0} {"emp_title":"business office manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":62712,"verified_income":"Source Verified","debt_to_income":24.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1999,"inquiries_last_12m":7,"total_credit_lines":39,"open_credit_lines":26,"total_credit_limit":232192,"total_credit_utilized":60698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":19,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":27100,"num_total_cc_accounts":31,"num_open_cc_accounts":23,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":81.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9302.76,"paid_total":998.2,"paid_principal":697.24,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"loan officer/asst vice president","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":16.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":193014,"total_credit_utilized":19041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1700,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":61.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.06,"installment":289.47,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7128.82,"paid_total":1458.02,"paid_principal":871.18,"paid_interest":586.84,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":8.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":42893,"total_credit_utilized":26080,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14500,"term":60,"interest_rate":9.93,"installment":307.59,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13546.33,"paid_total":1529.95,"paid_principal":953.67,"paid_interest":576.28,"paid_late_fees":0} {"emp_title":"supervisor/ shovel operator","emp_length":9,"state":"ND","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":19.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":265757,"total_credit_utilized":94165,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":12.62,"installment":804.27,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21757.45,"paid_total":3200.25,"paid_principal":2242.55,"paid_interest":957.7,"paid_late_fees":0} {"emp_title":"owners","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":17.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":145545,"total_credit_utilized":8266,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":7222,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12000,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":79.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9042.83,"paid_total":1301.82,"paid_principal":957.17,"paid_interest":344.65,"paid_late_fees":0} {"emp_title":"receiving clerk","emp_length":8,"state":"CT","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Verified","debt_to_income":12.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":114298,"total_credit_utilized":10454,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5587.52,"paid_total":602.5,"paid_principal":412.48,"paid_interest":190.02,"paid_late_fees":0} {"emp_title":"assistant state attorney","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Verified","debt_to_income":15.65,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":30,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":373444,"total_credit_utilized":37917,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":2,"current_accounts_delinq":0,"total_collection_amount_ever":55,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32400,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.64,"paid_total":1325.22,"paid_principal":730.36,"paid_interest":594.86,"paid_late_fees":0} {"emp_title":"owner ","emp_length":5,"state":"MA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":14.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":320305,"total_credit_utilized":299854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23600,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.58,"installment":368.82,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15430.34,"paid_total":1082.32,"paid_principal":569.66,"paid_interest":512.66,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":15.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":179880,"total_credit_utilized":55452,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55100,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36011.51,"paid_total":4993.93,"paid_principal":3988.49,"paid_interest":1005.44,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":1,"state":"CO","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":3.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":6900,"total_credit_utilized":6037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":19.42,"installment":663.64,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16864.81,"paid_total":1971.5,"paid_principal":1135.19,"paid_interest":836.31,"paid_late_fees":0} {"emp_title":"merchandiser","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":17.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":25122,"total_credit_utilized":13244,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":13.59,"installment":95.15,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2541.9,"paid_total":378.49,"paid_principal":258.1,"paid_interest":120.39,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":18.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":116600,"total_credit_utilized":27793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26400,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1836.04,"paid_principal":1526,"paid_interest":310.04,"paid_late_fees":0} {"emp_title":"teacher and retired administrator","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":23.2,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":265261,"total_credit_utilized":77758,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37900,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20.39,"installment":1120.88,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28135.28,"paid_total":3294.67,"paid_principal":1864.72,"paid_interest":1429.95,"paid_late_fees":0} {"emp_title":"pharmacy buyer","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":65500,"verified_income":"Verified","debt_to_income":18.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":216198,"total_credit_utilized":28919,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16700,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":12.62,"installment":536.18,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14121.33,"paid_total":2669.68,"paid_principal":1878.67,"paid_interest":791.01,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":32.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":17,"total_credit_limit":344593,"total_credit_utilized":57334,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":59200,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":18.45,"installment":727.58,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18720.28,"paid_total":2141.74,"paid_principal":1279.72,"paid_interest":862.02,"paid_late_fees":0} {"emp_title":"experienced associate","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.89,"annual_income_joint":181000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.68,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":141500,"total_credit_utilized":43881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":104500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19164.16,"paid_total":1189.59,"paid_principal":835.84,"paid_interest":353.75,"paid_late_fees":0} {"emp_title":"account manager","emp_length":8,"state":"KS","homeownership":"RENT","annual_income":67000,"verified_income":"Not Verified","debt_to_income":11.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":56000,"total_credit_utilized":19860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34400,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15097.93,"paid_total":1896.46,"paid_principal":902.07,"paid_interest":994.39,"paid_late_fees":0} {"emp_title":"estimating manager","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":28.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":287381,"total_credit_utilized":52201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":39900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":15.04,"installment":304.78,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12361.49,"paid_total":903.64,"paid_principal":438.51,"paid_interest":465.13,"paid_late_fees":0} {"emp_title":"maintenance worker ii","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":68000,"verified_income":"Verified","debt_to_income":19.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":67500,"total_credit_utilized":48135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29234.98,"paid_total":2641.53,"paid_principal":765.02,"paid_interest":1876.51,"paid_late_fees":0} {"emp_title":"laborer","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":26.45,"annual_income_joint":135000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.63,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":208940,"total_credit_utilized":44969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41100,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13650,"term":60,"interest_rate":13.58,"installment":314.65,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13164.01,"paid_total":933.65,"paid_principal":485.99,"paid_interest":447.66,"paid_late_fees":0} {"emp_title":"general manager","emp_length":5,"state":"PA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":15.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":69770,"total_credit_utilized":14936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":56600,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.32,"installment":210.81,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6093.1,"paid_total":1036.47,"paid_principal":906.9,"paid_interest":129.57,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":143000,"verified_income":"Verified","debt_to_income":29.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":677151,"total_credit_utilized":116640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":121200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Charged Off","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":1918.96,"paid_principal":1439.33,"paid_interest":479.63,"paid_late_fees":0} {"emp_title":"international operations manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":188000,"verified_income":"Not Verified","debt_to_income":15.36,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":2,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":40,"open_credit_lines":18,"total_credit_limit":513320,"total_credit_utilized":113937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52500,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":7,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":16.01,"installment":851.32,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33431.51,"paid_total":3374.15,"paid_principal":1568.49,"paid_interest":1805.66,"paid_late_fees":0} {"emp_title":"guidance counselor","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":52537,"verified_income":"Not Verified","debt_to_income":10.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":97250,"total_credit_utilized":76057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1442,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6045.93,"paid_total":1358.3,"paid_principal":954.07,"paid_interest":404.23,"paid_late_fees":0} {"emp_title":"claims analyst","emp_length":6,"state":"NC","homeownership":"OWN","annual_income":80000,"verified_income":"Verified","debt_to_income":18.67,"annual_income_joint":152000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.75,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":9,"total_credit_limit":333011,"total_credit_utilized":30488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29900,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23738.83,"paid_total":1546.56,"paid_principal":1261.17,"paid_interest":285.39,"paid_late_fees":0} {"emp_title":"foreman","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":5.3,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.36,"delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":174200,"total_credit_utilized":13778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":46600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":36000,"term":36,"interest_rate":7.96,"installment":1127.45,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34216.81,"paid_total":2223.06,"paid_principal":1783.19,"paid_interest":439.87,"paid_late_fees":0} {"emp_title":"quality assurance","emp_length":8,"state":"PA","homeownership":"OWN","annual_income":32000,"verified_income":"Source Verified","debt_to_income":35.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2009,"inquiries_last_12m":9,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":61776,"total_credit_utilized":53252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":20.39,"installment":400.68,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14705.91,"paid_total":784.37,"paid_principal":294.09,"paid_interest":490.28,"paid_late_fees":0} {"emp_title":"director of parent and school community","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":20.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":48000,"total_credit_utilized":32309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13534.5,"paid_total":1904.59,"paid_principal":1465.5,"paid_interest":439.09,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":9,"state":"IL","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Verified","debt_to_income":43.38,"annual_income_joint":100500,"verification_income_joint":"Verified","debt_to_income_joint":22.1,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":205026,"total_credit_utilized":34660,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":16.01,"installment":729.71,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29336.68,"paid_total":1432.74,"paid_principal":663.32,"paid_interest":769.42,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":11.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":452073,"total_credit_utilized":20457,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13185.1,"paid_total":2417.53,"paid_principal":1814.9,"paid_interest":602.63,"paid_late_fees":0} {"emp_title":"community health/public health rn","emp_length":10,"state":"OR","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":119390,"total_credit_utilized":30256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":80400,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":6.72,"installment":830.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23566.61,"paid_total":4141.07,"paid_principal":3433.39,"paid_interest":707.68,"paid_late_fees":0} {"emp_title":"loan officer ","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":37500,"verified_income":"Not Verified","debt_to_income":12.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":32950,"total_credit_utilized":12109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3100,"term":36,"interest_rate":12.61,"installment":103.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2883.86,"paid_total":309.44,"paid_principal":216.14,"paid_interest":93.3,"paid_late_fees":0} {"emp_title":"office administrator","emp_length":9,"state":"CA","homeownership":"OWN","annual_income":47611.2,"verified_income":"Verified","debt_to_income":20.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":51014,"total_credit_utilized":42264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26000,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":20.39,"installment":299.17,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10867.83,"paid_total":884.82,"paid_principal":332.17,"paid_interest":552.65,"paid_late_fees":0} {"emp_title":"logistics","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Not Verified","debt_to_income":16.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":70047,"total_credit_utilized":52626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9601.16,"paid_total":1045.82,"paid_principal":398.84,"paid_interest":646.98,"paid_late_fees":0} {"emp_title":"production associate","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":38.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":61475,"total_credit_utilized":43053,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9451.63,"paid_total":1226.06,"paid_principal":548.37,"paid_interest":677.69,"paid_late_fees":0} {"emp_title":"professor/staff","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":60200,"verified_income":"Verified","debt_to_income":20.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":383433,"total_credit_utilized":119360,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":118,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19400,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":10.41,"installment":616.75,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18092.23,"paid_total":1211.52,"paid_principal":907.77,"paid_interest":303.75,"paid_late_fees":0} {"emp_title":"billing clerk","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":32000,"verified_income":"Not Verified","debt_to_income":33.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":24,"total_credit_limit":62900,"total_credit_utilized":18973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":264,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":31300,"num_total_cc_accounts":45,"num_open_cc_accounts":23,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13881.81,"paid_total":1402.68,"paid_principal":1118.19,"paid_interest":284.49,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1998,"inquiries_last_12m":10,"total_credit_lines":43,"open_credit_lines":26,"total_credit_limit":617072,"total_credit_utilized":79804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":148100,"num_total_cc_accounts":27,"num_open_cc_accounts":20,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":19425,"term":60,"interest_rate":12.62,"installment":438.21,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":19844.07109,"paid_principal":19425,"paid_interest":419.07,"paid_late_fees":0} {"emp_title":"shop manager","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":25.22,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":233215,"total_credit_utilized":30879,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":61.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13225.26,"paid_total":2542.22,"paid_principal":1774.74,"paid_interest":767.48,"paid_late_fees":0} {"emp_title":"patient access","emp_length":5,"state":"CT","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":12.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":56935,"total_credit_utilized":24549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":17200,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28886.33,"paid_total":2020.6,"paid_principal":1113.67,"paid_interest":906.93,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":3,"state":"CT","homeownership":"OWN","annual_income":62000,"verified_income":"Verified","debt_to_income":11.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2010,"inquiries_last_12m":16,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":310682,"total_credit_utilized":77257,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":18.06,"installment":723.66,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17822.13,"paid_total":3578.17,"paid_principal":2177.87,"paid_interest":1400.3,"paid_late_fees":0} {"emp_title":"","state":"UT","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":20.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":124498,"total_credit_utilized":74106,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34800,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13173.04,"paid_total":2409.32,"paid_principal":1826.96,"paid_interest":582.36,"paid_late_fees":0} {"emp_title":"science teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":24.22,"annual_income_joint":205000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.39,"delinq_2y":0,"months_since_last_delinq":83,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":547888,"total_credit_utilized":108069,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5289.39,"paid_total":992.3,"paid_principal":710.61,"paid_interest":281.69,"paid_late_fees":0} {"emp_title":"sr scientist","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":115000,"verified_income":"Verified","debt_to_income":18.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":25,"total_credit_limit":120497,"total_credit_utilized":57050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":48800,"num_total_cc_accounts":39,"num_open_cc_accounts":23,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":13.58,"installment":322.72,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13501.53,"paid_total":904.8,"paid_principal":498.47,"paid_interest":406.33,"paid_late_fees":0} {"emp_title":"consulting business consultant","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":126000,"verified_income":"Source Verified","debt_to_income":6.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":379645,"total_credit_utilized":42373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.8,"paid_total":1802.49,"paid_principal":1551.2,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"restaurant manager","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":56278,"total_credit_utilized":16417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.41,"installment":428.99,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19226.86,"paid_total":1263.84,"paid_principal":773.14,"paid_interest":490.7,"paid_late_fees":0} {"emp_title":"maintenance hvac tech","emp_length":3,"state":"MD","homeownership":"RENT","annual_income":46000,"verified_income":"Source Verified","debt_to_income":19.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":34861,"total_credit_utilized":23323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1270,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6205.12,"paid_total":1208.3,"paid_principal":794.88,"paid_interest":413.42,"paid_late_fees":0} {"emp_title":"president","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":21.04,"annual_income_joint":137000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.39,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":464904,"total_credit_utilized":43934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":65900,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16357.58,"paid_total":4277.93,"paid_principal":3642.42,"paid_interest":635.51,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":26.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":43700,"total_credit_utilized":23812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":36400,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":4900,"term":36,"interest_rate":18.06,"installment":177.3,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4476.33,"paid_total":699.37,"paid_principal":423.67,"paid_interest":275.7,"paid_late_fees":0} {"emp_title":"selector","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":51000,"verified_income":"Not Verified","debt_to_income":25.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":9,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":83168,"total_credit_utilized":52765,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":9669,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.45,"installment":379.07,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9176.98,"paid_total":1504.36,"paid_principal":823.02,"paid_interest":681.34,"paid_late_fees":0} {"emp_title":"director of business affairs","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Verified","debt_to_income":7.52,"annual_income_joint":190000,"verification_income_joint":"Verified","debt_to_income_joint":6.16,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":51941,"total_credit_utilized":35039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.85,"paid_total":1898.69,"paid_principal":1504.15,"paid_interest":394.54,"paid_late_fees":0} {"emp_title":"data entry","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":50320,"verified_income":"Verified","debt_to_income":27.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":143396,"total_credit_utilized":38728,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":44700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5577.82,"paid_total":593.7,"paid_principal":422.18,"paid_interest":171.52,"paid_late_fees":0} {"emp_title":"compliance assurance manager","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":104660,"verified_income":"Source Verified","debt_to_income":29.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":133120,"total_credit_utilized":122126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23400,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33221.93,"paid_total":4558.67,"paid_principal":1778.07,"paid_interest":2780.6,"paid_late_fees":0} {"emp_title":"registered urse","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":130000,"verified_income":"Verified","debt_to_income":36.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":192256,"total_credit_utilized":123882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":99600,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34450,"term":36,"interest_rate":13.59,"installment":1170.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31274.83,"paid_total":4656.31,"paid_principal":3175.17,"paid_interest":1481.14,"paid_late_fees":0} {"emp_title":"executive director","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Not Verified","debt_to_income":17.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":248571,"total_credit_utilized":78033,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14575.47,"paid_total":2236.48,"paid_principal":1424.53,"paid_interest":811.95,"paid_late_fees":0} {"emp_title":"accounts receivable","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":43.36,"annual_income_joint":115000,"verification_income_joint":"Source Verified","debt_to_income_joint":31.63,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":110322,"total_credit_utilized":65084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31100,"num_total_cc_accounts":32,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":20,"installment":445.97,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11249.72,"paid_total":1311.24,"paid_principal":750.28,"paid_interest":560.96,"paid_late_fees":0} {"emp_title":"sr cake decorator","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Verified","debt_to_income":18.37,"annual_income_joint":126570,"verification_income_joint":"Verified","debt_to_income_joint":13.79,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":6,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":479716,"total_credit_utilized":8340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37337.22,"paid_total":4173.57,"paid_principal":2662.78,"paid_interest":1510.79,"paid_late_fees":0} {"emp_title":"professor","emp_length":5,"state":"CT","homeownership":"MORTGAGE","annual_income":107000,"verified_income":"Not Verified","debt_to_income":29.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":57,"open_credit_lines":14,"total_credit_limit":225546,"total_credit_utilized":333531,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28300,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34200,"term":60,"interest_rate":10.9,"installment":741.89,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32894.49,"paid_total":2204.96,"paid_principal":1305.51,"paid_interest":899.45,"paid_late_fees":0} {"emp_title":"bartender","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":22.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":162144,"total_credit_utilized":42086,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":159,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":84800,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":5.31,"installment":337.24,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10132.15,"paid_total":1205.11,"paid_principal":1067.85,"paid_interest":137.26,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Verified","debt_to_income":6.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":823636,"total_credit_utilized":53516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":86000,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":5.32,"installment":1054.02,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30465.71,"paid_total":5327,"paid_principal":4534.29,"paid_interest":792.71,"paid_late_fees":0} {"emp_title":"lcdr","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":110000,"verified_income":"Not Verified","debt_to_income":38.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":59,"open_credit_lines":21,"total_credit_limit":370117,"total_credit_utilized":181821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33400,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.62,"installment":201.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5439.35,"paid_total":831.62,"paid_principal":560.65,"paid_interest":270.97,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":71000,"verified_income":"Source Verified","debt_to_income":2.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":248635,"total_credit_utilized":8507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":45200,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4663.53,"paid_total":516.11,"paid_principal":336.47,"paid_interest":179.64,"paid_late_fees":0} {"emp_title":"safety coordinator","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":85605,"verified_income":"Source Verified","debt_to_income":13.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":17,"total_credit_limit":104479,"total_credit_utilized":31678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":69500,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":11.98,"installment":531.28,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14332.25,"paid_total":2114.47,"paid_principal":1667.75,"paid_interest":446.72,"paid_late_fees":0} {"emp_title":"marketing","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Source Verified","debt_to_income":21.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":330904,"total_credit_utilized":72796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39300,"num_total_cc_accounts":32,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.44,"installment":288.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8120.69,"paid_total":1142.76,"paid_principal":879.31,"paid_interest":263.45,"paid_late_fees":0} {"emp_title":"sonographer ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":11.68,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":10.45,"delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":77640,"total_credit_utilized":17763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26000,"term":60,"interest_rate":29.69,"installment":836.25,"grade":"F","sub_grade":"F2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25406.66,"paid_total":2422.98,"paid_principal":593.34,"paid_interest":1829.64,"paid_late_fees":0} {"emp_title":"bartender","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":81000,"verified_income":"Source Verified","debt_to_income":13.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":48080,"total_credit_utilized":18382,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":12.62,"installment":536.18,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16633.25026,"paid_principal":16000,"paid_interest":633.25,"paid_late_fees":0} {"emp_title":"sales","emp_length":8,"state":"MI","homeownership":"OWN","annual_income":43000,"verified_income":"Source Verified","debt_to_income":16.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1998,"inquiries_last_12m":11,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":140309,"total_credit_utilized":21978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":1413,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14400,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":65,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.98,"installment":265.64,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7173.35,"paid_total":970.63,"paid_principal":826.65,"paid_interest":143.98,"paid_late_fees":0} {"emp_title":"senior trainer ","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":62300,"verified_income":"Verified","debt_to_income":34.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":346418,"total_credit_utilized":67280,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":76200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20325,"term":36,"interest_rate":18.06,"installment":735.41,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18567.75,"paid_total":2921.25,"paid_principal":1757.25,"paid_interest":1164,"paid_late_fees":0} {"emp_title":"","state":"OR","homeownership":"RENT","annual_income":9000,"verified_income":"Verified","debt_to_income":6.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":61066,"total_credit_utilized":67119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4439.79,"paid_total":859.18,"paid_principal":560.21,"paid_interest":298.97,"paid_late_fees":0} {"emp_title":"senior teller ","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":4.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":232094,"total_credit_utilized":16531,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":72,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23100,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":11081.12,"paid_total":1092.3,"paid_principal":918.88,"paid_interest":173.42,"paid_late_fees":0} {"emp_title":"accounting associates","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":20.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":339723,"total_credit_utilized":25684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":25,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7325,"term":36,"interest_rate":11.99,"installment":243.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6634.45,"paid_total":968.16,"paid_principal":690.55,"paid_interest":277.61,"paid_late_fees":0} {"emp_title":"eeo lead officer","emp_length":0,"state":"MD","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":15.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":16,"total_credit_limit":141348,"total_credit_utilized":113519,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":696,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":82.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8628.72,"paid_total":2014.52,"paid_principal":1371.28,"paid_interest":643.24,"paid_late_fees":0} {"emp_title":"senior engineer","emp_length":8,"state":"MI","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Source Verified","debt_to_income":7.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":44,"open_credit_lines":28,"total_credit_limit":594046,"total_credit_utilized":66860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":652,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":64400,"num_total_cc_accounts":38,"num_open_cc_accounts":26,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.91,"installment":867.91,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37955.35,"paid_total":3447.4,"paid_principal":2044.65,"paid_interest":1402.75,"paid_late_fees":0} {"emp_title":"grant manager","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.45,"annual_income_joint":120000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.82,"delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":20,"total_credit_limit":160845,"total_credit_utilized":35145,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":116200,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":71.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9254.54,"paid_total":930.7,"paid_principal":745.46,"paid_interest":185.24,"paid_late_fees":0} {"emp_title":"orderfiller ","emp_length":2,"state":"AL","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":4.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":13700,"total_credit_utilized":10116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2700,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":40,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":914.73,"paid_principal":477.31,"paid_interest":437.42,"paid_late_fees":0} {"emp_title":"radiology manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":11.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":342550,"total_credit_utilized":34156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28775,"term":36,"interest_rate":12.61,"installment":964.15,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26768.75,"paid_total":2872.29,"paid_principal":2006.25,"paid_interest":866.04,"paid_late_fees":0} {"emp_title":"sr it system eng","emp_length":4,"state":"NY","homeownership":"MORTGAGE","annual_income":64600,"verified_income":"Source Verified","debt_to_income":27.23,"annual_income_joint":160600,"verification_income_joint":"Source Verified","debt_to_income_joint":16,"delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":59600,"total_credit_utilized":41660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":535,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16800,"term":36,"interest_rate":17.09,"installment":599.72,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15327.07,"paid_total":2382.93,"paid_principal":1472.93,"paid_interest":910,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":13.89,"annual_income_joint":225500,"verification_income_joint":"Source Verified","debt_to_income_joint":11.41,"delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1999,"inquiries_last_12m":12,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":134920,"total_credit_utilized":114997,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9408.15,"paid_total":980.71,"paid_principal":591.85,"paid_interest":372.1,"paid_late_fees":16.76} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":16200,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":15200,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5587.52,"paid_total":602.5,"paid_principal":412.48,"paid_interest":190.02,"paid_late_fees":0} {"emp_title":"lab tech","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":39800,"verified_income":"Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":28400,"total_credit_utilized":15710,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":152,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33589.39,"paid_total":3670.27,"paid_principal":1410.61,"paid_interest":2259.66,"paid_late_fees":0} {"emp_title":"brigade s1","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":73000,"verified_income":"Not Verified","debt_to_income":24.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":90025,"total_credit_utilized":43031,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9485.14,"paid_total":596.32,"paid_principal":514.86,"paid_interest":81.46,"paid_late_fees":0} {"emp_title":"technical support program analyst","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":63288,"verified_income":"Source Verified","debt_to_income":22.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":60671,"total_credit_utilized":44704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":17.47,"installment":53.84,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1402.59,"paid_total":158.61,"paid_principal":97.41,"paid_interest":61.2,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":2,"state":"KY","homeownership":"RENT","annual_income":84000,"verified_income":"Source Verified","debt_to_income":7.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":53694,"total_credit_utilized":22809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29000,"term":36,"interest_rate":11.98,"installment":962.94,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24324.88,"paid_total":5732.46,"paid_principal":4675.12,"paid_interest":1057.34,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"OWN","annual_income":63000,"verified_income":"Not Verified","debt_to_income":30,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":314313,"total_credit_utilized":98611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":52,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37600,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.85,"installment":550.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":20000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"director of learning & performance","emp_length":6,"state":"UT","homeownership":"MORTGAGE","annual_income":116000,"verified_income":"Source Verified","debt_to_income":23.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":269307,"total_credit_utilized":269011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22800,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14412.81,"paid_total":946.09,"paid_principal":587.19,"paid_interest":358.9,"paid_late_fees":0} {"emp_title":"route truck driver","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":60495.2,"verified_income":"Source Verified","debt_to_income":27.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":330254,"total_credit_utilized":50442,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34400,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4634.99,"paid_total":477.41,"paid_principal":365.01,"paid_interest":112.4,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":0,"total_credit_limit":0,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":0,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":0,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":21.85,"installment":95.29,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":2399.56,"paid_total":187.55,"paid_principal":100.44,"paid_interest":87.11,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":150693,"total_credit_utilized":54268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3600,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":78.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7252.48,"paid_total":1066.75,"paid_principal":747.52,"paid_interest":319.23,"paid_late_fees":0} {"emp_title":"hr specialist","emp_length":7,"state":"MD","homeownership":"OWN","annual_income":106000,"verified_income":"Verified","debt_to_income":13.23,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":709773,"total_credit_utilized":85599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":79.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11600,"term":36,"interest_rate":10.91,"installment":379.28,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10489.71,"paid_total":1510.09,"paid_principal":1110.29,"paid_interest":399.8,"paid_late_fees":0} {"emp_title":"civil engineer ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":11.18,"annual_income_joint":270000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.36,"delinq_2y":1,"months_since_last_delinq":2,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":832225,"total_credit_utilized":57979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":51400,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28436.34,"paid_total":3830.17,"paid_principal":1563.66,"paid_interest":2266.51,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":53000,"verified_income":"Verified","debt_to_income":26.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":24,"total_credit_limit":81862,"total_credit_utilized":32088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31400,"num_total_cc_accounts":31,"num_open_cc_accounts":22,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":19.03,"installment":467.23,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17445.97,"paid_total":1382.66,"paid_principal":554.03,"paid_interest":828.63,"paid_late_fees":0} {"emp_title":"associate brand manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":21.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":127666,"total_credit_utilized":129091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.44,"installment":288.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7896.52,"paid_total":1435.53,"paid_principal":1103.48,"paid_interest":332.05,"paid_late_fees":0} {"emp_title":"director of nursing","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":115000,"verified_income":"Not Verified","debt_to_income":9.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":50672,"total_credit_utilized":38635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":802,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.99,"installment":464.94,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12341.91,"paid_total":2315.37,"paid_principal":1658.09,"paid_interest":657.28,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":7.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":25700,"total_credit_utilized":4831,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7872.99,"paid_total":4439.37,"paid_principal":4127.01,"paid_interest":312.36,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":12.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2013,"inquiries_last_12m":8,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":59211,"total_credit_utilized":47055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11600,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":10.91,"installment":282.07,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12336.2,"paid_total":1108.58,"paid_principal":663.8,"paid_interest":444.78,"paid_late_fees":0} {"emp_title":"social worker","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":79547,"verified_income":"Source Verified","debt_to_income":22.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":209978,"total_credit_utilized":187415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7073.04,"paid_total":1347.12,"paid_principal":926.96,"paid_interest":420.16,"paid_late_fees":0} {"emp_title":"nurse","emp_length":3,"state":"WA","homeownership":"MORTGAGE","annual_income":87500,"verified_income":"Source Verified","debt_to_income":10.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":37451,"total_credit_utilized":27604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":21600,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.04,"installment":476.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19314.82,"paid_total":1395.24,"paid_principal":685.18,"paid_interest":710.06,"paid_late_fees":0} {"emp_title":"analyst","emp_length":0,"state":"ID","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":7.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":45972,"total_credit_utilized":15227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5088.63786,"paid_principal":5000,"paid_interest":88.64,"paid_late_fees":0} {"emp_title":"sales consultant ","emp_length":1,"state":"WI","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":35.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":80103,"total_credit_utilized":55626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.58,"installment":271.8,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7450.02,"paid_total":803.33,"paid_principal":549.98,"paid_interest":253.35,"paid_late_fees":0} {"emp_title":"transportation supervisor","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":54625,"verified_income":"Source Verified","debt_to_income":24.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":54473,"total_credit_utilized":40718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":14400,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.31,"installment":481.77,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15176.24,"paid_total":954.1,"paid_principal":823.76,"paid_interest":130.34,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":8,"state":"SC","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Source Verified","debt_to_income":30.1,"annual_income_joint":146000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.16,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":73180,"total_credit_utilized":51354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33552.17,"paid_total":3651.38,"paid_principal":1447.83,"paid_interest":2203.55,"paid_late_fees":0} {"emp_title":"production","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Source Verified","debt_to_income":20.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":107367,"total_credit_utilized":40410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17100,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13948.09,"paid_total":1555.91,"paid_principal":1051.91,"paid_interest":504,"paid_late_fees":0} {"emp_title":"workout officer","emp_length":3,"state":"ME","homeownership":"MORTGAGE","annual_income":87500,"verified_income":"Source Verified","debt_to_income":14.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":415096,"total_credit_utilized":58663,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18684.61,"paid_total":2110.27,"paid_principal":1315.39,"paid_interest":794.88,"paid_late_fees":0} {"emp_title":"loss prevention ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":17.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":114575,"total_credit_utilized":49713,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36600,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":5.32,"installment":331.27,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9862.45,"paid_total":1316.95,"paid_principal":1137.55,"paid_interest":179.4,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"MI","homeownership":"MORTGAGE","annual_income":18000,"verified_income":"Source Verified","debt_to_income":22.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":29600,"total_credit_utilized":8702,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15400,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.04,"installment":238.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9773.03,"paid_total":467.86,"paid_principal":226.97,"paid_interest":240.89,"paid_late_fees":0} {"emp_title":"technologist","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":127000,"verified_income":"Source Verified","debt_to_income":21.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":97497,"total_credit_utilized":66231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":10.42,"installment":1168.74,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32530.58,"paid_total":4654.12,"paid_principal":3469.42,"paid_interest":1184.7,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":24525,"verified_income":"Source Verified","debt_to_income":8.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":4,"total_credit_limit":11000,"total_credit_utilized":5835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":70,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":18,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7630.08,"paid_total":558.54,"paid_principal":369.92,"paid_interest":188.62,"paid_late_fees":0} {"emp_title":"staff accountant","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":0.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":1,"total_credit_limit":4500,"total_credit_utilized":709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34956.09,"paid_total":6191.17,"paid_principal":5043.91,"paid_interest":1147.26,"paid_late_fees":0} {"emp_title":"analyst","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":63000,"verified_income":"Not Verified","debt_to_income":9.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":40423,"total_credit_utilized":23050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":23.87,"installment":375.99,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9033.8,"paid_total":1115.24,"paid_principal":566.2,"paid_interest":549.04,"paid_late_fees":0} {"emp_title":"network admin","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":1.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":35527,"total_credit_utilized":44661,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4439.78,"paid_total":876.69,"paid_principal":560.22,"paid_interest":316.47,"paid_late_fees":0} {"emp_title":"budget analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":44000,"verified_income":"Not Verified","debt_to_income":9.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":91776,"total_credit_utilized":45782,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52200,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":6.72,"installment":399.75,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11681.17,"paid_total":1594.15,"paid_principal":1318.83,"paid_interest":275.32,"paid_late_fees":0} {"emp_title":"senior content strategist","emp_length":4,"state":"AZ","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":1.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":38450,"total_credit_utilized":26991,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":51.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.42,"installment":233.75,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6328.85,"paid_total":1164.58,"paid_principal":871.15,"paid_interest":293.43,"paid_late_fees":0} {"emp_title":"broker associate","emp_length":7,"state":"IL","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":35.77,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":12,"total_credit_limit":112343,"total_credit_utilized":99615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":21.45,"installment":485.21,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11471.29,"paid_total":2387.92,"paid_principal":1328.71,"paid_interest":1059.21,"paid_late_fees":0} {"emp_title":"sterilization tech ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":18.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":56450,"total_credit_utilized":38553,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":300,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9500,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18872.39,"paid_total":2397.3,"paid_principal":1127.61,"paid_interest":1269.69,"paid_late_fees":0} {"emp_title":"director of clinic operations","emp_length":7,"state":"MO","homeownership":"MORTGAGE","annual_income":71240,"verified_income":"Not Verified","debt_to_income":30.15,"annual_income_joint":109740,"verification_income_joint":"Not Verified","debt_to_income_joint":19.87,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":275458,"total_credit_utilized":113642,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17000,"term":36,"interest_rate":7.96,"installment":532.41,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15732.7,"paid_total":1589.71,"paid_principal":1267.3,"paid_interest":322.41,"paid_late_fees":0} {"emp_title":"electrician ","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":22244,"verified_income":"Source Verified","debt_to_income":20.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":17973,"total_credit_utilized":12594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":12.61,"installment":201.88,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5604.91,"paid_total":573.99,"paid_principal":420.09,"paid_interest":153.9,"paid_late_fees":0} {"emp_title":"sales manager ","emp_length":0,"state":"NJ","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Verified","debt_to_income":3.77,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":7,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":779847,"total_credit_utilized":111239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22700,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":9,"account_never_delinq_percent":70.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":12.61,"installment":473.64,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":20491.41,"paid_total":932.57,"paid_principal":508.59,"paid_interest":423.98,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":75000,"verified_income":"Verified","debt_to_income":27.19,"annual_income_joint":107000,"verification_income_joint":"Verified","debt_to_income_joint":37.74,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":233003,"total_credit_utilized":119150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":80100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":9.43,"installment":670.97,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31157.7,"paid_total":1308.41,"paid_principal":842.3,"paid_interest":466.11,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":31.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":48358,"total_credit_utilized":17209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9547.62,"paid_total":676.42,"paid_principal":452.38,"paid_interest":224.04,"paid_late_fees":0} {"emp_title":"personal training director ","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":39000,"verified_income":"Source Verified","debt_to_income":2.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":55128,"total_credit_utilized":72049,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":113,"current_installment_accounts":12,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1200,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":20,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6200,"term":36,"interest_rate":13.59,"installment":210.67,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5481.64,"paid_total":1048.67,"paid_principal":718.36,"paid_interest":330.31,"paid_late_fees":0} {"emp_title":"information technology","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Source Verified","debt_to_income":22.78,"annual_income_joint":131000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.73,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":330937,"total_credit_utilized":61210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":251,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":65.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":17.47,"installment":753.18,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29036.82,"paid_total":2230.42,"paid_principal":963.18,"paid_interest":1267.24,"paid_late_fees":0} {"emp_title":"account manager","emp_length":6,"state":"MN","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Source Verified","debt_to_income":21.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":317711,"total_credit_utilized":46803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":12.61,"installment":73.72,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2098.26,"paid_total":145.9,"paid_principal":101.74,"paid_interest":44.16,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":7800,"verified_income":"Not Verified","debt_to_income":32,"annual_income_joint":27400,"verification_income_joint":"Not Verified","debt_to_income_joint":21.99,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":9600,"total_credit_utilized":6106,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1437.83,"paid_principal":890.31,"paid_interest":547.52,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Verified","debt_to_income":33.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":203734,"total_credit_utilized":40310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8400,"num_total_cc_accounts":28,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":18.45,"installment":769.17,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29379.43,"paid_total":1476.84,"paid_principal":620.57,"paid_interest":856.27,"paid_late_fees":0} {"emp_title":"receptionist ","emp_length":4,"state":"NJ","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":13.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":163465,"total_credit_utilized":11734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.38,"paid_total":974.85,"paid_principal":714.62,"paid_interest":260.23,"paid_late_fees":0} {"emp_title":"director, field operations","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":145000,"verified_income":"Source Verified","debt_to_income":24.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":244929,"total_credit_utilized":75961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":48600,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":7.97,"installment":547.08,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25136.64,"paid_total":2723.44,"paid_principal":1863.36,"paid_interest":860.08,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"MN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":22.17,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":1993,"inquiries_last_12m":8,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":341648,"total_credit_utilized":50585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11200,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.04,"installment":693.7,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":0,"paid_total":20677.90318,"paid_principal":20000,"paid_interest":677.9,"paid_late_fees":0} {"emp_title":"second shift supervisor operations","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":64566,"total_credit_utilized":54131,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":21.45,"installment":327.69,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11413.45,"paid_total":1609.85,"paid_principal":586.55,"paid_interest":1023.3,"paid_late_fees":0} {"emp_title":"sales director","emp_length":1,"state":"TX","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":37.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":52297,"total_credit_utilized":27277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4668.31,"paid_total":518.54,"paid_principal":331.69,"paid_interest":186.85,"paid_late_fees":0} {"emp_title":"engineer","emp_length":7,"state":"WA","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":17.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":546050,"total_credit_utilized":56980,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":62750,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4894.78,"paid_total":1235.55,"paid_principal":1105.22,"paid_interest":130.33,"paid_late_fees":0} {"emp_title":"virtual solutions support specialist","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":25.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":35803,"total_credit_utilized":24927,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":13617.47,"paid_total":2027.44,"paid_principal":1382.53,"paid_interest":644.91,"paid_late_fees":0} {"emp_title":"social worker ","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":11.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":150119,"total_credit_utilized":155184,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":474,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.71,"installment":107.61,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3134.01,"paid_total":421.53,"paid_principal":365.99,"paid_interest":55.54,"paid_late_fees":0} {"emp_title":"claims examiner","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":19.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":52727,"total_credit_utilized":31315,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7325,"term":36,"interest_rate":10.91,"installment":239.5,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6444.62,"paid_total":1193.06,"paid_principal":880.38,"paid_interest":312.68,"paid_late_fees":0} {"emp_title":"security officer","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":9.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":39000,"total_credit_utilized":11449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27300,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":36000,"verified_income":"Not Verified","debt_to_income":31.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":57147,"total_credit_utilized":33254,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10548.1,"paid_total":1930.53,"paid_principal":1451.9,"paid_interest":478.63,"paid_late_fees":0} {"emp_title":"sales support","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":8.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":167700,"total_credit_utilized":32981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4369.5,"paid_total":773.91,"paid_principal":630.5,"paid_interest":143.41,"paid_late_fees":0} {"emp_title":"general manager","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":37.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":86063,"total_credit_utilized":59455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1053,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4439.79,"paid_total":874.75,"paid_principal":560.21,"paid_interest":314.54,"paid_late_fees":0} {"emp_title":"team manager","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":19.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":72964,"total_credit_utilized":35985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42400,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":16.01,"installment":632.92,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15164.27,"paid_total":3398.61,"paid_principal":2835.73,"paid_interest":562.88,"paid_late_fees":0} {"emp_title":"pet stylist","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":23000,"verified_income":"Source Verified","debt_to_income":5.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":3500,"total_credit_utilized":2799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.58,"installment":101.93,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2863.27,"paid_total":201.6,"paid_principal":136.73,"paid_interest":64.87,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"OWN","annual_income":28000,"verified_income":"Source Verified","debt_to_income":8.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":4200,"total_credit_utilized":1668,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":582,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":3200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.12,"paid_total":643.53,"paid_principal":481.88,"paid_interest":161.65,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":62000,"verified_income":"Source Verified","debt_to_income":27.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":90205,"total_credit_utilized":56065,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.07,"installment":932.19,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38594.07,"paid_total":2765.3,"paid_principal":1405.93,"paid_interest":1359.37,"paid_late_fees":0} {"emp_title":"data analyst","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":69000,"verified_income":"Not Verified","debt_to_income":23.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":113069,"total_credit_utilized":79563,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23900,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.97,"installment":109.63,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3151.01,"paid_total":436.97,"paid_principal":348.99,"paid_interest":87.98,"paid_late_fees":0} {"emp_title":"president","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":11.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":14,"total_credit_limit":35850,"total_credit_utilized":12757,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":301,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18800,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.99,"installment":1328.39,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35262.66,"paid_total":6615.31,"paid_principal":4737.34,"paid_interest":1877.97,"paid_late_fees":0} {"emp_title":"general services supervisor","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":21.53,"annual_income_joint":95000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.03,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":56790,"total_credit_utilized":32950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":13.59,"installment":1087.33,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29800.49,"paid_total":3419.03,"paid_principal":2199.51,"paid_interest":1219.52,"paid_late_fees":0} {"emp_title":"phlebotomist","emp_length":2,"state":"KY","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":0.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":192647,"total_credit_utilized":2944,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1029,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1482.33,"paid_total":4556.15,"paid_principal":4517.67,"paid_interest":38.48,"paid_late_fees":0} {"emp_title":"rn","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":34.27,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.65,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":546981,"total_credit_utilized":63220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":28800,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":15.04,"installment":416.22,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11192.5,"paid_total":1262.58,"paid_principal":807.5,"paid_interest":455.08,"paid_late_fees":0} {"emp_title":"safety manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":27.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":291309,"total_credit_utilized":77225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2245,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":40900,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23462.69,"paid_total":2802.37,"paid_principal":1537.31,"paid_interest":1265.06,"paid_late_fees":0} {"emp_title":"over the road driver","emp_length":4,"state":"WV","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":9.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":43332,"total_credit_utilized":31897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":19.42,"installment":921.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22880.7,"paid_total":3659.91,"paid_principal":2119.3,"paid_interest":1540.61,"paid_late_fees":0} {"emp_title":"management","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":11.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":40529,"total_credit_utilized":16007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":817,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":9.43,"installment":176.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5098.49,"paid_total":529.48,"paid_principal":401.51,"paid_interest":127.97,"paid_late_fees":0} {"emp_title":"detective","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":50.91,"annual_income_joint":160000,"verification_income_joint":"Verified","debt_to_income_joint":28.79,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":353600,"total_credit_utilized":66115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28100,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10400,"term":36,"interest_rate":16.02,"installment":365.74,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.8,"paid_total":1819.44,"paid_principal":1165.2,"paid_interest":654.24,"paid_late_fees":0} {"emp_title":"grant specialist","emp_length":5,"state":"VA","homeownership":"RENT","annual_income":59390,"verified_income":"Not Verified","debt_to_income":11.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":67237,"total_credit_utilized":67615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.34,"installment":279.3,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8550.13,"paid_total":551.26,"paid_principal":449.87,"paid_interest":101.39,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":45.75,"annual_income_joint":79000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.4,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":336340,"total_credit_utilized":52079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":19800,"term":60,"interest_rate":14.07,"installment":461.44,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19104.04,"paid_total":1446.23,"paid_principal":695.96,"paid_interest":750.27,"paid_late_fees":0} {"emp_title":"agent","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":169000,"verified_income":"Not Verified","debt_to_income":13.15,"annual_income_joint":338000,"verification_income_joint":"","debt_to_income_joint":6.69,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1980,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":717920,"total_credit_utilized":68514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":92700,"num_total_cc_accounts":33,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":5.31,"installment":752.76,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23065.06,"paid_total":2243.53,"paid_principal":1934.94,"paid_interest":308.59,"paid_late_fees":0} {"emp_title":"program manager","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":1.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":33000,"total_credit_utilized":1160,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":9,"state":"TX","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":101934,"total_credit_utilized":29884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":53600,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.35,"installment":499.17,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23248.45,"paid_total":2485.64,"paid_principal":1751.55,"paid_interest":734.09,"paid_late_fees":0} {"emp_title":"web design","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":67000,"verified_income":"Source Verified","debt_to_income":7.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":30884,"total_credit_utilized":11458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21793.71,"paid_total":3798.86,"paid_principal":3206.29,"paid_interest":592.57,"paid_late_fees":0} {"emp_title":"police officer","emp_length":7,"state":"NY","homeownership":"OWN","annual_income":130000,"verified_income":"Not Verified","debt_to_income":15.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":125441,"total_credit_utilized":54929,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":6.71,"installment":584.15,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17558.24,"paid_total":1763.08,"paid_principal":1441.76,"paid_interest":321.32,"paid_late_fees":0} {"emp_title":"police detecitve","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":205000,"verified_income":"Source Verified","debt_to_income":16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":489407,"total_credit_utilized":78746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":70800,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":5.32,"installment":760.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37650.85,"paid_total":3031.1,"paid_principal":2349.15,"paid_interest":681.95,"paid_late_fees":0} {"emp_title":"qa engineer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":69000,"verified_income":"Not Verified","debt_to_income":6.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":60200,"total_credit_utilized":17596,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":60200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":6.08,"installment":438.6,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12553.18,"paid_total":2188.14,"paid_principal":1846.82,"paid_interest":341.32,"paid_late_fees":0} {"emp_title":"equipment manager","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":24.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":281933,"total_credit_utilized":55725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":84100,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":5.32,"installment":513.5,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25013.46,"paid_total":2559.52,"paid_principal":1986.54,"paid_interest":572.98,"paid_late_fees":0} {"emp_title":"customer service manager ","emp_length":9,"state":"VA","homeownership":"RENT","annual_income":31500,"verified_income":"Not Verified","debt_to_income":31.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":20,"total_credit_limit":73186,"total_credit_utilized":76079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3900,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":89.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":16.02,"installment":168.81,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4372.62,"paid_total":681.65,"paid_principal":427.38,"paid_interest":254.27,"paid_late_fees":0} {"emp_title":"testing technician","emp_length":7,"state":"AR","homeownership":"RENT","annual_income":43000,"verified_income":"Verified","debt_to_income":33.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":19,"total_credit_limit":86837,"total_credit_utilized":53137,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":37300,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20400,"term":60,"interest_rate":21.45,"installment":557.07,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19609.44,"paid_total":2203.97,"paid_principal":790.56,"paid_interest":1413.41,"paid_late_fees":0} {"emp_title":"bin checker","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":50.3,"annual_income_joint":75000,"verification_income_joint":"Not Verified","debt_to_income_joint":38.15,"delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":67,"open_credit_lines":40,"total_credit_limit":185484,"total_credit_utilized":129664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":23,"accounts_opened_24m":22,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":40,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":46300,"num_total_cc_accounts":42,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":98.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19200,"term":60,"interest_rate":19.03,"installment":498.38,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18199.26,"paid_total":2471.6,"paid_principal":1000.74,"paid_interest":1470.86,"paid_late_fees":0} {"emp_title":"retail associate ","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":32.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":46540,"total_credit_utilized":29530,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4554.82,"paid_total":698.91,"paid_principal":445.18,"paid_interest":253.73,"paid_late_fees":0} {"emp_title":"math teacher","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":33.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":47857,"total_credit_utilized":37848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":237,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5400,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":21.45,"installment":454.88,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10754.36,"paid_total":2260.1,"paid_principal":1245.64,"paid_interest":1014.46,"paid_late_fees":0} {"emp_title":"business development","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":1.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":1,"total_credit_limit":7000,"total_credit_utilized":1200,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28155.2,"paid_total":3341.83,"paid_principal":1844.8,"paid_interest":1497.03,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":91200,"verified_income":"Source Verified","debt_to_income":35.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":25,"total_credit_limit":155779,"total_credit_utilized":89232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":54000,"num_total_cc_accounts":26,"num_open_cc_accounts":21,"num_cc_carrying_balance":21,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28566.69,"paid_total":1930.27,"paid_principal":1433.31,"paid_interest":496.96,"paid_late_fees":0} {"emp_title":"assistant plant manager ","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":28.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":70767,"total_credit_utilized":55878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":10200,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":28.72,"installment":884.01,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27342.89,"paid_total":2607.35,"paid_principal":657.11,"paid_interest":1950.24,"paid_late_fees":0} {"emp_title":"manager ","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":5.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":8600,"total_credit_utilized":7176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":9.43,"installment":409.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11865.63,"paid_total":1215.42,"paid_principal":934.37,"paid_interest":281.05,"paid_late_fees":0} {"emp_title":"daycare teacher","emp_length":2,"state":"AK","homeownership":"MORTGAGE","annual_income":21000,"verified_income":"Source Verified","debt_to_income":24.19,"annual_income_joint":68000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.8,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":25300,"total_credit_utilized":17819,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21500,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":10.42,"installment":779.16,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21096.21,"paid_total":3861.07,"paid_principal":2903.79,"paid_interest":957.28,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":5.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":36400,"total_credit_utilized":11435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1169.63,"paid_principal":857.64,"paid_interest":311.99,"paid_late_fees":0} {"emp_title":"foreman","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Source Verified","debt_to_income":9.01,"annual_income_joint":132000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.68,"delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":12,"total_credit_limit":473454,"total_credit_utilized":17776,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":9.43,"installment":416.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12051.03,"paid_total":1234.41,"paid_principal":948.97,"paid_interest":285.44,"paid_late_fees":0} {"emp_title":"manager","emp_length":7,"state":"ID","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":15.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":16787,"total_credit_utilized":8685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1738,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9296.37,"paid_total":989.49,"paid_principal":703.63,"paid_interest":285.86,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"NV","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":9.23,"annual_income_joint":160000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.75,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":37685,"total_credit_utilized":32861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21600,"term":36,"interest_rate":20,"installment":802.74,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19784.27,"paid_total":3162.96,"paid_principal":1815.73,"paid_interest":1347.23,"paid_late_fees":0} {"emp_title":"programmer analyst","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":92000,"verified_income":"Source Verified","debt_to_income":7.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":42884,"total_credit_utilized":25358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18100,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.43,"installment":448.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12978.03,"paid_total":1366.04,"paid_principal":1021.97,"paid_interest":344.07,"paid_late_fees":0} {"emp_title":"claims adjuster","emp_length":2,"state":"AZ","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":22.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":34805,"total_credit_utilized":11267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.41,"installment":311.62,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8909.02,"paid_total":929.31,"paid_principal":690.98,"paid_interest":238.33,"paid_late_fees":0} {"emp_title":"marketing director ","emp_length":8,"state":"NC","homeownership":"RENT","annual_income":64000,"verified_income":"Verified","debt_to_income":12.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":286500,"total_credit_utilized":28261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":79500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38947.13,"paid_total":1635.51,"paid_principal":1052.87,"paid_interest":582.64,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"SC","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":24.86,"annual_income_joint":69752,"verification_income_joint":"Source Verified","debt_to_income_joint":18.51,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":21300,"total_credit_utilized":12569,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18046.03,"paid_total":2549.91,"paid_principal":1953.97,"paid_interest":595.94,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":300000,"verified_income":"Source Verified","debt_to_income":13.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":222830,"total_credit_utilized":156086,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":56500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12075,"term":60,"interest_rate":16.01,"installment":293.71,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11671.84,"paid_total":870.39,"paid_principal":403.16,"paid_interest":467.23,"paid_late_fees":0} {"emp_title":"radiology manager","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":21.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":27,"total_credit_limit":169367,"total_credit_utilized":110708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26400,"num_total_cc_accounts":42,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23690.07,"paid_total":2093.7,"paid_principal":1309.93,"paid_interest":783.77,"paid_late_fees":0} {"emp_title":"sales/food clerk","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":25000,"verified_income":"Verified","debt_to_income":25.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":43700,"total_credit_utilized":14683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17800,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9065.57,"paid_total":1333.47,"paid_principal":934.43,"paid_interest":399.04,"paid_late_fees":0} {"emp_title":"driver","emp_length":7,"state":"MD","homeownership":"RENT","annual_income":82000,"verified_income":"Verified","debt_to_income":20.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":168827,"total_credit_utilized":55997,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":249,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":16.01,"installment":1125.19,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29877.16,"paid_total":3347.11,"paid_principal":2122.84,"paid_interest":1224.27,"paid_late_fees":0} {"emp_title":"operater ","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":21.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":68921,"total_credit_utilized":49657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":21.45,"installment":170.58,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4129.65,"paid_total":671.6,"paid_principal":370.35,"paid_interest":301.25,"paid_late_fees":0} {"emp_title":"sales ","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":8.62,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":8,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":439574,"total_credit_utilized":18060,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16400,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":78.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":930.7,"paid_principal":745.46,"paid_interest":185.24,"paid_late_fees":0} {"emp_title":"practitioner","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":44200,"total_credit_utilized":18507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":13.59,"installment":781.52,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20335.09,"paid_total":3872.88,"paid_principal":2664.91,"paid_interest":1207.97,"paid_late_fees":0} {"emp_title":"communications manager","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Source Verified","debt_to_income":28.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2002,"inquiries_last_12m":12,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":144667,"total_credit_utilized":107363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":244,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":41700,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30800,"term":36,"interest_rate":13.59,"installment":1046.55,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27961.27,"paid_total":4162.95,"paid_principal":2838.73,"paid_interest":1324.22,"paid_late_fees":0} {"emp_title":"scheduler","emp_length":5,"state":"VA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":51461,"total_credit_utilized":23448,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.86,"paid_total":1845.67,"paid_principal":1504.14,"paid_interest":341.53,"paid_late_fees":0} {"emp_title":"","state":"ID","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":127000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.97,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":127961,"total_credit_utilized":14440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":194,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19300,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":18.45,"installment":291.03,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7304.16,"paid_total":1155.6,"paid_principal":695.84,"paid_interest":459.76,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":34.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":69327,"total_credit_utilized":25667,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14500,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.07,"installment":239.49,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6522.2,"paid_total":707.53,"paid_principal":477.8,"paid_interest":229.73,"paid_late_fees":0} {"emp_title":"printing services operator","emp_length":10,"state":"MO","homeownership":"RENT","annual_income":43930,"verified_income":"Source Verified","debt_to_income":27.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":70225,"total_credit_utilized":41945,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5722.56,"paid_total":408.39,"paid_principal":277.44,"paid_interest":130.95,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":175000,"verified_income":"Source Verified","debt_to_income":6.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":53170,"total_credit_utilized":44911,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":19.03,"installment":726.8,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27138.18,"paid_total":2150.8,"paid_principal":861.82,"paid_interest":1288.98,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":56400,"verified_income":"Source Verified","debt_to_income":17.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":285357,"total_credit_utilized":18533,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6800,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":11.98,"installment":531.28,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14874.2,"paid_total":1572.54,"paid_principal":1125.8,"paid_interest":446.74,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"RENT","annual_income":40743.25,"verified_income":"Source Verified","debt_to_income":27.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":47200,"total_credit_utilized":40586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7325,"term":36,"interest_rate":21.85,"installment":279.18,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6879.58,"paid_total":828.65,"paid_principal":445.42,"paid_interest":383.23,"paid_late_fees":0} {"emp_title":"enviromental services","emp_length":3,"state":"LA","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":20.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":19,"total_credit_limit":48400,"total_credit_utilized":16832,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":24900,"num_total_cc_accounts":21,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.62,"installment":502.67,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13598.4,"paid_total":2031.72,"paid_principal":1401.6,"paid_interest":630.12,"paid_late_fees":0} {"emp_title":"vice president","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Verified","debt_to_income":21.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":440797,"total_credit_utilized":104822,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":90200,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22415.59,"paid_total":2996.7,"paid_principal":2584.41,"paid_interest":412.29,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":36000,"verified_income":"Not Verified","debt_to_income":29.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":98500,"total_credit_utilized":25381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45200,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25825,"term":36,"interest_rate":19.42,"installment":952.14,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24196.31,"paid_total":2800.7,"paid_principal":1628.69,"paid_interest":1172.01,"paid_late_fees":0} {"emp_title":"cook","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Source Verified","debt_to_income":6.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":32300,"total_credit_utilized":6199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14000,"num_total_cc_accounts":28,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15600,"term":60,"interest_rate":16.01,"installment":379.45,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15945.67011,"paid_principal":15600,"paid_interest":345.67,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":139000,"verified_income":"Source Verified","debt_to_income":29.57,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":13,"earliest_credit_line":1976,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":416561,"total_credit_utilized":129176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":117200,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":5,"account_never_delinq_percent":83,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.99,"installment":222.4,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9502.67,"paid_total":872.95,"paid_principal":497.33,"paid_interest":375.62,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":15000,"verified_income":"Source Verified","debt_to_income":21.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":8313,"total_credit_utilized":4664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":20,"installment":185.82,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4579.69,"paid_total":732.17,"paid_principal":420.31,"paid_interest":311.86,"paid_late_fees":0} {"emp_title":"cdt","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":8.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":186129,"total_credit_utilized":32311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6600,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":70.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":11.98,"installment":431.67,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12085.27,"paid_total":1277.71,"paid_principal":914.73,"paid_interest":362.98,"paid_late_fees":0} {"emp_title":"captain","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":73000,"verified_income":"Verified","debt_to_income":22.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":75002,"total_credit_utilized":54779,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14379.49,"paid_total":1541.58,"paid_principal":620.51,"paid_interest":921.07,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":3.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":97362,"total_credit_utilized":14490,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":85600,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5230.49,"paid_total":911.72,"paid_principal":769.51,"paid_interest":142.21,"paid_late_fees":0} {"emp_title":"programming manager","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":9.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":449244,"total_credit_utilized":74738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":62.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":7.35,"installment":46.56,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":546.97,"paid_total":982.19,"paid_principal":953.03,"paid_interest":29.16,"paid_late_fees":0} {"emp_title":"product expert","emp_length":1,"state":"NH","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":57979,"total_credit_utilized":26952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3195.45,"paid_total":4989.93,"paid_principal":4804.55,"paid_interest":185.38,"paid_late_fees":0} {"emp_title":"sales recruiter","emp_length":7,"state":"MN","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":10.2,"annual_income_joint":180000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.8,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":61778,"total_credit_utilized":30228,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28155.2,"paid_total":3331.32,"paid_principal":1844.8,"paid_interest":1486.52,"paid_late_fees":0} {"emp_title":"personal shopper","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":30.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":144902,"total_credit_utilized":97741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":13.59,"installment":288.83,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7716.55,"paid_total":1148.9,"paid_principal":783.45,"paid_interest":365.45,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":54000,"verified_income":"Not Verified","debt_to_income":36.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":335929,"total_credit_utilized":44980,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":58500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.34,"installment":232.75,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6935.94,"paid_total":695.19,"paid_principal":564.06,"paid_interest":131.13,"paid_late_fees":0} {"emp_title":"senior design engineer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":195000,"verified_income":"Source Verified","debt_to_income":10.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":520265,"total_credit_utilized":99945,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29800,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.35,"installment":108.64,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3058.61,"paid_total":540.34,"paid_principal":441.39,"paid_interest":98.95,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":30.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":55396,"total_credit_utilized":17136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":12.61,"installment":217.8,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6046.78,"paid_total":648.85,"paid_principal":453.22,"paid_interest":195.63,"paid_late_fees":0} {"emp_title":"human resources supervisor","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Source Verified","debt_to_income":17.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":16,"total_credit_limit":333021,"total_credit_utilized":80746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24700,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23200,"term":36,"interest_rate":7.35,"installment":720.07,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20274.53,"paid_total":3590.88,"paid_principal":2925.47,"paid_interest":665.41,"paid_late_fees":0} {"emp_title":"compliance specialist","emp_length":7,"state":"MI","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":10.88,"annual_income_joint":55000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.58,"delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":8300,"total_credit_utilized":4478,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":77,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1379.24,"paid_principal":902.74,"paid_interest":476.5,"paid_late_fees":0} {"emp_title":"service manager","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":366439,"total_credit_utilized":30675,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":18.45,"installment":287.16,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10729.45,"paid_total":1137.16,"paid_principal":470.55,"paid_interest":666.61,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":29000,"verified_income":"Not Verified","debt_to_income":4.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":4400,"total_credit_utilized":2979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1900,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.45,"installment":256.39,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9687.32,"paid_total":758.92,"paid_principal":312.68,"paid_interest":446.24,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":94000,"verified_income":"Source Verified","debt_to_income":19.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":127976,"total_credit_utilized":54567,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":89000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.96,"installment":939.54,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27763.61,"paid_total":2805.35,"paid_principal":2236.39,"paid_interest":568.96,"paid_late_fees":0} {"emp_title":"receiving unloader","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":17.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":26,"total_credit_limit":75406,"total_credit_utilized":68211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":23,"accounts_opened_24m":10,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":11.99,"installment":278.97,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7405.12,"paid_total":1389.25,"paid_principal":994.88,"paid_interest":394.37,"paid_late_fees":0} {"emp_title":"assistant manager ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":20.11,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":68615,"total_credit_utilized":30012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":500,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":7750,"term":36,"interest_rate":20,"installment":288.02,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7098.52,"paid_total":1134.86,"paid_principal":651.48,"paid_interest":483.38,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":20.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":31208,"total_credit_utilized":22913,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9100,"term":36,"interest_rate":25.82,"installment":365.78,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8397.83,"paid_total":1437.01,"paid_principal":702.17,"paid_interest":734.84,"paid_late_fees":0} {"emp_title":"finance & insurance manager","emp_length":6,"state":"MI","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":10.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":182726,"total_credit_utilized":29075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":11.98,"installment":996.15,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27889.12,"paid_total":2968.48,"paid_principal":2110.88,"paid_interest":857.6,"paid_late_fees":0} {"emp_title":"inside sales","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":64000,"verified_income":"Not Verified","debt_to_income":15.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":55257,"total_credit_utilized":20118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26700,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20675,"term":60,"interest_rate":13.59,"installment":476.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19434.49,"paid_total":2367.84,"paid_principal":1240.51,"paid_interest":1127.33,"paid_late_fees":0} {"emp_title":"clinical care coordinator/lpn","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":29.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":24,"total_credit_limit":106294,"total_credit_utilized":52724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":38000,"num_total_cc_accounts":25,"num_open_cc_accounts":22,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.91,"installment":523.14,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14076.98,"paid_total":2606,"paid_principal":1923.02,"paid_interest":682.98,"paid_late_fees":0} {"emp_title":"lead architect","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":9.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":185498,"total_credit_utilized":55667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32600,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22149.65,"paid_total":3561.19,"paid_principal":2850.35,"paid_interest":710.84,"paid_late_fees":0} {"emp_title":"purchasing","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":15.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":40819,"total_credit_utilized":22278,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1460,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12117.48,"paid_principal":12000,"paid_interest":117.48,"paid_late_fees":0} {"emp_title":"hvac service technician","emp_length":2,"state":"MS","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":3.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":27445,"total_credit_utilized":574,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24500,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4374.69,"paid_total":780.89,"paid_principal":625.31,"paid_interest":155.58,"paid_late_fees":0} {"emp_title":"management","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":22.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":323045,"total_credit_utilized":61663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":67500,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10759.06,"paid_total":1441.97,"paid_principal":1240.94,"paid_interest":201.03,"paid_late_fees":0} {"emp_title":"paint dept lead","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":78132.55,"verified_income":"Verified","debt_to_income":4.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":119700,"total_credit_utilized":10545,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27108.4,"paid_total":3877.89,"paid_principal":2891.6,"paid_interest":986.29,"paid_late_fees":0} {"emp_title":"music teacher","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":15.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":489483,"total_credit_utilized":190039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":339,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28531.92,"paid_total":2580.93,"paid_principal":1468.08,"paid_interest":1112.85,"paid_late_fees":0} {"emp_title":"foreman","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":9.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":186700,"total_credit_utilized":32934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":109,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11700,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14620,"paid_total":632.61,"paid_principal":380,"paid_interest":252.61,"paid_late_fees":0} {"emp_title":"director, special events","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Verified","debt_to_income":25.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":364017,"total_credit_utilized":101088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7050,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17325,"term":36,"interest_rate":15.05,"installment":601.01,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15760.98,"paid_total":2389.55,"paid_principal":1564.02,"paid_interest":825.53,"paid_late_fees":0} {"emp_title":"senior brand manager","emp_length":8,"state":"MA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":9.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":7,"total_credit_limit":44172,"total_credit_utilized":27826,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35500,"num_total_cc_accounts":22,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17564.06,"paid_total":3135.19,"paid_principal":2435.94,"paid_interest":699.25,"paid_late_fees":0} {"emp_title":"tech ","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Not Verified","debt_to_income":10.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":87,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":38258,"total_credit_utilized":27119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":87,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.91,"installment":228.88,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7242.37,"paid_principal":7000,"paid_interest":242.37,"paid_late_fees":0} {"emp_title":"software architect","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":105000,"verified_income":"Verified","debt_to_income":25.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":113706,"total_credit_utilized":84244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":13.58,"installment":806.79,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33753.88,"paid_total":2393.96,"paid_principal":1246.12,"paid_interest":1147.84,"paid_late_fees":0} {"emp_title":"officer","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":51000,"verified_income":"Source Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":49100,"total_credit_utilized":9274,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26300,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16500,"term":60,"interest_rate":15.05,"installment":392.97,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15741.74,"paid_total":1620.17,"paid_principal":758.26,"paid_interest":861.91,"paid_late_fees":0} {"emp_title":"health assistant","emp_length":10,"state":"NM","homeownership":"MORTGAGE","annual_income":72720,"verified_income":"Source Verified","debt_to_income":22.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":149969,"total_credit_utilized":29569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":1900,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14800,"term":36,"interest_rate":22.91,"installment":572.21,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13607.78,"paid_total":2270,"paid_principal":1192.22,"paid_interest":1077.78,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":14.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":43720,"total_credit_utilized":25029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":88,"current_accounts_delinq":0,"total_collection_amount_ever":8264,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":5396.55,"paid_total":746.74,"paid_principal":603.45,"paid_interest":143.29,"paid_late_fees":0} {"emp_title":"nurse manager","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":124800,"verified_income":"Source Verified","debt_to_income":14.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":490397,"total_credit_utilized":74450,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":21100,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.9,"installment":1307.66,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37141.21,"paid_total":3944.91,"paid_principal":2858.79,"paid_interest":1086.12,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":2,"state":"MN","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":15.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":9,"total_credit_lines":25,"open_credit_lines":6,"total_credit_limit":203043,"total_credit_utilized":42383,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19900,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":17.47,"installment":215.33,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5742.18,"paid_total":424.84,"paid_principal":257.82,"paid_interest":167.02,"paid_late_fees":0} {"emp_title":"senior publicist","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":96800,"total_credit_utilized":30135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":79600,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.6,"paid_total":1802.22,"paid_principal":1551.4,"paid_interest":250.82,"paid_late_fees":0} {"emp_title":"project manager/project engineer","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":14.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":470486,"total_credit_utilized":41640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37700,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.43,"installment":629.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28810.83,"paid_total":1871.4,"paid_principal":1189.17,"paid_interest":682.23,"paid_late_fees":0} {"emp_title":"master mechanic","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Not Verified","debt_to_income":19.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":289762,"total_credit_utilized":60686,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":14.07,"installment":442.79,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18332.19,"paid_total":1387.78,"paid_principal":667.81,"paid_interest":719.97,"paid_late_fees":0} {"emp_title":"assistant ad communications","emp_length":1,"state":"NC","homeownership":"RENT","annual_income":57500,"verified_income":"Source Verified","debt_to_income":16.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":56010,"total_credit_utilized":35404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27108.4,"paid_total":3756.44,"paid_principal":2891.6,"paid_interest":864.84,"paid_late_fees":0} {"emp_title":"welder","emp_length":5,"state":"AZ","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":17.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2009,"inquiries_last_12m":8,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":41378,"total_credit_utilized":29404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":22.9,"installment":38.66,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":940.14,"paid_total":114.71,"paid_principal":59.86,"paid_interest":54.85,"paid_late_fees":0} {"emp_title":"material handler","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":139500,"total_credit_utilized":15219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34500,"num_total_cc_accounts":18,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13478.32,"paid_total":1839.36,"paid_principal":1521.68,"paid_interest":317.68,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":23000,"verified_income":"Verified","debt_to_income":16.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":21645,"total_credit_utilized":11494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8600,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1011.68,"paid_principal":687.44,"paid_interest":324.24,"paid_late_fees":0} {"emp_title":"assistant vice president","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Source Verified","debt_to_income":4.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":316133,"total_credit_utilized":55332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37540.29,"paid_total":4455.76,"paid_principal":2459.71,"paid_interest":1996.05,"paid_late_fees":0} {"emp_title":"","state":"WY","homeownership":"OWN","annual_income":64000,"verified_income":"Not Verified","debt_to_income":25.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1971,"inquiries_last_12m":7,"total_credit_lines":38,"open_credit_lines":9,"total_credit_limit":372713,"total_credit_utilized":38166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23900,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":11,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":15.05,"installment":666.86,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26379.62,"paid_total":3102.01,"paid_principal":1620.38,"paid_interest":1481.63,"paid_late_fees":0} {"emp_title":"driller","emp_length":3,"state":"MT","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":5.04,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":6800,"total_credit_utilized":3946,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":114,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9586.3,"paid_total":1027.75,"paid_principal":413.7,"paid_interest":614.05,"paid_late_fees":0} {"emp_title":"relationship manager","emp_length":0,"state":"LA","homeownership":"MORTGAGE","annual_income":256000,"verified_income":"Source Verified","debt_to_income":7.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":367900,"total_credit_utilized":44822,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.39,"paid_total":1765.84,"paid_principal":994.61,"paid_interest":771.23,"paid_late_fees":0} {"emp_title":"it analyst","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":41600,"verified_income":"Source Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":37461,"total_credit_utilized":26434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":19.03,"installment":110.02,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3186.92778,"paid_principal":3000,"paid_interest":186.93,"paid_late_fees":0} {"emp_title":"associate director","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":205000,"verified_income":"Verified","debt_to_income":28.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":270087,"total_credit_utilized":185697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":85900,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":16.01,"installment":851.32,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33831.46,"paid_total":2491.7,"paid_principal":1168.54,"paid_interest":1323.16,"paid_late_fees":0} {"emp_title":"manager system integration","emp_length":7,"state":"NV","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":10.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":339425,"total_credit_utilized":35212,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":557,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.43,"installment":448.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12978.03,"paid_total":1336.7,"paid_principal":1021.97,"paid_interest":314.73,"paid_late_fees":0} {"emp_title":"process operator","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":130000,"verified_income":"Not Verified","debt_to_income":12.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":73842,"total_credit_utilized":36906,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":60500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32320.35,"paid_total":3186.3,"paid_principal":2679.65,"paid_interest":506.65,"paid_late_fees":0} {"emp_title":"sr developer","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Verified","debt_to_income":5.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":9,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":104297,"total_credit_utilized":17466,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9700,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32678.16,"paid_total":3738.71,"paid_principal":2321.84,"paid_interest":1416.87,"paid_late_fees":0} {"emp_title":"welder","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":43000,"verified_income":"Not Verified","debt_to_income":8.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":7,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":10000,"total_credit_utilized":6088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.07,"installment":136.85,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3726.97,"paid_total":407.42,"paid_principal":273.03,"paid_interest":134.39,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":93054,"total_credit_utilized":36220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":6.71,"installment":393.54,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12154.27,"paid_total":777.54,"paid_principal":645.73,"paid_interest":131.81,"paid_late_fees":0} {"emp_title":"sales supervision manager","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":29.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":375888,"total_credit_utilized":85538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":62200,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":15.04,"installment":249.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6715.48,"paid_total":737.19,"paid_principal":484.52,"paid_interest":252.67,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":50919,"verified_income":"Not Verified","debt_to_income":7.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":226456,"total_credit_utilized":122335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":206,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10486.83,"paid_total":1857.35,"paid_principal":1513.17,"paid_interest":344.18,"paid_late_fees":0} {"emp_title":"draftsman","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Verified","debt_to_income":13.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":143041,"total_credit_utilized":53206,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54200,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.62,"installment":789.57,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32847.77,"paid_total":3923.31,"paid_principal":2152.23,"paid_interest":1771.08,"paid_late_fees":0} {"emp_title":"manager ","emp_length":9,"state":"ME","homeownership":"RENT","annual_income":56160,"verified_income":"Not Verified","debt_to_income":14.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":42532,"total_credit_utilized":16841,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"executive director","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":50731,"verified_income":"Verified","debt_to_income":33.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":245755,"total_credit_utilized":60804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":26600,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14900,"term":36,"interest_rate":18.45,"installment":542.05,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14269.26,"paid_total":1068.83,"paid_principal":630.74,"paid_interest":438.09,"paid_late_fees":0} {"emp_title":"coordinator","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":20.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":23,"total_credit_limit":85175,"total_credit_utilized":80180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29500,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":65.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12600,"term":60,"interest_rate":11.98,"installment":280.16,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12132.25,"paid_total":832.09,"paid_principal":467.75,"paid_interest":364.34,"paid_late_fees":0} {"emp_title":"network technician","emp_length":9,"state":"WI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":13.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":187950,"total_credit_utilized":24544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19021.27,"paid_total":1769.7,"paid_principal":978.73,"paid_interest":790.97,"paid_late_fees":0} {"emp_title":"clerk specialist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":21.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":110350,"total_credit_utilized":14499,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16700,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.02,"installment":527.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13319.42,"paid_total":2677.6,"paid_principal":1680.58,"paid_interest":997.02,"paid_late_fees":0} {"emp_title":"warehouse/ office worker","emp_length":5,"state":"WI","homeownership":"OWN","annual_income":27600,"verified_income":"Source Verified","debt_to_income":18.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":29693,"total_credit_utilized":7334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":4000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5548.75,"paid_total":556.15,"paid_principal":451.25,"paid_interest":104.9,"paid_late_fees":0} {"emp_title":"cnc operator ","emp_length":3,"state":"SC","homeownership":"RENT","annual_income":62400,"verified_income":"Verified","debt_to_income":12.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":14,"total_credit_limit":122217,"total_credit_utilized":73719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":45400,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33289.3,"paid_total":4695.33,"paid_principal":1710.7,"paid_interest":2984.63,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":20.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":688138,"total_credit_utilized":103354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.9,"installment":784.6,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22284.71,"paid_total":2324.73,"paid_principal":1715.29,"paid_interest":609.44,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":28.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":10,"total_credit_limit":135374,"total_credit_utilized":116407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":20,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"medical assistant ","emp_length":1,"state":"AR","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Not Verified","debt_to_income":27.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":55612,"total_credit_utilized":29930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9097.26,"paid_total":1379.24,"paid_principal":902.74,"paid_interest":476.5,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1997,"inquiries_last_12m":9,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":354858,"total_credit_utilized":57831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":9.93,"installment":212.75,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5959.57,"paid_total":843.72,"paid_principal":640.43,"paid_interest":203.29,"paid_late_fees":0} {"emp_title":"inventory","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":27.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":45594,"total_credit_utilized":23081,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.08,"installment":197.98,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5666.36,"paid_total":985.51,"paid_principal":833.64,"paid_interest":151.87,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":29.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":110394,"total_credit_utilized":121587,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":19.42,"installment":184.35,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4684.65,"paid_total":511.48,"paid_principal":315.35,"paid_interest":196.13,"paid_late_fees":0} {"emp_title":"sales assistant","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":15.37,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":61370,"total_credit_utilized":54853,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":27.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":18.06,"installment":54.28,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1283.6,"paid_total":319.9,"paid_principal":216.4,"paid_interest":103.5,"paid_late_fees":0} {"emp_title":"counter parts rep","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":20.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":214835,"total_credit_utilized":23152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13564.27,"paid_total":1966.35,"paid_principal":1435.73,"paid_interest":530.62,"paid_late_fees":0} {"emp_title":"realtor","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":18.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":31678,"total_credit_utilized":18594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":691,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18219.38,"paid_total":2795.56,"paid_principal":1780.62,"paid_interest":1014.94,"paid_late_fees":0} {"emp_title":"executive vp and general counsel","emp_length":3,"state":"DC","homeownership":"RENT","annual_income":350000,"verified_income":"Source Verified","debt_to_income":10.28,"annual_income_joint":414000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.76,"delinq_2y":0,"earliest_credit_line":1969,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":224676,"total_credit_utilized":92736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":84000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37197.53,"paid_total":3977.02,"paid_principal":2802.47,"paid_interest":1174.55,"paid_late_fees":0} {"emp_title":"owner operator ","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":10.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":327440,"total_credit_utilized":23763,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23085.67,"paid_total":2275.62,"paid_principal":1914.33,"paid_interest":361.29,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":7.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":12400,"total_credit_utilized":5588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":14.08,"installment":246.36,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6371.38,"paid_total":1226.17,"paid_principal":828.62,"paid_interest":397.55,"paid_late_fees":0} {"emp_title":"medical record ","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":28800,"verified_income":"Not Verified","debt_to_income":24.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":71575,"total_credit_utilized":19435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":46400,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8300,"term":36,"interest_rate":6.72,"installment":255.22,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6948.93,"paid_total":1562.78,"paid_principal":1351.07,"paid_interest":211.71,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":0.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":9100,"total_credit_utilized":800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.42,"installment":129.86,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":563.13,"paid_total":3517.12,"paid_principal":3436.87,"paid_interest":80.25,"paid_late_fees":0} {"emp_title":"asset management accountant ","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":87812,"verified_income":"Source Verified","debt_to_income":15.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":508144,"total_credit_utilized":49769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":73500,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":7.34,"installment":698.68,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33537.3,"paid_total":2081.77,"paid_principal":1462.7,"paid_interest":619.07,"paid_late_fees":0} {"emp_title":"lfs/lpa2 vendor support ","emp_length":5,"state":"MO","homeownership":"RENT","annual_income":29000,"verified_income":"Verified","debt_to_income":20.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":25277,"total_credit_utilized":12540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7079.28,"paid_total":1362.44,"paid_principal":920.72,"paid_interest":441.72,"paid_late_fees":0} {"emp_title":"freight engineer","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":25.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":240404,"total_credit_utilized":51180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":101100,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":33000,"term":36,"interest_rate":9.92,"installment":1063.58,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30607.99,"paid_total":3154.37,"paid_principal":2392.01,"paid_interest":762.36,"paid_late_fees":0} {"emp_title":"therapist","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":58008,"total_credit_utilized":31415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20.39,"installment":534.23,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19406.84,"paid_total":1557.38,"paid_principal":593.16,"paid_interest":964.22,"paid_late_fees":0} {"emp_title":"receiver","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":20000,"verified_income":"Source Verified","debt_to_income":11.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":7100,"total_credit_utilized":4038,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":17.47,"installment":64.6,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1683.13,"paid_total":190.31,"paid_principal":116.87,"paid_interest":73.44,"paid_late_fees":0} {"emp_title":"manager of people operations","emp_length":2,"state":"CO","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":47.54,"annual_income_joint":170000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.19,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":139148,"total_credit_utilized":95093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23200,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19374.64,"paid_total":1517.84,"paid_principal":625.36,"paid_interest":892.48,"paid_late_fees":0} {"emp_title":"owner/broker","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":57200,"total_credit_utilized":42969,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48700,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":68.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4634.99,"paid_total":474.79,"paid_principal":365.01,"paid_interest":109.78,"paid_late_fees":0} {"emp_title":"ceo","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":0.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":617000,"total_credit_utilized":1866,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37018.15,"paid_total":3722.78,"paid_principal":2981.85,"paid_interest":740.93,"paid_late_fees":0} {"emp_title":"code instructor","emp_length":7,"state":"KS","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":8.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":61203,"total_credit_utilized":48436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":14.08,"installment":419.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16933.36,"paid_total":2083.82,"paid_principal":1066.64,"paid_interest":1017.18,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":30700,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":30700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8704.48,"paid_total":1498.36,"paid_principal":1295.52,"paid_interest":202.84,"paid_late_fees":0} {"emp_title":"tax auditor","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":53000,"verified_income":"Not Verified","debt_to_income":8.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":55768,"total_credit_utilized":6323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.42,"paid_total":1528.52,"paid_principal":1250.58,"paid_interest":277.94,"paid_late_fees":0} {"emp_title":"property manager ","emp_length":5,"state":"CA","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":9.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":16,"total_credit_limit":37930,"total_credit_utilized":15975,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20100,"num_total_cc_accounts":15,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4634.99,"paid_total":474.79,"paid_principal":365.01,"paid_interest":109.78,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Verified","debt_to_income":27.13,"annual_income_joint":92000,"verification_income_joint":"Verified","debt_to_income_joint":19.43,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":157919,"total_credit_utilized":24433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3399,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":17.09,"installment":571.17,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14597.17,"paid_total":2269.49,"paid_principal":1402.83,"paid_interest":866.66,"paid_late_fees":0} {"emp_title":"budget officer","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":26.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":363624,"total_credit_utilized":92441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44900,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20.39,"installment":373.63,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9378.42,"paid_total":1109.56,"paid_principal":621.58,"paid_interest":487.98,"paid_late_fees":0} {"emp_title":"accounting manager","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":115800,"verified_income":"Source Verified","debt_to_income":26.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":15,"total_credit_limit":464137,"total_credit_utilized":83002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21800,"term":36,"interest_rate":5.31,"installment":656.41,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20677.63,"paid_total":1306.39,"paid_principal":1122.37,"paid_interest":184.02,"paid_late_fees":0} {"emp_title":"sales executive","emp_length":2,"state":"UT","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":23.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":56580,"total_credit_utilized":29844,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8728.34,"paid_total":1528.17,"paid_principal":1271.66,"paid_interest":256.51,"paid_late_fees":0} {"emp_title":"senior manager","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":180000,"verified_income":"Source Verified","debt_to_income":11.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":92878,"total_credit_utilized":74235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45600,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.41,"installment":811.51,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23200.57,"paid_total":2420.07,"paid_principal":1799.43,"paid_interest":620.64,"paid_late_fees":0} {"emp_title":"communication specialist","emp_length":9,"state":"TX","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":21.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":43100,"total_credit_utilized":16572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24100,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":9.44,"installment":409.67,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11230.61,"paid_total":2068.5,"paid_principal":1569.39,"paid_interest":499.11,"paid_late_fees":0} {"emp_title":"media manager","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":81750,"verified_income":"Verified","debt_to_income":18.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":439180,"total_credit_utilized":38434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34060,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20050,"term":60,"interest_rate":12.62,"installment":452.31,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18817.08,"paid_total":2247.49,"paid_principal":1232.92,"paid_interest":1014.57,"paid_late_fees":0} {"emp_title":"director","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":350000,"verified_income":"Not Verified","debt_to_income":16.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":185231,"total_credit_utilized":140548,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":98700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":11.98,"installment":1062.56,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30506.39,"paid_total":2103.82,"paid_principal":1493.61,"paid_interest":610.21,"paid_late_fees":0} {"emp_title":"shipping","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":39500,"verified_income":"Not Verified","debt_to_income":17.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":32845,"total_credit_utilized":11588,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.96,"installment":203.57,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6015.44,"paid_total":607.84,"paid_principal":484.56,"paid_interest":123.28,"paid_late_fees":0} {"emp_title":"partner","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":1050000,"verified_income":"Verified","debt_to_income":7.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":1794551,"total_credit_utilized":468948,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":88000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35943.71,"paid_total":4890.01,"paid_principal":4056.29,"paid_interest":833.72,"paid_late_fees":0} {"emp_title":"project manager","emp_length":9,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":34.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":25,"total_credit_limit":436561,"total_credit_utilized":107456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16700,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.07,"installment":513.18,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13976.17,"paid_total":1527.82,"paid_principal":1023.83,"paid_interest":503.99,"paid_late_fees":0} {"emp_title":"labor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":19.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":134688,"total_credit_utilized":11775,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":700,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11130.17,"paid_total":1153.67,"paid_principal":869.83,"paid_interest":283.84,"paid_late_fees":0} {"emp_title":"sr commercial account manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Source Verified","debt_to_income":23.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":117190,"total_credit_utilized":33552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":51600,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":37200,"term":36,"interest_rate":9.44,"installment":1190.59,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31705.22,"paid_total":7019.32,"paid_principal":5494.78,"paid_interest":1524.54,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":85765,"total_credit_utilized":75092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":119,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4399.01,"paid_total":814.42,"paid_principal":600.99,"paid_interest":213.43,"paid_late_fees":0} {"emp_title":"home care provider","emp_length":0,"state":"FL","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":15.88,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":12,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":51700,"total_credit_utilized":18356,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":1018,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41400,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.08,"installment":279.72,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11288.91,"paid_total":1389.21,"paid_principal":711.09,"paid_interest":678.12,"paid_late_fees":0} {"emp_title":"business agent","emp_length":9,"state":"ME","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":32.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":163212,"total_credit_utilized":86788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":77100,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":16.01,"installment":738.41,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19606.87,"paid_total":2177.87,"paid_principal":1393.13,"paid_interest":784.74,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":27.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":14,"total_credit_limit":72742,"total_credit_utilized":46482,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":18.45,"installment":309.22,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7956.13,"paid_total":910.24,"paid_principal":543.87,"paid_interest":366.37,"paid_late_fees":0} {"emp_title":"president","emp_length":7,"state":"WI","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":26.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":25,"total_credit_limit":374625,"total_credit_utilized":85255,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":66500,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":93.8,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.05,"installment":867.25,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22161.14,"paid_total":4315.35,"paid_principal":2838.86,"paid_interest":1476.49,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"KY","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Source Verified","debt_to_income":8.17,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":13,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":169592,"total_credit_utilized":30329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":629,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12800,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14207.37,"paid_total":2784.92,"paid_principal":1792.63,"paid_interest":992.29,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Source Verified","debt_to_income":10.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":62100,"total_credit_utilized":24665,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":26525,"term":60,"interest_rate":13.59,"installment":611.57,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25259,"paid_total":2296.08,"paid_principal":1266,"paid_interest":1030.08,"paid_late_fees":0} {"emp_title":"direct care aide","emp_length":1,"state":"OH","homeownership":"RENT","annual_income":17000,"verified_income":"Source Verified","debt_to_income":22.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":17289,"total_credit_utilized":10607,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2900,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.91,"installment":65.4,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1759.32,"paid_total":308.47,"paid_principal":240.68,"paid_interest":67.79,"paid_late_fees":0} {"emp_title":"property manager","emp_length":8,"state":"AZ","homeownership":"OWN","annual_income":84000,"verified_income":"Verified","debt_to_income":19.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":393452,"total_credit_utilized":60502,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8879.63,"paid_total":1749.45,"paid_principal":1120.37,"paid_interest":629.08,"paid_late_fees":0} {"emp_title":"director","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":27.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":74,"open_credit_lines":17,"total_credit_limit":366905,"total_credit_utilized":138123,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63000,"num_total_cc_accounts":30,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.05,"installment":357.25,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14132.9,"paid_total":1754.9,"paid_principal":867.1,"paid_interest":887.8,"paid_late_fees":0} {"emp_title":"journeyman electrician","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":15.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":247114,"total_credit_utilized":36901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27840.7,"paid_total":2886.73,"paid_principal":2159.3,"paid_interest":727.43,"paid_late_fees":0} {"emp_title":"nurse","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":18.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":51,"open_credit_lines":34,"total_credit_limit":80365,"total_credit_utilized":59541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":34,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":10400,"num_total_cc_accounts":33,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":72.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.93,"installment":419.05,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11738.55,"paid_total":1658.27,"paid_principal":1261.45,"paid_interest":396.82,"paid_late_fees":0} {"emp_title":"mercedes benz consultant","emp_length":4,"state":"WV","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":13.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":44569,"total_credit_utilized":22139,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":4600,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":18.06,"installment":635.66,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23938.7,"paid_total":2479.93,"paid_principal":1061.3,"paid_interest":1418.63,"paid_late_fees":0} {"emp_title":"director, support","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":172000,"verified_income":"Source Verified","debt_to_income":12.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":78438,"total_credit_utilized":61861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38800,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":26.3,"installment":1011.27,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23579.25,"paid_total":2997.28,"paid_principal":1420.75,"paid_interest":1576.53,"paid_late_fees":0} {"emp_title":"hr administrator","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":18.02,"annual_income_joint":70000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.37,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":248469,"total_credit_utilized":41494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":60,"interest_rate":20.39,"installment":560.94,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20377.19,"paid_total":1635.24,"paid_principal":622.81,"paid_interest":1012.43,"paid_late_fees":0} {"emp_title":"hair stylist","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":26.55,"annual_income_joint":160000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.89,"delinq_2y":4,"months_since_last_delinq":16,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":191985,"total_credit_utilized":43497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5200,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":69.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":16.02,"installment":1125.35,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29150.98,"paid_total":4472.92,"paid_principal":2849.02,"paid_interest":1623.9,"paid_late_fees":0} {"emp_title":"area sales manager se","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":25.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":263129,"total_credit_utilized":70929,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34450,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26600,"term":60,"interest_rate":9.93,"installment":564.26,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25200.36,"paid_total":2248.11,"paid_principal":1399.64,"paid_interest":848.47,"paid_late_fees":0} {"emp_title":"swing driver","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Source Verified","debt_to_income":6.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":34825,"total_credit_utilized":14231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":136,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19009.34,"paid_total":1243.88,"paid_principal":990.66,"paid_interest":253.22,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"RENT","annual_income":17340,"verified_income":"Not Verified","debt_to_income":38.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":27926,"total_credit_utilized":20915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":26.77,"installment":303.99,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9665.38,"paid_total":1201.09,"paid_principal":334.62,"paid_interest":866.47,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"FL","homeownership":"OWN","annual_income":79000,"verified_income":"Source Verified","debt_to_income":22.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":56,"open_credit_lines":24,"total_credit_limit":450264,"total_credit_utilized":80401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37000,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.08,"installment":365.5,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10460.98,"paid_total":1833.33,"paid_principal":1539.02,"paid_interest":294.31,"paid_late_fees":0} {"emp_title":"2nd shift supervisor","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":44.56,"annual_income_joint":95000,"verification_income_joint":"Verified","debt_to_income_joint":33.27,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":225413,"total_credit_utilized":84585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":363,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27100,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24087.28,"paid_total":1718.23,"paid_principal":912.72,"paid_interest":805.51,"paid_late_fees":0} {"emp_title":"website developer","emp_length":7,"state":"SC","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":18.98,"annual_income_joint":125000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.01,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":387095,"total_credit_utilized":56362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19297.02,"paid_total":1382.67,"paid_principal":702.98,"paid_interest":679.69,"paid_late_fees":0} {"emp_title":"hvac service tech ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Not Verified","debt_to_income":8.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":155745,"total_credit_utilized":24259,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":10.42,"installment":77.92,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2168.69,"paid_total":310.29,"paid_principal":231.31,"paid_interest":78.98,"paid_late_fees":0} {"emp_title":"training manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":29.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":35,"open_credit_lines":12,"total_credit_limit":339822,"total_credit_utilized":53503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12700,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":25.81,"installment":745.71,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24579.52,"paid_total":1419.73,"paid_principal":420.48,"paid_interest":999.25,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":51000,"verified_income":"Source Verified","debt_to_income":3.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":25300,"total_credit_utilized":8675,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22441.46,"paid_total":3037.4,"paid_principal":2558.54,"paid_interest":478.86,"paid_late_fees":0} {"emp_title":"maintenance tech","emp_length":9,"state":"IN","homeownership":"OWN","annual_income":42000,"verified_income":"Verified","debt_to_income":14.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":23789,"total_credit_utilized":20406,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.92,"installment":64.46,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1855.03,"paid_total":191.18,"paid_principal":144.97,"paid_interest":46.21,"paid_late_fees":0} {"emp_title":"technician ","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":22.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":171120,"total_credit_utilized":39857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":338,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12800,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":20.39,"installment":480.81,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17647.11,"paid_total":920.84,"paid_principal":352.89,"paid_interest":567.95,"paid_late_fees":0} {"emp_title":"partner, coordinator of development ","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":69000,"verified_income":"Not Verified","debt_to_income":15.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":59987,"total_credit_utilized":29373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":470.43,"paid_principal":376.05,"paid_interest":94.38,"paid_late_fees":0} {"emp_title":"impulse specialist","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":23.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":7,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":74595,"total_credit_utilized":41886,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":14300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":10.9,"installment":274.61,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8001.58,"paid_total":544.13,"paid_principal":398.42,"paid_interest":145.71,"paid_late_fees":0} {"emp_title":"network engineer 3","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":103000,"verified_income":"Source Verified","debt_to_income":4.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":16700,"total_credit_utilized":14725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":53,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16700,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":10.91,"installment":359.66,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9677.92,"paid_total":1784.97,"paid_principal":1322.08,"paid_interest":462.89,"paid_late_fees":0} {"emp_title":"vp institutional sales","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":231000,"verified_income":"Not Verified","debt_to_income":10.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":112637,"total_credit_utilized":44738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34950,"term":36,"interest_rate":6.08,"installment":1064.52,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31373.17,"paid_total":4246.27,"paid_principal":3576.83,"paid_interest":669.44,"paid_late_fees":0} {"emp_title":"vp fp&a","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Verified","debt_to_income":22.62,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":696408,"total_credit_utilized":163732,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":87770,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.97,"installment":506.56,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23624.3,"paid_total":2015.17,"paid_principal":1375.7,"paid_interest":639.47,"paid_late_fees":0} {"emp_title":"group leader","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":1.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":4,"total_credit_limit":139382,"total_credit_utilized":1840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":16,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4344.1,"paid_total":798.91,"paid_principal":655.9,"paid_interest":143.01,"paid_late_fees":0} {"emp_title":"consultant","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":36.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":93687,"total_credit_utilized":49796,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":29100,"term":36,"interest_rate":10.41,"installment":944.59,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27709.7,"paid_total":1872.35,"paid_principal":1390.3,"paid_interest":482.05,"paid_late_fees":0} {"emp_title":"regional underwriting manager","emp_length":5,"state":"NM","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":17.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":53,"open_credit_lines":12,"total_credit_limit":454091,"total_credit_utilized":91017,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29500,"num_total_cc_accounts":29,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":17.09,"installment":597.63,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22683.89,"paid_total":3022.34,"paid_principal":1316.11,"paid_interest":1706.23,"paid_late_fees":0} {"emp_title":"senior programmer analyst","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":94000,"verified_income":"Verified","debt_to_income":16.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":62210,"total_credit_utilized":51896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23850,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.05,"installment":693.8,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17728.91,"paid_total":3452.28,"paid_principal":2271.09,"paid_interest":1181.19,"paid_late_fees":0} {"emp_title":"attorney/shareholder","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":500000,"verified_income":"Source Verified","debt_to_income":3.18,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":484800,"total_credit_utilized":33152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27300,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33643.67,"paid_total":3718.73,"paid_principal":1356.33,"paid_interest":2362.4,"paid_late_fees":0} {"emp_title":"office manager","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":53200,"verified_income":"Verified","debt_to_income":28.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":361800,"total_credit_utilized":45914,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":105400,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18500,"term":36,"interest_rate":7.34,"installment":574.11,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17108.67,"paid_total":1707.24,"paid_principal":1391.33,"paid_interest":315.91,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":6.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":7800,"total_credit_utilized":3731,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6315.98,"paid_total":892.37,"paid_principal":684.02,"paid_interest":208.35,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":20.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":18,"total_credit_limit":63637,"total_credit_utilized":54494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":15500,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":18.45,"installment":358.95,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13710.39,"paid_total":703.55,"paid_principal":289.61,"paid_interest":413.94,"paid_late_fees":0} {"emp_title":"chemical tech","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":45.47,"annual_income_joint":73000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.13,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":95040,"total_credit_utilized":55520,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4747.75,"paid_total":305.6,"paid_principal":252.25,"paid_interest":53.35,"paid_late_fees":0} {"emp_title":"claims adjuster","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":44466,"total_credit_utilized":33365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":12.61,"installment":214.45,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5953.75,"paid_total":638.87,"paid_principal":446.25,"paid_interest":192.62,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":17.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":239059,"total_credit_utilized":31725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24700,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.34,"installment":496.53,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14796.68,"paid_total":1483.07,"paid_principal":1203.32,"paid_interest":279.75,"paid_late_fees":0} {"emp_title":"structural drafter","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":12.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":33400,"total_credit_utilized":24912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":19.42,"installment":221.22,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5749.75,"paid_total":435.97,"paid_principal":250.25,"paid_interest":185.72,"paid_late_fees":0} {"emp_title":"psr 2","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":15.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":6,"total_credit_limit":11899,"total_credit_utilized":6713,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"safety technician","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Source Verified","debt_to_income":14.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":206326,"total_credit_utilized":25434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10590.97,"paid_total":1981.25,"paid_principal":1409.03,"paid_interest":572.22,"paid_late_fees":0} {"emp_title":"regulatory analyst","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":54840,"verified_income":"Not Verified","debt_to_income":23.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":67963,"total_credit_utilized":39265,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":510,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":60,"interest_rate":11.99,"installment":255.76,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10781.51,"paid_total":1271.14,"paid_principal":718.49,"paid_interest":552.65,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":14.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":21700,"total_credit_utilized":11265,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2500,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":15.05,"installment":260.18,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6822.92,"paid_total":1034.45,"paid_principal":677.08,"paid_interest":357.37,"paid_late_fees":0} {"emp_title":"securitas officer","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":8.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":13950,"total_credit_utilized":6036,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.01,"installment":210.98,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5601.95,"paid_total":622.27,"paid_principal":398.05,"paid_interest":224.22,"paid_late_fees":0} {"emp_title":"lead","emp_length":4,"state":"NV","homeownership":"MORTGAGE","annual_income":26600,"verified_income":"Not Verified","debt_to_income":47.61,"annual_income_joint":65900,"verification_income_joint":"Not Verified","debt_to_income_joint":20.43,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":210915,"total_credit_utilized":55320,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14286.98,"paid_total":2083.27,"paid_principal":1713.02,"paid_interest":370.25,"paid_late_fees":0} {"emp_title":"medical assistant ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":59142,"verified_income":"Verified","debt_to_income":8.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":366262,"total_credit_utilized":18237,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10266.06418,"paid_principal":10000,"paid_interest":266.06,"paid_late_fees":0} {"emp_title":"account manager ","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Verified","debt_to_income":35.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":6,"total_credit_lines":55,"open_credit_lines":18,"total_credit_limit":618905,"total_credit_utilized":90089,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":67000,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.96,"installment":939.54,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27763.61,"paid_total":2792.09,"paid_principal":2236.39,"paid_interest":555.7,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":82000,"verified_income":"Verified","debt_to_income":26.87,"annual_income_joint":114000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.2,"delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":240985,"total_credit_utilized":72129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16200,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":17.09,"installment":996.04,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37806.54,"paid_total":4942.22,"paid_principal":2193.46,"paid_interest":2748.76,"paid_late_fees":0} {"emp_title":"senior accountant","emp_length":4,"state":"KS","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":36.54,"annual_income_joint":115000,"verification_income_joint":"Verified","debt_to_income_joint":28.5,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1978,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":320446,"total_credit_utilized":73336,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28300,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":72.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":22.91,"installment":1546.52,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35933.38,"paid_total":7707.15,"paid_principal":4066.62,"paid_interest":3640.53,"paid_late_fees":0} {"emp_title":"shift supervisor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":48370,"verified_income":"Source Verified","debt_to_income":23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":4,"total_credit_limit":228684,"total_credit_utilized":100156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14000,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.43,"installment":512.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15224.41,"paid_total":1015.64,"paid_principal":775.59,"paid_interest":240.05,"paid_late_fees":0} {"emp_title":"logistic specialist chief petty officer","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":25.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":357583,"total_credit_utilized":53237,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":47700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22441.46,"paid_total":3037.4,"paid_principal":2558.54,"paid_interest":478.86,"paid_late_fees":0} {"emp_title":"instructional designer","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":26.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":24,"total_credit_limit":149463,"total_credit_utilized":135351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":21,"accounts_opened_24m":1,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":6.07,"installment":45.69,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1385.11,"paid_total":139.35,"paid_principal":114.89,"paid_interest":24.46,"paid_late_fees":0} {"emp_title":"software support engineer","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":17.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":85050,"total_credit_utilized":10903,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":4974,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1700,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":11.98,"installment":132.82,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3718.55,"paid_total":403.79,"paid_principal":281.45,"paid_interest":122.34,"paid_late_fees":0} {"emp_title":"general manager","emp_length":7,"state":"MA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":319953,"total_credit_utilized":28890,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42100,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18952.04,"paid_total":1686.01,"paid_principal":1047.96,"paid_interest":638.05,"paid_late_fees":0} {"emp_title":"machine operator ","emp_length":3,"state":"TN","homeownership":"OWN","annual_income":38000,"verified_income":"Verified","debt_to_income":51.14,"annual_income_joint":86000,"verification_income_joint":"Verified","debt_to_income_joint":33.53,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":85489,"total_credit_utilized":60585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1313,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5400,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7500,"term":36,"interest_rate":20,"installment":278.73,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6869.54,"paid_total":1106.59,"paid_principal":630.46,"paid_interest":476.13,"paid_late_fees":0} {"emp_title":"lead representative","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Source Verified","debt_to_income":17.73,"annual_income_joint":94000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.16,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":260500,"total_credit_utilized":54441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32400,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28945.56,"paid_total":2073.97,"paid_principal":1054.44,"paid_interest":1019.53,"paid_late_fees":0} {"emp_title":"programmer analyst","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":3.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":410700,"total_credit_utilized":830,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28800,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":6.07,"installment":791.8,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24009.11,"paid_total":2357.86,"paid_principal":1990.89,"paid_interest":366.97,"paid_late_fees":0} {"emp_title":"smts software engineer","emp_length":5,"state":"NC","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":2.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":20182,"total_credit_utilized":9701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":61.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18163.86,"paid_total":2841.93,"paid_principal":1836.14,"paid_interest":1005.79,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Not Verified","debt_to_income":18.26,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":1971,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":271045,"total_credit_utilized":47000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21200,"num_total_cc_accounts":28,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":59.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":12.62,"installment":134.05,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3530.31,"paid_total":663.24,"paid_principal":469.69,"paid_interest":193.55,"paid_late_fees":0} {"emp_title":"office assistant","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":25920,"verified_income":"Source Verified","debt_to_income":41.94,"annual_income_joint":85920,"verification_income_joint":"Source Verified","debt_to_income_joint":16.45,"delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":413371,"total_credit_utilized":43722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":5218,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4511.51,"paid_total":636.64,"paid_principal":488.49,"paid_interest":148.15,"paid_late_fees":0} {"emp_title":"chef","emp_length":3,"state":"RI","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":9.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":47800,"total_credit_utilized":14966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17953.16,"paid_total":2423.17,"paid_principal":2046.84,"paid_interest":376.33,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":31.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":51024,"total_credit_utilized":23935,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7218.41,"paid_total":1015.77,"paid_principal":781.59,"paid_interest":234.18,"paid_late_fees":0} {"emp_title":"move order specialist","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":12.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":255451,"total_credit_utilized":38800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":45700,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23462.68,"paid_total":2854.96,"paid_principal":1537.32,"paid_interest":1317.64,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":55000,"verified_income":"Not Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2007,"inquiries_last_12m":11,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":237898,"total_credit_utilized":15021,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.06,"installment":180.92,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4455.51,"paid_total":899.58,"paid_principal":544.49,"paid_interest":355.09,"paid_late_fees":0} {"emp_title":"department manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":11.5,"annual_income_joint":198000,"verification_income_joint":"","debt_to_income_joint":17.93,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":314237,"total_credit_utilized":50692,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":26982.9,"paid_total":3712.27,"paid_principal":3017.1,"paid_interest":695.17,"paid_late_fees":0} {"emp_title":"cfssii","emp_length":8,"state":"IL","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Verified","debt_to_income":20.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":18,"total_credit_limit":137315,"total_credit_utilized":38453,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7600,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":15.04,"installment":500.03,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20280.57,"paid_total":1482.54,"paid_principal":719.43,"paid_interest":763.11,"paid_late_fees":0} {"emp_title":"tenant interviewer","emp_length":7,"state":"NJ","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":9.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":100476,"total_credit_utilized":4000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":70600,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40914.6593,"paid_principal":40000,"paid_interest":914.66,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":20.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":143990,"total_credit_utilized":24925,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24800,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.09,"installment":373.52,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14346.63,"paid_total":1479.84,"paid_principal":653.37,"paid_interest":826.47,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":16.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":147875,"total_credit_utilized":24009,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15000,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":61.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":12.62,"installment":804.27,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21757.45,"paid_total":3200.25,"paid_principal":2242.55,"paid_interest":957.7,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"OWN","annual_income":56820,"verified_income":"Not Verified","debt_to_income":1.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":9800,"total_credit_utilized":2917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19257.57,"paid_total":1320.76,"paid_principal":742.43,"paid_interest":578.33,"paid_late_fees":0} {"emp_title":"vp operations and technical services","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":126200,"verified_income":"Verified","debt_to_income":32.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2004,"inquiries_last_12m":26,"total_credit_lines":41,"open_credit_lines":18,"total_credit_limit":466113,"total_credit_utilized":143462,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":693,"current_installment_accounts":8,"accounts_opened_24m":17,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16800,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":92.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":11.98,"installment":730.51,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20452.02,"paid_total":2162.25,"paid_principal":1547.98,"paid_interest":614.27,"paid_late_fees":0} {"emp_title":"hr supervisor","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":33.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":25,"total_credit_limit":506818,"total_credit_utilized":187288,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":25,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":73050,"num_total_cc_accounts":27,"num_open_cc_accounts":20,"num_cc_carrying_balance":20,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.9,"installment":759.25,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33663.94,"paid_total":2235.36,"paid_principal":1336.06,"paid_interest":899.3,"paid_late_fees":0} {"emp_title":"receptionist / client services","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":36171,"verified_income":"Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":244423,"total_credit_utilized":41458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.22,"paid_total":779.78,"paid_principal":571.78,"paid_interest":208,"paid_late_fees":0} {"emp_title":"lpn","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":19.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":38779,"total_credit_utilized":25046,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9347.1,"paid_total":1061.45,"paid_principal":652.9,"paid_interest":408.55,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"IN","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Source Verified","debt_to_income":9.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":102543,"total_credit_utilized":12791,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4600,"term":36,"interest_rate":16.01,"installment":161.75,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4294.83,"paid_total":481.16,"paid_principal":305.17,"paid_interest":175.99,"paid_late_fees":0} {"emp_title":"admin/reception","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":28.44,"annual_income_joint":95000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.42,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":119814,"total_credit_utilized":91989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":742,"current_installment_accounts":14,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13108.5,"paid_total":2315.6,"paid_principal":1891.5,"paid_interest":424.1,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"HI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":18.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":452712,"total_credit_utilized":95869,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":75.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11071.21,"paid_total":1080.45,"paid_principal":928.79,"paid_interest":151.66,"paid_late_fees":0} {"emp_title":"ducts installer ","emp_length":7,"state":"VA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":48,"open_credit_lines":20,"total_credit_limit":230184,"total_credit_utilized":27794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49700,"num_total_cc_accounts":39,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3491.33,"paid_total":613.51,"paid_principal":508.67,"paid_interest":104.84,"paid_late_fees":0} {"emp_title":"secretary","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":37.14,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.58,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":20,"total_credit_limit":340257,"total_credit_utilized":50274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":343,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":48600,"num_total_cc_accounts":34,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28945.56,"paid_total":2050.52,"paid_principal":1054.44,"paid_interest":996.08,"paid_late_fees":0} {"emp_title":"family nurse practitioner ","emp_length":10,"state":"WA","homeownership":"OWN","annual_income":155000,"verified_income":"Not Verified","debt_to_income":8.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":434204,"total_credit_utilized":150898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.71,"installment":922.35,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27723.52,"paid_total":2744.68,"paid_principal":2276.48,"paid_interest":468.2,"paid_late_fees":0} {"emp_title":"director, product management & engineeri","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Not Verified","debt_to_income":1.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":111921,"total_credit_utilized":52398,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":63300,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37877.64,"paid_total":3333.88,"paid_principal":2122.36,"paid_interest":1211.52,"paid_late_fees":0} {"emp_title":"investigator","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":72600,"verified_income":"Not Verified","debt_to_income":16.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":52246,"total_credit_utilized":28724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.72,"installment":107.63,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3054.89,"paid_total":543.38,"paid_principal":445.11,"paid_interest":98.27,"paid_late_fees":0} {"emp_title":"social media assistant","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":18.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":44797,"total_credit_utilized":32457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6050,"term":36,"interest_rate":14.08,"installment":207.01,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5354.76,"paid_total":1040.59,"paid_principal":695.24,"paid_interest":330.35,"paid_late_fees":15} {"emp_title":"physical therapist","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Verified","debt_to_income":17.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":219423,"total_credit_utilized":77113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":28000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":35977.23,"paid_total":4949.67,"paid_principal":4022.77,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"social services coordinator","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":20.81,"annual_income_joint":126000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.31,"delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":297108,"total_credit_utilized":129470,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2010,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1379.24,"paid_principal":902.74,"paid_interest":476.5,"paid_late_fees":0} {"emp_title":"human services","emp_length":2,"state":"WV","homeownership":"RENT","annual_income":16000,"verified_income":"Verified","debt_to_income":28.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":22589,"total_credit_utilized":13530,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":16.02,"installment":369.26,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9323.58,"paid_total":1822.94,"paid_principal":1176.42,"paid_interest":646.52,"paid_late_fees":0} {"emp_title":"director of public works","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":29.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":21,"total_credit_limit":151358,"total_credit_utilized":94752,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":34500,"num_total_cc_accounts":20,"num_open_cc_accounts":19,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":37000,"term":60,"interest_rate":13.58,"installment":852.9,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36126.72,"paid_total":1677.89,"paid_principal":873.28,"paid_interest":804.61,"paid_late_fees":0} {"emp_title":"cna","emp_length":5,"state":"MA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":23.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":44050,"total_credit_utilized":22484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20900,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.65,"paid_total":1663.13,"paid_principal":1184.35,"paid_interest":478.78,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":14.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":78128,"total_credit_utilized":28318,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":488,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23600,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30925,"term":60,"interest_rate":16.02,"installment":752.37,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29181.46,"paid_total":3706.8,"paid_principal":1743.54,"paid_interest":1963.26,"paid_late_fees":0} {"emp_title":"associate broker","emp_length":4,"state":"NM","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":22.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":406693,"total_credit_utilized":43978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17500,"term":60,"interest_rate":11.99,"installment":389.19,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16629.72,"paid_total":1545.1,"paid_principal":870.28,"paid_interest":674.82,"paid_late_fees":0} {"emp_title":"juvenile program manager","emp_length":6,"state":"GA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":28.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":56,"open_credit_lines":15,"total_credit_limit":274606,"total_credit_utilized":243125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27100,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":92.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.47,"installment":376.59,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14353.18,"paid_total":1419.78,"paid_principal":646.82,"paid_interest":772.96,"paid_late_fees":0} {"emp_title":"finance associate","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":12.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":263690,"total_credit_utilized":15550,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":223,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19037.5,"paid_total":1278.18,"paid_principal":962.5,"paid_interest":315.68,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":3.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":13600,"total_credit_utilized":7192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6963.58,"paid_total":1202.24,"paid_principal":1036.42,"paid_interest":165.82,"paid_late_fees":0} {"emp_title":"workforce analyst","emp_length":2,"state":"KS","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":19.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2007,"inquiries_last_12m":20,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":62094,"total_credit_utilized":43543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":680,"current_installment_accounts":13,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":13.59,"installment":214.07,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":5866.97,"paid_total":637.45,"paid_principal":433.03,"paid_interest":204.42,"paid_late_fees":0} {"emp_title":"behavioral health coordinator ","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":32.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":12,"total_credit_lines":40,"open_credit_lines":22,"total_credit_limit":429741,"total_credit_utilized":184542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":50600,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13544.48,"paid_total":1913.39,"paid_principal":1455.52,"paid_interest":457.87,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":12.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":54594,"total_credit_utilized":30159,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":21.45,"installment":265.35,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6423.88,"paid_total":1090.6,"paid_principal":576.12,"paid_interest":514.48,"paid_late_fees":0} {"emp_title":"agent","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":13000,"verified_income":"Source Verified","debt_to_income":19.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":10700,"total_credit_utilized":4961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7103.69,"paid_total":1399.58,"paid_principal":896.31,"paid_interest":503.27,"paid_late_fees":0} {"emp_title":"team leader ","emp_length":7,"state":"NH","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":323739,"total_credit_utilized":31779,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32000,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7911.18,"paid_total":2333.77,"paid_principal":2088.82,"paid_interest":244.95,"paid_late_fees":0} {"emp_title":"corrections police officer","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Verified","debt_to_income":10.74,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":4,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":333592,"total_credit_utilized":15026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14600,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":21.45,"installment":873.83,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30759.92,"paid_total":3457.19,"paid_principal":1240.08,"paid_interest":2217.11,"paid_late_fees":0} {"emp_title":"service director","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":160000,"verified_income":"Source Verified","debt_to_income":18.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":48,"open_credit_lines":21,"total_credit_limit":655025,"total_credit_utilized":185095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":11.98,"installment":800.44,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33828.12,"paid_total":3198.36,"paid_principal":2171.88,"paid_interest":1026.48,"paid_late_fees":0} {"emp_title":"staff accountant","emp_length":9,"state":"AZ","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":16.97,"annual_income_joint":98000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.25,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":208427,"total_credit_utilized":36733,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9600,"term":36,"interest_rate":7.96,"installment":300.66,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8884.33,"paid_total":885.31,"paid_principal":715.67,"paid_interest":169.64,"paid_late_fees":0} {"emp_title":"emt","emp_length":8,"state":"NJ","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":31.4,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.41,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":83264,"total_credit_utilized":54679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":19.03,"installment":550.07,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13721.2,"paid_total":2287.5,"paid_principal":1278.8,"paid_interest":1008.7,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":20.84,"annual_income_joint":140000,"verification_income_joint":"Verified","debt_to_income_joint":14.52,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":462077,"total_credit_utilized":71240,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36500,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37369.27,"paid_total":4198.42,"paid_principal":2630.73,"paid_interest":1567.69,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":34.76,"annual_income_joint":58000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.78,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":55704,"total_credit_utilized":37904,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10500,"term":36,"interest_rate":14.07,"installment":359.23,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9783.31,"paid_total":1069.48,"paid_principal":716.69,"paid_interest":352.79,"paid_late_fees":0} {"emp_title":"cheese maker","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":165569,"total_credit_utilized":24797,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12338.06914,"paid_principal":12000,"paid_interest":338.07,"paid_late_fees":0} {"emp_title":"cnc operator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":30.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":0,"total_credit_lines":55,"open_credit_lines":37,"total_credit_limit":339067,"total_credit_utilized":96545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":37,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":23,"total_debit_limit":169700,"num_total_cc_accounts":46,"num_open_cc_accounts":34,"num_cc_carrying_balance":29,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10200,"term":60,"interest_rate":9.44,"installment":213.93,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9520.95,"paid_total":1058.95,"paid_principal":679.05,"paid_interest":379.9,"paid_late_fees":0} {"emp_title":"machinist ","emp_length":8,"state":"WA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":42314,"total_credit_utilized":34198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":20,"installment":817.6,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20150.67,"paid_total":3197.07,"paid_principal":1849.33,"paid_interest":1347.74,"paid_late_fees":0} {"emp_title":"rn","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":92071,"total_credit_utilized":84971,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":11.99,"installment":149.45,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4075.74,"paid_total":594.8,"paid_principal":424.26,"paid_interest":170.54,"paid_late_fees":0} {"emp_title":"shipping ","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":17.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":49100,"total_credit_utilized":6296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":6.07,"installment":170.55,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5171.17,"paid_total":509.76,"paid_principal":428.83,"paid_interest":80.93,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":9.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":54700,"total_credit_utilized":14466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33700,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":9.43,"installment":356.46,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16326.13,"paid_total":1051.57,"paid_principal":673.87,"paid_interest":377.7,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":8.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":24,"total_credit_limit":116633,"total_credit_utilized":123970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5289.39,"paid_total":970.32,"paid_principal":710.61,"paid_interest":259.71,"paid_late_fees":0} {"emp_title":"realtor, abr, cbr","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":22.21,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":46198,"total_credit_utilized":31552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":19.03,"installment":550.07,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13086.55,"paid_total":2784.42,"paid_principal":1913.45,"paid_interest":870.97,"paid_late_fees":0} {"emp_title":"account representative","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":14.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":169649,"total_credit_utilized":25216,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":12.62,"installment":318.36,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8197.81,"paid_total":1704.79,"paid_principal":1302.19,"paid_interest":402.6,"paid_late_fees":0} {"emp_title":"wood work and painting","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":4.31,"annual_income_joint":72000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.17,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":36000,"total_credit_utilized":6880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":7.34,"installment":651.69,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19420.66,"paid_total":1946.51,"paid_principal":1579.34,"paid_interest":367.17,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":24.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":53591,"total_credit_utilized":37532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":31200,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13881.81,"paid_total":1402.68,"paid_principal":1118.19,"paid_interest":284.49,"paid_late_fees":0} {"emp_title":"inside sales / customer service","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":27.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":19,"total_credit_limit":79082,"total_credit_utilized":26788,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":57,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30600,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.34,"paid_total":1499.13,"paid_principal":1156.66,"paid_interest":342.47,"paid_late_fees":0} {"emp_title":"senior inspector","emp_length":5,"state":"NC","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":4.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":3,"total_credit_limit":91500,"total_credit_utilized":7709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":14.08,"installment":261.07,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10536.32,"paid_total":1349.16,"paid_principal":663.68,"paid_interest":685.48,"paid_late_fees":0} {"emp_title":"integrations isd team lead","emp_length":6,"state":"MA","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":424516,"total_credit_utilized":131464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":8500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":65.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.42,"installment":1106.07,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":31021.63745,"paid_principal":30000,"paid_interest":1021.64,"paid_late_fees":0} {"emp_title":"electrical assembler","emp_length":5,"state":"WI","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":26.28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":68558,"total_credit_utilized":18936,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":2052,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":8000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":17.09,"installment":235.61,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5871.46,"paid_total":1177.5,"paid_principal":728.54,"paid_interest":448.96,"paid_late_fees":0} {"emp_title":"project accountant 2","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":43896,"verified_income":"Source Verified","debt_to_income":4.05,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":3,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":250200,"total_credit_utilized":3100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.93,"installment":128.94,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3611.86,"paid_total":513.55,"paid_principal":388.14,"paid_interest":125.41,"paid_late_fees":0} {"emp_title":"investigator","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":91000,"verified_income":"Source Verified","debt_to_income":12.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":102504,"total_credit_utilized":30466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":87900,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.04,"installment":867.13,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23317.7,"paid_total":2580.5,"paid_principal":1682.3,"paid_interest":898.2,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"AK","homeownership":"OWN","annual_income":35000,"verified_income":"Verified","debt_to_income":12.31,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":17.31,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":421180,"total_credit_utilized":8701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":113300,"num_total_cc_accounts":29,"num_open_cc_accounts":17,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19000,"term":36,"interest_rate":6.71,"installment":584.15,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17558.24,"paid_total":1745.37,"paid_principal":1441.76,"paid_interest":303.61,"paid_late_fees":0} {"emp_title":"director/paramedic","emp_length":2,"state":"ID","homeownership":"RENT","annual_income":68750,"verified_income":"Verified","debt_to_income":57.17,"annual_income_joint":120750,"verification_income_joint":"Source Verified","debt_to_income_joint":33.11,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":38,"open_credit_lines":19,"total_credit_limit":197224,"total_credit_utilized":146543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4813,"current_installment_accounts":9,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":17575,"term":36,"interest_rate":20.39,"installment":656.65,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16482.58,"paid_total":1950.04,"paid_principal":1092.42,"paid_interest":857.62,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Verified","debt_to_income":32.79,"annual_income_joint":87000,"verification_income_joint":"Verified","debt_to_income_joint":20.84,"delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":230513,"total_credit_utilized":50703,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":1206,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":23.88,"installment":573.97,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19084.42,"paid_total":2856.59,"paid_principal":915.58,"paid_interest":1941.01,"paid_late_fees":0} {"emp_title":"hr specialist","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":5.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":196450,"total_credit_utilized":6563,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":9.44,"installment":38.41,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1082.75,"paid_total":153.01,"paid_principal":117.25,"paid_interest":35.76,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":6,"state":"VA","homeownership":"RENT","annual_income":110000,"verified_income":"Not Verified","debt_to_income":7.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":29500,"total_credit_utilized":23082,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":20300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2100,"term":36,"interest_rate":19.03,"installment":77.01,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1874.42,"paid_total":380.61,"paid_principal":225.58,"paid_interest":155.03,"paid_late_fees":0} {"emp_title":"fire sprinkler technician","emp_length":2,"state":"AK","homeownership":"RENT","annual_income":148000,"verified_income":"Source Verified","debt_to_income":16.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":493987,"total_credit_utilized":91455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":29000,"term":36,"interest_rate":9.44,"installment":928.15,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25444.41,"paid_total":4625.54,"paid_principal":3555.59,"paid_interest":1069.95,"paid_late_fees":0} {"emp_title":"registrar","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":16.87,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":7,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":44351,"total_credit_utilized":26730,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27700,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.92,"installment":805.75,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23796.88,"paid_total":1597.72,"paid_principal":1203.12,"paid_interest":394.6,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":39.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":114232,"total_credit_utilized":70658,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35100,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":91.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.01,"installment":562.6,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15297.08,"paid_total":1096.74,"paid_principal":702.92,"paid_interest":393.82,"paid_late_fees":0} {"emp_title":"","state":"MN","homeownership":"RENT","annual_income":10548,"verified_income":"Source Verified","debt_to_income":25.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":27600,"total_credit_utilized":4030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2634.57,"paid_total":476.93,"paid_principal":365.43,"paid_interest":111.5,"paid_late_fees":0} {"emp_title":"product development engineer- ford","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":71512,"total_credit_utilized":12545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22414.72,"paid_total":3004.09,"paid_principal":2585.28,"paid_interest":418.81,"paid_late_fees":0} {"emp_title":"human services","emp_length":4,"state":"MN","homeownership":"RENT","annual_income":34000,"verified_income":"Verified","debt_to_income":26.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":52430,"total_credit_utilized":22620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":17.09,"installment":336.17,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12911.96,"paid_total":1331.86,"paid_principal":588.04,"paid_interest":743.82,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":50.21,"annual_income_joint":86000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.8,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":248690,"total_credit_utilized":69062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":35200,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":7.96,"installment":782.95,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23136.34,"paid_total":2326.74,"paid_principal":1863.66,"paid_interest":463.08,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":0,"state":"TN","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Source Verified","debt_to_income":13.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":155650,"total_credit_utilized":16043,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33000,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5400,"term":36,"interest_rate":7.34,"installment":167.58,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4993.88,"paid_total":500.54,"paid_principal":406.12,"paid_interest":94.42,"paid_late_fees":0} {"emp_title":"guest service agent","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":11.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":46942,"total_credit_utilized":23085,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.43,"installment":192.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5562,"paid_total":572.89,"paid_principal":438,"paid_interest":134.89,"paid_late_fees":0} {"emp_title":"therapist","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":175000,"verified_income":"Not Verified","debt_to_income":11.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":79572,"total_credit_utilized":39704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":41200,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36171.45,"paid_total":5207.16,"paid_principal":3828.55,"paid_interest":1378.61,"paid_late_fees":0} {"emp_title":"account exec","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":19000,"verified_income":"Not Verified","debt_to_income":107.94,"annual_income_joint":187000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.29,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":101995,"total_credit_utilized":70232,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37200,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":16.02,"installment":1230.85,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31078.69,"paid_total":6091.95,"paid_principal":3921.31,"paid_interest":2170.64,"paid_late_fees":0} {"emp_title":"crew","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":7.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":20,"total_credit_limit":52650,"total_credit_utilized":15389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27800,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.83,"paid_total":823.59,"paid_principal":592.17,"paid_interest":231.42,"paid_late_fees":0} {"emp_title":"business development officer","emp_length":3,"state":"CO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":312180,"total_credit_utilized":32015,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":73600,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26217.04,"paid_total":4661.78,"paid_principal":3782.96,"paid_interest":878.82,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":30504,"verified_income":"Verified","debt_to_income":39.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":102700,"total_credit_utilized":41002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":90700,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":23.87,"installment":587.47,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14416.06,"paid_total":1155.05,"paid_principal":583.94,"paid_interest":571.11,"paid_late_fees":0} {"emp_title":"hr consultant","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":23.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":10,"total_credit_limit":94676,"total_credit_utilized":73583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":66,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":7.97,"installment":451.05,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12599.19,"paid_total":2248.87,"paid_principal":1800.81,"paid_interest":448.06,"paid_late_fees":0} {"emp_title":"it manager","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":78000,"verified_income":"Source Verified","debt_to_income":28.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":85394,"total_credit_utilized":37114,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":152,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23400,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17698.3,"paid_total":3406.01,"paid_principal":2301.7,"paid_interest":1104.31,"paid_late_fees":0} {"emp_title":"quality control","emp_length":1,"state":"MO","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":8.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1966,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":198131,"total_credit_utilized":198478,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.9,"installment":980.75,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27855.89,"paid_total":2924.08,"paid_principal":2144.11,"paid_interest":779.97,"paid_late_fees":0} {"emp_title":"machine oper","emp_length":7,"state":"WI","homeownership":"OWN","annual_income":37262,"verified_income":"Verified","debt_to_income":47.47,"annual_income_joint":46046,"verification_income_joint":"Verified","debt_to_income_joint":38.41,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":89093,"total_credit_utilized":60373,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":2500,"term":36,"interest_rate":14.07,"installment":85.53,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2329.36,"paid_total":252.68,"paid_principal":170.64,"paid_interest":82.04,"paid_late_fees":0} {"emp_title":"journeyman","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Verified","debt_to_income":34.54,"annual_income_joint":209000,"verification_income_joint":"Verified","debt_to_income_joint":19.47,"delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":882682,"total_credit_utilized":145919,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35400,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":9.44,"installment":1024.16,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28873.64,"paid_total":4079.86,"paid_principal":3126.36,"paid_interest":953.5,"paid_late_fees":0} {"emp_title":"service tech","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Not Verified","debt_to_income":0.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":7500,"total_credit_utilized":486,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.92,"installment":128.92,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3457.17,"paid_total":663.48,"paid_principal":542.83,"paid_interest":120.65,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":16.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":38583,"total_credit_utilized":33379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":10.91,"installment":274.65,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7390.41,"paid_total":1368.16,"paid_principal":1009.59,"paid_interest":358.57,"paid_late_fees":0} {"emp_title":"production control manager","emp_length":9,"state":"TX","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":22.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":51782,"total_credit_utilized":29143,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3300,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11250.27,"paid_total":1326.41,"paid_principal":749.73,"paid_interest":576.68,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":27.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":24,"total_credit_limit":130810,"total_credit_utilized":47326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57700,"num_total_cc_accounts":36,"num_open_cc_accounts":19,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":23.88,"installment":602.67,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20038.64,"paid_total":2957.63,"paid_principal":961.36,"paid_interest":1996.27,"paid_late_fees":0} {"emp_title":"adminstrative assisant","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Source Verified","debt_to_income":14.03,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":12,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":300915,"total_credit_utilized":36865,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8826.93,"paid_total":1786.1,"paid_principal":1173.07,"paid_interest":613.03,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Not Verified","debt_to_income":24.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1980,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":393114,"total_credit_utilized":109685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.35,"installment":499.17,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23603.05,"paid_total":1986.47,"paid_principal":1396.95,"paid_interest":589.52,"paid_late_fees":0} {"emp_title":"assistant branch manager","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":25.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":44942,"total_credit_utilized":29253,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":21.85,"installment":724.15,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17848.6,"paid_total":2149.39,"paid_principal":1151.4,"paid_interest":997.99,"paid_late_fees":0} {"emp_title":"executive manger","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":271000,"verified_income":"Source Verified","debt_to_income":20.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":581424,"total_credit_utilized":161203,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":83700,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19450,"term":36,"interest_rate":21.45,"installment":737.29,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17849.23,"paid_total":2891.22,"paid_principal":1600.77,"paid_interest":1290.45,"paid_late_fees":0} {"emp_title":"information security officer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":53000,"verified_income":"Source Verified","debt_to_income":13.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":31504,"total_credit_utilized":14711,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15283.16,"paid_total":1542.8,"paid_principal":716.84,"paid_interest":825.96,"paid_late_fees":0} {"emp_title":"science teacher","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Source Verified","debt_to_income":1.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":286830,"total_credit_utilized":3425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25200,"term":36,"interest_rate":10.91,"installment":823.95,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22171.22,"paid_total":4135.03,"paid_principal":3028.78,"paid_interest":1106.25,"paid_late_fees":0} {"emp_title":"superintendent","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":90720,"verified_income":"Source Verified","debt_to_income":21.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":424443,"total_credit_utilized":121921,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7000,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.61,"installment":670.13,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18605.56,"paid_total":1996.38,"paid_principal":1394.44,"paid_interest":601.94,"paid_late_fees":0} {"emp_title":"stocker","emp_length":7,"state":"OH","homeownership":"RENT","annual_income":21750,"verified_income":"Source Verified","debt_to_income":27.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":29746,"total_credit_utilized":13314,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":209,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":1300,"term":36,"interest_rate":10.91,"installment":42.51,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1143.72,"paid_total":207.43,"paid_principal":156.28,"paid_interest":51.15,"paid_late_fees":0} {"emp_title":"team leader","emp_length":3,"state":"OH","homeownership":"OWN","annual_income":72000,"verified_income":"Verified","debt_to_income":0.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":4500,"total_credit_utilized":542,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1130,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":17.47,"installment":351.49,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13550.5,"paid_total":1027.29,"paid_principal":449.5,"paid_interest":577.79,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":44000,"verified_income":"Verified","debt_to_income":32.77,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":15,"total_credit_limit":91700,"total_credit_utilized":27593,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":52200,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":94.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":9.44,"installment":268.85,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7370.07,"paid_total":1339.84,"paid_principal":1029.93,"paid_interest":309.91,"paid_late_fees":0} {"emp_title":"account executive","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Verified","debt_to_income":33.29,"annual_income_joint":143000,"verification_income_joint":"Verified","debt_to_income_joint":20.64,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":9,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":363396,"total_credit_utilized":105028,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":60,"interest_rate":12.62,"installment":496.3,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20647.17,"paid_total":2481.51,"paid_principal":1352.83,"paid_interest":1128.68,"paid_late_fees":0} {"emp_title":"director, client engagement","emp_length":7,"state":"KS","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":23.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":436250,"total_credit_utilized":78706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":14.08,"installment":218.99,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":6615.18503,"paid_principal":6400,"paid_interest":215.19,"paid_late_fees":0} {"emp_title":"911 dispatcher ","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":19.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":110060,"total_credit_utilized":57467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5385.95,"paid_total":728.97,"paid_principal":614.05,"paid_interest":114.92,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":5,"state":"ND","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":19.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":67025,"total_credit_utilized":35532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11000,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":13.58,"installment":305.77,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8589.85,"paid_total":597.96,"paid_principal":410.15,"paid_interest":187.81,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"MI","homeownership":"OWN","annual_income":71000,"verified_income":"Source Verified","debt_to_income":7.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":30100,"total_credit_utilized":15427,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18700,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.07,"paid_total":3201.38,"paid_principal":2435.93,"paid_interest":765.45,"paid_late_fees":0} {"emp_title":"","state":"KY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":25.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1983,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":108873,"total_credit_utilized":67047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27100,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25200,"term":60,"interest_rate":11.98,"installment":560.31,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24264.53,"paid_total":1647.39,"paid_principal":935.47,"paid_interest":711.92,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"OWN","annual_income":39000,"verified_income":"Not Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":62051,"total_credit_utilized":22347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9900,"term":36,"interest_rate":7.35,"installment":307.28,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8651.59,"paid_total":1532.36,"paid_principal":1248.41,"paid_interest":283.95,"paid_late_fees":0} {"emp_title":"communications","emp_length":1,"state":"NJ","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":8.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":194739,"total_credit_utilized":20946,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10486.83,"paid_total":1850,"paid_principal":1513.17,"paid_interest":336.83,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":9,"state":"WA","homeownership":"MORTGAGE","annual_income":101920,"verified_income":"Verified","debt_to_income":26.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":52,"open_credit_lines":23,"total_credit_limit":281584,"total_credit_utilized":92708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37500,"num_total_cc_accounts":31,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31729.59,"paid_total":4802.03,"paid_principal":3270.41,"paid_interest":1531.62,"paid_late_fees":0} {"emp_title":"assistant chief of health and safety","emp_length":1,"state":"NC","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":30.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":268984,"total_credit_utilized":72136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":14800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":8,"account_never_delinq_percent":64,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22806.46,"paid_total":2119.01,"paid_principal":1193.54,"paid_interest":925.47,"paid_late_fees":0} {"emp_title":"cpa","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.44,"annual_income_joint":117000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.85,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":198911,"total_credit_utilized":29029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":35400,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18903.27,"paid_total":2452.12,"paid_principal":1096.73,"paid_interest":1355.39,"paid_late_fees":0} {"emp_title":"security","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":910000,"verified_income":"Source Verified","debt_to_income":0.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":229100,"total_credit_utilized":10316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":7,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.34,"installment":217.23,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6473.55,"paid_total":645.98,"paid_principal":526.45,"paid_interest":119.53,"paid_late_fees":0} {"emp_title":"ics- data- manager ","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":167000,"verified_income":"Source Verified","debt_to_income":12.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":22,"total_credit_limit":73356,"total_credit_utilized":52616,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":15,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":9300,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33643.67,"paid_total":3781.29,"paid_principal":1356.33,"paid_interest":2424.96,"paid_late_fees":0} {"emp_title":"physician assistant ","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":16.09,"annual_income_joint":205000,"verification_income_joint":"Verified","debt_to_income_joint":16.61,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":591983,"total_credit_utilized":113729,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38947.12,"paid_total":1645.99,"paid_principal":1052.88,"paid_interest":593.11,"paid_late_fees":0} {"emp_title":"machinist","emp_length":9,"state":"PA","homeownership":"OWN","annual_income":78000,"verified_income":"Source Verified","debt_to_income":36.63,"annual_income_joint":138000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.03,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":22,"total_credit_limit":250241,"total_credit_utilized":69413,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":27300,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":4800,"term":36,"interest_rate":10.91,"installment":156.95,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4456.97,"paid_total":467.94,"paid_principal":343.03,"paid_interest":124.91,"paid_late_fees":0} {"emp_title":"electrical spare coordinator ","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":408562,"total_credit_utilized":15607,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46600,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9302.76,"paid_total":991.2,"paid_principal":697.24,"paid_interest":293.96,"paid_late_fees":0} {"emp_title":"research assistant","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":1.78,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":4.15,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":17000,"total_credit_utilized":3458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11124.02,"paid_total":1139.46,"paid_principal":875.98,"paid_interest":263.48,"paid_late_fees":0} {"emp_title":"principal ","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":87500,"verified_income":"Not Verified","debt_to_income":24.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":342875,"total_credit_utilized":91098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.92,"installment":515.68,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14840.22,"paid_total":1564.68,"paid_principal":1159.78,"paid_interest":404.9,"paid_late_fees":0} {"emp_title":"tech","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":32.82,"annual_income_joint":106000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.34,"delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":267054,"total_credit_utilized":65572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":181,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":24,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":10.9,"installment":980.75,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27855.89,"paid_total":2905.92,"paid_principal":2144.11,"paid_interest":761.81,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":6.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":18800,"total_credit_utilized":13655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5577.81,"paid_total":601.41,"paid_principal":422.19,"paid_interest":179.22,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":9.95,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.09,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":31944,"total_credit_utilized":16252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":12800,"term":36,"interest_rate":17.09,"installment":456.93,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11387.14,"paid_total":2272.5,"paid_principal":1412.86,"paid_interest":859.64,"paid_late_fees":0} {"emp_title":"package handler","emp_length":10,"state":"KY","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":46.36,"annual_income_joint":107000,"verification_income_joint":"Verified","debt_to_income_joint":37.61,"delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":55525,"total_credit_utilized":24495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":25.82,"installment":643.12,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14765.45,"paid_total":2515.1,"paid_principal":1234.55,"paid_interest":1280.55,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":13000,"verified_income":"Source Verified","debt_to_income":15.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":6200,"total_credit_utilized":4341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4668.31,"paid_total":518.54,"paid_principal":331.69,"paid_interest":186.85,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":55000,"verified_income":"Verified","debt_to_income":22.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":53437,"total_credit_utilized":39051,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.42,"installment":392.59,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14543.17,"paid_total":1161.59,"paid_principal":456.83,"paid_interest":704.76,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"RENT","annual_income":23898,"verified_income":"Verified","debt_to_income":46.11,"annual_income_joint":108650,"verification_income_joint":"Source Verified","debt_to_income_joint":13.91,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":56437,"total_credit_utilized":48247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22600,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":34800,"term":36,"interest_rate":13.59,"installment":1182.47,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31592.59,"paid_total":4677.33,"paid_principal":3207.41,"paid_interest":1469.92,"paid_late_fees":0} {"emp_title":"field inspector","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Source Verified","debt_to_income":30.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":26,"total_credit_limit":465132,"total_credit_utilized":264340,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28700,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.44,"installment":144.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3948.24,"paid_total":714.25,"paid_principal":551.76,"paid_interest":162.49,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"OWN","annual_income":34047,"verified_income":"Source Verified","debt_to_income":9.31,"annual_income_joint":128902.63,"verification_income_joint":"Source Verified","debt_to_income_joint":6.51,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":27098,"total_credit_utilized":15911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37100.59,"paid_total":3845.53,"paid_principal":2899.41,"paid_interest":946.12,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":18.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":215327,"total_credit_utilized":21365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6700,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":10.9,"installment":196.97,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5739.22,"paid_total":390.29,"paid_principal":285.78,"paid_interest":104.51,"paid_late_fees":0} {"emp_title":"lead maintenance tech","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Verified","debt_to_income":2.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":110927,"total_credit_utilized":4350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.44,"installment":503.35,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22402.48,"paid_total":2491.58,"paid_principal":1597.52,"paid_interest":894.06,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":47710.44,"verified_income":"Not Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1977,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":215100,"total_credit_utilized":17763,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14600,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":13.58,"installment":322.72,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13669.57,"paid_total":634.88,"paid_principal":330.43,"paid_interest":304.45,"paid_late_fees":0} {"emp_title":"maintenance tech","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":14.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":160162,"total_credit_utilized":48914,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":78.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.59,"installment":276.68,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11427.24,"paid_total":1138.43,"paid_principal":572.76,"paid_interest":565.67,"paid_late_fees":0} {"emp_title":"business analyst/salesforce admin","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":9.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":71100,"total_credit_utilized":25047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":41100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":9.43,"installment":754.84,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34573.02,"paid_total":2198.51,"paid_principal":1426.98,"paid_interest":771.53,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":56900,"total_credit_utilized":23623,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":62,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":31400,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.9,"installment":347.09,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15389.22,"paid_total":1031.58,"paid_principal":610.78,"paid_interest":420.8,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":66000,"verified_income":"Not Verified","debt_to_income":39.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":115637,"total_credit_utilized":99037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12200,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":20,"installment":397.41,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14395.45,"paid_total":1531.31,"paid_principal":604.55,"paid_interest":926.76,"paid_late_fees":0} {"emp_title":"deli/bakery manager","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":33110,"verified_income":"Source Verified","debt_to_income":17.25,"annual_income_joint":47996,"verification_income_joint":"Not Verified","debt_to_income_joint":15.33,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":3,"total_credit_limit":28270,"total_credit_utilized":21416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":914.73,"paid_principal":477.31,"paid_interest":437.42,"paid_late_fees":0} {"emp_title":"designer","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":11.47,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":30300,"total_credit_utilized":20539,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8200,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":15.05,"installment":260.18,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6648.32,"paid_total":1288.36,"paid_principal":851.68,"paid_interest":436.68,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":9840,"verified_income":"Source Verified","debt_to_income":89.88,"annual_income_joint":53769.12,"verification_income_joint":"Source Verified","debt_to_income_joint":17.65,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":2,"total_credit_limit":21709,"total_credit_utilized":13055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3100,"num_total_cc_accounts":14,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":45,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5385.95,"paid_total":726.95,"paid_principal":614.05,"paid_interest":112.9,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"NV","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":20.82,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":77217,"total_credit_utilized":40223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23400,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25600,"term":60,"interest_rate":15.05,"installment":609.7,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24120.18,"paid_total":2994.99,"paid_principal":1479.82,"paid_interest":1515.17,"paid_late_fees":0} {"emp_title":"government operations consultant","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Verified","debt_to_income":19.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":115830,"total_credit_utilized":32790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25025,"term":60,"interest_rate":16.01,"installment":608.7,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24189.48,"paid_total":1803.84,"paid_principal":835.52,"paid_interest":968.32,"paid_late_fees":0} {"emp_title":"web/graphic designer","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Verified","debt_to_income":23.69,"annual_income_joint":151000,"verification_income_joint":"Verified","debt_to_income_joint":21.01,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":319546,"total_credit_utilized":29147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22200,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28854.82,"paid_total":1916.01,"paid_principal":1145.18,"paid_interest":770.83,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":4,"state":"SC","homeownership":"MORTGAGE","annual_income":45360,"verified_income":"Source Verified","debt_to_income":27.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":219303,"total_credit_utilized":21439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":806,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14800,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":23.88,"installment":373.08,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12404.87,"paid_total":1753.3,"paid_principal":595.13,"paid_interest":1158.17,"paid_late_fees":0} {"emp_title":"admin","emp_length":7,"state":"MN","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":8.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":845772,"total_credit_utilized":77287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3819.07,"paid_principal":2919.86,"paid_interest":899.21,"paid_late_fees":0} {"emp_title":"tech","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":12.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":478503,"total_credit_utilized":56071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":28500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":79.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25558.42,"paid_total":5009.62,"paid_principal":4441.58,"paid_interest":568.04,"paid_late_fees":0} {"emp_title":"professor","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":59000,"verified_income":"Not Verified","debt_to_income":6.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":15625,"total_credit_utilized":9075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":10.91,"installment":277.92,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7355.83,"paid_total":1499.7,"paid_principal":1144.17,"paid_interest":355.53,"paid_late_fees":0} {"emp_title":"order selecter","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":14.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":259486,"total_credit_utilized":37160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":79,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8400,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11852.05,"paid_total":3402.68,"paid_principal":3147.95,"paid_interest":254.73,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":25.48,"annual_income_joint":96000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.38,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":133685,"total_credit_utilized":86846,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1100,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"dental hygienst","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":72000,"verified_income":"Source Verified","debt_to_income":24.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":210769,"total_credit_utilized":64400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.05,"installment":571.59,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22897.11,"paid_total":2246.23,"paid_principal":1102.89,"paid_interest":1143.34,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Not Verified","debt_to_income":31.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":22,"total_credit_limit":379991,"total_credit_utilized":109879,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":40000,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.04,"installment":520.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13990.61,"paid_total":1548.31,"paid_principal":1009.39,"paid_interest":538.92,"paid_late_fees":0} {"emp_title":"paramedic ","emp_length":2,"state":"OK","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":9.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":26708,"total_credit_utilized":18013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":57.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":10.42,"installment":103.89,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2812.82,"paid_total":517.6,"paid_principal":387.18,"paid_interest":130.42,"paid_late_fees":0} {"emp_title":"instructor","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":116162,"verified_income":"Source Verified","debt_to_income":6.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":83627,"total_credit_utilized":26329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60500,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.32,"installment":210.81,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6276.1,"paid_total":841.17,"paid_principal":723.9,"paid_interest":117.27,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":25000,"verified_income":"Not Verified","debt_to_income":15.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":68600,"total_credit_utilized":13027,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":66600,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9482.44,"paid_total":852.41,"paid_principal":517.56,"paid_interest":334.85,"paid_late_fees":0} {"emp_title":"field service engineer","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":71427,"total_credit_utilized":34750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36300,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":24.29,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.04,"delinq_2y":3,"months_since_last_delinq":5,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":518468,"total_credit_utilized":59611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":165,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13627.06,"paid_total":1995.4,"paid_principal":1372.94,"paid_interest":622.46,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":36536,"verified_income":"Not Verified","debt_to_income":21.35,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":205944,"total_credit_utilized":17575,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8965.72,"paid_total":1198.54,"paid_principal":1034.28,"paid_interest":164.26,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"WV","homeownership":"MORTGAGE","annual_income":171000,"verified_income":"Not Verified","debt_to_income":13.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":274750,"total_credit_utilized":79336,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":228,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28300,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26100,"term":60,"interest_rate":10.9,"installment":566.18,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25438.8,"paid_total":1100.75,"paid_principal":661.2,"paid_interest":439.55,"paid_late_fees":0} {"emp_title":"rvp","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":205000,"verified_income":"Source Verified","debt_to_income":12.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":92800,"total_credit_utilized":68804,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":50500,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19103.93,"paid_total":1928.52,"paid_principal":896.07,"paid_interest":1032.45,"paid_late_fees":0} {"emp_title":"vault cashier","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":39579,"verified_income":"Verified","debt_to_income":32.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":59571,"total_credit_utilized":50759,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"area manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":10.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":222200,"total_credit_utilized":24722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24600,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25355.98557,"paid_principal":25000,"paid_interest":355.99,"paid_late_fees":0} {"emp_title":"technical support specialist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":13.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":224858,"total_credit_utilized":49497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33221.93,"paid_total":4597.56,"paid_principal":1778.07,"paid_interest":2819.49,"paid_late_fees":0} {"emp_title":"court reporter","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":11.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":17,"total_credit_limit":191812,"total_credit_utilized":188739,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":556,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":13.59,"installment":475.71,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12377.87,"paid_total":2367.98,"paid_principal":1622.13,"paid_interest":745.85,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":72000,"verified_income":"Source Verified","debt_to_income":27.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":20,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":104106,"total_credit_utilized":91377,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.47,"installment":1076.62,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":29360.13,"paid_total":1047.5,"paid_principal":639.87,"paid_interest":407.63,"paid_late_fees":0} {"emp_title":"loader","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":27.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":25,"total_credit_limit":358253,"total_credit_utilized":236500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":9,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16200,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.42,"installment":392.59,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14697.9,"paid_total":752.81,"paid_principal":302.1,"paid_interest":450.71,"paid_late_fees":0} {"emp_title":"drywall taper ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":4.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":17357,"total_credit_utilized":6605,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3594.21,"paid_total":490.51,"paid_principal":405.79,"paid_interest":84.72,"paid_late_fees":0} {"emp_title":"language instructor","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":9.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":54161,"total_credit_utilized":38531,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":12,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10005.32133,"paid_principal":10000,"paid_interest":5.32,"paid_late_fees":0} {"emp_title":"senior technical analyst","emp_length":3,"state":"OH","homeownership":"OWN","annual_income":78000,"verified_income":"Verified","debt_to_income":19.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":31,"open_credit_lines":21,"total_credit_limit":203513,"total_credit_utilized":79020,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30300,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":12.61,"installment":541.3,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23123.55,"paid_total":1590.27,"paid_principal":876.45,"paid_interest":713.82,"paid_late_fees":0} {"emp_title":"attorney","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":230000,"verified_income":"Source Verified","debt_to_income":12.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":54,"open_credit_lines":18,"total_credit_limit":963320,"total_credit_utilized":113772,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":124300,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26113.44,"paid_total":4508.38,"paid_principal":3886.56,"paid_interest":621.82,"paid_late_fees":0} {"emp_title":"cleaning business","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Not Verified","debt_to_income":25.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":85253,"total_credit_utilized":9753,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":11.99,"installment":119.56,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3173.61,"paid_total":593,"paid_principal":426.39,"paid_interest":166.61,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":67000,"verified_income":"Verified","debt_to_income":22.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1971,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":103500,"total_credit_utilized":42046,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":66700,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.71,"installment":491.92,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14376.63,"paid_total":1955.75,"paid_principal":1623.37,"paid_interest":332.38,"paid_late_fees":0} {"emp_title":"cashier","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":3.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":21300,"total_credit_utilized":9768,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9042.83,"paid_total":1301.82,"paid_principal":957.17,"paid_interest":344.65,"paid_late_fees":0} {"emp_title":"senior lean analysts ","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":69000,"verified_income":"Not Verified","debt_to_income":13.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":132763,"total_credit_utilized":15751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":616,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1370.88,"paid_principal":902.74,"paid_interest":468.14,"paid_late_fees":0} {"emp_title":"patient care coordinator ","emp_length":3,"state":"NV","homeownership":"RENT","annual_income":37000,"verified_income":"Source Verified","debt_to_income":28.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":86270,"total_credit_utilized":34866,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40300,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14500,"term":36,"interest_rate":6.07,"installment":441.58,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13015.85,"paid_total":1761.43,"paid_principal":1484.15,"paid_interest":277.28,"paid_late_fees":0} {"emp_title":"sr instructional designer","emp_length":2,"state":"KS","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":19.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":49,"open_credit_lines":16,"total_credit_limit":470933,"total_credit_utilized":298774,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":22400,"term":60,"interest_rate":11.98,"installment":498.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21568.48,"paid_total":1464.33,"paid_principal":831.52,"paid_interest":632.81,"paid_late_fees":0} {"emp_title":"sr director it&s","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":110000,"verified_income":"Not Verified","debt_to_income":18.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":76496,"total_credit_utilized":38493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":926,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22557.51,"paid_total":3187.41,"paid_principal":2442.49,"paid_interest":744.92,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":146000,"verified_income":"Not Verified","debt_to_income":9.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":358028,"total_credit_utilized":96231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":167,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":914.89,"paid_principal":758.83,"paid_interest":156.06,"paid_late_fees":0} {"emp_title":"senior accountant, cca","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":11.64,"annual_income_joint":170000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.53,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":14,"total_credit_limit":44512,"total_credit_utilized":15541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25100,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":16.01,"installment":492.27,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13071.26,"paid_total":1464.36,"paid_principal":928.74,"paid_interest":535.62,"paid_late_fees":0} {"emp_title":"correctional lieutenant","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":140000,"verified_income":"Not Verified","debt_to_income":18.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":27,"total_credit_limit":456938,"total_credit_utilized":103750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":69500,"num_total_cc_accounts":30,"num_open_cc_accounts":22,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":7.97,"installment":648.39,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":30239.13,"paid_total":2565.22,"paid_principal":1760.87,"paid_interest":804.35,"paid_late_fees":0} {"emp_title":"business analyst ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":54000,"verified_income":"Source Verified","debt_to_income":23.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":58566,"total_credit_utilized":36193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":34674,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14300,"term":60,"interest_rate":13.58,"installment":329.64,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13790.85,"paid_total":967.34,"paid_principal":509.15,"paid_interest":458.19,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":124000,"verified_income":"Source Verified","debt_to_income":0.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":2500,"total_credit_utilized":752,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1400,"term":36,"interest_rate":24.84,"installment":55.55,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1318.63,"paid_total":162.79,"paid_principal":81.37,"paid_interest":81.42,"paid_late_fees":0} {"emp_title":"customer service manager","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":21.2,"annual_income_joint":105000,"verification_income_joint":"Verified","debt_to_income_joint":13.91,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":211439,"total_credit_utilized":29457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":38000,"term":36,"interest_rate":7.35,"installment":1179.43,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34178.34,"paid_total":4725.48,"paid_principal":3821.66,"paid_interest":903.82,"paid_late_fees":0} {"emp_title":"police detective","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":14.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":295050,"total_credit_utilized":72409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":83900,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.42,"installment":1298.59,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":36145.13,"paid_total":5171.2,"paid_principal":3854.87,"paid_interest":1316.33,"paid_late_fees":0} {"emp_title":"gm","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":20.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":225023,"total_credit_utilized":27073,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3956,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":20.39,"installment":667.79,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24258.55,"paid_total":1975.05,"paid_principal":741.45,"paid_interest":1233.6,"paid_late_fees":0} {"emp_title":"fabricator","emp_length":4,"state":"AZ","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":28.54,"annual_income_joint":84000,"verification_income_joint":"","debt_to_income_joint":16.63,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":38,"open_credit_lines":15,"total_credit_limit":249221,"total_credit_utilized":48371,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14800,"term":60,"interest_rate":10.91,"installment":321.13,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13850.02,"paid_total":1587.71,"paid_principal":949.98,"paid_interest":637.73,"paid_late_fees":0} {"emp_title":"human resources specialist","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Verified","debt_to_income":8.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":24,"total_credit_limit":425809,"total_credit_utilized":18935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":61,"current_installment_accounts":0,"accounts_opened_24m":14,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12300,"num_total_cc_accounts":31,"num_open_cc_accounts":23,"num_cc_carrying_balance":19,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":25.82,"installment":358.01,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11587.69,"paid_total":1439.92,"paid_principal":412.31,"paid_interest":1027.61,"paid_late_fees":0} {"emp_title":"cyber security analyst ii","emp_length":0,"state":"MN","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Source Verified","debt_to_income":15.88,"annual_income_joint":104300,"verification_income_joint":"Source Verified","debt_to_income_joint":15.74,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":149128,"total_credit_utilized":136828,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":18.45,"installment":410.23,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15499.7,"paid_total":1312.69,"paid_principal":500.3,"paid_interest":812.39,"paid_late_fees":0} {"emp_title":"manager","emp_length":7,"state":"VA","homeownership":"RENT","annual_income":115000,"verified_income":"Verified","debt_to_income":17.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":58351,"total_credit_utilized":41537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":24000,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":83,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.98,"installment":533.63,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23109.07,"paid_total":1616.87,"paid_principal":890.93,"paid_interest":725.94,"paid_late_fees":0} {"emp_title":"claims","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":22.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":34,"total_credit_limit":156212,"total_credit_utilized":48810,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":13,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":34,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":78700,"num_total_cc_accounts":32,"num_open_cc_accounts":25,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":7.97,"installment":140.96,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4051.26,"paid_total":561.85,"paid_principal":448.74,"paid_interest":113.11,"paid_late_fees":0} {"emp_title":"field engineer ","emp_length":7,"state":"VA","homeownership":"OWN","annual_income":64000,"verified_income":"Verified","debt_to_income":26.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":231738,"total_credit_utilized":34318,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5446.97,"paid_total":819.34,"paid_principal":553.03,"paid_interest":266.31,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":19.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":53094,"total_credit_utilized":33419,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17580.17,"paid_total":3234.92,"paid_principal":2419.83,"paid_interest":815.09,"paid_late_fees":0} {"emp_title":"veteran services representative","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":49200,"total_credit_utilized":33055,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10600,"term":36,"interest_rate":9.44,"installment":339.26,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9564.37,"paid_total":1351.48,"paid_principal":1035.63,"paid_interest":315.85,"paid_late_fees":0} {"emp_title":"outside sales","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":5.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":190829,"total_credit_utilized":12477,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"realtor","emp_length":2,"state":"NC","homeownership":"OWN","annual_income":52000,"verified_income":"Verified","debt_to_income":8.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":18269,"total_credit_utilized":16147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.07,"installment":239.49,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5516.33,"paid_total":1707.53,"paid_principal":1483.67,"paid_interest":223.86,"paid_late_fees":0} {"emp_title":"uc","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":25.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":40893,"total_credit_utilized":24857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":1133,"current_installment_accounts":5,"accounts_opened_24m":14,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3100,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.58,"installment":101.93,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2093.74,"paid_total":1003.53,"paid_principal":906.26,"paid_interest":97.27,"paid_late_fees":0} {"emp_title":"foreman","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":13.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":70685,"total_credit_utilized":32562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":39000,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.97,"installment":563.81,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16205.18,"paid_total":2247.27,"paid_principal":1794.82,"paid_interest":452.45,"paid_late_fees":0} {"emp_title":"rsr driver dc","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":3.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":16468,"total_credit_utilized":7540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":737,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10169.94333,"paid_principal":10000,"paid_interest":169.94,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":150000,"verified_income":"Source Verified","debt_to_income":11.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":407664,"total_credit_utilized":84911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":92500,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":29.69,"installment":1479.87,"grade":"F","sub_grade":"F2","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":34386.09,"paid_total":1422.14,"paid_principal":613.91,"paid_interest":808.23,"paid_late_fees":0} {"emp_title":"chief engineer","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":31.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":13,"total_credit_limit":591015,"total_credit_utilized":176029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":63300,"num_total_cc_accounts":20,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":10,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23119.84,"paid_total":2307.07,"paid_principal":1880.16,"paid_interest":426.91,"paid_late_fees":0} {"emp_title":"vice president client manager","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":89179,"verified_income":"Verified","debt_to_income":35.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":414424,"total_credit_utilized":111351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":75100,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.3,"paid_total":1868.77,"paid_principal":1500.7,"paid_interest":368.07,"paid_late_fees":0} {"emp_title":"director of information technology","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Source Verified","debt_to_income":5.87,"annual_income_joint":233000,"verification_income_joint":"Source Verified","debt_to_income_joint":3.94,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":351941,"total_credit_utilized":17045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":66600,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":7.35,"installment":599.01,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27898.11,"paid_total":2970.55,"paid_principal":2101.89,"paid_interest":868.66,"paid_late_fees":0} {"emp_title":"vp finance","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":9.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":643718,"total_credit_utilized":44724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":134900,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13056.7,"paid_total":2254.22,"paid_principal":1943.3,"paid_interest":310.92,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":110000,"verified_income":"Source Verified","debt_to_income":14.1,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.37,"delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":23,"total_credit_limit":104547,"total_credit_utilized":56488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":53300,"num_total_cc_accounts":32,"num_open_cc_accounts":21,"num_cc_carrying_balance":17,"num_mort_accounts":0,"account_never_delinq_percent":83.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":17.47,"installment":753.18,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29036.82,"paid_total":2230.42,"paid_principal":963.18,"paid_interest":1267.24,"paid_late_fees":0} {"emp_title":"lead processor ","emp_length":7,"state":"IL","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":11.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":67239,"total_credit_utilized":25109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54100,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"project manager","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":23.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":91317,"total_credit_utilized":39966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21500,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.61,"installment":670.13,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18605.56,"paid_total":1996.38,"paid_principal":1394.44,"paid_interest":601.94,"paid_late_fees":0} {"emp_title":"rigger","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":22.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":257186,"total_credit_utilized":160756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":112600,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28200,"term":60,"interest_rate":26.3,"installment":849.34,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27243.98,"paid_total":3356.16,"paid_principal":956.02,"paid_interest":2400.14,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":33.73,"annual_income_joint":180000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.98,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":57,"open_credit_lines":27,"total_credit_limit":412469,"total_credit_utilized":126970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":71100,"num_total_cc_accounts":32,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24021.35,"paid_total":1576.82,"paid_principal":978.65,"paid_interest":598.17,"paid_late_fees":0} {"emp_title":"housekeeping","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":1.28,"annual_income_joint":61000,"verification_income_joint":"Verified","debt_to_income_joint":15.62,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":154909,"total_credit_utilized":1208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2600,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":7.96,"installment":219.23,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":6648.04,"paid_total":452.87,"paid_principal":351.96,"paid_interest":85.91,"paid_late_fees":15} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":32000,"verified_income":"Not Verified","debt_to_income":35.75,"annual_income_joint":61000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.85,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":198325,"total_credit_utilized":29216,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":16.01,"installment":437.83,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17399.01,"paid_total":1281.47,"paid_principal":600.99,"paid_interest":680.48,"paid_late_fees":0} {"emp_title":"journeyman","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":18.46,"verification_income_joint":"","delinq_2y":1,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":79288,"total_credit_utilized":62901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45100,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19500,"term":36,"interest_rate":16.01,"installment":685.66,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18643.33,"paid_total":1336.63,"paid_principal":856.67,"paid_interest":479.96,"paid_late_fees":0} {"emp_title":"paint repair assembly 2","emp_length":8,"state":"AL","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":20.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":191883,"total_credit_utilized":32768,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32678.16,"paid_total":3660.88,"paid_principal":2321.84,"paid_interest":1339.04,"paid_late_fees":0} {"emp_title":"counselor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Source Verified","debt_to_income":9.33,"annual_income_joint":143000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.75,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":361146,"total_credit_utilized":12112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14077.59,"paid_total":1697.22,"paid_principal":922.41,"paid_interest":774.81,"paid_late_fees":0} {"emp_title":"paraprofessional ","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":15.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":22900,"total_credit_utilized":13423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":26.3,"installment":451.78,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":14751.24,"paid_total":881.64,"paid_principal":248.76,"paid_interest":632.88,"paid_late_fees":0} {"emp_title":"workflow consultant","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":25.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":23,"total_credit_limit":174569,"total_credit_utilized":35844,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":65,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":121800,"num_total_cc_accounts":41,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.72,"installment":92.25,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2618.5,"paid_total":460.13,"paid_principal":381.5,"paid_interest":78.63,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":36.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":4,"total_credit_lines":59,"open_credit_lines":22,"total_credit_limit":225181,"total_credit_utilized":75526,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":18,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":32900,"num_total_cc_accounts":26,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4240.83,"paid_total":993.92,"paid_principal":759.17,"paid_interest":234.75,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":3,"state":"WY","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":21.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":39350,"total_credit_utilized":17861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18700,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21600,"term":60,"interest_rate":18.45,"installment":553.8,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21153.19,"paid_total":1063.32,"paid_principal":446.81,"paid_interest":616.51,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"MA","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":14.24,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":95184,"total_credit_utilized":14687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.97,"installment":93.97,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2624.82,"paid_total":467.19,"paid_principal":375.18,"paid_interest":92.01,"paid_late_fees":0} {"emp_title":"owner/advertiser ","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":11.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":19,"total_credit_limit":30700,"total_credit_utilized":8904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18200,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9634.82,"paid_total":662.61,"paid_principal":365.18,"paid_interest":297.43,"paid_late_fees":0} {"emp_title":"electrician ","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":25.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":32,"open_credit_lines":9,"total_credit_limit":102619,"total_credit_utilized":44208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17498.86,"paid_total":3123.44,"paid_principal":2501.14,"paid_interest":622.3,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":32.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":258116,"total_credit_utilized":58174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18495.86,"paid_total":1853.82,"paid_principal":1504.14,"paid_interest":349.68,"paid_late_fees":0} {"emp_title":"","state":"NM","homeownership":"OWN","annual_income":58746,"verified_income":"Not Verified","debt_to_income":0.63,"annual_income_joint":148746,"verification_income_joint":"Not Verified","debt_to_income_joint":21.79,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":29800,"total_credit_utilized":1488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":11.99,"installment":597.78,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15868.17,"paid_total":2976.91,"paid_principal":2131.83,"paid_interest":845.08,"paid_late_fees":0} {"emp_title":"executive director ","emp_length":5,"state":"LA","homeownership":"RENT","annual_income":59000,"verified_income":"Source Verified","debt_to_income":1.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":60921,"total_credit_utilized":63440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":1687,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":13.59,"installment":254.85,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6630.98,"paid_total":1268.59,"paid_principal":869.02,"paid_interest":399.57,"paid_late_fees":0} {"emp_title":"general counsel","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":9.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":608772,"total_credit_utilized":83064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2189,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":81500,"num_total_cc_accounts":28,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":85.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.01,"installment":703.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18673.24,"paid_total":2074.14,"paid_principal":1326.76,"paid_interest":747.38,"paid_late_fees":0} {"emp_title":"officer","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":27.91,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":9,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":47908,"total_credit_utilized":38680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10040,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":69,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":5.32,"installment":195.75,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5827.81,"paid_total":781.08,"paid_principal":672.19,"paid_interest":108.89,"paid_late_fees":0} {"emp_title":"billing specialist","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":133000,"verified_income":"Source Verified","debt_to_income":11.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":307572,"total_credit_utilized":58906,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":172,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.32,"installment":481.84,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13927.17,"paid_total":2430.48,"paid_principal":2072.83,"paid_interest":357.65,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":44500,"verified_income":"Source Verified","debt_to_income":19.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":60904,"total_credit_utilized":23947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.31,"installment":210.78,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6639.59,"paid_total":419.5,"paid_principal":360.41,"paid_interest":59.09,"paid_late_fees":0} {"emp_title":"refrigeration mechanic ","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":36400,"verified_income":"Not Verified","debt_to_income":37.75,"annual_income_joint":122400,"verification_income_joint":"Not Verified","debt_to_income_joint":12.02,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":69601,"total_credit_utilized":42986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":31275,"term":60,"interest_rate":13.59,"installment":721.09,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22338.45,"paid_total":10581.84,"paid_principal":8936.55,"paid_interest":1645.29,"paid_late_fees":0} {"emp_title":"construction plumber","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":140000,"verified_income":"Source Verified","debt_to_income":6.58,"annual_income_joint":271000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.16,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":355224,"total_credit_utilized":37389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17800,"term":36,"interest_rate":6.07,"installment":542.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15427.2,"paid_total":2648.57,"paid_principal":2372.8,"paid_interest":275.77,"paid_late_fees":0} {"emp_title":"operator","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Not Verified","debt_to_income":19.11,"annual_income_joint":94000,"verification_income_joint":"","debt_to_income_joint":22.66,"delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":156968,"total_credit_utilized":42762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17700,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10759.06,"paid_total":1436.65,"paid_principal":1240.94,"paid_interest":195.71,"paid_late_fees":0} {"emp_title":"personal trainer ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":23000,"verified_income":"Verified","debt_to_income":19.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":19547,"total_credit_utilized":11082,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":25.82,"installment":447.51,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14348.77,"paid_total":2216.03,"paid_principal":651.23,"paid_interest":1564.8,"paid_late_fees":0} {"emp_title":"driver","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":68450,"verified_income":"Verified","debt_to_income":8.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":50454,"total_credit_utilized":36135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":12.62,"installment":1072.36,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28242.66,"paid_total":5305.71,"paid_principal":3757.34,"paid_interest":1548.37,"paid_late_fees":0} {"emp_title":"support broker","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":66000,"verified_income":"Not Verified","debt_to_income":6.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":36300,"total_credit_utilized":12709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":219,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33800,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9757.85,"paid_total":15798.34,"paid_principal":15242.15,"paid_interest":556.19,"paid_late_fees":0} {"emp_title":"dietery","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":25.78,"annual_income_joint":70000,"verification_income_joint":"Verified","debt_to_income_joint":27.93,"delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":165300,"total_credit_utilized":108768,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18400,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":6.08,"installment":426.42,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12567.21,"paid_total":1700.95,"paid_principal":1432.79,"paid_interest":268.16,"paid_late_fees":0} {"emp_title":"operation's manager","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":25.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":374282,"total_credit_utilized":82939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":15.05,"installment":294.87,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7732.65,"paid_total":1172.37,"paid_principal":767.35,"paid_interest":405.02,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"RENT","annual_income":26592,"verified_income":"Verified","debt_to_income":17.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":22350,"total_credit_utilized":9894,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":19.42,"installment":340.24,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12467.83,"paid_total":1332.91,"paid_principal":532.17,"paid_interest":800.74,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":19.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":47783,"total_credit_utilized":38054,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":18.06,"installment":635.66,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23663.32,"paid_total":3128.13,"paid_principal":1336.68,"paid_interest":1791.45,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":8.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":25883,"total_credit_utilized":13730,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.92,"installment":225.61,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6492.6,"paid_total":669.11,"paid_principal":507.4,"paid_interest":161.71,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"GA","homeownership":"RENT","annual_income":235000,"verified_income":"Not Verified","debt_to_income":8.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":83675,"total_credit_utilized":99875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12200,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.62,"installment":360.95,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15016.11,"paid_total":1793.53,"paid_principal":983.89,"paid_interest":809.64,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":4,"state":"NY","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Not Verified","debt_to_income":15.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":25,"total_credit_limit":473535,"total_credit_utilized":118633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":98200,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.35,"installment":93.12,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2621.67,"paid_total":463.15,"paid_principal":378.33,"paid_interest":84.82,"paid_late_fees":0} {"emp_title":"teacher","emp_length":8,"state":"SC","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":8.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":142513,"total_credit_utilized":52593,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":520,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.9,"installment":313.84,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3535.08,"paid_total":6227.34,"paid_principal":6064.92,"paid_interest":162.42,"paid_late_fees":0} {"emp_title":"landscaper","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":21.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":88616,"total_credit_utilized":38418,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":41100,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11394.63,"paid_total":728.93,"paid_principal":605.37,"paid_interest":123.56,"paid_late_fees":0} {"emp_title":"criminal finanacial obligaions senor","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":17.5,"annual_income_joint":67000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.67,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":222303,"total_credit_utilized":17964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":19.03,"installment":733.43,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16782.57,"paid_total":4776.19,"paid_principal":3217.43,"paid_interest":1522.09,"paid_late_fees":36.67} {"emp_title":"sales","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":20.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":137200,"total_credit_utilized":12185,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11403.21,"paid_total":1051.53,"paid_principal":596.79,"paid_interest":454.74,"paid_late_fees":0} {"emp_title":"accounting","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":15.23,"annual_income_joint":78480,"verification_income_joint":"Source Verified","debt_to_income_joint":21.85,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":52441,"total_credit_utilized":51233,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":13,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":55.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":14500,"term":36,"interest_rate":7.96,"installment":454.11,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13419.08,"paid_total":1355.92,"paid_principal":1080.92,"paid_interest":275,"paid_late_fees":0} {"emp_title":"maintenance tech 6","emp_length":10,"state":"UT","homeownership":"OWN","annual_income":62000,"verified_income":"Verified","debt_to_income":26.52,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":3,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":56,"open_credit_lines":15,"total_credit_limit":223299,"total_credit_utilized":58669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4668.31,"paid_total":522.98,"paid_principal":331.69,"paid_interest":191.29,"paid_late_fees":0} {"emp_title":"security supervisor","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":43492.8,"verified_income":"Source Verified","debt_to_income":6.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":15225,"total_credit_utilized":3340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":695,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":7.34,"installment":186.98,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":6074.84702,"paid_principal":6025,"paid_interest":49.85,"paid_late_fees":0} {"emp_title":"manager of global sales","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":23.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":65145,"total_credit_utilized":38218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16700,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.41,"installment":779.05,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22853.35,"paid_total":1530.34,"paid_principal":1146.65,"paid_interest":383.69,"paid_late_fees":0} {"emp_title":"parts mgr","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":30.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1990,"inquiries_last_12m":7,"total_credit_lines":48,"open_credit_lines":20,"total_credit_limit":188938,"total_credit_utilized":79073,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48600,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":21.85,"installment":688.35,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24041.65,"paid_total":2465.11,"paid_principal":958.35,"paid_interest":1506.76,"paid_late_fees":0} {"emp_title":"surveyor","emp_length":4,"state":"VA","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":19.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":87959,"total_credit_utilized":50622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":7.35,"installment":297.96,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8634.53,"paid_total":1187.92,"paid_principal":965.47,"paid_interest":222.45,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":143559,"verified_income":"Source Verified","debt_to_income":4.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":700855,"total_credit_utilized":19715,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25500,"term":36,"interest_rate":10.9,"installment":833.64,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23677.5,"paid_total":2485.48,"paid_principal":1822.5,"paid_interest":662.98,"paid_late_fees":0} {"emp_title":"production supervisor","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":15.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":131500,"total_credit_utilized":32656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11500,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13554.18,"paid_total":1930.29,"paid_principal":1445.82,"paid_interest":484.47,"paid_late_fees":0} {"emp_title":"qulity specialists","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":17.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":30500,"total_credit_utilized":15316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":173,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":20100,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":989.49,"paid_principal":703.63,"paid_interest":285.86,"paid_late_fees":0} {"emp_title":"sprinkler fitter","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":44.9,"annual_income_joint":152000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.94,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":396375,"total_credit_utilized":120421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":195,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21100,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39015.01,"paid_total":1725.52,"paid_principal":984.99,"paid_interest":740.53,"paid_late_fees":0} {"emp_title":" freight worker ","emp_length":1,"state":"WI","homeownership":"MORTGAGE","annual_income":23000,"verified_income":"Source Verified","debt_to_income":15.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":34855,"total_credit_utilized":4905,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27800,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.72,"installment":199.88,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6006.81,"paid_total":597.21,"paid_principal":493.19,"paid_interest":104.02,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":145000,"verified_income":"Not Verified","debt_to_income":17.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":12,"total_credit_limit":96600,"total_credit_utilized":38897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11071.21,"paid_total":1080.45,"paid_principal":928.79,"paid_interest":151.66,"paid_late_fees":0} {"emp_title":"general manager","emp_length":5,"state":"AZ","homeownership":"RENT","annual_income":84000,"verified_income":"Source Verified","debt_to_income":6.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":46464,"total_credit_utilized":3659,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.64,"paid_total":1339.23,"paid_principal":730.36,"paid_interest":608.87,"paid_late_fees":0} {"emp_title":"wine steward","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":44900,"verified_income":"Verified","debt_to_income":3.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":87549,"total_credit_utilized":4321,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":36000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.35,"installment":558.68,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16189.73,"paid_total":2227.37,"paid_principal":1810.27,"paid_interest":417.1,"paid_late_fees":0} {"emp_title":"rn ","emp_length":10,"state":"WV","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":12.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":7,"total_credit_limit":69934,"total_credit_utilized":46986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2363,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.96,"installment":657.68,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19434.52,"paid_total":1986.97,"paid_principal":1565.48,"paid_interest":421.49,"paid_late_fees":0} {"emp_title":"senior engineer","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":150000,"verified_income":"Verified","debt_to_income":10.49,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":10,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":5,"total_credit_limit":442958,"total_credit_utilized":29342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":14,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28222.27,"paid_total":3449.57,"paid_principal":1777.73,"paid_interest":1671.84,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":0,"annual_income_joint":63093,"verification_income_joint":"Not Verified","debt_to_income_joint":5.86,"delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":164068,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":14800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":9.93,"installment":212.13,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9342.3,"paid_total":1049.62,"paid_principal":657.7,"paid_interest":391.92,"paid_late_fees":0} {"emp_title":"teacher","emp_length":8,"state":"IL","homeownership":"MORTGAGE","annual_income":22000,"verified_income":"Verified","debt_to_income":68.3,"annual_income_joint":59000,"verification_income_joint":"Verified","debt_to_income_joint":29.29,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":183901,"total_credit_utilized":39201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18500,"term":36,"interest_rate":9.44,"installment":592.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16692.54,"paid_total":2358.7,"paid_principal":1807.46,"paid_interest":551.24,"paid_late_fees":0} {"emp_title":"teacher","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":34.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":137725,"total_credit_utilized":93992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19103.93,"paid_total":1928.52,"paid_principal":896.07,"paid_interest":1032.45,"paid_late_fees":0} {"emp_title":"digital ad ops manager ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":13.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":75637,"total_credit_utilized":52354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.93,"installment":254.56,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11210.75,"paid_total":1266.18,"paid_principal":789.25,"paid_interest":476.93,"paid_late_fees":0} {"emp_title":"assistant teacher ","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":31484,"total_credit_utilized":15907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11130.17,"paid_total":1153.67,"paid_principal":869.83,"paid_interest":283.84,"paid_late_fees":0} {"emp_title":"medical records","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":29000,"verified_income":"Not Verified","debt_to_income":27.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":42052,"total_credit_utilized":30155,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":19.03,"installment":128.35,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3201.61,"paid_total":509.7,"paid_principal":298.39,"paid_interest":211.31,"paid_late_fees":0} {"emp_title":"medical billing","emp_length":7,"state":"FL","homeownership":"OWN","annual_income":40000,"verified_income":"Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":177753,"total_credit_utilized":17736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7025.61,"paid_total":1280.57,"paid_principal":974.39,"paid_interest":306.18,"paid_late_fees":0} {"emp_title":"owner operator","emp_length":5,"state":"MI","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":23.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":65382,"total_credit_utilized":35389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.02,"installment":608.22,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23879.94,"paid_total":2410.63,"paid_principal":1120.06,"paid_interest":1290.57,"paid_late_fees":0} {"emp_title":"student services coordinator","emp_length":1,"state":"WI","homeownership":"RENT","annual_income":46000,"verified_income":"Source Verified","debt_to_income":26.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":98776,"total_credit_utilized":78906,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":9.93,"installment":435.17,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11855.72,"paid_total":2168.4,"paid_principal":1644.28,"paid_interest":524.12,"paid_late_fees":0} {"emp_title":"art teacher","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":25300,"total_credit_utilized":19719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13052.07,"paid_total":2430.55,"paid_principal":1947.93,"paid_interest":482.62,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"IL","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":11.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":50855,"total_credit_utilized":30582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":85,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":10.91,"installment":274.65,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":7390.41,"paid_total":1363.07,"paid_principal":1009.59,"paid_interest":353.48,"paid_late_fees":0} {"emp_title":"store manager","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":29.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":23,"total_credit_limit":233627,"total_credit_utilized":63045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":68400,"num_total_cc_accounts":26,"num_open_cc_accounts":18,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":9.92,"installment":233.29,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10569.39,"paid_total":693.81,"paid_principal":430.61,"paid_interest":263.2,"paid_late_fees":0} {"emp_title":"parts dept ","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":66000,"verified_income":"Source Verified","debt_to_income":19.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":43179,"total_credit_utilized":17073,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":319,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18059.32,"paid_total":2567.73,"paid_principal":1940.68,"paid_interest":627.05,"paid_late_fees":0} {"emp_title":"hardware analyst 2","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":55501,"total_credit_utilized":35880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":9.44,"installment":268.85,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7579.3,"paid_total":1070.99,"paid_principal":820.7,"paid_interest":250.29,"paid_late_fees":0} {"emp_title":"operator ","emp_length":3,"state":"KY","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":18.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":68273,"total_credit_utilized":12299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1379.24,"paid_principal":902.74,"paid_interest":476.5,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":32.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":26,"total_credit_limit":88144,"total_credit_utilized":50893,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":31600,"num_total_cc_accounts":27,"num_open_cc_accounts":25,"num_cc_carrying_balance":18,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":17.09,"installment":749.65,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18682.04,"paid_total":3728.31,"paid_principal":2317.96,"paid_interest":1410.35,"paid_late_fees":0} {"emp_title":"vp","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":16.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":85825,"total_credit_utilized":25617,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":58200,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":654.89,"paid_total":3382.6,"paid_principal":3345.11,"paid_interest":37.49,"paid_late_fees":0} {"emp_title":"nurse practitioner ","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":30.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":211174,"total_credit_utilized":64719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":70500,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1836.04,"paid_principal":1526,"paid_interest":310.04,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":206749,"total_credit_utilized":34954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":24100,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27025,"term":60,"interest_rate":21.85,"installment":744.1,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26255.09,"paid_total":2199.49,"paid_principal":769.91,"paid_interest":1429.58,"paid_late_fees":0} {"emp_title":"assembly ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":182682,"total_credit_utilized":33088,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":33400,"num_total_cc_accounts":30,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4668.31,"paid_total":522.98,"paid_principal":331.69,"paid_interest":191.29,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":22772.25,"verified_income":"Source Verified","debt_to_income":18.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":30259,"total_credit_utilized":10034,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20300,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"tire technician","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":32430,"total_credit_utilized":23005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":12.62,"installment":80.43,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2175.73,"paid_total":320.04,"paid_principal":224.27,"paid_interest":95.77,"paid_late_fees":0} {"emp_title":"consultant ","emp_length":2,"state":"NC","homeownership":"OWN","annual_income":112798,"verified_income":"Verified","debt_to_income":32.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":60,"open_credit_lines":19,"total_credit_limit":411649,"total_credit_utilized":253533,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":95000,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28758.99,"paid_total":3083.16,"paid_principal":1241.01,"paid_interest":1842.15,"paid_late_fees":0} {"emp_title":"lead technologist","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":88141,"verified_income":"Source Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":9,"total_credit_limit":295400,"total_credit_utilized":30167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14636.73,"paid_total":655.6,"paid_principal":363.27,"paid_interest":292.33,"paid_late_fees":0} {"emp_title":"business manager","emp_length":5,"state":"MO","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Source Verified","debt_to_income":17.09,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":143750,"total_credit_utilized":46192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":1757,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12500,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":79.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":10.9,"installment":78.46,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2228.47,"paid_total":233.93,"paid_principal":171.53,"paid_interest":62.4,"paid_late_fees":0} {"emp_title":"building maintenance","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":51000,"verified_income":"Source Verified","debt_to_income":16.35,"annual_income_joint":92000,"verification_income_joint":"Source Verified","debt_to_income_joint":10.42,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":41022,"total_credit_utilized":24013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":25475,"term":36,"interest_rate":15.04,"installment":883.6,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23760.75,"paid_total":2629.51,"paid_principal":1714.25,"paid_interest":915.26,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":18.12,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":10,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":26700,"total_credit_utilized":7342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9097.26,"paid_total":1370.88,"paid_principal":902.74,"paid_interest":468.14,"paid_late_fees":0} {"emp_title":"senior chemist ii","emp_length":6,"state":"CT","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":48.06,"annual_income_joint":195000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.57,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":506207,"total_credit_utilized":116104,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":50800,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":14.08,"installment":1094.93,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28317.27,"paid_total":5412.07,"paid_principal":3682.73,"paid_interest":1729.34,"paid_late_fees":0} {"emp_title":"law enforcement records tech","emp_length":0,"state":"ID","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Not Verified","debt_to_income":9.22,"annual_income_joint":93000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.77,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":213310,"total_credit_utilized":7097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18684.9,"paid_total":2170.96,"paid_principal":1315.1,"paid_interest":855.86,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":10.07,"annual_income_joint":156000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.45,"delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":244360,"total_credit_utilized":38889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34400,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36964.71,"paid_total":3756.48,"paid_principal":3035.29,"paid_interest":721.19,"paid_late_fees":0} {"emp_title":"set up technician","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":29300,"verified_income":"Verified","debt_to_income":54.81,"annual_income_joint":114300,"verification_income_joint":"Verified","debt_to_income_joint":26.04,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":85649,"total_credit_utilized":46677,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":500,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":11000,"term":36,"interest_rate":13.59,"installment":373.77,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":11169.03458,"paid_principal":11000,"paid_interest":169.03,"paid_late_fees":0} {"emp_title":"estimating coordinator","emp_length":4,"state":"CT","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":14.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":248457,"total_credit_utilized":28829,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":199,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15500,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10893.99,"paid_total":1662.71,"paid_principal":1106.01,"paid_interest":556.7,"paid_late_fees":0} {"emp_title":"production tech","emp_length":4,"state":"KY","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":17.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":54991,"total_credit_utilized":29219,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":412,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.64,"paid_total":1325.22,"paid_principal":730.36,"paid_interest":594.86,"paid_late_fees":0} {"emp_title":"tile tech","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":38248,"verified_income":"Source Verified","debt_to_income":12.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":116400,"total_credit_utilized":16623,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9436.2,"paid_total":1198.65,"paid_principal":563.8,"paid_interest":634.85,"paid_late_fees":0} {"emp_title":"vice president","emp_length":1,"state":"VA","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":4.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":20500,"total_credit_utilized":20388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20500,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":17.09,"installment":1249.42,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31938.71,"paid_total":4914.6,"paid_principal":3061.29,"paid_interest":1853.31,"paid_late_fees":0} {"emp_title":"education and design analyst","emp_length":4,"state":"CT","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":31.47,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":61867,"total_credit_utilized":34725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":10.9,"installment":183.08,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5199.75,"paid_total":545.85,"paid_principal":400.25,"paid_interest":145.6,"paid_late_fees":0} {"emp_title":"warehouse supervisior","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":55200,"verified_income":"Not Verified","debt_to_income":27.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":22,"total_credit_limit":176697,"total_credit_utilized":42948,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":119000,"num_total_cc_accounts":27,"num_open_cc_accounts":20,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19175,"term":36,"interest_rate":6.71,"installment":589.53,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17719.96,"paid_total":1754.29,"paid_principal":1455.04,"paid_interest":299.25,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":87400,"verified_income":"Verified","debt_to_income":32.05,"annual_income_joint":134400,"verification_income_joint":"Verified","debt_to_income_joint":28.02,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":19,"total_credit_limit":327097,"total_credit_utilized":103543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22000,"num_total_cc_accounts":33,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":80.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38161.85,"paid_total":3777.16,"paid_principal":1838.15,"paid_interest":1939.01,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":5,"total_credit_limit":241438,"total_credit_utilized":20960,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14200,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":21.45,"installment":382.3,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13457.47,"paid_total":1512.52,"paid_principal":542.53,"paid_interest":969.99,"paid_late_fees":0} {"emp_title":"salesman ","emp_length":6,"state":"NY","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Verified","debt_to_income":8.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":9,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":609847,"total_credit_utilized":37951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":72900,"num_total_cc_accounts":29,"num_open_cc_accounts":12,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":38328.8,"paid_total":2379.68,"paid_principal":1671.2,"paid_interest":708.48,"paid_late_fees":0} {"emp_title":"database manager","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":93000,"verified_income":"Source Verified","debt_to_income":17.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":16,"total_credit_limit":121034,"total_credit_utilized":83008,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":76900,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":6.71,"installment":983.83,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28753.31,"paid_total":3923.39,"paid_principal":3246.69,"paid_interest":676.7,"paid_late_fees":0} {"emp_title":"charge nurse","emp_length":4,"state":"OH","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":4.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":12800,"total_credit_utilized":10665,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2800,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":38.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14452.23,"paid_total":1004.42,"paid_principal":547.77,"paid_interest":456.65,"paid_late_fees":0} {"emp_title":"lpn","emp_length":2,"state":"WI","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":17.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":101156,"total_credit_utilized":58674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37600,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5237,"paid_total":920.26,"paid_principal":763,"paid_interest":157.26,"paid_late_fees":0} {"emp_title":"assembly mechanic","emp_length":9,"state":"MO","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Verified","debt_to_income":22.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":277358,"total_credit_utilized":71367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45000,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38207.91,"paid_total":3857,"paid_principal":1792.09,"paid_interest":2064.91,"paid_late_fees":0} {"emp_title":"flight supervisor","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":48,"open_credit_lines":26,"total_credit_limit":315917,"total_credit_utilized":46189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":247700,"num_total_cc_accounts":33,"num_open_cc_accounts":23,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.39,"paid_total":1765.84,"paid_principal":994.61,"paid_interest":771.23,"paid_late_fees":0} {"emp_title":"support specialist ","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":11.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":46578,"total_credit_utilized":25684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11800,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":7.96,"installment":438.46,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12956.33,"paid_total":1309.19,"paid_principal":1043.67,"paid_interest":265.52,"paid_late_fees":0} {"emp_title":"associate","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Source Verified","debt_to_income":3.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":10782,"total_credit_utilized":6735,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":10.42,"installment":48.7,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1355.43,"paid_total":193.93,"paid_principal":144.57,"paid_interest":49.36,"paid_late_fees":0} {"emp_title":"department supervisor","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":20.55,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":154069,"total_credit_utilized":11150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":10,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":9.43,"installment":179.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5191.19,"paid_total":534.7,"paid_principal":408.81,"paid_interest":125.89,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":29881.32,"verified_income":"Not Verified","debt_to_income":31.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":38600,"total_credit_utilized":11714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":7.35,"installment":294.86,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8544.58,"paid_total":1175.56,"paid_principal":955.42,"paid_interest":220.14,"paid_late_fees":0} {"emp_title":"production manager","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":13.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":32733,"total_credit_utilized":22092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":7.97,"installment":300.7,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8642.76,"paid_total":1198.55,"paid_principal":957.24,"paid_interest":241.31,"paid_late_fees":0} {"emp_title":"strategic medical planner","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Not Verified","debt_to_income":20.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":4,"total_credit_lines":55,"open_credit_lines":26,"total_credit_limit":440000,"total_credit_utilized":42649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":123900,"num_total_cc_accounts":37,"num_open_cc_accounts":22,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23727.01,"paid_total":1514.27,"paid_principal":1272.99,"paid_interest":241.28,"paid_late_fees":0} {"emp_title":"school health nurse","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":31000,"verified_income":"Verified","debt_to_income":32.29,"annual_income_joint":106000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.89,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":48467,"total_credit_utilized":30715,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15040,"paid_total":1832.42,"paid_principal":960,"paid_interest":872.42,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":43640,"verified_income":"Not Verified","debt_to_income":12.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":109500,"total_credit_utilized":14746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":61200,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9482.44,"paid_total":852.41,"paid_principal":517.56,"paid_interest":334.85,"paid_late_fees":0} {"emp_title":"real estate broker","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Not Verified","debt_to_income":14.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":226730,"total_credit_utilized":39458,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7188.41,"paid_total":981.01,"paid_principal":811.59,"paid_interest":169.42,"paid_late_fees":0} {"emp_title":"proyect manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":49815,"total_credit_utilized":26435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":17.09,"installment":285.59,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7298.57,"paid_total":1134.76,"paid_principal":701.43,"paid_interest":433.33,"paid_late_fees":0} {"emp_title":"claims dept","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Verified","debt_to_income":23.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":36783,"total_credit_utilized":13700,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":128,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9500,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15245.95,"paid_total":1479.32,"paid_principal":754.05,"paid_interest":725.27,"paid_late_fees":0} {"emp_title":"pipeliner","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":24.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":313889,"total_credit_utilized":118338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44600,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5544.7,"paid_total":551.17,"paid_principal":455.3,"paid_interest":95.87,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":32.11,"annual_income_joint":108000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.04,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":494393,"total_credit_utilized":209376,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.85,"paid_total":1898.68,"paid_principal":1504.15,"paid_interest":394.53,"paid_late_fees":0} {"emp_title":"systems analyst","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":85208.71,"verified_income":"Not Verified","debt_to_income":5.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":247367,"total_credit_utilized":48716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4300,"term":36,"interest_rate":6.07,"installment":130.96,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4081.03,"paid_total":260.47,"paid_principal":218.97,"paid_interest":41.5,"paid_late_fees":0} {"emp_title":"i & c technician","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Verified","debt_to_income":20.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2004,"inquiries_last_12m":8,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":515101,"total_credit_utilized":74381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":300,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":24.85,"installment":351.17,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11464.94,"paid_total":1861.39,"paid_principal":535.06,"paid_interest":1326.33,"paid_late_fees":0} {"emp_title":"sales manager/bus development officer","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":11.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":106610,"total_credit_utilized":69579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":58300,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.01,"installment":972.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38664.52,"paid_total":2847.66,"paid_principal":1335.48,"paid_interest":1512.18,"paid_late_fees":0} {"emp_title":"patient financial counselor ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":23.91,"annual_income_joint":102000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.47,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":20,"total_credit_limit":305338,"total_credit_utilized":40906,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33100,"num_total_cc_accounts":25,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16112.63556,"paid_principal":16000,"paid_interest":112.64,"paid_late_fees":0} {"emp_title":"stability coordinator","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":20.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":92008,"total_credit_utilized":68823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12100,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11124.02,"paid_total":1145.74,"paid_principal":875.98,"paid_interest":269.76,"paid_late_fees":0} {"emp_title":"income developement specialist","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":8.85,"annual_income_joint":285000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.81,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":54,"open_credit_lines":16,"total_credit_limit":521786,"total_credit_utilized":134873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":503,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":40300,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":29.69,"installment":1125.72,"grade":"F","sub_grade":"F2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33635.31,"paid_total":5570.87,"paid_principal":1364.69,"paid_interest":4206.18,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":28.3,"annual_income_joint":135000,"verification_income_joint":"Not Verified","debt_to_income_joint":37.54,"delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":551304,"total_credit_utilized":187709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8275,"term":36,"interest_rate":21.45,"installment":313.68,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7416.01,"paid_total":1567.8,"paid_principal":858.99,"paid_interest":708.81,"paid_late_fees":0} {"emp_title":"staff accountant","emp_length":2,"state":"AR","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":17.43,"verification_income_joint":"","delinq_2y":1,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":46617,"total_credit_utilized":35823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1228.09,"paid_principal":1014.48,"paid_interest":213.61,"paid_late_fees":0} {"emp_title":"patrol sergeant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":23.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":24,"total_credit_limit":344633,"total_credit_utilized":70804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":41700,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23438.11,"paid_total":2763.3,"paid_principal":1561.89,"paid_interest":1201.41,"paid_late_fees":0} {"emp_title":"programmer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":11.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":190300,"total_credit_utilized":26843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25800,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15628.41914,"paid_principal":15000,"paid_interest":628.42,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Not Verified","debt_to_income":26.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":29,"total_credit_limit":461736,"total_credit_utilized":74023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":199000,"num_total_cc_accounts":25,"num_open_cc_accounts":22,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10474,"paid_total":1836.04,"paid_principal":1526,"paid_interest":310.04,"paid_late_fees":0} {"emp_title":"store mgr","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":62000,"verified_income":"Source Verified","debt_to_income":10.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":145446,"total_credit_utilized":10666,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1164,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9551.97,"paid_total":964.26,"paid_principal":448.03,"paid_interest":516.23,"paid_late_fees":0} {"emp_title":"mortgage processor","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":13.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":23100,"total_credit_utilized":16102,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15700,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13645.89,"paid_total":2068.86,"paid_principal":1354.11,"paid_interest":714.75,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":14000,"verified_income":"Source Verified","debt_to_income":58.23,"annual_income_joint":84000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.03,"delinq_2y":0,"earliest_credit_line":1976,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":27400,"total_credit_utilized":21924,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":15.05,"installment":138.76,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3638.9,"paid_total":548.35,"paid_principal":361.1,"paid_interest":187.25,"paid_late_fees":0} {"emp_title":"head age group coach","emp_length":7,"state":"CA","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":35.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":148723,"total_credit_utilized":102145,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6836.81,"paid_total":1538.07,"paid_principal":1163.19,"paid_interest":374.88,"paid_late_fees":0} {"emp_title":"senior designer ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":15.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":151681,"total_credit_utilized":104187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":53600,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20575,"term":36,"interest_rate":7.96,"installment":644.37,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19555.85,"paid_total":1297.84,"paid_principal":1019.15,"paid_interest":278.69,"paid_late_fees":0} {"emp_title":"engineer ","emp_length":9,"state":"MD","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Source Verified","debt_to_income":15.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":80775,"total_credit_utilized":39352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31000,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":15.04,"installment":261.93,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10623.13,"paid_total":776.6,"paid_principal":376.87,"paid_interest":399.73,"paid_late_fees":0} {"emp_title":"nurse practitioner ","emp_length":0,"state":"SC","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":21.68,"annual_income_joint":175000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.67,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":49,"open_credit_lines":14,"total_credit_limit":720131,"total_credit_utilized":301518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":36,"interest_rate":9.93,"installment":1160.44,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31615.33,"paid_total":5861.78,"paid_principal":4384.67,"paid_interest":1477.11,"paid_late_fees":0} {"emp_title":"executive director","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":32.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":431537,"total_credit_utilized":159220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":68800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19300,"term":36,"interest_rate":16.02,"installment":678.73,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17137.66,"paid_total":3376.47,"paid_principal":2162.34,"paid_interest":1214.13,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":5.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":34000,"total_credit_utilized":5986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":897.43,"paid_principal":773.99,"paid_interest":123.44,"paid_late_fees":0} {"emp_title":"senior it auditor","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":12.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":65676,"total_credit_utilized":34077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17596.2,"paid_total":3257.53,"paid_principal":2403.8,"paid_interest":853.73,"paid_late_fees":0} {"emp_title":"controller","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":45782,"verified_income":"Not Verified","debt_to_income":27.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":76759,"total_credit_utilized":30786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":26100,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":85.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17564.07,"paid_total":3212.42,"paid_principal":2435.93,"paid_interest":776.49,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":15.45,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":8,"earliest_credit_line":1978,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":480384,"total_credit_utilized":29820,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6100,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":52.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6826,"paid_total":1441.43,"paid_principal":1174,"paid_interest":267.43,"paid_late_fees":0} {"emp_title":"mk attendant ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":9.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":17200,"total_credit_utilized":11077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":8900,"term":36,"interest_rate":9.92,"installment":286.85,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8471.68,"paid_total":581.06,"paid_principal":428.32,"paid_interest":152.74,"paid_late_fees":0} {"emp_title":"credit review manager","emp_length":4,"state":"AZ","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":23.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1976,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":365058,"total_credit_utilized":28351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":110900,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8965.72,"paid_total":1201.49,"paid_principal":1034.28,"paid_interest":167.21,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":26489,"total_credit_utilized":13307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.42,"installment":261.73,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9695.43,"paid_total":763.61,"paid_principal":304.57,"paid_interest":459.04,"paid_late_fees":0} {"emp_title":"warehouse ","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":293380,"total_credit_utilized":44882,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":215,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":19.03,"installment":498.38,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18405.75,"paid_total":1973.22,"paid_principal":794.25,"paid_interest":1178.97,"paid_late_fees":0} {"emp_title":"practice leader","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":206000,"verified_income":"Source Verified","debt_to_income":5.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":293895,"total_credit_utilized":28069,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":52000,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.31,"installment":541.99,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16606.83,"paid_total":1620.66,"paid_principal":1393.17,"paid_interest":227.49,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":28000,"verified_income":"Not Verified","debt_to_income":32.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":22000,"total_credit_utilized":8644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17600,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":11.99,"installment":53.14,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1410.48,"paid_total":264.63,"paid_principal":189.52,"paid_interest":75.11,"paid_late_fees":0} {"emp_title":"machinist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":8.8,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":230873,"total_credit_utilized":29647,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4637.57,"paid_total":477.94,"paid_principal":362.43,"paid_interest":115.51,"paid_late_fees":0} {"emp_title":"prepress supervisor","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":7.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1986,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":199500,"total_credit_utilized":9136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":16.02,"installment":140.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3551.84,"paid_total":694.45,"paid_principal":448.16,"paid_interest":246.29,"paid_late_fees":0} {"emp_title":"group leader hi-lo operator ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":21.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":63300,"total_credit_utilized":26734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22643.18,"paid_total":3287.65,"paid_principal":2356.82,"paid_interest":930.83,"paid_late_fees":0} {"emp_title":"recruiter","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":22.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":51124,"total_credit_utilized":35547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8900,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":21.85,"installment":440.54,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15544.18,"paid_total":1282.78,"paid_principal":455.82,"paid_interest":826.96,"paid_late_fees":0} {"emp_title":"mail carrier","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":14.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":8,"total_credit_limit":202300,"total_credit_utilized":41598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2304,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20.39,"installment":373.63,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9378.41,"paid_total":1114.88,"paid_principal":621.59,"paid_interest":493.29,"paid_late_fees":0} {"emp_title":"assembler","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":37500,"verified_income":"Source Verified","debt_to_income":24.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":48660,"total_credit_utilized":31116,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":66,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":10.41,"installment":58.43,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":1670.44,"paid_total":174.25,"paid_principal":129.56,"paid_interest":44.69,"paid_late_fees":0} {"emp_title":"electrician ","emp_length":5,"state":"PA","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":16.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":59676,"total_credit_utilized":35385,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13197.14,"paid_total":2443.16,"paid_principal":1802.86,"paid_interest":640.3,"paid_late_fees":0} {"emp_title":"foreman","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":4.56,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":29.84,"delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":251690,"total_credit_utilized":2023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":2260,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":14.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33589.39,"paid_total":3670.27,"paid_principal":1410.61,"paid_interest":2259.66,"paid_late_fees":0} {"emp_title":"bus operator ","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":24.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":70671,"total_credit_utilized":40775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15836.57,"paid_total":2920.88,"paid_principal":2163.43,"paid_interest":757.45,"paid_late_fees":0} {"emp_title":"business analyst v","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":15.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":10,"total_credit_limit":742634,"total_credit_utilized":65816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42400,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9528.72,"paid_total":924.58,"paid_principal":471.28,"paid_interest":453.3,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":16.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":42014,"total_credit_utilized":32394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.42,"installment":81.17,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2197.48,"paid_total":404.4,"paid_principal":302.52,"paid_interest":101.88,"paid_late_fees":0} {"emp_title":"director of laser sales","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":320000,"verified_income":"Source Verified","debt_to_income":3.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2011,"inquiries_last_12m":6,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":56788,"total_credit_utilized":14834,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":59,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.97,"installment":1096.29,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30623.09,"paid_total":5450.46,"paid_principal":4376.91,"paid_interest":1073.55,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"MORTGAGE","annual_income":75312,"verified_income":"Source Verified","debt_to_income":6.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":9,"total_credit_limit":189253,"total_credit_utilized":19348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30600,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.31,"installment":903.31,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28455.47,"paid_total":1833.17,"paid_principal":1544.53,"paid_interest":288.64,"paid_late_fees":0} {"emp_title":"electrician","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":170000,"verified_income":"Source Verified","debt_to_income":18.14,"annual_income_joint":317000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.69,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":6,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":132340,"total_credit_utilized":79560,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40800,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":23.87,"installment":1566.59,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34494.86,"paid_total":7646.73,"paid_principal":5505.14,"paid_interest":2141.59,"paid_late_fees":0} {"emp_title":"senior implementation analyst","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":60100,"verified_income":"Not Verified","debt_to_income":20.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":272413,"total_credit_utilized":103139,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":994,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3150,"term":36,"interest_rate":7.97,"installment":98.67,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2835.89,"paid_total":391.89,"paid_principal":314.11,"paid_interest":77.78,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":14.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":281467,"total_credit_utilized":29939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":500,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":7650,"term":36,"interest_rate":9.44,"installment":244.84,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6902.6,"paid_total":971.34,"paid_principal":747.4,"paid_interest":223.94,"paid_late_fees":0} {"emp_title":"lease operator","emp_length":4,"state":"NM","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":31.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":274294,"total_credit_utilized":82664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32400,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.05,"installment":285.8,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11448.53,"paid_total":1118.12,"paid_principal":551.47,"paid_interest":566.65,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":182000,"verified_income":"Not Verified","debt_to_income":15.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":135263,"total_credit_utilized":104784,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40300,"num_total_cc_accounts":35,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":31500,"term":60,"interest_rate":18.45,"installment":807.63,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30515.05,"paid_total":2455.18,"paid_principal":984.95,"paid_interest":1470.23,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":152772,"total_credit_utilized":28389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":285,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":10.91,"installment":215.8,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5806.72,"paid_total":1089.01,"paid_principal":793.28,"paid_interest":295.73,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.54,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.03,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":205329,"total_credit_utilized":17428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18468.54,"paid_total":1820.5,"paid_principal":1531.46,"paid_interest":289.04,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":47800,"verified_income":"Verified","debt_to_income":34.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":172542,"total_credit_utilized":34533,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7223.71,"paid_total":1049.18,"paid_principal":776.29,"paid_interest":272.89,"paid_late_fees":0} {"emp_title":"nuclear planner","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":7.8,"annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.63,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":167746,"total_credit_utilized":34590,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":10.9,"installment":347.09,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15389.22,"paid_total":1031.58,"paid_principal":610.78,"paid_interest":420.8,"paid_late_fees":0} {"emp_title":"repair agent","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":42655.99,"verified_income":"Not Verified","debt_to_income":11.62,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":18092,"total_credit_utilized":9896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.01,"installment":421.95,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11203.92,"paid_total":1255.18,"paid_principal":796.08,"paid_interest":459.1,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":6,"state":"WA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":26.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":61477,"total_credit_utilized":25342,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9399.96,"paid_total":1145.3,"paid_principal":600.04,"paid_interest":545.26,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":15.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":270786,"total_credit_utilized":95923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.71,"installment":553.41,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16634.11,"paid_total":1646.81,"paid_principal":1365.89,"paid_interest":280.92,"paid_late_fees":0} {"emp_title":"pharmacy technician","emp_length":0,"state":"WI","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":27.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":36,"open_credit_lines":27,"total_credit_limit":111632,"total_credit_utilized":52086,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":14,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22200,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13544.48,"paid_total":1925.8,"paid_principal":1455.52,"paid_interest":470.28,"paid_late_fees":0} {"emp_title":"fuels systems journeyman","emp_length":9,"state":"TX","homeownership":"RENT","annual_income":77000,"verified_income":"Verified","debt_to_income":15.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":262801,"total_credit_utilized":25586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":12.62,"installment":60.33,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1631.77,"paid_total":238.16,"paid_principal":168.23,"paid_interest":69.93,"paid_late_fees":0} {"emp_title":"security guard","emp_length":1,"state":"IN","homeownership":"RENT","annual_income":13728,"verified_income":"Not Verified","debt_to_income":14.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":10300,"total_credit_utilized":5435,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.43,"installment":144.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4171.49,"paid_total":429.67,"paid_principal":328.51,"paid_interest":101.16,"paid_late_fees":0} {"emp_title":"maintenance mechanic ","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":21.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":61158,"total_credit_utilized":54543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10538.41,"paid_total":1927.48,"paid_principal":1461.59,"paid_interest":465.89,"paid_late_fees":0} {"emp_title":"outside sales ","emp_length":0,"state":"CO","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":19.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":68265,"total_credit_utilized":64328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":12.61,"installment":368.58,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10233.03,"paid_total":1098.03,"paid_principal":766.97,"paid_interest":331.06,"paid_late_fees":0} {"emp_title":"","state":"KY","homeownership":"MORTGAGE","annual_income":51600,"verified_income":"Verified","debt_to_income":19.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":32627,"total_credit_utilized":22466,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":392,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1965.68,"paid_principal":1407.26,"paid_interest":558.42,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":0.67,"annual_income_joint":107000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.37,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":129000,"total_credit_utilized":368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":2100,"term":36,"interest_rate":7.34,"installment":65.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1942.06,"paid_total":194.65,"paid_principal":157.94,"paid_interest":36.71,"paid_late_fees":0} {"emp_title":"manager","emp_length":9,"state":"HI","homeownership":"MORTGAGE","annual_income":80400,"verified_income":"Verified","debt_to_income":6.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2010,"inquiries_last_12m":7,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":382190,"total_credit_utilized":15229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":45000,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27200,"term":36,"interest_rate":9.43,"installment":870.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25214.49,"paid_total":2596.98,"paid_principal":1985.51,"paid_interest":611.47,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":156000,"verified_income":"Source Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":193469,"total_credit_utilized":159878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":61.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.02,"installment":1230.85,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31078.69,"paid_total":6091.95,"paid_principal":3921.31,"paid_interest":2170.64,"paid_late_fees":0} {"emp_title":"buyer","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":39.05,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.83,"delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1988,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":50833,"total_credit_utilized":36675,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":960,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5300,"num_total_cc_accounts":25,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":46.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":5600,"term":36,"interest_rate":13.59,"installment":190.29,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4951.12,"paid_total":947.22,"paid_principal":648.88,"paid_interest":298.34,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":28.22,"annual_income_joint":65000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.17,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":71532,"total_credit_utilized":33326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":16.02,"installment":527.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13319.42,"paid_total":2624.2,"paid_principal":1680.58,"paid_interest":943.62,"paid_late_fees":0} {"emp_title":"office administrator","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":17.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":19,"total_credit_limit":62800,"total_credit_utilized":33897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":41100,"num_total_cc_accounts":18,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.42,"installment":973.95,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26370.26,"paid_total":4835.02,"paid_principal":3629.74,"paid_interest":1205.28,"paid_late_fees":0} {"emp_title":"hr supervisor","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":109000,"verified_income":"Not Verified","debt_to_income":19.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":15,"total_credit_limit":186785,"total_credit_utilized":68319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26000,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":910.25,"paid_principal":765.73,"paid_interest":144.52,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":37000,"verified_income":"Source Verified","debt_to_income":13.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":21700,"total_credit_utilized":13806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":15.04,"installment":499.47,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13430.99,"paid_total":1486.38,"paid_principal":969.01,"paid_interest":517.37,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":107000,"verified_income":"Not Verified","debt_to_income":10.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":74394,"total_credit_utilized":52524,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":5675,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14077.6,"paid_total":1670.92,"paid_principal":922.4,"paid_interest":748.52,"paid_late_fees":0} {"emp_title":"cna ","emp_length":1,"state":"MT","homeownership":"RENT","annual_income":33477,"verified_income":"Verified","debt_to_income":35.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":36320,"total_credit_utilized":17519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7300,"num_total_cc_accounts":29,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4656.28,"paid_total":505.84,"paid_principal":343.72,"paid_interest":162.12,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":20.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":306802,"total_credit_utilized":45679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":2004,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22200,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.41,"installment":257.4,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11536.1,"paid_total":765.26,"paid_principal":463.9,"paid_interest":301.36,"paid_late_fees":0} {"emp_title":"traffic systems specialist/electrician","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":12.67,"annual_income_joint":91000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.52,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":53640,"total_credit_utilized":30402,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17700,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1169.63,"paid_principal":857.64,"paid_interest":311.99,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":12696,"verified_income":"Verified","debt_to_income":2.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":3,"open_credit_lines":1,"total_credit_limit":500,"total_credit_utilized":324,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":11.99,"installment":83.03,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2203.89,"paid_total":413.48,"paid_principal":296.11,"paid_interest":117.37,"paid_late_fees":0} {"emp_title":"title specialist ","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":40000,"verified_income":"Verified","debt_to_income":3.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":8600,"total_credit_utilized":2568,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":4591,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":61.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.45,"installment":819.22,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30074.7175,"paid_principal":30000,"paid_interest":74.72,"paid_late_fees":0} {"emp_title":"cardiothoracic surgery physician assist","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":135000,"verified_income":"Not Verified","debt_to_income":21.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":54,"open_credit_lines":17,"total_credit_limit":291671,"total_credit_utilized":251337,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46000,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22806.46,"paid_total":2119.01,"paid_principal":1193.54,"paid_interest":925.47,"paid_late_fees":0} {"emp_title":"surgical assistant","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":73000,"verified_income":"Not Verified","debt_to_income":25.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":4,"total_credit_lines":50,"open_credit_lines":18,"total_credit_limit":130171,"total_credit_utilized":97996,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8000,"num_total_cc_accounts":42,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":82,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":12.62,"installment":251.34,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6799.18,"paid_total":994.84,"paid_principal":700.82,"paid_interest":294.02,"paid_late_fees":0} {"emp_title":"freight team member","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":12.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":94090,"total_credit_utilized":74215,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":10.41,"installment":195.58,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5591.32,"paid_total":583.26,"paid_principal":433.68,"paid_interest":149.58,"paid_late_fees":0} {"emp_title":"clinical assistant","emp_length":2,"state":"TN","homeownership":"OWN","annual_income":25500,"verified_income":"Source Verified","debt_to_income":10.24,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1991,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":44600,"total_credit_utilized":6282,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27100,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4864.96,"paid_total":1327.45,"paid_principal":1135.04,"paid_interest":192.41,"paid_late_fees":0} {"emp_title":"caregiver","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":26.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":34138,"total_credit_utilized":20537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.62,"installment":201.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5581.72,"paid_total":594.8,"paid_principal":418.28,"paid_interest":176.52,"paid_late_fees":0} {"emp_title":"staff coordinator ","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":24.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":24,"total_credit_limit":70600,"total_credit_utilized":48363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":11,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":24,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":29800,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":7420.19,"paid_total":771.23,"paid_principal":579.81,"paid_interest":189.42,"paid_late_fees":2} {"emp_title":"molder 3","emp_length":9,"state":"MD","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":19174,"total_credit_utilized":9387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4700,"term":36,"interest_rate":19.03,"installment":172.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4195.1,"paid_total":856.63,"paid_principal":504.9,"paid_interest":351.73,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":16.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":331617,"total_credit_utilized":34998,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":6.72,"installment":1106.98,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32347.95,"paid_total":4454.8,"paid_principal":3652.05,"paid_interest":802.75,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":69996,"verified_income":"Not Verified","debt_to_income":11.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":284549,"total_credit_utilized":30439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3100,"term":36,"interest_rate":7.35,"installment":96.22,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2709.07,"paid_total":477.31,"paid_principal":390.93,"paid_interest":86.38,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":15.09,"annual_income_joint":87050,"verification_income_joint":"Not Verified","debt_to_income_joint":16.61,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":185675,"total_credit_utilized":70405,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17456.72,"paid_total":3067.48,"paid_principal":2543.28,"paid_interest":524.2,"paid_late_fees":0} {"emp_title":"sr business system analyst","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":13.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":60934,"total_credit_utilized":29540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18452.04,"paid_total":1800.73,"paid_principal":1547.96,"paid_interest":252.77,"paid_late_fees":0} {"emp_title":"emergency management specialist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Source Verified","debt_to_income":28.17,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":36,"open_credit_lines":12,"total_credit_limit":213393,"total_credit_utilized":37245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20200,"num_total_cc_accounts":28,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10548.1,"paid_total":1940.95,"paid_principal":1451.9,"paid_interest":489.05,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":3.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":218500,"total_credit_utilized":5307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30000,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":5,"state":"VA","homeownership":"RENT","annual_income":152000,"verified_income":"Source Verified","debt_to_income":9.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":67907,"total_credit_utilized":42891,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":1120,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4700,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":20,"installment":635.86,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22782.24,"paid_total":3257.19,"paid_principal":1217.76,"paid_interest":2039.43,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":82500,"verified_income":"Not Verified","debt_to_income":26.58,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":130793,"total_credit_utilized":52082,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50800,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6991.22,"paid_total":1238.23,"paid_principal":1008.78,"paid_interest":229.45,"paid_late_fees":0} {"emp_title":"service technician","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":19.61,"annual_income_joint":118000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.31,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":128419,"total_credit_utilized":27957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":71600,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":5600,"term":36,"interest_rate":5.31,"installment":168.62,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5020.81,"paid_total":671.18,"paid_principal":579.19,"paid_interest":91.99,"paid_late_fees":0} {"emp_title":"nut ricin technician","emp_length":8,"state":"TN","homeownership":"RENT","annual_income":33250,"verified_income":"Source Verified","debt_to_income":24.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":100,"earliest_credit_line":1981,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":64648,"total_credit_utilized":32435,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":100,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27300,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.71,"installment":461.18,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13861.74,"paid_total":1377.95,"paid_principal":1138.26,"paid_interest":239.69,"paid_late_fees":0} {"emp_title":"service advisor ","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":13.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":32531,"total_credit_utilized":20468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14300,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":13.59,"installment":441.73,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11801.82,"paid_total":1757.1,"paid_principal":1198.18,"paid_interest":558.92,"paid_late_fees":0} {"emp_title":"case manager/social worker","emp_length":9,"state":"MO","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":21.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":300377,"total_credit_utilized":58846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":7,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.98,"installment":355.75,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15606.01,"paid_total":690.2,"paid_principal":393.99,"paid_interest":296.21,"paid_late_fees":0} {"emp_title":"senior engineer","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":22.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2000,"inquiries_last_12m":18,"total_credit_lines":55,"open_credit_lines":26,"total_credit_limit":437791,"total_credit_utilized":154082,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":20,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26200,"num_total_cc_accounts":33,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":4,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22854.52,"paid_total":2304,"paid_principal":1145.48,"paid_interest":1158.52,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"SC","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Not Verified","debt_to_income":29.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":22,"total_credit_limit":195823,"total_credit_utilized":49814,"num_collections_last_12m":0,"num_historical_failed_to_pay":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":19400,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":16,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":52,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":17.47,"installment":538.31,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13692.04,"paid_total":2124.12,"paid_principal":1307.96,"paid_interest":816.16,"paid_late_fees":0} {"emp_title":"lead frontend engineer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":160000,"verified_income":"Not Verified","debt_to_income":13.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":11,"total_credit_limit":95978,"total_credit_utilized":50846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13700,"num_total_cc_accounts":26,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":80.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36964.72,"paid_total":3674.46,"paid_principal":3035.28,"paid_interest":639.18,"paid_late_fees":0} {"emp_title":"nurse","emp_length":6,"state":"ID","homeownership":"MORTGAGE","annual_income":83819.67,"verified_income":"Not Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":25,"total_credit_limit":383920,"total_credit_utilized":50846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":156,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":52800,"num_total_cc_accounts":31,"num_open_cc_accounts":21,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":9.43,"installment":48.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1390.48,"paid_total":142.46,"paid_principal":109.52,"paid_interest":32.94,"paid_late_fees":0} {"emp_title":"food service supervisor","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":177193,"total_credit_utilized":34708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7200,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.08,"installment":205.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5450.83,"paid_total":836.19,"paid_principal":549.17,"paid_interest":287.02,"paid_late_fees":0} {"emp_title":"police lieutenant","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":68000,"verified_income":"Not Verified","debt_to_income":19.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":27,"total_credit_limit":412031,"total_credit_utilized":62800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":16,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":81800,"num_total_cc_accounts":27,"num_open_cc_accounts":24,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.07,"installment":197.95,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6002.81,"paid_total":591.66,"paid_principal":497.19,"paid_interest":94.47,"paid_late_fees":0} {"emp_title":"director for engineering","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":160000,"verified_income":"Source Verified","debt_to_income":6.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":44191,"total_credit_utilized":26651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20400,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33876.29,"paid_total":2685.28,"paid_principal":1123.71,"paid_interest":1561.57,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":31.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":339348,"total_credit_utilized":125381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17600,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":766.88,"paid_principal":635.83,"paid_interest":131.05,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":195000,"verified_income":"Source Verified","debt_to_income":6.67,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":49496,"total_credit_utilized":23178,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10550,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":72,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16300,"term":36,"interest_rate":12.62,"installment":546.24,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14776.91,"paid_total":2173.53,"paid_principal":1523.09,"paid_interest":650.44,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"MS","homeownership":"OWN","annual_income":168000,"verified_income":"Source Verified","debt_to_income":11.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":52,"open_credit_lines":6,"total_credit_limit":425003,"total_credit_utilized":118048,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":64000,"num_total_cc_accounts":15,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":9.93,"installment":742.45,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33166.09,"paid_total":2921.53,"paid_principal":1833.91,"paid_interest":1087.62,"paid_late_fees":0} {"emp_title":"nail","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":3.46,"annual_income_joint":62000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.42,"delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":1,"total_credit_limit":1000,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":16.01,"installment":703.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18673.24,"paid_total":2091.93,"paid_principal":1326.76,"paid_interest":765.17,"paid_late_fees":0} {"emp_title":"assistant controller","emp_length":5,"state":"RI","homeownership":"RENT","annual_income":58800,"verified_income":"Not Verified","debt_to_income":16.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1997,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":58092,"total_credit_utilized":47174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":9.93,"installment":309.45,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8593.33,"paid_total":1302.21,"paid_principal":1006.67,"paid_interest":295.54,"paid_late_fees":0} {"emp_title":"computer tech","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":65918,"verified_income":"Not Verified","debt_to_income":16.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":58589,"total_credit_utilized":40219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":1556,"current_installment_accounts":1,"accounts_opened_24m":16,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":4900,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":15.04,"installment":138.74,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4002.17467,"paid_principal":4000,"paid_interest":2.17,"paid_late_fees":0} {"emp_title":"property assessor","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":14.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":253219,"total_credit_utilized":23226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":67500,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1220.67,"paid_principal":1014.48,"paid_interest":206.19,"paid_late_fees":0} {"emp_title":"country benefits manager","emp_length":1,"state":"DC","homeownership":"RENT","annual_income":125000,"verified_income":"Not Verified","debt_to_income":22.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":150792,"total_credit_utilized":95287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":77900,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":11.99,"installment":1162.34,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30854.83,"paid_total":5753.42,"paid_principal":4145.17,"paid_interest":1608.25,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":113213.25,"verified_income":"Source Verified","debt_to_income":12.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":271895,"total_credit_utilized":39912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37369.86,"paid_total":4220.48,"paid_principal":2630.14,"paid_interest":1590.34,"paid_late_fees":0} {"emp_title":"worship pastor","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":11.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":24900,"total_credit_utilized":14353,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.58,"installment":135.9,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3725.01,"paid_total":401.66,"paid_principal":274.99,"paid_interest":126.67,"paid_late_fees":0} {"emp_title":"vp sales","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":28.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":604879,"total_credit_utilized":156411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":61200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7925,"term":36,"interest_rate":11.99,"installment":263.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6986.4,"paid_total":1305.39,"paid_principal":938.6,"paid_interest":366.79,"paid_late_fees":0} {"emp_title":"notary","emp_length":8,"state":"VA","homeownership":"RENT","annual_income":76800,"verified_income":"Source Verified","debt_to_income":5.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":16432,"total_credit_utilized":7977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.45,"installment":291.03,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7488.12,"paid_total":864.89,"paid_principal":511.88,"paid_interest":353.01,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":426006,"total_credit_utilized":30208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.72,"installment":276.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8086.97,"paid_total":1103.64,"paid_principal":913.03,"paid_interest":190.61,"paid_late_fees":0} {"emp_title":"operations supervisor","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":26.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":55419,"total_credit_utilized":36085,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":12447.52376,"paid_principal":12000,"paid_interest":426.42,"paid_late_fees":21.1} {"emp_title":"senior mechanical engineer","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":166000,"verified_income":"Not Verified","debt_to_income":9.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":118466,"total_credit_utilized":44138,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":51400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.31,"installment":180.67,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5535.59,"paid_total":540.24,"paid_principal":464.41,"paid_interest":75.83,"paid_late_fees":0} {"emp_title":"sales operation","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":20.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":60949,"total_credit_utilized":31712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.34,"installment":341.37,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10450.15,"paid_total":673.77,"paid_principal":549.85,"paid_interest":123.92,"paid_late_fees":0} {"emp_title":"training nco","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":13.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":54159,"total_credit_utilized":34059,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.72,"installment":110.7,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3234.79,"paid_total":441.46,"paid_principal":365.21,"paid_interest":76.25,"paid_late_fees":0} {"emp_title":"vp of finance and administration","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":66150,"verified_income":"Verified","debt_to_income":35.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":19,"total_credit_limit":320788,"total_credit_utilized":51279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":259,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":38300,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":16,"num_mort_accounts":2,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.05,"installment":867.25,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22743.15,"paid_total":3448.1,"paid_principal":2256.85,"paid_interest":1191.25,"paid_late_fees":0} {"emp_title":"sport science","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":160000,"verified_income":"Not Verified","debt_to_income":9.26,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":22,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":173547,"total_credit_utilized":140118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":924,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":25.82,"installment":358.01,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12011.192,"paid_principal":12000,"paid_interest":11.19,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":13200,"verified_income":"Verified","debt_to_income":34.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":20754,"total_credit_utilized":8400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":26.3,"installment":301.19,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9660.96,"paid_total":1190.15,"paid_principal":339.04,"paid_interest":851.11,"paid_late_fees":0} {"emp_title":"insurance producer","emp_length":1,"state":"LA","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Verified","debt_to_income":19.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":51895,"total_credit_utilized":28418,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13491.43,"paid_total":1856.16,"paid_principal":1508.57,"paid_interest":347.59,"paid_late_fees":0} {"emp_title":"vp, digital operations","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Verified","debt_to_income":14.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":770922,"total_credit_utilized":158201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":59900,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22421.54,"paid_total":2519.07,"paid_principal":1578.46,"paid_interest":940.61,"paid_late_fees":0} {"emp_title":"drilling fluids engineer","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":21.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":282300,"total_credit_utilized":44487,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46600,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":5.32,"installment":722.76,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20890.75,"paid_total":3635.08,"paid_principal":3109.25,"paid_interest":525.83,"paid_late_fees":0} {"emp_title":"professional support employee","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":58.27,"annual_income_joint":233000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.4,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":6,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":467710,"total_credit_utilized":110874,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":49000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26000,"term":36,"interest_rate":7.34,"installment":806.86,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24044.61,"paid_total":2399.38,"paid_principal":1955.39,"paid_interest":443.99,"paid_late_fees":0} {"emp_title":"asst to ceo","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":74000,"verified_income":"Verified","debt_to_income":21.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":118862,"total_credit_utilized":67919,"num_collections_last_12m":1,"num_historical_failed_to_pay":2,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":68500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":13.59,"installment":611.62,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16341,"paid_total":2432.89,"paid_principal":1659,"paid_interest":773.89,"paid_late_fees":0} {"emp_title":"senior software engineer","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":100500,"verified_income":"Source Verified","debt_to_income":20.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":43,"open_credit_lines":22,"total_credit_limit":149818,"total_credit_utilized":74764,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":75000,"num_total_cc_accounts":28,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":90.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.96,"installment":810.3,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":38354.23,"paid_total":2395.52,"paid_principal":1645.77,"paid_interest":749.75,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":16.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":201612,"total_credit_utilized":32308,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15100,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.01,"installment":421.95,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11203.92,"paid_total":1255.18,"paid_principal":796.08,"paid_interest":459.1,"paid_late_fees":0} {"emp_title":"research technician ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":34.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":125789,"total_credit_utilized":97737,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8849.12,"paid_total":1695.21,"paid_principal":1150.88,"paid_interest":544.33,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":16.24,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":240500,"total_credit_utilized":27846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14150,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":77,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":11.99,"installment":400.31,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16875.45,"paid_total":1977.57,"paid_principal":1124.55,"paid_interest":853.02,"paid_late_fees":0} {"emp_title":"manager, branch services","emp_length":3,"state":"CO","homeownership":"MORTGAGE","annual_income":82416,"verified_income":"Verified","debt_to_income":19.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":253672,"total_credit_utilized":110542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18500,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27291.78,"paid_total":4137.72,"paid_principal":2708.22,"paid_interest":1429.5,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":2,"state":"UT","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":14.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":66782,"total_credit_utilized":32474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17100,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10835.57,"paid_total":1567.14,"paid_principal":1164.43,"paid_interest":402.71,"paid_late_fees":0} {"emp_title":"crna","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":160000,"verified_income":"Not Verified","debt_to_income":21.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":238069,"total_credit_utilized":216560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":9.93,"installment":1031.5,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28894.92,"paid_total":4108.35,"paid_principal":3105.08,"paid_interest":1003.27,"paid_late_fees":0} {"emp_title":"clinical laboratory scientist","emp_length":5,"state":"CA","homeownership":"OWN","annual_income":130000,"verified_income":"Verified","debt_to_income":4.94,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":514902,"total_credit_utilized":15548,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34700,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38539.28,"paid_total":2678.46,"paid_principal":1460.72,"paid_interest":1217.74,"paid_late_fees":0} {"emp_title":"custodian ","emp_length":1,"state":"IL","homeownership":"OWN","annual_income":38000,"verified_income":"Not Verified","debt_to_income":15.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":25138,"total_credit_utilized":21457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.05,"installment":104.07,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3095.61307,"paid_principal":3000,"paid_interest":95.61,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":5.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":26784,"total_credit_utilized":14102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20700,"num_total_cc_accounts":12,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5434.35,"paid_total":787.05,"paid_principal":565.65,"paid_interest":221.4,"paid_late_fees":0} {"emp_title":"social service director","emp_length":7,"state":"MI","homeownership":"MORTGAGE","annual_income":162000,"verified_income":"Source Verified","debt_to_income":22.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2001,"inquiries_last_12m":11,"total_credit_lines":59,"open_credit_lines":38,"total_credit_limit":487412,"total_credit_utilized":274405,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":186,"current_installment_accounts":12,"accounts_opened_24m":19,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":85200,"num_total_cc_accounts":33,"num_open_cc_accounts":24,"num_cc_carrying_balance":17,"num_mort_accounts":1,"account_never_delinq_percent":98.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13944.54,"paid_total":1484.26,"paid_principal":1055.46,"paid_interest":428.8,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":2,"state":"GA","homeownership":"OWN","annual_income":42614,"verified_income":"Not Verified","debt_to_income":52.75,"annual_income_joint":102103,"verification_income_joint":"Not Verified","debt_to_income_joint":32.83,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":145904,"total_credit_utilized":88536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14284.05,"paid_total":1360.75,"paid_principal":715.95,"paid_interest":644.8,"paid_late_fees":0} {"emp_title":"environmental systems supervisor ","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":73000,"verified_income":"Source Verified","debt_to_income":5.52,"annual_income_joint":106000,"verification_income_joint":"","debt_to_income_joint":5.34,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":24800,"total_credit_utilized":14983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":17.47,"installment":538.31,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14026.15,"paid_total":1549.42,"paid_principal":973.85,"paid_interest":575.57,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":12816,"verified_income":"Verified","debt_to_income":16.29,"annual_income_joint":24576,"verification_income_joint":"Verified","debt_to_income_joint":22.9,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":78750,"total_credit_utilized":2339,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1482,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10300,"term":36,"interest_rate":20,"installment":382.79,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9434.16,"paid_total":1519.72,"paid_principal":865.84,"paid_interest":653.88,"paid_late_fees":0} {"emp_title":"city carrier","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":29.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":91692,"total_credit_utilized":33313,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":47600,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.59,"installment":691.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28199.99,"paid_total":3435.8,"paid_principal":1800.01,"paid_interest":1635.79,"paid_late_fees":0} {"emp_title":"senior supervisor","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":152000,"verified_income":"Not Verified","debt_to_income":15.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":321662,"total_credit_utilized":58562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":47000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21925,"term":36,"interest_rate":10.91,"installment":716.87,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21925,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"owner/sales rep","emp_length":4,"state":"VA","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":9.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":4,"total_credit_limit":54543,"total_credit_utilized":33950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29300,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32171.45,"paid_total":9001.08,"paid_principal":7828.55,"paid_interest":1172.53,"paid_late_fees":0} {"emp_title":"auto tech","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Not Verified","debt_to_income":19.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":7,"total_credit_lines":62,"open_credit_lines":19,"total_credit_limit":180433,"total_credit_utilized":33209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":995,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":33,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10068.34518,"paid_principal":10000,"paid_interest":68.35,"paid_late_fees":0} {"emp_title":"client relations manager","emp_length":1,"state":"KS","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":4.64,"annual_income_joint":101000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.56,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":102131,"total_credit_utilized":97092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":13.58,"installment":230.52,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.56,"paid_total":914.54,"paid_principal":477.44,"paid_interest":437.1,"paid_late_fees":0} {"emp_title":"account associate","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":31.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":53202,"total_credit_utilized":24889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":19.03,"installment":293.37,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7140.66,"paid_total":1458.39,"paid_principal":859.34,"paid_interest":599.05,"paid_late_fees":0} {"emp_title":"social worker","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":29.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":15,"total_credit_limit":87986,"total_credit_utilized":57436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27600,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.71,"installment":553.41,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16634.11,"paid_total":1646.81,"paid_principal":1365.89,"paid_interest":280.92,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":470638,"total_credit_utilized":149424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":9.93,"installment":445.47,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19618.86,"paid_total":2215.77,"paid_principal":1381.14,"paid_interest":834.63,"paid_late_fees":0} {"emp_title":"communications","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":21.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":22,"total_credit_limit":84153,"total_credit_utilized":68930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1108,"current_installment_accounts":14,"accounts_opened_24m":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":14.07,"installment":615.81,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16771.43,"paid_total":1903.71,"paid_principal":1228.57,"paid_interest":675.14,"paid_late_fees":0} {"emp_title":"accounting specialist","emp_length":4,"state":"MD","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":21.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":50,"open_credit_lines":19,"total_credit_limit":565377,"total_credit_utilized":231673,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3900,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9347.1,"paid_total":1061.45,"paid_principal":652.9,"paid_interest":408.55,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":19.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":3,"total_credit_limit":203258,"total_credit_utilized":48820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17400,"num_total_cc_accounts":11,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13564.27,"paid_total":1943.62,"paid_principal":1435.73,"paid_interest":507.89,"paid_late_fees":0} {"emp_title":"caterer","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":23.24,"annual_income_joint":62000,"verification_income_joint":"Verified","debt_to_income_joint":28.82,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":31799,"total_credit_utilized":15328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22400,"term":36,"interest_rate":17.09,"installment":799.63,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20436.07,"paid_total":3145.35,"paid_principal":1963.93,"paid_interest":1181.42,"paid_late_fees":0} {"emp_title":"assistant propmaster","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":14.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":93000,"total_credit_utilized":30569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1200,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":41200,"num_total_cc_accounts":32,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17434.95,"paid_total":3086.38,"paid_principal":2565.05,"paid_interest":521.33,"paid_late_fees":0} {"emp_title":"director of sales ","emp_length":5,"state":"SC","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":3.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":266417,"total_credit_utilized":12488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":575,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4521.4,"paid_total":650.93,"paid_principal":478.6,"paid_interest":172.33,"paid_late_fees":0} {"emp_title":"clerk","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":9.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":29227,"total_credit_utilized":29442,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6200,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":24.85,"installment":292.64,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8568.16,"paid_total":2156.75,"paid_principal":1431.84,"paid_interest":724.91,"paid_late_fees":0} {"emp_title":"server","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":15.5,"annual_income_joint":65000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.45,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":15100,"total_credit_utilized":10126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4548.63,"paid_total":689.62,"paid_principal":451.37,"paid_interest":238.25,"paid_late_fees":0} {"emp_title":"public health nurse senior","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":32.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":154465,"total_credit_utilized":76428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.08,"installment":91.38,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2615.22,"paid_total":454.37,"paid_principal":384.78,"paid_interest":69.59,"paid_late_fees":0} {"emp_title":"office manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":160000,"verified_income":"Not Verified","debt_to_income":6.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":79459,"total_credit_utilized":75476,"num_collections_last_12m":0,"num_historical_failed_to_pay":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":6,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":12.61,"installment":270.65,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11154.62,"paid_total":1203.54,"paid_principal":845.38,"paid_interest":358.16,"paid_late_fees":0} {"emp_title":"clerk","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":46000,"verified_income":"Not Verified","debt_to_income":7.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":64350,"total_credit_utilized":34481,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27800,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20800,"term":36,"interest_rate":6.72,"installment":639.59,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16837.83,"paid_total":4484.47,"paid_principal":3962.17,"paid_interest":522.3,"paid_late_fees":0} {"emp_title":"hcc coder","emp_length":1,"state":"OH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":96313,"total_credit_utilized":32621,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12700,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":22.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":22,"total_credit_limit":171805,"total_credit_utilized":42877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":122600,"num_total_cc_accounts":32,"num_open_cc_accounts":21,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.71,"installment":614.9,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18482.35,"paid_total":1829.79,"paid_principal":1517.65,"paid_interest":312.14,"paid_late_fees":0} {"emp_title":"golf course supt","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":18.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":323589,"total_credit_utilized":47467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":41000,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":37000,"term":60,"interest_rate":10.42,"installment":793.81,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34595.98,"paid_total":3947.63,"paid_principal":2404.02,"paid_interest":1543.61,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"IN","homeownership":"RENT","annual_income":144000,"verified_income":"Not Verified","debt_to_income":5.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":10,"total_credit_limit":62132,"total_credit_utilized":15684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":1297,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24200,"num_total_cc_accounts":38,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":65.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5391.31,"paid_total":735.76,"paid_principal":608.69,"paid_interest":127.07,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":29.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":60883,"total_credit_utilized":31896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20400,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8782.01,"paid_total":1600.72,"paid_principal":1217.99,"paid_interest":382.73,"paid_late_fees":0} {"emp_title":"director of facilities and logistics","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":312221,"verified_income":"Source Verified","debt_to_income":19.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":69,"open_credit_lines":31,"total_credit_limit":920884,"total_credit_utilized":256949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":49400,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17971.08,"paid_total":2452.49,"paid_principal":2028.92,"paid_interest":423.57,"paid_late_fees":0} {"emp_title":"senior army instructor","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":17.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":367911,"total_credit_utilized":60513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13200,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.44,"installment":377.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16801.75,"paid_total":1878.11,"paid_principal":1198.25,"paid_interest":679.86,"paid_late_fees":0} {"emp_title":"chef","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":19.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":17,"total_credit_limit":75176,"total_credit_utilized":38767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":327,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":17200,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10514.92094,"paid_principal":10000,"paid_interest":514.92,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":93306,"total_credit_utilized":31110,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24394.55,"paid_total":1136.46,"paid_principal":605.45,"paid_interest":531.01,"paid_late_fees":0} {"emp_title":"cashier","emp_length":1,"state":"KY","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":1.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":2,"total_credit_limit":1000,"total_credit_utilized":778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":21.45,"installment":189.54,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4588.46,"paid_total":772.64,"paid_principal":411.54,"paid_interest":361.1,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":5.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":13,"total_credit_limit":214600,"total_credit_utilized":13327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":1000,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31000,"num_total_cc_accounts":36,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.43,"installment":192.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5413.69,"paid_total":764.9,"paid_principal":586.31,"paid_interest":178.59,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":0,"annual_income_joint":51000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.25,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":5600,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":8400,"term":36,"interest_rate":6.71,"installment":258.26,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7976.24,"paid_total":510.26,"paid_principal":423.76,"paid_interest":86.5,"paid_late_fees":0} {"emp_title":"national sales manager","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":7.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":53943,"total_credit_utilized":25336,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24000,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":9.92,"installment":487.78,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22099.66,"paid_total":1450.66,"paid_principal":900.34,"paid_interest":550.32,"paid_late_fees":0} {"emp_title":"church administrator","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":64655,"verified_income":"Source Verified","debt_to_income":14.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":107432,"total_credit_utilized":10692,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4600,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3025,"term":36,"interest_rate":19.42,"installment":111.53,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2834.22,"paid_total":328.06,"paid_principal":190.78,"paid_interest":137.28,"paid_late_fees":0} {"emp_title":"property manager","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":15.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":10,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":76995,"total_credit_utilized":73884,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":14.08,"installment":855.42,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22711.77,"paid_total":3372.79,"paid_principal":2288.23,"paid_interest":1084.56,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"KY","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":19.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":17000,"total_credit_utilized":12346,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":20,"installment":662.35,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23730.52,"paid_total":3283.97,"paid_principal":1269.48,"paid_interest":2014.49,"paid_late_fees":0} {"emp_title":"service consultant","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":10.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":30741,"total_credit_utilized":24730,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4390.98,"paid_total":803.14,"paid_principal":609.02,"paid_interest":194.12,"paid_late_fees":0} {"emp_title":"logistics management specialist","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":16.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":55685,"total_credit_utilized":43346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17478.04,"paid_total":3095.58,"paid_principal":2521.96,"paid_interest":573.62,"paid_late_fees":0} {"emp_title":"financial management","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Source Verified","debt_to_income":17.35,"annual_income_joint":226000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.01,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2003,"inquiries_last_12m":9,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":642952,"total_credit_utilized":49118,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":18.06,"installment":1266.39,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31188.8,"paid_total":6296.83,"paid_principal":3811.2,"paid_interest":2485.63,"paid_late_fees":0} {"emp_title":"production scheduler","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":17.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":55201,"total_credit_utilized":45651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13900,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15464.29332,"paid_principal":15000,"paid_interest":464.29,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"CT","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":28.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":12,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":78554,"total_credit_utilized":53045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5446.97,"paid_total":806.46,"paid_principal":553.03,"paid_interest":253.43,"paid_late_fees":0} {"emp_title":"partner development manager","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Source Verified","debt_to_income":13.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":864396,"total_credit_utilized":160922,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":7.96,"installment":595.05,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18058.85,"paid_total":1223.72,"paid_principal":941.15,"paid_interest":282.57,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":15.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":363123,"total_credit_utilized":75851,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":112500,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36904.08,"paid_total":3601.46,"paid_principal":3095.92,"paid_interest":505.54,"paid_late_fees":0} {"emp_title":"appraiser","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":24000,"verified_income":"Not Verified","debt_to_income":17.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":23200,"total_credit_utilized":13415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":8,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"statistician","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":116365,"verified_income":"Source Verified","debt_to_income":12.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":483332,"total_credit_utilized":37067,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23900,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37337.22,"paid_total":4142.11,"paid_principal":2662.78,"paid_interest":1479.33,"paid_late_fees":0} {"emp_title":"income manteinance caseworker","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":17.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":51,"open_credit_lines":26,"total_credit_limit":239710,"total_credit_utilized":135938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20900,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":13.58,"installment":414.92,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17359.14,"paid_total":1217.6,"paid_principal":640.86,"paid_interest":576.74,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":16848,"verified_income":"Verified","debt_to_income":29.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":11266,"total_credit_utilized":7389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":180,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":23.88,"installment":254.61,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6116.69,"paid_total":746.58,"paid_principal":383.31,"paid_interest":363.27,"paid_late_fees":0} {"emp_title":"estimator","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":8.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":15500,"total_credit_utilized":6054,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5304.78,"paid_total":1014.87,"paid_principal":695.22,"paid_interest":319.65,"paid_late_fees":0} {"emp_title":"soldier","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":56912,"verified_income":"Source Verified","debt_to_income":17.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":78289,"total_credit_utilized":36562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19400,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11089.41,"paid_total":1088.93,"paid_principal":910.59,"paid_interest":178.34,"paid_late_fees":0} {"emp_title":"field representative","emp_length":7,"state":"NJ","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":4.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":53900,"total_credit_utilized":13397,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":53900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":12.62,"installment":293.27,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12388.02,"paid_total":1075.78,"paid_principal":611.98,"paid_interest":463.8,"paid_late_fees":0} {"emp_title":"parts tech","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Verified","debt_to_income":20.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":336575,"total_credit_utilized":37169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9023.01,"paid_total":1267.09,"paid_principal":976.99,"paid_interest":290.1,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":115000,"verified_income":"Source Verified","debt_to_income":22.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":121021,"total_credit_utilized":100778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":2316,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.05,"installment":1214.15,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31025.59,"paid_total":6012.22,"paid_principal":3974.41,"paid_interest":2037.81,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":5.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":89,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":5,"total_credit_limit":10000,"total_credit_utilized":7749,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":89,"current_accounts_delinq":0,"total_collection_amount_ever":886,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7025.61,"paid_total":1284.99,"paid_principal":974.39,"paid_interest":310.6,"paid_late_fees":0} {"emp_title":"cook","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":42780,"verified_income":"Source Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":56600,"total_credit_utilized":15359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":524,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.06,"installment":508.53,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19150.95,"paid_total":2014.05,"paid_principal":849.05,"paid_interest":1165,"paid_late_fees":0} {"emp_title":"associate pastor","emp_length":3,"state":"KS","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":17.85,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":63,"open_credit_lines":19,"total_credit_limit":251721,"total_credit_utilized":233230,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":344,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":70900,"num_total_cc_accounts":30,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.01,"installment":1054.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27931.95,"paid_total":3212.9,"paid_principal":2068.05,"paid_interest":1144.85,"paid_late_fees":0} {"emp_title":"rdaef ","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Not Verified","debt_to_income":5.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":168337,"total_credit_utilized":3907,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":984,"current_installment_accounts":0,"accounts_opened_24m":13,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4528.63,"paid_total":660.87,"paid_principal":471.37,"paid_interest":189.5,"paid_late_fees":0} {"emp_title":"nursing","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Verified","debt_to_income":11.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":22,"total_credit_limit":243107,"total_credit_utilized":14255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":51100,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4634.99,"paid_total":474.79,"paid_principal":365.01,"paid_interest":109.78,"paid_late_fees":0} {"emp_title":"client relations manager","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":13.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":73117,"total_credit_utilized":28831,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30700,"num_total_cc_accounts":26,"num_open_cc_accounts":20,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":11.99,"installment":697.41,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18512.98,"paid_total":3563.99,"paid_principal":2487.02,"paid_interest":1076.97,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":1.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":7,"total_credit_lines":35,"open_credit_lines":7,"total_credit_limit":127609,"total_credit_utilized":1933,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12500,"num_total_cc_accounts":24,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":5.32,"installment":75.29,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2023.05,"paid_total":525.71,"paid_principal":476.95,"paid_interest":48.76,"paid_late_fees":0} {"emp_title":"rn","emp_length":0,"state":"NC","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":12.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":47100,"total_credit_utilized":28942,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40400,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23776.62,"paid_total":2220.86,"paid_principal":1223.38,"paid_interest":997.48,"paid_late_fees":0} {"emp_title":"project consultant","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":25.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":382076,"total_credit_utilized":56682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14800,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":15.05,"installment":124.89,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3191.17,"paid_total":621.44,"paid_principal":408.83,"paid_interest":212.61,"paid_late_fees":0} {"emp_title":"service analyst","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":13.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":33189,"total_credit_utilized":22578,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":621,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8347.93,"paid_total":2211.58,"paid_principal":1652.07,"paid_interest":559.51,"paid_late_fees":0} {"emp_title":"chemist","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":8.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":17359,"total_credit_utilized":10091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.42,"installment":211.03,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5713.52,"paid_total":1051.39,"paid_principal":786.48,"paid_interest":264.91,"paid_late_fees":0} {"emp_title":"sr housing counselor","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":3.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":534372,"total_credit_utilized":6202,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":44100,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.61,"paid_total":1226.27,"paid_principal":1014.39,"paid_interest":211.88,"paid_late_fees":0} {"emp_title":"welder","emp_length":7,"state":"WI","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":2.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":4300,"total_credit_utilized":2716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6991.22,"paid_total":1234.97,"paid_principal":1008.78,"paid_interest":226.19,"paid_late_fees":0} {"emp_title":"maanger","emp_length":10,"state":"VT","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":3.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":4300,"total_credit_utilized":3323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":20.39,"installment":130.77,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3207.45,"paid_total":515.15,"paid_principal":292.55,"paid_interest":222.6,"paid_late_fees":0} {"emp_title":"trainer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":29.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":88084,"total_credit_utilized":49084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37700,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":6.08,"installment":974.67,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28725.07,"paid_total":3877.06,"paid_principal":3274.93,"paid_interest":602.13,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":84000,"verified_income":"Source Verified","debt_to_income":15.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":96,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":74900,"total_credit_utilized":24189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":96,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50700,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.93,"installment":967.03,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27825.77,"paid_total":2884.54,"paid_principal":2174.23,"paid_interest":710.31,"paid_late_fees":0} {"emp_title":"org driver ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":122000,"verified_income":"Source Verified","debt_to_income":6.38,"annual_income_joint":212237,"verification_income_joint":"Source Verified","debt_to_income_joint":6.68,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":206602,"total_credit_utilized":35326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1700,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":11.98,"installment":531.28,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14874.19,"paid_total":1598.55,"paid_principal":1125.81,"paid_interest":472.74,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"MORTGAGE","annual_income":27000,"verified_income":"Source Verified","debt_to_income":17.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":17400,"total_credit_utilized":12400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":20.39,"installment":313.85,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8054.85,"paid_total":637.22,"paid_principal":345.15,"paid_interest":292.07,"paid_late_fees":0} {"emp_title":"vinyl repair ","emp_length":3,"state":"WA","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":22.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":358161,"total_credit_utilized":45893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3566.39,"paid_total":2602.5,"paid_principal":2433.61,"paid_interest":168.89,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"RENT","annual_income":22114,"verified_income":"Verified","debt_to_income":11.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":4,"total_credit_limit":20600,"total_credit_utilized":7064,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":0,"accounts_opened_24m":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.01,"paid_total":915.13,"paid_principal":773.99,"paid_interest":141.14,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":19.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":47923,"total_credit_utilized":29258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3489,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1397.78,"paid_principal":890.31,"paid_interest":507.47,"paid_late_fees":0} {"emp_title":"personal banker ","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":11.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":230889,"total_credit_utilized":32952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":18.06,"installment":406.82,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15320.78,"paid_total":1587.15,"paid_principal":679.22,"paid_interest":907.93,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":69000,"verified_income":"Source Verified","debt_to_income":22.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":73031,"total_credit_utilized":48611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23600,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":81.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":19.03,"installment":571.06,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21091.26,"paid_total":2260.98,"paid_principal":908.74,"paid_interest":1352.24,"paid_late_fees":0} {"emp_title":"lpn","emp_length":10,"state":"ID","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":31.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":86930,"total_credit_utilized":49555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9436.2,"paid_total":1198.65,"paid_principal":563.8,"paid_interest":634.85,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":75341,"verified_income":"Source Verified","debt_to_income":8.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":20924,"total_credit_utilized":10800,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.64,"paid_total":1278.37,"paid_principal":970.36,"paid_interest":308.01,"paid_late_fees":0} {"emp_title":"executive director ","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Verified","debt_to_income":9.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":277533,"total_credit_utilized":57505,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":13.59,"installment":806.97,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32900,"paid_total":4008.43,"paid_principal":2100,"paid_interest":1908.43,"paid_late_fees":0} {"emp_title":"paraeducator","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":27000,"verified_income":"Source Verified","debt_to_income":33.16,"annual_income_joint":54000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.82,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":71850,"total_credit_utilized":34750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":31300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23000,"term":60,"interest_rate":15.05,"installment":547.78,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21700.83,"paid_total":2416.51,"paid_principal":1299.17,"paid_interest":1117.34,"paid_late_fees":0} {"emp_title":"foreman","emp_length":6,"state":"MI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":18.78,"annual_income_joint":112000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.87,"delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":132026,"total_credit_utilized":14436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":7200,"term":36,"interest_rate":23.87,"installment":281.99,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6775.35,"paid_total":826.87,"paid_principal":424.65,"paid_interest":402.22,"paid_late_fees":0} {"emp_title":"front office manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":88932,"verified_income":"Not Verified","debt_to_income":17.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":226673,"total_credit_utilized":41134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":9.93,"installment":296.98,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13079.24,"paid_total":1477.18,"paid_principal":920.76,"paid_interest":556.42,"paid_late_fees":0} {"emp_title":"accountant","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":30.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":280934,"total_credit_utilized":62759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1160,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19525,"term":60,"interest_rate":20,"installment":517.3,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18533.07,"paid_total":2543.11,"paid_principal":991.93,"paid_interest":1551.18,"paid_late_fees":0} {"emp_title":"assistant property manager","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":6.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":29725,"total_credit_utilized":9263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":5.32,"installment":234.9,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6993.38,"paid_total":937.29,"paid_principal":806.62,"paid_interest":130.67,"paid_late_fees":0} {"emp_title":"mail carrier","emp_length":5,"state":"MI","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":20.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":50999,"total_credit_utilized":14555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":28600,"term":60,"interest_rate":26.77,"installment":869.39,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27890.29,"paid_total":2523.1,"paid_principal":709.71,"paid_interest":1813.39,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":18000,"verified_income":"Not Verified","debt_to_income":19.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":62000,"total_credit_utilized":11744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32800,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.34,"installment":77.59,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2311.96,"paid_total":230.73,"paid_principal":188.04,"paid_interest":42.69,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":9.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":276617,"total_credit_utilized":17221,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27291.78,"paid_total":4137.72,"paid_principal":2708.22,"paid_interest":1429.5,"paid_late_fees":0} {"emp_title":"property manager","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":14.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":20,"total_credit_limit":240758,"total_credit_utilized":12199,"num_collections_last_12m":0,"num_historical_failed_to_pay":6,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":4314,"current_installment_accounts":0,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":16400,"num_total_cc_accounts":25,"num_open_cc_accounts":19,"num_cc_carrying_balance":16,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":5,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":10.9,"installment":340,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9656.69,"paid_total":1007.4,"paid_principal":743.31,"paid_interest":264.09,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":24.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":70100,"total_credit_utilized":36980,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.93,"installment":225.65,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6320.73,"paid_total":894.88,"paid_principal":679.27,"paid_interest":215.61,"paid_late_fees":0} {"emp_title":"power production manager","emp_length":10,"state":"VT","homeownership":"MORTGAGE","annual_income":121000,"verified_income":"Not Verified","debt_to_income":29.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":435583,"total_credit_utilized":109674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6117.28,"paid_total":1083.49,"paid_principal":882.72,"paid_interest":200.77,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":9,"state":"MD","homeownership":"MORTGAGE","annual_income":87500,"verified_income":"Not Verified","debt_to_income":20.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":242009,"total_credit_utilized":48506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.58,"installment":271.8,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7635.41,"paid_total":549.64,"paid_principal":364.59,"paid_interest":185.05,"paid_late_fees":0} {"emp_title":"general manager","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":46000,"verified_income":"Not Verified","debt_to_income":9.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":10652,"total_credit_utilized":5167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":14.07,"installment":246.33,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6708.55,"paid_total":733.36,"paid_principal":491.45,"paid_interest":241.91,"paid_late_fees":0} {"emp_title":"pediatrician","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":275000,"verified_income":"Not Verified","debt_to_income":9.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":884610,"total_credit_utilized":127446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":64600,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":34956.09,"paid_total":6191.17,"paid_principal":5043.91,"paid_interest":1147.26,"paid_late_fees":0} {"emp_title":"maintenance mechanic","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":3.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":257270,"total_credit_utilized":10293,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43100,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37500.99,"paid_total":4421.26,"paid_principal":2499.01,"paid_interest":1922.25,"paid_late_fees":0} {"emp_title":"engineer","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":70480,"verified_income":"Verified","debt_to_income":37.08,"annual_income_joint":111900,"verification_income_joint":"Verified","debt_to_income_joint":25.32,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":341340,"total_credit_utilized":116079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":34000,"term":60,"interest_rate":12.61,"installment":766.84,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32758.37,"paid_total":2276.7,"paid_principal":1241.63,"paid_interest":1035.07,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Not Verified","debt_to_income":28.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":52603,"total_credit_utilized":41682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.98,"installment":398.46,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11155.65,"paid_total":1179.41,"paid_principal":844.35,"paid_interest":335.06,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":13920,"verified_income":"Not Verified","debt_to_income":28.83,"annual_income_joint":25092,"verification_income_joint":"Not Verified","debt_to_income_joint":28.23,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":81700,"total_credit_utilized":11810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4625,"term":36,"interest_rate":9.92,"installment":149.07,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4402.41,"paid_total":295.59,"paid_principal":222.59,"paid_interest":73,"paid_late_fees":0} {"emp_title":"billing lead","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":57500,"verified_income":"Not Verified","debt_to_income":11.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":32745,"total_credit_utilized":16802,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8798.08,"paid_total":1619.7,"paid_principal":1201.92,"paid_interest":417.78,"paid_late_fees":0} {"emp_title":"executive pastor ","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":24.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":25,"total_credit_limit":84324,"total_credit_utilized":33590,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":39000,"num_total_cc_accounts":23,"num_open_cc_accounts":23,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":14.07,"installment":326.27,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13673.86,"paid_total":641.6,"paid_principal":326.14,"paid_interest":315.46,"paid_late_fees":0} {"emp_title":"digital marketing manager","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":18.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":65847,"total_credit_utilized":41101,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":7.35,"installment":55.87,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":1822.11036,"paid_principal":1800,"paid_interest":22.11,"paid_late_fees":0} {"emp_title":"claim specialist","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":82173,"total_credit_utilized":41188,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13800,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4759.38,"paid_total":316.79,"paid_principal":240.62,"paid_interest":76.17,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":41000,"verified_income":"Not Verified","debt_to_income":18.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":25582,"total_credit_utilized":11816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":13.58,"installment":50.97,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1361.69,"paid_total":201.62,"paid_principal":138.31,"paid_interest":63.31,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":10.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":32200,"total_credit_utilized":22582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":6.71,"installment":676.39,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":22340.38709,"paid_principal":22000,"paid_interest":340.39,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":8.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":350836,"total_credit_utilized":15284,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39500,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":1625,"term":36,"interest_rate":7.34,"installment":50.43,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":1625.40851,"paid_principal":1625,"paid_interest":0.41,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":3.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":87606,"total_credit_utilized":9044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":73000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8117.66444,"paid_principal":8000,"paid_interest":117.66,"paid_late_fees":0} {"emp_title":"teacher aid ","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Source Verified","debt_to_income":31.45,"annual_income_joint":70000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.3,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":49,"open_credit_lines":22,"total_credit_limit":404737,"total_credit_utilized":29920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":340,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15100,"num_total_cc_accounts":41,"num_open_cc_accounts":19,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":18.45,"installment":181.9,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4680.06,"paid_total":535.45,"paid_principal":319.94,"paid_interest":215.51,"paid_late_fees":0} {"emp_title":"project managet","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":47.34,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":33.38,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":444344,"total_credit_utilized":109816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65600,"num_total_cc_accounts":29,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":5,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":19.42,"installment":1046.89,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38781.83,"paid_total":3054.36,"paid_principal":1218.17,"paid_interest":1836.19,"paid_late_fees":0} {"emp_title":"senior accountant ","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":83800,"verified_income":"Source Verified","debt_to_income":13.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":120304,"total_credit_utilized":34499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":128,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28447.4,"paid_total":2609.25,"paid_principal":1552.6,"paid_interest":1056.65,"paid_late_fees":0} {"emp_title":"product man","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":102500,"verified_income":"Not Verified","debt_to_income":3.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":92840,"total_credit_utilized":127470,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":61,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.71,"installment":461.18,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13861.74,"paid_total":1377.95,"paid_principal":1138.26,"paid_interest":239.69,"paid_late_fees":0} {"emp_title":"senior visual merchandising manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":106000,"verified_income":"Verified","debt_to_income":9.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":117173,"total_credit_utilized":34568,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":34400,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17953.16,"paid_total":2429.92,"paid_principal":2046.84,"paid_interest":383.08,"paid_late_fees":0} {"emp_title":"police officer","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":19.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":14,"total_credit_limit":116736,"total_credit_utilized":108092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12800,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.92,"installment":418.99,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13079.55965,"paid_principal":13000,"paid_interest":79.56,"paid_late_fees":0} {"emp_title":"physician","emp_length":0,"state":"MD","homeownership":"MORTGAGE","annual_income":260000,"verified_income":"Source Verified","debt_to_income":9.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":622144,"total_credit_utilized":73904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18843.88,"paid_total":2364.93,"paid_principal":1156.12,"paid_interest":1208.81,"paid_late_fees":0} {"emp_title":"technision","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":32.6,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.26,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":75837,"total_credit_utilized":48301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27400,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":25.82,"installment":321.56,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7382.72,"paid_total":1274.76,"paid_principal":617.28,"paid_interest":657.48,"paid_late_fees":0} {"emp_title":"key holder ","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":14500,"verified_income":"Verified","debt_to_income":8.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":11300,"total_credit_utilized":9712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":24.84,"installment":438.87,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14410.98,"paid_total":1206.99,"paid_principal":589.02,"paid_interest":617.97,"paid_late_fees":0} {"emp_title":"venturcap investment group ","emp_length":2,"state":"RI","homeownership":"OWN","annual_income":73500,"verified_income":"Source Verified","debt_to_income":13.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":8,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":396163,"total_credit_utilized":86200,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37500,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":12700,"term":36,"interest_rate":9.93,"installment":409.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11467.66,"paid_total":1623.51,"paid_principal":1232.34,"paid_interest":391.17,"paid_late_fees":0} {"emp_title":"lead its specialist","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":1.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":6900,"total_credit_utilized":346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":7.97,"installment":1127.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31497.99,"paid_total":5622.16,"paid_principal":4502.01,"paid_interest":1120.15,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":33999,"verified_income":"Verified","debt_to_income":1.41,"annual_income_joint":79999,"verification_income_joint":"Verified","debt_to_income_joint":0.98,"delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":237356,"total_credit_utilized":2409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":58000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.15,"paid_total":3313.68,"paid_principal":2121.85,"paid_interest":1191.83,"paid_late_fees":0} {"emp_title":"finance","emp_length":9,"state":"MA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":20.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":7,"total_credit_limit":81698,"total_credit_utilized":49168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":46000,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":60,"interest_rate":17.47,"installment":389.15,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15170.63,"paid_total":748.21,"paid_principal":329.37,"paid_interest":418.84,"paid_late_fees":0} {"emp_title":"foreman","emp_length":3,"state":"MD","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":11.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":298491,"total_credit_utilized":37578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19800,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23119.84,"paid_total":2317.27,"paid_principal":1880.16,"paid_interest":437.11,"paid_late_fees":0} {"emp_title":"physician","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":185000,"verified_income":"Verified","debt_to_income":35.67,"annual_income_joint":209000,"verification_income_joint":"","debt_to_income_joint":34.17,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":26,"total_credit_limit":382472,"total_credit_utilized":390719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":53200,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":13.59,"installment":1087.33,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":29050.65,"paid_total":4506.36,"paid_principal":2949.35,"paid_interest":1557.01,"paid_late_fees":0} {"emp_title":"fire captain ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":793000,"verified_income":"Source Verified","debt_to_income":2.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":11,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":134320,"total_credit_utilized":96419,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":24300,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.06,"installment":889.92,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33514.2,"paid_total":3524.56,"paid_principal":1485.8,"paid_interest":2038.76,"paid_late_fees":0} {"emp_title":"road maintenance","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":46500,"verified_income":"Verified","debt_to_income":41.73,"annual_income_joint":98500,"verification_income_joint":"Verified","debt_to_income_joint":28.39,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":215224,"total_credit_utilized":59373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":515,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":19.03,"installment":311.49,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11503.59,"paid_total":1233.27,"paid_principal":496.41,"paid_interest":736.86,"paid_late_fees":0} {"emp_title":"regulatory/safety & pharmaco vigilance a","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":15.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":14,"total_credit_limit":59864,"total_credit_utilized":68115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11200,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23400,"term":36,"interest_rate":14.08,"installment":800.67,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24140.42237,"paid_principal":23400,"paid_interest":740.42,"paid_late_fees":0} {"emp_title":"cnc programmer","emp_length":1,"state":"TX","homeownership":"OWN","annual_income":62000,"verified_income":"Verified","debt_to_income":26.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":82483,"total_credit_utilized":53771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1409,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.62,"installment":201.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5295.49,"paid_total":1001.14,"paid_principal":704.51,"paid_interest":296.63,"paid_late_fees":0} {"emp_title":"executive adminstrative","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":15.1,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.8,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":67496,"total_credit_utilized":23579,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":14.08,"installment":102.65,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2654.74,"paid_total":519.65,"paid_principal":345.26,"paid_interest":174.39,"paid_late_fees":0} {"emp_title":"purchasing director","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":19.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":48898,"total_credit_utilized":41060,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":16.02,"installment":738.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18647.21,"paid_total":3673.86,"paid_principal":2352.79,"paid_interest":1321.07,"paid_late_fees":0} {"emp_title":"assembly ","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":50.47,"annual_income_joint":80000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.05,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":147686,"total_credit_utilized":34162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11400,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":28800,"term":36,"interest_rate":10.9,"installment":941.52,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26741.66,"paid_total":2789.68,"paid_principal":2058.34,"paid_interest":731.34,"paid_late_fees":0} {"emp_title":"realtor","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":163000,"verified_income":"Not Verified","debt_to_income":6.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":132266,"total_credit_utilized":34799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":369,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":97000,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":7.35,"installment":869.05,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24469.26,"paid_total":4333.82,"paid_principal":3530.74,"paid_interest":803.08,"paid_late_fees":0} {"emp_title":"assistant store manager","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":46000,"verified_income":"Not Verified","debt_to_income":28.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":74500,"total_credit_utilized":24680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":52500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1823.51,"paid_principal":1526,"paid_interest":297.51,"paid_late_fees":0} {"emp_title":"analyst","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":62500,"verified_income":"Not Verified","debt_to_income":30.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":102413,"total_credit_utilized":59187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":45500,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13800,"term":60,"interest_rate":24.85,"installment":403.84,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13053.9,"paid_total":2327.79,"paid_principal":746.1,"paid_interest":1581.69,"paid_late_fees":0} {"emp_title":"stocker ","emp_length":4,"state":"MO","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":24.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":25200,"total_credit_utilized":13069,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.91,"installment":294.27,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8138.56,"paid_total":1171.62,"paid_principal":861.44,"paid_interest":310.18,"paid_late_fees":0} {"emp_title":"e5","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":63000,"verified_income":"Verified","debt_to_income":10.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":33640,"total_credit_utilized":22762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":18.45,"installment":145.52,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":790.75,"paid_total":3277.36,"paid_principal":3209.25,"paid_interest":68.11,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":23.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":95295,"total_credit_utilized":50124,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":12400,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":14.08,"installment":615.9,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15928.45,"paid_total":3051.34,"paid_principal":2071.55,"paid_interest":979.79,"paid_late_fees":0} {"emp_title":"regional staff nurse ","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":19.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":25,"total_credit_limit":118155,"total_credit_utilized":33670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2728,"current_installment_accounts":10,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34500,"num_total_cc_accounts":28,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.65,"paid_total":1653.84,"paid_principal":1184.35,"paid_interest":469.49,"paid_late_fees":0} {"emp_title":"physical therapist assistant","emp_length":0,"state":"PA","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":27.04,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":258930,"total_credit_utilized":235425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":12.62,"installment":721.89,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30032.26,"paid_total":3564.58,"paid_principal":1967.74,"paid_interest":1596.84,"paid_late_fees":0} {"emp_title":"director of student finance","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":11.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":8,"total_credit_limit":74061,"total_credit_utilized":66950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":14.07,"installment":838.97,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34734.67,"paid_total":2460.63,"paid_principal":1265.33,"paid_interest":1195.3,"paid_late_fees":0} {"emp_title":"driver ","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":13.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":160060,"total_credit_utilized":30871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":35.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":82609,"total_credit_utilized":43574,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16900,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18005.74,"paid_total":2483.7,"paid_principal":1994.26,"paid_interest":489.44,"paid_late_fees":0} {"emp_title":"senior wind technician","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.55,"annual_income_joint":101000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.77,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":215306,"total_credit_utilized":28393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11071.21,"paid_total":1080.45,"paid_principal":928.79,"paid_interest":151.66,"paid_late_fees":0} {"emp_title":"trucker","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":134666.2,"verified_income":"Source Verified","debt_to_income":18.21,"annual_income_joint":179666.2,"verification_income_joint":"Source Verified","debt_to_income_joint":14.95,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":120626,"total_credit_utilized":95208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33175.76,"paid_total":4449.99,"paid_principal":1824.24,"paid_interest":2625.75,"paid_late_fees":0} {"emp_title":"firefighter ","emp_length":2,"state":"NM","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":18.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":143807,"total_credit_utilized":91078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23518.56,"paid_total":2894.19,"paid_principal":1481.44,"paid_interest":1412.75,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":5.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":11000,"total_credit_utilized":8536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8879.63,"paid_total":1740.55,"paid_principal":1120.37,"paid_interest":620.18,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"OK","homeownership":"OWN","annual_income":70000,"verified_income":"Verified","debt_to_income":48.24,"annual_income_joint":142000,"verification_income_joint":"Verified","debt_to_income_joint":23.78,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":21,"total_credit_limit":322311,"total_credit_utilized":133138,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36800,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":88.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":13.59,"installment":849.48,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22103.35,"paid_total":4209.65,"paid_principal":2896.65,"paid_interest":1313,"paid_late_fees":0} {"emp_title":"management","emp_length":5,"state":"DC","homeownership":"RENT","annual_income":187000,"verified_income":"Not Verified","debt_to_income":34.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":22,"total_credit_limit":330513,"total_credit_utilized":212441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":91500,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9533.25,"paid_total":650.79,"paid_principal":466.75,"paid_interest":184.04,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":100000,"verified_income":"Verified","debt_to_income":7.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":52018,"total_credit_utilized":39895,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.41,"installment":421.99,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12064.28,"paid_total":1250.93,"paid_principal":935.72,"paid_interest":315.21,"paid_late_fees":0} {"emp_title":"implemetation specialist","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":28.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":116568,"total_credit_utilized":77371,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":13.58,"installment":441.67,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":11801.64,"paid_total":1756.87,"paid_principal":1198.36,"paid_interest":558.51,"paid_late_fees":0} {"emp_title":"program director","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":67400,"verified_income":"Not Verified","debt_to_income":13.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":216344,"total_credit_utilized":21433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1665,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14412.81,"paid_total":946.09,"paid_principal":587.19,"paid_interest":358.9,"paid_late_fees":0} {"emp_title":"order speacailist","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":30.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":158814,"total_credit_utilized":76442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37100,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8550,"term":36,"interest_rate":15.05,"installment":296.6,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7579.11,"paid_total":1475.85,"paid_principal":970.89,"paid_interest":504.96,"paid_late_fees":0} {"emp_title":"director special events","emp_length":6,"state":"ID","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":6.19,"annual_income_joint":89000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.49,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":192018,"total_credit_utilized":4766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18750.5,"paid_total":2190.64,"paid_principal":1249.5,"paid_interest":941.14,"paid_late_fees":0} {"emp_title":"sales agent","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Verified","debt_to_income":5.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":255868,"total_credit_utilized":16235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":28.72,"installment":947.15,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29295.97,"paid_total":2745.72,"paid_principal":704.03,"paid_interest":2041.69,"paid_late_fees":0} {"emp_title":"psychology associate senior","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.5,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":23,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":443437,"total_credit_utilized":272922,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16500,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":26342.55573,"paid_principal":25000,"paid_interest":1342.56,"paid_late_fees":0} {"emp_title":"captain","emp_length":9,"state":"OR","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":18.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":21,"total_credit_limit":253415,"total_credit_utilized":74821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":34800,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":24.85,"installment":365.8,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12058.74,"paid_total":1445.94,"paid_principal":441.26,"paid_interest":1004.68,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":71400,"verified_income":"Source Verified","debt_to_income":2.33,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":168600,"total_credit_utilized":2663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14300,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10486.83,"paid_total":1850,"paid_principal":1513.17,"paid_interest":336.83,"paid_late_fees":0} {"emp_title":"seamstress","emp_length":4,"state":"OR","homeownership":"RENT","annual_income":18000,"verified_income":"Not Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":5900,"total_credit_utilized":2909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":15.05,"installment":111.01,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2911.54,"paid_total":441.36,"paid_principal":288.46,"paid_interest":152.9,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":4,"state":"MN","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":45.78,"annual_income_joint":80000,"verification_income_joint":"Verified","debt_to_income_joint":29.95,"delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":294298,"total_credit_utilized":30709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15100,"term":60,"interest_rate":12.62,"installment":340.65,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14171.43,"paid_total":1682.08,"paid_principal":928.57,"paid_interest":753.51,"paid_late_fees":0} {"emp_title":"stylist","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":14.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":74700,"total_credit_utilized":17943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47600,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14204.31,"paid_total":1250.49,"paid_principal":795.69,"paid_interest":454.8,"paid_late_fees":0} {"emp_title":"quality assurance lead","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":45.99,"annual_income_joint":114000,"verification_income_joint":"Verified","debt_to_income_joint":24.32,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":266557,"total_credit_utilized":68901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32200,"term":60,"interest_rate":14.07,"installment":750.41,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31068.24,"paid_total":2226.06,"paid_principal":1131.76,"paid_interest":1094.3,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Source Verified","debt_to_income":71.53,"annual_income_joint":85000,"verification_income_joint":"Source Verified","debt_to_income_joint":31.6,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":127709,"total_credit_utilized":47889,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4200,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5434.35,"paid_total":793.04,"paid_principal":565.65,"paid_interest":227.39,"paid_late_fees":0} {"emp_title":"patient care technician","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":6.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":26900,"total_credit_utilized":7373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":4695,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9400,"num_total_cc_accounts":35,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6489,"paid_total":668.36,"paid_principal":511,"paid_interest":157.36,"paid_late_fees":0} {"emp_title":"audit ","emp_length":8,"state":"OK","homeownership":"OWN","annual_income":82000,"verified_income":"Source Verified","debt_to_income":26.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":12,"total_credit_lines":23,"open_credit_lines":18,"total_credit_limit":114916,"total_credit_utilized":68640,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11400,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":17.47,"installment":645.97,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16831.39,"paid_total":1902.97,"paid_principal":1168.61,"paid_interest":734.36,"paid_late_fees":0} {"emp_title":"drain tech","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":103170,"verified_income":"Not Verified","debt_to_income":1,"annual_income_joint":135490,"verification_income_joint":"Not Verified","debt_to_income_joint":0.98,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":321250,"total_credit_utilized":4264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":44600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11071.21,"paid_total":1050.36,"paid_principal":928.79,"paid_interest":121.57,"paid_late_fees":0} {"emp_title":"realtor","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":1.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":4600,"total_credit_utilized":1637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4600,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9065.57,"paid_total":1326.46,"paid_principal":934.43,"paid_interest":392.03,"paid_late_fees":0} {"emp_title":"pharmacy technician","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Verified","debt_to_income":26.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":487175,"total_credit_utilized":39795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":57200,"num_total_cc_accounts":28,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.35,"installment":77.6,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2248.55,"paid_total":309.38,"paid_principal":251.45,"paid_interest":57.93,"paid_late_fees":0} {"emp_title":"marketing","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":86373,"total_credit_utilized":65986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":15.04,"installment":971.18,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26115.84,"paid_total":2890.14,"paid_principal":1884.16,"paid_interest":1005.98,"paid_late_fees":0} {"emp_title":"parole","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":132817,"total_credit_utilized":131726,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.98,"installment":232.44,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6673.26,"paid_total":469.54,"paid_principal":326.74,"paid_interest":142.8,"paid_late_fees":0} {"emp_title":"material coordinator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":29.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":16,"total_credit_limit":71746,"total_credit_utilized":60991,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":14.07,"installment":143.69,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4273.24299,"paid_principal":4200,"paid_interest":73.24,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":196000,"verified_income":"Verified","debt_to_income":11.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":372555,"total_credit_utilized":55831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":83000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17408.96,"paid_total":3005.59,"paid_principal":2591.04,"paid_interest":414.55,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Not Verified","debt_to_income":30.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":149881,"total_credit_utilized":127441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":10.91,"installment":470.83,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12669.26,"paid_total":2345.42,"paid_principal":1730.74,"paid_interest":614.68,"paid_late_fees":0} {"emp_title":"freight broker","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Not Verified","debt_to_income":13.57,"annual_income_joint":162000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.1,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":297050,"total_credit_utilized":40446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4800,"term":36,"interest_rate":12.62,"installment":160.86,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4351.47,"paid_total":636.71,"paid_principal":448.53,"paid_interest":188.18,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":17.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":121474,"total_credit_utilized":25933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":672,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15400,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.35,"installment":77.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2248.54,"paid_total":311.94,"paid_principal":251.46,"paid_interest":60.48,"paid_late_fees":0} {"emp_title":"service director","emp_length":9,"state":"IL","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Not Verified","debt_to_income":15.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":350863,"total_credit_utilized":33176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":39600,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":13.59,"installment":622.52,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25373.48,"paid_total":3099.23,"paid_principal":1626.52,"paid_interest":1472.71,"paid_late_fees":0} {"emp_title":"help desk","emp_length":9,"state":"PA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":31.32,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":23,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":54448,"total_credit_utilized":43274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":10.91,"installment":366.2,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10128,"paid_total":1458.01,"paid_principal":1072,"paid_interest":386.01,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":38.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":36,"total_credit_limit":370949,"total_credit_utilized":37248,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":190800,"num_total_cc_accounts":39,"num_open_cc_accounts":33,"num_cc_carrying_balance":17,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9613.51,"paid_total":637.86,"paid_principal":386.49,"paid_interest":251.37,"paid_late_fees":0} {"emp_title":"it consultant","emp_length":6,"state":"OH","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":16.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":57125,"total_credit_utilized":33465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":15.05,"installment":714.49,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28265.84,"paid_total":3522.28,"paid_principal":1734.16,"paid_interest":1788.12,"paid_late_fees":0} {"emp_title":"director marketing ","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":15.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":136526,"total_credit_utilized":96747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37401.02,"paid_total":4267.74,"paid_principal":2598.98,"paid_interest":1668.76,"paid_late_fees":0} {"emp_title":"operator","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Not Verified","debt_to_income":11.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":179394,"total_credit_utilized":24939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":524,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4100,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":10.91,"installment":179.83,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4973.57,"paid_total":715.99,"paid_principal":526.43,"paid_interest":189.56,"paid_late_fees":0} {"emp_title":"counselor","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":24.76,"annual_income_joint":228000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.48,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":415186,"total_credit_utilized":61454,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":22000,"term":36,"interest_rate":5.32,"installment":662.53,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19724.94,"paid_total":2643.62,"paid_principal":2275.06,"paid_interest":368.56,"paid_late_fees":0} {"emp_title":"electrician","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":302664,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":10050,"term":60,"interest_rate":13.58,"installment":231.67,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9692.17,"paid_total":687.43,"paid_principal":357.83,"paid_interest":329.6,"paid_late_fees":0} {"emp_title":"warehouse ","emp_length":0,"state":"TN","homeownership":"MORTGAGE","annual_income":37440,"verified_income":"Source Verified","debt_to_income":10.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":101800,"total_credit_utilized":13569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":10.9,"installment":359.61,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10213.82,"paid_total":1072.17,"paid_principal":786.18,"paid_interest":285.99,"paid_late_fees":0} {"emp_title":"special education teacher","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":89000,"verified_income":"Not Verified","debt_to_income":6.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":53200,"total_credit_utilized":9510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5264.37,"paid_total":957,"paid_principal":735.63,"paid_interest":221.37,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"AZ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":35.15,"annual_income_joint":123000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.45,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":320017,"total_credit_utilized":120476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":10.91,"installment":520.75,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22773.2,"paid_total":2068.45,"paid_principal":1226.8,"paid_interest":841.65,"paid_late_fees":0} {"emp_title":"member","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":8.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":6,"total_credit_limit":239411,"total_credit_utilized":13023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.41,"installment":811.51,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23805.57,"paid_total":1594.1,"paid_principal":1194.43,"paid_interest":399.67,"paid_late_fees":0} {"emp_title":"heavy equipment operated ","emp_length":4,"state":"AK","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":26.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":15,"total_credit_limit":350073,"total_credit_utilized":108015,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19400,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":7.97,"installment":253.28,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11637.32,"paid_total":1260.87,"paid_principal":862.68,"paid_interest":398.19,"paid_late_fees":0} {"emp_title":"dental assistant","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":21.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":23200,"total_credit_utilized":19378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7700,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":20.39,"installment":149.46,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3835.63,"paid_total":294.39,"paid_principal":164.37,"paid_interest":130.02,"paid_late_fees":0} {"emp_title":"flight dispatcher ","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Not Verified","debt_to_income":28.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":368610,"total_credit_utilized":78912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.9,"installment":457.68,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12999.43,"paid_total":1364.56,"paid_principal":1000.57,"paid_interest":363.99,"paid_late_fees":0} {"emp_title":"procurement account manager","emp_length":1,"state":"AL","homeownership":"MORTGAGE","annual_income":101200,"verified_income":"Source Verified","debt_to_income":17.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":323213,"total_credit_utilized":61599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":66300,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.97,"installment":1096.29,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31510.1,"paid_total":4369.66,"paid_principal":3489.9,"paid_interest":879.76,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":50.75,"annual_income_joint":213000,"verification_income_joint":"","debt_to_income_joint":21.46,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":150047,"total_credit_utilized":84799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":41500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":17932.68,"paid_total":2403.29,"paid_principal":2067.32,"paid_interest":335.97,"paid_late_fees":0} {"emp_title":"nurse manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":185220,"verified_income":"Not Verified","debt_to_income":12.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":861686,"total_credit_utilized":84817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":37600,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20131.31033,"paid_principal":20000,"paid_interest":131.31,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":4.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2006,"inquiries_last_12m":13,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":115137,"total_credit_utilized":119006,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8864.46,"paid_total":1726.14,"paid_principal":1135.54,"paid_interest":590.6,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":23.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1992,"inquiries_last_12m":11,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":58799,"total_credit_utilized":34369,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":13.59,"installment":415.02,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17140.86,"paid_total":1646.49,"paid_principal":859.14,"paid_interest":787.35,"paid_late_fees":0} {"emp_title":"marketing director","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":24.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":80125,"total_credit_utilized":49077,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":30400,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":17.47,"installment":538.31,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14355.47,"paid_total":1062.06,"paid_principal":644.53,"paid_interest":417.53,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":3,"state":"AL","homeownership":"OWN","annual_income":14400,"verified_income":"Verified","debt_to_income":8.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":68863,"total_credit_utilized":2517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":9.92,"installment":309.41,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8904.13,"paid_total":917.65,"paid_principal":695.87,"paid_interest":221.78,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":131000,"verified_income":"Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":23,"total_credit_limit":500064,"total_credit_utilized":101478,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11900,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5318.67,"paid_total":1030.67,"paid_principal":681.33,"paid_interest":349.34,"paid_late_fees":0} {"emp_title":"operations management","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":15.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":23,"total_credit_limit":405641,"total_credit_utilized":56595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":111900,"num_total_cc_accounts":31,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17478.04,"paid_total":3095.58,"paid_principal":2521.96,"paid_interest":573.62,"paid_late_fees":0} {"emp_title":"superintendent","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Not Verified","debt_to_income":9.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":92873,"total_credit_utilized":76496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":9.93,"installment":870.33,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":27081.9175,"paid_principal":27000,"paid_interest":81.92,"paid_late_fees":0} {"emp_title":"auto body mechanic","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":25500,"verified_income":"Verified","debt_to_income":63.53,"annual_income_joint":75500,"verification_income_joint":"Verified","debt_to_income_joint":27.96,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":228170,"total_credit_utilized":99487,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24021.35,"paid_total":1563.04,"paid_principal":978.65,"paid_interest":584.39,"paid_late_fees":0} {"emp_title":"vice president","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":62400,"verified_income":"Not Verified","debt_to_income":5.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":38400,"total_credit_utilized":8940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":13.59,"installment":163.1,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4357.6,"paid_total":648.78,"paid_principal":442.4,"paid_interest":206.38,"paid_late_fees":0} {"emp_title":"director of sales","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":185000,"verified_income":"Verified","debt_to_income":13.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":101327,"total_credit_utilized":75599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32900,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":19.03,"installment":154.02,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3933.57,"paid_total":457.62,"paid_principal":266.43,"paid_interest":191.19,"paid_late_fees":0} {"emp_title":"package handler ","emp_length":1,"state":"IN","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":4.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":9,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":38600,"total_credit_utilized":4220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4032,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":20,"installment":267.58,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6594.76,"paid_total":1062.32,"paid_principal":605.24,"paid_interest":457.08,"paid_late_fees":0} {"emp_title":"clerk","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":67555,"total_credit_utilized":6216,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":9.93,"installment":32.24,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":878.18,"paid_total":160.65,"paid_principal":121.82,"paid_interest":38.83,"paid_late_fees":0} {"emp_title":"teacher","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":62400,"verified_income":"Source Verified","debt_to_income":25.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":108237,"total_credit_utilized":20800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":6.08,"installment":170.57,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4381.78,"paid_total":1350.96,"paid_principal":1218.22,"paid_interest":132.74,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":7.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":47142,"total_credit_utilized":10900,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":77,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":19.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":104611,"total_credit_utilized":25657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.44,"installment":503.35,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22726.88,"paid_total":1981.93,"paid_principal":1273.12,"paid_interest":708.81,"paid_late_fees":0} {"emp_title":"pst","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":44247,"total_credit_utilized":39713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7600,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":28.72,"installment":473.58,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14768.1,"paid_total":923.23,"paid_principal":231.9,"paid_interest":691.33,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"OK","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":14.73,"annual_income_joint":190000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.61,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":66271,"total_credit_utilized":53786,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28800,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":91.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":26.3,"installment":752.96,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23928.85,"paid_total":3673.48,"paid_principal":1071.15,"paid_interest":2602.33,"paid_late_fees":0} {"emp_title":"lawn care owner","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":7.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":23098,"total_credit_utilized":10480,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":15900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":4539.14,"paid_total":675.82,"paid_principal":460.86,"paid_interest":214.96,"paid_late_fees":0} {"emp_title":"material handler","emp_length":6,"state":"AZ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":187458,"total_credit_utilized":14871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26500,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4364.17,"paid_total":764.08,"paid_principal":635.83,"paid_interest":128.25,"paid_late_fees":0} {"emp_title":"cardiac sonographer","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":7.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":6,"total_credit_limit":266379,"total_credit_utilized":42869,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":11.99,"installment":244.64,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10452.94,"paid_total":971.23,"paid_principal":547.06,"paid_interest":424.17,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":84065,"total_credit_utilized":58139,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9369.33,"paid_total":1095.28,"paid_principal":630.67,"paid_interest":464.61,"paid_late_fees":0} {"emp_title":"district manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":9.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":41600,"total_credit_utilized":19003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29400,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":11.99,"installment":1162.34,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30854.83,"paid_total":5788.39,"paid_principal":4145.17,"paid_interest":1643.22,"paid_late_fees":0} {"emp_title":"cashier","emp_length":6,"state":"KY","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":21.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":30484,"total_credit_utilized":20901,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2900,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":25.82,"installment":358.01,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11479.01,"paid_total":1772.84,"paid_principal":520.99,"paid_interest":1251.85,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":12.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":226555,"total_credit_utilized":29787,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":835,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":15.04,"installment":309.55,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12554.61,"paid_total":906.93,"paid_principal":445.39,"paid_interest":461.54,"paid_late_fees":0} {"emp_title":"repair man","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Verified","debt_to_income":25.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":314462,"total_credit_utilized":94243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5400,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":28.72,"installment":315.72,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10870.25523,"paid_principal":10000,"paid_interest":870.26,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":3.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":93100,"total_credit_utilized":6499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14600,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.01,"installment":972.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38664.52,"paid_total":2883.24,"paid_principal":1335.48,"paid_interest":1547.76,"paid_late_fees":0} {"emp_title":"real estate agent ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":11.23,"annual_income_joint":125000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.84,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":240826,"total_credit_utilized":23748,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14077.6,"paid_total":1681.43,"paid_principal":922.4,"paid_interest":759.03,"paid_late_fees":0} {"emp_title":"staff assistant to the dean","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":25.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":39500,"total_credit_utilized":29323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":17.09,"installment":713.96,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18246.48,"paid_total":2922.3,"paid_principal":1753.52,"paid_interest":1168.78,"paid_late_fees":0} {"emp_title":"hr generalist","emp_length":6,"state":"AZ","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Not Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":125014,"total_credit_utilized":21796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":6.08,"installment":219.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6276.59,"paid_total":1094.07,"paid_principal":923.41,"paid_interest":170.66,"paid_late_fees":0} {"emp_title":"director of supply chain operations","emp_length":4,"state":"PA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":16.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":569999,"total_credit_utilized":85647,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":90500,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.34,"installment":499.06,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23955.21,"paid_total":1476.79,"paid_principal":1044.79,"paid_interest":432,"paid_late_fees":0} {"emp_title":"program development director","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":84500,"verified_income":"Not Verified","debt_to_income":22.64,"annual_income_joint":120600,"verification_income_joint":"Not Verified","debt_to_income_joint":17.3,"delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":111470,"total_credit_utilized":78673,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12500,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17000,"term":36,"interest_rate":6.72,"installment":522.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14838.22,"paid_total":2601.01,"paid_principal":2161.78,"paid_interest":439.23,"paid_late_fees":0} {"emp_title":"nurse","emp_length":7,"state":"PA","homeownership":"OWN","annual_income":100000,"verified_income":"Verified","debt_to_income":35.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1998,"inquiries_last_12m":7,"total_credit_lines":46,"open_credit_lines":22,"total_credit_limit":182878,"total_credit_utilized":108791,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":1189,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":37,"num_open_cc_accounts":18,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22325,"term":36,"interest_rate":19.03,"installment":818.69,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19926.87,"paid_total":4069.85,"paid_principal":2398.13,"paid_interest":1671.72,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":9.93,"annual_income_joint":86000,"verification_income_joint":"Verified","debt_to_income_joint":22.79,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":219724,"total_credit_utilized":10368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28508.06,"paid_total":2648.78,"paid_principal":1491.94,"paid_interest":1156.84,"paid_late_fees":0} {"emp_title":"dental assistant ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":34560,"verified_income":"Verified","debt_to_income":59.55,"annual_income_joint":102560,"verification_income_joint":"Verified","debt_to_income_joint":20.07,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":117251,"total_credit_utilized":78205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18509.07,"paid_total":1861.39,"paid_principal":1490.93,"paid_interest":370.46,"paid_late_fees":0} {"emp_title":"distribution associate","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":22.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":58223,"total_credit_utilized":25030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":9.92,"installment":305.4,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14025.74,"paid_total":594.93,"paid_principal":374.26,"paid_interest":220.67,"paid_late_fees":0} {"emp_title":"accounting manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":55.25,"annual_income_joint":134000,"verification_income_joint":"Verified","debt_to_income_joint":28.8,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":47,"open_credit_lines":20,"total_credit_limit":321514,"total_credit_utilized":96829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25500,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14400,"term":36,"interest_rate":6.72,"installment":442.79,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12568.86,"paid_total":2208.57,"paid_principal":1831.14,"paid_interest":377.43,"paid_late_fees":0} {"emp_title":"tree spraying & pruning ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":55000,"verified_income":"Not Verified","debt_to_income":25.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":61269,"total_credit_utilized":28613,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23900,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19193.94,"paid_total":2075.08,"paid_principal":806.06,"paid_interest":1269.02,"paid_late_fees":0} {"emp_title":"hvac tech","emp_length":7,"state":"AZ","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":16.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":29907,"total_credit_utilized":20215,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1162.37,"paid_principal":857.64,"paid_interest":304.73,"paid_late_fees":0} {"emp_title":"table games dealer","emp_length":10,"state":"NM","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":5.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":44,"open_credit_lines":3,"total_credit_limit":16500,"total_credit_utilized":5044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":6.72,"installment":442.79,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12939.19,"paid_total":1757.72,"paid_principal":1460.81,"paid_interest":296.91,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":135000,"verified_income":"Not Verified","debt_to_income":3.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":22000,"total_credit_utilized":10658,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18131.19,"paid_total":2666.9,"paid_principal":1868.81,"paid_interest":798.09,"paid_late_fees":0} {"emp_title":"logistics ","emp_length":2,"state":"TN","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":29.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":94624,"total_credit_utilized":43325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":54700,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":906.88,"paid_principal":765.73,"paid_interest":141.15,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":94000,"verified_income":"Verified","debt_to_income":25.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":88410,"total_credit_utilized":60904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43200,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.07,"installment":1197.41,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32611.1,"paid_total":3564.87,"paid_principal":2388.9,"paid_interest":1175.97,"paid_late_fees":0} {"emp_title":"hr consultant/staffing specialist","emp_length":1,"state":"NM","homeownership":"MORTGAGE","annual_income":63360,"verified_income":"Source Verified","debt_to_income":38.56,"annual_income_joint":96960,"verification_income_joint":"Source Verified","debt_to_income_joint":26.72,"delinq_2y":4,"months_since_last_delinq":12,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":52,"open_credit_lines":20,"total_credit_limit":309014,"total_credit_utilized":107767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13200,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":18.06,"installment":289.47,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7308.3,"paid_total":1141.83,"paid_principal":691.7,"paid_interest":450.13,"paid_late_fees":0} {"emp_title":"senior case manager","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":21.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":67333,"total_credit_utilized":51092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":12650,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.42,"installment":233.75,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6328.85,"paid_total":1160.41,"paid_principal":871.15,"paid_interest":289.26,"paid_late_fees":0} {"emp_title":"inspector ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":144000,"verified_income":"Not Verified","debt_to_income":7.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":407385,"total_credit_utilized":34131,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33100,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.64,"paid_total":1339.23,"paid_principal":730.36,"paid_interest":608.87,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":13.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":61631,"total_credit_utilized":45711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":56,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":624.27,"paid_principal":498.59,"paid_interest":125.68,"paid_late_fees":0} {"emp_title":"site superintendent","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":120000,"verified_income":"Verified","debt_to_income":8.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":67700,"total_credit_utilized":21520,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":50400,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":38515.53,"paid_total":2686.58,"paid_principal":1484.47,"paid_interest":1157.63,"paid_late_fees":44.48} {"emp_title":"dr reg","emp_length":5,"state":"MI","homeownership":"RENT","annual_income":34521,"verified_income":"Source Verified","debt_to_income":16.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":46333,"total_credit_utilized":73040,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":19.03,"installment":513.4,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12806.45,"paid_total":2038.8,"paid_principal":1193.55,"paid_interest":845.25,"paid_late_fees":0} {"emp_title":"sales","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":19.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":54469,"total_credit_utilized":27103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1622,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.3,"installment":903.55,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29245.55,"paid_total":2666.82,"paid_principal":754.45,"paid_interest":1912.37,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":21.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":23,"total_credit_limit":407123,"total_credit_utilized":59466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":92500,"num_total_cc_accounts":22,"num_open_cc_accounts":19,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":9.93,"installment":360.62,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15881.92,"paid_total":1793.72,"paid_principal":1118.08,"paid_interest":675.64,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":74644,"verified_income":"Source Verified","debt_to_income":18.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":266588,"total_credit_utilized":49232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":653,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.85,"installment":963.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34002.9,"paid_total":2806.07,"paid_principal":997.1,"paid_interest":1808.97,"paid_late_fees":0} {"emp_title":"worker in kitchen","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Verified","debt_to_income":17.17,"annual_income_joint":40000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.58,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":17300,"total_credit_utilized":6051,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":23,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9537.61,"paid_total":656.13,"paid_principal":462.39,"paid_interest":193.74,"paid_late_fees":0} {"emp_title":"avionics technician","emp_length":3,"state":"KS","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":26.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":69294,"total_credit_utilized":36920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":725,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17700,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":14.08,"installment":1026.5,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27254.14,"paid_total":4082.53,"paid_principal":2745.86,"paid_interest":1336.67,"paid_late_fees":0} {"emp_title":"sales associate","emp_length":3,"state":"NC","homeownership":"OWN","annual_income":24000,"verified_income":"Source Verified","debt_to_income":3.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":20300,"total_credit_utilized":989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20300,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":6.07,"installment":194.91,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6403.34169,"paid_principal":6400,"paid_interest":3.34,"paid_late_fees":0} {"emp_title":"mobile equipment operator","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Verified","debt_to_income":11.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":191195,"total_credit_utilized":16039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":12.61,"installment":938.18,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26047.79,"paid_total":2775.31,"paid_principal":1952.21,"paid_interest":823.1,"paid_late_fees":0} {"emp_title":"massage therapist","emp_length":5,"state":"MA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":10.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":11811,"total_credit_utilized":7800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7225,"term":36,"interest_rate":10.91,"installment":236.23,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6356.64,"paid_total":1172.39,"paid_principal":868.36,"paid_interest":304.03,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":14.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":485164,"total_credit_utilized":142325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12750,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21100,"term":36,"interest_rate":13.58,"installment":716.86,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19649.47,"paid_total":2118.74,"paid_principal":1450.53,"paid_interest":668.21,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":21.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":510674,"total_credit_utilized":21864,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16100,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":68.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":6175,"term":36,"interest_rate":10.9,"installment":201.87,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5533.67,"paid_total":801.87,"paid_principal":641.33,"paid_interest":160.54,"paid_late_fees":0} {"emp_title":"collection officer ii","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":18.85,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":270239,"total_credit_utilized":44399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":146,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5722.56,"paid_total":412.6,"paid_principal":277.44,"paid_interest":135.16,"paid_late_fees":0} {"emp_title":"site manager","emp_length":0,"state":"KS","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":19.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":218743,"total_credit_utilized":50786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.34,"installment":1086.15,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32367.76,"paid_total":3229.91,"paid_principal":2632.24,"paid_interest":597.67,"paid_late_fees":0} {"emp_title":"is support","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":67000,"verified_income":"Verified","debt_to_income":19.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":54125,"total_credit_utilized":25019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10000,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4750.06,"paid_total":323.22,"paid_principal":249.94,"paid_interest":73.28,"paid_late_fees":0} {"emp_title":"school counselor","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":15.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":62995,"total_credit_utilized":25348,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8700,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.34,"paid_total":1533.77,"paid_principal":1271.66,"paid_interest":262.11,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":740000,"verified_income":"Verified","debt_to_income":3.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":3386034,"total_credit_utilized":193589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19374.64,"paid_total":1517.84,"paid_principal":625.36,"paid_interest":892.48,"paid_late_fees":0} {"emp_title":"court reporter","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":7.94,"annual_income_joint":115000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.98,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":239457,"total_credit_utilized":35089,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":68500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6500,"term":36,"interest_rate":6.07,"installment":197.95,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6002.28,"paid_total":591.66,"paid_principal":497.72,"paid_interest":93.94,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":10.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":50,"open_credit_lines":22,"total_credit_limit":454185,"total_credit_utilized":56660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":139900,"num_total_cc_accounts":33,"num_open_cc_accounts":19,"num_cc_carrying_balance":8,"num_mort_accounts":8,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10445.38,"paid_total":1803.35,"paid_principal":1554.62,"paid_interest":248.73,"paid_late_fees":0} {"emp_title":"phone banker","emp_length":1,"state":"ID","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Source Verified","debt_to_income":22.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":243136,"total_credit_utilized":28899,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53200,"num_total_cc_accounts":25,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":9.43,"installment":283.07,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12964.87,"paid_total":842.14,"paid_principal":535.13,"paid_interest":307.01,"paid_late_fees":0} {"emp_title":"math teacher","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":38000,"verified_income":"Verified","debt_to_income":24.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":43716,"total_credit_utilized":27204,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.04,"installment":520.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13990.61,"paid_total":1535.77,"paid_principal":1009.39,"paid_interest":526.38,"paid_late_fees":0} {"emp_title":"senior consultant","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Not Verified","debt_to_income":16.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":21,"total_credit_limit":611747,"total_credit_utilized":81264,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":72000,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":6.08,"installment":1096.5,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31382.95,"paid_total":5476.42,"paid_principal":4617.05,"paid_interest":859.37,"paid_late_fees":0} {"emp_title":"relationship manager","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":19.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":69706,"total_credit_utilized":33212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25600,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.91,"installment":457.75,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12317.35,"paid_total":2280.26,"paid_principal":1682.65,"paid_interest":597.61,"paid_late_fees":0} {"emp_title":"mep reporting specialist","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":25.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":238895,"total_credit_utilized":85393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":305,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":10.41,"installment":363.56,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10393.85,"paid_total":1084.2,"paid_principal":806.15,"paid_interest":278.05,"paid_late_fees":0} {"emp_title":"medical fellow","emp_length":1,"state":"IN","homeownership":"MORTGAGE","annual_income":410000,"verified_income":"Source Verified","debt_to_income":7.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":544745,"total_credit_utilized":42917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":58000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":5.32,"installment":722.76,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20890.75,"paid_total":3606.71,"paid_principal":3109.25,"paid_interest":497.46,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Verified","debt_to_income":34.98,"annual_income_joint":91000,"verification_income_joint":"Not Verified","debt_to_income_joint":34.06,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":167669,"total_credit_utilized":67507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.42,"paid_total":1103.92,"paid_principal":894.58,"paid_interest":209.34,"paid_late_fees":0} {"emp_title":"associate editor","emp_length":7,"state":"MA","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":13.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":66145,"total_credit_utilized":72596,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7225,"term":36,"interest_rate":10.9,"installment":236.2,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6666.78,"paid_total":751.84,"paid_principal":558.22,"paid_interest":193.62,"paid_late_fees":0} {"emp_title":"body tech ","emp_length":5,"state":"LA","homeownership":"MORTGAGE","annual_income":123000,"verified_income":"Source Verified","debt_to_income":14.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":350989,"total_credit_utilized":75514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.42,"installment":211.03,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5064.26,"paid_total":1640.36,"paid_principal":1435.74,"paid_interest":204.62,"paid_late_fees":0} {"emp_title":"border patrol agent","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":24.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":306556,"total_credit_utilized":74281,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28300,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":26.77,"installment":340.46,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":11016.76,"paid_total":689.25,"paid_principal":183.24,"paid_interest":506.01,"paid_late_fees":0} {"emp_title":"contract manager","emp_length":1,"state":"GA","homeownership":"OWN","annual_income":110000,"verified_income":"Source Verified","debt_to_income":18.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":165071,"total_credit_utilized":127566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":57300,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":37135.01001,"paid_principal":35000,"paid_interest":2135.01,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"MI","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":12.69,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2013,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":106869,"total_credit_utilized":14638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":17.47,"installment":143.55,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3740.31,"paid_total":426.77,"paid_principal":259.69,"paid_interest":167.08,"paid_late_fees":0} {"emp_title":"school crossing guard","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":21600,"verified_income":"Source Verified","debt_to_income":25.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":9,"total_credit_limit":30292,"total_credit_utilized":22928,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":110,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8864.46,"paid_total":1713.6,"paid_principal":1135.54,"paid_interest":578.06,"paid_late_fees":0} {"emp_title":"computer programmer","emp_length":2,"state":"UT","homeownership":"MORTGAGE","annual_income":93006,"verified_income":"Verified","debt_to_income":9.08,"annual_income_joint":155006,"verification_income_joint":"Verified","debt_to_income_joint":12.9,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":237432,"total_credit_utilized":26068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":14.07,"installment":1368.47,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37269.83,"paid_total":4042.88,"paid_principal":2730.17,"paid_interest":1312.71,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":19.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":22300,"total_credit_utilized":12577,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.98,"installment":398.46,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11155.65,"paid_total":1151.45,"paid_principal":844.35,"paid_interest":307.1,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":5.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":15600,"total_credit_utilized":8485,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5434.28,"paid_total":788.93,"paid_principal":565.72,"paid_interest":223.21,"paid_late_fees":0} {"emp_title":"driver ","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":218938,"total_credit_utilized":41796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":16.02,"installment":316.28,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12417.55,"paid_total":1236.2,"paid_principal":582.45,"paid_interest":653.75,"paid_late_fees":0} {"emp_title":"auditor","emp_length":6,"state":"GA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":18.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":16,"total_credit_limit":194350,"total_credit_utilized":24931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16700,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":10.9,"installment":312.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13850.3,"paid_total":928.42,"paid_principal":549.7,"paid_interest":378.72,"paid_late_fees":0} {"emp_title":"support manager","emp_length":9,"state":"NC","homeownership":"OWN","annual_income":46680,"verified_income":"Not Verified","debt_to_income":4.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":32900,"total_credit_utilized":6659,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6109.84,"paid_total":1073.64,"paid_principal":890.16,"paid_interest":183.48,"paid_late_fees":0} {"emp_title":"press operator ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":7.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":260300,"total_credit_utilized":9624,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9551.97,"paid_total":964.26,"paid_principal":448.03,"paid_interest":516.23,"paid_late_fees":0} {"emp_title":"nursing","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":42500,"total_credit_utilized":15079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21200,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.45,"paid_total":1936.06,"paid_principal":1439.55,"paid_interest":496.51,"paid_late_fees":0} {"emp_title":"1st grade teacher ","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":28.48,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.48,"delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":19,"total_credit_limit":177925,"total_credit_utilized":53762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8900,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":2000,"term":36,"interest_rate":13.59,"installment":67.96,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1768.26,"paid_total":336.78,"paid_principal":231.74,"paid_interest":105.04,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":31.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":32000,"total_credit_utilized":18436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8425,"term":36,"interest_rate":15.05,"installment":292.27,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8874.51652,"paid_principal":8425,"paid_interest":449.52,"paid_late_fees":0} {"emp_title":"agent","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Source Verified","debt_to_income":23.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":169567,"total_credit_utilized":35850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.99,"installment":232.47,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6170.96,"paid_total":1153.02,"paid_principal":829.04,"paid_interest":323.98,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":5,"state":"RI","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Source Verified","debt_to_income":2.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":193700,"total_credit_utilized":6737,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":525,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24021.35,"paid_total":1576.82,"paid_principal":978.65,"paid_interest":598.17,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":95000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.61,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":8000,"total_credit_utilized":3724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23100,"term":36,"interest_rate":11.98,"installment":767.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22021.81,"paid_total":1518.69,"paid_principal":1078.19,"paid_interest":440.5,"paid_late_fees":0} {"emp_title":"safety manager","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":8.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":19,"total_credit_limit":90300,"total_credit_utilized":9767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":470,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":77900,"num_total_cc_accounts":18,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"nurse","emp_length":1,"state":"AR","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":15.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":80738,"total_credit_utilized":48966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13585.88,"paid_total":1967.62,"paid_principal":1414.12,"paid_interest":553.5,"paid_late_fees":0} {"emp_title":"quality supervisor","emp_length":6,"state":"NY","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":27.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":162736,"total_credit_utilized":125057,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23000,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13871.88,"paid_total":1384.27,"paid_principal":1128.12,"paid_interest":256.15,"paid_late_fees":0} {"emp_title":"machinist ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":48750,"verified_income":"Source Verified","debt_to_income":5.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":5905,"total_credit_utilized":2428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":19.42,"installment":154.85,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3935.12,"paid_total":460.02,"paid_principal":264.88,"paid_interest":195.14,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":60825,"verified_income":"Not Verified","debt_to_income":21.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":6,"total_credit_limit":191877,"total_credit_utilized":12434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":64,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":12.62,"installment":406.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16893.11,"paid_total":2030.35,"paid_principal":1106.89,"paid_interest":923.46,"paid_late_fees":0} {"emp_title":"coating tech","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Verified","debt_to_income":33.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":251926,"total_credit_utilized":48473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20600,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.96,"installment":187.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5401.64,"paid_total":748.99,"paid_principal":598.36,"paid_interest":150.63,"paid_late_fees":0} {"emp_title":"st john specialist","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":127563,"verified_income":"Not Verified","debt_to_income":8.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":97000,"total_credit_utilized":26717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":11.99,"installment":600.47,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25657.26,"paid_total":2383.9,"paid_principal":1342.74,"paid_interest":1041.16,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":7,"state":"IL","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":14.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":42900,"total_credit_utilized":14514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23400,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.53,"paid_total":1551.37,"paid_principal":1156.47,"paid_interest":394.9,"paid_late_fees":0} {"emp_title":"real estate broker","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":289139,"verified_income":"Source Verified","debt_to_income":5.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":57800,"total_credit_utilized":20505,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":111,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7245.8,"paid_total":1057.39,"paid_principal":754.2,"paid_interest":303.19,"paid_late_fees":0} {"emp_title":"food service","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":25.41,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":4,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":50030,"total_credit_utilized":25223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9369.33,"paid_total":1095.28,"paid_principal":630.67,"paid_interest":464.61,"paid_late_fees":0} {"emp_title":"transportation director","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":50615,"verified_income":"Source Verified","debt_to_income":14.58,"annual_income_joint":86967,"verification_income_joint":"Source Verified","debt_to_income_joint":17.12,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":127887,"total_credit_utilized":20958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2100,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28886.34,"paid_total":1961.19,"paid_principal":1113.66,"paid_interest":847.53,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Not Verified","debt_to_income":26.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":208314,"total_credit_utilized":39020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":35100,"num_total_cc_accounts":29,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6463.98,"paid_total":620.66,"paid_principal":536.02,"paid_interest":84.64,"paid_late_fees":0} {"emp_title":"svp","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":250000,"verified_income":"Not Verified","debt_to_income":7.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":138200,"total_credit_utilized":42156,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":88500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17971.08,"paid_total":2445.03,"paid_principal":2028.92,"paid_interest":416.11,"paid_late_fees":0} {"emp_title":"engineer","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":26.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":18,"total_credit_limit":317125,"total_credit_utilized":49287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":67600,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13478.32,"paid_total":1839.36,"paid_principal":1521.68,"paid_interest":317.68,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Source Verified","debt_to_income":9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":51,"open_credit_lines":13,"total_credit_limit":368171,"total_credit_utilized":65570,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":70100,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":7.35,"installment":299.51,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13949.03,"paid_total":1491.43,"paid_principal":1050.97,"paid_interest":440.46,"paid_late_fees":0} {"emp_title":"senior manager","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Not Verified","debt_to_income":24.7,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":243855,"total_credit_utilized":50023,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":728,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13500,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30850,"term":36,"interest_rate":13.59,"installment":1048.25,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":30151.13,"paid_total":990.02,"paid_principal":698.87,"paid_interest":291.15,"paid_late_fees":0} {"emp_title":"teacher/coach","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":22.2,"annual_income_joint":95000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.22,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":113345,"total_credit_utilized":97746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13296.68,"paid_total":2496.96,"paid_principal":1703.32,"paid_interest":793.64,"paid_late_fees":0} {"emp_title":"engineering project manager","emp_length":2,"state":"MO","homeownership":"RENT","annual_income":145000,"verified_income":"Not Verified","debt_to_income":9.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":308182,"total_credit_utilized":37392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":316,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37889.4,"paid_total":2495.24,"paid_principal":2110.6,"paid_interest":384.64,"paid_late_fees":0} {"emp_title":"executive director","emp_length":1,"state":"MD","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":15.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":3,"total_credit_limit":80000,"total_credit_utilized":59631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":53.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.43,"installment":192.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5562,"paid_total":569.74,"paid_principal":438,"paid_interest":131.74,"paid_late_fees":0} {"emp_title":"","state":"SD","homeownership":"OWN","annual_income":31500,"verified_income":"Not Verified","debt_to_income":19.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1976,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":32725,"total_credit_utilized":25493,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":82,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4700,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2600,"term":36,"interest_rate":9.43,"installment":83.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2410.18,"paid_total":248.27,"paid_principal":189.82,"paid_interest":58.45,"paid_late_fees":0} {"emp_title":"service operations specialist","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":27000,"verified_income":"Source Verified","debt_to_income":9.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":42600,"total_credit_utilized":6265,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41900,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5877.9,"paid_total":4368.89,"paid_principal":4122.1,"paid_interest":246.79,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Verified","debt_to_income":19.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1989,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":375184,"total_credit_utilized":56206,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10500,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":57.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":20,"installment":133.79,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3218.54,"paid_total":658.95,"paid_principal":381.46,"paid_interest":277.49,"paid_late_fees":0} {"emp_title":"director of construction","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":2.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":54300,"total_credit_utilized":10435,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33300,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":10.42,"installment":579.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25602.65,"paid_total":2301.45,"paid_principal":1397.35,"paid_interest":904.1,"paid_late_fees":0} {"emp_title":"cosmetologist colorist","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":14.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":62866,"total_credit_utilized":28040,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36400,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.98,"installment":99.62,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2788.9,"paid_total":294.87,"paid_principal":211.1,"paid_interest":83.77,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":5,"state":"GA","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":26.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":8,"total_credit_limit":94161,"total_credit_utilized":63632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":939,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8600,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9703.41,"paid_total":790.03,"paid_principal":296.59,"paid_interest":493.44,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":15000,"verified_income":"Verified","debt_to_income":19.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":64200,"total_credit_utilized":5189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.93,"installment":128.94,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2915.12,"paid_total":1195.06,"paid_principal":1084.88,"paid_interest":110.18,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":85500,"verified_income":"Not Verified","debt_to_income":18.96,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":8,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":323510,"total_credit_utilized":63205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6000,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9302.76,"paid_total":1029.73,"paid_principal":697.24,"paid_interest":332.49,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Verified","debt_to_income":5.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":319800,"total_credit_utilized":3830,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":7.97,"installment":112.77,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3215.02,"paid_total":456.23,"paid_principal":384.98,"paid_interest":71.25,"paid_late_fees":0} {"emp_title":"construction manager","emp_length":3,"state":"MI","homeownership":"OWN","annual_income":95000,"verified_income":"Verified","debt_to_income":19.86,"annual_income_joint":185000,"verification_income_joint":"Verified","debt_to_income_joint":14.23,"delinq_2y":2,"months_since_last_delinq":2,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":330416,"total_credit_utilized":60597,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20500,"term":36,"interest_rate":9.44,"installment":656.11,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17986.55,"paid_total":3269.8,"paid_principal":2513.45,"paid_interest":756.35,"paid_late_fees":0} {"emp_title":"behavioral health unit supervisor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":14.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":287891,"total_credit_utilized":85116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53700,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":14.07,"installment":815.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33769.83,"paid_total":2419.62,"paid_principal":1230.17,"paid_interest":1189.45,"paid_late_fees":0} {"emp_title":"senior collector ","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":92400,"verified_income":"Not Verified","debt_to_income":14.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":273490,"total_credit_utilized":40361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":750,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":71,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5713.32,"paid_total":386.07,"paid_principal":286.68,"paid_interest":99.39,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":20.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":54570,"total_credit_utilized":27228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":13.59,"installment":299.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12379.5,"paid_total":1174.42,"paid_principal":620.5,"paid_interest":553.92,"paid_late_fees":0} {"emp_title":"technician","emp_length":0,"state":"SC","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Source Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":475160,"total_credit_utilized":39413,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.07,"installment":582.62,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24121.29,"paid_total":1708.78,"paid_principal":878.71,"paid_interest":830.07,"paid_late_fees":0} {"emp_title":"park supervisor 1","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":19.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":51991,"total_credit_utilized":24313,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.97,"installment":109.63,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3151.01,"paid_total":436.97,"paid_principal":348.99,"paid_interest":87.98,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":31.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":18,"total_credit_limit":123509,"total_credit_utilized":40883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35500,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.42,"installment":654.31,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23976.58,"paid_total":2563.3,"paid_principal":1023.42,"paid_interest":1539.88,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":83000,"verified_income":"Source Verified","debt_to_income":20.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":79665,"total_credit_utilized":64771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20700,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.44,"installment":960.15,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27069.04,"paid_total":3903.54,"paid_principal":2930.96,"paid_interest":972.58,"paid_late_fees":0} {"emp_title":"director of nursing assistant","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":12.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":47065,"total_credit_utilized":20346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1529,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":11.98,"installment":289.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12517.41,"paid_total":858.5,"paid_principal":482.59,"paid_interest":375.91,"paid_late_fees":0} {"emp_title":"signalman","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Source Verified","debt_to_income":29.55,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":58,"open_credit_lines":24,"total_credit_limit":257886,"total_credit_utilized":126300,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28500,"num_total_cc_accounts":29,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.96,"installment":782.95,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23136.34,"paid_total":2337.79,"paid_principal":1863.66,"paid_interest":474.13,"paid_late_fees":0} {"emp_title":"technical information specialist","emp_length":2,"state":"WV","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":37.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":25,"total_credit_limit":336592,"total_credit_utilized":121935,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23300,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4548.55,"paid_total":689.54,"paid_principal":451.45,"paid_interest":238.09,"paid_late_fees":0} {"emp_title":"machinist","emp_length":7,"state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":9.55,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":27600,"total_credit_utilized":22164,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17200,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":9.92,"installment":154.71,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4873.11909,"paid_principal":4800,"paid_interest":73.12,"paid_late_fees":0} {"emp_title":"maintenance tech","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":104000,"verified_income":"Source Verified","debt_to_income":15.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":86587,"total_credit_utilized":46402,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":12.62,"installment":100.54,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2647.72,"paid_total":500.6,"paid_principal":352.28,"paid_interest":148.32,"paid_late_fees":0} {"emp_title":"president and ceo","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":156000,"verified_income":"Source Verified","debt_to_income":35.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":41,"open_credit_lines":17,"total_credit_limit":172231,"total_credit_utilized":113317,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":55500,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.6,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.45,"installment":545.68,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14040.23,"paid_total":1606.29,"paid_principal":959.77,"paid_interest":646.52,"paid_late_fees":0} {"emp_title":"bartender","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":6.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":34277,"total_credit_utilized":7402,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":350,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":87.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20006.02028,"paid_principal":20000,"paid_interest":6.02,"paid_late_fees":0} {"emp_title":"sales rep","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":14.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":45700,"total_credit_utilized":14522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34300,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.85,"installment":413.01,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14717.68,"paid_total":789.6,"paid_principal":282.32,"paid_interest":507.28,"paid_late_fees":0} {"emp_title":"medical technologist","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":135000,"verified_income":"Not Verified","debt_to_income":8.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":29,"total_credit_limit":102200,"total_credit_utilized":28938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45000,"num_total_cc_accounts":26,"num_open_cc_accounts":24,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14500,"term":36,"interest_rate":7.97,"installment":454.18,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12686.68,"paid_total":2280.54,"paid_principal":1813.32,"paid_interest":467.22,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":15200,"verified_income":"Not Verified","debt_to_income":9,"annual_income_joint":65200,"verification_income_joint":"Not Verified","debt_to_income_joint":19.12,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":127987,"total_credit_utilized":2242,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":18.06,"installment":434.2,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10962.47,"paid_total":1724.76,"paid_principal":1037.53,"paid_interest":687.23,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":25.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1999,"inquiries_last_12m":9,"total_credit_lines":48,"open_credit_lines":6,"total_credit_limit":76531,"total_credit_utilized":37545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22500,"num_total_cc_accounts":17,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17698.3,"paid_total":3390.36,"paid_principal":2301.7,"paid_interest":1088.66,"paid_late_fees":0} {"emp_title":"radiologist","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":7.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":56000,"total_credit_utilized":20657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28700,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":18.06,"installment":762.79,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28726.45,"paid_total":3021.06,"paid_principal":1273.55,"paid_interest":1747.51,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":2,"state":"RI","homeownership":"MORTGAGE","annual_income":73364,"verified_income":"Not Verified","debt_to_income":26.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1981,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":26,"total_credit_limit":66467,"total_credit_utilized":34003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12800,"num_total_cc_accounts":33,"num_open_cc_accounts":24,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":80.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9123.24,"paid_total":1408.93,"paid_principal":876.76,"paid_interest":532.17,"paid_late_fees":0} {"emp_title":"server ","emp_length":6,"state":"OH","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":28.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":63276,"total_credit_utilized":24888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5269.21,"paid_total":963.74,"paid_principal":730.79,"paid_interest":232.95,"paid_late_fees":0} {"emp_title":"hts","emp_length":8,"state":"OK","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":23.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":38400,"total_credit_utilized":14091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20900,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11155.76,"paid_total":1187.57,"paid_principal":844.24,"paid_interest":343.33,"paid_late_fees":0} {"emp_title":"physician assistant","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":175000,"verified_income":"Source Verified","debt_to_income":16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":277598,"total_credit_utilized":300725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":15600,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.58,"installment":368.82,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15430.34,"paid_total":1094.39,"paid_principal":569.66,"paid_interest":524.73,"paid_late_fees":0} {"emp_title":"account manager ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":11.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":86200,"total_credit_utilized":53214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14620,"paid_total":673.49,"paid_principal":380,"paid_interest":293.49,"paid_late_fees":0} {"emp_title":"bookkeeper ","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":22.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":80602,"total_credit_utilized":35373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39400,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13124.17,"paid_total":2316,"paid_principal":1875.83,"paid_interest":440.17,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Verified","debt_to_income":2.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":114200,"total_credit_utilized":2160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.35,"installment":279.34,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7865.11,"paid_total":1393.02,"paid_principal":1134.89,"paid_interest":258.13,"paid_late_fees":0} {"emp_title":"life skills intructor","emp_length":7,"state":"CT","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":20.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":33881,"total_credit_utilized":13999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":10.91,"installment":32.7,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":879.79,"paid_total":162.29,"paid_principal":120.21,"paid_interest":42.08,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"NJ","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":18.99,"annual_income_joint":195000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.44,"delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":48890,"total_credit_utilized":19668,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":13.59,"installment":849.48,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22695.8,"paid_total":3379.04,"paid_principal":2304.2,"paid_interest":1074.84,"paid_late_fees":0} {"emp_title":"engineer","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":98000,"verified_income":"Source Verified","debt_to_income":10.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":22,"total_credit_limit":128452,"total_credit_utilized":64490,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":10,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":55600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.34,"installment":1241.32,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36991.71,"paid_total":3707.65,"paid_principal":3008.29,"paid_interest":699.36,"paid_late_fees":0} {"emp_title":"srsupervisor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Source Verified","debt_to_income":3.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1978,"inquiries_last_12m":9,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":293575,"total_credit_utilized":6858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":379,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":6.72,"installment":384.37,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11231.92,"paid_total":1532.81,"paid_principal":1268.08,"paid_interest":264.73,"paid_late_fees":0} {"emp_title":"patient care liaison/triage tech/lead","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":3.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":64800,"total_credit_utilized":3640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15000,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.91,"installment":433.96,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18977.66,"paid_total":1723.72,"paid_principal":1022.34,"paid_interest":701.38,"paid_late_fees":0} {"emp_title":"service technician ","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":14.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":50368,"total_credit_utilized":29148,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16500,"term":60,"interest_rate":16.02,"installment":401.43,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15760.74,"paid_total":1576.35,"paid_principal":739.26,"paid_interest":837.09,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":6,"state":"GA","homeownership":"MORTGAGE","annual_income":106500,"verified_income":"Source Verified","debt_to_income":11.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":6,"total_credit_lines":42,"open_credit_lines":21,"total_credit_limit":288047,"total_credit_utilized":41413,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":54800,"num_total_cc_accounts":35,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35192.46,"paid_total":6478.64,"paid_principal":4807.54,"paid_interest":1671.1,"paid_late_fees":0} {"emp_title":"purchasing","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":47028,"verified_income":"Not Verified","debt_to_income":17.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":117025,"total_credit_utilized":25122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":6.72,"installment":46.13,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1347.81,"paid_total":183.96,"paid_principal":152.19,"paid_interest":31.77,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Not Verified","debt_to_income":13.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":306389,"total_credit_utilized":90744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.01,"installment":243.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9666.11,"paid_total":720.83,"paid_principal":333.89,"paid_interest":386.94,"paid_late_fees":0} {"emp_title":"foreman","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":31600,"verified_income":"Not Verified","debt_to_income":12.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":109869,"total_credit_utilized":9303,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.12,"paid_total":643.53,"paid_principal":481.88,"paid_interest":161.65,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"RENT","annual_income":33918,"verified_income":"Verified","debt_to_income":56.69,"annual_income_joint":80298,"verification_income_joint":"Verified","debt_to_income_joint":27,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":82482,"total_credit_utilized":64995,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":21.45,"installment":113.72,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2753.1,"paid_total":453.09,"paid_principal":246.9,"paid_interest":206.19,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":15.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1972,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":29,"total_credit_limit":113900,"total_credit_utilized":24028,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":83300,"num_total_cc_accounts":36,"num_open_cc_accounts":28,"num_cc_carrying_balance":19,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15161.63,"paid_total":1348.81,"paid_principal":838.37,"paid_interest":510.44,"paid_late_fees":0} {"emp_title":"global project manager","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":208888,"verified_income":"Not Verified","debt_to_income":9.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":444785,"total_credit_utilized":40346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":100800,"num_total_cc_accounts":29,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17408.96,"paid_total":2999.68,"paid_principal":2591.04,"paid_interest":408.64,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"OWN","annual_income":72000,"verified_income":"Verified","debt_to_income":21.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":91853,"total_credit_utilized":73616,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30972.01,"paid_total":5732.43,"paid_principal":4027.99,"paid_interest":1704.44,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":44775,"verified_income":"Verified","debt_to_income":21.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":179343,"total_credit_utilized":24045,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19800,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7302.76,"paid_total":2998.2,"paid_principal":2697.24,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"se","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":18,"total_credit_limit":59283,"total_credit_utilized":19187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32900,"num_total_cc_accounts":18,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9084.7,"paid_total":1360.86,"paid_principal":915.3,"paid_interest":445.56,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":26.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":328200,"total_credit_utilized":85748,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48400,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18085.7,"paid_total":2639.97,"paid_principal":1914.3,"paid_interest":725.67,"paid_late_fees":0} {"emp_title":"project manger","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":16.25,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":42,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":280249,"total_credit_utilized":65965,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":1550,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9084.7,"paid_total":1360.86,"paid_principal":915.3,"paid_interest":445.56,"paid_late_fees":0} {"emp_title":"technician","emp_length":4,"state":"NC","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":10.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":37680,"total_credit_utilized":18369,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":24.85,"installment":316.05,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10418.76,"paid_total":1249.29,"paid_principal":381.24,"paid_interest":868.05,"paid_late_fees":0} {"emp_title":"security ","emp_length":7,"state":"IN","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":103.98,"annual_income_joint":105000,"verification_income_joint":"Source Verified","debt_to_income_joint":33.27,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":204202,"total_credit_utilized":101446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":104600,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":14.07,"installment":815.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33769.83,"paid_total":2419.62,"paid_principal":1230.17,"paid_interest":1189.45,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Verified","debt_to_income":1.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":59500,"total_credit_utilized":5294,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":59500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":21600,"term":60,"interest_rate":7.34,"installment":431.18,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":21600,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"engineer","emp_length":6,"state":"MI","homeownership":"MORTGAGE","annual_income":100800,"verified_income":"Source Verified","debt_to_income":9.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":299585,"total_credit_utilized":30183,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":360,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4500,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14452.23,"paid_total":993.91,"paid_principal":547.77,"paid_interest":446.14,"paid_late_fees":0} {"emp_title":"credit directo","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":20,"total_credit_limit":155644,"total_credit_utilized":65254,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":165,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37100,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.93,"installment":967.03,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27089,"paid_total":3851.57,"paid_principal":2911,"paid_interest":940.57,"paid_late_fees":0} {"emp_title":"senior technical specialist","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":23.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":62659,"total_credit_utilized":56476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25650,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.33,"paid_total":1351.61,"paid_principal":921.67,"paid_interest":429.94,"paid_late_fees":0} {"emp_title":"cnc machinist","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":4.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":110300,"total_credit_utilized":3105,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5568.11,"paid_total":580.84,"paid_principal":431.89,"paid_interest":148.95,"paid_late_fees":0} {"emp_title":"sales merchandiser","emp_length":1,"state":"WV","homeownership":"MORTGAGE","annual_income":46328,"verified_income":"Verified","debt_to_income":36.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":19,"total_credit_limit":70386,"total_credit_utilized":41266,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":19100,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":19.03,"installment":476.73,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11891.7,"paid_total":1893.18,"paid_principal":1108.3,"paid_interest":784.88,"paid_late_fees":0} {"emp_title":"manager, sales operations","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Verified","debt_to_income":18.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":402377,"total_credit_utilized":53149,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26700,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":9.44,"installment":461.4,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20832.99,"paid_total":1822.52,"paid_principal":1167.01,"paid_interest":655.51,"paid_late_fees":0} {"emp_title":"freight coordinator ","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":19.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":50123,"total_credit_utilized":20142,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20700,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.93,"paid_total":1452.97,"paid_principal":1072.07,"paid_interest":380.9,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":27.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":110206,"total_credit_utilized":92511,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":311,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26100,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18550.28,"paid_total":1922.78,"paid_principal":1449.72,"paid_interest":473.06,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":36000,"verified_income":"Verified","debt_to_income":1.17,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":162152,"total_credit_utilized":6503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.9,"installment":520.63,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23083.84,"paid_total":1532.82,"paid_principal":916.16,"paid_interest":616.66,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":14.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":57595,"total_credit_utilized":43891,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31774.18,"paid_total":4704.19,"paid_principal":3225.82,"paid_interest":1478.37,"paid_late_fees":0} {"emp_title":"lpn","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":20.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1983,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":52160,"total_credit_utilized":25307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12300,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"sr research compliance coordinator","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":73460,"verified_income":"Not Verified","debt_to_income":32.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":31,"total_credit_limit":249602,"total_credit_utilized":133520,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":20,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22400,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.99,"installment":464.94,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12680.16,"paid_total":1836.45,"paid_principal":1319.84,"paid_interest":516.61,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":125000,"verified_income":"Verified","debt_to_income":28.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":168497,"total_credit_utilized":70404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":64805,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19000.3,"paid_total":1225.01,"paid_principal":999.7,"paid_interest":225.31,"paid_late_fees":0} {"emp_title":"property manger","emp_length":9,"state":"GA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":22.99,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":54900,"total_credit_utilized":31735,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13900,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":21.45,"installment":606.51,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14683.17,"paid_total":2406.97,"paid_principal":1316.83,"paid_interest":1090.14,"paid_late_fees":0} {"emp_title":"early head start teacher","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":1.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":1700,"total_credit_utilized":201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":9.93,"installment":154.73,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":4684.99,"paid_total":172.08,"paid_principal":115.01,"paid_interest":42.07,"paid_late_fees":15} {"emp_title":"nurse practitioner","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":23.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":48,"open_credit_lines":26,"total_credit_limit":756528,"total_credit_utilized":197380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1643,"current_installment_accounts":5,"accounts_opened_24m":14,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":44000,"num_total_cc_accounts":34,"num_open_cc_accounts":20,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14204.31,"paid_total":1297.69,"paid_principal":795.69,"paid_interest":502,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":6.77,"annual_income_joint":133000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.75,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":289937,"total_credit_utilized":20126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":18.06,"installment":508.53,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18930.64,"paid_total":2502.52,"paid_principal":1069.36,"paid_interest":1433.16,"paid_late_fees":0} {"emp_title":"service manager","emp_length":7,"state":"MN","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":21.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":327629,"total_credit_utilized":89294,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.22,"paid_total":779.78,"paid_principal":571.78,"paid_interest":208,"paid_late_fees":0} {"emp_title":"stocking ","emp_length":1,"state":"TN","homeownership":"RENT","annual_income":18000,"verified_income":"Verified","debt_to_income":8.47,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":18100,"total_credit_utilized":2400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":18125,"term":36,"interest_rate":13.59,"installment":615.87,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":18200.26281,"paid_principal":18125,"paid_interest":75.26,"paid_late_fees":0} {"emp_title":"live-in care giver","emp_length":2,"state":"SC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":24.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":58817,"total_credit_utilized":30214,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7392.94,"paid_total":734.9,"paid_principal":607.06,"paid_interest":127.84,"paid_late_fees":0} {"emp_title":"district manager","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":68000,"verified_income":"Verified","debt_to_income":13.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":39865,"total_credit_utilized":21659,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":24.85,"installment":877.91,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28941.03,"paid_total":3470.22,"paid_principal":1058.97,"paid_interest":2411.25,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":154000,"verified_income":"Verified","debt_to_income":4.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":64412,"total_credit_utilized":17823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":32500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":19500,"term":36,"interest_rate":6.71,"installment":599.53,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":19009.51,"paid_total":584.99,"paid_principal":490.49,"paid_interest":94.5,"paid_late_fees":0} {"emp_title":"srbusiness system analyst","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":64992,"verified_income":"Verified","debt_to_income":11.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":299598,"total_credit_utilized":18792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":44300,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":906.28,"paid_principal":773.99,"paid_interest":132.29,"paid_late_fees":0} {"emp_title":"project coordinator","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":1.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":381500,"total_credit_utilized":2242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48100,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":6.71,"installment":645.64,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19406.48,"paid_total":1921.26,"paid_principal":1593.52,"paid_interest":327.74,"paid_late_fees":0} {"emp_title":"sales administrator","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":23.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":48364,"total_credit_utilized":31546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":95,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":11.98,"installment":298.85,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8366.72,"paid_total":890.56,"paid_principal":633.28,"paid_interest":257.28,"paid_late_fees":0} {"emp_title":"anesthesiologist","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":400000,"verified_income":"Not Verified","debt_to_income":7.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":244412,"total_credit_utilized":247486,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39500,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.35,"installment":1086.31,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30586.59,"paid_total":5367.24,"paid_principal":4413.41,"paid_interest":953.83,"paid_late_fees":0} {"emp_title":"purchase agent","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":63235,"verified_income":"Source Verified","debt_to_income":10.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":18,"total_credit_limit":344550,"total_credit_utilized":12475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72400,"num_total_cc_accounts":31,"num_open_cc_accounts":15,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.4,"paid_total":1226.07,"paid_principal":1014.6,"paid_interest":211.47,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"AR","homeownership":"OWN","annual_income":42000,"verified_income":"Source Verified","debt_to_income":36.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":9,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":84702,"total_credit_utilized":45847,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13627.07,"paid_total":2023.67,"paid_principal":1372.93,"paid_interest":650.74,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":16.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":240934,"total_credit_utilized":63235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":12.62,"installment":293.27,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12200.6,"paid_total":1457.24,"paid_principal":799.4,"paid_interest":657.84,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Verified","debt_to_income":26.96,"annual_income_joint":142000,"verification_income_joint":"Verified","debt_to_income_joint":13.27,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":447873,"total_credit_utilized":90551,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":23.87,"installment":1370.77,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32935.79,"paid_total":4065.9,"paid_principal":2064.21,"paid_interest":2001.69,"paid_late_fees":0} {"emp_title":"health aid","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":22000,"verified_income":"Not Verified","debt_to_income":10.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":33500,"total_credit_utilized":6583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9495.53,"paid_total":611.17,"paid_principal":504.47,"paid_interest":106.7,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":3,"state":"VA","homeownership":"OWN","annual_income":96000,"verified_income":"Source Verified","debt_to_income":6.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":18623,"total_credit_utilized":10437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1300,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":68.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19103.93,"paid_total":1928.52,"paid_principal":896.07,"paid_interest":1032.45,"paid_late_fees":0} {"emp_title":"assistant director","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":22.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":21,"total_credit_limit":305263,"total_credit_utilized":58973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18684.61,"paid_total":2110.27,"paid_principal":1315.39,"paid_interest":794.88,"paid_late_fees":0} {"emp_title":"warranty administrator ","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":43000,"verified_income":"Verified","debt_to_income":0.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":12200,"total_credit_utilized":752,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.96,"installment":501.09,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14807.25,"paid_total":1496.19,"paid_principal":1192.75,"paid_interest":303.44,"paid_late_fees":0} {"emp_title":"shop foremam","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":32.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":82255,"total_credit_utilized":45953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":10.42,"installment":113.63,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3162.68,"paid_total":449.45,"paid_principal":337.32,"paid_interest":112.13,"paid_late_fees":0} {"emp_title":"aftermarket ","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":38075,"total_credit_utilized":18424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":17.09,"installment":171.35,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4379.16,"paid_total":676.29,"paid_principal":420.84,"paid_interest":255.45,"paid_late_fees":0} {"emp_title":"fts","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":330461,"total_credit_utilized":87346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":66800,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.32,"installment":210.81,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6276.1,"paid_total":841.17,"paid_principal":723.9,"paid_interest":117.27,"paid_late_fees":0} {"emp_title":"credit manager","emp_length":7,"state":"TN","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":16.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":48734,"total_credit_utilized":31527,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19200,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14700,"term":36,"interest_rate":10.9,"installment":480.57,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13292.79,"paid_total":1913.38,"paid_principal":1407.21,"paid_interest":506.17,"paid_late_fees":0} {"emp_title":"customer service","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":19.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":62786,"total_credit_utilized":9419,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19200,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":7.35,"installment":111.74,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3146.02,"paid_total":555.76,"paid_principal":453.98,"paid_interest":101.78,"paid_late_fees":0} {"emp_title":"attorney","emp_length":6,"state":"MT","homeownership":"MORTGAGE","annual_income":196000,"verified_income":"Not Verified","debt_to_income":14.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":530925,"total_credit_utilized":172621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42300,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.31,"installment":240.89,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7380.8,"paid_total":717.95,"paid_principal":619.2,"paid_interest":98.75,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":0,"state":"TN","homeownership":"RENT","annual_income":31000,"verified_income":"Verified","debt_to_income":31.24,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":20,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":50274,"total_credit_utilized":45364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":19.42,"installment":184.35,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4791.46,"paid_total":357.91,"paid_principal":208.54,"paid_interest":149.37,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":41000,"verified_income":"Verified","debt_to_income":24.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":47769,"total_credit_utilized":45915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":3,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":17.47,"installment":53.84,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1402.59,"paid_total":158.61,"paid_principal":97.41,"paid_interest":61.2,"paid_late_fees":0} {"emp_title":"marketing ","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":10.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":165376,"total_credit_utilized":26005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.96,"installment":344.5,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9903.01,"paid_total":1373.14,"paid_principal":1096.99,"paid_interest":276.15,"paid_late_fees":0} {"emp_title":"senior storekeeper","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":54500,"verified_income":"Not Verified","debt_to_income":19.6,"annual_income_joint":89000,"verification_income_joint":"Not Verified","debt_to_income_joint":12,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":7,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":218288,"total_credit_utilized":29739,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":83,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8500,"term":36,"interest_rate":15.04,"installment":294.83,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7928,"paid_total":898.7,"paid_principal":572,"paid_interest":326.7,"paid_late_fees":0} {"emp_title":"inspection tech","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":23040,"verified_income":"Source Verified","debt_to_income":9.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":10096,"total_credit_utilized":8780,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2300,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":12.62,"installment":251.34,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6619.35,"paid_total":1251.44,"paid_principal":880.65,"paid_interest":370.79,"paid_late_fees":0} {"emp_title":"specialist","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":31250,"verified_income":"Verified","debt_to_income":53.38,"annual_income_joint":199000,"verification_income_joint":"Verified","debt_to_income_joint":11.67,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":839094,"total_credit_utilized":77792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":64500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17975,"term":36,"interest_rate":5.31,"installment":541.24,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16583.76,"paid_total":1628.61,"paid_principal":1391.24,"paid_interest":237.37,"paid_late_fees":0} {"emp_title":"a&d clerk ","emp_length":5,"state":"WV","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":23.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":16,"total_credit_limit":110400,"total_credit_utilized":29317,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1598,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":39800,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.42,"installment":259.72,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7032.06,"paid_total":1307.87,"paid_principal":967.94,"paid_interest":339.93,"paid_late_fees":0} {"emp_title":"postdoctoral researcher ","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":13.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":7,"total_credit_lines":18,"open_credit_lines":18,"total_credit_limit":62427,"total_credit_utilized":17934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":52700,"num_total_cc_accounts":17,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10803.42,"paid_total":1498.21,"paid_principal":1196.58,"paid_interest":301.63,"paid_late_fees":0} {"emp_title":"therapist ","emp_length":3,"state":"NJ","homeownership":"OWN","annual_income":78000,"verified_income":"Source Verified","debt_to_income":28.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":23,"total_credit_limit":310420,"total_credit_utilized":241595,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":79400,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":85.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15836.57,"paid_total":2915.42,"paid_principal":2163.43,"paid_interest":751.99,"paid_late_fees":0} {"emp_title":"glazier ","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":49000,"verified_income":"Source Verified","debt_to_income":24.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":48247,"total_credit_utilized":39528,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":9200,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":20.39,"installment":149.46,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3751.34,"paid_total":443.85,"paid_principal":248.66,"paid_interest":195.19,"paid_late_fees":0} {"emp_title":"engineer","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":11.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":141379,"total_credit_utilized":29877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":105000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34817.92,"paid_total":5993.44,"paid_principal":5182.08,"paid_interest":811.36,"paid_late_fees":0} {"emp_title":"cardiac sonographer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Not Verified","debt_to_income":10.5,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":270485,"total_credit_utilized":19233,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":125,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5278.86,"paid_total":977.26,"paid_principal":721.14,"paid_interest":256.12,"paid_late_fees":0} {"emp_title":"barista","emp_length":8,"state":"AK","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":34.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":128044,"total_credit_utilized":113041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1668.59,"paid_principal":1174.21,"paid_interest":494.38,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":44000,"verified_income":"Not Verified","debt_to_income":21.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":21616,"total_credit_utilized":13526,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.45,"installment":1137.2,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27530.98,"paid_total":4477.3,"paid_principal":2469.02,"paid_interest":2008.28,"paid_late_fees":0} {"emp_title":"administration","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":2.28,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":13,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":238756,"total_credit_utilized":37238,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":40,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3633.87,"paid_total":541.22,"paid_principal":366.13,"paid_interest":175.09,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":44268,"verified_income":"Verified","debt_to_income":23.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":81962,"total_credit_utilized":11926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":230,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34900,"num_total_cc_accounts":27,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":6.72,"installment":169.13,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4800.56,"paid_total":843.6,"paid_principal":699.44,"paid_interest":144.16,"paid_late_fees":0} {"emp_title":"accounting ar","emp_length":10,"state":"AL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":15.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":25100,"total_credit_utilized":14336,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.01,"installment":389.18,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15465.79,"paid_total":1210.24,"paid_principal":534.21,"paid_interest":676.03,"paid_late_fees":0} {"emp_title":"auto glass technician ","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":11.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":120865,"total_credit_utilized":40617,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3800,"term":36,"interest_rate":7.96,"installment":119.01,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2377.08,"paid_total":1480.35,"paid_principal":1422.92,"paid_interest":57.43,"paid_late_fees":0} {"emp_title":"security officer","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":20.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":30307,"total_credit_utilized":17500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.97,"installment":78.31,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2250.94,"paid_total":311.03,"paid_principal":249.06,"paid_interest":61.97,"paid_late_fees":0} {"emp_title":"store manager","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":16.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":39450,"total_credit_utilized":24238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16600,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":18.45,"installment":400.17,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10534.36,"paid_total":777.79,"paid_principal":465.64,"paid_interest":312.15,"paid_late_fees":0} {"emp_title":"counselor","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":118596,"total_credit_utilized":48709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":11875,"term":36,"interest_rate":9.93,"installment":382.79,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10428.64,"paid_total":1907.4,"paid_principal":1446.36,"paid_interest":461.04,"paid_late_fees":0} {"emp_title":"recruiter ","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":28.94,"annual_income_joint":138000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.77,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":432092,"total_credit_utilized":53310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50400,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":9.93,"installment":381.83,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17295.56,"paid_total":1190.18,"paid_principal":704.44,"paid_interest":485.74,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":50.47,"annual_income_joint":118000,"verification_income_joint":"Verified","debt_to_income_joint":24.21,"delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":441832,"total_credit_utilized":61481,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12200,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":11500,"term":36,"interest_rate":7.35,"installment":356.93,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10049.88,"paid_total":1779.95,"paid_principal":1450.12,"paid_interest":329.83,"paid_late_fees":0} {"emp_title":"area manager","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":33.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":296440,"total_credit_utilized":57967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2438.86,"paid_total":2733.76,"paid_principal":2561.14,"paid_interest":172.62,"paid_late_fees":0} {"emp_title":"customer delivery director","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":112500,"verified_income":"Not Verified","debt_to_income":11.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":275303,"total_credit_utilized":44879,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.31,"installment":752.76,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22816.61,"paid_total":2498.14,"paid_principal":2183.39,"paid_interest":314.75,"paid_late_fees":0} {"emp_title":"hr director","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":23.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":271797,"total_credit_utilized":117318,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6068.09,"paid_total":14666.9,"paid_principal":13931.91,"paid_interest":734.99,"paid_late_fees":0} {"emp_title":"military","emp_length":7,"state":"MD","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":13.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":7,"total_credit_limit":198063,"total_credit_utilized":29599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":18.45,"installment":327.41,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":9179.51487,"paid_principal":9000,"paid_interest":179.51,"paid_late_fees":0} {"emp_title":"nursing attendant","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":27.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":67000,"total_credit_utilized":29821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.07,"installment":205.27,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5590.48,"paid_total":611.12,"paid_principal":409.52,"paid_interest":201.6,"paid_late_fees":0} {"emp_title":"operation","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":7.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":83505,"total_credit_utilized":4549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":365,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8864.46,"paid_total":1726.14,"paid_principal":1135.54,"paid_interest":590.6,"paid_late_fees":0} {"emp_title":"technical account manager","emp_length":9,"state":"CO","homeownership":"OWN","annual_income":96000,"verified_income":"Verified","debt_to_income":16.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":415461,"total_credit_utilized":35285,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":17.09,"installment":747.03,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28693.29,"paid_total":3016.6,"paid_principal":1306.71,"paid_interest":1709.89,"paid_late_fees":0} {"emp_title":"pipelayer/construction laborer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":24.24,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":59,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":406204,"total_credit_utilized":59342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14300,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.97,"installment":187.94,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5249.65,"paid_total":937.04,"paid_principal":750.35,"paid_interest":186.69,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":16400,"total_credit_utilized":2512,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4700,"num_total_cc_accounts":29,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":10.42,"installment":136.36,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3795.21,"paid_total":540.58,"paid_principal":404.79,"paid_interest":135.79,"paid_late_fees":0} {"emp_title":"support manager","emp_length":10,"state":"SD","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":36900,"total_credit_utilized":9411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":28000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.93,"installment":128.94,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3512.8,"paid_total":640.29,"paid_principal":487.2,"paid_interest":153.09,"paid_late_fees":0} {"emp_title":"cct","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":19.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":7,"total_credit_limit":77181,"total_credit_utilized":34982,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21100,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":900.38,"paid_principal":773.99,"paid_interest":126.39,"paid_late_fees":0} {"emp_title":"construction manager","emp_length":8,"state":"NC","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":4.39,"annual_income_joint":167000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.6,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":332065,"total_credit_utilized":45517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39100,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":6.07,"installment":487.26,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14774.84,"paid_total":1450.99,"paid_principal":1225.16,"paid_interest":225.83,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":9.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":9000,"total_credit_utilized":6605,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.83,"paid_total":826.92,"paid_principal":592.17,"paid_interest":234.75,"paid_late_fees":0} {"emp_title":"desk sgt","emp_length":8,"state":"MO","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":17.74,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":329489,"total_credit_utilized":30284,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.35,"installment":558.68,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16179.5,"paid_total":2226.34,"paid_principal":1820.5,"paid_interest":405.84,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Not Verified","debt_to_income":8.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":267628,"total_credit_utilized":30456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":4000,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35862.96,"paid_total":4776.38,"paid_principal":4137.04,"paid_interest":639.34,"paid_late_fees":0} {"emp_title":"cio","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":215000,"verified_income":"Not Verified","debt_to_income":21.49,"annual_income_joint":295000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.82,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":51,"open_credit_lines":27,"total_credit_limit":777554,"total_credit_utilized":122743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":166100,"num_total_cc_accounts":33,"num_open_cc_accounts":23,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21793.71,"paid_total":3798.86,"paid_principal":3206.29,"paid_interest":592.57,"paid_late_fees":0} {"emp_title":"barista","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":4.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":15400,"total_credit_utilized":5155,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11422.5,"paid_total":766.91,"paid_principal":577.5,"paid_interest":189.41,"paid_late_fees":0} {"emp_title":"plating tech","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":29000,"verified_income":"Source Verified","debt_to_income":9.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":10500,"total_credit_utilized":6065,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":25.81,"installment":298.29,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9744.97,"paid_total":866.19,"paid_principal":255.03,"paid_interest":611.16,"paid_late_fees":0} {"emp_title":"optical manager ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":69000,"verified_income":"Source Verified","debt_to_income":24.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":101957,"total_credit_utilized":76108,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":5.31,"installment":433.59,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13285.47,"paid_total":1296.52,"paid_principal":1114.53,"paid_interest":181.99,"paid_late_fees":0} {"emp_title":"director, quality improvement","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":235000,"verified_income":"Source Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":497540,"total_credit_utilized":70167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35192.45,"paid_total":6527.14,"paid_principal":4807.55,"paid_interest":1719.59,"paid_late_fees":0} {"emp_title":"service advisor","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":8.98,"annual_income_joint":173000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.5,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":50835,"total_credit_utilized":22126,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36600,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":20,"installment":794.82,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28790.91,"paid_total":3145.95,"paid_principal":1209.09,"paid_interest":1936.86,"paid_late_fees":0} {"emp_title":"sr teller 3","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":34000,"verified_income":"Not Verified","debt_to_income":19.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":5,"total_credit_limit":42891,"total_credit_utilized":31131,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11850,"term":60,"interest_rate":9.43,"installment":248.47,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11512.75,"paid_total":515.73,"paid_principal":337.25,"paid_interest":178.48,"paid_late_fees":0} {"emp_title":"secretary ","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":59677,"total_credit_utilized":46794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11600,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":9.44,"installment":153.63,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4211.46,"paid_total":761.86,"paid_principal":588.54,"paid_interest":173.32,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"RENT","annual_income":22800,"verified_income":"Source Verified","debt_to_income":13.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":24000,"total_credit_utilized":10875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":65,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9302.76,"paid_total":998.2,"paid_principal":697.24,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"welder","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":12.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":43453,"total_credit_utilized":38784,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":251,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.05,"installment":285.8,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11307.25,"paid_total":1458.2,"paid_principal":692.75,"paid_interest":750.45,"paid_late_fees":15} {"emp_title":"owner","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":12.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":79888,"total_credit_utilized":44600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35906.36,"paid_total":4771.99,"paid_principal":4093.64,"paid_interest":678.35,"paid_late_fees":0} {"emp_title":"admin","emp_length":2,"state":"NH","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":23.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":112327,"total_credit_utilized":87883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5417.78,"paid_total":767.02,"paid_principal":582.22,"paid_interest":184.8,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Verified","debt_to_income":10.47,"annual_income_joint":173140,"verification_income_joint":"Verified","debt_to_income_joint":11.64,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":1041100,"total_credit_utilized":33449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":86700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32320.34,"paid_total":3198.13,"paid_principal":2679.66,"paid_interest":518.47,"paid_late_fees":0} {"emp_title":"medical gas verifier","emp_length":8,"state":"NH","homeownership":"OWN","annual_income":54000,"verified_income":"Verified","debt_to_income":7.75,"annual_income_joint":125000,"verification_income_joint":"Not Verified","debt_to_income_joint":4.14,"delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":275688,"total_credit_utilized":15338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45200,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13076.2,"paid_total":2274.27,"paid_principal":1923.8,"paid_interest":350.47,"paid_late_fees":0} {"emp_title":"sales ","emp_length":4,"state":"MO","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":33.94,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":57583,"total_credit_utilized":39667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7150,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":82,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":13.59,"installment":475.71,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12379.36,"paid_total":2357.41,"paid_principal":1620.64,"paid_interest":736.77,"paid_late_fees":0} {"emp_title":"hospital police","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":28800,"verified_income":"Source Verified","debt_to_income":19.17,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":15980,"total_credit_utilized":2872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":17.09,"installment":107.1,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2668.83,"paid_total":532.65,"paid_principal":331.17,"paid_interest":201.48,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":15000,"verified_income":"Source Verified","debt_to_income":103.52,"annual_income_joint":100200,"verification_income_joint":"Source Verified","debt_to_income_joint":15.86,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":204926,"total_credit_utilized":63684,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14400,"term":60,"interest_rate":24.85,"installment":421.4,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13891.68,"paid_total":1645.84,"paid_principal":508.32,"paid_interest":1137.52,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":15.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":187743,"total_credit_utilized":26999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32500,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":9.93,"installment":275.77,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12318.82,"paid_total":1095.91,"paid_principal":681.18,"paid_interest":414.73,"paid_late_fees":0} {"emp_title":"jewelry consultant","emp_length":1,"state":"HI","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":27776,"total_credit_utilized":18753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.06,"installment":254.27,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10475.62633,"paid_principal":10000,"paid_interest":475.63,"paid_late_fees":0} {"emp_title":"operations project analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":30.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":111538,"total_credit_utilized":52200,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27600,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.44,"installment":524.32,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23335.75,"paid_total":2608.49,"paid_principal":1664.25,"paid_interest":944.24,"paid_late_fees":0} {"emp_title":"supply chain project manager","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":144000,"verified_income":"Source Verified","debt_to_income":17.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":82795,"total_credit_utilized":59792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":29800,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32559.72,"paid_total":3542.71,"paid_principal":2440.28,"paid_interest":1102.43,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"RENT","annual_income":31000,"verified_income":"Not Verified","debt_to_income":34.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":45964,"total_credit_utilized":16870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18800,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":9.93,"installment":309.45,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8430.75,"paid_total":1573.73,"paid_principal":1169.25,"paid_interest":404.48,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"NY","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":11.25,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":52032,"total_credit_utilized":21136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21400,"num_total_cc_accounts":30,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.04,"installment":416.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11465.03,"paid_total":812.39,"paid_principal":534.97,"paid_interest":277.42,"paid_late_fees":0} {"emp_title":"radiology tech","emp_length":6,"state":"PA","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":21.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":42485,"total_credit_utilized":39312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19088.58,"paid_total":1328.78,"paid_principal":911.42,"paid_interest":417.36,"paid_late_fees":0} {"emp_title":"packing","emp_length":10,"state":"SD","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":3.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":2400,"total_credit_utilized":1559,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.47,"installment":358.88,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9570.3,"paid_total":708.05,"paid_principal":429.7,"paid_interest":278.35,"paid_late_fees":0} {"emp_title":"offset printing operator","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":36.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":100975,"total_credit_utilized":54940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":44700,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.59,"installment":135.92,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3725.05,"paid_total":400.21,"paid_principal":274.95,"paid_interest":125.26,"paid_late_fees":0} {"emp_title":"sports & recreation director","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":62000,"verified_income":"Verified","debt_to_income":19.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":156658,"total_credit_utilized":141644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":1800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":19.42,"installment":628.14,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23017.51,"paid_total":2331.31,"paid_principal":982.49,"paid_interest":1348.82,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":4.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":246834,"total_credit_utilized":23257,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23700,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9100,"term":36,"interest_rate":5.32,"installment":274.05,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8395.77,"paid_total":816.77,"paid_principal":704.23,"paid_interest":112.54,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":12300,"verified_income":"Verified","debt_to_income":45.37,"annual_income_joint":98300,"verification_income_joint":"Verified","debt_to_income_joint":39.78,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1973,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":28441,"total_credit_utilized":16604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5400,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11400.17,"paid_total":744.8,"paid_principal":599.83,"paid_interest":144.97,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":33500,"verified_income":"Not Verified","debt_to_income":18.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":88200,"total_credit_utilized":21071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":65100,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":6.07,"installment":380.68,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12506.5395,"paid_principal":12500,"paid_interest":6.54,"paid_late_fees":0} {"emp_title":"corporate recruiter","emp_length":2,"state":"MN","homeownership":"RENT","annual_income":76500,"verified_income":"Source Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":46300,"total_credit_utilized":27348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28854.82,"paid_total":1916.01,"paid_principal":1145.18,"paid_interest":770.83,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"HI","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Verified","debt_to_income":30.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":6,"total_credit_limit":106451,"total_credit_utilized":88611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.77,"installment":911.95,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29255.54,"paid_total":2691.23,"paid_principal":744.46,"paid_interest":1946.77,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Not Verified","debt_to_income":12.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2001,"inquiries_last_12m":7,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":154342,"total_credit_utilized":77321,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":64400,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.93,"installment":212.13,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8931.22,"paid_total":1383,"paid_principal":1068.78,"paid_interest":314.22,"paid_late_fees":0} {"emp_title":"management","emp_length":4,"state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.77,"annual_income_joint":105000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.27,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":392918,"total_credit_utilized":34523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":71900,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12058.25254,"paid_principal":12000,"paid_interest":58.25,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":38400,"verified_income":"Verified","debt_to_income":26.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1975,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":153448,"total_credit_utilized":27090,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13900,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13197.14,"paid_total":2443.16,"paid_principal":1802.86,"paid_interest":640.3,"paid_late_fees":0} {"emp_title":"sr operations analyst","emp_length":4,"state":"WA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":12.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":60307,"total_credit_utilized":36594,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25200,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"dentist","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":12.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":99961,"total_credit_utilized":76035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34600,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.91,"installment":1144.37,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31650.01,"paid_total":4556.27,"paid_principal":3349.99,"paid_interest":1206.28,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":5.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":17000,"total_credit_utilized":6489,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":1208,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12800,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":18.06,"installment":470.38,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11584.38,"paid_total":2338.86,"paid_principal":1415.62,"paid_interest":923.24,"paid_late_fees":0} {"emp_title":"office manager","emp_length":0,"state":"KS","homeownership":"OWN","annual_income":33000,"verified_income":"Source Verified","debt_to_income":10.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":25,"total_credit_limit":80385,"total_credit_utilized":70451,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7103.69,"paid_total":1399.58,"paid_principal":896.31,"paid_interest":503.27,"paid_late_fees":0} {"emp_title":"stocker","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Verified","debt_to_income":15.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":91570,"total_credit_utilized":33260,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":308,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2600,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7019.15,"paid_total":1257.13,"paid_principal":980.85,"paid_interest":276.28,"paid_late_fees":0} {"emp_title":"","state":"NM","homeownership":"OWN","annual_income":63000,"verified_income":"Verified","debt_to_income":29.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":59212,"total_credit_utilized":43144,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19650,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":19.03,"installment":953.46,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23783.39,"paid_total":3566.45,"paid_principal":2216.61,"paid_interest":1349.84,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":15.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":75300,"total_credit_utilized":19889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41800,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":6.71,"installment":645.64,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19406.47,"paid_total":1913.44,"paid_principal":1593.53,"paid_interest":319.91,"paid_late_fees":0} {"emp_title":"electronic technician ","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":45198,"verified_income":"Not Verified","debt_to_income":44.42,"annual_income_joint":79677,"verification_income_joint":"Not Verified","debt_to_income_joint":25.2,"delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":152280,"total_credit_utilized":135949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18400,"term":60,"interest_rate":19.03,"installment":477.61,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17440.98,"paid_total":2349.14,"paid_principal":959.02,"paid_interest":1390.12,"paid_late_fees":0} {"emp_title":"field tech ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":68748,"verified_income":"Source Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":7,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":49215,"total_credit_utilized":40107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4550,"term":36,"interest_rate":10.91,"installment":148.77,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4114.49,"paid_total":592.32,"paid_principal":435.51,"paid_interest":156.81,"paid_late_fees":0} {"emp_title":"rn","emp_length":5,"state":"IL","homeownership":"OWN","annual_income":48000,"verified_income":"Source Verified","debt_to_income":33.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":78514,"total_credit_utilized":57191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.03,"installment":648.93,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23965.84,"paid_total":2569.29,"paid_principal":1034.16,"paid_interest":1535.13,"paid_late_fees":0} {"emp_title":"artistic associate","emp_length":8,"state":"CT","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":1.63,"annual_income_joint":127000,"verification_income_joint":"Source Verified","debt_to_income_joint":7.06,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":1,"total_credit_limit":7500,"total_credit_utilized":2840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18750.5,"paid_total":2210.63,"paid_principal":1249.5,"paid_interest":961.13,"paid_late_fees":0} {"emp_title":"foreman","emp_length":0,"state":"AZ","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Verified","debt_to_income":17.32,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":2,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":271238,"total_credit_utilized":17366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.91,"installment":130.79,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3519.22,"paid_total":651.53,"paid_principal":480.78,"paid_interest":170.75,"paid_late_fees":0} {"emp_title":"car inspector","emp_length":6,"state":"NJ","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":1.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":42400,"total_credit_utilized":5005,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":170,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39000,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.92,"installment":508.99,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23060.51,"paid_total":1500.52,"paid_principal":939.49,"paid_interest":561.03,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":4,"total_credit_limit":833600,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":20600,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.92,"installment":508.99,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22958.93,"paid_total":1600.52,"paid_principal":1041.07,"paid_interest":559.45,"paid_late_fees":0} {"emp_title":"territory manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":5.79,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":23200,"total_credit_utilized":7519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12300,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9318.43,"paid_total":1018.54,"paid_principal":681.57,"paid_interest":336.97,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":36.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":19,"total_credit_limit":369078,"total_credit_utilized":87468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26500,"num_total_cc_accounts":30,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":10.42,"installment":450.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19635.51,"paid_total":2240.59,"paid_principal":1364.49,"paid_interest":876.1,"paid_late_fees":0} {"emp_title":"product specialist","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":53500,"verified_income":"Source Verified","debt_to_income":26.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1973,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":232793,"total_credit_utilized":37558,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":59300,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11250.26,"paid_total":1330.22,"paid_principal":749.74,"paid_interest":580.48,"paid_late_fees":0} {"emp_title":"teachers aide","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":5.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":4900,"total_credit_utilized":1797,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":4100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":12.62,"installment":100.54,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2648.47,"paid_total":515.6,"paid_principal":351.53,"paid_interest":149.07,"paid_late_fees":15} {"emp_title":"application analyst","emp_length":5,"state":"CO","homeownership":"OWN","annual_income":180000,"verified_income":"Not Verified","debt_to_income":12.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":520306,"total_credit_utilized":90966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":922,"current_installment_accounts":15,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1817.39,"paid_principal":1535.14,"paid_interest":282.25,"paid_late_fees":0} {"emp_title":"attorney","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":8.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":538300,"total_credit_utilized":23755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":124300,"num_total_cc_accounts":30,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13448.8,"paid_total":1802.49,"paid_principal":1551.2,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":79307,"total_credit_utilized":50351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.99,"installment":355.84,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15000.36,"paid_total":1768.54,"paid_principal":999.64,"paid_interest":768.9,"paid_late_fees":0} {"emp_title":"clinical supervisor/behavior analyst","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":74000,"verified_income":"Source Verified","debt_to_income":18.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":67251,"total_credit_utilized":45801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.9,"installment":980.75,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27855.89,"paid_total":2924.08,"paid_principal":2144.11,"paid_interest":779.97,"paid_late_fees":0} {"emp_title":"accountant","emp_length":4,"state":"PA","homeownership":"OWN","annual_income":43000,"verified_income":"Not Verified","debt_to_income":11.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":67803,"total_credit_utilized":23661,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.42,"installment":343.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14498.52,"paid_total":2157.09,"paid_principal":1501.48,"paid_interest":655.61,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":12000,"verified_income":"Not Verified","debt_to_income":52.7,"annual_income_joint":102000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.44,"delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":155200,"total_credit_utilized":8538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28886.33,"paid_total":2031.08,"paid_principal":1113.67,"paid_interest":917.41,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":16620,"verified_income":"Verified","debt_to_income":59.35,"annual_income_joint":27768.84,"verification_income_joint":"Verified","debt_to_income_joint":35.52,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":59968,"total_credit_utilized":37547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5425.71,"paid_total":781.08,"paid_principal":574.29,"paid_interest":206.79,"paid_late_fees":0} {"emp_title":"marketing supervisor ","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":12.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":29500,"total_credit_utilized":21256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":29500,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":23102.95,"paid_total":2296.54,"paid_principal":1897.05,"paid_interest":399.49,"paid_late_fees":0} {"emp_title":"vp of sales","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":19.51,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":353394,"total_credit_utilized":54606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23851.14,"paid_total":2339.83,"paid_principal":1148.86,"paid_interest":1190.97,"paid_late_fees":0} {"emp_title":"pharmacy manager","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":133000,"verified_income":"Source Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":606625,"total_credit_utilized":174368,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34100,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24087.05,"paid_total":1674.04,"paid_principal":912.95,"paid_interest":761.09,"paid_late_fees":0} {"emp_title":"cep","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":40.8,"annual_income_joint":75000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.46,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":73657,"total_credit_utilized":58164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":10852.11,"paid_total":1562.17,"paid_principal":1147.89,"paid_interest":414.28,"paid_late_fees":0} {"emp_title":"musician","emp_length":10,"state":"RI","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":19.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":22000,"total_credit_utilized":16151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":4558,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21300,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":14.07,"installment":256.59,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6813.43,"paid_total":1014.64,"paid_principal":686.57,"paid_interest":328.07,"paid_late_fees":0} {"emp_title":"production scheduler","emp_length":7,"state":"NH","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":14.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2001,"inquiries_last_12m":8,"total_credit_lines":40,"open_credit_lines":13,"total_credit_limit":69676,"total_credit_utilized":30174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20200,"num_total_cc_accounts":29,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8900,"term":36,"interest_rate":7.35,"installment":276.24,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8004.91,"paid_total":1101.33,"paid_principal":895.09,"paid_interest":206.24,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":10000,"verified_income":"Not Verified","debt_to_income":137.7,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.33,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":364944,"total_credit_utilized":49211,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26200,"num_total_cc_accounts":23,"num_open_cc_accounts":19,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":7.97,"installment":783.07,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21873.6,"paid_total":3904.28,"paid_principal":3126.4,"paid_interest":777.88,"paid_late_fees":0} {"emp_title":"property manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":160000,"verified_income":"Source Verified","debt_to_income":5.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":25,"total_credit_limit":69500,"total_credit_utilized":23614,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25400,"num_total_cc_accounts":31,"num_open_cc_accounts":25,"num_cc_carrying_balance":16,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28800,"term":36,"interest_rate":10.91,"installment":941.65,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26043.44,"paid_total":3784.06,"paid_principal":2756.56,"paid_interest":1027.5,"paid_late_fees":0} {"emp_title":"faculty","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":60600,"verified_income":"Source Verified","debt_to_income":49.68,"annual_income_joint":116100,"verification_income_joint":"Source Verified","debt_to_income_joint":25.93,"delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":133042,"total_credit_utilized":93035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34400,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14500,"term":60,"interest_rate":26.77,"installment":440.78,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14262.76,"paid_total":838.43,"paid_principal":237.24,"paid_interest":601.19,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"FL","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":17.57,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":51617,"total_credit_utilized":27912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"operator","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":125000,"verified_income":"Source Verified","debt_to_income":17.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":118305,"total_credit_utilized":57511,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":59300,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27840.7,"paid_total":2904.08,"paid_principal":2159.3,"paid_interest":744.78,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"AL","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":19.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":434389,"total_credit_utilized":129799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":41800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":39825,"term":36,"interest_rate":7.96,"installment":1247.24,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36856.19,"paid_total":3706.5,"paid_principal":2968.81,"paid_interest":737.69,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":10.06,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":11,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":336000,"total_credit_utilized":10650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.91,"installment":523.14,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14470.33,"paid_total":2073.16,"paid_principal":1529.67,"paid_interest":543.49,"paid_late_fees":0} {"emp_title":"property adjuster","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":125000,"verified_income":"Verified","debt_to_income":24.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":115962,"total_credit_utilized":65050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2369,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":39900,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":19.03,"installment":311.49,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11503.59,"paid_total":1233.27,"paid_principal":496.41,"paid_interest":736.86,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":25.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":48,"open_credit_lines":22,"total_credit_limit":290681,"total_credit_utilized":73664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":105300,"num_total_cc_accounts":29,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":6.07,"installment":258.86,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7849.13,"paid_total":770.85,"paid_principal":650.87,"paid_interest":119.98,"paid_late_fees":0} {"emp_title":"sales person","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":18.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":28859,"total_credit_utilized":22421,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.08,"installment":279.72,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11578.33,"paid_total":820.39,"paid_principal":421.67,"paid_interest":398.72,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":67000,"verified_income":"Source Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":8,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":65856,"total_credit_utilized":56059,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":16.01,"installment":386.79,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10270.26,"paid_total":1150.59,"paid_principal":729.74,"paid_interest":420.85,"paid_late_fees":0} {"emp_title":"product manager","emp_length":3,"state":"OK","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Not Verified","debt_to_income":13.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":444019,"total_credit_utilized":57047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32200,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15836.57,"paid_total":2931.79,"paid_principal":2163.43,"paid_interest":768.36,"paid_late_fees":0} {"emp_title":"security gard","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":21.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":13,"total_credit_limit":24600,"total_credit_utilized":8222,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11400,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":11.99,"installment":66.42,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1811.45,"paid_total":264.35,"paid_principal":188.55,"paid_interest":75.8,"paid_late_fees":0} {"emp_title":"director of sales operations","emp_length":7,"state":"IL","homeownership":"MORTGAGE","annual_income":210000,"verified_income":"Source Verified","debt_to_income":13.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":475830,"total_credit_utilized":96518,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37100,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":17.47,"installment":702.97,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":28380.45333,"paid_principal":28000,"paid_interest":380.45,"paid_late_fees":0} {"emp_title":"warehouse supervisor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":12.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":194279,"total_credit_utilized":15400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4358.7,"paid_total":759.81,"paid_principal":641.3,"paid_interest":118.51,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Not Verified","debt_to_income":45.8,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.25,"delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":446876,"total_credit_utilized":40722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":20.39,"installment":1307.7,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32824.47,"paid_total":3883.45,"paid_principal":2175.53,"paid_interest":1707.92,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.34,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.9,"delinq_2y":3,"months_since_last_delinq":11,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":74295,"total_credit_utilized":7271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":44500,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13000,"term":60,"interest_rate":11.99,"installment":289.12,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":12519.13,"paid_total":917,"paid_principal":480.87,"paid_interest":421.13,"paid_late_fees":15} {"emp_title":"distribution manager","emp_length":6,"state":"MO","homeownership":"MORTGAGE","annual_income":46128,"verified_income":"Source Verified","debt_to_income":34,"annual_income_joint":121728,"verification_income_joint":"Not Verified","debt_to_income_joint":17.05,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":346581,"total_credit_utilized":62910,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":26.77,"installment":729.56,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23607.34,"paid_total":1512.67,"paid_principal":392.66,"paid_interest":1120.01,"paid_late_fees":0} {"emp_title":"bank regulator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":330000,"verified_income":"Source Verified","debt_to_income":15.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":6,"total_credit_lines":53,"open_credit_lines":26,"total_credit_limit":642700,"total_credit_utilized":184164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_30d_past_due":0,"num_active_debit_accounts":22,"total_debit_limit":386700,"num_total_cc_accounts":48,"num_open_cc_accounts":24,"num_cc_carrying_balance":15,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.92,"installment":1128.04,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31603.34,"paid_total":4492.87,"paid_principal":3396.66,"paid_interest":1096.21,"paid_late_fees":0} {"emp_title":"tax manager","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":104500,"verified_income":"Source Verified","debt_to_income":12.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":54,"open_credit_lines":23,"total_credit_limit":544965,"total_credit_utilized":98035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27200,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":11.99,"installment":378.07,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16154.59,"paid_total":1585.89,"paid_principal":845.41,"paid_interest":740.48,"paid_late_fees":0} {"emp_title":"foreman/supervisor","emp_length":4,"state":"MI","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":25.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":230027,"total_credit_utilized":62383,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":450,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":28900,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.45,"installment":897.37,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33905.61,"paid_total":2815.65,"paid_principal":1094.39,"paid_interest":1721.26,"paid_late_fees":0} {"emp_title":"","state":"KY","homeownership":"RENT","annual_income":11150,"verified_income":"Verified","debt_to_income":119.48,"annual_income_joint":157150,"verification_income_joint":"Verified","debt_to_income_joint":28.73,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":40500,"total_credit_utilized":39452,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31400,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":19.03,"installment":622.97,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23261.3,"paid_total":1818.16,"paid_principal":738.7,"paid_interest":1079.46,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":96500,"verified_income":"Not Verified","debt_to_income":2.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":323200,"total_credit_utilized":6939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":92,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.45,"installment":379.07,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3445.34,"paid_total":7102.91,"paid_principal":6554.66,"paid_interest":548.25,"paid_late_fees":0} {"emp_title":"registered nurse mgr","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":132000,"verified_income":"Source Verified","debt_to_income":1.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":39700,"total_credit_utilized":5842,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38700,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":37800,"term":60,"interest_rate":9.43,"installment":792.58,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36301.68,"paid_total":2338.13,"paid_principal":1498.32,"paid_interest":839.81,"paid_late_fees":0} {"emp_title":"head caretaker ","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":2.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":4700,"total_credit_utilized":2863,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":10.41,"installment":178.54,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5104.1,"paid_total":529.26,"paid_principal":395.9,"paid_interest":133.36,"paid_late_fees":0} {"emp_title":"senior director of operations ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":108000,"verified_income":"Not Verified","debt_to_income":16.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":12,"total_credit_limit":153113,"total_credit_utilized":135966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":68.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.61,"installment":502.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15577.80088,"paid_principal":15000,"paid_interest":577.8,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":13.7,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":182752,"total_credit_utilized":40459,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28531.92,"paid_total":2728.15,"paid_principal":1468.08,"paid_interest":1260.07,"paid_late_fees":0} {"emp_title":"senior team leader","emp_length":10,"state":"AL","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":9.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":19000,"total_credit_utilized":14629,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9312.56,"paid_total":1011.68,"paid_principal":687.44,"paid_interest":324.24,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":12.52,"annual_income_joint":117000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.81,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":742800,"total_credit_utilized":33119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":9.43,"installment":503.23,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22726.57,"paid_total":1987.77,"paid_principal":1273.43,"paid_interest":714.34,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":18.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":14,"total_credit_limit":135618,"total_credit_utilized":111790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":69.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26777.44,"paid_total":5338.43,"paid_principal":3222.56,"paid_interest":2115.87,"paid_late_fees":0} {"emp_title":"loan administrator, avp","emp_length":1,"state":"LA","homeownership":"MORTGAGE","annual_income":87400,"verified_income":"Source Verified","debt_to_income":13.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":221244,"total_credit_utilized":46465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.91,"installment":784.71,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24094.55,"paid_principal":24000,"paid_interest":94.55,"paid_late_fees":0} {"emp_title":"network administrator","emp_length":4,"state":"AZ","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Source Verified","debt_to_income":15.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":306429,"total_credit_utilized":53889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":495,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6971.67,"paid_total":3349.71,"paid_principal":3028.33,"paid_interest":321.38,"paid_late_fees":0} {"emp_title":"community housing coordinator","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":25.35,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":26200,"total_credit_utilized":14002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7400,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":18.06,"installment":405.25,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10231.64,"paid_total":1626.63,"paid_principal":968.36,"paid_interest":658.27,"paid_late_fees":0} {"emp_title":"social worker ","emp_length":4,"state":"AL","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":4.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":13500,"total_credit_utilized":5112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.34,"installment":124.14,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3699.15,"paid_total":370.79,"paid_principal":300.85,"paid_interest":69.94,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":13.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":51200,"total_credit_utilized":28506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43200,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29000,"term":60,"interest_rate":17.47,"installment":728.08,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28068.91,"paid_total":2156.09,"paid_principal":931.09,"paid_interest":1225,"paid_late_fees":0} {"emp_title":"preschool teacher","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Verified","debt_to_income":33.88,"annual_income_joint":87689,"verification_income_joint":"Source Verified","debt_to_income_joint":20.62,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":71666,"total_credit_utilized":36556,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":12.62,"installment":721.89,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30435.33,"paid_total":2865.12,"paid_principal":1564.67,"paid_interest":1300.45,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":22.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":46874,"total_credit_utilized":28670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":14400,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":9.92,"installment":241.73,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6956.34,"paid_total":716.92,"paid_principal":543.66,"paid_interest":173.26,"paid_late_fees":0} {"emp_title":"systems engineer","emp_length":4,"state":"TN","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":22.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":51,"open_credit_lines":25,"total_credit_limit":362866,"total_credit_utilized":120099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":72200,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":7.97,"installment":607.87,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28349.16,"paid_total":2444.76,"paid_principal":1650.84,"paid_interest":793.92,"paid_late_fees":0} {"emp_title":"student services coordinator","emp_length":4,"state":"NM","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":26.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":109517,"total_credit_utilized":85567,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37800,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28586.16,"paid_total":2738.53,"paid_principal":1413.84,"paid_interest":1324.69,"paid_late_fees":0} {"emp_title":"stocker","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":31.03,"annual_income_joint":67000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.79,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":5,"total_credit_limit":41331,"total_credit_utilized":24898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14218.17,"paid_total":1930.94,"paid_principal":781.83,"paid_interest":1149.11,"paid_late_fees":0} {"emp_title":"creative director","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":175000,"verified_income":"Verified","debt_to_income":6.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":5,"total_credit_limit":756153,"total_credit_utilized":101918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23438.11,"paid_total":2746.64,"paid_principal":1561.89,"paid_interest":1184.75,"paid_late_fees":0} {"emp_title":"aircraft mechsnic","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":31.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":13,"total_credit_limit":224616,"total_credit_utilized":105939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37600,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":10.41,"installment":438.22,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13632.16788,"paid_principal":13500,"paid_interest":132.17,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"NE","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Verified","debt_to_income":24.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":254805,"total_credit_utilized":35773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":1025,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":20009.22911,"paid_principal":20000,"paid_interest":9.23,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":44393,"verified_income":"Source Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":166383,"total_credit_utilized":30594,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1009,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27400,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":21.45,"installment":56.86,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1344.29,"paid_total":282.51,"paid_principal":155.71,"paid_interest":126.8,"paid_late_fees":0} {"emp_title":"customer service","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":16000,"verified_income":"Not Verified","debt_to_income":41.34,"annual_income_joint":36000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.67,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":24505,"total_credit_utilized":11721,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":1107,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9084.7,"paid_total":1419.53,"paid_principal":915.3,"paid_interest":504.23,"paid_late_fees":0} {"emp_title":"professor assistant","emp_length":9,"state":"IN","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":16.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":30831,"total_credit_utilized":24961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":560,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.59,"installment":101.94,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2652.39,"paid_total":507.44,"paid_principal":347.61,"paid_interest":159.83,"paid_late_fees":0} {"emp_title":"qa control","emp_length":6,"state":"WI","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":24.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":77278,"total_credit_utilized":25323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":6737,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13478.32,"paid_total":1839.36,"paid_principal":1521.68,"paid_interest":317.68,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":0,"verified_income":"Source Verified","annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.92,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":47156,"total_credit_utilized":40228,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1700,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10226.44753,"paid_principal":10000,"paid_interest":226.45,"paid_late_fees":0} {"emp_title":"product manager","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":87000,"verified_income":"Not Verified","debt_to_income":19.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":108900,"total_credit_utilized":56226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":6.72,"installment":584.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17072.52,"paid_total":2329.87,"paid_principal":1927.48,"paid_interest":402.39,"paid_late_fees":0} {"emp_title":"welder","emp_length":4,"state":"MI","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":16.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":185570,"total_credit_utilized":38393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.32,"installment":542.07,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":16138.66,"paid_total":2144.34,"paid_principal":1861.34,"paid_interest":283,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":120000,"verified_income":"Verified","debt_to_income":13.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":81167,"total_credit_utilized":48546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12200,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.62,"installment":1005.34,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27196.81,"paid_total":4000.33,"paid_principal":2803.19,"paid_interest":1197.14,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Verified","debt_to_income":4.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":4,"total_credit_limit":186062,"total_credit_utilized":5699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.08,"installment":279.72,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11578.33,"paid_total":829.77,"paid_principal":421.67,"paid_interest":408.1,"paid_late_fees":0} {"emp_title":"fork lift operator","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":49500,"verified_income":"Source Verified","debt_to_income":9.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":161500,"total_credit_utilized":12513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.45,"installment":409.61,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14266.83,"paid_total":2030.17,"paid_principal":733.17,"paid_interest":1297,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":14400,"verified_income":"Not Verified","debt_to_income":31.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":18300,"total_credit_utilized":7669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4600,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":16.02,"installment":70.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1821.91,"paid_total":287.59,"paid_principal":178.09,"paid_interest":109.5,"paid_late_fees":0} {"emp_title":"manager ","emp_length":7,"state":"NM","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":18.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":48467,"total_credit_utilized":27013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":21.85,"installment":952.83,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23479.79,"paid_total":2828.14,"paid_principal":1520.21,"paid_interest":1307.93,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":19.44,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.84,"delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":31000,"total_credit_utilized":18863,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9057.25,"paid_total":1315.08,"paid_principal":942.75,"paid_interest":372.33,"paid_late_fees":0} {"emp_title":"accounting clerk","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":48712,"verified_income":"Not Verified","debt_to_income":4.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":101,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":188403,"total_credit_utilized":56090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":101,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":28.72,"installment":947.15,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29295.97,"paid_total":2793.58,"paid_principal":704.03,"paid_interest":2089.55,"paid_late_fees":0} {"emp_title":"hr special projects manager","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":25.85,"annual_income_joint":185000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.56,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":40,"open_credit_lines":14,"total_credit_limit":620906,"total_credit_utilized":170040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":53800,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":9.44,"installment":587.24,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26514.69,"paid_total":2334.28,"paid_principal":1485.31,"paid_interest":848.97,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":38666,"verified_income":"Verified","debt_to_income":34.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":131670,"total_credit_utilized":50793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14363.2,"paid_total":1487.98,"paid_principal":636.8,"paid_interest":851.18,"paid_late_fees":0} {"emp_title":"","state":"NM","homeownership":"OWN","annual_income":40000,"verified_income":"Verified","debt_to_income":47.13,"annual_income_joint":122500,"verification_income_joint":"Verified","debt_to_income_joint":21.1,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":94392,"total_credit_utilized":56881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":1600,"term":36,"interest_rate":21.45,"installment":60.66,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1434.25,"paid_total":298.53,"paid_principal":165.75,"paid_interest":132.78,"paid_late_fees":0} {"emp_title":"administrative","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":46000,"verified_income":"Verified","debt_to_income":35.64,"annual_income_joint":137000,"verification_income_joint":"Verified","debt_to_income_joint":34.11,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":110847,"total_credit_utilized":39944,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52300,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19200,"term":60,"interest_rate":11.98,"installment":426.9,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18487.27,"paid_total":1267.92,"paid_principal":712.73,"paid_interest":555.19,"paid_late_fees":0} {"emp_title":"attorney","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":41640.62,"verified_income":"Source Verified","debt_to_income":31.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":43,"open_credit_lines":33,"total_credit_limit":514486,"total_credit_utilized":638471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":25,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21275,"term":36,"interest_rate":19.03,"installment":780.18,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18989.69,"paid_total":3878.41,"paid_principal":2285.31,"paid_interest":1593.1,"paid_late_fees":0} {"emp_title":"porter","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":20.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":47800,"total_credit_utilized":18002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35000,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15215.18274,"paid_principal":15000,"paid_interest":215.18,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":52.03,"annual_income_joint":125000,"verification_income_joint":"Source Verified","debt_to_income_joint":35.19,"delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":309341,"total_credit_utilized":72837,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":14.08,"installment":279.72,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11288.91,"paid_total":1379.83,"paid_principal":711.09,"paid_interest":668.74,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":1.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":300000,"total_credit_utilized":3429,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":6.72,"installment":258.3,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7547.84,"paid_total":1030.06,"paid_principal":852.16,"paid_interest":177.9,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":11.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1963,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":1023751,"total_credit_utilized":23623,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":7.34,"installment":299.44,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14583.35,"paid_total":592.76,"paid_principal":416.65,"paid_interest":176.11,"paid_late_fees":0} {"emp_title":"sales associate ","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":26.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":107269,"total_credit_utilized":24740,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":57000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5200,"term":36,"interest_rate":6.08,"installment":158.39,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4533.06,"paid_total":790.19,"paid_principal":666.94,"paid_interest":123.25,"paid_late_fees":0} {"emp_title":"regional account manager ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":20.11,"annual_income_joint":195000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.17,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":392076,"total_credit_utilized":303858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51700,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":6646.91,"paid_total":427.89,"paid_principal":353.09,"paid_interest":74.8,"paid_late_fees":0} {"emp_title":"pm","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":13.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":348549,"total_credit_utilized":25133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14100,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.91,"installment":433.96,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18716.23,"paid_total":2145.56,"paid_principal":1283.77,"paid_interest":861.79,"paid_late_fees":0} {"emp_title":"occupational therapist","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Verified","debt_to_income":37.58,"annual_income_joint":200200,"verification_income_joint":"Verified","debt_to_income_joint":23.86,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":425985,"total_credit_utilized":110918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":55000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":14.08,"installment":1368.66,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35396.59,"paid_total":6921.53,"paid_principal":4603.41,"paid_interest":2318.12,"paid_late_fees":0} {"emp_title":"analyst","emp_length":2,"state":"MO","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":49871,"total_credit_utilized":24608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":46.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10300,"term":60,"interest_rate":11.99,"installment":229.07,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9787.76,"paid_total":909.42,"paid_principal":512.24,"paid_interest":397.18,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"OWN","annual_income":28560,"verified_income":"Not Verified","debt_to_income":10.71,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":31000,"total_credit_utilized":5605,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19000,"num_total_cc_accounts":27,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.07,"installment":171.06,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4658.72,"paid_total":526.86,"paid_principal":341.28,"paid_interest":185.58,"paid_late_fees":0} {"emp_title":"partner","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":32.05,"annual_income_joint":68500,"verification_income_joint":"Source Verified","debt_to_income_joint":12.07,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":6,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":28252,"total_credit_utilized":17893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":13.59,"installment":475.71,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12709.65,"paid_total":1881.7,"paid_principal":1290.35,"paid_interest":591.35,"paid_late_fees":0} {"emp_title":"retail sales consultant","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":11.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":20,"total_credit_limit":50100,"total_credit_utilized":26926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":33300,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":12.62,"installment":406.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16893.11,"paid_total":1998.8,"paid_principal":1106.89,"paid_interest":891.91,"paid_late_fees":0} {"emp_title":"emergency technician ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":12.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":295506,"total_credit_utilized":24485,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":49800,"num_total_cc_accounts":30,"num_open_cc_accounts":20,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.07,"installment":136.85,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3726.97,"paid_total":407.42,"paid_principal":273.03,"paid_interest":134.39,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":7,"state":"MN","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":34.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":80121,"total_credit_utilized":27298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28400,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14390.89,"paid_total":1973.33,"paid_principal":1609.11,"paid_interest":364.22,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":29500,"verified_income":"Verified","debt_to_income":27.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":15,"total_credit_lines":17,"open_credit_lines":16,"total_credit_limit":46273,"total_credit_utilized":24417,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3600,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7454.02,"paid_total":824.35,"paid_principal":545.98,"paid_interest":278.37,"paid_late_fees":0} {"emp_title":"accountant","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":47700,"verified_income":"Not Verified","debt_to_income":7.68,"annual_income_joint":67700,"verification_income_joint":"Not Verified","debt_to_income_joint":10.06,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":38500,"total_credit_utilized":21242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.29,"paid_total":974.7,"paid_principal":714.71,"paid_interest":259.99,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":38550,"verified_income":"Source Verified","debt_to_income":23.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":263945,"total_credit_utilized":23238,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.01,"installment":291.89,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11599.33,"paid_total":891.68,"paid_principal":400.67,"paid_interest":491.01,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":40.04,"annual_income_joint":60000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.68,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":55180,"total_credit_utilized":27557,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":982,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":12.62,"installment":270.71,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11412.78,"paid_total":1066.01,"paid_principal":587.22,"paid_interest":478.79,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":28.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":53,"open_credit_lines":13,"total_credit_limit":504510,"total_credit_utilized":172266,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":27,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.77,"installment":911.95,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29509.18,"paid_total":2044.47,"paid_principal":490.82,"paid_interest":1553.65,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"KY","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Source Verified","debt_to_income":22.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":268803,"total_credit_utilized":83976,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":78,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11477.29,"paid_total":1172.49,"paid_principal":522.71,"paid_interest":649.78,"paid_late_fees":0} {"emp_title":"maintenance manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":65500,"verified_income":"Verified","debt_to_income":31.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":215127,"total_credit_utilized":43923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2201,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":13.59,"installment":489.3,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13072.79,"paid_total":1935.46,"paid_principal":1327.21,"paid_interest":608.25,"paid_late_fees":0} {"emp_title":"coding manager","emp_length":9,"state":"LA","homeownership":"RENT","annual_income":71000,"verified_income":"Verified","debt_to_income":17.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":75613,"total_credit_utilized":38793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":577,"current_installment_accounts":7,"accounts_opened_24m":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18200,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36350,"term":60,"interest_rate":12.61,"installment":819.84,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35022.56,"paid_total":2408.59,"paid_principal":1327.44,"paid_interest":1081.15,"paid_late_fees":0} {"emp_title":"audit manager","emp_length":7,"state":"OH","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":19.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":302533,"total_credit_utilized":58412,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":119700,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1817.39,"paid_principal":1535.14,"paid_interest":282.25,"paid_late_fees":0} {"emp_title":"benefits adminsitrator","emp_length":8,"state":"VA","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":33.96,"annual_income_joint":109000,"verification_income_joint":"Source Verified","debt_to_income_joint":34.43,"delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":70854,"total_credit_utilized":34529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":584,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8100,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":26.3,"installment":849.47,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19391.19,"paid_total":3367.2,"paid_principal":1608.81,"paid_interest":1758.39,"paid_late_fees":0} {"emp_title":"material handler","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.42,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":5,"total_credit_limit":26915,"total_credit_utilized":2432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2800,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9510.61,"paid_total":888.38,"paid_principal":489.39,"paid_interest":398.99,"paid_late_fees":0} {"emp_title":"table games dealer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":59846,"total_credit_utilized":33396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":7.96,"installment":845.59,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24987.24,"paid_total":2524.83,"paid_principal":2012.76,"paid_interest":512.07,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":34385,"verified_income":"Verified","debt_to_income":23.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":185600,"total_credit_utilized":27755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27300,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4200.96209,"paid_principal":4000,"paid_interest":200.96,"paid_late_fees":0} {"emp_title":"medical coder","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":44865,"verified_income":"Verified","debt_to_income":11.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":106352,"total_credit_utilized":78094,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11448.37,"paid_total":1089.36,"paid_principal":551.63,"paid_interest":537.73,"paid_late_fees":0} {"emp_title":"security officer","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":60.63,"annual_income_joint":75000,"verification_income_joint":"Verified","debt_to_income_joint":34.45,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":88863,"total_credit_utilized":64734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.22,"paid_total":1691.29,"paid_principal":1150.78,"paid_interest":540.51,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Verified","debt_to_income":39.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":441784,"total_credit_utilized":174678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":282,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":54400,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":4,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.82,"installment":895.02,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29235.22,"paid_total":2598.99,"paid_principal":764.78,"paid_interest":1834.21,"paid_late_fees":0} {"emp_title":"allied health division chair","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":170000,"verified_income":"Source Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":159841,"total_credit_utilized":87154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52900,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15161.63,"paid_total":1339.99,"paid_principal":838.37,"paid_interest":501.62,"paid_late_fees":0} {"emp_title":"financial service representative","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":18.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":24179,"total_credit_utilized":18995,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16350,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":13.58,"installment":414.92,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15430.84,"paid_total":3112.29,"paid_principal":2569.16,"paid_interest":543.13,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":21000,"verified_income":"Source Verified","debt_to_income":8.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":2500,"total_credit_utilized":279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":1900,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":16.01,"installment":105.49,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":2868.2,"paid_total":208.31,"paid_principal":131.8,"paid_interest":76.51,"paid_late_fees":0} {"emp_title":"senior planner","emp_length":2,"state":"OR","homeownership":"RENT","annual_income":61000,"verified_income":"Source Verified","debt_to_income":27.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":109,"earliest_credit_line":2007,"inquiries_last_12m":11,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":144973,"total_credit_utilized":116274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":109,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":16900,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":0,"paid_total":12105.66282,"paid_principal":12000,"paid_interest":105.66,"paid_late_fees":0} {"emp_title":"caregiver","emp_length":2,"state":"WI","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":37.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":50081,"total_credit_utilized":27259,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":13.58,"installment":142.7,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3911.24,"paid_total":438.8,"paid_principal":288.76,"paid_interest":150.04,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":8.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":279198,"total_credit_utilized":19684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":151000,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21761.23,"paid_total":3756.96,"paid_principal":3238.77,"paid_interest":518.19,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":4,"state":"FL","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":22.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":34341,"total_credit_utilized":19338,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":8800,"term":36,"interest_rate":10.9,"installment":287.69,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8171.05,"paid_total":857.74,"paid_principal":628.95,"paid_interest":228.79,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":11352,"verified_income":"Verified","debt_to_income":132.98,"annual_income_joint":114352,"verification_income_joint":"Verified","debt_to_income_joint":28.3,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":19,"total_credit_limit":231052,"total_credit_utilized":44234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.12,"paid_total":646.43,"paid_principal":481.88,"paid_interest":164.55,"paid_late_fees":0} {"emp_title":"sales","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":22.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":11,"total_credit_limit":98308,"total_credit_utilized":27652,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5269.21,"paid_total":963.74,"paid_principal":730.79,"paid_interest":232.95,"paid_late_fees":0} {"emp_title":"juvenile institutional officer ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":7.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":52412,"total_credit_utilized":38063,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":6.72,"installment":353.62,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10333.37,"paid_total":1405.89,"paid_principal":1166.63,"paid_interest":239.26,"paid_late_fees":0} {"emp_title":"cad technician","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":19100,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":19100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":37000,"term":60,"interest_rate":12.61,"installment":834.5,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":37142.56361,"paid_principal":37000,"paid_interest":142.56,"paid_late_fees":0} {"emp_title":"first lieutenant","emp_length":3,"state":"SC","homeownership":"RENT","annual_income":66300,"verified_income":"Source Verified","debt_to_income":29.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":7,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":112472,"total_credit_utilized":79917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":12.62,"installment":536.18,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14121.33,"paid_total":2669.68,"paid_principal":1878.67,"paid_interest":791.01,"paid_late_fees":0} {"emp_title":"corrective maintain tech","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":23.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":99374,"total_credit_utilized":52031,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.43,"installment":576.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16686.04,"paid_total":1732.75,"paid_principal":1313.96,"paid_interest":418.79,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":75004,"verification_income_joint":"Not Verified","debt_to_income_joint":12.88,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":176666,"total_credit_utilized":37885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":15600,"term":60,"interest_rate":12.61,"installment":351.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15030.29,"paid_total":962.66,"paid_principal":569.71,"paid_interest":392.95,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":100100,"verified_income":"Source Verified","debt_to_income":30.05,"annual_income_joint":205100,"verification_income_joint":"Source Verified","debt_to_income_joint":17.17,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":778480,"total_credit_utilized":113477,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6463.98,"paid_total":637.18,"paid_principal":536.02,"paid_interest":101.16,"paid_late_fees":0} {"emp_title":"fnp ","emp_length":6,"state":"LA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":23.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":6,"total_credit_limit":140070,"total_credit_utilized":107697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.93,"installment":580.22,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16253.39,"paid_total":2310.95,"paid_principal":1746.61,"paid_interest":564.34,"paid_late_fees":0} {"emp_title":"evs","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":18.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":17,"total_credit_limit":42000,"total_credit_utilized":9158,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22300,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.02,"installment":211.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5327.74,"paid_total":1049.71,"paid_principal":672.26,"paid_interest":377.45,"paid_late_fees":0} {"emp_title":"oil operator ","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":9.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":352598,"total_credit_utilized":40547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24700,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.58,"installment":1189.09,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32595.17,"paid_total":3540.86,"paid_principal":2404.83,"paid_interest":1136.03,"paid_late_fees":0} {"emp_title":"stylist","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":7.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":20629,"total_credit_utilized":11963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":116,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4497.14,"paid_total":615.66,"paid_principal":502.86,"paid_interest":112.8,"paid_late_fees":0} {"emp_title":"government affairs director","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":113500,"verified_income":"Verified","debt_to_income":0.97,"annual_income_joint":201500,"verification_income_joint":"Source Verified","debt_to_income_joint":22.38,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":307230,"total_credit_utilized":2715,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33930.99,"paid_total":7329.15,"paid_principal":6069.01,"paid_interest":1260.14,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":4,"state":"TN","homeownership":"MORTGAGE","annual_income":47500,"verified_income":"Verified","debt_to_income":42.27,"annual_income_joint":87500,"verification_income_joint":"Verified","debt_to_income_joint":23.71,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":91547,"total_credit_utilized":70675,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15200,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23500,"term":60,"interest_rate":13.59,"installment":541.83,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22089.96,"paid_total":2718.03,"paid_principal":1410.04,"paid_interest":1307.99,"paid_late_fees":0} {"emp_title":"senior logistics analyst","emp_length":1,"state":"VA","homeownership":"RENT","annual_income":91000,"verified_income":"Source Verified","debt_to_income":4.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":23100,"total_credit_utilized":10498,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":11.99,"installment":73.07,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1992.56,"paid_total":289.35,"paid_principal":207.44,"paid_interest":81.91,"paid_late_fees":0} {"emp_title":"assistant director, budget & finance","emp_length":0,"state":"TN","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":22.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":439313,"total_credit_utilized":94160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":80000,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MT","homeownership":"RENT","annual_income":59000,"verified_income":"Verified","debt_to_income":41.86,"annual_income_joint":144000,"verification_income_joint":"Verified","debt_to_income_joint":19.43,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":107162,"total_credit_utilized":66781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42800,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36937.11,"paid_total":3715.15,"paid_principal":3062.89,"paid_interest":652.26,"paid_late_fees":0} {"emp_title":"coordinator ","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":25200,"verified_income":"Not Verified","debt_to_income":6.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":15800,"total_credit_utilized":2951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2134,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.98,"installment":99.62,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2788.9,"paid_total":296.86,"paid_principal":211.1,"paid_interest":85.76,"paid_late_fees":0} {"emp_title":"security engineer","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":22.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":631405,"total_credit_utilized":130079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":149100,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.98,"installment":1328.2,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37185.49,"paid_total":4077.78,"paid_principal":2814.51,"paid_interest":1263.27,"paid_late_fees":0} {"emp_title":"power operations coordinator ","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":25.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":43,"open_credit_lines":10,"total_credit_limit":269751,"total_credit_utilized":109928,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17631.3,"paid_total":3294.36,"paid_principal":2368.7,"paid_interest":925.66,"paid_late_fees":0} {"emp_title":"security ","emp_length":1,"state":"TN","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":3.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":5700,"total_credit_utilized":1961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10578.78,"paid_total":1972.62,"paid_principal":1421.22,"paid_interest":551.4,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":25.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":354540,"total_credit_utilized":84063,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11900,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Source Verified","debt_to_income":17.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":357216,"total_credit_utilized":147555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":364,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":66500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20400,"term":36,"interest_rate":6.08,"installment":621.35,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17783.67,"paid_total":3099.86,"paid_principal":2616.33,"paid_interest":483.53,"paid_late_fees":0} {"emp_title":"sales supervisor","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":5.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":247892,"total_credit_utilized":9393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15097.93,"paid_total":1910.7,"paid_principal":902.07,"paid_interest":1008.63,"paid_late_fees":0} {"emp_title":"cleaner","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":88000,"verified_income":"Verified","debt_to_income":11.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":45671,"total_credit_utilized":29473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":261,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32678.16,"paid_total":3660.88,"paid_principal":2321.84,"paid_interest":1339.04,"paid_late_fees":0} {"emp_title":"operator","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":30.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":282801,"total_credit_utilized":58091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":648,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":17.09,"installment":999.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25545.08,"paid_total":3971.58,"paid_principal":2454.92,"paid_interest":1516.66,"paid_late_fees":0} {"emp_title":"district manager","emp_length":4,"state":"IL","homeownership":"OWN","annual_income":150000,"verified_income":"Verified","debt_to_income":7.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":19,"total_credit_limit":48900,"total_credit_utilized":25895,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":28400,"num_total_cc_accounts":19,"num_open_cc_accounts":19,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31774.18,"paid_total":4730.62,"paid_principal":3225.82,"paid_interest":1504.8,"paid_late_fees":0} {"emp_title":"project coordinator ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":34560,"verified_income":"Not Verified","debt_to_income":6.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":8500,"total_credit_utilized":5105,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4521.4,"paid_total":650.93,"paid_principal":478.6,"paid_interest":172.33,"paid_late_fees":0} {"emp_title":"merchandise ","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":79800,"verified_income":"Not Verified","debt_to_income":2.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":13900,"total_credit_utilized":1050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13900,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":17.09,"installment":35.7,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":889.61,"paid_total":176.6,"paid_principal":110.39,"paid_interest":66.21,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Verified","debt_to_income":14.45,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":602835,"total_credit_utilized":287290,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54300,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.43,"installment":1120.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31580.08,"paid_total":4461.7,"paid_principal":3419.92,"paid_interest":1041.78,"paid_late_fees":0} {"emp_title":"security officer","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":25900,"total_credit_utilized":9076,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.07,"installment":349.57,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14472.78,"paid_total":943.19,"paid_principal":527.22,"paid_interest":415.97,"paid_late_fees":0} {"emp_title":"labor ","emp_length":9,"state":"AR","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":25.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":40,"open_credit_lines":9,"total_credit_limit":130151,"total_credit_utilized":41111,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26700,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18952.04,"paid_total":1686.01,"paid_principal":1047.96,"paid_interest":638.05,"paid_late_fees":0} {"emp_title":"parts manager","emp_length":5,"state":"WV","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":12.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":22341,"total_credit_utilized":14943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":16.01,"installment":246.14,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6535.61,"paid_total":732.19,"paid_principal":464.39,"paid_interest":267.8,"paid_late_fees":0} {"emp_title":"biostatistician/epidemiologist","emp_length":10,"state":"MS","homeownership":"RENT","annual_income":104000,"verified_income":"Not Verified","debt_to_income":18.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":173610,"total_credit_utilized":85080,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":71800,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13348.97,"paid_total":1902.49,"paid_principal":1651.03,"paid_interest":251.46,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Not Verified","debt_to_income":0.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":58200,"total_credit_utilized":6145,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":58200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8704.48,"paid_total":1502.79,"paid_principal":1295.52,"paid_interest":207.27,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":35.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":46668,"total_credit_utilized":25932,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17300,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":12.62,"installment":67.03,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1765.13,"paid_total":331.64,"paid_principal":234.87,"paid_interest":96.77,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":79000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.42,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":89475,"total_credit_utilized":74306,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14925,"term":60,"interest_rate":24.85,"installment":436.76,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14398.16,"paid_total":1726.44,"paid_principal":526.84,"paid_interest":1199.6,"paid_late_fees":0} {"emp_title":"claims specialist","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":134251,"total_credit_utilized":38721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29300,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":9.44,"installment":352.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9651.31,"paid_total":1748.76,"paid_principal":1348.69,"paid_interest":400.07,"paid_late_fees":0} {"emp_title":"food server","emp_length":7,"state":"NV","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":8.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":9400,"total_credit_utilized":4820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11588.87,"paid_total":847.19,"paid_principal":411.13,"paid_interest":436.06,"paid_late_fees":0} {"emp_title":"front end engineer","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":2.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":186786,"total_credit_utilized":212358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":16.02,"installment":778.52,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30566.33,"paid_total":3085.6,"paid_principal":1433.67,"paid_interest":1651.93,"paid_late_fees":0} {"emp_title":"it application architect","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":11.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":44396,"total_credit_utilized":29272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":17.47,"installment":753.18,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29036.82,"paid_total":2230.42,"paid_principal":963.18,"paid_interest":1267.24,"paid_late_fees":0} {"emp_title":"district conservationist","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Source Verified","debt_to_income":24.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":14,"total_credit_limit":437356,"total_credit_utilized":86788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22441.46,"paid_total":3037.4,"paid_principal":2558.54,"paid_interest":478.86,"paid_late_fees":0} {"emp_title":"associate professor","emp_length":9,"state":"MO","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":259407,"total_credit_utilized":31078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":52500,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24500,"term":60,"interest_rate":9.93,"installment":519.71,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22888.69,"paid_total":2585.03,"paid_principal":1611.31,"paid_interest":973.72,"paid_late_fees":0} {"emp_title":"certifying scientist","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":33.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":52,"open_credit_lines":26,"total_credit_limit":354360,"total_credit_utilized":133106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":31700,"num_total_cc_accounts":31,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18169.44,"paid_total":2721.68,"paid_principal":1830.56,"paid_interest":891.12,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":28818,"total_credit_utilized":15676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":11.99,"installment":318.82,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8463,"paid_total":1587.71,"paid_principal":1137,"paid_interest":450.71,"paid_late_fees":0} {"emp_title":"store manager","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":28.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":232584,"total_credit_utilized":82180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23600,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10625,"term":36,"interest_rate":5.31,"installment":319.93,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9802.63,"paid_total":956.66,"paid_principal":822.37,"paid_interest":134.29,"paid_late_fees":0} {"emp_title":"","state":"DC","homeownership":"MORTGAGE","annual_income":106686,"verified_income":"Verified","debt_to_income":19.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":571202,"total_credit_utilized":71914,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":92.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.01,"installment":972.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39115.59,"paid_total":1874.72,"paid_principal":884.41,"paid_interest":990.31,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"MORTGAGE","annual_income":70400,"verified_income":"Source Verified","debt_to_income":22.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":110539,"total_credit_utilized":33085,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":503,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.58,"installment":553.23,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23145.51,"paid_total":1641.58,"paid_principal":854.49,"paid_interest":787.09,"paid_late_fees":0} {"emp_title":"attorney at law","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":28.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":169235,"total_credit_utilized":139788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":584,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28945.56,"paid_total":2073.97,"paid_principal":1054.44,"paid_interest":1019.53,"paid_late_fees":0} {"emp_title":"director of detention services","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":23.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":342853,"total_credit_utilized":66206,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":65400,"num_total_cc_accounts":27,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.35,"installment":651.79,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18888.04,"paid_total":2598.58,"paid_principal":2111.96,"paid_interest":486.62,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"OWN","annual_income":40000,"verified_income":"Verified","debt_to_income":16.26,"annual_income_joint":102000,"verification_income_joint":"Verified","debt_to_income_joint":18.96,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":209459,"total_credit_utilized":42465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":58600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":10.42,"installment":386.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16830.46,"paid_total":1920.48,"paid_principal":1169.54,"paid_interest":750.94,"paid_late_fees":0} {"emp_title":"production artist/retoucher","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":6.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":25500,"total_credit_utilized":12429,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.42,"installment":257.46,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11378.93,"paid_total":1022.89,"paid_principal":621.07,"paid_interest":401.82,"paid_late_fees":0} {"emp_title":"credit administrator","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":107000,"verified_income":"Not Verified","debt_to_income":9.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":331553,"total_credit_utilized":63592,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":68300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.89,"paid_total":3162.01,"paid_principal":2235.11,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"aro","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":59000,"verified_income":"Not Verified","debt_to_income":18.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":65208,"total_credit_utilized":42827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":379,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5289.39,"paid_total":992.3,"paid_principal":710.61,"paid_interest":281.69,"paid_late_fees":0} {"emp_title":"analyst","emp_length":2,"state":"KY","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.29,"annual_income_joint":117204,"verification_income_joint":"Not Verified","debt_to_income_joint":10.18,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":119703,"total_credit_utilized":56804,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":67500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17988.33,"paid_total":2474.48,"paid_principal":2011.67,"paid_interest":462.81,"paid_late_fees":0} {"emp_title":"sales & marketing","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":22.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":149426,"total_credit_utilized":40303,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28800,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22742.46,"paid_total":2009.96,"paid_principal":1257.54,"paid_interest":752.42,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":44.7,"annual_income_joint":185000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.22,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":149308,"total_credit_utilized":101004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":48900,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":13.58,"installment":806.79,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":34173.94,"paid_total":1560.77,"paid_principal":826.06,"paid_interest":734.71,"paid_late_fees":0} {"emp_title":"shop forman ","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":23.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":256054,"total_credit_utilized":71234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19100,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.35,"installment":77.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2184.72,"paid_total":386.98,"paid_principal":315.28,"paid_interest":71.7,"paid_late_fees":0} {"emp_title":"towtruck driver","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":31.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":100493,"total_credit_utilized":21958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":808,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39100,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9648.51,"paid_total":683.52,"paid_principal":351.49,"paid_interest":332.03,"paid_late_fees":0} {"emp_title":"sr software engineer","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":27.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":420071,"total_credit_utilized":70027,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":249,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":11.99,"installment":996.29,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27171.8,"paid_total":3965.18,"paid_principal":2828.2,"paid_interest":1136.98,"paid_late_fees":0} {"emp_title":"field foreman ","emp_length":10,"state":"LA","homeownership":"OWN","annual_income":110000,"verified_income":"Not Verified","debt_to_income":12.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":74257,"total_credit_utilized":44549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":9.44,"installment":400.07,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10967.39,"paid_total":1993.79,"paid_principal":1532.61,"paid_interest":461.18,"paid_late_fees":0} {"emp_title":"vice president ","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":240000,"verified_income":"Verified","debt_to_income":2.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":80746,"total_credit_utilized":20929,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":67200,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13839.02,"paid_total":1346.13,"paid_principal":1160.98,"paid_interest":185.15,"paid_late_fees":0} {"emp_title":"msg","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":28.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":306314,"total_credit_utilized":31801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19059.39,"paid_total":1872.47,"paid_principal":940.61,"paid_interest":908.55,"paid_late_fees":23.31} {"emp_title":"shipping supervisor","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":39.77,"annual_income_joint":78000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.46,"delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1990,"inquiries_last_12m":7,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":193706,"total_credit_utilized":38227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13400,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":69,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11500,"term":60,"interest_rate":19.03,"installment":298.51,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10900.59,"paid_total":1480.39,"paid_principal":599.41,"paid_interest":880.98,"paid_late_fees":0} {"emp_title":"human resources","emp_length":2,"state":"VA","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":12.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":42200,"total_credit_utilized":20007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":39900,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.07,"installment":582.62,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25012.70375,"paid_principal":25000,"paid_interest":12.7,"paid_late_fees":0} {"emp_title":"materials specialist ii","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":297216,"total_credit_utilized":20611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":131,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13150,"term":36,"interest_rate":6.72,"installment":404.36,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":11815.97,"paid_total":1649.35,"paid_principal":1334.03,"paid_interest":315.32,"paid_late_fees":0} {"emp_title":"owner","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":4.65,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":189933,"total_credit_utilized":13745,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25800,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":5.31,"installment":120.45,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":3690.38,"paid_total":360.17,"paid_principal":309.62,"paid_interest":50.55,"paid_late_fees":0} {"emp_title":"business manager","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":129000,"verified_income":"Source Verified","debt_to_income":17.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":389325,"total_credit_utilized":136811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.29,"paid_total":3313.68,"paid_principal":2121.71,"paid_interest":1191.97,"paid_late_fees":0} {"emp_title":"executive assistant ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":20.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":79977,"total_credit_utilized":30500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.08,"installment":274.13,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8078.9,"paid_total":1081.79,"paid_principal":921.1,"paid_interest":160.69,"paid_late_fees":0} {"emp_title":"sr loan processor ","emp_length":6,"state":"OH","homeownership":"OWN","annual_income":75000,"verified_income":"Verified","debt_to_income":19.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":179085,"total_credit_utilized":26114,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3554,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19374.64,"paid_total":1517.84,"paid_principal":625.36,"paid_interest":892.48,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":22.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":263545,"total_credit_utilized":49424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":10.9,"installment":137.31,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3899.81,"paid_total":406.84,"paid_principal":300.19,"paid_interest":106.65,"paid_late_fees":0} {"emp_title":"claims customer service","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":72949,"verified_income":"Source Verified","debt_to_income":6.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":88600,"total_credit_utilized":84388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19057.72,"paid_total":1833.51,"paid_principal":942.28,"paid_interest":891.23,"paid_late_fees":0} {"emp_title":"avp of edi","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":216000,"verified_income":"Source Verified","debt_to_income":4.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":21,"total_credit_limit":799236,"total_credit_utilized":51362,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":93700,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25497.67673,"paid_principal":25000,"paid_interest":497.68,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"WY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":89.07,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":39.41,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":194509,"total_credit_utilized":124062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":23000,"term":36,"interest_rate":10.9,"installment":751.91,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21356.18,"paid_total":2227.87,"paid_principal":1643.82,"paid_interest":584.05,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":82500,"verified_income":"Not Verified","debt_to_income":26.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":122475,"total_credit_utilized":77744,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":21400,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.05,"installment":571.59,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22612.69,"paid_total":2837.88,"paid_principal":1387.31,"paid_interest":1450.57,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":88000,"verified_income":"Not Verified","debt_to_income":12.21,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":88247,"total_credit_utilized":29591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36000,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.35,"installment":744.9,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20973.65,"paid_total":3704.9,"paid_principal":3026.35,"paid_interest":678.55,"paid_late_fees":0} {"emp_title":"nurse","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":85000,"verified_income":"Verified","debt_to_income":53.25,"annual_income_joint":125000,"verification_income_joint":"Verified","debt_to_income_joint":37.1,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":167378,"total_credit_utilized":106532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30150,"term":36,"interest_rate":26.3,"installment":1219.59,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27230.8,"paid_total":6009.85,"paid_principal":2919.2,"paid_interest":3090.65,"paid_late_fees":0} {"emp_title":"networks","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":28.82,"annual_income_joint":175000,"verification_income_joint":"Verified","debt_to_income_joint":12.35,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":9,"total_credit_limit":97191,"total_credit_utilized":34189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7500,"num_total_cc_accounts":21,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36904.08,"paid_total":3601.46,"paid_principal":3095.92,"paid_interest":505.54,"paid_late_fees":0} {"emp_title":"distribution","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":241361,"total_credit_utilized":33852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18952.04,"paid_total":1686.01,"paid_principal":1047.96,"paid_interest":638.05,"paid_late_fees":0} {"emp_title":"program analyst","emp_length":2,"state":"OR","homeownership":"MORTGAGE","annual_income":65900,"verified_income":"Not Verified","debt_to_income":39.57,"annual_income_joint":125900,"verification_income_joint":"Not Verified","debt_to_income_joint":21.72,"delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":478322,"total_credit_utilized":81832,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":54,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":18.06,"installment":610.23,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22716.8,"paid_total":3063.19,"paid_principal":1283.2,"paid_interest":1779.99,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.93,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":210600,"total_credit_utilized":27885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":134,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":60600,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.22,"paid_total":779.78,"paid_principal":571.78,"paid_interest":208,"paid_late_fees":0} {"emp_title":"billing specialist","emp_length":2,"state":"KY","homeownership":"MORTGAGE","annual_income":34320,"verified_income":"Not Verified","debt_to_income":33.78,"annual_income_joint":58320,"verification_income_joint":"Not Verified","debt_to_income_joint":19.88,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":9,"total_credit_limit":179918,"total_credit_utilized":39950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"area director of sales","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":112000,"verified_income":"Not Verified","debt_to_income":8.64,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":144803,"total_credit_utilized":21041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.04,"paid_total":2409.32,"paid_principal":1826.96,"paid_interest":582.36,"paid_late_fees":0} {"emp_title":"films clerk","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Source Verified","debt_to_income":25.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":256728,"total_credit_utilized":68598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":7.35,"installment":195.54,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5666.4,"paid_total":779.59,"paid_principal":633.6,"paid_interest":145.99,"paid_late_fees":0} {"emp_title":"managing director","emp_length":4,"state":"WY","homeownership":"MORTGAGE","annual_income":750000,"verified_income":"Source Verified","debt_to_income":9.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":886199,"total_credit_utilized":212773,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":58500,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":96.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30972.01,"paid_total":5960.52,"paid_principal":4027.99,"paid_interest":1932.53,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":18.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":368927,"total_credit_utilized":66199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":57300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38000,"term":60,"interest_rate":10.91,"installment":824.51,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37037.58,"paid_total":1798.74,"paid_principal":962.42,"paid_interest":836.32,"paid_late_fees":0} {"emp_title":"pharmacy tech","emp_length":5,"state":"WI","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Verified","debt_to_income":22.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":50,"open_credit_lines":20,"total_credit_limit":173006,"total_credit_utilized":25598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":35,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5300,"term":36,"interest_rate":19.03,"installment":194.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4730.67,"paid_total":960.59,"paid_principal":569.33,"paid_interest":391.26,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":104000,"verified_income":"Source Verified","debt_to_income":2.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":16800,"total_credit_utilized":1517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9248.02,"paid_total":922.97,"paid_principal":751.98,"paid_interest":170.99,"paid_late_fees":0} {"emp_title":"sales representative t","emp_length":6,"state":"FL","homeownership":"OWN","annual_income":92000,"verified_income":"Source Verified","debt_to_income":17.94,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":112087,"total_credit_utilized":57802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":60,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":68700,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18074.08,"paid_total":2585.62,"paid_principal":1925.92,"paid_interest":659.7,"paid_late_fees":0} {"emp_title":"rn","emp_length":5,"state":"NH","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":34162,"total_credit_utilized":24535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8100,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":16.02,"installment":492.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12431.48,"paid_total":2436.78,"paid_principal":1568.52,"paid_interest":868.26,"paid_late_fees":0} {"emp_title":"workforce development consultant","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":21.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":58138,"total_credit_utilized":37442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":21.45,"installment":764.6,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26631.44,"paid_total":3789.63,"paid_principal":1368.56,"paid_interest":2421.07,"paid_late_fees":0} {"emp_title":"instructor","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":17.88,"annual_income_joint":169000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.01,"delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2004,"inquiries_last_12m":7,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":541153,"total_credit_utilized":37410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":8,"account_never_delinq_percent":53.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":13.58,"installment":271.8,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7450.02,"paid_total":803.33,"paid_principal":549.98,"paid_interest":253.35,"paid_late_fees":0} {"emp_title":"office manager","emp_length":5,"state":"WA","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Verified","debt_to_income":24.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":70720,"total_credit_utilized":58841,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6700,"term":36,"interest_rate":14.08,"installment":229.26,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5928.88,"paid_total":1125.88,"paid_principal":771.12,"paid_interest":354.76,"paid_late_fees":0} {"emp_title":"tool maker ","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":20.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":211264,"total_credit_utilized":113537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":71100,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.34,"installment":248.27,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7398.32,"paid_total":738.29,"paid_principal":601.68,"paid_interest":136.61,"paid_late_fees":0} {"emp_title":"deputy warden","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":64106,"verified_income":"Source Verified","debt_to_income":33.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":106107,"total_credit_utilized":29725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":16.02,"installment":879.18,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22774.2,"paid_total":3494.47,"paid_principal":2225.8,"paid_interest":1268.67,"paid_late_fees":0} {"emp_title":"coordinator of admission ","emp_length":8,"state":"NC","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":12.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":26,"total_credit_limit":228085,"total_credit_utilized":93209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22100,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13161.28,"paid_total":2392.53,"paid_principal":1838.72,"paid_interest":553.81,"paid_late_fees":0} {"emp_title":"national sales ","emp_length":3,"state":"NE","homeownership":"RENT","annual_income":103000,"verified_income":"Not Verified","debt_to_income":14.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":323720,"total_credit_utilized":43692,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":38100,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27200,"term":60,"interest_rate":12.62,"installment":613.61,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25868.96,"paid_total":2435.37,"paid_principal":1331.04,"paid_interest":1104.33,"paid_late_fees":0} {"emp_title":"resource specialist/program manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":53000,"verified_income":"Not Verified","debt_to_income":21.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":106866,"total_credit_utilized":81307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":7.35,"installment":204.85,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5936.23,"paid_total":816.7,"paid_principal":663.77,"paid_interest":152.93,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"KS","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Not Verified","debt_to_income":27.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":24,"total_credit_limit":270351,"total_credit_utilized":62316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":41700,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16600,"term":36,"interest_rate":6.07,"installment":505.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15754.72,"paid_total":999.88,"paid_principal":845.28,"paid_interest":154.6,"paid_late_fees":0} {"emp_title":"health assistant","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":18000,"verified_income":"Verified","debt_to_income":31.33,"annual_income_joint":108000,"verification_income_joint":"Verified","debt_to_income_joint":5.71,"delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":9,"total_credit_limit":28385,"total_credit_utilized":11776,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13900,"num_total_cc_accounts":29,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":9.93,"installment":290.11,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7903.83,"paid_total":1450.2,"paid_principal":1096.17,"paid_interest":354.03,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"TN","homeownership":"MORTGAGE","annual_income":36900,"verified_income":"Not Verified","debt_to_income":22.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":206205,"total_credit_utilized":22495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.43,"installment":209.68,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9469.4,"paid_total":833.48,"paid_principal":530.6,"paid_interest":302.88,"paid_late_fees":0} {"emp_title":"dealer","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":12.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":129691,"total_credit_utilized":11164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20400,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8536.63,"paid_total":536.69,"paid_principal":463.37,"paid_interest":73.32,"paid_late_fees":0} {"emp_title":"contractor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":21.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":51288,"total_credit_utilized":41181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":17.09,"installment":571.17,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16824.06405,"paid_principal":16000,"paid_interest":824.06,"paid_late_fees":0} {"emp_title":"technician ","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":11.2,"annual_income_joint":121550,"verification_income_joint":"Not Verified","debt_to_income_joint":14.05,"delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":308752,"total_credit_utilized":15698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":35300,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15161.63,"paid_total":1339.99,"paid_principal":838.37,"paid_interest":501.62,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"MO","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":18.15,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.62,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":85231,"total_credit_utilized":75187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":101,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":17100,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28436.33,"paid_total":3829.85,"paid_principal":1563.67,"paid_interest":2266.18,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":17.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":534441,"total_credit_utilized":40552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33876.29,"paid_total":2568.19,"paid_principal":1123.71,"paid_interest":1444.48,"paid_late_fees":0} {"emp_title":"quality assurance engineer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":78500,"verified_income":"Not Verified","debt_to_income":17.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":140892,"total_credit_utilized":57432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":87100,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.34,"installment":279.3,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8323.13,"paid_total":830.56,"paid_principal":676.87,"paid_interest":153.69,"paid_late_fees":0} {"emp_title":"process analyst","emp_length":10,"state":"SD","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":16.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":180948,"total_credit_utilized":45672,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":6.72,"installment":216.37,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10375.7,"paid_total":861.37,"paid_principal":624.3,"paid_interest":237.07,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":105000,"verified_income":"Not Verified","debt_to_income":22.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":412453,"total_credit_utilized":65633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.72,"installment":491.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14376.87,"paid_total":1973.94,"paid_principal":1623.13,"paid_interest":350.81,"paid_late_fees":0} {"emp_title":"forklift operator","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":12.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":9,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":362235,"total_credit_utilized":20414,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.91,"installment":457.75,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8256.52,"paid_total":6280.26,"paid_principal":5743.48,"paid_interest":536.78,"paid_late_fees":0} {"emp_title":"crane operator","emp_length":6,"state":"PA","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":23.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":9,"total_credit_limit":61367,"total_credit_utilized":43894,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":1090,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":18,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":16.02,"installment":510.91,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19816.01,"paid_total":2517.17,"paid_principal":1183.99,"paid_interest":1333.18,"paid_late_fees":0} {"emp_title":"sr buyer","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Verified","debt_to_income":15.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":351005,"total_credit_utilized":45653,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":74800,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23103.2,"paid_total":2296.89,"paid_principal":1896.8,"paid_interest":400.09,"paid_late_fees":0} {"emp_title":"rural carrier","emp_length":10,"state":"MS","homeownership":"OWN","annual_income":60372,"verified_income":"Not Verified","debt_to_income":13.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":42467,"total_credit_utilized":10964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6200,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2634.58,"paid_total":479.41,"paid_principal":365.42,"paid_interest":113.99,"paid_late_fees":0} {"emp_title":"owner ","emp_length":6,"state":"MO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":19.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":147430,"total_credit_utilized":31708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":5264,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33289.3,"paid_total":4737.04,"paid_principal":1710.7,"paid_interest":3026.34,"paid_late_fees":0} {"emp_title":"chief estimator","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":157000,"verified_income":"Source Verified","debt_to_income":5.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":90012,"total_credit_utilized":34577,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47400,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.61,"installment":789.39,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33721.87,"paid_total":2343.65,"paid_principal":1278.13,"paid_interest":1065.52,"paid_late_fees":0} {"emp_title":"patent examiner","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":31.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":57,"open_credit_lines":33,"total_credit_limit":712144,"total_credit_utilized":285408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":120600,"num_total_cc_accounts":36,"num_open_cc_accounts":25,"num_cc_carrying_balance":15,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33991.81,"paid_total":3070.24,"paid_principal":1008.19,"paid_interest":2062.05,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":3.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":15800,"total_credit_utilized":14402,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15800,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7715.12,"paid_total":2621.74,"paid_principal":2284.88,"paid_interest":336.86,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":44100,"verified_income":"Source Verified","debt_to_income":10.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1972,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":81050,"total_credit_utilized":30834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46400,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15691.48,"paid_total":2735.17,"paid_principal":2308.52,"paid_interest":426.65,"paid_late_fees":0} {"emp_title":"systems analyst","emp_length":6,"state":"CT","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":10.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":38622,"total_credit_utilized":33267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10900,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":18.45,"installment":435.87,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16468.43,"paid_total":1325.04,"paid_principal":531.57,"paid_interest":793.47,"paid_late_fees":0} {"emp_title":"cip compliance specialist","emp_length":5,"state":"OR","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":12.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":51112,"total_credit_utilized":30340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9250,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":24.85,"installment":47.62,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1081.34,"paid_total":233.96,"paid_principal":118.66,"paid_interest":115.3,"paid_late_fees":0} {"emp_title":"area operation supervisor","emp_length":1,"state":"OR","homeownership":"MORTGAGE","annual_income":53038.52,"verified_income":"Source Verified","debt_to_income":8.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":166105,"total_credit_utilized":16340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17842.53,"paid_total":3037.35,"paid_principal":2157.47,"paid_interest":879.88,"paid_late_fees":0} {"emp_title":"residential assistant manager","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":15,"annual_income_joint":54000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.24,"delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":166701,"total_credit_utilized":11286,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19080.9,"paid_total":1888.6,"paid_principal":919.1,"paid_interest":969.5,"paid_late_fees":0} {"emp_title":"captain","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Source Verified","debt_to_income":21.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":24,"total_credit_limit":888508,"total_credit_utilized":132031,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9400,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3798.12,"paid_principal":2919.86,"paid_interest":878.26,"paid_late_fees":0} {"emp_title":"bridge tender","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":79584,"verified_income":"Not Verified","debt_to_income":17.08,"annual_income_joint":113460,"verification_income_joint":"Not Verified","debt_to_income_joint":19.19,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":356877,"total_credit_utilized":137867,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15600,"term":36,"interest_rate":6.72,"installment":479.69,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13616.26,"paid_total":2386.8,"paid_principal":1983.74,"paid_interest":403.06,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":25.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":171656,"total_credit_utilized":36135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7188.32,"paid_total":977.88,"paid_principal":811.68,"paid_interest":166.2,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"ID","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":2,"total_credit_limit":59570,"total_credit_utilized":46932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20062.93222,"paid_principal":20000,"paid_interest":62.93,"paid_late_fees":0} {"emp_title":"postdoctoral research associate","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":6.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":22200,"total_credit_utilized":14527,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.44,"installment":96.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1356.53,"paid_total":1761.17,"paid_principal":1643.47,"paid_interest":117.7,"paid_late_fees":0} {"emp_title":"laborer","emp_length":0,"state":"AR","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":27.79,"annual_income_joint":86400,"verification_income_joint":"Source Verified","debt_to_income_joint":21.97,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":246297,"total_credit_utilized":67093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32300,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":10.42,"installment":686.54,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29999.7,"paid_total":3064.64,"paid_principal":2000.3,"paid_interest":1064.34,"paid_late_fees":0} {"emp_title":"program analyst","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":120000,"verified_income":"Verified","debt_to_income":37.72,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":198920,"total_credit_utilized":127958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":76000,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":30.65,"installment":94.18,"grade":"F","sub_grade":"F4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2042.13,"paid_total":369.23,"paid_principal":157.87,"paid_interest":211.36,"paid_late_fees":0} {"emp_title":"cook","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":19.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":254695,"total_credit_utilized":25493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20700,"num_total_cc_accounts":19,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4514.8,"paid_total":641.96,"paid_principal":485.2,"paid_interest":156.76,"paid_late_fees":0} {"emp_title":"secretary ","emp_length":4,"state":"NY","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":28.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":178963,"total_credit_utilized":44304,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":39900,"num_total_cc_accounts":24,"num_open_cc_accounts":20,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9270.01,"paid_total":954.79,"paid_principal":729.99,"paid_interest":224.8,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":16.61,"annual_income_joint":91000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.06,"delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":33900,"total_credit_utilized":14532,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":87,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":21,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":9.44,"installment":416.07,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11406.1,"paid_total":2042.85,"paid_principal":1593.9,"paid_interest":448.95,"paid_late_fees":0} {"emp_title":"general manager","emp_length":0,"state":"DC","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":18.42,"annual_income_joint":165000,"verification_income_joint":"","debt_to_income_joint":13.56,"delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":629928,"total_credit_utilized":96626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":11.99,"installment":531.36,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14105.03,"paid_total":2677.38,"paid_principal":1894.97,"paid_interest":782.41,"paid_late_fees":0} {"emp_title":"marketing manager","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":31.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2003,"inquiries_last_12m":19,"total_credit_lines":60,"open_credit_lines":21,"total_credit_limit":312635,"total_credit_utilized":260668,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":48500,"num_total_cc_accounts":27,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":98.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":21.85,"installment":660.81,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23080.01,"paid_total":2584.97,"paid_principal":919.99,"paid_interest":1664.98,"paid_late_fees":0} {"emp_title":"student services senior professional","emp_length":2,"state":"CO","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":33.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":43,"open_credit_lines":14,"total_credit_limit":91631,"total_credit_utilized":42936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37300,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":13.58,"installment":1019.22,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27937.68,"paid_total":3012.39,"paid_principal":2062.32,"paid_interest":950.07,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":36.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":56083,"total_credit_utilized":36933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":7.35,"installment":204.85,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6103.7,"paid_total":624.99,"paid_principal":496.3,"paid_interest":128.69,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":4.64,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":17,"total_credit_limit":219868,"total_credit_utilized":10575,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16700,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":7.97,"installment":328.89,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.81,"paid_total":1967.8,"paid_principal":1650.19,"paid_interest":317.61,"paid_late_fees":0} {"emp_title":"executive director","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Not Verified","debt_to_income":20.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":49,"open_credit_lines":23,"total_credit_limit":132245,"total_credit_utilized":75446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37700,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":25.82,"installment":803.9,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18456.81,"paid_total":3158.22,"paid_principal":1543.19,"paid_interest":1615.03,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"SD","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":12.82,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":31800,"total_credit_utilized":6812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10100,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3800,"term":36,"interest_rate":9.43,"installment":121.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3522.59,"paid_total":360.85,"paid_principal":277.41,"paid_interest":83.44,"paid_late_fees":0} {"emp_title":"chef","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":44640,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":11800,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":11500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20582.43186,"paid_principal":20000,"paid_interest":582.43,"paid_late_fees":0} {"emp_title":"tech","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":32,"annual_income_joint":82000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.78,"delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":218108,"total_credit_utilized":49464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":570,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":20,"installment":668.95,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16092.71,"paid_total":3218.48,"paid_principal":1907.29,"paid_interest":1311.19,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":100000,"verified_income":"Verified","debt_to_income":7.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":31381,"total_credit_utilized":11601,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":485,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10900,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38061.06,"paid_total":2518.11,"paid_principal":1938.94,"paid_interest":579.17,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"MORTGAGE","annual_income":48200,"verified_income":"Verified","debt_to_income":27.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1980,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":23,"total_credit_limit":132509,"total_credit_utilized":33200,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":160,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":72700,"num_total_cc_accounts":28,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":14.08,"installment":41.06,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1061.9,"paid_total":204.36,"paid_principal":138.1,"paid_interest":66.26,"paid_late_fees":0} {"emp_title":"solution architect","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":166000,"verified_income":"Source Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":458659,"total_credit_utilized":83873,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23200,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":31543.59558,"paid_principal":30000,"paid_interest":1543.6,"paid_late_fees":0} {"emp_title":"ux development manager","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":4.33,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.77,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":184677,"total_credit_utilized":19237,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14412.81,"paid_total":937.83,"paid_principal":587.19,"paid_interest":350.64,"paid_late_fees":0} {"emp_title":"contract manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Source Verified","debt_to_income":16.4,"annual_income_joint":313000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.29,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":50,"open_credit_lines":29,"total_credit_limit":641601,"total_credit_utilized":153246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":68800,"num_total_cc_accounts":31,"num_open_cc_accounts":20,"num_cc_carrying_balance":13,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23525,"term":60,"interest_rate":14.08,"installment":548.37,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22130.94,"paid_total":2595.82,"paid_principal":1394.06,"paid_interest":1201.76,"paid_late_fees":0} {"emp_title":"head pressman","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":42000,"verified_income":"Verified","debt_to_income":20.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":44729,"total_credit_utilized":35079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1368,"paid_principal":712.09,"paid_interest":655.91,"paid_late_fees":0} {"emp_title":"office manager","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":28.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":22,"total_credit_limit":147723,"total_credit_utilized":271113,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34200,"num_total_cc_accounts":29,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":18.06,"installment":432.25,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16091.05,"paid_total":2144.19,"paid_principal":908.95,"paid_interest":1235.24,"paid_late_fees":0} {"emp_title":"irb coordinaor","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":58544,"verified_income":"Source Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":75065,"total_credit_utilized":46306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.42,"installment":973.95,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27108.81,"paid_total":3878.43,"paid_principal":2891.19,"paid_interest":987.24,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":22.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":110537,"total_credit_utilized":21835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":183,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":16.02,"installment":98.47,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2486.28,"paid_total":487.37,"paid_principal":313.72,"paid_interest":173.65,"paid_late_fees":0} {"emp_title":"laborer","emp_length":1,"state":"NC","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":15.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":19197,"total_credit_utilized":16474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2800,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20,"installment":264.94,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9596.97,"paid_total":1048.65,"paid_principal":403.03,"paid_interest":645.62,"paid_late_fees":0} {"emp_title":"customer service","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Verified","debt_to_income":12.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":173824,"total_credit_utilized":32627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":12.62,"installment":270.71,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11412.78,"paid_total":1103.87,"paid_principal":587.22,"paid_interest":516.65,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":9,"state":"MO","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":19.09,"annual_income_joint":130000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.87,"delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1995,"inquiries_last_12m":7,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":388312,"total_credit_utilized":51296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":40700,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24021.61,"paid_total":1563.38,"paid_principal":978.39,"paid_interest":584.99,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"MA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":25.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":54954,"total_credit_utilized":38841,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.45,"installment":363.79,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9576.69,"paid_total":717.33,"paid_principal":423.31,"paid_interest":294.02,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"OWN","annual_income":43500,"verified_income":"Source Verified","debt_to_income":23.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":51,"open_credit_lines":15,"total_credit_limit":63895,"total_credit_utilized":27041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":28500,"num_total_cc_accounts":35,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.08,"installment":109.65,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3231.56,"paid_total":438.61,"paid_principal":368.44,"paid_interest":70.17,"paid_late_fees":0} {"emp_title":"surgical tech","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":48000,"verified_income":"Verified","debt_to_income":10.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":109726,"total_credit_utilized":8655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3300,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":1675,"term":36,"interest_rate":9.43,"installment":53.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1552.7,"paid_total":159.95,"paid_principal":122.3,"paid_interest":37.65,"paid_late_fees":0} {"emp_title":"coverage partner","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":28000,"verified_income":"Not Verified","debt_to_income":29.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":51900,"total_credit_utilized":21739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.42,"installment":519.44,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14458.03,"paid_total":2068.5,"paid_principal":1541.97,"paid_interest":526.53,"paid_late_fees":0} {"emp_title":"district hr mgr","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":32.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":572700,"total_credit_utilized":86975,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":110100,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":16.02,"installment":298.92,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7547.69,"paid_total":1487.04,"paid_principal":952.31,"paid_interest":534.73,"paid_late_fees":0} {"emp_title":"admissions counselor","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":39.37,"annual_income_joint":97000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.21,"delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":233873,"total_credit_utilized":157364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1965.68,"paid_principal":1407.26,"paid_interest":558.42,"paid_late_fees":0} {"emp_title":"foreman","emp_length":4,"state":"LA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":240201,"total_credit_utilized":7620,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":19.42,"installment":294.95,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7495.47,"paid_total":876.22,"paid_principal":504.53,"paid_interest":371.69,"paid_late_fees":0} {"emp_title":"vice president","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":10.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":83274,"total_credit_utilized":41888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":42500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.91,"installment":980.89,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27128.58,"paid_total":3905.38,"paid_principal":2871.42,"paid_interest":1033.96,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"WV","homeownership":"RENT","annual_income":27000,"verified_income":"Source Verified","debt_to_income":5.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":5,"open_credit_lines":1,"total_credit_limit":5300,"total_credit_utilized":3501,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":19423.87,"paid_total":1590.78,"paid_principal":576.13,"paid_interest":1014.65,"paid_late_fees":0} {"emp_title":"customer resolution manager ","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Not Verified","debt_to_income":50.47,"annual_income_joint":89000,"verification_income_joint":"Not Verified","debt_to_income_joint":33.69,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":374752,"total_credit_utilized":79910,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6300,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":87.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":2500,"term":36,"interest_rate":25.81,"installment":100.48,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2356.84,"paid_total":294.27,"paid_principal":143.16,"paid_interest":151.11,"paid_late_fees":0} {"emp_title":"director of information services","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":110100,"verified_income":"Not Verified","debt_to_income":25.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":153779,"total_credit_utilized":107199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":46600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37018.14,"paid_total":3680.09,"paid_principal":2981.86,"paid_interest":698.23,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":52680,"verified_income":"Verified","debt_to_income":23.51,"annual_income_joint":71978,"verification_income_joint":"Verified","debt_to_income_joint":21.34,"delinq_2y":0,"earliest_credit_line":1972,"inquiries_last_12m":5,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":288670,"total_credit_utilized":42667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24700,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19950,"term":60,"interest_rate":30.17,"installment":647.54,"grade":"F","sub_grade":"F3","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":19804.03,"paid_total":614.1,"paid_principal":145.97,"paid_interest":468.13,"paid_late_fees":0} {"emp_title":"financial advisor","emp_length":2,"state":"LA","homeownership":"MORTGAGE","annual_income":44668,"verified_income":"Verified","debt_to_income":49.78,"annual_income_joint":96568,"verification_income_joint":"Verified","debt_to_income_joint":28.78,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":419201,"total_credit_utilized":87175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40600,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":26250,"term":36,"interest_rate":12.62,"installment":879.67,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23167.81,"paid_total":4379.95,"paid_principal":3082.19,"paid_interest":1297.76,"paid_late_fees":0} {"emp_title":"pilot","emp_length":4,"state":"CT","homeownership":"MORTGAGE","annual_income":258000,"verified_income":"Verified","debt_to_income":23.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":4,"total_credit_lines":41,"open_credit_lines":30,"total_credit_limit":816950,"total_credit_utilized":233804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":74900,"num_total_cc_accounts":28,"num_open_cc_accounts":22,"num_cc_carrying_balance":18,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18085.7,"paid_total":2603.6,"paid_principal":1914.3,"paid_interest":689.3,"paid_late_fees":0} {"emp_title":"hotel manager","emp_length":4,"state":"IN","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":10.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":72136,"total_credit_utilized":23352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":874,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26957.82,"paid_total":14531.68,"paid_principal":13042.18,"paid_interest":1489.5,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":18.4,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":363816,"total_credit_utilized":40133,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9900,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":70,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.97,"installment":563.81,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15749.4,"paid_total":2811.08,"paid_principal":2250.6,"paid_interest":560.48,"paid_late_fees":0} {"emp_title":"care giver","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":25000,"verified_income":"Not Verified","debt_to_income":24.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":20905,"total_credit_utilized":10346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.34,"installment":93.1,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2698.25,"paid_total":369.95,"paid_principal":301.75,"paid_interest":68.2,"paid_late_fees":0} {"emp_title":"qc manager","emp_length":10,"state":"RI","homeownership":"OWN","annual_income":59000,"verified_income":"Not Verified","debt_to_income":13.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":240354,"total_credit_utilized":13605,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9510.61,"paid_total":895.39,"paid_principal":489.39,"paid_interest":406,"paid_late_fees":0} {"emp_title":"strategic procurement sourcing mgr","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":11.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":71122,"total_credit_utilized":37098,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":766.88,"paid_principal":635.83,"paid_interest":131.05,"paid_late_fees":0} {"emp_title":"line driver","emp_length":1,"state":"UT","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":29.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":20,"total_credit_limit":313208,"total_credit_utilized":109277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":16,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40800,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.04,"installment":357.17,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14659.54,"paid_total":701.81,"paid_principal":340.46,"paid_interest":361.35,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MS","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":15.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":54920,"total_credit_utilized":13529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29700,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":6.08,"installment":292.4,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8617.52,"paid_total":1166.36,"paid_principal":982.48,"paid_interest":183.88,"paid_late_fees":0} {"emp_title":"plant manager","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":19.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":110458,"total_credit_utilized":91609,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":80,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.98,"installment":355.75,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15406.06,"paid_total":1056.6,"paid_principal":593.94,"paid_interest":462.66,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":9.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":117313,"total_credit_utilized":100166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.61,"installment":167.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5026.27361,"paid_principal":5000,"paid_interest":26.27,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Verified","debt_to_income":39.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":19,"total_credit_limit":1065656,"total_credit_utilized":285109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":198300,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13850,"term":60,"interest_rate":21.45,"installment":378.21,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.02,"paid_total":1849.79,"paid_principal":676.98,"paid_interest":1172.81,"paid_late_fees":0} {"emp_title":"loader","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":27000,"verified_income":"Source Verified","debt_to_income":15.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":11100,"total_credit_utilized":4450,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.42,"installment":64.93,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1807.25,"paid_total":258.56,"paid_principal":192.75,"paid_interest":65.81,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":26000,"verified_income":"Not Verified","debt_to_income":29.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":66093,"total_credit_utilized":48779,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.08,"installment":279.72,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11578.33,"paid_total":820.39,"paid_principal":421.67,"paid_interest":398.72,"paid_late_fees":0} {"emp_title":"parent partner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":12.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":26730,"total_credit_utilized":12873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":1405,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":9.44,"installment":358.46,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9826.8,"paid_total":1786.43,"paid_principal":1373.2,"paid_interest":413.23,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":3,"state":"KS","homeownership":"RENT","annual_income":61300,"verified_income":"Not Verified","debt_to_income":26.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":20,"total_credit_limit":110721,"total_credit_utilized":102344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":145,"current_installment_accounts":15,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.41,"installment":233.72,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6681.75,"paid_total":697,"paid_principal":518.25,"paid_interest":178.75,"paid_late_fees":0} {"emp_title":"dist computer tech","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":29000,"verified_income":"Verified","debt_to_income":24.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":55845,"total_credit_utilized":24688,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":94,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":12.62,"installment":251.34,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6619.35,"paid_total":1246.18,"paid_principal":880.65,"paid_interest":365.53,"paid_late_fees":0} {"emp_title":"operation manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":71000,"verified_income":"Verified","debt_to_income":3.59,"annual_income_joint":113000,"verification_income_joint":"Verified","debt_to_income_joint":5.93,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":7736,"total_credit_utilized":4049,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3700,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9147.54,"paid_total":1482.75,"paid_principal":852.46,"paid_interest":630.29,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":20.4,"annual_income_joint":109000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.64,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":60,"open_credit_lines":33,"total_credit_limit":402320,"total_credit_utilized":90228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":108000,"num_total_cc_accounts":44,"num_open_cc_accounts":24,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.44,"installment":524.32,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23335.75,"paid_total":2608.49,"paid_principal":1664.25,"paid_interest":944.24,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":1,"state":"DE","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":5.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":7100,"total_credit_utilized":3432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4642.64,"paid_total":487.35,"paid_principal":357.36,"paid_interest":129.99,"paid_late_fees":0} {"emp_title":"police","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":27.68,"annual_income_joint":98000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.02,"delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":37,"open_credit_lines":9,"total_credit_limit":263453,"total_credit_utilized":64461,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":89.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":24.85,"installment":731.59,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":24567.81,"paid_total":1376.9,"paid_principal":432.19,"paid_interest":944.71,"paid_late_fees":0} {"emp_title":"rn","emp_length":0,"state":"KY","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":8.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":32000,"total_credit_utilized":9872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13200,"term":36,"interest_rate":9.44,"installment":422.47,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11581.59,"paid_total":2105.43,"paid_principal":1618.41,"paid_interest":487.02,"paid_late_fees":0} {"emp_title":"sales","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":25.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":23,"total_credit_limit":83126,"total_credit_utilized":57558,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":31350,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":19,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":10.42,"installment":51.95,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1406.38,"paid_total":257.9,"paid_principal":193.62,"paid_interest":64.28,"paid_late_fees":0} {"emp_title":"associate auditor ","emp_length":1,"state":"NJ","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":22.92,"annual_income_joint":165000,"verification_income_joint":"Verified","debt_to_income_joint":21.52,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":45,"open_credit_lines":27,"total_credit_limit":940441,"total_credit_utilized":97682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36400,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19535.53,"paid_total":924.24,"paid_principal":464.47,"paid_interest":436.46,"paid_late_fees":23.31} {"emp_title":"captain","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Verified","debt_to_income":4.44,"annual_income_joint":230200,"verification_income_joint":"Verified","debt_to_income_joint":3.12,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":283131,"total_credit_utilized":16576,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18200,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37879.41,"paid_total":3303.2,"paid_principal":2120.59,"paid_interest":1182.61,"paid_late_fees":0} {"emp_title":"house manager","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":67269,"total_credit_utilized":33588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":12.61,"installment":107.23,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2976.86,"paid_total":319.45,"paid_principal":223.14,"paid_interest":96.31,"paid_late_fees":0} {"emp_title":"director of engineering","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":8.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":283866,"total_credit_utilized":52986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17900,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13076.2,"paid_total":2279.33,"paid_principal":1923.8,"paid_interest":355.53,"paid_late_fees":0} {"emp_title":"city carrier","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":18.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":437168,"total_credit_utilized":95641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":49900,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16157.86,"paid_total":2186.92,"paid_principal":1842.14,"paid_interest":344.78,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":50400,"verified_income":"Verified","debt_to_income":25.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":26,"total_credit_limit":112700,"total_credit_utilized":93923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":877,"current_installment_accounts":16,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18400,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9436.2,"paid_total":1207.55,"paid_principal":563.8,"paid_interest":643.75,"paid_late_fees":0} {"emp_title":"general manager","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":23.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":105730,"total_credit_utilized":45861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":56000,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9327.09,"paid_total":1023.84,"paid_principal":672.91,"paid_interest":350.93,"paid_late_fees":0} {"emp_title":"mc","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Source Verified","debt_to_income":8.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":312892,"total_credit_utilized":21536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.01,"paid_total":900.38,"paid_principal":773.99,"paid_interest":126.39,"paid_late_fees":0} {"emp_title":"sales and support generalist","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":30.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":18,"total_credit_limit":61255,"total_credit_utilized":39905,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":20,"installment":312.18,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7693.87,"paid_total":1230.05,"paid_principal":706.13,"paid_interest":523.92,"paid_late_fees":0} {"emp_title":"shipping","emp_length":4,"state":"MO","homeownership":"OWN","annual_income":49000,"verified_income":"Verified","debt_to_income":27.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":154753,"total_credit_utilized":32899,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":20.39,"installment":507.52,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18436.5,"paid_total":1501.04,"paid_principal":563.5,"paid_interest":937.54,"paid_late_fees":0} {"emp_title":"sr toll collector ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":1.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":88,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":104110,"total_credit_utilized":5741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":88,"current_accounts_delinq":0,"total_collection_amount_ever":438,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.43,"installment":288.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8343.01,"paid_total":859.31,"paid_principal":656.99,"paid_interest":202.32,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":34.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":41,"open_credit_lines":23,"total_credit_limit":118646,"total_credit_utilized":50324,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":40700,"num_total_cc_accounts":35,"num_open_cc_accounts":18,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.04,"paid_total":2401.05,"paid_principal":1826.96,"paid_interest":574.09,"paid_late_fees":0} {"emp_title":"employee","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":12.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":351374,"total_credit_utilized":34932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24450,"term":60,"interest_rate":12.62,"installment":551.57,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23253.54,"paid_total":2189.14,"paid_principal":1196.46,"paid_interest":992.68,"paid_late_fees":0} {"emp_title":"network administrator","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":50021,"total_credit_utilized":32955,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":3281,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16300,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":13.59,"installment":415.02,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16919.96,"paid_total":2047.92,"paid_principal":1080.04,"paid_interest":967.88,"paid_late_fees":0} {"emp_title":"production","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":18.64,"annual_income_joint":116000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.58,"delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":8,"total_credit_limit":186569,"total_credit_utilized":60042,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":84.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11000,"term":36,"interest_rate":7.35,"installment":341.42,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.89,"paid_total":1698.12,"paid_principal":1387.11,"paid_interest":311.01,"paid_late_fees":0} {"emp_title":"kindergarten teacher","emp_length":9,"state":"SC","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":34.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":327155,"total_credit_utilized":55995,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.9,"installment":260.32,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11541.9,"paid_total":766.43,"paid_principal":458.1,"paid_interest":308.33,"paid_late_fees":0} {"emp_title":"partner","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":152000,"verified_income":"Not Verified","debt_to_income":12.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":109547,"total_credit_utilized":52005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20000,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":9.93,"installment":445.47,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19618.86,"paid_total":2198.39,"paid_principal":1381.14,"paid_interest":817.25,"paid_late_fees":0} {"emp_title":"direct staff ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":15000,"verified_income":"Not Verified","debt_to_income":7.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":15900,"total_credit_utilized":3690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.91,"installment":65.4,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":264.6,"paid_total":1760.39,"paid_principal":1735.4,"paid_interest":24.99,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":11.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":2,"total_credit_limit":22300,"total_credit_utilized":18392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10300,"num_total_cc_accounts":25,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7620.54,"paid_total":518.24,"paid_principal":379.46,"paid_interest":138.78,"paid_late_fees":0} {"emp_title":"teacher assistent","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":5.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":25700,"total_credit_utilized":11453,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23200,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":16.02,"installment":510.91,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":20299.04,"paid_total":1495.35,"paid_principal":700.96,"paid_interest":794.39,"paid_late_fees":0} {"emp_title":"meat cutter","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Source Verified","debt_to_income":12.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":7,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":14500,"total_credit_utilized":7941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":20,"installment":111.5,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2682.08,"paid_total":554.17,"paid_principal":317.92,"paid_interest":236.25,"paid_late_fees":0} {"emp_title":"dentist","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":58,"open_credit_lines":21,"total_credit_limit":355807,"total_credit_utilized":324609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15400,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":24.85,"installment":585.27,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19108.31,"paid_total":2871.13,"paid_principal":891.69,"paid_interest":1979.44,"paid_late_fees":0} {"emp_title":"emergency medical technician","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":28.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":43780,"total_credit_utilized":22181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":28.72,"installment":631.44,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19530.62,"paid_total":1862.41,"paid_principal":469.38,"paid_interest":1393.03,"paid_late_fees":0} {"emp_title":"physician assistant","emp_length":1,"state":"MI","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":22.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":46,"open_credit_lines":20,"total_credit_limit":745484,"total_credit_utilized":198931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38300,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.72,"installment":553.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15711.06,"paid_total":2760.73,"paid_principal":2288.94,"paid_interest":471.79,"paid_late_fees":0} {"emp_title":"relationship banker ","emp_length":1,"state":"OH","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":23.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":13,"total_credit_limit":145676,"total_credit_utilized":39842,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3200,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9407.42,"paid_total":1157.68,"paid_principal":592.58,"paid_interest":565.1,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":71000,"verified_income":"Source Verified","debt_to_income":12.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":24058,"total_credit_utilized":20017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":831,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4390.98,"paid_total":800.38,"paid_principal":609.02,"paid_interest":191.36,"paid_late_fees":0} {"emp_title":"operation manager","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":105000,"verified_income":"Source Verified","debt_to_income":10.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2003,"inquiries_last_12m":13,"total_credit_lines":47,"open_credit_lines":25,"total_credit_limit":112755,"total_credit_utilized":41644,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32200,"num_total_cc_accounts":32,"num_open_cc_accounts":24,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18770.12,"paid_total":2241.93,"paid_principal":1229.88,"paid_interest":1012.05,"paid_late_fees":0} {"emp_title":"constituent services representative","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":18.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":198155,"total_credit_utilized":34293,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":88300,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35942.19,"paid_total":4904.95,"paid_principal":4057.81,"paid_interest":847.14,"paid_late_fees":0} {"emp_title":"senior engineer","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Verified","debt_to_income":27.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":16,"total_credit_limit":258078,"total_credit_utilized":108340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":84100,"num_total_cc_accounts":30,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":29000,"term":60,"interest_rate":7.35,"installment":579.04,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27379.52,"paid_total":2274.72,"paid_principal":1620.48,"paid_interest":654.24,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":10320,"verified_income":"Verified","debt_to_income":77.67,"annual_income_joint":37536,"verification_income_joint":"Verified","debt_to_income_joint":39.26,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":67900,"total_credit_utilized":12103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36900,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":10.91,"installment":98.09,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2639.42,"paid_total":488.55,"paid_principal":360.58,"paid_interest":127.97,"paid_late_fees":0} {"emp_title":"assistant parts manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":25.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":52308,"total_credit_utilized":33651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":16.02,"installment":583.89,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22924.75,"paid_total":2314.2,"paid_principal":1075.25,"paid_interest":1238.95,"paid_late_fees":0} {"emp_title":"physical therapist","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Verified","debt_to_income":20.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":9,"total_credit_limit":953050,"total_credit_utilized":37671,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38100,"num_total_cc_accounts":29,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.07,"paid_total":3212.42,"paid_principal":2435.93,"paid_interest":776.49,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":29.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":21,"total_credit_limit":235507,"total_credit_utilized":31216,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":26900,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":18.06,"installment":54.28,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1336.63,"paid_total":269.9,"paid_principal":163.37,"paid_interest":106.53,"paid_late_fees":0} {"emp_title":"teacher/coach","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":24.76,"annual_income_joint":240000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.75,"delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":6,"total_credit_limit":434034,"total_credit_utilized":37907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11700,"num_total_cc_accounts":15,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":9.93,"installment":967.03,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27089,"paid_total":3851.57,"paid_principal":2911,"paid_interest":940.57,"paid_late_fees":0} {"emp_title":"recruiter","emp_length":10,"state":"MT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":38.46,"annual_income_joint":85000,"verification_income_joint":"Source Verified","debt_to_income_joint":34.09,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":269216,"total_credit_utilized":75042,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18700,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":17.09,"installment":178.49,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4448.73,"paid_total":887.7,"paid_principal":551.27,"paid_interest":336.43,"paid_late_fees":0} {"emp_title":"data analyst ii","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":9.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":70800,"total_credit_utilized":31713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9550,"term":36,"interest_rate":7.35,"installment":296.41,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8345.75,"paid_total":1483.71,"paid_principal":1204.25,"paid_interest":279.46,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":5.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":17200,"total_credit_utilized":10517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11600,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1668.59,"paid_principal":1174.21,"paid_interest":494.38,"paid_late_fees":0} {"emp_title":"office manager","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":37.21,"annual_income_joint":72000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.17,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":269837,"total_credit_utilized":49802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15256.09331,"paid_principal":15000,"paid_interest":256.09,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":32.8,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":11,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":61910,"total_credit_utilized":37145,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":19,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":70.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":21.85,"installment":548.83,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13821.52,"paid_total":1062.7,"paid_principal":578.48,"paid_interest":484.22,"paid_late_fees":0} {"emp_title":"nuclear medicine ","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":84000,"verified_income":"Not Verified","debt_to_income":18.46,"verification_income_joint":"","delinq_2y":2,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":72590,"total_credit_utilized":48402,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13160.89,"paid_total":2392.53,"paid_principal":1839.11,"paid_interest":553.42,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"MA","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":22.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":135936,"total_credit_utilized":96649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28854.82,"paid_total":1934.17,"paid_principal":1145.18,"paid_interest":788.99,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Verified","debt_to_income":8.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":507150,"total_credit_utilized":16254,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23000,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19193.94,"paid_total":2097.3,"paid_principal":806.06,"paid_interest":1291.24,"paid_late_fees":0} {"emp_title":"gis analyst","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":32.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":61143,"total_credit_utilized":41599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":35600,"num_total_cc_accounts":27,"num_open_cc_accounts":19,"num_cc_carrying_balance":18,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7450.1,"paid_total":803.44,"paid_principal":549.9,"paid_interest":253.54,"paid_late_fees":0} {"emp_title":"para transit specialist","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":30.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":27,"total_credit_limit":243544,"total_credit_utilized":40452,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47700,"num_total_cc_accounts":30,"num_open_cc_accounts":24,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":9.93,"installment":305.47,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13645.46,"paid_total":1213.94,"paid_principal":754.54,"paid_interest":459.4,"paid_late_fees":0} {"emp_title":"firefighter ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":12.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":71846,"total_credit_utilized":34912,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":726,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24300,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.93,"installment":773.63,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21076.87,"paid_total":3854.91,"paid_principal":2923.13,"paid_interest":931.78,"paid_late_fees":0} {"emp_title":"legal asst","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":22.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":172405,"total_credit_utilized":43081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25900,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":7.96,"installment":266.21,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7866.34,"paid_total":791.11,"paid_principal":633.66,"paid_interest":157.45,"paid_late_fees":0} {"emp_title":"sr mech spec","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":20.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":56853,"total_credit_utilized":41311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":355,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22100,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":21.45,"installment":1061.39,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25695.56,"paid_total":4212.19,"paid_principal":2304.44,"paid_interest":1907.75,"paid_late_fees":0} {"emp_title":"plumber ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":24.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":45,"open_credit_lines":12,"total_credit_limit":191946,"total_credit_utilized":56343,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":28,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":24.85,"installment":468.22,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15580.78,"paid_total":1360.48,"paid_principal":419.22,"paid_interest":941.26,"paid_late_fees":0} {"emp_title":"aviation analyst ","emp_length":5,"state":"AL","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Verified","debt_to_income":56.92,"annual_income_joint":92000,"verification_income_joint":"Verified","debt_to_income_joint":34.37,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":83,"open_credit_lines":15,"total_credit_limit":373259,"total_credit_utilized":207235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19700,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":17.09,"installment":321.28,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8210.92,"paid_total":1288.85,"paid_principal":789.08,"paid_interest":499.77,"paid_late_fees":0} {"emp_title":"cna","emp_length":2,"state":"IN","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":8,"total_credit_limit":42950,"total_credit_utilized":35640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11700,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":21.45,"installment":327.69,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11534.96,"paid_total":1282.16,"paid_principal":465.04,"paid_interest":817.12,"paid_late_fees":0} {"emp_title":"cnc operator","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":56300,"total_credit_utilized":25213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22806.46,"paid_total":2095.03,"paid_principal":1193.54,"paid_interest":901.49,"paid_late_fees":0} {"emp_title":"technology consultant iv","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Verified","debt_to_income":33.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":401800,"total_credit_utilized":110169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":203,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":81600,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":13.58,"installment":951.28,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26075.14,"paid_total":2811.59,"paid_principal":1924.86,"paid_interest":886.73,"paid_late_fees":0} {"emp_title":"development","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":27.05,"annual_income_joint":166500,"verification_income_joint":"Source Verified","debt_to_income_joint":34.36,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":168581,"total_credit_utilized":172058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":19.03,"installment":293.37,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7318.34,"paid_total":1165.02,"paid_principal":681.66,"paid_interest":483.36,"paid_late_fees":0} {"emp_title":"zone manager","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":9.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":84600,"total_credit_utilized":74643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":392,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29400,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":7.97,"installment":877.04,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":24498.43,"paid_total":4372.8,"paid_principal":3501.57,"paid_interest":871.23,"paid_late_fees":0} {"emp_title":"pension ananlyst","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":21.07,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":46,"open_credit_lines":19,"total_credit_limit":154848,"total_credit_utilized":62112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":79300,"num_total_cc_accounts":34,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.35,"installment":403.49,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11360.72,"paid_total":2004.18,"paid_principal":1639.28,"paid_interest":364.9,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Verified","debt_to_income":36.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":212766,"total_credit_utilized":45050,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5575,"term":36,"interest_rate":22.91,"installment":215.55,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5241.37,"paid_total":639.55,"paid_principal":333.63,"paid_interest":305.92,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":12.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":270200,"total_credit_utilized":80108,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55100,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7025.61,"paid_total":1280.57,"paid_principal":974.39,"paid_interest":306.18,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":37.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":26,"total_credit_limit":270213,"total_credit_utilized":230994,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26800,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":6.71,"installment":830.11,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24951.18,"paid_total":2470.2,"paid_principal":2048.82,"paid_interest":421.38,"paid_late_fees":0} {"emp_title":"director of pupil services","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Source Verified","debt_to_income":13.84,"annual_income_joint":187000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.51,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":59703,"total_credit_utilized":49760,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14236.2,"paid_total":903.5,"paid_principal":763.8,"paid_interest":139.7,"paid_late_fees":0} {"emp_title":"factory","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":23.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":9,"total_credit_limit":152942,"total_credit_utilized":34625,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1021,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26100,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38454.11,"paid_total":2551.38,"paid_principal":1545.89,"paid_interest":1005.49,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"MORTGAGE","annual_income":46800,"verified_income":"Not Verified","debt_to_income":32.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":12,"total_credit_limit":138114,"total_credit_utilized":40270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":300,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":82.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5722.57,"paid_total":393.67,"paid_principal":277.43,"paid_interest":116.24,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":49000,"verified_income":"Source Verified","debt_to_income":28.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":92175,"total_credit_utilized":51727,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20200,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":16.01,"installment":267.56,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10632.74,"paid_total":783.11,"paid_principal":367.26,"paid_interest":415.85,"paid_late_fees":0} {"emp_title":"flight medic","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":12.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":18,"total_credit_limit":520250,"total_credit_utilized":74978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10771.72,"paid_total":1453.71,"paid_principal":1228.28,"paid_interest":225.43,"paid_late_fees":0} {"emp_title":"financial analyst","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":10.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":103396,"total_credit_utilized":31550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":86600,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.08,"installment":197.98,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5666.36,"paid_total":987.7,"paid_principal":833.64,"paid_interest":154.06,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":7,"state":"WA","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":21.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":220191,"total_credit_utilized":61485,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":31860,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18843.88,"paid_total":2364.93,"paid_principal":1156.12,"paid_interest":1208.81,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":22.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":22984,"total_credit_utilized":18420,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":7.96,"installment":78.3,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2326.16,"paid_total":205.49,"paid_principal":173.84,"paid_interest":31.65,"paid_late_fees":0} {"emp_title":"it student supervisor","emp_length":6,"state":"CO","homeownership":"MORTGAGE","annual_income":56309,"verified_income":"Not Verified","debt_to_income":6.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":8,"total_credit_limit":359721,"total_credit_utilized":23498,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.04,"installment":571.47,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23455.26,"paid_total":1163,"paid_principal":544.74,"paid_interest":618.26,"paid_late_fees":0} {"emp_title":"supply specialist ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":18.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":210250,"total_credit_utilized":68794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"hospitality services manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":46000,"verified_income":"Verified","debt_to_income":33.81,"annual_income_joint":146000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.43,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":100262,"total_credit_utilized":71701,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18814.85,"paid_total":2299.71,"paid_principal":1185.15,"paid_interest":1114.56,"paid_late_fees":0} {"emp_title":"physician assistant","emp_length":1,"state":"MN","homeownership":"RENT","annual_income":115000,"verified_income":"Source Verified","debt_to_income":22.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":24,"total_credit_limit":179812,"total_credit_utilized":168596,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13900,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":11.99,"installment":365.31,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4031.94,"paid_total":7319.22,"paid_principal":6968.06,"paid_interest":351.16,"paid_late_fees":0} {"emp_title":"housekeeper","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":16.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":17201,"total_credit_utilized":9784,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7428.22,"paid_total":779.78,"paid_principal":571.78,"paid_interest":208,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":17.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":116870,"total_credit_utilized":75228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":4076,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":13.58,"installment":265,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7263.79,"paid_total":789.12,"paid_principal":536.21,"paid_interest":252.91,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":1.07,"annual_income_joint":115000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.04,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":3900,"total_credit_utilized":360,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":54,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3900,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":10.91,"installment":294.27,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8138.56,"paid_total":1166.17,"paid_principal":861.44,"paid_interest":304.73,"paid_late_fees":0} {"emp_title":"owner/operator","emp_length":7,"state":"MO","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":6,"total_credit_limit":77903,"total_credit_utilized":28673,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.93,"installment":967.03,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26346.13,"paid_total":4818.6,"paid_principal":3653.87,"paid_interest":1164.73,"paid_late_fees":0} {"emp_title":"senior assistant manager ","emp_length":2,"state":"IL","homeownership":"OWN","annual_income":25252,"verified_income":"Verified","debt_to_income":35.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":41702,"total_credit_utilized":27393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6100,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":19.03,"installment":293.37,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7317.98,"paid_total":1165.02,"paid_principal":682.02,"paid_interest":483,"paid_late_fees":0} {"emp_title":"regional sales manager","emp_length":10,"state":"SC","homeownership":"RENT","annual_income":51000,"verified_income":"Source Verified","debt_to_income":10.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":25878,"total_credit_utilized":8045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":1097,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":10.06,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":154807,"total_credit_utilized":13525,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":30000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":72.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11124.02,"paid_total":1139.46,"paid_principal":875.98,"paid_interest":263.48,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":18000,"verified_income":"Source Verified","debt_to_income":30.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":33225,"total_credit_utilized":17176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":18.06,"installment":253.28,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6297.08,"paid_total":1121.1,"paid_principal":702.92,"paid_interest":403.18,"paid_late_fees":15} {"emp_title":"partner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":19.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":108967,"total_credit_utilized":71172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17401.75,"paid_total":3565.3,"paid_principal":2598.25,"paid_interest":967.05,"paid_late_fees":0} {"emp_title":"director of marketing","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":115000,"verified_income":"Not Verified","debt_to_income":15.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":80786,"total_credit_utilized":52331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":483,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23462.69,"paid_total":2802.37,"paid_principal":1537.31,"paid_interest":1265.06,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"ND","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Not Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1988,"inquiries_last_12m":8,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":221397,"total_credit_utilized":53428,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":341,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":14.08,"installment":307.95,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7964.23,"paid_total":1525.67,"paid_principal":1035.77,"paid_interest":489.9,"paid_late_fees":0} {"emp_title":"forge fabrucator","emp_length":4,"state":"MI","homeownership":"OWN","annual_income":63000,"verified_income":"Not Verified","debt_to_income":15.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":60600,"total_credit_utilized":19702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39300,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5544.7,"paid_total":541.12,"paid_principal":455.3,"paid_interest":85.82,"paid_late_fees":0} {"emp_title":"chef","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":21.42,"annual_income_joint":103000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.56,"delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2004,"inquiries_last_12m":12,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":86185,"total_credit_utilized":49725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25600,"term":60,"interest_rate":14.08,"installment":596.73,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24083.03,"paid_total":2983.66,"paid_principal":1516.97,"paid_interest":1466.69,"paid_late_fees":0} {"emp_title":"asst teacher","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":22.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":44209,"total_credit_utilized":27492,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":11.99,"installment":365.31,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10226.11,"paid_total":1081.28,"paid_principal":773.89,"paid_interest":307.39,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":94000,"verified_income":"Verified","debt_to_income":9.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":19800,"total_credit_utilized":15128,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.45,"installment":819.22,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28837.41,"paid_total":3205.38,"paid_principal":1162.59,"paid_interest":2042.79,"paid_late_fees":0} {"emp_title":"chief operations officer","emp_length":5,"state":"AL","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":27.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":405577,"total_credit_utilized":196112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":16.01,"installment":123.07,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3267.81,"paid_total":366.1,"paid_principal":232.19,"paid_interest":133.91,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":8300,"total_credit_utilized":384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11089.41,"paid_total":1097.87,"paid_principal":910.59,"paid_interest":187.28,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":42935,"total_credit_utilized":25690,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13800,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":12.61,"installment":837.67,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23256.93,"paid_total":2495.5,"paid_principal":1743.07,"paid_interest":752.43,"paid_late_fees":0} {"emp_title":"assistant store manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":8.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":168553,"total_credit_utilized":9095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.58,"installment":230.52,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.56,"paid_total":906.99,"paid_principal":477.44,"paid_interest":429.55,"paid_late_fees":0} {"emp_title":"registered nurse / director of nursing","emp_length":8,"state":"NY","homeownership":"OWN","annual_income":72000,"verified_income":"Not Verified","debt_to_income":13.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":24,"total_credit_limit":286900,"total_credit_utilized":31950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":96400,"num_total_cc_accounts":43,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":7.35,"installment":319.47,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15331.51,"paid_total":951.88,"paid_principal":668.49,"paid_interest":283.39,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":28.99,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":22,"total_credit_limit":110147,"total_credit_utilized":82723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":30100,"num_total_cc_accounts":24,"num_open_cc_accounts":20,"num_cc_carrying_balance":18,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":17.47,"installment":107.67,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2805.21,"paid_total":317.19,"paid_principal":194.79,"paid_interest":122.4,"paid_late_fees":0} {"emp_title":"senior loan officer","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":550000,"verified_income":"Verified","debt_to_income":4.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":65083,"total_credit_utilized":42630,"num_collections_last_12m":0,"num_historical_failed_to_pay":5,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":5,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.45,"installment":1137.2,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26885.89,"paid_total":5596.62,"paid_principal":3114.11,"paid_interest":2482.51,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"OWN","annual_income":15000,"verified_income":"Not Verified","debt_to_income":25.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":27200,"total_credit_utilized":7297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":108,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20300,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":11.98,"installment":239.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6863.93,"paid_total":501.35,"paid_principal":336.07,"paid_interest":165.28,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":6,"state":"NV","homeownership":"RENT","annual_income":62400,"verified_income":"Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":39120,"total_credit_utilized":20357,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1421,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20100,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.05,"installment":416.28,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10916.71,"paid_total":1655.09,"paid_principal":1083.29,"paid_interest":571.8,"paid_late_fees":0} {"emp_title":"sandwich maker","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":12000,"verified_income":"Source Verified","debt_to_income":10.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":2,"open_credit_lines":2,"total_credit_limit":26600,"total_credit_utilized":3378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":11.98,"installment":33.21,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":953.31,"paid_total":65.09,"paid_principal":46.69,"paid_interest":18.4,"paid_late_fees":0} {"emp_title":"title clerk","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":42996,"verified_income":"Source Verified","debt_to_income":4.19,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":127450,"total_credit_utilized":5135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":6.72,"installment":221.4,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6284.4,"paid_total":1104.31,"paid_principal":915.6,"paid_interest":188.71,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":7.81,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":3,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":733339,"total_credit_utilized":61825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":415,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19600,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":8,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":15.05,"installment":762.12,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30529.48,"paid_total":3021.72,"paid_principal":1470.52,"paid_interest":1551.2,"paid_late_fees":0} {"emp_title":"coordinator of fire services","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":27.78,"annual_income_joint":124000,"verification_income_joint":"Verified","debt_to_income_joint":19.03,"delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":263009,"total_credit_utilized":48701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":20.39,"installment":427.39,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15361.87,"paid_total":1673.31,"paid_principal":638.13,"paid_interest":1035.18,"paid_late_fees":0} {"emp_title":"logistics ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":16.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":52873,"total_credit_utilized":40161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4439.79,"paid_total":874.75,"paid_principal":560.21,"paid_interest":314.54,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"KS","homeownership":"MORTGAGE","annual_income":49343,"verified_income":"Verified","debt_to_income":28.77,"annual_income_joint":210865,"verification_income_joint":"Verified","debt_to_income_joint":13.2,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":50,"open_credit_lines":20,"total_credit_limit":418265,"total_credit_utilized":44270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":84800,"num_total_cc_accounts":37,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36904.52,"paid_total":3601.98,"paid_principal":3095.48,"paid_interest":506.5,"paid_late_fees":0} {"emp_title":"regional manager","emp_length":6,"state":"PA","homeownership":"RENT","annual_income":135000,"verified_income":"Source Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":560440,"total_credit_utilized":117098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":21500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.89,"paid_total":3178.35,"paid_principal":2235.11,"paid_interest":943.24,"paid_late_fees":0} {"emp_title":"welder","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":50220,"verified_income":"Verified","debt_to_income":36.6,"annual_income_joint":85720,"verification_income_joint":"Verified","debt_to_income_joint":24.52,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":106107,"total_credit_utilized":68410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27500,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":10.42,"installment":1136.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31626.97,"paid_total":4524.82,"paid_principal":3373.03,"paid_interest":1151.79,"paid_late_fees":0} {"emp_title":"sales","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":77000,"verified_income":"Source Verified","debt_to_income":13.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":48685,"total_credit_utilized":35380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4668.34,"paid_total":518.62,"paid_principal":331.66,"paid_interest":186.96,"paid_late_fees":0} {"emp_title":"technician","emp_length":4,"state":"VA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":6.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":31507,"total_credit_utilized":18817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":6.07,"installment":54.82,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1615.75,"paid_total":218.67,"paid_principal":184.25,"paid_interest":34.42,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":16356,"verified_income":"Verified","debt_to_income":16.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":6825,"total_credit_utilized":5194,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":19.03,"installment":183.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4462.89,"paid_total":906.23,"paid_principal":537.11,"paid_interest":369.12,"paid_late_fees":0} {"emp_title":"director of finance","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":137500,"verified_income":"Not Verified","debt_to_income":9.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":90033,"total_credit_utilized":59646,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":64000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.71,"installment":1076.07,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33234.35,"paid_total":2139.09,"paid_principal":1765.65,"paid_interest":373.44,"paid_late_fees":0} {"emp_title":"parts counter","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":35.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":82774,"total_credit_utilized":32166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7188.41,"paid_total":981.01,"paid_principal":811.59,"paid_interest":169.42,"paid_late_fees":0} {"emp_title":"engineer","emp_length":8,"state":"MA","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":10.42,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":444543,"total_credit_utilized":37097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":36.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":18.45,"installment":219.19,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5639.47,"paid_total":645.22,"paid_principal":385.53,"paid_interest":259.69,"paid_late_fees":0} {"emp_title":"talent development consultant","emp_length":9,"state":"IL","homeownership":"MORTGAGE","annual_income":106300,"verified_income":"Verified","debt_to_income":21.74,"annual_income_joint":178300,"verification_income_joint":"Verified","debt_to_income_joint":19.34,"delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":431916,"total_credit_utilized":70013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":69000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":38375,"term":60,"interest_rate":16.02,"installment":933.62,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36655.7,"paid_total":3700.33,"paid_principal":1719.3,"paid_interest":1981.03,"paid_late_fees":0} {"emp_title":"hs teacher/ college professor","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":12.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":159302,"total_credit_utilized":41861,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4386.95,"paid_total":797.53,"paid_principal":613.05,"paid_interest":184.48,"paid_late_fees":0} {"emp_title":"cashier","emp_length":1,"state":"TN","homeownership":"RENT","annual_income":29982,"verified_income":"Not Verified","debt_to_income":30.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":43991,"total_credit_utilized":32330,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":22.91,"installment":154.66,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3677.74,"paid_total":626.28,"paid_principal":322.26,"paid_interest":304.02,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":9.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":28872,"total_credit_utilized":16231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.08,"installment":197.98,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5666.35,"paid_total":993.2,"paid_principal":833.65,"paid_interest":159.55,"paid_late_fees":0} {"emp_title":"warehouse associate ","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":35,"open_credit_lines":11,"total_credit_limit":55439,"total_credit_utilized":23818,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":24,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4514.76,"paid_total":641.84,"paid_principal":485.24,"paid_interest":156.6,"paid_late_fees":0} {"emp_title":"fire captain","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":36.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":11,"total_credit_limit":561945,"total_credit_utilized":176384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.62,"installment":1005.34,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27196.8,"paid_total":4137.05,"paid_principal":2803.2,"paid_interest":1333.85,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1995,"inquiries_last_12m":7,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":580342,"total_credit_utilized":87322,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":13,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33300,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":9,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20800,"term":60,"interest_rate":12.62,"installment":469.23,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19520.96,"paid_total":2316.98,"paid_principal":1279.04,"paid_interest":1037.94,"paid_late_fees":0} {"emp_title":"electrician","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":66872,"verified_income":"Not Verified","debt_to_income":18.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":53512,"total_credit_utilized":43908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":21.45,"installment":341.16,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8065.77,"paid_total":1684.35,"paid_principal":934.23,"paid_interest":750.12,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":16.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":402498,"total_credit_utilized":23888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":5920,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":42500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":6.08,"installment":45.69,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1346.48,"paid_total":181.75,"paid_principal":153.52,"paid_interest":28.23,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":34.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":140435,"total_credit_utilized":37936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":17.47,"installment":717.75,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18701.53,"paid_total":2133.84,"paid_principal":1298.47,"paid_interest":835.37,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":125000,"verified_income":"Verified","debt_to_income":18.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":47,"open_credit_lines":27,"total_credit_limit":557584,"total_credit_utilized":59865,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":121,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":38200,"num_total_cc_accounts":26,"num_open_cc_accounts":21,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":11.98,"installment":622.57,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27310.5,"paid_total":1226.5,"paid_principal":689.5,"paid_interest":537,"paid_late_fees":0} {"emp_title":"security officer","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":9.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":75450,"total_credit_utilized":70297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":401,"current_installment_accounts":11,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13296.68,"paid_total":2570.4,"paid_principal":1703.32,"paid_interest":867.08,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":12.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":48540,"total_credit_utilized":29152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9400,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.02,"installment":211.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6040.05,"paid_principal":6000,"paid_interest":40.05,"paid_late_fees":0} {"emp_title":"dispatch manager","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Not Verified","debt_to_income":23.59,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":209434,"total_credit_utilized":20820,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":10.91,"installment":117.71,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3255.42,"paid_total":479.57,"paid_principal":344.58,"paid_interest":134.99,"paid_late_fees":0} {"emp_title":"office manager","emp_length":5,"state":"NH","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":13.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":33600,"total_credit_utilized":14252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9863.47,"paid_total":2504.09,"paid_principal":2136.53,"paid_interest":367.56,"paid_late_fees":0} {"emp_title":"corrections officer ","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":27.88,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":12,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":45280,"total_credit_utilized":34138,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.07,"installment":136.85,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3726.97,"paid_total":399.61,"paid_principal":273.03,"paid_interest":126.58,"paid_late_fees":0} {"emp_title":"register nurse","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":6.39,"annual_income_joint":221000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.95,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":646137,"total_credit_utilized":11055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":24.85,"installment":702.33,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":25606.35181,"paid_principal":24000,"paid_interest":1606.35,"paid_late_fees":0} {"emp_title":"rental navigator","emp_length":2,"state":"SC","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":22.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":492583,"total_credit_utilized":67189,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":13.58,"installment":414.92,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17359.14,"paid_total":1231.18,"paid_principal":640.86,"paid_interest":590.32,"paid_late_fees":0} {"emp_title":"apprentice lineman","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":10.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":8,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":44239,"total_credit_utilized":25574,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":9000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":9.93,"installment":1031.5,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28102.53,"paid_total":5139.85,"paid_principal":3897.47,"paid_interest":1242.38,"paid_late_fees":0} {"emp_title":"sales and marketing manager","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":43200,"verified_income":"Not Verified","debt_to_income":24.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":18,"total_credit_limit":76541,"total_credit_utilized":44351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":505,"current_installment_accounts":3,"accounts_opened_24m":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":8717.45,"paid_total":1516.19,"paid_principal":1282.55,"paid_interest":233.64,"paid_late_fees":0} {"emp_title":"department executive one","emp_length":9,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":124101,"total_credit_utilized":22407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.35,"installment":744.9,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21586.34,"paid_total":2964.9,"paid_principal":2413.66,"paid_interest":551.24,"paid_late_fees":0} {"emp_title":"kitchen ","emp_length":10,"state":"AR","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":2.7,"annual_income_joint":57000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.33,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":11800,"total_credit_utilized":1659,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":1925,"term":36,"interest_rate":15.04,"installment":66.77,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1795.46,"paid_total":198.7,"paid_principal":129.54,"paid_interest":69.16,"paid_late_fees":0} {"emp_title":"civil servant","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Source Verified","debt_to_income":5.39,"annual_income_joint":122000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.63,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":79869,"total_credit_utilized":7498,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":8400,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":9.44,"installment":288.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8120.69,"paid_total":1147.48,"paid_principal":879.31,"paid_interest":268.17,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":31000,"verified_income":"Not Verified","debt_to_income":26.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":56594,"total_credit_utilized":33521,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9634.82,"paid_total":669.61,"paid_principal":365.18,"paid_interest":304.43,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":25.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":24,"total_credit_limit":203922,"total_credit_utilized":50116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":48300,"num_total_cc_accounts":31,"num_open_cc_accounts":21,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19257.57,"paid_total":1320.76,"paid_principal":742.43,"paid_interest":578.33,"paid_late_fees":0} {"emp_title":"system administrator","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":22.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":57722,"total_credit_utilized":51862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9302.76,"paid_total":998.2,"paid_principal":697.24,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":3,"state":"GA","homeownership":"RENT","annual_income":53000,"verified_income":"Source Verified","debt_to_income":8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":35300,"total_credit_utilized":24970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7300,"term":36,"interest_rate":6.71,"installment":224.44,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6931.73,"paid_total":443.44,"paid_principal":368.27,"paid_interest":75.17,"paid_late_fees":0} {"emp_title":"patient services","emp_length":0,"state":"CA","homeownership":"OWN","annual_income":58000,"verified_income":"Source Verified","debt_to_income":14.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":31959,"total_credit_utilized":23651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":20.39,"installment":896.71,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20983.18,"paid_total":3792.29,"paid_principal":3016.82,"paid_interest":775.47,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"SC","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":15.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":341609,"total_credit_utilized":52830,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":406,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":45100,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":9.43,"installment":608.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17613.05,"paid_total":1814.08,"paid_principal":1386.95,"paid_interest":427.13,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"OWN","annual_income":20000,"verified_income":"Source Verified","debt_to_income":12.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":11400,"total_credit_utilized":7362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":7600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":22.91,"installment":371.17,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8826.64,"paid_total":1509.12,"paid_principal":773.36,"paid_interest":735.76,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":21.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":39509,"total_credit_utilized":15283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26800,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":16.02,"installment":510.91,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20059.13,"paid_total":2024.95,"paid_principal":940.87,"paid_interest":1084.08,"paid_late_fees":0} {"emp_title":"relationship manager","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":123000,"verified_income":"Verified","debt_to_income":27.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1991,"inquiries_last_12m":6,"total_credit_lines":38,"open_credit_lines":19,"total_credit_limit":543308,"total_credit_utilized":98559,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57400,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":10.42,"installment":600.73,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26550.87,"paid_total":2492.07,"paid_principal":1449.13,"paid_interest":1042.94,"paid_late_fees":0} {"emp_title":"team manager","emp_length":8,"state":"AZ","homeownership":"RENT","annual_income":106000,"verified_income":"Source Verified","debt_to_income":10.31,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":94151,"total_credit_utilized":89625,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20.39,"installment":534.23,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19406.84,"paid_total":1580.03,"paid_principal":593.16,"paid_interest":986.87,"paid_late_fees":0} {"emp_title":"cnc programer","emp_length":0,"state":"IN","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":14.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":44684,"total_credit_utilized":26825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":549,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9634.82,"paid_total":669.61,"paid_principal":365.18,"paid_interest":304.43,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":51000,"verified_income":"Verified","debt_to_income":21.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":52406,"total_credit_utilized":26907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":95,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.04,"installment":416.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11465.03,"paid_total":822.41,"paid_principal":534.97,"paid_interest":287.44,"paid_late_fees":0} {"emp_title":"principal","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":18.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":120062,"total_credit_utilized":39801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33800,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13076.2,"paid_total":2271.73,"paid_principal":1923.8,"paid_interest":347.93,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":9972,"verified_income":"Verified","debt_to_income":191.7,"annual_income_joint":78384,"verification_income_joint":"Verified","debt_to_income_joint":24.98,"delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":227670,"total_credit_utilized":65483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":18.06,"installment":508.53,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19150.95,"paid_total":2014.05,"paid_principal":849.05,"paid_interest":1165,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":4,"state":"SC","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":19.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":249753,"total_credit_utilized":37846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":278,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.91,"installment":260.38,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11386.57,"paid_total":1037.89,"paid_principal":613.43,"paid_interest":424.46,"paid_late_fees":0} {"emp_title":"sr business analyst","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":82200,"verified_income":"Not Verified","debt_to_income":23.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":65300,"total_credit_utilized":38226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37100,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.34,"installment":496.53,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14796.68,"paid_total":1476.54,"paid_principal":1203.32,"paid_interest":273.22,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":49920,"verified_income":"Source Verified","debt_to_income":17.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":97111,"total_credit_utilized":30825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":61100,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35942.19,"paid_total":4904.95,"paid_principal":4057.81,"paid_interest":847.14,"paid_late_fees":0} {"emp_title":"program leader","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":18000,"verified_income":"Not Verified","debt_to_income":37.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":37604,"total_credit_utilized":23636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":15.05,"installment":69.38,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1772.89,"paid_total":343.56,"paid_principal":227.11,"paid_interest":116.45,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":2.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":372500,"total_credit_utilized":10638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"senior donor relations officer","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":8.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":37500,"total_credit_utilized":20575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":6.72,"installment":393.39,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18864.95,"paid_total":1528.76,"paid_principal":1135.05,"paid_interest":393.71,"paid_late_fees":0} {"emp_title":"office manager","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":23.84,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":5,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":39861,"total_credit_utilized":11773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5800,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":61.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":19.03,"installment":275.04,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6860.58,"paid_total":1084.3,"paid_principal":639.42,"paid_interest":444.88,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":51800,"verified_income":"Source Verified","debt_to_income":35.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1993,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":126947,"total_credit_utilized":85074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26000,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.97,"installment":219.26,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6302.01,"paid_total":870.84,"paid_principal":697.99,"paid_interest":172.85,"paid_late_fees":0} {"emp_title":"sr accountant","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":77000,"verified_income":"Verified","debt_to_income":39.51,"annual_income_joint":152000,"verification_income_joint":"Verified","debt_to_income_joint":26.92,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":51,"open_credit_lines":30,"total_credit_limit":189979,"total_credit_utilized":108455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":52200,"num_total_cc_accounts":30,"num_open_cc_accounts":25,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":17.09,"installment":597.63,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22954.61,"paid_total":2344.95,"paid_principal":1045.39,"paid_interest":1299.56,"paid_late_fees":0} {"emp_title":"bartender","emp_length":4,"state":"GA","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":38328,"total_credit_utilized":35794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.08,"installment":205.3,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5309.48,"paid_total":1021.81,"paid_principal":690.52,"paid_interest":331.29,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":17.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":395750,"total_credit_utilized":26178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":15.04,"installment":166.49,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4477,"paid_total":495.46,"paid_principal":323,"paid_interest":172.46,"paid_late_fees":0} {"emp_title":"communications associate","emp_length":5,"state":"KY","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":42.65,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":31.2,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":188527,"total_credit_utilized":149388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":21.45,"installment":189.54,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4588.46,"paid_total":711.82,"paid_principal":411.54,"paid_interest":300.28,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"AL","homeownership":"MORTGAGE","annual_income":50622,"verified_income":"Not Verified","debt_to_income":5.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":168011,"total_credit_utilized":71721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":9.44,"installment":179.23,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5644.05,"paid_principal":5600,"paid_interest":44.05,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Source Verified","debt_to_income":48.19,"annual_income_joint":128000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.05,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":361789,"total_credit_utilized":83207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":9.93,"installment":676.93,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18442.24,"paid_total":3361.48,"paid_principal":2557.76,"paid_interest":803.72,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":31200,"verified_income":"Source Verified","debt_to_income":17.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":36266,"total_credit_utilized":18283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":21275,"term":60,"interest_rate":14.08,"installment":495.92,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20014.29,"paid_total":2446.32,"paid_principal":1260.71,"paid_interest":1185.61,"paid_late_fees":0} {"emp_title":"clerk","emp_length":3,"state":"OK","homeownership":"MORTGAGE","annual_income":13500,"verified_income":"Source Verified","debt_to_income":174.49,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.46,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":132365,"total_credit_utilized":72651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33391.6,"paid_total":3333.29,"paid_principal":1608.4,"paid_interest":1724.89,"paid_late_fees":0} {"emp_title":"respiratory therapist ","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":16.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":78394,"total_credit_utilized":44532,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":15.05,"installment":832.56,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2554.92,"paid_total":22290.11,"paid_principal":21445.08,"paid_interest":845.03,"paid_late_fees":0} {"emp_title":"grocery clerk","emp_length":0,"state":"TN","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":15.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":22,"total_credit_limit":30879,"total_credit_utilized":12384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":7519,"current_installment_accounts":5,"accounts_opened_24m":15,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9900,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4511.49,"paid_total":648.44,"paid_principal":488.51,"paid_interest":159.93,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":9.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":180695,"total_credit_utilized":28746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":92700,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17947.16,"paid_total":2300.73,"paid_principal":2052.84,"paid_interest":247.89,"paid_late_fees":0} {"emp_title":"senior erp consultant","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":159000,"verified_income":"Source Verified","debt_to_income":18.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":118475,"total_credit_utilized":142699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":73400,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.42,"installment":584.37,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15822.16,"paid_total":2901.01,"paid_principal":2177.84,"paid_interest":723.17,"paid_late_fees":0} {"emp_title":"senior engineer","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":103960,"verified_income":"Not Verified","debt_to_income":7.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":10,"total_credit_limit":157850,"total_credit_utilized":16981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.72,"installment":107.63,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2850.03,"paid_total":736.84,"paid_principal":649.97,"paid_interest":86.87,"paid_late_fees":0} {"emp_title":"wealth mgmnt associate","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":67000,"verified_income":"Not Verified","debt_to_income":33.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":103200,"total_credit_utilized":55164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":243,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40600,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":17.09,"installment":448.22,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17012.93,"paid_total":2206.92,"paid_principal":987.07,"paid_interest":1219.85,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":8.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":46558,"total_credit_utilized":23680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9528.59,"paid_total":916.57,"paid_principal":471.41,"paid_interest":445.16,"paid_late_fees":0} {"emp_title":"resource officer","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":80100,"total_credit_utilized":24827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47000,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22854.52,"paid_total":2168.1,"paid_principal":1145.48,"paid_interest":1022.62,"paid_late_fees":0} {"emp_title":"director of donor society clubs","emp_length":6,"state":"IL","homeownership":"OWN","annual_income":107000,"verified_income":"Source Verified","debt_to_income":28.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":22,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":182242,"total_credit_utilized":159546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":48100,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.04,"installment":1213.98,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32644.79,"paid_total":3583.45,"paid_principal":2355.21,"paid_interest":1228.24,"paid_late_fees":0} {"emp_title":"security guard","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Not Verified","debt_to_income":3.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":17800,"total_credit_utilized":2780,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9628.77,"paid_total":653.74,"paid_principal":371.23,"paid_interest":282.51,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":30.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":15,"total_credit_limit":96511,"total_credit_utilized":46475,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24100,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.92,"installment":773.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22260.34,"paid_total":2307.33,"paid_principal":1739.66,"paid_interest":567.67,"paid_late_fees":0} {"emp_title":"","state":"OK","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":14.14,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":31.02,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":251649,"total_credit_utilized":19261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":80500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24432.57,"paid_total":1148.78,"paid_principal":567.43,"paid_interest":581.35,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":29.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":134856,"total_credit_utilized":93957,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31300,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.47,"installment":1076.62,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28710.94,"paid_total":2124.12,"paid_principal":1289.06,"paid_interest":835.06,"paid_late_fees":0} {"emp_title":"fulfillment manager","emp_length":0,"state":"WA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":6.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":72100,"total_credit_utilized":17427,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":20800,"term":36,"interest_rate":6.07,"installment":633.44,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19207.29,"paid_total":1893.31,"paid_principal":1592.71,"paid_interest":300.6,"paid_late_fees":0} {"emp_title":"interior designer","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":14.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":15,"total_credit_limit":48667,"total_credit_utilized":34111,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25300,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18114.51,"paid_total":2630.16,"paid_principal":1885.49,"paid_interest":744.67,"paid_late_fees":0} {"emp_title":"office manager","emp_length":7,"state":"UT","homeownership":"MORTGAGE","annual_income":37447,"verified_income":"Verified","debt_to_income":43.08,"annual_income_joint":86447,"verification_income_joint":"Verified","debt_to_income_joint":21.03,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":516200,"total_credit_utilized":64974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":28300,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":14.07,"installment":136.85,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3819.05,"paid_total":270.57,"paid_principal":180.95,"paid_interest":89.62,"paid_late_fees":0} {"emp_title":"manager is - tier 1 nursing and pharmacy","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Verified","debt_to_income":26.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1979,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":389361,"total_credit_utilized":44020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":68600,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26152.46,"paid_total":4594.09,"paid_principal":3847.54,"paid_interest":746.55,"paid_late_fees":0} {"emp_title":"staff","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":4.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":11100,"total_credit_utilized":3392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":13.58,"installment":40.77,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1117.5,"paid_total":121.4,"paid_principal":82.5,"paid_interest":38.9,"paid_late_fees":0} {"emp_title":"cfo","emp_length":0,"state":"LA","homeownership":"RENT","annual_income":340000,"verified_income":"Source Verified","debt_to_income":7.98,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":18,"earliest_credit_line":1979,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":234764,"total_credit_utilized":124783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":100400,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":89.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26897.65,"paid_total":3604.93,"paid_principal":3102.35,"paid_interest":502.58,"paid_late_fees":0} {"emp_title":"inside sales representative","emp_length":0,"state":"MO","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":7.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":84455,"total_credit_utilized":8161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13600,"term":60,"interest_rate":15.04,"installment":323.83,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13134.08,"paid_total":960.13,"paid_principal":465.92,"paid_interest":494.21,"paid_late_fees":0} {"emp_title":"pastor","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":134248,"total_credit_utilized":112350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":10.42,"installment":579.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25602.65,"paid_total":2301.45,"paid_principal":1397.35,"paid_interest":904.1,"paid_late_fees":0} {"emp_title":"sr computer operator","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":73000,"verified_income":"Source Verified","debt_to_income":18.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":107100,"total_credit_utilized":31797,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":313,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52300,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8180.60526,"paid_principal":8000,"paid_interest":180.61,"paid_late_fees":0} {"emp_title":"registered cardiovascular technologist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Source Verified","debt_to_income":32.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1981,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":507129,"total_credit_utilized":83517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":152400,"num_total_cc_accounts":29,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18625.12,"paid_total":2023.35,"paid_principal":1374.88,"paid_interest":648.47,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":24.91,"annual_income_joint":95014,"verification_income_joint":"Source Verified","debt_to_income_joint":33.44,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":114840,"total_credit_utilized":87728,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43700,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":9600,"term":36,"interest_rate":7.35,"installment":297.96,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8389.46,"paid_total":1485.88,"paid_principal":1210.54,"paid_interest":275.34,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":37.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":121695,"total_credit_utilized":70790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40700,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"register nurse manager","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":9.38,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":11,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":25,"total_credit_limit":391032,"total_credit_utilized":38926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":59100,"num_total_cc_accounts":29,"num_open_cc_accounts":22,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28050.79,"paid_total":3200.78,"paid_principal":1949.21,"paid_interest":1251.57,"paid_late_fees":0} {"emp_title":"svp of commercial operations","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":245000,"verified_income":"Verified","debt_to_income":7.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":495163,"total_credit_utilized":41004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":11.98,"installment":778.21,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33700.73,"paid_total":2311.34,"paid_principal":1299.27,"paid_interest":1012.07,"paid_late_fees":0} {"emp_title":"lieutenant sheriff dept","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":34.08,"annual_income_joint":127000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.45,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":221980,"total_credit_utilized":37858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10700,"num_total_cc_accounts":31,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":81.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7240.75,"paid_total":1164.88,"paid_principal":759.25,"paid_interest":405.63,"paid_late_fees":0} {"emp_title":"college advisor ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":9.07,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":169160,"total_credit_utilized":11979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":62.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":12.61,"installment":134.03,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3721.1,"paid_total":399.29,"paid_principal":278.9,"paid_interest":120.39,"paid_late_fees":0} {"emp_title":"master trainer","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":15.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":148869,"total_credit_utilized":82775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":46000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":23100,"term":36,"interest_rate":9.44,"installment":739.32,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20843.14,"paid_total":2945.17,"paid_principal":2256.86,"paid_interest":688.31,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":85175.04,"verified_income":"Not Verified","debt_to_income":4.55,"annual_income_joint":119566.91,"verification_income_joint":"Not Verified","debt_to_income_joint":15.15,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":419340,"total_credit_utilized":12786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":19.03,"installment":880.11,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24988.24887,"paid_principal":24000,"paid_interest":988.25,"paid_late_fees":0} {"emp_title":"saw operator","emp_length":7,"state":"IN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":24.36,"annual_income_joint":72000,"verification_income_joint":"Verified","debt_to_income_joint":17.93,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":24,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":199545,"total_credit_utilized":26654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":33100,"term":60,"interest_rate":14.08,"installment":771.56,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31540.07,"paid_total":3060.35,"paid_principal":1559.93,"paid_interest":1500.42,"paid_late_fees":0} {"emp_title":"vet tech","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":22.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":85747,"total_credit_utilized":54462,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12988.25,"paid_total":2554.67,"paid_principal":2011.75,"paid_interest":542.92,"paid_late_fees":0} {"emp_title":"field service technician","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Source Verified","debt_to_income":11.33,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":153693,"total_credit_utilized":21819,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8170.51405,"paid_principal":8000,"paid_interest":170.51,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":25.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":55855,"total_credit_utilized":42572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11700,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":30.79,"installment":492.61,"grade":"G","sub_grade":"G1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14552.19,"paid_total":1906.29,"paid_principal":447.81,"paid_interest":1458.48,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":19.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":343888,"total_credit_utilized":60728,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.45,"installment":1091.36,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28678.72,"paid_total":2248.02,"paid_principal":1321.28,"paid_interest":926.74,"paid_late_fees":0} {"emp_title":"relationship specialist ","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":9.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":30500,"total_credit_utilized":25035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":42.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4514.8,"paid_total":641.96,"paid_principal":485.2,"paid_interest":156.76,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":11.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":43434,"total_credit_utilized":32259,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1242,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":900,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.02,"installment":243.29,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9436.2,"paid_total":1207.55,"paid_principal":563.8,"paid_interest":643.75,"paid_late_fees":0} {"emp_title":"driver ","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":10.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":29238,"total_credit_utilized":20674,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":9.44,"installment":208.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5864.93,"paid_total":825.34,"paid_principal":635.07,"paid_interest":190.27,"paid_late_fees":0} {"emp_title":"painter 2","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":34.49,"annual_income_joint":88000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.21,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":98049,"total_credit_utilized":69482,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8879.63,"paid_total":1749.45,"paid_principal":1120.37,"paid_interest":629.08,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":22.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":23,"total_credit_limit":77014,"total_credit_utilized":52511,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":12300,"num_total_cc_accounts":21,"num_open_cc_accounts":21,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":14.07,"installment":957.93,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26088.88,"paid_total":2851.9,"paid_principal":1911.12,"paid_interest":940.78,"paid_late_fees":0} {"emp_title":"program director","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":88000,"verified_income":"Verified","debt_to_income":3.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1987,"inquiries_last_12m":7,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":41000,"total_credit_utilized":5040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10100,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":17.09,"installment":747.03,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27550.71,"paid_total":4456.67,"paid_principal":2449.29,"paid_interest":2007.38,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":35.95,"annual_income_joint":195000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.15,"delinq_2y":0,"earliest_credit_line":1972,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":159402,"total_credit_utilized":117084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":75300,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":12.62,"installment":201.07,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5439.35,"paid_total":804.28,"paid_principal":560.65,"paid_interest":243.63,"paid_late_fees":0} {"emp_title":"resident physician ","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":54750,"verified_income":"Source Verified","debt_to_income":21.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":57,"open_credit_lines":10,"total_credit_limit":542210,"total_credit_utilized":559372,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.01,"installment":729.71,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28998.37,"paid_total":2162.45,"paid_principal":1001.63,"paid_interest":1160.82,"paid_late_fees":0} {"emp_title":"investigator","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":18.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":78055,"total_credit_utilized":80865,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8798.08,"paid_total":1628.79,"paid_principal":1201.92,"paid_interest":426.87,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":86000,"verified_income":"Verified","debt_to_income":29.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":19,"total_credit_limit":110138,"total_credit_utilized":73595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":30000,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.02,"installment":729.87,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28655.9,"paid_total":2892.78,"paid_principal":1344.1,"paid_interest":1548.68,"paid_late_fees":0} {"emp_title":"social worker","emp_length":2,"state":"VA","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":20.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":291500,"total_credit_utilized":19242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.98,"installment":232.44,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6507.45,"paid_total":692.66,"paid_principal":492.55,"paid_interest":200.11,"paid_late_fees":0} {"emp_title":"mechanic truck driver","emp_length":1,"state":"LA","homeownership":"OWN","annual_income":48000,"verified_income":"Source Verified","debt_to_income":1.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":19900,"total_credit_utilized":1783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35977.23,"paid_total":4949.67,"paid_principal":4022.77,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":25561,"total_credit_utilized":18074,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4663.53,"paid_total":516.11,"paid_principal":336.47,"paid_interest":179.64,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":22.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":150284,"total_credit_utilized":43906,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25300,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.58,"installment":276.62,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11572.73,"paid_total":802.71,"paid_principal":427.27,"paid_interest":375.44,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"MORTGAGE","annual_income":59871,"verified_income":"Verified","debt_to_income":29.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1968,"inquiries_last_12m":5,"total_credit_lines":44,"open_credit_lines":19,"total_credit_limit":76313,"total_credit_utilized":23421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":38,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":85.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.63,"paid_total":957.4,"paid_principal":745.37,"paid_interest":212.03,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":94.29,"annual_income_joint":194000,"verification_income_joint":"Verified","debt_to_income_joint":35.28,"delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":300926,"total_credit_utilized":253219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19700,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":20.39,"installment":597.81,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14662.62,"paid_total":2373.12,"paid_principal":1337.38,"paid_interest":1035.74,"paid_late_fees":0} {"emp_title":"systems administrator","emp_length":3,"state":"WV","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":35.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":104753,"total_credit_utilized":74328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.42,"installment":64.93,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1807.25,"paid_total":258.56,"paid_principal":192.75,"paid_interest":65.81,"paid_late_fees":0} {"emp_title":"supervising engineering technician","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":36,"open_credit_lines":8,"total_credit_limit":167965,"total_credit_utilized":78563,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.97,"installment":407.2,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11703.72,"paid_total":1605.78,"paid_principal":1296.28,"paid_interest":309.5,"paid_late_fees":0} {"emp_title":"realtor","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":233000,"verified_income":"Source Verified","debt_to_income":14.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":510848,"total_credit_utilized":119482,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":206,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17900,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22574.16,"paid_total":3195.86,"paid_principal":2425.84,"paid_interest":770.02,"paid_late_fees":0} {"emp_title":"general manger","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":7,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":176970,"total_credit_utilized":21363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27900,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9147.44,"paid_total":1456.31,"paid_principal":852.56,"paid_interest":603.75,"paid_late_fees":0} {"emp_title":"csr dispatcger","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":3.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":7013,"total_credit_utilized":4019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1783,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":33.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.12,"paid_total":646.43,"paid_principal":481.88,"paid_interest":164.55,"paid_late_fees":0} {"emp_title":"dispatcher","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":89000,"verified_income":"Source Verified","debt_to_income":23.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":24,"total_credit_limit":194210,"total_credit_utilized":62262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":132800,"num_total_cc_accounts":29,"num_open_cc_accounts":22,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13982.44,"paid_total":2469.93,"paid_principal":2017.56,"paid_interest":452.37,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":26895,"verified_income":"Not Verified","debt_to_income":2.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":127300,"total_credit_utilized":479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":53.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.05,"installment":285.8,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":11739.51,"paid_total":847.32,"paid_principal":260.49,"paid_interest":571.83,"paid_late_fees":15} {"emp_title":"cabinet builder ","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":2.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":23600,"total_credit_utilized":7724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":13.59,"installment":288.83,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7516.46,"paid_total":1437.73,"paid_principal":983.54,"paid_interest":454.19,"paid_late_fees":0} {"emp_title":"emergency truck driver","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Verified","debt_to_income":4.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":620222,"total_credit_utilized":10393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":119500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":38972.58,"paid_total":1192.62,"paid_principal":1027.42,"paid_interest":165.2,"paid_late_fees":0} {"emp_title":"fireman","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":13.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":97418,"total_credit_utilized":21352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19027.6,"paid_total":2706.92,"paid_principal":972.4,"paid_interest":1734.52,"paid_late_fees":0} {"emp_title":"team lead production","emp_length":1,"state":"ID","homeownership":"RENT","annual_income":80500,"verified_income":"Source Verified","debt_to_income":32.71,"annual_income_joint":121500,"verification_income_joint":"Source Verified","debt_to_income_joint":25.76,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":154675,"total_credit_utilized":149649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":8,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":26.3,"installment":963.79,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30915.15,"paid_total":3761.65,"paid_principal":1084.85,"paid_interest":2676.8,"paid_late_fees":0} {"emp_title":"senior principle associate","emp_length":2,"state":"VA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":12.44,"annual_income_joint":226000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.32,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":470893,"total_credit_utilized":82425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":82600,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":29825,"term":36,"interest_rate":6.08,"installment":908.42,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25999.9,"paid_total":4521.95,"paid_principal":3825.1,"paid_interest":696.85,"paid_late_fees":0} {"emp_title":"assembly ","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Not Verified","debt_to_income":18.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":156000,"total_credit_utilized":20065,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":18.06,"installment":90.46,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":2576.74786,"paid_principal":2500,"paid_interest":76.75,"paid_late_fees":0} {"emp_title":"senior product manager","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":130000,"verified_income":"Not Verified","debt_to_income":15.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":104243,"total_credit_utilized":53484,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"grounds crew","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":31000,"verified_income":"Not Verified","debt_to_income":30.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":46069,"total_credit_utilized":32817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":20,"installment":297.31,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7152.33,"paid_total":1477.66,"paid_principal":847.67,"paid_interest":629.99,"paid_late_fees":0} {"emp_title":"server","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":4.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":37695,"total_credit_utilized":5988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.61,"installment":670.13,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13593.3,"paid_total":6996.38,"paid_principal":6406.7,"paid_interest":589.68,"paid_late_fees":0} {"emp_title":"peersuport concelor","emp_length":0,"state":"NE","homeownership":"OWN","annual_income":37000,"verified_income":"Not Verified","debt_to_income":6.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":29900,"total_credit_utilized":7547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1402,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18200,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5540.63,"paid_total":552.3,"paid_principal":459.37,"paid_interest":92.93,"paid_late_fees":0} {"emp_title":"rn supervisor","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":61000,"verified_income":"Not Verified","debt_to_income":10.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":35854,"total_credit_utilized":13042,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4900,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5587.52,"paid_total":602.5,"paid_principal":412.48,"paid_interest":190.02,"paid_late_fees":0} {"emp_title":"nutrition services","emp_length":9,"state":"WA","homeownership":"RENT","annual_income":32900,"verified_income":"Verified","debt_to_income":30.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":27200,"total_credit_utilized":20485,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14800,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.05,"installment":693.8,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18194.52,"paid_total":2733.39,"paid_principal":1805.48,"paid_interest":927.91,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":18.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":336709,"total_credit_utilized":29973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":225,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":63400,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.31,"installment":481.77,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14761.63,"paid_total":1440.59,"paid_principal":1238.37,"paid_interest":202.22,"paid_late_fees":0} {"emp_title":"mri technologist","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":17.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":22,"total_credit_limit":338012,"total_credit_utilized":38575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43200,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.35,"installment":744.9,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20973.65,"paid_total":3704.9,"paid_principal":3026.35,"paid_interest":678.55,"paid_late_fees":0} {"emp_title":"tax law specialist ","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":116000,"verified_income":"Source Verified","debt_to_income":11.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1995,"inquiries_last_12m":6,"total_credit_lines":44,"open_credit_lines":28,"total_credit_limit":611997,"total_credit_utilized":266695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":199308,"current_installment_accounts":2,"accounts_opened_24m":18,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":65900,"num_total_cc_accounts":34,"num_open_cc_accounts":24,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":93.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5700.09,"paid_total":367.51,"paid_principal":299.91,"paid_interest":67.6,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":13.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":51,"open_credit_lines":36,"total_credit_limit":90501,"total_credit_utilized":42990,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":39900,"num_total_cc_accounts":44,"num_open_cc_accounts":35,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12005.98083,"paid_principal":12000,"paid_interest":5.98,"paid_late_fees":0} {"emp_title":"svp","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":167000,"verified_income":"Verified","debt_to_income":21.9,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":105963,"total_credit_utilized":79443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":48650,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":19.03,"installment":1283.5,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32016.12,"paid_total":5059.99,"paid_principal":2983.88,"paid_interest":2076.11,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":8,"state":"AZ","homeownership":"MORTGAGE","annual_income":67400,"verified_income":"Verified","debt_to_income":41.35,"annual_income_joint":109400,"verification_income_joint":"Source Verified","debt_to_income_joint":32.07,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":358633,"total_credit_utilized":84130,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1389,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":22000,"term":60,"interest_rate":16.02,"installment":535.24,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21014.32,"paid_total":2140.96,"paid_principal":985.68,"paid_interest":1155.28,"paid_late_fees":0} {"emp_title":"asst mgr","emp_length":6,"state":"MI","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Source Verified","debt_to_income":21.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":47294,"total_credit_utilized":24234,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":11.98,"installment":66.41,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1906.65,"paid_total":131.49,"paid_principal":93.35,"paid_interest":38.14,"paid_late_fees":0} {"emp_title":"transportation manage","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":4.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":61,"open_credit_lines":31,"total_credit_limit":349329,"total_credit_utilized":5245,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30200,"num_total_cc_accounts":47,"num_open_cc_accounts":30,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"snr fin svcs rep","emp_length":6,"state":"AK","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":28.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":26,"total_credit_limit":111371,"total_credit_utilized":111819,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":3561,"current_installment_accounts":17,"accounts_opened_24m":0,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12600,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9179.5,"paid_total":1005.7,"paid_principal":820.5,"paid_interest":185.2,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":6,"state":"TN","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Verified","debt_to_income":13.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":186841,"total_credit_utilized":20164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":141,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18600,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8841.35,"paid_total":1691.4,"paid_principal":1158.65,"paid_interest":532.75,"paid_late_fees":0} {"emp_title":"rn","emp_length":4,"state":"CT","homeownership":"RENT","annual_income":115000,"verified_income":"Verified","debt_to_income":27.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":90604,"total_credit_utilized":75117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37200,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":30.79,"installment":821.01,"grade":"G","sub_grade":"G1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24054.97,"paid_total":4019.52,"paid_principal":945.03,"paid_interest":3074.49,"paid_late_fees":0} {"emp_title":"driver","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":28.67,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":61297,"total_credit_utilized":51889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":272,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11400,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.21,"paid_total":1343.87,"paid_principal":921.79,"paid_interest":422.08,"paid_late_fees":0} {"emp_title":"speech-language pathologist","emp_length":7,"state":"CO","homeownership":"RENT","annual_income":79312,"verified_income":"Not Verified","debt_to_income":30.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":140287,"total_credit_utilized":108496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7267.74,"paid_total":1088.7,"paid_principal":732.26,"paid_interest":356.44,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Not Verified","debt_to_income":27.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":24,"total_credit_limit":332989,"total_credit_utilized":110312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":104200,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17434.96,"paid_total":3039.09,"paid_principal":2565.04,"paid_interest":474.05,"paid_late_fees":0} {"emp_title":"credit analyst","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":126000,"verified_income":"Not Verified","debt_to_income":23.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":123700,"total_credit_utilized":61644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":84700,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17478.04,"paid_total":3095.58,"paid_principal":2521.96,"paid_interest":573.62,"paid_late_fees":0} {"emp_title":"shift supervisor","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":23000,"verified_income":"Source Verified","debt_to_income":24.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":28100,"total_credit_utilized":17347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5581.66,"paid_total":598.92,"paid_principal":418.34,"paid_interest":180.58,"paid_late_fees":0} {"emp_title":"assistant general manager","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":12.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":36326,"total_credit_utilized":26805,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.42,"installment":292.19,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8132.62,"paid_total":1158.34,"paid_principal":867.38,"paid_interest":290.96,"paid_late_fees":0} {"emp_title":"program integrity auditor ","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":66900,"verified_income":"Not Verified","debt_to_income":30.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":22,"total_credit_limit":205368,"total_credit_utilized":55144,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52200,"num_total_cc_accounts":18,"num_open_cc_accounts":18,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14293.08,"paid_total":1369.27,"paid_principal":706.92,"paid_interest":662.35,"paid_late_fees":0} {"emp_title":"medical billing manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":15.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":250731,"total_credit_utilized":37341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":54000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14214.05,"paid_total":1264.48,"paid_principal":785.95,"paid_interest":478.53,"paid_late_fees":0} {"emp_title":"counselor ","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.56,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.77,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":250444,"total_credit_utilized":33541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48700,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":5.32,"installment":120.46,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3380.89,"paid_total":699.94,"paid_principal":619.11,"paid_interest":80.83,"paid_late_fees":0} {"emp_title":"doctor of audiology","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":137000,"verified_income":"Source Verified","debt_to_income":6.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":15,"total_credit_limit":176803,"total_credit_utilized":160223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":802,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":9700,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":83,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":11.99,"installment":797.03,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21737.45,"paid_total":3172.13,"paid_principal":2262.55,"paid_interest":909.58,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":21.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":304994,"total_credit_utilized":55468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":11.99,"installment":929.87,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":25360.35,"paid_total":3700.83,"paid_principal":2639.65,"paid_interest":1061.18,"paid_late_fees":0} {"emp_title":"pizza cook","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":24433,"total_credit_utilized":24620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.9,"installment":130.77,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3556.59,"paid_total":509.12,"paid_principal":443.41,"paid_interest":65.71,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":21000,"verified_income":"Verified","debt_to_income":20.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":23200,"total_credit_utilized":12773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":98,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18200,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":19.03,"installment":363.4,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13270.3,"paid_total":1787.4,"paid_principal":729.7,"paid_interest":1057.7,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":62000,"verified_income":"Verified","debt_to_income":28.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":70038,"total_credit_utilized":46835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":164,"current_installment_accounts":10,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3100,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":26.3,"installment":202.26,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5331.91341,"paid_principal":5000,"paid_interest":331.91,"paid_late_fees":0} {"emp_title":"nurse practitioner ","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":13.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":432309,"total_credit_utilized":177431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":1269,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17456.72,"paid_total":3067.48,"paid_principal":2543.28,"paid_interest":524.2,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":95000,"verified_income":"Verified","debt_to_income":15.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1976,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":197172,"total_credit_utilized":39524,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27100,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.08,"installment":932.39,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38114.92,"paid_total":3698.27,"paid_principal":1885.08,"paid_interest":1813.19,"paid_late_fees":0} {"emp_title":"shipfitter","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":43545,"total_credit_utilized":38326,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6205.12,"paid_total":1202.44,"paid_principal":794.88,"paid_interest":407.56,"paid_late_fees":0} {"emp_title":"real estate agent","emp_length":8,"state":"CO","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Source Verified","debt_to_income":19.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":655597,"total_credit_utilized":77415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":660,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6200,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":26475,"term":60,"interest_rate":16.02,"installment":644.11,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24982.33,"paid_total":3173.42,"paid_principal":1492.67,"paid_interest":1680.75,"paid_late_fees":0} {"emp_title":"sr architect - technology","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":22.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":514504,"total_credit_utilized":93452,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":80650,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.93,"installment":1128.21,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31603.79,"paid_total":4551.46,"paid_principal":3396.21,"paid_interest":1155.25,"paid_late_fees":0} {"emp_title":"lpn","emp_length":6,"state":"MA","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":31.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":118,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":20,"total_credit_limit":109105,"total_credit_utilized":103891,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":118,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":16.02,"installment":738.51,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19130.33,"paid_total":2916.66,"paid_principal":1869.67,"paid_interest":1046.99,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":8.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":20907,"total_credit_utilized":7076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.53,"paid_total":1551.37,"paid_principal":1156.47,"paid_interest":394.9,"paid_late_fees":0} {"emp_title":"project assistant","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":8.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":35850,"total_credit_utilized":30242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3670.68,"paid_total":1583.07,"paid_principal":1329.32,"paid_interest":253.75,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":111000,"verified_income":"Not Verified","debt_to_income":4.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":158522,"total_credit_utilized":13571,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":50600,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4850,"term":36,"interest_rate":7.97,"installment":151.92,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4889.29472,"paid_principal":4850,"paid_interest":39.29,"paid_late_fees":0} {"emp_title":"controller","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":19.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":52099,"total_credit_utilized":24052,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13600,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.43,"installment":768.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22248.07,"paid_total":2291.46,"paid_principal":1751.93,"paid_interest":539.53,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":57500,"verified_income":"Not Verified","debt_to_income":8.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":29650,"total_credit_utilized":4659,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1368,"paid_principal":712.09,"paid_interest":655.91,"paid_late_fees":0} {"emp_title":"principal consultant","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":133500,"verified_income":"Source Verified","debt_to_income":38.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":20,"total_credit_limit":335329,"total_credit_utilized":227973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":99100,"num_total_cc_accounts":31,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.05,"installment":1214.15,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31025.59,"paid_total":6260.97,"paid_principal":3974.41,"paid_interest":2286.56,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":1,"state":"NV","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":25.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":130311,"total_credit_utilized":97437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.58,"installment":368.82,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15430.34,"paid_total":1058.18,"paid_principal":569.66,"paid_interest":488.52,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":143000,"verified_income":"Source Verified","debt_to_income":25.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1983,"inquiries_last_12m":5,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":375728,"total_credit_utilized":191615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10696.46,"paid_total":1435.01,"paid_principal":1303.54,"paid_interest":131.47,"paid_late_fees":0} {"emp_title":"asset protection","emp_length":4,"state":"AZ","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":24.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":20,"total_credit_limit":134036,"total_credit_utilized":23037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22600,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":13.59,"installment":322.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13159.99,"paid_total":1603.38,"paid_principal":840.01,"paid_interest":763.37,"paid_late_fees":0} {"emp_title":"office operations manager ","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":23.81,"annual_income_joint":85000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.3,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":75820,"total_credit_utilized":50750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25900,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18114.51,"paid_total":2643.48,"paid_principal":1885.49,"paid_interest":757.99,"paid_late_fees":0} {"emp_title":"inventory control","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":24297,"total_credit_utilized":19026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":21.85,"installment":605.75,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21275.5,"paid_total":1858.11,"paid_principal":724.5,"paid_interest":1133.61,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":9.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":130126,"total_credit_utilized":93651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48100,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10793.17,"paid_total":1484.9,"paid_principal":1206.83,"paid_interest":278.07,"paid_late_fees":0} {"emp_title":"closer","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":31.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":63562,"total_credit_utilized":38496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18125,"term":60,"interest_rate":20,"installment":480.21,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17394.48,"paid_total":1940.98,"paid_principal":730.52,"paid_interest":1210.46,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":19.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":214663,"total_credit_utilized":49164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":1796,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19500,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":21.45,"installment":873.83,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30435.92,"paid_total":4273.82,"paid_principal":1564.08,"paid_interest":2709.74,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":16.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":315667,"total_credit_utilized":92495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":55100,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":6,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.61,"installment":676.62,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28904.46,"paid_total":2008.84,"paid_principal":1095.54,"paid_interest":913.3,"paid_late_fees":0} {"emp_title":"dept of rehabilitation","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":19.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":176928,"total_credit_utilized":30241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":20900,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.62,"installment":502.67,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13238.74,"paid_total":2492.32,"paid_principal":1761.26,"paid_interest":731.06,"paid_late_fees":0} {"emp_title":"cdl truck driver","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":25.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":93390,"total_credit_utilized":94989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9703.41,"paid_total":790.03,"paid_principal":296.59,"paid_interest":493.44,"paid_late_fees":0} {"emp_title":"design engineer","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":22.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":193578,"total_credit_utilized":87190,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28100,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":5.32,"installment":662.53,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19149.86,"paid_total":3299.65,"paid_principal":2850.14,"paid_interest":449.51,"paid_late_fees":0} {"emp_title":"data analyst ii","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":81000,"verified_income":"Not Verified","debt_to_income":32.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":108555,"total_credit_utilized":67815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":160,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13100,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24087.05,"paid_total":1656.52,"paid_principal":912.95,"paid_interest":743.57,"paid_late_fees":0} {"emp_title":"solutions architect","emp_length":6,"state":"AZ","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Not Verified","debt_to_income":9.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":348515,"total_credit_utilized":56831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.31,"installment":481.77,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15176.24,"paid_total":958.82,"paid_principal":823.76,"paid_interest":135.06,"paid_late_fees":0} {"emp_title":"president & ceo","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":197280,"verified_income":"Verified","debt_to_income":21.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1977,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":576110,"total_credit_utilized":105626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":79800,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":5,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8798.08,"paid_total":1628.79,"paid_principal":1201.92,"paid_interest":426.87,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":40.5,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.61,"delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":75519,"total_credit_utilized":43066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":336,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7200,"term":36,"interest_rate":15.05,"installment":249.77,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6383.01,"paid_total":1259.27,"paid_principal":816.99,"paid_interest":442.28,"paid_late_fees":0} {"emp_title":"owner operator ","emp_length":6,"state":"TN","homeownership":"MORTGAGE","annual_income":142500,"verified_income":"Not Verified","debt_to_income":7.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":71963,"total_credit_utilized":38759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.91,"installment":542.44,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23722.11,"paid_total":2154.61,"paid_principal":1277.89,"paid_interest":876.72,"paid_late_fees":0} {"emp_title":"care giver","emp_length":5,"state":"WI","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":7,"total_credit_limit":17800,"total_credit_utilized":11854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":480,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":79.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":17.47,"installment":430.65,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11220.92,"paid_total":1280.3,"paid_principal":779.08,"paid_interest":501.22,"paid_late_fees":0} {"emp_title":"frontend manager ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":29200,"total_credit_utilized":10537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":7.97,"installment":112.77,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3331.65,"paid_total":336.72,"paid_principal":268.35,"paid_interest":68.37,"paid_late_fees":0} {"emp_title":"teacher","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":10.34,"annual_income_joint":130000,"verification_income_joint":"Verified","debt_to_income_joint":6.14,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":82373,"total_credit_utilized":21853,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":75900,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4800,"term":36,"interest_rate":7.35,"installment":148.98,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4194.73,"paid_total":740.98,"paid_principal":605.27,"paid_interest":135.71,"paid_late_fees":0} {"emp_title":"nanny","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":32.52,"annual_income_joint":95000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.2,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":18,"total_credit_limit":106800,"total_credit_utilized":28705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":96400,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":5600,"term":36,"interest_rate":9.44,"installment":179.23,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4913.4,"paid_total":893.21,"paid_principal":686.6,"paid_interest":206.61,"paid_late_fees":0} {"emp_title":"warehouse associate","emp_length":3,"state":"OH","homeownership":"OWN","annual_income":23920,"verified_income":"Verified","debt_to_income":12.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":16140,"total_credit_utilized":8352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":109,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.07,"installment":279.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11578.21,"paid_total":829.6,"paid_principal":421.79,"paid_interest":407.81,"paid_late_fees":0} {"emp_title":"job manager","emp_length":4,"state":"CT","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":38.68,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.59,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":343991,"total_credit_utilized":76353,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9600,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":18.06,"installment":506.56,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12789.57,"paid_total":2012.19,"paid_principal":1210.43,"paid_interest":801.76,"paid_late_fees":0} {"emp_title":"correction officer","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":36.53,"annual_income_joint":170000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.68,"delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1995,"inquiries_last_12m":15,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":327442,"total_credit_utilized":60196,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":23000,"term":60,"interest_rate":26.77,"installment":699.16,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22429.25,"paid_total":2029.07,"paid_principal":570.75,"paid_interest":1458.32,"paid_late_fees":0} {"emp_title":"maintenance superviser","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":241764,"total_credit_utilized":26833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":12.62,"installment":293.27,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13149.67929,"paid_principal":13000,"paid_interest":149.68,"paid_late_fees":0} {"emp_title":"construction worker","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":21.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":187332,"total_credit_utilized":69083,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":48700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":8994.29,"paid_total":1248.87,"paid_principal":1005.71,"paid_interest":227.64,"paid_late_fees":15.52} {"emp_title":"president","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":51921,"verified_income":"Verified","debt_to_income":31.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":75000,"total_credit_utilized":26242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":12.61,"installment":837.67,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23256.93,"paid_total":2477.98,"paid_principal":1743.07,"paid_interest":734.91,"paid_late_fees":0} {"emp_title":"chief technology officer","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":5.71,"annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.36,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":310206,"total_credit_utilized":34644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":47500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"assistant bakery manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":1.79,"annual_income_joint":77000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.77,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":9300,"total_credit_utilized":3343,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9300,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4200,"term":36,"interest_rate":12.62,"installment":140.75,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3706.84,"paid_total":700.81,"paid_principal":493.16,"paid_interest":207.65,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":13.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":71985,"total_credit_utilized":52051,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.93,"installment":254.56,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11210.75,"paid_total":1266.18,"paid_principal":789.25,"paid_interest":476.93,"paid_late_fees":0} {"emp_title":"rn in surgery","emp_length":3,"state":"MS","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":12.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":53800,"total_credit_utilized":28004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21300,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":19.42,"installment":737.38,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18738.67,"paid_total":2190.56,"paid_principal":1261.33,"paid_interest":929.23,"paid_late_fees":0} {"emp_title":"regional manager","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":22.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":842970,"total_credit_utilized":150884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":132000,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14412.81,"paid_total":946.09,"paid_principal":587.19,"paid_interest":358.9,"paid_late_fees":0} {"emp_title":"sales,painter, assembly","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":27.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":53101,"total_credit_utilized":40654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13839.02,"paid_total":1350.56,"paid_principal":1160.98,"paid_interest":189.58,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":47000,"verified_income":"Not Verified","debt_to_income":28.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1985,"inquiries_last_12m":10,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":83896,"total_credit_utilized":43095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25700,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10200,"term":36,"interest_rate":10.41,"installment":331.1,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9123.86,"paid_total":1319.3,"paid_principal":1076.14,"paid_interest":243.16,"paid_late_fees":0} {"emp_title":"dispatcher","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":14.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":30651,"total_credit_utilized":17592,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":17.47,"installment":287.1,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7480.61,"paid_total":871.78,"paid_principal":519.39,"paid_interest":352.39,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":92000,"verified_income":"Verified","debt_to_income":25.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":119214,"total_credit_utilized":103137,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":21.45,"installment":436.92,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15217.94,"paid_total":2146.47,"paid_principal":782.06,"paid_interest":1364.41,"paid_late_fees":0} {"emp_title":"customer advocate","emp_length":3,"state":"FL","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":3.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":54300,"total_credit_utilized":9239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":48300,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.32,"installment":180.69,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4768.27,"paid_total":1351.68,"paid_principal":1231.73,"paid_interest":119.95,"paid_late_fees":0} {"emp_title":"maintence","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Verified","debt_to_income":15.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":194829,"total_credit_utilized":124795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":58400,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":7.35,"installment":869.05,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25894.51,"paid_total":2595.72,"paid_principal":2105.49,"paid_interest":490.23,"paid_late_fees":0} {"emp_title":"rn case manager","emp_length":7,"state":"CT","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":19.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":28,"total_credit_limit":384998,"total_credit_utilized":77209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":59700,"num_total_cc_accounts":28,"num_open_cc_accounts":21,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24200,"term":60,"interest_rate":9.43,"installment":507.42,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23240.76,"paid_total":1509.58,"paid_principal":959.24,"paid_interest":550.34,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":84000,"verified_income":"Verified","debt_to_income":14.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":39861,"total_credit_utilized":28779,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":77.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"moving","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":12.62,"installment":321.71,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8473.03,"paid_total":1601.82,"paid_principal":1126.97,"paid_interest":474.85,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":28.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":78279,"total_credit_utilized":50398,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":10.41,"installment":363.56,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10393.84,"paid_total":1099.32,"paid_principal":806.16,"paid_interest":293.16,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":59500,"verified_income":"Not Verified","debt_to_income":27.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":108547,"total_credit_utilized":44492,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":47400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.53,"paid_total":1551.37,"paid_principal":1156.47,"paid_interest":394.9,"paid_late_fees":0} {"emp_title":"vice president customer operations","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":175900,"verified_income":"Not Verified","debt_to_income":12.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":24,"total_credit_limit":519176,"total_credit_utilized":106249,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":56000,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":10.41,"installment":386.09,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17304.18,"paid_total":1147.86,"paid_principal":695.82,"paid_interest":452.04,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":24.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":428828,"total_credit_utilized":78406,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.01,"installment":291.89,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11599.33,"paid_total":865,"paid_principal":400.67,"paid_interest":464.33,"paid_late_fees":0} {"emp_title":"lending officer","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":511656,"total_credit_utilized":49546,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":52500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":13.59,"installment":295.12,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11980.96,"paid_total":1370.82,"paid_principal":819.04,"paid_interest":551.78,"paid_late_fees":0} {"emp_title":"information processing technician ","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":11.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":128307,"total_credit_utilized":143970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7267.74,"paid_total":1069.93,"paid_principal":732.26,"paid_interest":337.67,"paid_late_fees":0} {"emp_title":"managing director","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":300000,"verified_income":"Source Verified","debt_to_income":0.74,"annual_income_joint":307300,"verification_income_joint":"Not Verified","debt_to_income_joint":1.35,"delinq_2y":0,"earliest_credit_line":1973,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":68417,"total_credit_utilized":5853,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":4200,"term":36,"interest_rate":6.72,"installment":129.15,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4207.052,"paid_principal":4200,"paid_interest":7.05,"paid_late_fees":0} {"emp_title":"pharmacy tech","emp_length":3,"state":"NJ","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":22.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":12,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":47214,"total_credit_utilized":39457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":25.82,"installment":835.36,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27040.01,"paid_total":3301.28,"paid_principal":959.99,"paid_interest":2341.29,"paid_late_fees":0} {"emp_title":"tool and die maker","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":23.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":276556,"total_credit_utilized":72331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":243,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":24.85,"installment":585.27,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19475.99,"paid_total":1852.45,"paid_principal":524.01,"paid_interest":1328.44,"paid_late_fees":0} {"emp_title":"senior mapping tech","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":10.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":206178,"total_credit_utilized":17743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":7.96,"installment":140.94,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4164.51,"paid_total":418.84,"paid_principal":335.49,"paid_interest":83.35,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":17000,"verified_income":"Verified","debt_to_income":1.77,"annual_income_joint":64000,"verification_income_joint":"Verified","debt_to_income_joint":16.71,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":56800,"total_credit_utilized":1400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":23025,"term":36,"interest_rate":10.9,"installment":752.72,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21379.41,"paid_total":2230.27,"paid_principal":1645.59,"paid_interest":584.68,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":8.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":4,"total_credit_limit":41350,"total_credit_utilized":13172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28700,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.34,"installment":403.43,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11522,"paid_total":1699.69,"paid_principal":1478,"paid_interest":221.69,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":5,"state":"DE","homeownership":"OWN","annual_income":38000,"verified_income":"Source Verified","debt_to_income":22.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1995,"inquiries_last_12m":18,"total_credit_lines":26,"open_credit_lines":22,"total_credit_limit":37000,"total_credit_utilized":19431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":19,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":13700,"num_total_cc_accounts":23,"num_open_cc_accounts":21,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":16.02,"installment":123.09,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":3081.35,"paid_total":634.22,"paid_principal":418.65,"paid_interest":215.57,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":20376,"verified_income":"Not Verified","debt_to_income":22.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":16000,"total_credit_utilized":7243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7600,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.91,"installment":81.75,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2260.68,"paid_total":323.97,"paid_principal":239.32,"paid_interest":84.65,"paid_late_fees":0} {"emp_title":"business consultant","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":95634,"verified_income":"Source Verified","debt_to_income":18.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":58850,"total_credit_utilized":31269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29261.25,"paid_total":1294.15,"paid_principal":738.75,"paid_interest":555.4,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":88116,"verified_income":"Verified","debt_to_income":16.82,"annual_income_joint":107316,"verification_income_joint":"","debt_to_income_joint":14.47,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":435039,"total_credit_utilized":65416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17900,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":24505.87791,"paid_principal":24000,"paid_interest":505.88,"paid_late_fees":0} {"emp_title":"personal trainer","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":27.28,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.39,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":25,"total_credit_limit":337043,"total_credit_utilized":17575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":63300,"num_total_cc_accounts":38,"num_open_cc_accounts":22,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":6.07,"installment":730.89,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21543.47,"paid_total":2854.77,"paid_principal":2456.53,"paid_interest":398.24,"paid_late_fees":0} {"emp_title":"locksmith","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Verified","debt_to_income":69.44,"annual_income_joint":93000,"verification_income_joint":"Verified","debt_to_income_joint":22.77,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":272533,"total_credit_utilized":84029,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21400,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":15.05,"installment":762.12,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30150.25,"paid_total":3783.84,"paid_principal":1849.75,"paid_interest":1934.09,"paid_late_fees":0} {"emp_title":"financial service representative","emp_length":1,"state":"KS","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":17.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":26100,"total_credit_utilized":10931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":21.45,"installment":436.92,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15379.94,"paid_total":1728.61,"paid_principal":620.06,"paid_interest":1108.55,"paid_late_fees":0} {"emp_title":"tax paralegal","emp_length":10,"state":"AZ","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":8.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":454981,"total_credit_utilized":33803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":64500,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":6.08,"installment":670.09,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19748.47,"paid_total":2672.93,"paid_principal":2251.53,"paid_interest":421.4,"paid_late_fees":0} {"emp_title":"accounts payable specialist","emp_length":6,"state":"MD","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":46.32,"annual_income_joint":175000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.74,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":104397,"total_credit_utilized":89444,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25400,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":2000,"term":36,"interest_rate":12.61,"installment":67.02,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1860.53,"paid_total":199.66,"paid_principal":139.47,"paid_interest":60.19,"paid_late_fees":0} {"emp_title":"consultant","emp_length":6,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":26.72,"annual_income_joint":143000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.63,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":145588,"total_credit_utilized":58974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":70700,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26000,"term":60,"interest_rate":10.42,"installment":557.82,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24310.65,"paid_total":2774.05,"paid_principal":1689.35,"paid_interest":1084.7,"paid_late_fees":0} {"emp_title":"pipefitter superintendent","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Not Verified","debt_to_income":14.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":461657,"total_credit_utilized":56963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":65700,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13478.32,"paid_total":1839.36,"paid_principal":1521.68,"paid_interest":317.68,"paid_late_fees":0} {"emp_title":"field service representatives","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":9.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":21500,"total_credit_utilized":17356,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21500,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31796.51,"paid_total":4735.56,"paid_principal":3203.49,"paid_interest":1532.07,"paid_late_fees":0} {"emp_title":"vice president/director of sales","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":10.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":570673,"total_credit_utilized":35266,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":129,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":75700,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4488.26,"paid_total":607.51,"paid_principal":511.74,"paid_interest":95.77,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":50066,"verified_income":"Source Verified","debt_to_income":28.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":12,"total_credit_limit":82096,"total_credit_utilized":56295,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":29,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"sales","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":36.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":291757,"total_credit_utilized":150505,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":16.02,"installment":123.09,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1720.52,"paid_total":1941.24,"paid_principal":1779.48,"paid_interest":161.76,"paid_late_fees":0} {"emp_title":"admin asst","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":38600,"verified_income":"Not Verified","debt_to_income":11.88,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":17100,"total_credit_utilized":13118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":19.03,"installment":58.68,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1428.1,"paid_total":291.71,"paid_principal":171.9,"paid_interest":119.81,"paid_late_fees":0} {"emp_title":"accountant","emp_length":3,"state":"TX","homeownership":"OWN","annual_income":71000,"verified_income":"Source Verified","debt_to_income":23.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":28,"total_credit_limit":217548,"total_credit_utilized":145677,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":84600,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":7.34,"installment":993.05,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":32007.99022,"paid_principal":32000,"paid_interest":7.99,"paid_late_fees":0} {"emp_title":"office manager","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":126000,"verified_income":"Not Verified","debt_to_income":6.76,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":266300,"total_credit_utilized":29081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42800,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4374.68,"paid_total":797.09,"paid_principal":625.32,"paid_interest":171.77,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":21049,"verified_income":"Not Verified","debt_to_income":25.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":25007,"total_credit_utilized":7176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2389,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":17.09,"installment":398.42,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15303.07,"paid_total":1563.3,"paid_principal":696.93,"paid_interest":866.37,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":44.71,"annual_income_joint":117000,"verification_income_joint":"Verified","debt_to_income_joint":19.48,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":61,"open_credit_lines":15,"total_credit_limit":376749,"total_credit_utilized":184302,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49200,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":9.93,"installment":678.81,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29895.76,"paid_total":3482.32,"paid_principal":2104.24,"paid_interest":1378.08,"paid_late_fees":0} {"emp_title":"program coordinator","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":33.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":19,"total_credit_limit":157340,"total_credit_utilized":65335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":75500,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":11.98,"installment":578.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24706.66,"paid_total":2295.1,"paid_principal":1293.34,"paid_interest":1001.76,"paid_late_fees":0} {"emp_title":"consumer advocate","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":13.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":87821,"total_credit_utilized":40963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":40000,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9469.53,"paid_total":833.68,"paid_principal":530.47,"paid_interest":303.21,"paid_late_fees":0} {"emp_title":"attorney","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":24.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":261577,"total_credit_utilized":277663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":28800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":11.98,"installment":763.71,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21381.67,"paid_total":2260.51,"paid_principal":1618.33,"paid_interest":642.18,"paid_late_fees":0} {"emp_title":"direct support professional ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":30.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":32563,"total_credit_utilized":22064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.93,"installment":225.65,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6147.38,"paid_total":1124.39,"paid_principal":852.62,"paid_interest":271.77,"paid_late_fees":0} {"emp_title":"personal banker","emp_length":1,"state":"GA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":17.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":49557,"total_credit_utilized":25633,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":619,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17700,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":12.62,"installment":217.83,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6525.06194,"paid_principal":6500,"paid_interest":25.06,"paid_late_fees":0} {"emp_title":"sr it project manager ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":168500,"verified_income":"Source Verified","debt_to_income":19.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":9,"total_credit_lines":43,"open_credit_lines":22,"total_credit_limit":385671,"total_credit_utilized":120518,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36800,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.04,"installment":476.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19314.82,"paid_total":1395.24,"paid_principal":685.18,"paid_interest":710.06,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":7,"state":"NJ","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Verified","debt_to_income":11.61,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":456134,"total_credit_utilized":81969,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13300,"term":60,"interest_rate":19.03,"installment":345.23,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12749.82,"paid_total":1380.93,"paid_principal":550.18,"paid_interest":830.75,"paid_late_fees":0} {"emp_title":"certified veterinary technician ","emp_length":2,"state":"ID","homeownership":"MORTGAGE","annual_income":21000,"verified_income":"Not Verified","debt_to_income":35.71,"annual_income_joint":56000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.86,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":267040,"total_credit_utilized":11120,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11525,"term":60,"interest_rate":19.03,"installment":299.16,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10924.28,"paid_total":1483.62,"paid_principal":600.72,"paid_interest":882.9,"paid_late_fees":0} {"emp_title":"senior csr","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":38500,"verified_income":"Verified","debt_to_income":10.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":35300,"total_credit_utilized":13156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":11.98,"installment":597.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16733.47,"paid_total":1852.97,"paid_principal":1266.53,"paid_interest":586.44,"paid_late_fees":0} {"emp_title":"cdi specialist","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":9.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":45512,"total_credit_utilized":13437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29100,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.41,"installment":97.39,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2710.8,"paid_total":387.82,"paid_principal":289.2,"paid_interest":98.62,"paid_late_fees":0} {"emp_title":"conductor","emp_length":4,"state":"SD","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":12.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":324250,"total_credit_utilized":28911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":59000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19442.97,"paid_total":791.84,"paid_principal":557.03,"paid_interest":234.81,"paid_late_fees":0} {"emp_title":"sr web developer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":122000,"verified_income":"Source Verified","debt_to_income":2.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":1,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":5,"total_credit_limit":25200,"total_credit_utilized":9039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":15,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":36863.03706,"paid_principal":35000,"paid_interest":1863.04,"paid_late_fees":0} {"emp_title":"agriculture specialist","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":115000,"verified_income":"Not Verified","debt_to_income":19.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":16,"total_credit_limit":203663,"total_credit_utilized":94036,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":75000,"num_total_cc_accounts":28,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14143.27,"paid_total":978.81,"paid_principal":856.73,"paid_interest":122.08,"paid_late_fees":0} {"emp_title":"controller","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":6.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":457884,"total_credit_utilized":17832,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":64100,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1365.37,"paid_principal":1148.6,"paid_interest":216.77,"paid_late_fees":0} {"emp_title":"well teck","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":161550,"total_credit_utilized":21344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31000,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":16.02,"installment":364.94,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14327.93,"paid_total":1426.38,"paid_principal":672.07,"paid_interest":754.31,"paid_late_fees":0} {"emp_title":"quality control & compliance","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":41500,"verified_income":"Not Verified","debt_to_income":24.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":48500,"total_credit_utilized":28970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14700,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.34,"installment":217.23,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6473.55,"paid_total":648.84,"paid_principal":526.45,"paid_interest":122.39,"paid_late_fees":0} {"emp_title":"attorney","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":15.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1983,"inquiries_last_12m":6,"total_credit_lines":41,"open_credit_lines":16,"total_credit_limit":280987,"total_credit_utilized":51081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":318,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":30,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.04,"installment":104.06,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2798.11,"paid_total":307.17,"paid_principal":201.89,"paid_interest":105.28,"paid_late_fees":0} {"emp_title":"program analyst","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":10.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":80200,"total_credit_utilized":27034,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":41800,"num_total_cc_accounts":33,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":11.99,"installment":800.62,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33750.9,"paid_total":4133.22,"paid_principal":2249.1,"paid_interest":1884.12,"paid_late_fees":0} {"emp_title":"clerk","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":34840,"verified_income":"Source Verified","debt_to_income":19.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":33800,"total_credit_utilized":26064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":11.99,"installment":132.84,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3526.26,"paid_total":658.87,"paid_principal":473.74,"paid_interest":185.13,"paid_late_fees":0} {"emp_title":"traffic manager","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":63000,"verified_income":"Verified","debt_to_income":12.25,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":3,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":11,"total_credit_limit":155166,"total_credit_utilized":21904,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":296,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":91.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":26.3,"installment":361.42,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11593.18,"paid_total":1471.99,"paid_principal":406.82,"paid_interest":1065.17,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":14.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":313825,"total_credit_utilized":37401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":6.71,"installment":676.39,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":22422.92714,"paid_principal":22000,"paid_interest":422.93,"paid_late_fees":0} {"emp_title":"production manufacturing ","emp_length":2,"state":"OR","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":18.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":71326,"total_credit_utilized":43288,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23900,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.66,"paid_total":2680.57,"paid_principal":1843.34,"paid_interest":837.23,"paid_late_fees":0} {"emp_title":"principal engineer","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":230000,"verified_income":"Source Verified","debt_to_income":24.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":16,"total_credit_limit":380619,"total_credit_utilized":165352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45200,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20.39,"installment":934.9,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33961.99,"paid_total":2765.05,"paid_principal":1038.01,"paid_interest":1727.04,"paid_late_fees":0} {"emp_title":"it senior analyst","emp_length":10,"state":"RI","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":25.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":67075,"total_credit_utilized":28637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14229.16,"paid_total":917.05,"paid_principal":770.84,"paid_interest":123.63,"paid_late_fees":22.58} {"emp_title":"manager","emp_length":7,"state":"IN","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":7.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":17200,"total_credit_utilized":7701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5237,"paid_total":920.26,"paid_principal":763,"paid_interest":157.26,"paid_late_fees":0} {"emp_title":"doorman ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":4.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":13476,"total_credit_utilized":9255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.03,"installment":648.93,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23696.96,"paid_total":3218.22,"paid_principal":1303.04,"paid_interest":1915.18,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":3,"state":"NV","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Source Verified","debt_to_income":17.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":399030,"total_credit_utilized":70385,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":65200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38539.27,"paid_total":2706.49,"paid_principal":1460.73,"paid_interest":1245.76,"paid_late_fees":0} {"emp_title":"battalion chief ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":13.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":638396,"total_credit_utilized":56853,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":92.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":16.02,"installment":1125.35,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29157.04,"paid_total":4444.44,"paid_principal":2842.96,"paid_interest":1601.48,"paid_late_fees":0} {"emp_title":"nurse manager","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":32.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":53,"open_credit_lines":29,"total_credit_limit":206189,"total_credit_utilized":121246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":52000,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.09,"installment":1070.93,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26688.61,"paid_total":5297.68,"paid_principal":3311.39,"paid_interest":1986.29,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":235000,"verified_income":"Verified","debt_to_income":3.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":53168,"total_credit_utilized":32580,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":20,"installment":556.38,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20153.61,"paid_total":2178.85,"paid_principal":846.39,"paid_interest":1332.46,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":6,"state":"FL","homeownership":"OWN","annual_income":33000,"verified_income":"Verified","debt_to_income":27.56,"annual_income_joint":68000,"verification_income_joint":"Verified","debt_to_income_joint":29.96,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":3,"total_credit_limit":51688,"total_credit_utilized":37616,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14000,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18917.47,"paid_total":1890.74,"paid_principal":1082.53,"paid_interest":808.21,"paid_late_fees":0} {"emp_title":"strategy relationship manager ","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":14.62,"annual_income_joint":225000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.01,"delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":119566,"total_credit_utilized":56272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":71700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":79.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":27000,"term":60,"interest_rate":15.05,"installment":643.04,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25759.24,"paid_total":2549.58,"paid_principal":1240.76,"paid_interest":1308.82,"paid_late_fees":0} {"emp_title":"massage therapist","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":18.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":46391,"total_credit_utilized":18085,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"senior support representative","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":19.17,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":456425,"total_credit_utilized":62890,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15700,"num_total_cc_accounts":17,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19103.93,"paid_total":1990.82,"paid_principal":896.07,"paid_interest":1094.75,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"RENT","annual_income":12250,"verified_income":"Verified","debt_to_income":6.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":13800,"total_credit_utilized":4589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5235.46,"paid_total":1001.36,"paid_principal":764.54,"paid_interest":236.82,"paid_late_fees":0} {"emp_title":"guidance counselor","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":4.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":73579,"total_credit_utilized":17273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16700,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12144.85252,"paid_principal":12000,"paid_interest":144.85,"paid_late_fees":0} {"emp_title":"chief financial officer","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":72000,"verified_income":"Verified","debt_to_income":5.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":37100,"total_credit_utilized":13665,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21800,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":14.08,"installment":1026.5,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27254.14,"paid_total":4082.53,"paid_principal":2745.86,"paid_interest":1336.67,"paid_late_fees":0} {"emp_title":"store manager ","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":34.56,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.51,"delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":140698,"total_credit_utilized":71794,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18300,"num_total_cc_accounts":22,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17500,"term":36,"interest_rate":6.72,"installment":538.12,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15274.61,"paid_total":2684.07,"paid_principal":2225.39,"paid_interest":458.68,"paid_late_fees":0} {"emp_title":"accountant","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":46400,"verified_income":"Source Verified","debt_to_income":34.24,"annual_income_joint":165406,"verification_income_joint":"Source Verified","debt_to_income_joint":25.24,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":64991,"total_credit_utilized":46924,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38161.85,"paid_total":3777.16,"paid_principal":1838.15,"paid_interest":1939.01,"paid_late_fees":0} {"emp_title":"","state":"UT","homeownership":"OWN","annual_income":43000,"verified_income":"Source Verified","debt_to_income":15.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":97602,"total_credit_utilized":45678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18300,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4497.14,"paid_total":618.72,"paid_principal":502.86,"paid_interest":115.86,"paid_late_fees":0} {"emp_title":"administrative support specialist ","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":16.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":22473,"total_credit_utilized":6460,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.97,"installment":219.26,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6124.61,"paid_total":1090.1,"paid_principal":875.39,"paid_interest":214.71,"paid_late_fees":0} {"emp_title":"inside sales representative","emp_length":0,"state":"KY","homeownership":"MORTGAGE","annual_income":52500,"verified_income":"Source Verified","debt_to_income":22.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":129407,"total_credit_utilized":689,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":6600,"num_total_cc_accounts":20,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.43,"installment":64.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1804.54,"paid_total":254.99,"paid_principal":195.46,"paid_interest":59.53,"paid_late_fees":0} {"emp_title":"estimator","emp_length":0,"state":"GA","homeownership":"MORTGAGE","annual_income":123000,"verified_income":"Source Verified","debt_to_income":15.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":237326,"total_credit_utilized":43462,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3915,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.9,"installment":653.83,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18570.6,"paid_total":1937.27,"paid_principal":1429.4,"paid_interest":507.87,"paid_late_fees":0} {"emp_title":"environmental serviceassociate","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":22362.75,"verified_income":"Not Verified","debt_to_income":1.88,"annual_income_joint":44725.5,"verification_income_joint":"Not Verified","debt_to_income_joint":0.94,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":61061,"total_credit_utilized":1328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6109.83,"paid_total":1063.19,"paid_principal":890.17,"paid_interest":173.02,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Verified","debt_to_income":44.14,"annual_income_joint":143000,"verification_income_joint":"Verified","debt_to_income_joint":21.95,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":161988,"total_credit_utilized":107623,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39900,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":9.93,"installment":742.45,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32698.09,"paid_total":3577.09,"paid_principal":2301.91,"paid_interest":1275.18,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":8.12,"annual_income_joint":93000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.05,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":19,"total_credit_limit":220658,"total_credit_utilized":19586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":500,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":38000,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":461.43,"paid_principal":376.05,"paid_interest":85.38,"paid_late_fees":0} {"emp_title":"project manager","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":16.5,"annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.5,"delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":1978,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":441379,"total_credit_utilized":66239,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":12800,"term":60,"interest_rate":14.08,"installment":298.37,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12196.75,"paid_total":1173.46,"paid_principal":603.25,"paid_interest":570.21,"paid_late_fees":0} {"emp_title":"system administrator","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":66000,"verified_income":"Source Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":38789,"total_credit_utilized":21883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9369.33,"paid_total":1084.49,"paid_principal":630.67,"paid_interest":453.82,"paid_late_fees":0} {"emp_title":"paraeducator ","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":21000,"verified_income":"Source Verified","debt_to_income":7.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":86140,"total_credit_utilized":4878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2252.25,"paid_total":2822.05,"paid_principal":2747.75,"paid_interest":74.3,"paid_late_fees":0} {"emp_title":"referral specialist","emp_length":7,"state":"NY","homeownership":"OWN","annual_income":42240,"verified_income":"Verified","debt_to_income":7.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":261021,"total_credit_utilized":24643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":7700,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4762.84,"paid_total":320.86,"paid_principal":237.16,"paid_interest":83.7,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":8,"state":"WA","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":11.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":29494,"total_credit_utilized":8350,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.44,"installment":144.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3948.24,"paid_total":717.79,"paid_principal":551.76,"paid_interest":166.03,"paid_late_fees":0} {"emp_title":"account representative","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":10.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":228329,"total_credit_utilized":20591,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8100,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13564.27,"paid_total":1943.62,"paid_principal":1435.73,"paid_interest":507.89,"paid_late_fees":0} {"emp_title":"marketing manager","emp_length":8,"state":"CT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":35.73,"annual_income_joint":350000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.26,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":461107,"total_credit_utilized":146324,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"joint","loan_amount":7500,"term":36,"interest_rate":9.43,"installment":240.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":7612.33077,"paid_principal":7500,"paid_interest":112.33,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":33300,"verified_income":"Verified","debt_to_income":17.91,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":15600,"total_credit_utilized":10128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4100,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9369.33,"paid_total":1084.49,"paid_principal":630.67,"paid_interest":453.82,"paid_late_fees":0} {"emp_title":"clinical representative iii ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":12.92,"annual_income_joint":65000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.96,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":12,"total_credit_limit":37840,"total_credit_utilized":16016,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":25300,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19000,"term":60,"interest_rate":24.85,"installment":556.01,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17807.78,"paid_total":2671.58,"paid_principal":1192.22,"paid_interest":1479.36,"paid_late_fees":0} {"emp_title":"attorney","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":140000,"verified_income":"Not Verified","debt_to_income":19.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":107921,"total_credit_utilized":72792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":912,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":71800,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.61,"installment":670.13,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18605.56,"paid_total":1996.38,"paid_principal":1394.44,"paid_interest":601.94,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":30.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":45600,"total_credit_utilized":33410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32900,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4656.28,"paid_total":502.07,"paid_principal":343.72,"paid_interest":158.35,"paid_late_fees":0} {"emp_title":"imaging services assistant ","emp_length":2,"state":"AR","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":42.29,"annual_income_joint":77000,"verification_income_joint":"Source Verified","debt_to_income_joint":36.76,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":10,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":88594,"total_credit_utilized":63202,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11000,"term":60,"interest_rate":21.45,"installment":300.38,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10573.72,"paid_total":1168.75,"paid_principal":426.28,"paid_interest":742.47,"paid_late_fees":0} {"emp_title":"customer service manger","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":37.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":149243,"total_credit_utilized":22260,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2700,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":12.61,"installment":120.63,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3348.98,"paid_total":356.85,"paid_principal":251.02,"paid_interest":105.83,"paid_late_fees":0} {"emp_title":"operatot","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":230000,"verified_income":"Source Verified","debt_to_income":14.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":478440,"total_credit_utilized":97862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1577,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":15236.35,"paid_total":1463.52,"paid_principal":763.65,"paid_interest":699.87,"paid_late_fees":0} {"emp_title":"service director ","emp_length":0,"state":"OH","homeownership":"OWN","annual_income":88000,"verified_income":"Not Verified","debt_to_income":5.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":109044,"total_credit_utilized":16348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.45,"installment":379.07,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":9388.23,"paid_total":1125.29,"paid_principal":611.77,"paid_interest":513.52,"paid_late_fees":0} {"emp_title":"customer service","emp_length":0,"state":"IL","homeownership":"OWN","annual_income":36000,"verified_income":"Source Verified","debt_to_income":3.79,"annual_income_joint":72000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.65,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":15000,"total_credit_utilized":3166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":16.02,"installment":211.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5465.78,"paid_total":838.7,"paid_principal":534.22,"paid_interest":304.48,"paid_late_fees":0} {"emp_title":"agent","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":30.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":81600,"total_credit_utilized":50473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.04,"installment":520.28,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13645.68,"paid_total":1987.13,"paid_principal":1354.32,"paid_interest":632.81,"paid_late_fees":0} {"emp_title":"security officer","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":27000,"verified_income":"Source Verified","debt_to_income":15.91,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":25300,"total_credit_utilized":12201,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":84,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4521.35,"paid_total":650.81,"paid_principal":478.65,"paid_interest":172.16,"paid_late_fees":0} {"emp_title":"deli team leader/manager","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":8.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":20347,"total_credit_utilized":15409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":13.59,"installment":305.81,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8170.5,"paid_total":1206.25,"paid_principal":829.5,"paid_interest":376.75,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":65700,"verified_income":"Verified","debt_to_income":68.61,"annual_income_joint":170700,"verification_income_joint":"Verified","debt_to_income_joint":37.66,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":365454,"total_credit_utilized":124663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":52000,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":3500,"term":36,"interest_rate":12.62,"installment":117.29,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3089.04,"paid_total":584,"paid_principal":410.96,"paid_interest":173.04,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":14000,"verified_income":"Source Verified","debt_to_income":14.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":31200,"total_credit_utilized":5517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.97,"installment":93.97,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2700.86,"paid_total":373.22,"paid_principal":299.14,"paid_interest":74.08,"paid_late_fees":0} {"emp_title":"construction manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":27.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":202626,"total_credit_utilized":40933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14300,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11163.44,"paid_total":1189.59,"paid_principal":836.56,"paid_interest":353.03,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Verified","debt_to_income":15.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":176280,"total_credit_utilized":26720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":17.09,"installment":448.22,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17012.93,"paid_total":2224.01,"paid_principal":987.07,"paid_interest":1236.94,"paid_late_fees":0} {"emp_title":"quality engineer","emp_length":2,"state":"LA","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":17.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":317853,"total_credit_utilized":148101,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32700,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":31200,"term":60,"interest_rate":20,"installment":826.61,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29942.55,"paid_total":3514.44,"paid_principal":1257.45,"paid_interest":2256.99,"paid_late_fees":0} {"emp_title":"student success coach","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":26551,"verified_income":"Verified","debt_to_income":33.63,"annual_income_joint":43025.8,"verification_income_joint":"Verified","debt_to_income_joint":20.75,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":28800,"total_credit_utilized":19490,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14500,"term":60,"interest_rate":19.42,"installment":379.5,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13906.42,"paid_total":1486.71,"paid_principal":593.58,"paid_interest":893.13,"paid_late_fees":0} {"emp_title":"patient service","emp_length":7,"state":"MD","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":13.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":97734,"total_credit_utilized":44014,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9400,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.44,"installment":128.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3509.58,"paid_total":638,"paid_principal":490.42,"paid_interest":147.58,"paid_late_fees":0} {"emp_title":"parts person ","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":39000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":16200,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":16200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":20.39,"installment":186.82,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":4898.14,"paid_total":181.16,"paid_principal":101.86,"paid_interest":79.3,"paid_late_fees":0} {"emp_title":"senior maintenance tech","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":23.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":18,"total_credit_limit":47330,"total_credit_utilized":20234,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19800,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":17.09,"installment":597.63,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24532.81147,"paid_principal":24000,"paid_interest":532.81,"paid_late_fees":0} {"emp_title":"director ","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":114000,"verified_income":"Not Verified","debt_to_income":30.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":158704,"total_credit_utilized":117636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.9,"installment":980.75,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28577.07,"paid_total":1925.17,"paid_principal":1422.93,"paid_interest":502.24,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":17.54,"annual_income_joint":72000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.69,"delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1970,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":27700,"total_credit_utilized":15033,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14600,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9560.67,"paid_total":716.11,"paid_principal":439.33,"paid_interest":276.78,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":26.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":69464,"total_credit_utilized":51979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11900,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":17.09,"installment":547.83,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21041.71,"paid_total":2311.91,"paid_principal":958.29,"paid_interest":1353.62,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":0,"state":"TX","homeownership":"OWN","annual_income":198999,"verified_income":"Not Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":94094,"total_credit_utilized":72617,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1848,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":24021.61,"paid_total":1577.17,"paid_principal":978.39,"paid_interest":598.78,"paid_late_fees":0} {"emp_title":"adjunct faculty","emp_length":5,"state":"AZ","homeownership":"RENT","annual_income":65895,"verified_income":"Source Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":44500,"total_credit_utilized":29920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":954.79,"paid_principal":729.99,"paid_interest":224.8,"paid_late_fees":0} {"emp_title":"accounting","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":20,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":184625,"total_credit_utilized":17379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12600,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8413.07,"paid_total":1841.27,"paid_principal":1586.93,"paid_interest":254.34,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":44500,"verified_income":"Not Verified","debt_to_income":23.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":30,"total_credit_limit":51010,"total_credit_utilized":19712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21900,"num_total_cc_accounts":36,"num_open_cc_accounts":28,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":19600,"term":36,"interest_rate":17.09,"installment":699.68,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18320.32,"paid_total":2080.43,"paid_principal":1279.68,"paid_interest":800.75,"paid_late_fees":0} {"emp_title":"manager/hr","emp_length":8,"state":"AK","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Source Verified","debt_to_income":27.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":288077,"total_credit_utilized":66779,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.05,"installment":357.25,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14486.24,"paid_total":1059.21,"paid_principal":513.76,"paid_interest":545.45,"paid_late_fees":0} {"emp_title":"accounting shared services coordinator","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":155000,"verified_income":"Source Verified","debt_to_income":18.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":578878,"total_credit_utilized":139277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":54000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28854.82,"paid_total":1934.17,"paid_principal":1145.18,"paid_interest":788.99,"paid_late_fees":0} {"emp_title":"consultant ","emp_length":5,"state":"MO","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":7.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":52700,"total_credit_utilized":22979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14013.48,"paid_total":1582.67,"paid_principal":986.52,"paid_interest":596.15,"paid_late_fees":0} {"emp_title":"facility manager","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":29.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":63,"open_credit_lines":20,"total_credit_limit":312237,"total_credit_utilized":241232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":78,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53900,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18825,"term":60,"interest_rate":12.61,"installment":424.58,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18137.54,"paid_total":1331.33,"paid_principal":687.46,"paid_interest":643.87,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":14000,"verified_income":"Verified","debt_to_income":14.67,"annual_income_joint":27000,"verification_income_joint":"","debt_to_income_joint":7.6,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":10200,"total_credit_utilized":5153,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":5300,"term":36,"interest_rate":9.93,"installment":170.85,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4785.68,"paid_total":668.79,"paid_principal":514.32,"paid_interest":154.47,"paid_late_fees":0} {"emp_title":"office manager/accountant","emp_length":10,"state":"NM","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":13.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":32353,"total_credit_utilized":19177,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6205.12,"paid_total":1208.3,"paid_principal":794.88,"paid_interest":413.42,"paid_late_fees":0} {"emp_title":"business anaylst","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":29.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":183098,"total_credit_utilized":84235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.72,"installment":110.7,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3133.23,"paid_total":539.44,"paid_principal":466.77,"paid_interest":72.67,"paid_late_fees":0} {"emp_title":"busdriver","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":18.28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":217056,"total_credit_utilized":37976,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20700,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.44,"installment":128.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3509.58,"paid_total":635.9,"paid_principal":490.42,"paid_interest":145.48,"paid_late_fees":0} {"emp_title":"secreatary ","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":54200,"verified_income":"Verified","debt_to_income":35.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":44,"open_credit_lines":12,"total_credit_limit":221029,"total_credit_utilized":36270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":93,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":25.81,"installment":626.39,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20646.81,"paid_total":1192.56,"paid_principal":353.19,"paid_interest":839.37,"paid_late_fees":0} {"emp_title":"technical architect","emp_length":4,"state":"MD","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":17.57,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":445786,"total_credit_utilized":117574,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23375.65,"paid_total":2667.33,"paid_principal":1624.35,"paid_interest":1042.98,"paid_late_fees":0} {"emp_title":"controller","emp_length":6,"state":"NJ","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":25.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":293548,"total_credit_utilized":45170,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1779,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17682.7,"paid_total":3367.7,"paid_principal":2317.3,"paid_interest":1050.4,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":11.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":50900,"total_credit_utilized":16048,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38800,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.72,"installment":430.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12219.72,"paid_total":2139.38,"paid_principal":1780.28,"paid_interest":359.1,"paid_late_fees":0} {"emp_title":"application manager","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":355000,"verified_income":"Verified","debt_to_income":18.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":51,"open_credit_lines":32,"total_credit_limit":857825,"total_credit_utilized":254054,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":108100,"num_total_cc_accounts":23,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":6,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.9,"installment":520.63,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23083.83,"paid_total":1583.69,"paid_principal":916.17,"paid_interest":667.52,"paid_late_fees":0} {"emp_title":"it tech ii","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":20.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":21,"total_credit_limit":636904,"total_credit_utilized":52392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":62500,"num_total_cc_accounts":19,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.93,"installment":1289.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36118.63,"paid_total":5102.35,"paid_principal":3881.37,"paid_interest":1220.98,"paid_late_fees":0} {"emp_title":"otr driver","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":26.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":67,"open_credit_lines":13,"total_credit_limit":372243,"total_credit_utilized":68354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":14,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":38,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.96,"installment":1096.13,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":32390.88,"paid_total":3257.43,"paid_principal":2609.12,"paid_interest":648.31,"paid_late_fees":0} {"emp_title":"area sales leader","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":195000,"verified_income":"Not Verified","debt_to_income":3.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":39900,"total_credit_utilized":29080,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13618.79,"paid_total":2027.44,"paid_principal":1381.21,"paid_interest":646.23,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":18900,"verified_income":"Not Verified","debt_to_income":12.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":20300,"total_credit_utilized":8748,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.41,"installment":214.5,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9613.41,"paid_total":660.56,"paid_principal":386.59,"paid_interest":273.97,"paid_late_fees":0} {"emp_title":"road driver","emp_length":8,"state":"GA","homeownership":"RENT","annual_income":107000,"verified_income":"Source Verified","debt_to_income":4.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":27,"total_credit_limit":264370,"total_credit_utilized":34961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":17,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":32900,"num_total_cc_accounts":21,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.93,"installment":1160.44,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32506.78,"paid_total":4522.6,"paid_principal":3493.22,"paid_interest":1029.38,"paid_late_fees":0} {"emp_title":"lieutenant","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":20.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":60651,"total_credit_utilized":40365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":7.97,"installment":506.56,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23274.64,"paid_total":2521.73,"paid_principal":1725.36,"paid_interest":796.37,"paid_late_fees":0} {"emp_title":"operations analysts / server","emp_length":2,"state":"DE","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":14.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":19,"total_credit_limit":239741,"total_credit_utilized":62712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":291,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5278.86,"paid_total":973.63,"paid_principal":721.14,"paid_interest":252.49,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":7,"state":"WA","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Not Verified","debt_to_income":27.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":336169,"total_credit_utilized":286689,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.92,"installment":290.07,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8347.63,"paid_total":860.29,"paid_principal":652.37,"paid_interest":207.92,"paid_late_fees":0} {"emp_title":"territory mamanger","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":13,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":25783,"total_credit_utilized":17663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":62.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.04,"installment":208.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5596.25,"paid_total":619.32,"paid_principal":403.75,"paid_interest":215.57,"paid_late_fees":0} {"emp_title":"senior project manager","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":139000,"verified_income":"Verified","debt_to_income":18.26,"annual_income_joint":233000,"verification_income_joint":"Verified","debt_to_income_joint":23.15,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":53,"open_credit_lines":29,"total_credit_limit":544552,"total_credit_utilized":115059,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41100,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"moving","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4772.14,"paid_total":335.89,"paid_principal":227.86,"paid_interest":108.03,"paid_late_fees":0} {"emp_title":"technition","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":41.94,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.59,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":199348,"total_credit_utilized":149598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7500,"term":36,"interest_rate":15.04,"installment":260.14,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6822.84,"paid_total":1034.29,"paid_principal":677.16,"paid_interest":357.13,"paid_late_fees":0} {"emp_title":"ceo team leader","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Verified","debt_to_income":16.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":19,"total_credit_limit":149061,"total_credit_utilized":61675,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47500,"num_total_cc_accounts":16,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":34725,"term":36,"interest_rate":7.35,"installment":1077.78,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31232.72,"paid_total":4296.94,"paid_principal":3492.28,"paid_interest":804.66,"paid_late_fees":0} {"emp_title":"plant supervisor","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":16.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":37208,"total_credit_utilized":29670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3700,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10835.57,"paid_total":1534.04,"paid_principal":1164.43,"paid_interest":369.61,"paid_late_fees":0} {"emp_title":"packing ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":23000,"verified_income":"Source Verified","debt_to_income":23.38,"annual_income_joint":61000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.45,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":18200,"total_credit_utilized":9708,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":2947,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8700,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":25.82,"installment":120.59,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3287.9204,"paid_principal":3000,"paid_interest":287.92,"paid_late_fees":0} {"emp_title":"project accountant","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":46080,"verified_income":"Not Verified","debt_to_income":19.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":41953,"total_credit_utilized":21097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14236.2,"paid_total":908.56,"paid_principal":763.8,"paid_interest":144.76,"paid_late_fees":0} {"emp_title":"corporate client manager","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":4.09,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":8,"total_credit_limit":48370,"total_credit_utilized":19958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":91.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":14.08,"installment":1026.5,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30568.86916,"paid_principal":30000,"paid_interest":568.87,"paid_late_fees":0} {"emp_title":"vp operations","emp_length":5,"state":"VA","homeownership":"RENT","annual_income":81000,"verified_income":"Verified","debt_to_income":2.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":4000,"total_credit_utilized":1,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7874.47,"paid_total":1401.58,"paid_principal":1125.53,"paid_interest":276.05,"paid_late_fees":0} {"emp_title":"auto paint tech","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":19.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":100610,"total_credit_utilized":65560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11200,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.91,"installment":433.96,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19236.72,"paid_total":1289.76,"paid_principal":763.28,"paid_interest":526.48,"paid_late_fees":0} {"emp_title":"health unit coordinator","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":23.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":56012,"total_credit_utilized":44449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":64,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.65,"paid_total":1653.84,"paid_principal":1184.35,"paid_interest":469.49,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Verified","debt_to_income":34.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1976,"inquiries_last_12m":5,"total_credit_lines":46,"open_credit_lines":23,"total_credit_limit":555548,"total_credit_utilized":119593,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":132800,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.72,"installment":922.48,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25242.14,"paid_total":5523.68,"paid_principal":4757.86,"paid_interest":765.82,"paid_late_fees":0} {"emp_title":"auto body technician ","emp_length":6,"state":"IN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":22.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":163304,"total_credit_utilized":56735,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21200,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.41,"installment":211,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6032.13,"paid_total":625.48,"paid_principal":467.87,"paid_interest":157.61,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":29120,"verified_income":"Source Verified","debt_to_income":5.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":14500,"total_credit_utilized":2850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5697.32,"paid_total":364.47,"paid_principal":302.68,"paid_interest":61.79,"paid_late_fees":0} {"emp_title":"clinical specialist","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":15.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":170254,"total_credit_utilized":116927,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":61800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18452.04,"paid_total":1794.83,"paid_principal":1547.96,"paid_interest":246.87,"paid_late_fees":0} {"emp_title":"district manager","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":20.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":622913,"total_credit_utilized":106965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":125300,"num_total_cc_accounts":25,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.9,"installment":817.29,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23213.25,"paid_total":2436.73,"paid_principal":1786.75,"paid_interest":649.98,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":174163,"total_credit_utilized":22045,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7392.94,"paid_total":731.92,"paid_principal":607.06,"paid_interest":124.86,"paid_late_fees":0} {"emp_title":"associate professor","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":16.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":1172176,"total_credit_utilized":68245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":61300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":13.59,"installment":204.73,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5326.88,"paid_total":1014.55,"paid_principal":698.12,"paid_interest":316.43,"paid_late_fees":0} {"emp_title":"administrator","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":18.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":6,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":55139,"total_credit_utilized":32825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18085.7,"paid_total":2591.48,"paid_principal":1914.3,"paid_interest":677.18,"paid_late_fees":0} {"emp_title":"country manager","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":106000,"verified_income":"Source Verified","debt_to_income":8.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":48800,"total_credit_utilized":25853,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4422,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31774.18,"paid_total":4730.62,"paid_principal":3225.82,"paid_interest":1504.8,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":74000,"verified_income":"Not Verified","debt_to_income":21.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":94391,"total_credit_utilized":60716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":27300,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":14.07,"installment":222.38,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6056.34,"paid_total":662.06,"paid_principal":443.66,"paid_interest":218.4,"paid_late_fees":0} {"emp_title":"overnight","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":29000,"verified_income":"Verified","debt_to_income":3.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":307500,"total_credit_utilized":2686,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":1180,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4395.02,"paid_total":804.41,"paid_principal":604.98,"paid_interest":199.43,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":86000,"verified_income":"Verified","debt_to_income":32.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":141096,"total_credit_utilized":104493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":19.42,"installment":442.43,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11243.19,"paid_total":1276.31,"paid_principal":756.81,"paid_interest":519.5,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"MI","homeownership":"MORTGAGE","annual_income":59300,"verified_income":"Source Verified","debt_to_income":21.62,"annual_income_joint":111300,"verification_income_joint":"Source Verified","debt_to_income_joint":24.01,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":64465,"total_credit_utilized":21562,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":475,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":44400,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":16.01,"installment":437.83,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17399.01,"paid_total":1297.48,"paid_principal":600.99,"paid_interest":696.49,"paid_late_fees":0} {"emp_title":"rn","emp_length":3,"state":"IL","homeownership":"OWN","annual_income":71000,"verified_income":"Verified","debt_to_income":20.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1986,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":82393,"total_credit_utilized":33058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":93,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43100,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.43,"installment":800.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23175.08,"paid_total":2386.93,"paid_principal":1824.92,"paid_interest":562.01,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":18.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":48000,"total_credit_utilized":25115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":73.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19095.25,"paid_total":1352.85,"paid_principal":904.75,"paid_interest":448.1,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":8.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":276981,"total_credit_utilized":45724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42600,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10759.06,"paid_total":1438.43,"paid_principal":1240.94,"paid_interest":197.49,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":16.65,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1975,"inquiries_last_12m":4,"total_credit_lines":45,"open_credit_lines":20,"total_credit_limit":223726,"total_credit_utilized":26864,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31200,"num_total_cc_accounts":32,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":5,"account_never_delinq_percent":95.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2700,"term":36,"interest_rate":6.72,"installment":83.03,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2356.63,"paid_total":413.13,"paid_principal":343.37,"paid_interest":69.76,"paid_late_fees":0} {"emp_title":"quality","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Verified","debt_to_income":26.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":17,"total_credit_limit":313410,"total_credit_utilized":48309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":40500,"num_total_cc_accounts":33,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":12.61,"installment":315.76,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13488.73,"paid_total":937.47,"paid_principal":511.27,"paid_interest":426.2,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"AZ","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":45.12,"annual_income_joint":115000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.54,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":256972,"total_credit_utilized":82142,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7700,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":17.09,"installment":373.52,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14177.43,"paid_total":1910.33,"paid_principal":822.57,"paid_interest":1087.76,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":108000,"verified_income":"Verified","debt_to_income":20.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":108431,"total_credit_utilized":75596,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38539.28,"paid_total":2678.46,"paid_principal":1460.72,"paid_interest":1217.74,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":8.76,"annual_income_joint":105000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.02,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":12900,"total_credit_utilized":9274,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":14.08,"installment":615.9,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16352.49,"paid_total":2449.52,"paid_principal":1647.51,"paid_interest":802.01,"paid_late_fees":0} {"emp_title":"lpc","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":17.7,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":479837,"total_credit_utilized":162866,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":19100,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18903.27,"paid_total":2471.11,"paid_principal":1096.73,"paid_interest":1374.38,"paid_late_fees":0} {"emp_title":"asst mgr bts contract","emp_length":10,"state":"NM","homeownership":"MORTGAGE","annual_income":62400,"verified_income":"Not Verified","debt_to_income":20.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":203855,"total_credit_utilized":16522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22700,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":6.72,"installment":292.12,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8291.95,"paid_total":1457.05,"paid_principal":1208.05,"paid_interest":249,"paid_late_fees":0} {"emp_title":"special agent","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":148000,"verified_income":"Source Verified","debt_to_income":14.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":44,"open_credit_lines":16,"total_credit_limit":552216,"total_credit_utilized":170200,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32400,"term":60,"interest_rate":9.93,"installment":687.29,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30269.12,"paid_total":3391.77,"paid_principal":2130.88,"paid_interest":1260.89,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":51072,"verified_income":"Not Verified","debt_to_income":31.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":86214,"total_credit_utilized":47862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10548.1,"paid_total":1940.95,"paid_principal":1451.9,"paid_interest":489.05,"paid_late_fees":0} {"emp_title":"designer","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":16.5,"annual_income_joint":120000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.85,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":314133,"total_credit_utilized":47811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":9.44,"installment":755.02,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34090.33,"paid_total":2982.32,"paid_principal":1909.67,"paid_interest":1072.65,"paid_late_fees":0} {"emp_title":"hazardous materials compliance officer","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":24.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":336147,"total_credit_utilized":110766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34500,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35925,"term":36,"interest_rate":5.32,"installment":1081.88,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32209.93,"paid_total":4364.68,"paid_principal":3715.07,"paid_interest":649.61,"paid_late_fees":0} {"emp_title":"railroad conductor","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":79500,"verified_income":"Source Verified","debt_to_income":11.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":189118,"total_credit_utilized":32978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.58,"installment":407.69,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11175.06,"paid_total":1204.96,"paid_principal":824.94,"paid_interest":380.02,"paid_late_fees":0} {"emp_title":"maintenance mechanic","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":66900,"verified_income":"Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":235200,"total_credit_utilized":54514,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":69900,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35906.37,"paid_total":4859.81,"paid_principal":4093.63,"paid_interest":766.18,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":22.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":66200,"total_credit_utilized":13736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":56500,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.91,"installment":216.98,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9488.83,"paid_total":861.86,"paid_principal":511.17,"paid_interest":350.69,"paid_late_fees":0} {"emp_title":"general manager","emp_length":9,"state":"LA","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Verified","debt_to_income":20.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":268859,"total_credit_utilized":72522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":38900,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":12.61,"installment":938.18,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26047.79,"paid_total":2647.81,"paid_principal":1952.21,"paid_interest":695.6,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"NJ","homeownership":"RENT","annual_income":150000,"verified_income":"Verified","debt_to_income":32.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":213171,"total_credit_utilized":142130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":81300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20.39,"installment":1120.88,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28767.36,"paid_total":2173.79,"paid_principal":1232.64,"paid_interest":941.15,"paid_late_fees":0} {"emp_title":"accounting associate","emp_length":4,"state":"MN","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":19.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":40838,"total_credit_utilized":21581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":12.62,"installment":315.83,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13139.1,"paid_total":1569.33,"paid_principal":860.9,"paid_interest":708.43,"paid_late_fees":0} {"emp_title":"pipewelder","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":262290,"total_credit_utilized":110232,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":1316,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1100,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":19.03,"installment":440.06,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":11238.77,"paid_total":1307.49,"paid_principal":761.23,"paid_interest":546.26,"paid_late_fees":0} {"emp_title":"general manager","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":1.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":12050,"total_credit_utilized":1575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16467.08,"paid_total":3974.83,"paid_principal":3532.92,"paid_interest":441.91,"paid_late_fees":0} {"emp_title":"business banking specialist ","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":8.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":55101,"total_credit_utilized":19005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36700,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37540.29,"paid_total":4441.74,"paid_principal":2459.71,"paid_interest":1982.03,"paid_late_fees":0} {"emp_title":"software developer","emp_length":2,"state":"OK","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":34.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":24,"total_credit_limit":306466,"total_credit_utilized":88174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":57200,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22463.51,"paid_total":3055.84,"paid_principal":2536.49,"paid_interest":519.35,"paid_late_fees":0} {"emp_title":"software developer","emp_length":9,"state":"AZ","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":430548,"total_credit_utilized":65739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.42,"installment":1298.59,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35160.4,"paid_total":6446.64,"paid_principal":4839.6,"paid_interest":1607.04,"paid_late_fees":0} {"emp_title":"admissions coordinator","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":16.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":76065,"total_credit_utilized":46193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.07,"installment":335,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10157.68,"paid_total":1001.29,"paid_principal":842.32,"paid_interest":158.97,"paid_late_fees":0} {"emp_title":"controller","emp_length":6,"state":"MS","homeownership":"MORTGAGE","annual_income":139000,"verified_income":"Source Verified","debt_to_income":28.04,"annual_income_joint":171000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.03,"delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":60,"open_credit_lines":22,"total_credit_limit":251592,"total_credit_utilized":143665,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":21800,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":98.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":19.42,"installment":418.76,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15512.72,"paid_total":1239.02,"paid_principal":487.28,"paid_interest":751.74,"paid_late_fees":0} {"emp_title":"","state":"MT","homeownership":"OWN","annual_income":59019,"verified_income":"Not Verified","debt_to_income":16.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1983,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":200510,"total_credit_utilized":50117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4750.06,"paid_total":306.26,"paid_principal":249.94,"paid_interest":56.32,"paid_late_fees":0} {"emp_title":"owner/operater","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Not Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":314309,"total_credit_utilized":12285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.09,"installment":178.49,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4673.55,"paid_total":530.72,"paid_principal":326.45,"paid_interest":204.27,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Source Verified","debt_to_income":43.45,"annual_income_joint":104000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.22,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":65037,"total_credit_utilized":46213,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22900,"num_total_cc_accounts":25,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"joint","loan_amount":1500,"term":36,"interest_rate":16.01,"installment":52.75,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1400.47,"paid_total":155.58,"paid_principal":99.53,"paid_interest":56.05,"paid_late_fees":0} {"emp_title":"inventory supervisor","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":13.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":240627,"total_credit_utilized":58354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":73600,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.08,"installment":274.13,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7845.71,"paid_total":1367.61,"paid_principal":1154.29,"paid_interest":213.32,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":3.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":17757,"total_credit_utilized":5575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10900,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":463.47,"paid_principal":376.05,"paid_interest":87.42,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":38427,"verified_income":"Verified","debt_to_income":23.88,"annual_income_joint":69612,"verification_income_joint":"Verified","debt_to_income_joint":17.07,"delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":48251,"total_credit_utilized":27933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":1800,"term":36,"interest_rate":9.43,"installment":57.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1668.58,"paid_total":171.89,"paid_principal":131.42,"paid_interest":40.47,"paid_late_fees":0} {"emp_title":"cfo","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":135000,"verified_income":"Source Verified","debt_to_income":8.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1999,"inquiries_last_12m":8,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":1016080,"total_credit_utilized":95241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3300,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":27900,"term":36,"interest_rate":9.93,"installment":899.34,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25195.01,"paid_total":3581.97,"paid_principal":2704.99,"paid_interest":876.98,"paid_late_fees":0} {"emp_title":"carpenter ","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":19.91,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":134194,"total_credit_utilized":51583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":43900,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":18.45,"installment":615.34,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22991.68,"paid_total":2436.76,"paid_principal":1008.32,"paid_interest":1428.44,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":27.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":10,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":68408,"total_credit_utilized":25599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3548,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":39400,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4395.01,"paid_total":821.79,"paid_principal":604.99,"paid_interest":216.8,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":107000,"verified_income":"Verified","debt_to_income":25.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":449015,"total_credit_utilized":95800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":38900,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":15.05,"installment":666.86,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26713.26,"paid_total":2667.45,"paid_principal":1286.74,"paid_interest":1380.71,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":6.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":211700,"total_credit_utilized":14983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":230,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36000,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.08,"installment":365.5,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10460.98,"paid_total":1819.39,"paid_principal":1539.02,"paid_interest":280.37,"paid_late_fees":0} {"emp_title":"transportation operator","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":4.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":14700,"total_credit_utilized":7043,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":744,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.12,"paid_total":646.43,"paid_principal":481.88,"paid_interest":164.55,"paid_late_fees":0} {"emp_title":"assistant district attorney","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":61766,"verified_income":"Not Verified","debt_to_income":11.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":51,"open_credit_lines":14,"total_credit_limit":526761,"total_credit_utilized":180096,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22900,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12200,"term":36,"interest_rate":21.85,"installment":464.98,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11709.9,"paid_total":915.15,"paid_principal":490.1,"paid_interest":425.05,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":70209,"verified_income":"Not Verified","debt_to_income":33.06,"annual_income_joint":75765,"verification_income_joint":"Not Verified","debt_to_income_joint":35.08,"delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":114177,"total_credit_utilized":68178,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23800,"term":60,"interest_rate":15.05,"installment":566.83,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22706.28,"paid_total":2247.42,"paid_principal":1093.72,"paid_interest":1153.7,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Verified","debt_to_income":20.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":93715,"total_credit_utilized":49806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":48700,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38090.87,"paid_total":3613.5,"paid_principal":1909.13,"paid_interest":1704.37,"paid_late_fees":0} {"emp_title":"product line manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":195000,"verified_income":"Source Verified","debt_to_income":10.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":780075,"total_credit_utilized":45237,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":111500,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.31,"installment":752.76,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23065.06,"paid_total":2250.9,"paid_principal":1934.94,"paid_interest":315.96,"paid_late_fees":0} {"emp_title":"ground worker","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":31000,"verified_income":"Not Verified","debt_to_income":6.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":10600,"total_credit_utilized":3164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5568.11,"paid_total":580.84,"paid_principal":431.89,"paid_interest":148.95,"paid_late_fees":0} {"emp_title":"department head","emp_length":3,"state":"NE","homeownership":"RENT","annual_income":37000,"verified_income":"Not Verified","debt_to_income":16.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":47700,"total_credit_utilized":10030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33900,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10528.73,"paid_total":1907.71,"paid_principal":1471.27,"paid_interest":436.44,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":28.01,"annual_income_joint":133000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.09,"delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":280562,"total_credit_utilized":46315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":26.77,"installment":1063.94,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34427.39,"paid_total":2075.83,"paid_principal":572.61,"paid_interest":1503.22,"paid_late_fees":0} {"emp_title":"financial administrator","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Source Verified","debt_to_income":9.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":122869,"total_credit_utilized":69197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1110,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5278.86,"paid_total":977.26,"paid_principal":721.14,"paid_interest":256.12,"paid_late_fees":0} {"emp_title":"food technician 1","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Verified","debt_to_income":24.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":21,"total_credit_limit":394408,"total_credit_utilized":51547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":99600,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":23.87,"installment":573.86,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19461.35,"paid_total":1668.54,"paid_principal":538.65,"paid_interest":1129.89,"paid_late_fees":0} {"emp_title":"senior account manager","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Source Verified","debt_to_income":5.41,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":5,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":300553,"total_credit_utilized":7244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":3613,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1300,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":11.99,"installment":139.49,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3702.53,"paid_total":691.85,"paid_principal":497.47,"paid_interest":194.38,"paid_late_fees":0} {"emp_title":"sr sys admin","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":129000,"verified_income":"Not Verified","debt_to_income":11.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":834299,"total_credit_utilized":122571,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":82500,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":81.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1365.37,"paid_principal":1148.6,"paid_interest":216.77,"paid_late_fees":0} {"emp_title":"mortgage closer","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":63500,"verified_income":"Source Verified","debt_to_income":0.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":27900,"total_credit_utilized":3742,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18814.85,"paid_total":2299.71,"paid_principal":1185.15,"paid_interest":1114.56,"paid_late_fees":0} {"emp_title":"pacs admin","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":28.46,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.21,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":337526,"total_credit_utilized":44979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30200,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":9.43,"installment":314.52,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14405.42,"paid_total":935.7,"paid_principal":594.58,"paid_interest":341.12,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":84500,"verification_income_joint":"Not Verified","debt_to_income_joint":30.32,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":197250,"total_credit_utilized":53603,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":4500,"term":36,"interest_rate":18.45,"installment":163.71,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4674.08273,"paid_principal":4500,"paid_interest":174.08,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":67200,"verified_income":"Not Verified","debt_to_income":18.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":60847,"total_credit_utilized":41738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":69,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21200,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8798.07,"paid_total":1628.8,"paid_principal":1201.93,"paid_interest":426.87,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2011,"inquiries_last_12m":12,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":191018,"total_credit_utilized":35408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4439.79,"paid_total":870.3,"paid_principal":560.21,"paid_interest":310.09,"paid_late_fees":0} {"emp_title":"crna","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":254000,"verified_income":"Not Verified","debt_to_income":7.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":422619,"total_credit_utilized":60490,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.43,"installment":524.2,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24341.94,"paid_total":1035.3,"paid_principal":658.06,"paid_interest":377.24,"paid_late_fees":0} {"emp_title":"teacher/administrator","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":135400,"verified_income":"Verified","debt_to_income":17.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":533299,"total_credit_utilized":150720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":76200,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.9,"installment":759.25,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34113.32,"paid_total":1497.31,"paid_principal":886.68,"paid_interest":610.63,"paid_late_fees":0} {"emp_title":"clinic manager","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":29000,"verified_income":"Verified","debt_to_income":16.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":124936,"total_credit_utilized":8720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4600,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":17.09,"installment":196.34,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5787.81556,"paid_principal":5500,"paid_interest":287.82,"paid_late_fees":0} {"emp_title":"instructor","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":6.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":9300,"total_credit_utilized":7743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":19.03,"installment":311.49,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":11630.63,"paid_total":921.78,"paid_principal":369.37,"paid_interest":552.41,"paid_late_fees":0} {"emp_title":"property manager ","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":16.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":186841,"total_credit_utilized":32120,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13564.27,"paid_total":1952.71,"paid_principal":1435.73,"paid_interest":516.98,"paid_late_fees":0} {"emp_title":"cnc programmer / operator","emp_length":4,"state":"OR","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":22.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":236171,"total_credit_utilized":58714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32800,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.72,"installment":110.7,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3142.2,"paid_total":550.81,"paid_principal":457.8,"paid_interest":93.01,"paid_late_fees":0} {"emp_title":"otr driver ","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":23.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":120931,"total_credit_utilized":90621,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8965.88,"paid_total":1198.69,"paid_principal":1034.12,"paid_interest":164.57,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"DE","homeownership":"OWN","annual_income":63000,"verified_income":"Not Verified","debt_to_income":11.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":85352,"total_credit_utilized":37154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40700,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1923.34,"paid_total":4183.52,"paid_principal":4076.66,"paid_interest":106.86,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":18.08,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.38,"delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":261899,"total_credit_utilized":29488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25300,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":78.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.8,"paid_total":1339.55,"paid_principal":730.2,"paid_interest":609.35,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":39910,"verified_income":"Source Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":29017,"total_credit_utilized":18576,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9057.25,"paid_total":1315.08,"paid_principal":942.75,"paid_interest":372.33,"paid_late_fees":0} {"emp_title":"utility porter ","emp_length":7,"state":"NV","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":6.73,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":145326,"total_credit_utilized":4588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":24.85,"installment":438.96,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15811.20104,"paid_principal":15000,"paid_interest":811.2,"paid_late_fees":0} {"emp_title":"","state":"MN","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":24.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":64497,"total_credit_utilized":28467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29900,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.42,"installment":422.05,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11747.13,"paid_total":1673.15,"paid_principal":1252.87,"paid_interest":420.28,"paid_late_fees":0} {"emp_title":"nurse","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":57000,"verified_income":"Source Verified","debt_to_income":21.47,"annual_income_joint":99000,"verification_income_joint":"Source Verified","debt_to_income_joint":36.67,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":64405,"total_credit_utilized":34466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5425.71,"paid_total":777.45,"paid_principal":574.29,"paid_interest":203.16,"paid_late_fees":0} {"emp_title":"forklit operator","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":32.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":72910,"total_credit_utilized":43191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.93,"installment":274,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7464.69,"paid_total":1360.62,"paid_principal":1035.31,"paid_interest":325.31,"paid_late_fees":0} {"emp_title":"lead consulting data analyst","emp_length":5,"state":"TN","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":21.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":125637,"total_credit_utilized":103062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":19.03,"installment":622.97,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22749.1,"paid_total":3051.42,"paid_principal":1250.9,"paid_interest":1800.52,"paid_late_fees":0} {"emp_title":"customer service","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":27.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":242060,"total_credit_utilized":95669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":104,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4488.26,"paid_total":607.51,"paid_principal":511.74,"paid_interest":95.77,"paid_late_fees":0} {"emp_title":"property manager","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":5.54,"annual_income_joint":160000,"verification_income_joint":"Verified","debt_to_income_joint":7.14,"delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":7729,"total_credit_utilized":4260,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":4800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12800,"term":36,"interest_rate":14.08,"installment":437.98,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11628.41,"paid_total":1741.91,"paid_principal":1171.59,"paid_interest":570.32,"paid_late_fees":0} {"emp_title":"paraprofessional","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":32.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":21,"total_credit_limit":66197,"total_credit_utilized":31140,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18400,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12600,"term":60,"interest_rate":12.61,"installment":284.18,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12139.87,"paid_total":843.71,"paid_principal":460.13,"paid_interest":383.58,"paid_late_fees":0} {"emp_title":"director of product development ","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":185000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":17,"open_credit_lines":3,"total_credit_limit":16100,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":9000,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31418.07,"paid_total":4240.52,"paid_principal":3581.93,"paid_interest":658.59,"paid_late_fees":0} {"emp_title":"interior tech","emp_length":10,"state":"DE","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":25.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":68444,"total_credit_utilized":44430,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22400,"term":36,"interest_rate":17.09,"installment":799.63,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19927.49,"paid_total":3976.88,"paid_principal":2472.51,"paid_interest":1504.37,"paid_late_fees":0} {"emp_title":"store manager","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":13.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":171724,"total_credit_utilized":40566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":28000,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.01,"installment":389.18,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15465.8,"paid_total":1153.31,"paid_principal":534.2,"paid_interest":619.11,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":61000,"verified_income":"Not Verified","debt_to_income":8.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":60122,"total_credit_utilized":9699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13400,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":31500,"term":60,"interest_rate":10.91,"installment":683.48,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29889.84,"paid_total":2714.83,"paid_principal":1610.16,"paid_interest":1104.67,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":37000,"verified_income":"Source Verified","debt_to_income":33.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":82542,"total_credit_utilized":55058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3539.64,"paid_total":681.22,"paid_principal":460.36,"paid_interest":220.86,"paid_late_fees":0} {"emp_title":"multimedia producer","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":81120,"verified_income":"Verified","debt_to_income":18.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":403183,"total_credit_utilized":27759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8500,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":56,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":18.06,"installment":578.93,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14616.64,"paid_total":2387.96,"paid_principal":1383.36,"paid_interest":1004.6,"paid_late_fees":0} {"emp_title":"flight attendant ","emp_length":1,"state":"MN","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":8.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":9300,"total_credit_utilized":7813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":15.04,"installment":294.83,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7928,"paid_total":877.39,"paid_principal":572,"paid_interest":305.39,"paid_late_fees":0} {"emp_title":"director of it","emp_length":1,"state":"GA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":3.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":271943,"total_credit_utilized":10979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22100,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":15.04,"installment":261.93,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10623.12,"paid_total":831.75,"paid_principal":376.88,"paid_interest":454.87,"paid_late_fees":0} {"emp_title":"shop manager","emp_length":10,"state":"NH","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":18.09,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":70168,"total_credit_utilized":45831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.91,"installment":212.53,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5877.84,"paid_total":846.18,"paid_principal":622.16,"paid_interest":224.02,"paid_late_fees":0} {"emp_title":"clerk","emp_length":3,"state":"GA","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":5.57,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":7100,"total_credit_utilized":3205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7234.29,"paid_total":1041.43,"paid_principal":765.71,"paid_interest":275.72,"paid_late_fees":0} {"emp_title":"civil engineer ","emp_length":3,"state":"MS","homeownership":"MORTGAGE","annual_income":63695,"verified_income":"Verified","debt_to_income":20.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":6,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":239529,"total_credit_utilized":50896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19172.64,"paid_total":1939.17,"paid_principal":827.36,"paid_interest":1111.81,"paid_late_fees":0} {"emp_title":"principle fellow","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":300000,"verified_income":"Not Verified","debt_to_income":11.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":480716,"total_credit_utilized":130723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":166000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33475.49,"paid_total":3452.93,"paid_principal":1524.51,"paid_interest":1928.42,"paid_late_fees":0} {"emp_title":"care coordinator ","emp_length":0,"state":"KS","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":30.45,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.52,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2000,"inquiries_last_12m":10,"total_credit_lines":39,"open_credit_lines":14,"total_credit_limit":191516,"total_credit_utilized":123003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":47500,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":9.93,"installment":763.66,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33632.34,"paid_total":3778.58,"paid_principal":2367.66,"paid_interest":1410.92,"paid_late_fees":0} {"emp_title":"internal audit contractor","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":96996,"verified_income":"Not Verified","debt_to_income":26.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":86794,"total_credit_utilized":51474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25300,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.9,"installment":817.29,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":23008.18,"paid_total":2636.73,"paid_principal":1991.82,"paid_interest":644.91,"paid_late_fees":0} {"emp_title":"vp enrollment ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":198000,"verified_income":"Not Verified","debt_to_income":19.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":19,"total_credit_limit":534697,"total_credit_utilized":248712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46600,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.9,"installment":81.73,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2321.32,"paid_total":242.16,"paid_principal":178.68,"paid_interest":63.48,"paid_late_fees":0} {"emp_title":"structure analyst","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":19.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":89650,"total_credit_utilized":45716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":6.72,"installment":799.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22693.73,"paid_total":3987.74,"paid_principal":3306.27,"paid_interest":681.47,"paid_late_fees":0} {"emp_title":"project applications engineer","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":14.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":37700,"total_credit_utilized":21067,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13600,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.09,"installment":373.52,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14177.42,"paid_total":1874.73,"paid_principal":822.58,"paid_interest":1052.15,"paid_late_fees":0} {"emp_title":"social worker","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Not Verified","debt_to_income":39.64,"annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.06,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":264492,"total_credit_utilized":40037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9700,"num_total_cc_accounts":22,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23000,"term":36,"interest_rate":16.02,"installment":808.84,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20952.29,"paid_total":3214.89,"paid_principal":2047.71,"paid_interest":1167.18,"paid_late_fees":0} {"emp_title":"corporal","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Source Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":339994,"total_credit_utilized":42232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19200,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":36,"interest_rate":13.58,"installment":652.31,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17880.09,"paid_total":1927.96,"paid_principal":1319.91,"paid_interest":608.05,"paid_late_fees":0} {"emp_title":"heavy equipment operator ","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":10.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":162371,"total_credit_utilized":31106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14254.01,"paid_total":1324.41,"paid_principal":745.99,"paid_interest":578.42,"paid_late_fees":0} {"emp_title":"operations coordinator ","emp_length":0,"state":"WI","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":5.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":75470,"total_credit_utilized":52541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13200,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3400,"term":36,"interest_rate":9.92,"installment":109.59,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3153.52,"paid_total":326.9,"paid_principal":246.48,"paid_interest":80.42,"paid_late_fees":0} {"emp_title":"nurse consultant","emp_length":5,"state":"MD","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":3.21,"annual_income_joint":215000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.72,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":221207,"total_credit_utilized":11691,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":55400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":34100,"term":36,"interest_rate":6.72,"installment":1048.55,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30640.72,"paid_total":4168.74,"paid_principal":3459.28,"paid_interest":709.46,"paid_late_fees":0} {"emp_title":"account executive","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":8.24,"annual_income_joint":172000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.69,"delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":446000,"total_credit_utilized":28400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30890.38,"paid_total":5935.86,"paid_principal":4109.62,"paid_interest":1826.24,"paid_late_fees":0} {"emp_title":"technical writer","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":26.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":23,"total_credit_limit":287054,"total_credit_utilized":150247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":69500,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":5,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28886.34,"paid_total":1981.15,"paid_principal":1113.66,"paid_interest":867.49,"paid_late_fees":0} {"emp_title":"assembler","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":8.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":81300,"total_credit_utilized":7604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3625,"term":36,"interest_rate":5.32,"installment":109.17,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3250.12,"paid_total":435.61,"paid_principal":374.88,"paid_interest":60.73,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":63130,"verified_income":"Verified","debt_to_income":26.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":53959,"total_credit_utilized":33918,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14288.52,"paid_total":971.68,"paid_principal":711.48,"paid_interest":260.2,"paid_late_fees":0} {"emp_title":"customer service engineer","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":100000,"verified_income":"Verified","debt_to_income":13.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":31300,"total_credit_utilized":27472,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28525,"term":36,"interest_rate":21.45,"installment":1081.29,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25563.99,"paid_total":5372.46,"paid_principal":2961.01,"paid_interest":2411.45,"paid_late_fees":0} {"emp_title":"banker","emp_length":2,"state":"SD","homeownership":"OWN","annual_income":34000,"verified_income":"Verified","debt_to_income":32.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":33225,"total_credit_utilized":28397,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6950,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":16.02,"installment":123.09,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3188.58,"paid_total":489.24,"paid_principal":311.42,"paid_interest":177.82,"paid_late_fees":0} {"emp_title":"sales ","emp_length":7,"state":"CT","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":4.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":290100,"total_credit_utilized":40880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":100800,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":36937.11,"paid_total":3627.47,"paid_principal":3062.89,"paid_interest":564.58,"paid_late_fees":0} {"emp_title":"treasurer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":10.1,"annual_income_joint":60000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.97,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":37498,"total_credit_utilized":5111,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17988.61,"paid_total":2474.83,"paid_principal":2011.39,"paid_interest":463.44,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":28.38,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":24,"total_credit_limit":280765,"total_credit_utilized":212725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":97200,"num_total_cc_accounts":36,"num_open_cc_accounts":22,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.91,"installment":457.75,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12660,"paid_total":1814.03,"paid_principal":1340,"paid_interest":474.03,"paid_late_fees":0} {"emp_title":"head of finance","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":22.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":524179,"total_credit_utilized":100109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":110900,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17456.72,"paid_total":3067.48,"paid_principal":2543.28,"paid_interest":524.2,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":63024,"verified_income":"Verified","debt_to_income":4.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2001,"inquiries_last_12m":12,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":178300,"total_credit_utilized":10533,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":31.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":75300,"total_credit_utilized":43397,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.41,"installment":214.5,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9613.42,"paid_total":631.93,"paid_principal":386.58,"paid_interest":245.35,"paid_late_fees":0} {"emp_title":"it help desk","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":42563,"verified_income":"Verified","debt_to_income":14.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":14009,"total_credit_utilized":12004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":17.47,"installment":574.2,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14961.22,"paid_total":1691.54,"paid_principal":1038.78,"paid_interest":652.76,"paid_late_fees":0} {"emp_title":"staff sergeant","emp_length":8,"state":"TX","homeownership":"RENT","annual_income":55836,"verified_income":"Source Verified","debt_to_income":37.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":126500,"total_credit_utilized":107940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18700,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16350,"term":36,"interest_rate":16.02,"installment":574.98,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14518.2,"paid_total":2860.35,"paid_principal":1831.8,"paid_interest":1028.55,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":68575,"verified_income":"Not Verified","debt_to_income":9.96,"annual_income_joint":137150,"verification_income_joint":"Not Verified","debt_to_income_joint":10.3,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":47900,"total_credit_utilized":26516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13544.48,"paid_total":1917.53,"paid_principal":1455.52,"paid_interest":462.01,"paid_late_fees":0} {"emp_title":"chef","emp_length":9,"state":"LA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":24150,"total_credit_utilized":11892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9336.62,"paid_total":1045.97,"paid_principal":663.38,"paid_interest":382.59,"paid_late_fees":0} {"emp_title":"rn-supervisor","emp_length":3,"state":"WV","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":31.22,"annual_income_joint":144500,"verification_income_joint":"Source Verified","debt_to_income_joint":28.67,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":151782,"total_credit_utilized":43841,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25700,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15283.16,"paid_total":1542.8,"paid_principal":716.84,"paid_interest":825.96,"paid_late_fees":0} {"emp_title":"classroom assistant","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":10000,"verified_income":"Not Verified","debt_to_income":42.74,"annual_income_joint":42000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.34,"delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":22218,"total_credit_utilized":7623,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":12.61,"installment":502.6,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13954.16,"paid_total":1486.78,"paid_principal":1045.84,"paid_interest":440.94,"paid_late_fees":0} {"emp_title":"network technician","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":24.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":98620,"total_credit_utilized":44029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43000,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10793.17,"paid_total":1480,"paid_principal":1206.83,"paid_interest":273.17,"paid_late_fees":0} {"emp_title":"onsite electrostatic specialist painter","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":54269,"verified_income":"Verified","debt_to_income":21.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":279560,"total_credit_utilized":39179,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1700,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21150,"term":60,"interest_rate":25.81,"installment":630.87,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20794.28,"paid_total":1231.41,"paid_principal":355.72,"paid_interest":875.69,"paid_late_fees":0} {"emp_title":"realtor","emp_length":7,"state":"CO","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1963,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":156707,"total_credit_utilized":126555,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22500,"term":36,"interest_rate":5.31,"installment":677.49,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20758.53,"paid_total":2019.19,"paid_principal":1741.47,"paid_interest":277.72,"paid_late_fees":0} {"emp_title":"bolter","emp_length":1,"state":"MT","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":26.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":8,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":78825,"total_credit_utilized":66471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":14.08,"installment":326.34,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13170.39,"paid_total":1636.8,"paid_principal":829.61,"paid_interest":807.19,"paid_late_fees":0} {"emp_title":"attorney","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":170000,"verified_income":"Not Verified","debt_to_income":19.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":221252,"total_credit_utilized":194434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":7.35,"installment":713.86,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20099.76,"paid_total":3559.91,"paid_principal":2900.24,"paid_interest":659.67,"paid_late_fees":0} {"emp_title":"gate inspector ","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":5.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":13500,"total_credit_utilized":4463,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":30000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"landscape designer/arborist","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":20.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":70175,"total_credit_utilized":52975,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.58,"installment":345.77,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14465.94,"paid_total":1025.99,"paid_principal":534.06,"paid_interest":491.93,"paid_late_fees":0} {"emp_title":"social worker","emp_length":5,"state":"RI","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":29.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1987,"inquiries_last_12m":9,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":53210,"total_credit_utilized":43241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":16.02,"installment":253.21,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6395.12,"paid_total":1250.03,"paid_principal":804.88,"paid_interest":445.15,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"RENT","annual_income":29388,"verified_income":"Verified","debt_to_income":29.24,"annual_income_joint":41438,"verification_income_joint":"Verified","debt_to_income_joint":26.79,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":35400,"total_credit_utilized":23533,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.69,"paid_total":914.73,"paid_principal":477.31,"paid_interest":437.42,"paid_late_fees":0} {"emp_title":"branch service manager","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":37.14,"annual_income_joint":135000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.65,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":106094,"total_credit_utilized":40065,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38000,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":6.08,"installment":365.5,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10460.98,"paid_total":1823.45,"paid_principal":1539.02,"paid_interest":284.43,"paid_late_fees":0} {"emp_title":"owner ","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":9.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":23100,"total_credit_utilized":7144,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18814.85,"paid_total":2315.36,"paid_principal":1185.15,"paid_interest":1130.21,"paid_late_fees":0} {"emp_title":"assistant prosecutor","emp_length":4,"state":"NJ","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":16.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":47,"open_credit_lines":21,"total_credit_limit":447509,"total_credit_utilized":120729,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37700,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24087.04,"paid_total":1586.47,"paid_principal":912.96,"paid_interest":673.51,"paid_late_fees":0} {"emp_title":"chemist","emp_length":1,"state":"CA","homeownership":"OWN","annual_income":59000,"verified_income":"Not Verified","debt_to_income":5.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":81024,"total_credit_utilized":67407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34000,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":5.32,"installment":286.1,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8517.55,"paid_total":1116.33,"paid_principal":982.45,"paid_interest":133.88,"paid_late_fees":0} {"emp_title":"server","emp_length":6,"state":"CO","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":21.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":275522,"total_credit_utilized":52074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4521.4,"paid_total":650.93,"paid_principal":478.6,"paid_interest":172.33,"paid_late_fees":0} {"emp_title":"bank examiner","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Verified","debt_to_income":22.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":185632,"total_credit_utilized":84373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":78700,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.08,"installment":279.72,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12498.17441,"paid_principal":12000,"paid_interest":498.17,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":189000,"verified_income":"Not Verified","debt_to_income":16.62,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":9,"total_credit_limit":608902,"total_credit_utilized":118160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":12800,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":12.62,"installment":406.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16893.11,"paid_total":2017.73,"paid_principal":1106.89,"paid_interest":910.84,"paid_late_fees":0} {"emp_title":"senior loan officer","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":15.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":74706,"total_credit_utilized":37253,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":15.05,"installment":500.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19786.11,"paid_total":2465.58,"paid_principal":1213.89,"paid_interest":1251.69,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":48500,"verified_income":"Not Verified","debt_to_income":22.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":269716,"total_credit_utilized":23804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20200,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":52.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":11.99,"installment":531.36,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14491.61,"paid_total":2114.78,"paid_principal":1508.39,"paid_interest":606.39,"paid_late_fees":0} {"emp_title":"surveyor ","emp_length":8,"state":"AZ","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Verified","debt_to_income":12.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":202300,"total_credit_utilized":11970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1900,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":58.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":19.03,"installment":205.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4998.45,"paid_total":1014.96,"paid_principal":601.55,"paid_interest":413.41,"paid_late_fees":0} {"emp_title":"truck drivet","emp_length":4,"state":"CT","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":299375,"total_credit_utilized":25396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14775,"term":36,"interest_rate":10.91,"installment":483.09,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12999.2,"paid_total":2406.49,"paid_principal":1775.8,"paid_interest":630.69,"paid_late_fees":0} {"emp_title":"region sales manager ","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":117000,"verified_income":"Source Verified","debt_to_income":25.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":154109,"total_credit_utilized":101567,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13262,"paid_total":2525.8,"paid_principal":1738,"paid_interest":787.8,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":15000,"verified_income":"Verified","debt_to_income":31.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":29400,"total_credit_utilized":15115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8520.46,"paid_total":2203.03,"paid_principal":1479.54,"paid_interest":723.49,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":41280,"verified_income":"Source Verified","debt_to_income":4.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":4800,"total_credit_utilized":3834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":16.01,"installment":879.05,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23341.54,"paid_total":2614.91,"paid_principal":1658.46,"paid_interest":956.45,"paid_late_fees":0} {"emp_title":"accounts payable specialist","emp_length":2,"state":"GA","homeownership":"OWN","annual_income":72800,"verified_income":"Verified","debt_to_income":18.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":368376,"total_credit_utilized":43546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":110,"current_installment_accounts":2,"accounts_opened_24m":15,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13000,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18114.51,"paid_total":2643.48,"paid_principal":1885.49,"paid_interest":757.99,"paid_late_fees":0} {"emp_title":"marketing specialist","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":24.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":11,"total_credit_limit":305936,"total_credit_utilized":118341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46800,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13108.5,"paid_total":2321.73,"paid_principal":1891.5,"paid_interest":430.23,"paid_late_fees":0} {"emp_title":"porter ","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":7.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":12000,"total_credit_utilized":8920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":42000,"verified_income":"Verified","debt_to_income":7.38,"annual_income_joint":87000,"verification_income_joint":"Verified","debt_to_income_joint":29.59,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":12723,"total_credit_utilized":8499,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":4,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1397.78,"paid_principal":890.31,"paid_interest":507.47,"paid_late_fees":0} {"emp_title":"assistant dining room manager","emp_length":7,"state":"SD","homeownership":"OWN","annual_income":62000,"verified_income":"Not Verified","debt_to_income":18.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1973,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":41012,"total_credit_utilized":20390,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.43,"installment":256.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7416,"paid_total":763.84,"paid_principal":584,"paid_interest":179.84,"paid_late_fees":0} {"emp_title":"accounts receivable","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":12.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":195105,"total_credit_utilized":16947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22600,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":9.93,"installment":237.59,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10613.13,"paid_total":944.18,"paid_principal":586.87,"paid_interest":357.31,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":10.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":283667,"total_credit_utilized":36494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.43,"installment":419.36,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19207.22,"paid_total":1247.6,"paid_principal":792.78,"paid_interest":454.82,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":14.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":36188,"total_credit_utilized":13319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.99,"installment":222.4,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9502.67,"paid_total":882.94,"paid_principal":497.33,"paid_interest":385.61,"paid_late_fees":0} {"emp_title":"funeral servicd assistant","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":5.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":6550,"total_credit_utilized":3075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":12.61,"installment":50.26,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1341.87,"paid_total":201.73,"paid_principal":158.13,"paid_interest":43.6,"paid_late_fees":0} {"emp_title":"learning systems analyst","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":81000,"verified_income":"Not Verified","debt_to_income":11.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":5,"total_credit_limit":88228,"total_credit_utilized":72068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":73.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13245.96,"paid_total":1977.89,"paid_principal":1754.04,"paid_interest":223.85,"paid_late_fees":0} {"emp_title":"field inspector","emp_length":6,"state":"NY","homeownership":"MORTGAGE","annual_income":37200,"verified_income":"Verified","debt_to_income":24.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":12,"total_credit_limit":97119,"total_credit_utilized":25103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":24500,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":18.06,"installment":366.14,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13788.69,"paid_total":1479.01,"paid_principal":611.31,"paid_interest":867.7,"paid_late_fees":0} {"emp_title":"food service leader","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":27.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":43489,"total_credit_utilized":31156,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":24.85,"installment":497.48,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16242.06,"paid_total":2428.73,"paid_principal":757.94,"paid_interest":1670.79,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":0.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":4500,"total_credit_utilized":65,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":14.08,"installment":815.85,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33350.52,"paid_total":3236.02,"paid_principal":1649.48,"paid_interest":1586.54,"paid_late_fees":0} {"emp_title":"general mechanic g-12","emp_length":9,"state":"NY","homeownership":"OWN","annual_income":42000,"verified_income":"Source Verified","debt_to_income":25.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":48669,"total_credit_utilized":28455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19022.42,"paid_total":2706.92,"paid_principal":977.58,"paid_interest":1729.34,"paid_late_fees":0} {"emp_title":"electrical and instrument designer","emp_length":3,"state":"LA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Verified","debt_to_income":18.77,"annual_income_joint":195000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.82,"delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":9,"total_credit_limit":421240,"total_credit_utilized":80542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18000,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27850,"term":60,"interest_rate":15.05,"installment":663.29,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26240.1,"paid_total":3293.16,"paid_principal":1609.9,"paid_interest":1683.26,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":17.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":107147,"total_credit_utilized":87862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.01,"installment":703.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18673.24,"paid_total":2074.14,"paid_principal":1326.76,"paid_interest":747.38,"paid_late_fees":0} {"emp_title":"fire alarm inspector ","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Not Verified","debt_to_income":11.59,"annual_income_joint":97000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.09,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":43686,"total_credit_utilized":5032,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":6.07,"installment":974.52,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29549.69,"paid_total":2912.77,"paid_principal":2450.31,"paid_interest":462.46,"paid_late_fees":0} {"emp_title":"business specialist","emp_length":5,"state":"NV","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":14.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":61238,"total_credit_utilized":25620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26200,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32200,"term":60,"interest_rate":19.42,"installment":842.75,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31219.36,"paid_total":2493.51,"paid_principal":980.64,"paid_interest":1512.87,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"KS","homeownership":"MORTGAGE","annual_income":50129,"verified_income":"Verified","debt_to_income":55.11,"annual_income_joint":108129,"verification_income_joint":"Verified","debt_to_income_joint":28.14,"delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":299193,"total_credit_utilized":85835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":7200,"term":36,"interest_rate":7.34,"installment":223.44,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6658.5,"paid_total":667.38,"paid_principal":541.5,"paid_interest":125.88,"paid_late_fees":0} {"emp_title":"legal","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":10.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":267900,"total_credit_utilized":13037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40300,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1822.45,"paid_principal":1535.14,"paid_interest":287.31,"paid_late_fees":0} {"emp_title":"floor layer","emp_length":3,"state":"MO","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":10.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":236103,"total_credit_utilized":34229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.01,"installment":703.24,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18673.24,"paid_total":2091.93,"paid_principal":1326.76,"paid_interest":765.17,"paid_late_fees":0} {"emp_title":"quality system specialist ii","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":19.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":64103,"total_credit_utilized":57438,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1162.37,"paid_principal":857.64,"paid_interest":304.73,"paid_late_fees":0} {"emp_title":"public utility analyst ii","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":40059.96,"verified_income":"Not Verified","debt_to_income":24.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":88079,"total_credit_utilized":76403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.01,"installment":281.3,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7287.63,"paid_total":1110.97,"paid_principal":712.37,"paid_interest":398.6,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":6.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":44414,"total_credit_utilized":12858,"num_collections_last_12m":0,"num_historical_failed_to_pay":6,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":2709,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3500,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":5,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13534.5,"paid_total":1912.45,"paid_principal":1465.5,"paid_interest":446.95,"paid_late_fees":0} {"emp_title":"personal trainer","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":34.72,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.95,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":55131,"total_credit_utilized":40697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Charged Off","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":249.01,"paid_principal":101,"paid_interest":148.01,"paid_late_fees":0} {"emp_title":"rehab manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":64.51,"annual_income_joint":215000,"verification_income_joint":"Verified","debt_to_income_joint":23.97,"delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":13,"total_credit_limit":341677,"total_credit_utilized":284722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":13500,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":88.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":12050,"term":36,"interest_rate":13.59,"installment":409.45,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":12181.81207,"paid_principal":12050,"paid_interest":131.81,"paid_late_fees":0} {"emp_title":"closer","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":22.94,"annual_income_joint":175000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.88,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":60187,"total_credit_utilized":33778,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":17900,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":17.47,"installment":753.18,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29036.82,"paid_total":2230.42,"paid_principal":963.18,"paid_interest":1267.24,"paid_late_fees":0} {"emp_title":"senoir vendor support","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":18.92,"annual_income_joint":120000,"verification_income_joint":"Verified","debt_to_income_joint":18.17,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":49440,"total_credit_utilized":33205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":245,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26777.45,"paid_total":5421.41,"paid_principal":3222.55,"paid_interest":2198.86,"paid_late_fees":0} {"emp_title":"elevator mechanic","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":139200,"verified_income":"Not Verified","debt_to_income":20.53,"verification_income_joint":"","delinq_2y":7,"months_since_last_delinq":13,"earliest_credit_line":1984,"inquiries_last_12m":4,"total_credit_lines":51,"open_credit_lines":9,"total_credit_limit":283785,"total_credit_utilized":37605,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":72,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":3700,"num_total_cc_accounts":30,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":13,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9317.45,"paid_total":1010.73,"paid_principal":682.55,"paid_interest":328.18,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":62400,"verified_income":"Source Verified","debt_to_income":23.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":13,"total_credit_limit":341932,"total_credit_utilized":169039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1940,"current_installment_accounts":5,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":16.01,"installment":267.56,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10632.74,"paid_total":832.03,"paid_principal":367.26,"paid_interest":464.77,"paid_late_fees":0} {"emp_title":"owner-consultant","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":6.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":20300,"total_credit_utilized":13613,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":3,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.29,"paid_total":974.7,"paid_principal":714.71,"paid_interest":259.99,"paid_late_fees":0} {"emp_title":"field supervisor","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":17.71,"annual_income_joint":145000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.87,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":115045,"total_credit_utilized":57013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47200,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7200,"term":36,"interest_rate":15.05,"installment":249.77,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6382.4,"paid_total":1236.81,"paid_principal":817.6,"paid_interest":419.21,"paid_late_fees":0} {"emp_title":"patient access rep","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":10.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":286950,"total_credit_utilized":42328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":13.59,"installment":67.96,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1768.26,"paid_total":336.78,"paid_principal":231.74,"paid_interest":105.04,"paid_late_fees":0} {"emp_title":"mail handler","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":10.11,"annual_income_joint":188655,"verification_income_joint":"Source Verified","debt_to_income_joint":20.07,"delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":515751,"total_credit_utilized":23999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36092.05,"paid_total":5194.22,"paid_principal":3907.95,"paid_interest":1286.27,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Source Verified","debt_to_income":0.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":155901,"total_credit_utilized":273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15058.47889,"paid_principal":15000,"paid_interest":58.48,"paid_late_fees":0} {"emp_title":"mechanical engineer","emp_length":7,"state":"LA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":23.06,"annual_income_joint":175000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.59,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":137325,"total_credit_utilized":33317,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":28000,"term":36,"interest_rate":5.32,"installment":843.22,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25104.47,"paid_total":3356.33,"paid_principal":2895.53,"paid_interest":460.8,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":62000,"verified_income":"Not Verified","debt_to_income":16.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":18,"total_credit_limit":249725,"total_credit_utilized":53781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61600,"num_total_cc_accounts":29,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.31,"installment":180.67,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5535.59,"paid_total":538.47,"paid_principal":464.41,"paid_interest":74.06,"paid_late_fees":0} {"emp_title":"ct technologist","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":13.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":471269,"total_credit_utilized":46386,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32000,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":9.92,"installment":237.53,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10761.57,"paid_total":700.25,"paid_principal":438.43,"paid_interest":261.82,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":10.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":200858,"total_credit_utilized":18261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14265.96,"paid_total":1332.53,"paid_principal":734.04,"paid_interest":598.49,"paid_late_fees":0} {"emp_title":"","state":"ME","homeownership":"RENT","annual_income":23000,"verified_income":"Not Verified","debt_to_income":31.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":38936,"total_credit_utilized":25100,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":12.61,"installment":241.25,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6697.99,"paid_total":713.66,"paid_principal":502.01,"paid_interest":211.65,"paid_late_fees":0} {"emp_title":"pastor","emp_length":10,"state":"CO","homeownership":"OWN","annual_income":48509,"verified_income":"Source Verified","debt_to_income":18.41,"annual_income_joint":268509,"verification_income_joint":"Source Verified","debt_to_income_joint":16.21,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":75707,"total_credit_utilized":24014,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27400,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31418.07,"paid_total":4252.34,"paid_principal":3581.93,"paid_interest":670.41,"paid_late_fees":0} {"emp_title":"director","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":352250,"verified_income":"Source Verified","debt_to_income":5.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1970,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":58200,"total_credit_utilized":49447,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48200,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37370.36,"paid_total":5029.81,"paid_principal":2629.64,"paid_interest":2400.17,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":3,"state":"GA","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":11.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":146759,"total_credit_utilized":19200,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":6.71,"installment":522.66,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15710.01,"paid_total":1555.31,"paid_principal":1289.99,"paid_interest":265.32,"paid_late_fees":0} {"emp_title":"regular full time carrier","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":25.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":66281,"total_credit_utilized":41644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":19.03,"installment":73.35,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2052.33181,"paid_principal":2000,"paid_interest":52.33,"paid_late_fees":0} {"emp_title":"internal auditor","emp_length":3,"state":"PA","homeownership":"RENT","annual_income":49500,"verified_income":"Source Verified","debt_to_income":21.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":26400,"total_credit_utilized":21695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":287,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9350.23,"paid_total":1066.96,"paid_principal":649.77,"paid_interest":417.19,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":249996,"verified_income":"Source Verified","debt_to_income":6.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":561236,"total_credit_utilized":51966,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":116700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":84.2,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28508.06,"paid_total":2648.78,"paid_principal":1491.94,"paid_interest":1156.84,"paid_late_fees":0} {"emp_title":"assistant business administrator ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":28.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":66,"open_credit_lines":23,"total_credit_limit":328310,"total_credit_utilized":228270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":80600,"num_total_cc_accounts":23,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30600,"term":60,"interest_rate":18.06,"installment":778.04,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28963.94,"paid_total":3828.8,"paid_principal":1636.06,"paid_interest":2192.74,"paid_late_fees":0} {"emp_title":"technical","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":180000,"verified_income":"Not Verified","debt_to_income":12.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":158833,"total_credit_utilized":98868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5700.09,"paid_total":367.51,"paid_principal":299.91,"paid_interest":67.6,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":10000,"verified_income":"Source Verified","debt_to_income":100.72,"annual_income_joint":180000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.03,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":297893,"total_credit_utilized":25811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21700,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":7.34,"installment":1241.32,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":36991.71,"paid_total":3691.34,"paid_principal":3008.29,"paid_interest":683.05,"paid_late_fees":0} {"emp_title":"print project planner/estimator","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":28.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":384999,"total_credit_utilized":241044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11450,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.91,"installment":130.79,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3617.12,"paid_total":520.74,"paid_principal":382.88,"paid_interest":137.86,"paid_late_fees":0} {"emp_title":"letter carrier","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Source Verified","debt_to_income":18.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":201358,"total_credit_utilized":38440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9200,"term":36,"interest_rate":6.71,"installment":282.86,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8501.86,"paid_total":845.15,"paid_principal":698.14,"paid_interest":147.01,"paid_late_fees":0} {"emp_title":"store manager","emp_length":2,"state":"AL","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":14.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":25372,"total_credit_utilized":13840,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":1270,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":7375,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8675,"term":36,"interest_rate":15.05,"installment":300.94,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":9054.53975,"paid_principal":8675,"paid_interest":379.54,"paid_late_fees":0} {"emp_title":"section 8 coordinator","emp_length":7,"state":"KY","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":29844,"total_credit_utilized":15129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17000,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.71,"installment":614.9,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18482.35,"paid_total":1829.79,"paid_principal":1517.65,"paid_interest":312.14,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"MA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":6.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":310403,"total_credit_utilized":25553,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":58000,"num_total_cc_accounts":25,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.07,"installment":121.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3693.7,"paid_total":362.76,"paid_principal":306.3,"paid_interest":56.46,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Verified","debt_to_income":40.64,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.57,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":138552,"total_credit_utilized":105388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":223,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":9.92,"installment":212.08,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9608.54,"paid_total":625.22,"paid_principal":391.46,"paid_interest":233.76,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"OWN","annual_income":54000,"verified_income":"Not Verified","debt_to_income":12.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":23,"total_credit_limit":74700,"total_credit_utilized":21832,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":70100,"num_total_cc_accounts":40,"num_open_cc_accounts":23,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":92.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":18.45,"installment":307.67,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11624.78,"paid_total":910.71,"paid_principal":375.22,"paid_interest":535.49,"paid_late_fees":0} {"emp_title":"title examiner","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":10.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":6,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":235031,"total_credit_utilized":26334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":11100,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.35,"installment":124.15,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3699.22,"paid_total":380.62,"paid_principal":300.78,"paid_interest":79.84,"paid_late_fees":0} {"emp_title":"school bus driver","emp_length":3,"state":"TN","homeownership":"RENT","annual_income":58380,"verified_income":"Not Verified","debt_to_income":10.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":42966,"total_credit_utilized":20075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":624.27,"paid_principal":498.59,"paid_interest":125.68,"paid_late_fees":0} {"emp_title":"director of fitness","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":16.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":61168,"total_credit_utilized":46460,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":15372,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32300,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23175.33,"paid_total":2387.28,"paid_principal":1824.67,"paid_interest":562.61,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":10.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":58100,"total_credit_utilized":23408,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30300,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10200,"term":36,"interest_rate":13.59,"installment":346.59,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9259.88,"paid_total":1378.66,"paid_principal":940.12,"paid_interest":438.54,"paid_late_fees":0} {"emp_title":"public utilities specialist ","emp_length":10,"state":"WA","homeownership":"OWN","annual_income":96821.31,"verified_income":"Source Verified","debt_to_income":26.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":4,"total_credit_lines":41,"open_credit_lines":16,"total_credit_limit":85567,"total_credit_utilized":75877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19900,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21600,"term":36,"interest_rate":18.45,"installment":785.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20217.93,"paid_total":2335.2,"paid_principal":1382.07,"paid_interest":953.13,"paid_late_fees":0} {"emp_title":"operations manager ","emp_length":0,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":15.96,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":149422,"total_credit_utilized":30562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10590.97,"paid_total":1993.87,"paid_principal":1409.03,"paid_interest":584.84,"paid_late_fees":0} {"emp_title":"addiction specialist","emp_length":0,"state":"CA","homeownership":"OWN","annual_income":22800,"verified_income":"Not Verified","debt_to_income":13.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":17400,"total_credit_utilized":10225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":11588.87,"paid_total":847.19,"paid_principal":411.13,"paid_interest":436.06,"paid_late_fees":0} {"emp_title":"service manager","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Verified","debt_to_income":18.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":132109,"total_credit_utilized":29165,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27225,"term":36,"interest_rate":10.91,"installment":890.16,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24619.17,"paid_total":3527.64,"paid_principal":2605.83,"paid_interest":921.81,"paid_late_fees":0} {"emp_title":"property manager ","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":33.44,"annual_income_joint":139000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.1,"delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":566764,"total_credit_utilized":133579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":79,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":17.09,"installment":1249.42,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31931.37,"paid_total":4964.45,"paid_principal":3068.63,"paid_interest":1895.82,"paid_late_fees":0} {"emp_title":"department management","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":7.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":20100,"total_credit_utilized":7707,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":341,"current_installment_accounts":0,"accounts_opened_24m":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.72,"installment":199.88,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5840.57,"paid_total":797.09,"paid_principal":659.43,"paid_interest":137.66,"paid_late_fees":0} {"emp_title":"crew leader","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":34560,"verified_income":"Source Verified","debt_to_income":16.91,"annual_income_joint":60787.2,"verification_income_joint":"Source Verified","debt_to_income_joint":19.25,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":26603,"total_credit_utilized":21560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9715.1,"paid_total":813.88,"paid_principal":284.9,"paid_interest":528.98,"paid_late_fees":0} {"emp_title":"credit sales manager ","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":95504,"verified_income":"Source Verified","debt_to_income":26.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":92719,"total_credit_utilized":61173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15200,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26593.37,"paid_total":5228.58,"paid_principal":3406.63,"paid_interest":1821.95,"paid_late_fees":0} {"emp_title":"senior business analyst","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":15.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":343926,"total_credit_utilized":42888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6600,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":19.03,"installment":220.03,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5355.47,"paid_total":1120.14,"paid_principal":644.53,"paid_interest":475.61,"paid_late_fees":0} {"emp_title":"business development associate","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":1.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":45000,"total_credit_utilized":4812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.08,"installment":91.38,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2692.96,"paid_total":362.99,"paid_principal":307.04,"paid_interest":55.95,"paid_late_fees":0} {"emp_title":"operator one","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":24.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":24,"total_credit_limit":439624,"total_credit_utilized":69582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":74100,"num_total_cc_accounts":26,"num_open_cc_accounts":20,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":18.06,"installment":584.8,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22023.62,"paid_total":2349.65,"paid_principal":976.38,"paid_interest":1373.27,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":25.4,"annual_income_joint":155000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.47,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":180440,"total_credit_utilized":43426,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8700,"num_total_cc_accounts":22,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":71.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":9.92,"installment":254.5,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11530.24,"paid_total":750.27,"paid_principal":469.76,"paid_interest":280.51,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"OWN","annual_income":48000,"verified_income":"Source Verified","debt_to_income":3.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":49700,"total_credit_utilized":6272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42300,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6643.56,"paid_total":424,"paid_principal":356.44,"paid_interest":67.56,"paid_late_fees":0} {"emp_title":"locker room attendant","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":21.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":23725,"total_credit_utilized":19118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":18.45,"installment":218.28,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5616.07,"paid_total":642.54,"paid_principal":383.93,"paid_interest":258.61,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Not Verified","debt_to_income":12.25,"annual_income_joint":154000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.02,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":55,"open_credit_lines":9,"total_credit_limit":317197,"total_credit_utilized":20800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":581,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20100,"num_total_cc_accounts":38,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":25600,"term":36,"interest_rate":12.62,"installment":857.89,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23815.37,"paid_total":2555.72,"paid_principal":1784.63,"paid_interest":771.09,"paid_late_fees":0} {"emp_title":"project manager","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":16.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":341600,"total_credit_utilized":41962,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":33500,"term":36,"interest_rate":7.35,"installment":1039.76,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29275.71,"paid_total":5185.12,"paid_principal":4224.29,"paid_interest":960.83,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"WA","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":9.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":80294,"total_credit_utilized":29439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50100,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11081.12,"paid_total":1092.3,"paid_principal":918.88,"paid_interest":173.42,"paid_late_fees":0} {"emp_title":"staff sargent","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Verified","debt_to_income":22.05,"annual_income_joint":72900,"verification_income_joint":"Source Verified","debt_to_income_joint":21.17,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":192923,"total_credit_utilized":13083,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":20400,"term":36,"interest_rate":14.08,"installment":698.02,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18052.25,"paid_total":3474.14,"paid_principal":2347.75,"paid_interest":1126.39,"paid_late_fees":0} {"emp_title":"sr loan officer","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":12.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":533896,"total_credit_utilized":80595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.58,"installment":1189.09,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32593.95,"paid_total":3552.27,"paid_principal":2406.05,"paid_interest":1146.22,"paid_late_fees":0} {"emp_title":"supervisor, production","emp_length":10,"state":"MS","homeownership":"OWN","annual_income":101794,"verified_income":"Source Verified","debt_to_income":26.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":103366,"total_credit_utilized":63234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29000,"term":36,"interest_rate":12.62,"installment":971.83,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25594.9,"paid_total":4818.49,"paid_principal":3405.1,"paid_interest":1413.39,"paid_late_fees":0} {"emp_title":"soils laboratory technician","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":41000,"verified_income":"Not Verified","debt_to_income":15.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":33489,"total_credit_utilized":17247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":10.42,"installment":207.78,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5783.2,"paid_total":827.42,"paid_principal":616.8,"paid_interest":210.62,"paid_late_fees":0} {"emp_title":"executive ","emp_length":0,"state":"IL","homeownership":"OWN","annual_income":107000,"verified_income":"Not Verified","debt_to_income":10.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":110678,"total_credit_utilized":68358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9042.83,"paid_total":1301.82,"paid_principal":957.17,"paid_interest":344.65,"paid_late_fees":0} {"emp_title":"hr sourcer ","emp_length":0,"state":"CT","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":8.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":19,"total_credit_limit":262282,"total_credit_utilized":61943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":67400,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":7.35,"installment":299.51,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13949.55,"paid_total":1491.43,"paid_principal":1050.45,"paid_interest":440.98,"paid_late_fees":0} {"emp_title":"maritime transportation specialist","emp_length":8,"state":"VA","homeownership":"RENT","annual_income":100203,"verified_income":"Source Verified","debt_to_income":20.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":122235,"total_credit_utilized":89247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10578.78,"paid_total":1984.61,"paid_principal":1421.22,"paid_interest":563.39,"paid_late_fees":0} {"emp_title":"its5","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":3.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":35,"open_credit_lines":7,"total_credit_limit":252376,"total_credit_utilized":14696,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30000,"num_total_cc_accounts":20,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.43,"installment":512.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14832.04,"paid_total":1519.27,"paid_principal":1167.96,"paid_interest":351.31,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":36.29,"annual_income_joint":160000,"verification_income_joint":"Verified","debt_to_income_joint":28.55,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":574851,"total_credit_utilized":125417,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":82.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":34000,"term":60,"interest_rate":16.02,"installment":827.18,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32866.83,"paid_total":2451.28,"paid_principal":1133.17,"paid_interest":1318.11,"paid_late_fees":0} {"emp_title":"learning experience facilitator","emp_length":1,"state":"CT","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":248949,"total_credit_utilized":22925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":12.62,"installment":315.83,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13139.1,"paid_total":1569.33,"paid_principal":860.9,"paid_interest":708.43,"paid_late_fees":0} {"emp_title":"service advisor ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":19.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":36760,"total_credit_utilized":16610,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8879.63,"paid_total":1776.15,"paid_principal":1120.37,"paid_interest":655.78,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":25.28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":268124,"total_credit_utilized":21259,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20600,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.01,"installment":291.89,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11734.9,"paid_total":562.43,"paid_principal":265.1,"paid_interest":297.33,"paid_late_fees":0} {"emp_title":"rn","emp_length":6,"state":"KY","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":27,"total_credit_limit":405790,"total_credit_utilized":36703,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":312,"current_installment_accounts":3,"accounts_opened_24m":15,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53600,"num_total_cc_accounts":33,"num_open_cc_accounts":23,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":5.31,"installment":511.88,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15684.23,"paid_total":1525.61,"paid_principal":1315.77,"paid_interest":209.84,"paid_late_fees":0} {"emp_title":"director of corporate operations","emp_length":0,"state":"MN","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":12.28,"annual_income_joint":168000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.58,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":23,"total_credit_limit":296496,"total_credit_utilized":77944,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":93600,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17500,"term":60,"interest_rate":7.35,"installment":349.42,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16273.9,"paid_total":1697.09,"paid_principal":1226.1,"paid_interest":470.99,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":23.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2001,"inquiries_last_12m":7,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":534326,"total_credit_utilized":118114,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":54000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":48.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10538.41,"paid_total":1927.48,"paid_principal":1461.59,"paid_interest":465.89,"paid_late_fees":0} {"emp_title":"executive","emp_length":1,"state":"MI","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":22.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":18,"total_credit_limit":592023,"total_credit_utilized":117755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":90300,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":14.08,"installment":442.89,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17874.1,"paid_total":2199.59,"paid_principal":1125.9,"paid_interest":1073.69,"paid_late_fees":0} {"emp_title":"state trooper","emp_length":7,"state":"PA","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":24.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":115324,"total_credit_utilized":66850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.61,"installment":402.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11163.33,"paid_total":1197.83,"paid_principal":836.67,"paid_interest":361.16,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":29.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":20,"total_credit_limit":112051,"total_credit_utilized":67495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":46200,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":15.05,"installment":624.42,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15956.02,"paid_total":3107.05,"paid_principal":2043.98,"paid_interest":1063.07,"paid_late_fees":0} {"emp_title":"area manager","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":18.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":276186,"total_credit_utilized":78433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30900,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":12.62,"installment":406.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16893.11,"paid_total":2005.11,"paid_principal":1106.89,"paid_interest":898.22,"paid_late_fees":0} {"emp_title":"general manager","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":4.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":19553,"total_credit_utilized":13522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1311,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15051.88,"paid_total":1852.28,"paid_principal":948.12,"paid_interest":904.16,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":23.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":95299,"total_credit_utilized":15197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19300,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.71,"installment":338.2,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9883.92,"paid_total":1344.6,"paid_principal":1116.08,"paid_interest":228.52,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":2.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":205195,"total_credit_utilized":2362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5544.75,"paid_total":545.81,"paid_principal":455.25,"paid_interest":90.56,"paid_late_fees":0} {"emp_title":"sr software engineer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":144000,"verified_income":"Not Verified","debt_to_income":7.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":32881,"total_credit_utilized":27018,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":12.61,"installment":234.55,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6511.92,"paid_total":725.73,"paid_principal":488.08,"paid_interest":237.65,"paid_late_fees":0} {"emp_title":"engineering technician ","emp_length":4,"state":"PA","homeownership":"OWN","annual_income":95000,"verified_income":"Source Verified","debt_to_income":14.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":199751,"total_credit_utilized":39858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":659,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":69600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":9.43,"installment":307.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9134.64,"paid_total":604.36,"paid_principal":465.36,"paid_interest":139,"paid_late_fees":0} {"emp_title":"quality manager","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":88000,"verified_income":"Verified","debt_to_income":28.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":174091,"total_credit_utilized":162736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":27981.54,"paid_total":3071.38,"paid_principal":2018.46,"paid_interest":1052.92,"paid_late_fees":0} {"emp_title":"service manager","emp_length":10,"state":"NM","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":19.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":120141,"total_credit_utilized":49579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39600,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.92,"installment":424.16,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19217.08,"paid_total":1261.46,"paid_principal":782.92,"paid_interest":478.54,"paid_late_fees":0} {"emp_title":"nails tech ","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":20.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":40300,"total_credit_utilized":10138,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7287.73,"paid_total":1118.24,"paid_principal":712.27,"paid_interest":405.97,"paid_late_fees":0} {"emp_title":"vac/shift relief warehouse","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":195494,"total_credit_utilized":14554,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":13.59,"installment":530.3,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21902.23,"paid_total":2103.84,"paid_principal":1097.77,"paid_interest":1006.07,"paid_late_fees":0} {"emp_title":"finance manager","emp_length":7,"state":"CO","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":16.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":53220,"total_credit_utilized":32353,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":84.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15675,"term":36,"interest_rate":10.91,"installment":512.52,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14174.66,"paid_total":2018.53,"paid_principal":1500.34,"paid_interest":518.19,"paid_late_fees":0} {"emp_title":"customer service agent","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":64000,"verified_income":"Verified","debt_to_income":6.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":21,"total_credit_limit":92333,"total_credit_utilized":25953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":866,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":56700,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.43,"installment":629.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30007.45815,"paid_principal":30000,"paid_interest":7.46,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":10,"total_credit_limit":239875,"total_credit_utilized":96480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11700,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":18.45,"installment":305.58,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7862.53,"paid_total":908.13,"paid_principal":537.47,"paid_interest":370.66,"paid_late_fees":0} {"emp_title":"prep touch up","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":35568,"verified_income":"Not Verified","debt_to_income":6.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":11124,"total_credit_utilized":3633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":900,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":9.44,"installment":76.82,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2105.71,"paid_total":381.58,"paid_principal":294.29,"paid_interest":87.29,"paid_late_fees":0} {"emp_title":"operation specialist","emp_length":9,"state":"NC","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":18.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":107464,"total_credit_utilized":64183,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"production operator","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":24.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":48700,"total_credit_utilized":30581,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10000,"num_total_cc_accounts":27,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10500,"term":60,"interest_rate":15.05,"installment":250.07,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10017.49,"paid_total":991.5,"paid_principal":482.51,"paid_interest":508.99,"paid_late_fees":0} {"emp_title":"director asset management ","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":12.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":168030,"total_credit_utilized":134160,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":62500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":9.93,"installment":593.96,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26158.47,"paid_total":2954.35,"paid_principal":1841.53,"paid_interest":1112.82,"paid_late_fees":0} {"emp_title":"pharmacy technician","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":21.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":47070,"total_credit_utilized":23064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":1999,"current_installment_accounts":1,"accounts_opened_24m":26,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9100,"num_total_cc_accounts":29,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26777.45,"paid_total":5468.98,"paid_principal":3222.55,"paid_interest":2246.43,"paid_late_fees":0} {"emp_title":"home health aide ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":23600,"total_credit_utilized":13018,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":14.08,"installment":218.99,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6524.76121,"paid_principal":6400,"paid_interest":124.76,"paid_late_fees":0} {"emp_title":"engineer","emp_length":9,"state":"AZ","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":37.33,"annual_income_joint":145000,"verification_income_joint":"Source Verified","debt_to_income_joint":31.7,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":15,"total_credit_limit":203941,"total_credit_utilized":171884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34300,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":36,"interest_rate":18.06,"installment":796.02,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20097.91,"paid_total":3162.01,"paid_principal":1902.09,"paid_interest":1259.92,"paid_late_fees":0} {"emp_title":"readiness nco","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Verified","debt_to_income":22.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":303578,"total_credit_utilized":30098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23300,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":5.32,"installment":323.31,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15595.9,"paid_total":1700.37,"paid_principal":1404.1,"paid_interest":296.27,"paid_late_fees":0} {"emp_title":"sr developer","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":353000,"verified_income":"Source Verified","debt_to_income":12.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":836277,"total_credit_utilized":304327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":101600,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30511.2,"paid_total":5383.41,"paid_principal":4488.8,"paid_interest":894.61,"paid_late_fees":0} {"emp_title":"systems administrator sr","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":104550,"verified_income":"Not Verified","debt_to_income":10.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":108144,"total_credit_utilized":51673,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44600,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":8704.47,"paid_total":1495.41,"paid_principal":1295.53,"paid_interest":199.88,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Verified","debt_to_income":7.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":4,"total_credit_limit":56436,"total_credit_utilized":27485,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24600,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5045.03343,"paid_principal":5000,"paid_interest":45.03,"paid_late_fees":0} {"emp_title":"family support worker","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":45804,"verified_income":"Verified","debt_to_income":15.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":194329,"total_credit_utilized":35348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":37800,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.35,"installment":651.79,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18147.15,"paid_total":3480.39,"paid_principal":2852.85,"paid_interest":627.54,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":4.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":21542,"total_credit_utilized":7341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.34,"installment":93.1,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2774.37,"paid_total":282.22,"paid_principal":225.63,"paid_interest":56.59,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":20.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":66515,"total_credit_utilized":23142,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13200,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14062.83,"paid_total":1658.01,"paid_principal":937.17,"paid_interest":720.84,"paid_late_fees":0} {"emp_title":"associate attorney","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":285000,"verified_income":"Not Verified","debt_to_income":14.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":23,"total_credit_limit":283766,"total_credit_utilized":240328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":80100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36011.51,"paid_total":4976.22,"paid_principal":3988.49,"paid_interest":987.73,"paid_late_fees":0} {"emp_title":"senior claim examiner","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":23900,"total_credit_utilized":16449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1002,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.08,"installment":171.09,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":4424.54,"paid_total":847.63,"paid_principal":575.46,"paid_interest":272.17,"paid_late_fees":0} {"emp_title":"consumer marketing director","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":17.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":131338,"total_credit_utilized":103688,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17580.17,"paid_total":3234.92,"paid_principal":2419.83,"paid_interest":815.09,"paid_late_fees":0} {"emp_title":"rn-icu","emp_length":0,"state":"AZ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":6.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":203900,"total_credit_utilized":16674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36000,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.35,"installment":201.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5796.27,"paid_total":854.35,"paid_principal":703.73,"paid_interest":150.62,"paid_late_fees":0} {"emp_title":"scheduler","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":15.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":224060,"total_credit_utilized":25289,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5100,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":14.08,"installment":123.18,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3270.5,"paid_total":489.9,"paid_principal":329.5,"paid_interest":160.4,"paid_late_fees":0} {"emp_title":"talent","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":8.86,"annual_income_joint":145000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.62,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":74234,"total_credit_utilized":64359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1626,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":26.3,"installment":301.19,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9571.51,"paid_total":1469.42,"paid_principal":428.49,"paid_interest":1040.93,"paid_late_fees":0} {"emp_title":"police officer ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":6.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":38100,"total_credit_utilized":11112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11089.41,"paid_total":1097.87,"paid_principal":910.59,"paid_interest":187.28,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":22.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":152999,"total_credit_utilized":29270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":9.43,"installment":230.65,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10563.97,"paid_total":686.19,"paid_principal":436.03,"paid_interest":250.16,"paid_late_fees":0} {"emp_title":"customer service agent","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":24.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":320730,"total_credit_utilized":63140,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.13,"paid_total":1660.11,"paid_principal":994.87,"paid_interest":665.24,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":19.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":14,"total_credit_limit":111701,"total_credit_utilized":44056,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21900,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3819.07,"paid_principal":2919.86,"paid_interest":899.21,"paid_late_fees":0} {"emp_title":"certified tumor registrar","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":103000,"verified_income":"Source Verified","debt_to_income":19.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":21,"total_credit_limit":135209,"total_credit_utilized":72979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":55000,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.9,"installment":542.32,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24045.67,"paid_total":1611.82,"paid_principal":954.33,"paid_interest":657.49,"paid_late_fees":0} {"emp_title":"administrative associate","emp_length":9,"state":"NH","homeownership":"MORTGAGE","annual_income":52505.4,"verified_income":"Not Verified","debt_to_income":28.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":26,"total_credit_limit":135046,"total_credit_utilized":108279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":439,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42300,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10878.71,"paid_total":1600.15,"paid_principal":1121.29,"paid_interest":478.86,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":4,"state":"NY","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":267870,"total_credit_utilized":33657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33100,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23650,"term":36,"interest_rate":5.32,"installment":712.22,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21819.8,"paid_total":2129.67,"paid_principal":1830.2,"paid_interest":299.47,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":38.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":429460,"total_credit_utilized":77224,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":2818,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":61700,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":21.85,"installment":1067.17,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26297.36,"paid_total":3133.53,"paid_principal":1702.64,"paid_interest":1430.89,"paid_late_fees":0} {"emp_title":"mail handler","emp_length":10,"state":"LA","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":44183,"total_credit_utilized":18946,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10700,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.43,"installment":512.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14832.04,"paid_total":1527.65,"paid_principal":1167.96,"paid_interest":359.69,"paid_late_fees":0} {"emp_title":"devops engineer","emp_length":1,"state":"VA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":16.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":91848,"total_credit_utilized":24219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":63700,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.44,"installment":576.09,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15793.1,"paid_total":2871.01,"paid_principal":2206.9,"paid_interest":664.11,"paid_late_fees":0} {"emp_title":"software sales","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":325000,"verified_income":"Verified","debt_to_income":23.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":661139,"total_credit_utilized":292332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34750,"term":36,"interest_rate":6.72,"installment":1068.54,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30331.08,"paid_total":5316.75,"paid_principal":4418.92,"paid_interest":897.83,"paid_late_fees":0} {"emp_title":"front office coordinator","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":31.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":15,"total_credit_limit":94694,"total_credit_utilized":57777,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.44,"installment":416.07,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11406.1,"paid_total":2073.53,"paid_principal":1593.9,"paid_interest":479.63,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":46000,"verified_income":"Source Verified","debt_to_income":23.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1993,"inquiries_last_12m":9,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":37872,"total_credit_utilized":30988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4439.79,"paid_total":874.75,"paid_principal":560.21,"paid_interest":314.54,"paid_late_fees":0} {"emp_title":"driver","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":12.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":139901,"total_credit_utilized":25348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":56900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":6.71,"installment":645.64,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19940.62,"paid_total":1275.62,"paid_principal":1059.38,"paid_interest":216.24,"paid_late_fees":0} {"emp_title":"human resource business partner","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":36.07,"annual_income_joint":155000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.29,"delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":364464,"total_credit_utilized":56362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":13.59,"installment":276.68,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11427.24,"paid_total":1084.07,"paid_principal":572.76,"paid_interest":511.31,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"RENT","annual_income":80200,"verified_income":"Source Verified","debt_to_income":22.74,"annual_income_joint":99976,"verification_income_joint":"Source Verified","debt_to_income_joint":21.36,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":68469,"total_credit_utilized":35667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":12.61,"installment":167.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4768.79,"paid_total":331.58,"paid_principal":231.21,"paid_interest":100.37,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":13.07,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":31400,"total_credit_utilized":12548,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":14538.71,"paid_total":1152.22,"paid_principal":461.29,"paid_interest":690.93,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":28.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":139075,"total_credit_utilized":38301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":13.59,"installment":645.58,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26264.2,"paid_total":3228.86,"paid_principal":1735.8,"paid_interest":1493.06,"paid_late_fees":0} {"emp_title":"corporate sales","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":34.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":103129,"total_credit_utilized":80288,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32800,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":16.02,"installment":140.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3643.87,"paid_total":559.12,"paid_principal":356.13,"paid_interest":202.99,"paid_late_fees":0} {"emp_title":"youth specialist","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":41.07,"annual_income_joint":72000,"verification_income_joint":"Verified","debt_to_income_joint":31.33,"delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2009,"inquiries_last_12m":10,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":121897,"total_credit_utilized":97928,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":26.3,"installment":481.9,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15457.56,"paid_total":1880.84,"paid_principal":542.44,"paid_interest":1338.4,"paid_late_fees":0} {"emp_title":"sprinkler foreman","emp_length":9,"state":"NH","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":29.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":88864,"total_credit_utilized":52437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14200,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4316.14,"paid_total":847.9,"paid_principal":683.86,"paid_interest":164.04,"paid_late_fees":0} {"emp_title":"intern","emp_length":2,"state":"LA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":1.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":33400,"total_credit_utilized":6117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5230.49,"paid_total":911.72,"paid_principal":769.51,"paid_interest":142.21,"paid_late_fees":0} {"emp_title":"operation engineer ","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":15.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":227606,"total_credit_utilized":29439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":723,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25700,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.61,"installment":402.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11163.33,"paid_total":1197.83,"paid_principal":836.67,"paid_interest":361.16,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Source Verified","debt_to_income":20.18,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":523150,"total_credit_utilized":101244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.44,"installment":512.08,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14436.82,"paid_total":2039.93,"paid_principal":1563.18,"paid_interest":476.75,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":8.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":49731,"total_credit_utilized":22875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31400,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.97,"installment":501.17,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14405.29,"paid_total":1997.6,"paid_principal":1594.71,"paid_interest":402.89,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"OR","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":1.3,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.33,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":36100,"total_credit_utilized":1630,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31800,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":10.91,"installment":784.71,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21115.47,"paid_total":3909,"paid_principal":2884.53,"paid_interest":1024.47,"paid_late_fees":0} {"emp_title":"welder","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":20.65,"annual_income_joint":86000,"verification_income_joint":"Verified","debt_to_income_joint":10.33,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":295309,"total_credit_utilized":21471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":21.45,"installment":606.51,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14683.17,"paid_total":2378.37,"paid_principal":1316.83,"paid_interest":1061.54,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":33.45,"annual_income_joint":225000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.5,"delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":650351,"total_credit_utilized":164269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":85000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":11.98,"installment":1328.2,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38132.99,"paid_total":2656.41,"paid_principal":1867.01,"paid_interest":789.4,"paid_late_fees":0} {"emp_title":"realtor - independent contractor","emp_length":2,"state":"SD","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":21.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":21,"total_credit_limit":105400,"total_credit_utilized":55279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46200,"num_total_cc_accounts":34,"num_open_cc_accounts":18,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20300,"term":60,"interest_rate":30.79,"installment":666.66,"grade":"G","sub_grade":"G1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19532.64,"paid_total":3263.85,"paid_principal":767.36,"paid_interest":2496.49,"paid_late_fees":0} {"emp_title":"operation ","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":15.91,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":306167,"total_credit_utilized":46755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28600,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":6.07,"installment":228.41,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6925.69,"paid_total":682.7,"paid_principal":574.31,"paid_interest":108.39,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":26.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":72705,"total_credit_utilized":36803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":7.97,"installment":263.11,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7349.54,"paid_total":1311.83,"paid_principal":1050.46,"paid_interest":261.37,"paid_late_fees":0} {"emp_title":"mgr it application","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":148650,"verified_income":"Verified","debt_to_income":0.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":789400,"total_credit_utilized":4078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":101400,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40276.99175,"paid_principal":40000,"paid_interest":276.99,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":15.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":234105,"total_credit_utilized":28323,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21000,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":10.42,"installment":551.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14943.12,"paid_total":2739.87,"paid_principal":2056.88,"paid_interest":682.99,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":300000,"verified_income":"Source Verified","debt_to_income":15.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":20,"total_credit_limit":213981,"total_credit_utilized":126193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":85900,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":28250,"term":36,"interest_rate":18.45,"installment":1027.7,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26442.42,"paid_total":3054.14,"paid_principal":1807.58,"paid_interest":1246.56,"paid_late_fees":0} {"emp_title":"information assurance ","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":17.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":19,"total_credit_limit":573732,"total_credit_utilized":76204,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":17,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":64400,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":7.97,"installment":263.11,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7349.54,"paid_total":1311.83,"paid_principal":1050.46,"paid_interest":261.37,"paid_late_fees":0} {"emp_title":"cdl truck driver","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":23.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":255116,"total_credit_utilized":68503,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.61,"installment":502.6,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13954.16,"paid_total":1486.78,"paid_principal":1045.84,"paid_interest":440.94,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"VT","homeownership":"OWN","annual_income":39000,"verified_income":"Verified","debt_to_income":47.36,"annual_income_joint":107000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.65,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":74981,"total_credit_utilized":54855,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":3357,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17596.2,"paid_total":3257.53,"paid_principal":2403.8,"paid_interest":853.73,"paid_late_fees":0} {"emp_title":"designer","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":24.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":76192,"total_credit_utilized":44306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18550.28,"paid_total":1911.76,"paid_principal":1449.72,"paid_interest":462.04,"paid_late_fees":0} {"emp_title":"sr java analyst programmer","emp_length":1,"state":"AL","homeownership":"MORTGAGE","annual_income":124000,"verified_income":"Verified","debt_to_income":29.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":525460,"total_credit_utilized":172705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":110400,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37904.12,"paid_total":3338.87,"paid_principal":2095.88,"paid_interest":1242.99,"paid_late_fees":0} {"emp_title":"des support operations","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":5.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":10,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":210442,"total_credit_utilized":2129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":3724,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":20100,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":22725,"term":60,"interest_rate":11.98,"installment":505.28,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21881.41,"paid_total":1485.59,"paid_principal":843.59,"paid_interest":642,"paid_late_fees":0} {"emp_title":"property manager ","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":76000,"verified_income":"Verified","debt_to_income":9.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":39716,"total_credit_utilized":20623,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":339,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16900,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9515.25,"paid_total":629.54,"paid_principal":484.75,"paid_interest":144.79,"paid_late_fees":0} {"emp_title":"market leader","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.3,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":87221,"total_credit_utilized":72232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4737.54,"paid_total":353.41,"paid_principal":262.46,"paid_interest":90.95,"paid_late_fees":0} {"emp_title":"contractor ","emp_length":0,"state":"NE","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":44900,"total_credit_utilized":29088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13273.71,"paid_total":2554.52,"paid_principal":1726.29,"paid_interest":828.23,"paid_late_fees":0} {"emp_title":"certified nurse aide ","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":34.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":67084,"total_credit_utilized":24522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27300,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":10.41,"installment":340.84,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9744.22,"paid_total":1016.45,"paid_principal":755.78,"paid_interest":260.67,"paid_late_fees":0} {"emp_title":"automotive technician ","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":4.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":8500,"total_credit_utilized":4409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":15.05,"installment":138.76,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3534.66,"paid_total":651.7,"paid_principal":465.34,"paid_interest":186.36,"paid_late_fees":0} {"emp_title":"risk operations ","emp_length":5,"state":"WV","homeownership":"RENT","annual_income":37000,"verified_income":"Not Verified","debt_to_income":15.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":47138,"total_credit_utilized":19524,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.93,"installment":64.47,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1756.54,"paid_total":321.25,"paid_principal":243.46,"paid_interest":77.79,"paid_late_fees":0} {"emp_title":"parts sales","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":34000,"verified_income":"Not Verified","debt_to_income":18.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":24400,"total_credit_utilized":15273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.05,"installment":238.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9657.47,"paid_total":739.6,"paid_principal":342.53,"paid_interest":397.07,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":9.57,"annual_income_joint":108000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.6,"delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":28100,"total_credit_utilized":4560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19164.16,"paid_total":1181.44,"paid_principal":835.84,"paid_interest":345.6,"paid_late_fees":0} {"emp_title":"carpenter foreman ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":110000,"verified_income":"Not Verified","debt_to_income":18.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":326391,"total_credit_utilized":99193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":9778.48,"paid_total":330.14,"paid_principal":221.52,"paid_interest":108.62,"paid_late_fees":0} {"emp_title":"business systems analyst","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Source Verified","debt_to_income":2.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":435881,"total_credit_utilized":5202,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10618.97,"paid_total":2043.61,"paid_principal":1381.03,"paid_interest":662.58,"paid_late_fees":0} {"emp_title":"principle business solution architect","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":130000,"verified_income":"Not Verified","debt_to_income":8.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":54100,"total_credit_utilized":23537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16100,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":20,"installment":476.89,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":18013.6,"paid_principal":18000,"paid_interest":13.6,"paid_late_fees":0} {"emp_title":"coding lead","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":29.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":151742,"total_credit_utilized":57326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9100,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8668.19,"paid_total":1760.86,"paid_principal":1331.81,"paid_interest":429.05,"paid_late_fees":0} {"emp_title":"super intendant","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":22.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1995,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":481307,"total_credit_utilized":75750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":93000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16525,"term":36,"interest_rate":12.61,"installment":553.7,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15372.83,"paid_total":1649.52,"paid_principal":1152.17,"paid_interest":497.35,"paid_late_fees":0} {"emp_title":"accounting technician","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Verified","debt_to_income":20.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":99972,"total_credit_utilized":25961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14950,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":11.99,"installment":400.31,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17102.5,"paid_total":1580.02,"paid_principal":897.5,"paid_interest":682.52,"paid_late_fees":0} {"emp_title":"manager ","emp_length":7,"state":"IL","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":14.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":181225,"total_credit_utilized":167617,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6400,"num_total_cc_accounts":26,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":16.01,"installment":386.79,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10270.25,"paid_total":1155.49,"paid_principal":729.75,"paid_interest":425.74,"paid_late_fees":0} {"emp_title":"director of property management","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":115000,"verified_income":"Not Verified","debt_to_income":21.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":479629,"total_credit_utilized":111862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22900,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":16.01,"installment":340.53,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":14352.77317,"paid_principal":14000,"paid_interest":352.77,"paid_late_fees":0} {"emp_title":"meat cutter","emp_length":6,"state":"NM","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":25.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":41533,"total_credit_utilized":27022,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":11.98,"installment":49.81,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1394.45,"paid_total":148.43,"paid_principal":105.55,"paid_interest":42.88,"paid_late_fees":0} {"emp_title":"casualty rep adjuster","emp_length":5,"state":"WI","homeownership":"RENT","annual_income":67500,"verified_income":"Source Verified","debt_to_income":4.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":25900,"total_credit_utilized":9344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21400,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":10.41,"installment":300.3,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13390.17,"paid_total":834.41,"paid_principal":609.83,"paid_interest":224.58,"paid_late_fees":0} {"emp_title":"claims specialist","emp_length":3,"state":"PA","homeownership":"OWN","annual_income":49000,"verified_income":"Not Verified","debt_to_income":36.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":8,"total_credit_limit":66761,"total_credit_utilized":52434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13100,"term":36,"interest_rate":18.06,"installment":474,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11967.37,"paid_total":1882.86,"paid_principal":1132.63,"paid_interest":750.23,"paid_late_fees":0} {"emp_title":"billing supervisor","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":17.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":27000,"total_credit_utilized":19272,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9900,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.93,"paid_total":2072.54,"paid_principal":1407.07,"paid_interest":665.47,"paid_late_fees":0} {"emp_title":"senior merchandising manager","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Source Verified","debt_to_income":2.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":116500,"total_credit_utilized":9508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4642.64,"paid_total":487.35,"paid_principal":357.36,"paid_interest":129.99,"paid_late_fees":0} {"emp_title":"finisher","emp_length":6,"state":"NE","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":13.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":30977,"total_credit_utilized":13474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15800,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.99,"installment":355.84,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15000.36,"paid_total":1757.88,"paid_principal":999.64,"paid_interest":758.24,"paid_late_fees":0} {"emp_title":"account manager","emp_length":9,"state":"PA","homeownership":"RENT","annual_income":56891,"verified_income":"Source Verified","debt_to_income":11.29,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":26300,"total_credit_utilized":15727,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":6814,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":22.91,"installment":231.98,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5390,"paid_total":1152.26,"paid_principal":610,"paid_interest":542.26,"paid_late_fees":0} {"emp_title":"financial center operations manager ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":25.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":62,"open_credit_lines":33,"total_credit_limit":271371,"total_credit_utilized":57434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":73400,"num_total_cc_accounts":47,"num_open_cc_accounts":31,"num_cc_carrying_balance":21,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":17.09,"installment":642.56,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16013.16,"paid_total":3212.8,"paid_principal":1986.84,"paid_interest":1225.96,"paid_late_fees":0} {"emp_title":"hr specialist","emp_length":7,"state":"VA","homeownership":"MORTGAGE","annual_income":126049,"verified_income":"Source Verified","debt_to_income":18.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":14,"total_credit_limit":561767,"total_credit_utilized":214234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31400,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.08,"installment":239.52,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":6359.29,"paid_total":952.6,"paid_principal":640.71,"paid_interest":311.89,"paid_late_fees":0} {"emp_title":"realtor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":5.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":441900,"total_credit_utilized":22621,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31200,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31626.48,"paid_total":4503.96,"paid_principal":3373.52,"paid_interest":1130.44,"paid_late_fees":0} {"emp_title":"network engineer","emp_length":0,"state":"MD","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":23.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":101640,"total_credit_utilized":37959,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":67500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":6.07,"installment":578.62,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17545.12,"paid_total":1767.9,"paid_principal":1454.88,"paid_interest":313.02,"paid_late_fees":0} {"emp_title":"community improvement specialty officer","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":162000,"total_credit_utilized":11879,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1317,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24600,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":15.05,"installment":381.06,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16266.64836,"paid_principal":16000,"paid_interest":266.65,"paid_late_fees":0} {"emp_title":"supervisor/front end","emp_length":6,"state":"WA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":30.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":53075,"total_credit_utilized":23612,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24100,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.06,"installment":542.74,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13366.62,"paid_total":2698.65,"paid_principal":1633.38,"paid_interest":1065.27,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":16.77,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":10.58,"delinq_2y":5,"months_since_last_delinq":11,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":20,"total_credit_limit":334672,"total_credit_utilized":52278,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9200,"num_total_cc_accounts":37,"num_open_cc_accounts":15,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6500,"term":36,"interest_rate":10.42,"installment":211.03,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5873.55,"paid_total":836.59,"paid_principal":626.45,"paid_interest":210.14,"paid_late_fees":0} {"emp_title":"mortgage specialist","emp_length":7,"state":"MI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":19.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":47,"open_credit_lines":16,"total_credit_limit":311100,"total_credit_utilized":34963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25900,"num_total_cc_accounts":35,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22854.52,"paid_total":2195.28,"paid_principal":1145.48,"paid_interest":1049.8,"paid_late_fees":0} {"emp_title":"marketing manager","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":135000,"verified_income":"Not Verified","debt_to_income":14.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":138727,"total_credit_utilized":67030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":96900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35863.53,"paid_total":4747.47,"paid_principal":4136.47,"paid_interest":611,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":31.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":59897,"total_credit_utilized":27955,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12600,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3491.33,"paid_total":613.51,"paid_principal":508.67,"paid_interest":104.84,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NH","homeownership":"RENT","annual_income":47840,"verified_income":"Not Verified","debt_to_income":19.17,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":38796,"total_credit_utilized":14267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":10.42,"installment":146.1,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3955.5,"paid_total":723.99,"paid_principal":544.5,"paid_interest":179.49,"paid_late_fees":0} {"emp_title":"plant manager ","emp_length":2,"state":"ND","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":33.78,"annual_income_joint":110000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.62,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":66641,"total_credit_utilized":45461,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1099,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11900,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28758.99,"paid_total":3035.59,"paid_principal":1241.01,"paid_interest":1794.58,"paid_late_fees":0} {"emp_title":"accounting","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":10.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":44900,"total_credit_utilized":24489,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39400,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":949.55,"paid_principal":729.99,"paid_interest":219.56,"paid_late_fees":0} {"emp_title":"360app specialist","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":37000,"verified_income":"Not Verified","debt_to_income":20.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":48918,"total_credit_utilized":11990,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24400,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":467.55,"paid_principal":376.05,"paid_interest":91.5,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":20.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":19,"total_credit_limit":152340,"total_credit_utilized":22087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":11007,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12100,"num_total_cc_accounts":33,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":7,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9715.1,"paid_total":813.88,"paid_principal":284.9,"paid_interest":528.98,"paid_late_fees":0} {"emp_title":"network administrator","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2011,"inquiries_last_12m":6,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":89176,"total_credit_utilized":84804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":5923,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":1800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.08,"installment":171.09,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4542.33,"paid_total":680.45,"paid_principal":457.67,"paid_interest":222.78,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":29200,"verified_income":"Not Verified","debt_to_income":37.61,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1978,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":8,"total_credit_limit":45829,"total_credit_utilized":21228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":27,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":75.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8200,"term":36,"interest_rate":20.39,"installment":306.38,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7690.29,"paid_total":900.56,"paid_principal":509.71,"paid_interest":390.85,"paid_late_fees":0} {"emp_title":"composite fabricator","emp_length":9,"state":"PA","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Verified","debt_to_income":13.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":231279,"total_credit_utilized":32768,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":270,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28586.16,"paid_total":2750.27,"paid_principal":1413.84,"paid_interest":1336.43,"paid_late_fees":0} {"emp_title":"sales/barista","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":49000,"verified_income":"Not Verified","debt_to_income":5.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":46000,"total_credit_utilized":7131,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":32100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18509.07,"paid_total":1901.19,"paid_principal":1490.93,"paid_interest":410.26,"paid_late_fees":0} {"emp_title":"client services ","emp_length":6,"state":"AZ","homeownership":"OWN","annual_income":42000,"verified_income":"Source Verified","debt_to_income":14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":25800,"total_credit_utilized":13283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":60,"interest_rate":15.04,"installment":247.64,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9668.41,"paid_total":1103.23,"paid_principal":731.59,"paid_interest":371.64,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":21.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":282138,"total_credit_utilized":77133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12150,"term":60,"interest_rate":15.04,"installment":289.31,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11874.22,"paid_total":568.47,"paid_principal":275.78,"paid_interest":292.69,"paid_late_fees":0} {"emp_title":"sales agent","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":23.4,"annual_income_joint":92000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.78,"delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":565013,"total_credit_utilized":52779,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":99,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4492.76,"paid_total":610.33,"paid_principal":507.24,"paid_interest":103.09,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":12.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":49288,"total_credit_utilized":46472,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34700,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.42,"installment":779.16,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21687.05,"paid_total":3102.75,"paid_principal":2312.95,"paid_interest":789.8,"paid_late_fees":0} {"emp_title":"lpta","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.68,"annual_income_joint":111000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.01,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":325149,"total_credit_utilized":20642,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":4110,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12800,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":31000,"term":60,"interest_rate":12.62,"installment":699.33,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29483.03,"paid_total":2775.59,"paid_principal":1516.97,"paid_interest":1258.62,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":0,"state":"MO","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":11.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":17647,"total_credit_utilized":9269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9135.4,"paid_total":1484.23,"paid_principal":864.6,"paid_interest":619.63,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":56446,"verified_income":"Not Verified","debt_to_income":7.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":26470,"total_credit_utilized":8690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":7.34,"installment":74.48,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2219.5,"paid_total":222.46,"paid_principal":180.5,"paid_interest":41.96,"paid_late_fees":0} {"emp_title":"training store manager","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":18.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":78733,"total_credit_utilized":51015,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":30150,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":21.45,"installment":655.38,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23070.05,"paid_total":2592.92,"paid_principal":929.95,"paid_interest":1662.97,"paid_late_fees":0} {"emp_title":"coordinator","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":10.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":26600,"total_credit_utilized":25254,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24600,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39031.28,"paid_total":1860.37,"paid_principal":968.72,"paid_interest":891.65,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":33.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":101344,"total_credit_utilized":44893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":38600,"num_total_cc_accounts":29,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9275.14,"paid_total":961.39,"paid_principal":724.86,"paid_interest":236.53,"paid_late_fees":0} {"emp_title":"electrical design engineer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":13.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":255304,"total_credit_utilized":31461,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12600,"term":36,"interest_rate":5.32,"installment":379.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12675.89004,"paid_principal":12600,"paid_interest":75.89,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":4,"state":"IN","homeownership":"OWN","annual_income":52000,"verified_income":"Verified","debt_to_income":20.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":37311,"total_credit_utilized":25201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18957.54,"paid_total":2416.03,"paid_principal":1042.46,"paid_interest":1373.57,"paid_late_fees":0} {"emp_title":"client service rep","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":32500,"verified_income":"Not Verified","debt_to_income":25.07,"annual_income_joint":57500,"verification_income_joint":"Not Verified","debt_to_income_joint":18.7,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":233229,"total_credit_utilized":7651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9350.23,"paid_total":1061.17,"paid_principal":649.77,"paid_interest":411.4,"paid_late_fees":0} {"emp_title":"cadd","emp_length":7,"state":"WA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":13.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":252881,"total_credit_utilized":55846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14013.48,"paid_total":1570.26,"paid_principal":986.52,"paid_interest":583.74,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":84396,"verified_income":"Source Verified","debt_to_income":17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":9,"total_credit_limit":69826,"total_credit_utilized":53235,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":24,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":16.02,"installment":681.21,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26745.52,"paid_total":2699.92,"paid_principal":1254.48,"paid_interest":1445.44,"paid_late_fees":0} {"emp_title":"principal","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":126000,"verified_income":"Verified","debt_to_income":8.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":1047519,"total_credit_utilized":17660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":120,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34800,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":21275,"term":60,"interest_rate":16.02,"installment":517.6,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":443.27,"paid_total":21550.13,"paid_principal":20831.73,"paid_interest":718.4,"paid_late_fees":0} {"emp_title":"host","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":9.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":13200,"total_credit_utilized":6537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6800,"term":36,"interest_rate":18.06,"installment":246.05,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6212.05,"paid_total":977.38,"paid_principal":587.95,"paid_interest":389.43,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":550000,"verified_income":"Source Verified","debt_to_income":7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":967800,"total_credit_utilized":300222,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35863.52,"paid_total":4895.25,"paid_principal":4136.48,"paid_interest":758.77,"paid_late_fees":0} {"emp_title":"stylist apprentice ","emp_length":0,"state":"PA","homeownership":"OWN","annual_income":13200,"verified_income":"Source Verified","debt_to_income":31.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":48942,"total_credit_utilized":8390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":18000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":622.05,"paid_principal":498.59,"paid_interest":123.46,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":52464,"verified_income":"Not Verified","debt_to_income":36.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":221875,"total_credit_utilized":58007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":44600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19022.42,"paid_total":2671.17,"paid_principal":977.58,"paid_interest":1693.59,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":47600,"verified_income":"Not Verified","debt_to_income":4.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":41200,"total_credit_utilized":8191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":6.71,"installment":230.59,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7121.64,"paid_total":455.59,"paid_principal":378.36,"paid_interest":77.23,"paid_late_fees":0} {"emp_title":"certified teachers aid","emp_length":10,"state":"WV","homeownership":"RENT","annual_income":27000,"verified_income":"Not Verified","debt_to_income":7.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":5600,"total_credit_utilized":3967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.01,"installment":175.81,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4668.6,"paid_total":535.74,"paid_principal":331.4,"paid_interest":204.34,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"IN","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":114662,"total_credit_utilized":89544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.59,"installment":101.94,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2723.49,"paid_total":405.5,"paid_principal":276.51,"paid_interest":128.99,"paid_late_fees":0} {"emp_title":"vice president of engineering","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":180000,"verified_income":"Verified","debt_to_income":6.59,"annual_income_joint":180000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.59,"delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":62394,"total_credit_utilized":41268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":3200,"term":36,"interest_rate":6.08,"installment":97.47,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2872.49,"paid_total":385.64,"paid_principal":327.51,"paid_interest":58.13,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":42733,"verified_income":"Verified","debt_to_income":28.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":52908,"total_credit_utilized":27088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34000,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.9,"installment":817.29,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23213.25,"paid_total":2421.59,"paid_principal":1786.75,"paid_interest":634.84,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"RENT","annual_income":26000,"verified_income":"Verified","debt_to_income":21.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":20700,"total_credit_utilized":5627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":13.59,"installment":50.97,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1126.71,"paid_total":440.79,"paid_principal":373.29,"paid_interest":67.5,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":11.21,"verification_income_joint":"","delinq_2y":9,"months_since_last_delinq":1,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":81928,"total_credit_utilized":53085,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":15400,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":39.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":982.84,"paid_principal":703.63,"paid_interest":279.21,"paid_late_fees":0} {"emp_title":"service technician","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":17.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":267372,"total_credit_utilized":29347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14900,"num_total_cc_accounts":24,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28886.34,"paid_total":1961.19,"paid_principal":1113.66,"paid_interest":847.53,"paid_late_fees":0} {"emp_title":"program analyst","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Source Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":588312,"total_credit_utilized":53230,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35600,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":10.9,"installment":455.55,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20147.51,"paid_total":1403.93,"paid_principal":852.49,"paid_interest":551.44,"paid_late_fees":0} {"emp_title":"detective investigator ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":17.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":162525,"total_credit_utilized":39201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":70000,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10010.34556,"paid_principal":10000,"paid_interest":10.35,"paid_late_fees":0} {"emp_title":"licensed vocational nurse","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":7.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":10300,"total_credit_utilized":8310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":18.45,"installment":820.45,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31338.05,"paid_total":1608.1,"paid_principal":661.95,"paid_interest":946.15,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":30.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":205134,"total_credit_utilized":35136,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":191,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7300,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":77.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16009.256,"paid_principal":16000,"paid_interest":9.26,"paid_late_fees":0} {"emp_title":"front office lead","emp_length":7,"state":"GA","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":23.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":85131,"total_credit_utilized":42463,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35700,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":19.03,"installment":660.09,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16465.41,"paid_total":2621.33,"paid_principal":1534.59,"paid_interest":1086.74,"paid_late_fees":0} {"emp_title":"fulfillment associate","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":39000,"verified_income":"Source Verified","debt_to_income":22.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":66000,"total_credit_utilized":14706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34100,"num_total_cc_accounts":34,"num_open_cc_accounts":21,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10609.61,"paid_total":2020.63,"paid_principal":1390.39,"paid_interest":630.24,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":5.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":95500,"total_credit_utilized":6084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":85200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":5.31,"installment":105.39,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3500.53674,"paid_principal":3500,"paid_interest":0.54,"paid_late_fees":0} {"emp_title":"construction glazer","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":2.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":2534,"total_credit_utilized":1026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.98,"installment":99.62,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2759.47,"paid_total":295.25,"paid_principal":240.53,"paid_interest":54.72,"paid_late_fees":0} {"emp_title":"haircutter","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":29.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":31725,"total_credit_utilized":11423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8100,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.45,"installment":181.9,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4680.06,"paid_total":535.45,"paid_principal":319.94,"paid_interest":215.51,"paid_late_fees":0} {"emp_title":"sales representative ","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":28.91,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":194465,"total_credit_utilized":16535,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":4286,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8879.63,"paid_total":1767.25,"paid_principal":1120.37,"paid_interest":646.88,"paid_late_fees":0} {"emp_title":"loan consultant","emp_length":2,"state":"CO","homeownership":"RENT","annual_income":195000,"verified_income":"Source Verified","debt_to_income":4.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":47772,"total_credit_utilized":45325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":600,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":12.62,"installment":721.89,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30434.09,"paid_total":2865.12,"paid_principal":1565.91,"paid_interest":1299.21,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":6.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1993,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":6,"total_credit_limit":674708,"total_credit_utilized":31273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":614,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18500,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18684.61,"paid_total":2099.23,"paid_principal":1315.39,"paid_interest":783.84,"paid_late_fees":0} {"emp_title":"funeral director and supervisor","emp_length":7,"state":"PA","homeownership":"RENT","annual_income":780000,"verified_income":"Source Verified","debt_to_income":3.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":19,"total_credit_limit":137675,"total_credit_utilized":82432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":60500,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":87.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10557.71,"paid_total":1954.53,"paid_principal":1442.29,"paid_interest":512.24,"paid_late_fees":0} {"emp_title":"fiduciary trust officer","emp_length":10,"state":"UT","homeownership":"RENT","annual_income":107000,"verified_income":"Source Verified","debt_to_income":15.88,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":13,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":345588,"total_credit_utilized":141401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5425.71,"paid_total":781.08,"paid_principal":574.29,"paid_interest":206.79,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":22848,"verified_income":"Verified","debt_to_income":16.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1975,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":37200,"total_credit_utilized":9006,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16000,"num_total_cc_accounts":34,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":7.35,"installment":294.86,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7977.27,"paid_total":1802.98,"paid_principal":1522.73,"paid_interest":280.25,"paid_late_fees":0} {"emp_title":"usda helper","emp_length":9,"state":"TN","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":13.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":18900,"total_credit_utilized":10513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":199,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14300,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13223.48,"paid_total":2465.77,"paid_principal":1776.52,"paid_interest":689.25,"paid_late_fees":0} {"emp_title":"nursing shift supervisor","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":3.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":130892,"total_credit_utilized":13278,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":25.82,"installment":596.68,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19131.7,"paid_total":2926.02,"paid_principal":868.3,"paid_interest":2057.72,"paid_late_fees":0} {"emp_title":"paralegal ","emp_length":4,"state":"FL","homeownership":"OWN","annual_income":159000,"verified_income":"Not Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":366595,"total_credit_utilized":60740,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23600,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":7.97,"installment":300.7,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8642.76,"paid_total":1198.55,"paid_principal":957.24,"paid_interest":241.31,"paid_late_fees":0} {"emp_title":"project manager","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Not Verified","debt_to_income":19.67,"annual_income_joint":76000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.48,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":194925,"total_credit_utilized":18515,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62900,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1691.29,"paid_principal":1150.88,"paid_interest":540.41,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":112914,"verified_income":"Not Verified","debt_to_income":18.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":247132,"total_credit_utilized":209838,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.44,"installment":419.46,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18939.06,"paid_total":1656.86,"paid_principal":1060.94,"paid_interest":595.92,"paid_late_fees":0} {"emp_title":"hha","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":27500,"verified_income":"Source Verified","debt_to_income":13.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":20400,"total_credit_utilized":6396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14600,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5318.67,"paid_total":1035.68,"paid_principal":681.33,"paid_interest":354.35,"paid_late_fees":0} {"emp_title":"order processing","emp_length":9,"state":"FL","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":29.27,"annual_income_joint":70880,"verification_income_joint":"Source Verified","debt_to_income_joint":25.12,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":64675,"total_credit_utilized":30023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":13.59,"installment":611.62,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15914.44,"paid_total":3044.51,"paid_principal":2085.56,"paid_interest":958.95,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":19.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1998,"inquiries_last_12m":11,"total_credit_lines":54,"open_credit_lines":16,"total_credit_limit":625020,"total_credit_utilized":85097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":68100,"num_total_cc_accounts":29,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":38515.13,"paid_total":2535.04,"paid_principal":1484.87,"paid_interest":1050.17,"paid_late_fees":0} {"emp_title":"investor relations ","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":95000,"verified_income":"Verified","debt_to_income":20.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":26,"total_credit_limit":126903,"total_credit_utilized":72670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35600,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":13.58,"installment":806.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33329.08,"paid_total":3200.75,"paid_principal":1670.92,"paid_interest":1529.83,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":10.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":55100,"total_credit_utilized":15471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":17800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5576.55,"paid_total":6638.72,"paid_principal":6423.45,"paid_interest":215.27,"paid_late_fees":0} {"emp_title":"pilot","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":175000,"verified_income":"Verified","debt_to_income":0.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":30300,"total_credit_utilized":796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":13617.47,"paid_total":2027.44,"paid_principal":1382.53,"paid_interest":644.91,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":19.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":353401,"total_credit_utilized":110936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":71800,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":7.34,"installment":698.68,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34027.84,"paid_total":1368.82,"paid_principal":972.16,"paid_interest":396.66,"paid_late_fees":0} {"emp_title":"medical imagining manager","emp_length":10,"state":"MT","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":7.38,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.31,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":309195,"total_credit_utilized":33258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":18600,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22421.54,"paid_total":2532.31,"paid_principal":1578.46,"paid_interest":953.85,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":54993,"total_credit_utilized":28926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.9,"installment":523.07,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14856.47,"paid_total":1559.52,"paid_principal":1143.53,"paid_interest":415.99,"paid_late_fees":0} {"emp_title":"it manager","emp_length":2,"state":"OR","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":16.26,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":112066,"total_credit_utilized":78250,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19400,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5568.11,"paid_total":577.37,"paid_principal":431.89,"paid_interest":145.48,"paid_late_fees":0} {"emp_title":"principal","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":5.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":297600,"total_credit_utilized":15351,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42600,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17953.16,"paid_total":2429.92,"paid_principal":2046.84,"paid_interest":383.08,"paid_late_fees":0} {"emp_title":"director of sales","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":110000,"verified_income":"Verified","debt_to_income":17.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":75321,"total_credit_utilized":50175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19300,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":14.07,"installment":246.33,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6708.55,"paid_total":733.36,"paid_principal":491.45,"paid_interest":241.91,"paid_late_fees":0} {"emp_title":"er nurse - clinical trauma specialist","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":212500,"verified_income":"Source Verified","debt_to_income":8.88,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":22,"total_credit_limit":364781,"total_credit_utilized":101212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":195800,"num_total_cc_accounts":26,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17971.08,"paid_total":2452.49,"paid_principal":2028.92,"paid_interest":423.57,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":115000,"verified_income":"Source Verified","debt_to_income":17.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":46,"open_credit_lines":16,"total_credit_limit":471316,"total_credit_utilized":79729,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18500,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23375.65,"paid_total":2667.33,"paid_principal":1624.35,"paid_interest":1042.98,"paid_late_fees":0} {"emp_title":"shipping and picking","emp_length":1,"state":"PA","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":21.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":34497,"total_credit_utilized":23886,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":10.42,"installment":103.89,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2969.7,"paid_total":309.82,"paid_principal":230.3,"paid_interest":79.52,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":17.11,"annual_income_joint":220000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.6,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":11,"total_credit_lines":60,"open_credit_lines":25,"total_credit_limit":753199,"total_credit_utilized":99680,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":118500,"num_total_cc_accounts":39,"num_open_cc_accounts":22,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15051.88,"paid_total":1839.77,"paid_principal":948.12,"paid_interest":891.65,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":5.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":289520,"total_credit_utilized":5990,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15400,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":7,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.71,"installment":461.18,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13861.74,"paid_total":1377.95,"paid_principal":1138.26,"paid_interest":239.69,"paid_late_fees":0} {"emp_title":"sleep tech","emp_length":8,"state":"NJ","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Verified","debt_to_income":12.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2009,"inquiries_last_12m":7,"total_credit_lines":36,"open_credit_lines":23,"total_credit_limit":268749,"total_credit_utilized":19669,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":21,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10700,"num_total_cc_accounts":32,"num_open_cc_accounts":20,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":74.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9511.18,"paid_total":1341.57,"paid_principal":488.82,"paid_interest":852.75,"paid_late_fees":0} {"emp_title":"senior customer service","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":46.57,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":30.01,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":49,"open_credit_lines":26,"total_credit_limit":224124,"total_credit_utilized":108228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":2544,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6900,"num_total_cc_accounts":23,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":89.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19193.94,"paid_total":1955.72,"paid_principal":806.06,"paid_interest":1149.66,"paid_late_fees":0} {"emp_title":"mra","emp_length":10,"state":"NE","homeownership":"RENT","annual_income":27000,"verified_income":"Verified","debt_to_income":27.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":41044,"total_credit_utilized":33056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":403,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.47,"installment":179.44,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4675.37,"paid_total":533.47,"paid_principal":324.63,"paid_interest":208.84,"paid_late_fees":0} {"emp_title":"senior manager of prevention services","emp_length":10,"state":"NE","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":18.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":91972,"total_credit_utilized":44270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6283.6,"paid_total":848.11,"paid_principal":716.4,"paid_interest":131.71,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":25.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":95646,"total_credit_utilized":26249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37800,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":5.32,"installment":216.83,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6115.5,"paid_total":1192.74,"paid_principal":1084.5,"paid_interest":108.24,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":29.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":56800,"total_credit_utilized":40932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11200,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":19.03,"installment":256.7,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6403.22,"paid_total":1019.4,"paid_principal":596.78,"paid_interest":422.62,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":258000,"verified_income":"Verified","debt_to_income":10.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":12,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":157247,"total_credit_utilized":99047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.09,"installment":1070.93,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28703.47,"paid_total":2113.38,"paid_principal":1296.53,"paid_interest":816.85,"paid_late_fees":0} {"emp_title":"system administrator","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":19.1,"annual_income_joint":179000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.85,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":328143,"total_credit_utilized":50848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11000,"term":60,"interest_rate":10.42,"installment":236,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10430.7,"paid_total":979.02,"paid_principal":569.3,"paid_interest":409.72,"paid_late_fees":0} {"emp_title":"train operator","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":23.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":23,"total_credit_limit":349945,"total_credit_utilized":44783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":37300,"num_total_cc_accounts":26,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14412.97,"paid_total":938.02,"paid_principal":587.03,"paid_interest":350.99,"paid_late_fees":0} {"emp_title":"cosmetologist","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":51000,"verified_income":"Verified","debt_to_income":24.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":15,"total_credit_limit":72525,"total_credit_utilized":27422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17200,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":18.06,"installment":457.67,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16952.32,"paid_total":2354.95,"paid_principal":1047.68,"paid_interest":1307.27,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":280000,"verified_income":"Source Verified","debt_to_income":0.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":4,"total_credit_limit":316981,"total_credit_utilized":13,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":41534.13127,"paid_principal":40000,"paid_interest":1534.13,"paid_late_fees":0} {"emp_title":"senior vice president","emp_length":5,"state":"MD","homeownership":"MORTGAGE","annual_income":325000,"verified_income":"Source Verified","debt_to_income":8.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":44,"open_credit_lines":19,"total_credit_limit":793009,"total_credit_utilized":100019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":96300,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":10,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.71,"installment":1076.07,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32345.77,"paid_total":3215.16,"paid_principal":2654.23,"paid_interest":560.93,"paid_late_fees":0} {"emp_title":"atc ","emp_length":10,"state":"NH","homeownership":"RENT","annual_income":170000,"verified_income":"Not Verified","debt_to_income":4.77,"annual_income_joint":340000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.85,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":70375,"total_credit_utilized":44157,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":34300,"num_total_cc_accounts":26,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":71.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39015.01,"paid_total":1725.52,"paid_principal":984.99,"paid_interest":740.53,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":10.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1965,"inquiries_last_12m":7,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":219900,"total_credit_utilized":12653,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19400,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12016.5895,"paid_principal":12000,"paid_interest":16.59,"paid_late_fees":0} {"emp_title":"medical doctor","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":23.82,"annual_income_joint":267000,"verification_income_joint":"Not Verified","debt_to_income_joint":34.75,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1976,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":21,"total_credit_limit":824084,"total_credit_utilized":54718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43500,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25700,"term":60,"interest_rate":18.06,"installment":653.46,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24325.88,"paid_total":3241.51,"paid_principal":1374.12,"paid_interest":1867.39,"paid_late_fees":0} {"emp_title":"bdc manager","emp_length":7,"state":"FL","homeownership":"OWN","annual_income":92000,"verified_income":"Verified","debt_to_income":26.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":25,"total_credit_limit":130716,"total_credit_utilized":83110,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21400,"num_total_cc_accounts":21,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":21.85,"installment":523.15,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18458.69,"paid_total":1546.39,"paid_principal":541.31,"paid_interest":1005.08,"paid_late_fees":0} {"emp_title":"para professional","emp_length":3,"state":"OK","homeownership":"OWN","annual_income":15000,"verified_income":"Not Verified","debt_to_income":50.32,"annual_income_joint":86000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.45,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":38342,"total_credit_utilized":31082,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29234.98,"paid_total":2641.53,"paid_principal":765.02,"paid_interest":1876.51,"paid_late_fees":0} {"emp_title":"engineer","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":28.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":267524,"total_credit_utilized":66983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18684.61,"paid_total":2110.27,"paid_principal":1315.39,"paid_interest":794.88,"paid_late_fees":0} {"emp_title":"deliveries carrier","emp_length":1,"state":"FL","homeownership":"OWN","annual_income":25500,"verified_income":"Source Verified","debt_to_income":33.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":29785,"total_credit_utilized":26923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4762.84,"paid_total":323.89,"paid_principal":237.16,"paid_interest":86.73,"paid_late_fees":0} {"emp_title":"creative director, owner","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":31.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":105964,"total_credit_utilized":40609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":5.32,"installment":421.61,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":12552.23,"paid_total":1682.3,"paid_principal":1447.77,"paid_interest":234.53,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":31.48,"annual_income_joint":200000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.43,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":392251,"total_credit_utilized":96255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":24.85,"installment":1388.82,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":35405.88278,"paid_principal":35000,"paid_interest":405.88,"paid_late_fees":0} {"emp_title":"police officer ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":31.91,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":188660,"total_credit_utilized":57692,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15200,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9703.41,"paid_total":778.7,"paid_principal":296.59,"paid_interest":482.11,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"OH","homeownership":"RENT","annual_income":115000,"verified_income":"Source Verified","debt_to_income":11.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":51218,"total_credit_utilized":30643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8773.94,"paid_total":1589.76,"paid_principal":1226.06,"paid_interest":363.7,"paid_late_fees":0} {"emp_title":"sr loan processor","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":9.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":293060,"total_credit_utilized":10662,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12500,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9247.92,"paid_total":951.38,"paid_principal":752.08,"paid_interest":199.3,"paid_late_fees":0} {"emp_title":"technician","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":82000,"verified_income":"Not Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":92719,"total_credit_utilized":31975,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47400,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.96,"installment":501.09,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14807.25,"paid_total":1489.12,"paid_principal":1192.75,"paid_interest":296.37,"paid_late_fees":0} {"emp_title":"cook","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":81000,"verified_income":"Verified","debt_to_income":13.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":58900,"total_credit_utilized":34060,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26300,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.42,"installment":916.03,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33934.09,"paid_total":2710.33,"paid_principal":1065.91,"paid_interest":1644.42,"paid_late_fees":0} {"emp_title":"principal internal auditor","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":18.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":671278,"total_credit_utilized":361964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39300,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18625.12,"paid_total":2023.35,"paid_principal":1374.88,"paid_interest":648.47,"paid_late_fees":0} {"emp_title":"pilot","emp_length":4,"state":"NV","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":32.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":361832,"total_credit_utilized":74999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":6.07,"installment":395.9,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12004.56,"paid_total":1183.32,"paid_principal":995.44,"paid_interest":187.88,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":2,"state":"AL","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Not Verified","debt_to_income":23.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":24,"total_credit_limit":478340,"total_credit_utilized":182904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":98900,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21793.71,"paid_total":3798.86,"paid_principal":3206.29,"paid_interest":592.57,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":42.86,"annual_income_joint":170000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.36,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":12,"total_credit_limit":553729,"total_credit_utilized":94029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40700,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16800,"term":60,"interest_rate":9.44,"installment":352.34,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15681.64,"paid_total":1752.89,"paid_principal":1118.36,"paid_interest":634.53,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":2.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":240827,"total_credit_utilized":1741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21700,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"project manager","emp_length":2,"state":"KS","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":24.39,"annual_income_joint":121000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.85,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":333278,"total_credit_utilized":52771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17000,"term":36,"interest_rate":6.72,"installment":522.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14838.22,"paid_total":2607.35,"paid_principal":2161.78,"paid_interest":445.57,"paid_late_fees":0} {"emp_title":"sports editor","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":111000,"verified_income":"Not Verified","debt_to_income":24.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":23,"total_credit_limit":166350,"total_credit_utilized":70199,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":107000,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22485.76,"paid_total":3093.55,"paid_principal":2514.24,"paid_interest":579.31,"paid_late_fees":0} {"emp_title":"adminiative asst","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":26.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":230729,"total_credit_utilized":64214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34800,"num_total_cc_accounts":21,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":6.71,"installment":294.97,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14363.17,"paid_total":879.32,"paid_principal":636.83,"paid_interest":242.49,"paid_late_fees":0} {"emp_title":"customer service manager ","emp_length":0,"state":"AR","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":6.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":19300,"total_credit_utilized":10394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":17,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12900,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.42,"installment":916.03,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33934.09,"paid_total":2710.33,"paid_principal":1065.91,"paid_interest":1644.42,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":110000,"verified_income":"Source Verified","debt_to_income":31.07,"annual_income_joint":237000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.69,"delinq_2y":3,"months_since_last_delinq":22,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":194215,"total_credit_utilized":130457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":24.84,"installment":877.73,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29213.76,"paid_total":2591.79,"paid_principal":786.24,"paid_interest":1805.55,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":13.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":299050,"total_credit_utilized":20428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8900,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":18.06,"installment":108.55,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2674.57,"paid_total":551.73,"paid_principal":325.43,"paid_interest":211.3,"paid_late_fees":15} {"emp_title":"spray painter","emp_length":6,"state":"WA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":27.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":81595,"total_credit_utilized":70626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13000,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":12.61,"installment":217.8,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6046.78,"paid_total":615.38,"paid_principal":453.22,"paid_interest":162.16,"paid_late_fees":0} {"emp_title":"quality team leader","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":131000,"verified_income":"Verified","debt_to_income":18.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":233587,"total_credit_utilized":48112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23400,"num_total_cc_accounts":29,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":14.08,"installment":650.12,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17260.94,"paid_total":2555.9,"paid_principal":1739.06,"paid_interest":816.84,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":19.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":33900,"total_credit_utilized":19838,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.67,"paid_total":1936.32,"paid_principal":1439.33,"paid_interest":496.99,"paid_late_fees":0} {"emp_title":"account executive","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":39442,"verified_income":"Not Verified","debt_to_income":31.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":111664,"total_credit_utilized":80066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.92,"installment":96.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2708.85,"paid_total":385.11,"paid_principal":291.15,"paid_interest":93.96,"paid_late_fees":0} {"emp_title":"custodian","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":38.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":19,"total_credit_limit":90151,"total_credit_utilized":48902,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22700,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4668.34,"paid_total":518.62,"paid_principal":331.66,"paid_interest":186.96,"paid_late_fees":0} {"emp_title":"attorney owner","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":275000,"verified_income":"Source Verified","debt_to_income":12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":69,"open_credit_lines":35,"total_credit_limit":610218,"total_credit_utilized":98337,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":143600,"num_total_cc_accounts":46,"num_open_cc_accounts":29,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18468.54,"paid_total":1813.75,"paid_principal":1531.46,"paid_interest":282.29,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":53.41,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.49,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":51,"open_credit_lines":18,"total_credit_limit":155574,"total_credit_utilized":114988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33200,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":21700,"term":36,"interest_rate":18.06,"installment":785.17,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19337.01,"paid_total":3904.08,"paid_principal":2362.99,"paid_interest":1541.09,"paid_late_fees":0} {"emp_title":"medical records","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":36.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":56670,"total_credit_utilized":28252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":842,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23500,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":19675,"term":60,"interest_rate":24.84,"installment":575.65,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6650.71,"paid_total":14199.8,"paid_principal":13024.29,"paid_interest":1175.51,"paid_late_fees":0} {"emp_title":"agent","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":18.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":390506,"total_credit_utilized":58757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46600,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"OH","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":14.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":183221,"total_credit_utilized":40287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.03,"installment":648.93,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23965.84,"paid_total":2569.29,"paid_principal":1034.16,"paid_interest":1535.13,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":9000,"verified_income":"Verified","debt_to_income":18.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":9200,"total_credit_utilized":1607,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4539.36,"paid_total":700.37,"paid_principal":460.64,"paid_interest":239.73,"paid_late_fees":0} {"emp_title":"design assistant","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":12.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":108565,"total_credit_utilized":88269,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33800,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13585.88,"paid_total":1982.61,"paid_principal":1414.12,"paid_interest":568.49,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":25.87,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":49,"open_credit_lines":29,"total_credit_limit":172803,"total_credit_utilized":35901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":14,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":96800,"num_total_cc_accounts":38,"num_open_cc_accounts":25,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":12.62,"installment":270.71,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11262.09,"paid_total":1336.72,"paid_principal":737.91,"paid_interest":598.81,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Not Verified","debt_to_income":36.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":115900,"total_credit_utilized":69820,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":923.4,"paid_principal":765.73,"paid_interest":157.67,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":22000,"verified_income":"Verified","debt_to_income":2.56,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":5700,"total_credit_utilized":98,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5700,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.92,"installment":64.46,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1855.03,"paid_total":192.28,"paid_principal":144.97,"paid_interest":47.31,"paid_late_fees":0} {"emp_title":"attorney ","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":212000,"verified_income":"Source Verified","debt_to_income":11.96,"annual_income_joint":227000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.37,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":14,"total_credit_limit":376883,"total_credit_utilized":142365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72000,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":9.43,"installment":800.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22557.19,"paid_total":3186.94,"paid_principal":2442.81,"paid_interest":744.13,"paid_late_fees":0} {"emp_title":"dept manager","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":53000,"verified_income":"Source Verified","debt_to_income":24.64,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":21,"total_credit_limit":96441,"total_credit_utilized":87309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":10.91,"installment":91.55,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2532,"paid_total":364.5,"paid_principal":268,"paid_interest":96.5,"paid_late_fees":0} {"emp_title":"accountant","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":27.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":101484,"total_credit_utilized":56091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":257,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13800,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17600,"term":36,"interest_rate":9.93,"installment":567.33,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15892.19,"paid_total":2259.61,"paid_principal":1707.81,"paid_interest":551.8,"paid_late_fees":0} {"emp_title":"operator ","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":8.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":25700,"total_credit_utilized":8425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":7623,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6002.5995,"paid_principal":6000,"paid_interest":2.6,"paid_late_fees":0} {"emp_title":"sander","emp_length":10,"state":"KS","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":28921,"total_credit_utilized":14469,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4390.98,"paid_total":803.14,"paid_principal":609.02,"paid_interest":194.12,"paid_late_fees":0} {"emp_title":"qa developer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":189000,"verified_income":"Verified","debt_to_income":13.26,"annual_income_joint":381000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.52,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":144608,"total_credit_utilized":112820,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15800,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":15.05,"installment":762.12,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30529.48,"paid_total":3021.72,"paid_principal":1470.52,"paid_interest":1551.2,"paid_late_fees":0} {"emp_title":"office lead","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":3.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":96700,"total_credit_utilized":7395,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":512,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5230.49,"paid_total":911.72,"paid_principal":769.51,"paid_interest":142.21,"paid_late_fees":0} {"emp_title":"designer","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":26.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":8,"total_credit_limit":37046,"total_credit_utilized":25936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":74.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.07,"installment":171.06,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4658.72,"paid_total":505.36,"paid_principal":341.28,"paid_interest":164.08,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":54600,"verified_income":"Verified","debt_to_income":32.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":57461,"total_credit_utilized":35230,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":14.08,"installment":191.62,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4955.49,"paid_total":949.34,"paid_principal":644.51,"paid_interest":304.83,"paid_late_fees":0} {"emp_title":"doorman ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":14.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":43467,"total_credit_utilized":15291,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8994.29,"paid_total":1237.44,"paid_principal":1005.71,"paid_interest":231.73,"paid_late_fees":0} {"emp_title":"public health sanitarian ii","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":4.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":66900,"total_credit_utilized":4141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57400,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":19200,"term":36,"interest_rate":6.08,"installment":584.8,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16737.57,"paid_total":2911.03,"paid_principal":2462.43,"paid_interest":448.6,"paid_late_fees":0} {"emp_title":"national account executive ","emp_length":4,"state":"NY","homeownership":"OWN","annual_income":125000,"verified_income":"Source Verified","debt_to_income":19.7,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":16,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":243676,"total_credit_utilized":73620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13400,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":57.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":16.02,"installment":246.17,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6215.74,"paid_total":1224.62,"paid_principal":784.26,"paid_interest":440.36,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":32000,"verified_income":"Not Verified","debt_to_income":19.39,"annual_income_joint":62000,"verification_income_joint":"Not Verified","debt_to_income_joint":31.44,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":74742,"total_credit_utilized":32760,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":8500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":21700,"term":36,"interest_rate":9.43,"installment":694.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20115.96,"paid_total":2060.49,"paid_principal":1584.04,"paid_interest":476.45,"paid_late_fees":0} {"emp_title":"teacher","emp_length":2,"state":"UT","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":20577,"total_credit_utilized":18633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":10.9,"installment":39.23,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1114.24,"paid_total":116.24,"paid_principal":85.76,"paid_interest":30.48,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":3.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":16800,"total_credit_utilized":5217,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":10.91,"installment":104.63,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2712.06,"paid_total":619.27,"paid_principal":487.94,"paid_interest":131.33,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":10.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":602937,"total_credit_utilized":94690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":185,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":9.93,"installment":742.45,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":35115.84833,"paid_principal":35000,"paid_interest":115.85,"paid_late_fees":0} {"emp_title":"patron services","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":1.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":12800,"total_credit_utilized":2103,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.96,"installment":203.57,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6015.44,"paid_total":604.96,"paid_principal":484.56,"paid_interest":120.4,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":29.91,"annual_income_joint":95000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.56,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":57,"open_credit_lines":25,"total_credit_limit":230366,"total_credit_utilized":49393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32300,"num_total_cc_accounts":36,"num_open_cc_accounts":21,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.93,"paid_total":1480.23,"paid_principal":1072.07,"paid_interest":408.16,"paid_late_fees":0} {"emp_title":"tanker man ","emp_length":8,"state":"TX","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":11.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":105179,"total_credit_utilized":28786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":12.62,"installment":100.54,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2647.72,"paid_total":497.44,"paid_principal":352.28,"paid_interest":145.16,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":69000,"verified_income":"Not Verified","debt_to_income":27.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":77525,"total_credit_utilized":49053,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":12.62,"installment":368.63,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":11463.42072,"paid_principal":11000,"paid_interest":463.42,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":9.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":41312,"total_credit_utilized":26423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19357.88,"paid_total":1467.54,"paid_principal":642.12,"paid_interest":825.42,"paid_late_fees":0} {"emp_title":"real estate support staff","emp_length":1,"state":"WY","homeownership":"MORTGAGE","annual_income":31680,"verified_income":"Verified","debt_to_income":18.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":20,"total_credit_limit":188027,"total_credit_utilized":30935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":7294,"current_installment_accounts":10,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":90.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":19.03,"installment":242.03,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6037.33,"paid_total":961.14,"paid_principal":562.67,"paid_interest":398.47,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":7.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":32300,"total_credit_utilized":18872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":14.08,"installment":419.58,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17151.69,"paid_total":1650.16,"paid_principal":848.31,"paid_interest":801.85,"paid_late_fees":0} {"emp_title":"principal consultant","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":132000,"verified_income":"Source Verified","debt_to_income":0.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":34200,"total_credit_utilized":3059,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35942.19,"paid_total":4904.95,"paid_principal":4057.81,"paid_interest":847.14,"paid_late_fees":0} {"emp_title":"insurance processor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":33000,"verified_income":"Verified","debt_to_income":29.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":40944,"total_credit_utilized":17189,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":9.93,"installment":361.03,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9835.86,"paid_total":1798.97,"paid_principal":1364.14,"paid_interest":434.83,"paid_late_fees":0} {"emp_title":"foreman ","emp_length":4,"state":"MO","homeownership":"MORTGAGE","annual_income":43260,"verified_income":"Not Verified","debt_to_income":4.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":166100,"total_credit_utilized":5662,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8797.3,"paid_total":1391.75,"paid_principal":1202.7,"paid_interest":189.05,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":400000,"verified_income":"Verified","debt_to_income":12.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":233712,"total_credit_utilized":119392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43600,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30675,"term":36,"interest_rate":5.32,"installment":923.78,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26700.98,"paid_total":4600.77,"paid_principal":3974.02,"paid_interest":626.75,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":14.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":16,"total_credit_limit":91850,"total_credit_utilized":32813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37400,"num_total_cc_accounts":33,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.43,"installment":629.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28810.83,"paid_total":1871.4,"paid_principal":1189.17,"paid_interest":682.23,"paid_late_fees":0} {"emp_title":"warehouse manager","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":36.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":46,"open_credit_lines":30,"total_credit_limit":180063,"total_credit_utilized":87133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":54400,"num_total_cc_accounts":30,"num_open_cc_accounts":24,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":11.99,"installment":597.78,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16303.06,"paid_total":2379.13,"paid_principal":1696.94,"paid_interest":682.19,"paid_late_fees":0} {"emp_title":"general manager","emp_length":8,"state":"AL","homeownership":"MORTGAGE","annual_income":136000,"verified_income":"Verified","debt_to_income":11.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":321476,"total_credit_utilized":79454,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29000,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9312.56,"paid_total":1004.13,"paid_principal":687.44,"paid_interest":316.69,"paid_late_fees":0} {"emp_title":"maintenance mechanic ","emp_length":7,"state":"WV","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Source Verified","debt_to_income":11.56,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":63047,"total_credit_utilized":19915,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":11.99,"installment":185.98,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5072.05,"paid_total":740.19,"paid_principal":527.95,"paid_interest":212.24,"paid_late_fees":0} {"emp_title":"pressroom operator","emp_length":5,"state":"CT","homeownership":"RENT","annual_income":35600,"verified_income":"Verified","debt_to_income":25.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":24,"total_credit_limit":105944,"total_credit_utilized":26661,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65900,"num_total_cc_accounts":28,"num_open_cc_accounts":21,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.72,"installment":107.63,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3234.43,"paid_total":321.58,"paid_principal":265.57,"paid_interest":56.01,"paid_late_fees":0} {"emp_title":"sr principal consultant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":194000,"verified_income":"Source Verified","debt_to_income":15.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":109700,"total_credit_utilized":82404,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":11.99,"installment":797.03,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21157.61,"paid_total":3969.16,"paid_principal":2842.39,"paid_interest":1126.77,"paid_late_fees":0} {"emp_title":"wire technician ","emp_length":4,"state":"KY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":10.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":53994,"total_credit_utilized":23422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":634,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25600,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.43,"installment":96.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2706.83,"paid_total":382.47,"paid_principal":293.17,"paid_interest":89.3,"paid_late_fees":0} {"emp_title":"fire fighter","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":23.43,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.53,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":424687,"total_credit_utilized":76949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13400,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":5.31,"installment":421.55,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12916.42,"paid_total":1256.39,"paid_principal":1083.58,"paid_interest":172.81,"paid_late_fees":0} {"emp_title":"americorp member","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":12000,"verified_income":"Verified","debt_to_income":5.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":13931,"total_credit_utilized":9664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6762.48,"paid_total":3691.4,"paid_principal":3237.52,"paid_interest":453.88,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":31.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":260116,"total_credit_utilized":98408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16200,"term":36,"interest_rate":10.42,"installment":525.93,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14638.77,"paid_total":2099.03,"paid_principal":1561.23,"paid_interest":537.8,"paid_late_fees":0} {"emp_title":"tax clerk","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":18.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":40375,"total_credit_utilized":16542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":32,"num_open_cc_accounts":19,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.45,"installment":181.9,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4788.34,"paid_total":358.68,"paid_principal":211.66,"paid_interest":147.02,"paid_late_fees":0} {"emp_title":"svp operations ","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":260000,"verified_income":"Source Verified","debt_to_income":7.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":231949,"total_credit_utilized":56102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43500,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":80.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":6.72,"installment":983.98,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27930.78,"paid_total":4907.95,"paid_principal":4069.22,"paid_interest":838.73,"paid_late_fees":0} {"emp_title":"agent","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":12000,"verified_income":"Not Verified","debt_to_income":170.4,"annual_income_joint":162000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.07,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":225951,"total_credit_utilized":59098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":64600,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38629.65,"paid_total":2823.9,"paid_principal":1370.35,"paid_interest":1453.55,"paid_late_fees":0} {"emp_title":"project manager","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":23.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":446748,"total_credit_utilized":99660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48500,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.07,"installment":410.54,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11180.95,"paid_total":1212.86,"paid_principal":819.05,"paid_interest":393.81,"paid_late_fees":0} {"emp_title":"seafood clerk","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":22000,"verified_income":"Verified","debt_to_income":24.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":24200,"total_credit_utilized":12110,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":22.91,"installment":386.63,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8983.35,"paid_total":1907.69,"paid_principal":1016.65,"paid_interest":891.04,"paid_late_fees":0} {"emp_title":"project manager","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":21.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":394039,"total_credit_utilized":102500,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26600,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":10005.785,"paid_principal":10000,"paid_interest":5.79,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":51,"open_credit_lines":29,"total_credit_limit":381206,"total_credit_utilized":183352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":124100,"num_total_cc_accounts":34,"num_open_cc_accounts":24,"num_cc_carrying_balance":13,"num_mort_accounts":5,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":35572.18035,"paid_principal":35000,"paid_interest":572.18,"paid_late_fees":0} {"emp_title":"certification clerk","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":31500,"verified_income":"Not Verified","debt_to_income":16.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":114600,"total_credit_utilized":18591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.72,"installment":553.49,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16173.97,"paid_total":2207.24,"paid_principal":1826.03,"paid_interest":381.21,"paid_late_fees":0} {"emp_title":"bartender","emp_length":4,"state":"NV","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":352923,"total_credit_utilized":51956,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11142.36,"paid_total":1169.63,"paid_principal":857.64,"paid_interest":311.99,"paid_late_fees":0} {"emp_title":"aftermarket expeditor","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":109000,"verified_income":"Not Verified","debt_to_income":7.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":38818,"total_credit_utilized":25345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.42,"installment":454.51,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12500,"paid_total":1948.56,"paid_principal":1500,"paid_interest":448.56,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":34.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1976,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":81533,"total_credit_utilized":17202,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":308,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18200,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":70.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":11.99,"installment":244.64,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10312.74,"paid_total":1215.87,"paid_principal":687.26,"paid_interest":528.61,"paid_late_fees":0} {"emp_title":"cbp officer","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":97600,"verified_income":"Source Verified","debt_to_income":27.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":521715,"total_credit_utilized":118907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":103000,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.08,"installment":932.39,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37629.73,"paid_total":4769.84,"paid_principal":2370.27,"paid_interest":2399.57,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":27.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":235882,"total_credit_utilized":114633,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":197,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":12.62,"installment":804.27,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21182,"paid_total":4004.52,"paid_principal":2818,"paid_interest":1186.52,"paid_late_fees":0} {"emp_title":"partner","emp_length":3,"state":"KY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":346476,"total_credit_utilized":146318,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24500,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":7,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31774.18,"paid_total":4704.19,"paid_principal":3225.82,"paid_interest":1478.37,"paid_late_fees":0} {"emp_title":"shop manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":27.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":23,"total_credit_limit":103057,"total_credit_utilized":75185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":18,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":15400,"num_total_cc_accounts":21,"num_open_cc_accounts":19,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":17.09,"installment":856.75,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21895.78,"paid_total":3404.21,"paid_principal":2104.22,"paid_interest":1299.99,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":1,"state":"NJ","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":40.02,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":34.27,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":86985,"total_credit_utilized":33368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":54400,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28886.63,"paid_total":1991.46,"paid_principal":1113.37,"paid_interest":878.09,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":31.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":53185,"total_credit_utilized":39079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":18.45,"installment":254.65,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6552.11,"paid_total":756.77,"paid_principal":447.89,"paid_interest":308.88,"paid_late_fees":0} {"emp_title":"deputy chief of police","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":98281,"verified_income":"Not Verified","debt_to_income":13.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":72100,"total_credit_utilized":39156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":73000,"verified_income":"Verified","debt_to_income":30.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":10,"total_credit_lines":57,"open_credit_lines":21,"total_credit_limit":119382,"total_credit_utilized":60838,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":19,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":58300,"num_total_cc_accounts":51,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":26.77,"installment":389.1,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1444.43,"paid_total":12148.26,"paid_principal":11355.57,"paid_interest":792.69,"paid_late_fees":0} {"emp_title":"director transformation","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":34.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":581926,"total_credit_utilized":161803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":80500,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":70.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":34913.5,"paid_total":6134.92,"paid_principal":5086.5,"paid_interest":1048.42,"paid_late_fees":0} {"emp_title":"ophthalmic technition","emp_length":1,"state":"CT","homeownership":"MORTGAGE","annual_income":41600,"verified_income":"Source Verified","debt_to_income":27.64,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":216727,"total_credit_utilized":36091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12400,"term":60,"interest_rate":16.01,"installment":301.61,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12125.84,"paid_total":592.19,"paid_principal":274.16,"paid_interest":318.03,"paid_late_fees":0} {"emp_title":"visual market manager","emp_length":8,"state":"MA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":10.73,"annual_income_joint":215000,"verification_income_joint":"Verified","debt_to_income_joint":11.06,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":359137,"total_credit_utilized":34431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":35000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18970.31,"paid_total":1192.62,"paid_principal":1029.69,"paid_interest":162.93,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":7,"state":"CT","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":62.7,"annual_income_joint":258000,"verification_income_joint":"Source Verified","debt_to_income_joint":30.04,"delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":64,"open_credit_lines":36,"total_credit_limit":252001,"total_credit_utilized":197102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":51200,"num_total_cc_accounts":37,"num_open_cc_accounts":30,"num_cc_carrying_balance":24,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36250,"term":36,"interest_rate":19.42,"installment":1336.5,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34738.16,"paid_total":2594.78,"paid_principal":1511.84,"paid_interest":1082.94,"paid_late_fees":0} {"emp_title":"partner","emp_length":7,"state":"TX","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":28.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":46153,"total_credit_utilized":26030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":17.47,"installment":344.52,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8976.73,"paid_total":1024.24,"paid_principal":623.27,"paid_interest":400.97,"paid_late_fees":0} {"emp_title":"coordinator","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Not Verified","debt_to_income":40.52,"annual_income_joint":102000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.69,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":379558,"total_credit_utilized":46372,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":942,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.83,"paid_total":826.92,"paid_principal":592.17,"paid_interest":234.75,"paid_late_fees":0} {"emp_title":"assembly line","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":23.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":38532,"total_credit_utilized":21137,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":13.59,"installment":74.76,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1945.07,"paid_total":372.14,"paid_principal":254.93,"paid_interest":117.21,"paid_late_fees":0} {"emp_title":"officer","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":19.32,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":326649,"total_credit_utilized":40522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57800,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":23738.83,"paid_total":1518.6,"paid_principal":1261.17,"paid_interest":257.43,"paid_late_fees":0} {"emp_title":"senior business analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65500,"verified_income":"Source Verified","debt_to_income":24.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":56900,"total_credit_utilized":40017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19700,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":16.02,"installment":984.68,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25507.11,"paid_total":3764.28,"paid_principal":2492.89,"paid_interest":1271.39,"paid_late_fees":0} {"emp_title":"director of finance","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":166600,"verified_income":"Source Verified","debt_to_income":21.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":842451,"total_credit_utilized":177958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":106500,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36937.11,"paid_total":3640.96,"paid_principal":3062.89,"paid_interest":578.07,"paid_late_fees":0} {"emp_title":"process operator ","emp_length":1,"state":"LA","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Source Verified","debt_to_income":2.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":340590,"total_credit_utilized":9185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":17.47,"installment":376.59,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14518.41,"paid_total":1100.65,"paid_principal":481.59,"paid_interest":619.06,"paid_late_fees":0} {"emp_title":"compliance coordinator ","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":12.13,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.03,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":482168,"total_credit_utilized":19998,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":825,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14600,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":23.88,"installment":430.48,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14456.11,"paid_total":1702.02,"paid_principal":543.89,"paid_interest":1158.13,"paid_late_fees":0} {"emp_title":"professor","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":19.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":26700,"total_credit_utilized":11720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7700,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1477.22,"paid_total":3656.08,"paid_principal":3522.78,"paid_interest":133.3,"paid_late_fees":0} {"emp_title":"human resources generalist","emp_length":1,"state":"AL","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":35.1,"annual_income_joint":76500,"verification_income_joint":"Source Verified","debt_to_income_joint":22.49,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":259835,"total_credit_utilized":37303,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23900,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":11.98,"installment":711.5,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30812.12,"paid_total":2091.9,"paid_principal":1187.88,"paid_interest":904.02,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Verified","debt_to_income":16.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":147834,"total_credit_utilized":15544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4500,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":16.01,"installment":843.89,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22407.87,"paid_total":2403.59,"paid_principal":1592.13,"paid_interest":811.46,"paid_late_fees":0} {"emp_title":"accounting director ","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":4.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":76300,"total_credit_utilized":16546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":73800,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.35,"installment":744.9,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21586.34,"paid_total":2969.8,"paid_principal":2413.66,"paid_interest":556.14,"paid_late_fees":0} {"emp_title":"fuel and lube technician ","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":26.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":115798,"total_credit_utilized":42049,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40100,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.96,"installment":344.5,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10455.13,"paid_total":684.14,"paid_principal":544.87,"paid_interest":139.27,"paid_late_fees":0} {"emp_title":"rn/manager","emp_length":7,"state":"SD","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Not Verified","debt_to_income":26.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":12,"total_credit_limit":178249,"total_credit_utilized":105156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40500,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":12,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":13.58,"installment":806.79,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33753.88,"paid_total":2393.96,"paid_principal":1246.12,"paid_interest":1147.84,"paid_late_fees":0} {"emp_title":"cota","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":23.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":58246,"total_credit_utilized":33583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14062.83,"paid_total":1672.63,"paid_principal":937.17,"paid_interest":735.46,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":20000,"verified_income":"Not Verified","debt_to_income":37.64,"annual_income_joint":92000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.29,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":14487,"total_credit_utilized":7985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":12,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":20,"installment":594.62,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14655.03,"paid_total":2360.7,"paid_principal":1344.97,"paid_interest":1015.73,"paid_late_fees":0} {"emp_title":"dietary","emp_length":7,"state":"UT","homeownership":"RENT","annual_income":20567,"verified_income":"Source Verified","debt_to_income":6.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":2,"total_credit_limit":4700,"total_credit_utilized":2462,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4925,"term":36,"interest_rate":13.58,"installment":167.33,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4586.41,"paid_total":498.27,"paid_principal":338.59,"paid_interest":159.68,"paid_late_fees":0} {"emp_title":"teacher","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":26127,"verified_income":"Not Verified","debt_to_income":14.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":17519,"total_credit_utilized":5635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1543.73,"paid_principal":1261,"paid_interest":282.73,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":260000,"verified_income":"Source Verified","debt_to_income":8.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2005,"inquiries_last_12m":9,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":95855,"total_credit_utilized":73309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.97,"installment":501.17,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":14404.58,"paid_total":1997.6,"paid_principal":1595.42,"paid_interest":402.18,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":25.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":21,"total_credit_limit":462906,"total_credit_utilized":50095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":67500,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.02,"installment":729.87,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28308.59,"paid_total":3595.95,"paid_principal":1691.41,"paid_interest":1904.54,"paid_late_fees":0} {"emp_title":"aesthetican","emp_length":7,"state":"TX","homeownership":"OWN","annual_income":57820,"verified_income":"Verified","debt_to_income":27.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":6,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":98277,"total_credit_utilized":90728,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11800,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.42,"installment":523.45,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19390.9,"paid_total":1548.77,"paid_principal":609.1,"paid_interest":939.67,"paid_late_fees":0} {"emp_title":"cad manager","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":25.54,"annual_income_joint":113000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.19,"delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":200934,"total_credit_utilized":57581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10800,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":79.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28428.1,"paid_total":2528.97,"paid_principal":1571.9,"paid_interest":957.07,"paid_late_fees":0} {"emp_title":"core layer ","emp_length":2,"state":"OR","homeownership":"RENT","annual_income":49000,"verified_income":"Not Verified","debt_to_income":10.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":21554,"total_credit_utilized":13020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":12.61,"installment":184.29,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5116.52,"paid_total":549.02,"paid_principal":383.48,"paid_interest":165.54,"paid_late_fees":0} {"emp_title":"outreach director/pastor","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":15.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":52284,"total_credit_utilized":30987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.35,"installment":279.34,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8094.87,"paid_total":1108.17,"paid_principal":905.13,"paid_interest":203.04,"paid_late_fees":0} {"emp_title":"senior database administrator","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":5.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":77000,"total_credit_utilized":13156,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":48400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.71,"installment":553.41,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16634.11,"paid_total":1687.07,"paid_principal":1365.89,"paid_interest":321.18,"paid_late_fees":0} {"emp_title":"ccht","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":300000,"verified_income":"Source Verified","debt_to_income":3.78,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":56696,"total_credit_utilized":37087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"patient coordinator","emp_length":5,"state":"TN","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":38.16,"annual_income_joint":95000,"verification_income_joint":"","debt_to_income_joint":18.08,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":18,"total_credit_limit":120552,"total_credit_utilized":59224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":60800,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":10.41,"installment":386.09,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17304.18,"paid_total":1137.45,"paid_principal":695.82,"paid_interest":441.63,"paid_late_fees":0} {"emp_title":"senior account analyst","emp_length":7,"state":"MA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":37900,"total_credit_utilized":24500,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4600,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.42,"installment":261.73,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9695.43,"paid_total":763.61,"paid_principal":304.57,"paid_interest":459.04,"paid_late_fees":0} {"emp_title":"admin","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":216323,"total_credit_utilized":27587,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":63000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":5.31,"installment":60.23,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1845.18,"paid_total":180.1,"paid_principal":154.82,"paid_interest":25.28,"paid_late_fees":0} {"emp_title":"field tech","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":48500,"verified_income":"Source Verified","debt_to_income":20.61,"annual_income_joint":92492,"verification_income_joint":"Not Verified","debt_to_income_joint":19.55,"delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":482769,"total_credit_utilized":22175,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19225,"term":60,"interest_rate":18.06,"installment":488.82,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18197.1,"paid_total":2424.81,"paid_principal":1027.9,"paid_interest":1396.91,"paid_late_fees":0} {"emp_title":"program manager","emp_length":4,"state":"IN","homeownership":"MORTGAGE","annual_income":111996,"verified_income":"Not Verified","debt_to_income":15.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":293091,"total_credit_utilized":46479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":53900,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28508.06,"paid_total":2668.03,"paid_principal":1491.94,"paid_interest":1176.09,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":4,"state":"OH","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":35.09,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":144447,"total_credit_utilized":63932,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3633.87,"paid_total":550.61,"paid_principal":366.13,"paid_interest":184.48,"paid_late_fees":0} {"emp_title":"braillist","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":16.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":229737,"total_credit_utilized":16229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18843.88,"paid_total":2381.08,"paid_principal":1156.12,"paid_interest":1224.96,"paid_late_fees":0} {"emp_title":"technician ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":4.27,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.79,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":17200,"total_credit_utilized":11678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9600,"term":36,"interest_rate":14.07,"installment":328.44,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8944.74,"paid_total":977.82,"paid_principal":655.26,"paid_interest":322.56,"paid_late_fees":0} {"emp_title":"x-ray technologist","emp_length":9,"state":"NJ","homeownership":"RENT","annual_income":79000,"verified_income":"Not Verified","debt_to_income":19.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":24,"total_credit_limit":141000,"total_credit_utilized":35362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":87400,"num_total_cc_accounts":30,"num_open_cc_accounts":23,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34956.08,"paid_total":6206.28,"paid_principal":5043.92,"paid_interest":1162.36,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Verified","debt_to_income":14.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":337700,"total_credit_utilized":19342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15100,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.47,"installment":301.28,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11745,"paid_total":590.91,"paid_principal":255,"paid_interest":335.91,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":350000,"verified_income":"Verified","debt_to_income":7.65,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":517736,"total_credit_utilized":103057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":350,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34000,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34975,"term":60,"interest_rate":21.85,"installment":963,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34316.73,"paid_total":1841.09,"paid_principal":658.27,"paid_interest":1182.82,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Source Verified","debt_to_income":3.53,"annual_income_joint":69000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.99,"delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":7,"total_credit_limit":9500,"total_credit_utilized":229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":957,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":16.01,"installment":364.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14499.17,"paid_total":1081.24,"paid_principal":500.83,"paid_interest":580.41,"paid_late_fees":0} {"emp_title":"shuttle driver","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":11.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":22124,"total_credit_utilized":13802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8173.10746,"paid_principal":8000,"paid_interest":173.11,"paid_late_fees":0} {"emp_title":"product owner ","emp_length":1,"state":"NH","homeownership":"RENT","annual_income":110000,"verified_income":"Verified","debt_to_income":23.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":99242,"total_credit_utilized":89497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22700,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.99,"installment":1328.39,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36229.06,"paid_total":5286.92,"paid_principal":3770.94,"paid_interest":1515.98,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":19.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1999,"inquiries_last_12m":7,"total_credit_lines":40,"open_credit_lines":14,"total_credit_limit":184300,"total_credit_utilized":46323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":524,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25400,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":10,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":12.62,"installment":293.27,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12200.6,"paid_total":1457.24,"paid_principal":799.4,"paid_interest":657.84,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":6,"state":"MN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":129883,"total_credit_utilized":44120,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10273.61681,"paid_principal":10000,"paid_interest":273.62,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":375000,"verified_income":"Not Verified","debt_to_income":7.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":115778,"total_credit_utilized":84991,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":84,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35095.78,"paid_total":6380.02,"paid_principal":4904.22,"paid_interest":1475.8,"paid_late_fees":0} {"emp_title":"director of customer excellenc","emp_length":0,"state":"MO","homeownership":"OWN","annual_income":107000,"verified_income":"Not Verified","debt_to_income":25.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":16,"total_credit_limit":336740,"total_credit_utilized":118767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35300,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.41,"installment":129.85,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3712.06,"paid_total":381.46,"paid_principal":287.94,"paid_interest":93.52,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":252000,"verified_income":"Source Verified","debt_to_income":2.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":23,"total_credit_limit":103400,"total_credit_utilized":16635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":75200,"num_total_cc_accounts":37,"num_open_cc_accounts":23,"num_cc_carrying_balance":17,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.27,"paid_total":918.77,"paid_principal":758.73,"paid_interest":160.04,"paid_late_fees":0} {"emp_title":"air conditioning","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":18.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":30653,"total_credit_utilized":13012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9564.43,"paid_total":977.05,"paid_principal":435.57,"paid_interest":541.48,"paid_late_fees":0} {"emp_title":"office manager","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":16.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":20800,"total_credit_utilized":9963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.08,"installment":136.87,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4014.54822,"paid_principal":4000,"paid_interest":14.55,"paid_late_fees":0} {"emp_title":"project manager","emp_length":2,"state":"OR","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":10.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":388138,"total_credit_utilized":36328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":77.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.01,"installment":729.71,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28998.37,"paid_total":2162.45,"paid_principal":1001.63,"paid_interest":1160.82,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":18.74,"annual_income_joint":135000,"verification_income_joint":"Verified","debt_to_income_joint":15.46,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":243700,"total_credit_utilized":12519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45700,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":28800,"term":36,"interest_rate":5.32,"installment":867.31,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25821.75,"paid_total":3460.73,"paid_principal":2978.25,"paid_interest":482.48,"paid_late_fees":0} {"emp_title":"director of pfs","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":79500,"verified_income":"Not Verified","debt_to_income":17.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":12,"total_credit_limit":155991,"total_credit_utilized":115711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38300,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":11090.2,"paid_total":1102.52,"paid_principal":909.8,"paid_interest":192.72,"paid_late_fees":0} {"emp_title":"accounting clerk ","emp_length":4,"state":"UT","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":28.26,"annual_income_joint":62840,"verification_income_joint":"Verified","debt_to_income_joint":38.25,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":76924,"total_credit_utilized":47557,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":11000,"term":36,"interest_rate":7.34,"installment":341.37,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10172.7,"paid_total":1015.14,"paid_principal":827.3,"paid_interest":187.84,"paid_late_fees":0} {"emp_title":"director project management","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":5.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":558553,"total_credit_utilized":46834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5548.75,"paid_total":553.71,"paid_principal":451.25,"paid_interest":102.46,"paid_late_fees":0} {"emp_title":"night supervisor","emp_length":7,"state":"MA","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":20.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":28901,"total_credit_utilized":22100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":20.39,"installment":373.96,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13584.79,"paid_total":1106.02,"paid_principal":415.21,"paid_interest":690.81,"paid_late_fees":0} {"emp_title":"driver","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":1.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":160118,"total_credit_utilized":12958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":900,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":600,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19297.02,"paid_total":1382.67,"paid_principal":702.98,"paid_interest":679.69,"paid_late_fees":0} {"emp_title":"sale representative","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":22.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":90276,"total_credit_utilized":58883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":40100,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":15.04,"installment":266.69,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10945.78,"paid_total":524.02,"paid_principal":254.22,"paid_interest":269.8,"paid_late_fees":0} {"emp_title":"consultant","emp_length":7,"state":"NM","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":16.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":229942,"total_credit_utilized":45969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":53200,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17952.88,"paid_total":2429.58,"paid_principal":2047.12,"paid_interest":382.46,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":0.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":4500,"total_credit_utilized":1746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13262,"paid_total":2525.8,"paid_principal":1738,"paid_interest":787.8,"paid_late_fees":0} {"emp_title":"massage therapist","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":78000,"verified_income":"Not Verified","debt_to_income":16.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":66317,"total_credit_utilized":25927,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":214,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":14.08,"installment":606.06,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24774.67,"paid_total":2475.09,"paid_principal":1225.33,"paid_interest":1249.76,"paid_late_fees":0} {"emp_title":"cook","emp_length":3,"state":"MS","homeownership":"RENT","annual_income":31200,"verified_income":"Source Verified","debt_to_income":28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":23639,"total_credit_utilized":17672,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":11.99,"installment":259.04,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6876.19,"paid_total":1263.44,"paid_principal":923.81,"paid_interest":339.63,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":51000,"verified_income":"Verified","debt_to_income":4.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":5700,"total_credit_utilized":4239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":13.58,"installment":1019.22,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27937.68,"paid_total":3035.03,"paid_principal":2062.32,"paid_interest":972.71,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":21.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":41700,"total_credit_utilized":20143,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":268,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":33000,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8782.01,"paid_total":1606.23,"paid_principal":1217.99,"paid_interest":388.24,"paid_late_fees":0} {"emp_title":"account executive","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":21.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":50,"open_credit_lines":11,"total_credit_limit":179445,"total_credit_utilized":157471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35100,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":6.08,"installment":228.44,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6732.43,"paid_total":907.43,"paid_principal":767.57,"paid_interest":139.86,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":21.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":74749,"total_credit_utilized":55141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24400,"term":60,"interest_rate":13.59,"installment":562.58,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22935.96,"paid_total":2776.06,"paid_principal":1464.04,"paid_interest":1312.02,"paid_late_fees":0} {"emp_title":"technical design manager","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":5.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":100535,"total_credit_utilized":100506,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20100,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"creative executive","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":17.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":17,"total_credit_limit":66353,"total_credit_utilized":47113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":59,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8728.33,"paid_total":1550.57,"paid_principal":1271.67,"paid_interest":278.9,"paid_late_fees":0} {"emp_title":"immigration enforcement agent","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":17.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":7,"total_credit_limit":66439,"total_credit_utilized":52753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":12.61,"installment":603.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":16744.99,"paid_total":1796.75,"paid_principal":1255.01,"paid_interest":541.74,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"OH","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":18.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":47950,"total_credit_utilized":30377,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13627.07,"paid_total":2058.48,"paid_principal":1372.93,"paid_interest":685.55,"paid_late_fees":0} {"emp_title":"speech language therapist","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":15.58,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":92656,"total_credit_utilized":78613,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":300,"current_installment_accounts":10,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6400,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14197.97,"paid_total":1891.95,"paid_principal":802.03,"paid_interest":1089.92,"paid_late_fees":0} {"emp_title":"teacher","emp_length":1,"state":"LA","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":12.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":18,"total_credit_limit":38500,"total_credit_utilized":37123,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.44,"installment":448.07,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12283.51,"paid_total":2207.94,"paid_principal":1716.49,"paid_interest":491.45,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":16200,"verified_income":"Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":8000,"total_credit_utilized":3747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":11.99,"installment":49.82,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1322.31,"paid_total":251.87,"paid_principal":177.69,"paid_interest":74.18,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":5.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":228900,"total_credit_utilized":13452,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.35,"installment":403.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12022.44,"paid_total":1205.16,"paid_principal":977.56,"paid_interest":227.6,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":44200,"verified_income":"Not Verified","debt_to_income":30.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":6,"total_credit_limit":64167,"total_credit_utilized":40255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.92,"paid_total":939.15,"paid_principal":752.08,"paid_interest":187.07,"paid_late_fees":0} {"emp_title":"minister of music & senior adults","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Verified","debt_to_income":45.21,"annual_income_joint":90900,"verification_income_joint":"Verified","debt_to_income_joint":24.15,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":198400,"total_credit_utilized":76119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":53100,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":16.01,"installment":972.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38664.52,"paid_total":2883.24,"paid_principal":1335.48,"paid_interest":1547.76,"paid_late_fees":0} {"emp_title":"rn","emp_length":1,"state":"AL","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":29.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":23,"total_credit_limit":120721,"total_credit_utilized":159525,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":58.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":19.03,"installment":220.03,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5488.47,"paid_total":873.78,"paid_principal":511.53,"paid_interest":362.25,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"OWN","annual_income":108000,"verified_income":"Source Verified","debt_to_income":14.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":45,"open_credit_lines":35,"total_credit_limit":275050,"total_credit_utilized":50704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":17,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":21,"total_debit_limit":163900,"num_total_cc_accounts":37,"num_open_cc_accounts":33,"num_cc_carrying_balance":22,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.44,"installment":503.35,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22726.88,"paid_total":2000.81,"paid_principal":1273.12,"paid_interest":727.69,"paid_late_fees":0} {"emp_title":"lpn","emp_length":7,"state":"IL","homeownership":"RENT","annual_income":49000,"verified_income":"Source Verified","debt_to_income":38.75,"annual_income_joint":104000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.95,"delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":92570,"total_credit_utilized":67384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11300,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":72,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":9600,"term":36,"interest_rate":15.05,"installment":333.03,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8954.08,"paid_total":983.04,"paid_principal":645.92,"paid_interest":337.12,"paid_late_fees":0} {"emp_title":"operating partner/general manager","emp_length":7,"state":"OH","homeownership":"RENT","annual_income":66000,"verified_income":"Verified","debt_to_income":24.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":91092,"total_credit_utilized":71243,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17900,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26500,"term":60,"interest_rate":18.45,"installment":679.43,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25671.41,"paid_total":2133.37,"paid_principal":828.59,"paid_interest":1304.78,"paid_late_fees":0} {"emp_title":"developmental service worker","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":4.79,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":40444,"total_credit_utilized":19724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.93,"installment":145.06,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4063.33,"paid_total":577.76,"paid_principal":436.67,"paid_interest":141.09,"paid_late_fees":0} {"emp_title":"director of career services","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":28.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":23,"total_credit_limit":165555,"total_credit_utilized":61469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29300,"num_total_cc_accounts":29,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.07,"installment":487.26,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":0,"paid_total":16181.34503,"paid_principal":16000,"paid_interest":181.35,"paid_late_fees":0} {"emp_title":"instructor","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":48,"open_credit_lines":38,"total_credit_limit":142141,"total_credit_utilized":141312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":28,"accounts_opened_24m":4,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18600,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5413.81,"paid_total":761.83,"paid_principal":586.19,"paid_interest":175.64,"paid_late_fees":0} {"emp_title":"officer ","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":52000,"verified_income":"Not Verified","debt_to_income":21.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":221241,"total_credit_utilized":28404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34500,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21600,"term":36,"interest_rate":6.71,"installment":664.09,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19960.94,"paid_total":1984.22,"paid_principal":1639.06,"paid_interest":345.16,"paid_late_fees":0} {"emp_title":"finance manager","emp_length":1,"state":"OK","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":23.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":116570,"total_credit_utilized":92670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":13.58,"installment":645.44,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27339.13,"paid_total":1269.76,"paid_principal":660.87,"paid_interest":608.89,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":71000,"verified_income":"Source Verified","debt_to_income":17.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":21,"total_credit_limit":62527,"total_credit_utilized":21676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17400,"num_total_cc_accounts":22,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":20,"installment":476.89,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17274.55,"paid_total":1867.56,"paid_principal":725.45,"paid_interest":1142.11,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":16.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":286115,"total_credit_utilized":71751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":45200,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":15.05,"installment":404.88,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16218.77,"paid_total":1605.31,"paid_principal":781.23,"paid_interest":824.08,"paid_late_fees":0} {"emp_title":"home health aide","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":42500,"verified_income":"Not Verified","debt_to_income":14.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":18520,"total_credit_utilized":12299,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10550,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":62,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6650,"term":36,"interest_rate":17.09,"installment":237.39,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5915.97,"paid_total":1180.64,"paid_principal":734.03,"paid_interest":446.61,"paid_late_fees":0} {"emp_title":"inside sales","emp_length":3,"state":"MO","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":7.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":98100,"total_credit_utilized":8855,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17200,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11477.28,"paid_total":1195.29,"paid_principal":522.72,"paid_interest":672.57,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":6.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":151230,"total_credit_utilized":4536,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":536,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.44,"installment":144.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3948.24,"paid_total":717.79,"paid_principal":551.76,"paid_interest":166.03,"paid_late_fees":0} {"emp_title":"railroad engineer","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":170000,"verified_income":"Source Verified","debt_to_income":32.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":502577,"total_credit_utilized":188518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45900,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":10.42,"installment":772.36,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33660.93,"paid_total":3924.32,"paid_principal":2339.07,"paid_interest":1585.25,"paid_late_fees":0} {"emp_title":"executive producer","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":180000,"verified_income":"Source Verified","debt_to_income":7.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":192970,"total_credit_utilized":43432,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":78800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":11.99,"installment":996.29,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26447.01,"paid_total":4961.47,"paid_principal":3552.99,"paid_interest":1408.48,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":63000,"verified_income":"Source Verified","debt_to_income":12.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":48100,"total_credit_utilized":18267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18000,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.58,"installment":509.61,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13968.84,"paid_total":1517.51,"paid_principal":1031.16,"paid_interest":486.35,"paid_late_fees":0} {"emp_title":"nanny/babysitter","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Verified","debt_to_income":16.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":19100,"total_credit_utilized":11718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":174,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10000,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4548.63,"paid_total":689.62,"paid_principal":451.37,"paid_interest":238.25,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":165200,"verified_income":"Source Verified","debt_to_income":1.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":4,"total_credit_limit":625700,"total_credit_utilized":5037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13400,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34956.09,"paid_total":6191.17,"paid_principal":5043.91,"paid_interest":1147.26,"paid_late_fees":0} {"emp_title":"front end loader","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":4.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":10100,"total_credit_utilized":3264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5100,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.44,"installment":128.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3509.58,"paid_total":635.9,"paid_principal":490.42,"paid_interest":145.48,"paid_late_fees":0} {"emp_title":"network manager","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":15.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":121585,"total_credit_utilized":10977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":10.9,"installment":303.7,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13465.57,"paid_total":851.76,"paid_principal":534.43,"paid_interest":317.33,"paid_late_fees":0} {"emp_title":"field supervisor","emp_length":9,"state":"MS","homeownership":"OWN","annual_income":56000,"verified_income":"Not Verified","debt_to_income":7.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":20000,"total_credit_utilized":10715,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18814.85,"paid_total":2315.36,"paid_principal":1185.15,"paid_interest":1130.21,"paid_late_fees":0} {"emp_title":"quality assurance","emp_length":3,"state":"MD","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":16.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":246865,"total_credit_utilized":40329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30200,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17596.2,"paid_total":3257.53,"paid_principal":2403.8,"paid_interest":853.73,"paid_late_fees":0} {"emp_title":"bartender","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":63000,"verified_income":"Verified","debt_to_income":23.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":47092,"total_credit_utilized":33631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11500,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":17.09,"installment":642.56,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16013.16,"paid_total":3195.71,"paid_principal":1986.84,"paid_interest":1208.87,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Source Verified","debt_to_income":4.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":300580,"total_credit_utilized":3850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25500,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37337.22,"paid_total":4173.57,"paid_principal":2662.78,"paid_interest":1510.79,"paid_late_fees":0} {"emp_title":"sales","emp_length":0,"state":"GA","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Source Verified","debt_to_income":15.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":669055,"total_credit_utilized":158158,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57700,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.05,"installment":571.59,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22897.1,"paid_total":2306.43,"paid_principal":1102.9,"paid_interest":1203.53,"paid_late_fees":0} {"emp_title":"driver","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":21.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":80432,"total_credit_utilized":26401,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":38000,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.34,"installment":248.27,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7398.32,"paid_total":738.29,"paid_principal":601.68,"paid_interest":136.61,"paid_late_fees":0} {"emp_title":"journeyman mechanic","emp_length":7,"state":"AL","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":9.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":43555,"total_credit_utilized":28611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":91,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13800,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14062.83,"paid_total":1658.01,"paid_principal":937.17,"paid_interest":720.84,"paid_late_fees":0} {"emp_title":"detailer","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":17.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":16414,"total_credit_utilized":6018,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.04,"installment":242.8,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6528.95,"paid_total":722.55,"paid_principal":471.05,"paid_interest":251.5,"paid_late_fees":0} {"emp_title":"adjunct instructor (professor)","emp_length":4,"state":"NC","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":33.82,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":233706,"total_credit_utilized":34091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":23.88,"installment":195.85,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4498.69,"paid_total":972.62,"paid_principal":501.31,"paid_interest":471.31,"paid_late_fees":0} {"emp_title":"chief operating officer","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":9.41,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":38020,"total_credit_utilized":13867,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":50,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16100,"term":36,"interest_rate":24.84,"installment":638.78,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15164.37,"paid_total":1894.12,"paid_principal":935.63,"paid_interest":958.49,"paid_late_fees":0} {"emp_title":"book keeper","emp_length":5,"state":"AL","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":3.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1972,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":44500,"total_credit_utilized":53191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":75.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.45,"installment":384.59,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14369.79,"paid_total":1522.98,"paid_principal":630.21,"paid_interest":892.77,"paid_late_fees":0} {"emp_title":"production operator","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":31988,"total_credit_utilized":17365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33643.67,"paid_total":3781.29,"paid_principal":1356.33,"paid_interest":2424.96,"paid_late_fees":0} {"emp_title":"backtender","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":28.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":275294,"total_credit_utilized":48069,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60700,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8300,"term":36,"interest_rate":10.41,"installment":269.42,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8343.20167,"paid_principal":8300,"paid_interest":43.2,"paid_late_fees":0} {"emp_title":"optometrist","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":12.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":331835,"total_credit_utilized":38672,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":101300,"num_total_cc_accounts":26,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":6.07,"installment":106.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3141.75,"paid_total":424,"paid_principal":358.25,"paid_interest":65.75,"paid_late_fees":0} {"emp_title":"server","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":35200,"verified_income":"Verified","debt_to_income":1.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":25500,"total_credit_utilized":2885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":14.08,"installment":355.86,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":10166.17,"paid_total":347.72,"paid_principal":233.83,"paid_interest":113.89,"paid_late_fees":0} {"emp_title":"food associate","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":23000,"verified_income":"Verified","debt_to_income":12.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":21377,"total_credit_utilized":12569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5434.35,"paid_total":793.04,"paid_principal":565.65,"paid_interest":227.39,"paid_late_fees":0} {"emp_title":"banker","emp_length":8,"state":"MI","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":9.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":5,"total_credit_limit":365056,"total_credit_utilized":105380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":51700,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":9.43,"installment":670.97,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30731.57,"paid_total":1996.15,"paid_principal":1268.43,"paid_interest":727.72,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":91380,"verified_income":"Not Verified","debt_to_income":14.21,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":53769,"total_credit_utilized":15083,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":61.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.45,"paid_total":1936.06,"paid_principal":1439.55,"paid_interest":496.51,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"MA","homeownership":"OWN","annual_income":89000,"verified_income":"Not Verified","debt_to_income":21.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":73791,"total_credit_utilized":40227,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17759.27,"paid_total":3498.9,"paid_principal":2240.73,"paid_interest":1258.17,"paid_late_fees":0} {"emp_title":"information systems manager","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":124000,"verified_income":"Verified","debt_to_income":20.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1989,"inquiries_last_12m":8,"total_credit_lines":36,"open_credit_lines":16,"total_credit_limit":343998,"total_credit_utilized":139989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":12.61,"installment":811.95,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34237.87,"paid_total":3197.36,"paid_principal":1762.13,"paid_interest":1435.23,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Source Verified","debt_to_income":20.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1987,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":128630,"total_credit_utilized":26761,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8100,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":73.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.91,"installment":235.42,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6334.61,"paid_total":1172.74,"paid_principal":865.39,"paid_interest":307.35,"paid_late_fees":0} {"emp_title":"custodian 2","emp_length":5,"state":"OR","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":5.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":170502,"total_credit_utilized":3517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":57.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.07,"installment":60.91,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1846.85,"paid_total":182.06,"paid_principal":153.15,"paid_interest":28.91,"paid_late_fees":0} {"emp_title":"sr purchasing specialist","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":85800,"verified_income":"Not Verified","debt_to_income":23.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":141665,"total_credit_utilized":76067,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19044.45,"paid_total":1275.29,"paid_principal":955.55,"paid_interest":319.74,"paid_late_fees":0} {"emp_title":"lvn","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":28,"total_credit_limit":101714,"total_credit_utilized":26213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":28,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":33990,"num_total_cc_accounts":28,"num_open_cc_accounts":21,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7181.26,"paid_total":967.92,"paid_principal":818.74,"paid_interest":149.18,"paid_late_fees":0} {"emp_title":"paramedic","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":0.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":21000,"total_credit_utilized":3328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":104,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13160.89,"paid_total":2392.53,"paid_principal":1839.11,"paid_interest":553.42,"paid_late_fees":0} {"emp_title":"server","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":4.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":25700,"total_credit_utilized":13088,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":13.59,"installment":285.43,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7426.7,"paid_total":1443.01,"paid_principal":973.3,"paid_interest":469.71,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":5,"state":"SC","homeownership":"RENT","annual_income":250000,"verified_income":"Not Verified","debt_to_income":6.22,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":60510,"total_credit_utilized":23153,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11300,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.97,"installment":751.75,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21606.89,"paid_total":2996.37,"paid_principal":2393.11,"paid_interest":603.26,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":21.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":20950,"total_credit_utilized":6772,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6600,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7700,"term":36,"interest_rate":7.35,"installment":238.99,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6925.61,"paid_total":957.54,"paid_principal":774.39,"paid_interest":183.15,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":4.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2000,"inquiries_last_12m":8,"total_credit_lines":64,"open_credit_lines":19,"total_credit_limit":18800,"total_credit_utilized":1619,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":12950,"current_installment_accounts":0,"accounts_opened_24m":16,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":40,"num_open_cc_accounts":19,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":10.91,"installment":49.05,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1319.69,"paid_total":243.43,"paid_principal":180.31,"paid_interest":63.12,"paid_late_fees":0} {"emp_title":"fulfillment","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":14.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":22887,"total_credit_utilized":18996,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":18.06,"installment":72.37,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1782.19,"paid_total":359.84,"paid_principal":217.81,"paid_interest":142.03,"paid_late_fees":0} {"emp_title":"loan processor","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":30.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":116935,"total_credit_utilized":63119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":13.59,"installment":299.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12379.49,"paid_total":1231.74,"paid_principal":620.51,"paid_interest":611.23,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":6.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":12,"total_credit_limit":478203,"total_credit_utilized":282203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":58500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.41,"installment":750.73,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33647.66,"paid_total":2271.92,"paid_principal":1352.34,"paid_interest":919.58,"paid_late_fees":0} {"emp_title":"welder ","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":28000,"verified_income":"Verified","debt_to_income":65.2,"annual_income_joint":60000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.92,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":91988,"total_credit_utilized":70020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9317.45,"paid_total":1018.54,"paid_principal":682.55,"paid_interest":335.99,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":31500,"total_credit_utilized":1251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.62,"installment":360.95,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15217.02,"paid_total":1415.76,"paid_principal":782.98,"paid_interest":632.78,"paid_late_fees":0} {"emp_title":"cna","emp_length":7,"state":"FL","homeownership":"OWN","annual_income":26500,"verified_income":"Source Verified","debt_to_income":10.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":22300,"total_credit_utilized":7090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":296,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.29,"paid_total":974.7,"paid_principal":714.71,"paid_interest":259.99,"paid_late_fees":0} {"emp_title":"certified nursing assistsnt","emp_length":7,"state":"AR","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":21.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":3,"total_credit_limit":24698,"total_credit_utilized":17465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":12,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.02,"installment":291.95,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12006.3012,"paid_principal":12000,"paid_interest":6.3,"paid_late_fees":0} {"emp_title":"pharmacist ","emp_length":1,"state":"MO","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Source Verified","debt_to_income":27.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":334327,"total_credit_utilized":70590,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":78600,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":14,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":12.62,"installment":518.86,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21585.68,"paid_total":2562.05,"paid_principal":1414.32,"paid_interest":1147.73,"paid_late_fees":0} {"emp_title":"painter","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":32.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":184766,"total_credit_utilized":53675,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7252.34,"paid_total":1066.64,"paid_principal":747.66,"paid_interest":318.98,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":117650,"verified_income":"Source Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":51575,"total_credit_utilized":29901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":10.91,"installment":274.65,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7390.41,"paid_total":1360.52,"paid_principal":1009.59,"paid_interest":350.93,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"NJ","homeownership":"OWN","annual_income":49000,"verified_income":"Verified","debt_to_income":13.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":69804,"total_credit_utilized":22686,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40900,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30890.38,"paid_total":5839.96,"paid_principal":4109.62,"paid_interest":1730.34,"paid_late_fees":0} {"emp_title":"senior controller","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":1.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":197600,"total_credit_utilized":9381,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21763.44,"paid_total":3750.07,"paid_principal":3236.56,"paid_interest":513.51,"paid_late_fees":0} {"emp_title":"sales supervisor","emp_length":6,"state":"GA","homeownership":"MORTGAGE","annual_income":54200,"verified_income":"Not Verified","debt_to_income":28.65,"annual_income_joint":102200,"verification_income_joint":"Not Verified","debt_to_income_joint":19.48,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":252121,"total_credit_utilized":32893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":14.08,"installment":855.42,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22712,"paid_total":3402.12,"paid_principal":2288,"paid_interest":1114.12,"paid_late_fees":0} {"emp_title":"actuary","emp_length":5,"state":"WI","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":8.05,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":68200,"total_credit_utilized":30329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22700,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":18.06,"installment":406.82,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16032.10333,"paid_principal":16000,"paid_interest":32.1,"paid_late_fees":0} {"emp_title":"general manager","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":1.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":9900,"total_credit_utilized":4682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13185.1,"paid_total":2426.22,"paid_principal":1814.9,"paid_interest":611.32,"paid_late_fees":0} {"emp_title":"record keeper","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":3.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":9500,"total_credit_utilized":5854,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":13.59,"installment":577.65,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15433.13,"paid_total":2297.76,"paid_principal":1566.87,"paid_interest":730.89,"paid_late_fees":0} {"emp_title":"assistant section chief","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":83500,"verified_income":"Source Verified","debt_to_income":30.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":17,"total_credit_limit":509582,"total_credit_utilized":96556,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72600,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":7.97,"installment":226.94,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":11237.19111,"paid_principal":11200,"paid_interest":37.19,"paid_late_fees":0} {"emp_title":"staff field adjustor","emp_length":5,"state":"TN","homeownership":"MORTGAGE","annual_income":82767.78,"verified_income":"Verified","debt_to_income":17.49,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":20,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":159128,"total_credit_utilized":55230,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":16.02,"installment":70.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1775.9,"paid_total":349.92,"paid_principal":224.1,"paid_interest":125.82,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":94000,"verified_income":"Verified","debt_to_income":44.49,"annual_income_joint":144400,"verification_income_joint":"Verified","debt_to_income_joint":37.67,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":189792,"total_credit_utilized":97604,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8911.06,"paid_total":1799.12,"paid_principal":1088.94,"paid_interest":710.18,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":15972,"verified_income":"Verified","debt_to_income":51.94,"annual_income_joint":43788,"verification_income_joint":"Source Verified","debt_to_income_joint":26.84,"delinq_2y":3,"months_since_last_delinq":8,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":35475,"total_credit_utilized":20660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8500,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9500,"term":36,"interest_rate":16.01,"installment":334.04,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8869.78,"paid_total":1023.25,"paid_principal":630.22,"paid_interest":393.03,"paid_late_fees":0} {"emp_title":"electronic maintenance","emp_length":9,"state":"OH","homeownership":"MORTGAGE","annual_income":62004,"verified_income":"Source Verified","debt_to_income":14.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":139768,"total_credit_utilized":31967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18059.32,"paid_total":2556.69,"paid_principal":1940.68,"paid_interest":616.01,"paid_late_fees":0} {"emp_title":"table games dealer","emp_length":3,"state":"NV","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":18.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1977,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":81878,"total_credit_utilized":30342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":174,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49800,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10170.95317,"paid_principal":10000,"paid_interest":170.95,"paid_late_fees":0} {"emp_title":"dean of paraprofessionals","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":23.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":10,"total_credit_limit":68347,"total_credit_utilized":42203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25400,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":92.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.61,"installment":789.39,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33721.87,"paid_total":2343.65,"paid_principal":1278.13,"paid_interest":1065.52,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Verified","debt_to_income":28.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":27,"total_credit_limit":200362,"total_credit_utilized":27375,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":184,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":47500,"num_total_cc_accounts":35,"num_open_cc_accounts":23,"num_cc_carrying_balance":22,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.34,"installment":248.27,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7398.32,"paid_total":750.85,"paid_principal":601.68,"paid_interest":149.17,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"UT","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":5.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":24311,"total_credit_utilized":21664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":1853,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5274.05,"paid_total":970.48,"paid_principal":725.95,"paid_interest":244.53,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":98700,"verified_income":"Source Verified","debt_to_income":12.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":253203,"total_credit_utilized":18901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40096.98222,"paid_principal":40000,"paid_interest":96.98,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":0,"state":"NV","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":2.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":20100,"total_credit_utilized":4019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":6.07,"installment":45.69,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1161.05,"paid_total":359.49,"paid_principal":338.95,"paid_interest":20.54,"paid_late_fees":0} {"emp_title":"owner, president","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":8.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":33212,"total_credit_utilized":25425,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17547.89,"paid_total":3179.52,"paid_principal":2452.11,"paid_interest":727.41,"paid_late_fees":0} {"emp_title":"e-5 alims","emp_length":5,"state":"HI","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":28.49,"annual_income_joint":93000,"verification_income_joint":"Not Verified","debt_to_income_joint":24.79,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":451728,"total_credit_utilized":75690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16800,"term":60,"interest_rate":18.06,"installment":427.16,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15901.77,"paid_total":2118.94,"paid_principal":898.23,"paid_interest":1220.71,"paid_late_fees":0} {"emp_title":"pharmacy technician","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Source Verified","debt_to_income":15.95,"annual_income_joint":74000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.15,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":7,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":86105,"total_credit_utilized":75529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":35500,"term":60,"interest_rate":30.79,"installment":1165.84,"grade":"G","sub_grade":"G1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34983.52,"paid_total":2210.23,"paid_principal":516.48,"paid_interest":1693.75,"paid_late_fees":0} {"emp_title":"contract admin","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":84000,"verified_income":"Verified","debt_to_income":21.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":133146,"total_credit_utilized":50242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47400,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":38825,"term":60,"interest_rate":9.93,"installment":823.58,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36271.57,"paid_total":4075.06,"paid_principal":2553.43,"paid_interest":1521.63,"paid_late_fees":0} {"emp_title":"transmission operations coordinator","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":44600,"verified_income":"Not Verified","debt_to_income":31.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":4,"total_credit_limit":82679,"total_credit_utilized":53588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14500,"term":60,"interest_rate":16.02,"installment":352.77,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13682.49,"paid_total":1750.95,"paid_principal":817.51,"paid_interest":933.44,"paid_late_fees":0} {"emp_title":"sales director","emp_length":4,"state":"AL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":60.3,"annual_income_joint":690000,"verification_income_joint":"Verified","debt_to_income_joint":23.44,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":254705,"total_credit_utilized":173655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":66400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27840.7,"paid_total":2904.08,"paid_principal":2159.3,"paid_interest":744.78,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":53500,"verified_income":"Verified","debt_to_income":32.72,"annual_income_joint":103500,"verification_income_joint":"Verified","debt_to_income_joint":20.56,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":231470,"total_credit_utilized":41977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":19.03,"installment":1173.48,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29271.9,"paid_total":4710.84,"paid_principal":2728.1,"paid_interest":1982.74,"paid_late_fees":0} {"emp_title":"program manager","emp_length":1,"state":"KS","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":14.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":221278,"total_credit_utilized":41678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21500,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18131.19,"paid_total":2666.9,"paid_principal":1868.81,"paid_interest":798.09,"paid_late_fees":0} {"emp_title":"regional manager","emp_length":9,"state":"NM","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":19.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":279763,"total_credit_utilized":54917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18005.74,"paid_total":2496.98,"paid_principal":1994.26,"paid_interest":502.72,"paid_late_fees":0} {"emp_title":"revenue manager","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":83207,"verified_income":"Source Verified","debt_to_income":12.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":23,"total_credit_limit":98834,"total_credit_utilized":73130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":427,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":24300,"num_total_cc_accounts":23,"num_open_cc_accounts":22,"num_cc_carrying_balance":17,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17564.07,"paid_total":3212.42,"paid_principal":2435.93,"paid_interest":776.49,"paid_late_fees":0} {"emp_title":"certified nurse aide","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":20.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":235559,"total_credit_utilized":18657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1700,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9065.57,"paid_total":1333.47,"paid_principal":934.43,"paid_interest":399.04,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":36144,"verified_income":"Source Verified","debt_to_income":16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":6,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":25146,"total_credit_utilized":21029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10901.66,"paid_total":1618.93,"paid_principal":1098.34,"paid_interest":520.59,"paid_late_fees":0} {"emp_title":"storemanager","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":106000,"verified_income":"Verified","debt_to_income":29.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":28,"total_credit_limit":107651,"total_credit_utilized":76824,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":28,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":36150,"num_total_cc_accounts":36,"num_open_cc_accounts":24,"num_cc_carrying_balance":20,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":17.47,"installment":1256.05,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32727.71,"paid_total":3564.34,"paid_principal":2272.29,"paid_interest":1292.05,"paid_late_fees":0} {"emp_title":"aviator pilot","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":22.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":1043794,"total_credit_utilized":84066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":47000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16400,"term":36,"interest_rate":16.02,"installment":576.74,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14562.59,"paid_total":2869.1,"paid_principal":1837.41,"paid_interest":1031.69,"paid_late_fees":0} {"emp_title":"executive office administrator","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":43200,"verified_income":"Not Verified","debt_to_income":14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":18871,"total_credit_utilized":9935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5111.30233,"paid_principal":5000,"paid_interest":111.3,"paid_late_fees":0} {"emp_title":"deputy ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":18.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":382614,"total_credit_utilized":55596,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54800,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":976.73,"paid_principal":719.79,"paid_interest":256.94,"paid_late_fees":0} {"emp_title":"staff rn","emp_length":5,"state":"ID","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":29.49,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":3,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":442478,"total_credit_utilized":66677,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28100,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":21.85,"installment":688.35,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24287.76,"paid_total":2034.7,"paid_principal":712.24,"paid_interest":1322.46,"paid_late_fees":0} {"emp_title":"director","emp_length":2,"state":"MD","homeownership":"RENT","annual_income":102000,"verified_income":"Not Verified","debt_to_income":17.28,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":5,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":64085,"total_credit_utilized":32643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":3800,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8896.19,"paid_total":1775.41,"paid_principal":1103.81,"paid_interest":671.6,"paid_late_fees":0} {"emp_title":"electro-mechanical tech","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":4.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":7700,"total_credit_utilized":6632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9135.4,"paid_total":1437.29,"paid_principal":864.6,"paid_interest":572.69,"paid_late_fees":0} {"emp_title":"management","emp_length":2,"state":"IN","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":16.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":70486,"total_credit_utilized":59731,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":25100,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18114.51,"paid_total":2643.48,"paid_principal":1885.49,"paid_interest":757.99,"paid_late_fees":0} {"emp_title":"licenced practical nurse","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Source Verified","debt_to_income":12.91,"annual_income_joint":72000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.72,"delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":56416,"total_credit_utilized":10319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":12.62,"installment":360.95,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15217.02,"paid_total":1432.58,"paid_principal":782.98,"paid_interest":649.6,"paid_late_fees":0} {"emp_title":"clinical coordinator","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":14.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":73900,"total_credit_utilized":67101,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22600,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28854.82,"paid_total":1916.01,"paid_principal":1145.18,"paid_interest":770.83,"paid_late_fees":0} {"emp_title":"ops manager ","emp_length":4,"state":"PA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":17.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":26,"total_credit_limit":464109,"total_credit_utilized":258843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24800,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15750,"term":36,"interest_rate":7.34,"installment":488.77,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14565.49,"paid_total":1453.47,"paid_principal":1184.51,"paid_interest":268.96,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":34625.64,"verified_income":"Source Verified","debt_to_income":8.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":109616,"total_credit_utilized":146933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2200,"term":36,"interest_rate":18.06,"installment":79.61,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1960.39,"paid_total":400.27,"paid_principal":239.61,"paid_interest":160.66,"paid_late_fees":0} {"emp_title":"deployment coordinator","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":11.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":43995,"total_credit_utilized":20051,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":185,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":19.03,"installment":545.1,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20131.31,"paid_total":2136,"paid_principal":868.69,"paid_interest":1267.31,"paid_late_fees":0} {"emp_title":"intake coordinaor","emp_length":4,"state":"VT","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":22.77,"annual_income_joint":195000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.58,"delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":210944,"total_credit_utilized":43925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6500,"term":36,"interest_rate":15.05,"installment":225.49,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5913.19,"paid_total":904.51,"paid_principal":586.81,"paid_interest":317.7,"paid_late_fees":0} {"emp_title":"lead engineer","emp_length":8,"state":"VA","homeownership":"OWN","annual_income":136000,"verified_income":"Not Verified","debt_to_income":22.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":23,"total_credit_limit":237090,"total_credit_utilized":73984,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":98100,"num_total_cc_accounts":28,"num_open_cc_accounts":17,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":24725,"term":60,"interest_rate":9.43,"installment":518.43,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24074.19,"paid_total":1023.91,"paid_principal":650.81,"paid_interest":373.1,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":37000,"verified_income":"Source Verified","debt_to_income":19.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":33650,"total_credit_utilized":13597,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":11.99,"installment":278.97,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7405.12,"paid_total":1389.25,"paid_principal":994.88,"paid_interest":394.37,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":30.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":101273,"total_credit_utilized":62667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1450,"term":36,"interest_rate":7.97,"installment":45.42,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1305.4,"paid_total":179.48,"paid_principal":144.6,"paid_interest":34.88,"paid_late_fees":0} {"emp_title":"client service rep","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":52000,"verified_income":"Source Verified","debt_to_income":2.35,"annual_income_joint":146000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.87,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":421597,"total_credit_utilized":3465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26700,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":9.44,"installment":419.46,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20383.54039,"paid_principal":20000,"paid_interest":383.54,"paid_late_fees":0} {"emp_title":"","state":"DE","homeownership":"MORTGAGE","annual_income":27610,"verified_income":"Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":118400,"total_credit_utilized":11838,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6100,"term":36,"interest_rate":26.77,"installment":248.29,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5755.81,"paid_total":735.8,"paid_principal":344.19,"paid_interest":391.61,"paid_late_fees":0} {"emp_title":"vice president east coast closing","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":22.92,"annual_income_joint":175000,"verification_income_joint":"Not Verified","debt_to_income_joint":25.31,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":50,"open_credit_lines":27,"total_credit_limit":428905,"total_credit_utilized":101789,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":13,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":72400,"num_total_cc_accounts":28,"num_open_cc_accounts":22,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":10.42,"installment":429.09,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18964.92,"paid_total":1687.42,"paid_principal":1035.08,"paid_interest":652.34,"paid_late_fees":0} {"emp_title":"cjief officer","emp_length":7,"state":"FL","homeownership":"OWN","annual_income":74620,"verified_income":"Source Verified","debt_to_income":0.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":3,"total_credit_limit":209500,"total_credit_utilized":2860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.92,"installment":580.14,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"mortgage underwriter","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":19.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1987,"inquiries_last_12m":4,"total_credit_lines":51,"open_credit_lines":33,"total_credit_limit":616120,"total_credit_utilized":98378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":2988,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":28200,"num_total_cc_accounts":38,"num_open_cc_accounts":22,"num_cc_carrying_balance":14,"num_mort_accounts":3,"account_never_delinq_percent":90.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19128.86,"paid_total":1973.09,"paid_principal":871.14,"paid_interest":1101.95,"paid_late_fees":0} {"emp_title":"director ","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":137000,"verified_income":"Source Verified","debt_to_income":18.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":150047,"total_credit_utilized":82821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":5254,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18100,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":16.02,"installment":681.21,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26745.52,"paid_total":2675,"paid_principal":1254.48,"paid_interest":1420.52,"paid_late_fees":0} {"emp_title":"teller supervisor","emp_length":5,"state":"WV","homeownership":"OWN","annual_income":36598,"verified_income":"Verified","debt_to_income":10.05,"annual_income_joint":61746,"verification_income_joint":"Source Verified","debt_to_income_joint":20.49,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":69969,"total_credit_utilized":42168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16800,"term":36,"interest_rate":10.9,"installment":549.22,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15599.3,"paid_total":1637.49,"paid_principal":1200.7,"paid_interest":436.79,"paid_late_fees":0} {"emp_title":"receiving ","emp_length":9,"state":"NH","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":29.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":55912,"total_credit_utilized":44283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8879.63,"paid_total":1816.2,"paid_principal":1120.37,"paid_interest":695.83,"paid_late_fees":0} {"emp_title":"housekeeper","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":18.82,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":33111,"total_credit_utilized":15291,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4700,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4663.53,"paid_total":516.11,"paid_principal":336.47,"paid_interest":179.64,"paid_late_fees":0} {"emp_title":"lvn","emp_length":7,"state":"TX","homeownership":"OWN","annual_income":52000,"verified_income":"Not Verified","debt_to_income":17.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":43300,"total_credit_utilized":15795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":5.31,"installment":391.44,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12330.69,"paid_total":775.21,"paid_principal":669.31,"paid_interest":105.9,"paid_late_fees":0} {"emp_title":"housekeeping","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":2,"total_credit_limit":6400,"total_credit_utilized":6411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6400,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":14.07,"installment":246.33,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6708.55,"paid_total":733.36,"paid_principal":491.45,"paid_interest":241.91,"paid_late_fees":0} {"emp_title":"call center associate","emp_length":1,"state":"IN","homeownership":"RENT","annual_income":12000,"verified_income":"Source Verified","debt_to_income":25.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":19,"total_credit_limit":49382,"total_credit_utilized":37545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2975,"term":36,"interest_rate":13.59,"installment":101.09,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2770.51,"paid_total":301.02,"paid_principal":204.49,"paid_interest":96.53,"paid_late_fees":0} {"emp_title":"","state":"MN","homeownership":"OWN","annual_income":46219,"verified_income":"Verified","debt_to_income":20.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":62019,"total_credit_utilized":37271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17456.72,"paid_total":3101.09,"paid_principal":2543.28,"paid_interest":557.81,"paid_late_fees":0} {"emp_title":"sales account executive","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":3.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":8500,"total_credit_utilized":5627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5230.49,"paid_total":911.72,"paid_principal":769.51,"paid_interest":142.21,"paid_late_fees":0} {"emp_title":"ach operations","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":81000,"verified_income":"Not Verified","debt_to_income":10.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":71545,"total_credit_utilized":21923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":57700,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":7.34,"installment":279.47,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13414.93,"paid_total":832.7,"paid_principal":585.07,"paid_interest":247.63,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":27.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":475698,"total_credit_utilized":50580,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9038.79,"paid_total":1309.04,"paid_principal":961.21,"paid_interest":331.6,"paid_late_fees":16.23} {"emp_title":"accounts receivable manager","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":29300,"total_credit_utilized":20207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":21.85,"installment":688.35,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24529.47,"paid_total":1316.01,"paid_principal":470.53,"paid_interest":845.48,"paid_late_fees":0} {"emp_title":"nail specialist","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":6.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":16090,"total_credit_utilized":7980,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":4000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.83,"paid_total":826.92,"paid_principal":592.17,"paid_interest":234.75,"paid_late_fees":0} {"emp_title":"assembly technician ","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":4.73,"annual_income_joint":82600,"verification_income_joint":"Source Verified","debt_to_income_joint":5.56,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":172310,"total_credit_utilized":8232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":2500,"term":36,"interest_rate":6.72,"installment":76.88,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2246.36,"paid_total":312.2,"paid_principal":253.64,"paid_interest":58.56,"paid_late_fees":0} {"emp_title":"director of sales ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":54.26,"annual_income_joint":210000,"verification_income_joint":"Source Verified","debt_to_income_joint":31.56,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":492461,"total_credit_utilized":134295,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":30900,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":15.04,"installment":714.33,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28972.24,"paid_total":2117.92,"paid_principal":1027.76,"paid_interest":1090.16,"paid_late_fees":0} {"emp_title":"accountant ","emp_length":7,"state":"OH","homeownership":"MORTGAGE","annual_income":51500,"verified_income":"Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":21,"total_credit_limit":176049,"total_credit_utilized":105342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25700,"num_total_cc_accounts":31,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18903.27,"paid_total":2471.11,"paid_principal":1096.73,"paid_interest":1374.38,"paid_late_fees":0} {"emp_title":"enrollment compliance rep","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":31.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":59584,"total_credit_utilized":44961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.93,"installment":290.11,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8126.69,"paid_total":1157.97,"paid_principal":873.31,"paid_interest":284.66,"paid_late_fees":0} {"emp_title":"systems engineer","emp_length":9,"state":"WI","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Verified","debt_to_income":26.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":256695,"total_credit_utilized":57371,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27400,"term":60,"interest_rate":13.58,"installment":631.6,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26424.47,"paid_total":1874.13,"paid_principal":975.53,"paid_interest":898.6,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"TX","homeownership":"OWN","annual_income":45000,"verified_income":"Verified","debt_to_income":40.96,"annual_income_joint":100000,"verification_income_joint":"Verified","debt_to_income_joint":23.24,"delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2002,"inquiries_last_12m":13,"total_credit_lines":39,"open_credit_lines":25,"total_credit_limit":127030,"total_credit_utilized":99918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17300,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":16.01,"installment":1406.48,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37346.47,"paid_total":4148.28,"paid_principal":2653.53,"paid_interest":1494.75,"paid_late_fees":0} {"emp_title":"senior associate","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":24.55,"annual_income_joint":435000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.23,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":11,"total_credit_limit":878143,"total_credit_utilized":189430,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26000,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34869.96,"paid_total":6078.14,"paid_principal":5130.04,"paid_interest":948.1,"paid_late_fees":0} {"emp_title":"general manager","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":23.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":7,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":393883,"total_credit_utilized":56898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25600,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7038.49,"paid_total":1313.91,"paid_principal":961.51,"paid_interest":352.4,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":50256,"verified_income":"Not Verified","debt_to_income":28.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1964,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":120600,"total_credit_utilized":41322,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":94400,"num_total_cc_accounts":24,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.07,"installment":152.27,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4617.13,"paid_total":455.12,"paid_principal":382.87,"paid_interest":72.25,"paid_late_fees":0} {"emp_title":"wholesale clerk","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":23000,"verified_income":"Verified","debt_to_income":32.62,"annual_income_joint":55000,"verification_income_joint":"Verified","debt_to_income_joint":31.18,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":35992,"total_credit_utilized":25935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7000,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12800,"term":60,"interest_rate":26.3,"installment":385.52,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12251.55,"paid_total":1908.9,"paid_principal":548.45,"paid_interest":1360.45,"paid_late_fees":0} {"emp_title":"attorney","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":76000,"verified_income":"Verified","debt_to_income":36.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":26,"total_credit_limit":244261,"total_credit_utilized":143193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":48700,"num_total_cc_accounts":29,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33600,"term":36,"interest_rate":12.62,"installment":1125.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29654.79,"paid_total":5606.34,"paid_principal":3945.21,"paid_interest":1661.13,"paid_late_fees":0} {"emp_title":"mail carrier","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Verified","debt_to_income":39.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":272091,"total_credit_utilized":87834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":21.45,"installment":492.79,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":11930.08,"paid_total":1955.67,"paid_principal":1069.92,"paid_interest":885.75,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"OK","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":31.16,"annual_income_joint":72000,"verification_income_joint":"","debt_to_income_joint":27.48,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":71113,"total_credit_utilized":53076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":597,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":18.45,"installment":436.55,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11232.16,"paid_total":1309.65,"paid_principal":767.84,"paid_interest":541.81,"paid_late_fees":0} {"emp_title":"rn","emp_length":6,"state":"OK","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":19.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":244727,"total_credit_utilized":58840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43400,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.44,"installment":377.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16801.75,"paid_total":1878.11,"paid_principal":1198.25,"paid_interest":679.86,"paid_late_fees":0} {"emp_title":"counselor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Verified","debt_to_income":1.33,"annual_income_joint":195000,"verification_income_joint":"Verified","debt_to_income_joint":6.33,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":375300,"total_credit_utilized":2557,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28300,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17000,"term":36,"interest_rate":6.08,"installment":517.79,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14819.73,"paid_total":2577.47,"paid_principal":2180.27,"paid_interest":397.2,"paid_late_fees":0} {"emp_title":"animal care technician","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":32844,"verified_income":"Source Verified","debt_to_income":22.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":44715,"total_credit_utilized":26747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":7.97,"installment":100.24,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2799.79,"paid_total":498.37,"paid_principal":400.21,"paid_interest":98.16,"paid_late_fees":0} {"emp_title":"on-site manager","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":24.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":46863,"total_credit_utilized":24785,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":13.58,"installment":458.65,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12255.57,"paid_total":1814.23,"paid_principal":1244.43,"paid_interest":569.8,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":93300,"verified_income":"Verified","debt_to_income":21.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":321163,"total_credit_utilized":63465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22800,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":14.07,"installment":447.45,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18752.73,"paid_total":879.89,"paid_principal":447.27,"paid_interest":432.62,"paid_late_fees":0} {"emp_title":"medical director","emp_length":4,"state":"NY","homeownership":"OWN","annual_income":240000,"verified_income":"Verified","debt_to_income":3.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":599890,"total_credit_utilized":797760,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7700,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":9.93,"installment":338.47,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9481.11,"paid_total":1348.09,"paid_principal":1018.89,"paid_interest":329.2,"paid_late_fees":0} {"emp_title":"it manager","emp_length":3,"state":"PA","homeownership":"OWN","annual_income":93700,"verified_income":"Source Verified","debt_to_income":25.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":57,"open_credit_lines":31,"total_credit_limit":287342,"total_credit_utilized":120650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":20,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":60600,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":94.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.31,"installment":240.89,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7380.8,"paid_total":720.31,"paid_principal":619.2,"paid_interest":101.11,"paid_late_fees":0} {"emp_title":"communications operator","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":22.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":107570,"total_credit_utilized":55962,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.1,"paid_total":1255.97,"paid_principal":963.9,"paid_interest":292.07,"paid_late_fees":0} {"emp_title":"technician","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":16.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":26700,"total_credit_utilized":14938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12875.93,"paid_total":2479.33,"paid_principal":2124.07,"paid_interest":355.26,"paid_late_fees":0} {"emp_title":"control room operator ","emp_length":7,"state":"TX","homeownership":"OWN","annual_income":110000,"verified_income":"Not Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":41,"open_credit_lines":22,"total_credit_limit":220834,"total_credit_utilized":93192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":81000,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11388.96,"paid_total":734.95,"paid_principal":611.04,"paid_interest":123.91,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":84000,"verified_income":"Verified","debt_to_income":9.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":193459,"total_credit_utilized":20212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":719,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15600,"term":60,"interest_rate":13.58,"installment":359.6,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13434.43,"paid_total":2455.66,"paid_principal":2165.57,"paid_interest":290.09,"paid_late_fees":0} {"emp_title":"deputy cio/g6","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":254000,"verified_income":"Source Verified","debt_to_income":33.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":58,"open_credit_lines":40,"total_credit_limit":278256,"total_credit_utilized":180019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":40,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":18,"total_debit_limit":119200,"num_total_cc_accounts":46,"num_open_cc_accounts":34,"num_cc_carrying_balance":21,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5900,"term":36,"interest_rate":18.06,"installment":213.48,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5389.89,"paid_total":848,"paid_principal":510.11,"paid_interest":337.89,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"MO","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":16.3,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":43799,"total_credit_utilized":21133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":216,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":9.93,"installment":309.45,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8668.48,"paid_total":1227.21,"paid_principal":931.52,"paid_interest":295.69,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":48000,"verified_income":"Verified","debt_to_income":29.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":100839,"total_credit_utilized":46839,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44500,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11426.66,"paid_total":775.59,"paid_principal":573.34,"paid_interest":202.25,"paid_late_fees":0} {"emp_title":"escrow officer/branch manager","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":71000,"verified_income":"Source Verified","debt_to_income":27.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":66979,"total_credit_utilized":42384,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.41,"installment":811.51,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23200.57,"paid_total":2420.07,"paid_principal":1799.43,"paid_interest":620.64,"paid_late_fees":0} {"emp_title":"customer engineer","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":23.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1977,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":12,"total_credit_limit":350993,"total_credit_utilized":82253,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49700,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22325,"term":36,"interest_rate":17.09,"installment":796.95,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20367.66,"paid_total":3134.81,"paid_principal":1957.34,"paid_interest":1177.47,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"RENT","annual_income":31200,"verified_income":"Not Verified","debt_to_income":33.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":34218,"total_credit_utilized":14989,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":9.92,"installment":270.73,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7791.12,"paid_total":807.56,"paid_principal":608.88,"paid_interest":198.68,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":13.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":42819,"total_credit_utilized":25509,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13645.89,"paid_total":2068.86,"paid_principal":1354.11,"paid_interest":714.75,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"MT","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":12.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":69800,"total_credit_utilized":37258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":58300,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.96,"installment":939.54,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27763.61,"paid_total":2805.35,"paid_principal":2236.39,"paid_interest":568.96,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":24,"annual_income_joint":200000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.31,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":119524,"total_credit_utilized":39342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":66600,"num_total_cc_accounts":27,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24021.35,"paid_total":1514.82,"paid_principal":978.65,"paid_interest":536.17,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":258624,"total_credit_utilized":152582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14362.51,"paid_total":1943.96,"paid_principal":1637.49,"paid_interest":306.47,"paid_late_fees":0} {"emp_title":"collections","emp_length":6,"state":"OH","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":17,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":39863,"total_credit_utilized":39183,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1100,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":16.01,"installment":228.56,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6068.78,"paid_total":674.12,"paid_principal":431.22,"paid_interest":242.9,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"SC","homeownership":"RENT","annual_income":11000,"verified_income":"Not Verified","debt_to_income":8.95,"annual_income_joint":34000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.69,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":6000,"total_credit_utilized":2761,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":21.45,"installment":327.69,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11534.96,"paid_total":1282.16,"paid_principal":465.04,"paid_interest":817.12,"paid_late_fees":0} {"emp_title":"insurance rep","emp_length":4,"state":"PA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":18.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2012,"inquiries_last_12m":9,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":30031,"total_credit_utilized":21314,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1035,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4554.82,"paid_total":698.91,"paid_principal":445.18,"paid_interest":253.73,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":7,"state":"MA","homeownership":"RENT","annual_income":89000,"verified_income":"Source Verified","debt_to_income":17.46,"annual_income_joint":184000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.54,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":109882,"total_credit_utilized":54577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":41400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26929.76,"paid_total":3644.87,"paid_principal":3070.24,"paid_interest":574.63,"paid_late_fees":0} {"emp_title":"","state":"RI","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":10.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":26400,"total_credit_utilized":15564,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.08,"installment":91.38,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2615.22,"paid_total":455.89,"paid_principal":384.78,"paid_interest":71.11,"paid_late_fees":0} {"emp_title":"project coordinator ","emp_length":8,"state":"MD","homeownership":"RENT","annual_income":73000,"verified_income":"Source Verified","debt_to_income":10.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":36182,"total_credit_utilized":30246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":17.09,"installment":606.86,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15509.52,"paid_total":2435.52,"paid_principal":1490.48,"paid_interest":945.04,"paid_late_fees":0} {"emp_title":"officer","emp_length":2,"state":"MD","homeownership":"OWN","annual_income":70000,"verified_income":"Verified","debt_to_income":17.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":47774,"total_credit_utilized":32244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":46750,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19021.27,"paid_total":1790.74,"paid_principal":978.73,"paid_interest":812.01,"paid_late_fees":0} {"emp_title":"credit specialist","emp_length":2,"state":"MS","homeownership":"OWN","annual_income":36000,"verified_income":"Source Verified","debt_to_income":1.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":9,"total_credit_limit":64700,"total_credit_utilized":948,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":44500,"num_total_cc_accounts":32,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":5.32,"installment":90.35,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2305.26,"paid_total":741.21,"paid_principal":694.74,"paid_interest":46.47,"paid_late_fees":0} {"emp_title":"organizer","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":5.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":14,"total_credit_limit":39900,"total_credit_utilized":32387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9232.84,"paid_total":1137.07,"paid_principal":767.16,"paid_interest":369.91,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":54100,"verified_income":"Source Verified","debt_to_income":15.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":35015,"total_credit_utilized":18043,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2300,"term":36,"interest_rate":10.91,"installment":75.21,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2079.82,"paid_total":300.84,"paid_principal":220.18,"paid_interest":80.66,"paid_late_fees":0} {"emp_title":"office manager","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":9.26,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":1989,"inquiries_last_12m":6,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":478577,"total_credit_utilized":11771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18400,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.44,"installment":251.68,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11524.44,"paid_total":748.75,"paid_principal":475.56,"paid_interest":273.19,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":32500,"verified_income":"Source Verified","debt_to_income":27.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":110020,"total_credit_utilized":82491,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18900,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":9.92,"installment":180.49,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5194.07,"paid_total":538.38,"paid_principal":405.93,"paid_interest":132.45,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":17.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1987,"inquiries_last_12m":5,"total_credit_lines":45,"open_credit_lines":17,"total_credit_limit":262895,"total_credit_utilized":45998,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":250,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21200,"num_total_cc_accounts":35,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":68.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.01,"installment":608.09,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23879.63,"paid_total":2410.12,"paid_principal":1120.37,"paid_interest":1289.75,"paid_late_fees":0} {"emp_title":"staff","emp_length":2,"state":"MD","homeownership":"OWN","annual_income":16000,"verified_income":"Not Verified","debt_to_income":8.33,"annual_income_joint":32000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.77,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":48465,"total_credit_utilized":51447,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4200,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":1750,"term":36,"interest_rate":20,"installment":65.04,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":1779.08584,"paid_principal":1750,"paid_interest":29.09,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":19.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":20,"total_credit_limit":56500,"total_credit_utilized":16274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":24200,"num_total_cc_accounts":30,"num_open_cc_accounts":20,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.59,"installment":543.67,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14525.3,"paid_total":2162.6,"paid_principal":1474.7,"paid_interest":687.9,"paid_late_fees":0} {"emp_title":"it support analyst","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":38272,"verified_income":"Not Verified","debt_to_income":38.04,"annual_income_joint":66352,"verification_income_joint":"Not Verified","debt_to_income_joint":21.94,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":141937,"total_credit_utilized":50627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18400,"term":60,"interest_rate":14.08,"installment":428.9,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17309.68,"paid_total":2130.11,"paid_principal":1090.32,"paid_interest":1039.79,"paid_late_fees":0} {"emp_title":"staff financial analyst","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":78000,"verified_income":"Verified","debt_to_income":30.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":17,"total_credit_limit":127728,"total_credit_utilized":55300,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38300,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":17.09,"installment":647.43,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24867.51,"paid_total":2565.03,"paid_principal":1132.49,"paid_interest":1432.54,"paid_late_fees":0} {"emp_title":"solutions architect","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":153000,"verified_income":"Not Verified","debt_to_income":5.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":60261,"total_credit_utilized":30393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":369,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37900,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13627.07,"paid_total":2023.67,"paid_principal":1372.93,"paid_interest":650.74,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":45700,"total_credit_utilized":11214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29200,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":23.87,"installment":286.93,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9180.81,"paid_total":1367.87,"paid_principal":819.19,"paid_interest":548.68,"paid_late_fees":0} {"emp_title":"veterinary technician ","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":71000,"verified_income":"Source Verified","debt_to_income":15.21,"annual_income_joint":127000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.92,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":67685,"total_credit_utilized":32069,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33800,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":19200,"term":36,"interest_rate":9.92,"installment":618.81,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17808.29,"paid_total":1845.85,"paid_principal":1391.71,"paid_interest":454.14,"paid_late_fees":0} {"emp_title":"network center tech","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":13.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":255232,"total_credit_utilized":33064,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":9.92,"installment":315.86,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9089.62,"paid_total":942.18,"paid_principal":710.38,"paid_interest":231.8,"paid_late_fees":0} {"emp_title":"plumber ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":8.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":19900,"total_credit_utilized":6092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16900,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7700,"term":36,"interest_rate":10.91,"installment":251.77,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6962.97,"paid_total":1002.41,"paid_principal":737.03,"paid_interest":265.38,"paid_late_fees":0} {"emp_title":"management executive ","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":12.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":48800,"total_credit_utilized":27378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16500,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":64.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":16.01,"installment":158.23,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4201.47,"paid_total":470.69,"paid_principal":298.53,"paid_interest":172.16,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":12.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":49600,"total_credit_utilized":16811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":44300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6600,"term":36,"interest_rate":7.35,"installment":204.85,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5767.74,"paid_total":1018.86,"paid_principal":832.26,"paid_interest":186.6,"paid_late_fees":0} {"emp_title":"commercial manager","emp_length":6,"state":"IN","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":34.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":138727,"total_credit_utilized":19084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":120,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13825,"term":60,"interest_rate":16.01,"installment":336.28,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13978.70369,"paid_principal":13825,"paid_interest":153.7,"paid_late_fees":0} {"emp_title":"claims specialist ","emp_length":9,"state":"IL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":19.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":244125,"total_credit_utilized":44545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":33800,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":20.39,"installment":641.08,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23288.2,"paid_total":1896.05,"paid_principal":711.8,"paid_interest":1184.25,"paid_late_fees":0} {"emp_title":"support coordinator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":24.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":49,"open_credit_lines":21,"total_credit_limit":158444,"total_credit_utilized":54288,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":82000,"num_total_cc_accounts":33,"num_open_cc_accounts":18,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.41,"installment":519.37,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14457.8,"paid_total":2068.23,"paid_principal":1542.2,"paid_interest":526.03,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":18000,"verified_income":"Not Verified","debt_to_income":15.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":13300,"total_credit_utilized":6380,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":12.62,"installment":301.61,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7943.2,"paid_total":1501.74,"paid_principal":1056.8,"paid_interest":444.94,"paid_late_fees":0} {"emp_title":"hr supervisor","emp_length":7,"state":"KS","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Verified","debt_to_income":50.74,"annual_income_joint":82000,"verification_income_joint":"Verified","debt_to_income_joint":29.65,"delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":192783,"total_credit_utilized":64079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":85.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28975,"term":36,"interest_rate":16.02,"installment":1018.97,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25233.33,"paid_total":5220.34,"paid_principal":3741.67,"paid_interest":1478.67,"paid_late_fees":0} {"emp_title":"bakery manager ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":29.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":68201,"total_credit_utilized":43165,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":31200,"term":60,"interest_rate":21.45,"installment":851.99,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29675,"paid_total":4185.59,"paid_principal":1525,"paid_interest":2660.59,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":110000,"verified_income":"Verified","debt_to_income":21.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":109368,"total_credit_utilized":83049,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25000,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":24.85,"installment":1024.23,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33764.53,"paid_total":4048.6,"paid_principal":1235.47,"paid_interest":2813.13,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":80969.94,"verified_income":"Verified","debt_to_income":22.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":80566,"total_credit_utilized":62012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.85,"installment":550.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19623.58,"paid_total":1052.8,"paid_principal":376.42,"paid_interest":676.38,"paid_late_fees":0} {"emp_title":"logistics supervisor","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":18.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":6,"total_credit_limit":45600,"total_credit_utilized":29844,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20900,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.9,"installment":523.07,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14856.47,"paid_total":1559.52,"paid_principal":1143.53,"paid_interest":415.99,"paid_late_fees":0} {"emp_title":"industrial mechanic","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":14.38,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.19,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":368007,"total_credit_utilized":24075,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":9533.25,"paid_total":657.44,"paid_principal":466.75,"paid_interest":190.69,"paid_late_fees":0} {"emp_title":"customer technical support supervisor","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":14.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":5,"total_credit_limit":52600,"total_credit_utilized":30614,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27600,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":7.97,"installment":140.96,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4051.26,"paid_total":567.54,"paid_principal":448.74,"paid_interest":118.8,"paid_late_fees":0} {"emp_title":"office specialist ii","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":22568,"verified_income":"Verified","debt_to_income":57.66,"annual_income_joint":120328,"verification_income_joint":"Verified","debt_to_income_joint":22.61,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":215257,"total_credit_utilized":39720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":16.01,"installment":972.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38664.52,"paid_total":2847.66,"paid_principal":1335.48,"paid_interest":1512.18,"paid_late_fees":0} {"emp_title":"program coordinator","emp_length":6,"state":"AZ","homeownership":"MORTGAGE","annual_income":52250,"verified_income":"Verified","debt_to_income":24.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":246420,"total_credit_utilized":77074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":64300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.9,"installment":216.93,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9618.26,"paid_total":638.68,"paid_principal":381.74,"paid_interest":256.94,"paid_late_fees":0} {"emp_title":"lease operator","emp_length":0,"state":"TN","homeownership":"OWN","annual_income":61000,"verified_income":"Not Verified","debt_to_income":23.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":66390,"total_credit_utilized":46044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":245,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7300,"num_total_cc_accounts":16,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17651.64,"paid_total":3337.13,"paid_principal":2348.36,"paid_interest":988.77,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":5000,"verified_income":"Not Verified","debt_to_income":216.83,"annual_income_joint":122200,"verification_income_joint":"Not Verified","debt_to_income_joint":16.67,"delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":18,"total_credit_limit":60096,"total_credit_utilized":35939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":411,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":48100,"num_total_cc_accounts":44,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":83,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":33600,"term":36,"interest_rate":10.41,"installment":1090.66,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30361.44,"paid_total":4323.78,"paid_principal":3238.56,"paid_interest":1085.22,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"RENT","annual_income":52440,"verified_income":"Verified","debt_to_income":5.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":23400,"total_credit_utilized":9778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.04,"installment":693.7,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18654.17,"paid_total":2064.39,"paid_principal":1345.83,"paid_interest":718.56,"paid_late_fees":0} {"emp_title":"owner/retirement planning","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":28400,"total_credit_utilized":17686,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":17500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16500,"term":36,"interest_rate":19.42,"installment":608.34,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15459.39,"paid_total":1905.14,"paid_principal":1040.61,"paid_interest":864.53,"paid_late_fees":0} {"emp_title":"international trip planner","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":35.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":15,"total_credit_limit":100021,"total_credit_utilized":40608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22700,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29234.97,"paid_total":2490.98,"paid_principal":765.03,"paid_interest":1725.95,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":23000,"verified_income":"Not Verified","debt_to_income":23.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":19100,"total_credit_utilized":9721,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":16.02,"installment":298.92,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7743.23,"paid_total":1188.12,"paid_principal":756.77,"paid_interest":431.35,"paid_late_fees":0} {"emp_title":"executive vendor analyst ","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":19.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":60222,"total_credit_utilized":46613,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10400,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6800,"term":36,"interest_rate":6.71,"installment":209.07,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6283.99,"paid_total":624.68,"paid_principal":516.01,"paid_interest":108.67,"paid_late_fees":0} {"emp_title":"house patient care manager","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":13.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":175052,"total_credit_utilized":38998,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":74,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15400,"term":60,"interest_rate":12.62,"installment":347.41,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14646.4,"paid_total":1378.84,"paid_principal":753.6,"paid_interest":625.24,"paid_late_fees":0} {"emp_title":"executive chef","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":16.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":243746,"total_credit_utilized":19223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.04,"paid_total":2409.32,"paid_principal":1826.96,"paid_interest":582.36,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":80901,"verified_income":"Verified","debt_to_income":14.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":243545,"total_credit_utilized":56736,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30600,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.45,"installment":1091.36,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28080.46,"paid_total":3243.33,"paid_principal":1919.54,"paid_interest":1323.79,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":0,"state":"MT","homeownership":"RENT","annual_income":47000,"verified_income":"Not Verified","debt_to_income":8.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":12800,"total_credit_utilized":7662,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":13.59,"installment":220.87,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5492.35,"paid_total":1278.57,"paid_principal":1007.65,"paid_interest":270.92,"paid_late_fees":0} {"emp_title":"branch sales and service representative ","emp_length":0,"state":"MI","homeownership":"OWN","annual_income":36420,"verified_income":"Source Verified","debt_to_income":22.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":54251,"total_credit_utilized":37511,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":13.59,"installment":442.68,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18283.62,"paid_total":1741.73,"paid_principal":916.38,"paid_interest":825.35,"paid_late_fees":0} {"emp_title":"control room operator ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":4.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":28500,"total_credit_utilized":17146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":23.88,"installment":774.86,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26021.02,"paid_total":3027.8,"paid_principal":978.98,"paid_interest":2048.82,"paid_late_fees":0} {"emp_title":"nurses aid","emp_length":6,"state":"GA","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Verified","debt_to_income":20.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":20,"total_credit_limit":222183,"total_credit_utilized":8035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":53100,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":7.35,"installment":397.28,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11512.71,"paid_total":1583.89,"paid_principal":1287.29,"paid_interest":296.6,"paid_late_fees":0} {"emp_title":"neighborhood & housing specialist","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":11.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":24900,"total_credit_utilized":17234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8881.64,"paid_total":1374.7,"paid_principal":1118.36,"paid_interest":256.34,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Verified","debt_to_income":61.18,"annual_income_joint":109000,"verification_income_joint":"Verified","debt_to_income_joint":36.86,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":235536,"total_credit_utilized":222190,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21500,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":22.91,"installment":1237.22,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28746.69,"paid_total":6104.64,"paid_principal":3253.31,"paid_interest":2851.33,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":33661.32,"verified_income":"Not Verified","debt_to_income":27.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":54245,"total_credit_utilized":29458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23800,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9084.7,"paid_total":1353.04,"paid_principal":915.3,"paid_interest":437.74,"paid_late_fees":0} {"emp_title":"warranty admin","emp_length":6,"state":"NC","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":13.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":49399,"total_credit_utilized":30744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":7.35,"installment":325.9,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9175.94,"paid_total":1625.21,"paid_principal":1324.06,"paid_interest":301.15,"paid_late_fees":0} {"emp_title":"sales associate","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":20562,"verified_income":"Verified","debt_to_income":12.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":10547,"total_credit_utilized":4975,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":17.47,"installment":313.83,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11960.97,"paid_total":1231.06,"paid_principal":539.03,"paid_interest":692.03,"paid_late_fees":0} {"emp_title":"owner / operator","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":339258,"total_credit_utilized":48899,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17300,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9482.44,"paid_total":846.62,"paid_principal":517.56,"paid_interest":329.06,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":7.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":444506,"total_credit_utilized":26901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":9.92,"installment":38.68,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1142.24,"paid_total":76.04,"paid_principal":57.76,"paid_interest":18.28,"paid_late_fees":0} {"emp_title":"financial service represent ","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":13.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":58700,"total_credit_utilized":22404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18059.03,"paid_total":2556.36,"paid_principal":1940.97,"paid_interest":615.39,"paid_late_fees":0} {"emp_title":"conducter","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":80000,"verified_income":"Verified","debt_to_income":20.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":31,"open_credit_lines":21,"total_credit_limit":85689,"total_credit_utilized":45286,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":14,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":32300,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.82,"installment":895.02,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28697.92,"paid_total":4473.63,"paid_principal":1302.08,"paid_interest":3171.55,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"PA","homeownership":"OWN","annual_income":86000,"verified_income":"Not Verified","debt_to_income":10.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":58600,"total_credit_utilized":28611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":48500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.72,"installment":430.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12219.72,"paid_total":2147.22,"paid_principal":1780.28,"paid_interest":366.94,"paid_late_fees":0} {"emp_title":"secretary/ treasurer","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":0.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":351100,"total_credit_utilized":1825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":72100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.56,"paid_total":1211.6,"paid_principal":1023.44,"paid_interest":188.16,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":20.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":171812,"total_credit_utilized":45896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":50100,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17759.27,"paid_total":3481.1,"paid_principal":2240.73,"paid_interest":1240.37,"paid_late_fees":0} {"emp_title":"development specialist","emp_length":0,"state":"KS","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":19.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":135310,"total_credit_utilized":66398,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12700,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.35,"installment":108.64,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3530.99489,"paid_principal":3500,"paid_interest":30.99,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"VA","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":22.33,"annual_income_joint":86700,"verification_income_joint":"Not Verified","debt_to_income_joint":17.62,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":310992,"total_credit_utilized":16257,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":9.43,"installment":377.42,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17286.51,"paid_total":1132.26,"paid_principal":713.49,"paid_interest":418.77,"paid_late_fees":0} {"emp_title":"senior associate engineer","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":11.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":409149,"total_credit_utilized":31904,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.02,"installment":608.22,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":23899.31,"paid_total":2425.75,"paid_principal":1100.69,"paid_interest":1294.65,"paid_late_fees":30.41} {"emp_title":"owner - president","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":18.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":240481,"total_credit_utilized":43617,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28200,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13881.81,"paid_total":1396.04,"paid_principal":1118.19,"paid_interest":277.85,"paid_late_fees":0} {"emp_title":"social media supervisor","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":74000,"verified_income":"Source Verified","debt_to_income":9.37,"annual_income_joint":116300,"verification_income_joint":"Source Verified","debt_to_income_joint":8.56,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":190113,"total_credit_utilized":132468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":51200,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":6.07,"installment":243.63,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7387.42,"paid_total":728.19,"paid_principal":612.58,"paid_interest":115.61,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":14568,"verified_income":"Source Verified","debt_to_income":2.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":10500,"total_credit_utilized":479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":15.05,"installment":34.69,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":886.45,"paid_total":172.61,"paid_principal":113.55,"paid_interest":59.06,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"WV","homeownership":"RENT","annual_income":39000,"verified_income":"Not Verified","debt_to_income":22.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":67777,"total_credit_utilized":67209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":19.03,"installment":293.37,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7140.66,"paid_total":1458.39,"paid_principal":859.34,"paid_interest":599.05,"paid_late_fees":0} {"emp_title":"vp of lending ","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":26.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":99577,"total_credit_utilized":83230,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1125,"term":36,"interest_rate":18.06,"installment":40.71,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1027.72,"paid_total":160.58,"paid_principal":97.28,"paid_interest":63.3,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":145000,"verified_income":"Verified","debt_to_income":12.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":662949,"total_credit_utilized":65211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":5.32,"installment":1054.02,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31380.61,"paid_total":4190.22,"paid_principal":3619.39,"paid_interest":570.83,"paid_late_fees":0} {"emp_title":"master system tech","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":170000,"verified_income":"Source Verified","debt_to_income":4.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":36583,"total_credit_utilized":22721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12800,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.43,"installment":288.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8343.01,"paid_total":859.31,"paid_principal":656.99,"paid_interest":202.32,"paid_late_fees":0} {"emp_title":"warehouse","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":17.45,"annual_income_joint":135000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.96,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":285198,"total_credit_utilized":18411,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8900,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23000,"term":60,"interest_rate":21.45,"installment":628.07,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21875.8,"paid_total":3071.83,"paid_principal":1124.2,"paid_interest":1947.63,"paid_late_fees":0} {"emp_title":"journeyman wireman","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":122000,"verified_income":"Source Verified","debt_to_income":14.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1994,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":21,"total_credit_limit":463448,"total_credit_utilized":38149,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":61,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":38300,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":73.1,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20013.74833,"paid_principal":20000,"paid_interest":13.75,"paid_late_fees":0} {"emp_title":"production manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":16.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":19111,"total_credit_utilized":13364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8841.35,"paid_total":1680.07,"paid_principal":1158.65,"paid_interest":521.42,"paid_late_fees":0} {"emp_title":"licensed practical nurse","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":135000,"verified_income":"Not Verified","debt_to_income":2.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":13,"total_credit_limit":129100,"total_credit_utilized":14648,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":100100,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22414.72,"paid_total":3004.09,"paid_principal":2585.28,"paid_interest":418.81,"paid_late_fees":0} {"emp_title":"educator","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":48425,"verified_income":"Source Verified","debt_to_income":36.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":213710,"total_credit_utilized":91903,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15300,"term":36,"interest_rate":9.92,"installment":493.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14190.96,"paid_total":1470.93,"paid_principal":1109.04,"paid_interest":361.89,"paid_late_fees":0} {"emp_title":"support manager","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Not Verified","debt_to_income":24.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":399377,"total_credit_utilized":98220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":140,"current_installment_accounts":6,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19200,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":19.03,"installment":660.09,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":19258.38207,"paid_principal":18000,"paid_interest":1258.38,"paid_late_fees":0} {"emp_title":"technical manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":3.18,"annual_income_joint":134000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.13,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":421603,"total_credit_utilized":7553,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":33000,"term":60,"interest_rate":12.61,"installment":744.28,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31794.91,"paid_total":2209.72,"paid_principal":1205.09,"paid_interest":1004.63,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":126000,"verified_income":"Not Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":65954,"total_credit_utilized":26197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16157.86,"paid_total":2186.92,"paid_principal":1842.14,"paid_interest":344.78,"paid_late_fees":0} {"emp_title":"campus supervisor","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":27.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":321014,"total_credit_utilized":37182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":45700,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24450,"term":60,"interest_rate":28.72,"installment":771.93,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23675.71,"paid_total":3009.7,"paid_principal":774.29,"paid_interest":2235.41,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":9.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":52600,"total_credit_utilized":43451,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":51600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14636.73,"paid_total":666.11,"paid_principal":363.27,"paid_interest":302.84,"paid_late_fees":0} {"emp_title":"comptroller","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":41900,"verified_income":"Source Verified","debt_to_income":18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":10,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":50615,"total_credit_utilized":29297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5243.39,"paid_total":926.25,"paid_principal":756.61,"paid_interest":169.64,"paid_late_fees":0} {"emp_title":"plumber","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":58088,"total_credit_utilized":45461,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14362.51,"paid_total":1943.96,"paid_principal":1637.49,"paid_interest":306.47,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":6.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":58912,"total_credit_utilized":29517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":491,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14200,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8717.45,"paid_total":1495.93,"paid_principal":1282.55,"paid_interest":213.38,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":8.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1993,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":42654,"total_credit_utilized":26609,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.91,"installment":235.42,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6510.83,"paid_total":937.32,"paid_principal":689.17,"paid_interest":248.15,"paid_late_fees":0} {"emp_title":"operator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":56000,"verified_income":"Verified","debt_to_income":31.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":101987,"total_credit_utilized":105097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9586.3,"paid_total":1027.75,"paid_principal":413.7,"paid_interest":614.05,"paid_late_fees":0} {"emp_title":"school nurse","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":73000,"verified_income":"Not Verified","debt_to_income":3.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":18500,"total_credit_utilized":4997,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12300,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.96,"installment":93.96,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2776.34,"paid_total":280.55,"paid_principal":223.66,"paid_interest":56.89,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"MS","homeownership":"OWN","annual_income":175000,"verified_income":"Source Verified","debt_to_income":11.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":149274,"total_credit_utilized":102445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":6.08,"installment":974.67,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":32005.72649,"paid_principal":32000,"paid_interest":5.73,"paid_late_fees":0} {"emp_title":"maintenance manager","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":19.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":198282,"total_credit_utilized":16037,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.71,"installment":61.49,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1809.72,"paid_total":222.23,"paid_principal":190.28,"paid_interest":31.95,"paid_late_fees":0} {"emp_title":"senior vp","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":235000,"verified_income":"Source Verified","debt_to_income":5.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":40,"open_credit_lines":4,"total_credit_limit":55551,"total_credit_utilized":44279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13300,"num_total_cc_accounts":12,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":9,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":19.42,"installment":221.22,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5749.75,"paid_total":435.97,"paid_principal":250.25,"paid_interest":185.72,"paid_late_fees":0} {"emp_title":"director","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":5.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":561963,"total_credit_utilized":42084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.93,"installment":225.65,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6320.73,"paid_total":898.74,"paid_principal":679.27,"paid_interest":219.47,"paid_late_fees":0} {"emp_title":"jewelry sales consultant ","emp_length":4,"state":"AR","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":8.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":51900,"total_credit_utilized":6705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":7.96,"installment":62.64,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":1870.76,"paid_total":154.4,"paid_principal":129.24,"paid_interest":25.16,"paid_late_fees":0} {"emp_title":"ny district manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":13.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":132739,"total_credit_utilized":60189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":77200,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":17.09,"installment":996.04,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":40000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"pharmasist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":177530,"total_credit_utilized":4537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":309,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10800,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":7,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":35028.35833,"paid_principal":35000,"paid_interest":28.36,"paid_late_fees":0} {"emp_title":"collector","emp_length":0,"state":"SD","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":37.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":55387,"total_credit_utilized":35696,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":19.03,"installment":550.07,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13388.72,"paid_total":2734.49,"paid_principal":1611.28,"paid_interest":1123.21,"paid_late_fees":0} {"emp_title":"cdl-driver","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":25.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":115209,"total_credit_utilized":15723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10800,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":15493.14975,"paid_principal":15000,"paid_interest":493.15,"paid_late_fees":0} {"emp_title":"director of case management ","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Verified","debt_to_income":23.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":283851,"total_credit_utilized":78256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33700,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.58,"installment":691.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28931.88,"paid_total":2051.99,"paid_principal":1068.12,"paid_interest":983.87,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"OWN","annual_income":66000,"verified_income":"Not Verified","debt_to_income":22.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":106028,"total_credit_utilized":60930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":419,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30700,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":13.59,"installment":530.3,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21619.97,"paid_total":2634.14,"paid_principal":1380.03,"paid_interest":1254.11,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":29016,"verified_income":"Verified","debt_to_income":18.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":62200,"total_credit_utilized":36109,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":27,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1452.05,"paid_principal":1079.67,"paid_interest":372.38,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":17,"total_credit_limit":244201,"total_credit_utilized":40000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20000,"num_total_cc_accounts":28,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9564.43,"paid_total":986.55,"paid_principal":435.57,"paid_interest":550.98,"paid_late_fees":0} {"emp_title":"outside sales rep","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":8.3,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":70,"open_credit_lines":7,"total_credit_limit":64191,"total_credit_utilized":25226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24300,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2634.57,"paid_total":486.03,"paid_principal":365.43,"paid_interest":120.6,"paid_late_fees":0} {"emp_title":"therapist","emp_length":5,"state":"IL","homeownership":"OWN","annual_income":185000,"verified_income":"Source Verified","debt_to_income":11.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":989063,"total_credit_utilized":124430,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":585,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":141500,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":41062.81036,"paid_principal":40000,"paid_interest":1062.81,"paid_late_fees":0} {"emp_title":"sr consultant","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":9.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":112500,"total_credit_utilized":36687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":75800,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":17.09,"installment":622.53,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23911.06,"paid_total":2466.38,"paid_principal":1088.94,"paid_interest":1377.44,"paid_late_fees":0} {"emp_title":"cook","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":39.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":53992,"total_credit_utilized":33000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2078,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10700,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12900,"term":36,"interest_rate":22.91,"installment":498.76,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11588.48,"paid_total":2477.38,"paid_principal":1311.52,"paid_interest":1165.86,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"WI","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":29.17,"annual_income_joint":175000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.16,"delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":60,"open_credit_lines":33,"total_credit_limit":520542,"total_credit_utilized":89961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":139,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":102900,"num_total_cc_accounts":44,"num_open_cc_accounts":27,"num_cc_carrying_balance":14,"num_mort_accounts":4,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28428.1,"paid_total":2528.97,"paid_principal":1571.9,"paid_interest":957.07,"paid_late_fees":0} {"emp_title":"lecturer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":8.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2002,"inquiries_last_12m":9,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":395822,"total_credit_utilized":31397,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12100,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13544.48,"paid_total":1913.39,"paid_principal":1455.52,"paid_interest":457.87,"paid_late_fees":0} {"emp_title":"pipefitter","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Source Verified","debt_to_income":20.77,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":456450,"total_credit_utilized":88495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":57600,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":37142.98848,"paid_principal":35000,"paid_interest":2142.99,"paid_late_fees":0} {"emp_title":"system/database administrator","emp_length":5,"state":"OR","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":26.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":218561,"total_credit_utilized":120611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":113600,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23706.16,"paid_total":2130.97,"paid_principal":1293.84,"paid_interest":837.13,"paid_late_fees":0} {"emp_title":"account manager","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":137500,"verified_income":"Source Verified","debt_to_income":9.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":69732,"total_credit_utilized":47889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.35,"installment":1086.31,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31480.09,"paid_total":4330.95,"paid_principal":3519.91,"paid_interest":811.04,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":59819.97,"verified_income":"Not Verified","debt_to_income":15.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":35739,"total_credit_utilized":9971,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10557.71,"paid_total":1954.53,"paid_principal":1442.29,"paid_interest":512.24,"paid_late_fees":0} {"emp_title":"director","emp_length":8,"state":"OH","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":26.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":188219,"total_credit_utilized":40513,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":51,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"die maker","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":34.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":106428,"total_credit_utilized":56731,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":15,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16500,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7252.34,"paid_total":1066.64,"paid_principal":747.66,"paid_interest":318.98,"paid_late_fees":0} {"emp_title":"financial advisor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":93000,"verified_income":"Source Verified","debt_to_income":24.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":111728,"total_credit_utilized":81539,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":58100,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22039.18,"paid_total":4134.55,"paid_principal":2960.82,"paid_interest":1173.73,"paid_late_fees":0} {"emp_title":"sales associate","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":52827,"total_credit_utilized":43709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.05,"installment":277.52,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7277.81,"paid_total":1093.36,"paid_principal":722.19,"paid_interest":371.17,"paid_late_fees":0} {"emp_title":"machine operator ","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Not Verified","debt_to_income":13.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":29447,"total_credit_utilized":21443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.99,"installment":464.94,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12680.15,"paid_total":1920.38,"paid_principal":1319.85,"paid_interest":600.53,"paid_late_fees":0} {"emp_title":"data analyst","emp_length":5,"state":"AZ","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":19.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":10,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":34937,"total_credit_utilized":24973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9586.3,"paid_total":1027.75,"paid_principal":413.7,"paid_interest":614.05,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":12.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":278799,"total_credit_utilized":12261,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10600,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5161.29,"paid_total":1057,"paid_principal":838.71,"paid_interest":218.29,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":22644.7,"verified_income":"Not Verified","debt_to_income":22.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":17125,"total_credit_utilized":13200,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":9.93,"installment":90.26,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2528.29,"paid_total":359.5,"paid_principal":271.71,"paid_interest":87.79,"paid_late_fees":0} {"emp_title":"commercial operations specialist","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":53000,"verified_income":"Verified","debt_to_income":16.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":80298,"total_credit_utilized":85339,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14800,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":20,"installment":317.93,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11390.36,"paid_total":1636.32,"paid_principal":609.64,"paid_interest":1026.68,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":3,"state":"PA","homeownership":"RENT","annual_income":37000,"verified_income":"Verified","debt_to_income":33.77,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":22,"total_credit_limit":103714,"total_credit_utilized":75368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":20,"installment":475.7,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11724,"paid_total":1874.36,"paid_principal":1076,"paid_interest":798.36,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":31858,"verified_income":"Not Verified","debt_to_income":18.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":46525,"total_credit_utilized":12331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.41,"installment":421.99,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12029.83,"paid_total":1250.96,"paid_principal":970.17,"paid_interest":280.79,"paid_late_fees":0} {"emp_title":"social worker ","emp_length":7,"state":"IN","homeownership":"MORTGAGE","annual_income":36400,"verified_income":"Source Verified","debt_to_income":10.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":150346,"total_credit_utilized":13417,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.83,"paid_total":826.92,"paid_principal":592.17,"paid_interest":234.75,"paid_late_fees":0} {"emp_title":"director of nursing","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":147000,"verified_income":"Not Verified","debt_to_income":30.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":22,"total_credit_limit":515401,"total_credit_utilized":99182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":88700,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22175,"term":60,"interest_rate":13.59,"installment":511.28,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":21116.6,"paid_total":2053.94,"paid_principal":1058.4,"paid_interest":969.98,"paid_late_fees":25.56} {"emp_title":"manager","emp_length":7,"state":"KY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":11.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":19692,"total_credit_utilized":8210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9030.24,"paid_total":1283.88,"paid_principal":969.76,"paid_interest":314.12,"paid_late_fees":0} {"emp_title":"check in lead","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":17.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":30574,"total_credit_utilized":23648,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8800,"term":36,"interest_rate":10.42,"installment":285.69,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":9068.3225,"paid_principal":8800,"paid_interest":268.32,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"MD","homeownership":"RENT","annual_income":25500,"verified_income":"Source Verified","debt_to_income":4.38,"annual_income_joint":89000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.64,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":11900,"total_credit_utilized":2121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8102.57,"paid_total":1123.66,"paid_principal":897.43,"paid_interest":226.23,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Not Verified","debt_to_income":24.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":287900,"total_credit_utilized":46981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":62100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":7.35,"installment":527.64,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14856.33,"paid_total":2631.26,"paid_principal":2143.67,"paid_interest":487.59,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":30.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":48,"open_credit_lines":36,"total_credit_limit":134308,"total_credit_utilized":83331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":18,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14500,"num_total_cc_accounts":28,"num_open_cc_accounts":22,"num_cc_carrying_balance":18,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.58,"installment":543.59,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14525.11,"paid_total":2150.22,"paid_principal":1474.89,"paid_interest":675.33,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":68000,"verified_income":"Source Verified","debt_to_income":22.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":72704,"total_credit_utilized":41822,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13200,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.66,"paid_total":2703.22,"paid_principal":1843.34,"paid_interest":859.88,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":46000,"verified_income":"Source Verified","debt_to_income":24.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":48700,"total_credit_utilized":26142,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22900,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1561.72,"paid_principal":1250.57,"paid_interest":311.15,"paid_late_fees":0} {"emp_title":"hr generalist","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":16.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":27,"total_credit_limit":180995,"total_credit_utilized":54936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":12,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26900,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":76.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"lab tech","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":14.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":37,"open_credit_lines":29,"total_credit_limit":86575,"total_credit_utilized":39642,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":16,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":33800,"num_total_cc_accounts":34,"num_open_cc_accounts":28,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20400,"term":60,"interest_rate":21.45,"installment":557.07,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":21233.52754,"paid_principal":20400,"paid_interest":833.53,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":3.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":6400,"total_credit_utilized":3979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9023.01,"paid_total":1257.05,"paid_principal":976.99,"paid_interest":280.06,"paid_late_fees":0} {"emp_title":"owner/president","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":9.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":717769,"total_credit_utilized":33624,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.41,"installment":227.23,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6496.14,"paid_total":677.64,"paid_principal":503.86,"paid_interest":173.78,"paid_late_fees":0} {"emp_title":"labor foreman","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":0.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":24500,"total_credit_utilized":127,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.92,"installment":212.08,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9608.54,"paid_total":630.73,"paid_principal":391.46,"paid_interest":239.27,"paid_late_fees":0} {"emp_title":"car salesmam","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":18.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":62251,"total_credit_utilized":35056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1673,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19200,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19103.93,"paid_total":1928.52,"paid_principal":896.07,"paid_interest":1032.45,"paid_late_fees":0} {"emp_title":"consultant","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":24.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":132262,"total_credit_utilized":68419,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":79000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8782.01,"paid_total":1597.96,"paid_principal":1217.99,"paid_interest":379.97,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"OWN","annual_income":120000,"verified_income":"Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":2,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":18,"total_credit_limit":67391,"total_credit_utilized":18555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":562,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":22800,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.01,"installment":527.43,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14004.93,"paid_total":1568.95,"paid_principal":995.07,"paid_interest":573.88,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"AL","homeownership":"RENT","annual_income":47000,"verified_income":"Not Verified","debt_to_income":15.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":4,"total_credit_limit":27979,"total_credit_utilized":24400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":12.62,"installment":67.03,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1765.13,"paid_total":333.75,"paid_principal":234.87,"paid_interest":98.88,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":43000,"verified_income":"Not Verified","debt_to_income":11.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":46904,"total_credit_utilized":28968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.92,"installment":128.92,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3710.06,"paid_total":382.35,"paid_principal":289.94,"paid_interest":92.41,"paid_late_fees":0} {"emp_title":"warehouseman","emp_length":6,"state":"CA","homeownership":"OWN","annual_income":37000,"verified_income":"Source Verified","debt_to_income":23.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":236693,"total_credit_utilized":50175,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.82,"paid_total":803.7,"paid_principal":592.18,"paid_interest":211.52,"paid_late_fees":0} {"emp_title":"central supply clerk","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":29.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":50537,"total_credit_utilized":35568,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":21.85,"installment":38.12,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":959.81,"paid_total":73.81,"paid_principal":40.19,"paid_interest":33.62,"paid_late_fees":0} {"emp_title":"administration","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":30.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":127900,"total_credit_utilized":95258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":26.3,"installment":1011.27,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":23084.76,"paid_total":4008.55,"paid_principal":1915.24,"paid_interest":2093.31,"paid_late_fees":0} {"emp_title":"database administrator","emp_length":5,"state":"DE","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":18.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":482752,"total_credit_utilized":90235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":77.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.92,"installment":451.22,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12985.2,"paid_total":1345.94,"paid_principal":1014.8,"paid_interest":331.14,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NV","homeownership":"OWN","annual_income":280000,"verified_income":"Not Verified","debt_to_income":5.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":45,"open_credit_lines":14,"total_credit_limit":56581,"total_credit_utilized":20955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":1699,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24500,"num_total_cc_accounts":26,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":84.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":13.58,"installment":475.64,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9906.08,"paid_total":4581.44,"paid_principal":4093.92,"paid_interest":487.52,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":12.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":467000,"total_credit_utilized":16433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20800,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.08,"installment":205.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5450.83,"paid_total":811.81,"paid_principal":549.17,"paid_interest":262.64,"paid_late_fees":0} {"emp_title":"payroll mgr","emp_length":9,"state":"GA","homeownership":"RENT","annual_income":52500,"verified_income":"Not Verified","debt_to_income":14.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":48800,"total_credit_utilized":19037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16157.86,"paid_total":2186.92,"paid_principal":1842.14,"paid_interest":344.78,"paid_late_fees":0} {"emp_title":"quality manager","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":4.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":394400,"total_credit_utilized":11336,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.44,"installment":377.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16801.74,"paid_total":1931.75,"paid_principal":1198.26,"paid_interest":733.49,"paid_late_fees":0} {"emp_title":"sales/collections","emp_length":7,"state":"MD","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":16.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":43742,"total_credit_utilized":32107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9100,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.45,"installment":379.07,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9176.98,"paid_total":1486.49,"paid_principal":823.02,"paid_interest":663.47,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":16.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":249009,"total_credit_utilized":45044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":155,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.61,"installment":670.13,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19075.24,"paid_total":1312.24,"paid_principal":924.76,"paid_interest":387.48,"paid_late_fees":0} {"emp_title":"physical therapist","emp_length":6,"state":"CA","homeownership":"OWN","annual_income":102000,"verified_income":"Verified","debt_to_income":9.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":555336,"total_credit_utilized":38056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":61100,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36964.72,"paid_total":3674.46,"paid_principal":3035.28,"paid_interest":639.18,"paid_late_fees":0} {"emp_title":"asst finance director","emp_length":5,"state":"MA","homeownership":"RENT","annual_income":84000,"verified_income":"Source Verified","debt_to_income":9.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":63972,"total_credit_utilized":45806,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17972.12,"paid_total":2452.49,"paid_principal":2027.88,"paid_interest":424.61,"paid_late_fees":0} {"emp_title":"assembly ","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":3.8,"annual_income_joint":78000,"verification_income_joint":"Source Verified","debt_to_income_joint":4.92,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":399700,"total_credit_utilized":2701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39900,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":39725,"term":60,"interest_rate":18.45,"installment":1018.51,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38903.25,"paid_total":1955.58,"paid_principal":821.75,"paid_interest":1133.83,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":13,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":83584,"total_credit_utilized":42593,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22700,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":12.61,"installment":117.28,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3255.95,"paid_total":350.62,"paid_principal":244.05,"paid_interest":106.57,"paid_late_fees":0} {"emp_title":"consultant","emp_length":5,"state":"GA","homeownership":"RENT","annual_income":75400,"verified_income":"Source Verified","debt_to_income":0.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":1,"total_credit_limit":300,"total_credit_utilized":253,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":300,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":19.42,"installment":847.99,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21549.45,"paid_total":2519.16,"paid_principal":1450.55,"paid_interest":1068.61,"paid_late_fees":0} {"emp_title":"digital advertising associate","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":27.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":124034,"total_credit_utilized":98520,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14452.36,"paid_total":1004.65,"paid_principal":547.64,"paid_interest":457.01,"paid_late_fees":0} {"emp_title":"vp of sales","emp_length":4,"state":"IL","homeownership":"OWN","annual_income":270000,"verified_income":"Source Verified","debt_to_income":11.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":708284,"total_credit_utilized":71394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":39300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":11.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":163844,"total_credit_utilized":13396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4391.08,"paid_total":800.38,"paid_principal":608.92,"paid_interest":191.46,"paid_late_fees":0} {"emp_title":"physical therapist","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":30.26,"annual_income_joint":160000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.83,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":239339,"total_credit_utilized":168130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34700,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":23500,"term":60,"interest_rate":9.93,"installment":498.5,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21954.44,"paid_total":2466.57,"paid_principal":1545.56,"paid_interest":921.01,"paid_late_fees":0} {"emp_title":"office manager","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":41000,"verified_income":"Source Verified","debt_to_income":5.33,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":14,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":14500,"total_credit_utilized":6278,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":45.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5568.11,"paid_total":577.37,"paid_principal":431.89,"paid_interest":145.48,"paid_late_fees":0} {"emp_title":"bodyman","emp_length":5,"state":"TN","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":4.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":69210,"total_credit_utilized":7656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.71,"installment":215.22,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6646.86,"paid_total":427.83,"paid_principal":353.14,"paid_interest":74.69,"paid_late_fees":0} {"emp_title":"heavy equipment washing","emp_length":8,"state":"NC","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":6.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":7100,"total_credit_utilized":5106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.41,"installment":259.69,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7424.16,"paid_total":774.44,"paid_principal":575.84,"paid_interest":198.6,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":2,"state":"RI","homeownership":"MORTGAGE","annual_income":131000,"verified_income":"Source Verified","debt_to_income":23.8,"annual_income_joint":266000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.29,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":14,"total_credit_limit":139836,"total_credit_utilized":79201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":2573,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39000,"num_total_cc_accounts":31,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":68.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24750,"term":60,"interest_rate":26.77,"installment":752.36,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24345.07,"paid_total":1578.34,"paid_principal":404.93,"paid_interest":1173.41,"paid_late_fees":0} {"emp_title":"marketer","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":27.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":297768,"total_credit_utilized":122195,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16500,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":91.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.91,"installment":433.96,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18977.66,"paid_total":1723.72,"paid_principal":1022.34,"paid_interest":701.38,"paid_late_fees":0} {"emp_title":"business analyst ","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":69800,"verified_income":"Source Verified","debt_to_income":27.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":9,"total_credit_limit":141486,"total_credit_utilized":110102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7100,"num_total_cc_accounts":22,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23175,"term":60,"interest_rate":11.99,"installment":515.4,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21727.92,"paid_total":2561.56,"paid_principal":1447.08,"paid_interest":1114.48,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":27.52,"annual_income_joint":123750,"verification_income_joint":"Source Verified","debt_to_income_joint":23.68,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":61196,"total_credit_utilized":30533,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":8500,"term":36,"interest_rate":19.42,"installment":313.39,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8145.48,"paid_total":635.96,"paid_principal":354.52,"paid_interest":281.44,"paid_late_fees":0} {"emp_title":"deckhand ","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":7.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":16500,"total_credit_utilized":11196,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"WA","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":36.19,"annual_income_joint":241000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.7,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":48,"open_credit_lines":16,"total_credit_limit":102490,"total_credit_utilized":80118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":16,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18500,"num_total_cc_accounts":26,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":18.45,"installment":615.34,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23503.53,"paid_total":1279.13,"paid_principal":496.47,"paid_interest":782.66,"paid_late_fees":0} {"emp_title":"inside account manager","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":83004,"verified_income":"Not Verified","debt_to_income":18.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":67300,"total_credit_utilized":41129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30500,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":22.91,"installment":422.09,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14441.4,"paid_total":1650.18,"paid_principal":558.6,"paid_interest":1091.58,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":150000,"verified_income":"Source Verified","debt_to_income":23.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":53,"open_credit_lines":13,"total_credit_limit":280006,"total_credit_utilized":85390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12900,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.99,"installment":464.94,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12341.91,"paid_total":2306.05,"paid_principal":1658.09,"paid_interest":647.96,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":16.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":54600,"total_credit_utilized":19184,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28100,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.07,"installment":335,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10157.68,"paid_total":1001.29,"paid_principal":842.32,"paid_interest":158.97,"paid_late_fees":0} {"emp_title":"hr specialist","emp_length":1,"state":"AK","homeownership":"OWN","annual_income":58800,"verified_income":"Source Verified","debt_to_income":24.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":7,"total_credit_limit":175364,"total_credit_utilized":40905,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":14.07,"installment":547.39,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16472.34324,"paid_principal":16000,"paid_interest":472.34,"paid_late_fees":0} {"emp_title":"pharmacy manager","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":189000,"verified_income":"Not Verified","debt_to_income":11.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":56,"open_credit_lines":17,"total_credit_limit":599924,"total_credit_utilized":335417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":82300,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":7.35,"installment":682.83,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19225.82,"paid_total":3405.17,"paid_principal":2774.18,"paid_interest":630.99,"paid_late_fees":0} {"emp_title":"letter carrier","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":1.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":77500,"total_credit_utilized":1117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":62900,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4747.75,"paid_total":305.6,"paid_principal":252.25,"paid_interest":53.35,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":96355.33,"verified_income":"Verified","debt_to_income":9.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":45539,"total_credit_utilized":26309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.42,"installment":916.03,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33934.09,"paid_total":2672.57,"paid_principal":1065.91,"paid_interest":1606.66,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":26400,"total_credit_utilized":15338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38629.65,"paid_total":2823.9,"paid_principal":1370.35,"paid_interest":1453.55,"paid_late_fees":0} {"emp_title":"sales","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":89282,"total_credit_utilized":26471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":67400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.32,"installment":361.38,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10759.06,"paid_total":1447.29,"paid_principal":1240.94,"paid_interest":206.35,"paid_late_fees":0} {"emp_title":"registered rn","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Not Verified","debt_to_income":9.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":244750,"total_credit_utilized":32182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":327,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":54600,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.99,"installment":1328.39,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36229.06,"paid_total":5286.92,"paid_principal":3770.94,"paid_interest":1515.98,"paid_late_fees":0} {"emp_title":"asset protection","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":76100,"total_credit_utilized":30289,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":16.02,"installment":656.88,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25477.74,"paid_total":3260.37,"paid_principal":1522.26,"paid_interest":1738.11,"paid_late_fees":0} {"emp_title":"ownner","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Source Verified","debt_to_income":13.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":250149,"total_credit_utilized":47619,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":45100,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":12.61,"installment":1072.21,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29768.89,"paid_total":3194.21,"paid_principal":2231.11,"paid_interest":963.1,"paid_late_fees":0} {"emp_title":"taxidriver","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":16.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":25874,"total_credit_utilized":16324,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8900,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13944.54,"paid_total":1484.26,"paid_principal":1055.46,"paid_interest":428.8,"paid_late_fees":0} {"emp_title":"customer service manager","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":52540,"verified_income":"Not Verified","debt_to_income":28.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":54572,"total_credit_utilized":42512,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":110,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":16.02,"installment":56.27,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1420.73,"paid_total":279.93,"paid_principal":179.27,"paid_interest":100.66,"paid_late_fees":0} {"emp_title":"production associate ","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":31300,"verified_income":"Not Verified","debt_to_income":8.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":89487,"total_credit_utilized":8759,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":5.32,"installment":120.46,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3586.35,"paid_total":480.66,"paid_principal":413.65,"paid_interest":67.01,"paid_late_fees":0} {"emp_title":"regional credit lead","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":87276,"verified_income":"Source Verified","debt_to_income":16.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":395671,"total_credit_utilized":29588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.71,"installment":491.92,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15192.84,"paid_total":971.91,"paid_principal":807.16,"paid_interest":164.75,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":27.98,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":51,"open_credit_lines":16,"total_credit_limit":329238,"total_credit_utilized":186626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":96.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22050,"term":36,"interest_rate":19.42,"installment":812.96,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20659.38,"paid_total":2415.09,"paid_principal":1390.62,"paid_interest":1024.47,"paid_late_fees":0} {"emp_title":"plant utilities engineer","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":8.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":147695,"total_credit_utilized":28639,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"laboror","emp_length":8,"state":"CO","homeownership":"OWN","annual_income":18500,"verified_income":"Verified","debt_to_income":34.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":26926,"total_credit_utilized":16205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":36,"interest_rate":21.45,"installment":409.4,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9704.72,"paid_total":1806.52,"paid_principal":1095.28,"paid_interest":711.24,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":7.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":26432,"total_credit_utilized":19723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4532.79,"paid_total":666.73,"paid_principal":467.21,"paid_interest":199.52,"paid_late_fees":0} {"emp_title":"city traffic engineer","emp_length":2,"state":"NV","homeownership":"RENT","annual_income":122000,"verified_income":"Verified","debt_to_income":6.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":3,"total_credit_limit":29600,"total_credit_utilized":24629,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.06,"paid_total":1909.55,"paid_principal":1459.94,"paid_interest":449.61,"paid_late_fees":0} {"emp_title":"land technician","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":11.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":256974,"total_credit_utilized":15778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44800,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10002.23444,"paid_principal":10000,"paid_interest":2.23,"paid_late_fees":0} {"emp_title":"technician ","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Verified","debt_to_income":7.34,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":152300,"total_credit_utilized":7115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.06,"installment":542.74,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13366.62,"paid_total":2698.65,"paid_principal":1633.38,"paid_interest":1065.27,"paid_late_fees":0} {"emp_title":"driver","emp_length":9,"state":"FL","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":16.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":47447,"total_credit_utilized":34830,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":17.47,"installment":753.18,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28733.26,"paid_total":2530.42,"paid_principal":1266.74,"paid_interest":1263.68,"paid_late_fees":0} {"emp_title":"staff accountant","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":64896,"total_credit_utilized":45623,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26900,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":9.43,"installment":368.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10660.52,"paid_total":1098.01,"paid_principal":839.48,"paid_interest":258.53,"paid_late_fees":0} {"emp_title":"support engineer/web designer","emp_length":10,"state":"RI","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":17.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":72269,"total_credit_utilized":35160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":11.98,"installment":400.22,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17331.81,"paid_total":1176.7,"paid_principal":668.19,"paid_interest":508.51,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":31.49,"annual_income_joint":190000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.23,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":17,"total_credit_limit":441655,"total_credit_utilized":185741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":129000,"num_total_cc_accounts":25,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34817.92,"paid_total":6011.18,"paid_principal":5182.08,"paid_interest":829.1,"paid_late_fees":0} {"emp_title":"planning manager","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":22.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":68296,"total_credit_utilized":72841,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":18.06,"installment":347.36,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8769.98,"paid_total":1370.18,"paid_principal":830.02,"paid_interest":540.16,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"MORTGAGE","annual_income":15000,"verified_income":"Verified","debt_to_income":26.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":27600,"total_credit_utilized":7609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.96,"installment":187.91,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5552.72,"paid_total":558.42,"paid_principal":447.28,"paid_interest":111.14,"paid_late_fees":0} {"emp_title":"laborer ","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Not Verified","debt_to_income":24.8,"annual_income_joint":119000,"verification_income_joint":"Not Verified","debt_to_income_joint":12,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":149165,"total_credit_utilized":49276,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":14500,"term":60,"interest_rate":7.35,"installment":289.52,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13689.76,"paid_total":1152.16,"paid_principal":810.24,"paid_interest":341.92,"paid_late_fees":0} {"emp_title":"admin asst ","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":9.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":252145,"total_credit_utilized":44423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.43,"installment":629.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28810.83,"paid_total":1871.4,"paid_principal":1189.17,"paid_interest":682.23,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":109688,"verified_income":"Verified","debt_to_income":6.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2011,"inquiries_last_12m":6,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":59926,"total_credit_utilized":8018,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28125.72,"paid_total":3315.97,"paid_principal":1874.28,"paid_interest":1441.69,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":56191,"total_credit_utilized":13433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.08,"installment":335.05,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9589.19,"paid_total":1665.96,"paid_principal":1410.81,"paid_interest":255.15,"paid_late_fees":0} {"emp_title":"service technician ","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":27.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":11,"total_credit_lines":44,"open_credit_lines":23,"total_credit_limit":136691,"total_credit_utilized":73421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":857,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42800,"num_total_cc_accounts":34,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":21.45,"installment":682.68,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24031.19,"paid_total":2700.93,"paid_principal":968.81,"paid_interest":1732.12,"paid_late_fees":0} {"emp_title":"it qa","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":76760,"verified_income":"Source Verified","debt_to_income":7.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":307017,"total_credit_utilized":10174,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5110.02896,"paid_principal":5000,"paid_interest":110.03,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":13.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":147103,"total_credit_utilized":126415,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":52900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7080.37,"paid_total":1362.44,"paid_principal":919.63,"paid_interest":442.81,"paid_late_fees":0} {"emp_title":"manufacturing associate","emp_length":2,"state":"RI","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":16.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":132668,"total_credit_utilized":86894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39800,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.92,"installment":515.68,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":14840.23,"paid_total":1538.22,"paid_principal":1159.77,"paid_interest":378.45,"paid_late_fees":0} {"emp_title":"principal","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":17.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":449495,"total_credit_utilized":65180,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39700,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.43,"installment":768.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21654.9,"paid_total":3046.89,"paid_principal":2345.1,"paid_interest":701.79,"paid_late_fees":0} {"emp_title":"mail handler","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":32.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":21,"total_credit_limit":238593,"total_credit_utilized":87571,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26300,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":15.05,"installment":166.52,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4254.9,"paid_total":828.59,"paid_principal":545.1,"paid_interest":283.49,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":20.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":230688,"total_credit_utilized":41398,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5458.35,"paid_total":798.79,"paid_principal":541.65,"paid_interest":257.14,"paid_late_fees":0} {"emp_title":"judge","emp_length":3,"state":"MA","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":9.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":570509,"total_credit_utilized":63428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":56000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":5.31,"installment":684.49,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":34417.59,"paid_total":2042.86,"paid_principal":1582.41,"paid_interest":460.45,"paid_late_fees":0} {"emp_title":"receiving ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":21.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":33000,"total_credit_utilized":24897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":19400,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":16.01,"installment":140.65,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3824.27,"paid_total":277.74,"paid_principal":175.73,"paid_interest":102.01,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":32.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":49104,"total_credit_utilized":28667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.99,"installment":99.63,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2717.18,"paid_total":394.52,"paid_principal":282.82,"paid_interest":111.7,"paid_late_fees":0} {"emp_title":"supply chain administrator","emp_length":7,"state":"TX","homeownership":"RENT","annual_income":67000,"verified_income":"Source Verified","debt_to_income":10.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":51784,"total_credit_utilized":5917,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":389,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":33800,"num_total_cc_accounts":20,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":12.61,"installment":811.95,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34685.33,"paid_total":2385.41,"paid_principal":1314.67,"paid_interest":1070.74,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":58142,"verified_income":"Not Verified","debt_to_income":21.71,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":197402,"total_credit_utilized":52557,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":16.02,"installment":364.94,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14499.3,"paid_total":1134.87,"paid_principal":500.7,"paid_interest":634.17,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":19000,"verified_income":"Not Verified","debt_to_income":24.88,"annual_income_joint":34000,"verification_income_joint":"Not Verified","debt_to_income_joint":33.06,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":19600,"total_credit_utilized":8536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":10800,"term":60,"interest_rate":12.62,"installment":243.64,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":10405.7,"paid_total":735.78,"paid_principal":394.3,"paid_interest":341.48,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":26500,"verified_income":"Not Verified","debt_to_income":25.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":19241,"total_credit_utilized":11230,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5400,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":19.03,"installment":36.68,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":892.54,"paid_total":182.34,"paid_principal":107.46,"paid_interest":74.88,"paid_late_fees":0} {"emp_title":"field mechanic","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":29.78,"annual_income_joint":133000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.41,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":395500,"total_credit_utilized":96953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10050,"term":36,"interest_rate":11.99,"installment":333.76,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9102.54,"paid_total":1318.3,"paid_principal":947.46,"paid_interest":370.84,"paid_late_fees":0} {"emp_title":"soldier","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":78762,"verified_income":"Source Verified","debt_to_income":12.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":213771,"total_credit_utilized":47674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5900,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.99,"installment":355.84,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15000.36,"paid_total":1752.56,"paid_principal":999.64,"paid_interest":752.92,"paid_late_fees":0} {"emp_title":"nanny","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":21.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":27,"total_credit_limit":76935,"total_credit_utilized":65561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":854,"current_installment_accounts":12,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7700,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.05,"installment":277.52,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7091.56,"paid_total":1380.91,"paid_principal":908.44,"paid_interest":472.47,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":14.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":570148,"total_credit_utilized":138861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":78100,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":7.35,"installment":263.82,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.16,"paid_total":1315.63,"paid_principal":1071.84,"paid_interest":243.79,"paid_late_fees":0} {"emp_title":"inside wireman","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":108000,"verified_income":"Source Verified","debt_to_income":0.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":21170,"total_credit_utilized":17466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33175.76,"paid_total":4449.99,"paid_principal":1824.24,"paid_interest":2625.75,"paid_late_fees":0} {"emp_title":"vp sales","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Source Verified","debt_to_income":15.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":11,"total_credit_limit":779030,"total_credit_utilized":118388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33800,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":6.72,"installment":645.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18329.56,"paid_total":3220.86,"paid_principal":2670.44,"paid_interest":550.42,"paid_late_fees":0} {"emp_title":"product development ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":12.16,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":13,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":4,"total_credit_limit":143660,"total_credit_utilized":16090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":21,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":5,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":982.84,"paid_principal":703.63,"paid_interest":279.21,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":57000,"verified_income":"Source Verified","debt_to_income":30.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":74095,"total_credit_utilized":46707,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18800,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":19.42,"installment":785.17,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":29086.36,"paid_total":2290.78,"paid_principal":913.64,"paid_interest":1377.14,"paid_late_fees":0} {"emp_title":"finance","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":30.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":55,"open_credit_lines":24,"total_credit_limit":135038,"total_credit_utilized":47739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":60,"current_installment_accounts":4,"accounts_opened_24m":13,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21600,"num_total_cc_accounts":27,"num_open_cc_accounts":19,"num_cc_carrying_balance":16,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14452.22,"paid_total":922.14,"paid_principal":547.78,"paid_interest":374.36,"paid_late_fees":0} {"emp_title":"records","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":38.88,"annual_income_joint":98000,"verification_income_joint":"Verified","debt_to_income_joint":28.57,"delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":226362,"total_credit_utilized":112198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":85,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12100,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":14.07,"installment":419.49,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17367.32,"paid_total":1244.4,"paid_principal":632.68,"paid_interest":611.72,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":30.66,"annual_income_joint":225000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.53,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":497272,"total_credit_utilized":45043,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27600,"term":60,"interest_rate":12.62,"installment":622.63,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25902.83,"paid_total":3093.8,"paid_principal":1697.17,"paid_interest":1396.63,"paid_late_fees":0} {"emp_title":"csr","emp_length":4,"state":"WI","homeownership":"RENT","annual_income":33000,"verified_income":"Verified","debt_to_income":25.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":53,"open_credit_lines":29,"total_credit_limit":65378,"total_credit_utilized":26020,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15600,"num_total_cc_accounts":32,"num_open_cc_accounts":23,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13200,"term":60,"interest_rate":19.03,"installment":342.64,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13276.74967,"paid_principal":13200,"paid_interest":76.75,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":47000,"verified_income":"Not Verified","debt_to_income":23.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":152381,"total_credit_utilized":159538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":15.05,"installment":52.04,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1329.64,"paid_total":258.95,"paid_principal":170.36,"paid_interest":88.59,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":116000,"verified_income":"Source Verified","debt_to_income":18.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":446850,"total_credit_utilized":67790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57400,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13125,"term":36,"interest_rate":10.91,"installment":429.14,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11547.52,"paid_total":2137.74,"paid_principal":1577.48,"paid_interest":560.26,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":49000,"verified_income":"Source Verified","debt_to_income":11.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":27400,"total_credit_utilized":13662,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9400,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4386.95,"paid_total":794.91,"paid_principal":613.05,"paid_interest":181.86,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":8.83,"annual_income_joint":265000,"verification_income_joint":"Source Verified","debt_to_income_joint":9.22,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":511539,"total_credit_utilized":30962,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16100,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.05,"paid_total":1940.23,"paid_principal":1459.95,"paid_interest":480.28,"paid_late_fees":0} {"emp_title":"operations specialist ","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":11.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":19,"total_credit_limit":356976,"total_credit_utilized":105426,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8600,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":14.07,"installment":102.64,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2795.22,"paid_total":305.58,"paid_principal":204.78,"paid_interest":100.8,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":16200,"verified_income":"Verified","debt_to_income":20.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":67459,"total_credit_utilized":15024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4420.65,"paid_total":845.72,"paid_principal":579.35,"paid_interest":266.37,"paid_late_fees":0} {"emp_title":"coordinator","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":19.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":60350,"total_credit_utilized":52007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34350,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.91,"installment":980.89,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27856.21,"paid_total":2960.85,"paid_principal":2143.79,"paid_interest":817.06,"paid_late_fees":0} {"emp_title":"apparel sales lead/keyholder","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":27872,"verified_income":"Source Verified","debt_to_income":14.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":15536,"total_credit_utilized":11537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.55,"paid_total":657.46,"paid_principal":471.45,"paid_interest":186.01,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":10.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":9,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":37985,"total_credit_utilized":26135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12300,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.02,"installment":211.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5465.77,"paid_total":859.6,"paid_principal":534.23,"paid_interest":325.37,"paid_late_fees":0} {"emp_title":"customer service manager","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":10.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":199200,"total_credit_utilized":8587,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":600,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6200,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1452.05,"paid_principal":1079.67,"paid_interest":372.38,"paid_late_fees":0} {"emp_title":"survey tech","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":57845,"verified_income":"Not Verified","debt_to_income":17.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":21,"total_credit_limit":210350,"total_credit_utilized":29685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":67800,"num_total_cc_accounts":23,"num_open_cc_accounts":19,"num_cc_carrying_balance":6,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17988.61,"paid_total":2474.83,"paid_principal":2011.39,"paid_interest":463.44,"paid_late_fees":0} {"emp_title":"owner/operator","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":28.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":222538,"total_credit_utilized":59076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18750,"term":60,"interest_rate":30.79,"installment":615.76,"grade":"G","sub_grade":"G1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18190.25,"paid_total":2398.89,"paid_principal":559.75,"paid_interest":1839.14,"paid_late_fees":0} {"emp_title":"owne","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":34.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":2,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":206586,"total_credit_utilized":134951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":53110,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.42,"installment":1136.27,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31626.97,"paid_total":4524.82,"paid_principal":3373.03,"paid_interest":1151.79,"paid_late_fees":0} {"emp_title":"team leader","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":11.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":62284,"total_credit_utilized":44436,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20300,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":13.59,"installment":951.41,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":25419.33,"paid_total":3763.36,"paid_principal":2580.67,"paid_interest":1182.69,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"RENT","annual_income":10500,"verified_income":"Not Verified","debt_to_income":16.11,"annual_income_joint":52500,"verification_income_joint":"Not Verified","debt_to_income_joint":7.68,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":4800,"total_credit_utilized":3954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":12500,"term":60,"interest_rate":25.81,"installment":372.86,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12181.22,"paid_total":1100.66,"paid_principal":318.78,"paid_interest":781.88,"paid_late_fees":0} {"emp_title":"training chief","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":9.46,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":25,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":39456,"total_credit_utilized":32538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":31000,"term":36,"interest_rate":10.42,"installment":1006.41,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27249.95,"paid_total":4987.19,"paid_principal":3750.05,"paid_interest":1237.14,"paid_late_fees":0} {"emp_title":"director of research","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":2.59,"annual_income_joint":450000,"verification_income_joint":"Source Verified","debt_to_income_joint":2.93,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":803627,"total_credit_utilized":17789,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":87100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36904.08,"paid_total":3589.66,"paid_principal":3095.92,"paid_interest":493.74,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":13.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":330800,"total_credit_utilized":19217,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":59500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.93,"installment":212.13,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9342.3,"paid_total":1049.62,"paid_principal":657.7,"paid_interest":391.92,"paid_late_fees":0} {"emp_title":"chief of staff","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":18.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":829970,"total_credit_utilized":165652,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47700,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":75.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36171.45,"paid_total":5182.91,"paid_principal":3828.55,"paid_interest":1354.36,"paid_late_fees":0} {"emp_title":"designer","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":84893,"total_credit_utilized":38737,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7181.26,"paid_total":971.98,"paid_principal":818.74,"paid_interest":153.24,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":450000,"verification_income_joint":"Not Verified","debt_to_income_joint":1,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":40506,"total_credit_utilized":19920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37018.15,"paid_total":3740.47,"paid_principal":2981.85,"paid_interest":758.62,"paid_late_fees":0} {"emp_title":"finance and accounting ","emp_length":5,"state":"MD","homeownership":"RENT","annual_income":37000,"verified_income":"Source Verified","debt_to_income":29.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":61710,"total_credit_utilized":35170,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":571,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":30300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.42,"installment":259.72,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7032.07,"paid_total":1293.97,"paid_principal":967.93,"paid_interest":326.04,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":4.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":4600,"total_credit_utilized":1899,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":6642,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":50,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.44,"installment":128.02,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3609.21,"paid_total":507.88,"paid_principal":390.79,"paid_interest":117.09,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":217000,"verified_income":"Source Verified","debt_to_income":6.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":52,"open_credit_lines":18,"total_credit_limit":833587,"total_credit_utilized":44402,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":64000,"num_total_cc_accounts":23,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":82.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6995.65,"paid_total":11180.84,"paid_principal":11004.35,"paid_interest":176.49,"paid_late_fees":0} {"emp_title":"receptionist ","emp_length":6,"state":"PA","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":34.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":43845,"total_credit_utilized":28211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":13.59,"installment":305.81,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":9248.71344,"paid_principal":9000,"paid_interest":248.71,"paid_late_fees":0} {"emp_title":"cable splicer","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":140000,"verified_income":"Verified","debt_to_income":11.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":383408,"total_credit_utilized":58222,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":349,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.01,"installment":486.47,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19332.26,"paid_total":1423.83,"paid_principal":667.74,"paid_interest":756.09,"paid_late_fees":0} {"emp_title":"3rd shift supervisor","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":9.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":26506,"total_credit_utilized":11580,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15200,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":13.59,"installment":326.2,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8940.14,"paid_total":971.35,"paid_principal":659.86,"paid_interest":311.49,"paid_late_fees":0} {"emp_title":"manager, l&d, nicu","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":8.12,"annual_income_joint":149000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.44,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":405111,"total_credit_utilized":43073,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21761.22,"paid_total":3701.55,"paid_principal":3238.78,"paid_interest":462.77,"paid_late_fees":0} {"emp_title":"trooper","emp_length":8,"state":"MO","homeownership":"RENT","annual_income":59600,"verified_income":"Not Verified","debt_to_income":38.26,"annual_income_joint":93600,"verification_income_joint":"Not Verified","debt_to_income_joint":28.26,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":132718,"total_credit_utilized":70614,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35000,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":6.71,"installment":276.71,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8317.04,"paid_total":826.77,"paid_principal":682.96,"paid_interest":143.81,"paid_late_fees":0} {"emp_title":"owner operator","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":33.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":72254,"total_credit_utilized":34008,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"business administrator","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Not Verified","debt_to_income":7.1,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":618901,"total_credit_utilized":31458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":56,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13554.39,"paid_total":1939.24,"paid_principal":1445.61,"paid_interest":493.63,"paid_late_fees":0} {"emp_title":"accounts manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":51000,"verified_income":"Source Verified","debt_to_income":24.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":105460,"total_credit_utilized":106374,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5300,"term":36,"interest_rate":12.62,"installment":177.61,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4804.77,"paid_total":703.01,"paid_principal":495.23,"paid_interest":207.78,"paid_late_fees":0} {"emp_title":"patient access","emp_length":3,"state":"IN","homeownership":"OWN","annual_income":33000,"verified_income":"Verified","debt_to_income":21.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":45314,"total_credit_utilized":32383,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12700,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14218.17,"paid_total":1907.15,"paid_principal":781.83,"paid_interest":1125.32,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":33.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":180910,"total_credit_utilized":48699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23500,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":19.03,"installment":363.4,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13270.3,"paid_total":1787.4,"paid_principal":729.7,"paid_interest":1057.7,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":7.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":95093,"total_credit_utilized":75484,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":91.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.86,"paid_total":1853.82,"paid_principal":1504.14,"paid_interest":349.68,"paid_late_fees":0} {"emp_title":"executive director","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":154000,"verified_income":"Source Verified","debt_to_income":26.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":436376,"total_credit_utilized":80997,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30549.28,"paid_total":5368.08,"paid_principal":4450.72,"paid_interest":917.36,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":15000,"verified_income":"Verified","debt_to_income":21.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":12100,"total_credit_utilized":4385,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.98,"installment":99.62,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2788.9,"paid_total":294.87,"paid_principal":211.1,"paid_interest":83.77,"paid_late_fees":0} {"emp_title":"outside sales","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":60021,"total_credit_utilized":50714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.41,"installment":292.15,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8352.18,"paid_total":847.83,"paid_principal":647.82,"paid_interest":200.01,"paid_late_fees":0} {"emp_title":"national acct/business development mgr","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":95000,"verified_income":"Verified","debt_to_income":19.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":467400,"total_credit_utilized":54739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":149000,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.06,"installment":180.92,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4455.51,"paid_total":899.58,"paid_principal":544.49,"paid_interest":355.09,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":29.42,"annual_income_joint":92000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.82,"delinq_2y":6,"months_since_last_delinq":5,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":307044,"total_credit_utilized":23115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4000,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":62.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13262,"paid_total":2537.13,"paid_principal":1738,"paid_interest":799.13,"paid_late_fees":0} {"emp_title":"phlebotomist","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":14.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":24200,"total_credit_utilized":17169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":18.45,"installment":618.44,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16261.56,"paid_total":1237.9,"paid_principal":738.44,"paid_interest":499.46,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":63000,"verified_income":"Not Verified","debt_to_income":15.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":52600,"total_credit_utilized":14978,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.34,"installment":124.14,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3699.15,"paid_total":370.79,"paid_principal":300.85,"paid_interest":69.94,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":160000,"verified_income":"Source Verified","debt_to_income":4.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":30552,"total_credit_utilized":17345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3526,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.05,"installment":1214.15,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31025.59,"paid_total":6041.49,"paid_principal":3974.41,"paid_interest":2067.08,"paid_late_fees":0} {"emp_title":"server","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":15.36,"annual_income_joint":96000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.82,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":30805,"total_credit_utilized":12687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":127,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16800,"term":36,"interest_rate":20.39,"installment":627.7,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":17536.905,"paid_principal":16800,"paid_interest":736.91,"paid_late_fees":0} {"emp_title":"cleaner","emp_length":2,"state":"HI","homeownership":"RENT","annual_income":3120,"verified_income":"Not Verified","debt_to_income":215.38,"annual_income_joint":69120,"verification_income_joint":"Not Verified","debt_to_income_joint":9.72,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":36402,"total_credit_utilized":22324,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15836.56,"paid_total":2931.28,"paid_principal":2163.44,"paid_interest":767.84,"paid_late_fees":0} {"emp_title":"leadman","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Verified","debt_to_income":7.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":116456,"total_credit_utilized":18150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.35,"installment":403.49,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11360.72,"paid_total":2012.14,"paid_principal":1639.28,"paid_interest":372.86,"paid_late_fees":0} {"emp_title":"security supervisor","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":25.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":166146,"total_credit_utilized":72062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13600,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11403.21,"paid_total":1099.01,"paid_principal":596.79,"paid_interest":502.22,"paid_late_fees":0} {"emp_title":"consultant","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":77500,"verified_income":"Source Verified","debt_to_income":29.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":113403,"total_credit_utilized":44305,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48700,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":7.34,"installment":434.46,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12947.11,"paid_total":1297.67,"paid_principal":1052.89,"paid_interest":244.78,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":9.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":33300,"total_credit_utilized":9851,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25000,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":13.59,"installment":163.1,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4357.6,"paid_total":648.78,"paid_principal":442.4,"paid_interest":206.38,"paid_late_fees":0} {"emp_title":"polive officer","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":12.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":37100,"total_credit_utilized":15382,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17300,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10200,"term":36,"interest_rate":15.04,"installment":353.79,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":10468.36895,"paid_principal":10200,"paid_interest":268.37,"paid_late_fees":0} {"emp_title":"case manager","emp_length":10,"state":"MO","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":32.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":47549,"total_credit_utilized":38126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3911,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":17.09,"installment":642.56,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16013.16,"paid_total":3246.98,"paid_principal":1986.84,"paid_interest":1260.14,"paid_late_fees":0} {"emp_title":"cable/telephone technitian","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":4.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":181756,"total_credit_utilized":7443,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.92,"installment":128.92,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3710.06,"paid_total":384.56,"paid_principal":289.94,"paid_interest":94.62,"paid_late_fees":0} {"emp_title":"owner","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":300000,"verified_income":"Source Verified","debt_to_income":10.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":134757,"total_credit_utilized":66766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":6.71,"installment":860.86,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25875.28,"paid_total":2572.14,"paid_principal":2124.72,"paid_interest":447.42,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Verified","debt_to_income":15.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":159281,"total_credit_utilized":36758,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":162,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11850,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":17.09,"installment":423.32,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16067.76,"paid_total":2100.46,"paid_principal":932.24,"paid_interest":1168.22,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":9.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":46362,"total_credit_utilized":25199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15200,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.12,"paid_total":646.43,"paid_principal":481.88,"paid_interest":164.55,"paid_late_fees":0} {"emp_title":"inland marine underwriter","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":237660,"total_credit_utilized":55743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":256,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33900,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":16700,"verified_income":"Source Verified","debt_to_income":1.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":2,"open_credit_lines":1,"total_credit_limit":700,"total_credit_utilized":172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":700,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4762.84,"paid_total":328.43,"paid_principal":237.16,"paid_interest":91.27,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":23.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":136903,"total_credit_utilized":26764,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.43,"installment":314.52,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14405.42,"paid_total":935.7,"paid_principal":594.58,"paid_interest":341.12,"paid_late_fees":0} {"emp_title":"vp customer operations","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":26.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":334941,"total_credit_utilized":49492,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.44,"installment":251.68,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11363.42,"paid_total":990.99,"paid_principal":636.58,"paid_interest":354.41,"paid_late_fees":0} {"emp_title":"sr security analyst, grc ","emp_length":0,"state":"CO","homeownership":"MORTGAGE","annual_income":121800,"verified_income":"Verified","debt_to_income":15.63,"annual_income_joint":201800,"verification_income_joint":"Verified","debt_to_income_joint":12.27,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":491842,"total_credit_utilized":55723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":9.92,"installment":763.48,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34590.77,"paid_total":2270.6,"paid_principal":1409.23,"paid_interest":861.37,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":24.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":72628,"total_credit_utilized":40697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":26.77,"installment":729.56,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23404.43,"paid_total":2117.29,"paid_principal":595.57,"paid_interest":1521.72,"paid_late_fees":0} {"emp_title":"county counsel","emp_length":0,"state":"CA","homeownership":"OWN","annual_income":150000,"verified_income":"Verified","debt_to_income":26.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":249330,"total_credit_utilized":266569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33175.76,"paid_total":4505.5,"paid_principal":1824.24,"paid_interest":2681.26,"paid_late_fees":0} {"emp_title":"shipping receiving clerk","emp_length":7,"state":"IL","homeownership":"OWN","annual_income":45000,"verified_income":"Verified","debt_to_income":14.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":118100,"total_credit_utilized":14517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14500,"term":36,"interest_rate":12.62,"installment":485.92,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12797.42,"paid_total":2419.43,"paid_principal":1702.58,"paid_interest":716.85,"paid_late_fees":0} {"emp_title":"caseworker ","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":122588,"total_credit_utilized":21002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":0,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":12.61,"installment":83.77,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2274.68,"paid_total":297.81,"paid_principal":225.32,"paid_interest":72.49,"paid_late_fees":0} {"emp_title":"network engineer","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Verified","debt_to_income":11.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":545193,"total_credit_utilized":48100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30549.28,"paid_total":5348.48,"paid_principal":4450.72,"paid_interest":897.76,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":12.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":81266,"total_credit_utilized":38881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35300,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22225,"term":36,"interest_rate":9.43,"installment":711.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":22289.91556,"paid_principal":22225,"paid_interest":64.92,"paid_late_fees":0} {"emp_title":"owner ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":11.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":35600,"total_credit_utilized":17808,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11300,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.04,"installment":1213.98,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32644.79,"paid_total":3612.7,"paid_principal":2355.21,"paid_interest":1257.49,"paid_late_fees":0} {"emp_title":"county engineer","emp_length":9,"state":"AL","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Not Verified","debt_to_income":15.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":48,"open_credit_lines":15,"total_credit_limit":397234,"total_credit_utilized":113712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.61,"installment":676.62,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28531.58,"paid_total":2664.45,"paid_principal":1468.42,"paid_interest":1196.03,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":111230.9,"verified_income":"Verified","debt_to_income":20.44,"annual_income_joint":121106.9,"verification_income_joint":"Verified","debt_to_income_joint":19.02,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":362305,"total_credit_utilized":54567,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13223.48,"paid_total":2470.77,"paid_principal":1776.52,"paid_interest":694.25,"paid_late_fees":0} {"emp_title":"lead repair tech","emp_length":8,"state":"UT","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":33.55,"annual_income_joint":110000,"verification_income_joint":"Verified","debt_to_income_joint":31.78,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":9,"total_credit_lines":44,"open_credit_lines":23,"total_credit_limit":263379,"total_credit_utilized":75796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18700,"num_total_cc_accounts":32,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":36,"interest_rate":11.98,"installment":1195.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34319.69,"paid_total":2342.84,"paid_principal":1680.31,"paid_interest":662.53,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":23.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":327901,"total_credit_utilized":151790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52700,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":7.35,"installment":806.98,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23385.18,"paid_total":3206.69,"paid_principal":2614.82,"paid_interest":591.87,"paid_late_fees":0} {"emp_title":"senior technical coordinator","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":60198,"verified_income":"Verified","debt_to_income":30.8,"verification_income_joint":"","delinq_2y":7,"months_since_last_delinq":8,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":49118,"total_credit_utilized":19808,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":65,"current_installment_accounts":8,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3300,"term":36,"interest_rate":21.85,"installment":125.78,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3099.31,"paid_total":373.33,"paid_principal":200.69,"paid_interest":172.64,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":6.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":484200,"total_credit_utilized":19468,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":55200,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21793.71,"paid_total":3790.41,"paid_principal":3206.29,"paid_interest":584.12,"paid_late_fees":0} {"emp_title":"evp operations","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":325000,"verified_income":"Source Verified","debt_to_income":7.24,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":912840,"total_credit_utilized":115532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12564.53,"paid_total":8307.68,"paid_principal":7435.47,"paid_interest":872.21,"paid_late_fees":0} {"emp_title":"service manager","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":9.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":19906,"total_credit_utilized":6317,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.35,"installment":108.64,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3058.61,"paid_total":541.77,"paid_principal":441.39,"paid_interest":100.38,"paid_late_fees":0} {"emp_title":"school counselor","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":230000,"verified_income":"Not Verified","debt_to_income":7.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":430202,"total_credit_utilized":31642,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.96,"installment":156.59,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4722.17,"paid_total":345.26,"paid_principal":277.83,"paid_interest":67.43,"paid_late_fees":0} {"emp_title":"financial advisor","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":12.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":295797,"total_credit_utilized":62341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.42,"installment":321.82,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14025.37,"paid_total":1600.42,"paid_principal":974.63,"paid_interest":625.79,"paid_late_fees":0} {"emp_title":"equipment operator","emp_length":10,"state":"ID","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":20.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":111200,"total_credit_utilized":16252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":1,"state":"GA","homeownership":"OWN","annual_income":18624,"verified_income":"Source Verified","debt_to_income":20.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":18964,"total_credit_utilized":11001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9628.77,"paid_total":653.74,"paid_principal":371.23,"paid_interest":282.51,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Not Verified","debt_to_income":29.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":263599,"total_credit_utilized":92040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":28.72,"installment":757.72,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23436.77,"paid_total":2426.33,"paid_principal":563.23,"paid_interest":1863.1,"paid_late_fees":0} {"emp_title":"corporate trainer","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Source Verified","debt_to_income":12.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":27597,"total_credit_utilized":18912,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":56,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20,"installment":371.64,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9160.68,"paid_total":1464.34,"paid_principal":839.32,"paid_interest":625.02,"paid_late_fees":0} {"emp_title":"medicaid eligibility examiner ii","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":41072,"verified_income":"Not Verified","debt_to_income":25.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":61131,"total_credit_utilized":46443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9400,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7019.16,"paid_total":1269.71,"paid_principal":980.84,"paid_interest":288.87,"paid_late_fees":0} {"emp_title":"accountant","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":13.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":27,"total_credit_limit":169063,"total_credit_utilized":121769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":137,"current_installment_accounts":18,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37600,"paid_total":4581.05,"paid_principal":2400,"paid_interest":2181.05,"paid_late_fees":0} {"emp_title":"support supervisor","emp_length":7,"state":"AR","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Verified","debt_to_income":49.94,"annual_income_joint":76200,"verification_income_joint":"Verified","debt_to_income_joint":26.35,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":277911,"total_credit_utilized":42088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":12.61,"installment":541.3,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23123.55,"paid_total":1607.09,"paid_principal":876.45,"paid_interest":730.64,"paid_late_fees":0} {"emp_title":"managing member/owner","emp_length":10,"state":"NE","homeownership":"OWN","annual_income":300000,"verified_income":"Verified","debt_to_income":27.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":9,"total_credit_lines":43,"open_credit_lines":17,"total_credit_limit":1350311,"total_credit_utilized":346119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":132400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":9.44,"installment":755.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33603.49,"paid_total":3756.22,"paid_principal":2396.51,"paid_interest":1359.71,"paid_late_fees":0} {"emp_title":"customer service manager","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":31000,"verified_income":"Source Verified","debt_to_income":24.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":45460,"total_credit_utilized":25308,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":383,"current_installment_accounts":5,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9336.62,"paid_total":1037.07,"paid_principal":663.38,"paid_interest":373.69,"paid_late_fees":0} {"emp_title":"facilities technician","emp_length":9,"state":"WI","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Verified","debt_to_income":29.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":207507,"total_credit_utilized":37428,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":21.85,"installment":304.91,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2397.76,"paid_total":5895.31,"paid_principal":5602.24,"paid_interest":293.07,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":5,"state":"OR","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Verified","debt_to_income":36.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":197617,"total_credit_utilized":62473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":23.88,"installment":587.55,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13808.83,"paid_total":2330.3,"paid_principal":1191.17,"paid_interest":1139.13,"paid_late_fees":0} {"emp_title":"shipping and recieving","emp_length":6,"state":"WI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":30.96,"annual_income_joint":124000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.28,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":46,"open_credit_lines":17,"total_credit_limit":194050,"total_credit_utilized":70601,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":51100,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":13.59,"installment":576.41,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23499.98,"paid_total":2863.17,"paid_principal":1500.02,"paid_interest":1363.15,"paid_late_fees":0} {"emp_title":"executive director","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":191000,"verified_income":"Not Verified","debt_to_income":12.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":65617,"total_credit_utilized":37974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":9.44,"installment":896.14,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25264.44,"paid_total":3584.21,"paid_principal":2735.56,"paid_interest":848.65,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":20.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":6,"total_credit_limit":46976,"total_credit_utilized":21732,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18000,"num_total_cc_accounts":25,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.62,"installment":502.67,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13598.4,"paid_total":2000.16,"paid_principal":1401.6,"paid_interest":598.56,"paid_late_fees":0} {"emp_title":"director","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":49.56,"annual_income_joint":190000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.55,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":153559,"total_credit_utilized":100119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61400,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11097.5,"paid_total":1105.34,"paid_principal":902.5,"paid_interest":202.84,"paid_late_fees":0} {"emp_title":"tailor/fitter","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":69249,"total_credit_utilized":18222,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8773.94,"paid_total":1589.76,"paid_principal":1226.06,"paid_interest":363.7,"paid_late_fees":0} {"emp_title":"managing partner","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":275000,"verified_income":"Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":1088276,"total_credit_utilized":232693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.44,"installment":629.18,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":31110.74745,"paid_principal":30000,"paid_interest":1110.75,"paid_late_fees":0} {"emp_title":"customer service manager","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":176920,"total_credit_utilized":17483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":197,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8303.4,"paid_total":810.34,"paid_principal":696.6,"paid_interest":113.74,"paid_late_fees":0} {"emp_title":"engineer","emp_length":8,"state":"NC","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":4.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":3,"total_credit_limit":101562,"total_credit_utilized":64389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":3,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6325.37,"paid_total":904.99,"paid_principal":674.63,"paid_interest":230.36,"paid_late_fees":0} {"emp_title":"processor/underwriter","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":74106,"verified_income":"Not Verified","debt_to_income":38.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":11,"total_credit_limit":225748,"total_credit_utilized":70389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6468.89,"paid_total":643.14,"paid_principal":531.11,"paid_interest":112.03,"paid_late_fees":0} {"emp_title":"auditor","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":18.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":221732,"total_credit_utilized":55468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":102,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"compounder","emp_length":7,"state":"NJ","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":39.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":83617,"total_credit_utilized":35334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4511.49,"paid_total":637.5,"paid_principal":488.51,"paid_interest":148.99,"paid_late_fees":0} {"emp_title":"purchasing clerk","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Not Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":6100,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":97,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":9.93,"installment":135.39,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3688.43,"paid_total":674.63,"paid_principal":511.57,"paid_interest":163.06,"paid_late_fees":0} {"emp_title":"president","emp_length":8,"state":"NC","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":28.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":361396,"total_credit_utilized":43674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":7.96,"installment":328.84,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9717.26,"paid_total":981.88,"paid_principal":782.74,"paid_interest":199.14,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":14.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":43,"open_credit_lines":13,"total_credit_limit":304615,"total_credit_utilized":51172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10068.64158,"paid_principal":10000,"paid_interest":68.64,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":25.27,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.92,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":69465,"total_credit_utilized":54307,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":23.87,"installment":234.99,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5646.12,"paid_total":661.22,"paid_principal":353.88,"paid_interest":307.34,"paid_late_fees":0} {"emp_title":"business analysis","emp_length":1,"state":"NC","homeownership":"OWN","annual_income":165000,"verified_income":"Not Verified","debt_to_income":31.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":667279,"total_credit_utilized":201020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":57600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":9.92,"installment":296.91,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13453.47,"paid_total":875.3,"paid_principal":546.53,"paid_interest":328.77,"paid_late_fees":0} {"emp_title":"interior designer - sales","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":68000,"verified_income":"Source Verified","debt_to_income":11.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":77657,"total_credit_utilized":77537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":20.39,"installment":179.35,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4501.62,"paid_total":527.18,"paid_principal":298.38,"paid_interest":228.8,"paid_late_fees":0} {"emp_title":"pharmacy technician ","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":46500,"verified_income":"Not Verified","debt_to_income":18.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":3,"total_credit_limit":54869,"total_credit_utilized":8049,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11124.02,"paid_total":1145.74,"paid_principal":875.98,"paid_interest":269.76,"paid_late_fees":0} {"emp_title":"corporate recruiter","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":27.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":435719,"total_credit_utilized":56020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":90000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.35,"installment":399.34,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18882.42,"paid_total":1576.94,"paid_principal":1117.58,"paid_interest":459.36,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"AZ","homeownership":"OWN","annual_income":20000,"verified_income":"Verified","debt_to_income":27.01,"annual_income_joint":75000,"verification_income_joint":"Verified","debt_to_income_joint":20.32,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":56168,"total_credit_utilized":2434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37500,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":38000,"term":60,"interest_rate":11.98,"installment":844.91,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36589.38,"paid_total":2509.44,"paid_principal":1410.62,"paid_interest":1098.82,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":19.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1998,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":387711,"total_credit_utilized":55323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10538.41,"paid_total":1927.48,"paid_principal":1461.59,"paid_interest":465.89,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Source Verified","debt_to_income":11.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":53738,"total_credit_utilized":25672,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12600,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19045.42,"paid_total":1814.32,"paid_principal":954.58,"paid_interest":859.74,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":22560,"verified_income":"Verified","debt_to_income":7.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":12300,"total_credit_utilized":5683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":21.45,"installment":189.54,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":4899.84,"paid_total":177.62,"paid_principal":100.16,"paid_interest":77.46,"paid_late_fees":0} {"emp_title":"material handler","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":89000,"verified_income":"Not Verified","debt_to_income":17.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":23,"total_credit_limit":295802,"total_credit_utilized":49306,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41300,"num_total_cc_accounts":27,"num_open_cc_accounts":20,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13564.26,"paid_total":1992.66,"paid_principal":1435.74,"paid_interest":556.92,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":11.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":48300,"total_credit_utilized":28151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9547.62,"paid_total":668.61,"paid_principal":452.38,"paid_interest":216.23,"paid_late_fees":0} {"emp_title":"child welfare worker iii","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":102000,"verified_income":"Not Verified","debt_to_income":8.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":59348,"total_credit_utilized":14187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23000,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.43,"installment":512.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15224.4,"paid_total":1061.75,"paid_principal":775.6,"paid_interest":286.15,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Verified","debt_to_income":17.2,"annual_income_joint":88000,"verification_income_joint":"Verified","debt_to_income_joint":18.74,"delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":174900,"total_credit_utilized":21684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":14.08,"installment":745.92,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30491.89,"paid_total":3119.19,"paid_principal":1508.11,"paid_interest":1611.08,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":245000,"verified_income":"Not Verified","debt_to_income":4.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":632864,"total_credit_utilized":32455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42900,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":5.31,"installment":216.8,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6228.57,"paid_total":1090.08,"paid_principal":971.43,"paid_interest":118.65,"paid_late_fees":0} {"emp_title":"shift manager","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":5.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":22425,"total_credit_utilized":8390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":12.62,"installment":1005.34,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26477.48,"paid_total":5121.35,"paid_principal":3522.52,"paid_interest":1598.83,"paid_late_fees":0} {"emp_title":"physical therapist","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":18.04,"annual_income_joint":166000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.7,"delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":57,"open_credit_lines":25,"total_credit_limit":319089,"total_credit_utilized":64907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":79900,"num_total_cc_accounts":39,"num_open_cc_accounts":22,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":9.44,"installment":587.24,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26514.69,"paid_total":2319.59,"paid_principal":1485.31,"paid_interest":834.28,"paid_late_fees":0} {"emp_title":"cna","emp_length":10,"state":"WV","homeownership":"OWN","annual_income":57000,"verified_income":"Verified","debt_to_income":35.5,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":20,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":71500,"total_credit_utilized":32316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":8654,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22200,"num_total_cc_accounts":32,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11600,"term":36,"interest_rate":23.88,"installment":454.38,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10678.79,"paid_total":1786.74,"paid_principal":921.21,"paid_interest":865.53,"paid_late_fees":0} {"emp_title":"managing director","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":389000,"verified_income":"Verified","debt_to_income":9.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":619231,"total_credit_utilized":113940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":178100,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36937.1,"paid_total":3673.49,"paid_principal":3062.9,"paid_interest":610.59,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":94000,"verified_income":"Source Verified","debt_to_income":11.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":11,"total_credit_limit":242237,"total_credit_utilized":217793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19057.44,"paid_total":1849.16,"paid_principal":942.56,"paid_interest":906.6,"paid_late_fees":0} {"emp_title":"driver","emp_length":9,"state":"NJ","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":13,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":30796,"total_credit_utilized":20073,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":14.08,"installment":307.95,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7964.23,"paid_total":1525.67,"paid_principal":1035.77,"paid_interest":489.9,"paid_late_fees":0} {"emp_title":"fueler ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":17.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":42675,"total_credit_utilized":15321,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13108.5,"paid_total":2321.73,"paid_principal":1891.5,"paid_interest":430.23,"paid_late_fees":0} {"emp_title":"city superintendent","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":98460,"verified_income":"Source Verified","debt_to_income":14.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":95228,"total_credit_utilized":44756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":25800,"num_total_cc_accounts":19,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18981.6,"paid_total":1224.91,"paid_principal":1018.4,"paid_interest":206.51,"paid_late_fees":0} {"emp_title":"president/owner","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":122000,"verified_income":"Verified","debt_to_income":15.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":113837,"total_credit_utilized":45337,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37337.22,"paid_total":4173.57,"paid_principal":2662.78,"paid_interest":1510.79,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":21.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":69,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":402815,"total_credit_utilized":31008,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":230,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":22100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":17.47,"installment":430.65,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11220.92,"paid_total":1280.3,"paid_principal":779.08,"paid_interest":501.22,"paid_late_fees":0} {"emp_title":"operations supervisor","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":110500,"verified_income":"Not Verified","debt_to_income":21.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":107340,"total_credit_utilized":65368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":226,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":42500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38042.57,"paid_total":3662.86,"paid_principal":1957.43,"paid_interest":1705.43,"paid_late_fees":0} {"emp_title":"paramedic","emp_length":6,"state":"NY","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":19.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":26,"total_credit_limit":397022,"total_credit_utilized":30974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":36600,"num_total_cc_accounts":29,"num_open_cc_accounts":24,"num_cc_carrying_balance":21,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2100,"term":36,"interest_rate":10.42,"installment":68.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1845.9,"paid_total":339.68,"paid_principal":254.1,"paid_interest":85.58,"paid_late_fees":0} {"emp_title":"principle software engineer","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":9.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":106911,"total_credit_utilized":41827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":71400,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18046.03,"paid_total":2549.91,"paid_principal":1953.97,"paid_interest":595.94,"paid_late_fees":0} {"emp_title":"physician","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":38.7,"annual_income_joint":430000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.87,"delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":1045915,"total_credit_utilized":559079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":11000,"term":36,"interest_rate":11.98,"installment":365.26,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10486.56,"paid_total":723.2,"paid_principal":513.44,"paid_interest":209.76,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":40.38,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.39,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":85581,"total_credit_utilized":35430,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":6.07,"installment":243.63,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7387.42,"paid_total":725.49,"paid_principal":612.58,"paid_interest":112.91,"paid_late_fees":0} {"emp_title":"mlo","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":125000,"verified_income":"Not Verified","debt_to_income":21.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":22,"total_credit_limit":190647,"total_credit_utilized":117691,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":94600,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":14.08,"installment":815.85,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33350.52,"paid_total":3236.02,"paid_principal":1649.48,"paid_interest":1586.54,"paid_late_fees":0} {"emp_title":"family support worker","emp_length":5,"state":"NE","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":30.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":114438,"total_credit_utilized":19895,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":273,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13200,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9042.83,"paid_total":1301.82,"paid_principal":957.17,"paid_interest":344.65,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":19.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":33100,"total_credit_utilized":14007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.42,"installment":343.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14960.42,"paid_total":1707.09,"paid_principal":1039.58,"paid_interest":667.51,"paid_late_fees":0} {"emp_title":"speech language pathologist","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":10.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":13245,"total_credit_utilized":9552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.07,"installment":273.7,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7453.95,"paid_total":814.85,"paid_principal":546.05,"paid_interest":268.8,"paid_late_fees":0} {"emp_title":"licensed barber","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Verified","debt_to_income":16.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":22,"total_credit_limit":193400,"total_credit_utilized":40944,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":44800,"num_total_cc_accounts":30,"num_open_cc_accounts":21,"num_cc_carrying_balance":19,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":30549.28,"paid_total":5355.02,"paid_principal":4450.72,"paid_interest":904.3,"paid_late_fees":0} {"emp_title":"owner ","emp_length":3,"state":"VA","homeownership":"MORTGAGE","annual_income":67600,"verified_income":"Not Verified","debt_to_income":17.04,"annual_income_joint":153100,"verification_income_joint":"Not Verified","debt_to_income_joint":8.47,"delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":48993,"total_credit_utilized":39908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":68.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":12.62,"installment":789.57,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33287.27,"paid_total":3133.74,"paid_principal":1712.73,"paid_interest":1421.01,"paid_late_fees":0} {"emp_title":"network &support specialist","emp_length":2,"state":"SC","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":18.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":232047,"total_credit_utilized":17000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":462,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36900,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22463.84,"paid_total":3065.63,"paid_principal":2536.16,"paid_interest":529.47,"paid_late_fees":0} {"emp_title":"cash applications supervisor","emp_length":1,"state":"TN","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":19.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":146926,"total_credit_utilized":35053,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15700,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.08,"installment":274.13,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8078.91,"paid_total":1090.44,"paid_principal":921.09,"paid_interest":169.35,"paid_late_fees":0} {"emp_title":"engineer","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":28.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":48,"open_credit_lines":18,"total_credit_limit":200790,"total_credit_utilized":155197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19700,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":19.03,"installment":469.4,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11425.01,"paid_total":2319.94,"paid_principal":1374.99,"paid_interest":944.95,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":31.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1986,"inquiries_last_12m":6,"total_credit_lines":80,"open_credit_lines":32,"total_credit_limit":805515,"total_credit_utilized":873713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15000,"num_total_cc_accounts":22,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":98.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18219.37,"paid_total":2670.92,"paid_principal":1780.63,"paid_interest":890.29,"paid_late_fees":0} {"emp_title":"customer service representative","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":13050,"verified_income":"Not Verified","debt_to_income":49.4,"annual_income_joint":43050,"verification_income_joint":"Not Verified","debt_to_income_joint":32.11,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":43333,"total_credit_utilized":17404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17000,"term":60,"interest_rate":20,"installment":450.4,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16314.84,"paid_total":1782.71,"paid_principal":685.16,"paid_interest":1097.55,"paid_late_fees":0} {"emp_title":"qa analyst","emp_length":6,"state":"MS","homeownership":"RENT","annual_income":51000,"verified_income":"Verified","debt_to_income":13.79,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":23500,"total_credit_utilized":13115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":20,"installment":631.79,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15570.94,"paid_total":2508.27,"paid_principal":1429.06,"paid_interest":1079.21,"paid_late_fees":0} {"emp_title":"linemen ","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":135000,"verified_income":"Source Verified","debt_to_income":21.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":131176,"total_credit_utilized":115380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":399,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9900,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":21.85,"installment":487.85,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12021.65,"paid_total":1448.01,"paid_principal":778.35,"paid_interest":669.66,"paid_late_fees":0} {"emp_title":"electrical engineer","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":0.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":27200,"total_credit_utilized":1416,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":6.08,"installment":292.4,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8320.66,"paid_total":1458.76,"paid_principal":1279.34,"paid_interest":179.42,"paid_late_fees":0} {"emp_title":"specialist: hope operations","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":4.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":36459,"total_credit_utilized":42638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.07,"paid_total":3201.38,"paid_principal":2435.93,"paid_interest":765.45,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":408100,"total_credit_utilized":8758,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.96,"installment":782.95,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23136.34,"paid_total":2337.79,"paid_principal":1863.66,"paid_interest":474.13,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":4,"state":"OH","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":27.05,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":8,"total_credit_limit":78948,"total_credit_utilized":43448,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":170,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":22,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10835.57,"paid_total":1540.66,"paid_principal":1164.43,"paid_interest":376.23,"paid_late_fees":0} {"emp_title":"traffic manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":1.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":32700,"total_credit_utilized":2679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1384.27,"paid_principal":1128.12,"paid_interest":256.15,"paid_late_fees":0} {"emp_title":"social worker","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":40.1,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.24,"delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":143439,"total_credit_utilized":95771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45100,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4742.56,"paid_total":298.17,"paid_principal":257.44,"paid_interest":40.73,"paid_late_fees":0} {"emp_title":"recruiter","emp_length":7,"state":"WA","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":10.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":20100,"total_credit_utilized":11286,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":932,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":16.01,"installment":632.92,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16805.9,"paid_total":1882.75,"paid_principal":1194.1,"paid_interest":688.65,"paid_late_fees":0} {"emp_title":"mortgage servicing specialist","emp_length":1,"state":"MN","homeownership":"MORTGAGE","annual_income":332000,"verified_income":"Not Verified","debt_to_income":1.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":42900,"total_credit_utilized":25086,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9407.42,"paid_total":1157.68,"paid_principal":592.58,"paid_interest":565.1,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":11.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":13800,"total_credit_utilized":8120,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.04,"installment":277.48,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7461.67,"paid_total":825.76,"paid_principal":538.33,"paid_interest":287.43,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"GA","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":26.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":30800,"total_credit_utilized":15802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.02,"installment":527.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13319.42,"paid_total":2610.85,"paid_principal":1680.58,"paid_interest":930.27,"paid_late_fees":0} {"emp_title":"3rd shift plant manager","emp_length":1,"state":"IL","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":8.77,"annual_income_joint":144000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.19,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":243109,"total_credit_utilized":40300,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":7.97,"installment":563.81,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15749,"paid_total":2811.08,"paid_principal":2251,"paid_interest":560.08,"paid_late_fees":0} {"emp_title":"facilities coordinator","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":53000,"verified_income":"Verified","debt_to_income":0.64,"annual_income_joint":77000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.41,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":79800,"total_credit_utilized":941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":78800,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":7.97,"installment":93.97,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2624.82,"paid_total":468.52,"paid_principal":375.18,"paid_interest":93.34,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":375000,"verified_income":"Verified","debt_to_income":19.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":619318,"total_credit_utilized":191738,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":101000,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":4,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.72,"installment":922.48,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26956.63,"paid_total":3661.92,"paid_principal":3043.37,"paid_interest":618.55,"paid_late_fees":0} {"emp_title":"aviation safety inspector","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":23.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":109479,"total_credit_utilized":58102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":61800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10500,"term":60,"interest_rate":12.62,"installment":236.87,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":10116.66,"paid_total":695.89,"paid_principal":383.34,"paid_interest":312.55,"paid_late_fees":0} {"emp_title":"investigator","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":103500,"verified_income":"Verified","debt_to_income":22.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2003,"inquiries_last_12m":14,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":295149,"total_credit_utilized":122524,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":20600,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10700,"term":36,"interest_rate":23.87,"installment":419.07,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10068.92,"paid_total":1243.02,"paid_principal":631.08,"paid_interest":611.94,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":151000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.07,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":459857,"total_credit_utilized":40912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":421,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19900,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4663.53,"paid_total":511.93,"paid_principal":336.47,"paid_interest":175.46,"paid_late_fees":0} {"emp_title":"speech language assistant","emp_length":10,"state":"NH","homeownership":"OWN","annual_income":32000,"verified_income":"Source Verified","debt_to_income":35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":21,"total_credit_limit":62010,"total_credit_utilized":32306,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17900,"num_total_cc_accounts":36,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.44,"installment":224.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6316.09,"paid_total":892.49,"paid_principal":683.91,"paid_interest":208.58,"paid_late_fees":0} {"emp_title":"director","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":15.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":90368,"total_credit_utilized":45180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":39200,"num_total_cc_accounts":24,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.91,"installment":542.44,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23722.11,"paid_total":2154.61,"paid_principal":1277.89,"paid_interest":876.72,"paid_late_fees":0} {"emp_title":"tech","emp_length":6,"state":"AR","homeownership":"MORTGAGE","annual_income":49583,"verified_income":"Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":36350,"total_credit_utilized":23241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":997,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":24.84,"installment":877.73,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29213.75,"paid_total":2632.48,"paid_principal":786.25,"paid_interest":1846.23,"paid_late_fees":0} {"emp_title":"paraeducator iii","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":48.2,"annual_income_joint":124000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.64,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":80993,"total_credit_utilized":52728,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":152,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11136.26,"paid_total":1154.71,"paid_principal":863.74,"paid_interest":290.97,"paid_late_fees":0} {"emp_title":"rn","emp_length":9,"state":"NJ","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":2.83,"annual_income_joint":129000,"verification_income_joint":"Source Verified","debt_to_income_joint":2.69,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":266893,"total_credit_utilized":8994,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5243.39,"paid_total":928.7,"paid_principal":756.61,"paid_interest":172.09,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":0,"verified_income":"Not Verified","annual_income_joint":107000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.72,"delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":15100,"total_credit_utilized":2575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":18.45,"installment":769.17,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29061.96,"paid_total":2246.01,"paid_principal":938.04,"paid_interest":1307.97,"paid_late_fees":0} {"emp_title":"vp of operations","emp_length":1,"state":"UT","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":13.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":483410,"total_credit_utilized":53066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.41,"installment":259.69,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7424.16,"paid_total":769.82,"paid_principal":575.84,"paid_interest":193.98,"paid_late_fees":0} {"emp_title":"travel agent","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":49000,"verified_income":"Verified","debt_to_income":7.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":10100,"total_credit_utilized":9353,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":18.45,"installment":564.06,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21312.1,"paid_total":1669.63,"paid_principal":687.9,"paid_interest":981.73,"paid_late_fees":0} {"emp_title":"project mgr","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":190000,"verified_income":"Source Verified","debt_to_income":7.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":110600,"total_credit_utilized":34419,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":72600,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23241.2,"paid_total":2474.07,"paid_principal":1758.8,"paid_interest":715.27,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":11.18,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":196499,"total_credit_utilized":29963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":0,"num_mort_accounts":5,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.92,"installment":424.16,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20006.34222,"paid_principal":20000,"paid_interest":6.34,"paid_late_fees":0} {"emp_title":"accountant","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":10.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":16,"total_credit_limit":71138,"total_credit_utilized":18689,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36200,"num_total_cc_accounts":36,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15600,"term":36,"interest_rate":10.42,"installment":506.45,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13712.55,"paid_total":2514.19,"paid_principal":1887.45,"paid_interest":626.74,"paid_late_fees":0} {"emp_title":"coordinator ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":19.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":50238,"total_credit_utilized":30437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28600,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":16.01,"installment":1054.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28682.05,"paid_total":2083.04,"paid_principal":1317.95,"paid_interest":765.09,"paid_late_fees":0} {"emp_title":"it technician","emp_length":2,"state":"SC","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Verified","debt_to_income":14.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":203874,"total_credit_utilized":28090,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10300,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":28.72,"installment":442.01,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13671.43,"paid_total":1303.69,"paid_principal":328.57,"paid_interest":975.12,"paid_late_fees":0} {"emp_title":"military officer","emp_length":9,"state":"VT","homeownership":"MORTGAGE","annual_income":114416,"verified_income":"Source Verified","debt_to_income":3.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":605065,"total_credit_utilized":13185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":80800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.32,"installment":481.84,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16038.56889,"paid_principal":16000,"paid_interest":38.57,"paid_late_fees":0} {"emp_title":"originator","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":93500,"verified_income":"Source Verified","debt_to_income":20.89,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":75891,"total_credit_utilized":22173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28900,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19297.02,"paid_total":1382.67,"paid_principal":702.98,"paid_interest":679.69,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":10.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":37850,"total_credit_utilized":17263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":1002,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19600,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":53.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":7.97,"installment":87.71,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2520.78,"paid_total":349.6,"paid_principal":279.22,"paid_interest":70.38,"paid_late_fees":0} {"emp_title":"communications","emp_length":7,"state":"MA","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":15.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":23,"total_credit_limit":552650,"total_credit_utilized":31683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":74500,"num_total_cc_accounts":21,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13448.8,"paid_total":1802.49,"paid_principal":1551.2,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":23.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":56144,"total_credit_utilized":43792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":73.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":20.39,"installment":934.07,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23972.79,"paid_total":1839.82,"paid_principal":1027.21,"paid_interest":812.61,"paid_late_fees":0} {"emp_title":"live sound engineer","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":45757,"total_credit_utilized":32160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.41,"installment":454.45,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12289.47,"paid_total":2055.25,"paid_principal":1710.53,"paid_interest":344.72,"paid_late_fees":0} {"emp_title":"pdr technician","emp_length":10,"state":"SD","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":128961,"total_credit_utilized":84281,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":499,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13160.89,"paid_total":2392.53,"paid_principal":1839.11,"paid_interest":553.42,"paid_late_fees":0} {"emp_title":"customer service agent","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":77000,"verified_income":"Not Verified","debt_to_income":20.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":47456,"total_credit_utilized":44103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13185.1,"paid_total":2421.67,"paid_principal":1814.9,"paid_interest":606.77,"paid_late_fees":0} {"emp_title":"body mechanic","emp_length":8,"state":"IL","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":8.42,"annual_income_joint":115005,"verification_income_joint":"","debt_to_income_joint":10.56,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":180953,"total_credit_utilized":21123,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17971.08,"paid_total":2452.49,"paid_principal":2028.92,"paid_interest":423.57,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"PA","homeownership":"MORTGAGE","annual_income":101576,"verified_income":"Source Verified","debt_to_income":4.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":30752,"total_credit_utilized":17523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12200,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":13.59,"installment":576.41,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23056.94,"paid_total":3287.17,"paid_principal":1943.06,"paid_interest":1344.11,"paid_late_fees":0} {"emp_title":"bulk cheese cutter","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":37780,"verified_income":"Source Verified","debt_to_income":37.99,"annual_income_joint":101680,"verification_income_joint":"Source Verified","debt_to_income_joint":14.11,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1986,"inquiries_last_12m":10,"total_credit_lines":47,"open_credit_lines":9,"total_credit_limit":171153,"total_credit_utilized":72643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":89.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":20.39,"installment":267.12,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9703.41,"paid_total":778.7,"paid_principal":296.59,"paid_interest":482.11,"paid_late_fees":0} {"emp_title":"welder/supervisor ","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Source Verified","debt_to_income":9.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":8,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":203527,"total_credit_utilized":25594,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.41,"installment":162.31,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4640.09,"paid_total":484.04,"paid_principal":359.91,"paid_interest":124.13,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":13.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":18,"total_credit_limit":376657,"total_credit_utilized":38481,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":37200,"num_total_cc_accounts":17,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.08,"installment":932.39,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38594.47,"paid_total":2937.97,"paid_principal":1405.53,"paid_interest":1532.44,"paid_late_fees":0} {"emp_title":"social worker","emp_length":0,"state":"WA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":13.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":56400,"total_credit_utilized":20225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9537.61,"paid_total":663.13,"paid_principal":462.39,"paid_interest":200.74,"paid_late_fees":0} {"emp_title":"office manager","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":25.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2008,"inquiries_last_12m":9,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":47005,"total_credit_utilized":35085,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":14000,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.01,"installment":527.43,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14004.93,"paid_total":1568.95,"paid_principal":995.07,"paid_interest":573.88,"paid_late_fees":0} {"emp_title":"nurse","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":13.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":56694,"total_credit_utilized":30075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27100,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":10.9,"installment":719.22,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20427.64,"paid_total":2131.02,"paid_principal":1572.36,"paid_interest":558.66,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":25825,"verified_income":"Not Verified","debt_to_income":10.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":10200,"total_credit_utilized":6085,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4420.65,"paid_total":840.06,"paid_principal":579.35,"paid_interest":260.71,"paid_late_fees":0} {"emp_title":"operations lead","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":18.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":8,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":359558,"total_credit_utilized":64338,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28400,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.72,"installment":922.48,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26185.11,"paid_total":4590,"paid_principal":3814.89,"paid_interest":775.11,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":11772,"verified_income":"Verified","debt_to_income":38.94,"annual_income_joint":32295,"verification_income_joint":"Verified","debt_to_income_joint":22.93,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":60305,"total_credit_utilized":44937,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11625,"term":60,"interest_rate":26.3,"installment":350.13,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11230.88,"paid_total":1383.53,"paid_principal":394.12,"paid_interest":989.41,"paid_late_fees":0} {"emp_title":"accounts payable","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":37500,"verified_income":"Source Verified","debt_to_income":21.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":56,"open_credit_lines":24,"total_credit_limit":79973,"total_credit_utilized":72751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12975,"term":36,"interest_rate":15.05,"installment":450.11,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12102,"paid_total":1339.48,"paid_principal":873,"paid_interest":466.48,"paid_late_fees":0} {"emp_title":"controller","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":28.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":4,"total_credit_lines":60,"open_credit_lines":36,"total_credit_limit":326391,"total_credit_utilized":172538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":62600,"num_total_cc_accounts":31,"num_open_cc_accounts":23,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":10.9,"installment":607.4,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26931.15,"paid_total":1847.63,"paid_principal":1068.85,"paid_interest":778.78,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":17.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":190503,"total_credit_utilized":47742,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":20,"installment":445.97,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10728.47,"paid_total":2196.52,"paid_principal":1271.53,"paid_interest":924.99,"paid_late_fees":0} {"emp_title":"bar porter","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":34982.21,"verified_income":"Verified","debt_to_income":16.64,"annual_income_joint":69964.42,"verification_income_joint":"Verified","debt_to_income_joint":15.26,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":165786,"total_credit_utilized":1681,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":26700,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":2000,"term":36,"interest_rate":7.35,"installment":62.08,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1747.78,"paid_total":308.36,"paid_principal":252.22,"paid_interest":56.14,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":24.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":206707,"total_credit_utilized":42706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":14.07,"installment":85.53,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2329.36,"paid_total":254.64,"paid_principal":170.64,"paid_interest":84,"paid_late_fees":0} {"emp_title":"lead custom technician","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":6.9,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":20490,"total_credit_utilized":15425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":12,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10125,"term":60,"interest_rate":13.59,"installment":233.45,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9517.47,"paid_total":1159.61,"paid_principal":607.53,"paid_interest":552.08,"paid_late_fees":0} {"emp_title":"lead teacher","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":26.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":36477,"total_credit_utilized":29278,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4700,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":16.01,"installment":221.53,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5882.04,"paid_total":653.38,"paid_principal":417.96,"paid_interest":235.42,"paid_late_fees":0} {"emp_title":"legal secretary","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Verified","debt_to_income":8.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":6,"total_credit_limit":246974,"total_credit_utilized":8401,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8800,"num_total_cc_accounts":17,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.42,"installment":81.17,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2514.46944,"paid_principal":2500,"paid_interest":14.47,"paid_late_fees":0} {"emp_title":"marketing","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":58900,"verified_income":"Source Verified","debt_to_income":3.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":23417,"total_credit_utilized":5677,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":910.25,"paid_principal":765.73,"paid_interest":144.52,"paid_late_fees":0} {"emp_title":"commercial credit analyst","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":9.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":71792,"total_credit_utilized":64456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":11.98,"installment":119.54,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3346.69,"paid_total":356.22,"paid_principal":253.31,"paid_interest":102.91,"paid_late_fees":0} {"emp_title":"mechanical test manager","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Not Verified","debt_to_income":31.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1973,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":443762,"total_credit_utilized":297856,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":118200,"num_total_cc_accounts":24,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11026.51,"paid_total":4228.07,"paid_principal":3973.49,"paid_interest":254.58,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":36.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":125949,"total_credit_utilized":25192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28500,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":22.9,"installment":386.58,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9401.48,"paid_total":1134.3,"paid_principal":598.52,"paid_interest":535.78,"paid_late_fees":0} {"emp_title":"field service tech","emp_length":2,"state":"UT","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":11.14,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.74,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":257144,"total_credit_utilized":10921,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30100,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":26000,"term":60,"interest_rate":9.92,"installment":551.41,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24982.2,"paid_total":1639.9,"paid_principal":1017.8,"paid_interest":622.1,"paid_late_fees":0} {"emp_title":"insurance counselor","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":65000,"verified_income":"Verified","debt_to_income":26.31,"annual_income_joint":90000,"verification_income_joint":"Verified","debt_to_income_joint":28.8,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":93899,"total_credit_utilized":42607,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17988.61,"paid_total":2474.83,"paid_principal":2011.39,"paid_interest":463.44,"paid_late_fees":0} {"emp_title":"healthy social behavior specialist","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":41442,"verified_income":"Verified","debt_to_income":34.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":235821,"total_credit_utilized":51469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17425,"term":36,"interest_rate":12.62,"installment":583.94,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":15378.98,"paid_total":2907.48,"paid_principal":2046.02,"paid_interest":861.46,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"RI","homeownership":"OWN","annual_income":95000,"verified_income":"Verified","debt_to_income":20.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":15,"total_credit_limit":343210,"total_credit_utilized":143323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":21.85,"installment":304.91,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7513.52,"paid_total":895.31,"paid_principal":486.48,"paid_interest":408.83,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":10000,"verified_income":"Not Verified","debt_to_income":125.93,"annual_income_joint":57500,"verification_income_joint":"Not Verified","debt_to_income_joint":22.41,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":63613,"total_credit_utilized":45555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3800,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":11200,"term":60,"interest_rate":14.07,"installment":261.02,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10806.32,"paid_total":774.31,"paid_principal":393.68,"paid_interest":380.63,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":135000,"verified_income":"Not Verified","debt_to_income":2.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":23000,"total_credit_utilized":14668,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":954.79,"paid_principal":729.99,"paid_interest":224.8,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":10,"state":"NM","homeownership":"MORTGAGE","annual_income":29000,"verified_income":"Source Verified","debt_to_income":16.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":165175,"total_credit_utilized":12210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10400,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":0,"num_mort_accounts":5,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7700,"term":36,"interest_rate":6.08,"installment":234.53,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6712.45,"paid_total":1176.56,"paid_principal":987.55,"paid_interest":189.01,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":9,"state":"MN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":63.45,"annual_income_joint":181000,"verification_income_joint":"","debt_to_income_joint":24.83,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":16,"total_credit_limit":600379,"total_credit_utilized":120779,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":105400,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":6.71,"installment":688.27,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33311.72,"paid_total":2251.76,"paid_principal":1688.28,"paid_interest":563.48,"paid_late_fees":0} {"emp_title":"building automation technician","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":94000,"verified_income":"Not Verified","debt_to_income":25.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":95760,"total_credit_utilized":48779,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4423.39,"paid_total":684.79,"paid_principal":576.61,"paid_interest":108.18,"paid_late_fees":0} {"emp_title":"crane operator ","emp_length":0,"state":"WV","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":16.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":197299,"total_credit_utilized":56363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11900,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.44,"installment":144.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4539.89212,"paid_principal":4500,"paid_interest":39.89,"paid_late_fees":0} {"emp_title":"school counselor","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":5.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":4,"total_credit_limit":77696,"total_credit_utilized":75350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":12000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":5.31,"installment":195.72,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3424.84,"paid_total":3121.52,"paid_principal":3075.16,"paid_interest":46.36,"paid_late_fees":0} {"emp_title":"designer","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":18.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":240113,"total_credit_utilized":123983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26400,"term":36,"interest_rate":9.44,"installment":844.93,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23163.22,"paid_total":4190.04,"paid_principal":3236.78,"paid_interest":953.26,"paid_late_fees":0} {"emp_title":"area director","emp_length":9,"state":"VA","homeownership":"MORTGAGE","annual_income":48391,"verified_income":"Verified","debt_to_income":22.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":290649,"total_credit_utilized":54576,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":61300,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5070.65417,"paid_principal":5000,"paid_interest":70.65,"paid_late_fees":0} {"emp_title":"sales/ cobbler","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":58850,"total_credit_utilized":54907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":16.02,"installment":583.89,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22646.89,"paid_total":2969.51,"paid_principal":1353.11,"paid_interest":1616.4,"paid_late_fees":0} {"emp_title":"officer ","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":1.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":16000,"total_credit_utilized":1959,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26217.04,"paid_total":4631.15,"paid_principal":3782.96,"paid_interest":848.19,"paid_late_fees":0} {"emp_title":"sr school lunch helper","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":28865,"verified_income":"Source Verified","debt_to_income":13.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":64205,"total_credit_utilized":57930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":12.62,"installment":80.43,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2118.18,"paid_total":398.78,"paid_principal":281.82,"paid_interest":116.96,"paid_late_fees":0} {"emp_title":"fulltime","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Not Verified","debt_to_income":22.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":36256,"total_credit_utilized":17375,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7600,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6489,"paid_total":668.36,"paid_principal":511,"paid_interest":157.36,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":64800,"verified_income":"Source Verified","debt_to_income":10.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":289278,"total_credit_utilized":23471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.41,"installment":162.31,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4640.09,"paid_total":484.04,"paid_principal":359.91,"paid_interest":124.13,"paid_late_fees":0} {"emp_title":"bulk mail technician","emp_length":10,"state":"IN","homeownership":"RENT","annual_income":60800,"verified_income":"Source Verified","debt_to_income":11.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":22081,"total_credit_utilized":12168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":84.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":12.61,"installment":117.28,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3255.95,"paid_total":346.94,"paid_principal":244.05,"paid_interest":102.89,"paid_late_fees":0} {"emp_title":"plumber/pipefitter","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":4.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":169700,"total_credit_utilized":10468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":489,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13249.38,"paid_total":2215.8,"paid_principal":1750.62,"paid_interest":465.18,"paid_late_fees":0} {"emp_title":"insurance/finanical coordinator","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":55584,"verified_income":"Source Verified","debt_to_income":26.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":8,"total_credit_limit":302478,"total_credit_utilized":23552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13500,"num_total_cc_accounts":27,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13775,"term":36,"interest_rate":13.59,"installment":468.06,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12505.39,"paid_total":1882.65,"paid_principal":1269.61,"paid_interest":613.04,"paid_late_fees":0} {"emp_title":"paraprofessional ","emp_length":9,"state":"NJ","homeownership":"RENT","annual_income":38455,"verified_income":"Verified","debt_to_income":29.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":57,"open_credit_lines":21,"total_credit_limit":74199,"total_credit_utilized":47941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":36,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.58,"installment":169.87,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4656.28,"paid_total":488.87,"paid_principal":343.72,"paid_interest":145.15,"paid_late_fees":0} {"emp_title":"lpn","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":23.97,"annual_income_joint":105000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.43,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2001,"inquiries_last_12m":10,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":61108,"total_credit_utilized":53651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":60.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6500,"term":36,"interest_rate":22.91,"installment":251.31,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5839.17,"paid_total":1240,"paid_principal":660.83,"paid_interest":579.17,"paid_late_fees":0} {"emp_title":"nursing assistant ","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":12.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":150664,"total_credit_utilized":6769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16825,"term":36,"interest_rate":18.45,"installment":612.07,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15748.46,"paid_total":1818.96,"paid_principal":1076.54,"paid_interest":742.42,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":5.19,"annual_income_joint":146000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.16,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":305989,"total_credit_utilized":15636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1368,"paid_principal":712.09,"paid_interest":655.91,"paid_late_fees":0} {"emp_title":"staff rn","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":26.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":138007,"total_credit_utilized":82211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":66100,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":19.42,"installment":785.17,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29087.35,"paid_total":2290.78,"paid_principal":912.65,"paid_interest":1378.13,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":46000,"verified_income":"Not Verified","debt_to_income":26.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":118124,"total_credit_utilized":27923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52300,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9469.53,"paid_total":833.68,"paid_principal":530.47,"paid_interest":303.21,"paid_late_fees":0} {"emp_title":"president & ceo","emp_length":9,"state":"PA","homeownership":"MORTGAGE","annual_income":225000,"verified_income":"Verified","debt_to_income":11.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":7,"total_credit_lines":59,"open_credit_lines":37,"total_credit_limit":268023,"total_credit_utilized":79615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":974,"current_installment_accounts":2,"accounts_opened_24m":16,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":37,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":189300,"num_total_cc_accounts":55,"num_open_cc_accounts":35,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26217.04,"paid_total":4643.4,"paid_principal":3782.96,"paid_interest":860.44,"paid_late_fees":0} {"emp_title":"vice president ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":16.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":498750,"total_credit_utilized":64047,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":10.91,"installment":564.14,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24670.99,"paid_total":2240.8,"paid_principal":1329.01,"paid_interest":911.79,"paid_late_fees":0} {"emp_title":"accountant","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":24.6,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.55,"delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":19,"total_credit_limit":434710,"total_credit_utilized":54067,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":41000,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":6.72,"installment":430.49,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12579.76,"paid_total":1742.87,"paid_principal":1420.24,"paid_interest":322.63,"paid_late_fees":0} {"emp_title":"seaman","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":58800,"verified_income":"Verified","debt_to_income":14.43,"annual_income_joint":68800,"verification_income_joint":"Not Verified","debt_to_income_joint":14.98,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":133176,"total_credit_utilized":28613,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5400,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":1000,"term":36,"interest_rate":13.59,"installment":33.98,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":1006.795,"paid_principal":1000,"paid_interest":6.79,"paid_late_fees":0} {"emp_title":"account manager ","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":3.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":267000,"total_credit_utilized":4711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8841.35,"paid_total":1691.4,"paid_principal":1158.65,"paid_interest":532.75,"paid_late_fees":0} {"emp_title":"","emp_length":2,"state":"SC","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":9.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":7,"total_credit_limit":67075,"total_credit_utilized":36981,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37101.71,"paid_total":3823.48,"paid_principal":2898.29,"paid_interest":925.19,"paid_late_fees":0} {"emp_title":"payroll supervisor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":97500,"verified_income":"Not Verified","debt_to_income":25.81,"annual_income_joint":203000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.02,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":426332,"total_credit_utilized":64048,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21300,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":36429.68107,"paid_principal":35000,"paid_interest":1429.68,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":44820,"verified_income":"Verified","debt_to_income":44.34,"annual_income_joint":76820,"verification_income_joint":"Verified","debt_to_income_joint":27.38,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":253919,"total_credit_utilized":45526,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":20,"installment":476.89,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17085.57,"paid_total":2364.45,"paid_principal":914.43,"paid_interest":1450.02,"paid_late_fees":0} {"emp_title":"night manager ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":33280,"verified_income":"Source Verified","debt_to_income":12.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":14659,"total_credit_utilized":10104,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8896.19,"paid_total":1765.91,"paid_principal":1103.81,"paid_interest":662.1,"paid_late_fees":0} {"emp_title":"nurse","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":14.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":19,"total_credit_limit":118044,"total_credit_utilized":73308,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39700,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38000,"term":36,"interest_rate":6.71,"installment":1168.3,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35116.49,"paid_total":3490.73,"paid_principal":2883.51,"paid_interest":607.22,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":5000,"verified_income":"Not Verified","debt_to_income":267.55,"annual_income_joint":85000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.93,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":30300,"total_credit_utilized":23414,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5719.95,"paid_total":390.47,"paid_principal":280.05,"paid_interest":110.42,"paid_late_fees":0} {"emp_title":"readiness nco","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":87800,"verified_income":"Not Verified","debt_to_income":32.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":149520,"total_credit_utilized":105753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":6,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":12.61,"installment":469.09,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13352.66,"paid_total":957.8,"paid_principal":647.34,"paid_interest":310.46,"paid_late_fees":0} {"emp_title":"import agent","emp_length":0,"state":"GA","homeownership":"OWN","annual_income":40800,"verified_income":"Not Verified","debt_to_income":19.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":42812,"total_credit_utilized":32386,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10901.66,"paid_total":1633.01,"paid_principal":1098.34,"paid_interest":534.67,"paid_late_fees":0} {"emp_title":"lead sales and service associate ","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":11.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":295876,"total_credit_utilized":40396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55000,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":9.93,"installment":275.77,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12491.65,"paid_total":820.14,"paid_principal":508.35,"paid_interest":311.79,"paid_late_fees":0} {"emp_title":"fixer","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":3.59,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":1992,"inquiries_last_12m":9,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":140272,"total_credit_utilized":2859,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.92,"installment":96.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2471.79,"paid_total":620.11,"paid_principal":528.21,"paid_interest":91.9,"paid_late_fees":0} {"emp_title":"baker","emp_length":0,"state":"NM","homeownership":"MORTGAGE","annual_income":22000,"verified_income":"Source Verified","debt_to_income":30.5,"annual_income_joint":128500,"verification_income_joint":"Source Verified","debt_to_income_joint":17.41,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":46785,"total_credit_utilized":29780,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15236.35,"paid_total":1451.44,"paid_principal":763.65,"paid_interest":687.79,"paid_late_fees":0} {"emp_title":"benefits advisor ","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":75800,"verified_income":"Not Verified","debt_to_income":11.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":282203,"total_credit_utilized":24266,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49000,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":6.07,"installment":127.91,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3878.38,"paid_total":382.31,"paid_principal":321.62,"paid_interest":60.69,"paid_late_fees":0} {"emp_title":"a&p mechanic","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":191656,"total_credit_utilized":30562,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17700,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10851.41,"paid_total":1562.17,"paid_principal":1148.59,"paid_interest":413.58,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":43188.48,"verified_income":"Verified","debt_to_income":6.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":29500,"total_credit_utilized":10452,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.59,"installment":101.94,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2644.82,"paid_total":497.17,"paid_principal":355.18,"paid_interest":126.99,"paid_late_fees":15} {"emp_title":"truck driver","emp_length":10,"state":"HI","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":35.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":20,"total_credit_limit":74001,"total_credit_utilized":42045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14700,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.04,"installment":357.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14486.1,"paid_total":1058.98,"paid_principal":513.9,"paid_interest":545.08,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":32.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":136753,"total_credit_utilized":99189,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1668.59,"paid_principal":1174.21,"paid_interest":494.38,"paid_late_fees":0} {"emp_title":"rt","emp_length":3,"state":"NH","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Verified","debt_to_income":32.74,"annual_income_joint":242000,"verification_income_joint":"Verified","debt_to_income_joint":19.62,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":133756,"total_credit_utilized":84551,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26800,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":16.02,"installment":1230.85,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31887.38,"paid_total":4861.1,"paid_principal":3112.62,"paid_interest":1748.48,"paid_late_fees":0} {"emp_title":"it","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":24.08,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.78,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":53654,"total_credit_utilized":32717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":88,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4800,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":15.04,"installment":138.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3730.83,"paid_total":412.88,"paid_principal":269.17,"paid_interest":143.71,"paid_late_fees":0} {"emp_title":"pos","emp_length":3,"state":"DE","homeownership":"RENT","annual_income":20000,"verified_income":"Verified","debt_to_income":23.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":18500,"total_credit_utilized":11610,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4648.17,"paid_total":494.76,"paid_principal":351.83,"paid_interest":142.93,"paid_late_fees":0} {"emp_title":"service technician","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":130000,"verified_income":"Verified","debt_to_income":8.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":261095,"total_credit_utilized":26645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39500,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34913.5,"paid_total":6134.92,"paid_principal":5086.5,"paid_interest":1048.42,"paid_late_fees":0} {"emp_title":"association manager","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":31500,"verified_income":"Not Verified","debt_to_income":13.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":53379,"total_credit_utilized":50937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":10.91,"installment":137.33,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3695.17,"paid_total":689.2,"paid_principal":504.83,"paid_interest":184.37,"paid_late_fees":0} {"emp_title":"driver ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":184302,"total_credit_utilized":9620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.9,"installment":228.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6499.71,"paid_total":682.28,"paid_principal":500.29,"paid_interest":181.99,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":18.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":9,"total_credit_limit":261526,"total_credit_utilized":17368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12100,"num_total_cc_accounts":24,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":87.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17988.61,"paid_total":2474.83,"paid_principal":2011.39,"paid_interest":463.44,"paid_late_fees":0} {"emp_title":"owner/ sales","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":11.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":142289,"total_credit_utilized":54983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":71900,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.85,"paid_total":1906.84,"paid_principal":1504.15,"paid_interest":402.69,"paid_late_fees":0} {"emp_title":"installer","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":52934,"total_credit_utilized":31264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9900,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.92,"installment":273.96,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7883.85,"paid_total":817.2,"paid_principal":616.15,"paid_interest":201.05,"paid_late_fees":0} {"emp_title":"shop foreman","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":63373,"verified_income":"Verified","debt_to_income":33.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":109743,"total_credit_utilized":93534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":54,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26400,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":70.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":24.84,"installment":877.73,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29213.76,"paid_total":2591.79,"paid_principal":786.24,"paid_interest":1805.55,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":1,"state":"WI","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":24.48,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.42,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":23,"total_credit_limit":257195,"total_credit_utilized":29023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":116700,"num_total_cc_accounts":37,"num_open_cc_accounts":20,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":7.34,"installment":598.87,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29166.72,"paid_total":1185.51,"paid_principal":833.28,"paid_interest":352.23,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":29.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":36,"open_credit_lines":20,"total_credit_limit":271720,"total_credit_utilized":93731,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":15,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":52700,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.41,"installment":129.85,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3712.07,"paid_total":387.24,"paid_principal":287.93,"paid_interest":99.31,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":1.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":15800,"total_credit_utilized":4392,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.43,"installment":576.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9127.47,"paid_total":9142.59,"paid_principal":8872.53,"paid_interest":270.06,"paid_late_fees":0} {"emp_title":"database administrator","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":111275,"verified_income":"Not Verified","debt_to_income":28.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":12,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":307262,"total_credit_utilized":121734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":199500,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.05,"installment":571.59,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22612.69,"paid_total":2837.88,"paid_principal":1387.31,"paid_interest":1450.57,"paid_late_fees":0} {"emp_title":"general manager ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":19.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":14,"total_credit_limit":416122,"total_credit_utilized":83697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":65900,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":12.61,"installment":473.64,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20233.1,"paid_total":1406.21,"paid_principal":766.9,"paid_interest":639.31,"paid_late_fees":0} {"emp_title":"sales","emp_length":9,"state":"CA","homeownership":"OWN","annual_income":38400,"verified_income":"Source Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":23,"total_credit_limit":97200,"total_credit_utilized":18855,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":54100,"num_total_cc_accounts":39,"num_open_cc_accounts":23,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":9.92,"installment":48.35,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":375.21,"paid_total":1143.4,"paid_principal":1124.79,"paid_interest":18.61,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":64000,"verified_income":"Verified","debt_to_income":34.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":148624,"total_credit_utilized":87583,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":62200,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.42,"installment":523.45,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19390.9,"paid_total":1548.77,"paid_principal":609.1,"paid_interest":939.67,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":0,"state":"CO","homeownership":"RENT","annual_income":210000,"verified_income":"Source Verified","debt_to_income":20.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":163873,"total_credit_utilized":94938,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.45,"installment":1137.2,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26885.89,"paid_total":5650.25,"paid_principal":3114.11,"paid_interest":2536.14,"paid_late_fees":0} {"emp_title":"cook","emp_length":1,"state":"GA","homeownership":"OWN","annual_income":23500,"verified_income":"Source Verified","debt_to_income":32.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":30797,"total_credit_utilized":10052,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":445,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12400,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4762.84,"paid_total":323.89,"paid_principal":237.16,"paid_interest":86.73,"paid_late_fees":0} {"emp_title":"principal consultant","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":6.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":65,"open_credit_lines":13,"total_credit_limit":614727,"total_credit_utilized":41467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":82700,"num_total_cc_accounts":37,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.72,"installment":491.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14376.87,"paid_total":1961.99,"paid_principal":1623.13,"paid_interest":338.86,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":9,"state":"OH","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":7.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":152689,"total_credit_utilized":20754,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":12.61,"installment":541.3,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23418.76,"paid_total":1065.79,"paid_principal":581.24,"paid_interest":484.55,"paid_late_fees":0} {"emp_title":"legal assistant","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":62500,"verified_income":"Source Verified","debt_to_income":25.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":303707,"total_credit_utilized":64692,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.96,"installment":125.28,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3701.79,"paid_total":374.07,"paid_principal":298.21,"paid_interest":75.86,"paid_late_fees":0} {"emp_title":"welder fabricator","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":13.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":60517,"total_credit_utilized":33611,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":9.93,"installment":354.58,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9660.23,"paid_total":1760.76,"paid_principal":1339.77,"paid_interest":420.99,"paid_late_fees":0} {"emp_title":"sr program administrator iii","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":7.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":239512,"total_credit_utilized":297461,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":608,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7287.73,"paid_total":1111.12,"paid_principal":712.27,"paid_interest":398.85,"paid_late_fees":0} {"emp_title":"transaction specialist","emp_length":6,"state":"VA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":55557,"total_credit_utilized":22674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":31000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":9.44,"installment":1024.16,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27358.79,"paid_total":5563.08,"paid_principal":4641.21,"paid_interest":921.87,"paid_late_fees":0} {"emp_title":"","state":"OR","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Not Verified","debt_to_income":15.21,"annual_income_joint":98500,"verification_income_joint":"Not Verified","debt_to_income_joint":22.15,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":326000,"total_credit_utilized":34385,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18700,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":9.93,"installment":318.19,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14013.48,"paid_total":1574.4,"paid_principal":986.52,"paid_interest":587.88,"paid_late_fees":0} {"emp_title":"food service director","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":17,"total_credit_limit":103782,"total_credit_utilized":92063,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":135,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":8100,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.08,"installment":239.52,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6359.29,"paid_total":952.6,"paid_principal":640.71,"paid_interest":311.89,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":11.29,"annual_income_joint":84000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.08,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":351166,"total_credit_utilized":11133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41800,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":13.58,"installment":230.52,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9763.97,"paid_total":453.5,"paid_principal":236.03,"paid_interest":217.47,"paid_late_fees":0} {"emp_title":"technical training coordinator","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":87000,"verified_income":"Source Verified","debt_to_income":7.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":31900,"total_credit_utilized":19088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18550.27,"paid_total":1878.7,"paid_principal":1449.73,"paid_interest":428.97,"paid_late_fees":0} {"emp_title":"it manager","emp_length":5,"state":"TN","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":9.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":308786,"total_credit_utilized":27162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27500,"term":60,"interest_rate":9.44,"installment":576.75,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25669.34,"paid_total":2869.33,"paid_principal":1830.66,"paid_interest":1038.67,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Not Verified","debt_to_income":17.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":149576,"total_credit_utilized":18205,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":912,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19374.64,"paid_total":1517.84,"paid_principal":625.36,"paid_interest":892.48,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":278000,"verified_income":"Source Verified","debt_to_income":16.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":620819,"total_credit_utilized":163783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35300,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.41,"installment":973.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28566.69,"paid_total":1930.27,"paid_principal":1433.31,"paid_interest":496.96,"paid_late_fees":0} {"emp_title":"rocket technician","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":21.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":100805,"total_credit_utilized":83640,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7800,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":6193.97272,"paid_principal":6000,"paid_interest":193.97,"paid_late_fees":0} {"emp_title":"rubber-liner suupervisor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":13.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":368842,"total_credit_utilized":13687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41700,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1365.37,"paid_principal":1148.6,"paid_interest":216.77,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":62933.64,"verified_income":"Verified","debt_to_income":33.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":11,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":228790,"total_credit_utilized":71591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48800,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.04,"installment":693.7,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18654.17,"paid_total":2064.39,"paid_principal":1345.83,"paid_interest":718.56,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":43,"open_credit_lines":18,"total_credit_limit":91675,"total_credit_utilized":87471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18059.31,"paid_total":2540.15,"paid_principal":1940.69,"paid_interest":599.46,"paid_late_fees":0} {"emp_title":"nurse tech ","emp_length":3,"state":"MO","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":15.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":31630,"total_credit_utilized":9225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.08,"installment":60.92,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1795.3,"paid_total":246.04,"paid_principal":204.7,"paid_interest":41.34,"paid_late_fees":0} {"emp_title":"security administrator","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":64100,"total_credit_utilized":30108,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40600,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19080.9,"paid_total":1888.6,"paid_principal":919.1,"paid_interest":969.5,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":42321,"verified_income":"Verified","debt_to_income":16.93,"annual_income_joint":102453,"verification_income_joint":"Verified","debt_to_income_joint":28.5,"delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":244300,"total_credit_utilized":16729,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":23.87,"installment":1174.94,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28230.7,"paid_total":3445.25,"paid_principal":1769.3,"paid_interest":1675.95,"paid_late_fees":0} {"emp_title":"software developer","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":7500,"verified_income":"Source Verified","debt_to_income":8.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":1800,"total_credit_utilized":720,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":19.42,"installment":110.61,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2760.78,"paid_total":328.59,"paid_principal":239.22,"paid_interest":89.37,"paid_late_fees":0} {"emp_title":"service tegh","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":38000,"verified_income":"Verified","debt_to_income":23.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":87429,"total_credit_utilized":56179,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":230,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":16.02,"installment":105.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":3201.49229,"paid_principal":3000,"paid_interest":201.49,"paid_late_fees":0} {"emp_title":"conversion operations ","emp_length":4,"state":"CT","homeownership":"OWN","annual_income":56000,"verified_income":"Verified","debt_to_income":23.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":21,"total_credit_limit":91833,"total_credit_utilized":46264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":54100,"num_total_cc_accounts":20,"num_open_cc_accounts":20,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.77,"installment":911.95,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29509.18,"paid_total":1823.91,"paid_principal":490.82,"paid_interest":1333.09,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":0,"state":"UT","homeownership":"RENT","annual_income":47500,"verified_income":"Not Verified","debt_to_income":12.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":27378,"total_credit_utilized":21599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7550,"term":36,"interest_rate":10.91,"installment":246.86,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6572.85,"paid_total":1225.15,"paid_principal":977.15,"paid_interest":248,"paid_late_fees":0} {"emp_title":"stylist","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":21000,"verified_income":"Not Verified","debt_to_income":12.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":35654,"total_credit_utilized":16151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6200,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.96,"installment":125.28,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2101.26,"paid_total":1955.07,"paid_principal":1898.74,"paid_interest":56.33,"paid_late_fees":0} {"emp_title":"senior account executive","emp_length":1,"state":"OH","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":221808,"total_credit_utilized":43234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16600,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.42,"installment":429.09,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19227.06,"paid_total":1264.11,"paid_principal":772.94,"paid_interest":491.17,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":13.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":9,"total_credit_limit":99441,"total_credit_utilized":46748,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":34300,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":6.72,"installment":830.23,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24260.98,"paid_total":3310.84,"paid_principal":2739.02,"paid_interest":571.82,"paid_late_fees":0} {"emp_title":"caregiver ","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":10800,"verified_income":"Not Verified","debt_to_income":167.74,"annual_income_joint":65800,"verification_income_joint":"Not Verified","debt_to_income_joint":33.53,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":120551,"total_credit_utilized":71287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":16.02,"installment":140.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3643.87,"paid_total":559.12,"paid_principal":356.13,"paid_interest":202.99,"paid_late_fees":0} {"emp_title":"janitor","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":18.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":11,"total_credit_limit":166728,"total_credit_utilized":22112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":1520,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":32,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13968.97,"paid_total":1517.75,"paid_principal":1031.03,"paid_interest":486.72,"paid_late_fees":0} {"emp_title":"admin assistant","emp_length":0,"state":"AZ","homeownership":"MORTGAGE","annual_income":37500,"verified_income":"Source Verified","debt_to_income":3.23,"annual_income_joint":75000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.93,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":211040,"total_credit_utilized":2529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":7.34,"installment":558.6,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16646.25,"paid_total":1668.46,"paid_principal":1353.75,"paid_interest":314.71,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":17.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":268556,"total_credit_utilized":25819,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18900,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13108.5,"paid_total":2321.73,"paid_principal":1891.5,"paid_interest":430.23,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":69854,"verified_income":"Verified","debt_to_income":45.59,"annual_income_joint":123854,"verification_income_joint":"Verified","debt_to_income_joint":27.47,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":132093,"total_credit_utilized":101221,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":30.17,"installment":1136.03,"grade":"F","sub_grade":"F3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33653.62,"paid_total":5562.82,"paid_principal":1346.38,"paid_interest":4216.44,"paid_late_fees":0} {"emp_title":"environmental specialist","emp_length":1,"state":"KY","homeownership":"OWN","annual_income":72000,"verified_income":"Source Verified","debt_to_income":24.15,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":13,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":91584,"total_credit_utilized":73414,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":326,"current_installment_accounts":7,"accounts_opened_24m":0,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4432.22,"paid_total":838.46,"paid_principal":567.78,"paid_interest":270.68,"paid_late_fees":0} {"emp_title":"office manager","emp_length":5,"state":"TN","homeownership":"RENT","annual_income":86000,"verified_income":"Source Verified","debt_to_income":15.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":10,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":99341,"total_credit_utilized":40210,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47000,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35500,"term":60,"interest_rate":9.44,"installment":744.53,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33136.79,"paid_total":3712.61,"paid_principal":2363.21,"paid_interest":1349.4,"paid_late_fees":0} {"emp_title":"labor ","emp_length":6,"state":"KY","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.52,"verification_income_joint":"","delinq_2y":1,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":52480,"total_credit_utilized":34116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":70,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.04,"installment":520.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14331.28,"paid_total":1015.49,"paid_principal":668.72,"paid_interest":346.77,"paid_late_fees":0} {"emp_title":"director retired educators ","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":20.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":601600,"total_credit_utilized":92763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30600,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23119.84,"paid_total":2317.27,"paid_principal":1880.16,"paid_interest":437.11,"paid_late_fees":0} {"emp_title":"service cordinator","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":22000,"verified_income":"Not Verified","debt_to_income":27.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":123507,"total_credit_utilized":145675,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4623.95,"paid_total":461.43,"paid_principal":376.05,"paid_interest":85.38,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":32.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":167500,"total_credit_utilized":64335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":96500,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35875,"term":60,"interest_rate":13.59,"installment":827.15,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34598.05,"paid_total":2454.36,"paid_principal":1276.95,"paid_interest":1177.41,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":6,"state":"WI","homeownership":"RENT","annual_income":260000,"verified_income":"Source Verified","debt_to_income":8.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":9,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":134503,"total_credit_utilized":68541,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":52800,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":4,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38013.61,"paid_total":3531.68,"paid_principal":1986.39,"paid_interest":1545.29,"paid_late_fees":0} {"emp_title":"dispatcher","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Source Verified","debt_to_income":20.95,"annual_income_joint":159000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.47,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":10,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":378002,"total_credit_utilized":60675,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":55000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1840.52,"paid_principal":1526,"paid_interest":314.52,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":20.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":64500,"total_credit_utilized":15006,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":64500,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":80.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6325.37,"paid_total":904.99,"paid_principal":674.63,"paid_interest":230.36,"paid_late_fees":0} {"emp_title":"national sales manager","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":38.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":48,"open_credit_lines":16,"total_credit_limit":252781,"total_credit_utilized":198423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":49000,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23875,"term":60,"interest_rate":18.06,"installment":607.05,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22861.48,"paid_total":2368.31,"paid_principal":1013.52,"paid_interest":1354.79,"paid_late_fees":0} {"emp_title":"clerical asscociate ll","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":38000,"verified_income":"Verified","debt_to_income":3.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":3800,"total_credit_utilized":3279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.45,"installment":1137.2,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27530.98,"paid_total":4513.05,"paid_principal":2469.02,"paid_interest":2044.03,"paid_late_fees":0} {"emp_title":"business manager","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Source Verified","debt_to_income":25.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":346895,"total_credit_utilized":95909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57200,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":5.31,"installment":1053.86,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":32291.09,"paid_total":3151.26,"paid_principal":2708.91,"paid_interest":442.35,"paid_late_fees":0} {"emp_title":"network tech","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":25.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":101900,"total_credit_utilized":52786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32150,"term":60,"interest_rate":13.58,"installment":741.1,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30615.11,"paid_total":2915.89,"paid_principal":1534.89,"paid_interest":1381,"paid_late_fees":0} {"emp_title":"maintenance electrician ","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":6.36,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":9,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":47085,"total_credit_utilized":13656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":53.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":11.99,"installment":159.41,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4347.47,"paid_total":634.44,"paid_principal":452.53,"paid_interest":181.91,"paid_late_fees":0} {"emp_title":"delivery driver ","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":28.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":100422,"total_credit_utilized":48838,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":565,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34300,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":21.45,"installment":379.07,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8961.95,"paid_total":1865.56,"paid_principal":1038.05,"paid_interest":827.51,"paid_late_fees":0} {"emp_title":"hr manager","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":21.16,"annual_income_joint":139800,"verification_income_joint":"Not Verified","debt_to_income_joint":16.26,"delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":55,"open_credit_lines":11,"total_credit_limit":161169,"total_credit_utilized":142522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26900,"num_total_cc_accounts":29,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10835.57,"paid_total":1534.04,"paid_principal":1164.43,"paid_interest":369.61,"paid_late_fees":0} {"emp_title":"registar ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":6.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":11900,"total_credit_utilized":9038,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.07,"installment":410.54,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11180.95,"paid_total":1222.24,"paid_principal":819.05,"paid_interest":403.19,"paid_late_fees":0} {"emp_title":"loan officer assistant","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":52325,"verified_income":"Source Verified","debt_to_income":23.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":20,"total_credit_limit":76179,"total_credit_utilized":49939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":234,"current_installment_accounts":15,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"home care worker","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":7.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":9700,"total_credit_utilized":5776,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4700,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":8,"state":"MT","homeownership":"RENT","annual_income":52420,"verified_income":"Source Verified","debt_to_income":1.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":10700,"total_credit_utilized":443,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":7.35,"installment":31.04,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":697.59,"paid_total":323.34,"paid_principal":302.41,"paid_interest":20.93,"paid_late_fees":0} {"emp_title":"nurse's assistant ","emp_length":1,"state":"NY","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":5.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":23000,"total_credit_utilized":8269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":14.08,"installment":396.27,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16198.82,"paid_total":1571.78,"paid_principal":801.18,"paid_interest":770.6,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":161550,"total_credit_utilized":10475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":1045,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":9900,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13197.14,"paid_total":2443.16,"paid_principal":1802.86,"paid_interest":640.3,"paid_late_fees":0} {"emp_title":"personal banker / teller 4","emp_length":5,"state":"FL","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":54.6,"annual_income_joint":69000,"verification_income_joint":"Not Verified","debt_to_income_joint":34.4,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":111946,"total_credit_utilized":46061,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47400,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23000,"term":60,"interest_rate":12.62,"installment":518.86,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21874.49,"paid_total":2043.19,"paid_principal":1125.51,"paid_interest":917.68,"paid_late_fees":0} {"emp_title":"","state":"KS","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":20.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":66,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":54134,"total_credit_utilized":50160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":73,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15209.40552,"paid_principal":15000,"paid_interest":209.41,"paid_late_fees":0} {"emp_title":"stocker","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Not Verified","debt_to_income":10.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":79500,"total_credit_utilized":10606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4612.99,"paid_total":450.2,"paid_principal":387.01,"paid_interest":63.19,"paid_late_fees":0} {"emp_title":"production management ","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":13.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":46,"open_credit_lines":16,"total_credit_limit":73686,"total_credit_utilized":23220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":526,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19000,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":92.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":15.05,"installment":762.12,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30150.25,"paid_total":3783.84,"paid_principal":1849.75,"paid_interest":1934.09,"paid_late_fees":0} {"emp_title":"estimator","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":29120,"verified_income":"Source Verified","debt_to_income":15.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":39524,"total_credit_utilized":19706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.92,"installment":96.69,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2782.54,"paid_total":286.76,"paid_principal":217.46,"paid_interest":69.3,"paid_late_fees":0} {"emp_title":"technical sales representative","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":16.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":374297,"total_credit_utilized":59215,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14700,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.32,"installment":542.07,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16138.59,"paid_total":2154.98,"paid_principal":1861.41,"paid_interest":293.57,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":20.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":59391,"total_credit_utilized":43094,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16600,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":28.72,"installment":378.86,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11519.23,"paid_total":1875.15,"paid_principal":480.77,"paid_interest":1394.38,"paid_late_fees":0} {"emp_title":"instructional support teacher","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":23.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":305438,"total_credit_utilized":47197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39500,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1557.29,"paid_principal":1250.57,"paid_interest":306.72,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":7.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":33000,"total_credit_utilized":14002,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":52.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":22.9,"installment":579.87,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14102.22,"paid_total":1720.53,"paid_principal":897.78,"paid_interest":822.75,"paid_late_fees":0} {"emp_title":"nursecare","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":9.63,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.67,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":220455,"total_credit_utilized":12969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30200,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14284.05,"paid_total":1372.08,"paid_principal":715.95,"paid_interest":656.13,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"PA","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":8.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":31066,"total_credit_utilized":23527,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":98,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40074.404,"paid_principal":40000,"paid_interest":74.4,"paid_late_fees":0} {"emp_title":"server","emp_length":4,"state":"SC","homeownership":"MORTGAGE","annual_income":27000,"verified_income":"Source Verified","debt_to_income":8.44,"annual_income_joint":72000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.55,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":130300,"total_credit_utilized":4276,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":620.95,"paid_principal":498.59,"paid_interest":122.36,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":0,"state":"KY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":13.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":16,"total_credit_limit":64150,"total_credit_utilized":40355,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":6.71,"installment":221.37,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6836.77,"paid_total":440.06,"paid_principal":363.23,"paid_interest":76.83,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"MO","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":23.75,"annual_income_joint":164000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.84,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":144600,"total_credit_utilized":84285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15400,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":5800,"term":36,"interest_rate":7.34,"installment":180,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5363.77,"paid_total":537.63,"paid_principal":436.23,"paid_interest":101.4,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":19000,"verified_income":"Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":51300,"total_credit_utilized":8875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51300,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":14375,"term":60,"interest_rate":10.9,"installment":311.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13826.24,"paid_total":918.11,"paid_principal":548.76,"paid_interest":369.35,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":148692,"verified_income":"Verified","debt_to_income":23.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":20,"total_credit_limit":361998,"total_credit_utilized":102370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":112040,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":16,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.42,"installment":750.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32725.88,"paid_total":3734.29,"paid_principal":2274.12,"paid_interest":1460.17,"paid_late_fees":0} {"emp_title":"cashier","emp_length":3,"state":"FL","homeownership":"OWN","annual_income":15000,"verified_income":"Verified","debt_to_income":33.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":16400,"total_credit_utilized":4241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":21.85,"installment":285.85,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7043.93,"paid_total":848.45,"paid_principal":456.07,"paid_interest":392.38,"paid_late_fees":0} {"emp_title":"maternity ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":55000,"verified_income":"Verified","debt_to_income":41.24,"annual_income_joint":80000,"verification_income_joint":"Source Verified","debt_to_income_joint":29.5,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":44,"open_credit_lines":14,"total_credit_limit":99462,"total_credit_utilized":61750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"LA","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":325517,"total_credit_utilized":78096,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":62400,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":11.99,"installment":467.03,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19688.02,"paid_total":2307.17,"paid_principal":1311.98,"paid_interest":995.19,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":64449,"verified_income":"Source Verified","debt_to_income":26.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":110809,"total_credit_utilized":92802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8800,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9451.63,"paid_total":1235.56,"paid_principal":548.37,"paid_interest":687.19,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":49623,"verified_income":"Source Verified","debt_to_income":25.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":38943,"total_credit_utilized":20558,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":20,"installment":386.51,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9297.99,"paid_total":1949.88,"paid_principal":1102.01,"paid_interest":847.87,"paid_late_fees":0} {"emp_title":"pipefitter journeyman","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Source Verified","debt_to_income":30.07,"annual_income_joint":164649,"verification_income_joint":"Source Verified","debt_to_income_joint":21.51,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":568790,"total_credit_utilized":129954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":11300,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":10.9,"installment":784.6,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22284.71,"paid_total":2339.27,"paid_principal":1715.29,"paid_interest":623.98,"paid_late_fees":0} {"emp_title":"maneger","emp_length":6,"state":"GA","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":21.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":51600,"total_credit_utilized":25804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":49600,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":15.05,"installment":832.56,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21833.42,"paid_total":3290.11,"paid_principal":2166.58,"paid_interest":1123.53,"paid_late_fees":0} {"emp_title":"project manager","emp_length":3,"state":"NJ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":14.87,"annual_income_joint":136000,"verification_income_joint":"","debt_to_income_joint":17.02,"delinq_2y":0,"months_since_last_delinq":106,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":243214,"total_credit_utilized":53972,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":106,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":47900,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":13.58,"installment":806.79,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33753.88,"paid_total":2393.96,"paid_principal":1246.12,"paid_interest":1147.84,"paid_late_fees":0} {"emp_title":"director - human resources","emp_length":7,"state":"PA","homeownership":"RENT","annual_income":133000,"verified_income":"Verified","debt_to_income":14.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":121898,"total_credit_utilized":104198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":19.03,"installment":311.49,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11503.58,"paid_total":1201.56,"paid_principal":496.42,"paid_interest":705.14,"paid_late_fees":0} {"emp_title":"mail clerk","emp_length":2,"state":"RI","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":25.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":22149,"total_credit_utilized":8098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":159,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":25.82,"installment":40.2,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":902.48,"paid_total":198.13,"paid_principal":97.52,"paid_interest":100.61,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":33.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":195593,"total_credit_utilized":61884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":11.98,"installment":1162.17,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32537.32,"paid_total":3439.92,"paid_principal":2462.68,"paid_interest":977.24,"paid_late_fees":0} {"emp_title":"certified veterinary technician","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":33000,"verified_income":"Verified","debt_to_income":27.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":43125,"total_credit_utilized":16560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6700,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":21.45,"installment":272.93,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6607.43,"paid_total":1070.27,"paid_principal":592.57,"paid_interest":477.7,"paid_late_fees":0} {"emp_title":"property director","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":19.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":130485,"total_credit_utilized":59563,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22100,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21955.1,"paid_total":4015.51,"paid_principal":3044.9,"paid_interest":970.61,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":15.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":7,"total_credit_limit":418810,"total_credit_utilized":130388,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":16.02,"installment":879.18,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22199.06,"paid_total":4373.65,"paid_principal":2800.94,"paid_interest":1572.71,"paid_late_fees":0} {"emp_title":"broadcast designer","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":11.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":130811,"total_credit_utilized":54774,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":86100,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":7.34,"installment":479.09,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22658.6,"paid_total":1906.57,"paid_principal":1341.4,"paid_interest":565.17,"paid_late_fees":0} {"emp_title":"gis tech","emp_length":6,"state":"TN","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Verified","debt_to_income":47.36,"annual_income_joint":46000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.83,"delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":104285,"total_credit_utilized":69155,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11250.26,"paid_total":1346.4,"paid_principal":749.74,"paid_interest":596.66,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":150000,"verified_income":"Not Verified","debt_to_income":26.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":193402,"total_credit_utilized":117235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":65900,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.03,"installment":415.32,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15166.03,"paid_total":2059.68,"paid_principal":833.97,"paid_interest":1225.71,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":0,"state":"AL","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":5.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":6400,"total_credit_utilized":3875,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6400,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11477.29,"paid_total":1183.89,"paid_principal":522.71,"paid_interest":661.18,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":20.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":219785,"total_credit_utilized":22396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":47400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14204.31,"paid_total":1281.97,"paid_principal":795.69,"paid_interest":486.28,"paid_late_fees":0} {"emp_title":"disability specialist ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":95280,"verified_income":"Not Verified","debt_to_income":9.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":85589,"total_credit_utilized":19831,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":64700,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3125,"term":36,"interest_rate":6.07,"installment":95.17,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2965.87,"paid_total":188.23,"paid_principal":159.13,"paid_interest":29.1,"paid_late_fees":0} {"emp_title":"nurse","emp_length":3,"state":"TX","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":26.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":9,"total_credit_limit":91359,"total_credit_utilized":39227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33600,"term":60,"interest_rate":9.93,"installment":712.75,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31390.18,"paid_total":3545.21,"paid_principal":2209.82,"paid_interest":1335.39,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":19000,"verified_income":"Verified","debt_to_income":13.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":17600,"total_credit_utilized":4681,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11100,"num_total_cc_accounts":27,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":4364.17,"paid_total":765.02,"paid_principal":635.83,"paid_interest":129.19,"paid_late_fees":0} {"emp_title":"it product owner","emp_length":5,"state":"MN","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":18.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":712152,"total_credit_utilized":58445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":414,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50300,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38207.91,"paid_total":3857,"paid_principal":1792.09,"paid_interest":2064.91,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"PA","homeownership":"RENT","annual_income":76000,"verified_income":"Source Verified","debt_to_income":6.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":25588,"total_credit_utilized":19159,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":1287,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.44,"installment":96.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2632.16,"paid_total":476.17,"paid_principal":367.84,"paid_interest":108.33,"paid_late_fees":0} {"emp_title":"heavy equipment operator","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":14.37,"annual_income_joint":151000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.84,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":238435,"total_credit_utilized":53332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":2500,"term":36,"interest_rate":6.07,"installment":76.14,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2308.55,"paid_total":227.58,"paid_principal":191.45,"paid_interest":36.13,"paid_late_fees":0} {"emp_title":"broker/realtor","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":8.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":345842,"total_credit_utilized":61595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19700,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.93,"installment":967.03,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27089,"paid_total":3835.02,"paid_principal":2911,"paid_interest":924.02,"paid_late_fees":0} {"emp_title":"work leader","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":24.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":426921,"total_credit_utilized":284957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.06,"installment":508.53,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19367.99,"paid_total":1505.52,"paid_principal":632.01,"paid_interest":873.51,"paid_late_fees":0} {"emp_title":"collision technician","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":21.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":132565,"total_credit_utilized":68270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":146,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":34825,"term":60,"interest_rate":12.61,"installment":785.45,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33981.6,"paid_total":1522.11,"paid_principal":843.4,"paid_interest":678.71,"paid_late_fees":0} {"emp_title":"human resources director ","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":53456,"verified_income":"Source Verified","debt_to_income":13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":53373,"total_credit_utilized":44867,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":7.35,"installment":589.72,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16604.1,"paid_total":2940.84,"paid_principal":2395.9,"paid_interest":544.94,"paid_late_fees":0} {"emp_title":"analyst","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":26.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":21,"total_credit_limit":150670,"total_credit_utilized":120926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":52900,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7262.63,"paid_total":1081.32,"paid_principal":737.37,"paid_interest":343.95,"paid_late_fees":0} {"emp_title":"marketing","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Verified","debt_to_income":27.61,"annual_income_joint":308200,"verification_income_joint":"Verified","debt_to_income_joint":19.9,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":1895716,"total_credit_utilized":251920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3300,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24725,"term":60,"interest_rate":10.9,"installment":536.35,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24098.64,"paid_total":1042.76,"paid_principal":626.36,"paid_interest":416.4,"paid_late_fees":0} {"emp_title":"dry film operator","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":1.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":5700,"total_credit_utilized":386,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1390,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5700,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.37,"paid_total":982.84,"paid_principal":703.63,"paid_interest":279.21,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Verified","debt_to_income":13.24,"annual_income_joint":91000,"verification_income_joint":"Verified","debt_to_income_joint":10.25,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":14800,"total_credit_utilized":10147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18169.44,"paid_total":2721.68,"paid_principal":1830.56,"paid_interest":891.12,"paid_late_fees":0} {"emp_title":"bartender","emp_length":10,"state":"MO","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":10.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":26500,"total_credit_utilized":10803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":7.35,"installment":219.64,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10385.32,"paid_total":874.07,"paid_principal":614.68,"paid_interest":259.39,"paid_late_fees":0} {"emp_title":"warranty/tech support","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":47000,"verified_income":"Source Verified","debt_to_income":13.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":25785,"total_credit_utilized":15953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":64,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":10.91,"installment":255.03,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6862.53,"paid_total":1270.42,"paid_principal":937.47,"paid_interest":332.95,"paid_late_fees":0} {"emp_title":"marketing manager","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":5.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":47068,"total_credit_utilized":37750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":520,"current_installment_accounts":12,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.92,"installment":483.45,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13912.71,"paid_total":1442.08,"paid_principal":1087.29,"paid_interest":354.79,"paid_late_fees":0} {"emp_title":"art teacher","emp_length":3,"state":"WY","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":24.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":56,"open_credit_lines":23,"total_credit_limit":362691,"total_credit_utilized":194572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.97,"installment":187.94,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5096.57,"paid_total":1113.92,"paid_principal":903.43,"paid_interest":210.49,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":19.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":87000,"total_credit_utilized":27329,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":61300,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":12.62,"installment":293.27,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12200.6,"paid_total":1457.24,"paid_principal":799.4,"paid_interest":657.84,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"MO","homeownership":"MORTGAGE","annual_income":42500,"verified_income":"Verified","debt_to_income":29.91,"annual_income_joint":164000,"verification_income_joint":"Verified","debt_to_income_joint":22.59,"delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":8,"total_credit_limit":60950,"total_credit_utilized":68311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16800,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":28.72,"installment":631.44,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19366.62,"paid_total":2493.85,"paid_principal":633.38,"paid_interest":1860.47,"paid_late_fees":0} {"emp_title":"secretary","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":30.48,"annual_income_joint":60000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.24,"delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":45421,"total_credit_utilized":21950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":20,"installment":743.28,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18318.76,"paid_total":2950.9,"paid_principal":1681.24,"paid_interest":1269.66,"paid_late_fees":0} {"emp_title":"director of sales","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":175000,"verified_income":"Not Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":217443,"total_credit_utilized":115849,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":109600,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.08,"installment":761.46,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22441.45,"paid_total":3088.07,"paid_principal":2558.55,"paid_interest":529.52,"paid_late_fees":0} {"emp_title":"operator ","emp_length":9,"state":"OH","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":33.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":190384,"total_credit_utilized":62810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20000,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.61,"installment":789.39,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33721.87,"paid_total":2343.65,"paid_principal":1278.13,"paid_interest":1065.52,"paid_late_fees":0} {"emp_title":"extruder operator","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":69996,"verified_income":"Not Verified","debt_to_income":17.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":55521,"total_credit_utilized":35908,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":17.09,"installment":214.19,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5337.7,"paid_total":1070.96,"paid_principal":662.3,"paid_interest":408.66,"paid_late_fees":0} {"emp_title":"project coordinator","emp_length":0,"state":"MN","homeownership":"MORTGAGE","annual_income":68700,"verified_income":"Source Verified","debt_to_income":46.83,"annual_income_joint":138700,"verification_income_joint":"Source Verified","debt_to_income_joint":24.27,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":401147,"total_credit_utilized":161518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34200,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23550,"term":36,"interest_rate":7.97,"installment":737.65,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":23967.98036,"paid_principal":23550,"paid_interest":417.98,"paid_late_fees":0} {"emp_title":"warehouse worker","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":45000,"verified_income":"Verified","debt_to_income":22.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":59394,"total_credit_utilized":37182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2025,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":23.87,"installment":573.86,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19274.6,"paid_total":2242.4,"paid_principal":725.4,"paid_interest":1517,"paid_late_fees":0} {"emp_title":"senior treasury analyst","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":28.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":113318,"total_credit_utilized":89647,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7600,"term":36,"interest_rate":7.96,"installment":238.02,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7033.44,"paid_total":707.34,"paid_principal":566.56,"paid_interest":140.78,"paid_late_fees":0} {"emp_title":"regional sales manager`","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":27.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":528979,"total_credit_utilized":179130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":68500,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35906.37,"paid_total":4839.54,"paid_principal":4093.63,"paid_interest":745.91,"paid_late_fees":0} {"emp_title":"account executive","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":315000,"verified_income":"Source Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":15,"earliest_credit_line":2003,"inquiries_last_12m":8,"total_credit_lines":40,"open_credit_lines":22,"total_credit_limit":608034,"total_credit_utilized":140706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":83.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":12.62,"installment":270.71,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11262.09,"paid_total":1336.72,"paid_principal":737.91,"paid_interest":598.81,"paid_late_fees":0} {"emp_title":"recycling ","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":17,"total_credit_limit":102812,"total_credit_utilized":44001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":68200,"num_total_cc_accounts":17,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14114.31,"paid_total":1736.52,"paid_principal":885.69,"paid_interest":850.83,"paid_late_fees":0} {"emp_title":"commodity broker","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":4.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":248400,"total_credit_utilized":8870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18200,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.9,"installment":163.46,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4642.64,"paid_total":484.32,"paid_principal":357.36,"paid_interest":126.96,"paid_late_fees":0} {"emp_title":"composite shop lead","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":37.8,"annual_income_joint":65000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.6,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":298488,"total_credit_utilized":66656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":30.65,"installment":327.54,"grade":"F","sub_grade":"F4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":11315.27976,"paid_principal":10000,"paid_interest":1315.28,"paid_late_fees":0} {"emp_title":"foreclosure clerk","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":29.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":24,"total_credit_limit":82430,"total_credit_utilized":47214,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":14,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20900,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":15.05,"installment":398.94,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10194.1,"paid_total":1985.08,"paid_principal":1305.9,"paid_interest":679.18,"paid_late_fees":0} {"emp_title":"marketing manager","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":9.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":36295,"total_credit_utilized":24283,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":69,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15400,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":11.99,"installment":697.41,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19522.58,"paid_total":2078.24,"paid_principal":1477.42,"paid_interest":600.82,"paid_late_fees":0} {"emp_title":"chef","emp_length":1,"state":"NM","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":74.3,"annual_income_joint":160000,"verification_income_joint":"Verified","debt_to_income_joint":36.75,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":118287,"total_credit_utilized":61334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36200,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":17.09,"installment":996.04,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38257.73,"paid_total":3946.18,"paid_principal":1742.27,"paid_interest":2203.91,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Not Verified","debt_to_income":29.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":748662,"total_credit_utilized":475540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":92500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8739,"paid_total":1543.73,"paid_principal":1261,"paid_interest":282.73,"paid_late_fees":0} {"emp_title":"humanitarian international worker","emp_length":4,"state":"CT","homeownership":"RENT","annual_income":89206,"verified_income":"Verified","debt_to_income":5.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":66900,"total_credit_utilized":52038,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":13.58,"installment":305.77,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8589.85,"paid_total":597.96,"paid_principal":410.15,"paid_interest":187.81,"paid_late_fees":0} {"emp_title":"owner","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":24.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":25,"total_credit_limit":112304,"total_credit_utilized":83678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29400,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":15.04,"installment":832.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22385.01,"paid_total":2477.27,"paid_principal":1614.99,"paid_interest":862.28,"paid_late_fees":0} {"emp_title":"agency records manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Not Verified","debt_to_income":17.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":488625,"total_credit_utilized":70931,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"lead supervisor ","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":30.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2002,"inquiries_last_12m":9,"total_credit_lines":46,"open_credit_lines":22,"total_credit_limit":375884,"total_credit_utilized":111070,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":34300,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":97.7,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10931.6,"paid_total":1677.36,"paid_principal":1068.4,"paid_interest":608.96,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":29.36,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1969,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":77668,"total_credit_utilized":12663,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.01,"installment":291.89,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11599.33,"paid_total":865,"paid_principal":400.67,"paid_interest":464.33,"paid_late_fees":0} {"emp_title":"financial analyst","emp_length":2,"state":"NC","homeownership":"MORTGAGE","annual_income":58250,"verified_income":"Verified","debt_to_income":70.13,"annual_income_joint":173250,"verification_income_joint":"Verified","debt_to_income_joint":27.9,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":44,"open_credit_lines":24,"total_credit_limit":594089,"total_credit_utilized":86448,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":62500,"num_total_cc_accounts":32,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.15,"paid_total":3334.66,"paid_principal":2121.85,"paid_interest":1212.81,"paid_late_fees":0} {"emp_title":"msr","emp_length":1,"state":"OR","homeownership":"RENT","annual_income":28000,"verified_income":"Not Verified","debt_to_income":10.46,"annual_income_joint":54000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.96,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":5300,"total_credit_utilized":5175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1200,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":23.88,"installment":274.19,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6444.11,"paid_total":1123.91,"paid_principal":555.89,"paid_interest":568.02,"paid_late_fees":0} {"emp_title":"director","emp_length":6,"state":"MD","homeownership":"OWN","annual_income":130000,"verified_income":"Not Verified","debt_to_income":14.56,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":13,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":14,"total_credit_limit":438603,"total_credit_utilized":49309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9300,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":86.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":36,"interest_rate":7.35,"installment":481.08,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13545.48,"paid_total":2426.85,"paid_principal":1954.52,"paid_interest":472.33,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":14.61,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.15,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":366358,"total_credit_utilized":41137,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48300,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":11100,"term":60,"interest_rate":9.93,"installment":235.47,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10369.92,"paid_total":1144.4,"paid_principal":730.08,"paid_interest":414.32,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":17.46,"annual_income_joint":94000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.92,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":202768,"total_credit_utilized":38276,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":60,"interest_rate":16.02,"installment":340.61,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13210.65,"paid_total":1690.59,"paid_principal":789.35,"paid_interest":901.24,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":4,"state":"AR","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":10.86,"annual_income_joint":165398,"verification_income_joint":"Not Verified","debt_to_income_joint":4.66,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":436402,"total_credit_utilized":26510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10400,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":5.32,"installment":391.5,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11315.8,"paid_total":1947.89,"paid_principal":1684.2,"paid_interest":263.69,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":20.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":379494,"total_credit_utilized":25098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":20000,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13617.47,"paid_total":2027.44,"paid_principal":1382.53,"paid_interest":644.91,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":14364,"verified_income":"Verified","debt_to_income":4.85,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":89450,"total_credit_utilized":433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16700,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5150,"term":36,"interest_rate":7.96,"installment":161.29,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4522.83,"paid_total":722.89,"paid_principal":627.17,"paid_interest":95.72,"paid_late_fees":0} {"emp_title":"attorney","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":158000,"verified_income":"Source Verified","debt_to_income":11.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":575107,"total_credit_utilized":69804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":39000,"term":60,"interest_rate":10.42,"installment":836.72,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36466.02,"paid_total":4161.02,"paid_principal":2533.98,"paid_interest":1627.04,"paid_late_fees":0} {"emp_title":"audio technician","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":35.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":276425,"total_credit_utilized":57887,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":18.06,"installment":144.74,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3564.38,"paid_total":719.69,"paid_principal":435.62,"paid_interest":284.07,"paid_late_fees":0} {"emp_title":"plant manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":18.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":49018,"total_credit_utilized":28621,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":10.42,"installment":746.69,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20783.44,"paid_total":3017.83,"paid_principal":2216.56,"paid_interest":801.27,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":45.51,"annual_income_joint":162000,"verification_income_joint":"Verified","debt_to_income_joint":17.13,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":391045,"total_credit_utilized":96837,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1608,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":18.45,"installment":769.17,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29379.43,"paid_total":1507.59,"paid_principal":620.57,"paid_interest":887.02,"paid_late_fees":0} {"emp_title":"service tech","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":21.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":207236,"total_credit_utilized":24632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":43300,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.42,"installment":343.27,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14960.42,"paid_total":1707.09,"paid_principal":1039.58,"paid_interest":667.51,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"OWN","annual_income":9600,"verified_income":"Verified","debt_to_income":3.38,"annual_income_joint":26400,"verification_income_joint":"Verified","debt_to_income_joint":37.27,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":11500,"total_credit_utilized":107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8425,"term":36,"interest_rate":22.9,"installment":325.7,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8706.41526,"paid_principal":8425,"paid_interest":281.42,"paid_late_fees":0} {"emp_title":"attendance officer","emp_length":3,"state":"NJ","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":32.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":67211,"total_credit_utilized":22326,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":856,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27200,"num_total_cc_accounts":24,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13564.27,"paid_total":1952.71,"paid_principal":1435.73,"paid_interest":516.98,"paid_late_fees":0} {"emp_title":"health services administrator","emp_length":7,"state":"WY","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":24.69,"annual_income_joint":161000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.59,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":23,"total_credit_limit":431110,"total_credit_utilized":196762,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25500,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18561.15,"paid_total":1936.06,"paid_principal":1438.85,"paid_interest":497.21,"paid_late_fees":0} {"emp_title":"consultant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":29.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":23,"total_credit_limit":271058,"total_credit_utilized":57138,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":70900,"num_total_cc_accounts":28,"num_open_cc_accounts":20,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9800,"term":36,"interest_rate":6.08,"installment":298.5,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8543.09,"paid_total":1485.88,"paid_principal":1256.91,"paid_interest":228.97,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":8.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":88878,"total_credit_utilized":18026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":29652.7,"paid_total":675.83,"paid_principal":347.3,"paid_interest":328.53,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":15000,"verified_income":"Source Verified","debt_to_income":135.28,"annual_income_joint":97000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.98,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":224518,"total_credit_utilized":108203,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6982.67,"paid_total":1227.01,"paid_principal":1017.33,"paid_interest":209.68,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"MD","homeownership":"MORTGAGE","annual_income":57564,"verified_income":"Verified","debt_to_income":31.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":49,"open_credit_lines":19,"total_credit_limit":385846,"total_credit_utilized":150083,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11500,"term":60,"interest_rate":18.45,"installment":294.85,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11140.42,"paid_total":860.97,"paid_principal":359.58,"paid_interest":501.39,"paid_late_fees":0} {"emp_title":"kitchen helper","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":8500,"verified_income":"Not Verified","debt_to_income":8.51,"annual_income_joint":26800,"verification_income_joint":"Not Verified","debt_to_income_joint":14.53,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":16300,"total_credit_utilized":2030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12400,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":11.99,"installment":232.47,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5402.59,"paid_total":1905.67,"paid_principal":1597.41,"paid_interest":308.26,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":51252,"verified_income":"Verified","debt_to_income":25.66,"annual_income_joint":96252,"verification_income_joint":"Source Verified","debt_to_income_joint":23.74,"delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":202342,"total_credit_utilized":33666,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11900,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16500,"term":60,"interest_rate":23.88,"installment":473.53,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15744.63,"paid_total":2345.76,"paid_principal":755.37,"paid_interest":1590.39,"paid_late_fees":0} {"emp_title":"salesperson","emp_length":0,"state":"OR","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":49621,"total_credit_utilized":26460,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"registered nurse 2","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":14.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":7,"total_credit_limit":581604,"total_credit_utilized":53504,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38500,"term":60,"interest_rate":12.62,"installment":868.53,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36132.53,"paid_total":4315.66,"paid_principal":2367.47,"paid_interest":1948.19,"paid_late_fees":0} {"emp_title":"estimator","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":0.48,"annual_income_joint":91000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.71,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":2,"total_credit_limit":115225,"total_credit_utilized":1086,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8200,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5548.75,"paid_total":556.15,"paid_principal":451.25,"paid_interest":104.9,"paid_late_fees":0} {"emp_title":"loan processor","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Verified","debt_to_income":18.75,"annual_income_joint":60300,"verification_income_joint":"Not Verified","debt_to_income_joint":27.42,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":11,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":212250,"total_credit_utilized":28936,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":6595,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5577.82,"paid_total":589.7,"paid_principal":422.18,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":210000,"verified_income":"Source Verified","debt_to_income":4.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":1240500,"total_credit_utilized":53341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":154500,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38207.91,"paid_total":3857,"paid_principal":1792.09,"paid_interest":2064.91,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Verified","debt_to_income":22.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":210800,"total_credit_utilized":53512,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17700,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":5.31,"installment":421.55,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12916.42,"paid_total":1260.52,"paid_principal":1083.58,"paid_interest":176.94,"paid_late_fees":0} {"emp_title":"economic and community developer","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":19.08,"annual_income_joint":185000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.73,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":287080,"total_credit_utilized":81670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":9.93,"installment":678.81,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29895.41,"paid_total":3358.74,"paid_principal":2104.59,"paid_interest":1254.15,"paid_late_fees":0} {"emp_title":"maintenance porter","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Not Verified","debt_to_income":15.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":23,"total_credit_limit":250788,"total_credit_utilized":14282,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21900,"num_total_cc_accounts":20,"num_open_cc_accounts":19,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6463.98,"paid_total":637.18,"paid_principal":536.02,"paid_interest":101.16,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"OK","homeownership":"OWN","annual_income":26000,"verified_income":"Verified","debt_to_income":11.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":57095,"total_credit_utilized":46299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5509.49,"paid_total":583.45,"paid_principal":490.51,"paid_interest":92.94,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":222423,"total_credit_utilized":38524,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":55.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":7.34,"installment":297.92,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8634.39,"paid_total":1183.85,"paid_principal":965.61,"paid_interest":218.24,"paid_late_fees":0} {"emp_title":"store director","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":17.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":266642,"total_credit_utilized":136546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":442,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19236.53,"paid_total":1277.36,"paid_principal":763.47,"paid_interest":513.89,"paid_late_fees":0} {"emp_title":"kitchen manager","emp_length":4,"state":"VT","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Source Verified","debt_to_income":18.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":60377,"total_credit_utilized":32785,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27300,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":31000,"term":36,"interest_rate":7.96,"installment":970.86,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28000,"paid_total":3370.8,"paid_principal":3000,"paid_interest":370.8,"paid_late_fees":0} {"emp_title":"principal consultant","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":135865,"verified_income":"Not Verified","debt_to_income":17.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":355728,"total_credit_utilized":56498,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":67300,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.08,"installment":197.98,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5666.36,"paid_total":985.51,"paid_principal":833.64,"paid_interest":151.87,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":13.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":89016,"total_credit_utilized":49643,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1180,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":949.55,"paid_principal":729.99,"paid_interest":219.56,"paid_late_fees":0} {"emp_title":"","state":"MN","homeownership":"OWN","annual_income":39000,"verified_income":"Verified","debt_to_income":0.77,"annual_income_joint":94000,"verification_income_joint":"Source Verified","debt_to_income_joint":0.32,"delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":90000,"total_credit_utilized":589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":68000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":7.97,"installment":939.68,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16937.76,"paid_total":13778.65,"paid_principal":13062.24,"paid_interest":716.41,"paid_late_fees":0} {"emp_title":"pharmacy technician","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":23.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":39350,"total_credit_utilized":21553,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20100,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":15.05,"installment":400.12,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13190.11,"paid_total":4503.55,"paid_principal":3609.89,"paid_interest":893.66,"paid_late_fees":0} {"emp_title":"","state":"MT","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":23.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":479935,"total_credit_utilized":103929,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.44,"installment":209.73,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9334.29,"paid_total":1043.41,"paid_principal":665.71,"paid_interest":377.7,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":200000,"verified_income":"Not Verified","debt_to_income":7.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":70500,"total_credit_utilized":20183,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50600,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"president","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":2.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":13100,"total_credit_utilized":8829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18046.67,"paid_total":2534.18,"paid_principal":1953.33,"paid_interest":580.85,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":17.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":146521,"total_credit_utilized":66181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.06,"paid_total":1909.55,"paid_principal":1459.94,"paid_interest":449.61,"paid_late_fees":0} {"emp_title":"accounting","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":65636,"total_credit_utilized":44348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27500,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":16.02,"installment":668.18,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":19727.3642,"paid_principal":19000,"paid_interest":727.36,"paid_late_fees":0} {"emp_title":"speech pathologist","emp_length":0,"state":"AR","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":10.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":186869,"total_credit_utilized":51250,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":6.72,"installment":344.4,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10063.78,"paid_total":1373.42,"paid_principal":1136.22,"paid_interest":237.2,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":43.96,"annual_income_joint":195000,"verification_income_joint":"Verified","debt_to_income_joint":38.14,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":599665,"total_credit_utilized":141234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":114500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.93,"installment":530.32,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23355.79,"paid_total":2637.81,"paid_principal":1644.21,"paid_interest":993.6,"paid_late_fees":0} {"emp_title":"lead server","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":15.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":46286,"total_credit_utilized":33294,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":13.58,"installment":387.26,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16201.86,"paid_total":1149.11,"paid_principal":598.14,"paid_interest":550.97,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":32.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":116125,"total_credit_utilized":90151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":861,"current_installment_accounts":4,"accounts_opened_24m":13,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4400,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.92,"installment":225.61,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6663.13,"paid_total":443.5,"paid_principal":336.87,"paid_interest":106.63,"paid_late_fees":0} {"emp_title":"chemistry professor","emp_length":6,"state":"MD","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":15.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":266020,"total_credit_utilized":52114,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":13425,"term":60,"interest_rate":10.9,"installment":291.23,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12912.51,"paid_total":865.56,"paid_principal":512.49,"paid_interest":353.07,"paid_late_fees":0} {"emp_title":"assembler","emp_length":3,"state":"RI","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":26.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":48,"open_credit_lines":13,"total_credit_limit":54799,"total_credit_utilized":30731,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8800,"num_total_cc_accounts":37,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":9.93,"installment":90.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2458.95,"paid_total":449.76,"paid_principal":341.05,"paid_interest":108.71,"paid_late_fees":0} {"emp_title":"power systems engineer","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":96000,"verified_income":"Not Verified","debt_to_income":2.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":31800,"total_credit_utilized":8396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.27,"paid_total":918.77,"paid_principal":758.73,"paid_interest":160.04,"paid_late_fees":0} {"emp_title":"regional controller","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":87500,"verified_income":"Verified","debt_to_income":30.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":20,"total_credit_limit":476518,"total_credit_utilized":67724,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":19.42,"installment":589.9,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14990.94,"paid_total":1752.44,"paid_principal":1009.06,"paid_interest":743.38,"paid_late_fees":0} {"emp_title":"technical advisor","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":105000,"verified_income":"Not Verified","debt_to_income":11.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":95297,"total_credit_utilized":43280,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30000,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10124.39173,"paid_principal":10000,"paid_interest":124.39,"paid_late_fees":0} {"emp_title":"vp brand marketing","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Not Verified","debt_to_income":13.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":15,"total_credit_limit":731508,"total_credit_utilized":240010,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":12,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7100,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":81.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":17.09,"installment":107.1,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2804.11,"paid_total":318.45,"paid_principal":195.89,"paid_interest":122.56,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":16.96,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.89,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":445012,"total_credit_utilized":46645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":44000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":9.44,"installment":734.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33143.41,"paid_total":2917.8,"paid_principal":1856.59,"paid_interest":1061.21,"paid_late_fees":0} {"emp_title":"sole owner","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":21.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":177151,"total_credit_utilized":9722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":51000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.72,"installment":92.25,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3013.44,"paid_principal":3000,"paid_interest":13.44,"paid_late_fees":0} {"emp_title":"gw2","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":22.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":317853,"total_credit_utilized":31243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"facility manager","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":53700,"verified_income":"Source Verified","debt_to_income":28.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":225791,"total_credit_utilized":58875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22500,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":6.71,"installment":76.87,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2373.87,"paid_total":151.88,"paid_principal":126.13,"paid_interest":25.75,"paid_late_fees":0} {"emp_title":"grievance coordinator ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":20.7,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.76,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":67842,"total_credit_utilized":23828,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22600,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28026.97,"paid_total":3148.8,"paid_principal":1973.03,"paid_interest":1175.77,"paid_late_fees":0} {"emp_title":"r&d technician ","emp_length":9,"state":"LA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":31182,"total_credit_utilized":22384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":22.9,"installment":193.29,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4700.74,"paid_total":573.51,"paid_principal":299.26,"paid_interest":274.25,"paid_late_fees":0} {"emp_title":"logistics supervision ","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":18.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":53533,"total_credit_utilized":27241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33876.29,"paid_total":2313.42,"paid_principal":1123.71,"paid_interest":1189.71,"paid_late_fees":0} {"emp_title":"senior life underwriter","emp_length":3,"state":"CO","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":10.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":13,"total_credit_limit":214590,"total_credit_utilized":33538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29000,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":6.07,"installment":350.22,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":11665.17965,"paid_principal":11500,"paid_interest":165.18,"paid_late_fees":0} {"emp_title":"dock worker","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":16.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":29033,"total_credit_utilized":18399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":58.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18673.43,"paid_total":2074.42,"paid_principal":1326.57,"paid_interest":747.85,"paid_late_fees":0} {"emp_title":"deputy section manager","emp_length":8,"state":"OR","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Verified","debt_to_income":35.43,"annual_income_joint":157000,"verification_income_joint":"Verified","debt_to_income_joint":23.71,"delinq_2y":2,"months_since_last_delinq":20,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":14,"total_credit_limit":349090,"total_credit_utilized":130166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":18.45,"installment":1164.12,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":32957.26615,"paid_principal":32000,"paid_interest":957.27,"paid_late_fees":0} {"emp_title":"","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":6.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":37985,"total_credit_utilized":5799,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23100,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":9.44,"installment":356.54,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15868.3,"paid_total":1773.78,"paid_principal":1131.7,"paid_interest":642.08,"paid_late_fees":0} {"emp_title":"floor tech","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":17.24,"annual_income_joint":108000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.89,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":31400,"total_credit_utilized":18096,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9057.25,"paid_total":1315.08,"paid_principal":942.75,"paid_interest":372.33,"paid_late_fees":0} {"emp_title":"head of operations","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":1.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":2,"total_credit_limit":376250,"total_credit_utilized":11707,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.34,"paid_total":1528.17,"paid_principal":1271.66,"paid_interest":256.51,"paid_late_fees":0} {"emp_title":"attorney","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":30.45,"annual_income_joint":183000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.48,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":27,"total_credit_limit":357031,"total_credit_utilized":419836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":20,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":65200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":23275,"term":60,"interest_rate":18.45,"installment":596.75,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22547.23,"paid_total":1742.54,"paid_principal":727.77,"paid_interest":1014.77,"paid_late_fees":0} {"emp_title":"account manager","emp_length":7,"state":"OH","homeownership":"MORTGAGE","annual_income":88600,"verified_income":"Source Verified","debt_to_income":15.71,"annual_income_joint":103600,"verification_income_joint":"Source Verified","debt_to_income_joint":14.04,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":299433,"total_credit_utilized":39426,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21600,"term":60,"interest_rate":13.59,"installment":498.02,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20303.98,"paid_total":2473.79,"paid_principal":1296.02,"paid_interest":1177.77,"paid_late_fees":0} {"emp_title":"banquet captain ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":22.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":51766,"total_credit_utilized":39966,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":397,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9612.44,"paid_total":1080.4,"paid_principal":387.56,"paid_interest":692.84,"paid_late_fees":0} {"emp_title":"warehouse associate ","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":18.24,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.86,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":33316,"total_credit_utilized":16741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":30.17,"installment":973.74,"grade":"F","sub_grade":"F3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":33080.08083,"paid_principal":30000,"paid_interest":3080.08,"paid_late_fees":0} {"emp_title":"owner / president","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":498000,"verified_income":"Source Verified","debt_to_income":1.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":306594,"total_credit_utilized":29213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2104,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37744.84,"paid_total":4794.55,"paid_principal":2255.16,"paid_interest":2539.39,"paid_late_fees":0} {"emp_title":"contract administrator","emp_length":3,"state":"NY","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Verified","debt_to_income":2.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":145111,"total_credit_utilized":48349,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":7.35,"installment":130.36,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3777.6,"paid_total":519.72,"paid_principal":422.4,"paid_interest":97.32,"paid_late_fees":0} {"emp_title":"special agent","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":132900,"verified_income":"Verified","debt_to_income":14.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":10,"total_credit_limit":742438,"total_credit_utilized":104343,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":25.82,"installment":775.69,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24871.17,"paid_total":3859.8,"paid_principal":1128.83,"paid_interest":2730.97,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"RENT","annual_income":18708,"verified_income":"Verified","debt_to_income":10.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":14500,"total_credit_utilized":5495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":5568.11,"paid_total":580.84,"paid_principal":431.89,"paid_interest":148.95,"paid_late_fees":0} {"emp_title":"assessment specialist","emp_length":6,"state":"OR","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Source Verified","debt_to_income":10.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":375783,"total_credit_utilized":46240,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19021.27,"paid_total":1776.72,"paid_principal":978.73,"paid_interest":797.99,"paid_late_fees":0} {"emp_title":"coordinator, rehab services","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":12.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":5,"total_credit_limit":256814,"total_credit_utilized":25479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":24500,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":36,"interest_rate":7.34,"installment":481.01,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14334.29,"paid_total":1430.39,"paid_principal":1165.71,"paid_interest":264.68,"paid_late_fees":0} {"emp_title":"computer tec","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":4.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":24,"total_credit_limit":57497,"total_credit_utilized":20849,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3244,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39600,"num_total_cc_accounts":36,"num_open_cc_accounts":21,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19080.9,"paid_total":1888.6,"paid_principal":919.1,"paid_interest":969.5,"paid_late_fees":0} {"emp_title":"shipping and receiving","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":14.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":51841,"total_credit_utilized":27431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":31100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6489,"paid_total":668.36,"paid_principal":511,"paid_interest":157.36,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":39362,"verified_income":"Verified","debt_to_income":7.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":2,"total_credit_limit":11300,"total_credit_utilized":6792,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6300,"num_total_cc_accounts":7,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34700,"term":60,"interest_rate":12.61,"installment":782.63,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33432.8,"paid_total":2299.27,"paid_principal":1267.2,"paid_interest":1032.07,"paid_late_fees":0} {"emp_title":"account manager","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":32.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":200100,"total_credit_utilized":79922,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":19.42,"installment":184.35,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4576.11,"paid_total":732.01,"paid_principal":423.89,"paid_interest":308.12,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":8,"state":"CO","homeownership":"OWN","annual_income":85750,"verified_income":"Not Verified","debt_to_income":20.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":89669,"total_credit_utilized":57403,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11400,"term":60,"interest_rate":12.62,"installment":257.18,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10842.12,"paid_total":1012.73,"paid_principal":557.88,"paid_interest":454.85,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"GA","homeownership":"OWN","annual_income":45500,"verified_income":"Source Verified","debt_to_income":27.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2009,"inquiries_last_12m":12,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":56302,"total_credit_utilized":47021,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.99,"installment":232.47,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6170.95,"paid_total":1185.67,"paid_principal":829.05,"paid_interest":356.62,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"WY","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":18.72,"annual_income_joint":186000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.68,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":479527,"total_credit_utilized":117620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":45500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":7.34,"installment":598.87,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28746.25,"paid_total":1808.17,"paid_principal":1253.75,"paid_interest":554.42,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Source Verified","debt_to_income":68.75,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.52,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":288488,"total_credit_utilized":37870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18750.5,"paid_total":2197.31,"paid_principal":1249.5,"paid_interest":947.81,"paid_late_fees":0} {"emp_title":"hardware engineer","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":71000,"verified_income":"Verified","debt_to_income":10.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":38950,"total_credit_utilized":35446,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":27700,"term":60,"interest_rate":17.09,"installment":689.76,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26181.02,"paid_total":3396.2,"paid_principal":1518.98,"paid_interest":1877.22,"paid_late_fees":0} {"emp_title":"flight chief","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":82500,"verified_income":"Verified","debt_to_income":40.89,"annual_income_joint":140500,"verification_income_joint":"Verified","debt_to_income_joint":32.38,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":11,"total_credit_limit":425184,"total_credit_utilized":88775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":53400,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":12.62,"installment":721.89,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":32015.25173,"paid_principal":32000,"paid_interest":15.25,"paid_late_fees":0} {"emp_title":"technical specialist","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":111000,"verified_income":"Source Verified","debt_to_income":22.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":48,"open_credit_lines":15,"total_credit_limit":196986,"total_credit_utilized":209670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16200,"num_total_cc_accounts":23,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":14.07,"installment":279.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11578.21,"paid_total":829.6,"paid_principal":421.79,"paid_interest":407.81,"paid_late_fees":0} {"emp_title":"visual manager","emp_length":3,"state":"FL","homeownership":"OWN","annual_income":47000,"verified_income":"Source Verified","debt_to_income":21.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":38175,"total_credit_utilized":21170,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":240,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10050,"term":36,"interest_rate":16.01,"installment":353.38,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9383.29,"paid_total":1051.2,"paid_principal":666.71,"paid_interest":384.49,"paid_late_fees":0} {"emp_title":"marketing advisor ","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":3.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":59900,"total_credit_utilized":12810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":99,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":59900,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1390.38,"paid_principal":1128.12,"paid_interest":262.26,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Not Verified","debt_to_income":13.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":336012,"total_credit_utilized":34057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":355,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.04,"installment":238.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9657.41,"paid_total":705.97,"paid_principal":342.59,"paid_interest":363.38,"paid_late_fees":0} {"emp_title":"engineer/project manager","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":8,"total_credit_limit":141030,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":31600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.89,"paid_total":3162.01,"paid_principal":2235.11,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"clerk/treasurer","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":11.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":132927,"total_credit_utilized":12673,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4900,"term":36,"interest_rate":6.72,"installment":150.68,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.21,"paid_total":450.21,"paid_principal":371.79,"paid_interest":78.42,"paid_late_fees":0} {"emp_title":"payroll ","emp_length":4,"state":"MO","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Verified","debt_to_income":53.46,"annual_income_joint":172000,"verification_income_joint":"Verified","debt_to_income_joint":17.8,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":479115,"total_credit_utilized":85191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":29000,"term":36,"interest_rate":6.08,"installment":883.29,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24267.66,"paid_total":5406.65,"paid_principal":4732.34,"paid_interest":674.31,"paid_late_fees":0} {"emp_title":"sr data manager`","emp_length":1,"state":"GA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":18.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":49,"open_credit_lines":20,"total_credit_limit":555371,"total_credit_utilized":202277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4361,"current_installment_accounts":9,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33400,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":12.62,"installment":631.66,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26278.2,"paid_total":3119.04,"paid_principal":1721.8,"paid_interest":1397.24,"paid_late_fees":0} {"emp_title":"teacher","emp_length":9,"state":"AL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":32.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":11,"total_credit_limit":309419,"total_credit_utilized":186577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":24.85,"installment":526.75,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17197.44,"paid_total":2584.05,"paid_principal":802.56,"paid_interest":1781.49,"paid_late_fees":0} {"emp_title":"project manager","emp_length":5,"state":"CO","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":26.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":20,"total_credit_limit":195635,"total_credit_utilized":118206,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":91200,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":5.31,"installment":843.09,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25832.87,"paid_total":2512.75,"paid_principal":2167.13,"paid_interest":345.62,"paid_late_fees":0} {"emp_title":"controller","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Verified","debt_to_income":0.58,"annual_income_joint":400000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.63,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":466900,"total_credit_utilized":4496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38414.48,"paid_total":2495.17,"paid_principal":1585.52,"paid_interest":909.65,"paid_late_fees":0} {"emp_title":"loan officer assistant","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":1.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":11200,"total_credit_utilized":1473,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3500,"num_total_cc_accounts":29,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":69,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8739,"paid_total":1541.69,"paid_principal":1261,"paid_interest":280.69,"paid_late_fees":0} {"emp_title":"after school and day camp director","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":29.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":48987,"total_credit_utilized":33644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5250,"term":36,"interest_rate":11.98,"installment":174.33,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4880.58,"paid_total":526.17,"paid_principal":369.42,"paid_interest":156.75,"paid_late_fees":0} {"emp_title":"sr procurement cost analyst","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":95000,"verified_income":"Source Verified","debt_to_income":21.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":169904,"total_credit_utilized":65345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":65500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.92,"installment":848.31,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.2,"paid_total":2500.84,"paid_principal":1565.8,"paid_interest":935.04,"paid_late_fees":0} {"emp_title":"field operator","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":30600,"total_credit_utilized":16678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":26300,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4425.39,"paid_total":757.54,"paid_principal":574.61,"paid_interest":182.93,"paid_late_fees":0} {"emp_title":"professor","emp_length":5,"state":"MO","homeownership":"MORTGAGE","annual_income":47960,"verified_income":"Verified","debt_to_income":26.64,"annual_income_joint":144860,"verification_income_joint":"Source Verified","debt_to_income_joint":28.99,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":248872,"total_credit_utilized":69764,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":21.45,"installment":909.76,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22531.79,"paid_total":2672.08,"paid_principal":1468.21,"paid_interest":1203.87,"paid_late_fees":0} {"emp_title":"managing consultant","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":5.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":10,"total_credit_limit":865400,"total_credit_utilized":426525,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4497.14,"paid_total":618.72,"paid_principal":502.86,"paid_interest":115.86,"paid_late_fees":0} {"emp_title":"operator","emp_length":5,"state":"OH","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":22.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":73356,"total_credit_utilized":53948,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9600,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":16.01,"installment":140.65,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3734.64,"paid_total":418.39,"paid_principal":265.36,"paid_interest":153.03,"paid_late_fees":0} {"emp_title":"photographer","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":11.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":26900,"total_credit_utilized":14757,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9065.57,"paid_total":1326.46,"paid_principal":934.43,"paid_interest":392.03,"paid_late_fees":0} {"emp_title":"clinical coordiantor","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":280000,"verified_income":"Source Verified","debt_to_income":7.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1997,"inquiries_last_12m":10,"total_credit_lines":48,"open_credit_lines":27,"total_credit_limit":568400,"total_credit_utilized":60506,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31800,"num_total_cc_accounts":39,"num_open_cc_accounts":24,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20.39,"installment":1120.88,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28135.28,"paid_total":3294.67,"paid_principal":1864.72,"paid_interest":1429.95,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":400000,"verified_income":"Source Verified","debt_to_income":2.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":8,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":711008,"total_credit_utilized":38409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36171.45,"paid_total":5207.16,"paid_principal":3828.55,"paid_interest":1378.61,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":167572,"total_credit_utilized":0,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":449,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":14800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":7.34,"installment":86.9,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2589.4,"paid_total":258.42,"paid_principal":210.6,"paid_interest":47.82,"paid_late_fees":0} {"emp_title":"","state":"OK","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":44.54,"annual_income_joint":90000,"verification_income_joint":"Verified","debt_to_income_joint":39.93,"delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":349300,"total_credit_utilized":125305,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":152,"current_installment_accounts":13,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":600,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15600,"term":36,"interest_rate":11.98,"installment":518,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14502.33,"paid_total":1543.62,"paid_principal":1097.67,"paid_interest":445.95,"paid_late_fees":0} {"emp_title":"merchandising shift leader","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":39000,"verified_income":"Source Verified","debt_to_income":19.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":71511,"total_credit_utilized":57477,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":47.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":9.43,"installment":192.81,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5585.17,"paid_total":549.02,"paid_principal":439.83,"paid_interest":109.19,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":88000,"verified_income":"Not Verified","debt_to_income":27.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":178377,"total_credit_utilized":89379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":73700,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6289.86,"paid_total":858.39,"paid_principal":710.14,"paid_interest":148.25,"paid_late_fees":0} {"emp_title":"roustabout ","emp_length":3,"state":"MD","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":19.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":60217,"total_credit_utilized":42547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.07,"installment":426.36,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12826.68,"paid_total":1374.36,"paid_principal":1173.32,"paid_interest":201.04,"paid_late_fees":0} {"emp_title":"cleaner","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":19.43,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":42190,"total_credit_utilized":18332,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.32,"paid_total":775.01,"paid_principal":571.68,"paid_interest":203.33,"paid_late_fees":0} {"emp_title":"telecom/ fiber technician","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":51731,"total_credit_utilized":33824,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.42,"installment":259.72,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7229.02,"paid_total":1034.25,"paid_principal":770.98,"paid_interest":263.27,"paid_late_fees":0} {"emp_title":"realtor","emp_length":5,"state":"SC","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Verified","debt_to_income":23.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":112780,"total_credit_utilized":64980,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":52100,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":39400,"term":60,"interest_rate":15.05,"installment":938.36,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37589.42,"paid_total":3720.5,"paid_principal":1810.58,"paid_interest":1909.92,"paid_late_fees":0} {"emp_title":"project specialist ","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":44500,"verified_income":"Verified","debt_to_income":16.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":178100,"total_credit_utilized":67380,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13296.68,"paid_total":2570.4,"paid_principal":1703.32,"paid_interest":867.08,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":32.2,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":3,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":296322,"total_credit_utilized":56651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":3,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":21.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9533.25,"paid_total":650.79,"paid_principal":466.75,"paid_interest":184.04,"paid_late_fees":0} {"emp_title":"maint","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":12.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":123292,"total_credit_utilized":12667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13900,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.86,"paid_total":1853.82,"paid_principal":1504.14,"paid_interest":349.68,"paid_late_fees":0} {"emp_title":"bus driver","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":27200,"verified_income":"Source Verified","debt_to_income":14.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":12300,"total_credit_utilized":9415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10500,"num_total_cc_accounts":21,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.42,"installment":261.73,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9695.43,"paid_total":774.4,"paid_principal":304.57,"paid_interest":469.83,"paid_late_fees":0} {"emp_title":"restaurant manager ","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":25.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2013,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":68796,"total_credit_utilized":43147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":25200,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":24.85,"installment":731.59,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":24567.81,"paid_total":1428.67,"paid_principal":432.19,"paid_interest":996.48,"paid_late_fees":0} {"emp_title":"claims adjuster","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":19,"total_credit_limit":90735,"total_credit_utilized":78083,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21300,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.96,"installment":203.57,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6178.03,"paid_total":401.39,"paid_principal":321.97,"paid_interest":79.42,"paid_late_fees":0} {"emp_title":"teachers assistant","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":16.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":67075,"total_credit_utilized":12810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":58400,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14257,"paid_total":932.91,"paid_principal":743,"paid_interest":189.91,"paid_late_fees":0} {"emp_title":"meteorologist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":23.18,"annual_income_joint":222500,"verification_income_joint":"Source Verified","debt_to_income_joint":18.08,"delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":467832,"total_credit_utilized":106690,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":10.9,"installment":523.07,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14856.46,"paid_total":1564.14,"paid_principal":1143.54,"paid_interest":420.6,"paid_late_fees":0} {"emp_title":"senior accountant","emp_length":0,"state":"OR","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":10.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":27,"total_credit_limit":428094,"total_credit_utilized":117193,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":46300,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":7.96,"installment":75.17,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2221.07,"paid_total":224.45,"paid_principal":178.93,"paid_interest":45.52,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":25.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":353321,"total_credit_utilized":73356,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":187,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31900,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8864.46,"paid_total":1726.14,"paid_principal":1135.54,"paid_interest":590.6,"paid_late_fees":0} {"emp_title":"automobile technician ","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":98728,"verified_income":"Not Verified","debt_to_income":22.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1997,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":81178,"total_credit_utilized":54022,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15400,"term":60,"interest_rate":24.85,"installment":450.66,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14856.4,"paid_total":1760.12,"paid_principal":543.6,"paid_interest":1216.52,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":32.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":53122,"total_credit_utilized":35875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":13000,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.99,"installment":232.47,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6507.53,"paid_total":688.08,"paid_principal":492.47,"paid_interest":195.61,"paid_late_fees":0} {"emp_title":"admin sec","emp_length":7,"state":"GA","homeownership":"MORTGAGE","annual_income":16500,"verified_income":"Verified","debt_to_income":74.86,"annual_income_joint":91500,"verification_income_joint":"Verified","debt_to_income_joint":13.79,"delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":51689,"total_credit_utilized":14021,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":120,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":18.45,"installment":363.79,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9360.14,"paid_total":1081.12,"paid_principal":639.86,"paid_interest":441.26,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":500000,"verified_income":"Source Verified","debt_to_income":6.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":106729,"total_credit_utilized":77282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37018.15,"paid_total":3722.78,"paid_principal":2981.85,"paid_interest":740.93,"paid_late_fees":0} {"emp_title":"operating clerk","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":16.25,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":304954,"total_credit_utilized":60280,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37300,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22806.46,"paid_total":2119.01,"paid_principal":1193.54,"paid_interest":925.47,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":32.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":153973,"total_credit_utilized":78328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":71500,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":7.96,"installment":689,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20360.21,"paid_total":2057.27,"paid_principal":1639.79,"paid_interest":417.48,"paid_late_fees":0} {"emp_title":"strategic analysis","emp_length":7,"state":"VA","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Not Verified","debt_to_income":6.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":391765,"total_credit_utilized":26030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":71600,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35863.53,"paid_total":4794.76,"paid_principal":4136.47,"paid_interest":658.29,"paid_late_fees":0} {"emp_title":"cutter","emp_length":4,"state":"WA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":20.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":42451,"total_credit_utilized":34717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9327.09,"paid_total":1015.85,"paid_principal":672.91,"paid_interest":342.94,"paid_late_fees":0} {"emp_title":"senior project manager","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":3.12,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":7,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":141031,"total_credit_utilized":136413,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21700,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15612.5,"paid_total":710.53,"paid_principal":387.5,"paid_interest":323.03,"paid_late_fees":0} {"emp_title":"distribution ","emp_length":9,"state":"IL","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Source Verified","debt_to_income":8.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":224818,"total_credit_utilized":28022,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20400,"term":60,"interest_rate":9.93,"installment":432.74,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19058.33,"paid_total":2141.19,"paid_principal":1341.67,"paid_interest":799.52,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":20.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":262238,"total_credit_utilized":41516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1494,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11124.02,"paid_total":1145.74,"paid_principal":875.98,"paid_interest":269.76,"paid_late_fees":0} {"emp_title":"foreman electrician","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":160000,"verified_income":"Not Verified","debt_to_income":11.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":65870,"total_credit_utilized":40195,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":913,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.06,"installment":289.47,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7308.3,"paid_total":1149.85,"paid_principal":691.7,"paid_interest":458.15,"paid_late_fees":0} {"emp_title":"black jack dealer ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":15.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":32864,"total_credit_utilized":21411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":13.58,"installment":237.82,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6681,"paid_total":470.36,"paid_principal":319,"paid_interest":151.36,"paid_late_fees":0} {"emp_title":"","state":"AK","homeownership":"MORTGAGE","annual_income":59700,"verified_income":"Source Verified","debt_to_income":23.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":205050,"total_credit_utilized":40831,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10900,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9296.37,"paid_total":989.49,"paid_principal":703.63,"paid_interest":285.86,"paid_late_fees":0} {"emp_title":"budget manager","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":96512,"verified_income":"Source Verified","debt_to_income":12.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":16,"total_credit_limit":411112,"total_credit_utilized":40269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49300,"num_total_cc_accounts":30,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9628.76,"paid_total":643.76,"paid_principal":371.24,"paid_interest":272.52,"paid_late_fees":0} {"emp_title":"principal","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":28.93,"annual_income_joint":317500,"verification_income_joint":"Not Verified","debt_to_income_joint":22.59,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":639913,"total_credit_utilized":149957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":79000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":36,"interest_rate":7.35,"installment":1117.35,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31460.48,"paid_total":5550,"paid_principal":4539.52,"paid_interest":1010.48,"paid_late_fees":0} {"emp_title":"owner","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":3.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":25600,"total_credit_utilized":6293,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1555.08,"paid_principal":1250.57,"paid_interest":304.51,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":31.51,"annual_income_joint":157000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.49,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":491858,"total_credit_utilized":110433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":74400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":7.35,"installment":559.07,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26038.26,"paid_total":2755.34,"paid_principal":1961.74,"paid_interest":793.6,"paid_late_fees":0} {"emp_title":"senior electronics technician","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":69900,"verified_income":"Source Verified","debt_to_income":36.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":135682,"total_credit_utilized":80087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33400,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.07,"installment":205.27,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5590.48,"paid_total":611.12,"paid_principal":409.52,"paid_interest":201.6,"paid_late_fees":0} {"emp_title":"operations supervisor ","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":65.07,"annual_income_joint":91000,"verification_income_joint":"Source Verified","debt_to_income_joint":33.61,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":10,"total_credit_limit":121166,"total_credit_utilized":92310,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":20,"installment":317.93,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11390.36,"paid_total":1556.32,"paid_principal":609.64,"paid_interest":946.68,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":5,"state":"OK","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Not Verified","debt_to_income":6.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":415325,"total_credit_utilized":47604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":53700,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19236.53,"paid_total":1289.47,"paid_principal":763.47,"paid_interest":526,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":15.87,"annual_income_joint":85000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.98,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":5,"total_credit_limit":47753,"total_credit_utilized":11344,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":5876,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31600,"num_total_cc_accounts":18,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5350,"term":36,"interest_rate":10.91,"installment":174.93,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4837.91,"paid_total":693.23,"paid_principal":512.09,"paid_interest":181.14,"paid_late_fees":0} {"emp_title":"principal","emp_length":6,"state":"MD","homeownership":"MORTGAGE","annual_income":325500,"verified_income":"Source Verified","debt_to_income":11.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":1121174,"total_credit_utilized":82298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":52000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.71,"installment":737.88,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21672.55,"paid_total":2704.69,"paid_principal":2327.45,"paid_interest":377.24,"paid_late_fees":0} {"emp_title":"owner/manager","emp_length":5,"state":"GA","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":10.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":116962,"total_credit_utilized":31881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47800,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":9.93,"installment":487.9,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21794.84,"paid_total":1938.91,"paid_principal":1205.16,"paid_interest":733.75,"paid_late_fees":0} {"emp_title":"bus operator","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":48044,"total_credit_utilized":22907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.08,"installment":182.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5230.49,"paid_total":909.7,"paid_principal":769.51,"paid_interest":140.19,"paid_late_fees":0} {"emp_title":"supervisor inspection","emp_length":10,"state":"VT","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Source Verified","debt_to_income":25.72,"annual_income_joint":151000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.08,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2003,"inquiries_last_12m":12,"total_credit_lines":56,"open_credit_lines":21,"total_credit_limit":359033,"total_credit_utilized":88246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":110000,"num_total_cc_accounts":39,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":17000,"term":60,"interest_rate":9.92,"installment":360.54,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16334.51,"paid_total":1062.88,"paid_principal":665.49,"paid_interest":397.39,"paid_late_fees":0} {"emp_title":"certified medical assistant","emp_length":3,"state":"LA","homeownership":"RENT","annual_income":28000,"verified_income":"Verified","debt_to_income":60.65,"annual_income_joint":63000,"verification_income_joint":"Verified","debt_to_income_joint":29.22,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":70670,"total_credit_utilized":59674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":68,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":18.06,"installment":180.92,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4567.68,"paid_total":718.66,"paid_principal":432.32,"paid_interest":286.34,"paid_late_fees":0} {"emp_title":"lead floor tech","emp_length":0,"state":"AL","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":8.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":6500,"total_credit_utilized":2499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1397.78,"paid_principal":890.31,"paid_interest":507.47,"paid_late_fees":0} {"emp_title":"president, attorney","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":13.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":115478,"total_credit_utilized":27160,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":18700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10609.61,"paid_total":2029.69,"paid_principal":1390.39,"paid_interest":639.3,"paid_late_fees":0} {"emp_title":"retail clerk","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":17.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":49633,"total_credit_utilized":18525,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":14500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":9.93,"installment":296.98,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13079.24,"paid_total":1465.59,"paid_principal":920.76,"paid_interest":544.83,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":5.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":580642,"total_credit_utilized":23163,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":51000,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":7.35,"installment":599.01,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27898.11,"paid_total":2970.55,"paid_principal":2101.89,"paid_interest":868.66,"paid_late_fees":0} {"emp_title":"engineering expeditor","emp_length":6,"state":"TX","homeownership":"OWN","annual_income":36000,"verified_income":"Verified","debt_to_income":7.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":157900,"total_credit_utilized":5115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.99,"installment":99.63,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2717.18,"paid_total":396.52,"paid_principal":282.82,"paid_interest":113.7,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":1,"state":"MO","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Source Verified","debt_to_income":22.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":30417,"total_credit_utilized":18631,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":17.47,"installment":215.33,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5610.44,"paid_total":640.17,"paid_principal":389.56,"paid_interest":250.61,"paid_late_fees":0} {"emp_title":"teacher","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":26.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":370401,"total_credit_utilized":84777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":15.05,"installment":242.83,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":6368.08,"paid_total":959.61,"paid_principal":631.92,"paid_interest":327.69,"paid_late_fees":0} {"emp_title":"import agent","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":31.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":62852,"total_credit_utilized":27153,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21000,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10803.42,"paid_total":1516.81,"paid_principal":1196.58,"paid_interest":320.23,"paid_late_fees":0} {"emp_title":"manufacturing engineer","emp_length":5,"state":"CT","homeownership":"RENT","annual_income":80500,"verified_income":"Not Verified","debt_to_income":22.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":12,"total_credit_limit":83671,"total_credit_utilized":66485,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":67.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":26.3,"installment":481.9,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15457.56,"paid_total":1904.22,"paid_principal":542.44,"paid_interest":1361.78,"paid_late_fees":0} {"emp_title":"tool specialist","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":23.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":11,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":57680,"total_credit_utilized":30252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.42,"installment":311.67,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8674.79,"paid_total":1272.07,"paid_principal":925.21,"paid_interest":346.86,"paid_late_fees":0} {"emp_title":"associate attorney","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":37.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":151219,"total_credit_utilized":136005,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":98,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5100,"term":36,"interest_rate":23.88,"installment":199.77,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4694.99,"paid_total":792.31,"paid_principal":405.01,"paid_interest":387.3,"paid_late_fees":0} {"emp_title":"warehouse supervisor","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":69000,"verified_income":"Source Verified","debt_to_income":23.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":203447,"total_credit_utilized":36496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.05,"installment":238.17,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9421.91,"paid_total":1169.95,"paid_principal":578.09,"paid_interest":591.86,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":23.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":409360,"total_credit_utilized":57297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.96,"installment":203.57,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6015.44,"paid_total":604.96,"paid_principal":484.56,"paid_interest":120.4,"paid_late_fees":0} {"emp_title":"aircraft maintenance control","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":82756.8,"verified_income":"Not Verified","debt_to_income":26.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":331575,"total_credit_utilized":80906,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60800,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5434.35,"paid_total":799.04,"paid_principal":565.65,"paid_interest":233.39,"paid_late_fees":0} {"emp_title":"cashier","emp_length":1,"state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":11.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":22,"total_credit_limit":240289,"total_credit_utilized":17353,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":362,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15600,"num_total_cc_accounts":28,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19193.94,"paid_total":2075.08,"paid_principal":806.06,"paid_interest":1269.02,"paid_late_fees":0} {"emp_title":"forman","emp_length":7,"state":"TN","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":21.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":87648,"total_credit_utilized":70365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":18.06,"installment":723.66,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18270.81,"paid_total":2874.57,"paid_principal":1729.19,"paid_interest":1145.38,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":5.92,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.56,"delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":43335,"total_credit_utilized":3006,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30500,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13905.04,"paid_total":1432.17,"paid_principal":1094.96,"paid_interest":337.21,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":260982,"total_credit_utilized":29342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":192,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":51400,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.58,"installment":849.35,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22965.16,"paid_total":2821.33,"paid_principal":2034.84,"paid_interest":786.49,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Not Verified","debt_to_income":5.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":278850,"total_credit_utilized":4777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.07,"installment":182.73,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5540.54,"paid_total":541.12,"paid_principal":459.46,"paid_interest":81.66,"paid_late_fees":0} {"emp_title":"auditor","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":83043,"verified_income":"Verified","debt_to_income":17.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":95948,"total_credit_utilized":80968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":23200,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":13.59,"installment":1019.37,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27234.99,"paid_total":4020.86,"paid_principal":2765.01,"paid_interest":1255.85,"paid_late_fees":0} {"emp_title":"payroll processor","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":9.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":4,"total_credit_limit":10755,"total_credit_utilized":8579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":12.61,"installment":67.02,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1907.5,"paid_total":133.35,"paid_principal":92.5,"paid_interest":40.85,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":32.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":407625,"total_credit_utilized":76174,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":18.06,"installment":521.03,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12831.96,"paid_total":2590.7,"paid_principal":1568.04,"paid_interest":1022.66,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":91000,"verified_income":"Not Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":101412,"total_credit_utilized":50886,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":587,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":67900,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23554.86,"paid_total":2956.15,"paid_principal":1445.14,"paid_interest":1511.01,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"MS","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":24.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":327524,"total_credit_utilized":84348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17300,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":16.02,"installment":851.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33026.71,"paid_total":4179.67,"paid_principal":1973.29,"paid_interest":2206.38,"paid_late_fees":0} {"emp_title":"it administrator","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Verified","debt_to_income":23.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":52,"open_credit_lines":25,"total_credit_limit":624266,"total_credit_utilized":106635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":140800,"num_total_cc_accounts":31,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":41405.57879,"paid_principal":40000,"paid_interest":1405.58,"paid_late_fees":0} {"emp_title":"director of coaching","emp_length":0,"state":"GA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":4.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":444850,"total_credit_utilized":15143,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27350,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":89,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33080.7,"paid_total":4324.47,"paid_principal":1919.3,"paid_interest":2405.17,"paid_late_fees":0} {"emp_title":"human resource manager","emp_length":2,"state":"OK","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":24.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":45,"open_credit_lines":29,"total_credit_limit":360869,"total_credit_utilized":180027,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":1103,"current_installment_accounts":16,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14800,"term":36,"interest_rate":9.92,"installment":477,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13588.37,"paid_total":1533.45,"paid_principal":1211.63,"paid_interest":321.82,"paid_late_fees":0} {"emp_title":"account manager","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Verified","debt_to_income":18.09,"annual_income_joint":210000,"verification_income_joint":"Verified","debt_to_income_joint":17.62,"delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2001,"inquiries_last_12m":10,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":149097,"total_credit_utilized":117678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3100,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13585.88,"paid_total":1972.62,"paid_principal":1414.12,"paid_interest":558.5,"paid_late_fees":0} {"emp_title":"security technician ","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Not Verified","debt_to_income":10.46,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.98,"delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":241905,"total_credit_utilized":14839,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":60,"interest_rate":9.92,"installment":445.37,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20177.93,"paid_total":1324.54,"paid_principal":822.07,"paid_interest":502.47,"paid_late_fees":0} {"emp_title":"it devl manager","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":146000,"verified_income":"Not Verified","debt_to_income":19.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":42,"open_credit_lines":21,"total_credit_limit":425627,"total_credit_utilized":106161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26400,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":9.93,"installment":466.68,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20847.26,"paid_total":1945.61,"paid_principal":1152.74,"paid_interest":792.87,"paid_late_fees":0} {"emp_title":"svp","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":320000,"verified_income":"Source Verified","debt_to_income":21.95,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":9,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":775127,"total_credit_utilized":403106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":80000,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":17.09,"installment":571.17,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14233.89,"paid_total":2840.66,"paid_principal":1766.11,"paid_interest":1074.55,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":15.57,"annual_income_joint":101000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.85,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":60693,"total_credit_utilized":22270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":573,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23600,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18200,"term":60,"interest_rate":10.42,"installment":390.47,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17258.09,"paid_total":1551.34,"paid_principal":941.91,"paid_interest":609.43,"paid_late_fees":0} {"emp_title":"electrical engineer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":7.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":17400,"total_credit_utilized":1642,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":383,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1300,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.06,"installment":542.74,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"director of warehousing","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":93000,"verified_income":"Not Verified","debt_to_income":19.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":173552,"total_credit_utilized":83208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":67200,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":60,"interest_rate":12.61,"installment":349.59,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14933.96,"paid_total":1037.91,"paid_principal":566.04,"paid_interest":471.87,"paid_late_fees":0} {"emp_title":"senior accountant","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":50976,"verified_income":"Source Verified","debt_to_income":12.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":37140,"total_credit_utilized":21277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14900,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.92,"installment":483.45,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13544.27,"paid_total":1875.93,"paid_principal":1455.73,"paid_interest":420.2,"paid_late_fees":0} {"emp_title":"forklift driver","emp_length":7,"state":"TN","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":20.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":5,"total_credit_limit":41996,"total_credit_utilized":31909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.64,"paid_total":1275.61,"paid_principal":970.36,"paid_interest":305.25,"paid_late_fees":0} {"emp_title":"g1 sergeant major","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":31.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":50,"open_credit_lines":15,"total_credit_limit":397846,"total_credit_utilized":74708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30000,"num_total_cc_accounts":24,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.97,"installment":657.78,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18906.03,"paid_total":2631.12,"paid_principal":2093.97,"paid_interest":537.15,"paid_late_fees":0} {"emp_title":"senior advisor ","emp_length":8,"state":"TX","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":11.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":31234,"total_credit_utilized":10804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7403.61,"paid_total":744.57,"paid_principal":596.39,"paid_interest":148.18,"paid_late_fees":0} {"emp_title":"ct tech","emp_length":9,"state":"OH","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":18.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":94540,"total_credit_utilized":16447,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":34500,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":7.35,"installment":297.96,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":9778.4642,"paid_principal":9600,"paid_interest":178.46,"paid_late_fees":0} {"emp_title":"plant supervisor ","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":10.63,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":8,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":283317,"total_credit_utilized":25786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":8,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16900,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.58,"installment":276.62,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11572.74,"paid_total":820.81,"paid_principal":427.26,"paid_interest":393.55,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":6,"state":"CA","homeownership":"OWN","annual_income":165000,"verified_income":"Not Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":15,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":696930,"total_credit_utilized":45890,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24200,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"assistant branch manager","emp_length":5,"state":"PA","homeownership":"RENT","annual_income":49000,"verified_income":"Verified","debt_to_income":34.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":96672,"total_credit_utilized":70753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":61650,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7223.71,"paid_total":1027.11,"paid_principal":776.29,"paid_interest":250.82,"paid_late_fees":0} {"emp_title":"traffic coordinator","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":36000,"verified_income":"Not Verified","debt_to_income":10.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":23678,"total_credit_utilized":12523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":706,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14600,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.42,"installment":422.05,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11747.13,"paid_total":1680.67,"paid_principal":1252.87,"paid_interest":427.8,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Verified","debt_to_income":32.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":663830,"total_credit_utilized":128493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":151000,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34650,"term":36,"interest_rate":11.99,"installment":1150.72,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":31383.41,"paid_total":4579.8,"paid_principal":3266.59,"paid_interest":1313.21,"paid_late_fees":0} {"emp_title":"instructional designer ","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":61538,"verified_income":"Source Verified","debt_to_income":7.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":179548,"total_credit_utilized":12692,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10835.42,"paid_total":1533.81,"paid_principal":1164.58,"paid_interest":369.23,"paid_late_fees":0} {"emp_title":"forman","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":75000,"verified_income":"Source Verified","debt_to_income":24.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":17,"total_credit_limit":113356,"total_credit_utilized":60528,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":41100,"num_total_cc_accounts":16,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8410.34,"paid_total":1939.76,"paid_principal":1589.66,"paid_interest":350.1,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"WI","homeownership":"MORTGAGE","annual_income":137000,"verified_income":"Source Verified","debt_to_income":14.34,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":502437,"total_credit_utilized":66245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":563,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36100,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.34,"installment":496.53,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15200.23,"paid_total":980.01,"paid_principal":799.77,"paid_interest":180.24,"paid_late_fees":0} {"emp_title":"network tech","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":2.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":41876,"total_credit_utilized":24409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":16.02,"installment":778.52,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30567.93,"paid_total":3085.6,"paid_principal":1432.07,"paid_interest":1653.53,"paid_late_fees":0} {"emp_title":"welder","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":10.08,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":5,"total_credit_limit":27500,"total_credit_utilized":15834,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":79.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.61,"installment":502.6,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13954.16,"paid_total":1486.78,"paid_principal":1045.84,"paid_interest":440.94,"paid_late_fees":0} {"emp_title":"ar/gl accountant","emp_length":7,"state":"MD","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":20.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":22,"total_credit_limit":113777,"total_credit_utilized":97669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":141,"current_installment_accounts":9,"accounts_opened_24m":15,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16600,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.47,"installment":358.88,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9350.75,"paid_total":1130.02,"paid_principal":649.25,"paid_interest":480.77,"paid_late_fees":0} {"emp_title":"service tech","emp_length":7,"state":"IL","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":7.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":44216,"total_credit_utilized":32676,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":471,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.07,"installment":349.57,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14472.78,"paid_total":1025.26,"paid_principal":527.22,"paid_interest":498.04,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":28.11,"annual_income_joint":215000,"verification_income_joint":"","debt_to_income_joint":16.22,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":21,"total_credit_limit":368967,"total_credit_utilized":108154,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":83700,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":5,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":5.31,"installment":903.31,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":27678.08,"paid_total":2692.23,"paid_principal":2321.92,"paid_interest":370.31,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":53400,"verified_income":"Verified","debt_to_income":14.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":36500,"total_credit_utilized":26277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9300,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":19.03,"installment":674.89,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":26017.86483,"paid_principal":26000,"paid_interest":17.86,"paid_late_fees":0} {"emp_title":"automotive","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":1.9,"annual_income_joint":60000,"verification_income_joint":"Not Verified","debt_to_income_joint":4.44,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":270200,"total_credit_utilized":7155,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":274,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":17625,"term":36,"interest_rate":18.45,"installment":641.18,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16497.25,"paid_total":1923.54,"paid_principal":1127.75,"paid_interest":795.79,"paid_late_fees":0} {"emp_title":"investigative specialist","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":2.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":4700,"total_credit_utilized":3979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.85,"installment":550.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19430.21,"paid_total":1627.76,"paid_principal":569.79,"paid_interest":1057.97,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":16.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":761065,"total_credit_utilized":71901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62100,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":7.34,"installment":651.69,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19950.32,"paid_total":1307.66,"paid_principal":1049.68,"paid_interest":257.98,"paid_late_fees":0} {"emp_title":"critical skills operator ","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":36.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":9,"total_credit_limit":75336,"total_credit_utilized":49107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10000,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19172.64,"paid_total":2034.31,"paid_principal":827.36,"paid_interest":1206.95,"paid_late_fees":0} {"emp_title":"scheduling coordinator","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":79000,"verified_income":"Not Verified","debt_to_income":13.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":57071,"total_credit_utilized":40306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.34,"installment":930.99,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25732.15,"paid_total":4780.74,"paid_principal":4267.85,"paid_interest":512.89,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":61200,"verified_income":"Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":47114,"total_credit_utilized":22154,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14300,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":15.05,"installment":555.04,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14183.12,"paid_total":2781.89,"paid_principal":1816.88,"paid_interest":965.01,"paid_late_fees":0} {"emp_title":"physician ","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":8.16,"annual_income_joint":180000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.9,"delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":221866,"total_credit_utilized":29217,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22600,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16500,"term":60,"interest_rate":9.43,"installment":345.97,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15845.96,"paid_total":1029.27,"paid_principal":654.04,"paid_interest":375.23,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":2,"state":"KY","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":7.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":13270,"total_credit_utilized":5447,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.43,"paid_total":1121.56,"paid_principal":387.57,"paid_interest":733.99,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":59,"open_credit_lines":14,"total_credit_limit":321137,"total_credit_utilized":63838,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19500,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":31325,"term":60,"interest_rate":11.98,"installment":696.5,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30162.15,"paid_total":2068.65,"paid_principal":1162.85,"paid_interest":905.8,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":78000,"verified_income":"Not Verified","debt_to_income":37.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":201083,"total_credit_utilized":87911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":130100,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":914.89,"paid_principal":758.83,"paid_interest":156.06,"paid_late_fees":0} {"emp_title":"controller ","emp_length":2,"state":"KS","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":34.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":30,"total_credit_limit":234632,"total_credit_utilized":113952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":27500,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":92.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":14.08,"installment":303.03,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12387.34,"paid_total":1186.7,"paid_principal":612.66,"paid_interest":574.04,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":21.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":99305,"total_credit_utilized":51600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29700,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17498.86,"paid_total":3123.44,"paid_principal":2501.14,"paid_interest":622.3,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":158000,"verified_income":"Verified","debt_to_income":22.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":366636,"total_credit_utilized":65335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":495,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":59800,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30972.01,"paid_total":5960.52,"paid_principal":4027.99,"paid_interest":1932.53,"paid_late_fees":0} {"emp_title":"sr market research analyst","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":31.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":253098,"total_credit_utilized":207326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9275.14,"paid_total":961.39,"paid_principal":724.86,"paid_interest":236.53,"paid_late_fees":0} {"emp_title":"territory sales manager","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":22.13,"annual_income_joint":157000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.57,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":32,"total_credit_limit":189916,"total_credit_utilized":109549,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34600,"num_total_cc_accounts":27,"num_open_cc_accounts":23,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13092.99,"paid_total":2300.6,"paid_principal":1907.01,"paid_interest":393.59,"paid_late_fees":0} {"emp_title":"attorney","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":22.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":401071,"total_credit_utilized":109348,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10618.97,"paid_total":2043.61,"paid_principal":1381.03,"paid_interest":662.58,"paid_late_fees":0} {"emp_title":"logistics","emp_length":2,"state":"MT","homeownership":"OWN","annual_income":32000,"verified_income":"Not Verified","debt_to_income":32.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":36089,"total_credit_utilized":19955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9078.33,"paid_total":1344.06,"paid_principal":921.67,"paid_interest":422.39,"paid_late_fees":0} {"emp_title":"production supervisor ","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":17.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":327683,"total_credit_utilized":52642,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":13.59,"installment":830.03,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33839.98,"paid_total":4082.2,"paid_principal":2160.02,"paid_interest":1922.18,"paid_late_fees":0} {"emp_title":"senior medical billing specialist","emp_length":10,"state":"AK","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":14.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":56000,"total_credit_utilized":22256,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36300,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":10.9,"installment":282.01,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12503.74,"paid_total":830.29,"paid_principal":496.26,"paid_interest":334.03,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":10596,"verified_income":"Verified","debt_to_income":22.76,"verification_income_joint":"","delinq_2y":1,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":7120,"total_credit_utilized":6314,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2120,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2250,"term":36,"interest_rate":26.3,"installment":91.02,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2077.6,"paid_total":355.86,"paid_principal":172.4,"paid_interest":183.46,"paid_late_fees":0} {"emp_title":"account manager","emp_length":1,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":3.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":360941,"total_credit_utilized":8981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45300,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":32200,"term":60,"interest_rate":9.44,"installment":675.32,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10570.78,"paid_total":22009.07,"paid_principal":21629.22,"paid_interest":379.85,"paid_late_fees":0} {"emp_title":"zone manager","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":13.2,"annual_income_joint":79000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.71,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":100116,"total_credit_utilized":13544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11000,"term":60,"interest_rate":15.05,"installment":261.98,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10494.5,"paid_total":1038.72,"paid_principal":505.5,"paid_interest":533.22,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":4,"state":"NC","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":16.08,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":39629,"total_credit_utilized":18319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9247.93,"paid_total":922.83,"paid_principal":752.07,"paid_interest":170.76,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":15.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":23950,"total_credit_utilized":15200,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":20,"installment":397.41,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14237.97,"paid_total":1970.38,"paid_principal":762.03,"paid_interest":1208.35,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":63700,"verified_income":"Verified","debt_to_income":35.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":48,"open_credit_lines":21,"total_credit_limit":140825,"total_credit_utilized":59907,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18400,"num_total_cc_accounts":38,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.86,"paid_total":1853.82,"paid_principal":1504.14,"paid_interest":349.68,"paid_late_fees":0} {"emp_title":"senior analyst","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":71000,"verified_income":"Not Verified","debt_to_income":29.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":115970,"total_credit_utilized":52719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":10.9,"installment":520.63,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22772.89,"paid_total":2053.45,"paid_principal":1227.11,"paid_interest":826.34,"paid_late_fees":0} {"emp_title":"controller ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":3.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":44000,"total_credit_utilized":19982,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.02,"installment":562.68,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14207.37,"paid_total":2799.16,"paid_principal":1792.63,"paid_interest":1006.53,"paid_late_fees":0} {"emp_title":"sr mechanical designer","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":26.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":426168,"total_credit_utilized":84024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21500,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":16.02,"installment":246.17,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6215.74,"paid_total":1218.39,"paid_principal":784.26,"paid_interest":434.13,"paid_late_fees":0} {"emp_title":"pipefitter","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":84240,"verified_income":"Not Verified","debt_to_income":25.33,"annual_income_joint":126983,"verification_income_joint":"Not Verified","debt_to_income_joint":18.94,"delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":332925,"total_credit_utilized":94626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25200,"term":60,"interest_rate":10.9,"installment":546.66,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24238.03,"paid_total":1609.46,"paid_principal":961.97,"paid_interest":647.49,"paid_late_fees":0} {"emp_title":"executive director","emp_length":3,"state":"WA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":27.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":177642,"total_credit_utilized":149256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":56700,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.59,"installment":691.69,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28932.18,"paid_total":2052.42,"paid_principal":1067.82,"paid_interest":984.6,"paid_late_fees":0} {"emp_title":"part sorter","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Not Verified","debt_to_income":30.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":13,"total_credit_limit":182250,"total_credit_utilized":16146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":132,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12500,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4050,"term":36,"interest_rate":26.3,"installment":163.83,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3657.85,"paid_total":813.23,"paid_principal":392.15,"paid_interest":421.08,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":10800,"verified_income":"Verified","debt_to_income":55.91,"annual_income_joint":75800,"verification_income_joint":"Verified","debt_to_income_joint":31.23,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":32525,"total_credit_utilized":12537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22400,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5318.67,"paid_total":1035.68,"paid_principal":681.33,"paid_interest":354.35,"paid_late_fees":0} {"emp_title":"rgm","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":5.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":5,"total_credit_limit":18712,"total_credit_utilized":12893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4900,"num_total_cc_accounts":18,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13197.14,"paid_total":2434.07,"paid_principal":1802.86,"paid_interest":631.21,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Verified","debt_to_income":21.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":415667,"total_credit_utilized":77613,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":43500,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":38328.35,"paid_total":2362.85,"paid_principal":1671.65,"paid_interest":691.2,"paid_late_fees":0} {"emp_title":"billing specialist","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":20,"total_credit_limit":99020,"total_credit_utilized":39839,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45900,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":14.08,"installment":536.13,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21916.05,"paid_total":2126.53,"paid_principal":1083.95,"paid_interest":1042.58,"paid_late_fees":0} {"emp_title":"case manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":66000,"verified_income":"Verified","debt_to_income":42.2,"annual_income_joint":151000,"verification_income_joint":"Verified","debt_to_income_joint":27.18,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":35,"open_credit_lines":22,"total_credit_limit":170707,"total_credit_utilized":116552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":51300,"num_total_cc_accounts":26,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32678.16,"paid_total":3660.88,"paid_principal":2321.84,"paid_interest":1339.04,"paid_late_fees":0} {"emp_title":"joint venture partner","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":17.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":425018,"total_credit_utilized":96587,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.65,"paid_total":1653.84,"paid_principal":1184.35,"paid_interest":469.49,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"KS","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":21.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":220709,"total_credit_utilized":39297,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":14.08,"installment":839.16,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33869.25,"paid_total":4167.64,"paid_principal":2130.75,"paid_interest":2036.89,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":2,"state":"IN","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":26.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":19,"total_credit_limit":254025,"total_credit_utilized":49966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":86100,"num_total_cc_accounts":37,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.07,"installment":182.73,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5540.54,"paid_total":550.21,"paid_principal":459.46,"paid_interest":90.75,"paid_late_fees":0} {"emp_title":"production graphics","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":18.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":293487,"total_credit_utilized":16837,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.08,"installment":60.92,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1743.48,"paid_total":303.25,"paid_principal":256.52,"paid_interest":46.73,"paid_late_fees":0} {"emp_title":"utilization rev","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.22,"annual_income_joint":290000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.98,"delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":41,"open_credit_lines":24,"total_credit_limit":179747,"total_credit_utilized":137987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":3890,"current_installment_accounts":4,"accounts_opened_24m":16,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20100,"num_total_cc_accounts":30,"num_open_cc_accounts":19,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":25.82,"installment":1074.03,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34763.07,"paid_total":4244.48,"paid_principal":1236.93,"paid_interest":3007.55,"paid_late_fees":0} {"emp_title":"auto tech","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Verified","debt_to_income":5.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":336666,"total_credit_utilized":6214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":411,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":10.41,"installment":243.46,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6960.14,"paid_total":736.89,"paid_principal":539.86,"paid_interest":197.03,"paid_late_fees":0} {"emp_title":"undergound lineman","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":17.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":277874,"total_credit_utilized":72561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":89,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24775,"term":60,"interest_rate":20,"installment":656.39,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23776.49,"paid_total":2556.74,"paid_principal":998.51,"paid_interest":1558.23,"paid_late_fees":0} {"emp_title":"director of alumni engagement","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":11.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":74805,"total_credit_utilized":27809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27500,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14390.89,"paid_total":1973.33,"paid_principal":1609.11,"paid_interest":364.22,"paid_late_fees":0} {"emp_title":"it professional ","emp_length":3,"state":"MO","homeownership":"RENT","annual_income":56000,"verified_income":"Verified","debt_to_income":6.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":12200,"total_credit_utilized":9420,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12200,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20.39,"installment":1120.88,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28767.35,"paid_total":2223.73,"paid_principal":1232.65,"paid_interest":991.08,"paid_late_fees":0} {"emp_title":"program officer","emp_length":5,"state":"NM","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":9.2,"annual_income_joint":160000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.03,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":125121,"total_credit_utilized":39756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":3600,"term":36,"interest_rate":7.96,"installment":112.75,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3331.62,"paid_total":336.66,"paid_principal":268.38,"paid_interest":68.28,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Not Verified","debt_to_income":25.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":185327,"total_credit_utilized":68709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":28800,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.08,"installment":109.65,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3613.378,"paid_principal":3600,"paid_interest":13.38,"paid_late_fees":0} {"emp_title":"general manager","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Source Verified","debt_to_income":11.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":93700,"total_credit_utilized":49303,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38474.72,"paid_total":2835.97,"paid_principal":1525.28,"paid_interest":1310.69,"paid_late_fees":0} {"emp_title":"senior or surgical coder","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":11.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":57,"open_credit_lines":29,"total_credit_limit":472187,"total_credit_utilized":202563,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":23,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":48600,"num_total_cc_accounts":30,"num_open_cc_accounts":25,"num_cc_carrying_balance":19,"num_mort_accounts":2,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1384.27,"paid_principal":1128.12,"paid_interest":256.15,"paid_late_fees":0} {"emp_title":"senior vice president","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":400000,"verified_income":"Verified","debt_to_income":13.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":23,"total_credit_limit":1086358,"total_credit_utilized":143564,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37900,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":91.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.72,"installment":1229.97,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34913.5,"paid_total":6134.92,"paid_principal":5086.5,"paid_interest":1048.42,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":20.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":55,"open_credit_lines":18,"total_credit_limit":230475,"total_credit_utilized":36741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":71500,"num_total_cc_accounts":29,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":14.08,"installment":821.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21237.94,"paid_total":4087.23,"paid_principal":2762.06,"paid_interest":1325.17,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"VA","homeownership":"MORTGAGE","annual_income":35600,"verified_income":"Source Verified","debt_to_income":11.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":26000,"total_credit_utilized":13661,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15100,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14111.13,"paid_total":1736.52,"paid_principal":888.87,"paid_interest":847.65,"paid_late_fees":0} {"emp_title":"parts expeditor","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":15.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":48546,"total_credit_utilized":30915,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":111,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":52.27,"annual_income_joint":78000,"verification_income_joint":"Verified","debt_to_income_joint":30.55,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":71155,"total_credit_utilized":36225,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":22.91,"installment":773.26,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17966.7,"paid_total":3815.39,"paid_principal":2033.3,"paid_interest":1782.09,"paid_late_fees":0} {"emp_title":"extrusion manager","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":14.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2006,"inquiries_last_12m":18,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":47449,"total_credit_utilized":33608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":6821,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8200,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":20,"installment":508.69,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18224.57,"paid_total":2522.12,"paid_principal":975.43,"paid_interest":1546.69,"paid_late_fees":0} {"emp_title":"finance department","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":22.72,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.73,"delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2003,"inquiries_last_12m":7,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":331298,"total_credit_utilized":91933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1662,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32675,"term":60,"interest_rate":24.84,"installment":956,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31818.63,"paid_total":2777.82,"paid_principal":856.37,"paid_interest":1921.45,"paid_late_fees":0} {"emp_title":"instructional assistant ","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":11.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":302506,"total_credit_utilized":19712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":193,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37700,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":9.93,"installment":80.59,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2195.49,"paid_total":401.57,"paid_principal":304.51,"paid_interest":97.06,"paid_late_fees":0} {"emp_title":"customer service specialist ","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":31500,"verified_income":"Not Verified","debt_to_income":18.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":40040,"total_credit_utilized":28810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3821.01,"paid_total":2370.48,"paid_principal":2178.99,"paid_interest":191.49,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":55552,"total_credit_utilized":27470,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7019.16,"paid_total":1276,"paid_principal":980.84,"paid_interest":295.16,"paid_late_fees":0} {"emp_title":"survey technician","emp_length":4,"state":"MD","homeownership":"MORTGAGE","annual_income":42600,"verified_income":"Not Verified","debt_to_income":24.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":76421,"total_credit_utilized":59584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5318.67,"paid_total":1038.19,"paid_principal":681.33,"paid_interest":356.86,"paid_late_fees":0} {"emp_title":"qc techician","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":28000,"verified_income":"Verified","debt_to_income":32.4,"annual_income_joint":73000,"verification_income_joint":"Verified","debt_to_income_joint":28.16,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":44424,"total_credit_utilized":34135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4648.17,"paid_total":494.76,"paid_principal":351.83,"paid_interest":142.93,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"OH","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":14.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":360585,"total_credit_utilized":173731,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":6002.04867,"paid_principal":6000,"paid_interest":2.05,"paid_late_fees":0} {"emp_title":"house keeping","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":9.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":39600,"total_credit_utilized":14338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":1728,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17600,"num_total_cc_accounts":36,"num_open_cc_accounts":19,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":87.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":18.45,"installment":254.65,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6703.69,"paid_total":502.12,"paid_principal":296.31,"paid_interest":205.81,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Verified","debt_to_income":19.48,"annual_income_joint":141000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.04,"delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":1997,"inquiries_last_12m":15,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":201227,"total_credit_utilized":54216,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13000,"term":60,"interest_rate":26.3,"installment":391.54,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12443,"paid_total":1938.71,"paid_principal":557,"paid_interest":1381.71,"paid_late_fees":0} {"emp_title":"","emp_length":1,"state":"NV","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":3.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":32300,"total_credit_utilized":5848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4488.26,"paid_total":607.51,"paid_principal":511.74,"paid_interest":95.77,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":8.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":19,"total_credit_limit":70682,"total_credit_utilized":55594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8900,"term":36,"interest_rate":7.96,"installment":278.73,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8236.54,"paid_total":828.32,"paid_principal":663.46,"paid_interest":164.86,"paid_late_fees":0} {"emp_title":"physician","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":26.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":717303,"total_credit_utilized":195516,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":67100,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27300,"term":60,"interest_rate":26.77,"installment":829.87,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":28495.10791,"paid_principal":27300,"paid_interest":1195.11,"paid_late_fees":0} {"emp_title":"financial director","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":41500,"verified_income":"Not Verified","debt_to_income":29.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":64775,"total_credit_utilized":21319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12400,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.08,"installment":274.13,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8078.91,"paid_total":1090.44,"paid_principal":921.09,"paid_interest":169.35,"paid_late_fees":0} {"emp_title":"manager data analytics","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Not Verified","debt_to_income":4.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":140837,"total_credit_utilized":35718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":87600,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":6.08,"installment":194.94,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5579.16,"paid_total":972.54,"paid_principal":820.84,"paid_interest":151.7,"paid_late_fees":0} {"emp_title":"owner","emp_length":9,"state":"TX","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":23.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":223379,"total_credit_utilized":36538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13800,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"sales ","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":5,"total_credit_limit":39662,"total_credit_utilized":37919,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":24,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4539.14,"paid_total":675.82,"paid_principal":460.86,"paid_interest":214.96,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":20.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1969,"inquiries_last_12m":0,"total_credit_lines":43,"open_credit_lines":18,"total_credit_limit":218850,"total_credit_utilized":33308,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":100600,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":6,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22485.76,"paid_total":3093.55,"paid_principal":2514.24,"paid_interest":579.31,"paid_late_fees":0} {"emp_title":"crew member/ section leader","emp_length":9,"state":"NC","homeownership":"RENT","annual_income":49000,"verified_income":"Not Verified","debt_to_income":25.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":53110,"total_credit_utilized":22891,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":13000,"term":60,"interest_rate":12.62,"installment":293.27,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12525.38,"paid_total":870.7,"paid_principal":474.62,"paid_interest":396.08,"paid_late_fees":0} {"emp_title":"practice manager","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":22.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":136133,"total_credit_utilized":23133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8896.19,"paid_total":1765.91,"paid_principal":1103.81,"paid_interest":662.1,"paid_late_fees":0} {"emp_title":"building engineer","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":27.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":62752,"total_credit_utilized":44882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":142,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15200,"term":36,"interest_rate":20,"installment":564.89,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13589.42,"paid_total":2790.67,"paid_principal":1610.58,"paid_interest":1180.09,"paid_late_fees":0} {"emp_title":"vp sales and marketing","emp_length":0,"state":"OR","homeownership":"RENT","annual_income":48750,"verified_income":"Not Verified","debt_to_income":27.45,"annual_income_joint":63750,"verification_income_joint":"","debt_to_income_joint":23.87,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":104614,"total_credit_utilized":60360,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":428,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21300,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19057.18,"paid_total":1731.52,"paid_principal":942.82,"paid_interest":788.7,"paid_late_fees":0} {"emp_title":"minister","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":33.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":77193,"total_credit_utilized":47827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.06,"paid_total":1909.55,"paid_principal":1459.94,"paid_interest":449.61,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Source Verified","debt_to_income":32.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":247686,"total_credit_utilized":66414,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":45900,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":12.61,"installment":80.42,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2232.65,"paid_total":239.58,"paid_principal":167.35,"paid_interest":72.23,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":33.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":67,"open_credit_lines":33,"total_credit_limit":406410,"total_credit_utilized":174284,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":154200,"num_total_cc_accounts":48,"num_open_cc_accounts":26,"num_cc_carrying_balance":16,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":6.08,"installment":91.38,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2615.22,"paid_total":456.88,"paid_principal":384.78,"paid_interest":72.1,"paid_late_fees":0} {"emp_title":"acct manager","emp_length":4,"state":"FL","homeownership":"OWN","annual_income":63000,"verified_income":"Source Verified","debt_to_income":29.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":71647,"total_credit_utilized":40633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":623,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8800,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.09,"installment":178.49,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4561.62,"paid_total":709.21,"paid_principal":438.38,"paid_interest":270.83,"paid_late_fees":0} {"emp_title":"handyman","emp_length":5,"state":"MN","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":107489,"total_credit_utilized":24006,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1162.37,"paid_principal":857.64,"paid_interest":304.73,"paid_late_fees":0} {"emp_title":"mgr, bus operations/financial analysis","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":78927,"verified_income":"Not Verified","debt_to_income":27.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":205966,"total_credit_utilized":27985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":6.72,"installment":322.87,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9164.78,"paid_total":1608.47,"paid_principal":1335.22,"paid_interest":273.25,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Not Verified","debt_to_income":21.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":167393,"total_credit_utilized":24448,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":224,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.02,"installment":291.95,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11462.35,"paid_total":1141.1,"paid_principal":537.65,"paid_interest":603.45,"paid_late_fees":0} {"emp_title":"therapist","emp_length":2,"state":"AR","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":28.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":28,"total_credit_limit":223342,"total_credit_utilized":189942,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":43600,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":14.08,"installment":559.44,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22868.93,"paid_total":2218.99,"paid_principal":1131.07,"paid_interest":1087.92,"paid_late_fees":0} {"emp_title":"hha","emp_length":1,"state":"NY","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":35.58,"annual_income_joint":28000,"verification_income_joint":"Not Verified","debt_to_income_joint":39.93,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":60073,"total_credit_utilized":33020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5600,"term":36,"interest_rate":7.34,"installment":173.79,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5178.82,"paid_total":519.09,"paid_principal":421.18,"paid_interest":97.91,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":3,"state":"DC","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":9.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":32376,"total_credit_utilized":25993,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":65.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"sheriff officer ","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":50385,"total_credit_utilized":18909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28447.4,"paid_total":2539.79,"paid_principal":1552.6,"paid_interest":987.19,"paid_late_fees":0} {"emp_title":"attorney ","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":25.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":3,"total_credit_limit":203100,"total_credit_utilized":1710,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12100,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13491.43,"paid_total":1846.97,"paid_principal":1508.57,"paid_interest":338.4,"paid_late_fees":0} {"emp_title":"order selector","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":13.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":151264,"total_credit_utilized":6702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":316,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3800,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7019.16,"paid_total":1276,"paid_principal":980.84,"paid_interest":295.16,"paid_late_fees":0} {"emp_title":"porter","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":34.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":262049,"total_credit_utilized":59622,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":396,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6900,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":20,"installment":557.46,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13739.07,"paid_total":2188.17,"paid_principal":1260.93,"paid_interest":927.24,"paid_late_fees":0} {"emp_title":"tennis instructor/contract labor","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":33.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":55,"open_credit_lines":10,"total_credit_limit":110644,"total_credit_utilized":90481,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":25800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":19425,"term":36,"interest_rate":15.04,"installment":673.76,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18559.01,"paid_total":1331.29,"paid_principal":865.99,"paid_interest":465.3,"paid_late_fees":0} {"emp_title":"corpsman","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":84000,"verified_income":"Verified","debt_to_income":29.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":113121,"total_credit_utilized":86205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":21.45,"installment":303.26,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8193.71784,"paid_principal":8000,"paid_interest":193.72,"paid_late_fees":0} {"emp_title":"personal assistant ","emp_length":2,"state":"NH","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":16.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":39814,"total_credit_utilized":25131,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5825,"term":36,"interest_rate":10.91,"installment":190.46,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5267.45,"paid_total":758.31,"paid_principal":557.55,"paid_interest":200.76,"paid_late_fees":0} {"emp_title":"obedience trainer","emp_length":3,"state":"OR","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Not Verified","debt_to_income":32.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":43302,"total_credit_utilized":26443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1452.05,"paid_principal":1079.67,"paid_interest":372.38,"paid_late_fees":0} {"emp_title":"consultant","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":126000,"verified_income":"Source Verified","debt_to_income":25.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":19,"total_credit_limit":684549,"total_credit_utilized":162591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":90600,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28531.92,"paid_total":2686.09,"paid_principal":1468.08,"paid_interest":1218.01,"paid_late_fees":0} {"emp_title":"community spport","emp_length":1,"state":"MO","homeownership":"RENT","annual_income":55232,"verified_income":"Not Verified","debt_to_income":8.45,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":28200,"total_credit_utilized":14606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23200,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"ar receptist","emp_length":9,"state":"AL","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":2.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":8100,"total_credit_utilized":2258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":67,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2800,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.92,"installment":64.46,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2020.81238,"paid_principal":2000,"paid_interest":20.81,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":12.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":69462,"total_credit_utilized":39949,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":59700,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22098.96,"paid_total":3702.97,"paid_principal":2901.04,"paid_interest":801.93,"paid_late_fees":0} {"emp_title":"photographer","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":8.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":26100,"total_credit_utilized":12388,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":13.59,"installment":489.3,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12731.53,"paid_total":2435.63,"paid_principal":1668.47,"paid_interest":767.16,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"WI","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":52853,"total_credit_utilized":29489,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26200,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":15.05,"installment":416.28,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6112.89,"paid_total":6561.33,"paid_principal":5887.11,"paid_interest":674.22,"paid_late_fees":0} {"emp_title":"caregiver","emp_length":10,"state":"WA","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":24.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":38832,"total_credit_utilized":22277,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3600,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":19.42,"installment":73.74,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2003.42864,"paid_principal":2000,"paid_interest":3.43,"paid_late_fees":0} {"emp_title":"mechanical engineer","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Verified","debt_to_income":30.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":168416,"total_credit_utilized":98658,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":51600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":10.9,"installment":1046.13,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29712.96,"paid_total":3119.01,"paid_principal":2287.04,"paid_interest":831.97,"paid_late_fees":0} {"emp_title":"counselor","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":95900,"total_credit_utilized":26255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":88500,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8650,"term":36,"interest_rate":6.08,"installment":263.47,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7540.6,"paid_total":1311.51,"paid_principal":1109.4,"paid_interest":202.11,"paid_late_fees":0} {"emp_title":"courier","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":53000,"verified_income":"Source Verified","debt_to_income":22.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":45200,"total_credit_utilized":26375,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":721,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13200,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":17.09,"installment":785.35,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":22863.49464,"paid_principal":22000,"paid_interest":863.49,"paid_late_fees":0} {"emp_title":"armed guard","emp_length":8,"state":"NJ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":15.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":362800,"total_credit_utilized":90822,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.44,"installment":1152.18,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32482.85,"paid_total":4589.84,"paid_principal":3517.15,"paid_interest":1072.69,"paid_late_fees":0} {"emp_title":"iwtf operator ","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":20.18,"annual_income_joint":116000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.25,"delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":148448,"total_credit_utilized":37009,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27700,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":16.01,"installment":778.35,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31292.48,"paid_total":1528.24,"paid_principal":707.52,"paid_interest":820.72,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":5.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":22,"total_credit_limit":281991,"total_credit_utilized":11122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":76200,"num_total_cc_accounts":33,"num_open_cc_accounts":21,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.07,"installment":274.09,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8310.83,"paid_total":819.23,"paid_principal":689.17,"paid_interest":130.06,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":59000,"verified_income":"Source Verified","debt_to_income":4.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":8,"total_credit_limit":25100,"total_credit_utilized":8322,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3400,"num_total_cc_accounts":24,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":80.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20530.54244,"paid_principal":20000,"paid_interest":530.54,"paid_late_fees":0} {"emp_title":"ct tech","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":60648,"total_credit_utilized":40850,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":25.82,"installment":298.34,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9565.85,"paid_total":1477.36,"paid_principal":434.15,"paid_interest":1043.21,"paid_late_fees":0} {"emp_title":"comptroller","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":99000,"verified_income":"Source Verified","debt_to_income":2.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":43579,"total_credit_utilized":6167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25300,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.43,"installment":209.68,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9603.61,"paid_total":618.56,"paid_principal":396.39,"paid_interest":222.17,"paid_late_fees":0} {"emp_title":"professional driver","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":81000,"verified_income":"Source Verified","debt_to_income":29.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":20,"total_credit_limit":95001,"total_credit_utilized":47102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12300,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":25.81,"installment":596.57,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19489.98,"paid_total":1732.35,"paid_principal":510.02,"paid_interest":1222.33,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Not Verified","debt_to_income":19.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1970,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":20302,"total_credit_utilized":9099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":225,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8200,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4700,"term":36,"interest_rate":6.08,"installment":143.16,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4218.97,"paid_total":571.05,"paid_principal":481.03,"paid_interest":90.02,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":8,"state":"NV","homeownership":"MORTGAGE","annual_income":68095,"verified_income":"Verified","debt_to_income":2.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":325900,"total_credit_utilized":5421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":89100,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":35175,"term":60,"interest_rate":9.44,"installment":737.71,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32833.45,"paid_total":3642.43,"paid_principal":2341.55,"paid_interest":1300.88,"paid_late_fees":0} {"emp_title":"risk manager","emp_length":3,"state":"AK","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":42.52,"annual_income_joint":139000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.7,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":14,"total_credit_limit":414662,"total_credit_utilized":160925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":84400,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26217.04,"paid_total":4631.15,"paid_principal":3782.96,"paid_interest":848.19,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":3.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":2,"total_credit_limit":154100,"total_credit_utilized":4561,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4600,"num_total_cc_accounts":10,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9445.3,"paid_total":884.37,"paid_principal":554.7,"paid_interest":329.67,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":24000,"verified_income":"Not Verified","debt_to_income":63.7,"annual_income_joint":146000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.22,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":82563,"total_credit_utilized":63852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":17.47,"installment":861.29,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22968.77,"paid_total":1675.99,"paid_principal":1031.23,"paid_interest":644.76,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":54032,"verified_income":"Not Verified","debt_to_income":30.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1967,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":37384,"total_credit_utilized":36517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":20,"installment":92.91,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2235.1,"paid_total":457.61,"paid_principal":264.9,"paid_interest":192.71,"paid_late_fees":0} {"emp_title":"table games dealer","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":14.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":52982,"total_credit_utilized":25114,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.92,"installment":254.5,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11530.24,"paid_total":756.89,"paid_principal":469.76,"paid_interest":287.13,"paid_late_fees":0} {"emp_title":"information tech specialist 4","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Verified","debt_to_income":17.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":11,"total_credit_limit":554759,"total_credit_utilized":65650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21300,"num_total_cc_accounts":22,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9775,"term":36,"interest_rate":5.31,"installment":294.33,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9018.44,"paid_total":880.11,"paid_principal":756.56,"paid_interest":123.55,"paid_late_fees":0} {"emp_title":"operations supervisor","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":193000,"verified_income":"Not Verified","debt_to_income":14.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":8,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":359437,"total_credit_utilized":115437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.04,"installment":277.48,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7643.35,"paid_total":541.59,"paid_principal":356.65,"paid_interest":184.94,"paid_late_fees":0} {"emp_title":"assistant director of financial aid","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":19.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":44439,"total_credit_utilized":23076,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14600,"num_total_cc_accounts":30,"num_open_cc_accounts":18,"num_cc_carrying_balance":16,"num_mort_accounts":1,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":19.03,"installment":285.53,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10544.96,"paid_total":1130.49,"paid_principal":455.04,"paid_interest":675.45,"paid_late_fees":0} {"emp_title":"probation officer","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Verified","debt_to_income":41.1,"annual_income_joint":120000,"verification_income_joint":"Verified","debt_to_income_joint":26.37,"delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1997,"inquiries_last_12m":7,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":134368,"total_credit_utilized":102351,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5600,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19128.86,"paid_total":1973.09,"paid_principal":871.14,"paid_interest":1101.95,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":24.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":20,"total_credit_limit":61150,"total_credit_utilized":44209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":330,"current_installment_accounts":11,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18770.12,"paid_total":2220.89,"paid_principal":1229.88,"paid_interest":991.01,"paid_late_fees":0} {"emp_title":"claims rep","emp_length":4,"state":"NC","homeownership":"RENT","annual_income":63938,"verified_income":"Source Verified","debt_to_income":27.89,"annual_income_joint":136610,"verification_income_joint":"Source Verified","debt_to_income_joint":18.93,"delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":105770,"total_credit_utilized":86734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27000,"term":60,"interest_rate":16.02,"installment":656.88,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25790.32,"paid_total":2603.49,"paid_principal":1209.68,"paid_interest":1393.81,"paid_late_fees":0} {"emp_title":"finance director","emp_length":8,"state":"IN","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":12.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":34855,"total_credit_utilized":20672,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":10.41,"installment":64.93,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1856.02,"paid_total":193.63,"paid_principal":143.98,"paid_interest":49.65,"paid_late_fees":0} {"emp_title":"logistics lead","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":9.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":31840,"total_credit_utilized":18847,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.44,"installment":96.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2632.16,"paid_total":478.53,"paid_principal":367.84,"paid_interest":110.69,"paid_late_fees":0} {"emp_title":"police officer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":75696,"verified_income":"Source Verified","debt_to_income":18.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":53018,"total_credit_utilized":34201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18156.66,"paid_total":2703.22,"paid_principal":1843.34,"paid_interest":859.88,"paid_late_fees":0} {"emp_title":"city driver","emp_length":1,"state":"PA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":57816,"total_credit_utilized":28263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":10.41,"installment":178.54,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5104.1,"paid_total":532.44,"paid_principal":395.9,"paid_interest":136.54,"paid_late_fees":0} {"emp_title":"head of customer success","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Not Verified","debt_to_income":7.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":391554,"total_credit_utilized":33025,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":38200,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":5.31,"installment":418.3,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21032.88,"paid_total":1248.41,"paid_principal":967.12,"paid_interest":281.29,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":34.59,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":223793,"total_credit_utilized":21747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19800,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":7.97,"installment":263.11,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7349.54,"paid_total":1311.83,"paid_principal":1050.46,"paid_interest":261.37,"paid_late_fees":0} {"emp_title":"assistant principal","emp_length":5,"state":"ME","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Not Verified","debt_to_income":15.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":257770,"total_credit_utilized":50267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17500,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":6.72,"installment":169.13,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4800.56,"paid_total":841.54,"paid_principal":699.44,"paid_interest":142.1,"paid_late_fees":0} {"emp_title":"concrete specialist/welder","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":104000,"verified_income":"Source Verified","debt_to_income":11.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":43619,"total_credit_utilized":30147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17698.3,"paid_total":3406.01,"paid_principal":2301.7,"paid_interest":1104.31,"paid_late_fees":0} {"emp_title":"sr project manager","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":97500,"verified_income":"Source Verified","debt_to_income":16.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":93071,"total_credit_utilized":54128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22000,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13262,"paid_total":2525.8,"paid_principal":1738,"paid_interest":787.8,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":102947,"verified_income":"Source Verified","debt_to_income":17.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":47,"open_credit_lines":28,"total_credit_limit":140700,"total_credit_utilized":116934,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":10.91,"installment":1046.28,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28153.97,"paid_total":5212,"paid_principal":3846.03,"paid_interest":1365.97,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":7,"state":"GA","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Verified","debt_to_income":28.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":18,"total_credit_limit":472292,"total_credit_utilized":176525,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14000,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":10.9,"installment":274.61,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7799.65,"paid_total":818.74,"paid_principal":600.35,"paid_interest":218.39,"paid_late_fees":0} {"emp_title":"co-owner","emp_length":4,"state":"AZ","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":28.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":27804,"total_credit_utilized":20161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9084.7,"paid_total":1349.12,"paid_principal":915.3,"paid_interest":433.82,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":7,"state":"NJ","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":25.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":404541,"total_credit_utilized":83358,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":56000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24500,"term":36,"interest_rate":12.62,"installment":821.03,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22210.71,"paid_total":3266.94,"paid_principal":2289.29,"paid_interest":977.65,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":14000,"verified_income":"Verified","debt_to_income":15.27,"annual_income_joint":49000,"verification_income_joint":"Verified","debt_to_income_joint":36.32,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":29949,"total_credit_utilized":16448,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6900,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":20,"installment":222.99,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5495.6,"paid_total":878.63,"paid_principal":504.4,"paid_interest":374.23,"paid_late_fees":0} {"emp_title":"business consultant","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":19.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":12,"total_credit_limit":93237,"total_credit_utilized":36227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24200,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.08,"installment":548.25,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15691.48,"paid_total":2735.17,"paid_principal":2308.52,"paid_interest":426.65,"paid_late_fees":0} {"emp_title":"director of operations ","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":6.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":164906,"total_credit_utilized":5698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3800,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2050,"term":36,"interest_rate":6.08,"installment":62.44,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1787.08,"paid_total":310.82,"paid_principal":262.92,"paid_interest":47.9,"paid_late_fees":0} {"emp_title":"media technician","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":9.82,"annual_income_joint":86000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.67,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":26200,"total_credit_utilized":21494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":9.93,"installment":678.81,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30323.29,"paid_total":2697.59,"paid_principal":1676.71,"paid_interest":1020.88,"paid_late_fees":0} {"emp_title":"janitor ","emp_length":8,"state":"MO","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":15.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":190221,"total_credit_utilized":19677,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":955,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":9.44,"installment":115.22,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3158.61,"paid_total":574.21,"paid_principal":441.39,"paid_interest":132.82,"paid_late_fees":0} {"emp_title":"assistant principal","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":104465,"verified_income":"Not Verified","debt_to_income":25.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":19,"total_credit_limit":456307,"total_credit_utilized":130818,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26100,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18509.07,"paid_total":1870.24,"paid_principal":1490.93,"paid_interest":379.31,"paid_late_fees":0} {"emp_title":"clinical nurse","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":10.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":73599,"total_credit_utilized":43865,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":56,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":23,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4514.8,"paid_total":641.96,"paid_principal":485.2,"paid_interest":156.76,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":258240,"verified_income":"Verified","debt_to_income":1.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":30300,"total_credit_utilized":7060,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18300,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.63,"paid_total":679.19,"paid_principal":471.37,"paid_interest":207.82,"paid_late_fees":0} {"emp_title":"manager financial analysis & planning","emp_length":8,"state":"MN","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Not Verified","debt_to_income":29.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":386944,"total_credit_utilized":113313,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39100,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14452.23,"paid_total":1004.42,"paid_principal":547.77,"paid_interest":456.65,"paid_late_fees":0} {"emp_title":"route representative ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":17.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":63800,"total_credit_utilized":24423,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13448.8,"paid_total":1809.14,"paid_principal":1551.2,"paid_interest":257.94,"paid_late_fees":0} {"emp_title":"hris/payroll specialist","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":24.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1998,"inquiries_last_12m":8,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":202231,"total_credit_utilized":67044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8800,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":25.81,"installment":596.57,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19489.98,"paid_total":1732.35,"paid_principal":510.02,"paid_interest":1222.33,"paid_late_fees":0} {"emp_title":"civil engineer","emp_length":5,"state":"WA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":26.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":405181,"total_credit_utilized":70796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":59800,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19236.53,"paid_total":1289.47,"paid_principal":763.47,"paid_interest":526,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":126402,"verified_income":"Verified","debt_to_income":5.87,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":17,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":59957,"total_credit_utilized":55418,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":52.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29234.98,"paid_total":2641.53,"paid_principal":765.02,"paid_interest":1876.51,"paid_late_fees":0} {"emp_title":"office associate","emp_length":4,"state":"NE","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":2.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":153590,"total_credit_utilized":2274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":45000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.8,"paid_total":1802.49,"paid_principal":1551.2,"paid_interest":251.29,"paid_late_fees":0} {"emp_title":"chemical","emp_length":9,"state":"AL","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Verified","debt_to_income":36.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":11,"total_credit_limit":224749,"total_credit_utilized":72944,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13944.54,"paid_total":1474.27,"paid_principal":1055.46,"paid_interest":418.81,"paid_late_fees":0} {"emp_title":"district manager","emp_length":5,"state":"WI","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":25.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":9,"total_credit_lines":31,"open_credit_lines":8,"total_credit_limit":86705,"total_credit_utilized":70249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18600,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":21.85,"installment":440.54,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15698.87,"paid_total":861.66,"paid_principal":301.13,"paid_interest":560.53,"paid_late_fees":0} {"emp_title":"clerical","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":36610,"verified_income":"Not Verified","debt_to_income":13.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":105289,"total_credit_utilized":17742,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":88600,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4289.56,"paid_total":748.17,"paid_principal":710.44,"paid_interest":37.73,"paid_late_fees":0} {"emp_title":"lead network engineer","emp_length":0,"state":"GA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":12.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":328011,"total_credit_utilized":55853,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18550.41,"paid_total":1922.78,"paid_principal":1449.59,"paid_interest":473.19,"paid_late_fees":0} {"emp_title":"principal","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":294000,"verified_income":"Not Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1992,"inquiries_last_12m":5,"total_credit_lines":40,"open_credit_lines":19,"total_credit_limit":790483,"total_credit_utilized":148546,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":185100,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":31075,"term":60,"interest_rate":10.9,"installment":674.1,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29888.78,"paid_total":2003.48,"paid_principal":1186.22,"paid_interest":817.26,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":15000,"verified_income":"Source Verified","debt_to_income":6.4,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":4500,"total_credit_utilized":359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":20.39,"installment":156.93,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3938.92,"paid_total":466.03,"paid_principal":261.08,"paid_interest":204.95,"paid_late_fees":0} {"emp_title":"cpms operations administrator","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":23.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":75717,"total_credit_utilized":51660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22300,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.9,"installment":653.83,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17965.56,"paid_total":2549.38,"paid_principal":2034.44,"paid_interest":514.94,"paid_late_fees":0} {"emp_title":"automotive technician","emp_length":0,"state":"MD","homeownership":"MORTGAGE","annual_income":123000,"verified_income":"Not Verified","debt_to_income":19.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2010,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":429984,"total_credit_utilized":89575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":14.08,"installment":855.42,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22711.77,"paid_total":3402.12,"paid_principal":2288.23,"paid_interest":1113.89,"paid_late_fees":0} {"emp_title":"baker","emp_length":10,"state":"WA","homeownership":"OWN","annual_income":56000,"verified_income":"Verified","debt_to_income":8.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":21955,"total_credit_utilized":12719,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":21.85,"installment":495.61,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17487.19,"paid_total":1464.98,"paid_principal":512.81,"paid_interest":952.17,"paid_late_fees":0} {"emp_title":"foreman ","emp_length":6,"state":"IN","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":6.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":14,"total_credit_lines":37,"open_credit_lines":9,"total_credit_limit":36469,"total_credit_utilized":26849,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":25,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.58,"installment":276.62,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11716.77,"paid_total":535.13,"paid_principal":283.23,"paid_interest":251.9,"paid_late_fees":0} {"emp_title":"automotive vertical manager","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":180000,"verified_income":"Source Verified","debt_to_income":20.55,"annual_income_joint":194000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.53,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":137762,"total_credit_utilized":97532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":11.99,"installment":1162.34,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30854.83,"paid_total":5753.42,"paid_principal":4145.17,"paid_interest":1608.25,"paid_late_fees":0} {"emp_title":"him specialist","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":83000,"verified_income":"Not Verified","debt_to_income":20.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2001,"inquiries_last_12m":8,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":82595,"total_credit_utilized":50499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25200,"num_total_cc_accounts":25,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17596.2,"paid_total":3269.66,"paid_principal":2403.8,"paid_interest":865.86,"paid_late_fees":0} {"emp_title":"senior dpo","emp_length":4,"state":"SC","homeownership":"OWN","annual_income":120000,"verified_income":"Source Verified","debt_to_income":16.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":6,"total_credit_limit":306663,"total_credit_utilized":46361,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":45000,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":96.6,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.72,"installment":922.48,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26185.11,"paid_total":4601.2,"paid_principal":3814.89,"paid_interest":786.31,"paid_late_fees":0} {"emp_title":"associate","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":5.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":25200,"total_credit_utilized":14285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20100,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":19.03,"installment":458.39,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11157.27,"paid_total":2166.41,"paid_principal":1342.73,"paid_interest":823.68,"paid_late_fees":0} {"emp_title":"pharmacy technician ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":124000,"verified_income":"Source Verified","debt_to_income":12.42,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":1976,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":63791,"total_credit_utilized":44081,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":18.45,"installment":1018.6,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26208.43,"paid_total":3027.1,"paid_principal":1791.57,"paid_interest":1235.53,"paid_late_fees":0} {"emp_title":"electrical bench tester - lead","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":82000,"verified_income":"Source Verified","debt_to_income":19.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":95028,"total_credit_utilized":62262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":694,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21800,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14427.41,"paid_total":958,"paid_principal":572.59,"paid_interest":385.41,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":260000,"verified_income":"Verified","debt_to_income":0.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":1098355,"total_credit_utilized":9992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":64500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38414.48,"paid_total":2495.17,"paid_principal":1585.52,"paid_interest":909.65,"paid_late_fees":0} {"emp_title":"laborer","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Verified","debt_to_income":16.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":189882,"total_credit_utilized":39694,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":481,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":7.97,"installment":140.96,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4051.26,"paid_total":561.85,"paid_principal":448.74,"paid_interest":113.11,"paid_late_fees":0} {"emp_title":"salesman","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":19.83,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":386797,"total_credit_utilized":39837,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38500,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4369.5,"paid_total":782.08,"paid_principal":630.5,"paid_interest":151.58,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":166000,"verified_income":"Source Verified","debt_to_income":6.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":378250,"total_credit_utilized":12197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27950,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":73,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.34,"installment":930.99,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27743.79,"paid_total":2780.74,"paid_principal":2256.21,"paid_interest":524.53,"paid_late_fees":0} {"emp_title":"terminal analyst","emp_length":2,"state":"NE","homeownership":"OWN","annual_income":57000,"verified_income":"Source Verified","debt_to_income":4.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":9,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":37076,"total_credit_utilized":22018,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":121,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18400,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9522.22,"paid_total":637.65,"paid_principal":477.78,"paid_interest":159.87,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":6.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":35100,"total_credit_utilized":9905,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":23300,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":962.26,"paid_principal":719.79,"paid_interest":242.47,"paid_late_fees":0} {"emp_title":"prem tech","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":13.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":6,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":186396,"total_credit_utilized":37409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.11,"paid_total":1286.87,"paid_principal":963.89,"paid_interest":322.98,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":2.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2011,"inquiries_last_12m":6,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":13100,"total_credit_utilized":2718,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":11400,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.41,"installment":162.31,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4518.03,"paid_total":643.46,"paid_principal":481.97,"paid_interest":161.49,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":18.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":473054,"total_credit_utilized":128051,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60500,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.96,"installment":751.63,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21606.59,"paid_total":2924.77,"paid_principal":2393.41,"paid_interest":531.36,"paid_late_fees":0} {"emp_title":"sr application analyst","emp_length":6,"state":"NV","homeownership":"RENT","annual_income":77000,"verified_income":"Not Verified","debt_to_income":16.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":63906,"total_credit_utilized":27354,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15900,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":24.85,"installment":819.38,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":28770.62969,"paid_principal":28000,"paid_interest":770.63,"paid_late_fees":0} {"emp_title":"technical sales engineer","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":29.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":23,"total_credit_limit":609840,"total_credit_utilized":92291,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":146670,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.9,"installment":759.25,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33210.47,"paid_total":3015.81,"paid_principal":1789.53,"paid_interest":1226.28,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":25465,"verified_income":"Not Verified","debt_to_income":15.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":11,"total_credit_limit":31500,"total_credit_utilized":7692,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8400,"num_total_cc_accounts":33,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7600,"term":36,"interest_rate":9.43,"installment":243.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7045.2,"paid_total":721.67,"paid_principal":554.8,"paid_interest":166.87,"paid_late_fees":0} {"emp_title":"database administrator","emp_length":9,"state":"PA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":22.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":8,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":296356,"total_credit_utilized":68000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.42,"installment":418.76,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16902.36705,"paid_principal":16000,"paid_interest":902.37,"paid_late_fees":0} {"emp_title":"senior bookkeeper","emp_length":4,"state":"WV","homeownership":"OWN","annual_income":47418,"verified_income":"Source Verified","debt_to_income":14.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":62536,"total_credit_utilized":14552,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":554,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3400,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":11.99,"installment":79.71,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2115.72,"paid_total":386.56,"paid_principal":284.28,"paid_interest":102.28,"paid_late_fees":0} {"emp_title":"highway trasportation specialist ii","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":125000,"verified_income":"Source Verified","debt_to_income":8.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":102209,"total_credit_utilized":22784,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":77000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":9.43,"installment":1152.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33372.13,"paid_total":3437.17,"paid_principal":2627.87,"paid_interest":809.3,"paid_late_fees":0} {"emp_title":"senior manager-hub","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":230000,"verified_income":"Not Verified","debt_to_income":12.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":190012,"total_credit_utilized":96159,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":93100,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":7.35,"installment":1117.35,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32379.5,"paid_total":4528.37,"paid_principal":3620.5,"paid_interest":907.87,"paid_late_fees":0} {"emp_title":"retail fin ancial specialist","emp_length":3,"state":"MN","homeownership":"OWN","annual_income":34800,"verified_income":"Verified","debt_to_income":5.52,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":16700,"total_credit_utilized":3410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28531.92,"paid_total":2665.05,"paid_principal":1468.08,"paid_interest":1196.97,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":7,"state":"MA","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":241696,"total_credit_utilized":19028,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27800,"num_total_cc_accounts":28,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9500.14,"paid_total":622.7,"paid_principal":499.86,"paid_interest":122.84,"paid_late_fees":0} {"emp_title":"court administrator iii","emp_length":10,"state":"NM","homeownership":"OWN","annual_income":77000,"verified_income":"Source Verified","debt_to_income":25.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":107053,"total_credit_utilized":83912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":17.09,"installment":446.22,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11120.26,"paid_total":2207.36,"paid_principal":1379.74,"paid_interest":827.62,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":8.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":689564,"total_credit_utilized":37086,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":259,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":15.04,"installment":523.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21246.28,"paid_total":1553.17,"paid_principal":753.72,"paid_interest":799.45,"paid_late_fees":0} {"emp_title":"lab assistant ii","emp_length":3,"state":"NV","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":56.16,"annual_income_joint":108000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.44,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":135979,"total_credit_utilized":101072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":110,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22300,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":21.45,"installment":873.83,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30435.92,"paid_total":4331.02,"paid_principal":1564.08,"paid_interest":2766.94,"paid_late_fees":0} {"emp_title":"director","emp_length":8,"state":"FL","homeownership":"OWN","annual_income":83000,"verified_income":"Not Verified","debt_to_income":0.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":5500,"total_credit_utilized":129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10261.30186,"paid_principal":10000,"paid_interest":261.3,"paid_late_fees":0} {"emp_title":"pharmacy technician","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":23000,"verified_income":"Not Verified","debt_to_income":20.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":100075,"total_credit_utilized":34302,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":14.08,"installment":123.18,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3185.69,"paid_total":613.08,"paid_principal":414.31,"paid_interest":198.77,"paid_late_fees":0} {"emp_title":"detective ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Not Verified","debt_to_income":12.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":86742,"total_credit_utilized":50870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":69.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27625,"term":60,"interest_rate":17.47,"installment":693.56,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26738.05,"paid_total":2053.87,"paid_principal":886.95,"paid_interest":1166.92,"paid_late_fees":0} {"emp_title":"script supervisor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":3,"total_credit_limit":26400,"total_credit_utilized":21513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":76,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26400,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.43,"installment":512.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14832.04,"paid_total":1527.65,"paid_principal":1167.96,"paid_interest":359.69,"paid_late_fees":0} {"emp_title":"laser technician 2","emp_length":5,"state":"MO","homeownership":"OWN","annual_income":68000,"verified_income":"Source Verified","debt_to_income":19.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2009,"inquiries_last_12m":7,"total_credit_lines":43,"open_credit_lines":29,"total_credit_limit":309164,"total_credit_utilized":102765,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":16,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":41400,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":95.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.43,"installment":512.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14832.04,"paid_total":1519.27,"paid_principal":1167.96,"paid_interest":351.31,"paid_late_fees":0} {"emp_title":"deputy sheriff","emp_length":3,"state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":13.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":30500,"total_credit_utilized":17649,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1557.29,"paid_principal":1250.57,"paid_interest":306.72,"paid_late_fees":0} {"emp_title":"sheriff deputy/bailiff","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Verified","debt_to_income":22.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":164140,"total_credit_utilized":17856,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15100,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10248.77929,"paid_principal":10000,"paid_interest":248.78,"paid_late_fees":0} {"emp_title":"acupuncturist","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":26.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":194751,"total_credit_utilized":202876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9312.56,"paid_total":1004.13,"paid_principal":687.44,"paid_interest":316.69,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":1.39,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1975,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":79700,"total_credit_utilized":719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":12.62,"installment":83.78,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2325.72,"paid_total":249.63,"paid_principal":174.28,"paid_interest":75.35,"paid_late_fees":0} {"emp_title":"longshoreman","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":37.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":331843,"total_credit_utilized":127331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":68200,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":12.62,"installment":804.27,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21182,"paid_total":3987.7,"paid_principal":2818,"paid_interest":1169.7,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":25000,"verified_income":"Verified","debt_to_income":26.5,"annual_income_joint":55000,"verification_income_joint":"Verified","debt_to_income_joint":13.03,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":35100,"total_credit_utilized":16957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":227,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6650,"term":36,"interest_rate":22.91,"installment":257.11,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6114.29,"paid_total":1065.63,"paid_principal":535.71,"paid_interest":529.92,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"MT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":20.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":295100,"total_credit_utilized":56938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":70500,"num_total_cc_accounts":25,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.07,"installment":466.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19297.02,"paid_total":1382.67,"paid_principal":702.98,"paid_interest":679.69,"paid_late_fees":0} {"emp_title":"security officer","emp_length":10,"state":"NM","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":27.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":122598,"total_credit_utilized":26898,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"ad ops manager","emp_length":5,"state":"MI","homeownership":"OWN","annual_income":42000,"verified_income":"Source Verified","debt_to_income":29.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":75762,"total_credit_utilized":37382,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":14.07,"installment":326.27,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13673.86,"paid_total":641.6,"paid_principal":326.14,"paid_interest":315.46,"paid_late_fees":0} {"emp_title":"sr electrical engineer","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":107000,"verified_income":"Not Verified","debt_to_income":26.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":158587,"total_credit_utilized":69209,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":104200,"num_total_cc_accounts":26,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.72,"installment":491.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14376.87,"paid_total":1994.84,"paid_principal":1623.13,"paid_interest":371.71,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":17.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":509898,"total_credit_utilized":71078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":50800,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.22,"paid_total":799.16,"paid_principal":571.78,"paid_interest":227.38,"paid_late_fees":0} {"emp_title":"assistant prosecutor","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":32.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":93333,"total_credit_utilized":64769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42600,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":11.99,"installment":132.84,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3622.9,"paid_total":528.7,"paid_principal":377.1,"paid_interest":151.6,"paid_late_fees":0} {"emp_title":"quality","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Source Verified","debt_to_income":27.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":168798,"total_credit_utilized":30399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":97600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19236.53,"paid_total":1289.47,"paid_principal":763.47,"paid_interest":526,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":57911,"total_credit_utilized":31093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":901,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7218.56,"paid_total":1030.46,"paid_principal":781.44,"paid_interest":249.02,"paid_late_fees":0} {"emp_title":"assistant manager ","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":5.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":87777,"total_credit_utilized":18176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":57000,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14227.72,"paid_total":923.24,"paid_principal":772.28,"paid_interest":150.96,"paid_late_fees":0} {"emp_title":"deputy clerk","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":34964,"verified_income":"Source Verified","debt_to_income":38.07,"annual_income_joint":77812,"verification_income_joint":"Not Verified","debt_to_income_joint":21.67,"delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":19,"total_credit_limit":188064,"total_credit_utilized":51129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57000,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.62,"paid_total":672.53,"paid_principal":471.38,"paid_interest":201.15,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":13.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":74029,"total_credit_utilized":7134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50800,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":6.08,"installment":97.47,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2872.49,"paid_total":385.56,"paid_principal":327.51,"paid_interest":58.05,"paid_late_fees":0} {"emp_title":"it","emp_length":8,"state":"MA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":19.44,"annual_income_joint":175000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.67,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":439969,"total_credit_utilized":66449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":115300,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26114.83,"paid_total":4508.38,"paid_principal":3885.17,"paid_interest":623.21,"paid_late_fees":0} {"emp_title":"field service engineer","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":23.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":21,"total_credit_limit":47400,"total_credit_utilized":20558,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24600,"num_total_cc_accounts":33,"num_open_cc_accounts":21,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":16.02,"installment":583.89,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22646.9,"paid_total":2876.73,"paid_principal":1353.1,"paid_interest":1523.63,"paid_late_fees":0} {"emp_title":"rn","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":24.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":38997,"total_credit_utilized":23684,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4548.63,"paid_total":689.62,"paid_principal":451.37,"paid_interest":238.25,"paid_late_fees":0} {"emp_title":"safety engineer","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":98000,"verified_income":"Not Verified","debt_to_income":30.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":120477,"total_credit_utilized":89347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20.39,"installment":373.63,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9378.42,"paid_total":1098.23,"paid_principal":621.58,"paid_interest":476.65,"paid_late_fees":0} {"emp_title":"priest","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":127200,"verified_income":"Not Verified","debt_to_income":7.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":293638,"total_credit_utilized":22845,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":600,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":765.02,"paid_principal":635.83,"paid_interest":129.19,"paid_late_fees":0} {"emp_title":"coder","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":25.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":48107,"total_credit_utilized":25689,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":8051,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":15.05,"installment":450.97,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11826.43,"paid_total":1824.17,"paid_principal":1173.57,"paid_interest":650.6,"paid_late_fees":0} {"emp_title":"senior account manager","emp_length":2,"state":"DE","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":27.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":99894,"total_credit_utilized":36950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47800,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18952.04,"paid_total":1686.01,"paid_principal":1047.96,"paid_interest":638.05,"paid_late_fees":0} {"emp_title":"operator ","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":186349,"total_credit_utilized":25778,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6600,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14427.41,"paid_total":967.09,"paid_principal":572.59,"paid_interest":394.5,"paid_late_fees":0} {"emp_title":"founder","emp_length":0,"state":"IL","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":14.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":26200,"total_credit_utilized":9635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":9.93,"installment":177.29,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4966.31,"paid_total":703.09,"paid_principal":533.69,"paid_interest":169.4,"paid_late_fees":0} {"emp_title":"manager, workforce optimization","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":7.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":337370,"total_credit_utilized":26298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":2972,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":6.72,"installment":221.4,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6284.4,"paid_total":1104.31,"paid_principal":915.6,"paid_interest":188.71,"paid_late_fees":0} {"emp_title":"lead teller ops specialist ","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":24.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":42470,"total_credit_utilized":38862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.45,"installment":363.79,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9360.14,"paid_total":1126.28,"paid_principal":639.86,"paid_interest":486.42,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"MA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":13.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":181092,"total_credit_utilized":21211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12000,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":26.77,"installment":455.98,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14754.58,"paid_total":911.96,"paid_principal":245.42,"paid_interest":666.54,"paid_late_fees":0} {"emp_title":"insurance & claims manager","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":96152,"verified_income":"Not Verified","debt_to_income":8.69,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":171200,"total_credit_utilized":24400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":26900,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":18.06,"installment":217.1,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5346.63,"paid_total":1079.48,"paid_principal":653.37,"paid_interest":426.11,"paid_late_fees":0} {"emp_title":"field supervisor","emp_length":4,"state":"KY","homeownership":"MORTGAGE","annual_income":72197.95,"verified_income":"Not Verified","debt_to_income":15.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":94843,"total_credit_utilized":17389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8600,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21600,"term":36,"interest_rate":6.07,"installment":657.8,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19946.04,"paid_total":1966.12,"paid_principal":1653.96,"paid_interest":312.16,"paid_late_fees":0} {"emp_title":"license banker","emp_length":8,"state":"NV","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":11.33,"annual_income_joint":65000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.56,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":263542,"total_credit_utilized":13761,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":107,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9648.61,"paid_total":691.48,"paid_principal":351.39,"paid_interest":340.09,"paid_late_fees":0} {"emp_title":"hvac teck","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Not Verified","debt_to_income":19.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":275683,"total_credit_utilized":37009,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17700,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":7.34,"installment":139.65,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4161.56,"paid_total":417.11,"paid_principal":338.44,"paid_interest":78.67,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":18.68,"annual_income_joint":70000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.64,"delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":35181,"total_credit_utilized":16773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9634.82,"paid_total":662.61,"paid_principal":365.18,"paid_interest":297.43,"paid_late_fees":0} {"emp_title":"security officer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":12.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":41889,"total_credit_utilized":34655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":9.92,"installment":270.73,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7791.12,"paid_total":807.56,"paid_principal":608.88,"paid_interest":198.68,"paid_late_fees":0} {"emp_title":"manager, product management","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":225000,"verified_income":"Verified","debt_to_income":17.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":18,"total_credit_limit":194499,"total_credit_utilized":91275,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":10837,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":82300,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.09,"installment":1070.93,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27369.75,"paid_total":4095.5,"paid_principal":2630.25,"paid_interest":1465.25,"paid_late_fees":0} {"emp_title":"bio sci tech","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":47000,"verified_income":"Source Verified","debt_to_income":15.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":42867,"total_credit_utilized":21629,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4620.57,"paid_total":459.33,"paid_principal":379.43,"paid_interest":79.9,"paid_late_fees":0} {"emp_title":"sr account manager","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":15.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":366277,"total_credit_utilized":29503,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33400,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13571.47,"paid_total":2930.61,"paid_principal":2428.53,"paid_interest":502.08,"paid_late_fees":0} {"emp_title":"battalion cheif","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Source Verified","debt_to_income":22.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":19,"total_credit_limit":578331,"total_credit_utilized":129226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38300,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":9.93,"installment":763.66,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34113.71,"paid_total":3014.92,"paid_principal":1886.29,"paid_interest":1128.63,"paid_late_fees":0} {"emp_title":"maintenance supervisor","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":15.37,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":37932,"total_credit_utilized":11024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11097.5,"paid_total":1117.2,"paid_principal":902.5,"paid_interest":214.7,"paid_late_fees":0} {"emp_title":"hr/payroll director","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":18.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":22,"total_credit_limit":455171,"total_credit_utilized":113363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31200,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":16.01,"installment":851.32,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33831.46,"paid_total":2522.83,"paid_principal":1168.54,"paid_interest":1354.29,"paid_late_fees":0} {"emp_title":"analyst","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":24.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1990,"inquiries_last_12m":6,"total_credit_lines":47,"open_credit_lines":22,"total_credit_limit":432703,"total_credit_utilized":71644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":33800,"num_total_cc_accounts":30,"num_open_cc_accounts":18,"num_cc_carrying_balance":12,"num_mort_accounts":5,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13108.5,"paid_total":2321.73,"paid_principal":1891.5,"paid_interest":430.23,"paid_late_fees":0} {"emp_title":"associate governmental program analyst","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":57506,"verified_income":"Source Verified","debt_to_income":27.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":74817,"total_credit_utilized":60528,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21900,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13700,"term":36,"interest_rate":9.92,"installment":441.55,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12706.94,"paid_total":1271.8,"paid_principal":993.06,"paid_interest":278.74,"paid_late_fees":0} {"emp_title":"bartender","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":14.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":286139,"total_credit_utilized":20712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33400,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":6.71,"installment":295.15,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8871.53,"paid_total":878.29,"paid_principal":728.47,"paid_interest":149.82,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"OH","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":29.07,"annual_income_joint":125000,"verification_income_joint":"","debt_to_income_joint":23.72,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":24,"total_credit_limit":245373,"total_credit_utilized":102325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":10.91,"installment":520.75,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22459.49,"paid_total":2698.3,"paid_principal":1540.51,"paid_interest":1157.79,"paid_late_fees":0} {"emp_title":"data entry","emp_length":10,"state":"KY","homeownership":"OWN","annual_income":35000,"verified_income":"Verified","debt_to_income":8.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":166600,"total_credit_utilized":7512,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9628.77,"paid_total":660.39,"paid_principal":371.23,"paid_interest":289.16,"paid_late_fees":0} {"emp_title":"lead pm line cook ","emp_length":5,"state":"MT","homeownership":"RENT","annual_income":43678,"verified_income":"Verified","debt_to_income":16.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":26621,"total_credit_utilized":20739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4900,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":19.03,"installment":916.78,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22868.68,"paid_total":3614.26,"paid_principal":2131.32,"paid_interest":1482.94,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"OR","homeownership":"OWN","annual_income":78000,"verified_income":"Source Verified","debt_to_income":12.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":41223,"total_credit_utilized":29333,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1402.23,"paid_principal":890.31,"paid_interest":511.92,"paid_late_fees":0} {"emp_title":"janitorial","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":17453,"verified_income":"Source Verified","debt_to_income":17.93,"annual_income_joint":64453,"verification_income_joint":"Source Verified","debt_to_income_joint":23.06,"delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":153108,"total_credit_utilized":3823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":62.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5500,"term":36,"interest_rate":9.92,"installment":177.27,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5235.3,"paid_total":351.51,"paid_principal":264.7,"paid_interest":86.81,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":7.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":12,"total_credit_limit":425502,"total_credit_utilized":21944,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":571,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":18500,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":0,"num_mort_accounts":5,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.34,"installment":232.75,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7535.80409,"paid_principal":7500,"paid_interest":35.8,"paid_late_fees":0} {"emp_title":"district manager ","emp_length":9,"state":"MN","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":19.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":53,"open_credit_lines":16,"total_credit_limit":489059,"total_credit_utilized":183699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55400,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37401.02,"paid_total":4267.74,"paid_principal":2598.98,"paid_interest":1668.76,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":14.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":101100,"total_credit_utilized":18484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":19.42,"installment":575.79,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":22755.26566,"paid_principal":22000,"paid_interest":755.27,"paid_late_fees":0} {"emp_title":"compliance supervisor","emp_length":0,"state":"NC","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":14.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":18,"total_credit_limit":50429,"total_credit_utilized":42778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6283.6,"paid_total":850.48,"paid_principal":716.4,"paid_interest":134.08,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":9.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":5,"total_credit_limit":156183,"total_credit_utilized":25389,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":40,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30200,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.92,"installment":515.68,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15230,"paid_total":1022.54,"paid_principal":770,"paid_interest":252.54,"paid_late_fees":0} {"emp_title":"it director","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":265200,"total_credit_utilized":33589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":10.91,"installment":564.14,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24670.98,"paid_total":2272.32,"paid_principal":1329.02,"paid_interest":943.3,"paid_late_fees":0} {"emp_title":"consultant","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":170000,"verified_income":"Source Verified","debt_to_income":12.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":68230,"total_credit_utilized":37549,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":13300,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":14.08,"installment":1094.93,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29071.1,"paid_total":4354.69,"paid_principal":2928.9,"paid_interest":1425.79,"paid_late_fees":0} {"emp_title":"secondary marketing/capital markets","emp_length":8,"state":"IN","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":9.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":86792,"total_credit_utilized":40603,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":6.71,"installment":230.59,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6930.87,"paid_total":688.97,"paid_principal":569.13,"paid_interest":119.84,"paid_late_fees":0} {"emp_title":"meat manager","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":17.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":235060,"total_credit_utilized":36799,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15300,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":7.35,"installment":148.98,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4317.27,"paid_total":591.02,"paid_principal":482.73,"paid_interest":108.29,"paid_late_fees":0} {"emp_title":"upholsterer ","emp_length":9,"state":"GA","homeownership":"RENT","annual_income":72000,"verified_income":"Source Verified","debt_to_income":2.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":4300,"total_credit_utilized":2672,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.06,"installment":254.27,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9465.3,"paid_total":1261.32,"paid_principal":534.7,"paid_interest":726.62,"paid_late_fees":0} {"emp_title":"readiness nco","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":25.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1996,"inquiries_last_12m":8,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":120649,"total_credit_utilized":78421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21100,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.58,"installment":135.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3631.27,"paid_total":537.56,"paid_principal":368.73,"paid_interest":168.83,"paid_late_fees":0} {"emp_title":"lead electrician ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":25.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":166049,"total_credit_utilized":44844,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.97,"installment":250.59,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7202.27,"paid_total":995.28,"paid_principal":797.73,"paid_interest":197.55,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"OK","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":20.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":265323,"total_credit_utilized":32704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30800,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.58,"installment":203.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5587.52,"paid_total":607.02,"paid_principal":412.48,"paid_interest":194.54,"paid_late_fees":0} {"emp_title":"beauty ambassador","emp_length":0,"state":"NV","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":95584,"total_credit_utilized":25128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":74800,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.39,"paid_total":1752.52,"paid_principal":994.61,"paid_interest":757.91,"paid_late_fees":0} {"emp_title":"associate","emp_length":2,"state":"OH","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":7.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":39878,"total_credit_utilized":13497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19600,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.97,"installment":250.59,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6999.51,"paid_total":1249.41,"paid_principal":1000.49,"paid_interest":248.92,"paid_late_fees":0} {"emp_title":"licence specialist in school psychology ","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Source Verified","debt_to_income":39.6,"annual_income_joint":136000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.04,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":457243,"total_credit_utilized":98700,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23727.01,"paid_total":1505.84,"paid_principal":1272.99,"paid_interest":232.85,"paid_late_fees":0} {"emp_title":"sales mgr","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":4.24,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1975,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":504652,"total_credit_utilized":11308,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":276,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8800,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":82.6,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.92,"installment":966.89,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27825.45,"paid_total":2884.14,"paid_principal":2174.55,"paid_interest":709.59,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":22.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":249129,"total_credit_utilized":46035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":45000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":742.56,"paid_total":4299.64,"paid_principal":4257.44,"paid_interest":42.2,"paid_late_fees":0} {"emp_title":"limousine driver","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":21.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":86414,"total_credit_utilized":43311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":14400,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":69.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12547.52,"paid_total":3321.21,"paid_principal":2452.48,"paid_interest":868.73,"paid_late_fees":0} {"emp_title":"management","emp_length":10,"state":"DC","homeownership":"MORTGAGE","annual_income":152000,"verified_income":"Verified","debt_to_income":4.36,"annual_income_joint":262854,"verification_income_joint":"Verified","debt_to_income_joint":8.19,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":560826,"total_credit_utilized":17408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":65300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":38328.35,"paid_total":2379.16,"paid_principal":1671.65,"paid_interest":707.51,"paid_late_fees":0} {"emp_title":"broadband tech","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Verified","debt_to_income":27.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":24,"total_credit_limit":443004,"total_credit_utilized":108215,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":192,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":51400,"num_total_cc_accounts":22,"num_open_cc_accounts":20,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":28428.1,"paid_total":2512.42,"paid_principal":1571.9,"paid_interest":940.52,"paid_late_fees":0} {"emp_title":"cto clerk","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Verified","debt_to_income":21.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":49142,"total_credit_utilized":31052,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17300,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":25.82,"installment":596.68,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19312.83,"paid_total":2315,"paid_principal":687.17,"paid_interest":1627.83,"paid_late_fees":0} {"emp_title":"manufacturer ","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":6.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":47217,"total_credit_utilized":18496,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1384.27,"paid_principal":1128.12,"paid_interest":256.15,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"AZ","homeownership":"RENT","annual_income":61000,"verified_income":"Not Verified","debt_to_income":14.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":42762,"total_credit_utilized":24293,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18100,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18452.04,"paid_total":1818.43,"paid_principal":1547.96,"paid_interest":270.47,"paid_late_fees":0} {"emp_title":"housekeeping","emp_length":6,"state":"IL","homeownership":"RENT","annual_income":34733.5,"verified_income":"Source Verified","debt_to_income":29.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":53863,"total_credit_utilized":30841,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":15.04,"installment":285.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11588.87,"paid_total":847.19,"paid_principal":411.13,"paid_interest":436.06,"paid_late_fees":0} {"emp_title":"president","emp_length":7,"state":"FL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":20.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":12,"total_credit_limit":514650,"total_credit_utilized":99309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30000,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":7,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":9.43,"installment":608.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17613.05,"paid_total":1804.12,"paid_principal":1386.95,"paid_interest":417.17,"paid_late_fees":0} {"emp_title":"director of brand marketing","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":11.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":253959,"total_credit_utilized":41080,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14800,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.31,"installment":240.89,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7172.57,"paid_total":961.2,"paid_principal":827.43,"paid_interest":133.77,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":19.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":15,"total_credit_limit":43896,"total_credit_utilized":33962,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.41,"installment":211,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6189.43,"paid_total":418.24,"paid_principal":310.57,"paid_interest":107.67,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":9,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":189001,"total_credit_utilized":59702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21800,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27406.26,"paid_total":4311.82,"paid_principal":2593.74,"paid_interest":1718.08,"paid_late_fees":0} {"emp_title":"server","emp_length":0,"state":"MO","homeownership":"OWN","annual_income":15600,"verified_income":"Not Verified","debt_to_income":10.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":40229,"total_credit_utilized":38494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.08,"installment":171.09,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4542.33,"paid_total":680.45,"paid_principal":457.67,"paid_interest":222.78,"paid_late_fees":0} {"emp_title":"territory manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":84000,"verified_income":"Source Verified","debt_to_income":4.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":13800,"total_credit_utilized":11072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.41,"installment":389.53,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11136.26,"paid_total":1161.65,"paid_principal":863.74,"paid_interest":297.91,"paid_late_fees":0} {"emp_title":"floor health monitor ","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":20.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":58696,"total_credit_utilized":20528,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":15.04,"installment":41.63,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":914.52,"paid_total":323.89,"paid_principal":285.48,"paid_interest":38.41,"paid_late_fees":0} {"emp_title":"clinical team leader","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":23.98,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":384119,"total_credit_utilized":137528,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":88700,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36475,"term":36,"interest_rate":7.97,"installment":1142.49,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":32838.03,"paid_total":4553.81,"paid_principal":3636.97,"paid_interest":916.84,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":23.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":68232,"total_credit_utilized":57676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":25.81,"installment":596.57,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19489.98,"paid_total":1761.03,"paid_principal":510.02,"paid_interest":1251.01,"paid_late_fees":0} {"emp_title":"communications officer","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":38.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":495301,"total_credit_utilized":171480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":116500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38090.87,"paid_total":3613.5,"paid_principal":1909.13,"paid_interest":1704.37,"paid_late_fees":0} {"emp_title":"officer","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":29.18,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2008,"inquiries_last_12m":6,"total_credit_lines":39,"open_credit_lines":21,"total_credit_limit":177705,"total_credit_utilized":62889,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18900,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":17,"num_mort_accounts":3,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":21.85,"installment":495.61,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17487.19,"paid_total":1443.13,"paid_principal":512.81,"paid_interest":930.32,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":15.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":190958,"total_credit_utilized":26285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45600,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":83.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3491.33,"paid_total":613.51,"paid_principal":508.67,"paid_interest":104.84,"paid_late_fees":0} {"emp_title":"recruiter","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":33.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":332818,"total_credit_utilized":109696,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":20.39,"installment":641.08,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23042.83,"paid_total":2537.13,"paid_principal":957.17,"paid_interest":1579.96,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":36.07,"annual_income_joint":225000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.6,"delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":694377,"total_credit_utilized":60378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9100,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32559.72,"paid_total":3493.67,"paid_principal":2440.28,"paid_interest":1053.39,"paid_late_fees":0} {"emp_title":"fcns","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":38000,"verified_income":"Not Verified","debt_to_income":6.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":24000,"total_credit_utilized":3277,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.34,"paid_total":5612.39,"paid_principal":5471.66,"paid_interest":140.73,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":9.99,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.52,"delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":116950,"total_credit_utilized":40778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":53700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":7.34,"installment":499.06,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22970.25,"paid_total":2595.85,"paid_principal":2029.75,"paid_interest":566.1,"paid_late_fees":0} {"emp_title":"owner/operator","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":24.7,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1991,"inquiries_last_12m":7,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":217769,"total_credit_utilized":47862,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":51500,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":7.34,"installment":387.91,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11875.19,"paid_total":770.72,"paid_principal":624.81,"paid_interest":145.91,"paid_late_fees":0} {"emp_title":"food service management","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":57000,"verified_income":"Verified","debt_to_income":22.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":66464,"total_credit_utilized":42897,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4600,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":9.44,"installment":89.62,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2526.42,"paid_total":354.81,"paid_principal":273.58,"paid_interest":81.23,"paid_late_fees":0} {"emp_title":"land use officer","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Source Verified","debt_to_income":32.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":22,"total_credit_limit":111669,"total_credit_utilized":49436,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":49300,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18872.39,"paid_total":2415.1,"paid_principal":1127.61,"paid_interest":1287.49,"paid_late_fees":0} {"emp_title":"client services coordinator ","emp_length":9,"state":"NE","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":33.17,"annual_income_joint":135000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.54,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":364810,"total_credit_utilized":36063,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32800,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22400,"term":60,"interest_rate":9.92,"installment":475.06,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21523.13,"paid_total":1412.84,"paid_principal":876.87,"paid_interest":535.97,"paid_late_fees":0} {"emp_title":"vice president of sales ","emp_length":1,"state":"CT","homeownership":"OWN","annual_income":200000,"verified_income":"Source Verified","debt_to_income":14.33,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":15,"total_credit_limit":426582,"total_credit_utilized":78198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":48700,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36118.1,"paid_total":5134.72,"paid_principal":3881.9,"paid_interest":1252.82,"paid_late_fees":0} {"emp_title":"shop manager ","emp_length":8,"state":"FL","homeownership":"OWN","annual_income":28100,"verified_income":"Verified","debt_to_income":23.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":21326,"total_credit_utilized":13677,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12600,"term":36,"interest_rate":13.59,"installment":428.14,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":13132.86804,"paid_principal":12600,"paid_interest":532.87,"paid_late_fees":0} {"emp_title":"sr loan servicer","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":19.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":14,"total_credit_limit":43898,"total_credit_utilized":23056,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":644,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16200,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9675.64,"paid_total":737.54,"paid_principal":324.36,"paid_interest":413.18,"paid_late_fees":0} {"emp_title":"consultant","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":126000,"verified_income":"Source Verified","debt_to_income":7.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":436634,"total_credit_utilized":39979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":36100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18814.85,"paid_total":2291.89,"paid_principal":1185.15,"paid_interest":1106.74,"paid_late_fees":0} {"emp_title":"instructional assistant","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":15000,"verified_income":"Source Verified","debt_to_income":15.68,"annual_income_joint":67000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.17,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":11,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":298810,"total_credit_utilized":5492,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":18.06,"installment":508.53,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19150.95,"paid_total":2014.05,"paid_principal":849.05,"paid_interest":1165,"paid_late_fees":0} {"emp_title":"stylist","emp_length":6,"state":"CT","homeownership":"RENT","annual_income":18000,"verified_income":"Verified","debt_to_income":58.53,"annual_income_joint":80000,"verification_income_joint":"Verified","debt_to_income_joint":20.07,"delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":53608,"total_credit_utilized":38609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11300,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":17.09,"installment":713.96,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18246.48,"paid_total":2836.85,"paid_principal":1753.52,"paid_interest":1083.33,"paid_late_fees":0} {"emp_title":"service tech","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":28.16,"annual_income_joint":71000,"verification_income_joint":"Source Verified","debt_to_income_joint":30.25,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":21,"total_credit_limit":80069,"total_credit_utilized":40398,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11300,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35500,"term":36,"interest_rate":21.45,"installment":1345.69,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32578.3,"paid_total":5551.98,"paid_principal":2921.7,"paid_interest":2630.28,"paid_late_fees":0} {"emp_title":"detective","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.98,"annual_income_joint":167000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.91,"delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1998,"inquiries_last_12m":8,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":244307,"total_credit_utilized":72702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":18.06,"installment":305.12,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11490.56,"paid_total":1208.44,"paid_principal":509.44,"paid_interest":699,"paid_late_fees":0} {"emp_title":"operator 3","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":211924,"total_credit_utilized":37136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":14.08,"installment":815.85,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32925.98,"paid_total":4024.49,"paid_principal":2074.02,"paid_interest":1950.47,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":94000,"verified_income":"Not Verified","debt_to_income":6.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":28875,"total_credit_utilized":15262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.31,"installment":541.99,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16606.83,"paid_total":1620.66,"paid_principal":1393.17,"paid_interest":227.49,"paid_late_fees":0} {"emp_title":"deliver driver","emp_length":8,"state":"AK","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":35.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":39189,"total_credit_utilized":23275,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":795,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9451.63,"paid_total":1226.06,"paid_principal":548.37,"paid_interest":677.69,"paid_late_fees":0} {"emp_title":"home health aid","emp_length":4,"state":"MA","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Verified","debt_to_income":23.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":200291,"total_credit_utilized":15387,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":10.42,"installment":195.61,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5295.98,"paid_total":974.56,"paid_principal":729.02,"paid_interest":245.54,"paid_late_fees":0} {"emp_title":"farmhand","emp_length":9,"state":"WI","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":35.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":97685,"total_credit_utilized":40700,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36700,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13839.02,"paid_total":1346.13,"paid_principal":1160.98,"paid_interest":185.15,"paid_late_fees":0} {"emp_title":"avp","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":10.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":180023,"total_credit_utilized":41955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16700,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":15.05,"installment":333.43,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13356.64,"paid_total":1322.01,"paid_principal":643.36,"paid_interest":678.65,"paid_late_fees":0} {"emp_title":"senior customer service specialist","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":31.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":53142,"total_credit_utilized":45988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5425.71,"paid_total":805.33,"paid_principal":574.29,"paid_interest":231.04,"paid_late_fees":0} {"emp_title":"public affairs officer","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":107611,"verified_income":"Verified","debt_to_income":30.51,"annual_income_joint":263611,"verification_income_joint":"Verified","debt_to_income_joint":13.65,"delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":218860,"total_credit_utilized":93021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":80500,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":79.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.44,"installment":838.91,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37878.15,"paid_total":3376.62,"paid_principal":2121.85,"paid_interest":1254.77,"paid_late_fees":0} {"emp_title":"cash application specialist","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Not Verified","debt_to_income":21.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":39264,"total_credit_utilized":23549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":280,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9270.13,"paid_total":973.27,"paid_principal":729.87,"paid_interest":243.4,"paid_late_fees":0} {"emp_title":"regional director","emp_length":7,"state":"NY","homeownership":"OWN","annual_income":115000,"verified_income":"Verified","debt_to_income":10.39,"annual_income_joint":230000,"verification_income_joint":"Verified","debt_to_income_joint":13.88,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":403611,"total_credit_utilized":44549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":67600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34817.92,"paid_total":5993.44,"paid_principal":5182.08,"paid_interest":811.36,"paid_late_fees":0} {"emp_title":"train engineer","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":150000,"verified_income":"Not Verified","debt_to_income":9.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":429300,"total_credit_utilized":28333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":80900,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":7.35,"installment":559.07,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26435.42,"paid_total":2224.85,"paid_principal":1564.58,"paid_interest":660.27,"paid_late_fees":0} {"emp_title":"security technician","emp_length":2,"state":"WI","homeownership":"RENT","annual_income":57920,"verified_income":"Not Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":65678,"total_credit_utilized":41189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10450,"term":36,"interest_rate":6.08,"installment":318.29,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8685.94,"paid_total":1953.08,"paid_principal":1764.06,"paid_interest":189.02,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":10.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":15262,"total_credit_utilized":7461,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":17.09,"installment":178.49,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4448.09,"paid_total":887.7,"paid_principal":551.91,"paid_interest":335.79,"paid_late_fees":0} {"emp_title":"human resources manager","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":11.05,"annual_income_joint":92280,"verification_income_joint":"Not Verified","debt_to_income_joint":11.08,"delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":214350,"total_credit_utilized":15909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":316,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5400,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"automotive technician","emp_length":10,"state":"NE","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":13.99,"annual_income_joint":79000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.4,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":33025,"total_credit_utilized":19059,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":758,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9400,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1557.29,"paid_principal":1250.57,"paid_interest":306.72,"paid_late_fees":0} {"emp_title":"sales mgr","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":17.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":197562,"total_credit_utilized":26976,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12900,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11124.02,"paid_total":1155.17,"paid_principal":875.98,"paid_interest":279.19,"paid_late_fees":0} {"emp_title":"feeder driver","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":8.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":182700,"total_credit_utilized":16259,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":298,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.77,"installment":911.95,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29509.19,"paid_total":1779.28,"paid_principal":490.81,"paid_interest":1288.47,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":10.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":34700,"total_credit_utilized":18231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17931.48,"paid_total":2402.94,"paid_principal":2068.52,"paid_interest":334.42,"paid_late_fees":0} {"emp_title":"courier","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":3.21,"annual_income_joint":126000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.5,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":17,"total_credit_limit":110100,"total_credit_utilized":2442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":97400,"num_total_cc_accounts":25,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":9.43,"installment":251.62,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11524.32,"paid_total":748.57,"paid_principal":475.68,"paid_interest":272.89,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":27.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":502300,"total_credit_utilized":111627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":209,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":89500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36937.11,"paid_total":3640.96,"paid_principal":3062.89,"paid_interest":578.07,"paid_late_fees":0} {"emp_title":"senior manager","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":9.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":93415,"total_credit_utilized":46061,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38400,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37540.29,"paid_total":4483.81,"paid_principal":2459.71,"paid_interest":2024.1,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":4.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":15000,"total_credit_utilized":11325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":13.59,"installment":217.47,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5810.1,"paid_total":881.2,"paid_principal":589.9,"paid_interest":291.3,"paid_late_fees":0} {"emp_title":"dispatcher","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":28.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":55,"open_credit_lines":28,"total_credit_limit":156207,"total_credit_utilized":70381,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":16,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50800,"num_total_cc_accounts":46,"num_open_cc_accounts":25,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7403.61,"paid_total":748.11,"paid_principal":596.39,"paid_interest":151.72,"paid_late_fees":0} {"emp_title":"staff development manager","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":77049.16,"verified_income":"Not Verified","debt_to_income":14.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":126195,"total_credit_utilized":26391,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11900,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":14.08,"installment":68.44,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1769.79,"paid_total":340.64,"paid_principal":230.21,"paid_interest":110.43,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":186000,"verified_income":"Source Verified","debt_to_income":26.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":602557,"total_credit_utilized":161232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":53515,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.58,"installment":691.54,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28567.76,"paid_total":2743.53,"paid_principal":1432.24,"paid_interest":1311.29,"paid_late_fees":0} {"emp_title":"web developer","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":33.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":79691,"total_credit_utilized":71653,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10900,"term":60,"interest_rate":21.45,"installment":297.65,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10477.59,"paid_total":1132.15,"paid_principal":422.41,"paid_interest":709.74,"paid_late_fees":0} {"emp_title":"","state":"WV","homeownership":"OWN","annual_income":15599,"verified_income":"Verified","debt_to_income":10.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1977,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":4400,"total_credit_utilized":3457,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":13.58,"installment":135.9,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3631.27,"paid_total":537.56,"paid_principal":368.73,"paid_interest":168.83,"paid_late_fees":0} {"emp_title":"sr software engineer","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":125000,"verified_income":"Verified","debt_to_income":15.62,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":82073,"total_credit_utilized":53245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":19.03,"installment":238.37,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5801.75,"paid_total":1178.11,"paid_principal":698.25,"paid_interest":479.86,"paid_late_fees":0} {"emp_title":"children's intensive case manager","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":44000,"verified_income":"Not Verified","debt_to_income":23.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":42000,"total_credit_utilized":19872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":7.96,"installment":328.84,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9452.88,"paid_total":1306.07,"paid_principal":1047.12,"paid_interest":258.95,"paid_late_fees":0} {"emp_title":"elevator mechanic","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":126000,"verified_income":"Source Verified","debt_to_income":36.98,"annual_income_joint":176000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.54,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1990,"inquiries_last_12m":5,"total_credit_lines":49,"open_credit_lines":26,"total_credit_limit":642392,"total_credit_utilized":176751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":88400,"num_total_cc_accounts":32,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":95.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1122.15,"paid_principal":894.57,"paid_interest":227.58,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":7.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":10100,"total_credit_utilized":3975,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.72,"installment":61.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1797.1,"paid_total":244.51,"paid_principal":202.9,"paid_interest":41.61,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":190000,"verified_income":"Not Verified","debt_to_income":9.79,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":6,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":115747,"total_credit_utilized":54541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":60400,"num_total_cc_accounts":27,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.45,"installment":256.39,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9579.87,"paid_total":1015.31,"paid_principal":420.13,"paid_interest":595.18,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":92942,"verified_income":"Not Verified","debt_to_income":6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":230900,"total_credit_utilized":17993,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34300,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28500,"term":60,"interest_rate":11.98,"installment":633.68,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":29305.14301,"paid_principal":28500,"paid_interest":805.14,"paid_late_fees":0} {"emp_title":"family service worker ii","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":29000,"verified_income":"Source Verified","debt_to_income":23.59,"annual_income_joint":95000,"verification_income_joint":"Source Verified","debt_to_income_joint":33.04,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":59620,"total_credit_utilized":46964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":17.09,"installment":856.75,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21895.77,"paid_total":3495.36,"paid_principal":2104.23,"paid_interest":1391.13,"paid_late_fees":0} {"emp_title":"telecom analyst","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":23.14,"annual_income_joint":175265,"verification_income_joint":"Source Verified","debt_to_income_joint":14.7,"delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":283323,"total_credit_utilized":23540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":33.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4386.95,"paid_total":794.91,"paid_principal":613.05,"paid_interest":181.86,"paid_late_fees":0} {"emp_title":"full professor","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Verified","debt_to_income":11.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":258800,"total_credit_utilized":4848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":125,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":14000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":7.34,"installment":868.92,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25894.21,"paid_total":2583.92,"paid_principal":2105.79,"paid_interest":478.13,"paid_late_fees":0} {"emp_title":"faculty","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":61500,"verified_income":"Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":372372,"total_credit_utilized":110676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":19725,"term":36,"interest_rate":11.98,"installment":654.97,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18337.09,"paid_total":1951.78,"paid_principal":1387.91,"paid_interest":563.87,"paid_late_fees":0} {"emp_title":"director of catering","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":92465,"verified_income":"Not Verified","debt_to_income":12.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":67798,"total_credit_utilized":42248,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":163,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":6400,"num_total_cc_accounts":17,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":19.03,"installment":256.7,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":7176.0736,"paid_principal":7000,"paid_interest":176.07,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":66000,"verified_income":"Verified","debt_to_income":32.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":117818,"total_credit_utilized":78280,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":1246,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11800,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11130.17,"paid_total":1147.05,"paid_principal":869.83,"paid_interest":277.22,"paid_late_fees":0} {"emp_title":"admissions coordinator ","emp_length":2,"state":"TN","homeownership":"OWN","annual_income":35000,"verified_income":"Verified","debt_to_income":17.5,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":29882,"total_credit_utilized":24803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":57.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":20,"installment":317.93,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9769.13,"paid_total":3082.16,"paid_principal":2230.87,"paid_interest":851.29,"paid_late_fees":0} {"emp_title":"construction inspector","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":119216,"verified_income":"Not Verified","debt_to_income":23.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":248041,"total_credit_utilized":74279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":79900,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19164.16,"paid_total":1181.44,"paid_principal":835.84,"paid_interest":345.6,"paid_late_fees":0} {"emp_title":"director of security","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":22.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2000,"inquiries_last_12m":7,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":58922,"total_credit_utilized":35964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":7.97,"installment":350.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10365.18,"paid_total":1047.5,"paid_principal":834.82,"paid_interest":212.68,"paid_late_fees":0} {"emp_title":"vp/portfolio manager","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":117000,"verified_income":"Not Verified","debt_to_income":14.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":138073,"total_credit_utilized":34879,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":1700,"term":36,"interest_rate":9.44,"installment":54.41,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1491.56,"paid_total":270.27,"paid_principal":208.44,"paid_interest":61.83,"paid_late_fees":0} {"emp_title":"nurse anesthetist","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":205000,"verified_income":"Source Verified","debt_to_income":3.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":7,"total_credit_limit":209905,"total_credit_utilized":33074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":63100,"num_total_cc_accounts":30,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34817.92,"paid_total":6011.18,"paid_principal":5182.08,"paid_interest":829.1,"paid_late_fees":0} {"emp_title":"director of student services","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":8.57,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":191203,"total_credit_utilized":191734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9099.72,"paid_total":1379.24,"paid_principal":900.28,"paid_interest":478.96,"paid_late_fees":0} {"emp_title":"rrt","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":25.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":316625,"total_credit_utilized":38064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35200,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":71,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18957.54,"paid_total":2574.61,"paid_principal":1042.46,"paid_interest":1532.15,"paid_late_fees":0} {"emp_title":"labor relations analyst","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":72612,"verified_income":"Verified","debt_to_income":12.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":301765,"total_credit_utilized":20836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":412,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10600,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":12.62,"installment":321.71,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8101.96,"paid_total":1813.01,"paid_principal":1498.04,"paid_interest":314.97,"paid_late_fees":0} {"emp_title":"vp risk manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Verified","debt_to_income":15.97,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":744173,"total_credit_utilized":73800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":71400,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":9,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":5.32,"installment":843.22,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25104.47,"paid_total":3352.19,"paid_principal":2895.53,"paid_interest":456.66,"paid_late_fees":0} {"emp_title":"project controls specialist","emp_length":2,"state":"UT","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Not Verified","debt_to_income":35.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":24,"total_credit_limit":464411,"total_credit_utilized":87776,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":68300,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13478.32,"paid_total":1833.76,"paid_principal":1521.68,"paid_interest":312.08,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"NJ","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":6.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":40900,"total_credit_utilized":20719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35900,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.32,"installment":602.3,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17408.96,"paid_total":3007.63,"paid_principal":2591.04,"paid_interest":416.59,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"AZ","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":13.36,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":18,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":42200,"total_credit_utilized":10762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25100,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":73.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13585.88,"paid_total":1982.61,"paid_principal":1414.12,"paid_interest":568.49,"paid_late_fees":0} {"emp_title":"vice president","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Verified","debt_to_income":15.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":820300,"total_credit_utilized":97134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":63600,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38539.28,"paid_total":2678.46,"paid_principal":1460.72,"paid_interest":1217.74,"paid_late_fees":0} {"emp_title":"recruiting manager","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":84800,"verified_income":"Not Verified","debt_to_income":30.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":67,"open_credit_lines":33,"total_credit_limit":314612,"total_credit_utilized":89585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":192500,"num_total_cc_accounts":48,"num_open_cc_accounts":28,"num_cc_carrying_balance":16,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9234.27,"paid_total":920.37,"paid_principal":765.73,"paid_interest":154.64,"paid_late_fees":0} {"emp_title":"business systems analyst, senior","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":91100,"verified_income":"Source Verified","debt_to_income":10.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":277300,"total_credit_utilized":27359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.39,"paid_total":1765.84,"paid_principal":994.61,"paid_interest":771.23,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":27.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":82878,"total_credit_utilized":46815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.02,"installment":608.22,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23879.94,"paid_total":2410.63,"paid_principal":1120.06,"paid_interest":1290.57,"paid_late_fees":0} {"emp_title":"title clerk","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":29.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":25595,"total_credit_utilized":19819,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":15.05,"installment":291.4,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7641.68,"paid_total":1158.58,"paid_principal":758.32,"paid_interest":400.26,"paid_late_fees":0} {"emp_title":"diet clerk","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":24538,"verified_income":"Verified","debt_to_income":74.85,"annual_income_joint":76751,"verification_income_joint":"Verified","debt_to_income_joint":28.61,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":271233,"total_credit_utilized":28600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":313,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.85,"paid_total":1351.61,"paid_principal":921.15,"paid_interest":430.46,"paid_late_fees":0} {"emp_title":"maintenance technician ","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":292651,"total_credit_utilized":45314,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":426,"current_installment_accounts":8,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":11.98,"installment":232.44,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6507.45,"paid_total":692.66,"paid_principal":492.55,"paid_interest":200.11,"paid_late_fees":0} {"emp_title":"supply chain manager","emp_length":8,"state":"KS","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":7.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":196494,"total_credit_utilized":17790,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":240,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":15.05,"installment":666.86,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26713.27,"paid_total":2644.03,"paid_principal":1286.73,"paid_interest":1357.3,"paid_late_fees":0} {"emp_title":"nurse assistant ","emp_length":10,"state":"AL","homeownership":"OWN","annual_income":51000,"verified_income":"Source Verified","debt_to_income":19.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":53385,"total_credit_utilized":44829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":15,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5200,"term":36,"interest_rate":18.45,"installment":189.17,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5208.4747,"paid_principal":5200,"paid_interest":8.47,"paid_late_fees":0} {"emp_title":"machinist","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":31.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":25,"total_credit_limit":122531,"total_credit_utilized":70141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.04,"installment":476.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19314.92,"paid_total":1411.95,"paid_principal":685.08,"paid_interest":726.87,"paid_late_fees":0} {"emp_title":"area service manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":79982,"verified_income":"Source Verified","debt_to_income":6.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":463741,"total_credit_utilized":17674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":15.04,"installment":714.33,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28972.24,"paid_total":2092.86,"paid_principal":1027.76,"paid_interest":1065.1,"paid_late_fees":0} {"emp_title":"physician assistant","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":210000,"verified_income":"Source Verified","debt_to_income":22.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":655360,"total_credit_utilized":657944,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54100,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14390.89,"paid_total":1979.87,"paid_principal":1609.11,"paid_interest":370.76,"paid_late_fees":0} {"emp_title":"area manager","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":103000,"verified_income":"Not Verified","debt_to_income":11.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":48753,"total_credit_utilized":30424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.44,"installment":576.09,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15793.1,"paid_total":2871.01,"paid_principal":2206.9,"paid_interest":664.11,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":14.56,"annual_income_joint":112000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.45,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":227824,"total_credit_utilized":36370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":60,"interest_rate":16.02,"installment":510.91,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20059.13,"paid_total":1996.92,"paid_principal":940.87,"paid_interest":1056.05,"paid_late_fees":0} {"emp_title":"warehouse inventory","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":46000,"verified_income":"Not Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":28000,"total_credit_utilized":24486,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.07,"installment":171.06,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4658.72,"paid_total":509.27,"paid_principal":341.28,"paid_interest":167.99,"paid_late_fees":0} {"emp_title":"post-closer manager","emp_length":3,"state":"VA","homeownership":"OWN","annual_income":74000,"verified_income":"Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2000,"inquiries_last_12m":9,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":345352,"total_credit_utilized":40402,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35600,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":28.72,"installment":947.15,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28798.08,"paid_total":4568.22,"paid_principal":1201.92,"paid_interest":3366.3,"paid_late_fees":0} {"emp_title":"project manager","emp_length":7,"state":"SC","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Verified","debt_to_income":14.24,"annual_income_joint":119000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.49,"delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":402086,"total_credit_utilized":29912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":1246,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27442.4,"paid_total":4368.84,"paid_principal":2557.6,"paid_interest":1811.24,"paid_late_fees":0} {"emp_title":"forklift drive","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":15.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":143200,"total_credit_utilized":20416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":79,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33900,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.92,"installment":381.74,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17295.39,"paid_total":1125.38,"paid_principal":704.61,"paid_interest":420.77,"paid_late_fees":0} {"emp_title":"operator","emp_length":1,"state":"NE","homeownership":"RENT","annual_income":24000,"verified_income":"Not Verified","debt_to_income":39.55,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":30895,"total_credit_utilized":24795,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":248,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":22.91,"installment":38.67,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":919.8,"paid_total":153.41,"paid_principal":80.2,"paid_interest":73.21,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":23.06,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":283651,"total_credit_utilized":123578,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":48100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22485.75,"paid_total":3126.6,"paid_principal":2514.25,"paid_interest":612.35,"paid_late_fees":0} {"emp_title":"property manager ","emp_length":0,"state":"WA","homeownership":"MORTGAGE","annual_income":87500,"verified_income":"Not Verified","debt_to_income":5.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":34,"open_credit_lines":10,"total_credit_limit":258894,"total_credit_utilized":19878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":18.45,"installment":109.14,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2873,"paid_total":221.36,"paid_principal":127,"paid_interest":94.36,"paid_late_fees":0} {"emp_title":"medical transporter","emp_length":9,"state":"MO","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":23.52,"annual_income_joint":74000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.16,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":42682,"total_credit_utilized":28508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":15.05,"installment":693.8,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17728.91,"paid_total":3427.19,"paid_principal":2271.09,"paid_interest":1156.1,"paid_late_fees":0} {"emp_title":"nda technical programs manager","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":189000,"verified_income":"Not Verified","debt_to_income":26.14,"verification_income_joint":"","delinq_2y":8,"months_since_last_delinq":7,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":51,"open_credit_lines":17,"total_credit_limit":502679,"total_credit_utilized":194936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9800,"num_total_cc_accounts":26,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":5,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":23.88,"installment":860.96,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28912.22,"paid_total":3404.04,"paid_principal":1087.78,"paid_interest":2316.26,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":46000,"verified_income":"Not Verified","debt_to_income":11.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":8,"total_credit_limit":21701,"total_credit_utilized":10887,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.9,"installment":81.73,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2321.32,"paid_total":243.68,"paid_principal":178.68,"paid_interest":65,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":19.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":369983,"total_credit_utilized":30126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":52000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"area manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Verified","debt_to_income":71.04,"annual_income_joint":91000,"verification_income_joint":"Verified","debt_to_income_joint":36.54,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":289835,"total_credit_utilized":241910,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30900,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1162.37,"paid_principal":857.64,"paid_interest":304.73,"paid_late_fees":0} {"emp_title":"office manager/executive assistant","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":47.81,"annual_income_joint":105000,"verification_income_joint":"Verified","debt_to_income_joint":30.37,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":94969,"total_credit_utilized":52884,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24600,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":21.85,"installment":963.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34341.28,"paid_total":1884.87,"paid_principal":658.72,"paid_interest":1226.15,"paid_late_fees":0} {"emp_title":"nurse","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":13.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":44,"open_credit_lines":14,"total_credit_limit":205734,"total_credit_utilized":54215,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":138,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14200,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6982.67,"paid_total":1227.01,"paid_principal":1017.33,"paid_interest":209.68,"paid_late_fees":0} {"emp_title":"business analyst iii","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":17.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1993,"inquiries_last_12m":5,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":219527,"total_credit_utilized":61093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":78.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.58,"installment":691.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28931.88,"paid_total":2029.35,"paid_principal":1068.12,"paid_interest":961.23,"paid_late_fees":0} {"emp_title":"executive chef","emp_length":10,"state":"RI","homeownership":"RENT","annual_income":84000,"verified_income":"Verified","debt_to_income":15.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":43736,"total_credit_utilized":32115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.58,"installment":849.35,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23281.4,"paid_total":2529.19,"paid_principal":1718.6,"paid_interest":810.59,"paid_late_fees":0} {"emp_title":"premier banker ","emp_length":5,"state":"AZ","homeownership":"RENT","annual_income":59000,"verified_income":"Source Verified","debt_to_income":24.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":77296,"total_credit_utilized":74539,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":115,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9200,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":15.04,"installment":277.48,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7461.66,"paid_total":851.31,"paid_principal":538.34,"paid_interest":312.97,"paid_late_fees":0} {"emp_title":"vp of operations","emp_length":10,"state":"RI","homeownership":"RENT","annual_income":155000,"verified_income":"Source Verified","debt_to_income":11.06,"annual_income_joint":210000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.68,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":21,"total_credit_limit":224673,"total_credit_utilized":79589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":70500,"num_total_cc_accounts":33,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":9.44,"installment":419.46,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18939.06,"paid_total":1714.55,"paid_principal":1060.94,"paid_interest":653.61,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":16.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":31231,"total_credit_utilized":11058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":17.47,"installment":322.99,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8415.68,"paid_total":985.88,"paid_principal":584.32,"paid_interest":401.56,"paid_late_fees":0} {"emp_title":"real estate agent ","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":7.14,"annual_income_joint":136000,"verification_income_joint":"Not Verified","debt_to_income_joint":4.67,"delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":22100,"total_credit_utilized":7820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":65,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7800,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19080.9,"paid_total":1863.51,"paid_principal":919.1,"paid_interest":944.41,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":16.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":30,"open_credit_lines":7,"total_credit_limit":232535,"total_credit_utilized":42569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29236.11,"paid_total":2598.67,"paid_principal":763.89,"paid_interest":1834.78,"paid_late_fees":0} {"emp_title":"werehouse associated","emp_length":1,"state":"MN","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":10.74,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":17749,"total_credit_utilized":8847,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":20.39,"installment":1046.16,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26259.58,"paid_total":3199.33,"paid_principal":1740.42,"paid_interest":1458.91,"paid_late_fees":0} {"emp_title":"construction manger","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":113500,"verified_income":"Not Verified","debt_to_income":31.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":137071,"total_credit_utilized":80904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.58,"installment":368.82,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":15622.37,"paid_total":713.5,"paid_principal":377.63,"paid_interest":335.87,"paid_late_fees":0} {"emp_title":"rn","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":8.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":7,"total_credit_limit":61965,"total_credit_utilized":54789,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9900,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":65.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.93,"installment":515.75,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14447.45,"paid_total":2098.31,"paid_principal":1552.55,"paid_interest":545.76,"paid_late_fees":0} {"emp_title":"pharmacist ","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":16.7,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":53,"open_credit_lines":26,"total_credit_limit":88674,"total_credit_utilized":18353,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":919,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43500,"num_total_cc_accounts":42,"num_open_cc_accounts":24,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":86.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.05,"installment":208.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5318.67,"paid_total":1035.68,"paid_principal":681.33,"paid_interest":354.35,"paid_late_fees":0} {"emp_title":"executive administrator ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":24.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":25033,"total_credit_utilized":12885,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":18.45,"installment":454.74,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11970.86,"paid_total":896.67,"paid_principal":529.14,"paid_interest":367.53,"paid_late_fees":0} {"emp_title":"heavy loader operator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":21.69,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.63,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":138298,"total_credit_utilized":37567,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":54,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":15.04,"installment":357.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14310.49,"paid_total":1403.61,"paid_principal":689.51,"paid_interest":714.1,"paid_late_fees":0} {"emp_title":"powerlineman","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Source Verified","debt_to_income":9.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":508336,"total_credit_utilized":71424,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38207.91,"paid_total":3821.4,"paid_principal":1792.09,"paid_interest":2029.31,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":27.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":35800,"total_credit_utilized":25038,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9317.45,"paid_total":1018.54,"paid_principal":682.55,"paid_interest":335.99,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":31.39,"annual_income_joint":270000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.89,"delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":10,"total_credit_limit":408383,"total_credit_utilized":107678,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1285,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":83000,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":91.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":14.07,"installment":1197.41,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32611.1,"paid_total":3564.87,"paid_principal":2388.9,"paid_interest":1175.97,"paid_late_fees":0} {"emp_title":"doctor","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":9,"total_credit_limit":307137,"total_credit_utilized":271418,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":66000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8102.57,"paid_total":1123.66,"paid_principal":897.43,"paid_interest":226.23,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":7.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":511100,"total_credit_utilized":11715,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":153,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5100,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":13.59,"installment":576.41,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23499.98,"paid_total":2844.3,"paid_principal":1500.02,"paid_interest":1344.28,"paid_late_fees":0} {"emp_title":"environmental consultant","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":17.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":79423,"total_credit_utilized":68028,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":15.05,"installment":468.32,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11966.99,"paid_total":2330.31,"paid_principal":1533.01,"paid_interest":797.3,"paid_late_fees":0} {"emp_title":"craneman","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":23.88,"annual_income_joint":145000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.78,"delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":19,"total_credit_limit":318557,"total_credit_utilized":126920,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":77.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":16.02,"installment":291.95,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11462.35,"paid_total":1157.12,"paid_principal":537.65,"paid_interest":619.47,"paid_late_fees":0} {"emp_title":"manager","emp_length":7,"state":"WA","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":35200,"total_credit_utilized":20620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18131.19,"paid_total":2666.9,"paid_principal":1868.81,"paid_interest":798.09,"paid_late_fees":0} {"emp_title":"penetration tester","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":163000,"verified_income":"Source Verified","debt_to_income":4.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":129213,"total_credit_utilized":24645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.43,"installment":629.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28810.83,"paid_total":1855.69,"paid_principal":1189.17,"paid_interest":666.52,"paid_late_fees":0} {"emp_title":"medical technologist","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":55120,"verified_income":"Source Verified","debt_to_income":15.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":47400,"total_credit_utilized":27911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23462.69,"paid_total":2802.37,"paid_principal":1537.31,"paid_interest":1265.06,"paid_late_fees":0} {"emp_title":"analyst","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":136000,"verified_income":"Not Verified","debt_to_income":8.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":86950,"total_credit_utilized":41052,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":66700,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.98,"installment":830.12,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23240.95,"paid_total":2473.72,"paid_principal":1759.05,"paid_interest":714.67,"paid_late_fees":0} {"emp_title":"senior title officer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":275000,"verified_income":"Source Verified","debt_to_income":16.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":198460,"total_credit_utilized":110426,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":172,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":80000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":38090.87,"paid_total":3658.8,"paid_principal":1909.13,"paid_interest":1749.67,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":72000,"verified_income":"Source Verified","debt_to_income":8.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":43,"open_credit_lines":30,"total_credit_limit":254094,"total_credit_utilized":10573,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":155900,"num_total_cc_accounts":35,"num_open_cc_accounts":27,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35906.37,"paid_total":4839.54,"paid_principal":4093.63,"paid_interest":745.91,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":67600,"verified_income":"Verified","debt_to_income":17.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":136906,"total_credit_utilized":30244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":33200,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.45,"paid_total":1936.06,"paid_principal":1439.55,"paid_interest":496.51,"paid_late_fees":0} {"emp_title":"lead service tech","emp_length":1,"state":"OH","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":20400,"total_credit_utilized":12484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":13.59,"installment":254.85,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6630.98,"paid_total":1260.09,"paid_principal":869.02,"paid_interest":391.07,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":46100,"total_credit_utilized":20441,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":28.72,"installment":536.72,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16601.04,"paid_total":1583.04,"paid_principal":398.96,"paid_interest":1184.08,"paid_late_fees":0} {"emp_title":"dental pas tl","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":52780,"verified_income":"Not Verified","debt_to_income":44.85,"annual_income_joint":142780,"verification_income_joint":"Not Verified","debt_to_income_joint":16.79,"delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":12,"total_credit_limit":107054,"total_credit_utilized":63469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":51,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24400,"num_total_cc_accounts":25,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":7.35,"installment":1086.31,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30586.59,"paid_total":5402.97,"paid_principal":4413.41,"paid_interest":989.56,"paid_late_fees":0} {"emp_title":"owner ","emp_length":5,"state":"MN","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":25.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":232987,"total_credit_utilized":59146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1162.37,"paid_principal":857.64,"paid_interest":304.73,"paid_late_fees":0} {"emp_title":"development officer","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":22.42,"annual_income_joint":121000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.53,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":271725,"total_credit_utilized":29889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16500,"term":60,"interest_rate":7.34,"installment":329.38,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15810.43,"paid_total":981.41,"paid_principal":689.57,"paid_interest":291.84,"paid_late_fees":0} {"emp_title":"csa","emp_length":0,"state":"OR","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":23.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":82916,"total_credit_utilized":57148,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9350.23,"paid_total":1061.17,"paid_principal":649.77,"paid_interest":411.4,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Not Verified","debt_to_income":15.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1979,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":374500,"total_credit_utilized":27142,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35900,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9634.88,"paid_total":673.3,"paid_principal":365.12,"paid_interest":308.18,"paid_late_fees":0} {"emp_title":"school secretary 1","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":51754,"verified_income":"Source Verified","debt_to_income":25.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":22,"total_credit_limit":120960,"total_credit_utilized":106836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":3174,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12600,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":9.93,"installment":80.59,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2257.4,"paid_total":320.98,"paid_principal":242.6,"paid_interest":78.38,"paid_late_fees":0} {"emp_title":"financial advisor","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":17.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":320622,"total_credit_utilized":39092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18625.12,"paid_total":2023.35,"paid_principal":1374.88,"paid_interest":648.47,"paid_late_fees":0} {"emp_title":"director of sales","emp_length":7,"state":"WA","homeownership":"RENT","annual_income":225000,"verified_income":"Verified","debt_to_income":4.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":64450,"total_credit_utilized":32166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":53500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33876.29,"paid_total":2602.16,"paid_principal":1123.71,"paid_interest":1478.45,"paid_late_fees":0} {"emp_title":"nursing assistsnt","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":57000,"verified_income":"Source Verified","debt_to_income":21.43,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":99200,"total_credit_utilized":27352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":69500,"num_total_cc_accounts":31,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14452.23,"paid_total":993.91,"paid_principal":547.77,"paid_interest":446.14,"paid_late_fees":0} {"emp_title":"sr vice president","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":200000,"verified_income":"Source Verified","debt_to_income":16.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":14,"total_credit_limit":389049,"total_credit_utilized":122306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":72000,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.43,"installment":960.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28545.79,"paid_total":1888.59,"paid_principal":1454.21,"paid_interest":434.38,"paid_late_fees":0} {"emp_title":"maintenance director","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":24.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":174390,"total_credit_utilized":32037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6750,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":12.62,"installment":473.74,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19972.37,"paid_total":1909.69,"paid_principal":1027.63,"paid_interest":882.06,"paid_late_fees":0} {"emp_title":"police officer /auto parts delivery","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":20.09,"verification_income_joint":"","delinq_2y":10,"months_since_last_delinq":15,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":4,"total_credit_limit":149420,"total_credit_utilized":19864,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":17,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":56.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.93,"installment":451.29,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12641.49,"paid_total":1797.44,"paid_principal":1358.51,"paid_interest":438.93,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":10.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":173400,"total_credit_utilized":11801,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16100,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":15.05,"installment":357.25,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14310.67,"paid_total":1397.65,"paid_principal":689.33,"paid_interest":708.32,"paid_late_fees":0} {"emp_title":"teaching fellow ","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":33.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":122879,"total_credit_utilized":119232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":11200,"term":60,"interest_rate":25.81,"installment":334.08,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10914.38,"paid_total":986.18,"paid_principal":285.62,"paid_interest":700.56,"paid_late_fees":0} {"emp_title":"sales rep","emp_length":7,"state":"VA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":13.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1976,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":227567,"total_credit_utilized":22407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":18,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23119.84,"paid_total":2297.13,"paid_principal":1880.16,"paid_interest":416.97,"paid_late_fees":0} {"emp_title":"owner ","emp_length":9,"state":"PA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":14.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":93189,"total_credit_utilized":53079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.42,"installment":257.46,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11220.28,"paid_total":1269.93,"paid_principal":779.72,"paid_interest":490.21,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":28.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":50,"open_credit_lines":31,"total_credit_limit":375293,"total_credit_utilized":66706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":15,"total_debit_limit":112400,"num_total_cc_accounts":35,"num_open_cc_accounts":28,"num_cc_carrying_balance":18,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":906.28,"paid_principal":773.99,"paid_interest":132.29,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"MORTGAGE","annual_income":60960,"verified_income":"Verified","debt_to_income":15.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1987,"inquiries_last_12m":6,"total_credit_lines":42,"open_credit_lines":17,"total_credit_limit":333476,"total_credit_utilized":29227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21400,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":12.62,"installment":703.74,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18534.23,"paid_total":3503.98,"paid_principal":2465.77,"paid_interest":1038.21,"paid_late_fees":0} {"emp_title":"senior officer specialist","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":256647,"total_credit_utilized":47524,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":20,"installment":423.91,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15355.13,"paid_total":1677.86,"paid_principal":644.87,"paid_interest":1032.99,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Verified","debt_to_income":24.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":8,"total_credit_lines":34,"open_credit_lines":9,"total_credit_limit":259240,"total_credit_utilized":105376,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":60300,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35192.46,"paid_total":6515.01,"paid_principal":4807.54,"paid_interest":1707.47,"paid_late_fees":0} {"emp_title":"systems engineer 4","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":124730,"verified_income":"Source Verified","debt_to_income":13.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":262066,"total_credit_utilized":35109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":12.62,"installment":562.99,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14827.39,"paid_total":2803.17,"paid_principal":1972.61,"paid_interest":830.56,"paid_late_fees":0} {"emp_title":"equipment operator","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Not Verified","debt_to_income":8.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":183487,"total_credit_utilized":32972,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":123,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7700,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.31,"installment":210.78,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6458.19,"paid_total":628.21,"paid_principal":541.81,"paid_interest":86.4,"paid_late_fees":0} {"emp_title":"project & property manager","emp_length":5,"state":"VT","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":30.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":390394,"total_credit_utilized":131956,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":82.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19179.29,"paid_total":1384.45,"paid_principal":820.71,"paid_interest":563.74,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":6,"state":"MA","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":27.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":46299,"total_credit_utilized":30693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23100,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":7.96,"installment":450.98,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13326.53,"paid_total":1346.57,"paid_principal":1073.47,"paid_interest":273.1,"paid_late_fees":0} {"emp_title":"billing/customer service","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":15.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":278769,"total_credit_utilized":52130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":14.07,"installment":1026.35,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27952.38,"paid_total":3055.6,"paid_principal":2047.62,"paid_interest":1007.98,"paid_late_fees":0} {"emp_title":"icare","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":18.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":19578,"total_credit_utilized":12710,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7267.74,"paid_total":1088.7,"paid_principal":732.26,"paid_interest":356.44,"paid_late_fees":0} {"emp_title":"asst manager","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":34.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":349919,"total_credit_utilized":69329,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5159.63362,"paid_principal":5000,"paid_interest":159.63,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":13.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":273531,"total_credit_utilized":14409,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2100,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.33,"paid_total":1351.61,"paid_principal":921.67,"paid_interest":429.94,"paid_late_fees":0} {"emp_title":"high way tech 1","emp_length":6,"state":"KY","homeownership":"OWN","annual_income":40000,"verified_income":"Verified","debt_to_income":26.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":217283,"total_credit_utilized":35777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":77,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23300,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":22.91,"installment":193.32,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4597.19,"paid_total":782.83,"paid_principal":402.81,"paid_interest":380.02,"paid_late_fees":0} {"emp_title":"office manager","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Not Verified","debt_to_income":14.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":331880,"total_credit_utilized":65951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35200,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.08,"installment":121.84,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3486.96,"paid_total":606.5,"paid_principal":513.04,"paid_interest":93.46,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":31200,"verified_income":"Verified","debt_to_income":26.5,"annual_income_joint":79200,"verification_income_joint":"Source Verified","debt_to_income_joint":18.65,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":51091,"total_credit_utilized":19654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13100,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13092.56,"paid_total":2300.6,"paid_principal":1907.44,"paid_interest":393.16,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":148600,"verified_income":"Source Verified","debt_to_income":12.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":387155,"total_credit_utilized":72739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":48900,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":37000,"term":60,"interest_rate":16.01,"installment":899.97,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35341.87,"paid_total":3534.06,"paid_principal":1658.13,"paid_interest":1875.93,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":10.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":11923,"total_credit_utilized":5422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":900,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8915.27,"paid_total":1829.22,"paid_principal":1084.73,"paid_interest":744.49,"paid_late_fees":0} {"emp_title":"owner opperator","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":31.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":209569,"total_credit_utilized":45969,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39300,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":14.07,"installment":650.03,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17703.15,"paid_total":1920.39,"paid_principal":1296.85,"paid_interest":623.54,"paid_late_fees":0} {"emp_title":"fleet sales","emp_length":0,"state":"GA","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":8.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":85500,"total_credit_utilized":35548,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.42,"installment":750.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":36485.69344,"paid_principal":35000,"paid_interest":1485.69,"paid_late_fees":0} {"emp_title":"special agent","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":15.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":1197805,"total_credit_utilized":201598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":136300,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":34817.92,"paid_total":6047.98,"paid_principal":5182.08,"paid_interest":865.9,"paid_late_fees":0} {"emp_title":"business development manager","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":57100,"total_credit_utilized":31800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":84,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9522.21,"paid_total":663.68,"paid_principal":477.79,"paid_interest":185.89,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":14.13,"verification_income_joint":"","delinq_2y":1,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":316375,"total_credit_utilized":34380,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":1500,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36900,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19257.56,"paid_total":1347.39,"paid_principal":742.44,"paid_interest":604.95,"paid_late_fees":0} {"emp_title":"pharmacy courier ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":16.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":56814,"total_credit_utilized":32109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":37000,"term":60,"interest_rate":16.02,"installment":900.17,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24608.6,"paid_total":14418.53,"paid_principal":12391.4,"paid_interest":2027.13,"paid_late_fees":0} {"emp_title":"pricing strategist ","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":446752,"total_credit_utilized":23630,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":82100,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.32,"installment":542.07,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16138.59,"paid_total":2162.96,"paid_principal":1861.41,"paid_interest":301.55,"paid_late_fees":0} {"emp_title":"medical doctor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":225000,"verified_income":"Verified","debt_to_income":20.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1991,"inquiries_last_12m":7,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":1009652,"total_credit_utilized":186301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":11500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37940.61,"paid_total":2397.04,"paid_principal":2059.39,"paid_interest":337.65,"paid_late_fees":0} {"emp_title":"teacher","emp_length":8,"state":"AZ","homeownership":"OWN","annual_income":35000,"verified_income":"Source Verified","debt_to_income":20.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":19222,"total_credit_utilized":8180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":16.01,"installment":562.6,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14938.56,"paid_total":1687.18,"paid_principal":1061.44,"paid_interest":625.74,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":11.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":43712,"total_credit_utilized":34523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7350,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":71,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.65,"paid_total":1653.84,"paid_principal":1184.35,"paid_interest":469.49,"paid_late_fees":0} {"emp_title":"pilot ","emp_length":3,"state":"KY","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":3.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":167517,"total_credit_utilized":20135,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.92,"installment":805.75,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23187.85,"paid_total":2389.69,"paid_principal":1812.15,"paid_interest":577.54,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":32112,"verified_income":"Verified","debt_to_income":18.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":38700,"total_credit_utilized":13918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":434,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19800,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.98,"installment":464.87,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13014.92,"paid_total":1385.29,"paid_principal":985.08,"paid_interest":400.21,"paid_late_fees":0} {"emp_title":"contractor sales","emp_length":6,"state":"OH","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":18.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":111979,"total_credit_utilized":76955,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.99,"installment":533.75,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23109.31,"paid_total":1585.26,"paid_principal":890.69,"paid_interest":694.57,"paid_late_fees":0} {"emp_title":"comgr","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":34.11,"annual_income_joint":99000,"verification_income_joint":"","debt_to_income_joint":26.5,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":266436,"total_credit_utilized":72017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.97,"installment":810.49,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":41182.14603,"paid_principal":40000,"paid_interest":1182.15,"paid_late_fees":0} {"emp_title":"instructor","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":12.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":149269,"total_credit_utilized":155657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.34,"installment":372.4,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11400.17,"paid_total":735.01,"paid_principal":599.83,"paid_interest":135.18,"paid_late_fees":0} {"emp_title":"route driver","emp_length":1,"state":"KY","homeownership":"OWN","annual_income":46000,"verified_income":"Not Verified","debt_to_income":22.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":71170,"total_credit_utilized":32075,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23700,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5544.7,"paid_total":564.6,"paid_principal":455.3,"paid_interest":109.3,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":12.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":166184,"total_credit_utilized":45451,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":127000,"num_total_cc_accounts":33,"num_open_cc_accounts":19,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.92,"installment":424.16,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19217.08,"paid_total":1300.04,"paid_principal":782.92,"paid_interest":517.12,"paid_late_fees":0} {"emp_title":"director","emp_length":1,"state":"NC","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":11.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":293413,"total_credit_utilized":41789,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":288,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":26000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":9.92,"installment":233.29,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0.06,"paid_total":11263.14,"paid_principal":10999.94,"paid_interest":263.2,"paid_late_fees":0} {"emp_title":"customer service/sales associate","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":8.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1993,"inquiries_last_12m":8,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":51226,"total_credit_utilized":44986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":91,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":60,"interest_rate":9.44,"installment":241.19,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10889.96,"paid_total":949.68,"paid_principal":610.04,"paid_interest":339.64,"paid_late_fees":0} {"emp_title":"chief communications officer","emp_length":1,"state":"OK","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":11.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":210823,"total_credit_utilized":14700,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":823,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.97,"installment":234.92,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6752.15,"paid_total":948.66,"paid_principal":747.85,"paid_interest":200.81,"paid_late_fees":0} {"emp_title":"art fairs coordinator","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":5.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":16200,"total_credit_utilized":6881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9200,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5425.71,"paid_total":781.08,"paid_principal":574.29,"paid_interest":206.79,"paid_late_fees":0} {"emp_title":"technical support ","emp_length":3,"state":"KY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":42365,"total_credit_utilized":20907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":168,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8798.08,"paid_total":1628.79,"paid_principal":1201.92,"paid_interest":426.87,"paid_late_fees":0} {"emp_title":"medical education specialist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":9.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":42648,"total_credit_utilized":18328,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21900,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":9.44,"installment":240.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6580.45,"paid_total":1192.33,"paid_principal":919.55,"paid_interest":272.78,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":133000,"verified_income":"Verified","debt_to_income":28.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":284093,"total_credit_utilized":95983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29600,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":23.87,"installment":979.12,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23525.57,"paid_total":2904.21,"paid_principal":1474.43,"paid_interest":1429.78,"paid_late_fees":0} {"emp_title":"correctional officer ","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":26.21,"annual_income_joint":70000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.48,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":90803,"total_credit_utilized":77786,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6600,"term":36,"interest_rate":18.45,"installment":240.1,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6320.62,"paid_total":473.44,"paid_principal":279.38,"paid_interest":194.06,"paid_late_fees":0} {"emp_title":"service assurance agent","emp_length":10,"state":"WA","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":19.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":35100,"total_credit_utilized":15116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15500,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":36,"interest_rate":10.41,"installment":503.14,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14384.34,"paid_total":1500.46,"paid_principal":1115.66,"paid_interest":384.8,"paid_late_fees":0} {"emp_title":"mortgage lender","emp_length":5,"state":"MN","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":22.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":261543,"total_credit_utilized":53429,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25200,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.42,"installment":654.31,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23976.58,"paid_total":2363.03,"paid_principal":1023.42,"paid_interest":1339.61,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":34.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":160312,"total_credit_utilized":86182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20600,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":13.58,"installment":67.95,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1862.51,"paid_total":200.83,"paid_principal":137.49,"paid_interest":63.34,"paid_late_fees":0} {"emp_title":"kitchen manager","emp_length":0,"state":"CO","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":21.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":40951,"total_credit_utilized":21249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":9.92,"installment":128.92,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3807.5,"paid_total":255.64,"paid_principal":192.5,"paid_interest":63.14,"paid_late_fees":0} {"emp_title":"grocery clerk","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":16.59,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":19686,"total_credit_utilized":15226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4554.82,"paid_total":703.07,"paid_principal":445.18,"paid_interest":257.89,"paid_late_fees":0} {"emp_title":"biomedical engineer","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":175000,"verified_income":"Verified","debt_to_income":25.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":585432,"total_credit_utilized":112031,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":54600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":23.88,"installment":286.99,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9637.39,"paid_total":1121.43,"paid_principal":362.61,"paid_interest":758.82,"paid_late_fees":0} {"emp_title":"paramedic","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":37000,"verified_income":"Source Verified","debt_to_income":23.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":50300,"total_credit_utilized":27970,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5425.7,"paid_total":808.36,"paid_principal":574.3,"paid_interest":234.06,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":6.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":36400,"total_credit_utilized":19208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21400,"num_total_cc_accounts":24,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13262,"paid_total":2537.13,"paid_principal":1738,"paid_interest":799.13,"paid_late_fees":0} {"emp_title":"police","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":17.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":200265,"total_credit_utilized":29913,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39200,"num_total_cc_accounts":25,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":10.9,"installment":390.47,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17312.89,"paid_total":1160.51,"paid_principal":687.11,"paid_interest":473.4,"paid_late_fees":0} {"emp_title":"customer service","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":42755,"verified_income":"Verified","debt_to_income":50.34,"annual_income_joint":101255,"verification_income_joint":"Verified","debt_to_income_joint":27.85,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":50,"open_credit_lines":15,"total_credit_limit":222060,"total_credit_utilized":71363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7200,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":14.08,"installment":821.2,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21237.94,"paid_total":4068.45,"paid_principal":2762.06,"paid_interest":1306.39,"paid_late_fees":0} {"emp_title":"ramp service man","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":25.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":18,"total_credit_limit":501637,"total_credit_utilized":80197,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":44000,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25350,"term":60,"interest_rate":19.03,"installment":658.02,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24301.34,"paid_total":2605.28,"paid_principal":1048.66,"paid_interest":1556.62,"paid_late_fees":0} {"emp_title":"medical w","emp_length":3,"state":"MD","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":0.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2014,"inquiries_last_12m":6,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":7400,"total_credit_utilized":90,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15600,"term":36,"interest_rate":14.07,"installment":533.71,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14433.16,"paid_total":1700.51,"paid_principal":1166.84,"paid_interest":533.67,"paid_late_fees":0} {"emp_title":"shipping forklift driver","emp_length":10,"state":"WI","homeownership":"RENT","annual_income":77000,"verified_income":"Source Verified","debt_to_income":11.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":55800,"total_credit_utilized":32347,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13564.27,"paid_total":1952.71,"paid_principal":1435.73,"paid_interest":516.98,"paid_late_fees":0} {"emp_title":"florist ","emp_length":6,"state":"AL","homeownership":"OWN","annual_income":18700,"verified_income":"Source Verified","debt_to_income":20.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":12676,"total_credit_utilized":5060,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8798.44,"paid_total":1628.79,"paid_principal":1201.56,"paid_interest":427.23,"paid_late_fees":0} {"emp_title":"special enforcement investigator","emp_length":5,"state":"HI","homeownership":"RENT","annual_income":68700,"verified_income":"Source Verified","debt_to_income":13.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":119325,"total_credit_utilized":103019,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":18.06,"installment":343.26,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12778.17,"paid_total":1723.08,"paid_principal":721.83,"paid_interest":1001.25,"paid_late_fees":0} {"emp_title":"warehouse team member ","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":20.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":38891,"total_credit_utilized":22268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3255,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5269.21,"paid_total":963.74,"paid_principal":730.79,"paid_interest":232.95,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":8,"state":"TX","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":11300,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":24.85,"installment":374.58,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12229.28,"paid_total":1828.72,"paid_principal":570.72,"paid_interest":1258,"paid_late_fees":0} {"emp_title":"principal","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":8.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":323047,"total_credit_utilized":39730,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.42,"installment":973.95,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27108.81,"paid_total":3861.07,"paid_principal":2891.19,"paid_interest":969.88,"paid_late_fees":0} {"emp_title":"area manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Source Verified","debt_to_income":20.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":387599,"total_credit_utilized":48416,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47500,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19005.13,"paid_total":1765.45,"paid_principal":994.87,"paid_interest":770.58,"paid_late_fees":0} {"emp_title":"front office supervisor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":31000,"verified_income":"Source Verified","debt_to_income":28.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":52128,"total_credit_utilized":29312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":5.32,"installment":120.46,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3586.35,"paid_total":479.48,"paid_principal":413.65,"paid_interest":65.83,"paid_late_fees":0} {"emp_title":"route salesman","emp_length":8,"state":"KY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":15.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":116740,"total_credit_utilized":24681,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14100,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":21.45,"installment":655.38,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23069.91,"paid_total":2550.02,"paid_principal":930.09,"paid_interest":1619.93,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":25200,"verified_income":"Source Verified","debt_to_income":2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":20500,"total_credit_utilized":519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23568.96,"paid_total":2561.44,"paid_principal":1431.04,"paid_interest":1130.4,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":10.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":5,"total_credit_limit":49200,"total_credit_utilized":32404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30200,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":6.72,"installment":393.39,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18864.95,"paid_total":1554.89,"paid_principal":1135.05,"paid_interest":419.84,"paid_late_fees":0} {"emp_title":"operations director","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":20.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":63186,"total_credit_utilized":44958,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12000,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":15.05,"installment":624.42,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15956.02,"paid_total":3107.05,"paid_principal":2043.98,"paid_interest":1063.07,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":11.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":491405,"total_credit_utilized":46682,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.43,"installment":224.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6489,"paid_total":675.44,"paid_principal":511,"paid_interest":164.44,"paid_late_fees":0} {"emp_title":"senior network lead engineer","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":167000,"verified_income":"Verified","debt_to_income":8.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":30,"total_credit_limit":462246,"total_credit_utilized":86728,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":527,"current_installment_accounts":20,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":22100,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":19.42,"installment":628.14,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23269.08,"paid_total":1832.63,"paid_principal":730.92,"paid_interest":1101.71,"paid_late_fees":0} {"emp_title":"program director","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":75250,"verified_income":"Not Verified","debt_to_income":25.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":18,"total_credit_limit":137025,"total_credit_utilized":74780,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":10.91,"installment":347.17,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15389.37,"paid_total":1031.81,"paid_principal":610.63,"paid_interest":421.18,"paid_late_fees":0} {"emp_title":"rn","emp_length":1,"state":"TN","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":17.54,"annual_income_joint":116000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.83,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":437918,"total_credit_utilized":14848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23518.56,"paid_total":2894.19,"paid_principal":1481.44,"paid_interest":1412.75,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Verified","debt_to_income":10.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":7,"total_credit_limit":110600,"total_credit_utilized":30312,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65000,"num_total_cc_accounts":23,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.92,"installment":225.61,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6492.59,"paid_total":644.64,"paid_principal":507.41,"paid_interest":137.23,"paid_late_fees":0} {"emp_title":"assistant","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Source Verified","debt_to_income":18.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":70695,"total_credit_utilized":40598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":425,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":9.92,"installment":135.37,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3895.54,"paid_total":409.59,"paid_principal":304.46,"paid_interest":105.13,"paid_late_fees":0} {"emp_title":"technician ","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":3.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":7900,"total_credit_utilized":3925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7900,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":11.99,"installment":159.41,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4347.47,"paid_total":651.62,"paid_principal":452.53,"paid_interest":199.09,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":18.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":43707,"total_credit_utilized":13577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.44,"installment":512.08,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14436.82,"paid_total":2039.93,"paid_principal":1563.18,"paid_interest":476.75,"paid_late_fees":0} {"emp_title":"co owner","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":151000,"verified_income":"Not Verified","debt_to_income":5.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":481352,"total_credit_utilized":29161,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33800,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13785.18,"paid_total":1425.05,"paid_principal":1214.82,"paid_interest":210.23,"paid_late_fees":0} {"emp_title":"respiratory therapist","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":30.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":134307,"total_credit_utilized":33632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":7.35,"installment":46.56,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1310.83,"paid_total":232.19,"paid_principal":189.17,"paid_interest":43.02,"paid_late_fees":0} {"emp_title":"cashier","emp_length":3,"state":"FL","homeownership":"OWN","annual_income":21000,"verified_income":"Source Verified","debt_to_income":17.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":2,"total_credit_limit":16060,"total_credit_utilized":12143,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18844.17,"paid_total":2348.21,"paid_principal":1155.83,"paid_interest":1192.38,"paid_late_fees":0} {"emp_title":"annalyst","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":18.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":155770,"total_credit_utilized":79141,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15500,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11700,"term":60,"interest_rate":11.99,"installment":260.21,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11040.27,"paid_total":1105.15,"paid_principal":659.73,"paid_interest":445.42,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":4,"state":"OH","homeownership":"RENT","annual_income":81000,"verified_income":"Source Verified","debt_to_income":16.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":135926,"total_credit_utilized":74368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":92800,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":9.44,"installment":1120.18,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31580.53,"paid_total":4462.36,"paid_principal":3419.47,"paid_interest":1042.89,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":12.74,"annual_income_joint":82000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.87,"delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":49544,"total_credit_utilized":25081,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.92,"installment":483.45,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13912.71,"paid_total":1442.08,"paid_principal":1087.29,"paid_interest":354.79,"paid_late_fees":0} {"emp_title":"sales engineer","emp_length":0,"state":"PA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":22.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":441384,"total_credit_utilized":52055,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":13150,"term":60,"interest_rate":12.62,"installment":296.66,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12506.47,"paid_total":1168.2,"paid_principal":643.53,"paid_interest":524.67,"paid_late_fees":0} {"emp_title":"driver forklift ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":21.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":24,"total_credit_limit":68700,"total_credit_utilized":30109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":64,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":33300,"num_total_cc_accounts":34,"num_open_cc_accounts":24,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17698.3,"paid_total":3406.01,"paid_principal":2301.7,"paid_interest":1104.31,"paid_late_fees":0} {"emp_title":"wfa 1","emp_length":7,"state":"OR","homeownership":"MORTGAGE","annual_income":45700,"verified_income":"Source Verified","debt_to_income":25.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":173800,"total_credit_utilized":18224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17400,"term":36,"interest_rate":10.41,"installment":564.81,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15722.87,"paid_total":2249.18,"paid_principal":1677.13,"paid_interest":572.05,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":25356,"verified_income":"Source Verified","debt_to_income":18.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":18,"total_credit_limit":29300,"total_credit_utilized":11501,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":85,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5300,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":24.84,"installment":409.61,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13633.08,"paid_total":1190.19,"paid_principal":366.92,"paid_interest":823.27,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":28.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":149484,"total_credit_utilized":81150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":58000,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.59,"installment":849.48,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22103.35,"paid_total":4247.4,"paid_principal":2896.65,"paid_interest":1350.75,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.36,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.1,"delinq_2y":4,"months_since_last_delinq":14,"earliest_credit_line":1985,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":555163,"total_credit_utilized":16501,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":7,"account_never_delinq_percent":70.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8425,"term":36,"interest_rate":17.09,"installment":300.76,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7686.31,"paid_total":1183.04,"paid_principal":738.69,"paid_interest":444.35,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"RENT","annual_income":22000,"verified_income":"Not Verified","debt_to_income":10.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":18950,"total_credit_utilized":2256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":8000,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.07,"installment":121.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3796.31,"paid_total":240.94,"paid_principal":203.69,"paid_interest":37.25,"paid_late_fees":0} {"emp_title":"sales director","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":27.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":1452580,"total_credit_utilized":130923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":173900,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":9.43,"installment":896.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25956.09,"paid_total":2673.36,"paid_principal":2043.91,"paid_interest":629.45,"paid_late_fees":0} {"emp_title":"file clerk","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":19.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":126400,"total_credit_utilized":30455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":107600,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15850,"term":36,"interest_rate":6.08,"installment":482.77,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13817.19,"paid_total":2403.14,"paid_principal":2032.81,"paid_interest":370.33,"paid_late_fees":0} {"emp_title":"key holder","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":13000,"verified_income":"Source Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":19750,"total_credit_utilized":7826,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":7.97,"installment":131.56,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3781.19,"paid_total":522.52,"paid_principal":418.81,"paid_interest":103.71,"paid_late_fees":0} {"emp_title":"receiving clerk","emp_length":0,"state":"IN","homeownership":"OWN","annual_income":31000,"verified_income":"Source Verified","debt_to_income":25.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":45944,"total_credit_utilized":48379,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":103,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.01,"installment":389.18,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15465.8,"paid_total":1139.08,"paid_principal":534.2,"paid_interest":604.88,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":108407,"verified_income":"Source Verified","debt_to_income":7.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":44086,"total_credit_utilized":26925,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3300,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.92,"installment":848.31,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.2,"paid_total":2522.89,"paid_principal":1565.8,"paid_interest":957.09,"paid_late_fees":0} {"emp_title":"engineer","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":13.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":207875,"total_credit_utilized":48475,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.04,"installment":571.47,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21621.95,"paid_total":3194.36,"paid_principal":2378.05,"paid_interest":816.31,"paid_late_fees":0} {"emp_title":"load crew chief","emp_length":6,"state":"AZ","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Source Verified","debt_to_income":11.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":305765,"total_credit_utilized":16971,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":7.96,"installment":391.48,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11568.16,"paid_total":1168.91,"paid_principal":931.84,"paid_interest":237.07,"paid_late_fees":0} {"emp_title":"lna","emp_length":1,"state":"VT","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Source Verified","debt_to_income":37.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":111078,"total_credit_utilized":63026,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":178,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15395.49123,"paid_principal":15000,"paid_interest":395.49,"paid_late_fees":0} {"emp_title":"librarian","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":61000,"verified_income":"Source Verified","debt_to_income":22.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":117313,"total_credit_utilized":63785,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40200,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4600,"paid_total":474.64,"paid_principal":400,"paid_interest":74.64,"paid_late_fees":0} {"emp_title":"horticulturist","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":22.62,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.27,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":14,"total_credit_limit":323897,"total_credit_utilized":21917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18800,"num_total_cc_accounts":11,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":20,"installment":794.82,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28475.94,"paid_total":3907.43,"paid_principal":1524.06,"paid_interest":2383.37,"paid_late_fees":0} {"emp_title":"","state":"VT","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":15.92,"annual_income_joint":70000,"verification_income_joint":"Verified","debt_to_income_joint":28.43,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":8200,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":2000,"term":36,"interest_rate":17.09,"installment":71.4,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1824.63,"paid_total":288.45,"paid_principal":175.37,"paid_interest":113.08,"paid_late_fees":0} {"emp_title":"facility maintenance manager","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":27.33,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":20,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":53,"open_credit_lines":18,"total_credit_limit":431822,"total_credit_utilized":153766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18300,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":14.07,"installment":396.18,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16603.98,"paid_total":765.78,"paid_principal":396.02,"paid_interest":369.76,"paid_late_fees":0} {"emp_title":"hr director","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":12.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":200375,"total_credit_utilized":33291,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22500,"term":36,"interest_rate":10.42,"installment":730.46,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20331.62,"paid_total":2908.82,"paid_principal":2168.38,"paid_interest":740.44,"paid_late_fees":0} {"emp_title":"driver","emp_length":6,"state":"NH","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":20.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":387344,"total_credit_utilized":67821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47900,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":12.62,"installment":541.42,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22515.01,"paid_total":2448.85,"paid_principal":1484.99,"paid_interest":963.86,"paid_late_fees":0} {"emp_title":"sensor operator","emp_length":0,"state":"OR","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":18200,"total_credit_utilized":15992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":69,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":15.04,"installment":554.96,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":14923.34,"paid_total":1638.14,"paid_principal":1076.66,"paid_interest":561.48,"paid_late_fees":0} {"emp_title":"senior vice president, sr rel manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Source Verified","debt_to_income":30.12,"annual_income_joint":315000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.11,"delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":489200,"total_credit_utilized":437799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25600,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":10.42,"installment":514.91,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22757.9,"paid_total":2045.75,"paid_principal":1242.1,"paid_interest":803.65,"paid_late_fees":0} {"emp_title":"learning resource engineer","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":19.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":106140,"total_credit_utilized":59557,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25600,"term":60,"interest_rate":18.45,"installment":656.36,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25070.44,"paid_total":1286.48,"paid_principal":529.56,"paid_interest":756.92,"paid_late_fees":0} {"emp_title":"systems administrator","emp_length":0,"state":"ND","homeownership":"RENT","annual_income":57500,"verified_income":"Source Verified","debt_to_income":15.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":56,"open_credit_lines":14,"total_credit_limit":131094,"total_credit_utilized":115842,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7100,"term":36,"interest_rate":22.91,"installment":274.51,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6378.16,"paid_total":1408.7,"paid_principal":721.84,"paid_interest":686.86,"paid_late_fees":0} {"emp_title":"director of pharmacy","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":132454,"verified_income":"Not Verified","debt_to_income":21.97,"annual_income_joint":188454,"verification_income_joint":"Not Verified","debt_to_income_joint":21.85,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":357933,"total_credit_utilized":81406,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":6.08,"installment":365.5,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10771.91,"paid_total":1457.95,"paid_principal":1228.09,"paid_interest":229.86,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Verified","debt_to_income":71.91,"annual_income_joint":127000,"verification_income_joint":"Verified","debt_to_income_joint":32.56,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":6,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":218335,"total_credit_utilized":67288,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19300,"num_total_cc_accounts":26,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32678.15,"paid_total":3396.28,"paid_principal":2321.85,"paid_interest":1074.43,"paid_late_fees":0} {"emp_title":"human resources mananger","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Not Verified","debt_to_income":19.26,"annual_income_joint":234000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.95,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":505590,"total_credit_utilized":86214,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":110400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":7.35,"installment":399.34,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18598.74,"paid_total":1988.53,"paid_principal":1401.26,"paid_interest":587.27,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Source Verified","debt_to_income":11.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":200165,"total_credit_utilized":24250,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5719.95,"paid_total":394.47,"paid_principal":280.05,"paid_interest":114.42,"paid_late_fees":0} {"emp_title":"mfg compl tech","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":16.74,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":253699,"total_credit_utilized":23466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":382,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":463.47,"paid_principal":376.05,"paid_interest":87.42,"paid_late_fees":0} {"emp_title":"business development manager","emp_length":0,"state":"WV","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":24.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":479546,"total_credit_utilized":106772,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":16.02,"installment":196.94,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5101.41,"paid_total":782.78,"paid_principal":498.59,"paid_interest":284.19,"paid_late_fees":0} {"emp_title":"mailhandler","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":22.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":54600,"total_credit_utilized":44880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37600,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19357.88,"paid_total":1486.95,"paid_principal":642.12,"paid_interest":844.83,"paid_late_fees":0} {"emp_title":"assistant principal","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":10.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":68879,"total_credit_utilized":20071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3294,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":56600,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":20,"installment":662.35,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23992.42,"paid_total":2593.84,"paid_principal":1007.58,"paid_interest":1586.26,"paid_late_fees":0} {"emp_title":"core operator","emp_length":6,"state":"IL","homeownership":"MORTGAGE","annual_income":122000,"verified_income":"Verified","debt_to_income":11.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":237739,"total_credit_utilized":45219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33450,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.45,"paid_total":1936.06,"paid_principal":1439.55,"paid_interest":496.51,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":0,"state":"CO","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":8.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":23,"total_credit_limit":73861,"total_credit_utilized":80180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.62,"installment":1172.9,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31212.93,"paid_total":5130.25,"paid_principal":3787.07,"paid_interest":1343.18,"paid_late_fees":0} {"emp_title":"edi analyst","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Not Verified","debt_to_income":17.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":69,"open_credit_lines":24,"total_credit_limit":413445,"total_credit_utilized":86343,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40400,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":98.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":9.44,"installment":293.62,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13068.02,"paid_total":1453.42,"paid_principal":931.98,"paid_interest":521.44,"paid_late_fees":0} {"emp_title":"construction inspector","emp_length":5,"state":"OH","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":15.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":41044,"total_credit_utilized":27810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.9,"installment":81.73,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2381.42,"paid_total":160.43,"paid_principal":118.58,"paid_interest":41.85,"paid_late_fees":0} {"emp_title":"administrative nursing supervisor ","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":12.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":248430,"total_credit_utilized":14699,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":7134,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18500,"num_total_cc_accounts":23,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8739,"paid_total":1547.82,"paid_principal":1261,"paid_interest":286.82,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":39.35,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.25,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":210840,"total_credit_utilized":86493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":123600,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.8,"paid_total":1798.05,"paid_principal":1551.2,"paid_interest":246.85,"paid_late_fees":0} {"emp_title":"machinist/ supervisor","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":13.14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":50970,"total_credit_utilized":29291,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":600,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":61.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":17.09,"installment":796.84,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":30607.65,"paid_total":3156.98,"paid_principal":1392.35,"paid_interest":1764.63,"paid_late_fees":0} {"emp_title":"case manager","emp_length":9,"state":"IN","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":4.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":11,"total_credit_limit":115000,"total_credit_utilized":15102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36200,"num_total_cc_accounts":27,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.31,"installment":180.67,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5691.08,"paid_total":370.19,"paid_principal":308.92,"paid_interest":61.27,"paid_late_fees":0} {"emp_title":"elevator mechanic","emp_length":10,"state":"OH","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":21.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":21,"total_credit_limit":189125,"total_credit_utilized":41593,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22200,"num_total_cc_accounts":32,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":10.9,"installment":368.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16351.05,"paid_total":1096.05,"paid_principal":648.95,"paid_interest":447.1,"paid_late_fees":0} {"emp_title":"director of quality assurance","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":5.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":352668,"total_credit_utilized":22007,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":3200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4637.57,"paid_total":477.94,"paid_principal":362.43,"paid_interest":115.51,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":10.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":48000,"total_credit_utilized":36239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":22400,"num_total_cc_accounts":30,"num_open_cc_accounts":21,"num_cc_carrying_balance":19,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9241.17,"paid_total":914.89,"paid_principal":758.83,"paid_interest":156.06,"paid_late_fees":0} {"emp_title":"cna","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":40765,"verified_income":"Not Verified","debt_to_income":37.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":109458,"total_credit_utilized":68756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34000,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.43,"installment":144.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4598.9329,"paid_principal":4500,"paid_interest":98.93,"paid_late_fees":0} {"emp_title":"forman","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":16.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":333625,"total_credit_utilized":39822,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":25.82,"installment":328.18,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10622.03,"paid_total":1273.27,"paid_principal":377.97,"paid_interest":895.3,"paid_late_fees":0} {"emp_title":"rehab officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":107000,"verified_income":"Verified","debt_to_income":19.54,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":594772,"total_credit_utilized":68205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21300,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":54.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":16.02,"installment":973.15,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37744.84,"paid_total":4794.55,"paid_principal":2255.16,"paid_interest":2539.39,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":1,"state":"VA","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":3.66,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":43800,"total_credit_utilized":15921,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.34,"paid_total":1530.03,"paid_principal":1271.66,"paid_interest":258.37,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":11.74,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1996,"inquiries_last_12m":7,"total_credit_lines":36,"open_credit_lines":17,"total_credit_limit":258525,"total_credit_utilized":24620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23100,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":10.9,"installment":621.14,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18098.81,"paid_total":1219.27,"paid_principal":901.19,"paid_interest":318.08,"paid_late_fees":0} {"emp_title":"product specialist ","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":37000,"verified_income":"Not Verified","debt_to_income":11.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":72256,"total_credit_utilized":13611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":50700,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.97,"installment":234.92,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6752.16,"paid_total":936.36,"paid_principal":747.84,"paid_interest":188.52,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":1.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":3,"total_credit_limit":3400,"total_credit_utilized":1943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2400,"num_total_cc_accounts":16,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":13.59,"installment":163.1,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4357.6,"paid_total":643.34,"paid_principal":442.4,"paid_interest":200.94,"paid_late_fees":0} {"emp_title":"youth supervisor","emp_length":7,"state":"VA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":20.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":286595,"total_credit_utilized":75361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":11.98,"installment":597.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16733.47,"paid_total":1781.09,"paid_principal":1266.53,"paid_interest":514.56,"paid_late_fees":0} {"emp_title":"management","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":36.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":205507,"total_credit_utilized":123717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":22,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":38960,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":16,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.61,"installment":268.06,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7442.2,"paid_total":798.58,"paid_principal":557.8,"paid_interest":240.78,"paid_late_fees":0} {"emp_title":"software management directo","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":14.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":96800,"total_credit_utilized":54464,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15445.80476,"paid_principal":15000,"paid_interest":445.8,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Verified","debt_to_income":15.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":50,"open_credit_lines":23,"total_credit_limit":139313,"total_credit_utilized":123792,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":9,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19500,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":12.62,"installment":721.89,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":32942.12084,"paid_principal":32000,"paid_interest":942.12,"paid_late_fees":0} {"emp_title":"ehr applications analyst iii","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":93000,"verified_income":"Not Verified","debt_to_income":13.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":64800,"total_credit_utilized":39391,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":57.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":36171.45,"paid_total":5207.16,"paid_principal":3828.55,"paid_interest":1378.61,"paid_late_fees":0} {"emp_title":"owner/ contractor for lowes","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Not Verified","debt_to_income":36.84,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":39,"open_credit_lines":11,"total_credit_limit":150555,"total_credit_utilized":112343,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21400,"num_total_cc_accounts":16,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"small_business","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8825.79,"paid_total":1668.59,"paid_principal":1174.21,"paid_interest":494.38,"paid_late_fees":0} {"emp_title":"","state":"NE","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":11.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":162131,"total_credit_utilized":29315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":14.08,"installment":246.36,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6371.38,"paid_total":1220.54,"paid_principal":828.62,"paid_interest":391.92,"paid_late_fees":0} {"emp_title":"head of finance","emp_length":10,"state":"DC","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":1.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":118400,"total_credit_utilized":3639,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":118400,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26152.46,"paid_total":4548.48,"paid_principal":3847.54,"paid_interest":700.94,"paid_late_fees":0} {"emp_title":"director","emp_length":9,"state":"NE","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.33,"annual_income_joint":123500,"verification_income_joint":"Not Verified","debt_to_income_joint":20.96,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":296730,"total_credit_utilized":50622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":9500,"term":36,"interest_rate":12.61,"installment":318.32,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9060.72,"paid_total":629.98,"paid_principal":439.28,"paid_interest":190.7,"paid_late_fees":0} {"emp_title":"manager ","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":13.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":41000,"total_credit_utilized":20973,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19193.94,"paid_total":2075.08,"paid_principal":806.06,"paid_interest":1269.02,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":5.19,"annual_income_joint":92000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.98,"delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":69502,"total_credit_utilized":58272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":23200,"term":60,"interest_rate":12.62,"installment":523.37,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22064.71,"paid_total":2077.21,"paid_principal":1135.29,"paid_interest":941.92,"paid_late_fees":0} {"emp_title":"project manager","emp_length":7,"state":"WV","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":15.33,"annual_income_joint":78000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.34,"delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":46,"open_credit_lines":21,"total_credit_limit":179084,"total_credit_utilized":38902,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36600,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":19000,"term":60,"interest_rate":7.34,"installment":379.28,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18472.26,"paid_total":750.81,"paid_principal":527.74,"paid_interest":223.07,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Verified","debt_to_income":19.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":831815,"total_credit_utilized":100801,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46600,"num_total_cc_accounts":27,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.35,"installment":1086.31,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":31480.09,"paid_total":4330.95,"paid_principal":3519.91,"paid_interest":811.04,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"OWN","annual_income":21120,"verified_income":"Not Verified","debt_to_income":27.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":21148,"total_credit_utilized":12082,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.62,"installment":201.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5295.49,"paid_total":1001.14,"paid_principal":704.51,"paid_interest":296.63,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":280000,"verified_income":"Source Verified","debt_to_income":13.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":440499,"total_credit_utilized":192017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":22.9,"installment":984.66,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":34360.47,"paid_total":1924.79,"paid_principal":639.53,"paid_interest":1285.26,"paid_late_fees":0} {"emp_title":"professional truck driver","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":37.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":15,"total_credit_limit":174336,"total_credit_utilized":67500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10600,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10655.53,"paid_total":2099.37,"paid_principal":1344.47,"paid_interest":754.9,"paid_late_fees":0} {"emp_title":"technical account manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":113000,"verified_income":"Source Verified","debt_to_income":18.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":82546,"total_credit_utilized":59933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":1291,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":36,"interest_rate":15.05,"installment":374.66,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9573.57,"paid_total":1864.27,"paid_principal":1226.43,"paid_interest":637.84,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Verified","debt_to_income":28.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":99247,"total_credit_utilized":30658,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.44,"paid_total":1062.53,"paid_principal":387.56,"paid_interest":674.97,"paid_late_fees":0} {"emp_title":"entertainment coordinator","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":23.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":62039,"total_credit_utilized":21631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14500,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.72,"installment":430.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12219.72,"paid_total":2147.22,"paid_principal":1780.28,"paid_interest":366.94,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":85500,"verified_income":"Source Verified","debt_to_income":12.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":214726,"total_credit_utilized":29562,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":106300,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.93,"installment":636.38,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28026.97,"paid_total":3140.52,"paid_principal":1973.03,"paid_interest":1167.49,"paid_late_fees":0} {"emp_title":"clerk","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":24000,"verified_income":"Verified","debt_to_income":16.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":25999,"total_credit_utilized":18953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":13.58,"installment":441.67,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13034.32278,"paid_principal":13000,"paid_interest":34.32,"paid_late_fees":0} {"emp_title":"national organizing manger ","emp_length":2,"state":"MS","homeownership":"RENT","annual_income":87000,"verified_income":"Source Verified","debt_to_income":16.76,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":17,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":46,"open_credit_lines":9,"total_credit_limit":225332,"total_credit_utilized":218227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.98,"installment":265.64,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7626.6,"paid_total":525.96,"paid_principal":373.4,"paid_interest":152.56,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Source Verified","debt_to_income":26.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":254832,"total_credit_utilized":67566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":80800,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"captain","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Not Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":11,"total_credit_limit":600946,"total_credit_utilized":74808,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.9,"installment":867.71,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38986.66,"paid_total":1808.1,"paid_principal":1013.34,"paid_interest":794.76,"paid_late_fees":0} {"emp_title":"office manager/realtor","emp_length":1,"state":"MO","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Source Verified","debt_to_income":6.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":9,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":66097,"total_credit_utilized":34290,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22500,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.61,"installment":451.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19269.64,"paid_total":1339.23,"paid_principal":730.36,"paid_interest":608.87,"paid_late_fees":0} {"emp_title":"financial consultant","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":182200,"verified_income":"Source Verified","debt_to_income":15.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":65,"open_credit_lines":15,"total_credit_limit":283788,"total_credit_utilized":219582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":95200,"num_total_cc_accounts":26,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":18.06,"installment":889.92,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":35734.896,"paid_principal":35000,"paid_interest":734.9,"paid_late_fees":0} {"emp_title":"pct3","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":10.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":221709,"total_credit_utilized":25375,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.42,"installment":536.36,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23706.16,"paid_total":2116.5,"paid_principal":1293.84,"paid_interest":822.66,"paid_late_fees":0} {"emp_title":"director of programs and education","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":15.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":22,"total_credit_limit":250416,"total_credit_utilized":120284,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":11,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6000,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35192.46,"paid_total":6534.92,"paid_principal":4807.54,"paid_interest":1727.38,"paid_late_fees":0} {"emp_title":"provider","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":48300,"verified_income":"Verified","debt_to_income":33.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":41237,"total_credit_utilized":23631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15500,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":24.85,"installment":396.81,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9217.19,"paid_total":1559.63,"paid_principal":782.81,"paid_interest":776.82,"paid_late_fees":0} {"emp_title":"barista","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":8.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":12000,"total_credit_utilized":7099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4648.17,"paid_total":494.76,"paid_principal":351.83,"paid_interest":142.93,"paid_late_fees":0} {"emp_title":"equipment sales","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":25.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":249382,"total_credit_utilized":81293,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.99,"installment":667.19,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28125.72,"paid_total":3315.97,"paid_principal":1874.28,"paid_interest":1441.69,"paid_late_fees":0} {"emp_title":"service tech ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":14.8,"annual_income_joint":176000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.69,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":71705,"total_credit_utilized":58110,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8500,"term":36,"interest_rate":7.97,"installment":266.25,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7652.42,"paid_total":1074.41,"paid_principal":847.58,"paid_interest":226.83,"paid_late_fees":0} {"emp_title":"customer sevice","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Verified","debt_to_income":28.77,"annual_income_joint":89000,"verification_income_joint":"Verified","debt_to_income_joint":14.65,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":198533,"total_credit_utilized":52211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"renewable_energy","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":19.42,"installment":261.73,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9695.43,"paid_total":774.4,"paid_principal":304.57,"paid_interest":469.83,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":264000,"verified_income":"Source Verified","debt_to_income":9.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":636605,"total_credit_utilized":96287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26300,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38539.28,"paid_total":2650.44,"paid_principal":1460.72,"paid_interest":1189.72,"paid_late_fees":0} {"emp_title":"","state":"ND","homeownership":"OWN","annual_income":24000,"verified_income":"Verified","debt_to_income":24.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":19300,"total_credit_utilized":16311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4100,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":19.03,"installment":330.05,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8232.69,"paid_total":1333.78,"paid_principal":767.31,"paid_interest":566.47,"paid_late_fees":0} {"emp_title":"plumbing dept associate","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":2.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":38500,"total_credit_utilized":1425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10050.40154,"paid_principal":10000,"paid_interest":50.4,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":6,"state":"IL","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":30.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":108800,"total_credit_utilized":63130,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39900,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18983.96,"paid_total":2593.84,"paid_principal":1016.04,"paid_interest":1577.8,"paid_late_fees":0} {"emp_title":"senior property manager","emp_length":0,"state":"IL","homeownership":"OWN","annual_income":125000,"verified_income":"Source Verified","debt_to_income":18.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":325100,"total_credit_utilized":49135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":72500,"num_total_cc_accounts":30,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":84.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":12.61,"installment":811.95,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34685.33,"paid_total":2410.63,"paid_principal":1314.67,"paid_interest":1095.96,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":42640,"verified_income":"Not Verified","debt_to_income":5.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":10200,"total_credit_utilized":8018,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.05,"installment":173.45,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":4548.63,"paid_total":685.44,"paid_principal":451.37,"paid_interest":234.07,"paid_late_fees":0} {"emp_title":"tax analyst","emp_length":9,"state":"CT","homeownership":"MORTGAGE","annual_income":95800,"verified_income":"Not Verified","debt_to_income":7.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":42200,"total_credit_utilized":10852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18700,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14001.46,"paid_total":1557.22,"paid_principal":998.54,"paid_interest":558.68,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":0,"state":"AR","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":17.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":6,"total_credit_limit":115076,"total_credit_utilized":96488,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1287.02,"paid_principal":963.73,"paid_interest":323.29,"paid_late_fees":0} {"emp_title":"food service worker","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":34500,"verified_income":"Source Verified","debt_to_income":34.16,"annual_income_joint":66500,"verification_income_joint":"Not Verified","debt_to_income_joint":37.01,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":38255,"total_credit_utilized":19411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1978.99,"paid_principal":1407.26,"paid_interest":571.73,"paid_late_fees":0} {"emp_title":"audiologist","emp_length":0,"state":"KS","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":21.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":287380,"total_credit_utilized":150337,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.42,"installment":211.03,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5456.5,"paid_total":1301.39,"paid_principal":1043.5,"paid_interest":257.89,"paid_late_fees":0} {"emp_title":"reviewer","emp_length":3,"state":"AL","homeownership":"MORTGAGE","annual_income":41600,"verified_income":"Source Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":116149,"total_credit_utilized":22234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.92,"installment":339.33,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15373.66,"paid_total":1009.17,"paid_principal":626.34,"paid_interest":382.83,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":28.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":232294,"total_credit_utilized":49212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":32700,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11130.17,"paid_total":1153.67,"paid_principal":869.83,"paid_interest":283.84,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":36400,"verified_income":"Source Verified","debt_to_income":42.93,"annual_income_joint":111400,"verification_income_joint":"Source Verified","debt_to_income_joint":28.03,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":71685,"total_credit_utilized":50731,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15200,"term":36,"interest_rate":24.85,"installment":603.15,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14010.14,"paid_total":2391.62,"paid_principal":1189.86,"paid_interest":1201.76,"paid_late_fees":0} {"emp_title":"quality analyst","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":58500,"verified_income":"Source Verified","debt_to_income":6.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":5,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":61200,"total_credit_utilized":21697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7060.66,"paid_total":1298.39,"paid_principal":939.34,"paid_interest":359.05,"paid_late_fees":0} {"emp_title":"president","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":4.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":27300,"total_credit_utilized":9039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":14.07,"installment":752.66,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20498.4,"paid_total":2240.78,"paid_principal":1501.6,"paid_interest":739.18,"paid_late_fees":0} {"emp_title":"clinical manager","emp_length":4,"state":"MD","homeownership":"MORTGAGE","annual_income":54105,"verified_income":"Verified","debt_to_income":10.65,"verification_income_joint":"","delinq_2y":13,"months_since_last_delinq":4,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":4,"total_credit_limit":290394,"total_credit_utilized":19669,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1100,"num_total_cc_accounts":17,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":45.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.45,"installment":291.03,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7661.36,"paid_total":573.86,"paid_principal":338.64,"paid_interest":235.22,"paid_late_fees":0} {"emp_title":"graphic design teacher","emp_length":0,"state":"SC","homeownership":"MORTGAGE","annual_income":35859,"verified_income":"Verified","debt_to_income":49.9,"annual_income_joint":115859,"verification_income_joint":"Verified","debt_to_income_joint":19.76,"delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":19,"total_credit_limit":274395,"total_credit_utilized":108250,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":6,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4600,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":16.01,"installment":486.47,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19332.26,"paid_total":1379.36,"paid_principal":667.74,"paid_interest":711.62,"paid_late_fees":0} {"emp_title":"senior software developer ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":243309,"total_credit_utilized":38765,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54900,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6463.98,"paid_total":637.18,"paid_principal":536.02,"paid_interest":101.16,"paid_late_fees":0} {"emp_title":"bartender ","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":14.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":30592,"total_credit_utilized":15446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12100,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9495.53,"paid_total":611.17,"paid_principal":504.47,"paid_interest":106.7,"paid_late_fees":0} {"emp_title":"supply planner","emp_length":1,"state":"IL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":13.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":185832,"total_credit_utilized":28425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.59,"installment":407.75,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10893.99,"paid_total":1621.94,"paid_principal":1106.01,"paid_interest":515.93,"paid_late_fees":0} {"emp_title":"hr dir","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":27.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":224065,"total_credit_utilized":55522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":32400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4400,"term":36,"interest_rate":7.34,"installment":136.55,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4069.07,"paid_total":407.86,"paid_principal":330.93,"paid_interest":76.93,"paid_late_fees":0} {"emp_title":"foreman ","emp_length":6,"state":"HI","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":3.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":18600,"total_credit_utilized":5450,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.72,"installment":215.25,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6289.86,"paid_total":858.39,"paid_principal":710.14,"paid_interest":148.25,"paid_late_fees":0} {"emp_title":"parts business development manager","emp_length":1,"state":"IN","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":7.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":198992,"total_credit_utilized":12113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.31,"installment":752.76,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23712.89,"paid_total":1498.14,"paid_principal":1287.11,"paid_interest":211.03,"paid_late_fees":0} {"emp_title":"letter carrier","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":82000,"verified_income":"Source Verified","debt_to_income":21.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":3,"total_credit_lines":76,"open_credit_lines":37,"total_credit_limit":249867,"total_credit_utilized":57229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":37,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":191900,"num_total_cc_accounts":64,"num_open_cc_accounts":36,"num_cc_carrying_balance":18,"num_mort_accounts":2,"account_never_delinq_percent":98.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36092.05,"paid_total":5099.82,"paid_principal":3907.95,"paid_interest":1191.87,"paid_late_fees":0} {"emp_title":"regional sales director","emp_length":1,"state":"CT","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":23.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":424929,"total_credit_utilized":100587,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":83900,"num_total_cc_accounts":30,"num_open_cc_accounts":17,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.91,"installment":784.71,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21115.47,"paid_total":3887.18,"paid_principal":2884.53,"paid_interest":1002.65,"paid_late_fees":0} {"emp_title":"store manager","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":13.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":309058,"total_credit_utilized":51254,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21900,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33327.8,"paid_total":2312.71,"paid_principal":1672.2,"paid_interest":640.51,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":2.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":26600,"total_credit_utilized":1012,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18750.5,"paid_total":2210.63,"paid_principal":1249.5,"paid_interest":961.13,"paid_late_fees":0} {"emp_title":"welder","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":49500,"verified_income":"Not Verified","debt_to_income":33.02,"annual_income_joint":68800,"verification_income_joint":"Not Verified","debt_to_income_joint":25.76,"delinq_2y":2,"months_since_last_delinq":21,"earliest_credit_line":2004,"inquiries_last_12m":9,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":175673,"total_credit_utilized":62875,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16700,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":5500,"term":36,"interest_rate":9.93,"installment":177.29,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5101.39,"paid_total":525.8,"paid_principal":398.61,"paid_interest":127.19,"paid_late_fees":0} {"emp_title":"it service technician","emp_length":4,"state":"PA","homeownership":"RENT","annual_income":49000,"verified_income":"Source Verified","debt_to_income":8.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":19356,"total_credit_utilized":16182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8600,"term":36,"interest_rate":14.08,"installment":294.27,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7812.83,"paid_total":1170.35,"paid_principal":787.17,"paid_interest":383.18,"paid_late_fees":0} {"emp_title":"installer","emp_length":10,"state":"SC","homeownership":"RENT","annual_income":33600,"verified_income":"Verified","debt_to_income":17.43,"annual_income_joint":81600,"verification_income_joint":"Source Verified","debt_to_income_joint":7.18,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":32347,"total_credit_utilized":15967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":53,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":9.93,"installment":580.22,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16253.39,"paid_total":2310.95,"paid_principal":1746.61,"paid_interest":564.34,"paid_late_fees":0} {"emp_title":"heavy equipment operator","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":45300,"verified_income":"Verified","debt_to_income":17.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1981,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":146670,"total_credit_utilized":24429,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":16.02,"installment":437.92,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17193.55,"paid_total":1735.66,"paid_principal":806.45,"paid_interest":929.21,"paid_late_fees":0} {"emp_title":"welder","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":33.3,"annual_income_joint":124000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.56,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":204704,"total_credit_utilized":59375,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28600,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28225,"term":36,"interest_rate":20.39,"installment":1054.56,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26470.61,"paid_total":3099.73,"paid_principal":1754.39,"paid_interest":1345.34,"paid_late_fees":0} {"emp_title":"benefits/worklife manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":35.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":327635,"total_credit_utilized":137013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24100,"term":60,"interest_rate":30.65,"installment":789.37,"grade":"F","sub_grade":"F4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23185.38,"paid_total":3864.78,"paid_principal":914.62,"paid_interest":2950.16,"paid_late_fees":0} {"emp_title":"software developer ii","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":13.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":66901,"total_credit_utilized":40675,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":97,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":11.99,"installment":139.49,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4213.986,"paid_principal":4200,"paid_interest":13.99,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":500000,"verified_income":"Source Verified","debt_to_income":8.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":1529377,"total_credit_utilized":112880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48800,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12950,"term":36,"interest_rate":7.35,"installment":401.94,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13132.83826,"paid_principal":12950,"paid_interest":182.84,"paid_late_fees":0} {"emp_title":"accountant","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":36400,"verified_income":"Verified","debt_to_income":30.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":41,"open_credit_lines":20,"total_credit_limit":178853,"total_credit_utilized":152017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":53000,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":19200,"term":60,"interest_rate":26.3,"installment":578.28,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18549.07,"paid_total":2285.07,"paid_principal":650.93,"paid_interest":1634.14,"paid_late_fees":0} {"emp_title":"parts mgr","emp_length":4,"state":"MI","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":37.65,"annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.05,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":5,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":279194,"total_credit_utilized":97635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":28500,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":17,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16800,"term":60,"interest_rate":21.45,"installment":458.76,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15978.86,"paid_total":2253.76,"paid_principal":821.14,"paid_interest":1432.62,"paid_late_fees":0} {"emp_title":"airport supervisor ","emp_length":4,"state":"NY","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":14.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":339837,"total_credit_utilized":33905,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":31601,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.59,"installment":691.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28568.14,"paid_total":2721.46,"paid_principal":1431.86,"paid_interest":1289.6,"paid_late_fees":0} {"emp_title":"assistant store manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":62914,"verified_income":"Not Verified","debt_to_income":37.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1974,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":66475,"total_credit_utilized":60109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":55500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.45,"installment":363.79,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9576.69,"paid_total":707.08,"paid_principal":423.31,"paid_interest":283.77,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":24000,"verified_income":"Source Verified","debt_to_income":34.22,"annual_income_joint":76000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.37,"delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":39972,"total_credit_utilized":30853,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":551,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17300,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":36,"interest_rate":11.99,"installment":730.61,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19926,"paid_total":2907.79,"paid_principal":2074,"paid_interest":833.79,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":9,"state":"WV","homeownership":"MORTGAGE","annual_income":152000,"verified_income":"Source Verified","debt_to_income":17.11,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":357375,"total_credit_utilized":65846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26500,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":8,"account_never_delinq_percent":74.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":26500,"term":60,"interest_rate":12.61,"installment":597.68,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25858.22,"paid_total":1223.21,"paid_principal":641.78,"paid_interest":581.43,"paid_late_fees":0} {"emp_title":"bsa investigator","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":120964,"total_credit_utilized":53665,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":57500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.41,"installment":211,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6032.13,"paid_total":625.48,"paid_principal":467.87,"paid_interest":157.61,"paid_late_fees":0} {"emp_title":"counselor","emp_length":3,"state":"LA","homeownership":"RENT","annual_income":33000,"verified_income":"Verified","debt_to_income":31.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":29,"total_credit_limit":156524,"total_credit_utilized":155291,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":353,"current_installment_accounts":21,"accounts_opened_24m":10,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":25.82,"installment":241.17,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5537.04,"paid_total":947.47,"paid_principal":462.96,"paid_interest":484.51,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":19.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2002,"inquiries_last_12m":7,"total_credit_lines":40,"open_credit_lines":9,"total_credit_limit":105179,"total_credit_utilized":75341,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":25,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":15.05,"installment":500.14,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20034.97,"paid_total":1983,"paid_principal":965.03,"paid_interest":1017.97,"paid_late_fees":0} {"emp_title":"chemist","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":17,"total_credit_limit":157671,"total_credit_utilized":178234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7300,"term":36,"interest_rate":9.43,"installment":233.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6767.1,"paid_total":693.18,"paid_principal":532.9,"paid_interest":160.28,"paid_late_fees":0} {"emp_title":"executive chef","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":16.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":311757,"total_credit_utilized":39017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5900,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18131.19,"paid_total":2666.9,"paid_principal":1868.81,"paid_interest":798.09,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":14.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":85452,"total_credit_utilized":27304,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":13800,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":21.45,"installment":227.44,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5377.18,"paid_total":1130.05,"paid_principal":622.82,"paid_interest":507.23,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":12.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":58792,"total_credit_utilized":27348,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17900,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.99,"installment":1328.39,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35262.66,"paid_total":6615.31,"paid_principal":4737.34,"paid_interest":1877.97,"paid_late_fees":0} {"emp_title":"district service manager","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Source Verified","debt_to_income":20.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":9,"total_credit_lines":51,"open_credit_lines":30,"total_credit_limit":299797,"total_credit_utilized":85173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20500,"num_total_cc_accounts":36,"num_open_cc_accounts":22,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.02,"installment":729.87,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28308.59,"paid_total":3622.65,"paid_principal":1691.41,"paid_interest":1931.24,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"OWN","annual_income":33000,"verified_income":"Verified","debt_to_income":26.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":29348,"total_credit_utilized":18693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11900,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20.39,"installment":534.23,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19406.84,"paid_total":1387.47,"paid_principal":593.16,"paid_interest":794.31,"paid_late_fees":0} {"emp_title":"cashier","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Source Verified","debt_to_income":19.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1989,"inquiries_last_12m":7,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":249700,"total_credit_utilized":44826,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":62100,"num_total_cc_accounts":26,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":19.42,"installment":471.1,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17451.82,"paid_total":1393.88,"paid_principal":548.18,"paid_interest":845.7,"paid_late_fees":0} {"emp_title":"weighmaster","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":25.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":197960,"total_credit_utilized":34708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36300,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.44,"installment":251.68,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11201.13,"paid_total":1245.81,"paid_principal":798.87,"paid_interest":446.94,"paid_late_fees":0} {"emp_title":"manager","emp_length":7,"state":"NC","homeownership":"RENT","annual_income":79000,"verified_income":"Source Verified","debt_to_income":8.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":27912,"total_credit_utilized":21551,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13645.89,"paid_total":1987.34,"paid_principal":1354.11,"paid_interest":633.23,"paid_late_fees":0} {"emp_title":"service technician ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":24.65,"annual_income_joint":92000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.24,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":69952,"total_credit_utilized":38103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":42000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":10.9,"installment":1307.66,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":38102.77,"paid_total":2566.88,"paid_principal":1897.23,"paid_interest":669.65,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":19000,"verified_income":"Not Verified","debt_to_income":21.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":42900,"total_credit_utilized":8733,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5243.39,"paid_total":928.7,"paid_principal":756.61,"paid_interest":172.09,"paid_late_fees":0} {"emp_title":"probation corrections officer","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":29.53,"annual_income_joint":87000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.32,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":8,"total_credit_limit":96615,"total_credit_utilized":76243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":25200,"term":60,"interest_rate":24.84,"installment":737.3,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24539.54,"paid_total":2142.35,"paid_principal":660.46,"paid_interest":1481.89,"paid_late_fees":0} {"emp_title":"family service specialist ii","emp_length":6,"state":"NV","homeownership":"MORTGAGE","annual_income":38400,"verified_income":"Not Verified","debt_to_income":26.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":269765,"total_credit_utilized":23011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":175,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":7.35,"installment":111.74,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3146.02,"paid_total":555.76,"paid_principal":453.98,"paid_interest":101.78,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":31.22,"verification_income_joint":"","delinq_2y":2,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":279193,"total_credit_utilized":73310,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"months_since_90d_late":3,"current_accounts_delinq":0,"total_collection_amount_ever":824,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22250,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.07,"installment":349.57,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14472.78,"paid_total":1036.99,"paid_principal":527.22,"paid_interest":509.77,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":2,"state":"IN","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":24.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":38049,"total_credit_utilized":18681,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.63,"paid_total":660.87,"paid_principal":471.37,"paid_interest":189.5,"paid_late_fees":0} {"emp_title":"lead shipping","emp_length":5,"state":"AL","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Not Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":155622,"total_credit_utilized":14990,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":54,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18750.5,"paid_total":2210.63,"paid_principal":1249.5,"paid_interest":961.13,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Not Verified","debt_to_income":12.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":143600,"total_credit_utilized":70504,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":88900,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.63,"paid_total":957.4,"paid_principal":745.37,"paid_interest":212.03,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":21.23,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":8,"total_credit_limit":55249,"total_credit_utilized":24988,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":872,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":70.6,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28900,"term":60,"interest_rate":28.72,"installment":912.42,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28221.78,"paid_total":2691.15,"paid_principal":678.22,"paid_interest":2012.93,"paid_late_fees":0} {"emp_title":"associate vice president","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":205000,"verified_income":"Source Verified","debt_to_income":12.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":18,"total_credit_limit":455099,"total_credit_utilized":90716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":115000,"num_total_cc_accounts":32,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":36904.52,"paid_total":3590.16,"paid_principal":3095.48,"paid_interest":494.68,"paid_late_fees":0} {"emp_title":"physical therapist/director of rehab","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":7.32,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":294268,"total_credit_utilized":24483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":71900,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11124.02,"paid_total":1139.46,"paid_principal":875.98,"paid_interest":263.48,"paid_late_fees":0} {"emp_title":"rn","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":780000,"verified_income":"Source Verified","debt_to_income":1.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":92084,"total_credit_utilized":60568,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30500,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":10.41,"installment":32.47,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":927.99,"paid_total":96.25,"paid_principal":72.01,"paid_interest":24.24,"paid_late_fees":0} {"emp_title":"faculty","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Source Verified","debt_to_income":20.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":302710,"total_credit_utilized":41767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10200,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":12.61,"installment":469.09,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13023.89,"paid_total":1387.65,"paid_principal":976.11,"paid_interest":411.54,"paid_late_fees":0} {"emp_title":"maintenance specialist","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Source Verified","debt_to_income":15.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":132510,"total_credit_utilized":12385,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":243,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8994.17,"paid_total":1233.16,"paid_principal":1005.83,"paid_interest":227.33,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":35.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":24,"total_credit_limit":189782,"total_credit_utilized":101476,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":68400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25600,"term":60,"interest_rate":9.93,"installment":543.05,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24258.62,"paid_total":2136.89,"paid_principal":1341.38,"paid_interest":795.51,"paid_late_fees":0} {"emp_title":"medical transcriber","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":26.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":36700,"total_credit_utilized":28775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":24875,"term":60,"interest_rate":26.77,"installment":756.16,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24257.71,"paid_total":2231.49,"paid_principal":617.29,"paid_interest":1614.2,"paid_late_fees":0} {"emp_title":"assistant director of nursing ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":109000,"verified_income":"Source Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":28,"total_credit_limit":182562,"total_credit_utilized":112701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":240,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":62900,"num_total_cc_accounts":29,"num_open_cc_accounts":23,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":10.9,"installment":477.24,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21442.67,"paid_total":941.16,"paid_principal":557.33,"paid_interest":383.83,"paid_late_fees":0} {"emp_title":"counselor","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":36.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":53691,"total_credit_utilized":35192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":24.85,"installment":292.64,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9646.99,"paid_total":1232.69,"paid_principal":353.01,"paid_interest":879.68,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":107000,"verified_income":"Source Verified","debt_to_income":6.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":27250,"total_credit_utilized":14391,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":18400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":20,"installment":278.73,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6869.54,"paid_total":1106.59,"paid_principal":630.46,"paid_interest":476.13,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":117000,"verified_income":"Not Verified","debt_to_income":13.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":23,"total_credit_limit":80016,"total_credit_utilized":36233,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":36200,"num_total_cc_accounts":27,"num_open_cc_accounts":21,"num_cc_carrying_balance":19,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27406.26,"paid_total":4311.82,"paid_principal":2593.74,"paid_interest":1718.08,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":3,"state":"CO","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":29.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":52601,"total_credit_utilized":31288,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":12.61,"installment":160.84,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4465.31,"paid_total":479.16,"paid_principal":334.69,"paid_interest":144.47,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":31.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":8,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":98296,"total_credit_utilized":71142,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7900,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":18.45,"installment":820.45,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30999.42,"paid_total":2428.55,"paid_principal":1000.58,"paid_interest":1427.97,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"MORTGAGE","annual_income":27000,"verified_income":"Verified","debt_to_income":148.04,"annual_income_joint":187000,"verification_income_joint":"Verified","debt_to_income_joint":23.33,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":367272,"total_credit_utilized":139010,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":29800,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23821.8,"paid_total":2291.89,"paid_principal":1178.2,"paid_interest":1113.69,"paid_late_fees":0} {"emp_title":"deli and restaurant director","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":15.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":62076,"total_credit_utilized":49537,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1350,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21800,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9078.33,"paid_total":1351.61,"paid_principal":921.67,"paid_interest":429.94,"paid_late_fees":0} {"emp_title":"managing director","emp_length":5,"state":"UT","homeownership":"MORTGAGE","annual_income":350000,"verified_income":"Verified","debt_to_income":24.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":21,"total_credit_limit":1416690,"total_credit_utilized":403275,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":137000,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.42,"installment":1136.27,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31626.97,"paid_total":4524.82,"paid_principal":3373.03,"paid_interest":1151.79,"paid_late_fees":0} {"emp_title":"real estate broker/ owner","emp_length":7,"state":"MA","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Not Verified","debt_to_income":15.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":236400,"total_credit_utilized":26511,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42500,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.42,"installment":811.62,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22590.7,"paid_total":3232.01,"paid_principal":2409.3,"paid_interest":822.71,"paid_late_fees":0} {"emp_title":"projects manager","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":250000,"verified_income":"Source Verified","debt_to_income":9.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":5,"total_credit_limit":113734,"total_credit_utilized":71232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60700,"num_total_cc_accounts":12,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.92,"installment":1289.19,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38075.56,"paid_total":2556.34,"paid_principal":1924.44,"paid_interest":631.9,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":7.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":141450,"total_credit_utilized":16016,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1978.99,"paid_principal":1407.26,"paid_interest":571.73,"paid_late_fees":0} {"emp_title":"librarian","emp_length":10,"state":"MS","homeownership":"RENT","annual_income":47000,"verified_income":"Source Verified","debt_to_income":17.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":161709,"total_credit_utilized":8113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":60,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7900,"term":36,"interest_rate":6.71,"installment":242.89,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7300.51,"paid_total":725.73,"paid_principal":599.49,"paid_interest":126.24,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"CO","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":17.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":166240,"total_credit_utilized":39650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":558,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.43,"installment":838.71,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37877.64,"paid_total":3333.88,"paid_principal":2122.36,"paid_interest":1211.52,"paid_late_fees":0} {"emp_title":"sales rep","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Not Verified","debt_to_income":13.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":9,"total_credit_limit":681518,"total_credit_utilized":47588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21900,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":25.82,"installment":656.35,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21244.1,"paid_total":2562.28,"paid_principal":755.9,"paid_interest":1806.38,"paid_late_fees":0} {"emp_title":"quality control","emp_length":10,"state":"UT","homeownership":"RENT","annual_income":36025,"verified_income":"Verified","debt_to_income":19.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":21200,"total_credit_utilized":12912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":13.59,"installment":220.87,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5900.89,"paid_total":878.57,"paid_principal":599.11,"paid_interest":279.46,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":35.3,"annual_income_joint":78000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.91,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":13,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":177746,"total_credit_utilized":89614,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":141,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":15.05,"installment":277.52,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7277.81,"paid_total":1103.39,"paid_principal":722.19,"paid_interest":381.2,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":78000,"verified_income":"Not Verified","debt_to_income":16.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":107091,"total_credit_utilized":67021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1901,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":13.59,"installment":326.2,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8487.69,"paid_total":1616.5,"paid_principal":1112.31,"paid_interest":504.19,"paid_late_fees":0} {"emp_title":"owner ","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":9.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":45433,"total_credit_utilized":19218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":26400,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8400.88,"paid_total":1799.84,"paid_principal":1599.12,"paid_interest":200.72,"paid_late_fees":0} {"emp_title":"cash office manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":39000,"verified_income":"Source Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":56729,"total_credit_utilized":29842,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":7600,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":24.84,"installment":317.41,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7535.08,"paid_total":941.19,"paid_principal":464.92,"paid_interest":476.27,"paid_late_fees":0} {"emp_title":"service engineer","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":13.56,"annual_income_joint":112000,"verification_income_joint":"Source Verified","debt_to_income_joint":10.42,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":8,"total_credit_limit":330394,"total_credit_utilized":32036,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18500,"term":60,"interest_rate":12.62,"installment":417.35,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17594.68,"paid_total":1656.43,"paid_principal":905.32,"paid_interest":751.11,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":24.2,"annual_income_joint":99000,"verification_income_joint":"Verified","debt_to_income_joint":26.84,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":326657,"total_credit_utilized":23342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44300,"num_total_cc_accounts":30,"num_open_cc_accounts":15,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22800,"term":36,"interest_rate":12.62,"installment":764.06,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20669.93,"paid_total":3159.04,"paid_principal":2130.07,"paid_interest":1028.97,"paid_late_fees":0} {"emp_title":"warden","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":31.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":398173,"total_credit_utilized":179518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28500,"term":60,"interest_rate":24.84,"installment":833.85,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27753.05,"paid_total":2462.22,"paid_principal":746.95,"paid_interest":1715.27,"paid_late_fees":0} {"emp_title":"manager fiscal operations","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":120850,"verified_income":"Not Verified","debt_to_income":27.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":533179,"total_credit_utilized":201588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49700,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.07,"installment":365.45,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11081.12,"paid_total":1092.3,"paid_principal":918.88,"paid_interest":173.42,"paid_late_fees":0} {"emp_title":"production tech","emp_length":4,"state":"AZ","homeownership":"OWN","annual_income":150000,"verified_income":"Verified","debt_to_income":21.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":123414,"total_credit_utilized":72967,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33876.29,"paid_total":2602.16,"paid_principal":1123.71,"paid_interest":1478.45,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"NJ","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":9.83,"annual_income_joint":120000,"verification_income_joint":"Source Verified","debt_to_income_joint":6.74,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":60623,"total_credit_utilized":14285,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":18,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":44300,"num_total_cc_accounts":24,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":17.47,"installment":753.18,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29036.81,"paid_total":2087.94,"paid_principal":963.19,"paid_interest":1124.75,"paid_late_fees":0} {"emp_title":"apraisal deputy","emp_length":10,"state":"IN","homeownership":"OWN","annual_income":44000,"verified_income":"Not Verified","debt_to_income":21.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":7,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":54868,"total_credit_utilized":25223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46200,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18872.39,"paid_total":2415.1,"paid_principal":1127.61,"paid_interest":1287.49,"paid_late_fees":0} {"emp_title":"grooming apprentice ","emp_length":1,"state":"OR","homeownership":"MORTGAGE","annual_income":12480,"verified_income":"Verified","debt_to_income":8.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":25000,"total_credit_utilized":1734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":463.47,"paid_principal":376.05,"paid_interest":87.42,"paid_late_fees":0} {"emp_title":"director ","emp_length":2,"state":"HI","homeownership":"RENT","annual_income":97000,"verified_income":"Not Verified","debt_to_income":28.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":103203,"total_credit_utilized":46215,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19021.27,"paid_total":1776.72,"paid_principal":978.73,"paid_interest":797.99,"paid_late_fees":0} {"emp_title":"housekeeper","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":19.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":24600,"total_credit_utilized":16017,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":19600,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9523.51,"paid_total":649.94,"paid_principal":476.49,"paid_interest":173.45,"paid_late_fees":0} {"emp_title":"cpa","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":27.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":16,"total_credit_limit":260087,"total_credit_utilized":80223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42900,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":7.35,"installment":993.2,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28781.78,"paid_total":3992.4,"paid_principal":3218.22,"paid_interest":774.18,"paid_late_fees":0} {"emp_title":"electrician","emp_length":0,"state":"MD","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":8.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":261936,"total_credit_utilized":15201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.59,"installment":101.94,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2652.39,"paid_total":504.04,"paid_principal":347.61,"paid_interest":156.43,"paid_late_fees":0} {"emp_title":"software engineer ","emp_length":6,"state":"MO","homeownership":"OWN","annual_income":82000,"verified_income":"Not Verified","debt_to_income":4.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":176418,"total_credit_utilized":12144,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.08,"installment":274.13,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7845.71,"paid_total":1370.65,"paid_principal":1154.29,"paid_interest":216.36,"paid_late_fees":0} {"emp_title":"administrative assistant ","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":25.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":69456,"total_credit_utilized":33777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":5.32,"installment":376.44,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10236.6,"paid_total":2496.31,"paid_principal":2263.4,"paid_interest":232.91,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":11.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":34279,"total_credit_utilized":19326,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.06,"installment":508.53,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18930.64,"paid_total":2403.23,"paid_principal":1069.36,"paid_interest":1333.87,"paid_late_fees":0} {"emp_title":"mailhandler ","emp_length":2,"state":"DC","homeownership":"RENT","annual_income":79000,"verified_income":"Not Verified","debt_to_income":4.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2014,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":27200,"total_credit_utilized":6086,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11600,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8782.01,"paid_total":1597.96,"paid_principal":1217.99,"paid_interest":379.97,"paid_late_fees":0} {"emp_title":"graduate researcher","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":41000,"verified_income":"Not Verified","debt_to_income":19.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":65689,"total_credit_utilized":53848,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15400,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":20.39,"installment":410.99,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10316.27,"paid_total":1220.51,"paid_principal":683.73,"paid_interest":536.78,"paid_late_fees":0} {"emp_title":"certified recovery specialist","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":12.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":50800,"total_credit_utilized":13367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":17.47,"installment":466.54,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12155.98,"paid_total":1450.09,"paid_principal":844.02,"paid_interest":606.07,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":12.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":299948,"total_credit_utilized":33374,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16300,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":17500,"term":60,"interest_rate":9.44,"installment":367.02,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16335.04,"paid_total":1830.52,"paid_principal":1164.96,"paid_interest":665.56,"paid_late_fees":0} {"emp_title":"special education teacher ","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":41000,"verified_income":"Source Verified","debt_to_income":21.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":50,"open_credit_lines":23,"total_credit_limit":66233,"total_credit_utilized":47522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29000,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21650,"term":36,"interest_rate":11.98,"installment":718.89,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20126.64,"paid_total":2127.85,"paid_principal":1523.36,"paid_interest":604.49,"paid_late_fees":0} {"emp_title":"salesfloor","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":24000,"verified_income":"Source Verified","debt_to_income":21.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":28200,"total_credit_utilized":12004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":19700,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10590.97,"paid_total":2002.29,"paid_principal":1409.03,"paid_interest":593.26,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":3,"state":"MD","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":16.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":103237,"total_credit_utilized":52377,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48700,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":9.92,"installment":466.57,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21088.81,"paid_total":1437.59,"paid_principal":911.19,"paid_interest":526.4,"paid_late_fees":0} {"emp_title":"vice president of marketing / co founder","emp_length":2,"state":"OK","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Not Verified","debt_to_income":19.1,"annual_income_joint":207000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.86,"delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":25,"total_credit_limit":445631,"total_credit_utilized":101363,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":80200,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26000,"term":60,"interest_rate":10.42,"installment":557.82,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24654.39,"paid_total":2216.23,"paid_principal":1345.61,"paid_interest":870.62,"paid_late_fees":0} {"emp_title":"sewer worker","emp_length":6,"state":"WA","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Verified","debt_to_income":5.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":201648,"total_credit_utilized":10242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":11.99,"installment":311.36,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13072.8,"paid_total":1597.47,"paid_principal":927.2,"paid_interest":670.27,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":5.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":13700,"total_credit_utilized":4609,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4395.02,"paid_total":788.5,"paid_principal":604.98,"paid_interest":183.52,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":23000,"verified_income":"Not Verified","debt_to_income":27.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":24850,"total_credit_utilized":13176,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":11555,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13100,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":14.08,"installment":239.52,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6359.29,"paid_total":952.6,"paid_principal":640.71,"paid_interest":311.89,"paid_late_fees":0} {"emp_title":"sales assistant","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Not Verified","debt_to_income":3.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":145898,"total_credit_utilized":2146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":10.41,"installment":113.62,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3248.05,"paid_total":336.81,"paid_principal":251.95,"paid_interest":84.86,"paid_late_fees":0} {"emp_title":"team leader","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":17.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":25092,"total_credit_utilized":13643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":12.61,"installment":160.84,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4465.31,"paid_total":479.16,"paid_principal":334.69,"paid_interest":144.47,"paid_late_fees":0} {"emp_title":"inspector","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":19.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":369535,"total_credit_utilized":86485,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":12.61,"installment":811.95,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35128.14,"paid_total":1598.68,"paid_principal":871.86,"paid_interest":726.82,"paid_late_fees":0} {"emp_title":"unit operator","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Verified","debt_to_income":25.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":155190,"total_credit_utilized":54048,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":857,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8700,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":21.45,"installment":382.3,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13457.47,"paid_total":1512.52,"paid_principal":542.53,"paid_interest":969.99,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":29.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":43,"open_credit_lines":26,"total_credit_limit":182215,"total_credit_utilized":146738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":8,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":46300,"num_total_cc_accounts":21,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":92.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9078.2,"paid_total":1304.62,"paid_principal":921.8,"paid_interest":382.82,"paid_late_fees":0} {"emp_title":"resp therapist","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":17.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":10,"total_credit_lines":26,"open_credit_lines":23,"total_credit_limit":623204,"total_credit_utilized":58143,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":15,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":30000,"num_total_cc_accounts":19,"num_open_cc_accounts":18,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":12.61,"installment":603.12,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17167.71,"paid_total":1193.63,"paid_principal":832.29,"paid_interest":361.34,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":34.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":54,"open_credit_lines":33,"total_credit_limit":476217,"total_credit_utilized":133140,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":33,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":154000,"num_total_cc_accounts":30,"num_open_cc_accounts":23,"num_cc_carrying_balance":17,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27250,"term":60,"interest_rate":19.42,"installment":713.2,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26701.19,"paid_total":1397,"paid_principal":548.81,"paid_interest":848.19,"paid_late_fees":0} {"emp_title":"accounts payable","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":38464,"verified_income":"Not Verified","debt_to_income":23.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":7,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":51541,"total_credit_utilized":37711,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":423,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8100,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4700,"term":36,"interest_rate":14.08,"installment":160.82,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4269.81,"paid_total":635.93,"paid_principal":430.19,"paid_interest":205.74,"paid_late_fees":0} {"emp_title":"senior associate","emp_length":5,"state":"GA","homeownership":"RENT","annual_income":101000,"verified_income":"Source Verified","debt_to_income":21.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":24,"total_credit_limit":209626,"total_credit_utilized":70895,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":106700,"num_total_cc_accounts":28,"num_open_cc_accounts":21,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37401.02,"paid_total":4267.74,"paid_principal":2598.98,"paid_interest":1668.76,"paid_late_fees":0} {"emp_title":"respiratory therapist","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Not Verified","debt_to_income":8.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":222620,"total_credit_utilized":19584,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28400,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":16.01,"installment":263.72,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":7336.34,"paid_total":250.38,"paid_principal":163.66,"paid_interest":86.72,"paid_late_fees":0} {"emp_title":"rn","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":69000,"verified_income":"Source Verified","debt_to_income":19.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":70310,"total_credit_utilized":43197,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":649,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18600,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":18.06,"installment":406.82,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15144.53,"paid_total":1930.68,"paid_principal":855.47,"paid_interest":1075.21,"paid_late_fees":0} {"emp_title":"attorney/member","emp_length":2,"state":"PA","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":23.29,"annual_income_joint":175000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.46,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":52,"open_credit_lines":24,"total_credit_limit":415082,"total_credit_utilized":177084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":1,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":89.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":15.05,"installment":714.49,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28621.37,"paid_total":2832.88,"paid_principal":1378.63,"paid_interest":1454.25,"paid_late_fees":0} {"emp_title":"office assistant iii","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Not Verified","debt_to_income":3.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":55257,"total_credit_utilized":43981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.43,"installment":256.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":7365.87,"paid_total":813.84,"paid_principal":634.13,"paid_interest":179.71,"paid_late_fees":0} {"emp_title":"director of building services","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":69900,"verified_income":"Source Verified","debt_to_income":23.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":365057,"total_credit_utilized":88001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":138,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":10.42,"installment":450.55,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19913.15,"paid_total":1790.04,"paid_principal":1086.85,"paid_interest":703.19,"paid_late_fees":0} {"emp_title":"clinical manager","emp_length":6,"state":"IL","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":15.88,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":20,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":300957,"total_credit_utilized":43540,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10300,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"administrative specialist ii","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Source Verified","debt_to_income":22.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":32600,"total_credit_utilized":18959,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":53,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7700,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9042.83,"paid_total":1268.49,"paid_principal":957.17,"paid_interest":311.32,"paid_late_fees":0} {"emp_title":"sales","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":61720,"total_credit_utilized":52040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18400,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":18.45,"installment":307.67,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11625.23,"paid_total":910.71,"paid_principal":374.77,"paid_interest":535.94,"paid_late_fees":0} {"emp_title":"lead warehouse","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":58559,"verified_income":"Source Verified","debt_to_income":20.35,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":52283,"total_credit_utilized":26125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17900,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.41,"installment":428.99,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19226.86,"paid_total":1275.4,"paid_principal":773.14,"paid_interest":502.26,"paid_late_fees":0} {"emp_title":"sr sap software engineer","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":31.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":90810,"total_credit_utilized":72982,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":46700,"num_total_cc_accounts":15,"num_open_cc_accounts":14,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25200,"term":36,"interest_rate":10.91,"installment":823.95,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22787.99,"paid_total":3280.53,"paid_principal":2412.01,"paid_interest":868.52,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":25.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":74395,"total_credit_utilized":40871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24501,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9029.52,"paid_total":1283.69,"paid_principal":970.48,"paid_interest":313.21,"paid_late_fees":0} {"emp_title":"waiter","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":25000,"verified_income":"Not Verified","debt_to_income":33.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":49500,"total_credit_utilized":17641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4497.06,"paid_total":618.64,"paid_principal":502.94,"paid_interest":115.7,"paid_late_fees":0} {"emp_title":"client support services","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":11.93,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":12,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":163738,"total_credit_utilized":65927,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":16,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11400,"term":60,"interest_rate":30.17,"installment":370.02,"grade":"F","sub_grade":"F3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11231.09,"paid_total":759.15,"paid_principal":168.91,"paid_interest":590.24,"paid_late_fees":0} {"emp_title":"supervising officer 1","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":35.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":11,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":197387,"total_credit_utilized":77670,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.03,"installment":648.93,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23965.84,"paid_total":2569.29,"paid_principal":1034.16,"paid_interest":1535.13,"paid_late_fees":0} {"emp_title":"optician","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":19.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":54143,"total_credit_utilized":40513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.3,"paid_total":1874.09,"paid_principal":1500.7,"paid_interest":373.39,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":14.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":45079,"total_credit_utilized":29521,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":12.62,"installment":603.21,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16318.06,"paid_total":2400.22,"paid_principal":1681.94,"paid_interest":718.28,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"KS","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":27.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":34538,"total_credit_utilized":26454,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6900,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.93,"installment":193.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5269.21,"paid_total":963.74,"paid_principal":730.79,"paid_interest":232.95,"paid_late_fees":0} {"emp_title":"electrical maintenance","emp_length":0,"state":"AL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":15.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":5,"total_credit_limit":189340,"total_credit_utilized":41246,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18452.04,"paid_total":1800.73,"paid_principal":1547.96,"paid_interest":252.77,"paid_late_fees":0} {"emp_title":"line lead","emp_length":8,"state":"TX","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":24.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":16,"total_credit_limit":71412,"total_credit_utilized":36999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":28600,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10548.1,"paid_total":1940.95,"paid_principal":1451.9,"paid_interest":489.05,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":3.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":26,"total_credit_limit":83456,"total_credit_utilized":83585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":18,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11300,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":10.91,"installment":277.92,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7686.43,"paid_total":1101.38,"paid_principal":813.57,"paid_interest":287.81,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":19168,"total_credit_utilized":11960,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":10.42,"installment":146.1,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4066.58,"paid_total":579.19,"paid_principal":433.42,"paid_interest":145.77,"paid_late_fees":0} {"emp_title":"facilities maintenance mgr","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":92600,"verified_income":"Source Verified","debt_to_income":18.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":286929,"total_credit_utilized":76187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":38400,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34204.56,"paid_total":7616.78,"paid_principal":5795.44,"paid_interest":1821.34,"paid_late_fees":0} {"emp_title":"assembler","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":8.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":317798,"total_credit_utilized":25765,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38042.58,"paid_total":3581.44,"paid_principal":1957.42,"paid_interest":1624.02,"paid_late_fees":0} {"emp_title":"service tech","emp_length":2,"state":"TN","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":30.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":181431,"total_credit_utilized":34821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":9.92,"installment":135.37,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3895.55,"paid_total":403.8,"paid_principal":304.45,"paid_interest":99.35,"paid_late_fees":0} {"emp_title":"practice manager","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":6.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":349200,"total_credit_utilized":7224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":32925,"term":36,"interest_rate":9.92,"installment":1061.17,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31340.5,"paid_total":2104.19,"paid_principal":1584.5,"paid_interest":519.69,"paid_late_fees":0} {"emp_title":"lot operations","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":31536,"verified_income":"Verified","debt_to_income":39.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":37526,"total_credit_utilized":27764,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":20,"installment":445.97,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10991.25,"paid_total":1757.21,"paid_principal":1008.75,"paid_interest":748.46,"paid_late_fees":0} {"emp_title":"production specialist","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":23.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":35247,"total_credit_utilized":17637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":19.42,"installment":55.31,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1405.38,"paid_total":162.69,"paid_principal":94.62,"paid_interest":68.07,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":4.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":21641,"total_credit_utilized":12248,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5697.32,"paid_total":366.7,"paid_principal":302.68,"paid_interest":64.02,"paid_late_fees":0} {"emp_title":"sourcing manager","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":16.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":350819,"total_credit_utilized":52841,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19300,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.07,"installment":582.62,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24121.29,"paid_total":1728.32,"paid_principal":878.71,"paid_interest":849.61,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":15.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":177936,"total_credit_utilized":51892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":14.08,"installment":427.71,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11061.42,"paid_total":2128.77,"paid_principal":1438.58,"paid_interest":690.19,"paid_late_fees":0} {"emp_title":" director of engineering","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":15.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":521686,"total_credit_utilized":78843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":52500,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23100,"term":36,"interest_rate":6.72,"installment":710.31,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20756.61,"paid_total":2832.62,"paid_principal":2343.39,"paid_interest":489.23,"paid_late_fees":0} {"emp_title":"director, it support operations","emp_length":9,"state":"OK","homeownership":"OWN","annual_income":180000,"verified_income":"Source Verified","debt_to_income":5.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":237912,"total_credit_utilized":15001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35300,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30511.21,"paid_total":5318.38,"paid_principal":4488.79,"paid_interest":829.59,"paid_late_fees":0} {"emp_title":"general amnger","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":13.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":56924,"total_credit_utilized":49116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":882,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":11.98,"installment":996.15,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28599.75,"paid_total":1972.33,"paid_principal":1400.25,"paid_interest":572.08,"paid_late_fees":0} {"emp_title":"network specialist ii","emp_length":10,"state":"AK","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Verified","debt_to_income":14.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":573543,"total_credit_utilized":48247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13900,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":25.82,"installment":537.02,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17381.51,"paid_total":2122.26,"paid_principal":618.49,"paid_interest":1503.77,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":19.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":228786,"total_credit_utilized":41657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23400,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11700,"term":36,"interest_rate":19.03,"installment":429.06,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10703.44,"paid_total":1703.87,"paid_principal":996.56,"paid_interest":707.31,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":10,"state":"WV","homeownership":"RENT","annual_income":27000,"verified_income":"Not Verified","debt_to_income":22.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":33632,"total_credit_utilized":13694,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18000,"num_total_cc_accounts":31,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.71,"installment":122.98,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":3696.47,"paid_total":367.45,"paid_principal":303.53,"paid_interest":63.92,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"IL","homeownership":"OWN","annual_income":75000,"verified_income":"Not Verified","debt_to_income":22.09,"annual_income_joint":90000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.74,"delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":52076,"total_credit_utilized":31028,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":107,"current_accounts_delinq":0,"total_collection_amount_ever":95,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":16.02,"installment":608.22,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23879.94,"paid_total":2410.63,"paid_principal":1120.06,"paid_interest":1290.57,"paid_late_fees":0} {"emp_title":"director of female reproductive services","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Not Verified","debt_to_income":15.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":43808,"total_credit_utilized":18698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13534.5,"paid_total":1912.45,"paid_principal":1465.5,"paid_interest":446.95,"paid_late_fees":0} {"emp_title":"business officer","emp_length":10,"state":"DC","homeownership":"RENT","annual_income":98000,"verified_income":"Not Verified","debt_to_income":1.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":7000,"total_credit_utilized":3272,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5200,"num_total_cc_accounts":20,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":14.07,"installment":615.81,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16771.43,"paid_total":1833.36,"paid_principal":1228.57,"paid_interest":604.79,"paid_late_fees":0} {"emp_title":"member services senior associate ","emp_length":7,"state":"MD","homeownership":"RENT","annual_income":62000,"verified_income":"Not Verified","debt_to_income":13.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":37549,"total_credit_utilized":23803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2100,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":18.45,"installment":54.57,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1404.02,"paid_total":162.17,"paid_principal":95.98,"paid_interest":66.19,"paid_late_fees":0} {"emp_title":"senior bio med/ account manager","emp_length":10,"state":"AR","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":12.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":50586,"total_credit_utilized":28958,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":242,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9029.64,"paid_total":1278.37,"paid_principal":970.36,"paid_interest":308.01,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Verified","debt_to_income":23.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":193054,"total_credit_utilized":48846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":17.09,"installment":249.01,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9451.63,"paid_total":1264.04,"paid_principal":548.37,"paid_interest":715.67,"paid_late_fees":0} {"emp_title":"chemical process operator","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":20.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":39,"open_credit_lines":24,"total_credit_limit":125334,"total_credit_utilized":72762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":50300,"num_total_cc_accounts":32,"num_open_cc_accounts":20,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.98,"installment":265.64,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7626.6,"paid_total":520.63,"paid_principal":373.4,"paid_interest":147.23,"paid_late_fees":0} {"emp_title":"post doctoral associate","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":5.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":54800,"total_credit_utilized":6992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.97,"installment":939.68,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27008.64,"paid_total":3745.44,"paid_principal":2991.36,"paid_interest":754.08,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":18.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":468661,"total_credit_utilized":84835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1058,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.9,"installment":650.78,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30065.85083,"paid_principal":30000,"paid_interest":65.85,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"RENT","annual_income":21500,"verified_income":"Source Verified","debt_to_income":17.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":9,"total_credit_lines":29,"open_credit_lines":22,"total_credit_limit":52875,"total_credit_utilized":8197,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24500,"num_total_cc_accounts":27,"num_open_cc_accounts":21,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.01,"installment":421.95,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11203.92,"paid_total":1292.54,"paid_principal":796.08,"paid_interest":496.46,"paid_late_fees":0} {"emp_title":"account manager","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Verified","debt_to_income":19.1,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":1998,"inquiries_last_12m":10,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":237727,"total_credit_utilized":102305,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.04,"installment":1213.98,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32644.79,"paid_total":3612.7,"paid_principal":2355.21,"paid_interest":1257.49,"paid_late_fees":0} {"emp_title":"pharmacist ","emp_length":0,"state":"NV","homeownership":"RENT","annual_income":126000,"verified_income":"Source Verified","debt_to_income":17.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":12,"total_credit_limit":244082,"total_credit_utilized":256297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":56,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":20,"installment":794.82,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28475.94,"paid_total":3940.77,"paid_principal":1524.06,"paid_interest":2416.71,"paid_late_fees":0} {"emp_title":"english teacher","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":91000,"verified_income":"Source Verified","debt_to_income":30.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":118003,"total_credit_utilized":134829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15400,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.07,"installment":171.06,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4773.81,"paid_total":338.21,"paid_principal":226.19,"paid_interest":112.02,"paid_late_fees":0} {"emp_title":"dental assistent ","emp_length":3,"state":"WA","homeownership":"OWN","annual_income":15000,"verified_income":"Not Verified","debt_to_income":17.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":12944,"total_credit_utilized":7297,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":1700,"term":36,"interest_rate":10.91,"installment":55.59,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1537.26,"paid_total":220.3,"paid_principal":162.74,"paid_interest":57.56,"paid_late_fees":0} {"emp_title":"neighborhood development manager","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Not Verified","debt_to_income":19.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":10,"total_credit_limit":233313,"total_credit_utilized":31678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":962.26,"paid_principal":719.79,"paid_interest":242.47,"paid_late_fees":0} {"emp_title":"vice president default services","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":32.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":22,"total_credit_limit":650240,"total_credit_utilized":150484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":203800,"num_total_cc_accounts":27,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.9,"installment":759.25,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33663.94,"paid_total":2235.36,"paid_principal":1336.06,"paid_interest":899.3,"paid_late_fees":0} {"emp_title":"program director","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":59000,"verified_income":"Source Verified","debt_to_income":0.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":53,"open_credit_lines":18,"total_credit_limit":182827,"total_credit_utilized":125380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":59400,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.71,"installment":368.94,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11089.41,"paid_total":1102.35,"paid_principal":910.59,"paid_interest":191.76,"paid_late_fees":0} {"emp_title":"instructor","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":29000,"verified_income":"Source Verified","debt_to_income":46.77,"annual_income_joint":101000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.79,"delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":46190,"total_credit_utilized":16502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15600,"term":36,"interest_rate":11.99,"installment":518.07,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13752.44,"paid_total":2621.53,"paid_principal":1847.56,"paid_interest":773.97,"paid_late_fees":0} {"emp_title":"ssgt","emp_length":10,"state":"AR","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":6,"total_credit_limit":67576,"total_credit_utilized":42441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12000,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":23075,"term":60,"interest_rate":16.01,"installment":561.27,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22304.57,"paid_total":1735.13,"paid_principal":770.43,"paid_interest":964.7,"paid_late_fees":0} {"emp_title":"conductor","emp_length":9,"state":"LA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":14.21,"annual_income_joint":130000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.71,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":248862,"total_credit_utilized":38685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":4200,"term":36,"interest_rate":10.9,"installment":137.31,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3899.81,"paid_total":406.84,"paid_principal":300.19,"paid_interest":106.65,"paid_late_fees":0} {"emp_title":"owner","emp_length":7,"state":"WV","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Not Verified","debt_to_income":61.28,"annual_income_joint":99000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.22,"delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":139646,"total_credit_utilized":44435,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10500,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":62.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22854.52,"paid_total":2195.28,"paid_principal":1145.48,"paid_interest":1049.8,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":29.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":97113,"total_credit_utilized":27755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":45500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1004.13,"paid_principal":687.44,"paid_interest":316.69,"paid_late_fees":0} {"emp_title":"court reporter","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":9.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":14400,"total_credit_utilized":11283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6425,"term":36,"interest_rate":15.05,"installment":222.89,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5695.38,"paid_total":1103.71,"paid_principal":729.62,"paid_interest":374.09,"paid_late_fees":0} {"emp_title":"sales","emp_length":5,"state":"OR","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":3.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":184500,"total_credit_utilized":6150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33500,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10195.57958,"paid_principal":10000,"paid_interest":195.58,"paid_late_fees":0} {"emp_title":"electrical worker","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Source Verified","debt_to_income":7.27,"verification_income_joint":"","delinq_2y":3,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":130108,"total_credit_utilized":18907,"num_collections_last_12m":3,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":278,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21700,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18059.32,"paid_total":2567.73,"paid_principal":1940.68,"paid_interest":627.05,"paid_late_fees":0} {"emp_title":"repair technician","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":13.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":130202,"total_credit_utilized":27579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":1325,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9100,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":79.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":15.05,"installment":222.02,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5822.23,"paid_total":882.73,"paid_principal":577.77,"paid_interest":304.96,"paid_late_fees":0} {"emp_title":"implementation consultant","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":137200,"verified_income":"Source Verified","debt_to_income":18.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":500018,"total_credit_utilized":68509,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.72,"installment":1076.23,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31449.39,"paid_total":4291.85,"paid_principal":3550.61,"paid_interest":741.24,"paid_late_fees":0} {"emp_title":"principal","emp_length":2,"state":"WI","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":10.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":384763,"total_credit_utilized":74702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":66500,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":7.35,"installment":279.54,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":14250.46856,"paid_principal":14000,"paid_interest":250.47,"paid_late_fees":0} {"emp_title":"cook","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":31.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":50949,"total_credit_utilized":14644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8841.79,"paid_total":1683.85,"paid_principal":1158.21,"paid_interest":525.64,"paid_late_fees":0} {"emp_title":"senior digital operator","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":130000,"verified_income":"Verified","debt_to_income":5.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":46659,"total_credit_utilized":21387,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":12.62,"installment":676.78,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28531.92,"paid_total":2686.09,"paid_principal":1468.08,"paid_interest":1218.01,"paid_late_fees":0} {"emp_title":"senior master auto tech","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":26.5,"annual_income_joint":133000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.36,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":399232,"total_credit_utilized":86098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4200,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":17.09,"installment":749.65,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18682.03,"paid_total":3558.84,"paid_principal":2317.97,"paid_interest":1240.87,"paid_late_fees":0} {"emp_title":"transaction coordinator","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":88000,"verified_income":"Source Verified","debt_to_income":11.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":45900,"total_credit_utilized":36793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41600,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.42,"installment":1298.59,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40026.62444,"paid_principal":40000,"paid_interest":26.62,"paid_late_fees":0} {"emp_title":"customer service","emp_length":9,"state":"TX","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":23.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":42500,"total_credit_utilized":31197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":67,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12000,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":21.85,"installment":495.61,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17661.22,"paid_total":969.37,"paid_principal":338.78,"paid_interest":630.59,"paid_late_fees":0} {"emp_title":"dental assistant","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":12.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":190200,"total_credit_utilized":21553,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30100,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":18.45,"installment":589.7,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22280.83,"paid_total":1721.95,"paid_principal":719.17,"paid_interest":1002.78,"paid_late_fees":0} {"emp_title":"management ","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":99985,"verified_income":"Source Verified","debt_to_income":0.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":405300,"total_credit_utilized":5499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":600,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9407.42,"paid_total":1149.86,"paid_principal":592.58,"paid_interest":557.28,"paid_late_fees":0} {"emp_title":"qa lead","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":138000,"verified_income":"Source Verified","debt_to_income":2.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":79000,"total_credit_utilized":18068,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":77500,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34817.92,"paid_total":6046.65,"paid_principal":5182.08,"paid_interest":864.57,"paid_late_fees":0} {"emp_title":"cook","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":22000,"verified_income":"Verified","debt_to_income":31.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":38460,"total_credit_utilized":23576,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1610,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":12.62,"installment":140.75,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3807.54,"paid_total":560.06,"paid_principal":392.46,"paid_interest":167.6,"paid_late_fees":0} {"emp_title":"director of administration","emp_length":9,"state":"AZ","homeownership":"RENT","annual_income":84362,"verified_income":"Not Verified","debt_to_income":24.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":93899,"total_credit_utilized":68032,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.47,"installment":358.88,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9570.3,"paid_total":698.35,"paid_principal":429.7,"paid_interest":268.65,"paid_late_fees":0} {"emp_title":"nail technician/ esthetician","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":27000,"verified_income":"Source Verified","debt_to_income":48.56,"annual_income_joint":40000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.78,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":49284,"total_credit_utilized":26487,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":12,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":19.42,"installment":553.04,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14374.4,"paid_total":1073.71,"paid_principal":625.6,"paid_interest":448.11,"paid_late_fees":0} {"emp_title":"administrator","emp_length":8,"state":"MO","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":21.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":166714,"total_credit_utilized":44594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":16.01,"installment":729.71,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28998.37,"paid_total":2162.45,"paid_principal":1001.63,"paid_interest":1160.82,"paid_late_fees":0} {"emp_title":"customer service","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":17000,"verified_income":"Verified","debt_to_income":1.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":1300,"total_credit_utilized":399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":11.98,"installment":159.39,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4462.24,"paid_total":484.12,"paid_principal":337.76,"paid_interest":146.36,"paid_late_fees":0} {"emp_title":"senior associate","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":20.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":127288,"total_credit_utilized":64787,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":83100,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17456.72,"paid_total":3060.02,"paid_principal":2543.28,"paid_interest":516.74,"paid_late_fees":0} {"emp_title":"director of revenue management","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":107000,"verified_income":"Source Verified","debt_to_income":11.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":81656,"total_credit_utilized":36746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":47700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.43,"installment":377.42,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17286.51,"paid_total":1122.83,"paid_principal":713.49,"paid_interest":409.34,"paid_late_fees":0} {"emp_title":"sales ","emp_length":3,"state":"NV","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":27231,"total_credit_utilized":15041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":300,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":13.59,"installment":108.74,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2905.93,"paid_total":447.54,"paid_principal":294.07,"paid_interest":138.47,"paid_late_fees":15} {"emp_title":"project manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":115000,"verified_income":"Source Verified","debt_to_income":11.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":59270,"total_credit_utilized":32539,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":50,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":30600,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10782.62,"paid_total":1471.52,"paid_principal":1217.38,"paid_interest":254.14,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":22.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":78036,"total_credit_utilized":43617,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":330,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20800,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8694.63,"paid_total":1594.96,"paid_principal":1305.37,"paid_interest":289.59,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":38600,"verified_income":"Verified","debt_to_income":18.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":34920,"total_credit_utilized":17303,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9296.36,"paid_total":1026.11,"paid_principal":703.64,"paid_interest":322.47,"paid_late_fees":0} {"emp_title":"librarian assistant","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":24.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":32837,"total_credit_utilized":24183,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.63,"paid_total":660.87,"paid_principal":471.37,"paid_interest":189.5,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"GA","homeownership":"OWN","annual_income":68000,"verified_income":"Source Verified","debt_to_income":17.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":22,"total_credit_limit":221901,"total_credit_utilized":20425,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":2855,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":35000,"num_total_cc_accounts":26,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4369.5,"paid_total":773.91,"paid_principal":630.5,"paid_interest":143.41,"paid_late_fees":0} {"emp_title":"collection development librarian","emp_length":7,"state":"OH","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":31.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":90300,"total_credit_utilized":42248,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":70500,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14466.07,"paid_total":1026.23,"paid_principal":533.93,"paid_interest":492.3,"paid_late_fees":0} {"emp_title":"analytic researcher","emp_length":0,"state":"OK","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":8.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":165936,"total_credit_utilized":12971,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16600,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.96,"installment":501.09,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14807.25,"paid_total":1506.28,"paid_principal":1192.75,"paid_interest":313.53,"paid_late_fees":0} {"emp_title":"intern pharmacist","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":17.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":250825,"total_credit_utilized":256705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10900,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":20.39,"installment":149.46,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3751.34,"paid_total":443.85,"paid_principal":248.66,"paid_interest":195.19,"paid_late_fees":0} {"emp_title":"processor","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":265000,"verified_income":"Source Verified","debt_to_income":5.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":135174,"total_credit_utilized":56251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":62800,"num_total_cc_accounts":22,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39055.92,"paid_total":1813.92,"paid_principal":944.08,"paid_interest":869.84,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Not Verified","debt_to_income":18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":45900,"total_credit_utilized":21054,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17971.08,"paid_total":2452.49,"paid_principal":2028.92,"paid_interest":423.57,"paid_late_fees":0} {"emp_title":"human resources director","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Not Verified","debt_to_income":22.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":10,"total_credit_lines":30,"open_credit_lines":19,"total_credit_limit":340368,"total_credit_utilized":101028,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20,"installment":1114.91,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27478.18,"paid_total":4426.31,"paid_principal":2521.82,"paid_interest":1904.49,"paid_late_fees":0} {"emp_title":"supply chain specialists","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":6.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":11700,"total_credit_utilized":5979,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"business head","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":24.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":119079,"total_credit_utilized":72704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":32020,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":63,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":16100,"term":36,"interest_rate":16.02,"installment":566.19,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15032.1,"paid_total":1684.24,"paid_principal":1067.9,"paid_interest":616.34,"paid_late_fees":0} {"emp_title":"conductor","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":26.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":175047,"total_credit_utilized":58861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34900,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14295.56,"paid_total":1658.75,"paid_principal":704.44,"paid_interest":954.31,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":21.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":11,"total_credit_lines":35,"open_credit_lines":20,"total_credit_limit":321890,"total_credit_utilized":42518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":16,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":73800,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":17.47,"installment":502.12,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19357.88,"paid_total":1486.95,"paid_principal":642.12,"paid_interest":844.83,"paid_late_fees":0} {"emp_title":"executive assistant ","emp_length":1,"state":"HI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":36.24,"annual_income_joint":112400,"verification_income_joint":"Verified","debt_to_income_joint":17.53,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":547026,"total_credit_utilized":60871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":62600,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":16.01,"installment":1230.67,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":34236.28,"paid_total":1277.37,"paid_principal":763.72,"paid_interest":513.65,"paid_late_fees":0} {"emp_title":"procurement manager","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":13.51,"annual_income_joint":182000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.56,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":425797,"total_credit_utilized":73435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":332,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8841.35,"paid_total":1691.4,"paid_principal":1158.65,"paid_interest":532.75,"paid_late_fees":0} {"emp_title":"director, operations finance","emp_length":7,"state":"NH","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":8.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":366585,"total_credit_utilized":63000,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":76200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38061.06,"paid_total":2539.06,"paid_principal":1938.94,"paid_interest":600.12,"paid_late_fees":0} {"emp_title":"editor","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":3.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":2,"total_credit_limit":21500,"total_credit_utilized":7486,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":7735.57,"paid_total":1398.41,"paid_principal":1264.43,"paid_interest":133.98,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":37810,"total_credit_utilized":18021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4600,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19022.42,"paid_total":2683.08,"paid_principal":977.58,"paid_interest":1705.5,"paid_late_fees":0} {"emp_title":"subsurface data doecialist","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":6.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":472310,"total_credit_utilized":30935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":137900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29000,"term":36,"interest_rate":5.32,"installment":873.33,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25243.02,"paid_total":4358.08,"paid_principal":3756.98,"paid_interest":601.1,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"MORTGAGE","annual_income":25500,"verified_income":"Verified","debt_to_income":55.44,"annual_income_joint":77500,"verification_income_joint":"Verified","debt_to_income_joint":35.54,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":204723,"total_credit_utilized":38734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32400,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19300,"term":60,"interest_rate":17.47,"installment":484.55,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18889.89,"paid_total":931.64,"paid_principal":410.11,"paid_interest":521.53,"paid_late_fees":0} {"emp_title":"vice president","emp_length":0,"state":"AZ","homeownership":"MORTGAGE","annual_income":400000,"verified_income":"Verified","debt_to_income":5.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1999,"inquiries_last_12m":11,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":178121,"total_credit_utilized":117743,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46600,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.62,"installment":670.23,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17651.64,"paid_total":3337.13,"paid_principal":2348.36,"paid_interest":988.77,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"LA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":23.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":263873,"total_credit_utilized":95196,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22300,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.45,"installment":545.68,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13365.05,"paid_total":2075.98,"paid_principal":1634.95,"paid_interest":441.03,"paid_late_fees":0} {"emp_title":"platoon sgt","emp_length":4,"state":"MS","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Source Verified","debt_to_income":34.7,"annual_income_joint":99000,"verification_income_joint":"Source Verified","debt_to_income_joint":29.75,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":321082,"total_credit_utilized":80076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":20,"installment":741.83,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26577.55,"paid_total":3553.6,"paid_principal":1422.45,"paid_interest":2131.15,"paid_late_fees":0} {"emp_title":"underground splicer","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":250000,"verified_income":"Not Verified","debt_to_income":0.64,"annual_income_joint":310000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.77,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":150000,"total_credit_utilized":7883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":65500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":6.08,"installment":91.38,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2692.96,"paid_total":363.49,"paid_principal":307.04,"paid_interest":56.45,"paid_late_fees":0} {"emp_title":"mechanic ","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":46000,"verified_income":"Verified","debt_to_income":42.76,"annual_income_joint":88000,"verification_income_joint":"Verified","debt_to_income_joint":27.38,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":123491,"total_credit_utilized":82041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37100,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18059.32,"paid_total":2567.73,"paid_principal":1940.68,"paid_interest":627.05,"paid_late_fees":0} {"emp_title":"wealth mgmt ops/realtor","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":6.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":311768,"total_credit_utilized":17998,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28500,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.35,"installment":399.34,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18882.42,"paid_total":1589.19,"paid_principal":1117.58,"paid_interest":471.61,"paid_late_fees":0} {"emp_title":"cap supervisor","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":34000,"verified_income":"Source Verified","debt_to_income":27.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":47029,"total_credit_utilized":32788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8900,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19037.5,"paid_total":1267.16,"paid_principal":962.5,"paid_interest":304.66,"paid_late_fees":0} {"emp_title":"lieutenant of police","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":197000,"verified_income":"Source Verified","debt_to_income":8.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":10,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":89655,"total_credit_utilized":44767,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29200,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":16.01,"installment":656.74,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25789.99,"paid_total":2602.94,"paid_principal":1210.01,"paid_interest":1392.93,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":16.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":71461,"total_credit_utilized":50415,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":15.05,"installment":659.11,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16842.46,"paid_total":3255.83,"paid_principal":2157.54,"paid_interest":1098.29,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":4800,"verified_income":"Verified","debt_to_income":8.75,"annual_income_joint":62800,"verification_income_joint":"Verified","debt_to_income_joint":39.71,"delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":1,"total_credit_limit":14500,"total_credit_utilized":105,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":14.08,"installment":652.68,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26340.78,"paid_total":3219.6,"paid_principal":1659.22,"paid_interest":1560.38,"paid_late_fees":0} {"emp_title":"chiropractor","emp_length":4,"state":"PA","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":25.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":7,"total_credit_limit":239939,"total_credit_utilized":248450,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.58,"installment":849.35,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23281.4,"paid_total":2529.19,"paid_principal":1718.6,"paid_interest":810.59,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":5.49,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":15,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":14399,"total_credit_utilized":5080,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3800,"term":36,"interest_rate":10.9,"installment":124.23,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3528.41,"paid_total":368.09,"paid_principal":271.59,"paid_interest":96.5,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Verified","debt_to_income":12.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":350539,"total_credit_utilized":16006,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":24,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27200,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":6.72,"installment":584.24,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17072.52,"paid_total":2361.79,"paid_principal":1927.48,"paid_interest":434.31,"paid_late_fees":0} {"emp_title":"admin assist","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":61000,"verified_income":"Source Verified","debt_to_income":6.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":57,"open_credit_lines":24,"total_credit_limit":54000,"total_credit_utilized":9004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":43,"num_open_cc_accounts":24,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":9.93,"installment":296.98,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13266.44,"paid_total":1180.2,"paid_principal":733.56,"paid_interest":446.64,"paid_late_fees":0} {"emp_title":"overnight stocker","emp_length":5,"state":"PA","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":8.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":3,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":149423,"total_credit_utilized":5901,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":0,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5581.66,"paid_total":598.92,"paid_principal":418.34,"paid_interest":180.58,"paid_late_fees":0} {"emp_title":"substitute ","emp_length":0,"state":"MS","homeownership":"RENT","annual_income":10000,"verified_income":"Source Verified","debt_to_income":182.35,"annual_income_joint":140000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.44,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":75056,"total_credit_utilized":57782,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":52,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6700,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10400,"term":36,"interest_rate":18.45,"installment":378.34,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9734.55,"paid_total":1124.36,"paid_principal":665.45,"paid_interest":458.91,"paid_late_fees":0} {"emp_title":"shift lead","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":13.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":52590,"total_credit_utilized":29360,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8030.81,"paid_total":2255.08,"paid_principal":1969.19,"paid_interest":285.89,"paid_late_fees":0} {"emp_title":"steward","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":26000,"verified_income":"Source Verified","debt_to_income":35.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":43887,"total_credit_utilized":34120,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7900,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":20,"installment":148.66,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4310.9273,"paid_principal":4000,"paid_interest":310.93,"paid_late_fees":0} {"emp_title":"product manager","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":165000,"verified_income":"Source Verified","debt_to_income":18.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":21,"total_credit_limit":149034,"total_credit_utilized":117416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":37200,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":26.77,"installment":759.96,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24379.61,"paid_total":2242.7,"paid_principal":620.39,"paid_interest":1622.31,"paid_late_fees":0} {"emp_title":"accountant","emp_length":3,"state":"MO","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":29.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":13,"total_credit_limit":249357,"total_credit_utilized":71149,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1840.52,"paid_principal":1526,"paid_interest":314.52,"paid_late_fees":0} {"emp_title":"director of asset management","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":14.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":35111,"total_credit_utilized":15729,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13273.71,"paid_total":2542.78,"paid_principal":1726.29,"paid_interest":816.49,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":9,"state":"GA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":10.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":24,"total_credit_limit":563238,"total_credit_utilized":49274,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":1070,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":70400,"num_total_cc_accounts":27,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":97.5,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13160.89,"paid_total":2384.67,"paid_principal":1839.11,"paid_interest":545.56,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":22.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":214263,"total_credit_utilized":39191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":315,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9109.69,"paid_total":1397.78,"paid_principal":890.31,"paid_interest":507.47,"paid_late_fees":0} {"emp_title":"qa associate","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":16.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":30270,"total_credit_utilized":9954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":13.59,"installment":373.77,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9986.16,"paid_total":1486.78,"paid_principal":1013.84,"paid_interest":472.94,"paid_late_fees":0} {"emp_title":"nursing assistance gna","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":19.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":28042,"total_credit_utilized":10739,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7700,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":10.9,"installment":58.85,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1671.34,"paid_total":175.46,"paid_principal":128.66,"paid_interest":46.8,"paid_late_fees":0} {"emp_title":"h b c cor","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":22000,"verified_income":"Verified","debt_to_income":29.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":72428,"total_credit_utilized":33438,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":19.03,"installment":36.68,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":892.54,"paid_total":182.34,"paid_principal":107.46,"paid_interest":74.88,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":9,"state":"MI","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":35.5,"annual_income_joint":98000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.93,"delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":28,"total_credit_limit":237785,"total_credit_utilized":47921,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":35700,"num_total_cc_accounts":35,"num_open_cc_accounts":26,"num_cc_carrying_balance":17,"num_mort_accounts":2,"account_never_delinq_percent":95.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":10.91,"installment":686.62,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18476.05,"paid_total":3407.64,"paid_principal":2523.95,"paid_interest":883.69,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":11.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":326587,"total_credit_utilized":40713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":447,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7252.48,"paid_total":1066.75,"paid_principal":747.52,"paid_interest":319.23,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":67000,"verified_income":"Verified","debt_to_income":24.93,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":263912,"total_credit_utilized":39492,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":60,"interest_rate":16.01,"installment":350.26,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13919.22,"paid_total":1037.97,"paid_principal":480.78,"paid_interest":557.19,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"RENT","annual_income":23666,"verified_income":"Not Verified","debt_to_income":35.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":25250,"total_credit_utilized":12946,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7245.8,"paid_total":1057.39,"paid_principal":754.2,"paid_interest":303.19,"paid_late_fees":0} {"emp_title":"hospital sales rep","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":16.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":418340,"total_credit_utilized":72091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37100,"num_total_cc_accounts":20,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.62,"installment":902.37,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37540.29,"paid_total":4483.81,"paid_principal":2459.71,"paid_interest":2024.1,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":140000,"verified_income":"Source Verified","debt_to_income":9.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":79679,"total_credit_utilized":33669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27700,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38018.68,"paid_total":2470.06,"paid_principal":1981.32,"paid_interest":488.74,"paid_late_fees":0} {"emp_title":"sole proprietor","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":22.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":54,"open_credit_lines":25,"total_credit_limit":687833,"total_credit_utilized":159134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":25,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":65100,"num_total_cc_accounts":36,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.62,"installment":789.57,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33287.14,"paid_total":3134.17,"paid_principal":1712.86,"paid_interest":1421.31,"paid_late_fees":0} {"emp_title":"computer technical engineer","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":23.5,"annual_income_joint":63500,"verification_income_joint":"Not Verified","debt_to_income_joint":23.7,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":70840,"total_credit_utilized":32162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":13000,"term":60,"interest_rate":9.43,"installment":272.58,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12484.71,"paid_total":804.12,"paid_principal":515.29,"paid_interest":288.83,"paid_late_fees":0} {"emp_title":"quality control inspector ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":4.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":375698,"total_credit_utilized":19645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5030.58222,"paid_principal":5000,"paid_interest":30.58,"paid_late_fees":0} {"emp_title":"physical therapist assistant ","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":4.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":284500,"total_credit_utilized":3411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":9.93,"installment":38.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1053.8,"paid_total":192.13,"paid_principal":146.2,"paid_interest":45.93,"paid_late_fees":0} {"emp_title":"operator","emp_length":4,"state":"PA","homeownership":"MORTGAGE","annual_income":44200,"verified_income":"Source Verified","debt_to_income":3.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":208667,"total_credit_utilized":7936,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1440,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20600,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":12.62,"installment":406.07,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16893.11,"paid_total":2005.11,"paid_principal":1106.89,"paid_interest":898.22,"paid_late_fees":0} {"emp_title":"painter","emp_length":10,"state":"SD","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":23.94,"annual_income_joint":104000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.41,"delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":306226,"total_credit_utilized":27315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18500,"term":60,"interest_rate":11.98,"installment":411.34,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17579.74,"paid_total":1633.05,"paid_principal":920.26,"paid_interest":712.79,"paid_late_fees":0} {"emp_title":"engineer","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":13.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":69570,"total_credit_utilized":50352,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22900,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.98,"installment":355.75,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15406.06,"paid_total":1056.6,"paid_principal":593.94,"paid_interest":462.66,"paid_late_fees":0} {"emp_title":"event planner","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":49200,"verified_income":"Verified","debt_to_income":30.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":225361,"total_credit_utilized":30227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":20,"installment":371.64,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":8987.68,"paid_total":1539.01,"paid_principal":1012.32,"paid_interest":526.69,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":4,"state":"AK","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":41.54,"annual_income_joint":130000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.11,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":14,"total_credit_lines":44,"open_credit_lines":7,"total_credit_limit":124159,"total_credit_utilized":94654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26300,"num_total_cc_accounts":26,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":9.93,"installment":742.45,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32226.21,"paid_total":4309.89,"paid_principal":2773.79,"paid_interest":1536.1,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":12.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":66400,"total_credit_utilized":46326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":35800,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":7.97,"installment":595.13,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17105.48,"paid_total":2363.69,"paid_principal":1894.52,"paid_interest":469.17,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":121000,"verified_income":"Source Verified","debt_to_income":8.53,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":700064,"total_credit_utilized":43355,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23800,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":8,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25856.95236,"paid_principal":25000,"paid_interest":856.95,"paid_late_fees":0} {"emp_title":"program manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":15.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":291340,"total_credit_utilized":29252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27100,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":6.07,"installment":411.13,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12118.19,"paid_total":1635.42,"paid_principal":1381.81,"paid_interest":253.61,"paid_late_fees":0} {"emp_title":"police officer/investigator","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":23.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":263754,"total_credit_utilized":62556,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":20,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":92.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":24.85,"installment":702.33,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22929.94,"paid_total":3478.52,"paid_principal":1070.06,"paid_interest":2408.46,"paid_late_fees":0} {"emp_title":"account executive","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":20.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":76546,"total_credit_utilized":25664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.9,"installment":313.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8913.89,"paid_total":935.71,"paid_principal":686.11,"paid_interest":249.6,"paid_late_fees":0} {"emp_title":"merchandise","emp_length":3,"state":"AZ","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":12.83,"annual_income_joint":213000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.05,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1972,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":273515,"total_credit_utilized":14172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":39600,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"driver ","emp_length":7,"state":"PA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":13.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":77940,"total_credit_utilized":64024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":11.98,"installment":796.92,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22311.29,"paid_total":2374.79,"paid_principal":1688.71,"paid_interest":686.08,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":68400,"verified_income":"Not Verified","debt_to_income":13.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":282333,"total_credit_utilized":20241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":67.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14200,"term":36,"interest_rate":16.02,"installment":499.38,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12609.03,"paid_total":2484.26,"paid_principal":1590.97,"paid_interest":893.29,"paid_late_fees":0} {"emp_title":"sr systems engineer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":12.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":480960,"total_credit_utilized":58408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":111700,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":14.07,"installment":932.19,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39068.19,"paid_total":1801.85,"paid_principal":931.81,"paid_interest":870.04,"paid_late_fees":0} {"emp_title":"labor worker","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":24000,"verified_income":"Verified","debt_to_income":6,"annual_income_joint":54000,"verification_income_joint":"Verified","debt_to_income_joint":25.29,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":136342,"total_credit_utilized":2550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6295.98,"paid_total":866.22,"paid_principal":704.02,"paid_interest":162.2,"paid_late_fees":0} {"emp_title":"day porter ","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":43000,"verified_income":"Not Verified","debt_to_income":23.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2011,"inquiries_last_12m":10,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":56231,"total_credit_utilized":32443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.34,"paid_total":968.16,"paid_principal":719.66,"paid_interest":248.5,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"KY","homeownership":"RENT","annual_income":52000,"verified_income":"Verified","debt_to_income":10.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":19957,"total_credit_utilized":13279,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":139,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":20.39,"installment":427.39,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15525.45,"paid_total":1146.25,"paid_principal":474.55,"paid_interest":671.7,"paid_late_fees":0} {"emp_title":"physician assistant","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":12.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":327028,"total_credit_utilized":43650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10827.62,"paid_total":1523.65,"paid_principal":1172.38,"paid_interest":351.27,"paid_late_fees":0} {"emp_title":"web content manager","emp_length":0,"state":"TX","homeownership":"OWN","annual_income":76000,"verified_income":"Not Verified","debt_to_income":5.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":14100,"total_credit_utilized":8276,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1079,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9500,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":12.62,"installment":234.58,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6178.07,"paid_total":1147.45,"paid_principal":821.93,"paid_interest":325.52,"paid_late_fees":0} {"emp_title":"content marketing specialist","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":58500,"verified_income":"Not Verified","debt_to_income":28.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":20,"total_credit_limit":135302,"total_credit_utilized":76380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.31,"installment":210.78,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6458.19,"paid_total":628.21,"paid_principal":541.81,"paid_interest":86.4,"paid_late_fees":0} {"emp_title":"manager early career development ","emp_length":6,"state":"NC","homeownership":"OWN","annual_income":110000,"verified_income":"Source Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":413844,"total_credit_utilized":123768,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":162,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22560,"paid_total":2748.63,"paid_principal":1440,"paid_interest":1308.63,"paid_late_fees":0} {"emp_title":"csr/checker","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":38.08,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.83,"delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":413059,"total_credit_utilized":35775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":14.08,"installment":559.44,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22868.93,"paid_total":2200.21,"paid_principal":1131.07,"paid_interest":1069.14,"paid_late_fees":0} {"emp_title":"certified medical assistant","emp_length":3,"state":"MN","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":15.07,"annual_income_joint":76000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.51,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":302236,"total_credit_utilized":28245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":29000,"term":60,"interest_rate":9.93,"installment":615.17,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27092.72,"paid_total":3059.85,"paid_principal":1907.28,"paid_interest":1152.57,"paid_late_fees":0} {"emp_title":"career and transition","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":132400,"verified_income":"Verified","debt_to_income":10.35,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":875900,"total_credit_utilized":39346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":36500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.08,"installment":1197.58,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30972.01,"paid_total":5933.14,"paid_principal":4027.99,"paid_interest":1905.15,"paid_late_fees":0} {"emp_title":"technical engineer","emp_length":5,"state":"MN","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Not Verified","debt_to_income":19.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":335500,"total_credit_utilized":84020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":150500,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27900,"term":36,"interest_rate":16.02,"installment":981.16,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25416.03,"paid_total":3874.98,"paid_principal":2483.97,"paid_interest":1391.01,"paid_late_fees":0} {"emp_title":"it","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":87978,"total_credit_utilized":41771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37200,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":6.08,"installment":109.65,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":3608.508,"paid_principal":3600,"paid_interest":8.51,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":349000,"verified_income":"Not Verified","debt_to_income":5.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":682431,"total_credit_utilized":28368,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":263,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":19.03,"installment":586.74,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14635.95,"paid_total":2313.13,"paid_principal":1364.05,"paid_interest":949.08,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"OWN","annual_income":52000,"verified_income":"Not Verified","debt_to_income":20.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":6,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":135788,"total_credit_utilized":41553,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1589,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":75400,"num_total_cc_accounts":29,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":6.07,"installment":146.18,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4555.58,"paid_total":289.12,"paid_principal":244.42,"paid_interest":44.7,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"CT","homeownership":"RENT","annual_income":21800,"verified_income":"Source Verified","debt_to_income":8.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":16900,"total_credit_utilized":5907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14700,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.97,"installment":125.3,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3601.11,"paid_total":497.66,"paid_principal":398.89,"paid_interest":98.77,"paid_late_fees":0} {"emp_title":"drill instructor ","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":26.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":45268,"total_credit_utilized":19794,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7825,"term":36,"interest_rate":5.31,"installment":235.62,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7219.34,"paid_total":704.55,"paid_principal":605.66,"paid_interest":98.89,"paid_late_fees":0} {"emp_title":"qa/qc inspector","emp_length":2,"state":"NM","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":16.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":247590,"total_credit_utilized":39935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":21.45,"installment":491.53,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17302.45,"paid_total":1912.5,"paid_principal":697.55,"paid_interest":1214.95,"paid_late_fees":0} {"emp_title":"hr coordinator","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":81.68,"annual_income_joint":138000,"verification_income_joint":"Verified","debt_to_income_joint":35.17,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":20,"total_credit_limit":398493,"total_credit_utilized":111630,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":98900,"num_total_cc_accounts":33,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7252.48,"paid_total":1066.75,"paid_principal":747.52,"paid_interest":319.23,"paid_late_fees":0} {"emp_title":"quality ","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":23.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":12,"total_credit_limit":95048,"total_credit_utilized":20166,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":750,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":26,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.02,"installment":422.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":12007.2624,"paid_principal":12000,"paid_interest":7.26,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"MD","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":17.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":46,"open_credit_lines":23,"total_credit_limit":139543,"total_credit_utilized":49049,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":81200,"num_total_cc_accounts":42,"num_open_cc_accounts":22,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36092.05,"paid_total":5068.36,"paid_principal":3907.95,"paid_interest":1160.41,"paid_late_fees":0} {"emp_title":"deputy clerk","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":35.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":76236,"total_credit_utilized":36051,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":239,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":23.88,"installment":367.34,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12335.89,"paid_total":1435.4,"paid_principal":464.11,"paid_interest":971.29,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Not Verified","debt_to_income":11.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":225203,"total_credit_utilized":98878,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44500,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8965.88,"paid_total":1201.64,"paid_principal":1034.12,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"human capital consultant","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":22.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":120600,"total_credit_utilized":64800,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":38200,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.86,"paid_total":1853.82,"paid_principal":1504.14,"paid_interest":349.68,"paid_late_fees":0} {"emp_title":"mailroom/ site manager","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":60999,"total_credit_utilized":39652,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":268,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22400,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11142.36,"paid_total":1169.63,"paid_principal":857.64,"paid_interest":311.99,"paid_late_fees":0} {"emp_title":"director","emp_length":0,"state":"NJ","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Verified","debt_to_income":11.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":23,"total_credit_limit":592796,"total_credit_utilized":46070,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":68800,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":11.98,"installment":400.22,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17331.81,"paid_total":1188.68,"paid_principal":668.19,"paid_interest":520.49,"paid_late_fees":0} {"emp_title":"maintenance supervisor","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":13.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":47200,"total_credit_utilized":22664,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":9.93,"installment":466.68,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20847.27,"paid_total":1854.58,"paid_principal":1152.73,"paid_interest":701.85,"paid_late_fees":0} {"emp_title":"rural carrier","emp_length":4,"state":"LA","homeownership":"MORTGAGE","annual_income":77000,"verified_income":"Source Verified","debt_to_income":33.85,"annual_income_joint":91400,"verification_income_joint":"Source Verified","debt_to_income_joint":29.03,"delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":184198,"total_credit_utilized":155876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":19.42,"installment":589.9,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14990.94,"paid_total":1752.44,"paid_principal":1009.06,"paid_interest":743.38,"paid_late_fees":0} {"emp_title":"management ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":9.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":75824,"total_credit_utilized":61905,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16800,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.07,"installment":1197.41,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":35043.49808,"paid_principal":35000,"paid_interest":43.5,"paid_late_fees":0} {"emp_title":"sen project engineer","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":20.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":114092,"total_credit_utilized":65205,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":71500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.04,"installment":595.28,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24143.51,"paid_total":1764.95,"paid_principal":856.49,"paid_interest":908.46,"paid_late_fees":0} {"emp_title":"sample seamstress","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":40552,"verified_income":"Source Verified","debt_to_income":19.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":60725,"total_credit_utilized":16227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18000,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":7.97,"installment":391.54,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11253.57,"paid_total":1560.63,"paid_principal":1246.43,"paid_interest":314.2,"paid_late_fees":0} {"emp_title":"mason","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":52000,"verified_income":"Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":53506,"total_credit_utilized":38716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":16.02,"installment":364.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14499.3,"paid_total":1081.47,"paid_principal":500.7,"paid_interest":580.77,"paid_late_fees":0} {"emp_title":"medical claims examiner","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":28.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":24100,"total_credit_utilized":8602,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":299,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":18.06,"installment":36.19,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":913.51,"paid_total":143.76,"paid_principal":86.49,"paid_interest":57.27,"paid_late_fees":0} {"emp_title":"compliance manager","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":135000,"verified_income":"Not Verified","debt_to_income":29.62,"annual_income_joint":215000,"verification_income_joint":"Not Verified","debt_to_income_joint":38.02,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":10,"total_credit_lines":47,"open_credit_lines":15,"total_credit_limit":578066,"total_credit_utilized":128851,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":68800,"num_total_cc_accounts":24,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":10.91,"installment":980.89,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27128.58,"paid_total":3887.19,"paid_principal":2871.42,"paid_interest":1015.77,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":20.35,"annual_income_joint":140915,"verification_income_joint":"Not Verified","debt_to_income_joint":15.2,"delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":434616,"total_credit_utilized":57303,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":40200,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":75.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":9.43,"installment":524.2,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24009.03,"paid_total":1559.5,"paid_principal":990.97,"paid_interest":568.53,"paid_late_fees":0} {"emp_title":"advancement officer","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":14.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":138789,"total_credit_utilized":48708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1561,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5162.23195,"paid_principal":5000,"paid_interest":162.23,"paid_late_fees":0} {"emp_title":"management","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":79700,"verified_income":"Not Verified","debt_to_income":20.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":25,"total_credit_limit":314661,"total_credit_utilized":64613,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":63200,"num_total_cc_accounts":34,"num_open_cc_accounts":19,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":7.97,"installment":93.97,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2624.82,"paid_total":468.52,"paid_principal":375.18,"paid_interest":93.34,"paid_late_fees":0} {"emp_title":"customer service representative","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":27976,"verified_income":"Verified","debt_to_income":18.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":38934,"total_credit_utilized":31392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":1106,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9327.09,"paid_total":1032.19,"paid_principal":672.91,"paid_interest":359.28,"paid_late_fees":0} {"emp_title":"loan processor","emp_length":6,"state":"MD","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":14.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":26,"total_credit_limit":69425,"total_credit_utilized":26574,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":392,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30100,"num_total_cc_accounts":27,"num_open_cc_accounts":24,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":94.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":25.81,"installment":835.19,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27285.99,"paid_total":2465.42,"paid_principal":714.01,"paid_interest":1751.41,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":24.65,"annual_income_joint":127200,"verification_income_joint":"Source Verified","debt_to_income_joint":31.12,"delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":404759,"total_credit_utilized":59164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5700,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":19.42,"installment":314.07,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11635.12,"paid_total":974.13,"paid_principal":364.88,"paid_interest":609.25,"paid_late_fees":0} {"emp_title":"manager, fraud dept","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":18.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":83421,"total_credit_utilized":67635,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":24.85,"installment":497.48,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16242.06,"paid_total":2487.4,"paid_principal":757.94,"paid_interest":1729.46,"paid_late_fees":0} {"emp_title":"construction manager","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Not Verified","debt_to_income":9.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":231608,"total_credit_utilized":26245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1047,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14800,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15700,"term":60,"interest_rate":29.69,"installment":504.97,"grade":"F","sub_grade":"F2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15464.07,"paid_total":984.04,"paid_principal":235.93,"paid_interest":748.11,"paid_late_fees":0} {"emp_title":"office manager ","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":67000,"verified_income":"Verified","debt_to_income":13.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":118,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":40093,"total_credit_utilized":30408,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":118,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14197.97,"paid_total":1891.95,"paid_principal":802.03,"paid_interest":1089.92,"paid_late_fees":0} {"emp_title":"painter","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":33395,"verified_income":"Verified","debt_to_income":20.88,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":26309,"total_credit_utilized":19046,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7200,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":14.07,"installment":164.22,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4472.37,"paid_total":485.16,"paid_principal":327.63,"paid_interest":157.53,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"TX","homeownership":"OWN","annual_income":72000,"verified_income":"Source Verified","debt_to_income":27.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":88342,"total_credit_utilized":48646,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.09,"installment":1070.93,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27369.75,"paid_total":4226.75,"paid_principal":2630.25,"paid_interest":1596.5,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":38000,"verified_income":"Verified","debt_to_income":4.26,"annual_income_joint":86000,"verification_income_joint":"Verified","debt_to_income_joint":1.88,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":11978,"total_credit_utilized":7072,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":19.42,"installment":785.17,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":31059.99,"paid_principal":30000,"paid_interest":1059.99,"paid_late_fees":0} {"emp_title":"teacher","emp_length":5,"state":"OR","homeownership":"MORTGAGE","annual_income":52140,"verified_income":"Verified","debt_to_income":47.36,"annual_income_joint":156000,"verification_income_joint":"Verified","debt_to_income_joint":23.6,"delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":492232,"total_credit_utilized":227842,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":11.99,"installment":800.62,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34209.71,"paid_total":3154.52,"paid_principal":1790.29,"paid_interest":1364.23,"paid_late_fees":0} {"emp_title":"rn","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":180000,"verified_income":"Source Verified","debt_to_income":8.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":427803,"total_credit_utilized":44122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12400,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":13,"num_mort_accounts":5,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":39275,"term":36,"interest_rate":10.9,"installment":1283.96,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36468.01,"paid_total":3923.24,"paid_principal":2806.99,"paid_interest":1116.25,"paid_late_fees":0} {"emp_title":"staff specialist","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":68810,"verified_income":"Source Verified","debt_to_income":14.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":7,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":57890,"total_credit_utilized":44015,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":382,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15575,"term":60,"interest_rate":11.98,"installment":346.3,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14996.83,"paid_total":972.22,"paid_principal":578.17,"paid_interest":394.05,"paid_late_fees":0} {"emp_title":"leasing manager","emp_length":3,"state":"NJ","homeownership":"OWN","annual_income":125000,"verified_income":"Source Verified","debt_to_income":8.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":396146,"total_credit_utilized":48698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":56300,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9715.1,"paid_total":813.88,"paid_principal":284.9,"paid_interest":528.98,"paid_late_fees":0} {"emp_title":"vp corprate communications ","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":12.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":9,"total_credit_limit":551693,"total_credit_utilized":63861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35500,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5264.37,"paid_total":957,"paid_principal":735.63,"paid_interest":221.37,"paid_late_fees":0} {"emp_title":"graphic artist","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":8.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":37700,"total_credit_utilized":14544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":27400,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25375,"term":60,"interest_rate":12.62,"installment":572.44,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23814.63,"paid_total":2844.41,"paid_principal":1560.37,"paid_interest":1284.04,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":124000,"verified_income":"Source Verified","debt_to_income":18.08,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":9,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":304198,"total_credit_utilized":51416,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":329,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":7300,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.05,"installment":867.25,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22161.14,"paid_total":4315.35,"paid_principal":2838.86,"paid_interest":1476.49,"paid_late_fees":0} {"emp_title":"executive producer/on-air personality","emp_length":5,"state":"CA","homeownership":"OWN","annual_income":90000,"verified_income":"Not Verified","debt_to_income":16.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":312880,"total_credit_utilized":14187,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6295.98,"paid_total":863.36,"paid_principal":704.02,"paid_interest":159.34,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":29.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":1984,"inquiries_last_12m":2,"total_credit_lines":50,"open_credit_lines":15,"total_credit_limit":71229,"total_credit_utilized":42512,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17500,"num_total_cc_accounts":44,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":23.87,"installment":631.24,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21407.5,"paid_total":1952.07,"paid_principal":592.5,"paid_interest":1359.57,"paid_late_fees":0} {"emp_title":"realtor","emp_length":10,"state":"AL","homeownership":"OWN","annual_income":96000,"verified_income":"Source Verified","debt_to_income":10.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":7,"total_credit_limit":65800,"total_credit_utilized":35157,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54000,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32559.72,"paid_total":3493.67,"paid_principal":2440.28,"paid_interest":1053.39,"paid_late_fees":0} {"emp_title":"","state":"RI","homeownership":"RENT","annual_income":24482,"verified_income":"Not Verified","debt_to_income":9.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":9100,"total_credit_utilized":7886,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9275.14,"paid_total":961.39,"paid_principal":724.86,"paid_interest":236.53,"paid_late_fees":0} {"emp_title":"cfo","emp_length":4,"state":"CO","homeownership":"MORTGAGE","annual_income":198000,"verified_income":"Source Verified","debt_to_income":24.68,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1983,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":18,"total_credit_limit":776505,"total_credit_utilized":86150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":57840,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33391.61,"paid_total":3275.75,"paid_principal":1608.39,"paid_interest":1667.36,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":234532,"total_credit_utilized":110530,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4634.99,"paid_total":477.41,"paid_principal":365.01,"paid_interest":112.4,"paid_late_fees":0} {"emp_title":"corrections officers 3","emp_length":7,"state":"PA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":33.42,"annual_income_joint":105000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.34,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":104914,"total_credit_utilized":75514,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":16.02,"installment":1125.35,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29150.98,"paid_total":4472.92,"paid_principal":2849.02,"paid_interest":1623.9,"paid_late_fees":0} {"emp_title":"software consultant","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":2.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":49,"open_credit_lines":8,"total_credit_limit":331197,"total_credit_utilized":169125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":54500,"num_total_cc_accounts":17,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38328.35,"paid_total":2379.16,"paid_principal":1671.65,"paid_interest":707.51,"paid_late_fees":0} {"emp_title":"fire hydrant tech","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":37000,"verified_income":"Source Verified","debt_to_income":0.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":3,"total_credit_limit":120667,"total_credit_utilized":28,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.43,"installment":96.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2780.98,"paid_total":284.89,"paid_principal":219.02,"paid_interest":65.87,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Source Verified","debt_to_income":11.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":93848,"total_credit_utilized":22390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14600,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":10.9,"installment":340,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9656.69,"paid_total":1042.04,"paid_principal":743.31,"paid_interest":298.73,"paid_late_fees":0} {"emp_title":"mail handler","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":23.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":78736,"total_credit_utilized":43881,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":23.87,"installment":274.16,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6727.48,"paid_total":539.04,"paid_principal":272.52,"paid_interest":266.52,"paid_late_fees":0} {"emp_title":"assistant director","emp_length":4,"state":"VT","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":31.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":95567,"total_credit_utilized":61874,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":27300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":10.42,"installment":779.16,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21687.05,"paid_total":3048.5,"paid_principal":2312.95,"paid_interest":735.55,"paid_late_fees":0} {"emp_title":"cake decorator ","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":30720,"verified_income":"Not Verified","debt_to_income":37.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":69600,"total_credit_utilized":70636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10400,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":41.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":17.09,"installment":342.7,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8758.31,"paid_total":1361.69,"paid_principal":841.69,"paid_interest":520,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":14.58,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.29,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":13,"total_credit_limit":56285,"total_credit_utilized":16738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33300,"num_total_cc_accounts":24,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18468.54,"paid_total":1820.5,"paid_principal":1531.46,"paid_interest":289.04,"paid_late_fees":0} {"emp_title":"office manager","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":29250,"verified_income":"Source Verified","debt_to_income":13.7,"annual_income_joint":88250,"verification_income_joint":"Source Verified","debt_to_income_joint":5.68,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":170300,"total_credit_utilized":12071,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21800,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":9.43,"installment":576.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16686.05,"paid_total":1718.6,"paid_principal":1313.95,"paid_interest":404.65,"paid_late_fees":0} {"emp_title":"operators","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":17,"total_credit_limit":143500,"total_credit_utilized":35303,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32000,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":96.6,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":13.58,"installment":414.92,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17575.17,"paid_total":802.68,"paid_principal":424.83,"paid_interest":377.85,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":132300,"verified_income":"Verified","debt_to_income":3.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":44276,"total_credit_utilized":5449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":21000,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":40000,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"telephone techician/ supervisor","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":79000,"verified_income":"Verified","debt_to_income":10.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":36433,"total_credit_utilized":15976,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17500,"term":36,"interest_rate":11.98,"installment":581.09,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16268.64,"paid_total":1731.62,"paid_principal":1231.36,"paid_interest":500.26,"paid_late_fees":0} {"emp_title":"rda ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":3.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":52502,"total_credit_utilized":9206,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":43200,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":5.32,"installment":1054.02,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30465.71,"paid_total":5259.76,"paid_principal":4534.29,"paid_interest":725.47,"paid_late_fees":0} {"emp_title":"communications manager","emp_length":9,"state":"CO","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":25.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":395377,"total_credit_utilized":68184,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":54200,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":12.62,"installment":789.57,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32847.77,"paid_total":3923.31,"paid_principal":2152.23,"paid_interest":1771.08,"paid_late_fees":0} {"emp_title":"process associate","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":7.54,"annual_income_joint":128000,"verification_income_joint":"Source Verified","debt_to_income_joint":5.29,"delinq_2y":2,"months_since_last_delinq":15,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":141687,"total_credit_utilized":7655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":21,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":69,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":15.05,"installment":571.59,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22612.69,"paid_total":2817.82,"paid_principal":1387.31,"paid_interest":1430.51,"paid_late_fees":0} {"emp_title":"mgr - customer qa","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":17.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":388885,"total_credit_utilized":110146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11400,"num_total_cc_accounts":16,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":7.35,"installment":379.37,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17668.82,"paid_total":1889.09,"paid_principal":1331.18,"paid_interest":557.91,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":23.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":46676,"total_credit_utilized":25517,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19400,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.04,"installment":476.22,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19314.82,"paid_total":1411.95,"paid_principal":685.18,"paid_interest":726.77,"paid_late_fees":0} {"emp_title":"server","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":34500,"verified_income":"Not Verified","debt_to_income":13.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":9310,"total_credit_utilized":5423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1750,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":19.42,"installment":132.73,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3372.95,"paid_total":407.91,"paid_principal":227.05,"paid_interest":180.86,"paid_late_fees":0} {"emp_title":"optical manager","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":29.19,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.48,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":21,"total_credit_limit":342725,"total_credit_utilized":36173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":400,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28500,"num_total_cc_accounts":24,"num_open_cc_accounts":19,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":6.71,"installment":184.47,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5544.7,"paid_total":551.17,"paid_principal":455.3,"paid_interest":95.87,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":110000,"verified_income":"Not Verified","debt_to_income":15.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":25,"total_credit_limit":143694,"total_credit_utilized":73083,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":41000,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":5.31,"installment":271,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8303.4,"paid_total":807.69,"paid_principal":696.6,"paid_interest":111.09,"paid_late_fees":0} {"emp_title":"plant manager ","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":101760,"verified_income":"Verified","debt_to_income":14.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":98722,"total_credit_utilized":73255,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":12.61,"installment":721.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30831.42,"paid_total":2120.35,"paid_principal":1168.58,"paid_interest":951.77,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":168854,"total_credit_utilized":55334,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":76.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":9.44,"installment":204.84,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":5615.28,"paid_total":1017.49,"paid_principal":784.72,"paid_interest":232.77,"paid_late_fees":0} {"emp_title":"visa and passport specialist","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":39000,"verified_income":"Verified","debt_to_income":7.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":18600,"total_credit_utilized":11445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.45,"installment":819.22,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":29135.83,"paid_total":2421.91,"paid_principal":864.17,"paid_interest":1557.74,"paid_late_fees":0} {"emp_title":"road driver","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":7.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":6,"total_credit_limit":120029,"total_credit_utilized":29493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7400,"num_total_cc_accounts":18,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":6.72,"installment":522.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14838.22,"paid_total":2607.35,"paid_principal":2161.78,"paid_interest":445.57,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":48000,"verified_income":"Source Verified","debt_to_income":39.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":15,"total_credit_limit":102367,"total_credit_utilized":72262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.58,"installment":271.8,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7450.01,"paid_total":815.41,"paid_principal":549.99,"paid_interest":265.42,"paid_late_fees":0} {"emp_title":"sr account executive","emp_length":9,"state":"TX","homeownership":"MORTGAGE","annual_income":64865,"verified_income":"Not Verified","debt_to_income":27.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":20,"total_credit_limit":84385,"total_credit_utilized":45072,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33000,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.93,"installment":386.82,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10538.41,"paid_total":1927.48,"paid_principal":1461.59,"paid_interest":465.89,"paid_late_fees":0} {"emp_title":"postmaster","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":89400,"verified_income":"Source Verified","debt_to_income":18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1994,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":22,"total_credit_limit":609171,"total_credit_utilized":40566,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32200,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.42,"installment":429.09,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18700.51,"paid_total":2133.87,"paid_principal":1299.49,"paid_interest":834.38,"paid_late_fees":0} {"emp_title":"vice president/training & development","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Source Verified","debt_to_income":2.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":322000,"total_credit_utilized":8244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":40000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28447.4,"paid_total":2531.1,"paid_principal":1552.6,"paid_interest":978.5,"paid_late_fees":0} {"emp_title":"executive vice president","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":405000,"verified_income":"Verified","debt_to_income":17.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1994,"inquiries_last_12m":8,"total_credit_lines":65,"open_credit_lines":30,"total_credit_limit":472861,"total_credit_utilized":231313,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":13,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":165200,"num_total_cc_accounts":36,"num_open_cc_accounts":22,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":95.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":17500,"term":36,"interest_rate":6.71,"installment":538.04,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16172.04,"paid_total":1601.07,"paid_principal":1327.96,"paid_interest":273.11,"paid_late_fees":0} {"emp_title":"interpreter ","emp_length":1,"state":"PA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":17.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":19,"total_credit_limit":83500,"total_credit_utilized":33877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52800,"num_total_cc_accounts":27,"num_open_cc_accounts":18,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.43,"installment":800.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":23023.53,"paid_total":2432.16,"paid_principal":1976.47,"paid_interest":455.69,"paid_late_fees":0} {"emp_title":"laborer","emp_length":4,"state":"WY","homeownership":"RENT","annual_income":52000,"verified_income":"Verified","debt_to_income":44.75,"annual_income_joint":115000,"verification_income_joint":"Verified","debt_to_income_joint":31.31,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":207222,"total_credit_utilized":75280,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":44100,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":10.41,"installment":1298.41,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37120.94,"paid_total":3872.1,"paid_principal":2879.06,"paid_interest":993.04,"paid_late_fees":0} {"emp_title":"production","emp_length":6,"state":"IN","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Source Verified","debt_to_income":9.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":143666,"total_credit_utilized":21134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28586.16,"paid_total":2926.27,"paid_principal":1413.84,"paid_interest":1512.43,"paid_late_fees":0} {"emp_title":"industrial engineer 2 ","emp_length":5,"state":"MS","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":11.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":58,"open_credit_lines":16,"total_credit_limit":105916,"total_credit_utilized":27685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1525,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48100,"num_total_cc_accounts":38,"num_open_cc_accounts":15,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10095.66637,"paid_principal":10000,"paid_interest":95.67,"paid_late_fees":0} {"emp_title":"skip tracer","emp_length":1,"state":"UT","homeownership":"RENT","annual_income":27684,"verified_income":"Source Verified","debt_to_income":28.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":51992,"total_credit_utilized":47904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":12.61,"installment":134.03,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3815.04,"paid_total":262.46,"paid_principal":184.96,"paid_interest":77.5,"paid_late_fees":0} {"emp_title":"post production supervisor","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":25100,"verified_income":"Verified","debt_to_income":22.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":86251,"total_credit_utilized":65039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23900,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3700,"term":36,"interest_rate":15.04,"installment":128.34,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":3744.72794,"paid_principal":3700,"paid_interest":44.73,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":3.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":47,"open_credit_lines":23,"total_credit_limit":30100,"total_credit_utilized":3906,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":45,"num_open_cc_accounts":23,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4637.57,"paid_total":477.94,"paid_principal":362.43,"paid_interest":115.51,"paid_late_fees":0} {"emp_title":"district sales manager","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Not Verified","debt_to_income":19.92,"annual_income_joint":162000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.06,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":100694,"total_credit_utilized":78211,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":21.85,"installment":881.08,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31088.36,"paid_total":2298.76,"paid_principal":911.64,"paid_interest":1387.12,"paid_late_fees":0} {"emp_title":"proposal coordinator","emp_length":9,"state":"MD","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Verified","debt_to_income":43.24,"annual_income_joint":207000,"verification_income_joint":"Verified","debt_to_income_joint":17.88,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":18,"total_credit_limit":445198,"total_credit_utilized":135231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":93700,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":13.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":339460,"total_credit_utilized":22732,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9275.14,"paid_total":955.88,"paid_principal":724.86,"paid_interest":231.02,"paid_late_fees":0} {"emp_title":"automation","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Not Verified","debt_to_income":9.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":233198,"total_credit_utilized":45502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":57900,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9485.14,"paid_total":615.5,"paid_principal":514.86,"paid_interest":100.64,"paid_late_fees":0} {"emp_title":"account manager","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":28.3,"annual_income_joint":116000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.05,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":306240,"total_credit_utilized":68939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":60400,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":6.07,"installment":730.89,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24343.00478,"paid_principal":24000,"paid_interest":343,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":27.78,"annual_income_joint":335000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.36,"delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1988,"inquiries_last_12m":5,"total_credit_lines":33,"open_credit_lines":9,"total_credit_limit":282863,"total_credit_utilized":22782,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16000,"num_total_cc_accounts":23,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":14000,"term":60,"interest_rate":16.02,"installment":340.61,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13372.73,"paid_total":1374.63,"paid_principal":627.27,"paid_interest":747.36,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"VA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":38.79,"annual_income_joint":60000,"verification_income_joint":"Source Verified","debt_to_income_joint":27.28,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":188117,"total_credit_utilized":30510,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":18.06,"installment":325.65,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6971.58,"paid_total":2696.87,"paid_principal":2028.42,"paid_interest":668.45,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":17.3,"annual_income_joint":120000,"verification_income_joint":"Source Verified","debt_to_income_joint":10.49,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":5,"total_credit_limit":59042,"total_credit_utilized":50345,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":20,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":20,"installment":668.95,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16486.89,"paid_total":2655.8,"paid_principal":1513.11,"paid_interest":1142.69,"paid_late_fees":0} {"emp_title":"","state":"KY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":26.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":89205,"total_credit_utilized":38595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":2500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":78.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":10.9,"installment":780.94,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34625.77,"paid_total":2321.02,"paid_principal":1374.23,"paid_interest":946.79,"paid_late_fees":0} {"emp_title":"delivery associate ","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":28.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":196697,"total_credit_utilized":46086,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33600,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.34,"installment":775.82,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23119.83,"paid_total":2368.25,"paid_principal":1880.17,"paid_interest":488.08,"paid_late_fees":0} {"emp_title":"transportation driver","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Source Verified","debt_to_income":0,"annual_income_joint":70000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.63,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":128900,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":17.09,"installment":622.53,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23911.06,"paid_total":2442.65,"paid_principal":1088.94,"paid_interest":1353.71,"paid_late_fees":0} {"emp_title":"store manager","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":31.45,"annual_income_joint":86000,"verification_income_joint":"Not Verified","debt_to_income_joint":20.41,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":71000,"total_credit_utilized":40991,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":11200,"term":36,"interest_rate":6.72,"installment":344.4,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10063.78,"paid_total":1373.42,"paid_principal":1136.22,"paid_interest":237.2,"paid_late_fees":0} {"emp_title":"stocker","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Source Verified","debt_to_income":11.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":6,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":379955,"total_credit_utilized":25702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":68200,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.31,"installment":150.56,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4612.99,"paid_total":450.2,"paid_principal":387.01,"paid_interest":63.19,"paid_late_fees":0} {"emp_title":"engineering ","emp_length":7,"state":"IL","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":21.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":8,"total_credit_lines":42,"open_credit_lines":22,"total_credit_limit":503826,"total_credit_utilized":92146,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":68800,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38161.85,"paid_total":3777.16,"paid_principal":1838.15,"paid_interest":1939.01,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":51000,"verified_income":"Not Verified","debt_to_income":15.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":28700,"total_credit_utilized":16151,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15700,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":11.99,"installment":564.57,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14986.61,"paid_total":2794.54,"paid_principal":2013.39,"paid_interest":781.15,"paid_late_fees":0} {"emp_title":"","state":"ID","homeownership":"OWN","annual_income":40000,"verified_income":"Not Verified","debt_to_income":28.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":70683,"total_credit_utilized":40311,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.97,"installment":234.92,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6562.09,"paid_total":1171.28,"paid_principal":937.91,"paid_interest":233.37,"paid_late_fees":0} {"emp_title":"title 1 interventions ","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":15000,"verified_income":"Verified","debt_to_income":20.48,"annual_income_joint":39000,"verification_income_joint":"Verified","debt_to_income_joint":18.06,"delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":257794,"total_credit_utilized":80201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":23,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4075,"term":36,"interest_rate":20,"installment":151.45,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":4334.21777,"paid_principal":4075,"paid_interest":259.22,"paid_late_fees":0} {"emp_title":"director of strategic partnerships","emp_length":0,"state":"MI","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":28.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":46,"open_credit_lines":15,"total_credit_limit":185073,"total_credit_utilized":142263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39200,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13555.33,"paid_total":1939.24,"paid_principal":1444.67,"paid_interest":494.57,"paid_late_fees":0} {"emp_title":"lpn","emp_length":2,"state":"VA","homeownership":"OWN","annual_income":39000,"verified_income":"Not Verified","debt_to_income":33.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":62421,"total_credit_utilized":45055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":10.41,"installment":38.96,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1113.6,"paid_total":116.19,"paid_principal":86.4,"paid_interest":29.79,"paid_late_fees":0} {"emp_title":"customer service","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":66000,"verified_income":"Source Verified","debt_to_income":22.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":23,"total_credit_limit":74600,"total_credit_utilized":27928,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":43200,"num_total_cc_accounts":32,"num_open_cc_accounts":21,"num_cc_carrying_balance":18,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":7.96,"installment":689,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":20910.26,"paid_total":1358.54,"paid_principal":1089.74,"paid_interest":268.8,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":124000,"verified_income":"Source Verified","debt_to_income":18.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":22,"total_credit_limit":217900,"total_credit_utilized":57889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16200,"num_total_cc_accounts":29,"num_open_cc_accounts":20,"num_cc_carrying_balance":17,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":11.98,"installment":1328.2,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37185.49,"paid_total":3957.98,"paid_principal":2814.51,"paid_interest":1143.47,"paid_late_fees":0} {"emp_title":"software engineer ","emp_length":8,"state":"TX","homeownership":"RENT","annual_income":84000,"verified_income":"Not Verified","debt_to_income":10.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":40800,"total_credit_utilized":20421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":363,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.93,"installment":1289.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":36118.63,"paid_total":5135.45,"paid_principal":3881.37,"paid_interest":1254.08,"paid_late_fees":0} {"emp_title":"office administrator","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":39900,"verified_income":"Not Verified","debt_to_income":5.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":41600,"total_credit_utilized":23676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":1327,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":13.59,"installment":101.94,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2652.39,"paid_total":505.17,"paid_principal":347.61,"paid_interest":157.56,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":4,"state":"NY","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":7.56,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":13,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":73822,"total_credit_utilized":50126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16300,"num_total_cc_accounts":18,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":6.07,"installment":517.72,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15698.25,"paid_total":1547.43,"paid_principal":1301.75,"paid_interest":245.68,"paid_late_fees":0} {"emp_title":"foreman ","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":4.21,"annual_income_joint":87000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.48,"delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":129637,"total_credit_utilized":5099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16000,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7200,"term":36,"interest_rate":7.96,"installment":225.49,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6663.27,"paid_total":673.29,"paid_principal":536.73,"paid_interest":136.56,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":11.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":74719,"total_credit_utilized":49344,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":30.17,"installment":714.08,"grade":"F","sub_grade":"F3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":23915.36307,"paid_principal":22000,"paid_interest":1915.36,"paid_late_fees":0} {"emp_title":"property administrator","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":433569,"total_credit_utilized":28738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15900,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.96,"installment":1096.13,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33266.34,"paid_total":2161.3,"paid_principal":1733.66,"paid_interest":427.64,"paid_late_fees":0} {"emp_title":"assistant manager ","emp_length":5,"state":"CO","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":1.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":10800,"total_credit_utilized":477,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.35,"installment":108.64,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3058.61,"paid_total":540.34,"paid_principal":441.39,"paid_interest":98.95,"paid_late_fees":0} {"emp_title":"daycare","emp_length":10,"state":"NE","homeownership":"OWN","annual_income":90666,"verified_income":"Source Verified","debt_to_income":19.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":23,"total_credit_limit":126347,"total_credit_utilized":56658,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":20,"total_debit_limit":115000,"num_total_cc_accounts":29,"num_open_cc_accounts":22,"num_cc_carrying_balance":22,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13905.04,"paid_total":1432.17,"paid_principal":1094.96,"paid_interest":337.21,"paid_late_fees":0} {"emp_title":"teller","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":14.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":110364,"total_credit_utilized":20881,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20600,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":10.91,"installment":32.7,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":849.79,"paid_total":192.89,"paid_principal":150.21,"paid_interest":42.68,"paid_late_fees":0} {"emp_title":"sales represetative","emp_length":10,"state":"AR","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Verified","debt_to_income":21.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":338785,"total_credit_utilized":96986,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33000,"term":36,"interest_rate":10.42,"installment":1071.34,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29007.31,"paid_total":5318.49,"paid_principal":3992.69,"paid_interest":1325.8,"paid_late_fees":0} {"emp_title":"doo","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":10.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":222489,"total_credit_utilized":74455,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":2,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":13.59,"installment":285.43,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8764.04032,"paid_principal":8400,"paid_interest":364.04,"paid_late_fees":0} {"emp_title":"lead mechanic ","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":15.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1989,"inquiries_last_12m":7,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":171147,"total_credit_utilized":48499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":125,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.41,"paid_total":2702.83,"paid_principal":1843.59,"paid_interest":859.24,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":260000,"verified_income":"Verified","debt_to_income":4.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1974,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":483700,"total_credit_utilized":32649,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":157700,"num_total_cc_accounts":31,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30511.21,"paid_total":5306.56,"paid_principal":4488.79,"paid_interest":817.77,"paid_late_fees":0} {"emp_title":"rental management","emp_length":10,"state":"WY","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Not Verified","debt_to_income":5.71,"annual_income_joint":113000,"verification_income_joint":"Not Verified","debt_to_income_joint":4.24,"delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":241162,"total_credit_utilized":11513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34000,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":8,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":9975,"term":36,"interest_rate":6.08,"installment":303.83,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8954.11,"paid_total":1211.95,"paid_principal":1020.89,"paid_interest":191.06,"paid_late_fees":0} {"emp_title":"attorney","emp_length":0,"state":"KS","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":27.4,"annual_income_joint":147000,"verification_income_joint":"Not Verified","debt_to_income_joint":14.38,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":13,"total_credit_limit":325590,"total_credit_utilized":107037,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":31000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":13000,"term":36,"interest_rate":7.97,"installment":407.2,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11374.26,"paid_total":2021.61,"paid_principal":1625.74,"paid_interest":395.87,"paid_late_fees":0} {"emp_title":"engineer","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":79040,"verified_income":"Verified","debt_to_income":29.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":20,"total_credit_limit":135156,"total_credit_utilized":104039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33900,"term":60,"interest_rate":19.42,"installment":887.24,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32867.6,"paid_total":2588.57,"paid_principal":1032.4,"paid_interest":1556.17,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":23.65,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":7,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":608023,"total_credit_utilized":66627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":64.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9084.7,"paid_total":1360.86,"paid_principal":915.3,"paid_interest":445.56,"paid_late_fees":0} {"emp_title":"erp manager","emp_length":7,"state":"IN","homeownership":"MORTGAGE","annual_income":60600,"verified_income":"Source Verified","debt_to_income":26.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":104738,"total_credit_utilized":63522,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":56500,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":13.59,"installment":553.35,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22560,"paid_total":2730.51,"paid_principal":1440,"paid_interest":1290.51,"paid_late_fees":0} {"emp_title":"mathematical statistician","emp_length":3,"state":"VA","homeownership":"MORTGAGE","annual_income":103294,"verified_income":"Not Verified","debt_to_income":30.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":226131,"total_credit_utilized":171913,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36600,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":18.45,"installment":545.68,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14040.23,"paid_total":1606.29,"paid_principal":959.77,"paid_interest":646.52,"paid_late_fees":0} {"emp_title":"administrative secretary","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Not Verified","debt_to_income":22.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":41300,"total_credit_utilized":20219,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.01,"installment":421.95,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11203.92,"paid_total":1255.18,"paid_principal":796.08,"paid_interest":459.1,"paid_late_fees":0} {"emp_title":"machine operator ","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Source Verified","debt_to_income":14.53,"annual_income_joint":142500,"verification_income_joint":"Not Verified","debt_to_income_joint":18.54,"delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":131418,"total_credit_utilized":28252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16800,"term":60,"interest_rate":13.58,"installment":387.26,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16201.86,"paid_total":1206.15,"paid_principal":598.14,"paid_interest":608.01,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":1,"state":"NJ","homeownership":"OWN","annual_income":33600,"verified_income":"Source Verified","debt_to_income":8.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":26900,"total_credit_utilized":18309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":20,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":13.59,"installment":163.1,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4243.84,"paid_total":806.44,"paid_principal":556.16,"paid_interest":250.28,"paid_late_fees":0} {"emp_title":"hair stylist","emp_length":10,"state":"AZ","homeownership":"OWN","annual_income":36000,"verified_income":"Not Verified","debt_to_income":25.1,"annual_income_joint":101000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.3,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":90000,"total_credit_utilized":34085,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6623.76,"paid_total":9014.72,"paid_principal":8376.24,"paid_interest":638.48,"paid_late_fees":0} {"emp_title":"team leader","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":48000,"verified_income":"Verified","debt_to_income":19.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":25,"total_credit_limit":91506,"total_credit_utilized":71435,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23776.62,"paid_total":2238.39,"paid_principal":1223.38,"paid_interest":1015.01,"paid_late_fees":0} {"emp_title":"assistant supervisor ","emp_length":1,"state":"HI","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Source Verified","debt_to_income":31.5,"annual_income_joint":86000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.76,"delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1979,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":376501,"total_credit_utilized":30063,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":30.75,"installment":787.58,"grade":"F","sub_grade":"F5","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":23282.69,"paid_total":3109.32,"paid_principal":717.31,"paid_interest":2392.01,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":62000,"verified_income":"Verified","debt_to_income":17.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":78139,"total_credit_utilized":26536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9800,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":24.84,"installment":672.93,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22397.2,"paid_total":1955.31,"paid_principal":602.8,"paid_interest":1352.51,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":74600,"verified_income":"Source Verified","debt_to_income":8.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":29473,"total_credit_utilized":19811,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.07,"paid_total":3267.58,"paid_principal":2435.93,"paid_interest":831.65,"paid_late_fees":0} {"emp_title":"network technician","emp_length":3,"state":"MD","homeownership":"RENT","annual_income":61500,"verified_income":"Source Verified","debt_to_income":11.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":348712,"total_credit_utilized":8717,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3209,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5250.65856,"paid_principal":5000,"paid_interest":250.66,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":84400,"verified_income":"Not Verified","debt_to_income":16.62,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":28,"total_credit_limit":88000,"total_credit_utilized":33039,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":32000,"num_total_cc_accounts":31,"num_open_cc_accounts":27,"num_cc_carrying_balance":17,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.02,"installment":527.51,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13319.42,"paid_total":2604.17,"paid_principal":1680.58,"paid_interest":923.59,"paid_late_fees":0} {"emp_title":"director ","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":140000,"verified_income":"Not Verified","debt_to_income":24.34,"annual_income_joint":475000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.3,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":56,"open_credit_lines":20,"total_credit_limit":261925,"total_credit_utilized":169085,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":133900,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34869.96,"paid_total":6078.14,"paid_principal":5130.04,"paid_interest":948.1,"paid_late_fees":0} {"emp_title":"assistant ","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":25,"total_credit_limit":33700,"total_credit_utilized":11870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":12400,"num_total_cc_accounts":32,"num_open_cc_accounts":25,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":15.05,"installment":693.8,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18654.36,"paid_total":2064.68,"paid_principal":1345.64,"paid_interest":719.04,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":109000,"verified_income":"Source Verified","debt_to_income":23.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":121974,"total_credit_utilized":88195,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":38300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15200,"term":36,"interest_rate":9.43,"installment":486.41,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13714.75,"paid_total":1929.71,"paid_principal":1485.25,"paid_interest":444.46,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":500000,"verified_income":"Source Verified","debt_to_income":6.29,"annual_income_joint":588000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.93,"delinq_2y":3,"months_since_last_delinq":3,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":1095467,"total_credit_utilized":74039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1400,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37369.27,"paid_total":4220.48,"paid_principal":2630.73,"paid_interest":1589.75,"paid_late_fees":0} {"emp_title":"photographer","emp_length":4,"state":"CT","homeownership":"RENT","annual_income":103000,"verified_income":"Not Verified","debt_to_income":6.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":7,"total_credit_limit":28974,"total_credit_utilized":19417,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":11.99,"installment":159.41,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4231.5,"paid_total":793.85,"paid_principal":568.5,"paid_interest":225.35,"paid_late_fees":0} {"emp_title":"partner","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":10.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":4,"total_credit_limit":162523,"total_credit_utilized":24869,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":15,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":9.93,"installment":241.76,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7691.01402,"paid_principal":7500,"paid_interest":191.01,"paid_late_fees":0} {"emp_title":"home lending officer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":8.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":73972,"total_credit_utilized":25088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28800,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":12.61,"installment":631.51,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26977.5,"paid_total":1874.91,"paid_principal":1022.5,"paid_interest":852.41,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":8.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":44500,"total_credit_utilized":34152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":21.45,"installment":349.54,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12174.33,"paid_total":1717.19,"paid_principal":625.67,"paid_interest":1091.52,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":7.45,"annual_income_joint":235000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.99,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":43,"open_credit_lines":14,"total_credit_limit":411875,"total_credit_utilized":54182,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":15,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":8400,"term":36,"interest_rate":7.34,"installment":260.68,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8509.43919,"paid_principal":8400,"paid_interest":109.44,"paid_late_fees":0} {"emp_title":"vice principal","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":225000,"verified_income":"Source Verified","debt_to_income":16.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":166325,"total_credit_utilized":129827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31774.18,"paid_total":4690.98,"paid_principal":3225.82,"paid_interest":1465.16,"paid_late_fees":0} {"emp_title":"hvac service technician ","emp_length":1,"state":"SD","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":25.5,"annual_income_joint":110000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.86,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":269369,"total_credit_utilized":43987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":13.58,"installment":806.79,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34173.94,"paid_total":1587.17,"paid_principal":826.06,"paid_interest":761.11,"paid_late_fees":0} {"emp_title":"youth development specialist","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":20.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":4,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":28000,"total_credit_utilized":11996,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17600,"term":36,"interest_rate":9.43,"installment":563.21,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16315.25,"paid_total":1680.41,"paid_principal":1284.75,"paid_interest":395.66,"paid_late_fees":0} {"emp_title":"operator ","emp_length":1,"state":"CO","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Verified","debt_to_income":57.83,"annual_income_joint":106300,"verification_income_joint":"Verified","debt_to_income_joint":29.73,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":466287,"total_credit_utilized":107503,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":18.06,"installment":457.67,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17235.88,"paid_total":1794.56,"paid_principal":764.12,"paid_interest":1030.44,"paid_late_fees":0} {"emp_title":"network installer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":74500,"total_credit_utilized":17268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":59500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":10.42,"installment":58.44,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1582.2,"paid_total":290.12,"paid_principal":217.8,"paid_interest":72.32,"paid_late_fees":0} {"emp_title":"project accountant","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":14.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":35,"open_credit_lines":13,"total_credit_limit":67858,"total_credit_utilized":32098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32900,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9065.57,"paid_total":1333.47,"paid_principal":934.43,"paid_interest":399.04,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":15.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":59592,"total_credit_utilized":19902,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4620.57,"paid_total":459.33,"paid_principal":379.43,"paid_interest":79.9,"paid_late_fees":0} {"emp_title":"honor health","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":29.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":360108,"total_credit_utilized":88356,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46400,"num_total_cc_accounts":25,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":15.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":168691,"total_credit_utilized":19507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5548.75,"paid_total":553.71,"paid_principal":451.25,"paid_interest":102.46,"paid_late_fees":0} {"emp_title":"relationship manager","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":14.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":40,"open_credit_lines":15,"total_credit_limit":171659,"total_credit_utilized":116962,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34200,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.58,"installment":691.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29291.94,"paid_total":1360.45,"paid_principal":708.06,"paid_interest":652.39,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":108254.9,"verified_income":"Verified","debt_to_income":8.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":23,"total_credit_limit":131422,"total_credit_utilized":6698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":76400,"num_total_cc_accounts":28,"num_open_cc_accounts":22,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":10.9,"installment":686.52,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20003.96,"paid_total":1360.32,"paid_principal":996.04,"paid_interest":364.28,"paid_late_fees":0} {"emp_title":"photography agent","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":170000,"verified_income":"Source Verified","debt_to_income":5.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":46425,"total_credit_utilized":42717,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.9,"installment":294.23,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8356.75,"paid_total":871.79,"paid_principal":643.25,"paid_interest":228.54,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"KY","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":9.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":87774,"total_credit_utilized":56931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22200,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"analyst","emp_length":1,"state":"NJ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":23.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":15,"total_credit_limit":319690,"total_credit_utilized":129595,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":68200,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12957.83,"paid_total":2347.32,"paid_principal":2042.17,"paid_interest":305.15,"paid_late_fees":0} {"emp_title":"chaplain","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Not Verified","debt_to_income":2.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":14600,"total_credit_utilized":1965,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":6.72,"installment":76.88,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2003.67,"paid_total":557.07,"paid_principal":496.33,"paid_interest":60.74,"paid_late_fees":0} {"emp_title":"salesperson - yearbooks","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":38.54,"annual_income_joint":200000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.65,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1990,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":296834,"total_credit_utilized":66993,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":9.44,"installment":587.24,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26136.04,"paid_total":2921.52,"paid_principal":1863.96,"paid_interest":1057.56,"paid_late_fees":0} {"emp_title":"coin operator","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":18.98,"annual_income_joint":95360,"verification_income_joint":"Not Verified","debt_to_income_joint":34.39,"delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":209695,"total_credit_utilized":27517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":14.08,"installment":205.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5450.83,"paid_total":811.81,"paid_principal":549.17,"paid_interest":262.64,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"MO","homeownership":"MORTGAGE","annual_income":193783,"verified_income":"Not Verified","debt_to_income":10.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":478961,"total_credit_utilized":65094,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":11.99,"installment":298.89,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7934.09,"paid_total":1479.46,"paid_principal":1065.91,"paid_interest":413.55,"paid_late_fees":0} {"emp_title":"r e appraiser","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":18.65,"annual_income_joint":139000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.13,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":220060,"total_credit_utilized":26680,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37200,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":37000,"term":36,"interest_rate":9.44,"installment":1184.19,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32463.57,"paid_total":5901.55,"paid_principal":4536.43,"paid_interest":1365.12,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":53232,"verified_income":"Source Verified","debt_to_income":6.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":169914,"total_credit_utilized":9740,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":527,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":17.47,"installment":215.33,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5742.17,"paid_total":462.7,"paid_principal":257.83,"paid_interest":204.87,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Verified","debt_to_income":21.12,"annual_income_joint":105000,"verification_income_joint":"Verified","debt_to_income_joint":17.94,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":49993,"total_credit_utilized":37990,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":17.09,"installment":535.47,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13684.86,"paid_total":2113.4,"paid_principal":1315.14,"paid_interest":798.26,"paid_late_fees":0} {"emp_title":"claims assistant","emp_length":0,"state":"IL","homeownership":"RENT","annual_income":51000,"verified_income":"Source Verified","debt_to_income":16.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":16,"total_credit_limit":54400,"total_credit_utilized":37240,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":14.08,"installment":205.3,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5309.48,"paid_total":1021.81,"paid_principal":690.52,"paid_interest":331.29,"paid_late_fees":0} {"emp_title":"parking manager ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":28.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":33282,"total_credit_utilized":11808,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6900,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":18.45,"installment":174.62,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4492.87,"paid_total":518.94,"paid_principal":307.13,"paid_interest":211.81,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":15.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":343800,"total_credit_utilized":46320,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":48400,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":13.58,"installment":1087.17,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29800.18,"paid_total":3237.37,"paid_principal":2199.82,"paid_interest":1037.55,"paid_late_fees":0} {"emp_title":"correctional officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Verified","debt_to_income":23.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":7,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":463389,"total_credit_utilized":108369,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7700,"num_total_cc_accounts":21,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":19.03,"installment":495.07,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12349.05,"paid_total":1966.01,"paid_principal":1150.95,"paid_interest":815.06,"paid_late_fees":0} {"emp_title":"implementation consultant","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Not Verified","debt_to_income":7.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":517212,"total_credit_utilized":25963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":54200,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":5.32,"installment":316.21,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9139.69,"paid_total":1577.95,"paid_principal":1360.31,"paid_interest":217.64,"paid_late_fees":0} {"emp_title":"sales","emp_length":6,"state":"MI","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":17.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":54860,"total_credit_utilized":17907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32200,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.92,"installment":318.12,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13550.69,"paid_total":1843.25,"paid_principal":1449.31,"paid_interest":393.94,"paid_late_fees":0} {"emp_title":"supervisor, ada field surveillance","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Not Verified","debt_to_income":10.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":34438,"total_credit_utilized":10082,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":2465,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4400,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18770.12,"paid_total":2241.93,"paid_principal":1229.88,"paid_interest":1012.05,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":15996,"verified_income":"Verified","debt_to_income":18.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":90273,"total_credit_utilized":2327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15400,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.99,"installment":99.63,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":2644.7,"paid_total":496.15,"paid_principal":355.3,"paid_interest":140.85,"paid_late_fees":0} {"emp_title":"senior accountant","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Source Verified","debt_to_income":20.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":15,"total_credit_limit":98351,"total_credit_utilized":64066,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":55900,"num_total_cc_accounts":39,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.9,"installment":588.45,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16713.54,"paid_total":1727.2,"paid_principal":1286.46,"paid_interest":440.74,"paid_late_fees":0} {"emp_title":"marketing coordinator","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":4.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":5,"total_credit_limit":51605,"total_credit_utilized":34630,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1375,"term":36,"interest_rate":7.97,"installment":43.07,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1203.04,"paid_total":214.74,"paid_principal":171.96,"paid_interest":42.78,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":12.45,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":275432,"total_credit_utilized":22196,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11600,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4648.17,"paid_total":494.76,"paid_principal":351.83,"paid_interest":142.93,"paid_late_fees":0} {"emp_title":"math teacher","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":41524,"verified_income":"Not Verified","debt_to_income":21.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":60,"open_credit_lines":11,"total_credit_limit":146630,"total_credit_utilized":148535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2200,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":17.09,"installment":35.7,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":889.61,"paid_total":176.6,"paid_principal":110.39,"paid_interest":66.21,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":2.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1983,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":357800,"total_credit_utilized":3804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31800,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27703.15,"paid_total":2786.86,"paid_principal":2296.85,"paid_interest":490.01,"paid_late_fees":0} {"emp_title":"plumber","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":72800,"verified_income":"Source Verified","debt_to_income":0.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":8200,"total_credit_utilized":962,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4390.98,"paid_total":803.14,"paid_principal":609.02,"paid_interest":194.12,"paid_late_fees":0} {"emp_title":"tool and die maker","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":11.98,"annual_income_joint":110500,"verification_income_joint":"Not Verified","debt_to_income_joint":16.61,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":204620,"total_credit_utilized":5909,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17700,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":9.44,"installment":377.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16801.75,"paid_total":1878.11,"paid_principal":1198.25,"paid_interest":679.86,"paid_late_fees":0} {"emp_title":"ach product consultant","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":91000,"verified_income":"Not Verified","debt_to_income":16.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":151225,"total_credit_utilized":116175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4488.63,"paid_total":597.96,"paid_principal":511.37,"paid_interest":86.59,"paid_late_fees":0} {"emp_title":"hr/pr administrator","emp_length":4,"state":"WA","homeownership":"RENT","annual_income":28500,"verified_income":"Not Verified","debt_to_income":33.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":47735,"total_credit_utilized":19284,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":18.45,"installment":320.49,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12109.14,"paid_total":935.85,"paid_principal":390.86,"paid_interest":544.99,"paid_late_fees":0} {"emp_title":"superintended","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":20.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":151615,"total_credit_utilized":44344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":22.91,"installment":193.32,"grade":"E","sub_grade":"E1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4597.78,"paid_total":760.55,"paid_principal":402.22,"paid_interest":358.33,"paid_late_fees":0} {"emp_title":"division chief","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Source Verified","debt_to_income":21.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":39,"open_credit_lines":14,"total_credit_limit":183988,"total_credit_utilized":109907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":16.01,"installment":984.54,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26769.9,"paid_total":2056.25,"paid_principal":1230.1,"paid_interest":826.15,"paid_late_fees":0} {"emp_title":"senior visual designer","emp_length":0,"state":"SC","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":6.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":22400,"total_credit_utilized":14657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15250,"term":36,"interest_rate":6.71,"installment":468.86,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14092.78,"paid_total":1365.53,"paid_principal":1157.22,"paid_interest":208.31,"paid_late_fees":0} {"emp_title":"medical assistant ","emp_length":0,"state":"OH","homeownership":"OWN","annual_income":28500,"verified_income":"Source Verified","debt_to_income":34.78,"annual_income_joint":88500,"verification_income_joint":"Source Verified","debt_to_income_joint":29.9,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":9,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":57521,"total_credit_utilized":27930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":29450,"term":36,"interest_rate":10.91,"installment":962.91,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25910.42,"paid_total":4796.7,"paid_principal":3539.58,"paid_interest":1257.12,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":10.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":45455,"total_credit_utilized":32946,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":233,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6800,"term":36,"interest_rate":17.47,"installment":244.04,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6869.29744,"paid_principal":6800,"paid_interest":69.3,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":135000,"verified_income":"Not Verified","debt_to_income":12.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":46,"open_credit_lines":15,"total_credit_limit":76514,"total_credit_utilized":66384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":2326,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8200,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":82.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4375,"term":36,"interest_rate":26.3,"installment":176.98,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4537.17815,"paid_principal":4375,"paid_interest":162.18,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":36609,"verified_income":"Verified","debt_to_income":45.25,"annual_income_joint":146087,"verification_income_joint":"","debt_to_income_joint":13.89,"delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":133555,"total_credit_utilized":68930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":7.97,"installment":187.94,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5401.71,"paid_total":746.45,"paid_principal":598.29,"paid_interest":148.16,"paid_late_fees":0} {"emp_title":"senior consultant","emp_length":5,"state":"KY","homeownership":"OWN","annual_income":69700,"verified_income":"Not Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":37,"open_credit_lines":25,"total_credit_limit":212000,"total_credit_utilized":11612,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":160100,"num_total_cc_accounts":34,"num_open_cc_accounts":25,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":20445.67143,"paid_principal":20000,"paid_interest":445.67,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":67000,"verified_income":"Verified","debt_to_income":9.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":46800,"total_credit_utilized":19481,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1265,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24400,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13905.04,"paid_total":1424.31,"paid_principal":1094.96,"paid_interest":329.35,"paid_late_fees":0} {"emp_title":"police","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":15.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":340537,"total_credit_utilized":47823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":34600,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":19.03,"installment":389.36,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14218.17,"paid_total":1930.94,"paid_principal":781.83,"paid_interest":1149.11,"paid_late_fees":0} {"emp_title":"construction manager","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":29.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":337331,"total_credit_utilized":95608,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":57900,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.41,"installment":257.4,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11692.07,"paid_total":500.92,"paid_principal":307.93,"paid_interest":192.99,"paid_late_fees":0} {"emp_title":"project controls supervisor","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":13.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":8,"total_credit_limit":559203,"total_credit_utilized":150723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15900,"num_total_cc_accounts":22,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30550,"term":36,"interest_rate":14.08,"installment":1045.32,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27753.8,"paid_total":4157.38,"paid_principal":2796.2,"paid_interest":1361.18,"paid_late_fees":0} {"emp_title":"billing & admin","emp_length":10,"state":"WA","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":17.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":27000,"total_credit_utilized":14359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":5064,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":9900,"num_total_cc_accounts":30,"num_open_cc_accounts":20,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.04,"installment":208.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5596.25,"paid_total":614.3,"paid_principal":403.75,"paid_interest":210.55,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"CO","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":15.38,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":372671,"total_credit_utilized":42883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":54900,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.9,"installment":542.32,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24045.67,"paid_total":1641.72,"paid_principal":954.33,"paid_interest":687.39,"paid_late_fees":0} {"emp_title":"card services supervisor","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":5.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":18700,"total_credit_utilized":6339,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13905.03,"paid_total":1465.44,"paid_principal":1094.97,"paid_interest":370.47,"paid_late_fees":0} {"emp_title":"service plumber","emp_length":7,"state":"FL","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":7.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":196600,"total_credit_utilized":10534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":588,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8400,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":8266.36733,"paid_principal":8000,"paid_interest":266.37,"paid_late_fees":0} {"emp_title":"early childhood teacher","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":10000,"verified_income":"Verified","debt_to_income":110.44,"annual_income_joint":90000,"verification_income_joint":"Verified","debt_to_income_joint":12.27,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":352300,"total_credit_utilized":26307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17200,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":21000,"term":36,"interest_rate":6.08,"installment":639.63,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18306.7,"paid_total":3183.96,"paid_principal":2693.3,"paid_interest":490.66,"paid_late_fees":0} {"emp_title":"coding facilitator","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Source Verified","debt_to_income":23.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":152656,"total_credit_utilized":34783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45500,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":7.97,"installment":438.52,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12604.02,"paid_total":1747.88,"paid_principal":1395.98,"paid_interest":351.9,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"WV","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":12.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":67203,"total_credit_utilized":55861,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5700.09,"paid_total":369.95,"paid_principal":299.91,"paid_interest":70.04,"paid_late_fees":0} {"emp_title":"city council","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":25000,"verified_income":"Verified","debt_to_income":28.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":34315,"total_credit_utilized":13581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":20.39,"installment":534.23,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":19607.9,"paid_total":921.2,"paid_principal":392.1,"paid_interest":529.1,"paid_late_fees":0} {"emp_title":"education site manager","emp_length":1,"state":"MA","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":7.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":13,"total_credit_limit":47250,"total_credit_utilized":22352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":603,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19600,"num_total_cc_accounts":12,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":10.42,"installment":340.88,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9229.6,"paid_total":1698.32,"paid_principal":1270.4,"paid_interest":427.92,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":6.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":226477,"total_credit_utilized":13319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.45,"installment":256.39,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9687.32,"paid_total":758.92,"paid_principal":312.68,"paid_interest":446.24,"paid_late_fees":0} {"emp_title":"service manager","emp_length":1,"state":"OK","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":17.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":20,"total_credit_limit":287633,"total_credit_utilized":79499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":370,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":33900,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":15.05,"installment":714.49,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28265.84,"paid_total":3522.28,"paid_principal":1734.16,"paid_interest":1788.12,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":14.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":40,"open_credit_lines":25,"total_credit_limit":103500,"total_credit_utilized":28534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":61200,"num_total_cc_accounts":32,"num_open_cc_accounts":24,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":13.59,"installment":276.68,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11572.86,"paid_total":820.98,"paid_principal":427.14,"paid_interest":393.84,"paid_late_fees":0} {"emp_title":"vice president - operations","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":24.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":199182,"total_credit_utilized":131058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30800,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":7.97,"installment":234.92,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6752.16,"paid_total":936.36,"paid_principal":747.84,"paid_interest":188.52,"paid_late_fees":0} {"emp_title":"owner / operator","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":11.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":34200,"total_credit_utilized":10435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":6.08,"installment":335.05,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5731.27,"paid_total":5467.82,"paid_principal":5268.73,"paid_interest":199.09,"paid_late_fees":0} {"emp_title":"hair stylist","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":19.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":18,"total_credit_limit":81173,"total_credit_utilized":30728,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25200,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":5.32,"installment":511.96,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14797.59,"paid_total":2554.78,"paid_principal":2202.41,"paid_interest":352.37,"paid_late_fees":0} {"emp_title":"pastor","emp_length":5,"state":"NE","homeownership":"RENT","annual_income":74895,"verified_income":"Source Verified","debt_to_income":20.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2004,"inquiries_last_12m":7,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":63201,"total_credit_utilized":47697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26593.37,"paid_total":5140.79,"paid_principal":3406.63,"paid_interest":1734.16,"paid_late_fees":0} {"emp_title":"public safety officer","emp_length":2,"state":"NY","homeownership":"OWN","annual_income":36300,"verified_income":"Source Verified","debt_to_income":13.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":15892,"total_credit_utilized":14577,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":17.09,"installment":171.35,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4270.17,"paid_total":852.19,"paid_principal":529.83,"paid_interest":322.36,"paid_late_fees":0} {"emp_title":"dental assistant","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":0.75,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":3.66,"delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":4,"total_credit_limit":295500,"total_credit_utilized":264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":19,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":10.42,"installment":321.82,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14223.67,"paid_total":1326.36,"paid_principal":776.33,"paid_interest":550.03,"paid_late_fees":0} {"emp_title":"assistant principal","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":31.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":71005,"total_credit_utilized":46175,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9586.3,"paid_total":1027.75,"paid_principal":413.7,"paid_interest":614.05,"paid_late_fees":0} {"emp_title":"program mgr","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":7.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":312995,"total_credit_utilized":26947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":40000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.32,"installment":542.07,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15668.06,"paid_total":2705.03,"paid_principal":2331.94,"paid_interest":373.09,"paid_late_fees":0} {"emp_title":"nail tech","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.27,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":342842,"total_credit_utilized":55603,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15300,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30511.21,"paid_total":5265.18,"paid_principal":4488.79,"paid_interest":776.39,"paid_late_fees":0} {"emp_title":"engineer","emp_length":2,"state":"NC","homeownership":"RENT","annual_income":101000,"verified_income":"Source Verified","debt_to_income":19.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":114581,"total_credit_utilized":68557,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.03,"paid_total":2351.76,"paid_principal":1826.97,"paid_interest":524.79,"paid_late_fees":0} {"emp_title":"cardiac tech","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":8.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":17,"total_credit_limit":39400,"total_credit_utilized":12118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29800,"num_total_cc_accounts":38,"num_open_cc_accounts":17,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":14.08,"installment":328.48,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8721.33,"paid_total":1306.41,"paid_principal":878.67,"paid_interest":427.74,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"RENT","annual_income":63071,"verified_income":"Source Verified","debt_to_income":16.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":36321,"total_credit_utilized":28625,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8600,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":11.99,"installment":830.24,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22643.18,"paid_total":3304.31,"paid_principal":2356.82,"paid_interest":947.49,"paid_late_fees":0} {"emp_title":"marketing specialist","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":52000,"verified_income":"Not Verified","debt_to_income":11.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":43855,"total_credit_utilized":15700,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":81,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7403.61,"paid_total":748.11,"paid_principal":596.39,"paid_interest":151.72,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":34.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":56,"open_credit_lines":25,"total_credit_limit":350751,"total_credit_utilized":124591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":71700,"num_total_cc_accounts":32,"num_open_cc_accounts":22,"num_cc_carrying_balance":17,"num_mort_accounts":3,"account_never_delinq_percent":98.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24350,"term":36,"interest_rate":9.93,"installment":784.91,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21987.22,"paid_total":3126.21,"paid_principal":2362.78,"paid_interest":763.43,"paid_late_fees":0} {"emp_title":"full time hub person","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":34.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":81771,"total_credit_utilized":54523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5300,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":11.99,"installment":464.94,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":13346.64,"paid_total":920.55,"paid_principal":653.36,"paid_interest":267.19,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Verified","debt_to_income":19.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":290148,"total_credit_utilized":46293,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":883,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29200,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.9,"installment":980.75,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27855.89,"paid_total":2905.92,"paid_principal":2144.11,"paid_interest":761.81,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":9.07,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":39100,"total_credit_utilized":2993,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26000,"num_total_cc_accounts":21,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4514.8,"paid_total":641.96,"paid_principal":485.2,"paid_interest":156.76,"paid_late_fees":0} {"emp_title":"sales coordinator","emp_length":5,"state":"MA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":7.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":437263,"total_credit_utilized":28246,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16400,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7188.41,"paid_total":981.01,"paid_principal":811.59,"paid_interest":169.42,"paid_late_fees":0} {"emp_title":"cashier","emp_length":2,"state":"OH","homeownership":"MORTGAGE","annual_income":5500,"verified_income":"Verified","debt_to_income":315.94,"annual_income_joint":105500,"verification_income_joint":"Verified","debt_to_income_joint":34.31,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":42,"open_credit_lines":11,"total_credit_limit":324111,"total_credit_utilized":56796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43900,"num_total_cc_accounts":20,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25800,"term":60,"interest_rate":15.05,"installment":614.46,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24308.63,"paid_total":3050.73,"paid_principal":1491.37,"paid_interest":1559.36,"paid_late_fees":0} {"emp_title":"assistant manager ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":49500,"verified_income":"Verified","debt_to_income":15.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":160641,"total_credit_utilized":31322,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":159,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9407.42,"paid_total":1149.86,"paid_principal":592.58,"paid_interest":557.28,"paid_late_fees":0} {"emp_title":"claims advisor","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Source Verified","debt_to_income":9.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":61201,"total_credit_utilized":3747,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":200,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.92,"installment":273.96,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7883.85,"paid_total":817.2,"paid_principal":616.15,"paid_interest":201.05,"paid_late_fees":0} {"emp_title":"engineer","emp_length":6,"state":"TX","homeownership":"OWN","annual_income":166400,"verified_income":"Source Verified","debt_to_income":13.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":119427,"total_credit_utilized":108591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":35000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38629.65,"paid_total":2790.48,"paid_principal":1370.35,"paid_interest":1420.13,"paid_late_fees":0} {"emp_title":"product specialist","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":27000,"verified_income":"Source Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":6,"total_credit_limit":7679,"total_credit_utilized":4398,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1800,"term":36,"interest_rate":19.03,"installment":66.01,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1646.54,"paid_total":262.14,"paid_principal":153.46,"paid_interest":108.68,"paid_late_fees":0} {"emp_title":"co owner","emp_length":4,"state":"CT","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":9.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":174212,"total_credit_utilized":119189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":61300,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.43,"installment":419.36,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19207.22,"paid_total":1247.6,"paid_principal":792.78,"paid_interest":454.82,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":6,"state":"NC","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":30.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":162552,"total_credit_utilized":19287,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7775,"term":36,"interest_rate":21.45,"installment":294.73,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6967.9,"paid_total":1464.38,"paid_principal":807.1,"paid_interest":657.28,"paid_late_fees":0} {"emp_title":"senior speciailst ","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":34.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":136600,"total_credit_utilized":60422,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":46700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":10.9,"installment":313.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8913.89,"paid_total":935.71,"paid_principal":686.11,"paid_interest":249.6,"paid_late_fees":0} {"emp_title":"cfo","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":152000,"verified_income":"Verified","debt_to_income":11.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":337493,"total_credit_utilized":77494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":61300,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":11.98,"installment":667.04,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25608.74,"paid_total":5208.45,"paid_principal":4391.26,"paid_interest":817.19,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"RENT","annual_income":41364,"verified_income":"Source Verified","debt_to_income":28.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":10,"total_credit_limit":58945,"total_credit_utilized":47931,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":598,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":20,"installment":264.94,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9491.98,"paid_total":1313.59,"paid_principal":508.02,"paid_interest":805.57,"paid_late_fees":0} {"emp_title":"technician","emp_length":9,"state":"PA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":10.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":242358,"total_credit_utilized":38650,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1978.99,"paid_principal":1407.26,"paid_interest":571.73,"paid_late_fees":0} {"emp_title":"electrician","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Source Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":527225,"total_credit_utilized":35817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":133400,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":37000,"term":60,"interest_rate":9.44,"installment":775.99,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35037.3,"paid_total":3065.15,"paid_principal":1962.7,"paid_interest":1102.45,"paid_late_fees":0} {"emp_title":"senior manager permitting","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":16.36,"annual_income_joint":177624,"verification_income_joint":"Source Verified","debt_to_income_joint":26.81,"delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":421900,"total_credit_utilized":64926,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":545,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":56500,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Late (16-30 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":14254.01,"paid_total":1324.41,"paid_principal":745.99,"paid_interest":578.42,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":48580,"verified_income":"Verified","debt_to_income":57.34,"annual_income_joint":128580,"verification_income_joint":"Verified","debt_to_income_joint":22.6,"delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":235213,"total_credit_utilized":72164,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":11.99,"installment":222.4,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9502.67,"paid_total":876.28,"paid_principal":497.33,"paid_interest":378.95,"paid_late_fees":0} {"emp_title":"sales and marketing","emp_length":0,"state":"LA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":12.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":92620,"total_credit_utilized":27298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":9.93,"installment":296.98,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13266.44,"paid_total":1180.2,"paid_principal":733.56,"paid_interest":446.64,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"NV","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":24.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":43500,"total_credit_utilized":19493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":13.59,"installment":169.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4656.31,"paid_total":505.92,"paid_principal":343.69,"paid_interest":162.23,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"MD","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":18.76,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":22,"total_credit_limit":161426,"total_credit_utilized":24212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45700,"num_total_cc_accounts":31,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":9.43,"installment":153.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4449.59,"paid_total":455.8,"paid_principal":350.41,"paid_interest":105.39,"paid_late_fees":0} {"emp_title":"quarry manager ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":104000,"verified_income":"Verified","debt_to_income":18.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":72097,"total_credit_utilized":51185,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":37600,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.04,"installment":833.39,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33800.93,"paid_total":2441.68,"paid_principal":1199.07,"paid_interest":1242.61,"paid_late_fees":0} {"emp_title":"hha","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":30.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":33156,"total_credit_utilized":20996,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8300,"num_total_cc_accounts":22,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":16.02,"installment":175.84,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4439.79,"paid_total":849.53,"paid_principal":560.21,"paid_interest":289.32,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":30.26,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.24,"delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":344840,"total_credit_utilized":91865,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":17.09,"installment":498.02,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19128.86,"paid_total":1973.09,"paid_principal":871.14,"paid_interest":1101.95,"paid_late_fees":0} {"emp_title":"assistant supervisor","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Not Verified","debt_to_income":8.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":2,"total_credit_limit":15000,"total_credit_utilized":10401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18072.54,"paid_total":2574.04,"paid_principal":1927.46,"paid_interest":646.58,"paid_late_fees":0} {"emp_title":"assistant principal","emp_length":1,"state":"NC","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":39818,"total_credit_utilized":12244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"teachers aide","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":18.79,"annual_income_joint":55000,"verification_income_joint":"Source Verified","debt_to_income_joint":19.72,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":203910,"total_credit_utilized":50904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4700,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":22000,"term":60,"interest_rate":17.09,"installment":547.83,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21041.72,"paid_total":2149.54,"paid_principal":958.28,"paid_interest":1191.26,"paid_late_fees":0} {"emp_title":"accounting specialist","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":25.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":10,"total_credit_limit":62933,"total_credit_utilized":44112,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7700,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":89.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":18.06,"installment":274.61,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10222.53,"paid_total":1345.96,"paid_principal":577.47,"paid_interest":768.49,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":85000,"verified_income":"Verified","debt_to_income":25.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":77830,"total_credit_utilized":57349,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8700,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18219.38,"paid_total":2795.56,"paid_principal":1780.62,"paid_interest":1014.94,"paid_late_fees":0} {"emp_title":"substitute teacher","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":35000,"verified_income":"Not Verified","debt_to_income":25.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":9,"total_credit_limit":47349,"total_credit_utilized":21404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":7500,"num_total_cc_accounts":25,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.35,"installment":341.42,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.89,"paid_total":1702.61,"paid_principal":1387.11,"paid_interest":315.5,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Source Verified","debt_to_income":18.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":231032,"total_credit_utilized":39039,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":58000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.91,"installment":542.44,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25009.84486,"paid_principal":25000,"paid_interest":9.84,"paid_late_fees":0} {"emp_title":"project manager","emp_length":1,"state":"IL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":6.27,"annual_income_joint":105000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.81,"delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":23700,"total_credit_utilized":15694,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":21.45,"installment":436.92,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16012.39,"paid_principal":16000,"paid_interest":12.39,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":50676,"verified_income":"Source Verified","debt_to_income":30.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1972,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":21,"total_credit_limit":149783,"total_credit_utilized":32023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":81500,"num_total_cc_accounts":26,"num_open_cc_accounts":19,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7392.94,"paid_total":731.92,"paid_principal":607.06,"paid_interest":124.86,"paid_late_fees":0} {"emp_title":"screening supervisor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":63000,"verified_income":"Verified","debt_to_income":23.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":101663,"total_credit_utilized":64014,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45700,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14197.97,"paid_total":1876.9,"paid_principal":802.03,"paid_interest":1074.87,"paid_late_fees":0} {"emp_title":"slot keyperson ","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":86500,"verified_income":"Not Verified","debt_to_income":5.73,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":16900,"total_credit_utilized":9014,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10900,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":10.42,"installment":243.49,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6777.19,"paid_total":965.28,"paid_principal":722.81,"paid_interest":242.47,"paid_late_fees":0} {"emp_title":"executive director","emp_length":3,"state":"WI","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":11.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":8,"total_credit_limit":167621,"total_credit_utilized":179124,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1000,"num_total_cc_accounts":23,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"admin asst","emp_length":4,"state":"PA","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":27.85,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":15,"total_credit_limit":86111,"total_credit_utilized":38554,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23100,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.9,"installment":523.07,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15241.09,"paid_total":1075.21,"paid_principal":758.91,"paid_interest":316.3,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":53654.88,"verified_income":"Not Verified","debt_to_income":7.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1979,"inquiries_last_12m":3,"total_credit_lines":46,"open_credit_lines":24,"total_credit_limit":172900,"total_credit_utilized":10440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":4427,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43400,"num_total_cc_accounts":41,"num_open_cc_accounts":23,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":82.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13173.04,"paid_total":2409.32,"paid_principal":1826.96,"paid_interest":582.36,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":35.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":12,"total_credit_lines":54,"open_credit_lines":6,"total_credit_limit":169038,"total_credit_utilized":76021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":9091,"current_installment_accounts":3,"accounts_opened_24m":16,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":35,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":28.72,"installment":789.3,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23998.35,"paid_total":3906.61,"paid_principal":1001.65,"paid_interest":2904.96,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":32300,"verified_income":"Source Verified","debt_to_income":12.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":3,"total_credit_limit":23018,"total_credit_utilized":9469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8300,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.9,"installment":294.23,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8098.23,"paid_total":1194.55,"paid_principal":901.77,"paid_interest":292.78,"paid_late_fees":0} {"emp_title":"rep","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":98000,"verified_income":"Not Verified","debt_to_income":12.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":4,"total_credit_limit":42538,"total_credit_utilized":30670,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9285.29,"paid_total":968.65,"paid_principal":714.71,"paid_interest":253.94,"paid_late_fees":0} {"emp_title":"maintenence","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":10.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":75481,"total_credit_utilized":14007,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5900,"num_total_cc_accounts":17,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.93,"installment":64.47,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1756.4,"paid_total":319.59,"paid_principal":243.6,"paid_interest":75.99,"paid_late_fees":0} {"emp_title":"production tempering assembly","emp_length":4,"state":"IN","homeownership":"OWN","annual_income":38000,"verified_income":"Verified","debt_to_income":1.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":29300,"total_credit_utilized":1030,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1511,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.97,"installment":563.81,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15599,"paid_total":2961.08,"paid_principal":2401,"paid_interest":560.08,"paid_late_fees":0} {"emp_title":"line operator","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":26.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":80168,"total_credit_utilized":37435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.07,"installment":213.18,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6283.5,"paid_total":848,"paid_principal":716.5,"paid_interest":131.5,"paid_late_fees":0} {"emp_title":"public safety manager","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":28.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":313003,"total_credit_utilized":93950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33000,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17596.2,"paid_total":3257.53,"paid_principal":2403.8,"paid_interest":853.73,"paid_late_fees":0} {"emp_title":"auto technician ","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":22.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":122484,"total_credit_utilized":31933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":104,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":81.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8773.94,"paid_total":1595.01,"paid_principal":1226.06,"paid_interest":368.95,"paid_late_fees":0} {"emp_title":"vp-lending application manager","emp_length":0,"state":"WI","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":29.54,"annual_income_joint":155000,"verification_income_joint":"Source Verified","debt_to_income_joint":21.42,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":9,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":444210,"total_credit_utilized":123980,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36200,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":10.9,"installment":759.25,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33663.94,"paid_total":2256.56,"paid_principal":1336.06,"paid_interest":920.5,"paid_late_fees":0} {"emp_title":"sr unix administrator","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":13.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":312418,"total_credit_utilized":53841,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":36100,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":9.44,"installment":587.24,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26136.03,"paid_total":2811.39,"paid_principal":1863.97,"paid_interest":947.42,"paid_late_fees":0} {"emp_title":"research associate","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":18.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":42729,"total_credit_utilized":18868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":476,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23000,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.97,"installment":563.81,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16205.18,"paid_total":2247.27,"paid_principal":1794.82,"paid_interest":452.45,"paid_late_fees":0} {"emp_title":"process technician","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":62000,"verified_income":"Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":78508,"total_credit_utilized":59504,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20,"installment":1114.91,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":30662.5706,"paid_principal":30000,"paid_interest":662.57,"paid_late_fees":0} {"emp_title":"executive chef","emp_length":1,"state":"NJ","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":30.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":14,"total_credit_limit":299100,"total_credit_utilized":41458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":54900,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33600,"term":36,"interest_rate":12.62,"installment":1125.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30460.42,"paid_total":4480.36,"paid_principal":3139.58,"paid_interest":1340.78,"paid_late_fees":0} {"emp_title":"meatcutter helper","emp_length":7,"state":"MD","homeownership":"RENT","annual_income":32500,"verified_income":"Not Verified","debt_to_income":19.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":57522,"total_credit_utilized":16447,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24900,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":6.71,"installment":199.85,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6006.74,"paid_total":597.13,"paid_principal":493.26,"paid_interest":103.87,"paid_late_fees":0} {"emp_title":"director","emp_length":5,"state":"NE","homeownership":"MORTGAGE","annual_income":142000,"verified_income":"Source Verified","debt_to_income":14.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":305427,"total_credit_utilized":71025,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14400,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.99,"installment":99.63,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2717.18,"paid_total":396.52,"paid_principal":282.82,"paid_interest":113.7,"paid_late_fees":0} {"emp_title":"president","emp_length":5,"state":"MA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":35.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":12,"total_credit_limit":84167,"total_credit_utilized":46738,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":17.09,"installment":999.54,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":26789.9,"paid_total":1945.91,"paid_principal":1210.1,"paid_interest":735.81,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":104000,"verified_income":"Source Verified","debt_to_income":8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1987,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":356065,"total_credit_utilized":37113,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":10,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":73.9,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.04,"installment":1213.98,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":35019.01333,"paid_principal":35000,"paid_interest":19.01,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Source Verified","debt_to_income":7.65,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":16,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":35253,"total_credit_utilized":15606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5500,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":11.98,"installment":533.63,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23109.07,"paid_total":1568.94,"paid_principal":890.93,"paid_interest":678.01,"paid_late_fees":0} {"emp_title":"classification sergeant","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":27.17,"annual_income_joint":83550,"verification_income_joint":"Not Verified","debt_to_income_joint":24.52,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":186793,"total_credit_utilized":39298,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":6.07,"installment":152.27,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5073.05498,"paid_principal":5000,"paid_interest":73.05,"paid_late_fees":0} {"emp_title":"assistant general manager","emp_length":4,"state":"OH","homeownership":"MORTGAGE","annual_income":30205.5,"verified_income":"Verified","debt_to_income":47.68,"annual_income_joint":61400.92,"verification_income_joint":"Verified","debt_to_income_joint":28.44,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":19,"total_credit_limit":207479,"total_credit_utilized":85741,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":216,"current_installment_accounts":12,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14350,"term":36,"interest_rate":21.45,"installment":543.96,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12860.42,"paid_total":2702.7,"paid_principal":1489.58,"paid_interest":1213.12,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":7,"state":"FL","homeownership":"RENT","annual_income":53246,"verified_income":"Verified","debt_to_income":43.14,"annual_income_joint":126246,"verification_income_joint":"Verified","debt_to_income_joint":27.79,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":75891,"total_credit_utilized":46687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":29100,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":4800,"term":36,"interest_rate":20,"installment":178.39,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4396.49,"paid_total":708.23,"paid_principal":403.51,"paid_interest":304.72,"paid_late_fees":0} {"emp_title":"quality assurance manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":9.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":255039,"total_credit_utilized":21219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10050,"term":36,"interest_rate":11.99,"installment":333.76,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9342.95,"paid_total":987.89,"paid_principal":707.05,"paid_interest":280.84,"paid_late_fees":0} {"emp_title":"vice president regional property mgr","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":120700,"verified_income":"Verified","debt_to_income":40.46,"annual_income_joint":171764,"verification_income_joint":"Verified","debt_to_income_joint":30.4,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":36,"total_credit_limit":404752,"total_credit_utilized":102998,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":16,"total_debit_limit":38900,"num_total_cc_accounts":41,"num_open_cc_accounts":32,"num_cc_carrying_balance":27,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":24.84,"installment":1170.31,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39308.29,"paid_total":2561.42,"paid_principal":691.71,"paid_interest":1869.71,"paid_late_fees":0} {"emp_title":"operating engineer","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":6.07,"annual_income_joint":229000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.22,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2004,"inquiries_last_12m":8,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":394409,"total_credit_utilized":23566,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":4,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9135.4,"paid_total":1437.29,"paid_principal":864.6,"paid_interest":572.69,"paid_late_fees":0} {"emp_title":"exam coordinator/technology specialist","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":69000,"verified_income":"Source Verified","debt_to_income":28.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":343595,"total_credit_utilized":91151,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10793.17,"paid_total":1484.9,"paid_principal":1206.83,"paid_interest":278.07,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"UT","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":14,"total_credit_limit":252352,"total_credit_utilized":40350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30000,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9502.54,"paid_total":828.03,"paid_principal":497.46,"paid_interest":330.57,"paid_late_fees":0} {"emp_title":"camp manager ","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":29.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":23,"total_credit_limit":230477,"total_credit_utilized":50933,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":59300,"num_total_cc_accounts":31,"num_open_cc_accounts":18,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.08,"installment":121.84,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3590.61,"paid_total":486.01,"paid_principal":409.39,"paid_interest":76.62,"paid_late_fees":0} {"emp_title":"managing member","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":150000,"verified_income":"Source Verified","debt_to_income":25.13,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":127500,"total_credit_utilized":72858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":28500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":26.3,"installment":903.55,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28714.63,"paid_total":4473.92,"paid_principal":1285.37,"paid_interest":3188.55,"paid_late_fees":0} {"emp_title":"dueno","emp_length":2,"state":"MO","homeownership":"RENT","annual_income":28711,"verified_income":"Verified","debt_to_income":16.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":17600,"total_credit_utilized":11446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9400,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":15.05,"installment":520.35,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13645.89,"paid_total":2068.86,"paid_principal":1354.11,"paid_interest":714.75,"paid_late_fees":0} {"emp_title":"owner","emp_length":4,"state":"IL","homeownership":"RENT","annual_income":11000,"verified_income":"Verified","debt_to_income":106.66,"annual_income_joint":51000,"verification_income_joint":"Source Verified","debt_to_income_joint":25.6,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":74295,"total_credit_utilized":44626,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":41800,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":9000,"term":36,"interest_rate":11.98,"installment":298.85,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8579.91,"paid_total":585.72,"paid_principal":420.09,"paid_interest":165.63,"paid_late_fees":0} {"emp_title":"executive ceo assistant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Verified","debt_to_income":16.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":340409,"total_credit_utilized":32691,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":28000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29975,"term":36,"interest_rate":15.05,"installment":1039.83,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":30325.90789,"paid_principal":29975,"paid_interest":350.91,"paid_late_fees":0} {"emp_title":"quality control","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":25.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":56518,"total_credit_utilized":44122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19384.39,"paid_total":1536.31,"paid_principal":615.61,"paid_interest":920.7,"paid_late_fees":0} {"emp_title":"sales","emp_length":0,"state":"CT","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":10.48,"annual_income_joint":97000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.35,"delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":293153,"total_credit_utilized":17600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5425.71,"paid_total":781.08,"paid_principal":574.29,"paid_interest":206.79,"paid_late_fees":0} {"emp_title":"broker-associate","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":351950,"verified_income":"Source Verified","debt_to_income":8.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":384557,"total_credit_utilized":68751,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":70600,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.96,"installment":1252.72,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37018.15,"paid_total":3740.47,"paid_principal":2981.85,"paid_interest":758.62,"paid_late_fees":0} {"emp_title":"general sales manager","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":13.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":575389,"total_credit_utilized":93109,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":3005,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":16.02,"installment":437.92,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17193.55,"paid_total":1735.66,"paid_principal":806.45,"paid_interest":929.21,"paid_late_fees":0} {"emp_title":"corporal","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":2.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":27500,"total_credit_utilized":6526,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.32,"installment":210.81,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6276.1,"paid_total":841.17,"paid_principal":723.9,"paid_interest":117.27,"paid_late_fees":0} {"emp_title":"merchandiser","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":15000,"verified_income":"Source Verified","debt_to_income":20.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":19300,"total_credit_utilized":6502,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4528.63,"paid_total":660.87,"paid_principal":471.37,"paid_interest":189.5,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":23.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":28310,"total_credit_utilized":21427,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":55,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8200,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":19.42,"installment":442.43,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11243.19,"paid_total":1301.4,"paid_principal":756.81,"paid_interest":544.59,"paid_late_fees":0} {"emp_title":"town manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":20.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":245011,"total_credit_utilized":33117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14500,"term":36,"interest_rate":6.71,"installment":445.8,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13399.71,"paid_total":1331.99,"paid_principal":1100.29,"paid_interest":231.7,"paid_late_fees":0} {"emp_title":"underwriter","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":8.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":7,"total_credit_limit":223674,"total_credit_utilized":17825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32800,"num_total_cc_accounts":22,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.85,"paid_total":1866.06,"paid_principal":1504.15,"paid_interest":361.91,"paid_late_fees":0} {"emp_title":"lead engineer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":92290,"verified_income":"Source Verified","debt_to_income":3.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":5,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":66300,"total_credit_utilized":26255,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":66000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13464.86,"paid_total":1817.39,"paid_principal":1535.14,"paid_interest":282.25,"paid_late_fees":0} {"emp_title":"manager ","emp_length":7,"state":"WA","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":22.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":7,"total_credit_limit":69600,"total_credit_utilized":19488,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39800,"num_total_cc_accounts":26,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14427.41,"paid_total":958,"paid_principal":572.59,"paid_interest":385.41,"paid_late_fees":0} {"emp_title":"inside sales","emp_length":2,"state":"MO","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Source Verified","debt_to_income":25.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":74,"open_credit_lines":28,"total_credit_limit":187370,"total_credit_utilized":30465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":14,"total_debit_limit":68900,"num_total_cc_accounts":66,"num_open_cc_accounts":27,"num_cc_carrying_balance":20,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.62,"paid_total":1533.77,"paid_principal":1271.38,"paid_interest":262.39,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":138000,"verified_income":"Verified","debt_to_income":19.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":597640,"total_credit_utilized":83683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":83500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":14.07,"installment":1197.41,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32611.1,"paid_total":3564.87,"paid_principal":2388.9,"paid_interest":1175.97,"paid_late_fees":0} {"emp_title":"rn","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":7.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":220267,"total_credit_utilized":42241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.9,"installment":867.71,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38473.08,"paid_total":2578.91,"paid_principal":1526.92,"paid_interest":1051.99,"paid_late_fees":0} {"emp_title":"shift supervisor","emp_length":6,"state":"FL","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":7.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":22800,"total_credit_utilized":5414,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4492.76,"paid_total":613.13,"paid_principal":507.24,"paid_interest":105.89,"paid_late_fees":0} {"emp_title":"electrical contractor supervisor","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":15.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":319454,"total_credit_utilized":37863,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":306,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19400,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.58,"installment":271.8,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7450.02,"paid_total":809.36,"paid_principal":549.98,"paid_interest":259.38,"paid_late_fees":0} {"emp_title":"admin asst","emp_length":2,"state":"HI","homeownership":"OWN","annual_income":65000,"verified_income":"Source Verified","debt_to_income":17.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":111400,"total_credit_utilized":42813,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":62200,"num_total_cc_accounts":31,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":10.42,"installment":386.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":18676.83922,"paid_principal":18000,"paid_interest":676.84,"paid_late_fees":0} {"emp_title":"marketing director","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":52500,"verified_income":"Source Verified","debt_to_income":33.12,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":123238,"total_credit_utilized":97620,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":10.41,"installment":421.99,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12378.89,"paid_total":828.94,"paid_principal":621.11,"paid_interest":207.83,"paid_late_fees":0} {"emp_title":"chief inspector ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":216221,"total_credit_utilized":25245,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.96,"installment":219.23,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6478.16,"paid_total":654.59,"paid_principal":521.84,"paid_interest":132.75,"paid_late_fees":0} {"emp_title":"admin assistant","emp_length":1,"state":"NJ","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":28800,"total_credit_utilized":15992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":20400,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19300,"paid_total":1069.52,"paid_principal":700,"paid_interest":369.52,"paid_late_fees":0} {"emp_title":"information associat, sr","emp_length":10,"state":"AZ","homeownership":"OWN","annual_income":45500,"verified_income":"Source Verified","debt_to_income":17.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":196864,"total_credit_utilized":26403,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13800,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5434.35,"paid_total":793.04,"paid_principal":565.65,"paid_interest":227.39,"paid_late_fees":0} {"emp_title":"realtor associate","emp_length":5,"state":"FL","homeownership":"OWN","annual_income":48000,"verified_income":"Not Verified","debt_to_income":18.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":81700,"total_credit_utilized":20890,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37700,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6991.22,"paid_total":1238.23,"paid_principal":1008.78,"paid_interest":229.45,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":23000,"verified_income":"Not Verified","debt_to_income":11.69,"annual_income_joint":118000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.84,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":205349,"total_credit_utilized":7092,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":13.59,"installment":645.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26663.59,"paid_total":2444.91,"paid_principal":1336.41,"paid_interest":1108.5,"paid_late_fees":0} {"emp_title":"court reporter","emp_length":9,"state":"TX","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":11.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":18,"total_credit_limit":98936,"total_credit_utilized":26652,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33500,"num_total_cc_accounts":18,"num_open_cc_accounts":17,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17953.16,"paid_total":2423.17,"paid_principal":2046.84,"paid_interest":376.33,"paid_late_fees":0} {"emp_title":"superintendent","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":11.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":8,"total_credit_limit":304860,"total_credit_utilized":64826,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.61,"installment":402.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11445.14,"paid_total":795.75,"paid_principal":554.86,"paid_interest":240.89,"paid_late_fees":0} {"emp_title":"mental health worker","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":37000,"verified_income":"Verified","debt_to_income":17.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":44900,"total_credit_utilized":20953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26400,"term":60,"interest_rate":12.62,"installment":595.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25108.12,"paid_total":2363.73,"paid_principal":1291.88,"paid_interest":1071.85,"paid_late_fees":0} {"emp_title":"legal instruments examiner","emp_length":1,"state":"WV","homeownership":"RENT","annual_income":50912,"verified_income":"Not Verified","debt_to_income":42.03,"annual_income_joint":94352,"verification_income_joint":"Not Verified","debt_to_income_joint":23.19,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":39,"open_credit_lines":18,"total_credit_limit":154913,"total_credit_utilized":124011,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":12,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":33391.61,"paid_total":3305.02,"paid_principal":1608.39,"paid_interest":1696.63,"paid_late_fees":0} {"emp_title":"technician","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":11.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":33200,"total_credit_utilized":16770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":15.05,"installment":666.86,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26382.13,"paid_total":3310.89,"paid_principal":1617.87,"paid_interest":1693.02,"paid_late_fees":0} {"emp_title":"firefighter/technician ","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":26.82,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":662533,"total_credit_utilized":116098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23170,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":15.04,"installment":571.47,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23177.77,"paid_total":1694.36,"paid_principal":822.23,"paid_interest":872.13,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":34416,"verified_income":"Source Verified","debt_to_income":37.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":78184,"total_credit_utilized":37099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11500,"term":60,"interest_rate":9.43,"installment":241.13,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11044.16,"paid_total":717.37,"paid_principal":455.84,"paid_interest":261.53,"paid_late_fees":0} {"emp_title":"announcer","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":34235,"verified_income":"Source Verified","debt_to_income":29.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":53634,"total_credit_utilized":33627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":255,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4412.9,"paid_total":834.29,"paid_principal":587.1,"paid_interest":247.19,"paid_late_fees":0} {"emp_title":"director, executive search ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":26.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":893115,"total_credit_utilized":88883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":69200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":23175,"term":60,"interest_rate":11.99,"installment":515.4,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21727.14,"paid_total":2561.56,"paid_principal":1447.86,"paid_interest":1113.7,"paid_late_fees":0} {"emp_title":"collections representative ","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":18.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":39640,"total_credit_utilized":30781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7052.52,"paid_total":1323.07,"paid_principal":947.48,"paid_interest":375.59,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":30.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":52652,"total_credit_utilized":34569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":6050,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12250,"term":36,"interest_rate":14.08,"installment":419.16,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10840.17,"paid_total":2076.64,"paid_principal":1409.83,"paid_interest":666.81,"paid_late_fees":0} {"emp_title":"city carrier","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":16.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":44,"open_credit_lines":15,"total_credit_limit":575674,"total_credit_utilized":30400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":75600,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":10,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32574.58,"paid_total":8044.76,"paid_principal":7425.42,"paid_interest":619.34,"paid_late_fees":0} {"emp_title":"account manager","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Source Verified","debt_to_income":27.37,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":227088,"total_credit_utilized":64793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":37100,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":78.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":14.07,"installment":559.31,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23156.46,"paid_total":1640.41,"paid_principal":843.54,"paid_interest":796.87,"paid_late_fees":0} {"emp_title":"fire fighter","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":72550,"verified_income":"Source Verified","debt_to_income":2.84,"annual_income_joint":152686,"verification_income_joint":"Source Verified","debt_to_income_joint":8.88,"delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":91400,"total_credit_utilized":6455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16200,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":10.9,"installment":196.15,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5571.17,"paid_total":558.69,"paid_principal":428.83,"paid_interest":129.86,"paid_late_fees":0} {"emp_title":"svp, public policy","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":330000,"verified_income":"Source Verified","debt_to_income":19.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":1983,"inquiries_last_12m":5,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":1223025,"total_credit_utilized":302550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":99000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34000,"term":60,"interest_rate":13.59,"installment":783.92,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":32377.21,"paid_total":3084.34,"paid_principal":1622.79,"paid_interest":1461.55,"paid_late_fees":0} {"emp_title":"mortgage loan processor","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":21.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":71669,"total_credit_utilized":59134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":18.45,"installment":145.52,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3830.67,"paid_total":282.84,"paid_principal":169.33,"paid_interest":113.51,"paid_late_fees":0} {"emp_title":"sr network engineer","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":95500,"verified_income":"Verified","debt_to_income":16.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":288360,"total_credit_utilized":21765,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":139,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19200,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":18.06,"installment":108.55,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2673.31,"paid_total":526.65,"paid_principal":326.69,"paid_interest":199.96,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":15000,"verified_income":"Source Verified","debt_to_income":29.12,"annual_income_joint":65000,"verification_income_joint":"Source Verified","debt_to_income_joint":8.79,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":41200,"total_credit_utilized":7231,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":36600,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"engineer","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Verified","debt_to_income":24.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":24,"total_credit_limit":306708,"total_credit_utilized":171995,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":391,"current_installment_accounts":17,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":19.42,"installment":366.42,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13573.61,"paid_total":1084.16,"paid_principal":426.39,"paid_interest":657.77,"paid_late_fees":0} {"emp_title":"administrative services manager","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":175933,"verified_income":"Verified","debt_to_income":17.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":56,"open_credit_lines":21,"total_credit_limit":617535,"total_credit_utilized":85344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":16,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":42900,"num_total_cc_accounts":29,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18550.28,"paid_total":1922.78,"paid_principal":1449.72,"paid_interest":473.06,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":113409,"verified_income":"Source Verified","debt_to_income":19.92,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":21,"total_credit_limit":113654,"total_credit_utilized":92879,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":19970,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":73,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.42,"installment":519.44,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14458.03,"paid_total":2054.6,"paid_principal":1541.97,"paid_interest":512.63,"paid_late_fees":0} {"emp_title":"food scientist","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":21.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":53,"open_credit_lines":14,"total_credit_limit":210229,"total_credit_utilized":75333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":56000,"num_total_cc_accounts":25,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":29000,"term":60,"interest_rate":7.35,"installment":579.04,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26554.32,"paid_total":3373.59,"paid_principal":2445.68,"paid_interest":927.91,"paid_late_fees":0} {"emp_title":"team leader","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":7.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":21000,"total_credit_utilized":9431,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":14.08,"installment":815.85,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33350.52,"paid_total":3236.02,"paid_principal":1649.48,"paid_interest":1586.54,"paid_late_fees":0} {"emp_title":"sales rep","emp_length":9,"state":"NJ","homeownership":"RENT","annual_income":85000,"verified_income":"Not Verified","debt_to_income":22.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":7,"total_credit_limit":98213,"total_credit_utilized":46100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45000,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":14.08,"installment":328.48,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":9165.79,"paid_total":649.45,"paid_principal":434.21,"paid_interest":215.24,"paid_late_fees":0} {"emp_title":"engineer","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":12.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":916200,"total_credit_utilized":43710,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":79200,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.31,"installment":541.99,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16606.83,"paid_total":1615.35,"paid_principal":1393.17,"paid_interest":222.18,"paid_late_fees":0} {"emp_title":"fire and safety engineer","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Verified","debt_to_income":39.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":502912,"total_credit_utilized":165890,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":70600,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":15.05,"installment":1214.15,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31840.41,"paid_total":4827.34,"paid_principal":3159.59,"paid_interest":1667.75,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":20.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":56348,"total_credit_utilized":28916,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23821.8,"paid_total":2311.44,"paid_principal":1178.2,"paid_interest":1133.24,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":5.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":7,"total_credit_limit":354505,"total_credit_utilized":24698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23400,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":11.99,"installment":378.07,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15937.93,"paid_total":1879.03,"paid_principal":1062.07,"paid_interest":816.96,"paid_late_fees":0} {"emp_title":"rn","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":19.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1994,"inquiries_last_12m":5,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":124367,"total_credit_utilized":45796,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":778,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"admin","emp_length":1,"state":"OR","homeownership":"MORTGAGE","annual_income":106500,"verified_income":"Source Verified","debt_to_income":10.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":355770,"total_credit_utilized":46659,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.96,"installment":313.18,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9254.54,"paid_total":935.12,"paid_principal":745.46,"paid_interest":189.66,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":4.94,"annual_income_joint":130000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.75,"delinq_2y":2,"months_since_last_delinq":13,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":420193,"total_credit_utilized":5003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4600,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":9.44,"installment":314.59,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14204.31,"paid_total":1242.63,"paid_principal":795.69,"paid_interest":446.94,"paid_late_fees":0} {"emp_title":"aviation safety inspector","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":134315,"verified_income":"Verified","debt_to_income":29.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":17,"total_credit_limit":481747,"total_credit_utilized":103183,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":91800,"num_total_cc_accounts":25,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.58,"installment":1189.09,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15405.01,"paid_total":20364.98,"paid_principal":19594.99,"paid_interest":769.99,"paid_late_fees":0} {"emp_title":"engineering tech","emp_length":2,"state":"WI","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":7.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":111600,"total_credit_utilized":9899,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.34,"installment":155.17,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4623.95,"paid_total":461.43,"paid_principal":376.05,"paid_interest":85.38,"paid_late_fees":0} {"emp_title":"benefits clerk","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":89000,"verified_income":"Not Verified","debt_to_income":11.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":286883,"total_credit_utilized":76397,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34300,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13839.02,"paid_total":1350.56,"paid_principal":1160.98,"paid_interest":189.58,"paid_late_fees":0} {"emp_title":"telecommunications ","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":57500,"verified_income":"Source Verified","debt_to_income":16.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":291462,"total_credit_utilized":24486,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":86000,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.71,"installment":122.98,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4026.09556,"paid_principal":4000,"paid_interest":26.1,"paid_late_fees":0} {"emp_title":"trainmaster","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Verified","debt_to_income":2.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":303306,"total_credit_utilized":4089,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":35500,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18970.31,"paid_total":1198.52,"paid_principal":1029.69,"paid_interest":168.83,"paid_late_fees":0} {"emp_title":"bim manager","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":112700,"verified_income":"Source Verified","debt_to_income":9.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":477991,"total_credit_utilized":66191,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":5,"account_never_delinq_percent":96.2,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17631.3,"paid_total":3294.36,"paid_principal":2368.7,"paid_interest":925.66,"paid_late_fees":0} {"emp_title":"graphic artist","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":96000,"verified_income":"Not Verified","debt_to_income":9.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":51284,"total_credit_utilized":18458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8728.33,"paid_total":1513.24,"paid_principal":1271.67,"paid_interest":241.57,"paid_late_fees":0} {"emp_title":"educator","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":112500,"verified_income":"Not Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":24,"total_credit_limit":93785,"total_credit_utilized":72536,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":42400,"num_total_cc_accounts":35,"num_open_cc_accounts":23,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":11.99,"installment":996.29,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":0,"paid_total":31032.69374,"paid_principal":30000,"paid_interest":1032.69,"paid_late_fees":0} {"emp_title":"auto worker","emp_length":10,"state":"DE","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":21.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":8,"total_credit_limit":361908,"total_credit_utilized":16365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.32,"installment":150.58,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4352.22,"paid_total":751.42,"paid_principal":647.78,"paid_interest":103.64,"paid_late_fees":0} {"emp_title":"corporate operations director","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":177000,"verified_income":"Verified","debt_to_income":17.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1985,"inquiries_last_12m":5,"total_credit_lines":39,"open_credit_lines":12,"total_credit_limit":541190,"total_credit_utilized":65993,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.61,"installment":225.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9757.82,"paid_total":444.07,"paid_principal":242.18,"paid_interest":201.89,"paid_late_fees":0} {"emp_title":"help desk technician","emp_length":0,"state":"MO","homeownership":"RENT","annual_income":34500,"verified_income":"Not Verified","debt_to_income":6.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":18,"total_credit_limit":56200,"total_credit_utilized":55247,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":138,"current_installment_accounts":13,"accounts_opened_24m":4,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":10.42,"installment":136.36,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3691.8,"paid_total":675.72,"paid_principal":508.2,"paid_interest":167.52,"paid_late_fees":0} {"emp_title":"aid","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":15000,"verified_income":"Verified","debt_to_income":6.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":12225,"total_credit_utilized":16593,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":62.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16025,"term":60,"interest_rate":23.88,"installment":459.9,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15443.93,"paid_total":1786.45,"paid_principal":581.07,"paid_interest":1205.38,"paid_late_fees":0} {"emp_title":"accounting spe","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":26.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":204414,"total_credit_utilized":183260,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8657.56,"paid_total":1626.17,"paid_principal":1342.44,"paid_interest":283.73,"paid_late_fees":0} {"emp_title":"","state":"CO","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":27.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":304731,"total_credit_utilized":106041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40400,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9648.51,"paid_total":691.33,"paid_principal":351.49,"paid_interest":339.84,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":88000,"verified_income":"Source Verified","debt_to_income":13.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":64,"open_credit_lines":22,"total_credit_limit":286521,"total_credit_utilized":86344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45100,"num_total_cc_accounts":38,"num_open_cc_accounts":19,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":98.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":9.44,"installment":356.54,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16098.2,"paid_total":1408.33,"paid_principal":901.8,"paid_interest":506.53,"paid_late_fees":0} {"emp_title":"machinist/manager","emp_length":10,"state":"MO","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":33.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":89074,"total_credit_utilized":56646,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.09,"installment":356.98,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9347.1,"paid_total":1061.45,"paid_principal":652.9,"paid_interest":408.55,"paid_late_fees":0} {"emp_title":"assistant dir rn","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":180000,"verified_income":"Not Verified","debt_to_income":19.12,"annual_income_joint":232000,"verification_income_joint":"Not Verified","debt_to_income_joint":29.11,"delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":18,"total_credit_limit":1270604,"total_credit_utilized":124964,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":71700,"num_total_cc_accounts":25,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":28800,"term":60,"interest_rate":12.62,"installment":649.7,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27029.04,"paid_total":3208.12,"paid_principal":1770.96,"paid_interest":1437.16,"paid_late_fees":0} {"emp_title":"elementary building engineer ","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":77900,"verified_income":"Source Verified","debt_to_income":34.65,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":84,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":269166,"total_credit_utilized":41458,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":84,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.42,"installment":1106.07,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28108,"paid_total":3285.84,"paid_principal":1892,"paid_interest":1393.84,"paid_late_fees":0} {"emp_title":"houskeepeng ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":13.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":38000,"total_credit_utilized":11754,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":33200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8798.08,"paid_total":1628.79,"paid_principal":1201.92,"paid_interest":426.87,"paid_late_fees":0} {"emp_title":"controller","emp_length":0,"state":"TN","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":24.57,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":77,"open_credit_lines":41,"total_credit_limit":358483,"total_credit_utilized":210505,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":3223,"current_installment_accounts":33,"accounts_opened_24m":3,"num_satisfactory_accounts":41,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15700,"num_total_cc_accounts":27,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":96.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15245.95,"paid_total":1466.81,"paid_principal":754.05,"paid_interest":712.76,"paid_late_fees":0} {"emp_title":"applications engineer","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":22.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":11,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":202268,"total_credit_utilized":85294,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1237.47,"paid_principal":1014.48,"paid_interest":222.99,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":108000,"verified_income":"Not Verified","debt_to_income":4.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":22,"total_credit_limit":56900,"total_credit_utilized":18333,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22900,"num_total_cc_accounts":27,"num_open_cc_accounts":21,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8790.09,"paid_total":1617.46,"paid_principal":1209.91,"paid_interest":407.55,"paid_late_fees":0} {"emp_title":"administrative","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":29.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":215197,"total_credit_utilized":80407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":65500,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33289.3,"paid_total":4674.48,"paid_principal":1710.7,"paid_interest":2963.78,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":49000,"verified_income":"Not Verified","debt_to_income":10.85,"annual_income_joint":155794,"verification_income_joint":"Not Verified","debt_to_income_joint":17.68,"delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":33717,"total_credit_utilized":8576,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":60,"interest_rate":16.01,"installment":875.65,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34798.06,"paid_total":2562.91,"paid_principal":1201.94,"paid_interest":1360.97,"paid_late_fees":0} {"emp_title":"e7","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":93600,"verified_income":"Source Verified","debt_to_income":15.78,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":433654,"total_credit_utilized":51116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":11.98,"installment":796.92,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22311.29,"paid_total":2390.77,"paid_principal":1688.71,"paid_interest":702.06,"paid_late_fees":0} {"emp_title":"frame builder","emp_length":5,"state":"NC","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":26.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":209565,"total_credit_utilized":43443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":24400,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":13.58,"installment":407.69,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11175.06,"paid_total":1214.02,"paid_principal":824.94,"paid_interest":389.08,"paid_late_fees":0} {"emp_title":"rn","emp_length":9,"state":"TN","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":22.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":21,"total_credit_limit":247349,"total_credit_utilized":72967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":260,"current_installment_accounts":11,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34000,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.47,"installment":878.71,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33876.29,"paid_total":2568.19,"paid_principal":1123.71,"paid_interest":1444.48,"paid_late_fees":0} {"emp_title":"is specialist","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":14.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":246800,"total_credit_utilized":29371,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7103.69,"paid_total":1399.58,"paid_principal":896.31,"paid_interest":503.27,"paid_late_fees":0} {"emp_title":"implementation tech","emp_length":5,"state":"FL","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":3.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":44625,"total_credit_utilized":6832,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":5.32,"installment":120.46,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3481.79,"paid_total":599.94,"paid_principal":518.21,"paid_interest":81.73,"paid_late_fees":0} {"emp_title":"engineer","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":41794,"total_credit_utilized":18281,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":11.98,"installment":99.62,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2788.9,"paid_total":296.86,"paid_principal":211.1,"paid_interest":85.76,"paid_late_fees":0} {"emp_title":"personal trainer ","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":32.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":41299,"total_credit_utilized":27927,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.59,"installment":339.79,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9078.33,"paid_total":1351.61,"paid_principal":921.67,"paid_interest":429.94,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"PA","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":18.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":47633,"total_credit_utilized":29406,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5200,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":14.08,"installment":328.48,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8721.33,"paid_total":1306.41,"paid_principal":878.67,"paid_interest":427.74,"paid_late_fees":0} {"emp_title":"jobsite supervision","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Not Verified","debt_to_income":8.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":10,"total_credit_limit":170965,"total_credit_utilized":46767,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34500,"num_total_cc_accounts":23,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5264.37,"paid_total":953.86,"paid_principal":735.63,"paid_interest":218.23,"paid_late_fees":0} {"emp_title":"social worker","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":118000,"verified_income":"Not Verified","debt_to_income":12.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1983,"inquiries_last_12m":6,"total_credit_lines":42,"open_credit_lines":15,"total_credit_limit":184166,"total_credit_utilized":176895,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":33000,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.41,"installment":519.37,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14848.36,"paid_total":1548.86,"paid_principal":1151.64,"paid_interest":397.22,"paid_late_fees":0} {"emp_title":"consultant","emp_length":4,"state":"MN","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":12.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":64349,"total_credit_utilized":38264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":9.92,"installment":338.42,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9738.88,"paid_total":1035.51,"paid_principal":761.12,"paid_interest":274.39,"paid_late_fees":0} {"emp_title":"account executive ","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":159000,"verified_income":"Not Verified","debt_to_income":12.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":21,"total_credit_limit":101445,"total_credit_utilized":65010,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":26000,"num_total_cc_accounts":31,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":68.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23851.14,"paid_total":2360.74,"paid_principal":1148.86,"paid_interest":1211.88,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Source Verified","debt_to_income":19.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":269770,"total_credit_utilized":5436,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10000,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":60.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":21600,"term":60,"interest_rate":9.44,"installment":453.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20454.21,"paid_total":1800.71,"paid_principal":1145.79,"paid_interest":654.92,"paid_late_fees":0} {"emp_title":"waitress","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":43000,"verified_income":"Not Verified","debt_to_income":4.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":57068,"total_credit_utilized":57301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1177,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4100,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":12.61,"installment":134.03,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3626.17,"paid_total":533.32,"paid_principal":373.83,"paid_interest":159.49,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":90500,"verified_income":"Not Verified","debt_to_income":15.86,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2001,"inquiries_last_12m":8,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":80755,"total_credit_utilized":47213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2800,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":83.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":21.85,"installment":413.01,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":14716.98,"paid_total":943.8,"paid_principal":283.02,"paid_interest":660.78,"paid_late_fees":0} {"emp_title":"manager","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":78000,"verified_income":"Not Verified","debt_to_income":30.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":92762,"total_credit_utilized":38518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23800,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22600,"term":60,"interest_rate":30.17,"installment":733.55,"grade":"F","sub_grade":"F3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21730.63,"paid_total":3629.87,"paid_principal":869.37,"paid_interest":2760.5,"paid_late_fees":0} {"emp_title":"talent acquisition manager","emp_length":2,"state":"DC","homeownership":"RENT","annual_income":115000,"verified_income":"Not Verified","debt_to_income":12.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":7,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":87897,"total_credit_utilized":54858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":19.42,"installment":553.04,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14053.98,"paid_total":1642.94,"paid_principal":946.02,"paid_interest":696.92,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":22.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":15,"total_credit_limit":104535,"total_credit_utilized":79254,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11200,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4395.02,"paid_total":808.76,"paid_principal":604.98,"paid_interest":203.78,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":4.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":27656,"total_credit_utilized":19418,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":14.08,"installment":745.92,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30103.75,"paid_total":3667.02,"paid_principal":1896.25,"paid_interest":1770.77,"paid_late_fees":0} {"emp_title":"call center director","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Verified","debt_to_income":24.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":53,"open_credit_lines":22,"total_credit_limit":192253,"total_credit_utilized":101493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":178,"current_installment_accounts":12,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":78300,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38010.78,"paid_total":3531.68,"paid_principal":1989.22,"paid_interest":1542.46,"paid_late_fees":0} {"emp_title":"pharmacy manager","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":26.22,"annual_income_joint":285000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.56,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":563200,"total_credit_utilized":72328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":111200,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":89.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36000,"term":36,"interest_rate":6.08,"installment":1096.5,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33243.78,"paid_total":3265.18,"paid_principal":2756.22,"paid_interest":508.96,"paid_late_fees":0} {"emp_title":"feeder driver","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":7.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":12150,"total_credit_utilized":3120,"num_collections_last_12m":2,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":797,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4300,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":77,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8600,"term":36,"interest_rate":13.58,"installment":292.18,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8008.79,"paid_total":870.05,"paid_principal":591.21,"paid_interest":278.84,"paid_late_fees":0} {"emp_title":"operations mgr","emp_length":5,"state":"AL","homeownership":"RENT","annual_income":115000,"verified_income":"Verified","debt_to_income":18.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":87993,"total_credit_utilized":55670,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34850,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28447.4,"paid_total":2539.79,"paid_principal":1552.6,"paid_interest":987.19,"paid_late_fees":0} {"emp_title":"financial analyst","emp_length":3,"state":"NM","homeownership":"MORTGAGE","annual_income":73623,"verified_income":"Not Verified","debt_to_income":17.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":22,"total_credit_limit":311218,"total_credit_utilized":114335,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20300,"num_total_cc_accounts":19,"num_open_cc_accounts":17,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18200,"term":60,"interest_rate":9.93,"installment":386.07,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17003.03,"paid_total":1920.31,"paid_principal":1196.97,"paid_interest":723.34,"paid_late_fees":0} {"emp_title":"manager","emp_length":2,"state":"IN","homeownership":"RENT","annual_income":32500,"verified_income":"Source Verified","debt_to_income":9.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":22040,"total_credit_utilized":18343,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":1200,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":60.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.9,"installment":212.5,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6035.43,"paid_total":629.63,"paid_principal":464.57,"paid_interest":165.06,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"NY","homeownership":"MORTGAGE","annual_income":60705,"verified_income":"Verified","debt_to_income":28.87,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1984,"inquiries_last_12m":5,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":78254,"total_credit_utilized":44559,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":33400,"num_total_cc_accounts":30,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27000,"term":36,"interest_rate":14.08,"installment":923.85,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24528.73,"paid_total":3653.16,"paid_principal":2471.27,"paid_interest":1181.89,"paid_late_fees":0} {"emp_title":"corporate chef","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":27.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":96689,"total_credit_utilized":27641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":45500,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.07,"installment":761.35,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23085.67,"paid_total":2275.62,"paid_principal":1914.33,"paid_interest":361.29,"paid_late_fees":0} {"emp_title":"stylist","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":9.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":25400,"total_credit_utilized":18399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17100,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.91,"installment":980.89,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27128.58,"paid_total":3887.19,"paid_principal":2871.42,"paid_interest":1015.77,"paid_late_fees":0} {"emp_title":"manufacturing systems technician","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":62000,"verified_income":"Source Verified","debt_to_income":19.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":203731,"total_credit_utilized":32016,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29800,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.44,"installment":768.12,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21655.23,"paid_total":3059.89,"paid_principal":2344.77,"paid_interest":715.12,"paid_late_fees":0} {"emp_title":"lube manager","emp_length":9,"state":"AZ","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":45.52,"annual_income_joint":110000,"verification_income_joint":"Verified","debt_to_income_joint":24.92,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":116801,"total_credit_utilized":94704,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":1374,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5800,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":26.3,"installment":602.37,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19321.97,"paid_total":2380.26,"paid_principal":678.03,"paid_interest":1702.23,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":250000,"verified_income":"Not Verified","debt_to_income":3.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":397115,"total_credit_utilized":27239,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27600,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9134.17,"paid_total":1010.25,"paid_principal":865.83,"paid_interest":144.42,"paid_late_fees":0} {"emp_title":"teacher","emp_length":7,"state":"TX","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":6.69,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":37000,"total_credit_utilized":13672,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19900,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":11.99,"installment":298.89,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7934.09,"paid_total":1488.45,"paid_principal":1065.91,"paid_interest":422.54,"paid_late_fees":0} {"emp_title":"senior business process specialist iii","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":33.7,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.7,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":266490,"total_credit_utilized":61812,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":9.43,"installment":1024.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28873.2,"paid_total":3956.59,"paid_principal":3126.8,"paid_interest":829.79,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":48000,"verified_income":"Verified","debt_to_income":15.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":83675,"total_credit_utilized":18504,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":1064,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15800,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19022.42,"paid_total":2671.17,"paid_principal":977.58,"paid_interest":1693.59,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":23.17,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":51862,"total_credit_utilized":24163,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20000,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9500,"term":36,"interest_rate":14.08,"installment":325.06,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8630.47,"paid_total":1292.81,"paid_principal":869.53,"paid_interest":423.28,"paid_late_fees":0} {"emp_title":"revenue manager","emp_length":6,"state":"FL","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":24.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":126656,"total_credit_utilized":89100,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29600,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.44,"installment":800.13,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22155.88,"paid_total":3600.53,"paid_principal":2844.12,"paid_interest":756.41,"paid_late_fees":0} {"emp_title":"assistant store manager","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":48450,"verified_income":"Source Verified","debt_to_income":20.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":96461,"total_credit_utilized":79654,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":347,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":17.09,"installment":285.59,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":7298.56,"paid_total":1149.3,"paid_principal":701.44,"paid_interest":447.86,"paid_late_fees":0} {"emp_title":"principal","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":72200,"verified_income":"Verified","debt_to_income":49.98,"annual_income_joint":189200,"verification_income_joint":"Source Verified","debt_to_income_joint":21.62,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":483062,"total_credit_utilized":114420,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":61100,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":21.85,"installment":1101.35,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38860.45,"paid_total":3255.49,"paid_principal":1139.55,"paid_interest":2115.94,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"KY","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":9.3,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":174102,"total_credit_utilized":6606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":151,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":17.09,"installment":299.86,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6976.44,"paid_total":1866.46,"paid_principal":1423.56,"paid_interest":442.9,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"OWN","annual_income":95500,"verified_income":"Source Verified","debt_to_income":31.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":39,"total_credit_limit":173632,"total_credit_utilized":83447,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":39,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":20,"total_debit_limit":131800,"num_total_cc_accounts":48,"num_open_cc_accounts":38,"num_cc_carrying_balance":25,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9084.7,"paid_total":1349.12,"paid_principal":915.3,"paid_interest":433.82,"paid_late_fees":0} {"emp_title":"analyst","emp_length":7,"state":"MI","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":17.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":65433,"total_credit_utilized":44650,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":13.58,"installment":849.35,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23281.4,"paid_total":2529.19,"paid_principal":1718.6,"paid_interest":810.59,"paid_late_fees":0} {"emp_title":"rv consultant specialist","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":5.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":152343,"total_credit_utilized":11227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":26800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":5.32,"installment":120.46,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4056.65075,"paid_principal":4000,"paid_interest":56.65,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"IL","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":4.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":1983,"inquiries_last_12m":8,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":153300,"total_credit_utilized":13141,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":111,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21500,"num_total_cc_accounts":19,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.62,"installment":335.12,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9065.57,"paid_total":1322.95,"paid_principal":934.43,"paid_interest":388.52,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Source Verified","debt_to_income":10.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":108284,"total_credit_utilized":15058,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Charged Off","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":0,"paid_principal":0,"paid_interest":0,"paid_late_fees":0} {"emp_title":"lab tech","emp_length":6,"state":"VA","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":13.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":69435,"total_credit_utilized":62630,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":283,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11500,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":14.07,"installment":652.53,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27347.74,"paid_total":1348.84,"paid_principal":652.26,"paid_interest":696.58,"paid_late_fees":0} {"emp_title":"manager ","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":18.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":65581,"total_credit_utilized":22850,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1613,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":44900,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7428.22,"paid_total":779.78,"paid_principal":571.78,"paid_interest":208,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"OK","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":27,"annual_income_joint":105000,"verification_income_joint":"Verified","debt_to_income_joint":24.29,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":12,"total_credit_limit":294395,"total_credit_utilized":53346,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34200,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":14.08,"installment":1026.5,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27254.14,"paid_total":4082.53,"paid_principal":2745.86,"paid_interest":1336.67,"paid_late_fees":0} {"emp_title":"school psychologist ","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":18.61,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":21,"total_credit_limit":299498,"total_credit_utilized":87055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":27000,"num_total_cc_accounts":21,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":7.97,"installment":200.47,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5761.82,"paid_total":799.05,"paid_principal":638.18,"paid_interest":160.87,"paid_late_fees":0} {"emp_title":"accounting dept ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":4.14,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":15744,"total_credit_utilized":8819,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9800,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28945.56,"paid_total":2050.52,"paid_principal":1054.44,"paid_interest":996.08,"paid_late_fees":0} {"emp_title":"speech pathologist","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":9.72,"annual_income_joint":160000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.26,"delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":186875,"total_credit_utilized":29614,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":25,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":13.58,"installment":461.03,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19287.91,"paid_total":1352.91,"paid_principal":712.09,"paid_interest":640.82,"paid_late_fees":0} {"emp_title":"quality assurane test and evaluation","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":108000,"verified_income":"Not Verified","debt_to_income":18.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":187308,"total_credit_utilized":104671,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":87400,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.34,"paid_total":1530.03,"paid_principal":1271.66,"paid_interest":258.37,"paid_late_fees":0} {"emp_title":"mitigation manager","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":11.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":27094,"total_credit_utilized":13064,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9900,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":16.02,"installment":486.58,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18872.39,"paid_total":2486.3,"paid_principal":1127.61,"paid_interest":1358.69,"paid_late_fees":0} {"emp_title":"physician","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":260000,"verified_income":"Source Verified","debt_to_income":14.94,"annual_income_joint":320000,"verification_income_joint":"Source Verified","debt_to_income_joint":12.65,"delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":62,"open_credit_lines":23,"total_credit_limit":1150850,"total_credit_utilized":113199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57900,"num_total_cc_accounts":34,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18468.54,"paid_total":1820.5,"paid_principal":1531.46,"paid_interest":289.04,"paid_late_fees":0} {"emp_title":"sales engineer","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":16.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":180875,"total_credit_utilized":99647,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38400,"term":36,"interest_rate":6.72,"installment":1180.78,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34504.47,"paid_total":4708.78,"paid_principal":3895.53,"paid_interest":813.25,"paid_late_fees":0} {"emp_title":"records management specialist","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":76000,"verified_income":"Not Verified","debt_to_income":8.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":112889,"total_credit_utilized":31937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":66600,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.32,"installment":481.84,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.17,"paid_total":2404.47,"paid_principal":2072.83,"paid_interest":331.64,"paid_late_fees":0} {"emp_title":"general manager","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":130000,"verified_income":"Source Verified","debt_to_income":12.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":106431,"total_credit_utilized":64557,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":98,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":66200,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.96,"installment":156.59,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4752.33,"paid_total":308.76,"paid_principal":247.67,"paid_interest":61.09,"paid_late_fees":0} {"emp_title":"community director","emp_length":8,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":14.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":46003,"total_credit_utilized":34273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":20.39,"installment":560.44,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14067.64,"paid_total":1647.34,"paid_principal":932.36,"paid_interest":714.98,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":10.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":195508,"total_credit_utilized":11655,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":119,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":23300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":9.93,"installment":145.06,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3951.89,"paid_total":722.82,"paid_principal":548.11,"paid_interest":174.71,"paid_late_fees":0} {"emp_title":"software development support","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Source Verified","debt_to_income":18.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":739401,"total_credit_utilized":239449,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":75000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":18.06,"installment":406.82,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15320.78,"paid_total":1587.15,"paid_principal":679.22,"paid_interest":907.93,"paid_late_fees":0} {"emp_title":"quality control manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Verified","debt_to_income":21.12,"annual_income_joint":102000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.46,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":67943,"total_credit_utilized":54469,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":23.88,"installment":1370.95,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":31493.68,"paid_total":6761.88,"paid_principal":3506.32,"paid_interest":3255.56,"paid_late_fees":0} {"emp_title":"electrical ","emp_length":1,"state":"MI","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":11.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":5800,"total_credit_utilized":5679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5475,"term":36,"interest_rate":20.39,"installment":204.57,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5250.02,"paid_total":427.75,"paid_principal":224.98,"paid_interest":202.77,"paid_late_fees":0} {"emp_title":"secretary","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":20.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":10,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":38365,"total_credit_utilized":21945,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5581.66,"paid_total":598.92,"paid_principal":418.34,"paid_interest":180.58,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":1,"state":"NC","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":34.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":51500,"total_credit_utilized":29375,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":32500,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":14.08,"installment":492.72,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12215.8,"paid_total":2901.47,"paid_principal":2184.2,"paid_interest":717.27,"paid_late_fees":0} {"emp_title":"accountant","emp_length":7,"state":"MD","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Verified","debt_to_income":16.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":420066,"total_credit_utilized":40191,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35860,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.41,"installment":649.21,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18560.45,"paid_total":1936.06,"paid_principal":1439.55,"paid_interest":496.51,"paid_late_fees":0} {"emp_title":"insurance agent","emp_length":10,"state":"PA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":36.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":81664,"total_credit_utilized":67069,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":16700,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8926.24,"paid_total":1823.03,"paid_principal":1073.76,"paid_interest":749.27,"paid_late_fees":0} {"emp_title":"cust svc","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":15.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":104164,"total_credit_utilized":24815,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":48400,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.56,"paid_total":1209.92,"paid_principal":1023.44,"paid_interest":186.48,"paid_late_fees":0} {"emp_title":"cook","emp_length":8,"state":"FL","homeownership":"OWN","annual_income":22000,"verified_income":"Source Verified","debt_to_income":12.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":7208,"total_credit_utilized":5135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8798.66,"paid_total":1628.79,"paid_principal":1201.34,"paid_interest":427.45,"paid_late_fees":0} {"emp_title":"administrative/bookkeeper","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":15.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1989,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":211700,"total_credit_utilized":15093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19200,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8696.96,"paid_total":3556.48,"paid_principal":3303.04,"paid_interest":253.44,"paid_late_fees":0} {"emp_title":"key holder","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":21.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":73075,"total_credit_utilized":22283,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33500,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9241.17,"paid_total":914.89,"paid_principal":758.83,"paid_interest":156.06,"paid_late_fees":0} {"emp_title":"sales ","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":30.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":20,"total_credit_limit":116353,"total_credit_utilized":95299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30500,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":8939.53,"paid_total":1419.83,"paid_principal":1060.47,"paid_interest":359.36,"paid_late_fees":0} {"emp_title":"licensed vocational nurse","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":19.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":10,"total_credit_limit":48808,"total_credit_utilized":21873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":15.04,"installment":249.74,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6715.48,"paid_total":743.2,"paid_principal":484.52,"paid_interest":258.68,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":37.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":9,"total_credit_limit":268885,"total_credit_utilized":92947,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":20,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9200,"term":36,"interest_rate":12.61,"installment":308.26,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8774.61,"paid_total":610.07,"paid_principal":425.39,"paid_interest":184.68,"paid_late_fees":0} {"emp_title":"cpa","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":500000,"verified_income":"Not Verified","debt_to_income":8.68,"annual_income_joint":1100000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.67,"delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":13,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":237019,"total_credit_utilized":128877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":145500,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":7.35,"installment":1241.5,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35977.23,"paid_total":4949.67,"paid_principal":4022.77,"paid_interest":926.9,"paid_late_fees":0} {"emp_title":"relationship banker","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":16.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":40780,"total_credit_utilized":31956,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13944.54,"paid_total":1484.26,"paid_principal":1055.46,"paid_interest":428.8,"paid_late_fees":0} {"emp_title":"customer service representative","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":38500,"verified_income":"Verified","debt_to_income":35.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":67961,"total_credit_utilized":36075,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13900,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":14.07,"installment":615.81,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16771.43,"paid_total":1847.43,"paid_principal":1228.57,"paid_interest":618.86,"paid_late_fees":0} {"emp_title":"contract specialist","emp_length":2,"state":"GA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":9.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":76,"open_credit_lines":38,"total_credit_limit":518564,"total_credit_utilized":207089,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":70200,"num_total_cc_accounts":30,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":3800,"term":36,"interest_rate":5.31,"installment":114.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3505.89,"paid_total":341.02,"paid_principal":294.11,"paid_interest":46.91,"paid_late_fees":0} {"emp_title":"accounting associate","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":44.11,"annual_income_joint":125000,"verification_income_joint":"Verified","debt_to_income_joint":21.24,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":327120,"total_credit_utilized":75621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2900,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32559.72,"paid_total":3469.15,"paid_principal":2440.28,"paid_interest":1028.87,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Verified","debt_to_income":34.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":236116,"total_credit_utilized":33916,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3725,"term":36,"interest_rate":20,"installment":138.44,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3411.85,"paid_total":549.62,"paid_principal":313.15,"paid_interest":236.47,"paid_late_fees":0} {"emp_title":"consultant","emp_length":6,"state":"IN","homeownership":"OWN","annual_income":82000,"verified_income":"Not Verified","debt_to_income":0.67,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":4,"total_credit_limit":16400,"total_credit_utilized":1315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":1721,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":14500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9285.29,"paid_total":968.65,"paid_principal":714.71,"paid_interest":253.94,"paid_late_fees":0} {"emp_title":"medical lab tech","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":22.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":45838,"total_credit_utilized":30078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.82,"installment":895.02,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28697.54,"paid_total":4432.07,"paid_principal":1302.46,"paid_interest":3129.61,"paid_late_fees":0} {"emp_title":"analyst","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Not Verified","debt_to_income":22.82,"annual_income_joint":108000,"verification_income_joint":"Not Verified","debt_to_income_joint":12.59,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":286297,"total_credit_utilized":60762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10400,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":19100,"term":60,"interest_rate":9.44,"installment":400.58,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18086.82,"paid_total":1592.3,"paid_principal":1013.18,"paid_interest":579.12,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":38560,"verified_income":"Not Verified","debt_to_income":17.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":108000,"total_credit_utilized":8362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16600,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.08,"installment":487.34,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13948.22,"paid_total":2425.89,"paid_principal":2051.78,"paid_interest":374.11,"paid_late_fees":0} {"emp_title":"communications specialist ","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":7.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":62,"open_credit_lines":35,"total_credit_limit":162700,"total_credit_utilized":9424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45100,"num_total_cc_accounts":42,"num_open_cc_accounts":34,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.96,"installment":156.59,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4627.27,"paid_total":467.56,"paid_principal":372.73,"paid_interest":94.83,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":82048,"verified_income":"Verified","debt_to_income":29.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1969,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":257955,"total_credit_utilized":59425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54900,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":17.09,"installment":1249.42,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31931.37,"paid_total":4964.45,"paid_principal":3068.63,"paid_interest":1895.82,"paid_late_fees":0} {"emp_title":"pharm tech","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":9.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":54211,"total_credit_utilized":32053,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5568.11,"paid_total":577.37,"paid_principal":431.89,"paid_interest":145.48,"paid_late_fees":0} {"emp_title":"driver","emp_length":2,"state":"OH","homeownership":"OWN","annual_income":60000,"verified_income":"Source Verified","debt_to_income":39.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":24,"total_credit_limit":83833,"total_credit_utilized":44547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":223,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":27000,"num_total_cc_accounts":25,"num_open_cc_accounts":20,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.93,"paid_total":1462.06,"paid_principal":1072.07,"paid_interest":389.99,"paid_late_fees":0} {"emp_title":"seafood manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":12.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":285719,"total_credit_utilized":17143,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12200,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":17.09,"installment":448.22,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17215.97,"paid_total":1758.7,"paid_principal":784.03,"paid_interest":974.67,"paid_late_fees":0} {"emp_title":"booth renter/stylist","emp_length":3,"state":"SC","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":13.06,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":6,"total_credit_limit":27378,"total_credit_utilized":22236,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":222,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.98,"installment":332.05,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9296.37,"paid_total":982.84,"paid_principal":703.63,"paid_interest":279.21,"paid_late_fees":0} {"emp_title":"sr security consultant","emp_length":4,"state":"NV","homeownership":"RENT","annual_income":125000,"verified_income":"Verified","debt_to_income":7.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":60868,"total_credit_utilized":34376,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38576.25,"paid_total":2736.55,"paid_principal":1423.75,"paid_interest":1312.8,"paid_late_fees":0} {"emp_title":"production","emp_length":0,"state":"IN","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":11.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":17500,"total_credit_utilized":9202,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":12.62,"installment":107.24,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2824.25,"paid_total":530.59,"paid_principal":375.75,"paid_interest":154.84,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":24.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":44400,"total_credit_utilized":23114,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24500,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":36,"interest_rate":18.06,"installment":694.71,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17964.34,"paid_total":2064.87,"paid_principal":1235.66,"paid_interest":829.21,"paid_late_fees":0} {"emp_title":"owner","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":83000,"verified_income":"Not Verified","debt_to_income":15.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":15,"total_credit_limit":94060,"total_credit_utilized":31166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":69400,"num_total_cc_accounts":32,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":6.71,"installment":393.54,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11828.69,"paid_total":1171.08,"paid_principal":971.31,"paid_interest":199.77,"paid_late_fees":0} {"emp_title":"server","emp_length":0,"state":"NH","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":22.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":45682,"total_credit_utilized":46687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21100,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10200,"term":36,"interest_rate":17.09,"installment":364.12,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9305.7,"paid_total":1446.8,"paid_principal":894.3,"paid_interest":552.5,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":88500,"verified_income":"Verified","debt_to_income":24.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":454344,"total_credit_utilized":76479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":67200,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":26450,"term":60,"interest_rate":16.01,"installment":643.36,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25865.18,"paid_total":1239.67,"paid_principal":584.82,"paid_interest":654.85,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":80000,"verified_income":"Verified","debt_to_income":7.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":28700,"total_credit_utilized":11917,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.42,"installment":292.19,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7911.05,"paid_total":1455.74,"paid_principal":1088.95,"paid_interest":366.79,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":11.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":18675,"total_credit_utilized":9914,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7600,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26733.24,"paid_total":5397.3,"paid_principal":3266.76,"paid_interest":2130.54,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":12.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":28678,"total_credit_utilized":12021,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13491.43,"paid_total":1856.16,"paid_principal":1508.57,"paid_interest":347.59,"paid_late_fees":0} {"emp_title":"drover","emp_length":2,"state":"MS","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Not Verified","debt_to_income":32.09,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":38.75,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":92892,"total_credit_utilized":67495,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5200,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20500,"term":36,"interest_rate":12.62,"installment":686.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18585,"paid_total":2733.55,"paid_principal":1915,"paid_interest":818.55,"paid_late_fees":0} {"emp_title":"legal processes coordinator","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":8.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":260300,"total_credit_utilized":11273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":52100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.44,"installment":377.51,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16801.75,"paid_total":1878.11,"paid_principal":1198.25,"paid_interest":679.86,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":55296,"verified_income":"Not Verified","debt_to_income":24.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":13,"total_credit_limit":329220,"total_credit_utilized":49921,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19200,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.85,"installment":550.68,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19623.57,"paid_total":1149.24,"paid_principal":376.43,"paid_interest":772.81,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Source Verified","debt_to_income":11.32,"annual_income_joint":106000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.32,"delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":289646,"total_credit_utilized":41763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":11.99,"installment":996.29,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26447.01,"paid_total":4961.47,"paid_principal":3552.99,"paid_interest":1408.48,"paid_late_fees":0} {"emp_title":"staff accountant","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":49622,"total_credit_utilized":31211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4374.69,"paid_total":780.89,"paid_principal":625.31,"paid_interest":155.58,"paid_late_fees":0} {"emp_title":"pta","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Not Verified","debt_to_income":16.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":186683,"total_credit_utilized":33232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3600,"term":36,"interest_rate":16.01,"installment":126.59,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3361.16,"paid_total":358.96,"paid_principal":238.84,"paid_interest":120.12,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":450000,"verified_income":"Verified","debt_to_income":7.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":6,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":190574,"total_credit_utilized":140957,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33300,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36092.05,"paid_total":5068.36,"paid_principal":3907.95,"paid_interest":1160.41,"paid_late_fees":0} {"emp_title":"airline captain","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":440000,"verified_income":"Verified","debt_to_income":21.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":780397,"total_credit_utilized":297186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48900,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.44,"installment":768.12,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21057.47,"paid_total":3828.01,"paid_principal":2942.53,"paid_interest":885.48,"paid_late_fees":0} {"emp_title":"central indiana analogies","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":26000,"verified_income":"Verified","debt_to_income":43.21,"annual_income_joint":73500,"verification_income_joint":"Verified","debt_to_income_joint":17.83,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":21,"total_credit_lines":16,"open_credit_lines":5,"total_credit_limit":57282,"total_credit_utilized":49519,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4000,"term":36,"interest_rate":20.39,"installment":149.46,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3751.34,"paid_total":443.85,"paid_principal":248.66,"paid_interest":195.19,"paid_late_fees":0} {"emp_title":"dental assistant","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Not Verified","debt_to_income":12.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":304258,"total_credit_utilized":33365,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.9,"installment":216.93,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9488.7,"paid_total":855.61,"paid_principal":511.3,"paid_interest":344.31,"paid_late_fees":0} {"emp_title":"sps","emp_length":0,"state":"MN","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":24.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":32500,"total_credit_utilized":22195,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":13.58,"installment":373.72,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10243.8,"paid_total":1112.86,"paid_principal":756.2,"paid_interest":356.66,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":89000,"verified_income":"Verified","debt_to_income":21.36,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":258439,"total_credit_utilized":50845,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":18.06,"installment":723.66,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18270.81,"paid_total":2874.57,"paid_principal":1729.19,"paid_interest":1145.38,"paid_late_fees":0} {"emp_title":"advisor","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":106000,"verified_income":"Verified","debt_to_income":16.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":377097,"total_credit_utilized":46875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":43000,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":3,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":38515.13,"paid_total":2641.52,"paid_principal":1484.87,"paid_interest":1156.65,"paid_late_fees":0} {"emp_title":"writer","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":14.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":39040,"total_credit_utilized":14161,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13500,"term":36,"interest_rate":5.31,"installment":406.49,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":12455.13,"paid_total":1193.59,"paid_principal":1044.87,"paid_interest":148.72,"paid_late_fees":0} {"emp_title":"ceo","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":110000,"verified_income":"Verified","debt_to_income":22.1,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":43,"open_credit_lines":16,"total_credit_limit":590365,"total_credit_utilized":109960,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":93424,"num_total_cc_accounts":31,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.97,"installment":751.75,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20998.65,"paid_total":3748.12,"paid_principal":3001.35,"paid_interest":746.77,"paid_late_fees":0} {"emp_title":"independent contractor ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":89748,"verified_income":"Verified","debt_to_income":17.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":64445,"total_credit_utilized":51645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":19.03,"installment":1100.14,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26777.45,"paid_total":5468.98,"paid_principal":3222.55,"paid_interest":2246.43,"paid_late_fees":0} {"emp_title":"city carrier assistant","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":2.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":15200,"total_credit_utilized":4102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":6.07,"installment":182.73,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5200,"paid_total":895.53,"paid_principal":800,"paid_interest":95.53,"paid_late_fees":0} {"emp_title":"certified medical assistant","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":28.37,"annual_income_joint":170936,"verification_income_joint":"Not Verified","debt_to_income_joint":18.45,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":56210,"total_credit_utilized":25228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":14.08,"installment":1368.66,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36338.88,"paid_total":5443.35,"paid_principal":3661.12,"paid_interest":1782.23,"paid_late_fees":0} {"emp_title":"b tech","emp_length":0,"state":"AZ","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2009,"inquiries_last_12m":4,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":153531,"total_credit_utilized":8983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.91,"installment":392.36,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10557.71,"paid_total":1943.62,"paid_principal":1442.29,"paid_interest":501.33,"paid_late_fees":0} {"emp_title":"financial analyst","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Verified","debt_to_income":10.81,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":511274,"total_credit_utilized":46604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63400,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":62.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.71,"installment":122.98,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":4065.68492,"paid_principal":4000,"paid_interest":65.68,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":104000,"verified_income":"Verified","debt_to_income":31.4,"annual_income_joint":158000,"verification_income_joint":"Verified","debt_to_income_joint":26.38,"delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":297257,"total_credit_utilized":284016,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11400,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":10.9,"installment":588.45,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16713.54,"paid_total":1743.55,"paid_principal":1286.46,"paid_interest":457.09,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":6,"state":"AZ","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":22.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":86372,"total_credit_utilized":63459,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":16,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":16600,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":19.42,"installment":353.94,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9199.63,"paid_total":687.17,"paid_principal":400.37,"paid_interest":286.8,"paid_late_fees":0} {"emp_title":"technical support analyst ","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":14.78,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":42,"open_credit_lines":14,"total_credit_limit":205121,"total_credit_utilized":73058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":51,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":25.81,"installment":894.85,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29234.98,"paid_total":2641.53,"paid_principal":765.02,"paid_interest":1876.51,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"NC","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":34.18,"annual_income_joint":64000,"verification_income_joint":"Not Verified","debt_to_income_joint":37.63,"delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":98789,"total_credit_utilized":74719,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14028.48,"paid_total":6703.22,"paid_principal":5971.52,"paid_interest":731.7,"paid_late_fees":0} {"emp_title":"sr compensation analyst","emp_length":6,"state":"WI","homeownership":"MORTGAGE","annual_income":97500,"verified_income":"Source Verified","debt_to_income":31.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":37,"open_credit_lines":24,"total_credit_limit":714755,"total_credit_utilized":172425,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":79400,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17575,"term":36,"interest_rate":5.31,"installment":529.19,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16670.16,"paid_total":1053.2,"paid_principal":904.84,"paid_interest":148.36,"paid_late_fees":0} {"emp_title":"","state":"NH","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":10.62,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":116200,"total_credit_utilized":3116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2600,"term":36,"interest_rate":12.62,"installment":87.13,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2357.04,"paid_total":351.26,"paid_principal":242.96,"paid_interest":108.3,"paid_late_fees":0} {"emp_title":"quality assurance specialist","emp_length":10,"state":"NH","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Source Verified","debt_to_income":26.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":16,"total_credit_limit":485285,"total_credit_utilized":59280,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50600,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":12.61,"installment":117.28,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3255.95,"paid_total":346.94,"paid_principal":244.05,"paid_interest":102.89,"paid_late_fees":0} {"emp_title":"regional credit center assistant manager","emp_length":6,"state":"ME","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":11.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":16,"total_credit_limit":79281,"total_credit_utilized":29179,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":662,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":55300,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.42,"installment":811.62,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21975.24,"paid_total":4043.63,"paid_principal":3024.76,"paid_interest":1018.87,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":23.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":10,"total_credit_limit":23900,"total_credit_utilized":6335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":30,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13197.14,"paid_total":2443.16,"paid_principal":1802.86,"paid_interest":640.3,"paid_late_fees":0} {"emp_title":"senior system engineer","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":9.67,"annual_income_joint":200000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.5,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":6,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":189297,"total_credit_utilized":46880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":478,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13175,"term":36,"interest_rate":21.45,"installment":499.42,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11807.39,"paid_total":2481.4,"paid_principal":1367.61,"paid_interest":1113.79,"paid_late_fees":0} {"emp_title":"general manager","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Not Verified","debt_to_income":29.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":252694,"total_credit_utilized":63498,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25600,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19257.56,"paid_total":1353.64,"paid_principal":742.44,"paid_interest":611.2,"paid_late_fees":0} {"emp_title":"analyst","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":97000,"verified_income":"Source Verified","debt_to_income":11.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":49528,"total_credit_utilized":41545,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8550,"term":36,"interest_rate":9.93,"installment":275.61,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7508.61,"paid_total":1373.33,"paid_principal":1041.39,"paid_interest":331.94,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":68353,"verified_income":"Verified","debt_to_income":16.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":361446,"total_credit_utilized":45182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13600,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30750,"term":36,"interest_rate":25.82,"installment":1235.99,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":29588.94,"paid_total":2579.37,"paid_principal":1161.06,"paid_interest":1418.31,"paid_late_fees":0} {"emp_title":"haul truck driver","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":52278.85,"verified_income":"Not Verified","debt_to_income":18.04,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":107000,"total_credit_utilized":24676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49000,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21200,"term":36,"interest_rate":10.42,"installment":688.26,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19156.89,"paid_total":2740.77,"paid_principal":2043.11,"paid_interest":697.66,"paid_late_fees":0} {"emp_title":"customer service advisor","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Verified","debt_to_income":78.31,"annual_income_joint":119000,"verification_income_joint":"Verified","debt_to_income_joint":29.09,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":290622,"total_credit_utilized":102442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28436.34,"paid_total":3861.88,"paid_principal":1563.66,"paid_interest":2298.22,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":34.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":23,"total_credit_limit":84441,"total_credit_utilized":33293,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19300,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.61,"installment":502.6,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14306.42,"paid_total":1036.73,"paid_principal":693.58,"paid_interest":343.15,"paid_late_fees":0} {"emp_title":"assistant vice president","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":319000,"verified_income":"Source Verified","debt_to_income":27.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":53,"open_credit_lines":28,"total_credit_limit":933098,"total_credit_utilized":398755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":82200,"num_total_cc_accounts":28,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25975,"term":60,"interest_rate":21.45,"installment":709.31,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24968.38,"paid_total":2806.29,"paid_principal":1006.62,"paid_interest":1799.67,"paid_late_fees":0} {"emp_title":"customer success manager","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":54000,"verified_income":"Verified","debt_to_income":28.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":49896,"total_credit_utilized":27881,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":25.82,"installment":566.85,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18347.17,"paid_total":2240.15,"paid_principal":652.83,"paid_interest":1587.32,"paid_late_fees":0} {"emp_title":"teacher","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Source Verified","debt_to_income":22.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":229703,"total_credit_utilized":76754,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":283,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13100,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.71,"installment":307.45,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9241.17,"paid_total":918.62,"paid_principal":758.83,"paid_interest":159.79,"paid_late_fees":0} {"emp_title":"","state":"OK","homeownership":"OWN","annual_income":12000,"verified_income":"Verified","debt_to_income":10.3,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":37000,"total_credit_utilized":3376,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4975,"term":36,"interest_rate":16.01,"installment":174.94,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4644.94,"paid_total":520.4,"paid_principal":330.06,"paid_interest":190.34,"paid_late_fees":0} {"emp_title":"strategic account director","emp_length":1,"state":"WI","homeownership":"RENT","annual_income":110000,"verified_income":"Source Verified","debt_to_income":34.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":17,"total_credit_limit":152633,"total_credit_utilized":112589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":1025,"current_installment_accounts":12,"accounts_opened_24m":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32300,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5550,"term":36,"interest_rate":21.45,"installment":210.39,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5093.19,"paid_total":851.49,"paid_principal":456.81,"paid_interest":394.68,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":40400,"verified_income":"Not Verified","debt_to_income":27.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":90564,"total_credit_utilized":29133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38200,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":5.32,"installment":316.21,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9414.17,"paid_total":1261.74,"paid_principal":1085.83,"paid_interest":175.91,"paid_late_fees":0} {"emp_title":"techinology cooridinator","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":23.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":326429,"total_credit_utilized":64232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23200,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21820.89,"paid_total":3825.03,"paid_principal":3179.11,"paid_interest":645.92,"paid_late_fees":0} {"emp_title":"day care","emp_length":1,"state":"NY","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":6.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":24300,"total_credit_utilized":8046,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9510.61,"paid_total":895.39,"paid_principal":489.39,"paid_interest":406,"paid_late_fees":0} {"emp_title":"sr social marketing strategist","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":115000,"verified_income":"Not Verified","debt_to_income":23.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":152483,"total_credit_utilized":79249,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":55000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.03,"paid_total":2438.29,"paid_principal":1826.97,"paid_interest":611.32,"paid_late_fees":0} {"emp_title":"driver","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":0,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":2,"total_credit_limit":600,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":600,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":10.42,"installment":519.44,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14064.14,"paid_total":2578.68,"paid_principal":1935.86,"paid_interest":642.82,"paid_late_fees":0} {"emp_title":"clerk","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":9.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":29200,"total_credit_utilized":14731,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":22800,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":12.62,"installment":469.16,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":12588.24,"paid_total":1942.74,"paid_principal":1411.76,"paid_interest":530.98,"paid_late_fees":0} {"emp_title":"lead systems administrator ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":118000,"verified_income":"Verified","debt_to_income":8.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":411688,"total_credit_utilized":44169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":13,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29900,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":17.09,"installment":142.8,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3650.1,"paid_total":567.4,"paid_principal":349.9,"paid_interest":217.5,"paid_late_fees":0} {"emp_title":"associate","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":105000,"verified_income":"Source Verified","debt_to_income":22.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":12,"total_credit_limit":171038,"total_credit_utilized":149856,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18400,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":28.72,"installment":757.72,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23438.41,"paid_total":2008.67,"paid_principal":561.59,"paid_interest":1447.08,"paid_late_fees":0} {"emp_title":"installer/technician","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":9.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":286600,"total_credit_utilized":36664,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":6.08,"installment":426.42,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12204.46,"paid_total":2094.27,"paid_principal":1795.54,"paid_interest":298.73,"paid_late_fees":0} {"emp_title":"pilot","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":71487,"verified_income":"Source Verified","debt_to_income":18.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1983,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":236141,"total_credit_utilized":61100,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":94,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4900,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"house","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":10.42,"installment":211.03,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":6502.34868,"paid_principal":6500,"paid_interest":2.35,"paid_late_fees":0} {"emp_title":"loan processor","emp_length":5,"state":"SC","homeownership":"MORTGAGE","annual_income":27480,"verified_income":"Verified","debt_to_income":24.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":102277,"total_credit_utilized":19315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7100,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":16.01,"installment":112.52,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2915.05,"paid_total":428.73,"paid_principal":284.95,"paid_interest":143.78,"paid_late_fees":0} {"emp_title":"maintenance tech ","emp_length":2,"state":"NC","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":71194,"total_credit_utilized":48265,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17800,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13881.96,"paid_total":1432.03,"paid_principal":1118.04,"paid_interest":313.99,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":2,"state":"MD","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":22.54,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":10,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":27,"total_credit_limit":139204,"total_credit_utilized":115098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5800,"num_total_cc_accounts":29,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":11.99,"installment":630.99,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17208.78,"paid_total":2542.95,"paid_principal":1791.22,"paid_interest":751.73,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":120690,"verified_income":"Not Verified","debt_to_income":12.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":64626,"total_credit_utilized":28999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22000,"term":60,"interest_rate":15.05,"installment":523.96,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20728.27,"paid_total":2638.2,"paid_principal":1271.73,"paid_interest":1366.47,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":2,"state":"AK","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":20.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":79838,"total_credit_utilized":54586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11100,"term":60,"interest_rate":21.85,"installment":305.63,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":11561.32377,"paid_principal":11100,"paid_interest":461.32,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"RI","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.32,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2013,"inquiries_last_12m":8,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":37744,"total_credit_utilized":17405,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":250,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9400,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.9,"installment":261.54,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7203.35,"paid_total":1066.47,"paid_principal":796.65,"paid_interest":269.82,"paid_late_fees":0} {"emp_title":"rn clinical informatics coordinator ","emp_length":3,"state":"AK","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":7.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":564083,"total_credit_utilized":24065,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43800,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":36,"interest_rate":5.31,"installment":692.54,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21815.86,"paid_total":1378.3,"paid_principal":1184.14,"paid_interest":194.16,"paid_late_fees":0} {"emp_title":"software developer","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":109992,"verified_income":"Source Verified","debt_to_income":2.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":21500,"total_credit_utilized":7364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.42,"installment":292.19,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5657.31,"paid_total":3650.53,"paid_principal":3342.69,"paid_interest":307.84,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":5.44,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":8,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":280900,"total_credit_utilized":21497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32900,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.07,"installment":548.17,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17083.45,"paid_total":1090.27,"paid_principal":916.55,"paid_interest":173.72,"paid_late_fees":0} {"emp_title":"housekeeping manager","emp_length":8,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":6.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":35600,"total_credit_utilized":10697,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34800,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10640.76,"paid_total":1619.26,"paid_principal":1359.24,"paid_interest":260.02,"paid_late_fees":0} {"emp_title":"regional sales manager","emp_length":5,"state":"ID","homeownership":"OWN","annual_income":52500,"verified_income":"Not Verified","debt_to_income":9.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":5,"total_credit_limit":31453,"total_credit_utilized":7338,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4650,"term":36,"interest_rate":6.71,"installment":142.97,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3846.46,"paid_total":875.44,"paid_principal":803.54,"paid_interest":71.9,"paid_late_fees":0} {"emp_title":"house keeper","emp_length":5,"state":"WA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":25.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":1996,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":67947,"total_credit_utilized":50045,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":36,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15700,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.97,"installment":563.81,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15749,"paid_total":2811.08,"paid_principal":2251,"paid_interest":560.08,"paid_late_fees":0} {"emp_title":"teacher'saide","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":13.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":171631,"total_credit_utilized":121788,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5400.65,"paid_total":793.05,"paid_principal":599.35,"paid_interest":193.7,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"MORTGAGE","annual_income":161000,"verified_income":"Verified","debt_to_income":20.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":376627,"total_credit_utilized":90588,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62500,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38010.78,"paid_total":3531.68,"paid_principal":1989.22,"paid_interest":1542.46,"paid_late_fees":0} {"emp_title":"contracts manager","emp_length":0,"state":"NC","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":30.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":55,"open_credit_lines":25,"total_credit_limit":311875,"total_credit_utilized":60361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":152100,"num_total_cc_accounts":45,"num_open_cc_accounts":23,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":98.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":15.05,"installment":714.49,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28265.84,"paid_total":3509.74,"paid_principal":1734.16,"paid_interest":1775.58,"paid_late_fees":0} {"emp_title":"conusultant","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":170000,"verified_income":"Verified","debt_to_income":27.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":155259,"total_credit_utilized":110481,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":88000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":28.72,"installment":947.15,"grade":"F","sub_grade":"F1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29295.97,"paid_total":2793.58,"paid_principal":704.03,"paid_interest":2089.55,"paid_late_fees":0} {"emp_title":"director of career center","emp_length":10,"state":"MT","homeownership":"MORTGAGE","annual_income":105832,"verified_income":"Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":4,"total_credit_limit":292894,"total_credit_utilized":51261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.72,"installment":737.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20948.06,"paid_total":3672.03,"paid_principal":3051.94,"paid_interest":620.09,"paid_late_fees":0} {"emp_title":"warehouse manager","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":15.73,"annual_income_joint":327000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.49,"delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":419821,"total_credit_utilized":25234,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":9100,"term":36,"interest_rate":26.77,"installment":370.39,"grade":"E","sub_grade":"E5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8586.56,"paid_total":1084.1,"paid_principal":513.44,"paid_interest":570.66,"paid_late_fees":0} {"emp_title":"production manager","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":94966,"verified_income":"Source Verified","debt_to_income":10.54,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":275065,"total_credit_utilized":29979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11400,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6283.6,"paid_total":854.03,"paid_principal":716.4,"paid_interest":137.63,"paid_late_fees":0} {"emp_title":"customer service/lpn","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":22.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":54734,"total_credit_utilized":41218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.01,"installment":351.62,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9336.62,"paid_total":1045.97,"paid_principal":663.38,"paid_interest":382.59,"paid_late_fees":0} {"emp_title":"pm/pdm tech","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":105000,"verified_income":"Verified","debt_to_income":17.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":72492,"total_credit_utilized":39625,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.03,"installment":415.32,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15507.51,"paid_total":1229.04,"paid_principal":492.49,"paid_interest":736.55,"paid_late_fees":0} {"emp_title":"broker","emp_length":3,"state":"OR","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":16.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":43522,"total_credit_utilized":26919,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17800,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17547.89,"paid_total":3174.28,"paid_principal":2452.11,"paid_interest":722.17,"paid_late_fees":0} {"emp_title":"vp","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":2300000,"verified_income":"Verified","debt_to_income":3.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":2761000,"total_credit_utilized":942456,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":112000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92.3,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.44,"installment":1280.2,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":41133.53395,"paid_principal":40000,"paid_interest":1133.53,"paid_late_fees":0} {"emp_title":"management & program analyst","emp_length":7,"state":"MD","homeownership":"MORTGAGE","annual_income":151500,"verified_income":"Source Verified","debt_to_income":11.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":17,"total_credit_limit":633067,"total_credit_utilized":102668,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":0,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":37500,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36904.08,"paid_total":3601.46,"paid_principal":3095.92,"paid_interest":505.54,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":28.6,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":62,"open_credit_lines":36,"total_credit_limit":163059,"total_credit_utilized":32750,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":104000,"num_total_cc_accounts":53,"num_open_cc_accounts":33,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.43,"installment":288.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8343.01,"paid_total":859.31,"paid_principal":656.99,"paid_interest":202.32,"paid_late_fees":0} {"emp_title":"corporate sales manager","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":16.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":141400,"total_credit_utilized":36229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":52300,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7800,"term":36,"interest_rate":9.43,"installment":249.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7230.6,"paid_total":728.4,"paid_principal":569.4,"paid_interest":159,"paid_late_fees":0} {"emp_title":"server ","emp_length":9,"state":"NV","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":31.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":433318,"total_credit_utilized":76783,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":67000,"num_total_cc_accounts":28,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":25.82,"installment":1004.87,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23071.03,"paid_total":3983.62,"paid_principal":1928.97,"paid_interest":2054.65,"paid_late_fees":0} {"emp_title":"advisor","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Source Verified","debt_to_income":17.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":332710,"total_credit_utilized":43098,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":32000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":11.98,"installment":778.21,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33700.73,"paid_total":2288.04,"paid_principal":1299.27,"paid_interest":988.77,"paid_late_fees":0} {"emp_title":"web front-end designer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":38700,"verified_income":"Source Verified","debt_to_income":29.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":57250,"total_credit_utilized":26450,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":7.97,"installment":438.52,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12249.21,"paid_total":2149.21,"paid_principal":1750.79,"paid_interest":398.42,"paid_late_fees":0} {"emp_title":"work yd","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":60000,"verified_income":"Verified","debt_to_income":15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":48522,"total_credit_utilized":33116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":39055.92,"paid_total":1783.74,"paid_principal":944.08,"paid_interest":839.66,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"MD","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":30.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":404750,"total_credit_utilized":59589,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":55500,"num_total_cc_accounts":22,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13175,"term":36,"interest_rate":9.92,"installment":424.63,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12220,"paid_total":1266.63,"paid_principal":955,"paid_interest":311.63,"paid_late_fees":0} {"emp_title":"military officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":13.99,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":187200,"total_credit_utilized":101601,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27300,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":16.02,"installment":196.94,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5101.41,"paid_total":777.79,"paid_principal":498.59,"paid_interest":279.2,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"MORTGAGE","annual_income":0,"verified_income":"Not Verified","annual_income_joint":150000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.68,"delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":376670,"total_credit_utilized":73682,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43600,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":6.72,"installment":768.74,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22463.84,"paid_total":3065.63,"paid_principal":2536.16,"paid_interest":529.47,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":4.76,"annual_income_joint":178000,"verification_income_joint":"Not Verified","debt_to_income_joint":9.68,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":331900,"total_credit_utilized":2863,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21761.23,"paid_total":3749.57,"paid_principal":3238.77,"paid_interest":510.8,"paid_late_fees":0} {"emp_title":"assistant manager of bus schedules","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":16.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":351287,"total_credit_utilized":42935,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":77.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.35,"installment":310.38,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8994.29,"paid_total":1237.44,"paid_principal":1005.71,"paid_interest":231.73,"paid_late_fees":0} {"emp_title":"paraprofession","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":19.22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1998,"inquiries_last_12m":6,"total_credit_lines":46,"open_credit_lines":26,"total_credit_limit":296634,"total_credit_utilized":48467,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41700,"num_total_cc_accounts":33,"num_open_cc_accounts":23,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12500,"term":60,"interest_rate":11.99,"installment":278,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11719.03,"paid_total":1381.67,"paid_principal":780.97,"paid_interest":600.7,"paid_late_fees":0} {"emp_title":"financial advisor","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":8.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":18,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":78048,"total_credit_utilized":25715,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23600,"num_total_cc_accounts":18,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":45.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":11.98,"installment":511.39,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22146.21,"paid_total":1503.55,"paid_principal":853.79,"paid_interest":649.76,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":17.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":87550,"total_credit_utilized":60828,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24300,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15836.57,"paid_total":2931.79,"paid_principal":2163.43,"paid_interest":768.36,"paid_late_fees":0} {"emp_title":"case worker","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":34000,"verified_income":"Verified","debt_to_income":56.76,"annual_income_joint":78000,"verification_income_joint":"Verified","debt_to_income_joint":25.22,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":250795,"total_credit_utilized":76529,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38100,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10500,"term":36,"interest_rate":9.43,"installment":336.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9733.52,"paid_total":997.03,"paid_principal":766.48,"paid_interest":230.55,"paid_late_fees":0} {"emp_title":"nurse practitioner ","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":18.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":188924,"total_credit_utilized":61184,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.07,"installment":609.08,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18468.54,"paid_total":1820.5,"paid_principal":1531.46,"paid_interest":289.04,"paid_late_fees":0} {"emp_title":"clinical report writer","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":14.32,"annual_income_joint":159000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.43,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":17,"total_credit_limit":378769,"total_credit_utilized":195420,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":19.42,"installment":916.03,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33934.09,"paid_total":2710.33,"paid_principal":1065.91,"paid_interest":1644.42,"paid_late_fees":0} {"emp_title":"speech pathologist supervisor","emp_length":3,"state":"SC","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Verified","debt_to_income":20.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":17,"total_credit_limit":303755,"total_credit_utilized":42222,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":113900,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"mortgage underwriter","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":41000,"verified_income":"Not Verified","debt_to_income":16.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":116707,"total_credit_utilized":30721,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9528.72,"paid_total":916.76,"paid_principal":471.28,"paid_interest":445.48,"paid_late_fees":0} {"emp_title":"plant manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":10.08,"annual_income_joint":190000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.51,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":12,"total_credit_limit":206636,"total_credit_utilized":35472,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":73,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":37800,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.66,"paid_total":1360.31,"paid_principal":1148.34,"paid_interest":211.97,"paid_late_fees":0} {"emp_title":"schedule coordinator","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Verified","debt_to_income":25.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":33139,"total_credit_utilized":27326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":4850,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9125,"term":36,"interest_rate":15.05,"installment":316.55,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8088.8,"paid_total":1575.12,"paid_principal":1036.2,"paid_interest":538.92,"paid_late_fees":0} {"emp_title":"sr solution architect","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":280000,"verified_income":"Not Verified","debt_to_income":11.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":36,"open_credit_lines":22,"total_credit_limit":508303,"total_credit_utilized":70602,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":100800,"num_total_cc_accounts":24,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.98,"installment":889.38,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38515.13,"paid_total":2641.52,"paid_principal":1484.87,"paid_interest":1156.65,"paid_late_fees":0} {"emp_title":"accounting adminstrator","emp_length":2,"state":"OR","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":23.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":41,"open_credit_lines":14,"total_credit_limit":120155,"total_credit_utilized":114770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8400,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":76.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":24.84,"installment":351.1,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11685.48,"paid_total":1036.74,"paid_principal":314.52,"paid_interest":722.22,"paid_late_fees":0} {"emp_title":"legal assistant ","emp_length":0,"state":"IL","homeownership":"MORTGAGE","annual_income":33996,"verified_income":"Not Verified","debt_to_income":4.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":8300,"total_credit_utilized":3634,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8300,"term":36,"interest_rate":14.07,"installment":283.96,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6700.83,"paid_total":1855.56,"paid_principal":1599.17,"paid_interest":256.39,"paid_late_fees":0} {"emp_title":"court officer","emp_length":0,"state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":17.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":47800,"total_credit_utilized":32393,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":32300,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17150,"term":36,"interest_rate":12.62,"installment":574.72,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15547.5,"paid_total":2286.86,"paid_principal":1602.5,"paid_interest":684.36,"paid_late_fees":0} {"emp_title":"costing administrator","emp_length":3,"state":"IN","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":56600,"total_credit_utilized":30932,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":41300,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":10.9,"installment":98.08,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2785.57,"paid_total":292.42,"paid_principal":214.43,"paid_interest":77.99,"paid_late_fees":0} {"emp_title":"general manager","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":15.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":54725,"total_credit_utilized":32002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":500,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":82.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11341.92,"paid_total":1471.31,"paid_principal":658.08,"paid_interest":813.23,"paid_late_fees":0} {"emp_title":"sr business analyst","emp_length":2,"state":"IN","homeownership":"MORTGAGE","annual_income":87000,"verified_income":"Verified","debt_to_income":32.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":10,"total_credit_lines":53,"open_credit_lines":36,"total_credit_limit":339669,"total_credit_utilized":111078,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":802,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":36,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":32800,"num_total_cc_accounts":31,"num_open_cc_accounts":29,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15051.87,"paid_total":1778.06,"paid_principal":948.13,"paid_interest":829.93,"paid_late_fees":0} {"emp_title":"foreman","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":15.9,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":63678,"total_credit_utilized":50070,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":638,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":8700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":18.06,"installment":398.01,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9802.18,"paid_total":1967.98,"paid_principal":1197.82,"paid_interest":770.16,"paid_late_fees":0} {"emp_title":"property manager","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":41.42,"annual_income_joint":191000,"verification_income_joint":"Verified","debt_to_income_joint":27.61,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":8,"total_credit_limit":382779,"total_credit_utilized":100295,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":700,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32480.81,"paid_total":3418.46,"paid_principal":2519.19,"paid_interest":899.27,"paid_late_fees":0} {"emp_title":"vice president/market manager","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":14.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":333783,"total_credit_utilized":67650,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":12.62,"installment":518.86,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21874.49,"paid_total":2043.19,"paid_principal":1125.51,"paid_interest":917.68,"paid_late_fees":0} {"emp_title":"admin","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Not Verified","debt_to_income":20.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":251476,"total_credit_utilized":24341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":34000,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12675,"term":36,"interest_rate":10.41,"installment":411.44,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11762.68,"paid_total":1219.66,"paid_principal":912.32,"paid_interest":307.34,"paid_late_fees":0} {"emp_title":"blackjack dealer","emp_length":1,"state":"CA","homeownership":"OWN","annual_income":20000,"verified_income":"Source Verified","debt_to_income":17.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":40649,"total_credit_utilized":8963,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7019.16,"paid_total":1276,"paid_principal":980.84,"paid_interest":295.16,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"OWN","annual_income":49000,"verified_income":"Verified","debt_to_income":17.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":1983,"inquiries_last_12m":1,"total_credit_lines":44,"open_credit_lines":18,"total_credit_limit":75300,"total_credit_utilized":26067,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":33800,"num_total_cc_accounts":33,"num_open_cc_accounts":17,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":10.42,"installment":178.56,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4834.53,"paid_total":889.62,"paid_principal":665.47,"paid_interest":224.15,"paid_late_fees":0} {"emp_title":"logistics specialist","emp_length":5,"state":"VA","homeownership":"MORTGAGE","annual_income":179443,"verified_income":"Verified","debt_to_income":28.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":12,"total_credit_limit":555371,"total_credit_utilized":180125,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36025,"term":36,"interest_rate":10.91,"installment":1177.88,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31695.22,"paid_total":5834.81,"paid_principal":4329.78,"paid_interest":1505.03,"paid_late_fees":0} {"emp_title":"systems engineer","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":112029,"verified_income":"Source Verified","debt_to_income":11.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":56359,"total_credit_utilized":41229,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.66,"paid_total":2732.74,"paid_principal":1843.34,"paid_interest":889.4,"paid_late_fees":0} {"emp_title":"lead teacher","emp_length":2,"state":"CT","homeownership":"OWN","annual_income":34000,"verified_income":"Source Verified","debt_to_income":30.27,"annual_income_joint":90000,"verification_income_joint":"Source Verified","debt_to_income_joint":15.96,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":65916,"total_credit_utilized":44603,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14265.96,"paid_total":1327.27,"paid_principal":734.04,"paid_interest":593.23,"paid_late_fees":0} {"emp_title":"supply tech","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Source Verified","debt_to_income":18.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":87717,"total_credit_utilized":34662,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":6.08,"installment":137.07,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4039.43,"paid_total":546.76,"paid_principal":460.57,"paid_interest":86.19,"paid_late_fees":0} {"emp_title":"export ops supervisor","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":61175,"verified_income":"Source Verified","debt_to_income":6.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":21200,"total_credit_utilized":11554,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15300,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.44,"installment":416.07,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11406.1,"paid_total":2063.31,"paid_principal":1593.9,"paid_interest":469.41,"paid_late_fees":0} {"emp_title":"commercial cleaner","emp_length":3,"state":"NC","homeownership":"RENT","annual_income":24000,"verified_income":"Source Verified","debt_to_income":5.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":3400,"total_credit_utilized":3336,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":14.07,"installment":95.8,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2608.87,"paid_total":285.21,"paid_principal":191.13,"paid_interest":94.08,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Verified","debt_to_income":44.29,"annual_income_joint":125000,"verification_income_joint":"","debt_to_income_joint":30.4,"delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":15,"total_credit_limit":74327,"total_credit_utilized":90943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7600,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":11.99,"installment":398.52,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10868.71,"paid_total":1586.09,"paid_principal":1131.29,"paid_interest":454.8,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":33.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":21,"total_credit_limit":321656,"total_credit_utilized":117941,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":28100,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19045.42,"paid_total":1806.77,"paid_principal":954.58,"paid_interest":852.19,"paid_late_fees":0} {"emp_title":"labor ","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":31.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":91440,"total_credit_utilized":41316,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.44,"installment":96.02,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2706.88,"paid_total":380.15,"paid_principal":293.12,"paid_interest":87.03,"paid_late_fees":0} {"emp_title":"director","emp_length":5,"state":"KS","homeownership":"OWN","annual_income":93000,"verified_income":"Not Verified","debt_to_income":9.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":46300,"total_credit_utilized":19581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21600,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18200,"term":36,"interest_rate":7.96,"installment":569.99,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17298.49,"paid_total":1156.08,"paid_principal":901.51,"paid_interest":254.57,"paid_late_fees":0} {"emp_title":"server","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":15.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":26664,"total_credit_utilized":14120,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8985.52,"paid_total":1226.27,"paid_principal":1014.48,"paid_interest":211.79,"paid_late_fees":0} {"emp_title":"helo crew chief","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":72320,"verified_income":"Source Verified","debt_to_income":13.99,"annual_income_joint":92320,"verification_income_joint":"Source Verified","debt_to_income_joint":17.57,"delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":343658,"total_credit_utilized":29152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16225,"term":60,"interest_rate":12.62,"installment":366.03,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15434.48,"paid_total":1489.34,"paid_principal":790.52,"paid_interest":662.22,"paid_late_fees":36.6} {"emp_title":"","state":"FL","homeownership":"MORTGAGE","annual_income":58764,"verified_income":"Verified","debt_to_income":26.63,"annual_income_joint":67320,"verification_income_joint":"Verified","debt_to_income_joint":23.73,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":147741,"total_credit_utilized":91154,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4700,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":3000,"term":36,"interest_rate":10.9,"installment":98.08,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2785.57,"paid_total":292.42,"paid_principal":214.43,"paid_interest":77.99,"paid_late_fees":0} {"emp_title":"driver","emp_length":7,"state":"CT","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":27.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":86046,"total_credit_utilized":32644,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":19800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5700.09,"paid_total":367.51,"paid_principal":299.91,"paid_interest":67.6,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":2,"state":"NV","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":17.78,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":23,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":260722,"total_credit_utilized":20513,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9450,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":77,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14363.2,"paid_total":1487.98,"paid_principal":636.8,"paid_interest":851.18,"paid_late_fees":0} {"emp_title":"senior network engineer","emp_length":1,"state":"NJ","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":7.15,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":3,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":309992,"total_credit_utilized":16211,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":17400,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":36.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":21.45,"installment":454.88,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10755.87,"paid_total":2260.1,"paid_principal":1244.13,"paid_interest":1015.97,"paid_late_fees":0} {"emp_title":"server","emp_length":2,"state":"AZ","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":9.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":375048,"total_credit_utilized":23822,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":77000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18450,"term":36,"interest_rate":6.71,"installment":567.24,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17519.26,"paid_total":1120.72,"paid_principal":930.74,"paid_interest":189.98,"paid_late_fees":0} {"emp_title":"operating engineer ","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":89000,"verified_income":"Not Verified","debt_to_income":6.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":34038,"total_credit_utilized":15307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4514.8,"paid_total":641.96,"paid_principal":485.2,"paid_interest":156.76,"paid_late_fees":0} {"emp_title":"supervisor front desk","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":43.38,"annual_income_joint":79000,"verification_income_joint":"Verified","debt_to_income_joint":21.16,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":344718,"total_credit_utilized":42113,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35600,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16600,"term":36,"interest_rate":7.34,"installment":515.15,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15770.24,"paid_total":1016.76,"paid_principal":829.76,"paid_interest":187,"paid_late_fees":0} {"emp_title":"senior analyst","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":0.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":0,"total_credit_limit":0,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":0,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":0,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.99,"installment":166.05,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4407.83,"paid_total":823.59,"paid_principal":592.17,"paid_interest":231.42,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"OWN","annual_income":56000,"verified_income":"Verified","debt_to_income":28.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":47268,"total_credit_utilized":39041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":3047,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6900,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.43,"installment":192.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5562,"paid_total":569.74,"paid_principal":438,"paid_interest":131.74,"paid_late_fees":0} {"emp_title":"supervising attorney","emp_length":4,"state":"LA","homeownership":"RENT","annual_income":86000,"verified_income":"Verified","debt_to_income":27.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":6,"total_credit_limit":249350,"total_credit_utilized":262055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":10.91,"installment":343.31,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9495.01,"paid_total":1357.56,"paid_principal":1004.99,"paid_interest":352.57,"paid_late_fees":0} {"emp_title":"crew member","emp_length":1,"state":"MS","homeownership":"OWN","annual_income":52000,"verified_income":"Not Verified","debt_to_income":27.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":13,"total_credit_lines":37,"open_credit_lines":8,"total_credit_limit":131520,"total_credit_utilized":54598,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13300,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.92,"installment":161.15,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4759.38,"paid_total":316.79,"paid_principal":240.62,"paid_interest":76.17,"paid_late_fees":0} {"emp_title":"snr project engineer","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Source Verified","debt_to_income":14.8,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":667065,"total_credit_utilized":111771,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":80800,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.41,"installment":292.15,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8569.99,"paid_total":573.89,"paid_principal":430.01,"paid_interest":143.88,"paid_late_fees":0} {"emp_title":"it manager","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":17.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":535313,"total_credit_utilized":82641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":66100,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":7,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.34,"installment":930.99,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26982.5,"paid_total":3711.73,"paid_principal":3017.5,"paid_interest":694.23,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":9.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1973,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":8600,"total_credit_utilized":5890,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8600,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9057.25,"paid_total":1311.75,"paid_principal":942.75,"paid_interest":369,"paid_late_fees":0} {"emp_title":"paralegal","emp_length":0,"state":"MD","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":23,"total_credit_limit":188391,"total_credit_utilized":169507,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":4,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23800,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.93,"installment":257.88,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7025.61,"paid_total":1284.99,"paid_principal":974.39,"paid_interest":310.6,"paid_late_fees":0} {"emp_title":"courier ","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":14.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":21800,"total_credit_utilized":13550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.93,"installment":419.05,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11092.05,"paid_total":2472.14,"paid_principal":1907.95,"paid_interest":564.19,"paid_late_fees":0} {"emp_title":"psychologist","emp_length":0,"state":"SC","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":17.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":57,"open_credit_lines":21,"total_credit_limit":257256,"total_credit_utilized":282639,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23700,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":17.09,"installment":71.4,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":2049.52268,"paid_principal":2000,"paid_interest":49.52,"paid_late_fees":0} {"emp_title":"data entry","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":27703,"verified_income":"Source Verified","debt_to_income":8.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":44650,"total_credit_utilized":4340,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11600,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6982.67,"paid_total":1227.01,"paid_principal":1017.33,"paid_interest":209.68,"paid_late_fees":0} {"emp_title":"cashier ","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":22000,"verified_income":"Source Verified","debt_to_income":4.09,"annual_income_joint":97000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.06,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":28300,"total_credit_utilized":1550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1840.52,"paid_principal":1526,"paid_interest":314.52,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"IL","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":60700,"total_credit_utilized":4818,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36000,"num_total_cc_accounts":25,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":14300,"term":60,"interest_rate":13.58,"installment":329.64,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":13790.85,"paid_total":967.34,"paid_principal":509.15,"paid_interest":458.19,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":9.35,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":321249,"total_credit_utilized":27173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":6.72,"installment":369,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10474,"paid_total":1840.52,"paid_principal":1526,"paid_interest":314.52,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":0,"state":"MI","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":11.63,"annual_income_joint":167000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.28,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":234777,"total_credit_utilized":40770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":1732,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1978.99,"paid_principal":1407.26,"paid_interest":571.73,"paid_late_fees":0} {"emp_title":"active duty","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":7.6,"annual_income_joint":125000,"verification_income_joint":"Verified","debt_to_income_joint":19.89,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":18,"total_credit_limit":506509,"total_credit_utilized":14097,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":59300,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":2200,"term":36,"interest_rate":6.08,"installment":67.01,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1917.92,"paid_total":335.05,"paid_principal":282.08,"paid_interest":52.97,"paid_late_fees":0} {"emp_title":"systems engineer ","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":16.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":47,"open_credit_lines":21,"total_credit_limit":118593,"total_credit_utilized":82468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":45600,"num_total_cc_accounts":27,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33175.76,"paid_total":4449.99,"paid_principal":1824.24,"paid_interest":2625.75,"paid_late_fees":0} {"emp_title":"sales person","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":9.73,"annual_income_joint":215000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.09,"delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":67591,"total_credit_utilized":17738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":5435,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12100,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":68.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":17500,"term":60,"interest_rate":24.85,"installment":512.12,"grade":"E","sub_grade":"E3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16719.73,"paid_total":2512.28,"paid_principal":780.27,"paid_interest":1732.01,"paid_late_fees":0} {"emp_title":"sales consultant","emp_length":7,"state":"MS","homeownership":"MORTGAGE","annual_income":104176.66,"verified_income":"Not Verified","debt_to_income":13.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1977,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":236721,"total_credit_utilized":41426,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":14.08,"installment":119.76,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3179.64,"paid_total":476.3,"paid_principal":320.36,"paid_interest":155.94,"paid_late_fees":0} {"emp_title":"enterprise account executive","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":210000,"verified_income":"Verified","debt_to_income":8.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":4,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":79976,"total_credit_utilized":52544,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":20.39,"installment":448.36,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11506.93,"paid_total":883.13,"paid_principal":493.07,"paid_interest":390.06,"paid_late_fees":0} {"emp_title":"truck driver ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":8.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":40100,"total_credit_utilized":19766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38600,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17226.37,"paid_total":3584.92,"paid_principal":2773.63,"paid_interest":811.29,"paid_late_fees":0} {"emp_title":"svp chief design officer","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":650000,"verified_income":"Source Verified","debt_to_income":6.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":819104,"total_credit_utilized":107632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":93900,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.41,"installment":1298.41,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37120.94,"paid_total":3848.96,"paid_principal":2879.06,"paid_interest":969.9,"paid_late_fees":0} {"emp_title":"bus monitor ","emp_length":3,"state":"IL","homeownership":"OWN","annual_income":20600,"verified_income":"Source Verified","debt_to_income":25.23,"annual_income_joint":49600,"verification_income_joint":"Source Verified","debt_to_income_joint":14.64,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":78128,"total_credit_utilized":13282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":34500,"num_total_cc_accounts":20,"num_open_cc_accounts":15,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":7.96,"installment":782.95,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23761.67,"paid_total":1554.84,"paid_principal":1238.33,"paid_interest":316.51,"paid_late_fees":0} {"emp_title":"passenger tire builder","emp_length":6,"state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":33.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":139146,"total_credit_utilized":38446,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":19.03,"installment":908.5,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33552.18,"paid_total":3597,"paid_principal":1447.82,"paid_interest":2149.18,"paid_late_fees":0} {"emp_title":"finance mgr","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Verified","debt_to_income":15.8,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":12,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":10,"total_credit_limit":248423,"total_credit_utilized":35705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":8325,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2700,"num_total_cc_accounts":20,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":67.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":19.42,"installment":654.31,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23976.58,"paid_total":2563.3,"paid_principal":1023.42,"paid_interest":1539.88,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":212961,"total_credit_utilized":25055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29400,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":9.93,"installment":96.71,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2708.87,"paid_total":385.18,"paid_principal":291.13,"paid_interest":94.05,"paid_late_fees":0} {"emp_title":"","state":"NH","homeownership":"RENT","annual_income":42000,"verified_income":"Not Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":44700,"total_credit_utilized":24059,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":101,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20700,"num_total_cc_accounts":19,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9312.56,"paid_total":1004.13,"paid_principal":687.44,"paid_interest":316.69,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":45576,"verified_income":"Source Verified","debt_to_income":4.29,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":22,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":19200,"total_credit_utilized":6773,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17900,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.9,"installment":653.83,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18570.6,"paid_total":1949.38,"paid_principal":1429.4,"paid_interest":519.98,"paid_late_fees":0} {"emp_title":"management analyst","emp_length":10,"state":"VA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":31.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":22,"total_credit_limit":220975,"total_credit_utilized":115250,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":85600,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":37025,"term":36,"interest_rate":7.96,"installment":1159.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34264.92,"paid_total":3462.28,"paid_principal":2760.08,"paid_interest":702.2,"paid_late_fees":0} {"emp_title":"car hauler","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":30.13,"annual_income_joint":167000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.51,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":426809,"total_credit_utilized":123135,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20300,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14900,"term":60,"interest_rate":10.42,"installment":319.67,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13931.89,"paid_total":1589.72,"paid_principal":968.11,"paid_interest":621.61,"paid_late_fees":0} {"emp_title":"maintenance splicer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Verified","debt_to_income":21.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":85094,"total_credit_utilized":65340,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10800,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21075,"term":36,"interest_rate":20,"installment":783.23,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18841.89,"paid_total":3869.32,"paid_principal":2233.11,"paid_interest":1636.21,"paid_late_fees":0} {"emp_title":"ceiling mechanic","emp_length":8,"state":"TN","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Source Verified","debt_to_income":31.76,"annual_income_joint":57333,"verification_income_joint":"Source Verified","debt_to_income_joint":24.24,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":43239,"total_credit_utilized":28809,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19172.64,"paid_total":2055.46,"paid_principal":827.36,"paid_interest":1228.1,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":90540,"verified_income":"Source Verified","debt_to_income":15.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":18,"total_credit_limit":41593,"total_credit_utilized":28263,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":13800,"num_total_cc_accounts":18,"num_open_cc_accounts":17,"num_cc_carrying_balance":15,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19095.25,"paid_total":1352.85,"paid_principal":904.75,"paid_interest":448.1,"paid_late_fees":0} {"emp_title":"inventory","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Source Verified","debt_to_income":15.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":202500,"total_credit_utilized":32797,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4488.26,"paid_total":605.82,"paid_principal":511.74,"paid_interest":94.08,"paid_late_fees":0} {"emp_title":"team leader","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":17.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":350947,"total_credit_utilized":25447,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11300,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9002.87,"paid_total":1248.49,"paid_principal":997.13,"paid_interest":251.36,"paid_late_fees":0} {"emp_title":"shiping and receiving","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":19.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":29939,"total_credit_utilized":12499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11400,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":23.88,"installment":717.46,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24093.55,"paid_total":2836.67,"paid_principal":906.45,"paid_interest":1930.22,"paid_late_fees":0} {"emp_title":"regional sales manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":11.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":13,"total_credit_limit":231686,"total_credit_utilized":64495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23100,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.42,"installment":584.37,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15822.16,"paid_total":2989.58,"paid_principal":2177.84,"paid_interest":811.74,"paid_late_fees":0} {"emp_title":"project manager","emp_length":10,"state":"IN","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":19.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":198918,"total_credit_utilized":11908,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32800,"num_total_cc_accounts":23,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.35,"installment":372.45,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10793.17,"paid_total":1484.9,"paid_principal":1206.83,"paid_interest":278.07,"paid_late_fees":0} {"emp_title":"utility porter","emp_length":8,"state":"NV","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Not Verified","debt_to_income":19.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":124814,"total_credit_utilized":11171,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":300,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":14.08,"installment":171.09,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4542.33,"paid_total":674.58,"paid_principal":457.67,"paid_interest":216.91,"paid_late_fees":0} {"emp_title":"tech support specialist","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":43000,"verified_income":"Not Verified","debt_to_income":14.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":29,"total_credit_limit":53661,"total_credit_utilized":49538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":14,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":6800,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":7.35,"installment":148.98,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4194.73,"paid_total":742.94,"paid_principal":605.27,"paid_interest":137.67,"paid_late_fees":0} {"emp_title":"residential ast","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":37.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1980,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":21,"total_credit_limit":195191,"total_credit_utilized":44537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":12800,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4900,"term":36,"interest_rate":7.35,"installment":152.09,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4282.09,"paid_total":758.45,"paid_principal":617.91,"paid_interest":140.54,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":101000,"verified_income":"Not Verified","debt_to_income":11.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":105117,"total_credit_utilized":29909,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":13.58,"installment":645.51,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18134.14,"paid_total":1355.53,"paid_principal":865.86,"paid_interest":489.67,"paid_late_fees":0} {"emp_title":"gs-6","emp_length":4,"state":"VA","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Source Verified","debt_to_income":24.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":70417,"total_credit_utilized":44603,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8100,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.02,"installment":1230.85,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31883.89,"paid_total":4845.52,"paid_principal":3116.11,"paid_interest":1729.41,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"VT","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Verified","debt_to_income":18.95,"annual_income_joint":116000,"verification_income_joint":"Verified","debt_to_income_joint":9.14,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":47979,"total_credit_utilized":22951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":29800,"term":60,"interest_rate":25.81,"installment":888.88,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29298.8,"paid_total":1735.03,"paid_principal":501.2,"paid_interest":1233.83,"paid_late_fees":0} {"emp_title":"sales assistant ","emp_length":2,"state":"NJ","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":25.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":51000,"total_credit_utilized":44701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":5002.46044,"paid_principal":5000,"paid_interest":2.46,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":200000,"verified_income":"Source Verified","debt_to_income":5.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":556504,"total_credit_utilized":47713,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":69200,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":85.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":10.42,"installment":750.91,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32725.88,"paid_total":3714.03,"paid_principal":2274.12,"paid_interest":1439.91,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Not Verified","debt_to_income":12.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1992,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":10,"total_credit_limit":259559,"total_credit_utilized":50241,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":6,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5447.28,"paid_total":844.97,"paid_principal":552.72,"paid_interest":292.25,"paid_late_fees":0} {"emp_title":"technician","emp_length":3,"state":"MI","homeownership":"RENT","annual_income":51883,"verified_income":"Not Verified","debt_to_income":22.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":63881,"total_credit_utilized":41884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":14.08,"installment":513.25,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13627.07,"paid_total":2029.53,"paid_principal":1372.93,"paid_interest":656.6,"paid_late_fees":0} {"emp_title":"training records specialist","emp_length":3,"state":"WA","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":26.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":17,"total_credit_limit":298860,"total_credit_utilized":31825,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26300,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6982.67,"paid_total":1224.03,"paid_principal":1017.33,"paid_interest":206.7,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":109000,"verified_income":"Not Verified","debt_to_income":15.11,"annual_income_joint":125200,"verification_income_joint":"Not Verified","debt_to_income_joint":16.2,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":11,"total_credit_limit":289579,"total_credit_utilized":57871,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":20,"installment":297.31,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4757.57,"paid_total":3680.35,"paid_principal":3242.43,"paid_interest":437.92,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":68000,"verified_income":"Not Verified","debt_to_income":13.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":54758,"total_credit_utilized":27882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":20200,"num_total_cc_accounts":25,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.93,"installment":381.83,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16816.17,"paid_total":1899.22,"paid_principal":1183.83,"paid_interest":715.39,"paid_late_fees":0} {"emp_title":"division chief","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":265000,"verified_income":"Source Verified","debt_to_income":5.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":46,"open_credit_lines":16,"total_credit_limit":819496,"total_credit_utilized":56832,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42500,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":93.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":7.35,"installment":698.84,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33044.26,"paid_total":2859.68,"paid_principal":1955.74,"paid_interest":903.94,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":27.78,"annual_income_joint":151691,"verification_income_joint":"Not Verified","debt_to_income_joint":33.13,"delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":291354,"total_credit_utilized":72257,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":106200,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":10.42,"installment":486.98,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13185.1,"paid_total":2426.22,"paid_principal":1814.9,"paid_interest":611.32,"paid_late_fees":0} {"emp_title":"security officer ","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Verified","debt_to_income":28.66,"annual_income_joint":148000,"verification_income_joint":"Verified","debt_to_income_joint":19.92,"delinq_2y":2,"months_since_last_delinq":17,"earliest_credit_line":2002,"inquiries_last_12m":10,"total_credit_lines":45,"open_credit_lines":18,"total_credit_limit":307361,"total_credit_utilized":113335,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30900,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":82.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":11.99,"installment":996.29,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26865.2,"paid_total":4332.8,"paid_principal":3134.8,"paid_interest":1198,"paid_late_fees":0} {"emp_title":"senior account manager","emp_length":3,"state":"LA","homeownership":"MORTGAGE","annual_income":46422,"verified_income":"Not Verified","debt_to_income":66.18,"annual_income_joint":342840,"verification_income_joint":"Not Verified","debt_to_income_joint":9.93,"delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":19,"total_credit_limit":329921,"total_credit_utilized":61656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36300,"num_total_cc_accounts":21,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":36,"interest_rate":9.93,"installment":1128.21,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31603.79,"paid_total":4493.53,"paid_principal":3396.21,"paid_interest":1097.32,"paid_late_fees":0} {"emp_title":"construction wireman","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":18.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":4,"open_credit_lines":4,"total_credit_limit":21664,"total_credit_utilized":16739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":11.99,"installment":381.91,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10415.86,"paid_total":1519.98,"paid_principal":1084.14,"paid_interest":435.84,"paid_late_fees":0} {"emp_title":"mla","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":19.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":4,"total_credit_limit":61944,"total_credit_utilized":43667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15800,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.91,"installment":653.93,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17596.2,"paid_total":3257.53,"paid_principal":2403.8,"paid_interest":853.73,"paid_late_fees":0} {"emp_title":"asst parts dept manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":19.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":67125,"total_credit_utilized":36662,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":7.97,"installment":281.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7874.47,"paid_total":1405.57,"paid_principal":1125.53,"paid_interest":280.04,"paid_late_fees":0} {"emp_title":"retail and brand education specialist","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":25.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":74425,"total_credit_utilized":57440,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":3,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":10.9,"installment":325.39,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":14233.06,"paid_total":1216.13,"paid_principal":766.94,"paid_interest":449.19,"paid_late_fees":0} {"emp_title":"technition","emp_length":3,"state":"NH","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":8.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":3,"total_credit_limit":206439,"total_credit_utilized":8197,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22000,"num_total_cc_accounts":8,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1516.19,"paid_principal":1282.55,"paid_interest":233.64,"paid_late_fees":0} {"emp_title":"gaming dealer","emp_length":0,"state":"CO","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":15.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":22800,"total_credit_utilized":18904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10700,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":19.42,"installment":147.48,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3833.17,"paid_total":290.64,"paid_principal":166.83,"paid_interest":123.81,"paid_late_fees":0} {"emp_title":"corrections officer ","emp_length":1,"state":"NV","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Verified","debt_to_income":26.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":284057,"total_credit_utilized":77766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45100,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":13.59,"installment":815.5,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21736.1,"paid_total":3293.88,"paid_principal":2263.9,"paid_interest":1029.98,"paid_late_fees":0} {"emp_title":"construction worker","emp_length":0,"state":"AZ","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":14.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":11,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":35900,"total_credit_utilized":16450,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":24200,"num_total_cc_accounts":15,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":17.09,"installment":249.89,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6227.31,"paid_total":1242.8,"paid_principal":772.69,"paid_interest":470.11,"paid_late_fees":0} {"emp_title":"project controls","emp_length":4,"state":"TX","homeownership":"OWN","annual_income":87000,"verified_income":"Verified","debt_to_income":18.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":7,"total_credit_limit":26050,"total_credit_utilized":15709,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":52,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":38,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.07,"installment":273.7,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7453.95,"paid_total":808.59,"paid_principal":546.05,"paid_interest":262.54,"paid_late_fees":0} {"emp_title":"office assistant","emp_length":10,"state":"SC","homeownership":"OWN","annual_income":47000,"verified_income":"Source Verified","debt_to_income":26.56,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":82779,"total_credit_utilized":23886,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29000,"num_total_cc_accounts":29,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29975,"term":36,"interest_rate":20,"installment":1113.98,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27455.29,"paid_total":4422.61,"paid_principal":2519.71,"paid_interest":1902.9,"paid_late_fees":0} {"emp_title":"nutrition","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":8.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":13,"total_credit_limit":28100,"total_credit_utilized":34150,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5600,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":19.03,"installment":44.01,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1071.08,"paid_total":218.78,"paid_principal":128.92,"paid_interest":89.86,"paid_late_fees":0} {"emp_title":"salon leader","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":8.47,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":265630,"total_credit_utilized":29299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":743,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":31100,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":14,"num_mort_accounts":1,"account_never_delinq_percent":74.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18550.28,"paid_total":1944.83,"paid_principal":1449.72,"paid_interest":495.11,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"KS","homeownership":"OWN","annual_income":125000,"verified_income":"Source Verified","debt_to_income":2.22,"annual_income_joint":190000,"verification_income_joint":"Source Verified","debt_to_income_joint":5.78,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":83300,"total_credit_utilized":12760,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":71500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13851.4,"paid_total":1360.31,"paid_principal":1148.6,"paid_interest":211.71,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Verified","debt_to_income":15.48,"verification_income_joint":"","delinq_2y":5,"months_since_last_delinq":7,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":164592,"total_credit_utilized":22029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8100,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":73.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.45,"installment":363.79,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9360.14,"paid_total":1081.12,"paid_principal":639.86,"paid_interest":441.26,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":25.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":67341,"total_credit_utilized":30126,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.35,"installment":465.57,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13491.43,"paid_total":1850.03,"paid_principal":1508.57,"paid_interest":341.46,"paid_late_fees":0} {"emp_title":"sr mechanical engineer","emp_length":1,"state":"MD","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Not Verified","debt_to_income":14.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":49901,"total_credit_utilized":21992,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":72.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.96,"installment":626.36,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18509.07,"paid_total":1870.24,"paid_principal":1490.93,"paid_interest":379.31,"paid_late_fees":0} {"emp_title":"tv broadcaster ","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":200000,"verified_income":"Not Verified","debt_to_income":7.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":60558,"total_credit_utilized":32861,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28222.27,"paid_total":3473.03,"paid_principal":1777.73,"paid_interest":1695.3,"paid_late_fees":0} {"emp_title":"sr system analyst","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":6.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":45,"open_credit_lines":25,"total_credit_limit":446200,"total_credit_utilized":24918,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":87600,"num_total_cc_accounts":34,"num_open_cc_accounts":23,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7181.26,"paid_total":971.98,"paid_principal":818.74,"paid_interest":153.24,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":3,"state":"WA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":26.79,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":175201,"total_credit_utilized":40930,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1500,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.42,"installment":389.58,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10843.53,"paid_total":1603.47,"paid_principal":1156.47,"paid_interest":447,"paid_late_fees":0} {"emp_title":"social worker","emp_length":3,"state":"IL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":22.38,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":14.77,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":192931,"total_credit_utilized":55307,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9032.07,"paid_total":1106.88,"paid_principal":967.93,"paid_interest":138.95,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":32000,"verified_income":"Source Verified","debt_to_income":14.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":32600,"total_credit_utilized":9494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1748,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11600,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":10.91,"installment":359.66,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9677.92,"paid_total":1784.97,"paid_principal":1322.08,"paid_interest":462.89,"paid_late_fees":0} {"emp_title":"notasked","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":87600,"verified_income":"Source Verified","debt_to_income":20.01,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1994,"inquiries_last_12m":7,"total_credit_lines":34,"open_credit_lines":24,"total_credit_limit":84826,"total_credit_utilized":37976,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":26700,"num_total_cc_accounts":26,"num_open_cc_accounts":21,"num_cc_carrying_balance":16,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.92,"installment":322.3,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9275.14,"paid_total":923.61,"paid_principal":724.86,"paid_interest":198.75,"paid_late_fees":0} {"emp_title":"senior consultant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Not Verified","debt_to_income":17.96,"annual_income_joint":139000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.27,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":168002,"total_credit_utilized":51898,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38100,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6283.6,"paid_total":846.93,"paid_principal":716.4,"paid_interest":130.53,"paid_late_fees":0} {"emp_title":"bus operator","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":5.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":36800,"total_credit_utilized":6660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24300,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.43,"installment":419.36,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19207.22,"paid_total":1247.6,"paid_principal":792.78,"paid_interest":454.82,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"OR","homeownership":"RENT","annual_income":160000,"verified_income":"Not Verified","debt_to_income":7.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":63266,"total_credit_utilized":43937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.35,"installment":931.13,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27744.1,"paid_total":2768.89,"paid_principal":2255.9,"paid_interest":512.99,"paid_late_fees":0} {"emp_title":"senior engineer","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":77400,"verified_income":"Not Verified","debt_to_income":15.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":13,"total_credit_limit":101282,"total_credit_utilized":54874,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":17500,"term":36,"interest_rate":12.61,"installment":586.37,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16690.82,"paid_total":1160.48,"paid_principal":809.18,"paid_interest":351.3,"paid_late_fees":0} {"emp_title":"body shop manager","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":27.55,"annual_income_joint":95000,"verification_income_joint":"Verified","debt_to_income_joint":22.02,"delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":220400,"total_credit_utilized":42192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16000,"term":36,"interest_rate":9.93,"installment":515.75,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14051.26,"paid_total":2569.92,"paid_principal":1948.74,"paid_interest":621.18,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"IN","homeownership":"RENT","annual_income":87500,"verified_income":"Source Verified","debt_to_income":0.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":7,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":10400,"total_credit_utilized":250,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38630.01,"paid_total":2824.51,"paid_principal":1369.99,"paid_interest":1454.52,"paid_late_fees":0} {"emp_title":"engineer","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":22.71,"annual_income_joint":140000,"verification_income_joint":"Verified","debt_to_income_joint":22.22,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":255875,"total_credit_utilized":38302,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38090.87,"paid_total":3658.8,"paid_principal":1909.13,"paid_interest":1749.67,"paid_late_fees":0} {"emp_title":"personal banker","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":11.44,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":17118,"total_credit_utilized":13144,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":20.39,"installment":186.82,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4689.19,"paid_total":554.8,"paid_principal":310.81,"paid_interest":243.99,"paid_late_fees":0} {"emp_title":"dispatch","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":50160,"verified_income":"Not Verified","debt_to_income":29.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":67588,"total_credit_utilized":30044,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32800,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":11.98,"installment":398.46,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11155.65,"paid_total":1187.39,"paid_principal":844.35,"paid_interest":343.04,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":10,"state":"NC","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":19.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":23278,"total_credit_utilized":17495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12200,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.05,"installment":104.07,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2729.18,"paid_total":413.77,"paid_principal":270.82,"paid_interest":142.95,"paid_late_fees":0} {"emp_title":"equipment operator ","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":33000,"verified_income":"Source Verified","debt_to_income":33.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":18,"total_credit_limit":103857,"total_credit_utilized":87723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":16,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4900,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":10.42,"installment":155.84,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4219.2,"paid_total":776.42,"paid_principal":580.8,"paid_interest":195.62,"paid_late_fees":0} {"emp_title":"labor relations specialist","emp_length":10,"state":"DE","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":21.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":41,"open_credit_lines":6,"total_credit_limit":282145,"total_credit_utilized":310894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12700,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1550,"term":36,"interest_rate":9.93,"installment":49.97,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":970.37,"paid_total":624.08,"paid_principal":579.63,"paid_interest":29.45,"paid_late_fees":15} {"emp_title":"executive","emp_length":10,"state":"NJ","homeownership":"OWN","annual_income":92000,"verified_income":"Verified","debt_to_income":24.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":61500,"total_credit_utilized":48907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":30300,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":20,"installment":743.28,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18318.76,"paid_total":3073.13,"paid_principal":1681.24,"paid_interest":1391.89,"paid_late_fees":0} {"emp_title":"production supervisor","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Source Verified","debt_to_income":9.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":12,"total_credit_limit":299226,"total_credit_utilized":19802,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":193,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27100,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":11.99,"installment":531.36,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14105.04,"paid_total":2646.14,"paid_principal":1894.96,"paid_interest":751.18,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":43000,"verified_income":"Verified","debt_to_income":35.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":87464,"total_credit_utilized":48023,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26600,"term":36,"interest_rate":14.08,"installment":910.16,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23538.73,"paid_total":4529.99,"paid_principal":3061.27,"paid_interest":1468.72,"paid_late_fees":0} {"emp_title":"social worker","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":21.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":72541,"total_credit_utilized":46579,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.71,"installment":122.98,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3594.16,"paid_total":488.94,"paid_principal":405.84,"paid_interest":83.1,"paid_late_fees":0} {"emp_title":"customer service manager","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":27.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":87705,"total_credit_utilized":23715,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":52600,"num_total_cc_accounts":25,"num_open_cc_accounts":19,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":7.97,"installment":202.63,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":9449.69,"paid_total":806.09,"paid_principal":550.31,"paid_interest":255.78,"paid_late_fees":0} {"emp_title":"painter","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":80000,"verified_income":"Source Verified","debt_to_income":25.98,"annual_income_joint":159200,"verification_income_joint":"Source Verified","debt_to_income_joint":27.39,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":100280,"total_credit_utilized":69396,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":14.07,"installment":699.14,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":30636.5858,"paid_principal":30000,"paid_interest":636.59,"paid_late_fees":0} {"emp_title":"lawyer/partner","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":18.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":807629,"total_credit_utilized":130987,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16300,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":5.32,"installment":481.84,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.17,"paid_total":2399.74,"paid_principal":2072.83,"paid_interest":326.91,"paid_late_fees":0} {"emp_title":"warehouse manager","emp_length":10,"state":"OR","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":27.44,"annual_income_joint":167196,"verification_income_joint":"Verified","debt_to_income_joint":11.05,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":405212,"total_credit_utilized":82052,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21000,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":36,"interest_rate":17.09,"installment":999.54,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25545.08,"paid_total":3971.58,"paid_principal":2454.92,"paid_interest":1516.66,"paid_late_fees":0} {"emp_title":"heavy equipment mechanic","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":13.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":112960,"total_credit_utilized":32821,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":87500,"num_total_cc_accounts":16,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.34,"installment":620.66,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18495.86,"paid_total":1853.82,"paid_principal":1504.14,"paid_interest":349.68,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"MORTGAGE","annual_income":21444,"verified_income":"Not Verified","debt_to_income":14.38,"annual_income_joint":64444,"verification_income_joint":"Not Verified","debt_to_income_joint":13.48,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":159040,"total_credit_utilized":4938,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1696,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11341.91,"paid_total":1442.42,"paid_principal":658.09,"paid_interest":784.33,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Source Verified","debt_to_income":7.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":64200,"total_credit_utilized":18330,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19600,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23776.62,"paid_total":2238.39,"paid_principal":1223.38,"paid_interest":1015.01,"paid_late_fees":0} {"emp_title":"social worker ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Source Verified","debt_to_income":15.34,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":18,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":479517,"total_credit_utilized":57015,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":250,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30200,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":85.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":28.72,"installment":884.01,"grade":"F","sub_grade":"F1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27113.29,"paid_total":3491.36,"paid_principal":886.71,"paid_interest":2604.65,"paid_late_fees":0} {"emp_title":"qa project coordinator","emp_length":2,"state":"OH","homeownership":"OWN","annual_income":50000,"verified_income":"Verified","debt_to_income":29.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":193321,"total_credit_utilized":259619,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":73.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10901.66,"paid_total":1647.09,"paid_principal":1098.34,"paid_interest":548.75,"paid_late_fees":0} {"emp_title":"senior security analyst","emp_length":3,"state":"WV","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Source Verified","debt_to_income":16.11,"annual_income_joint":114000,"verification_income_joint":"Source Verified","debt_to_income_joint":16.64,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":20,"total_credit_limit":216949,"total_credit_utilized":44985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35600,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":16550,"term":36,"interest_rate":7.35,"installment":513.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14885.67,"paid_total":2041.16,"paid_principal":1664.33,"paid_interest":376.83,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":40.12,"annual_income_joint":85000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.91,"delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":185802,"total_credit_utilized":28824,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":17600,"term":60,"interest_rate":24.84,"installment":514.94,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17295.64,"paid_total":981.3,"paid_principal":304.36,"paid_interest":676.94,"paid_late_fees":0} {"emp_title":"operator machine","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":12875,"total_credit_utilized":10181,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":109,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":25.82,"installment":716.02,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23175.38,"paid_total":2829.65,"paid_principal":824.62,"paid_interest":2005.03,"paid_late_fees":0} {"emp_title":"program assistant","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":67760,"verified_income":"Not Verified","debt_to_income":30.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":127486,"total_credit_utilized":71818,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22800,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":78.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5300,"term":36,"interest_rate":9.43,"installment":169.61,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5370.92029,"paid_principal":5300,"paid_interest":70.92,"paid_late_fees":0} {"emp_title":"","state":"NE","homeownership":"OWN","annual_income":31280.04,"verified_income":"Verified","debt_to_income":1.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1976,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":52057,"total_credit_utilized":1940,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.05,"installment":238.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9540.43,"paid_total":935.96,"paid_principal":459.57,"paid_interest":476.39,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"ID","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":33.71,"annual_income_joint":70000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.79,"delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":261890,"total_credit_utilized":32539,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1569,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":11000,"term":36,"interest_rate":9.92,"installment":354.53,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10202.65,"paid_total":1088.98,"paid_principal":797.35,"paid_interest":291.63,"paid_late_fees":0} {"emp_title":"shipping ","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Not Verified","debt_to_income":13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":36346,"total_credit_utilized":18103,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":119,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":5900,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":10.42,"installment":243.49,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6777.77,"paid_total":992.36,"paid_principal":722.23,"paid_interest":270.13,"paid_late_fees":0} {"emp_title":"hr manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":123000,"verified_income":"Source Verified","debt_to_income":15.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":1,"total_credit_lines":63,"open_credit_lines":30,"total_credit_limit":575600,"total_credit_utilized":69071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":119200,"num_total_cc_accounts":49,"num_open_cc_accounts":27,"num_cc_carrying_balance":8,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.72,"installment":461.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13092.56,"paid_total":2300.6,"paid_principal":1907.44,"paid_interest":393.16,"paid_late_fees":0} {"emp_title":"accounting manager","emp_length":0,"state":"AZ","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":14.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":343290,"total_credit_utilized":18001,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34700,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26275,"term":36,"interest_rate":9.92,"installment":846.84,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24370.44,"paid_total":2511.56,"paid_principal":1904.56,"paid_interest":607,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":24720,"verified_income":"Verified","debt_to_income":18.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":33395,"total_credit_utilized":24020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10878.71,"paid_total":1600.15,"paid_principal":1121.29,"paid_interest":478.86,"paid_late_fees":0} {"emp_title":"director","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":24.09,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":120808,"total_credit_utilized":101746,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":427,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":19.42,"installment":418.76,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15512.72,"paid_total":1221.76,"paid_principal":487.28,"paid_interest":734.48,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"RENT","annual_income":46000,"verified_income":"Source Verified","debt_to_income":19.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":42796,"total_credit_utilized":29666,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12500,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9042.83,"paid_total":1326.07,"paid_principal":957.17,"paid_interest":368.9,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":19.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":128461,"total_credit_utilized":37817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25500,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19586.28,"paid_total":1005.06,"paid_principal":413.72,"paid_interest":591.34,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Not Verified","debt_to_income":16.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":12,"total_credit_limit":269227,"total_credit_utilized":31117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":45400,"num_total_cc_accounts":28,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.44,"installment":768.12,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21057.47,"paid_total":3815.43,"paid_principal":2942.53,"paid_interest":872.9,"paid_late_fees":0} {"emp_title":"occupational therapist","emp_length":1,"state":"VA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":24.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":134053,"total_credit_utilized":126377,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":5.31,"installment":541.99,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16606.83,"paid_total":1620.66,"paid_principal":1393.17,"paid_interest":227.49,"paid_late_fees":0} {"emp_title":"mro purchaser","emp_length":4,"state":"IL","homeownership":"MORTGAGE","annual_income":33000,"verified_income":"Source Verified","debt_to_income":4.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":13600,"total_credit_utilized":1804,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13600,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":922.83,"paid_principal":752.07,"paid_interest":170.76,"paid_late_fees":0} {"emp_title":"signing associate","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Verified","debt_to_income":15.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":16700,"total_credit_utilized":10366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":29.69,"installment":434.21,"grade":"F","sub_grade":"F2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13084.09,"paid_total":1692.3,"paid_principal":415.91,"paid_interest":1276.39,"paid_late_fees":0} {"emp_title":"quality assurance","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":16.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":47753,"total_credit_utilized":31838,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":16.02,"installment":35.17,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":887.94,"paid_total":168.87,"paid_principal":112.06,"paid_interest":56.81,"paid_late_fees":0} {"emp_title":"software","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Not Verified","debt_to_income":15.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":475399,"total_credit_utilized":94591,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":6.72,"installment":584.24,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16583.89,"paid_total":2914.11,"paid_principal":2416.11,"paid_interest":498,"paid_late_fees":0} {"emp_title":"programmer","emp_length":8,"state":"WI","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Not Verified","debt_to_income":22.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":16,"total_credit_limit":239139,"total_credit_utilized":86137,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":29200,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":25.81,"installment":1043.99,"grade":"E","sub_grade":"E4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34107.48,"paid_total":3081.78,"paid_principal":892.52,"paid_interest":2189.26,"paid_late_fees":0} {"emp_title":"server","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":65700,"verified_income":"Not Verified","debt_to_income":14.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":9,"total_credit_limit":68001,"total_credit_utilized":29401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38500,"num_total_cc_accounts":22,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":5.32,"installment":337.29,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10041.78,"paid_total":1345.85,"paid_principal":1158.22,"paid_interest":187.63,"paid_late_fees":0} {"emp_title":"asst manager","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Source Verified","debt_to_income":25.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":24,"open_credit_lines":15,"total_credit_limit":145911,"total_credit_utilized":59543,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41200,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":20.39,"installment":747.92,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27451.07,"paid_total":1464.12,"paid_principal":548.93,"paid_interest":915.19,"paid_late_fees":0} {"emp_title":"sales","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":300977,"total_credit_utilized":37117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":8200,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.42,"installment":368.69,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9582.94,"paid_total":726.59,"paid_principal":417.06,"paid_interest":309.53,"paid_late_fees":0} {"emp_title":"superintendent of schools","emp_length":3,"state":"MN","homeownership":"OWN","annual_income":190000,"verified_income":"Source Verified","debt_to_income":25.61,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":58,"open_credit_lines":28,"total_credit_limit":485270,"total_credit_utilized":135599,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":16,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":40600,"num_total_cc_accounts":35,"num_open_cc_accounts":16,"num_cc_carrying_balance":13,"num_mort_accounts":4,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30944.76,"paid_total":5919.88,"paid_principal":4055.24,"paid_interest":1864.64,"paid_late_fees":0} {"emp_title":"research health science specialist ","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Source Verified","debt_to_income":24.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":1992,"inquiries_last_12m":5,"total_credit_lines":60,"open_credit_lines":16,"total_credit_limit":713149,"total_credit_utilized":120982,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":47000,"num_total_cc_accounts":27,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":9,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":10.91,"installment":850.1,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23511.45,"paid_total":3384.64,"paid_principal":2488.55,"paid_interest":896.09,"paid_late_fees":0} {"emp_title":"educational aide ","emp_length":4,"state":"AL","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Source Verified","debt_to_income":18.28,"annual_income_joint":130000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.55,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":152160,"total_credit_utilized":12484,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12700,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":6.71,"installment":245.96,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7596.42,"paid_total":488.94,"paid_principal":403.58,"paid_interest":85.36,"paid_late_fees":0} {"emp_title":"translations engineer","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":61000,"verified_income":"Not Verified","debt_to_income":20.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":161293,"total_credit_utilized":50497,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.34,"installment":465.5,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13871.88,"paid_total":1384.27,"paid_principal":1128.12,"paid_interest":256.15,"paid_late_fees":0} {"emp_title":"farm foreman","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":9.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":68463,"total_credit_utilized":52076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":65,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":7.96,"installment":324.12,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15341.69,"paid_total":958.21,"paid_principal":658.31,"paid_interest":299.9,"paid_late_fees":0} {"emp_title":"nurse anesthetist","emp_length":8,"state":"NJ","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":19.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":25,"total_credit_limit":793013,"total_credit_utilized":325450,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":101100,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13448.6,"paid_total":1802.22,"paid_principal":1551.4,"paid_interest":250.82,"paid_late_fees":0} {"emp_title":"motor vehicle representative ","emp_length":8,"state":"NY","homeownership":"MORTGAGE","annual_income":46000,"verified_income":"Source Verified","debt_to_income":34.02,"annual_income_joint":62000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.21,"delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":24,"total_credit_limit":549944,"total_credit_utilized":39567,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":10,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":51600,"num_total_cc_accounts":31,"num_open_cc_accounts":21,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":6.72,"installment":184.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5237,"paid_total":920.26,"paid_principal":763,"paid_interest":157.26,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":40000,"verified_income":"Source Verified","debt_to_income":5.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":39000,"total_credit_utilized":4394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1822.45,"paid_principal":1535.14,"paid_interest":287.31,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":49500,"verified_income":"Source Verified","debt_to_income":23.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":218586,"total_credit_utilized":39414,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":222,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":18.45,"installment":256.39,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9687.32,"paid_total":748.67,"paid_principal":312.68,"paid_interest":435.99,"paid_late_fees":0} {"emp_title":"cyber security specialist","emp_length":5,"state":"MD","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":6.09,"verification_income_joint":"","delinq_2y":7,"months_since_last_delinq":19,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":45,"open_credit_lines":18,"total_credit_limit":390982,"total_credit_utilized":53448,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11400,"num_total_cc_accounts":26,"num_open_cc_accounts":14,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":62.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":13.59,"installment":345.85,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14284.05,"paid_total":1360.75,"paid_principal":715.95,"paid_interest":644.8,"paid_late_fees":0} {"emp_title":"service tech","emp_length":10,"state":"OK","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":15.37,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":270246,"total_credit_utilized":137687,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17580.17,"paid_total":3234.92,"paid_principal":2419.83,"paid_interest":815.09,"paid_late_fees":0} {"emp_title":"police officer","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Not Verified","debt_to_income":15.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":725177,"total_credit_utilized":124003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24600,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.44,"installment":335.57,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15151.24,"paid_total":1333.89,"paid_principal":848.76,"paid_interest":485.13,"paid_late_fees":0} {"emp_title":"superintendant","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":37.12,"annual_income_joint":110000,"verification_income_joint":"Verified","debt_to_income_joint":20.92,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":88941,"total_credit_utilized":57089,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":94.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13173.04,"paid_total":2401.05,"paid_principal":1826.96,"paid_interest":574.09,"paid_late_fees":0} {"emp_title":"technical support","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":25.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":67611,"total_credit_utilized":26875,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":40800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":7.34,"installment":195.51,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5826.19,"paid_total":581.39,"paid_principal":473.81,"paid_interest":107.58,"paid_late_fees":0} {"emp_title":"clerk","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":52.78,"annual_income_joint":150000,"verification_income_joint":"Source Verified","debt_to_income_joint":32.28,"delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1986,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":35700,"total_credit_utilized":28212,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8500,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":36,"interest_rate":17.09,"installment":1142.33,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29194.38,"paid_total":4508.56,"paid_principal":2805.62,"paid_interest":1702.94,"paid_late_fees":0} {"emp_title":"bi analyst","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":76500,"verified_income":"Source Verified","debt_to_income":24.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":12,"total_credit_limit":388814,"total_credit_utilized":83617,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.43,"installment":629.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28810.83,"paid_total":1871.4,"paid_principal":1189.17,"paid_interest":682.23,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":24.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":6,"total_credit_limit":56435,"total_credit_utilized":41611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17300,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":77.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":7.97,"installment":344.55,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9624.39,"paid_total":1717.88,"paid_principal":1375.61,"paid_interest":342.27,"paid_late_fees":0} {"emp_title":"coiled tubing supervisor","emp_length":6,"state":"CO","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Not Verified","debt_to_income":13.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":146628,"total_credit_utilized":100729,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39500,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":9,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.08,"installment":609.17,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17434.95,"paid_total":3049.23,"paid_principal":2565.05,"paid_interest":484.18,"paid_late_fees":0} {"emp_title":"dock worker","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":0.45,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":15,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":2806,"total_credit_utilized":674,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":18,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":10.41,"installment":81.16,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2320.03,"paid_total":242.03,"paid_principal":179.97,"paid_interest":62.06,"paid_late_fees":0} {"emp_title":"accounting clerk","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Verified","debt_to_income":56.56,"annual_income_joint":80000,"verification_income_joint":"Verified","debt_to_income_joint":26.52,"delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":239745,"total_credit_utilized":78586,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17800,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":17.09,"installment":448.22,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17416.15,"paid_total":1327.57,"paid_principal":583.85,"paid_interest":743.72,"paid_late_fees":0} {"emp_title":"special forces warrant officer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":206000,"verified_income":"Source Verified","debt_to_income":13.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":395790,"total_credit_utilized":82105,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26000,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":10.42,"installment":113.63,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3162.68,"paid_total":449.45,"paid_principal":337.32,"paid_interest":112.13,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":16.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":6,"total_credit_limit":291323,"total_credit_utilized":60206,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":26000,"num_total_cc_accounts":17,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.9,"installment":490.38,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13927.93,"paid_total":1462.06,"paid_principal":1072.07,"paid_interest":389.99,"paid_late_fees":0} {"emp_title":"police officer","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":88300,"verified_income":"Source Verified","debt_to_income":7.37,"annual_income_joint":143300,"verification_income_joint":"Source Verified","debt_to_income_joint":17.92,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":246817,"total_credit_utilized":24456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":57500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":38000,"term":60,"interest_rate":7.34,"installment":758.56,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36411.95,"paid_total":2260.18,"paid_principal":1588.05,"paid_interest":672.13,"paid_late_fees":0} {"emp_title":"partner physician","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Source Verified","debt_to_income":3.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":1340300,"total_credit_utilized":48122,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":53500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":14,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":31200,"term":60,"interest_rate":9.93,"installment":661.84,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29565.21,"paid_total":2604.33,"paid_principal":1634.79,"paid_interest":969.54,"paid_late_fees":0} {"emp_title":"senior loan officer","emp_length":3,"state":"MI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":5.24,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":160084,"total_credit_utilized":8178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":97,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3200,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":16.02,"installment":681.21,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26421.36,"paid_total":3493.27,"paid_principal":1578.64,"paid_interest":1914.63,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":220000,"verified_income":"Source Verified","debt_to_income":10.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":392426,"total_credit_utilized":98014,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":55,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.92,"installment":451.22,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12985.2,"paid_total":1338.23,"paid_principal":1014.8,"paid_interest":323.43,"paid_late_fees":0} {"emp_title":"director ","emp_length":6,"state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":11.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":26064,"total_credit_utilized":16252,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":11.98,"installment":239.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6693.38,"paid_total":712.45,"paid_principal":506.62,"paid_interest":205.83,"paid_late_fees":0} {"emp_title":"server engineer","emp_length":7,"state":"NY","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":15.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":656659,"total_credit_utilized":119062,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":115800,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":34869.96,"paid_total":6172.72,"paid_principal":5130.04,"paid_interest":1042.68,"paid_late_fees":0} {"emp_title":"administration","emp_length":10,"state":"MA","homeownership":"RENT","annual_income":69467,"verified_income":"Source Verified","debt_to_income":17.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":88672,"total_credit_utilized":50565,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":39500,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22000,"term":36,"interest_rate":5.32,"installment":662.53,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19724.94,"paid_total":2643.62,"paid_principal":2275.06,"paid_interest":368.56,"paid_late_fees":0} {"emp_title":"epic sr analyst","emp_length":5,"state":"OK","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Source Verified","debt_to_income":22.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":201874,"total_credit_utilized":45560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3972,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21000,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":9.93,"installment":763.66,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33632.34,"paid_total":3778.58,"paid_principal":2367.66,"paid_interest":1410.92,"paid_late_fees":0} {"emp_title":"owner & operator ","emp_length":7,"state":"MA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":27.51,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":2,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":8,"total_credit_limit":470550,"total_credit_utilized":117455,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":11,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.59,"installment":691.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28568.14,"paid_total":2710.14,"paid_principal":1431.86,"paid_interest":1278.28,"paid_late_fees":0} {"emp_title":"owner ","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":31.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":94213,"total_credit_utilized":59029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42300,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18046.03,"paid_total":2549.91,"paid_principal":1953.97,"paid_interest":595.94,"paid_late_fees":0} {"emp_title":"pharmacist","emp_length":8,"state":"NC","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":15.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":39441,"total_credit_utilized":25894,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10800,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":70.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7038.49,"paid_total":1303,"paid_principal":961.51,"paid_interest":341.49,"paid_late_fees":0} {"emp_title":"library specialist","emp_length":8,"state":"NM","homeownership":"OWN","annual_income":41000,"verified_income":"Source Verified","debt_to_income":25.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":89352,"total_credit_utilized":43390,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15850,"term":60,"interest_rate":9.93,"installment":336.22,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15019.52,"paid_total":1323.02,"paid_principal":830.48,"paid_interest":492.54,"paid_late_fees":0} {"emp_title":"ecommerce, digital strategy ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":128000,"verified_income":"Source Verified","debt_to_income":15.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":97904,"total_credit_utilized":66106,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50400,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":21.85,"installment":440.54,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15698.87,"paid_total":861.66,"paid_principal":301.13,"paid_interest":560.53,"paid_late_fees":0} {"emp_title":"it professional","emp_length":1,"state":"FL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":40.7,"annual_income_joint":185000,"verification_income_joint":"Verified","debt_to_income_joint":38.87,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":709506,"total_credit_utilized":114636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13425,"term":36,"interest_rate":21.85,"installment":511.67,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12608.64,"paid_total":1518.71,"paid_principal":816.36,"paid_interest":702.35,"paid_late_fees":0} {"emp_title":"project manager","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":9.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":67,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":41599,"total_credit_utilized":21657,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14200,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":10.91,"installment":457.75,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12999.56,"paid_total":1356.28,"paid_principal":1000.44,"paid_interest":355.84,"paid_late_fees":0} {"emp_title":"pharmcist","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":151000,"verified_income":"Verified","debt_to_income":0.97,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":23400,"total_credit_utilized":4748,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":62.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":13.59,"installment":737.8,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":30472.7,"paid_total":2927.04,"paid_principal":1527.3,"paid_interest":1399.74,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"KS","homeownership":"OWN","annual_income":130000,"verified_income":"Not Verified","debt_to_income":10.34,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":1971,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":9,"total_credit_limit":39929,"total_credit_utilized":17378,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":69,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9900,"num_total_cc_accounts":26,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":12.61,"installment":670.13,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18605.56,"paid_total":1996.38,"paid_principal":1394.44,"paid_interest":601.94,"paid_late_fees":0} {"emp_title":"managing attorney ","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Source Verified","debt_to_income":19.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":13,"total_credit_limit":199430,"total_credit_utilized":219555,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":68600,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":12.62,"installment":451.19,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19021.27,"paid_total":1790.74,"paid_principal":978.73,"paid_interest":812.01,"paid_late_fees":0} {"emp_title":"senior enrollment specialist","emp_length":7,"state":"CT","homeownership":"OWN","annual_income":115000,"verified_income":"Verified","debt_to_income":16.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1995,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":12,"total_credit_limit":401681,"total_credit_utilized":113384,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9100,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":16.02,"installment":105.51,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2732.87,"paid_total":416.7,"paid_principal":267.13,"paid_interest":149.57,"paid_late_fees":0} {"emp_title":"assistant ","emp_length":10,"state":"NV","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":13.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":36067,"total_credit_utilized":9942,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21200,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4188.63,"paid_total":1004.41,"paid_principal":811.37,"paid_interest":193.04,"paid_late_fees":0} {"emp_title":"program manager","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":11.72,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":59231,"total_credit_utilized":18893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":20,"installment":178.39,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4291.38,"paid_total":886.62,"paid_principal":508.62,"paid_interest":378,"paid_late_fees":0} {"emp_title":"form operator ","emp_length":6,"state":"MA","homeownership":"RENT","annual_income":38000,"verified_income":"Source Verified","debt_to_income":19.46,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":39419,"total_credit_utilized":25076,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7225,"term":36,"interest_rate":13.58,"installment":245.47,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6728.3,"paid_total":725.51,"paid_principal":496.7,"paid_interest":228.81,"paid_late_fees":0} {"emp_title":"home health aide","emp_length":5,"state":"IL","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":2.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":30800,"total_credit_utilized":2280,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.61,"installment":338.31,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14452.23,"paid_total":1004.42,"paid_principal":547.77,"paid_interest":456.65,"paid_late_fees":0} {"emp_title":"vacation specialist","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":7.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":48158,"total_credit_utilized":21134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1519.57,"paid_principal":1282.55,"paid_interest":237.02,"paid_late_fees":0} {"emp_title":"senior police officer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":26.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":1990,"inquiries_last_12m":4,"total_credit_lines":37,"open_credit_lines":18,"total_credit_limit":444013,"total_credit_utilized":53744,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":9,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18000,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":97.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":13.58,"installment":81.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2290.62,"paid_total":161.27,"paid_principal":109.38,"paid_interest":51.89,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":29.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1977,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":104300,"total_credit_utilized":54689,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65400,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7403.61,"paid_total":744.57,"paid_principal":596.39,"paid_interest":148.18,"paid_late_fees":0} {"emp_title":"service technician","emp_length":2,"state":"AK","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":20.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":38,"open_credit_lines":13,"total_credit_limit":349480,"total_credit_utilized":28424,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":12122,"current_installment_accounts":3,"accounts_opened_24m":13,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2400,"num_total_cc_accounts":25,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":81.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17631.3,"paid_total":3307.68,"paid_principal":2368.7,"paid_interest":938.98,"paid_late_fees":0} {"emp_title":"ssgt / e-5","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":55944,"verified_income":"Source Verified","debt_to_income":27.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":51319,"total_credit_utilized":31893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":15,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":4000,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":97.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":16.01,"installment":281.3,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7469.28,"paid_total":829.67,"paid_principal":530.72,"paid_interest":298.95,"paid_late_fees":0} {"emp_title":"manager ","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":192000,"verified_income":"Not Verified","debt_to_income":11.11,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":363751,"total_credit_utilized":88777,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23100,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":81.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6.72,"installment":737.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20948.06,"paid_total":3680.99,"paid_principal":3051.94,"paid_interest":629.05,"paid_late_fees":0} {"emp_title":"machinist","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":16.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":40000,"total_credit_utilized":30066,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":174,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":11900,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":17.09,"installment":398.42,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15303.07,"paid_total":1563.3,"paid_principal":696.93,"paid_interest":866.37,"paid_late_fees":0} {"emp_title":"store manager","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":5.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":18878,"total_credit_utilized":899,"num_collections_last_12m":0,"num_historical_failed_to_pay":3,"current_accounts_delinq":0,"total_collection_amount_ever":4575,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1100,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":3,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28586.16,"paid_total":2773.73,"paid_principal":1413.84,"paid_interest":1359.89,"paid_late_fees":0} {"emp_title":"accounts payable manager","emp_length":4,"state":"KY","homeownership":"MORTGAGE","annual_income":54000,"verified_income":"Source Verified","debt_to_income":19.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":145868,"total_credit_utilized":38319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":44900,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":7.34,"installment":399.25,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":19444.47,"paid_total":790.34,"paid_principal":555.53,"paid_interest":234.81,"paid_late_fees":0} {"emp_title":"warehouse clerk","emp_length":1,"state":"PA","homeownership":"OWN","annual_income":34000,"verified_income":"Not Verified","debt_to_income":33.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":53920,"total_credit_utilized":25392,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4900,"term":36,"interest_rate":7.97,"installment":153.49,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4287.18,"paid_total":780.47,"paid_principal":612.82,"paid_interest":167.65,"paid_late_fees":0} {"emp_title":"events coordiantor","emp_length":1,"state":"OK","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":19.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":3,"total_credit_limit":46590,"total_credit_utilized":35573,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":19000,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.72,"installment":276.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":7855.5,"paid_total":1373.76,"paid_principal":1144.5,"paid_interest":229.26,"paid_late_fees":0} {"emp_title":"field service engineer","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":72000,"verified_income":"Verified","debt_to_income":13.98,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":49113,"total_credit_utilized":33325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":15.04,"installment":728.39,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19586.87,"paid_total":2167.62,"paid_principal":1413.13,"paid_interest":754.49,"paid_late_fees":0} {"emp_title":"","state":"AZ","homeownership":"OWN","annual_income":15000,"verified_income":"Verified","debt_to_income":36.88,"annual_income_joint":56000,"verification_income_joint":"Verified","debt_to_income_joint":23.06,"delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":214100,"total_credit_utilized":10411,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5625,"term":36,"interest_rate":7.96,"installment":176.17,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5205.66,"paid_total":526.02,"paid_principal":419.34,"paid_interest":106.68,"paid_late_fees":0} {"emp_title":"creative designer ","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":16,"total_credit_limit":108776,"total_credit_utilized":72103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":21200,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"faculty","emp_length":5,"state":"IN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":19.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":67,"open_credit_lines":15,"total_credit_limit":317926,"total_credit_utilized":94472,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34000,"num_total_cc_accounts":30,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":98.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.08,"installment":152.3,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4358.7,"paid_total":758.12,"paid_principal":641.3,"paid_interest":116.82,"paid_late_fees":0} {"emp_title":"customer relations manager","emp_length":5,"state":"MN","homeownership":"MORTGAGE","annual_income":67500,"verified_income":"Verified","debt_to_income":28.39,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":11,"total_credit_limit":104757,"total_credit_utilized":32640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22875,"term":36,"interest_rate":18.45,"installment":832.16,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21411.35,"paid_total":2473.03,"paid_principal":1463.65,"paid_interest":1009.38,"paid_late_fees":0} {"emp_title":"project manager","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":80000,"verified_income":"Not Verified","debt_to_income":17.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":76316,"total_credit_utilized":47359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18005.74,"paid_total":2496.98,"paid_principal":1994.26,"paid_interest":502.72,"paid_late_fees":0} {"emp_title":"it supervisor","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":118000,"verified_income":"Not Verified","debt_to_income":6.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":66125,"total_credit_utilized":21166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.44,"installment":503.35,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22402.3,"paid_total":2578.7,"paid_principal":1597.7,"paid_interest":981,"paid_late_fees":0} {"emp_title":"fire captain","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":220000,"verified_income":"Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":212129,"total_credit_utilized":155852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":49500,"num_total_cc_accounts":19,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21125,"term":36,"interest_rate":13.58,"installment":717.71,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19672.75,"paid_total":2137.19,"paid_principal":1452.25,"paid_interest":684.94,"paid_late_fees":0} {"emp_title":"electrician","emp_length":8,"state":"RI","homeownership":"MORTGAGE","annual_income":43600,"verified_income":"Verified","debt_to_income":44.15,"annual_income_joint":138600,"verification_income_joint":"Source Verified","debt_to_income_joint":23.77,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":289409,"total_credit_utilized":67755,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1800,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":10.42,"installment":214.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9350.23,"paid_total":1058.28,"paid_principal":649.77,"paid_interest":408.51,"paid_late_fees":0} {"emp_title":"home attender ","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":20000,"verified_income":"Source Verified","debt_to_income":37.45,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":40534,"total_credit_utilized":20250,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.35,"installment":186.23,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5396.56,"paid_total":740.02,"paid_principal":603.44,"paid_interest":136.58,"paid_late_fees":0} {"emp_title":"radiologic technologist","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Not Verified","debt_to_income":12.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1993,"inquiries_last_12m":9,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":58274,"total_credit_utilized":25261,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.91,"installment":326.97,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9042.83,"paid_total":1301.82,"paid_principal":957.17,"paid_interest":344.65,"paid_late_fees":0} {"emp_title":"assistant parts manager","emp_length":10,"state":"PA","homeownership":"OWN","annual_income":59000,"verified_income":"Not Verified","debt_to_income":37.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":4,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":137665,"total_credit_utilized":63835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":48700,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.97,"installment":751.75,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21606.89,"paid_total":2996.37,"paid_principal":2393.11,"paid_interest":603.26,"paid_late_fees":0} {"emp_title":"own truckdriver","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":150000,"verified_income":"Not Verified","debt_to_income":17.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":127440,"total_credit_utilized":59551,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":631,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16200,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.41,"installment":811.51,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23200.57,"paid_total":2405.61,"paid_principal":1799.43,"paid_interest":606.18,"paid_late_fees":0} {"emp_title":"business loan counselor officer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":36.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":66524,"total_credit_utilized":52474,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19500,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":21.45,"installment":568.6,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16079.42187,"paid_principal":15000,"paid_interest":1079.42,"paid_late_fees":0} {"emp_title":"retail manager","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":8.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":133044,"total_credit_utilized":22693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":99000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13056.7,"paid_total":2254.22,"paid_principal":1943.3,"paid_interest":310.92,"paid_late_fees":0} {"emp_title":"carpenter ","emp_length":9,"state":"IL","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":30.89,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":23,"total_credit_limit":288299,"total_credit_utilized":73716,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":59500,"num_total_cc_accounts":27,"num_open_cc_accounts":19,"num_cc_carrying_balance":14,"num_mort_accounts":4,"account_never_delinq_percent":97.4,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":15.05,"installment":333.43,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13356.64,"paid_total":1322.01,"paid_principal":643.36,"paid_interest":678.65,"paid_late_fees":0} {"emp_title":"mobile support analyst","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":61000,"verified_income":"Source Verified","debt_to_income":2.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":45600,"total_credit_utilized":39445,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1040,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2600,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13200,"term":60,"interest_rate":18.45,"installment":338.44,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12787.25,"paid_total":1001.79,"paid_principal":412.75,"paid_interest":589.04,"paid_late_fees":0} {"emp_title":"software developper","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":112000,"verified_income":"Verified","debt_to_income":11.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":59000,"total_credit_utilized":34143,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":32400,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32559.72,"paid_total":3493.67,"paid_principal":2440.28,"paid_interest":1053.39,"paid_late_fees":0} {"emp_title":"instructor","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":13.42,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":34,"open_credit_lines":19,"total_credit_limit":221066,"total_credit_utilized":64609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15700,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19022.42,"paid_total":2671.17,"paid_principal":977.58,"paid_interest":1693.59,"paid_late_fees":0} {"emp_title":"","state":"TN","homeownership":"OWN","annual_income":55000,"verified_income":"Not Verified","debt_to_income":24.09,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.58,"delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":122312,"total_credit_utilized":27840,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":9.44,"installment":251.68,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11201.13,"paid_total":1242.67,"paid_principal":798.87,"paid_interest":443.8,"paid_late_fees":0} {"emp_title":"sales representative","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":225000,"verified_income":"Source Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":20,"total_credit_limit":423374,"total_credit_utilized":103535,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":69200,"num_total_cc_accounts":25,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":6.07,"installment":548.17,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17083.45,"paid_total":1090.27,"paid_principal":916.55,"paid_interest":173.72,"paid_late_fees":0} {"emp_title":"service manager","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":94000,"verified_income":"Source Verified","debt_to_income":3.47,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":14,"earliest_credit_line":2003,"inquiries_last_12m":9,"total_credit_lines":49,"open_credit_lines":20,"total_credit_limit":141959,"total_credit_utilized":7489,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16700,"num_total_cc_accounts":27,"num_open_cc_accounts":18,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":89.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11500,"term":36,"interest_rate":16.02,"installment":404.42,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10476.14,"paid_total":1607.44,"paid_principal":1023.86,"paid_interest":583.58,"paid_late_fees":0} {"emp_title":"courier","emp_length":10,"state":"CT","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":19.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":91878,"total_credit_utilized":40635,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":39900,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.34,"installment":186.2,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5700.09,"paid_total":369.95,"paid_principal":299.91,"paid_interest":70.04,"paid_late_fees":0} {"emp_title":"network engineer ","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Verified","debt_to_income":16.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":383133,"total_credit_utilized":73186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":69200,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":7.96,"installment":567.21,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26847.96,"paid_total":1676.87,"paid_principal":1152.04,"paid_interest":524.83,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":2,"state":"CO","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Verified","debt_to_income":24.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":64,"open_credit_lines":29,"total_credit_limit":425959,"total_credit_utilized":128569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":21,"accounts_opened_24m":7,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":13000,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":21675,"term":60,"interest_rate":13.58,"installment":499.64,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":20903.28,"paid_total":1482.57,"paid_principal":771.72,"paid_interest":710.85,"paid_late_fees":0} {"emp_title":"heavy equipment operator ","emp_length":0,"state":"TX","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":29.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":139026,"total_credit_utilized":97394,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.93,"installment":161.18,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4514.8,"paid_total":637.82,"paid_principal":485.2,"paid_interest":152.62,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":0.95,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":6900,"total_credit_utilized":1081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":13.59,"installment":441.73,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11301.82,"paid_total":2257.1,"paid_principal":1698.18,"paid_interest":558.92,"paid_late_fees":0} {"emp_title":"pharmacy technician ","emp_length":5,"state":"TX","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":29.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":15,"total_credit_limit":84714,"total_credit_utilized":62011,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3670,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8800,"term":36,"interest_rate":10.41,"installment":285.65,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8379.56,"paid_total":566.21,"paid_principal":420.44,"paid_interest":145.77,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"LA","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":25.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":358735,"total_credit_utilized":59518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":3274,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":48100,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9280.21,"paid_total":968.05,"paid_principal":719.79,"paid_interest":248.26,"paid_late_fees":0} {"emp_title":"quality assurance manager","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":15.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":65267,"total_credit_utilized":30538,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12500,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.85,"installment":1143.39,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28175.76,"paid_total":3393.75,"paid_principal":1824.24,"paid_interest":1569.51,"paid_late_fees":0} {"emp_title":"account manager","emp_length":4,"state":"MN","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":8.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":39,"open_credit_lines":12,"total_credit_limit":409810,"total_credit_utilized":43231,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43800,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":91.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.93,"installment":773.63,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":21671.17,"paid_total":3068.04,"paid_principal":2328.83,"paid_interest":739.21,"paid_late_fees":0} {"emp_title":"","state":"VA","homeownership":"RENT","annual_income":23000,"verified_income":"Verified","debt_to_income":34.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":32500,"total_credit_utilized":28035,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":66,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16400,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":11.98,"installment":239.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6693.38,"paid_total":707.66,"paid_principal":506.62,"paid_interest":201.04,"paid_late_fees":0} {"emp_title":"marketing coordinator","emp_length":4,"state":"GA","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":13,"total_credit_limit":40067,"total_credit_utilized":35537,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2700,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.44,"installment":192.03,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5264.37,"paid_total":957,"paid_principal":735.63,"paid_interest":221.37,"paid_late_fees":0} {"emp_title":"auditor","emp_length":4,"state":"TX","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":3.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":41499,"total_credit_utilized":7489,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29500,"num_total_cc_accounts":13,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.08,"installment":60.92,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":2047.0972,"paid_principal":2000,"paid_interest":47.1,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":8,"state":"OR","homeownership":"OWN","annual_income":120000,"verified_income":"Not Verified","debt_to_income":7.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":274099,"total_credit_utilized":28093,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15900,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.35,"installment":620.75,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17988.61,"paid_total":2499.33,"paid_principal":2011.39,"paid_interest":487.94,"paid_late_fees":0} {"emp_title":"","state":"WA","homeownership":"MORTGAGE","annual_income":76892,"verified_income":"Source Verified","debt_to_income":30.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":45,"open_credit_lines":15,"total_credit_limit":75633,"total_credit_utilized":42178,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":12,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13000,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"vacation","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":17.09,"installment":71.4,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1779.22,"paid_total":352.25,"paid_principal":220.78,"paid_interest":131.47,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":0,"verified_income":"Not Verified","annual_income_joint":170000,"verification_income_joint":"Not Verified","debt_to_income_joint":7.69,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":19624,"total_credit_utilized":7458,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":19.03,"installment":220.03,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5488.47,"paid_total":867.43,"paid_principal":511.53,"paid_interest":355.9,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":130000,"verified_income":"Not Verified","debt_to_income":12.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":41,"open_credit_lines":16,"total_credit_limit":56855,"total_credit_utilized":33267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":16600,"num_total_cc_accounts":27,"num_open_cc_accounts":14,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9097.26,"paid_total":1379.24,"paid_principal":902.74,"paid_interest":476.5,"paid_late_fees":0} {"emp_title":"handyman","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":11.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":68750,"total_credit_utilized":13695,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.42,"installment":129.86,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3516.03,"paid_total":646.98,"paid_principal":483.97,"paid_interest":163.01,"paid_late_fees":0} {"emp_title":"project manager","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":8.01,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":69100,"total_credit_utilized":13823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":48400,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.96,"installment":187.91,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5552.72,"paid_total":561.08,"paid_principal":447.28,"paid_interest":113.8,"paid_late_fees":0} {"emp_title":"operator","emp_length":4,"state":"OR","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Source Verified","debt_to_income":18.41,"annual_income_joint":137830,"verification_income_joint":"Source Verified","debt_to_income_joint":21.63,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":47551,"total_credit_utilized":27044,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":71,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15900,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27291.78,"paid_total":4137.72,"paid_principal":2708.22,"paid_interest":1429.5,"paid_late_fees":0} {"emp_title":"directional driller","emp_length":1,"state":"CO","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Not Verified","debt_to_income":8.78,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":6,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":787370,"total_credit_utilized":38820,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":35900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.97,"installment":1252.91,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34997.78,"paid_total":6229.13,"paid_principal":5002.22,"paid_interest":1226.91,"paid_late_fees":0} {"emp_title":"special events and marketing assistant","emp_length":1,"state":"MN","homeownership":"OWN","annual_income":46000,"verified_income":"Verified","debt_to_income":15.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":77200,"total_credit_utilized":37127,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":58700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":13.58,"installment":305.77,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8381.29,"paid_total":903.73,"paid_principal":618.71,"paid_interest":285.02,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":9.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":36100,"total_credit_utilized":14896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26300,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":9.43,"installment":288.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8120.56,"paid_total":1147.32,"paid_principal":879.44,"paid_interest":267.88,"paid_late_fees":0} {"emp_title":"case manager","emp_length":2,"state":"OK","homeownership":"RENT","annual_income":46500,"verified_income":"Source Verified","debt_to_income":10.68,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2007,"inquiries_last_12m":6,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":134941,"total_credit_utilized":43194,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":42,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":800,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":58.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":19.03,"installment":154.02,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3841.93,"paid_total":611.64,"paid_principal":358.07,"paid_interest":253.57,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":36.31,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":41708,"total_credit_utilized":24611,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6100,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":67.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":9.44,"installment":224.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6316.09,"paid_total":888.82,"paid_principal":683.91,"paid_interest":204.91,"paid_late_fees":0} {"emp_title":"inside sales","emp_length":10,"state":"MN","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":12.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":56274,"total_credit_utilized":47632,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.99,"installment":199.26,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5434.35,"paid_total":789.05,"paid_principal":565.65,"paid_interest":223.4,"paid_late_fees":0} {"emp_title":"project manager","emp_length":1,"state":"IN","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Source Verified","debt_to_income":11.26,"annual_income_joint":118000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.65,"delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":46300,"total_credit_utilized":12667,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":6,"current_accounts_delinq":0,"total_collection_amount_ever":66,"current_installment_accounts":1,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23500,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":6700,"term":36,"interest_rate":10.41,"installment":217.49,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6217.74,"paid_total":644.72,"paid_principal":482.26,"paid_interest":162.46,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"RENT","annual_income":13000,"verified_income":"Verified","debt_to_income":31.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":17421,"total_credit_utilized":10408,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":85,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":9.92,"installment":32.23,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":927.51,"paid_total":95.59,"paid_principal":72.49,"paid_interest":23.1,"paid_late_fees":0} {"emp_title":"patient access representative ","emp_length":0,"state":"LA","homeownership":"RENT","annual_income":26000,"verified_income":"Source Verified","debt_to_income":15.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":32211,"total_credit_utilized":20370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13124.17,"paid_total":2342.56,"paid_principal":1875.83,"paid_interest":466.73,"paid_late_fees":0} {"emp_title":"inkjet lead operator","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":28.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":101800,"total_credit_utilized":59213,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":85500,"num_total_cc_accounts":29,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.43,"installment":576.01,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16686.05,"paid_total":1718.6,"paid_principal":1313.95,"paid_interest":404.65,"paid_late_fees":0} {"emp_title":"service manager","emp_length":6,"state":"GA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":3.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":34830,"total_credit_utilized":7104,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.72,"installment":123,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3184.73,"paid_total":913.51,"paid_principal":815.27,"paid_interest":98.24,"paid_late_fees":0} {"emp_title":"office manager","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":32000,"verified_income":"Source Verified","debt_to_income":7.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":11800,"total_credit_utilized":6341,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.04,"installment":346.85,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8811.69,"paid_total":1532.19,"paid_principal":1188.31,"paid_interest":343.88,"paid_late_fees":0} {"emp_title":"team leader","emp_length":4,"state":"MS","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":14.97,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":299261,"total_credit_utilized":26609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":1112,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10600,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.44,"installment":384.06,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10827.62,"paid_total":1529.95,"paid_principal":1172.38,"paid_interest":357.57,"paid_late_fees":0} {"emp_title":"rural carrier","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":20.46,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":2,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":36,"open_credit_lines":15,"total_credit_limit":292049,"total_credit_utilized":54601,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15400,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":10.91,"installment":549.3,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15192,"paid_total":2176.83,"paid_principal":1608,"paid_interest":568.83,"paid_late_fees":0} {"emp_title":"bank manager","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":53000,"verified_income":"Not Verified","debt_to_income":32.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":50300,"total_credit_utilized":21327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.01,"installment":527.43,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13664.35,"paid_total":2083.04,"paid_principal":1335.65,"paid_interest":747.39,"paid_late_fees":0} {"emp_title":"police assistant","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":38.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":304869,"total_credit_utilized":83643,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29600,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23525,"term":36,"interest_rate":10.41,"installment":763.63,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21831.74,"paid_total":2263.68,"paid_principal":1693.26,"paid_interest":570.42,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"CO","homeownership":"RENT","annual_income":62400,"verified_income":"Verified","debt_to_income":35.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":110282,"total_credit_utilized":62390,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28900,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30025,"term":36,"interest_rate":16.01,"installment":1055.74,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28033.19,"paid_total":3140.51,"paid_principal":1991.81,"paid_interest":1148.7,"paid_late_fees":0} {"emp_title":"cfo","emp_length":4,"state":"WA","homeownership":"MORTGAGE","annual_income":290000,"verified_income":"Source Verified","debt_to_income":19.34,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1988,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":842294,"total_credit_utilized":149208,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":99800,"num_total_cc_accounts":20,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29175,"term":60,"interest_rate":16.02,"installment":709.79,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":29820.72441,"paid_principal":29175,"paid_interest":645.72,"paid_late_fees":0} {"emp_title":"","state":"NJ","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Verified","debt_to_income":31.74,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":17,"open_credit_lines":14,"total_credit_limit":318851,"total_credit_utilized":60160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":17100,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4725,"term":36,"interest_rate":14.08,"installment":161.68,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4292.5,"paid_total":643.02,"paid_principal":432.5,"paid_interest":210.52,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":16000,"verified_income":"Verified","debt_to_income":58.06,"annual_income_joint":48000,"verification_income_joint":"Not Verified","debt_to_income_joint":34.25,"delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":34111,"total_credit_utilized":24117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":80,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":20,"installment":371.64,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9374.77,"paid_total":1103.81,"paid_principal":625.23,"paid_interest":478.58,"paid_late_fees":0} {"emp_title":"practice coordinator ","emp_length":10,"state":"MD","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":20.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":125390,"total_credit_utilized":40569,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2066,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":58400,"num_total_cc_accounts":28,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":7.34,"installment":223.44,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6395.73,"paid_total":931.58,"paid_principal":804.27,"paid_interest":127.31,"paid_late_fees":0} {"emp_title":"controller","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Not Verified","debt_to_income":13.08,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":68345,"total_credit_utilized":37194,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":19,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17000,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4501.41,"paid_total":624.27,"paid_principal":498.59,"paid_interest":125.68,"paid_late_fees":0} {"emp_title":"track welder","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":21.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":188700,"total_credit_utilized":48877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43200,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.08,"installment":1218.33,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":35906.37,"paid_total":4846.3,"paid_principal":4093.63,"paid_interest":752.67,"paid_late_fees":0} {"emp_title":"police officer 2","emp_length":5,"state":"CA","homeownership":"OWN","annual_income":115000,"verified_income":"Source Verified","debt_to_income":16.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2003,"inquiries_last_12m":9,"total_credit_lines":32,"open_credit_lines":16,"total_credit_limit":494031,"total_credit_utilized":62401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":35800,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":87.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":9.43,"installment":768.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22248.07,"paid_total":2278.88,"paid_principal":1751.93,"paid_interest":526.95,"paid_late_fees":0} {"emp_title":"interim dean of students","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":71500,"verified_income":"Source Verified","debt_to_income":31.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":177064,"total_credit_utilized":148500,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":50000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":11.99,"installment":444.79,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18750.49,"paid_total":2110.72,"paid_principal":1249.51,"paid_interest":861.21,"paid_late_fees":0} {"emp_title":"senior compounder operator","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":84000,"verified_income":"Source Verified","debt_to_income":17.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":181827,"total_credit_utilized":28628,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22900,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23851.14,"paid_total":2360.74,"paid_principal":1148.86,"paid_interest":1211.88,"paid_late_fees":0} {"emp_title":"technical support","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":96500,"verified_income":"Source Verified","debt_to_income":10.87,"annual_income_joint":131500,"verification_income_joint":"Not Verified","debt_to_income_joint":15.18,"delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":229160,"total_credit_utilized":43329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23756.73,"paid_total":2190.65,"paid_principal":1243.27,"paid_interest":947.38,"paid_late_fees":0} {"emp_title":"produce manager","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":28000,"verified_income":"Verified","debt_to_income":33.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":8,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":46497,"total_credit_utilized":27441,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":20,"installment":557.46,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14062.16,"paid_total":1655.71,"paid_principal":937.84,"paid_interest":717.87,"paid_late_fees":0} {"emp_title":"team leader","emp_length":4,"state":"MD","homeownership":"OWN","annual_income":75000,"verified_income":"Verified","debt_to_income":24.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":16,"total_credit_limit":352219,"total_credit_utilized":67693,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":15,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":66300,"num_total_cc_accounts":23,"num_open_cc_accounts":12,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13982.44,"paid_total":2476.47,"paid_principal":2017.56,"paid_interest":458.91,"paid_late_fees":0} {"emp_title":"medical technician","emp_length":2,"state":"RI","homeownership":"MORTGAGE","annual_income":39400,"verified_income":"Not Verified","debt_to_income":10.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":36500,"total_credit_utilized":17862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18540.06,"paid_total":1909.55,"paid_principal":1459.94,"paid_interest":449.61,"paid_late_fees":0} {"emp_title":"case manager","emp_length":0,"state":"AL","homeownership":"MORTGAGE","annual_income":40296,"verified_income":"Not Verified","debt_to_income":28.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":62,"open_credit_lines":14,"total_credit_limit":237498,"total_credit_utilized":123342,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23400,"num_total_cc_accounts":45,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.99,"installment":498.15,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":15392.79271,"paid_principal":15000,"paid_interest":392.79,"paid_late_fees":0} {"emp_title":"specialist 2","emp_length":5,"state":"LA","homeownership":"MORTGAGE","annual_income":32344,"verified_income":"Source Verified","debt_to_income":25.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":58832,"total_credit_utilized":39884,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":18.45,"installment":272.84,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7020.11,"paid_total":803.14,"paid_principal":479.89,"paid_interest":323.25,"paid_late_fees":0} {"emp_title":"maintenance","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":37.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":49,"open_credit_lines":31,"total_credit_limit":125422,"total_credit_utilized":36705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":450,"current_installment_accounts":5,"accounts_opened_24m":13,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":64100,"num_total_cc_accounts":35,"num_open_cc_accounts":26,"num_cc_carrying_balance":16,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.05,"installment":104.07,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2729.18,"paid_total":413.77,"paid_principal":270.82,"paid_interest":142.95,"paid_late_fees":0} {"emp_title":"qa supervisor ","emp_length":7,"state":"CA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":9.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":232676,"total_credit_utilized":18696,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":113,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15300,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":9.43,"installment":80.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2317.48,"paid_total":238.72,"paid_principal":182.52,"paid_interest":56.2,"paid_late_fees":0} {"emp_title":"accountant","emp_length":0,"state":"MA","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":10.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":78058,"total_credit_utilized":52929,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26100,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9275.24,"paid_total":961.53,"paid_principal":724.76,"paid_interest":236.77,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"RENT","annual_income":66000,"verified_income":"Source Verified","debt_to_income":20.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":10,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":68077,"total_credit_utilized":45961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15600,"term":60,"interest_rate":13.59,"installment":359.68,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14855.43,"paid_total":1426.94,"paid_principal":744.57,"paid_interest":682.37,"paid_late_fees":0} {"emp_title":"","state":"MS","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":18.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":36,"open_credit_lines":7,"total_credit_limit":341682,"total_credit_utilized":16492,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5500,"num_total_cc_accounts":21,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":5.32,"installment":240.92,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7172.71,"paid_total":961.32,"paid_principal":827.29,"paid_interest":134.03,"paid_late_fees":0} {"emp_title":"director of dining services","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":10.01,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2006,"inquiries_last_12m":7,"total_credit_lines":20,"open_credit_lines":11,"total_credit_limit":32569,"total_credit_utilized":19768,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15300,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8879.63,"paid_total":1740.55,"paid_principal":1120.37,"paid_interest":620.18,"paid_late_fees":0} {"emp_title":"technician","emp_length":2,"state":"MO","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":33.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":68025,"total_credit_utilized":52550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.41,"installment":259.69,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7424.16,"paid_total":774.44,"paid_principal":575.84,"paid_interest":198.6,"paid_late_fees":0} {"emp_title":"","state":"OR","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":8.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":15300,"total_credit_utilized":4397,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":90,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6600,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"producer ","emp_length":9,"state":"OR","homeownership":"MORTGAGE","annual_income":19000,"verified_income":"Source Verified","debt_to_income":209.1,"annual_income_joint":108820,"verification_income_joint":"Source Verified","debt_to_income_joint":36.5,"delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":14,"total_credit_limit":363425,"total_credit_utilized":330087,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50700,"num_total_cc_accounts":23,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":12.62,"installment":541.42,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":24532.76231,"paid_principal":24000,"paid_interest":532.76,"paid_late_fees":0} {"emp_title":"tier 1 tech support","emp_length":2,"state":"PA","homeownership":"OWN","annual_income":42000,"verified_income":"Not Verified","debt_to_income":24.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":60917,"total_credit_utilized":33892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16100,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":73.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10800,"term":36,"interest_rate":7.35,"installment":335.21,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9713.83,"paid_total":1343.05,"paid_principal":1086.17,"paid_interest":256.88,"paid_late_fees":0} {"emp_title":"research coordinator ","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":53.94,"annual_income_joint":107000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.99,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":264702,"total_credit_utilized":82893,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":9.93,"installment":580.22,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15807.67,"paid_total":2891.17,"paid_principal":2192.33,"paid_interest":698.84,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":24.57,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":9,"total_credit_limit":198390,"total_credit_utilized":45870,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":639,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14400,"term":36,"interest_rate":11.99,"installment":478.22,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13042.46,"paid_total":1903.29,"paid_principal":1357.54,"paid_interest":545.75,"paid_late_fees":0} {"emp_title":"lead","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":24.69,"annual_income_joint":108000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.42,"delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":4,"total_credit_lines":46,"open_credit_lines":9,"total_credit_limit":376749,"total_credit_utilized":97762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13500,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":16800,"term":60,"interest_rate":13.58,"installment":387.26,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16201.86,"paid_total":1149.11,"paid_principal":598.14,"paid_interest":550.97,"paid_late_fees":0} {"emp_title":"radiologic technologist ","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":165873,"total_credit_utilized":17735,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33300,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9485.14,"paid_total":599.27,"paid_principal":514.86,"paid_interest":84.41,"paid_late_fees":0} {"emp_title":"business analyst","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":23.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":52670,"total_credit_utilized":25121,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":15600,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11403.21,"paid_total":1059.53,"paid_principal":596.79,"paid_interest":462.74,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"RENT","annual_income":18375,"verified_income":"Verified","debt_to_income":23.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":21200,"total_credit_utilized":11244,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":25.82,"installment":241.17,"grade":"E","sub_grade":"E4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5415.01,"paid_total":1184.33,"paid_principal":584.99,"paid_interest":599.34,"paid_late_fees":0} {"emp_title":"project manager","emp_length":4,"state":"VA","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":13.77,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":79185,"total_credit_utilized":62621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":30600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":11.98,"installment":355.75,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":15406.06,"paid_total":1045.95,"paid_principal":593.94,"paid_interest":452.01,"paid_late_fees":0} {"emp_title":"test tech","emp_length":4,"state":"PA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":27.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":383810,"total_credit_utilized":43666,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61900,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.31,"installment":451.66,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13839.02,"paid_total":1346.13,"paid_principal":1160.98,"paid_interest":185.15,"paid_late_fees":0} {"emp_title":"system analyst","emp_length":9,"state":"IL","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":31.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":53700,"total_credit_utilized":28051,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":15.05,"installment":555.04,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14555.62,"paid_total":2186.72,"paid_principal":1444.38,"paid_interest":742.34,"paid_late_fees":0} {"emp_title":"trial paralegal and realtor","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":109600,"verified_income":"Not Verified","debt_to_income":25.49,"annual_income_joint":209600,"verification_income_joint":"Not Verified","debt_to_income_joint":14.24,"delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1997,"inquiries_last_12m":10,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":632324,"total_credit_utilized":95002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":115,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21300,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":72,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":10.42,"installment":600.73,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26180.69,"paid_total":2971.23,"paid_principal":1819.31,"paid_interest":1151.92,"paid_late_fees":0} {"emp_title":"regional telephony manager","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":121000,"verified_income":"Source Verified","debt_to_income":16.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":284707,"total_credit_utilized":60574,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":39500,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":9.92,"installment":636.24,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28825.63,"paid_total":1892.19,"paid_principal":1174.37,"paid_interest":717.82,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":9,"state":"VA","homeownership":"RENT","annual_income":118000,"verified_income":"Verified","debt_to_income":18.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":13,"total_credit_limit":125910,"total_credit_utilized":63746,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":50500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37401.02,"paid_total":4267.74,"paid_principal":2598.98,"paid_interest":1668.76,"paid_late_fees":0} {"emp_title":"production specialist","emp_length":0,"state":"WA","homeownership":"RENT","annual_income":37000,"verified_income":"Verified","debt_to_income":29.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":62077,"total_credit_utilized":49296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3100,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.62,"installment":502.67,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13238.74,"paid_total":2502.83,"paid_principal":1761.26,"paid_interest":741.57,"paid_late_fees":0} {"emp_title":"qa supervisor","emp_length":1,"state":"CA","homeownership":"OWN","annual_income":58240,"verified_income":"Source Verified","debt_to_income":12.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":228883,"total_credit_utilized":41131,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24900,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":6.71,"installment":768.62,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23738.83,"paid_total":1527.92,"paid_principal":1261.17,"paid_interest":266.75,"paid_late_fees":0} {"emp_title":"retail market manager","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Source Verified","debt_to_income":25.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":26,"total_credit_limit":250595,"total_credit_utilized":47923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":30000,"num_total_cc_accounts":37,"num_open_cc_accounts":23,"num_cc_carrying_balance":15,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":10.91,"installment":235.42,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6510.83,"paid_total":937.32,"paid_principal":689.17,"paid_interest":248.15,"paid_late_fees":0} {"emp_title":"analyst","emp_length":1,"state":"CA","homeownership":"RENT","annual_income":93500,"verified_income":"Source Verified","debt_to_income":15.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":109049,"total_credit_utilized":104331,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":11.99,"installment":373.63,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":17474.77008,"paid_principal":16800,"paid_interest":674.77,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"ME","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":28.84,"annual_income_joint":120000,"verification_income_joint":"Not Verified","debt_to_income_joint":33,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":7,"total_credit_limit":149822,"total_credit_utilized":41716,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":19.03,"installment":293.37,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7317.98,"paid_total":1165.02,"paid_principal":682.02,"paid_interest":483,"paid_late_fees":0} {"emp_title":"sarety security officer","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Verified","debt_to_income":31.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":86772,"total_credit_utilized":49850,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17200,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.59,"installment":271.84,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7262.63,"paid_total":1081.32,"paid_principal":737.37,"paid_interest":343.95,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":13.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":14,"total_credit_limit":235837,"total_credit_utilized":20439,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":30600,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.71,"installment":61.49,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1848.23,"paid_total":183.72,"paid_principal":151.77,"paid_interest":31.95,"paid_late_fees":0} {"emp_title":"produce clerk","emp_length":3,"state":"MA","homeownership":"RENT","annual_income":29000,"verified_income":"Verified","debt_to_income":30.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":41294,"total_credit_utilized":48823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":16.01,"installment":211.86,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5625.28,"paid_total":630.22,"paid_principal":399.72,"paid_interest":230.5,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"MORTGAGE","annual_income":51000,"verified_income":"Verified","debt_to_income":9.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":376700,"total_credit_utilized":12328,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27000,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.05,"installment":238.17,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9540.43,"paid_total":935.96,"paid_principal":459.57,"paid_interest":476.39,"paid_late_fees":0} {"emp_title":"store brand leader","emp_length":2,"state":"HI","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":19.14,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":82000,"total_credit_utilized":65999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":23.88,"installment":860.96,"grade":"E","sub_grade":"E2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28912.22,"paid_total":3364.24,"paid_principal":1087.78,"paid_interest":2276.46,"paid_late_fees":0} {"emp_title":"sr claims examiner","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":10.9,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":2002,"inquiries_last_12m":10,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":390737,"total_credit_utilized":36147,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":117,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12300,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9302.76,"paid_total":991.2,"paid_principal":697.24,"paid_interest":293.96,"paid_late_fees":0} {"emp_title":"night auditor","emp_length":10,"state":"LA","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":16.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":10000,"total_credit_utilized":8460,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1000,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":22.9,"installment":92.78,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2256.35,"paid_total":275.29,"paid_principal":143.65,"paid_interest":131.64,"paid_late_fees":0} {"emp_title":"president/owner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":140000,"verified_income":"Verified","debt_to_income":11.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":53089,"total_credit_utilized":24468,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14800,"num_total_cc_accounts":8,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":12.62,"installment":1072.36,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28242.66,"paid_total":5405.12,"paid_principal":3757.34,"paid_interest":1647.78,"paid_late_fees":0} {"emp_title":"lexus service","emp_length":10,"state":"WA","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":23.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":36847,"total_credit_utilized":24843,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2363,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":18.45,"installment":410.23,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15499.7,"paid_total":1214.29,"paid_principal":500.3,"paid_interest":713.99,"paid_late_fees":0} {"emp_title":"teachers","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":76.5,"annual_income_joint":142000,"verification_income_joint":"Source Verified","debt_to_income_joint":30.99,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":203326,"total_credit_utilized":122818,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":30900,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":12.62,"installment":1340.45,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34334.15,"paid_total":7808.22,"paid_principal":5665.85,"paid_interest":2142.37,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":17500,"verified_income":"Not Verified","debt_to_income":15.98,"annual_income_joint":56160,"verification_income_joint":"Not Verified","debt_to_income_joint":19.68,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1997,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":143629,"total_credit_utilized":26769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":46,"current_accounts_delinq":0,"total_collection_amount_ever":112,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11700,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":1500,"term":36,"interest_rate":11.99,"installment":49.82,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1358.57,"paid_total":197.28,"paid_principal":141.43,"paid_interest":55.85,"paid_late_fees":0} {"emp_title":"air traffic controller","emp_length":4,"state":"TN","homeownership":"MORTGAGE","annual_income":126000,"verified_income":"Not Verified","debt_to_income":9.96,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":285270,"total_credit_utilized":47140,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":18.06,"installment":36.19,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":913.51,"paid_total":143.76,"paid_principal":86.49,"paid_interest":57.27,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":86110,"verified_income":"Not Verified","debt_to_income":16.25,"annual_income_joint":138110,"verification_income_joint":"Not Verified","debt_to_income_joint":15.4,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":308207,"total_credit_utilized":34004,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24800,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26000,"term":36,"interest_rate":6.72,"installment":799.49,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22693.73,"paid_total":4060.54,"paid_principal":3306.27,"paid_interest":754.27,"paid_late_fees":0} {"emp_title":"carpinter","emp_length":9,"state":"TX","homeownership":"RENT","annual_income":70000,"verified_income":"Source Verified","debt_to_income":7.89,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":17140,"total_credit_utilized":10781,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":17.47,"installment":538.31,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14026.15,"paid_total":1600.37,"paid_principal":973.85,"paid_interest":626.52,"paid_late_fees":0} {"emp_title":"program coordinator","emp_length":5,"state":"AZ","homeownership":"MORTGAGE","annual_income":47000,"verified_income":"Not Verified","debt_to_income":7.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":146635,"total_credit_utilized":18198,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"vp marketing promotions","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":96000,"verified_income":"Verified","debt_to_income":1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":3,"open_credit_lines":3,"total_credit_limit":27500,"total_credit_utilized":4350,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27500,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":23200,"term":60,"interest_rate":16.02,"installment":564.43,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21891.99,"paid_total":2780.85,"paid_principal":1308.01,"paid_interest":1472.84,"paid_late_fees":0} {"emp_title":"services principal","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":154000,"verified_income":"Verified","debt_to_income":10.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":495703,"total_credit_utilized":43152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":117000,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":38225,"term":36,"interest_rate":6.07,"installment":1164.1,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35222.32,"paid_total":3574.22,"paid_principal":3002.68,"paid_interest":571.54,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":23.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":60378,"total_credit_utilized":63267,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":4000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":10.42,"installment":243.49,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6777.19,"paid_total":965.28,"paid_principal":722.81,"paid_interest":242.47,"paid_late_fees":0} {"emp_title":"vice president","emp_length":1,"state":"NJ","homeownership":"RENT","annual_income":142000,"verified_income":"Not Verified","debt_to_income":16.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":5,"total_credit_limit":105140,"total_credit_utilized":80863,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35400,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33221.93,"paid_total":4539.23,"paid_principal":1778.07,"paid_interest":2761.16,"paid_late_fees":0} {"emp_title":"manager, software delivery","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":129000,"verified_income":"Not Verified","debt_to_income":31.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":22,"total_credit_limit":709073,"total_credit_utilized":246400,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":93100,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":11200,"term":36,"interest_rate":5.32,"installment":337.29,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9749.01,"paid_total":1683.14,"paid_principal":1450.99,"paid_interest":232.15,"paid_late_fees":0} {"emp_title":"foreman","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":10.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":50992,"total_credit_utilized":41497,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":630,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":20,"installment":317.93,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11390.36,"paid_total":1576.32,"paid_principal":609.64,"paid_interest":966.68,"paid_late_fees":0} {"emp_title":"aviation maintenance technician","emp_length":1,"state":"AZ","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":10.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":42,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":261240,"total_credit_utilized":46166,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":62100,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":76,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.93,"installment":419.05,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11416.64,"paid_total":2088.08,"paid_principal":1583.36,"paid_interest":504.72,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"OK","homeownership":"RENT","annual_income":90000,"verified_income":"Verified","debt_to_income":4.55,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":43461,"total_credit_utilized":20908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":21.45,"installment":189.54,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4588.47,"paid_total":746.24,"paid_principal":411.53,"paid_interest":334.71,"paid_late_fees":0} {"emp_title":"","state":"MN","homeownership":"OWN","annual_income":65000,"verified_income":"Verified","debt_to_income":34.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1976,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":17,"total_credit_limit":155619,"total_credit_utilized":52058,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38200,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33875,"term":36,"interest_rate":11.99,"installment":1124.98,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31491.81,"paid_total":3352.38,"paid_principal":2383.19,"paid_interest":969.19,"paid_late_fees":0} {"emp_title":"","state":"ID","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":7.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1985,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":196135,"total_credit_utilized":18815,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9648.5,"paid_total":706.79,"paid_principal":351.5,"paid_interest":355.29,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":91000,"verified_income":"Source Verified","debt_to_income":7.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":5,"total_credit_limit":4800,"total_credit_utilized":3598,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":20,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":40,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":12.61,"installment":134.03,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3721.1,"paid_total":399.29,"paid_principal":278.9,"paid_interest":120.39,"paid_late_fees":0} {"emp_title":"assistant project manager","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":85410,"verified_income":"Not Verified","debt_to_income":28.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":382173,"total_credit_utilized":48991,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12400,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.9,"installment":228.84,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6499.71,"paid_total":678.04,"paid_principal":500.29,"paid_interest":177.75,"paid_late_fees":0} {"emp_title":"office manager","emp_length":9,"state":"FL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":14.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":84008,"total_credit_utilized":53624,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34000,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.91,"installment":1307.85,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34214.08,"paid_total":7475.76,"paid_principal":5785.92,"paid_interest":1689.84,"paid_late_fees":0} {"emp_title":"surgical nurse","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":145000,"verified_income":"Source Verified","debt_to_income":11.64,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":617138,"total_credit_utilized":46892,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28100,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15800,"term":60,"interest_rate":11.98,"installment":351.31,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15213.46,"paid_total":1043.41,"paid_principal":586.54,"paid_interest":456.87,"paid_late_fees":0} {"emp_title":"dentist","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":420000,"verified_income":"Source Verified","debt_to_income":16.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":70,"open_credit_lines":51,"total_credit_limit":515651,"total_credit_utilized":198508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":51,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":23,"total_debit_limit":65600,"num_total_cc_accounts":55,"num_open_cc_accounts":46,"num_cc_carrying_balance":43,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":20,"installment":794.82,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":31288.48351,"paid_principal":30000,"paid_interest":1288.48,"paid_late_fees":0} {"emp_title":"","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":14.88,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":66939,"total_credit_utilized":20308,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":36700,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":21.45,"installment":682.32,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16518.59,"paid_total":2686.38,"paid_principal":1481.41,"paid_interest":1204.97,"paid_late_fees":0} {"emp_title":"maintainance","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Not Verified","debt_to_income":5.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":110050,"total_credit_utilized":3242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14700,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":5.31,"installment":180.67,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5535.59,"paid_total":538.47,"paid_principal":464.41,"paid_interest":74.06,"paid_late_fees":0} {"emp_title":"glasser","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":1.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2013,"inquiries_last_12m":3,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":123090,"total_credit_utilized":362,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":20,"installment":297.31,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7152.33,"paid_total":1477.66,"paid_principal":847.67,"paid_interest":629.99,"paid_late_fees":0} {"emp_title":"security officer","emp_length":3,"state":"TN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":27.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":267210,"total_credit_utilized":71817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":47300,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.43,"installment":384.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11124.01,"paid_total":1154.95,"paid_principal":875.99,"paid_interest":278.96,"paid_late_fees":0} {"emp_title":"evaluation analyst","emp_length":5,"state":"NC","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":18.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":33347,"total_credit_utilized":20518,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":22701,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":14.08,"installment":349.65,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14293.08,"paid_total":1463.13,"paid_principal":706.92,"paid_interest":756.21,"paid_late_fees":0} {"emp_title":"server","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":12.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":225129,"total_credit_utilized":18509,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1463,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10700,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":5.31,"installment":90.34,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2727.78,"paid_total":310.14,"paid_principal":272.22,"paid_interest":37.92,"paid_late_fees":0} {"emp_title":"pilot","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":14,"total_credit_limit":62249,"total_credit_utilized":35107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":24400,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7400,"term":36,"interest_rate":11.99,"installment":245.76,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6523.55,"paid_total":1223.87,"paid_principal":876.45,"paid_interest":347.42,"paid_late_fees":0} {"emp_title":"teacher ","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":139000,"verified_income":"Not Verified","debt_to_income":13.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":85584,"total_credit_utilized":51820,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":9.92,"installment":386.76,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11130.17,"paid_total":1153.67,"paid_principal":869.83,"paid_interest":283.84,"paid_late_fees":0} {"emp_title":"","state":"MN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":35.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":174860,"total_credit_utilized":48896,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29900,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.96,"installment":782.95,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22506.86,"paid_total":3109.69,"paid_principal":2493.14,"paid_interest":616.55,"paid_late_fees":0} {"emp_title":"programmer analyst","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":4.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":48,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":17,"open_credit_lines":13,"total_credit_limit":552650,"total_credit_utilized":12708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53500,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":6.72,"installment":983.98,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27930.78,"paid_total":4896.01,"paid_principal":4069.22,"paid_interest":826.79,"paid_late_fees":0} {"emp_title":"controls software engineer ","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":33.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":147779,"total_credit_utilized":71547,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":63700,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":14.07,"installment":215.54,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5869.98,"paid_total":641.7,"paid_principal":430.02,"paid_interest":211.68,"paid_late_fees":0} {"emp_title":"executive assistant","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":129000,"verified_income":"Source Verified","debt_to_income":12.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":24,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":46622,"total_credit_utilized":39749,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12600,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":20.39,"installment":667.79,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24002.95,"paid_total":2642.84,"paid_principal":997.05,"paid_interest":1645.79,"paid_late_fees":0} {"emp_title":"service tech","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":22,"total_credit_limit":176890,"total_credit_utilized":25858,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":128200,"num_total_cc_accounts":23,"num_open_cc_accounts":20,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":96.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":5.31,"installment":90.34,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2767.78,"paid_total":271.47,"paid_principal":232.22,"paid_interest":39.25,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":76000,"verified_income":"Source Verified","debt_to_income":3.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":180085,"total_credit_utilized":8132,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":89,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":8,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27300,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8717.45,"paid_total":1516.19,"paid_principal":1282.55,"paid_interest":233.64,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":75500,"verified_income":"Not Verified","debt_to_income":19.3,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1985,"inquiries_last_12m":11,"total_credit_lines":34,"open_credit_lines":13,"total_credit_limit":308244,"total_credit_utilized":69454,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":165,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":22600,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":12.61,"installment":201.04,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5581.66,"paid_total":598.92,"paid_principal":418.34,"paid_interest":180.58,"paid_late_fees":0} {"emp_title":"marketing director","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":36800,"verified_income":"Source Verified","debt_to_income":26.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":5,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":62827,"total_credit_utilized":45169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15000,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":9.93,"installment":354.58,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9932.61,"paid_total":1456.68,"paid_principal":1067.39,"paid_interest":389.29,"paid_late_fees":0} {"emp_title":"medicare supervisor","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":42000,"verified_income":"Not Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":17,"total_credit_limit":99557,"total_credit_utilized":30129,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46100,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18500,"term":36,"interest_rate":6.08,"installment":563.48,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13583.13,"paid_total":5247.67,"paid_principal":4916.87,"paid_interest":330.8,"paid_late_fees":0} {"emp_title":"sergeant ","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":12.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":566589,"total_credit_utilized":38136,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36600,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.44,"installment":960.15,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26321.83,"paid_total":4785.02,"paid_principal":3678.17,"paid_interest":1106.85,"paid_late_fees":0} {"emp_title":"nurse","emp_length":5,"state":"IL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":23.28,"annual_income_joint":123000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.62,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":13,"total_credit_limit":167351,"total_credit_utilized":33232,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":7.97,"installment":751.75,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20998.64,"paid_total":3673.74,"paid_principal":3001.36,"paid_interest":672.38,"paid_late_fees":0} {"emp_title":" truck driver","emp_length":0,"state":"IL","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":20.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":68630,"total_credit_utilized":28096,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":10400,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.91,"installment":163.49,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5128.49292,"paid_principal":5000,"paid_interest":128.49,"paid_late_fees":0} {"emp_title":"hospital liaison","emp_length":5,"state":"MI","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":13.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":28,"total_credit_limit":150974,"total_credit_utilized":141282,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":6,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19900,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.58,"installment":509.61,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14316.43,"paid_total":1092.78,"paid_principal":683.57,"paid_interest":409.21,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":187500,"verified_income":"Source Verified","debt_to_income":11.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":260060,"total_credit_utilized":67355,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":60,"interest_rate":20,"installment":445.1,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16122.91,"paid_total":1743.07,"paid_principal":677.09,"paid_interest":1065.98,"paid_late_fees":0} {"emp_title":"administrator","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":8.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":94056,"total_credit_utilized":93889,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10000,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":7.97,"installment":563.81,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":18367.03028,"paid_principal":18000,"paid_interest":367.03,"paid_late_fees":0} {"emp_title":"enginnering technician","emp_length":9,"state":"CO","homeownership":"RENT","annual_income":57000,"verified_income":"Not Verified","debt_to_income":27.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":91511,"total_credit_utilized":69274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8500,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":5044.3901,"paid_principal":5000,"paid_interest":44.39,"paid_late_fees":0} {"emp_title":"president ","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":7.49,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":55451,"total_credit_utilized":20962,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35800,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":6.72,"installment":384.37,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10910.45,"paid_total":1917.18,"paid_principal":1589.55,"paid_interest":327.63,"paid_late_fees":0} {"emp_title":"home care aide","emp_length":3,"state":"NJ","homeownership":"OWN","annual_income":19250,"verified_income":"Not Verified","debt_to_income":27.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":34479,"total_credit_utilized":16638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12600,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3300,"term":36,"interest_rate":7.35,"installment":102.43,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2883.85,"paid_total":510.8,"paid_principal":416.15,"paid_interest":94.65,"paid_late_fees":0} {"emp_title":"","state":"PA","homeownership":"OWN","annual_income":56000,"verified_income":"Verified","debt_to_income":12.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":135888,"total_credit_utilized":19223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":20,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8179.91945,"paid_principal":8000,"paid_interest":179.92,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Not Verified","debt_to_income":38.01,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":3,"earliest_credit_line":1996,"inquiries_last_12m":7,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":107767,"total_credit_utilized":59971,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7300,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":21.45,"installment":265.35,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6423.88,"paid_total":1053.06,"paid_principal":576.12,"paid_interest":476.94,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":24000,"verified_income":"Not Verified","debt_to_income":25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":30500,"total_credit_utilized":16231,"num_collections_last_12m":0,"num_historical_failed_to_pay":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26600,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":4,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":13.59,"installment":543.67,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14146.13,"paid_total":2706.27,"paid_principal":1853.87,"paid_interest":852.4,"paid_late_fees":0} {"emp_title":"lineman/field technician","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Source Verified","debt_to_income":5.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":5,"total_credit_limit":533376,"total_credit_utilized":19538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15100,"num_total_cc_accounts":14,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":9.92,"installment":381.74,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17295.39,"paid_total":1125.38,"paid_principal":704.61,"paid_interest":420.77,"paid_late_fees":0} {"emp_title":"occupational therapist - level 3","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":190000,"verified_income":"Source Verified","debt_to_income":26.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":1993,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":13,"total_credit_limit":112527,"total_credit_utilized":56559,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42800,"num_total_cc_accounts":30,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":6,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28550,"term":36,"interest_rate":9.93,"installment":920.3,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25072.68,"paid_total":4585.75,"paid_principal":3477.32,"paid_interest":1108.43,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"CA","homeownership":"OWN","annual_income":52000,"verified_income":"Verified","debt_to_income":22.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":52476,"total_credit_utilized":37610,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":16.02,"installment":351.67,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9109.69,"paid_total":1397.78,"paid_principal":890.31,"paid_interest":507.47,"paid_late_fees":0} {"emp_title":"shift manager","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":34000,"verified_income":"Source Verified","debt_to_income":20.23,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":15,"total_credit_limit":64713,"total_credit_utilized":48908,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":7,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":14.07,"installment":136.85,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3819.04,"paid_total":281.27,"paid_principal":180.96,"paid_interest":100.31,"paid_late_fees":0} {"emp_title":"managing member","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":101000,"verified_income":"Not Verified","debt_to_income":16.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":118432,"total_credit_utilized":69985,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13500,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":78.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":16.01,"installment":413.5,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16238.16,"paid_total":1638.88,"paid_principal":761.84,"paid_interest":877.04,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":14.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":39,"open_credit_lines":9,"total_credit_limit":188013,"total_credit_utilized":36835,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":23000,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.91,"installment":588.54,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15836.57,"paid_total":2891.27,"paid_principal":2163.43,"paid_interest":727.84,"paid_late_fees":0} {"emp_title":"server","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":24402,"verified_income":"Verified","debt_to_income":47.11,"annual_income_joint":87402,"verification_income_joint":"","debt_to_income_joint":13.49,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":65900,"total_credit_utilized":35798,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":135,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":51200,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":37000,"term":36,"interest_rate":5.32,"installment":1114.25,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33173.78,"paid_total":4435.13,"paid_principal":3826.22,"paid_interest":608.91,"paid_late_fees":0} {"emp_title":"dispatch manager","emp_length":9,"state":"VA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":10.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":446000,"total_credit_utilized":16298,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":6.72,"installment":196.8,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5750.73,"paid_total":791.62,"paid_principal":649.27,"paid_interest":142.35,"paid_late_fees":0} {"emp_title":"production operator ","emp_length":2,"state":"AZ","homeownership":"RENT","annual_income":26000,"verified_income":"Verified","debt_to_income":22.76,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":49577,"total_credit_utilized":48242,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":2510,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":21.45,"installment":327.69,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11190.91,"paid_total":1609.16,"paid_principal":809.09,"paid_interest":800.07,"paid_late_fees":0} {"emp_title":"house keeping","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":8.16,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":35,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":36900,"total_credit_utilized":10163,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18700,"num_total_cc_accounts":28,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.96,"installment":469.77,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14257,"paid_total":932.91,"paid_principal":743,"paid_interest":189.91,"paid_late_fees":0} {"emp_title":"director","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":3.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":58500,"total_credit_utilized":21776,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":27159,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":34200,"num_total_cc_accounts":15,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28050.79,"paid_total":3200.78,"paid_principal":1949.21,"paid_interest":1251.57,"paid_late_fees":0} {"emp_title":"supervisor/cook","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":31.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":40620,"total_credit_utilized":29585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":53,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2000,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":19.03,"installment":256.7,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6403.22,"paid_total":1019.4,"paid_principal":596.78,"paid_interest":422.62,"paid_late_fees":0} {"emp_title":"city clerk","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":36000,"verified_income":"Verified","debt_to_income":46.83,"annual_income_joint":103000,"verification_income_joint":"Verified","debt_to_income_joint":17.32,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":63008,"total_credit_utilized":44761,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":17.09,"installment":996.04,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38257.73,"paid_total":3908.2,"paid_principal":1742.27,"paid_interest":2165.93,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":17.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":36843,"total_credit_utilized":25734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":19900,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":18.06,"installment":813.64,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30289.07,"paid_total":4003.99,"paid_principal":1710.93,"paid_interest":2293.06,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":54600,"verified_income":"Source Verified","debt_to_income":9.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":187050,"total_credit_utilized":9133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":274,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9286.3,"paid_total":974.7,"paid_principal":713.7,"paid_interest":261,"paid_late_fees":0} {"emp_title":"engineer","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Verified","debt_to_income":20.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":97844,"total_credit_utilized":65125,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22100,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13600,"term":60,"interest_rate":16.02,"installment":330.88,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12362.13,"paid_total":1911.42,"paid_principal":1237.87,"paid_interest":673.55,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":73000,"verified_income":"Source Verified","debt_to_income":20.66,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":21,"total_credit_limit":272001,"total_credit_utilized":52365,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":12,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44800,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.35,"installment":248.3,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6991.22,"paid_total":1238.23,"paid_principal":1008.78,"paid_interest":229.45,"paid_late_fees":0} {"emp_title":"ceo","emp_length":3,"state":"PA","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":17.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":49,"open_credit_lines":25,"total_credit_limit":488204,"total_credit_utilized":111106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":82000,"num_total_cc_accounts":31,"num_open_cc_accounts":21,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.89,"paid_total":3178.35,"paid_principal":2235.11,"paid_interest":943.24,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":68000,"verified_income":"Source Verified","debt_to_income":15.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":83,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":16,"open_credit_lines":14,"total_credit_limit":36800,"total_credit_utilized":21694,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":83,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":13,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":19900,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":19.03,"installment":440.06,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10976.94,"paid_total":1728.52,"paid_principal":1023.06,"paid_interest":705.46,"paid_late_fees":0} {"emp_title":"production operation specialist","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":61400.91,"verified_income":"Verified","debt_to_income":28.62,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":1980,"inquiries_last_12m":3,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":91027,"total_credit_utilized":68057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":15,"current_accounts_delinq":0,"total_collection_amount_ever":39,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35100,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":91,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":18170.16,"paid_total":2776.44,"paid_principal":1829.84,"paid_interest":946.6,"paid_late_fees":0} {"emp_title":"officer","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":24.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":60,"open_credit_lines":11,"total_credit_limit":332185,"total_credit_utilized":84217,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":11,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13800,"num_total_cc_accounts":15,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":15.04,"installment":666.71,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27040.74,"paid_total":2070.32,"paid_principal":959.26,"paid_interest":1111.06,"paid_late_fees":0} {"emp_title":"realtor","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":16,"total_credit_limit":81034,"total_credit_utilized":44076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":16300,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":14.08,"installment":410.6,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10618.96,"paid_total":2081.17,"paid_principal":1381.04,"paid_interest":700.13,"paid_late_fees":0} {"emp_title":"receptionist","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":31.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":29008,"total_credit_utilized":13012,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8800,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13150,"term":36,"interest_rate":14.08,"installment":449.95,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11323.2,"paid_total":2607.25,"paid_principal":1826.8,"paid_interest":780.45,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":25800,"verified_income":"Verified","debt_to_income":22,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1986,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":16,"total_credit_limit":23600,"total_credit_utilized":7667,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":67,"current_accounts_delinq":0,"total_collection_amount_ever":1629,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17100,"num_total_cc_accounts":33,"num_open_cc_accounts":16,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.61,"installment":167.54,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4651.37,"paid_total":499.12,"paid_principal":348.63,"paid_interest":150.49,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"NC","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":35.58,"annual_income_joint":98000,"verification_income_joint":"Not Verified","debt_to_income_joint":27.65,"delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":120291,"total_credit_utilized":61977,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45300,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4663.53,"paid_total":511.93,"paid_principal":336.47,"paid_interest":175.46,"paid_late_fees":0} {"emp_title":"correctional officer ","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":23.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":190511,"total_credit_utilized":18056,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":7.35,"installment":359.41,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":16738.84,"paid_total":1808.08,"paid_principal":1261.16,"paid_interest":546.92,"paid_late_fees":0} {"emp_title":"technician","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":52000,"verified_income":"Source Verified","debt_to_income":17.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":186394,"total_credit_utilized":32907,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.61,"installment":402.08,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10161.23,"paid_total":2189.43,"paid_principal":1838.77,"paid_interest":350.66,"paid_late_fees":0} {"emp_title":"food services","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Source Verified","debt_to_income":33.31,"annual_income_joint":56000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.29,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":260851,"total_credit_utilized":14667,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":330,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21400,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14000,"term":36,"interest_rate":7.96,"installment":438.46,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12956.33,"paid_total":1303,"paid_principal":1043.67,"paid_interest":259.33,"paid_late_fees":0} {"emp_title":"sr software engineer","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Source Verified","debt_to_income":15.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1989,"inquiries_last_12m":5,"total_credit_lines":58,"open_credit_lines":19,"total_credit_limit":268626,"total_credit_utilized":54302,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":53200,"num_total_cc_accounts":45,"num_open_cc_accounts":17,"num_cc_carrying_balance":9,"num_mort_accounts":8,"account_never_delinq_percent":98.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":12.61,"installment":1172.73,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":33381.66,"paid_total":2320.94,"paid_principal":1618.34,"paid_interest":702.6,"paid_late_fees":0} {"emp_title":"service clerk","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":46000,"verified_income":"Source Verified","debt_to_income":28.91,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":70885,"total_credit_utilized":45899,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9500,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.59,"installment":230.57,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9399.96,"paid_total":1137.75,"paid_principal":600.04,"paid_interest":537.71,"paid_late_fees":0} {"emp_title":"lead architect","emp_length":3,"state":"GA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":11.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":87022,"total_credit_utilized":55847,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":70100,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":34800,"term":36,"interest_rate":14.08,"installment":1190.74,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30795.01,"paid_total":5926.48,"paid_principal":4004.99,"paid_interest":1921.49,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":68520,"verified_income":"Not Verified","debt_to_income":30.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":12,"total_credit_limit":201547,"total_credit_utilized":116442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":54800,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":15350,"term":60,"interest_rate":9.44,"installment":321.93,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14535.75,"paid_total":1279.67,"paid_principal":814.25,"paid_interest":465.42,"paid_late_fees":0} {"emp_title":"office assistants ","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Verified","debt_to_income":30.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":127776,"total_credit_utilized":36999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9200,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":54.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.58,"installment":230.52,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9763.96,"paid_total":472.37,"paid_principal":236.04,"paid_interest":236.33,"paid_late_fees":0} {"emp_title":"site manager","emp_length":3,"state":"NE","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":25.06,"annual_income_joint":104000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.32,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":178100,"total_credit_utilized":30289,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11700,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":60,"interest_rate":12.61,"installment":563.85,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24087.05,"paid_total":1674.04,"paid_principal":912.95,"paid_interest":761.09,"paid_late_fees":0} {"emp_title":"cover driver","emp_length":9,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":12.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":49500,"total_credit_utilized":14311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":38000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16800,"term":36,"interest_rate":5.32,"installment":505.93,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15062.69,"paid_total":2018.75,"paid_principal":1737.31,"paid_interest":281.44,"paid_late_fees":0} {"emp_title":"hr knowledgebase analyst","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":21.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":1995,"inquiries_last_12m":3,"total_credit_lines":50,"open_credit_lines":17,"total_credit_limit":180691,"total_credit_utilized":133542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":2528,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28800,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":81.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15097.93,"paid_total":1932.06,"paid_principal":902.07,"paid_interest":1029.99,"paid_late_fees":0} {"emp_title":"director of people operations ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":190000,"verified_income":"Source Verified","debt_to_income":11.19,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":21,"open_credit_lines":8,"total_credit_limit":71434,"total_credit_utilized":47887,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":1100,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18900,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.09,"installment":1070.93,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26688.6,"paid_total":5351.58,"paid_principal":3311.4,"paid_interest":2040.18,"paid_late_fees":0} {"emp_title":"realtor","emp_length":3,"state":"MO","homeownership":"MORTGAGE","annual_income":250000,"verified_income":"Source Verified","debt_to_income":1.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":268006,"total_credit_utilized":18815,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17200,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":7.35,"installment":479.21,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22658.9,"paid_total":1897.24,"paid_principal":1341.1,"paid_interest":556.14,"paid_late_fees":0} {"emp_title":"service manager","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Not Verified","debt_to_income":14.23,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":32,"open_credit_lines":12,"total_credit_limit":293450,"total_credit_utilized":42703,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38100,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":9.92,"installment":445.37,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20454.21,"paid_total":867.59,"paid_principal":545.79,"paid_interest":321.8,"paid_late_fees":0} {"emp_title":"professional","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":17.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":335039,"total_credit_utilized":64218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28500,"num_total_cc_accounts":15,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":9.93,"installment":580.22,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15807.67,"paid_total":2891.17,"paid_principal":2192.33,"paid_interest":698.84,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":8.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":3,"total_credit_limit":48581,"total_credit_utilized":41766,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":27700,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26400,"term":60,"interest_rate":9.92,"installment":559.89,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25366.55,"paid_total":1665.12,"paid_principal":1033.45,"paid_interest":631.67,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":4,"state":"NJ","homeownership":"OWN","annual_income":34320,"verified_income":"Not Verified","debt_to_income":3.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":99250,"total_credit_utilized":1162,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.44,"installment":160.03,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4511.49,"paid_total":637.5,"paid_principal":488.51,"paid_interest":148.99,"paid_late_fees":0} {"emp_title":"transportation","emp_length":5,"state":"NJ","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":3.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":11,"total_credit_limit":403000,"total_credit_utilized":11499,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39000,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":9.44,"installment":251.68,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11201.13,"paid_total":1245.81,"paid_principal":798.87,"paid_interest":446.94,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"RENT","annual_income":63477.84,"verified_income":"Verified","debt_to_income":22.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":20,"total_credit_limit":69100,"total_credit_utilized":36830,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":11,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":46600,"num_total_cc_accounts":29,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33221.93,"paid_total":4597.56,"paid_principal":1778.07,"paid_interest":2819.49,"paid_late_fees":0} {"emp_title":"marketing","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":84000,"verified_income":"Verified","debt_to_income":28.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":11,"total_credit_limit":137552,"total_credit_utilized":35067,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":45200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":17.09,"installment":1070.93,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":28703.47,"paid_total":2084.89,"paid_principal":1296.53,"paid_interest":788.36,"paid_late_fees":0} {"emp_title":"mail handler ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":58000,"verified_income":"Source Verified","debt_to_income":8.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":13,"total_credit_limit":326700,"total_credit_utilized":14378,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":6000,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":12.61,"installment":631.51,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":28017.4534,"paid_principal":28000,"paid_interest":17.45,"paid_late_fees":0} {"emp_title":"national sales manager","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":225000,"verified_income":"Source Verified","debt_to_income":7.02,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":39,"open_credit_lines":12,"total_credit_limit":545100,"total_credit_utilized":12778,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":9060,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9200,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":20,"installment":557.46,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13410.6,"paid_total":2770.63,"paid_principal":1589.4,"paid_interest":1181.23,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"MORTGAGE","annual_income":30720,"verified_income":"Not Verified","debt_to_income":27.77,"annual_income_joint":112320,"verification_income_joint":"Not Verified","debt_to_income_joint":34.1,"delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":155809,"total_credit_utilized":41810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":16000,"num_total_cc_accounts":4,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":14400,"term":60,"interest_rate":16.02,"installment":350.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13419.16,"paid_total":2001.5,"paid_principal":980.84,"paid_interest":1020.66,"paid_late_fees":0} {"emp_title":"technical director ","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":140000,"verified_income":"Verified","debt_to_income":23.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":18,"total_credit_limit":605100,"total_credit_utilized":98738,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":9,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":97500,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28675,"term":36,"interest_rate":10.9,"installment":937.43,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27314.92,"paid_total":1857.5,"paid_principal":1360.08,"paid_interest":497.42,"paid_late_fees":0} {"emp_title":"sales clerk","emp_length":7,"state":"IL","homeownership":"OWN","annual_income":26000,"verified_income":"Source Verified","debt_to_income":27.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":22364,"total_credit_utilized":13197,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4500,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":15.04,"installment":173.43,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4777.09,"paid_total":357.3,"paid_principal":222.91,"paid_interest":134.39,"paid_late_fees":0} {"emp_title":"evp","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Verified","debt_to_income":31.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":69,"open_credit_lines":38,"total_credit_limit":647072,"total_credit_utilized":358318,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":47300,"num_total_cc_accounts":47,"num_open_cc_accounts":32,"num_cc_carrying_balance":19,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":8790.08,"paid_total":1601.35,"paid_principal":1209.92,"paid_interest":391.43,"paid_late_fees":0} {"emp_title":"","state":"WI","homeownership":"MORTGAGE","annual_income":59054,"verified_income":"Not Verified","debt_to_income":24.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":196574,"total_credit_utilized":16799,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2100,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1822.45,"paid_principal":1535.14,"paid_interest":287.31,"paid_late_fees":0} {"emp_title":"parts delivery person","emp_length":3,"state":"PA","homeownership":"OWN","annual_income":32340,"verified_income":"Not Verified","debt_to_income":37.63,"annual_income_joint":61340,"verification_income_joint":"Not Verified","debt_to_income_joint":25.35,"delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":66561,"total_credit_utilized":25960,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1281,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":30600,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":81.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9510.61,"paid_total":884.87,"paid_principal":489.39,"paid_interest":395.48,"paid_late_fees":0} {"emp_title":"owner/accountant","emp_length":10,"state":"AZ","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":8.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":8,"total_credit_limit":29300,"total_credit_utilized":13026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24100,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.9,"installment":542.32,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24366.66,"paid_total":1069.5,"paid_principal":633.34,"paid_interest":436.16,"paid_late_fees":0} {"emp_title":"machinist","emp_length":5,"state":"WA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":18.8,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":35994,"total_credit_utilized":24325,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2800,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":13.59,"installment":611.62,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16341,"paid_total":2453.28,"paid_principal":1659,"paid_interest":794.28,"paid_late_fees":0} {"emp_title":"technician","emp_length":6,"state":"AR","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":23.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":134800,"total_credit_utilized":69319,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":22900,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14062.83,"paid_total":1658.01,"paid_principal":937.17,"paid_interest":720.84,"paid_late_fees":0} {"emp_title":"secretary","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":38.95,"annual_income_joint":240000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.74,"delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":392415,"total_credit_utilized":78321,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":62500,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":29825,"term":60,"interest_rate":19.42,"installment":780.59,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28916.69,"paid_total":2277.41,"paid_principal":908.31,"paid_interest":1369.1,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":0,"state":"MN","homeownership":"RENT","annual_income":27354,"verified_income":"Source Verified","debt_to_income":24.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":27809,"total_credit_utilized":20173,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":16.01,"installment":421.95,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11203.92,"paid_total":1244.5,"paid_principal":796.08,"paid_interest":448.42,"paid_late_fees":0} {"emp_title":"cad tech","emp_length":0,"state":"VA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":29.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":71630,"total_credit_utilized":28207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":382,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.41,"installment":194.77,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5568.11,"paid_total":580.84,"paid_principal":431.89,"paid_interest":148.95,"paid_late_fees":0} {"emp_title":"stylist and consultant ","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":25000,"verified_income":"Source Verified","debt_to_income":13.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":43725,"total_credit_utilized":11872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6800,"term":36,"interest_rate":7.97,"installment":213,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6293.14,"paid_total":632.98,"paid_principal":506.86,"paid_interest":126.12,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"AZ","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":31.18,"annual_income_joint":115000,"verification_income_joint":"Verified","debt_to_income_joint":15.66,"delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":28,"total_credit_limit":350891,"total_credit_utilized":110223,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":3770,"current_installment_accounts":23,"accounts_opened_24m":10,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":1500,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":10.42,"installment":194.79,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5274.05,"paid_total":970.48,"paid_principal":725.95,"paid_interest":244.53,"paid_late_fees":0} {"emp_title":"patient transporter","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":53000,"verified_income":"Source Verified","debt_to_income":24.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":77774,"total_credit_utilized":48633,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":11.98,"installment":199.23,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5577.82,"paid_total":591.7,"paid_principal":422.18,"paid_interest":169.52,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":29.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":49114,"total_credit_utilized":28384,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9037.6,"paid_total":1284.13,"paid_principal":962.4,"paid_interest":321.73,"paid_late_fees":0} {"emp_title":"realtor property manager","emp_length":8,"state":"NV","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":37.95,"annual_income_joint":79000,"verification_income_joint":"Not Verified","debt_to_income_joint":16.86,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":29,"open_credit_lines":26,"total_credit_limit":125346,"total_credit_utilized":42159,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":61800,"num_total_cc_accounts":26,"num_open_cc_accounts":23,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":60,"interest_rate":12.61,"installment":405.98,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17342.65,"paid_total":1148.59,"paid_principal":657.35,"paid_interest":491.24,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":77000,"verified_income":"Not Verified","debt_to_income":20.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":9,"total_credit_limit":91755,"total_credit_utilized":102353,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":1273,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":26.3,"installment":752.96,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23928.85,"paid_total":3728.27,"paid_principal":1071.15,"paid_interest":2657.12,"paid_late_fees":0} {"emp_title":"","state":"RI","homeownership":"RENT","annual_income":78816,"verified_income":"Verified","debt_to_income":17.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":6,"total_credit_lines":52,"open_credit_lines":24,"total_credit_limit":118155,"total_credit_utilized":45550,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":62900,"num_total_cc_accounts":37,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":7.97,"installment":407.2,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":13009.06199,"paid_principal":13000,"paid_interest":9.06,"paid_late_fees":0} {"emp_title":"senior marketing analyst","emp_length":6,"state":"FL","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":15.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":34,"open_credit_lines":17,"total_credit_limit":725345,"total_credit_utilized":121571,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":78000,"num_total_cc_accounts":19,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":7.97,"installment":626.46,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18005.74,"paid_total":2496.98,"paid_principal":1994.26,"paid_interest":502.72,"paid_late_fees":0} {"emp_title":"transportation manager","emp_length":4,"state":"PA","homeownership":"OWN","annual_income":56000,"verified_income":"Source Verified","debt_to_income":26.85,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":10,"total_credit_limit":71272,"total_credit_utilized":48833,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":19400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.93,"installment":483.52,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13544.48,"paid_total":1925.8,"paid_principal":1455.52,"paid_interest":470.28,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Verified","debt_to_income":23.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":10,"total_credit_limit":44721,"total_credit_utilized":16627,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6100,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.28,"paid_total":992.87,"paid_principal":714.72,"paid_interest":278.15,"paid_late_fees":0} {"emp_title":"operator","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":39.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":8,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":265748,"total_credit_utilized":80043,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8600,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":9.93,"installment":64.47,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1805.93,"paid_total":255.12,"paid_principal":194.07,"paid_interest":61.05,"paid_late_fees":0} {"emp_title":"paraprofessional 111 (therapeutic )","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":36.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":17,"total_credit_limit":83300,"total_credit_utilized":19148,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":51800,"num_total_cc_accounts":19,"num_open_cc_accounts":15,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":11.98,"installment":166.03,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4766.61,"paid_total":325.4,"paid_principal":233.39,"paid_interest":92.01,"paid_late_fees":0} {"emp_title":"carpenter","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":38400,"verified_income":"Source Verified","debt_to_income":5.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":8000,"total_credit_utilized":5683,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6700,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":18.45,"installment":615.34,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23249.56,"paid_total":1821.42,"paid_principal":750.44,"paid_interest":1070.98,"paid_late_fees":0} {"emp_title":"delivery driver","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":81000,"verified_income":"Source Verified","debt_to_income":19.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":310555,"total_credit_utilized":49172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":31100,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":9.93,"installment":805.86,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":22574.15,"paid_total":3275.3,"paid_principal":2425.85,"paid_interest":849.45,"paid_late_fees":0} {"emp_title":"assistant professor ","emp_length":1,"state":"NM","homeownership":"RENT","annual_income":80000,"verified_income":"Not Verified","debt_to_income":17.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":115315,"total_credit_utilized":50974,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":56700,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":5.32,"installment":225.87,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6724.38,"paid_total":901.26,"paid_principal":775.62,"paid_interest":125.64,"paid_late_fees":0} {"emp_title":"vp philanthropy ","emp_length":1,"state":"PA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Source Verified","debt_to_income":7.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":47700,"total_credit_utilized":36981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":29600,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30511.21,"paid_total":5241.54,"paid_principal":4488.79,"paid_interest":752.75,"paid_late_fees":0} {"emp_title":"firefighter","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":79043,"verified_income":"Verified","debt_to_income":42.5,"annual_income_joint":155159,"verification_income_joint":"Verified","debt_to_income_joint":22.52,"delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":568597,"total_credit_utilized":175192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18400,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37904.12,"paid_total":3526.44,"paid_principal":2095.88,"paid_interest":1430.56,"paid_late_fees":0} {"emp_title":"devops","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":130000,"verified_income":"Verified","debt_to_income":29.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":19,"total_credit_limit":232773,"total_credit_utilized":101942,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":19,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":115400,"num_total_cc_accounts":18,"num_open_cc_accounts":15,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":28.72,"installment":1105.01,"grade":"F","sub_grade":"F1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33597.75,"paid_total":5385.44,"paid_principal":1402.25,"paid_interest":3983.19,"paid_late_fees":0} {"emp_title":"vp, corporate reporting","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":26.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2000,"inquiries_last_12m":12,"total_credit_lines":59,"open_credit_lines":28,"total_credit_limit":637272,"total_credit_utilized":90312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":35,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":16,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":46800,"num_total_cc_accounts":20,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":91.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19200,"term":36,"interest_rate":9.43,"installment":614.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17798.45,"paid_total":1894.9,"paid_principal":1401.55,"paid_interest":493.35,"paid_late_fees":0} {"emp_title":"senior consultant","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":105000,"verified_income":"Source Verified","debt_to_income":18.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":108200,"total_credit_utilized":62054,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37700,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28586.16,"paid_total":2773.73,"paid_principal":1413.84,"paid_interest":1359.89,"paid_late_fees":0} {"emp_title":"cna","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":55000,"verified_income":"Source Verified","debt_to_income":15.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":56150,"total_credit_utilized":9695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":39300,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":13.59,"installment":1189.26,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30944.76,"paid_total":5893.45,"paid_principal":4055.24,"paid_interest":1838.21,"paid_late_fees":0} {"emp_title":"vice president, seo","emp_length":5,"state":"NC","homeownership":"RENT","annual_income":110000,"verified_income":"Verified","debt_to_income":22.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":31,"open_credit_lines":20,"total_credit_limit":132171,"total_credit_utilized":92912,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":13.59,"installment":737.8,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30080,"paid_total":3664.84,"paid_principal":1920,"paid_interest":1744.84,"paid_late_fees":0} {"emp_title":"human resources generalist ","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":19.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":38100,"total_credit_utilized":29845,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":36100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7245.8,"paid_total":1057.39,"paid_principal":754.2,"paid_interest":303.19,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":137000,"verified_income":"Not Verified","debt_to_income":1.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":16,"total_credit_limit":187300,"total_credit_utilized":7172,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":183300,"num_total_cc_accounts":23,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.35,"installment":124.15,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3093.53,"paid_total":1019.12,"paid_principal":906.47,"paid_interest":112.65,"paid_late_fees":0} {"emp_title":"senior drafting designer","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":86000,"verified_income":"Source Verified","debt_to_income":20.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":14,"total_credit_limit":293789,"total_credit_utilized":58199,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39900,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.72,"installment":491.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13965.39,"paid_total":2453.98,"paid_principal":2034.61,"paid_interest":419.37,"paid_late_fees":0} {"emp_title":"","state":"IN","homeownership":"OWN","annual_income":38400,"verified_income":"Verified","debt_to_income":6.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":11200,"total_credit_utilized":7865,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":63.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.44,"installment":320.05,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9023.01,"paid_total":1274.96,"paid_principal":976.99,"paid_interest":297.97,"paid_late_fees":0} {"emp_title":"investment analyst ","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":48000,"verified_income":"Not Verified","debt_to_income":14.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":58900,"total_credit_utilized":54395,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.42,"installment":129.86,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3516.03,"paid_total":644.67,"paid_principal":483.97,"paid_interest":160.7,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"OWN","annual_income":52764,"verified_income":"Verified","debt_to_income":39.05,"annual_income_joint":138764,"verification_income_joint":"Verified","debt_to_income_joint":16.99,"delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":35,"open_credit_lines":21,"total_credit_limit":364678,"total_credit_utilized":70733,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":39900,"num_total_cc_accounts":20,"num_open_cc_accounts":16,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":32500,"term":36,"interest_rate":11.99,"installment":1079.31,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28650.94,"paid_total":5374.9,"paid_principal":3849.06,"paid_interest":1525.84,"paid_late_fees":0} {"emp_title":"it specialist","emp_length":6,"state":"NJ","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Not Verified","debt_to_income":25.18,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1980,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":89364,"total_credit_utilized":68418,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":78,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17900,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":10.42,"installment":450.55,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":21139.805,"paid_principal":21000,"paid_interest":139.8,"paid_late_fees":0} {"emp_title":"provisions","emp_length":3,"state":"VA","homeownership":"MORTGAGE","annual_income":27840,"verified_income":"Verified","debt_to_income":44.53,"annual_income_joint":84873,"verification_income_joint":"Source Verified","debt_to_income_joint":22.07,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":82848,"total_credit_utilized":71725,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":8400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":10.91,"installment":347.17,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15003.29,"paid_total":1542.86,"paid_principal":996.71,"paid_interest":546.15,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"RENT","annual_income":20712,"verified_income":"Not Verified","debt_to_income":31.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":8,"total_credit_limit":59300,"total_credit_utilized":11937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48500,"num_total_cc_accounts":25,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":9.43,"installment":332.81,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10475.66056,"paid_principal":10400,"paid_interest":75.66,"paid_late_fees":0} {"emp_title":"cfo","emp_length":2,"state":"PA","homeownership":"MORTGAGE","annual_income":177000,"verified_income":"Not Verified","debt_to_income":20.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":10,"total_credit_limit":488273,"total_credit_utilized":184435,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":71900,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":7.96,"installment":876.91,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26613.06,"paid_total":1729.06,"paid_principal":1386.94,"paid_interest":342.12,"paid_late_fees":0} {"emp_title":"account executive","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":16.96,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":21,"open_credit_lines":15,"total_credit_limit":44410,"total_credit_utilized":32891,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":77,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":11,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":18400,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":20.39,"installment":288.49,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10588.26,"paid_total":552.51,"paid_principal":211.74,"paid_interest":340.77,"paid_late_fees":0} {"emp_title":"inspector","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Not Verified","debt_to_income":16.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":72931,"total_credit_utilized":34228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":645,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14700,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":6.72,"installment":221.4,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6284.4,"paid_total":1104.31,"paid_principal":915.6,"paid_interest":188.71,"paid_late_fees":0} {"emp_title":"finance clerk ","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":37770,"verified_income":"Not Verified","debt_to_income":1.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":1600,"total_credit_utilized":190,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":1600,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":17.47,"installment":358.88,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9570.3,"paid_total":708.05,"paid_principal":429.7,"paid_interest":278.35,"paid_late_fees":0} {"emp_title":"rn care experience coordinator","emp_length":0,"state":"VT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":29.55,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":42,"open_credit_lines":26,"total_credit_limit":416688,"total_credit_utilized":125273,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":100600,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.97,"installment":375.88,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10499.3,"paid_total":1874.09,"paid_principal":1500.7,"paid_interest":373.39,"paid_late_fees":0} {"emp_title":"","state":"LA","homeownership":"RENT","annual_income":13390,"verified_income":"Verified","debt_to_income":80.18,"annual_income_joint":93590,"verification_income_joint":"Verified","debt_to_income_joint":14.98,"delinq_2y":0,"earliest_credit_line":1969,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":430500,"total_credit_utilized":57226,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":118700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":31675,"term":36,"interest_rate":6.71,"installment":973.84,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29271.44,"paid_total":2909.71,"paid_principal":2403.56,"paid_interest":506.15,"paid_late_fees":0} {"emp_title":"nurse","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":24.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":14,"total_credit_limit":101300,"total_credit_utilized":39371,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":69100,"num_total_cc_accounts":17,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.93,"installment":424.26,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18684.61,"paid_total":2099.23,"paid_principal":1315.39,"paid_interest":783.84,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":5,"state":"VA","homeownership":"OWN","annual_income":30000,"verified_income":"Verified","debt_to_income":35.77,"annual_income_joint":72000,"verification_income_joint":"Verified","debt_to_income_joint":33.2,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":15,"total_credit_limit":53150,"total_credit_utilized":23483,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":27000,"num_total_cc_accounts":14,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":12.61,"installment":270.65,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11561.78,"paid_total":757.31,"paid_principal":438.22,"paid_interest":319.09,"paid_late_fees":0} {"emp_title":"at3","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":46556,"verified_income":"Not Verified","debt_to_income":4.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":10400,"total_credit_utilized":6110,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9537.61,"paid_total":656.13,"paid_principal":462.39,"paid_interest":193.74,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":56000,"verified_income":"Source Verified","debt_to_income":21.15,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":19,"total_credit_limit":251543,"total_credit_utilized":51124,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":16600,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":11.99,"installment":333.6,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14062.83,"paid_total":1643.02,"paid_principal":937.17,"paid_interest":705.85,"paid_late_fees":0} {"emp_title":"catering associate","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":25.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2011,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":66370,"total_credit_utilized":19366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":48450,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.41,"installment":324.61,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10012.00375,"paid_principal":10000,"paid_interest":12,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":13.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":9,"total_credit_limit":40513,"total_credit_utilized":18656,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26000,"num_total_cc_accounts":18,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.97,"installment":250.59,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7202.27,"paid_total":993.5,"paid_principal":797.73,"paid_interest":195.77,"paid_late_fees":0} {"emp_title":"field manager","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Not Verified","debt_to_income":28.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":15,"total_credit_limit":379365,"total_credit_utilized":85359,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":73900,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27650,"term":60,"interest_rate":10.42,"installment":593.22,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":28219.87732,"paid_principal":27650,"paid_interest":569.88,"paid_late_fees":0} {"emp_title":"rn","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":185000,"verified_income":"Not Verified","debt_to_income":6.2,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":9,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":14,"total_credit_limit":56665,"total_credit_utilized":23478,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9400,"num_total_cc_accounts":27,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":86.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":14.08,"installment":815.85,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33350.52,"paid_total":3236.02,"paid_principal":1649.48,"paid_interest":1586.54,"paid_late_fees":0} {"emp_title":"nurse aide","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":12.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":30832,"total_credit_utilized":21088,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2700,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":13.59,"installment":152.91,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3978.59,"paid_total":761.15,"paid_principal":521.41,"paid_interest":239.74,"paid_late_fees":0} {"emp_title":"okay","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":27.56,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":95692,"total_credit_utilized":38020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33500,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":92.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":22.91,"installment":309.31,"grade":"E","sub_grade":"E1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7186.65,"paid_total":1536.37,"paid_principal":813.35,"paid_interest":723.02,"paid_late_fees":0} {"emp_title":"mechainc","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Not Verified","debt_to_income":9.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":145470,"total_credit_utilized":4873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":882,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6000,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.72,"installment":246,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6982.67,"paid_total":1227.01,"paid_principal":1017.33,"paid_interest":209.68,"paid_late_fees":0} {"emp_title":"cna","emp_length":1,"state":"IL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":7.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":4,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":60500,"total_credit_utilized":7921,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":210,"current_installment_accounts":2,"accounts_opened_24m":12,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":18.06,"installment":180.92,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4678.2,"paid_total":532.73,"paid_principal":321.8,"paid_interest":210.93,"paid_late_fees":0} {"emp_title":"sr storage engineer","emp_length":4,"state":"MI","homeownership":"RENT","annual_income":120000,"verified_income":"Source Verified","debt_to_income":17.02,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":11,"total_credit_limit":74080,"total_credit_utilized":54377,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":496,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3900,"num_total_cc_accounts":19,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":12.61,"installment":902.16,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":38539.28,"paid_total":2650.44,"paid_principal":1460.72,"paid_interest":1189.72,"paid_late_fees":0} {"emp_title":"technical specialists ","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":17.3,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":26929,"total_credit_utilized":21103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":22.9,"installment":281.34,"grade":"E","sub_grade":"E1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9723.27,"paid_total":818.58,"paid_principal":276.73,"paid_interest":541.85,"paid_late_fees":0} {"emp_title":"manager customer service","emp_length":5,"state":"MN","homeownership":"RENT","annual_income":90000,"verified_income":"Not Verified","debt_to_income":14.88,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":5,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":7,"total_credit_limit":335570,"total_credit_utilized":174789,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":84.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":14.08,"installment":273.74,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7079.28,"paid_total":1362.44,"paid_principal":920.72,"paid_interest":441.72,"paid_late_fees":0} {"emp_title":"director, food and nutrition","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":85000,"verified_income":"Verified","debt_to_income":4.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":13300,"total_credit_utilized":9192,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":20,"installment":780.44,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18774.85,"paid_total":3843.87,"paid_principal":2225.15,"paid_interest":1618.72,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"UT","homeownership":"MORTGAGE","annual_income":71000,"verified_income":"Verified","debt_to_income":19.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":393347,"total_credit_utilized":54311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42500,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27406.26,"paid_total":4311.82,"paid_principal":2593.74,"paid_interest":1718.08,"paid_late_fees":0} {"emp_title":"teacher","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":42.99,"annual_income_joint":220000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.61,"delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":2004,"inquiries_last_12m":4,"total_credit_lines":49,"open_credit_lines":19,"total_credit_limit":588902,"total_credit_utilized":228123,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":2398,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":33000,"num_total_cc_accounts":22,"num_open_cc_accounts":14,"num_cc_carrying_balance":10,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":4800,"term":36,"interest_rate":16.01,"installment":168.78,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4481.57,"paid_total":502.07,"paid_principal":318.43,"paid_interest":183.64,"paid_late_fees":0} {"emp_title":"it","emp_length":1,"state":"AR","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":7.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":14700,"total_credit_utilized":8816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":72,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13300,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":25.82,"installment":358.01,"grade":"E","sub_grade":"E4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11587.69,"paid_total":1414.83,"paid_principal":412.31,"paid_interest":1002.52,"paid_late_fees":0} {"emp_title":"senior levle lead machinist","emp_length":1,"state":"WA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":35.2,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":247320,"total_credit_utilized":40795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19500,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19225,"term":36,"interest_rate":12.62,"installment":644.26,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17428.6,"paid_total":2563.56,"paid_principal":1796.4,"paid_interest":767.16,"paid_late_fees":0} {"emp_title":"clerk","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":23.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":92946,"total_credit_utilized":26817,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11000,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":90.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":15.05,"installment":381.06,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15075.2,"paid_total":1891.92,"paid_principal":924.8,"paid_interest":967.12,"paid_late_fees":0} {"emp_title":"software quality engineer","emp_length":4,"state":"KY","homeownership":"MORTGAGE","annual_income":59991,"verified_income":"Verified","debt_to_income":12.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":220455,"total_credit_utilized":67933,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":2,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.42,"installment":261.73,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9695.43,"paid_total":774.4,"paid_principal":304.57,"paid_interest":469.83,"paid_late_fees":0} {"emp_title":"chemical officer","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":94000,"verified_income":"Verified","debt_to_income":37.55,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":39,"open_credit_lines":9,"total_credit_limit":133459,"total_credit_utilized":79513,"num_collections_last_12m":1,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":37400,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5125,"term":36,"interest_rate":18.06,"installment":185.44,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4566.9,"paid_total":901.5,"paid_principal":558.1,"paid_interest":343.4,"paid_late_fees":0} {"emp_title":"client account coordinator ","emp_length":0,"state":"OR","homeownership":"OWN","annual_income":70000,"verified_income":"Source Verified","debt_to_income":17.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":4,"total_credit_limit":246704,"total_credit_utilized":40676,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32000,"num_total_cc_accounts":6,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":17.09,"installment":871.54,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33080.7,"paid_total":4324.47,"paid_principal":1919.3,"paid_interest":2405.17,"paid_late_fees":0} {"emp_title":"clinical therapist","emp_length":3,"state":"WI","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Not Verified","debt_to_income":38.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":19,"total_credit_limit":248805,"total_credit_utilized":158006,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":52200,"num_total_cc_accounts":20,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.72,"installment":153.75,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4364.17,"paid_total":766.88,"paid_principal":635.83,"paid_interest":131.05,"paid_late_fees":0} {"emp_title":"builder","emp_length":3,"state":"IL","homeownership":"OWN","annual_income":79992,"verified_income":"Source Verified","debt_to_income":16.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":57663,"total_credit_utilized":43672,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":11500,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":16500,"term":36,"interest_rate":15.04,"installment":572.31,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15389.67,"paid_total":1703.14,"paid_principal":1110.33,"paid_interest":592.81,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":7,"state":"OR","homeownership":"MORTGAGE","annual_income":135000,"verified_income":"Source Verified","debt_to_income":15.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":42,"open_credit_lines":21,"total_credit_limit":590926,"total_credit_utilized":101479,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":54200,"num_total_cc_accounts":27,"num_open_cc_accounts":18,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.71,"installment":1229.79,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36964.72,"paid_total":3659.55,"paid_principal":3035.28,"paid_interest":624.27,"paid_late_fees":0} {"emp_title":"hr specialist","emp_length":3,"state":"ID","homeownership":"RENT","annual_income":41000,"verified_income":"Verified","debt_to_income":47.16,"annual_income_joint":146000,"verification_income_joint":"Verified","debt_to_income_joint":19.53,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":79830,"total_credit_utilized":40967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":75,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":29100,"num_total_cc_accounts":13,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":36975,"term":36,"interest_rate":10.9,"installment":1208.77,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24137.58,"paid_total":13581.53,"paid_principal":12837.42,"paid_interest":744.11,"paid_late_fees":0} {"emp_title":"dsp","emp_length":7,"state":"NY","homeownership":"RENT","annual_income":27500,"verified_income":"Verified","debt_to_income":11.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":2,"total_credit_limit":11574,"total_credit_utilized":11361,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":1450,"term":36,"interest_rate":19.03,"installment":53.18,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1358,"paid_total":167.21,"paid_principal":92,"paid_interest":75.21,"paid_late_fees":0} {"emp_title":"","state":"FL","homeownership":"OWN","annual_income":85000,"verified_income":"Not Verified","debt_to_income":24.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":15,"total_credit_limit":78378,"total_credit_utilized":51775,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":21800,"num_total_cc_accounts":29,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":11.98,"installment":182.63,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5112.99,"paid_total":553.39,"paid_principal":387.01,"paid_interest":166.38,"paid_late_fees":0} {"emp_title":"computer technician","emp_length":7,"state":"PA","homeownership":"MORTGAGE","annual_income":45930,"verified_income":"Source Verified","debt_to_income":31.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":4,"total_credit_lines":68,"open_credit_lines":27,"total_credit_limit":211450,"total_credit_utilized":109488,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":19,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26400,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17300,"term":60,"interest_rate":11.99,"installment":384.75,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16219.14,"paid_total":1900.7,"paid_principal":1080.86,"paid_interest":819.84,"paid_late_fees":0} {"emp_title":"","emp_length":8,"state":"MA","homeownership":"RENT","annual_income":26000,"verified_income":"Not Verified","debt_to_income":6.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":141500,"total_credit_utilized":2704,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2300,"num_total_cc_accounts":12,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":12.61,"installment":201.88,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5461.93,"paid_total":799.08,"paid_principal":563.07,"paid_interest":236.01,"paid_late_fees":0} {"emp_title":"chief of police","emp_length":2,"state":"TX","homeownership":"MORTGAGE","annual_income":205000,"verified_income":"Not Verified","debt_to_income":7.03,"annual_income_joint":285000,"verification_income_joint":"Not Verified","debt_to_income_joint":10.05,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":9,"total_credit_limit":521259,"total_credit_utilized":27081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":63700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37197.53,"paid_total":3960.68,"paid_principal":2802.47,"paid_interest":1158.21,"paid_late_fees":0} {"emp_title":"control room operator","emp_length":5,"state":"WV","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":34.41,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":35,"open_credit_lines":17,"total_credit_limit":347656,"total_credit_utilized":118696,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38800,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":7.96,"installment":125.28,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3701.79,"paid_total":374.07,"paid_principal":298.21,"paid_interest":75.86,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"MI","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":23.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":42,"open_credit_lines":23,"total_credit_limit":78903,"total_credit_utilized":33453,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12300,"num_total_cc_accounts":38,"num_open_cc_accounts":22,"num_cc_carrying_balance":14,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":9.92,"installment":676.83,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19477.8,"paid_total":2007.34,"paid_principal":1522.2,"paid_interest":485.14,"paid_late_fees":0} {"emp_title":"customer account specialist ","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":35.91,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.64,"delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":70,"open_credit_lines":35,"total_credit_limit":381427,"total_credit_utilized":193029,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":87,"current_installment_accounts":28,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":35,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7500,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":98.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":23000,"term":60,"interest_rate":12.61,"installment":518.75,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22160.06,"paid_total":1524.02,"paid_principal":839.94,"paid_interest":684.08,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":93500,"verified_income":"Source Verified","debt_to_income":28.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":19,"total_credit_limit":244298,"total_credit_utilized":83270,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":0,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":55800,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":13,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":12.61,"installment":405.98,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.06,"paid_total":786.74,"paid_principal":435.94,"paid_interest":350.8,"paid_late_fees":0} {"emp_title":"federal law enforcement ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":26.13,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":55,"open_credit_lines":10,"total_credit_limit":405935,"total_credit_utilized":169017,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8100,"num_total_cc_accounts":28,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26733.24,"paid_total":5397.3,"paid_principal":3266.76,"paid_interest":2130.54,"paid_late_fees":0} {"emp_title":"community liaison","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":21.46,"verification_income_joint":"","delinq_2y":9,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":51929,"total_credit_utilized":78341,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7000,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":55,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"data network consultant","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":4.31,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":59,"earliest_credit_line":1984,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":233748,"total_credit_utilized":24914,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3800,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":5,"account_never_delinq_percent":78.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":10.41,"installment":536.24,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24358.5,"paid_total":1043.56,"paid_principal":641.5,"paid_interest":402.06,"paid_late_fees":0} {"emp_title":"general manager","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":22.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":49,"open_credit_lines":32,"total_credit_limit":577725,"total_credit_utilized":113453,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":32,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":131400,"num_total_cc_accounts":40,"num_open_cc_accounts":28,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1817.39,"paid_principal":1535.14,"paid_interest":282.25,"paid_late_fees":0} {"emp_title":"shipping clerck","emp_length":10,"state":"NE","homeownership":"RENT","annual_income":42500,"verified_income":"Source Verified","debt_to_income":16.83,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":38718,"total_credit_utilized":21322,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":13.58,"installment":230.52,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9643.94,"paid_total":684.02,"paid_principal":356.06,"paid_interest":327.96,"paid_late_fees":0} {"emp_title":"store manager ","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":26.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":75693,"total_credit_utilized":67111,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":40,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":10.42,"installment":227.26,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6153.03,"paid_total":1128.2,"paid_principal":846.97,"paid_interest":281.23,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":16.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":15,"total_credit_limit":59192,"total_credit_utilized":34100,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9285.29,"paid_total":968.65,"paid_principal":714.71,"paid_interest":253.94,"paid_late_fees":0} {"emp_title":"shipping associate","emp_length":0,"state":"OR","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":13.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":65164,"total_credit_utilized":27217,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":24700,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":6.07,"installment":60.91,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1858.16,"paid_total":161.15,"paid_principal":141.84,"paid_interest":19.31,"paid_late_fees":0} {"emp_title":"engineer","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":101000,"verified_income":"Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1999,"inquiries_last_12m":6,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":986396,"total_credit_utilized":77601,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":156,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":69500,"num_total_cc_accounts":23,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.41,"installment":486.91,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13920.33,"paid_total":1443.38,"paid_principal":1079.67,"paid_interest":363.71,"paid_late_fees":0} {"emp_title":"recording secretary ","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":101400,"verified_income":"Not Verified","debt_to_income":12.16,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":9,"total_credit_limit":302174,"total_credit_utilized":30726,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":28,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":20,"installment":1114.91,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26824.47,"paid_total":5681.85,"paid_principal":3175.53,"paid_interest":2506.32,"paid_late_fees":0} {"emp_title":"associate","emp_length":1,"state":"MI","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":15.47,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":8,"total_credit_lines":21,"open_credit_lines":16,"total_credit_limit":468075,"total_credit_utilized":118698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":65000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20800,"term":36,"interest_rate":6.08,"installment":633.54,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18671.28,"paid_total":2489.47,"paid_principal":2128.72,"paid_interest":360.75,"paid_late_fees":0} {"emp_title":"director of nursing","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Verified","debt_to_income":56.82,"annual_income_joint":389964,"verification_income_joint":"Source Verified","debt_to_income_joint":20.56,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":672257,"total_credit_utilized":157218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":40400,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38454.11,"paid_total":2551.38,"paid_principal":1545.89,"paid_interest":1005.49,"paid_late_fees":0} {"emp_title":"carpenter ","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":72800,"verified_income":"Not Verified","debt_to_income":7.78,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":17161,"total_credit_utilized":10666,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.96,"installment":219.23,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6653.26,"paid_total":432.27,"paid_principal":346.74,"paid_interest":85.53,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"OWN","annual_income":7200,"verified_income":"Verified","debt_to_income":0,"annual_income_joint":19200,"verification_income_joint":"Verified","debt_to_income_joint":22.38,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":2,"total_credit_limit":5500,"total_credit_utilized":0,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":5750,"term":36,"interest_rate":20.39,"installment":214.84,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5392.58,"paid_total":638.01,"paid_principal":357.42,"paid_interest":280.59,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":25.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1992,"inquiries_last_12m":5,"total_credit_lines":38,"open_credit_lines":12,"total_credit_limit":167771,"total_credit_utilized":60302,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27000,"num_total_cc_accounts":13,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":16.02,"installment":703.34,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18673.43,"paid_total":2163.42,"paid_principal":1326.57,"paid_interest":836.85,"paid_late_fees":0} {"emp_title":"owner","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":44000,"verified_income":"Source Verified","debt_to_income":10.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":28571,"total_credit_utilized":18315,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3267,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8790.09,"paid_total":1617.46,"paid_principal":1209.91,"paid_interest":407.55,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":14.41,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1991,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":373100,"total_credit_utilized":44180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":52500,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.04,"installment":1040.55,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27981.26,"paid_total":3096.58,"paid_principal":2018.74,"paid_interest":1077.84,"paid_late_fees":0} {"emp_title":"sr staffing consultant","emp_length":3,"state":"CT","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Verified","debt_to_income":7.45,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":19,"earliest_credit_line":1987,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":341714,"total_credit_utilized":17138,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13800,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":68.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":19.42,"installment":785.17,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29086.36,"paid_total":2290.78,"paid_principal":913.64,"paid_interest":1377.14,"paid_late_fees":0} {"emp_title":"president","emp_length":8,"state":"FL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":58.06,"annual_income_joint":100000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.01,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":10,"total_credit_limit":294177,"total_credit_utilized":76821,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24100,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":7.96,"installment":563.73,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17108.39,"paid_total":1135.42,"paid_principal":891.61,"paid_interest":243.81,"paid_late_fees":0} {"emp_title":"visiting assistant professor ","emp_length":4,"state":"OK","homeownership":"RENT","annual_income":52000,"verified_income":"Source Verified","debt_to_income":3.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":8,"total_credit_limit":52000,"total_credit_utilized":4059,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":50200,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38575.85,"paid_total":2735.97,"paid_principal":1424.15,"paid_interest":1311.82,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MI","homeownership":"OWN","annual_income":62400,"verified_income":"Source Verified","debt_to_income":9.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":186500,"total_credit_utilized":9088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":76,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":9.43,"installment":960.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27810.1,"paid_total":2864.31,"paid_principal":2189.9,"paid_interest":674.41,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":63000,"verified_income":"Source Verified","debt_to_income":18.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":81190,"total_credit_utilized":43688,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43000,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":25600,"term":36,"interest_rate":16.01,"installment":900.15,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23901.73,"paid_total":2654.91,"paid_principal":1698.27,"paid_interest":956.64,"paid_late_fees":0} {"emp_title":"southeast market manager","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":96000,"verified_income":"Not Verified","debt_to_income":24.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":342194,"total_credit_utilized":49442,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31800,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":9.92,"installment":1031.35,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":30460.02,"paid_total":2080.34,"paid_principal":1539.98,"paid_interest":540.36,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"MORTGAGE","annual_income":30000,"verified_income":"Not Verified","debt_to_income":34.28,"annual_income_joint":95000,"verification_income_joint":"Not Verified","debt_to_income_joint":21.18,"delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":255377,"total_credit_utilized":43054,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":38100,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":60,"interest_rate":11.98,"installment":222.35,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9753.74,"paid_total":438.04,"paid_principal":246.26,"paid_interest":191.78,"paid_late_fees":0} {"emp_title":"land admin mgr","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":19.44,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":256654,"total_credit_utilized":96115,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":53400,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":9.43,"installment":1280.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37080.14,"paid_total":3819.07,"paid_principal":2919.86,"paid_interest":899.21,"paid_late_fees":0} {"emp_title":"lending consultant","emp_length":2,"state":"MD","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":8.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":49810,"total_credit_utilized":19835,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14300,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":12.62,"installment":225.6,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9385.03,"paid_total":1135.02,"paid_principal":614.97,"paid_interest":520.05,"paid_late_fees":0} {"emp_title":"administrator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":23.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":1997,"inquiries_last_12m":3,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":265405,"total_credit_utilized":73849,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":5800,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":80.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":29150,"term":36,"interest_rate":11.99,"installment":968.06,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25697.68,"paid_total":4708.92,"paid_principal":3452.32,"paid_interest":1256.6,"paid_late_fees":0} {"emp_title":"business office manager","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":83000,"verified_income":"Not Verified","debt_to_income":20.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":37,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":284841,"total_credit_utilized":60329,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":37,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6900,"num_total_cc_accounts":29,"num_open_cc_accounts":17,"num_cc_carrying_balance":11,"num_mort_accounts":5,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9199.41,"paid_total":956.98,"paid_principal":800.59,"paid_interest":156.39,"paid_late_fees":0} {"emp_title":"reporting administrator","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":41.33,"annual_income_joint":134000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.05,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":17,"total_credit_limit":612784,"total_credit_utilized":162117,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":104700,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":16.02,"installment":1055.01,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27329.07,"paid_total":4353.54,"paid_principal":2670.93,"paid_interest":1682.61,"paid_late_fees":0} {"emp_title":"senior accountant","emp_length":5,"state":"NV","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":35.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":82,"earliest_credit_line":1987,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":13,"total_credit_limit":252595,"total_credit_utilized":51480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":82,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23000,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":12.62,"installment":338.39,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14265.96,"paid_total":1332.53,"paid_principal":734.04,"paid_interest":598.49,"paid_late_fees":0} {"emp_title":"school administrator","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":133000,"verified_income":"Source Verified","debt_to_income":11.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":31,"open_credit_lines":7,"total_credit_limit":236327,"total_credit_utilized":76088,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26900,"num_total_cc_accounts":13,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":9.92,"installment":515.68,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16035.26889,"paid_principal":16000,"paid_interest":35.27,"paid_late_fees":0} {"emp_title":"director of marketing ","emp_length":5,"state":"IL","homeownership":"RENT","annual_income":58000,"verified_income":"Not Verified","debt_to_income":5.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":236668,"total_credit_utilized":277081,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":45500,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":84.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4400,"term":36,"interest_rate":18.45,"installment":160.07,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4118.46,"paid_total":475.7,"paid_principal":281.54,"paid_interest":194.16,"paid_late_fees":0} {"emp_title":"correction officer","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":16.11,"verification_income_joint":"","delinq_2y":7,"months_since_last_delinq":7,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":13,"total_credit_limit":530218,"total_credit_utilized":45040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":7,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":14900,"num_total_cc_accounts":26,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":82.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20.39,"installment":934.9,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33961.99,"paid_total":2765.05,"paid_principal":1038.01,"paid_interest":1727.04,"paid_late_fees":0} {"emp_title":"service representative ","emp_length":10,"state":"OH","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":24.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":62837,"total_credit_utilized":32879,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12700,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"vacation","application_type":"individual","loan_amount":4900,"term":36,"interest_rate":21.45,"installment":185.75,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4391.32,"paid_total":917.07,"paid_principal":508.68,"paid_interest":408.39,"paid_late_fees":0} {"emp_title":"equipment operator","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":12.08,"annual_income_joint":103000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.56,"delinq_2y":0,"months_since_last_delinq":57,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":226809,"total_credit_utilized":30877,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":57,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7400,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.34,"paid_total":1537.31,"paid_principal":1271.66,"paid_interest":265.65,"paid_late_fees":0} {"emp_title":"","state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":2.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":16200,"total_credit_utilized":1600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15400,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":9.92,"installment":212.08,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9740.1,"paid_total":424.17,"paid_principal":259.9,"paid_interest":164.27,"paid_late_fees":0} {"emp_title":"senior project manager","emp_length":3,"state":"FL","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":10.49,"annual_income_joint":250000,"verification_income_joint":"Not Verified","debt_to_income_joint":6.81,"delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":846300,"total_credit_utilized":48364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":114000,"num_total_cc_accounts":23,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26113.44,"paid_total":4508.38,"paid_principal":3886.56,"paid_interest":621.82,"paid_late_fees":0} {"emp_title":"home health aid","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":21900,"verified_income":"Not Verified","debt_to_income":7.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":5,"open_credit_lines":5,"total_credit_limit":9100,"total_credit_utilized":3950,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8300,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.99,"installment":664.2,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18114.51,"paid_total":2643.48,"paid_principal":1885.49,"paid_interest":757.99,"paid_late_fees":0} {"emp_title":"lead lab technician","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":32.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":34,"open_credit_lines":20,"total_credit_limit":283173,"total_credit_utilized":150621,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":4,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":57400,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":12.61,"installment":631.51,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26977.5,"paid_total":1874.91,"paid_principal":1022.5,"paid_interest":852.41,"paid_late_fees":0} {"emp_title":"wealth management advisor ","emp_length":2,"state":"PA","homeownership":"OWN","annual_income":134000,"verified_income":"Verified","debt_to_income":23.51,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":226057,"total_credit_utilized":65535,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23100,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19200,"term":36,"interest_rate":14.07,"installment":656.87,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17889.5,"paid_total":1940.59,"paid_principal":1310.5,"paid_interest":630.09,"paid_late_fees":0} {"emp_title":"collector","emp_length":3,"state":"OR","homeownership":"OWN","annual_income":36000,"verified_income":"Source Verified","debt_to_income":8.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":59200,"total_credit_utilized":7705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":50800,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.32,"installment":301.15,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8965.88,"paid_total":1209.04,"paid_principal":1034.12,"paid_interest":174.92,"paid_late_fees":0} {"emp_title":"captain","emp_length":9,"state":"CO","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":24.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":8,"total_credit_limit":415603,"total_credit_utilized":46872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47900,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":6.08,"installment":1066.04,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31418.07,"paid_total":4252.34,"paid_principal":3581.93,"paid_interest":670.41,"paid_late_fees":0} {"emp_title":"engineer","emp_length":3,"state":"NJ","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":12.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":4,"open_credit_lines":3,"total_credit_limit":35920,"total_credit_utilized":14336,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":12500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":7.97,"installment":131.56,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3781.19,"paid_total":524.38,"paid_principal":418.81,"paid_interest":105.57,"paid_late_fees":0} {"emp_title":"loan assistant/credit analyst","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":43000,"verified_income":"Source Verified","debt_to_income":20.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":45979,"total_credit_utilized":16449,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":25,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":70,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":1000,"term":36,"interest_rate":18.45,"installment":36.38,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":936.01,"paid_total":108.12,"paid_principal":63.99,"paid_interest":44.13,"paid_late_fees":0} {"emp_title":"future executive sr sales director","emp_length":10,"state":"MO","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":18.5,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":258439,"total_credit_utilized":28073,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36000,"num_total_cc_accounts":14,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14500,"term":36,"interest_rate":6.08,"installment":441.65,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12803.23,"paid_total":1990.2,"paid_principal":1696.77,"paid_interest":293.43,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":153000,"verified_income":"Verified","debt_to_income":12.15,"annual_income_joint":199000,"verification_income_joint":"Verified","debt_to_income_joint":18.17,"delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":1988,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":142531,"total_credit_utilized":37128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44800,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":14.08,"installment":932.39,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37630.31,"paid_total":4599.37,"paid_principal":2369.69,"paid_interest":2229.68,"paid_late_fees":0} {"emp_title":"senior clerk","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":41500,"verified_income":"Not Verified","debt_to_income":17.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":9,"total_credit_limit":27270,"total_credit_utilized":13660,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4000,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":10.91,"installment":130.79,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3617.12,"paid_total":520.74,"paid_principal":382.88,"paid_interest":137.86,"paid_late_fees":0} {"emp_title":"cad manager","emp_length":1,"state":"CO","homeownership":"OWN","annual_income":90000,"verified_income":"Source Verified","debt_to_income":14.88,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":5,"earliest_credit_line":2004,"inquiries_last_12m":5,"total_credit_lines":32,"open_credit_lines":9,"total_credit_limit":526886,"total_credit_utilized":49116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":26800,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":6,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":10.9,"installment":277.67,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12311.37,"paid_total":790.73,"paid_principal":488.63,"paid_interest":302.1,"paid_late_fees":0} {"emp_title":"director","emp_length":1,"state":"MN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Verified","debt_to_income":8.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":270983,"total_credit_utilized":85554,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":48,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":45100,"num_total_cc_accounts":18,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37369.27,"paid_total":4220.48,"paid_principal":2630.73,"paid_interest":1589.75,"paid_late_fees":0} {"emp_title":"owner/groomer","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":19.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":6,"total_credit_limit":63092,"total_credit_utilized":33296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11600,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.01,"paid_total":897.43,"paid_principal":773.99,"paid_interest":123.44,"paid_late_fees":0} {"emp_title":"loan officer","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":24.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":16,"total_credit_limit":485312,"total_credit_utilized":117705,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":115300,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.9,"installment":1144.2,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8210.29,"paid_total":27411.41,"paid_principal":26789.71,"paid_interest":621.7,"paid_late_fees":0} {"emp_title":"branch manager","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":17.83,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":37,"open_credit_lines":15,"total_credit_limit":336030,"total_credit_utilized":71364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16500,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10500,"term":36,"interest_rate":9.93,"installment":338.47,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9221.1,"paid_total":1680.77,"paid_principal":1278.9,"paid_interest":401.87,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"VT","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":16.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":9,"total_credit_limit":26800,"total_credit_utilized":20253,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":9400,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8400,"term":36,"interest_rate":21.85,"installment":320.15,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7889.21,"paid_total":950.25,"paid_principal":510.79,"paid_interest":439.46,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":10,"state":"NE","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":11.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":14,"total_credit_limit":344270,"total_credit_utilized":37862,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":13700,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":86.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":10.91,"installment":196.18,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5278.86,"paid_total":977.26,"paid_principal":721.14,"paid_interest":256.12,"paid_late_fees":0} {"emp_title":"diesel tech","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":44000,"verified_income":"Source Verified","debt_to_income":24.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":54295,"total_credit_utilized":34174,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13400,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18592.74,"paid_total":1978.99,"paid_principal":1407.26,"paid_interest":571.73,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"OWN","annual_income":55700,"verified_income":"Verified","debt_to_income":21.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":45149,"total_credit_utilized":33418,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":12.62,"installment":502.67,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13598.4,"paid_total":2000.16,"paid_principal":1401.6,"paid_interest":598.56,"paid_late_fees":0} {"emp_title":"internet sales & marketing manager","emp_length":2,"state":"AL","homeownership":"RENT","annual_income":53900,"verified_income":"Source Verified","debt_to_income":17.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":40962,"total_credit_utilized":19438,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":17,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.42,"installment":324.65,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9036.27,"paid_total":1292.81,"paid_principal":963.73,"paid_interest":329.08,"paid_late_fees":0} {"emp_title":"sr claims specialist","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":8.49,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":37700,"total_credit_utilized":42293,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":931,"current_installment_accounts":6,"accounts_opened_24m":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":20.39,"installment":261.54,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6564.89,"paid_total":776.69,"paid_principal":435.11,"paid_interest":341.58,"paid_late_fees":0} {"emp_title":"development officer","emp_length":2,"state":"WA","homeownership":"MORTGAGE","annual_income":87125,"verified_income":"Verified","debt_to_income":28.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":525211,"total_credit_utilized":63218,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14650,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17650,"term":36,"interest_rate":13.58,"installment":599.65,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16436.64,"paid_total":1785.63,"paid_principal":1213.36,"paid_interest":572.27,"paid_late_fees":0} {"emp_title":"front office coordinator","emp_length":6,"state":"TN","homeownership":"RENT","annual_income":39995,"verified_income":"Verified","debt_to_income":9.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":12,"total_credit_limit":37799,"total_credit_utilized":13575,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":16100,"num_total_cc_accounts":19,"num_open_cc_accounts":11,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.59,"installment":679.58,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18156.66,"paid_total":2627.72,"paid_principal":1843.34,"paid_interest":784.38,"paid_late_fees":0} {"emp_title":"","state":"IL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":35.56,"annual_income_joint":98000,"verification_income_joint":"Not Verified","debt_to_income_joint":39.4,"delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":1984,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":317525,"total_credit_utilized":37882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":8121,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":81.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":15050,"term":36,"interest_rate":19.03,"installment":551.91,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13767.08,"paid_total":2191.73,"paid_principal":1282.92,"paid_interest":908.81,"paid_late_fees":0} {"emp_title":"technician","emp_length":1,"state":"NJ","homeownership":"OWN","annual_income":63446.53,"verified_income":"Verified","debt_to_income":7.75,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":46,"open_credit_lines":12,"total_credit_limit":371000,"total_credit_utilized":16459,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":40500,"num_total_cc_accounts":43,"num_open_cc_accounts":10,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":93,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":10.91,"installment":564.14,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25007.76,"paid_total":1676.66,"paid_principal":992.24,"paid_interest":684.42,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":23.15,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":14,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":12,"total_credit_limit":44840,"total_credit_utilized":15264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15800,"num_total_cc_accounts":32,"num_open_cc_accounts":11,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.96,"installment":156.59,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4627.27,"paid_total":467.56,"paid_principal":372.73,"paid_interest":94.83,"paid_late_fees":0} {"emp_title":"regional visual manager","emp_length":0,"state":"AL","homeownership":"RENT","annual_income":65000,"verified_income":"Source Verified","debt_to_income":15.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":38000,"total_credit_utilized":27149,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29500,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":10.41,"installment":811.51,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23805.57,"paid_total":1608.56,"paid_principal":1194.43,"paid_interest":414.13,"paid_late_fees":0} {"emp_title":"care provider","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":26400,"verified_income":"Verified","debt_to_income":77.55,"annual_income_joint":127233,"verification_income_joint":"Verified","debt_to_income_joint":33.16,"delinq_2y":1,"months_since_last_delinq":8,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":16,"total_credit_limit":484307,"total_credit_utilized":54015,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12000,"num_total_cc_accounts":22,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":96.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":27000,"term":36,"interest_rate":14.08,"installment":923.85,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23892.68,"paid_total":4566.45,"paid_principal":3107.32,"paid_interest":1459.13,"paid_late_fees":0} {"emp_title":"rn","emp_length":4,"state":"TX","homeownership":"MORTGAGE","annual_income":92000,"verified_income":"Source Verified","debt_to_income":19.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":8,"total_credit_limit":112121,"total_credit_utilized":68631,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18700,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.93,"installment":848.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":40013.78833,"paid_principal":40000,"paid_interest":13.79,"paid_late_fees":0} {"emp_title":"electrician ","emp_length":5,"state":"MS","homeownership":"OWN","annual_income":85000,"verified_income":"Source Verified","debt_to_income":30.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":6,"total_credit_limit":112080,"total_credit_utilized":70749,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":32500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":21.45,"installment":1137.2,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Late (31-120 days)","initial_listing_status":"fractional","disbursement_method":"Cash","balance":28164.73,"paid_total":3375.85,"paid_principal":1835.27,"paid_interest":1540.58,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Source Verified","debt_to_income":4.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":94526,"total_credit_utilized":151149,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":3800,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19057.43,"paid_total":1864.81,"paid_principal":942.57,"paid_interest":922.24,"paid_late_fees":0} {"emp_title":"manager/supervisor","emp_length":4,"state":"MI","homeownership":"OWN","annual_income":65000,"verified_income":"Verified","debt_to_income":20.93,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2008,"inquiries_last_12m":9,"total_credit_lines":35,"open_credit_lines":15,"total_credit_limit":81025,"total_credit_utilized":39679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25700,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.59,"installment":922.25,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38092.5,"paid_total":3658.8,"paid_principal":1907.5,"paid_interest":1751.3,"paid_late_fees":0} {"emp_title":"corrections officer","emp_length":6,"state":"OR","homeownership":"RENT","annual_income":56000,"verified_income":"Source Verified","debt_to_income":19.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":30500,"total_credit_utilized":16123,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2700,"num_total_cc_accounts":10,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":16.01,"installment":168.78,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4481.56,"paid_total":506.16,"paid_principal":318.44,"paid_interest":187.72,"paid_late_fees":0} {"emp_title":"superior court judge","emp_length":0,"state":"NJ","homeownership":"MORTGAGE","annual_income":165000,"verified_income":"Source Verified","debt_to_income":10.27,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":356561,"total_credit_utilized":70604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.05,"installment":952.65,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38630.01,"paid_total":2791.06,"paid_principal":1369.99,"paid_interest":1421.07,"paid_late_fees":0} {"emp_title":"physical therapist assistant","emp_length":5,"state":"NM","homeownership":"RENT","annual_income":50000,"verified_income":"Verified","debt_to_income":39.87,"annual_income_joint":112000,"verification_income_joint":"Verified","debt_to_income_joint":26.4,"delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":112978,"total_credit_utilized":75603,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":11.98,"installment":1328.2,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37185.49,"paid_total":3931.36,"paid_principal":2814.51,"paid_interest":1116.85,"paid_late_fees":0} {"emp_title":"technician ","emp_length":5,"state":"WV","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":22.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":46163,"total_credit_utilized":26174,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":14498,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19400,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":94,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":13.59,"installment":461.13,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19045.42,"paid_total":1829.42,"paid_principal":954.58,"paid_interest":874.84,"paid_late_fees":0} {"emp_title":"driver","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":700000,"verified_income":"Source Verified","debt_to_income":1.48,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":23,"earliest_credit_line":1968,"inquiries_last_12m":4,"total_credit_lines":5,"open_credit_lines":2,"total_credit_limit":57612,"total_credit_utilized":50187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":300,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":60,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5600,"term":36,"interest_rate":12.62,"installment":187.67,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5078.82,"paid_total":757.83,"paid_principal":521.18,"paid_interest":221.65,"paid_late_fees":15} {"emp_title":"hr director","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":95000,"verified_income":"Not Verified","debt_to_income":16.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":10,"total_credit_limit":68563,"total_credit_utilized":30355,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":32000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8629.33,"paid_total":1675.08,"paid_principal":1370.67,"paid_interest":304.41,"paid_late_fees":0} {"emp_title":"sr oracle database administrator","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":14.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":363403,"total_credit_utilized":41627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14900,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":18.45,"installment":945.85,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24336.38,"paid_total":2810.9,"paid_principal":1663.62,"paid_interest":1147.28,"paid_late_fees":0} {"emp_title":"systems administrator","emp_length":3,"state":"AZ","homeownership":"RENT","annual_income":72000,"verified_income":"Not Verified","debt_to_income":18.69,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":56575,"total_credit_utilized":42251,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":13.58,"installment":475.64,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":14016.79616,"paid_principal":14000,"paid_interest":16.8,"paid_late_fees":0} {"emp_title":"para legal","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Verified","debt_to_income":40.86,"annual_income_joint":103000,"verification_income_joint":"Source Verified","debt_to_income_joint":26.32,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":532567,"total_credit_utilized":103958,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37500,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18169.44,"paid_total":2810.24,"paid_principal":1830.56,"paid_interest":979.68,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":4,"state":"SC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":19.79,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":26,"open_credit_lines":11,"total_credit_limit":78486,"total_credit_utilized":56636,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":46500,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":10.41,"installment":1136.11,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32480.82,"paid_total":3388.09,"paid_principal":2519.18,"paid_interest":868.91,"paid_late_fees":0} {"emp_title":"captain","emp_length":8,"state":"CA","homeownership":"OWN","annual_income":108000,"verified_income":"Verified","debt_to_income":31.89,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":30,"open_credit_lines":10,"total_credit_limit":727959,"total_credit_utilized":134685,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":44700,"num_total_cc_accounts":16,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":14.08,"installment":582.75,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24121.52,"paid_total":1709.14,"paid_principal":878.48,"paid_interest":830.66,"paid_late_fees":0} {"emp_title":"management ","emp_length":4,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":8.24,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":77,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":7800,"total_credit_utilized":6368,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":15.04,"installment":208.11,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5596.25,"paid_total":619.32,"paid_principal":403.75,"paid_interest":215.57,"paid_late_fees":0} {"emp_title":"sanitation","emp_length":10,"state":"WI","homeownership":"MORTGAGE","annual_income":39000,"verified_income":"Verified","debt_to_income":43.32,"annual_income_joint":78000,"verification_income_joint":"Verified","debt_to_income_joint":27.74,"delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2001,"inquiries_last_12m":6,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":118692,"total_credit_utilized":41026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11400,"num_total_cc_accounts":6,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":78.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":18.06,"installment":406.82,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15320.78,"paid_total":1587.15,"paid_principal":679.22,"paid_interest":907.93,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":4.21,"annual_income_joint":105000,"verification_income_joint":"Source Verified","debt_to_income_joint":22.56,"delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":19700,"total_credit_utilized":1498,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":427,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":8700,"num_total_cc_accounts":23,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":24.84,"installment":991.89,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23547.17,"paid_total":2941.17,"paid_principal":1452.83,"paid_interest":1488.34,"paid_late_fees":0} {"emp_title":"software engineer","emp_length":3,"state":"IN","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":21.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":309907,"total_credit_utilized":65344,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":707,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44600,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8700,"term":36,"interest_rate":16.02,"installment":305.96,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7925.39,"paid_total":1235.46,"paid_principal":774.61,"paid_interest":460.85,"paid_late_fees":0} {"emp_title":"line worker","emp_length":1,"state":"WI","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":33.27,"annual_income_joint":92000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.57,"delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":26966,"total_credit_utilized":17074,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":19200,"term":36,"interest_rate":12.61,"installment":643.33,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17861.32,"paid_total":1942.2,"paid_principal":1338.68,"paid_interest":603.52,"paid_late_fees":0} {"emp_title":"vp, channel sales & mktg","emp_length":8,"state":"MN","homeownership":"MORTGAGE","annual_income":340000,"verified_income":"Not Verified","debt_to_income":7.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":28,"open_credit_lines":9,"total_credit_limit":569765,"total_credit_utilized":56227,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":80500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25503.61,"paid_total":5108.38,"paid_principal":4496.39,"paid_interest":611.99,"paid_late_fees":0} {"emp_title":"csa","emp_length":4,"state":"CO","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":31.04,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":44638,"total_credit_utilized":23257,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":5,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":84.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15430.5,"paid_total":1082.54,"paid_principal":569.5,"paid_interest":513.04,"paid_late_fees":0} {"emp_title":"shipping supervisor ","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":38000,"verified_income":"Not Verified","debt_to_income":29.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":82380,"total_credit_utilized":27300,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":49600,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13500,"term":60,"interest_rate":9.44,"installment":283.13,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12601.32,"paid_total":1408.57,"paid_principal":898.68,"paid_interest":509.89,"paid_late_fees":0} {"emp_title":"accounting","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Source Verified","debt_to_income":17.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":484350,"total_credit_utilized":80617,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":50800,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.34,"installment":930.99,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27743.79,"paid_total":2780.74,"paid_principal":2256.21,"paid_interest":524.53,"paid_late_fees":0} {"emp_title":"certified electrician ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":85000,"verified_income":"Verified","debt_to_income":6.14,"annual_income_joint":115000,"verification_income_joint":"Not Verified","debt_to_income_joint":8.98,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":59888,"total_credit_utilized":28491,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":30200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":6.08,"installment":213.21,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":7127.53474,"paid_principal":7000,"paid_interest":127.53,"paid_late_fees":0} {"emp_title":"rx supervisor","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":20400,"verified_income":"Verified","debt_to_income":10.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":13180,"total_credit_utilized":7327,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2642,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.07,"installment":342.12,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9317.45,"paid_total":1018.54,"paid_principal":682.55,"paid_interest":335.99,"paid_late_fees":0} {"emp_title":"bco","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":60000,"verified_income":"Not Verified","debt_to_income":22.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":62649,"total_credit_utilized":48872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":1387,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":15.05,"installment":145.7,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3820.84,"paid_total":579.29,"paid_principal":379.16,"paid_interest":200.13,"paid_late_fees":0} {"emp_title":"food service director","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":23.65,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":49,"open_credit_lines":30,"total_credit_limit":249635,"total_credit_utilized":39570,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":70,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":23100,"num_total_cc_accounts":32,"num_open_cc_accounts":27,"num_cc_carrying_balance":23,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":19.42,"installment":663.64,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17249.29,"paid_total":1288.44,"paid_principal":750.71,"paid_interest":537.73,"paid_late_fees":0} {"emp_title":"engineer","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":200000,"verified_income":"Source Verified","debt_to_income":9.59,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":616350,"total_credit_utilized":56201,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33800,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.72,"installment":491.99,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13965.39,"paid_total":2453.98,"paid_principal":2034.61,"paid_interest":419.37,"paid_late_fees":0} {"emp_title":"main banker","emp_length":10,"state":"TN","homeownership":"RENT","annual_income":36000,"verified_income":"Source Verified","debt_to_income":29.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":49268,"total_credit_utilized":35490,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1600,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":15.05,"installment":346.9,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8864.46,"paid_total":1726.14,"paid_principal":1135.54,"paid_interest":590.6,"paid_late_fees":0} {"emp_title":"instructional support specialist ","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":26.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":103981,"total_credit_utilized":97367,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10200,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":24.85,"installment":585.27,"grade":"E","sub_grade":"E3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19294.03,"paid_total":2285.86,"paid_principal":705.97,"paid_interest":1579.89,"paid_late_fees":0} {"emp_title":"cdl driver","emp_length":4,"state":"GA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":112112,"total_credit_utilized":61494,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":40300,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":5.32,"installment":752.87,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21761.23,"paid_total":3756.96,"paid_principal":3238.77,"paid_interest":518.19,"paid_late_fees":0} {"emp_title":"cheif executive officer","emp_length":5,"state":"WA","homeownership":"MORTGAGE","annual_income":58000,"verified_income":"Not Verified","debt_to_income":33.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":271928,"total_credit_utilized":53167,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":72,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29100,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":21.45,"installment":265.35,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6273.36,"paid_total":1318.41,"paid_principal":726.64,"paid_interest":591.77,"paid_late_fees":0} {"emp_title":"regional solutions manager","emp_length":7,"state":"TX","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Verified","debt_to_income":12.58,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":55,"open_credit_lines":12,"total_credit_limit":334254,"total_credit_utilized":98793,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7800,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":8,"account_never_delinq_percent":94.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":16.02,"installment":389.26,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":16695.19935,"paid_principal":16000,"paid_interest":695.2,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":1,"state":"CO","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":32.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":52539,"total_credit_utilized":29652,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":280,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":21.45,"installment":758.14,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":18353.96,"paid_total":3008.73,"paid_principal":1646.04,"paid_interest":1362.69,"paid_late_fees":0} {"emp_title":"sqd leader ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":78000,"verified_income":"Source Verified","debt_to_income":14.38,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":7,"total_credit_limit":43648,"total_credit_utilized":35107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11700,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Late (31-120 days)","initial_listing_status":"whole","disbursement_method":"Cash","balance":14688.62,"paid_total":744.25,"paid_principal":311.38,"paid_interest":413.8,"paid_late_fees":19.07} {"emp_title":"maintenance","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":15.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":7,"total_credit_limit":129251,"total_credit_utilized":22456,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19400,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":4200,"term":36,"interest_rate":6.07,"installment":127.91,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3878.38,"paid_total":382.31,"paid_principal":321.62,"paid_interest":60.69,"paid_late_fees":0} {"emp_title":"senior programmer analyst","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":72500,"verified_income":"Source Verified","debt_to_income":0.74,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":67500,"total_credit_utilized":2139,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":62500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":5.32,"installment":289.11,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8607.22,"paid_total":1153.6,"paid_principal":992.78,"paid_interest":160.82,"paid_late_fees":0} {"emp_title":"maid","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":26000,"verified_income":"Not Verified","debt_to_income":28.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":43989,"total_credit_utilized":23807,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":11900,"num_total_cc_accounts":16,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":12.62,"installment":211.13,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5711.29,"paid_total":835.69,"paid_principal":588.71,"paid_interest":246.98,"paid_late_fees":0} {"emp_title":"manager","emp_length":4,"state":"CT","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":24.23,"annual_income_joint":257000,"verification_income_joint":"Verified","debt_to_income_joint":14,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":13,"open_credit_lines":7,"total_credit_limit":675500,"total_credit_utilized":43882,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":48800,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37401.02,"paid_total":4267.74,"paid_principal":2598.98,"paid_interest":1668.76,"paid_late_fees":0} {"emp_title":"sterile processing lead technician","emp_length":2,"state":"OR","homeownership":"RENT","annual_income":56500,"verified_income":"Not Verified","debt_to_income":22.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":85060,"total_credit_utilized":52182,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":13.58,"installment":437.98,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18551.55,"paid_total":861.63,"paid_principal":448.45,"paid_interest":413.18,"paid_late_fees":0} {"emp_title":"administrative specialist ","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Verified","debt_to_income":29.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":5,"total_credit_limit":104575,"total_credit_utilized":26967,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13000,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19236.53,"paid_total":1289.47,"paid_principal":763.47,"paid_interest":526,"paid_late_fees":0} {"emp_title":"shipping/receiving supervisor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":74000,"verified_income":"Source Verified","debt_to_income":15.73,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":21,"earliest_credit_line":2007,"inquiries_last_12m":7,"total_credit_lines":45,"open_credit_lines":16,"total_credit_limit":364321,"total_credit_utilized":34769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":11500,"num_total_cc_accounts":37,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":14.08,"installment":376.39,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9993.15,"paid_total":1504.79,"paid_principal":1006.85,"paid_interest":497.94,"paid_late_fees":0} {"emp_title":"general manager ","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":19.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":14,"total_credit_limit":327113,"total_credit_utilized":70424,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":31500,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":20,"installment":635.86,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22780.73,"paid_total":3152.63,"paid_principal":1219.27,"paid_interest":1933.36,"paid_late_fees":0} {"emp_title":"consultant","emp_length":2,"state":"CO","homeownership":"RENT","annual_income":180000,"verified_income":"Source Verified","debt_to_income":4.63,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":10,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":47,"open_credit_lines":13,"total_credit_limit":139807,"total_credit_utilized":50652,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":10,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":69900,"num_total_cc_accounts":17,"num_open_cc_accounts":8,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":9.92,"installment":742.27,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33629.93,"paid_total":2188.23,"paid_principal":1370.07,"paid_interest":818.16,"paid_late_fees":0} {"emp_title":"analyst","emp_length":4,"state":"MD","homeownership":"RENT","annual_income":70540,"verified_income":"Source Verified","debt_to_income":21.76,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":9,"total_credit_lines":49,"open_credit_lines":31,"total_credit_limit":169230,"total_credit_utilized":151582,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":17,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":48700,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7038.49,"paid_total":1303,"paid_principal":961.51,"paid_interest":341.49,"paid_late_fees":0} {"emp_title":"technician","emp_length":4,"state":"ID","homeownership":"RENT","annual_income":59000,"verified_income":"Source Verified","debt_to_income":8.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":13,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":11,"total_credit_limit":28431,"total_credit_utilized":9289,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":1603,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15600,"num_total_cc_accounts":12,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":10.9,"installment":114.42,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3249.86,"paid_total":339.02,"paid_principal":250.14,"paid_interest":88.88,"paid_late_fees":0} {"emp_title":"gunnersmate","emp_length":7,"state":"VA","homeownership":"RENT","annual_income":59869,"verified_income":"Verified","debt_to_income":21.15,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":55596,"total_credit_utilized":30118,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":17.09,"installment":456.93,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11677.75,"paid_total":1888.49,"paid_principal":1122.25,"paid_interest":766.24,"paid_late_fees":0} {"emp_title":"technical sergeant","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":18.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":291643,"total_credit_utilized":38096,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25500,"term":60,"interest_rate":12.62,"installment":575.26,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23931.93,"paid_total":2929.94,"paid_principal":1568.07,"paid_interest":1361.87,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"AR","homeownership":"OWN","annual_income":70000,"verified_income":"Not Verified","debt_to_income":10.44,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":45,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":38969,"total_credit_utilized":28684,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":13700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.41,"installment":259.69,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7424.16,"paid_total":774.44,"paid_principal":575.84,"paid_interest":198.6,"paid_late_fees":0} {"emp_title":"union carpenter","emp_length":2,"state":"OH","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":10400,"total_credit_utilized":6880,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4900,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":13.58,"installment":271.8,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7450.01,"paid_total":829.53,"paid_principal":549.99,"paid_interest":279.54,"paid_late_fees":0} {"emp_title":"irrigation service technician","emp_length":5,"state":"NJ","homeownership":"RENT","annual_income":28000,"verified_income":"Source Verified","debt_to_income":21.86,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":2,"total_credit_limit":2200,"total_credit_utilized":1495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":2000,"term":36,"interest_rate":12.61,"installment":67.02,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1860.53,"paid_total":199.66,"paid_principal":139.47,"paid_interest":60.19,"paid_late_fees":0} {"emp_title":"social ed teacher","emp_length":10,"state":"ID","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":11.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":46,"open_credit_lines":30,"total_credit_limit":189764,"total_credit_utilized":209789,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":14,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":30,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":5000,"num_total_cc_accounts":19,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":97.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6700,"term":36,"interest_rate":10.41,"installment":217.49,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6379.88,"paid_total":431.11,"paid_principal":320.12,"paid_interest":110.99,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"FL","homeownership":"RENT","annual_income":120000,"verified_income":"Not Verified","debt_to_income":20.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":159187,"total_credit_utilized":68568,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":78600,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.72,"installment":307.5,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8728.34,"paid_total":1533.77,"paid_principal":1271.66,"paid_interest":262.11,"paid_late_fees":0} {"emp_title":"assistant manager","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":21.97,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":45552,"total_credit_utilized":33957,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":14.08,"installment":466.2,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19060.22,"paid_total":1856.82,"paid_principal":939.78,"paid_interest":893.73,"paid_late_fees":23.31} {"emp_title":"","state":"MN","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":8.26,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":1984,"inquiries_last_12m":5,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":17188,"total_credit_utilized":11645,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3500,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.08,"installment":233.1,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9528.72,"paid_total":924.58,"paid_principal":471.28,"paid_interest":453.3,"paid_late_fees":0} {"emp_title":"chef","emp_length":4,"state":"FL","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":5.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2002,"inquiries_last_12m":5,"total_credit_lines":25,"open_credit_lines":10,"total_credit_limit":200100,"total_credit_utilized":5034,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":4672,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":19400,"num_total_cc_accounts":16,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":88,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17606.93,"paid_total":3023.35,"paid_principal":2393.07,"paid_interest":630.28,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"SC","homeownership":"OWN","annual_income":36785,"verified_income":"Source Verified","debt_to_income":2.72,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":115644,"total_credit_utilized":24055,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":10,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.44,"installment":480.08,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13160.89,"paid_total":2392.53,"paid_principal":1839.11,"paid_interest":553.42,"paid_late_fees":0} {"emp_title":"utility worker i","emp_length":10,"state":"MD","homeownership":"OWN","annual_income":40000,"verified_income":"Verified","debt_to_income":13.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":33080,"total_credit_utilized":17156,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":11500,"num_total_cc_accounts":9,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33725,"term":36,"interest_rate":6.08,"installment":1027.21,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29399.71,"paid_total":5124.66,"paid_principal":4325.29,"paid_interest":799.37,"paid_late_fees":0} {"emp_title":"executive secretary ","emp_length":6,"state":"TX","homeownership":"RENT","annual_income":43664,"verified_income":"Not Verified","debt_to_income":20.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":43889,"total_credit_utilized":35904,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":12.62,"installment":268.09,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7252.48,"paid_total":1066.75,"paid_principal":747.52,"paid_interest":319.23,"paid_late_fees":0} {"emp_title":"lead bartender","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Verified","debt_to_income":21.38,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":14,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":41966,"total_credit_utilized":22145,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":27600,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":17.47,"installment":215.33,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5610.44,"paid_total":640.17,"paid_principal":389.56,"paid_interest":250.61,"paid_late_fees":0} {"emp_title":"rda","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Not Verified","debt_to_income":10.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2005,"inquiries_last_12m":5,"total_credit_lines":22,"open_credit_lines":16,"total_credit_limit":19200,"total_credit_utilized":4821,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":3390,"current_installment_accounts":0,"accounts_opened_24m":14,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":12300,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":0,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":9.44,"installment":201.64,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5684.46,"paid_total":811.52,"paid_principal":615.54,"paid_interest":195.98,"paid_late_fees":0} {"emp_title":"applications developer","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":200000,"verified_income":"Source Verified","debt_to_income":10.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":17,"open_credit_lines":11,"total_credit_limit":81873,"total_credit_utilized":52433,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26300,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":11.98,"installment":664.1,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18592.74,"paid_total":1978.99,"paid_principal":1407.26,"paid_interest":571.73,"paid_late_fees":0} {"emp_title":"professor","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":9.87,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":8,"total_credit_lines":26,"open_credit_lines":7,"total_credit_limit":355490,"total_credit_utilized":39041,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":29300,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.92,"installment":339.33,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15272.22,"paid_total":1109.17,"paid_principal":727.78,"paid_interest":381.39,"paid_late_fees":0} {"emp_title":"senior business development executive","emp_length":1,"state":"NV","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Source Verified","debt_to_income":19.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1989,"inquiries_last_12m":2,"total_credit_lines":66,"open_credit_lines":38,"total_credit_limit":408875,"total_credit_utilized":92829,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":14,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":38,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":49000,"num_total_cc_accounts":40,"num_open_cc_accounts":29,"num_cc_carrying_balance":16,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35400,"term":36,"interest_rate":7.96,"installment":1108.66,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32761.05,"paid_total":3310.33,"paid_principal":2638.95,"paid_interest":671.38,"paid_late_fees":0} {"emp_title":"hris manager","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":20.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":14,"total_credit_limit":424159,"total_credit_utilized":88016,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":136600,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.35,"installment":798.67,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":37764.89,"paid_total":3178.35,"paid_principal":2235.11,"paid_interest":943.24,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Source Verified","debt_to_income":18.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":39,"open_credit_lines":15,"total_credit_limit":405523,"total_credit_utilized":90548,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":76400,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34817.92,"paid_total":6011.18,"paid_principal":5182.08,"paid_interest":829.1,"paid_late_fees":0} {"emp_title":"supplier development engineer","emp_length":0,"state":"AL","homeownership":"MORTGAGE","annual_income":129000,"verified_income":"Verified","debt_to_income":29.18,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":22,"total_credit_limit":309897,"total_credit_utilized":108002,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":9,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":57400,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27575,"term":60,"interest_rate":17.09,"installment":686.65,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26062.86,"paid_total":3380.89,"paid_principal":1512.14,"paid_interest":1868.75,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":32.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":40,"open_credit_lines":20,"total_credit_limit":555090,"total_credit_utilized":81519,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":81350,"num_total_cc_accounts":28,"num_open_cc_accounts":16,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":14.08,"installment":815.85,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32925.98,"paid_total":4024.49,"paid_principal":2074.02,"paid_interest":1950.47,"paid_late_fees":0} {"emp_title":"lab director","emp_length":6,"state":"IL","homeownership":"RENT","annual_income":81250,"verified_income":"Not Verified","debt_to_income":14.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":10,"total_credit_limit":80039,"total_credit_utilized":22695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":43700,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":88.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.08,"installment":456.88,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13464.86,"paid_total":1822.45,"paid_principal":1535.14,"paid_interest":287.31,"paid_late_fees":0} {"emp_title":"enterprise sales","emp_length":4,"state":"MN","homeownership":"MORTGAGE","annual_income":91000,"verified_income":"Source Verified","debt_to_income":16.63,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":7,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":307838,"total_credit_utilized":55132,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":94.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15500,"term":36,"interest_rate":6.07,"installment":472.04,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14313.1,"paid_total":1415.86,"paid_principal":1186.9,"paid_interest":228.96,"paid_late_fees":0} {"emp_title":"vp, business support","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":82000,"verified_income":"Verified","debt_to_income":10.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":12,"total_credit_limit":250279,"total_credit_utilized":32715,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":88600,"num_total_cc_accounts":30,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":9.92,"installment":848.31,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38434.2,"paid_total":2500.84,"paid_principal":1565.8,"paid_interest":935.04,"paid_late_fees":0} {"emp_title":"account manager","emp_length":1,"state":"ME","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":41.66,"annual_income_joint":235000,"verification_income_joint":"Verified","debt_to_income_joint":22.1,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":136299,"total_credit_utilized":79923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60400,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":26575,"term":36,"interest_rate":6.07,"installment":809.31,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25221.81,"paid_total":1636.55,"paid_principal":1353.19,"paid_interest":283.36,"paid_late_fees":0} {"emp_title":"work comp specialist ","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":53800,"verified_income":"Source Verified","debt_to_income":18.45,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2007,"inquiries_last_12m":4,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":38643,"total_credit_utilized":26769,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":17.09,"installment":298.82,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11341.92,"paid_total":1482.71,"paid_principal":658.08,"paid_interest":824.63,"paid_late_fees":0} {"emp_title":"business intelligence developer","emp_length":0,"state":"MO","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Verified","debt_to_income":19.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":3,"total_credit_lines":37,"open_credit_lines":9,"total_credit_limit":290108,"total_credit_utilized":73512,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":26.3,"installment":843.32,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27050.74,"paid_total":3455.11,"paid_principal":949.26,"paid_interest":2505.85,"paid_late_fees":0} {"emp_title":"field consultant","emp_length":9,"state":"IL","homeownership":"RENT","annual_income":100000,"verified_income":"Source Verified","debt_to_income":21.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":22,"total_credit_limit":216438,"total_credit_utilized":67686,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":126900,"num_total_cc_accounts":28,"num_open_cc_accounts":20,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":5.32,"installment":903.45,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24893.36,"paid_total":5604.93,"paid_principal":5106.64,"paid_interest":498.29,"paid_late_fees":0} {"emp_title":"senior activities assistant","emp_length":2,"state":"VA","homeownership":"RENT","annual_income":29000,"verified_income":"Source Verified","debt_to_income":20.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":27389,"total_credit_utilized":22079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":17.47,"installment":107.67,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":2805.21,"paid_total":320.1,"paid_principal":194.79,"paid_interest":125.31,"paid_late_fees":0} {"emp_title":"1sg","emp_length":10,"state":"TN","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Source Verified","debt_to_income":32.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":15,"total_credit_limit":470720,"total_credit_utilized":96186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":44300,"num_total_cc_accounts":17,"num_open_cc_accounts":11,"num_cc_carrying_balance":11,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":16.02,"installment":608.22,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24165.54,"paid_total":1867.2,"paid_principal":834.46,"paid_interest":1032.74,"paid_late_fees":0} {"emp_title":"application developer 3","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":98000,"verified_income":"Not Verified","debt_to_income":26.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":236061,"total_credit_utilized":59952,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":50600,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":34000,"term":60,"interest_rate":11.98,"installment":755.97,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32308.74,"paid_total":3001.25,"paid_principal":1691.26,"paid_interest":1309.99,"paid_late_fees":0} {"emp_title":"senior mechanical engineer","emp_length":2,"state":"MA","homeownership":"MORTGAGE","annual_income":139000,"verified_income":"Source Verified","debt_to_income":3.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":6,"total_credit_lines":27,"open_credit_lines":6,"total_credit_limit":306284,"total_credit_utilized":21846,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":46000,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37940.61,"paid_total":2385.24,"paid_principal":2059.39,"paid_interest":325.85,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"RENT","annual_income":29000,"verified_income":"Not Verified","debt_to_income":14.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":43294,"total_credit_utilized":8968,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1067,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":10.41,"installment":357.07,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10208.23,"paid_total":1090.3,"paid_principal":791.77,"paid_interest":298.53,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":22.05,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":52,"earliest_credit_line":1997,"inquiries_last_12m":5,"total_credit_lines":27,"open_credit_lines":9,"total_credit_limit":246682,"total_credit_utilized":72518,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9000,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5500,"term":36,"interest_rate":10.9,"installment":179.81,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5106.89,"paid_total":521.12,"paid_principal":393.11,"paid_interest":128.01,"paid_late_fees":0} {"emp_title":"computer technician","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":19000,"verified_income":"Not Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":23025,"total_credit_utilized":8666,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13700,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.71,"installment":215.22,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6468.81,"paid_total":643.05,"paid_principal":531.19,"paid_interest":111.86,"paid_late_fees":0} {"emp_title":"","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":25000,"verified_income":"Not Verified","debt_to_income":26.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":103100,"total_credit_utilized":12042,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":91300,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":15,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":6.71,"installment":276.71,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8086.84,"paid_total":1100.13,"paid_principal":913.16,"paid_interest":186.97,"paid_late_fees":0} {"emp_title":"certified pharmacy technician","emp_length":6,"state":"IL","homeownership":"OWN","annual_income":25000,"verified_income":"Source Verified","debt_to_income":21.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":53,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":8,"total_credit_limit":26300,"total_credit_utilized":10289,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":154,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":20400,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":17.09,"installment":142.8,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3649.26,"paid_total":567.4,"paid_principal":350.74,"paid_interest":216.66,"paid_late_fees":0} {"emp_title":"is","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":76000,"verified_income":"Source Verified","debt_to_income":35.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":4,"total_credit_lines":87,"open_credit_lines":41,"total_credit_limit":302478,"total_credit_utilized":115726,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":2096,"current_installment_accounts":8,"accounts_opened_24m":16,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":41,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":117400,"num_total_cc_accounts":48,"num_open_cc_accounts":31,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":14.08,"installment":629.37,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25400.04,"paid_total":3146.24,"paid_principal":1599.96,"paid_interest":1546.28,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"RENT","annual_income":34600,"verified_income":"Verified","debt_to_income":4.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":59800,"total_credit_utilized":11723,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":56300,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":5.32,"installment":210.81,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6146.09,"paid_total":981.52,"paid_principal":853.91,"paid_interest":127.61,"paid_late_fees":0} {"emp_title":"director of sales and marketing","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Verified","debt_to_income":15.79,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":11,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":678546,"total_credit_utilized":78258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":52400,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.44,"installment":524.32,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24009.28,"paid_total":1612.3,"paid_principal":990.72,"paid_interest":621.58,"paid_late_fees":0} {"emp_title":"e-commerce manager","emp_length":10,"state":"CA","homeownership":"OWN","annual_income":48000,"verified_income":"Source Verified","debt_to_income":11.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":17800,"total_credit_utilized":15180,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":17800,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":15.05,"installment":867.25,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22432.24,"paid_total":3748.1,"paid_principal":2567.76,"paid_interest":1180.34,"paid_late_fees":0} {"emp_title":"office manager","emp_length":6,"state":"ID","homeownership":"OWN","annual_income":36224,"verified_income":"Verified","debt_to_income":7.86,"annual_income_joint":51224,"verification_income_joint":"Not Verified","debt_to_income_joint":20.46,"delinq_2y":1,"months_since_last_delinq":3,"earliest_credit_line":1985,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":182400,"total_credit_utilized":54159,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":38200,"num_total_cc_accounts":19,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8749.43,"paid_total":1557.29,"paid_principal":1250.57,"paid_interest":306.72,"paid_late_fees":0} {"emp_title":"client service representative ","emp_length":1,"state":"GA","homeownership":"RENT","annual_income":28000,"verified_income":"Not Verified","debt_to_income":40.51,"annual_income_joint":66000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.46,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":54623,"total_credit_utilized":39106,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":3706,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":36,"interest_rate":17.47,"installment":430.65,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11484.37,"paid_total":849.65,"paid_principal":515.63,"paid_interest":334.02,"paid_late_fees":0} {"emp_title":"ceo","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":105000,"verified_income":"Verified","debt_to_income":20.48,"annual_income_joint":210000,"verification_income_joint":"Verified","debt_to_income_joint":17.42,"delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":5,"total_credit_lines":43,"open_credit_lines":23,"total_credit_limit":924659,"total_credit_utilized":68024,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":12,"total_debit_limit":47800,"num_total_cc_accounts":29,"num_open_cc_accounts":20,"num_cc_carrying_balance":17,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":9.93,"installment":1289.38,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36118.63,"paid_total":5135.45,"paid_principal":3881.37,"paid_interest":1254.08,"paid_late_fees":0} {"emp_title":"financial management techncian","emp_length":4,"state":"CT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":17.45,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":51,"open_credit_lines":19,"total_credit_limit":344646,"total_credit_utilized":123020,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":24500,"num_total_cc_accounts":17,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":1,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":6,"installment":733.34,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":21635.93,"paid_total":3044.33,"paid_principal":2364.07,"paid_interest":680.26,"paid_late_fees":0} {"emp_title":"telecom engineer","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":98000,"verified_income":"Not Verified","debt_to_income":7.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":68,"open_credit_lines":18,"total_credit_limit":123198,"total_credit_utilized":14423,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":61300,"num_total_cc_accounts":43,"num_open_cc_accounts":17,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":6.08,"installment":73.1,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2154.38,"paid_total":291.59,"paid_principal":245.62,"paid_interest":45.97,"paid_late_fees":0} {"emp_title":"president","emp_length":4,"state":"NC","homeownership":"RENT","annual_income":150000,"verified_income":"Verified","debt_to_income":22.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":7,"total_credit_limit":164714,"total_credit_utilized":99784,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":18.06,"installment":711.94,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27115.2,"paid_total":2107.73,"paid_principal":884.8,"paid_interest":1222.93,"paid_late_fees":0} {"emp_title":"police officer","emp_length":7,"state":"CO","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":24.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":20,"open_credit_lines":10,"total_credit_limit":250688,"total_credit_utilized":42717,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":5600,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9226.01,"paid_total":897.43,"paid_principal":773.99,"paid_interest":123.44,"paid_late_fees":0} {"emp_title":"senior sales supervisor","emp_length":10,"state":"WV","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":11.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":431294,"total_credit_utilized":36366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":60000,"num_total_cc_accounts":19,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":60,"interest_rate":14.08,"installment":745.92,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30103.75,"paid_total":3679.54,"paid_principal":1896.25,"paid_interest":1783.29,"paid_late_fees":0} {"emp_title":"manager/server","emp_length":6,"state":"CA","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":14.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1982,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":26200,"total_credit_utilized":15386,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8300,"term":36,"interest_rate":9.43,"installment":265.61,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7897.65,"paid_total":526.87,"paid_principal":402.35,"paid_interest":124.52,"paid_late_fees":0} {"emp_title":"registered dental hygienist","emp_length":8,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":26.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":70,"earliest_credit_line":1998,"inquiries_last_12m":9,"total_credit_lines":61,"open_credit_lines":17,"total_credit_limit":277087,"total_credit_utilized":102320,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23300,"num_total_cc_accounts":34,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":10.91,"installment":915.5,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":25319.99,"paid_total":3678.97,"paid_principal":2680.01,"paid_interest":998.96,"paid_late_fees":0} {"emp_title":"credentialing manager","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":100000,"verified_income":"Verified","debt_to_income":38.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":30,"open_credit_lines":24,"total_credit_limit":247546,"total_credit_utilized":177480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":11,"accounts_opened_24m":7,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":24,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":87200,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":11.98,"installment":929.74,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26029.84,"paid_total":2770.58,"paid_principal":1970.16,"paid_interest":800.42,"paid_late_fees":0} {"emp_title":"lead engineer","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":175000,"verified_income":"Verified","debt_to_income":34.96,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":24,"total_credit_limit":814030,"total_credit_utilized":330655,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":24,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":220900,"num_total_cc_accounts":26,"num_open_cc_accounts":21,"num_cc_carrying_balance":13,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":5.32,"installment":1084.14,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31336.13,"paid_total":5410.06,"paid_principal":4663.87,"paid_interest":746.19,"paid_late_fees":0} {"emp_title":"sr project manager","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":102000,"verified_income":"Verified","debt_to_income":14.03,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":47,"open_credit_lines":20,"total_credit_limit":318469,"total_credit_utilized":24466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7600,"num_total_cc_accounts":27,"num_open_cc_accounts":15,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":80.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":22500,"term":36,"interest_rate":14.07,"installment":769.77,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":20964.25,"paid_total":2318.11,"paid_principal":1535.75,"paid_interest":782.36,"paid_late_fees":0} {"emp_title":"sales representative ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":150000,"verified_income":"Source Verified","debt_to_income":1.73,"verification_income_joint":"","delinq_2y":9,"months_since_last_delinq":7,"earliest_credit_line":1998,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":16,"total_credit_limit":18140,"total_credit_utilized":1416,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4500,"num_total_cc_accounts":22,"num_open_cc_accounts":15,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":59.1,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":16.02,"installment":253.21,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6393.29,"paid_total":1290.99,"paid_principal":806.71,"paid_interest":484.28,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":60000,"verified_income":"Verified","debt_to_income":21.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":47831,"total_credit_utilized":39268,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6200,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12800,"term":60,"interest_rate":14.08,"installment":298.37,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12041.49,"paid_total":1481.84,"paid_principal":758.51,"paid_interest":723.33,"paid_late_fees":0} {"emp_title":"bus opertor","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":10.69,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":8,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":106664,"total_credit_utilized":32849,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":18300,"num_total_cc_accounts":10,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7218.41,"paid_total":1019.96,"paid_principal":781.59,"paid_interest":238.37,"paid_late_fees":0} {"emp_title":"federal agent","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":93000,"verified_income":"Source Verified","debt_to_income":17.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":40,"open_credit_lines":11,"total_credit_limit":106651,"total_credit_utilized":40999,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":60700,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":97.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":13.58,"installment":691.54,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28931.88,"paid_total":2051.99,"paid_principal":1068.12,"paid_interest":983.87,"paid_late_fees":0} {"emp_title":"branch manager ","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":180000,"verified_income":"Not Verified","debt_to_income":15.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":40,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":643852,"total_credit_utilized":36099,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15800,"num_total_cc_accounts":15,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":7200,"term":36,"interest_rate":7.34,"installment":223.44,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6658.5,"paid_total":667.38,"paid_principal":541.5,"paid_interest":125.88,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"GA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":18.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":7,"total_credit_limit":248184,"total_credit_utilized":55888,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":81,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10500,"num_total_cc_accounts":10,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":5,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.42,"installment":858.18,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37929.84,"paid_total":3421.14,"paid_principal":2070.16,"paid_interest":1350.98,"paid_late_fees":0} {"emp_title":"server","emp_length":10,"state":"GA","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":26.12,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":1995,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":27400,"total_credit_utilized":12534,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8600,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":93.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5700,"term":36,"interest_rate":9.93,"installment":183.74,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5146.89,"paid_total":728.67,"paid_principal":553.11,"paid_interest":175.56,"paid_late_fees":0} {"emp_title":"editor/marketing director","emp_length":4,"state":"AZ","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":15.63,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":73635,"total_credit_utilized":31015,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":26900,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.32,"installment":150.58,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":4352.21,"paid_total":752.17,"paid_principal":647.79,"paid_interest":104.38,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":155000,"verified_income":"Source Verified","debt_to_income":23.53,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":78,"open_credit_lines":37,"total_credit_limit":267803,"total_credit_utilized":171370,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":60,"current_installment_accounts":14,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":37,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":50700,"num_total_cc_accounts":30,"num_open_cc_accounts":23,"num_cc_carrying_balance":15,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16050,"term":36,"interest_rate":16.01,"installment":564.35,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15344.89,"paid_total":1164.39,"paid_principal":705.11,"paid_interest":459.28,"paid_late_fees":0} {"emp_title":"vehicle inventory","emp_length":4,"state":"CA","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Source Verified","debt_to_income":1.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":241200,"total_credit_utilized":826,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":3500,"term":36,"interest_rate":7.96,"installment":109.62,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3326.62,"paid_total":216.14,"paid_principal":173.38,"paid_interest":42.76,"paid_late_fees":0} {"emp_title":"cashier ","emp_length":2,"state":"CT","homeownership":"RENT","annual_income":14560,"verified_income":"Source Verified","debt_to_income":9.65,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":4600,"total_credit_utilized":2538,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":387,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":3900,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1200,"term":36,"interest_rate":9.43,"installment":38.41,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1112.38,"paid_total":114.6,"paid_principal":87.62,"paid_interest":26.98,"paid_late_fees":0} {"emp_title":"group it manager","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":101000,"verified_income":"Source Verified","debt_to_income":14.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":441973,"total_credit_utilized":55976,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72800,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":27000,"term":60,"interest_rate":5.31,"installment":513.37,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25813.08,"paid_total":1532.15,"paid_principal":1186.92,"paid_interest":345.23,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":10,"state":"NC","homeownership":"MORTGAGE","annual_income":53500,"verified_income":"Not Verified","debt_to_income":17.99,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":38,"open_credit_lines":27,"total_credit_limit":175000,"total_credit_utilized":23462,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":15,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":27,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":45800,"num_total_cc_accounts":30,"num_open_cc_accounts":25,"num_cc_carrying_balance":18,"num_mort_accounts":3,"account_never_delinq_percent":94.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":12.62,"installment":402.14,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":12415.64809,"paid_principal":12000,"paid_interest":415.65,"paid_late_fees":0} {"emp_title":"sole proprietor","emp_length":10,"state":"MN","homeownership":"OWN","annual_income":45000,"verified_income":"Not Verified","debt_to_income":2.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":5,"total_credit_limit":203255,"total_credit_utilized":1469,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9000,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":7.34,"installment":387.91,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11559.92,"paid_total":1158.63,"paid_principal":940.08,"paid_interest":218.55,"paid_late_fees":0} {"emp_title":"laborer","emp_length":2,"state":"MN","homeownership":"OWN","annual_income":80000,"verified_income":"Source Verified","debt_to_income":12.54,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":33920,"total_credit_utilized":25299,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":38,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13500,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":18.06,"installment":1085.48,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27406.26,"paid_total":4356.97,"paid_principal":2593.74,"paid_interest":1763.23,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":6,"state":"UT","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":36.32,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":16,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":14,"total_credit_limit":111364,"total_credit_utilized":92186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":17400,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":21.45,"installment":546.15,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19225.97,"paid_total":2160.77,"paid_principal":774.03,"paid_interest":1386.74,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":10,"state":"OK","homeownership":"OWN","annual_income":38979,"verified_income":"Source Verified","debt_to_income":33.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":7,"total_credit_limit":76263,"total_credit_utilized":45116,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9300,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":14.08,"installment":372.96,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15051.88,"paid_total":1839.77,"paid_principal":948.12,"paid_interest":891.65,"paid_late_fees":0} {"emp_title":"adjunct professor","emp_length":7,"state":"NC","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":12.7,"annual_income_joint":108000,"verification_income_joint":"Source Verified","debt_to_income_joint":7.43,"delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":7,"total_credit_limit":70419,"total_credit_utilized":20983,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":100,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4000,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":73.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"joint","loan_amount":2000,"term":36,"interest_rate":16.02,"installment":70.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1775.9,"paid_total":348.14,"paid_principal":224.1,"paid_interest":124.04,"paid_late_fees":0} {"emp_title":"director of information technology","emp_length":10,"state":"FL","homeownership":"OWN","annual_income":100000,"verified_income":"Source Verified","debt_to_income":1.25,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":4,"total_credit_limit":218800,"total_credit_utilized":2508,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":22,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2800,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":20,"installment":662.35,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23729.95,"paid_total":3283.97,"paid_principal":1270.05,"paid_interest":2013.92,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":17.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":1992,"inquiries_last_12m":5,"total_credit_lines":57,"open_credit_lines":20,"total_credit_limit":307454,"total_credit_utilized":69003,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":41,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24300,"num_total_cc_accounts":32,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":6,"account_never_delinq_percent":86,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":21.45,"installment":955.75,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33289.3,"paid_total":4757.11,"paid_principal":1710.7,"paid_interest":3046.41,"paid_late_fees":0} {"emp_title":"aircraft technician","emp_length":8,"state":"GA","homeownership":"MORTGAGE","annual_income":78000,"verified_income":"Not Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":12,"total_credit_limit":219259,"total_credit_utilized":14318,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":58,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":10,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6000,"num_total_cc_accounts":23,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":82.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":3025,"term":36,"interest_rate":20,"installment":112.42,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2704.48,"paid_total":555.38,"paid_principal":320.52,"paid_interest":234.86,"paid_late_fees":0} {"emp_title":"recruiter","emp_length":5,"state":"IL","homeownership":"RENT","annual_income":12000,"verified_income":"Not Verified","debt_to_income":14.5,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":8,"total_credit_limit":13200,"total_credit_utilized":5262,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13200,"num_total_cc_accounts":8,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":16.01,"installment":210.98,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5601.95,"paid_total":627.6,"paid_principal":398.05,"paid_interest":229.55,"paid_late_fees":0} {"emp_title":"senior programmer/analyst","emp_length":6,"state":"MA","homeownership":"MORTGAGE","annual_income":107000,"verified_income":"Not Verified","debt_to_income":13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":3,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":328781,"total_credit_utilized":47852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":28400,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":6,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":6.72,"installment":614.99,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":17971.08,"paid_total":2452.49,"paid_principal":2028.92,"paid_interest":423.57,"paid_late_fees":0} {"emp_title":"sales rep","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":64000,"verified_income":"Source Verified","debt_to_income":17.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":13,"total_credit_limit":45533,"total_credit_utilized":33169,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":11500,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":19.03,"installment":519.15,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19172.64,"paid_total":2034.31,"paid_principal":827.36,"paid_interest":1206.95,"paid_late_fees":0} {"emp_title":"vice president","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":108000,"verified_income":"Verified","debt_to_income":33.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":12,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":386256,"total_credit_utilized":151637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":126100,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33391.61,"paid_total":3305.02,"paid_principal":1608.39,"paid_interest":1696.63,"paid_late_fees":0} {"emp_title":"marketing","emp_length":2,"state":"NJ","homeownership":"MORTGAGE","annual_income":130000,"verified_income":"Not Verified","debt_to_income":14.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":18,"total_credit_limit":638045,"total_credit_utilized":96160,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":58300,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":7.35,"installment":219.64,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10229.29,"paid_total":1093.71,"paid_principal":770.71,"paid_interest":323,"paid_late_fees":0} {"emp_title":"janitor ","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":30000,"verified_income":"Verified","debt_to_income":34.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":7,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":53144,"total_credit_utilized":41311,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20975,"term":36,"interest_rate":18.06,"installment":758.93,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18691,"paid_total":3752.56,"paid_principal":2284,"paid_interest":1468.56,"paid_late_fees":0} {"emp_title":"","state":"NY","homeownership":"RENT","annual_income":13140,"verified_income":"Verified","debt_to_income":15.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":5,"total_credit_limit":7000,"total_credit_utilized":4010,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":44,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":2500,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":11775,"term":36,"interest_rate":14.08,"installment":402.9,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":10697.26,"paid_total":1593.18,"paid_principal":1077.74,"paid_interest":515.44,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":21000,"verified_income":"Verified","debt_to_income":27.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":47331,"total_credit_utilized":27269,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":56,"current_installment_accounts":1,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":8000,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":12.61,"installment":251.3,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":6977.07,"paid_total":756.54,"paid_principal":522.93,"paid_interest":233.61,"paid_late_fees":0} {"emp_title":"assistant professor","emp_length":9,"state":"PA","homeownership":"MORTGAGE","annual_income":79700,"verified_income":"Source Verified","debt_to_income":18.28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":21,"open_credit_lines":12,"total_credit_limit":375269,"total_credit_utilized":52581,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":14,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20200,"num_total_cc_accounts":12,"num_open_cc_accounts":8,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":76.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":17.09,"installment":522.93,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20085.27,"paid_total":2041.87,"paid_principal":914.73,"paid_interest":1127.14,"paid_late_fees":0} {"emp_title":"sergeant (e5)","emp_length":4,"state":"NC","homeownership":"RENT","annual_income":56419.68,"verified_income":"Verified","debt_to_income":30.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":87570,"total_credit_utilized":63428,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":51,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":15100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":94.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2500,"term":36,"interest_rate":15.04,"installment":86.72,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2331.75,"paid_total":258.07,"paid_principal":168.25,"paid_interest":89.82,"paid_late_fees":0} {"emp_title":"sr project manager","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Verified","debt_to_income":13.88,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":32,"earliest_credit_line":1987,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":12,"total_credit_limit":716404,"total_credit_utilized":41803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":49100,"num_total_cc_accounts":16,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":8,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":12.62,"installment":631.66,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26278.2,"paid_total":3138.67,"paid_principal":1721.8,"paid_interest":1416.87,"paid_late_fees":0} {"emp_title":"ndt level 2 inspector","emp_length":8,"state":"MI","homeownership":"RENT","annual_income":34000,"verified_income":"Not Verified","debt_to_income":6.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":8,"total_credit_limit":26500,"total_credit_utilized":30855,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":71.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":11.99,"installment":132.84,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3526.26,"paid_total":658.87,"paid_principal":473.74,"paid_interest":185.13,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":63000,"verified_income":"Verified","debt_to_income":2.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":5,"total_credit_limit":334500,"total_credit_utilized":5238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30500,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.08,"installment":304.59,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8976.56,"paid_total":1214.98,"paid_principal":1023.44,"paid_interest":191.54,"paid_late_fees":0} {"emp_title":"consultant","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":20000,"verified_income":"Not Verified","debt_to_income":47.6,"annual_income_joint":80000,"verification_income_joint":"Not Verified","debt_to_income_joint":19.86,"delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2003,"inquiries_last_12m":5,"total_credit_lines":43,"open_credit_lines":20,"total_credit_limit":101084,"total_credit_utilized":114857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":6800,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":29.69,"installment":514.62,"grade":"F","sub_grade":"F2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15376.11,"paid_total":2443.56,"paid_principal":623.89,"paid_interest":1819.67,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"MORTGAGE","annual_income":27550,"verified_income":"Verified","debt_to_income":39.61,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1978,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":14,"total_credit_limit":106566,"total_credit_utilized":48084,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4100,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":7.34,"installment":148.96,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4439,"paid_total":442.97,"paid_principal":361,"paid_interest":81.97,"paid_late_fees":0} {"emp_title":"","state":"TX","homeownership":"OWN","annual_income":17000,"verified_income":"Verified","debt_to_income":84.46,"annual_income_joint":98000,"verification_income_joint":"Verified","debt_to_income_joint":30.07,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":74653,"total_credit_utilized":50228,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":19800,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":18000,"term":36,"interest_rate":9.93,"installment":580.22,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16253.39,"paid_total":2310.95,"paid_principal":1746.61,"paid_interest":564.34,"paid_late_fees":0} {"emp_title":"receiving clerk","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":2.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":3,"total_credit_limit":134000,"total_credit_utilized":2095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3000,"num_total_cc_accounts":7,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":16.02,"installment":291.95,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11323.42,"paid_total":1438.39,"paid_principal":676.58,"paid_interest":761.81,"paid_late_fees":0} {"emp_title":"","state":"AL","homeownership":"MORTGAGE","annual_income":33852,"verified_income":"Verified","debt_to_income":6.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":90327,"total_credit_utilized":6864,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":9000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.85,"installment":275.34,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9789.9,"paid_total":575.54,"paid_principal":210.1,"paid_interest":350.44,"paid_late_fees":15} {"emp_title":"benefit consultant","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":97000,"verified_income":"Not Verified","debt_to_income":13.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":70704,"total_credit_utilized":22057,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":42700,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":13.59,"installment":415.02,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":16919.96,"paid_total":2061.51,"paid_principal":1080.04,"paid_interest":981.47,"paid_late_fees":0} {"emp_title":"registered nurse team leader","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":85441,"verified_income":"Source Verified","debt_to_income":24.28,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2005,"inquiries_last_12m":7,"total_credit_lines":30,"open_credit_lines":18,"total_credit_limit":276320,"total_credit_utilized":58827,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":18600,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":76.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13564.27,"paid_total":1952.71,"paid_principal":1435.73,"paid_interest":516.98,"paid_late_fees":0} {"emp_title":"technical recruiter","emp_length":0,"state":"CA","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":15.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":49,"earliest_credit_line":2009,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":59890,"total_credit_utilized":43076,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":49,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":8200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":76.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5565.08,"paid_total":593.37,"paid_principal":434.92,"paid_interest":158.45,"paid_late_fees":0} {"emp_title":"agent ","emp_length":5,"state":"TX","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":18.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":6,"total_credit_lines":40,"open_credit_lines":12,"total_credit_limit":185398,"total_credit_utilized":48753,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":13,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":47100,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":12.61,"installment":360.87,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15415.69,"paid_total":1060.19,"paid_principal":584.31,"paid_interest":475.88,"paid_late_fees":0} {"emp_title":"driver","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":8.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":10,"total_credit_limit":130596,"total_credit_utilized":16337,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":4419,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7200,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":11.98,"installment":498.08,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13944.54,"paid_total":1484.26,"paid_principal":1055.46,"paid_interest":428.8,"paid_late_fees":0} {"emp_title":"manager","emp_length":5,"state":"MI","homeownership":"OWN","annual_income":60000,"verified_income":"Not Verified","debt_to_income":25.46,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":224410,"total_credit_utilized":33026,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":49800,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":10,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22487.55,"paid_total":3124.18,"paid_principal":2512.45,"paid_interest":611.73,"paid_late_fees":0} {"emp_title":"manufacturing engineer","emp_length":4,"state":"AZ","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Not Verified","debt_to_income":7.92,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1996,"inquiries_last_12m":1,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":252143,"total_credit_utilized":21495,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":64,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44700,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":7,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":22500,"term":36,"interest_rate":6.71,"installment":691.76,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":20792.65,"paid_total":2066.89,"paid_principal":1707.35,"paid_interest":359.54,"paid_late_fees":0} {"emp_title":"nurse","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":125000,"verified_income":"Source Verified","debt_to_income":16.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":2,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":85425,"total_credit_utilized":55427,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31000,"num_total_cc_accounts":16,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":10.91,"installment":490.45,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13197.14,"paid_total":2443.16,"paid_principal":1802.86,"paid_interest":640.3,"paid_late_fees":0} {"emp_title":"electronic assembly ","emp_length":3,"state":"NH","homeownership":"RENT","annual_income":30000,"verified_income":"Not Verified","debt_to_income":18.72,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":1970,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":6,"total_credit_limit":30258,"total_credit_utilized":16526,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":18,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":91.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":1500,"term":36,"interest_rate":10.9,"installment":49.04,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1392.79,"paid_total":145.3,"paid_principal":107.21,"paid_interest":38.09,"paid_late_fees":0} {"emp_title":"systems integration manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Not Verified","debt_to_income":19.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":0,"total_credit_lines":33,"open_credit_lines":22,"total_credit_limit":375898,"total_credit_utilized":75282,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":53900,"num_total_cc_accounts":21,"num_open_cc_accounts":18,"num_cc_carrying_balance":15,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":33900,"term":60,"interest_rate":9.92,"installment":718.95,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":32572.96,"paid_total":2138.17,"paid_principal":1327.04,"paid_interest":811.13,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"TN","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":29.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":26,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":60425,"total_credit_utilized":51095,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":26,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10600,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":94.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":26.3,"installment":301.19,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9660.96,"paid_total":1190.15,"paid_principal":339.04,"paid_interest":851.11,"paid_late_fees":0} {"emp_title":"production ","emp_length":3,"state":"UT","homeownership":"RENT","annual_income":77000,"verified_income":"Verified","debt_to_income":15.71,"annual_income_joint":128840,"verification_income_joint":"Verified","debt_to_income_joint":20.44,"delinq_2y":0,"months_since_last_delinq":56,"earliest_credit_line":2000,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":8,"total_credit_limit":69240,"total_credit_utilized":51052,"num_collections_last_12m":0,"num_historical_failed_to_pay":2,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":23600,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":2,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":12.62,"installment":360.95,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15217.02,"paid_total":1421.36,"paid_principal":782.98,"paid_interest":638.38,"paid_late_fees":0} {"emp_title":"owner ","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":23.03,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":1991,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":112116,"total_credit_utilized":78401,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34900,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":96,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":12.61,"installment":837.67,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23256.93,"paid_total":2495.5,"paid_principal":1743.07,"paid_interest":752.43,"paid_late_fees":0} {"emp_title":"deli manager","emp_length":2,"state":"IL","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Source Verified","debt_to_income":2.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":164550,"total_credit_utilized":3602,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":54,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":31800,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":14.07,"installment":233.05,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9648.51,"paid_total":683.52,"paid_principal":351.49,"paid_interest":332.03,"paid_late_fees":0} {"emp_title":"educational diagnostician","emp_length":8,"state":"VA","homeownership":"MORTGAGE","annual_income":97000,"verified_income":"Source Verified","debt_to_income":8.41,"verification_income_joint":"","delinq_2y":3,"months_since_last_delinq":13,"earliest_credit_line":1998,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":6,"total_credit_limit":266887,"total_credit_utilized":21187,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":13,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":11,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":4,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":10.9,"installment":621.14,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17642.07,"paid_total":1851.91,"paid_principal":1357.93,"paid_interest":493.98,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":27.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1990,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":12,"total_credit_limit":513762,"total_credit_utilized":101437,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16400,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":96.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":18.06,"installment":381.4,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14197.97,"paid_total":1891.95,"paid_principal":802.03,"paid_interest":1089.92,"paid_late_fees":0} {"emp_title":"lead architect","emp_length":0,"state":"OH","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":17.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":2001,"inquiries_last_12m":3,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":375114,"total_credit_utilized":41615,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":228,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":17300,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":15.04,"installment":360.73,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9936.35,"paid_total":704.08,"paid_principal":463.65,"paid_interest":240.43,"paid_late_fees":0} {"emp_title":"vice president","emp_length":0,"state":"OR","homeownership":"MORTGAGE","annual_income":167000,"verified_income":"Verified","debt_to_income":25.91,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":66,"earliest_credit_line":1996,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":15,"total_credit_limit":531007,"total_credit_utilized":254510,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":66,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44000,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":93.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":20,"installment":927.29,"grade":"D","sub_grade":"D4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":33589.39,"paid_total":3631.38,"paid_principal":1410.61,"paid_interest":2220.77,"paid_late_fees":0} {"emp_title":"purchasing aide","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":9.56,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":28,"open_credit_lines":11,"total_credit_limit":314147,"total_credit_utilized":15973,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":72100,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":9.92,"installment":354.53,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":11001.40756,"paid_principal":11000,"paid_interest":1.41,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"OWN","annual_income":32688,"verified_income":"Source Verified","debt_to_income":1.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":29,"total_credit_lines":9,"open_credit_lines":2,"total_credit_limit":3000,"total_credit_utilized":2014,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":2,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2200,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3025,"term":36,"interest_rate":16.02,"installment":106.38,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":627.92,"paid_total":2571.38,"paid_principal":2397.08,"paid_interest":144.3,"paid_late_fees":30} {"emp_title":"field service engineer","emp_length":1,"state":"NV","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":8.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":18,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":34,"open_credit_lines":12,"total_credit_limit":277672,"total_credit_utilized":22799,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":32,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":16600,"num_total_cc_accounts":15,"num_open_cc_accounts":8,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":10.42,"installment":1298.59,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35160.4,"paid_total":6446.64,"paid_principal":4839.6,"paid_interest":1607.04,"paid_late_fees":0} {"emp_title":"forman","emp_length":0,"state":"NY","homeownership":"OWN","annual_income":110000,"verified_income":"Source Verified","debt_to_income":5.67,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":12,"earliest_credit_line":1994,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":4,"total_credit_limit":34818,"total_credit_utilized":24606,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":10500,"num_total_cc_accounts":8,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":10.9,"installment":867.71,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38986.67,"paid_total":1711.2,"paid_principal":1013.33,"paid_interest":697.87,"paid_late_fees":0} {"emp_title":"sales","emp_length":1,"state":"CA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":21.8,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":50515,"total_credit_utilized":23410,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":59,"current_accounts_delinq":0,"total_collection_amount_ever":4463,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":6400,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":52,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":23.88,"installment":286.99,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":10317.11927,"paid_principal":10000,"paid_interest":317.12,"paid_late_fees":0} {"emp_title":"application specialist ii","emp_length":10,"state":"KY","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":5.21,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":4,"total_credit_limit":239800,"total_credit_utilized":44708,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":30055.73,"paid_principal":30000,"paid_interest":55.73,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":55000,"verified_income":"Source Verified","debt_to_income":26.23,"annual_income_joint":305000,"verification_income_joint":"Not Verified","debt_to_income_joint":13.71,"delinq_2y":3,"months_since_last_delinq":8,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":21,"open_credit_lines":10,"total_credit_limit":228000,"total_credit_utilized":39760,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46600,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":81,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":24000,"term":36,"interest_rate":19.03,"installment":880.11,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19421.97,"paid_total":6375.18,"paid_principal":4578.03,"paid_interest":1797.15,"paid_late_fees":0} {"emp_title":"nurse","emp_length":4,"state":"VA","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":41.83,"annual_income_joint":145000,"verification_income_joint":"Not Verified","debt_to_income_joint":28.82,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":50,"open_credit_lines":23,"total_credit_limit":382807,"total_credit_utilized":77981,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":31200,"num_total_cc_accounts":30,"num_open_cc_accounts":18,"num_cc_carrying_balance":9,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":40000,"term":36,"interest_rate":7.34,"installment":1241.32,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35726.63,"paid_total":4833.58,"paid_principal":4273.37,"paid_interest":560.21,"paid_late_fees":0} {"emp_title":"district partner","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":110000,"verified_income":"Not Verified","debt_to_income":11.27,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":11,"total_credit_limit":106973,"total_credit_utilized":98891,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":2920,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":4900,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8815.65,"paid_total":1653.84,"paid_principal":1184.35,"paid_interest":469.49,"paid_late_fees":0} {"emp_title":"service technician ","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":86000,"verified_income":"Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":9,"total_credit_limit":54844,"total_credit_utilized":33271,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":18800,"num_total_cc_accounts":30,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":16.02,"installment":1230.85,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31078.69,"paid_total":6123.1,"paid_principal":3921.31,"paid_interest":2201.79,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":99000,"verified_income":"Source Verified","debt_to_income":15.35,"annual_income_joint":164000,"verification_income_joint":"Not Verified","debt_to_income_joint":15.47,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":16,"total_credit_limit":465632,"total_credit_utilized":75260,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":10,"accounts_opened_24m":0,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":25000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":5.31,"installment":301.11,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9226.01,"paid_total":897.43,"paid_principal":773.99,"paid_interest":123.44,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":5,"state":"WI","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":20.37,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":27708,"total_credit_utilized":16661,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13700,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":21.85,"installment":826.02,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29145.66,"paid_total":2441.64,"paid_principal":854.34,"paid_interest":1587.3,"paid_late_fees":0} {"emp_title":"compliance business analyst iv","emp_length":0,"state":"TX","homeownership":"RENT","annual_income":98000,"verified_income":"Source Verified","debt_to_income":15.59,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":168354,"total_credit_utilized":49268,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":77700,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":18000,"term":60,"interest_rate":7.35,"installment":359.41,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17247.93,"paid_total":1070.88,"paid_principal":752.07,"paid_interest":318.81,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"MN","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":26.18,"annual_income_joint":155000,"verification_income_joint":"Not Verified","debt_to_income_joint":22.23,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":11,"total_credit_limit":361108,"total_credit_utilized":23794,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15600,"num_total_cc_accounts":10,"num_open_cc_accounts":8,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":11.98,"installment":444.69,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19258.64,"paid_total":1320.76,"paid_principal":741.36,"paid_interest":579.4,"paid_late_fees":0} {"emp_title":"inspector","emp_length":6,"state":"NY","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":2.31,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":5,"total_credit_limit":15400,"total_credit_utilized":1917,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":214,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13600,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5400,"term":36,"interest_rate":10.91,"installment":176.56,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4750.98,"paid_total":876.25,"paid_principal":649.02,"paid_interest":227.23,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"OWN","annual_income":25320,"verified_income":"Verified","debt_to_income":12.8,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":3,"total_credit_limit":8021,"total_credit_utilized":4801,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2500,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7416.11,"paid_total":759.73,"paid_principal":583.89,"paid_interest":175.84,"paid_late_fees":0} {"emp_title":"security analyst","emp_length":1,"state":"KS","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":17.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":7,"total_credit_limit":58488,"total_credit_utilized":28471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":493,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":21.85,"installment":457.36,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":11270.29,"paid_total":1342.95,"paid_principal":729.71,"paid_interest":613.24,"paid_late_fees":0} {"emp_title":"finance","emp_length":4,"state":"IL","homeownership":"OWN","annual_income":140000,"verified_income":"Source Verified","debt_to_income":7.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":235175,"total_credit_utilized":41198,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":127000,"num_total_cc_accounts":18,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":7.34,"installment":798.49,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":37764.29,"paid_total":3079.79,"paid_principal":2235.71,"paid_interest":844.08,"paid_late_fees":0} {"emp_title":"project management director","emp_length":2,"state":"MO","homeownership":"RENT","annual_income":63000,"verified_income":"Not Verified","debt_to_income":12.76,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":71,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":93832,"total_credit_utilized":100097,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":71,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26500,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":72.2,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":11.99,"installment":298.89,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8151.53,"paid_total":1183.57,"paid_principal":848.47,"paid_interest":335.1,"paid_late_fees":0} {"emp_title":"division president ","emp_length":10,"state":"IL","homeownership":"MORTGAGE","annual_income":520000,"verified_income":"Verified","debt_to_income":11.8,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":17,"earliest_credit_line":1989,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":18,"total_credit_limit":828178,"total_credit_utilized":192569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":74100,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":84.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":11.99,"installment":889.58,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38515.53,"paid_total":2615.45,"paid_principal":1484.47,"paid_interest":1130.98,"paid_late_fees":0} {"emp_title":"partner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Verified","debt_to_income":12.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1983,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":500837,"total_credit_utilized":40943,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":80800,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.32,"installment":1204.6,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":35863.53,"paid_total":4806.58,"paid_principal":4136.47,"paid_interest":670.11,"paid_late_fees":0} {"emp_title":"maitnence supervisor","emp_length":8,"state":"MO","homeownership":"OWN","annual_income":30000,"verified_income":"Source Verified","debt_to_income":9.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1979,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":6,"total_credit_limit":46161,"total_credit_utilized":2300,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":26500,"num_total_cc_accounts":15,"num_open_cc_accounts":5,"num_cc_carrying_balance":0,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":6.07,"installment":456.81,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13851.4,"paid_total":1365.37,"paid_principal":1148.6,"paid_interest":216.77,"paid_late_fees":0} {"emp_title":"architect","emp_length":10,"state":"MS","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Verified","debt_to_income":31.23,"annual_income_joint":89528,"verification_income_joint":"Verified","debt_to_income_joint":39.98,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":4,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":136046,"total_credit_utilized":124994,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":192,"current_installment_accounts":5,"accounts_opened_24m":8,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3800,"num_total_cc_accounts":3,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"joint","loan_amount":5000,"term":36,"interest_rate":14.08,"installment":171.09,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4424.54,"paid_total":847.63,"paid_principal":575.46,"paid_interest":272.17,"paid_late_fees":0} {"emp_title":"senior web developer","emp_length":8,"state":"NE","homeownership":"OWN","annual_income":106000,"verified_income":"Not Verified","debt_to_income":21.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":303400,"total_credit_utilized":65739,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":90300,"num_total_cc_accounts":20,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":7.35,"installment":239.61,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12083.3,"paid_principal":12000,"paid_interest":83.3,"paid_late_fees":0} {"emp_title":"owner","emp_length":2,"state":"CA","homeownership":"MORTGAGE","annual_income":45000,"verified_income":"Not Verified","debt_to_income":34.99,"annual_income_joint":395000,"verification_income_joint":"Not Verified","debt_to_income_joint":5.89,"delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":205636,"total_credit_utilized":46364,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":14000,"term":60,"interest_rate":12.62,"installment":315.83,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":14219.72816,"paid_principal":14000,"paid_interest":219.73,"paid_late_fees":0} {"emp_title":"roi","emp_length":3,"state":"TX","homeownership":"OWN","annual_income":28000,"verified_income":"Not Verified","debt_to_income":19.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":66,"open_credit_lines":13,"total_credit_limit":32100,"total_credit_utilized":12810,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":247,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":20500,"num_total_cc_accounts":15,"num_open_cc_accounts":13,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":18.06,"installment":361.83,"grade":"D","sub_grade":"D2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9135.4,"paid_total":1427.25,"paid_principal":864.6,"paid_interest":562.65,"paid_late_fees":0} {"emp_title":"estimator","emp_length":1,"state":"TX","homeownership":"RENT","annual_income":78500,"verified_income":"Source Verified","debt_to_income":4.75,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":11,"earliest_credit_line":2009,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":46750,"total_credit_utilized":16712,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":150,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":23500,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":75,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":15.05,"installment":260.18,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6822.92,"paid_total":1025.04,"paid_principal":677.08,"paid_interest":347.96,"paid_late_fees":0} {"emp_title":"machine operator","emp_length":1,"state":"GA","homeownership":"MORTGAGE","annual_income":140000,"verified_income":"Not Verified","debt_to_income":9.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":36,"open_credit_lines":23,"total_credit_limit":135557,"total_credit_utilized":40852,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":126,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":100200,"num_total_cc_accounts":32,"num_open_cc_accounts":22,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17547.89,"paid_total":3190.01,"paid_principal":2452.11,"paid_interest":737.9,"paid_late_fees":0} {"emp_title":"president","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":250000,"verified_income":"Source Verified","debt_to_income":0.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":11,"open_credit_lines":1,"total_credit_limit":7500,"total_credit_utilized":2629,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":7500,"num_total_cc_accounts":11,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":15.05,"installment":1040.7,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27291.78,"paid_total":4137.72,"paid_principal":2708.22,"paid_interest":1429.5,"paid_late_fees":0} {"emp_title":"assistant human resources","emp_length":8,"state":"KS","homeownership":"RENT","annual_income":36420,"verified_income":"Not Verified","debt_to_income":11.57,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":28,"open_credit_lines":21,"total_credit_limit":71200,"total_credit_utilized":8216,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":9,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":21,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":47300,"num_total_cc_accounts":24,"num_open_cc_accounts":20,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":9.92,"installment":193.38,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5565.08,"paid_total":576.83,"paid_principal":434.92,"paid_interest":141.91,"paid_late_fees":0} {"emp_title":"senior graphic designer","emp_length":0,"state":"FL","homeownership":"RENT","annual_income":59000,"verified_income":"Verified","debt_to_income":25.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":4,"total_credit_lines":32,"open_credit_lines":21,"total_credit_limit":160612,"total_credit_utilized":83606,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":10,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":20,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":63424,"num_total_cc_accounts":25,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":13.59,"installment":883.45,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":22987.54,"paid_total":4397.62,"paid_principal":3012.46,"paid_interest":1385.16,"paid_late_fees":0} {"emp_title":"employment training center director","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":36000,"verified_income":"Verified","debt_to_income":19.33,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":113207,"total_credit_utilized":104784,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":270,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13400,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":60,"interest_rate":17.47,"installment":271.15,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10570.5,"paid_total":521.34,"paid_principal":229.5,"paid_interest":291.84,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":4,"state":"NJ","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":7.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":23600,"total_credit_utilized":6493,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":10.42,"installment":162.33,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4518.11,"paid_total":644.91,"paid_principal":481.89,"paid_interest":163.02,"paid_late_fees":0} {"emp_title":"officer ","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":100000,"verified_income":"Not Verified","debt_to_income":8.68,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":4,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":128952,"total_credit_utilized":41033,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":87100,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":5.31,"installment":1204.42,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36904.08,"paid_total":3666.36,"paid_principal":3095.92,"paid_interest":570.44,"paid_late_fees":0} {"emp_title":"cnc programmer","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":49000,"verified_income":"Not Verified","debt_to_income":15.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":51968,"total_credit_utilized":27101,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":17000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.07,"installment":121.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":3693.7,"paid_total":364.11,"paid_principal":306.3,"paid_interest":57.81,"paid_late_fees":0} {"emp_title":"mail carrier","emp_length":4,"state":"WI","homeownership":"MORTGAGE","annual_income":35000,"verified_income":"Verified","debt_to_income":3.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":6,"open_credit_lines":5,"total_credit_limit":133800,"total_credit_utilized":2610,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":3,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":3700,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":2750,"term":36,"interest_rate":10.41,"installment":89.27,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2450.04,"paid_total":366.22,"paid_principal":299.96,"paid_interest":66.26,"paid_late_fees":0} {"emp_title":"driver","emp_length":0,"state":"OK","homeownership":"MORTGAGE","annual_income":43900,"verified_income":"Verified","debt_to_income":22.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":163019,"total_credit_utilized":32247,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":15500,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.93,"installment":322.35,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8782.01,"paid_total":1606.23,"paid_principal":1217.99,"paid_interest":388.24,"paid_late_fees":0} {"emp_title":"accountant","emp_length":10,"state":"CO","homeownership":"MORTGAGE","annual_income":58250,"verified_income":"Verified","debt_to_income":15.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":341138,"total_credit_utilized":19404,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":31,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":3000,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":21.45,"installment":273.08,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9612.44,"paid_total":1080.4,"paid_principal":387.56,"paid_interest":692.84,"paid_late_fees":0} {"emp_title":"regional sales manager","emp_length":0,"state":"TX","homeownership":"MORTGAGE","annual_income":275000,"verified_income":"Source Verified","debt_to_income":14.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":42,"open_credit_lines":23,"total_credit_limit":603684,"total_credit_utilized":113274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":9,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":178100,"num_total_cc_accounts":23,"num_open_cc_accounts":17,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":7.35,"installment":379.37,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":17917.42,"paid_total":1530.35,"paid_principal":1082.58,"paid_interest":447.77,"paid_late_fees":0} {"emp_title":"account executive","emp_length":0,"state":"OH","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":20.16,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":44,"open_credit_lines":16,"total_credit_limit":72605,"total_credit_utilized":36070,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":18800,"num_total_cc_accounts":29,"num_open_cc_accounts":14,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":6.71,"installment":215.22,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6289.76,"paid_total":855.66,"paid_principal":710.24,"paid_interest":145.42,"paid_late_fees":0} {"emp_title":"","state":"CT","homeownership":"RENT","annual_income":9000,"verified_income":"Verified","debt_to_income":15.91,"annual_income_joint":39000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.02,"delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":4,"total_credit_limit":10400,"total_credit_utilized":3885,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9600,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":16.02,"installment":281.34,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7103.69,"paid_total":1392.46,"paid_principal":896.31,"paid_interest":496.15,"paid_late_fees":0} {"emp_title":"driver","emp_length":1,"state":"MA","homeownership":"MORTGAGE","annual_income":62800,"verified_income":"Verified","debt_to_income":2.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2005,"inquiries_last_12m":8,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":145191,"total_credit_utilized":887,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":72,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":300,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":18.06,"installment":218,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5368.93,"paid_total":1074.89,"paid_principal":656.07,"paid_interest":418.82,"paid_late_fees":0} {"emp_title":"accounting ","emp_length":9,"state":"AR","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Verified","debt_to_income":32.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":80,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":19,"open_credit_lines":14,"total_credit_limit":175779,"total_credit_utilized":38836,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":14,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":10700,"num_total_cc_accounts":13,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":11.99,"installment":265.68,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7245.8,"paid_total":1057.39,"paid_principal":754.2,"paid_interest":303.19,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"TX","homeownership":"OWN","annual_income":150000,"verified_income":"Source Verified","debt_to_income":15.85,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":1993,"inquiries_last_12m":7,"total_credit_lines":39,"open_credit_lines":11,"total_credit_limit":118560,"total_credit_utilized":65443,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":16,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":45000,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":11.99,"installment":332.1,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8815.65,"paid_total":1653.84,"paid_principal":1184.35,"paid_interest":469.49,"paid_late_fees":0} {"emp_title":"senior software engineer","emp_length":7,"state":"CT","homeownership":"RENT","annual_income":92000,"verified_income":"Not Verified","debt_to_income":9.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":48500,"total_credit_utilized":26701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":876,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":29700,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18169.44,"paid_total":2784.26,"paid_principal":1830.56,"paid_interest":953.7,"paid_late_fees":0} {"emp_title":"machinist mate third class","emp_length":3,"state":"VA","homeownership":"RENT","annual_income":42000,"verified_income":"Verified","debt_to_income":13.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2011,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":23982,"total_credit_utilized":14873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":5,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":5.31,"installment":361.33,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11071.21,"paid_total":1085.76,"paid_principal":928.79,"paid_interest":156.97,"paid_late_fees":0} {"emp_title":"project manager","emp_length":5,"state":"GA","homeownership":"MORTGAGE","annual_income":76500,"verified_income":"Source Verified","debt_to_income":24.17,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":7,"total_credit_lines":32,"open_credit_lines":11,"total_credit_limit":214501,"total_credit_utilized":58064,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.44,"installment":256.04,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7218.41,"paid_total":1030.46,"paid_principal":781.59,"paid_interest":248.87,"paid_late_fees":0} {"emp_title":"foreman","emp_length":9,"state":"CA","homeownership":"MORTGAGE","annual_income":79000,"verified_income":"Source Verified","debt_to_income":14.2,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":6,"total_credit_lines":13,"open_credit_lines":4,"total_credit_limit":222668,"total_credit_utilized":50624,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6200,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":17.47,"installment":215.33,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5742.18,"paid_total":419.01,"paid_principal":257.82,"paid_interest":161.19,"paid_late_fees":0} {"emp_title":"detailer","emp_length":5,"state":"NY","homeownership":"MORTGAGE","annual_income":38000,"verified_income":"Source Verified","debt_to_income":24.23,"annual_income_joint":76000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.89,"delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":171265,"total_credit_utilized":27856,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":28200,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":31650,"term":60,"interest_rate":21.45,"installment":864.28,"grade":"D","sub_grade":"D5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30423.45,"paid_total":3362.83,"paid_principal":1226.55,"paid_interest":2136.28,"paid_late_fees":0} {"emp_title":"superintendent ","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":74870,"verified_income":"Verified","debt_to_income":47.71,"annual_income_joint":159270,"verification_income_joint":"Source Verified","debt_to_income_joint":24.57,"delinq_2y":0,"months_since_last_delinq":69,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":35,"open_credit_lines":28,"total_credit_limit":427355,"total_credit_utilized":123471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":69,"current_accounts_delinq":0,"total_collection_amount_ever":4562,"current_installment_accounts":5,"accounts_opened_24m":18,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":28,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":13,"total_debit_limit":41800,"num_total_cc_accounts":26,"num_open_cc_accounts":22,"num_cc_carrying_balance":16,"num_mort_accounts":1,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":10800,"term":36,"interest_rate":16.01,"installment":379.75,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10083.55,"paid_total":1129.64,"paid_principal":716.45,"paid_interest":413.19,"paid_late_fees":0} {"emp_title":"mortgage loan officer","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":90000,"verified_income":"Source Verified","debt_to_income":24.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":50,"earliest_credit_line":2011,"inquiries_last_12m":5,"total_credit_lines":35,"open_credit_lines":19,"total_credit_limit":105922,"total_credit_utilized":84120,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":50,"current_accounts_delinq":0,"total_collection_amount_ever":3191,"current_installment_accounts":2,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":31700,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":97.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":23.87,"installment":391.65,"grade":"E","sub_grade":"E2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8413.72,"paid_total":2170.79,"paid_principal":1586.28,"paid_interest":584.51,"paid_late_fees":0} {"emp_title":"dental hygenist","emp_length":1,"state":"FL","homeownership":"RENT","annual_income":64000,"verified_income":"Not Verified","debt_to_income":6.75,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":44,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":18588,"total_credit_utilized":7656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":45,"current_accounts_delinq":0,"total_collection_amount_ever":968,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8000,"num_total_cc_accounts":20,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":69,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8500,"term":36,"interest_rate":9.93,"installment":274,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7675.18,"paid_total":1091.31,"paid_principal":824.82,"paid_interest":266.49,"paid_late_fees":0} {"emp_title":"ramp agent","emp_length":1,"state":"NY","homeownership":"RENT","annual_income":15000,"verified_income":"Source Verified","debt_to_income":14.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2015,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":26700,"total_credit_utilized":12795,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":12200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6100,"term":36,"interest_rate":12.61,"installment":204.39,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":5674.69,"paid_total":608.9,"paid_principal":425.31,"paid_interest":183.59,"paid_late_fees":0} {"emp_title":"general manager","emp_length":3,"state":"NY","homeownership":"OWN","annual_income":69000,"verified_income":"Source Verified","debt_to_income":37.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":30,"open_credit_lines":12,"total_credit_limit":118742,"total_credit_utilized":82600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":9,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":18300,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":13.59,"installment":203.88,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":5304.78,"paid_total":1010.34,"paid_principal":695.22,"paid_interest":315.12,"paid_late_fees":0} {"emp_title":"registered nurse","emp_length":0,"state":"GA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":22.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":98,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":10,"total_credit_limit":200048,"total_credit_utilized":63426,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":98,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15700,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":97.3,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.08,"installment":684.33,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17698.3,"paid_total":3406.01,"paid_principal":2301.7,"paid_interest":1104.31,"paid_late_fees":0} {"emp_title":"teacher","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":20.49,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":13.78,"delinq_2y":2,"months_since_last_delinq":16,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":279549,"total_credit_utilized":18996,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":2400,"num_total_cc_accounts":17,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":87,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":8000,"term":36,"interest_rate":10.42,"installment":259.72,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7229.02,"paid_total":1029.62,"paid_principal":770.98,"paid_interest":258.64,"paid_late_fees":0} {"emp_title":"delivery drivers","emp_length":2,"state":"IL","homeownership":"RENT","annual_income":41000,"verified_income":"Verified","debt_to_income":29.07,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":10,"total_credit_limit":156268,"total_credit_utilized":39569,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":132700,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":26000,"term":36,"interest_rate":11.98,"installment":863.33,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23146.09,"paid_total":3555.38,"paid_principal":2853.91,"paid_interest":701.47,"paid_late_fees":0} {"emp_title":"sales","emp_length":7,"state":"IL","homeownership":"RENT","annual_income":160000,"verified_income":"Not Verified","debt_to_income":9.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":39,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":86776,"total_credit_utilized":85159,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":39,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":9,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9200,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":56,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":12.61,"installment":335.07,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9302.76,"paid_total":998.2,"paid_principal":697.24,"paid_interest":300.96,"paid_late_fees":0} {"emp_title":"manager","emp_length":6,"state":"NJ","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":28.82,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":36,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":90398,"total_credit_utilized":62872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42200,"num_total_cc_accounts":26,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":16.02,"installment":527.51,"grade":"C","sub_grade":"C5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13664.51,"paid_total":2096.69,"paid_principal":1335.49,"paid_interest":761.2,"paid_late_fees":0} {"emp_title":"","state":"AR","homeownership":"OWN","annual_income":50000,"verified_income":"Not Verified","debt_to_income":15.05,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":30,"open_credit_lines":17,"total_credit_limit":72510,"total_credit_utilized":31357,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":58900,"num_total_cc_accounts":21,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24021.35,"paid_total":1563.04,"paid_principal":978.65,"paid_interest":584.39,"paid_late_fees":0} {"emp_title":"president","emp_length":5,"state":"FL","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":7.46,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":31,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":8,"total_credit_limit":227613,"total_credit_utilized":74309,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1319,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":23300,"num_total_cc_accounts":17,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":26000,"term":60,"interest_rate":15.04,"installment":619.09,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25409.88,"paid_total":1216.46,"paid_principal":590.12,"paid_interest":626.34,"paid_late_fees":0} {"emp_title":"vet assistant","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":15000,"verified_income":"Source Verified","debt_to_income":13.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":2,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":43247,"total_credit_utilized":35220,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":10800,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4300,"term":36,"interest_rate":10.91,"installment":140.6,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3888.41,"paid_total":557.19,"paid_principal":411.59,"paid_interest":145.6,"paid_late_fees":0} {"emp_title":"training manager","emp_length":9,"state":"NY","homeownership":"RENT","annual_income":75000,"verified_income":"Not Verified","debt_to_income":20.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":103943,"total_credit_utilized":53471,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28100,"num_total_cc_accounts":21,"num_open_cc_accounts":12,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":9.92,"installment":424.16,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19217.08,"paid_total":1250.44,"paid_principal":782.92,"paid_interest":467.52,"paid_late_fees":0} {"emp_title":"welder ","emp_length":0,"state":"PA","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":4.71,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":8,"total_credit_limit":18163,"total_credit_utilized":12678,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":27,"current_accounts_delinq":0,"total_collection_amount_ever":371,"current_installment_accounts":4,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"car","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":13.59,"installment":368.9,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12292.9,"paid_total":4464.42,"paid_principal":3707.1,"paid_interest":757.32,"paid_late_fees":0} {"emp_title":"quality inventory management tech","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":21.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":95730,"total_credit_utilized":48816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":35000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10800,"term":36,"interest_rate":6.71,"installment":332.05,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9199.4,"paid_total":1730.32,"paid_principal":1600.6,"paid_interest":129.72,"paid_late_fees":0} {"emp_title":"mailman","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":63000,"verified_income":"Source Verified","debt_to_income":20.48,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":72,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":13,"total_credit_limit":223823,"total_credit_utilized":81091,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":45000,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":96.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21000,"term":60,"interest_rate":18.06,"installment":533.95,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19877.21,"paid_total":2648.68,"paid_principal":1122.79,"paid_interest":1525.89,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":30000,"verified_income":"Source Verified","debt_to_income":9.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":1,"total_credit_lines":6,"open_credit_lines":6,"total_credit_limit":17200,"total_credit_utilized":10465,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":10200,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":9.44,"installment":51.21,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1443.67,"paid_total":202.74,"paid_principal":156.33,"paid_interest":46.41,"paid_late_fees":0} {"emp_title":"veterinary technician","emp_length":3,"state":"TX","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":11.67,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":60495,"total_credit_utilized":38646,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":40500,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25200,"term":36,"interest_rate":16.02,"installment":886.21,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":22376.67,"paid_total":4374.98,"paid_principal":2823.33,"paid_interest":1551.65,"paid_late_fees":0} {"emp_title":"management","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":88000,"verified_income":"Source Verified","debt_to_income":32.28,"annual_income_joint":136000,"verification_income_joint":"Source Verified","debt_to_income_joint":24.13,"delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":2003,"inquiries_last_12m":1,"total_credit_lines":33,"open_credit_lines":11,"total_credit_limit":418826,"total_credit_utilized":73294,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38500,"num_total_cc_accounts":13,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":5,"account_never_delinq_percent":90.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":18625,"term":60,"interest_rate":10.42,"installment":399.59,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17414.85,"paid_total":1987.17,"paid_principal":1210.15,"paid_interest":777.02,"paid_late_fees":0} {"emp_title":"it security project manager","emp_length":2,"state":"TX","homeownership":"OWN","annual_income":141000,"verified_income":"Not Verified","debt_to_income":14.09,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":156639,"total_credit_utilized":82714,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":83400,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":5.31,"installment":963.53,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29523.28,"paid_total":2871.71,"paid_principal":2476.72,"paid_interest":394.99,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":55523.24,"verified_income":"Source Verified","debt_to_income":25.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1975,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":63500,"total_credit_utilized":41797,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":54000,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.34,"installment":310.33,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9247.93,"paid_total":926.91,"paid_principal":752.07,"paid_interest":174.84,"paid_late_fees":0} {"emp_title":"contractor","emp_length":2,"state":"WA","homeownership":"RENT","annual_income":140000,"verified_income":"Not Verified","debt_to_income":8.7,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":27,"open_credit_lines":5,"total_credit_limit":61067,"total_credit_utilized":43602,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":18800,"num_total_cc_accounts":19,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"medical","application_type":"individual","loan_amount":18000,"term":36,"interest_rate":10.42,"installment":584.37,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":15822.16,"paid_total":2911.43,"paid_principal":2177.84,"paid_interest":733.59,"paid_late_fees":0} {"emp_title":"","state":"OH","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":27.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":21,"open_credit_lines":13,"total_credit_limit":74750,"total_credit_utilized":27532,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":35700,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":17.47,"installment":627.65,"grade":"D","sub_grade":"D1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24468.78,"paid_total":1206.77,"paid_principal":531.22,"paid_interest":675.55,"paid_late_fees":0} {"emp_title":"","state":"SC","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":37.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":3,"total_credit_lines":55,"open_credit_lines":31,"total_credit_limit":301373,"total_credit_utilized":79221,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":61700,"num_total_cc_accounts":49,"num_open_cc_accounts":28,"num_cc_carrying_balance":14,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":26.3,"installment":1011.27,"grade":"E","sub_grade":"E5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23579.24,"paid_total":3198.19,"paid_principal":1420.76,"paid_interest":1777.43,"paid_late_fees":0} {"emp_title":"branch store managermarion n,c","emp_length":10,"state":"NC","homeownership":"RENT","annual_income":42000,"verified_income":"Source Verified","debt_to_income":18.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":64,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":8,"total_credit_limit":51567,"total_credit_utilized":36669,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":13200,"num_total_cc_accounts":5,"num_open_cc_accounts":3,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":89.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":7.35,"installment":496.6,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13982.44,"paid_total":2476.47,"paid_principal":2017.56,"paid_interest":458.91,"paid_late_fees":0} {"emp_title":"teacher","emp_length":8,"state":"CO","homeownership":"RENT","annual_income":45000,"verified_income":"Source Verified","debt_to_income":17.08,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":1995,"inquiries_last_12m":0,"total_credit_lines":38,"open_credit_lines":11,"total_credit_limit":54900,"total_credit_utilized":25352,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":20800,"num_total_cc_accounts":18,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":83.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1700,"term":36,"interest_rate":10.91,"installment":55.59,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1495.65,"paid_total":276.92,"paid_principal":204.35,"paid_interest":72.57,"paid_late_fees":0} {"emp_title":"program administator","emp_length":9,"state":"NY","homeownership":"MORTGAGE","annual_income":96400,"verified_income":"Not Verified","debt_to_income":16.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":43,"open_credit_lines":22,"total_credit_limit":447212,"total_credit_utilized":55872,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":45100,"num_total_cc_accounts":30,"num_open_cc_accounts":17,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.43,"installment":314.52,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14534.51,"paid_total":691.66,"paid_principal":465.49,"paid_interest":226.17,"paid_late_fees":0} {"emp_title":"lead automation developer","emp_length":0,"state":"CO","homeownership":"MORTGAGE","annual_income":132000,"verified_income":"Source Verified","debt_to_income":11.64,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":536028,"total_credit_utilized":76603,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":33000,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":9.93,"installment":509.11,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19871.58,"paid_total":5032.31,"paid_principal":4128.42,"paid_interest":903.89,"paid_late_fees":0} {"emp_title":"receiptionist","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":38000,"verified_income":"Not Verified","debt_to_income":28.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":17,"total_credit_limit":53563,"total_credit_utilized":28980,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":13,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":11000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":7.35,"installment":434.53,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11601.83,"paid_total":2781.93,"paid_principal":2398.17,"paid_interest":383.76,"paid_late_fees":0} {"emp_title":"dean of students","emp_length":10,"state":"CT","homeownership":"OWN","annual_income":78000,"verified_income":"Verified","debt_to_income":31.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":31,"open_credit_lines":14,"total_credit_limit":149043,"total_credit_utilized":85553,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":7,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21300,"num_total_cc_accounts":16,"num_open_cc_accounts":8,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35050,"term":60,"interest_rate":10.9,"installment":760.33,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34111.64,"paid_total":1528.21,"paid_principal":938.36,"paid_interest":589.85,"paid_late_fees":0} {"emp_title":"branded editor","emp_length":2,"state":"CA","homeownership":"RENT","annual_income":58000,"verified_income":"Source Verified","debt_to_income":17.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":128350,"total_credit_utilized":39296,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":23,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":103700,"num_total_cc_accounts":15,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":7.96,"installment":939.54,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":25989.13,"paid_total":4731.63,"paid_principal":4010.87,"paid_interest":720.76,"paid_late_fees":0} {"emp_title":"cook","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":31.34,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":64576,"total_credit_utilized":33243,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":19000,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":13.58,"installment":339.74,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9312.56,"paid_total":1011.68,"paid_principal":687.44,"paid_interest":324.24,"paid_late_fees":0} {"emp_title":"area sales manager","emp_length":5,"state":"OH","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":19.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":11,"total_credit_limit":337115,"total_credit_utilized":95128,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":80800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.07,"installment":487.26,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14774.84,"paid_total":1456.38,"paid_principal":1225.16,"paid_interest":231.22,"paid_late_fees":0} {"emp_title":"office manager","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Verified","debt_to_income":41.92,"annual_income_joint":177000,"verification_income_joint":"Verified","debt_to_income_joint":14.94,"delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":25,"open_credit_lines":12,"total_credit_limit":361779,"total_credit_utilized":121695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":9500,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":13500,"term":36,"interest_rate":6.07,"installment":411.13,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":12812.58,"paid_total":817.71,"paid_principal":687.42,"paid_interest":130.29,"paid_late_fees":0} {"emp_title":"maintenance ","emp_length":4,"state":"CA","homeownership":"OWN","annual_income":43000,"verified_income":"Source Verified","debt_to_income":10.88,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":25167,"total_credit_utilized":21162,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":1000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":16.01,"installment":243.24,"grade":"C","sub_grade":"C5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9666.11,"paid_total":711.93,"paid_principal":333.89,"paid_interest":378.04,"paid_late_fees":0} {"emp_title":"sergeant first class","emp_length":10,"state":"WA","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Verified","debt_to_income":27.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":34,"open_credit_lines":18,"total_credit_limit":490664,"total_credit_utilized":119533,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":1,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":59600,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":5,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":31750,"term":60,"interest_rate":10.42,"installment":681.18,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29687.06,"paid_total":3387.52,"paid_principal":2062.94,"paid_interest":1324.58,"paid_late_fees":0} {"emp_title":"registered nurse ","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":82000,"verified_income":"Not Verified","debt_to_income":19.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":8,"open_credit_lines":6,"total_credit_limit":56198,"total_credit_utilized":43698,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4800,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":12.62,"installment":167.56,"grade":"C","sub_grade":"C1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":4412.9,"paid_total":834.29,"paid_principal":587.1,"paid_interest":247.19,"paid_late_fees":0} {"emp_title":"manager","emp_length":0,"state":"AZ","homeownership":"RENT","annual_income":43000,"verified_income":"Not Verified","debt_to_income":11.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":13,"open_credit_lines":6,"total_credit_limit":32765,"total_credit_utilized":18977,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":16500,"num_total_cc_accounts":9,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":6.08,"installment":243.67,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6973.97,"paid_total":1211.59,"paid_principal":1026.03,"paid_interest":185.56,"paid_late_fees":0} {"emp_title":"assistant store manager","emp_length":8,"state":"NM","homeownership":"MORTGAGE","annual_income":56750,"verified_income":"Not Verified","debt_to_income":10.38,"annual_income_joint":131630,"verification_income_joint":"Not Verified","debt_to_income_joint":21.49,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":2010,"inquiries_last_12m":2,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":69982,"total_credit_utilized":42274,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":0,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":14700,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":10.9,"installment":694.17,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31189.33,"paid_total":1349.58,"paid_principal":810.67,"paid_interest":538.91,"paid_late_fees":0} {"emp_title":"lead devops engineer","emp_length":3,"state":"CA","homeownership":"OWN","annual_income":145000,"verified_income":"Source Verified","debt_to_income":21.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":56,"open_credit_lines":18,"total_credit_limit":764927,"total_credit_utilized":152911,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":98600,"num_total_cc_accounts":20,"num_open_cc_accounts":13,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":21000,"term":36,"interest_rate":10.91,"installment":686.62,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18990.01,"paid_total":2810.12,"paid_principal":2009.99,"paid_interest":800.13,"paid_late_fees":0} {"emp_title":"chef","emp_length":10,"state":"MD","homeownership":"MORTGAGE","annual_income":36320,"verified_income":"Verified","debt_to_income":6.21,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":7,"total_credit_limit":175235,"total_credit_utilized":7256,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":56,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":4700,"num_total_cc_accounts":13,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":4,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11500,"term":60,"interest_rate":18.06,"installment":292.4,"grade":"D","sub_grade":"D2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10885.14,"paid_total":1433.15,"paid_principal":614.86,"paid_interest":818.29,"paid_late_fees":0} {"emp_title":"insurance underwriter ","emp_length":10,"state":"NJ","homeownership":"RENT","annual_income":67500,"verified_income":"Source Verified","debt_to_income":14.79,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":63,"earliest_credit_line":2003,"inquiries_last_12m":3,"total_credit_lines":38,"open_credit_lines":18,"total_credit_limit":39809,"total_credit_utilized":21961,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":20500,"num_total_cc_accounts":28,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":76.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":19.03,"installment":363.4,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13569.09,"paid_total":1179.01,"paid_principal":430.91,"paid_interest":748.1,"paid_late_fees":0} {"emp_title":"administrative secretary","emp_length":2,"state":"NY","homeownership":"RENT","annual_income":48000,"verified_income":"Source Verified","debt_to_income":12.13,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":13,"total_credit_limit":71050,"total_credit_utilized":29264,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24100,"num_total_cc_accounts":11,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":5.32,"installment":150.58,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4482.92,"paid_total":600.84,"paid_principal":517.08,"paid_interest":83.76,"paid_late_fees":0} {"emp_title":"systems engineer","emp_length":4,"state":"UT","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Source Verified","debt_to_income":17.94,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":51,"earliest_credit_line":2007,"inquiries_last_12m":2,"total_credit_lines":11,"open_credit_lines":5,"total_credit_limit":391132,"total_credit_utilized":52295,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":22300,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":24000,"term":60,"interest_rate":14.07,"installment":559.31,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23440.92,"paid_total":1099.86,"paid_principal":559.08,"paid_interest":540.78,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"CA","homeownership":"MORTGAGE","annual_income":139000,"verified_income":"Source Verified","debt_to_income":27.4,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":1994,"inquiries_last_12m":2,"total_credit_lines":33,"open_credit_lines":13,"total_credit_limit":112246,"total_credit_utilized":88612,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":64400,"num_total_cc_accounts":24,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":93.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.04,"installment":833.39,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":33800.93,"paid_total":2470.93,"paid_principal":1199.07,"paid_interest":1271.86,"paid_late_fees":0} {"emp_title":"manager","emp_length":3,"state":"NC","homeownership":"MORTGAGE","annual_income":115000,"verified_income":"Not Verified","debt_to_income":21.92,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":15,"total_credit_limit":321870,"total_credit_utilized":91358,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":3,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":53500,"num_total_cc_accounts":14,"num_open_cc_accounts":11,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":13.58,"installment":679.48,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18625.12,"paid_total":2023.35,"paid_principal":1374.88,"paid_interest":648.47,"paid_late_fees":0} {"emp_title":"technician","emp_length":7,"state":"CA","homeownership":"RENT","annual_income":67200,"verified_income":"Source Verified","debt_to_income":12.63,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":2014,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":6,"total_credit_limit":39214,"total_credit_utilized":31301,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":10,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":15.05,"installment":225.49,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5913.2,"paid_total":910.12,"paid_principal":586.8,"paid_interest":323.32,"paid_late_fees":0} {"emp_title":"chaplain","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":8.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":19,"open_credit_lines":7,"total_credit_limit":38926,"total_credit_utilized":8453,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":27900,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":9.43,"installment":314.52,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14405.42,"paid_total":935.7,"paid_principal":594.58,"paid_interest":341.12,"paid_late_fees":0} {"emp_title":"telemarketer","emp_length":1,"state":"KS","homeownership":"RENT","annual_income":50000,"verified_income":"Source Verified","debt_to_income":5.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":9,"total_credit_limit":35000,"total_credit_utilized":15637,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":10.91,"installment":261.57,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7038.49,"paid_total":1295.73,"paid_principal":961.51,"paid_interest":334.22,"paid_late_fees":0} {"emp_title":"service technician","emp_length":10,"state":"NY","homeownership":"OWN","annual_income":39520,"verified_income":"Source Verified","debt_to_income":28.88,"annual_income_joint":89800,"verification_income_joint":"Not Verified","debt_to_income_joint":20.81,"delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":208138,"total_credit_utilized":42136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":52000,"num_total_cc_accounts":9,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":25500,"term":60,"interest_rate":10.42,"installment":547.09,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":25509.59675,"paid_principal":25500,"paid_interest":9.6,"paid_late_fees":0} {"emp_title":"rn","emp_length":2,"state":"FL","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Verified","debt_to_income":23.33,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":4,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":307982,"total_credit_utilized":57594,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":4,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21500,"num_total_cc_accounts":14,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":85,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":36,"interest_rate":9.93,"installment":354.58,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9660.23,"paid_total":1757.73,"paid_principal":1339.77,"paid_interest":417.96,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Verified","debt_to_income":14.43,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1977,"inquiries_last_12m":2,"total_credit_lines":25,"open_credit_lines":14,"total_credit_limit":332300,"total_credit_utilized":28656,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":37150,"num_total_cc_accounts":18,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":4,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":7.96,"installment":375.82,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11105.43,"paid_total":1116.85,"paid_principal":894.57,"paid_interest":222.28,"paid_late_fees":0} {"emp_title":"maintenance supervisor","emp_length":6,"state":"AL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":10.35,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":72548,"total_credit_utilized":9702,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":491,"current_installment_accounts":1,"accounts_opened_24m":0,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":9800,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":12.62,"installment":563.98,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23776.62,"paid_total":2212.1,"paid_principal":1223.38,"paid_interest":988.72,"paid_late_fees":0} {"emp_title":"cardiothoracic sales specialist","emp_length":7,"state":"GA","homeownership":"RENT","annual_income":233000,"verified_income":"Verified","debt_to_income":22.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":23,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":15,"total_credit_limit":233195,"total_credit_utilized":164523,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"num_satisfactory_accounts":15,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":61910,"num_total_cc_accounts":11,"num_open_cc_accounts":8,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":15.05,"installment":833.57,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33391.61,"paid_total":3305.02,"paid_principal":1608.39,"paid_interest":1696.63,"paid_late_fees":0} {"emp_title":"baker ","emp_length":8,"state":"CA","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":19,"open_credit_lines":12,"total_credit_limit":211905,"total_credit_utilized":11013,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":10400,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":7.96,"installment":203.57,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6015.44,"paid_total":607.84,"paid_principal":484.56,"paid_interest":123.28,"paid_late_fees":0} {"emp_title":"compensation practices manager","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":77856,"verified_income":"Not Verified","debt_to_income":26.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":25,"open_credit_lines":17,"total_credit_limit":305308,"total_credit_utilized":59868,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25200,"num_total_cc_accounts":16,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":10400,"term":36,"interest_rate":9.43,"installment":332.81,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9539.34,"paid_total":1087.53,"paid_principal":860.66,"paid_interest":226.87,"paid_late_fees":0} {"emp_title":"project engineer","emp_length":1,"state":"AZ","homeownership":"RENT","annual_income":96800,"verified_income":"Source Verified","debt_to_income":0.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":25200,"total_credit_utilized":482,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":10200,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":38400,"term":60,"interest_rate":11.99,"installment":854,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36490.34,"paid_total":3390.42,"paid_principal":1909.66,"paid_interest":1480.76,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"OWN","annual_income":37000,"verified_income":"Not Verified","debt_to_income":22.58,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":11,"total_credit_limit":75300,"total_credit_utilized":10391,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":61300,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"medical","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":6.71,"installment":491.92,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14785.88,"paid_total":1469.8,"paid_principal":1214.12,"paid_interest":255.68,"paid_late_fees":0} {"emp_title":"president ","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":98241,"verified_income":"Source Verified","debt_to_income":13.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":4,"total_credit_lines":23,"open_credit_lines":14,"total_credit_limit":119561,"total_credit_utilized":77873,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":9,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":28800,"num_total_cc_accounts":15,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":35000,"term":36,"interest_rate":7.34,"installment":1086.15,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32367.76,"paid_total":3244.18,"paid_principal":2632.24,"paid_interest":611.94,"paid_late_fees":0} {"emp_title":"customer success manager","emp_length":0,"state":"GA","homeownership":"RENT","annual_income":62000,"verified_income":"Source Verified","debt_to_income":13.55,"annual_income_joint":112000,"verification_income_joint":"Not Verified","debt_to_income_joint":11.89,"delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":9,"total_credit_limit":64922,"total_credit_utilized":31258,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":0,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":20900,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":6000,"term":36,"interest_rate":6.07,"installment":182.73,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5540.54,"paid_total":546.17,"paid_principal":459.46,"paid_interest":86.71,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":5.41,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":1985,"inquiries_last_12m":1,"total_credit_lines":9,"open_credit_lines":5,"total_credit_limit":95407,"total_credit_utilized":14134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5700,"num_total_cc_accounts":4,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.35,"installment":217.27,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6473.6,"paid_total":646.09,"paid_principal":526.4,"paid_interest":119.69,"paid_late_fees":0} {"emp_title":"senior advisor t-2 apple","emp_length":3,"state":"OK","homeownership":"RENT","annual_income":95000,"verified_income":"Not Verified","debt_to_income":26.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1971,"inquiries_last_12m":6,"total_credit_lines":37,"open_credit_lines":17,"total_credit_limit":104652,"total_credit_utilized":43563,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":35000,"num_total_cc_accounts":17,"num_open_cc_accounts":9,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":15.05,"installment":476.33,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18843.87,"paid_total":2373.01,"paid_principal":1156.13,"paid_interest":1216.88,"paid_late_fees":0} {"emp_title":"service manager","emp_length":4,"state":"PA","homeownership":"RENT","annual_income":100000,"verified_income":"Verified","debt_to_income":28.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":11,"total_credit_lines":32,"open_credit_lines":10,"total_credit_limit":118773,"total_credit_utilized":87734,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":15200,"num_total_cc_accounts":23,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":15.04,"installment":952.44,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38161.37,"paid_total":3742.92,"paid_principal":1838.63,"paid_interest":1904.29,"paid_late_fees":0} {"emp_title":"laborer foreman ","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Source Verified","debt_to_income":21.27,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2006,"inquiries_last_12m":6,"total_credit_lines":33,"open_credit_lines":22,"total_credit_limit":365818,"total_credit_utilized":53521,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":11,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":73000,"num_total_cc_accounts":23,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.42,"installment":973.95,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26370.26,"paid_total":4826.33,"paid_principal":3629.74,"paid_interest":1196.59,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":20.42,"annual_income_joint":110000,"verification_income_joint":"Not Verified","debt_to_income_joint":17.33,"delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":15,"total_credit_limit":259695,"total_credit_utilized":32807,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":46300,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":14.08,"installment":699.3,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28222.27,"paid_total":3473.03,"paid_principal":1777.73,"paid_interest":1695.3,"paid_late_fees":0} {"emp_title":"managing director","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":1200000,"verified_income":"Verified","debt_to_income":4.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2001,"inquiries_last_12m":5,"total_credit_lines":23,"open_credit_lines":17,"total_credit_limit":1453811,"total_credit_utilized":144136,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":195000,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":2,"num_mort_accounts":2,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18970.31,"paid_total":1198.52,"paid_principal":1029.69,"paid_interest":168.83,"paid_late_fees":0} {"emp_title":"teacher","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":46.68,"annual_income_joint":165000,"verification_income_joint":"Source Verified","debt_to_income_joint":17.67,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":282149,"total_credit_utilized":122207,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":42100,"num_total_cc_accounts":9,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":34000,"term":36,"interest_rate":6.08,"installment":1035.58,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":30520.4,"paid_total":4056.2,"paid_principal":3479.6,"paid_interest":576.6,"paid_late_fees":0} {"emp_title":"hair dresser ","emp_length":10,"state":"PA","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Source Verified","debt_to_income":6.75,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":6,"total_credit_limit":52004,"total_credit_utilized":37269,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":28000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":38575.85,"paid_total":2705.79,"paid_principal":1424.15,"paid_interest":1281.64,"paid_late_fees":0} {"emp_title":"custodian","emp_length":10,"state":"WY","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":30.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":7,"total_credit_limit":172268,"total_credit_utilized":37990,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":36700,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":7.97,"installment":219.26,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6302.01,"paid_total":873.94,"paid_principal":697.99,"paid_interest":175.95,"paid_late_fees":0} {"emp_title":"stocker","emp_length":8,"state":"VA","homeownership":"RENT","annual_income":21000,"verified_income":"Source Verified","debt_to_income":17.09,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":65,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":5,"total_credit_limit":17740,"total_credit_utilized":7763,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":8100,"num_total_cc_accounts":8,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":9.43,"installment":320.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9270.01,"paid_total":918.12,"paid_principal":729.99,"paid_interest":188.13,"paid_late_fees":0} {"emp_title":"associate professor","emp_length":10,"state":"NY","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Not Verified","debt_to_income":10.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":28,"earliest_credit_line":1987,"inquiries_last_12m":6,"total_credit_lines":47,"open_credit_lines":19,"total_credit_limit":64200,"total_credit_utilized":41326,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":46800,"num_total_cc_accounts":38,"num_open_cc_accounts":19,"num_cc_carrying_balance":11,"num_mort_accounts":4,"account_never_delinq_percent":95.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":6.07,"installment":304.54,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":9234.27,"paid_total":910.25,"paid_principal":765.73,"paid_interest":144.52,"paid_late_fees":0} {"emp_title":"librarian","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":72000,"verified_income":"Not Verified","debt_to_income":14.13,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":43,"earliest_credit_line":1990,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":6,"total_credit_limit":163100,"total_credit_utilized":37053,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":43,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":86.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16200,"term":36,"interest_rate":6.72,"installment":498.14,"grade":"A","sub_grade":"A3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14139.95,"paid_total":2499.77,"paid_principal":2060.05,"paid_interest":439.72,"paid_late_fees":0} {"emp_title":"histology technician","emp_length":1,"state":"TN","homeownership":"MORTGAGE","annual_income":53000,"verified_income":"Not Verified","debt_to_income":35.53,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":60,"open_credit_lines":9,"total_credit_limit":216969,"total_credit_utilized":101386,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":144,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":5500,"num_total_cc_accounts":11,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":96.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13200,"term":36,"interest_rate":20.39,"installment":493.19,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":12657.63,"paid_total":971.43,"paid_principal":542.37,"paid_interest":429.06,"paid_late_fees":0} {"emp_title":"supervisor","emp_length":10,"state":"SD","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":35.49,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":16,"total_credit_limit":312303,"total_credit_utilized":110479,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":75500,"num_total_cc_accounts":17,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":5.31,"installment":602.21,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"DirectPay","balance":18452.04,"paid_total":1800.73,"paid_principal":1547.96,"paid_interest":252.77,"paid_late_fees":0} {"emp_title":"charger operator ","emp_length":9,"state":"MN","homeownership":"MORTGAGE","annual_income":31000,"verified_income":"Verified","debt_to_income":1.94,"annual_income_joint":94300,"verification_income_joint":"Verified","debt_to_income_joint":15.41,"delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":277650,"total_credit_utilized":4145,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":35600,"num_total_cc_accounts":12,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":93.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":12000,"term":60,"interest_rate":11.99,"installment":266.88,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11250.27,"paid_total":1326.41,"paid_principal":749.73,"paid_interest":576.68,"paid_late_fees":0} {"emp_title":"graphic designer","emp_length":2,"state":"GA","homeownership":"RENT","annual_income":58000,"verified_income":"Verified","debt_to_income":35.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":27,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":13,"total_credit_limit":108602,"total_credit_utilized":58311,"num_collections_last_12m":1,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":72,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":53400,"num_total_cc_accounts":15,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":87.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":3800,"term":36,"interest_rate":14.07,"installment":130.01,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3452.12,"paid_total":517.07,"paid_principal":347.88,"paid_interest":169.19,"paid_late_fees":0} {"emp_title":"integration tech iii","emp_length":0,"state":"AL","homeownership":"MORTGAGE","annual_income":76590,"verified_income":"Source Verified","debt_to_income":26.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2007,"inquiries_last_12m":9,"total_credit_lines":48,"open_credit_lines":16,"total_credit_limit":181607,"total_credit_utilized":77542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":47,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":16,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":6700,"num_total_cc_accounts":21,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":89.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":11000,"term":60,"interest_rate":21.45,"installment":300.38,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":10462.34,"paid_total":1469.13,"paid_principal":537.66,"paid_interest":931.47,"paid_late_fees":0} {"emp_title":"truck driving","emp_length":10,"state":"MN","homeownership":"MORTGAGE","annual_income":112000,"verified_income":"Source Verified","debt_to_income":18.6,"annual_income_joint":172000,"verification_income_joint":"Source Verified","debt_to_income_joint":20.84,"delinq_2y":0,"months_since_last_delinq":68,"earliest_credit_line":1996,"inquiries_last_12m":3,"total_credit_lines":43,"open_credit_lines":20,"total_credit_limit":352461,"total_credit_utilized":49906,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":68,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":11,"total_debit_limit":73900,"num_total_cc_accounts":16,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":97.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":60,"interest_rate":10.42,"installment":643.63,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28447.4,"paid_total":2557.15,"paid_principal":1552.6,"paid_interest":1004.55,"paid_late_fees":0} {"emp_title":"nursing coordinator -admin ii","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":144000,"verified_income":"Source Verified","debt_to_income":11.83,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":6,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":496053,"total_credit_utilized":45152,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43700,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":60,"interest_rate":11.98,"installment":622.57,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26960.58,"paid_total":1849.07,"paid_principal":1039.42,"paid_interest":809.65,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":3,"state":"TX","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Verified","debt_to_income":18.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":27,"open_credit_lines":10,"total_credit_limit":410014,"total_credit_utilized":91480,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24600,"num_total_cc_accounts":11,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":36,"interest_rate":12.61,"installment":536.11,"grade":"C","sub_grade":"C1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":14884.43,"paid_total":1585.91,"paid_principal":1115.57,"paid_interest":470.34,"paid_late_fees":0} {"emp_title":"food server","emp_length":8,"state":"NV","homeownership":"RENT","annual_income":33000,"verified_income":"Not Verified","debt_to_income":6.04,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":3,"total_credit_limit":8400,"total_credit_utilized":6102,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":8400,"num_total_cc_accounts":9,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.97,"installment":187.94,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1483.12,"paid_total":4647.04,"paid_principal":4516.88,"paid_interest":130.16,"paid_late_fees":0} {"emp_title":"network engineer","emp_length":10,"state":"GA","homeownership":"OWN","annual_income":101851,"verified_income":"Verified","debt_to_income":26.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":6,"total_credit_lines":36,"open_credit_lines":26,"total_credit_limit":252863,"total_credit_utilized":79840,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":32500,"num_total_cc_accounts":27,"num_open_cc_accounts":24,"num_cc_carrying_balance":19,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":15.05,"installment":595.41,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23851.14,"paid_total":2339.83,"paid_principal":1148.86,"paid_interest":1190.97,"paid_late_fees":0} {"emp_title":"shipping supervisor ","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Not Verified","debt_to_income":32.81,"annual_income_joint":87000,"verification_income_joint":"Not Verified","debt_to_income_joint":26.73,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":20,"total_credit_limit":152185,"total_credit_utilized":44564,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":20,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":13700,"num_total_cc_accounts":22,"num_open_cc_accounts":17,"num_cc_carrying_balance":16,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":32000,"term":60,"interest_rate":30.75,"installment":1050.1,"grade":"F","sub_grade":"F5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":31043.61,"paid_total":4091.07,"paid_principal":956.39,"paid_interest":3134.68,"paid_late_fees":0} {"emp_title":"owner","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Not Verified","debt_to_income":17.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":6,"total_credit_lines":32,"open_credit_lines":19,"total_credit_limit":229069,"total_credit_utilized":44909,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":24000,"num_total_cc_accounts":26,"num_open_cc_accounts":16,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":9.44,"installment":416.07,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11729.9,"paid_total":1650.64,"paid_principal":1270.1,"paid_interest":380.54,"paid_late_fees":0} {"emp_title":"line haul driver","emp_length":4,"state":"IN","homeownership":"RENT","annual_income":54000,"verified_income":"Source Verified","debt_to_income":11.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":3,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":18905,"total_credit_utilized":14951,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":14855,"num_total_cc_accounts":14,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":24.84,"installment":585.16,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19475.82,"paid_total":1700.28,"paid_principal":524.18,"paid_interest":1176.1,"paid_late_fees":0} {"emp_title":"nursing","emp_length":3,"state":"OH","homeownership":"RENT","annual_income":52300,"verified_income":"Source Verified","debt_to_income":15.9,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":10,"total_credit_limit":28700,"total_credit_utilized":22373,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":13800,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":19000,"term":36,"interest_rate":10.41,"installment":616.75,"grade":"B","sub_grade":"B3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17168.64,"paid_total":2445.02,"paid_principal":1831.36,"paid_interest":613.66,"paid_late_fees":0} {"emp_title":"administrative assistant","emp_length":4,"state":"MI","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Source Verified","debt_to_income":24.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":81,"earliest_credit_line":1990,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":26,"total_credit_limit":67330,"total_credit_utilized":57062,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":15,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11100,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":14.08,"installment":342.17,"grade":"C","sub_grade":"C3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":8849.12,"paid_total":1703.03,"paid_principal":1150.88,"paid_interest":552.15,"paid_late_fees":0} {"emp_title":"locksmith","emp_length":10,"state":"MA","homeownership":"OWN","annual_income":44000,"verified_income":"Source Verified","debt_to_income":25.64,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":60,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":14,"total_credit_limit":110339,"total_credit_utilized":16700,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":60,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23500,"num_total_cc_accounts":22,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":1,"account_never_delinq_percent":83.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12000,"term":60,"interest_rate":10.91,"installment":260.38,"grade":"B","sub_grade":"B4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11229.72,"paid_total":1294.63,"paid_principal":770.28,"paid_interest":524.35,"paid_late_fees":0} {"emp_title":"sales associates","emp_length":1,"state":"OH","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":7.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":4,"total_credit_limit":14078,"total_credit_utilized":8446,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":75,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":4,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":7950,"num_total_cc_accounts":7,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6500,"term":36,"interest_rate":11.98,"installment":215.84,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6042.62,"paid_total":638.87,"paid_principal":457.38,"paid_interest":181.49,"paid_late_fees":0} {"emp_title":"sales","emp_length":6,"state":"CA","homeownership":"MORTGAGE","annual_income":128000,"verified_income":"Source Verified","debt_to_income":10.92,"verification_income_joint":"","delinq_2y":6,"months_since_last_delinq":14,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":29,"open_credit_lines":10,"total_credit_limit":609250,"total_credit_utilized":27380,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":17,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":43700,"num_total_cc_accounts":22,"num_open_cc_accounts":8,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":10.9,"installment":216.93,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9618.26,"paid_total":644.73,"paid_principal":381.74,"paid_interest":262.99,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":31.18,"annual_income_joint":180000,"verification_income_joint":"Source Verified","debt_to_income_joint":31.73,"delinq_2y":0,"months_since_last_delinq":74,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":21,"open_credit_lines":11,"total_credit_limit":311400,"total_credit_utilized":90756,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":74,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22800,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":95.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":38000,"term":36,"interest_rate":19.42,"installment":1401.02,"grade":"D","sub_grade":"D3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":35603.47,"paid_total":4162.06,"paid_principal":2396.53,"paid_interest":1765.53,"paid_late_fees":0} {"emp_title":"","state":"MA","homeownership":"RENT","annual_income":54127.1,"verified_income":"Source Verified","debt_to_income":3.81,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1998,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":6,"total_credit_limit":21200,"total_credit_utilized":6171,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":9600,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6025,"term":36,"interest_rate":7.35,"installment":187.01,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5419.03,"paid_total":743.12,"paid_principal":605.97,"paid_interest":137.15,"paid_late_fees":0} {"emp_title":"dental hygienist","emp_length":1,"state":"TX","homeownership":"OWN","annual_income":70000,"verified_income":"Verified","debt_to_income":16.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":51000,"total_credit_utilized":29186,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41500,"num_total_cc_accounts":12,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":32000,"term":36,"interest_rate":10.91,"installment":1046.28,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":29713.3,"paid_total":3100.05,"paid_principal":2286.7,"paid_interest":813.35,"paid_late_fees":0} {"emp_title":"flight attendant","emp_length":10,"state":"NV","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Not Verified","debt_to_income":26.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":360980,"total_credit_utilized":55635,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":30000,"num_total_cc_accounts":9,"num_open_cc_accounts":8,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.92,"installment":530.2,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":24021.35,"paid_total":1549.63,"paid_principal":978.65,"paid_interest":570.98,"paid_late_fees":0} {"emp_title":"warehouse assistant","emp_length":3,"state":"WA","homeownership":"RENT","annual_income":26000,"verified_income":"Verified","debt_to_income":22.19,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":4,"total_credit_limit":37300,"total_credit_utilized":20638,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":37300,"num_total_cc_accounts":14,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":92.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":18.45,"installment":291.03,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7488.12,"paid_total":864.89,"paid_principal":511.88,"paid_interest":353.01,"paid_late_fees":0} {"emp_title":"project manager assistant","emp_length":4,"state":"AR","homeownership":"RENT","annual_income":67000,"verified_income":"Source Verified","debt_to_income":19.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":9,"total_credit_limit":38314,"total_credit_utilized":19407,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":11800,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":15.04,"installment":104.06,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2798.11,"paid_total":309.67,"paid_principal":201.89,"paid_interest":107.78,"paid_late_fees":0} {"emp_title":"mortgage banker","emp_length":7,"state":"MA","homeownership":"MORTGAGE","annual_income":300000,"verified_income":"Source Verified","debt_to_income":1.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1997,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":60800,"total_credit_utilized":12873,"num_collections_last_12m":0,"num_historical_failed_to_pay":5,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":59800,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":4,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":40000,"term":60,"interest_rate":13.58,"installment":922.05,"grade":"C","sub_grade":"C2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":38575.85,"paid_total":2705.79,"paid_principal":1424.15,"paid_interest":1281.64,"paid_late_fees":0} {"emp_title":"","state":"NV","homeownership":"RENT","annual_income":49650,"verified_income":"Verified","debt_to_income":22.48,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":6,"total_credit_limit":42633,"total_credit_utilized":28376,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":6,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":7580,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":4,"account_never_delinq_percent":94,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":24.84,"installment":158.71,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":3767.52,"paid_total":440.83,"paid_principal":232.48,"paid_interest":208.35,"paid_late_fees":0} {"emp_title":"lawyer/owner","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Verified","debt_to_income":30.01,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":13,"total_credit_limit":296420,"total_credit_utilized":99071,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":55100,"num_total_cc_accounts":14,"num_open_cc_accounts":8,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":11.99,"installment":996.29,"grade":"B","sub_grade":"B5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":27889.43,"paid_total":2948.9,"paid_principal":2110.57,"paid_interest":838.33,"paid_late_fees":0} {"emp_title":"financial representative","emp_length":3,"state":"FL","homeownership":"RENT","annual_income":300000,"verified_income":"Not Verified","debt_to_income":3.73,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":79,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":20,"open_credit_lines":12,"total_credit_limit":89584,"total_credit_utilized":39275,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":79,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":11,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":65400,"num_total_cc_accounts":16,"num_open_cc_accounts":11,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":90,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":7.97,"installment":469.84,"grade":"A","sub_grade":"A5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":13504.32,"paid_total":1881.94,"paid_principal":1495.68,"paid_interest":386.26,"paid_late_fees":0} {"emp_title":"realtor","emp_length":6,"state":"NE","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":17.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":42,"open_credit_lines":15,"total_credit_limit":433937,"total_credit_utilized":50876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":8,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":65800,"num_total_cc_accounts":26,"num_open_cc_accounts":12,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":6300,"term":36,"interest_rate":5.31,"installment":189.7,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5812.38,"paid_total":567.24,"paid_principal":487.62,"paid_interest":79.62,"paid_late_fees":0} {"emp_title":"regional revenue manager","emp_length":10,"state":"NJ","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Source Verified","debt_to_income":12.39,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":55,"earliest_credit_line":2007,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":421040,"total_credit_utilized":53651,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":55,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":44200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":2,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":28000,"term":36,"interest_rate":9.93,"installment":902.57,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":24589.67,"paid_total":4481.96,"paid_principal":3410.33,"paid_interest":1071.63,"paid_late_fees":0} {"emp_title":"tugboat captain","emp_length":10,"state":"LA","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":23.95,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2009,"inquiries_last_12m":2,"total_credit_lines":15,"open_credit_lines":9,"total_credit_limit":352008,"total_credit_utilized":122585,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":1,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":9,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":35000,"term":60,"interest_rate":13.59,"installment":806.97,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32900,"paid_total":3982,"paid_principal":2100,"paid_interest":1882,"paid_late_fees":0} {"emp_title":"client billing coordinator","emp_length":1,"state":"TX","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":36.02,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":4,"total_credit_lines":30,"open_credit_lines":11,"total_credit_limit":231666,"total_credit_utilized":71997,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":35300,"num_total_cc_accounts":12,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.92,"installment":339.33,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15373.66,"paid_total":1009.17,"paid_principal":626.34,"paid_interest":382.83,"paid_late_fees":0} {"emp_title":"server","emp_length":8,"state":"NV","homeownership":"MORTGAGE","annual_income":29400,"verified_income":"Verified","debt_to_income":63.39,"annual_income_joint":61700,"verification_income_joint":"Verified","debt_to_income_joint":36.56,"delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":18,"open_credit_lines":15,"total_credit_limit":83393,"total_credit_utilized":44538,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":32200,"num_total_cc_accounts":13,"num_open_cc_accounts":12,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"credit_card","application_type":"joint","loan_amount":24000,"term":60,"interest_rate":17.47,"installment":602.55,"grade":"D","sub_grade":"D1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23229.44,"paid_total":1784.36,"paid_principal":770.56,"paid_interest":1013.8,"paid_late_fees":0} {"emp_title":"engineering project manager","emp_length":10,"state":"IN","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Verified","debt_to_income":21.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1988,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":23,"total_credit_limit":466926,"total_credit_utilized":93823,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":132100,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":7.34,"installment":1241.32,"grade":"A","sub_grade":"A4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":36991.71,"paid_total":3707.65,"paid_principal":3008.29,"paid_interest":699.36,"paid_late_fees":0} {"emp_title":"cleaner","emp_length":8,"state":"RI","homeownership":"RENT","annual_income":20000,"verified_income":"Verified","debt_to_income":55.34,"annual_income_joint":57440,"verification_income_joint":"Verified","debt_to_income_joint":30.88,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":8,"open_credit_lines":5,"total_credit_limit":45281,"total_credit_utilized":20671,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6300,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":23500,"term":60,"interest_rate":13.59,"installment":541.83,"grade":"C","sub_grade":"C2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21999.96,"paid_total":2763.35,"paid_principal":1500.04,"paid_interest":1263.31,"paid_late_fees":0} {"emp_title":"customer service rep","emp_length":5,"state":"NY","homeownership":"OWN","annual_income":65000,"verified_income":"Not Verified","debt_to_income":11.32,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1980,"inquiries_last_12m":0,"total_credit_lines":45,"open_credit_lines":23,"total_credit_limit":73770,"total_credit_utilized":7029,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25900,"num_total_cc_accounts":44,"num_open_cc_accounts":22,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":6.71,"installment":153.73,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4492.68,"paid_total":613.06,"paid_principal":507.32,"paid_interest":105.74,"paid_late_fees":0} {"emp_title":"superintendent","emp_length":3,"state":"GA","homeownership":"OWN","annual_income":130000,"verified_income":"Verified","debt_to_income":5.51,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":5,"open_credit_lines":3,"total_credit_limit":26000,"total_credit_utilized":13572,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":1200,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":12000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":2,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":36000,"term":36,"interest_rate":10.41,"installment":1168.57,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":33408.84,"paid_total":3484.89,"paid_principal":2591.16,"paid_interest":893.73,"paid_late_fees":0} {"emp_title":"","state":"MO","homeownership":"OWN","annual_income":45000,"verified_income":"Source Verified","debt_to_income":24.99,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":9,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":18,"open_credit_lines":9,"total_credit_limit":94367,"total_credit_utilized":26306,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":9,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":49900,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9525.68,"paid_total":647.78,"paid_principal":474.32,"paid_interest":173.46,"paid_late_fees":0} {"emp_title":"director of operations","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":106090,"verified_income":"Source Verified","debt_to_income":11.86,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":11,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":45,"open_credit_lines":14,"total_credit_limit":98671,"total_credit_utilized":58238,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":11,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":14,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":24000,"num_total_cc_accounts":30,"num_open_cc_accounts":10,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":9.43,"installment":160.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4634.99,"paid_total":474.79,"paid_principal":365.01,"paid_interest":109.78,"paid_late_fees":0} {"emp_title":"dc tech","emp_length":6,"state":"OH","homeownership":"OWN","annual_income":30000,"verified_income":"Not Verified","debt_to_income":13.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":23,"open_credit_lines":10,"total_credit_limit":36351,"total_credit_utilized":6103,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":1323,"current_installment_accounts":1,"accounts_opened_24m":7,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":24900,"num_total_cc_accounts":18,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.71,"installment":122.98,"grade":"A","sub_grade":"A3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2871.85,"paid_total":1191.15,"paid_principal":1128.15,"paid_interest":63,"paid_late_fees":0} {"emp_title":"findlay terminal manager","emp_length":9,"state":"OH","homeownership":"MORTGAGE","annual_income":66000,"verified_income":"Not Verified","debt_to_income":20.6,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":33,"open_credit_lines":15,"total_credit_limit":309193,"total_credit_utilized":66040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":86700,"num_total_cc_accounts":19,"num_open_cc_accounts":12,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":97,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":5.32,"installment":451.73,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13056.7,"paid_total":2260.87,"paid_principal":1943.3,"paid_interest":317.57,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":5,"state":"FL","homeownership":"OWN","annual_income":84000,"verified_income":"Not Verified","debt_to_income":16.34,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":9,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":22,"open_credit_lines":13,"total_credit_limit":245166,"total_credit_utilized":31876,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":43200,"num_total_cc_accounts":13,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":1,"account_never_delinq_percent":95.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":13000,"term":36,"interest_rate":5.31,"installment":391.44,"grade":"A","sub_grade":"A1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11993.82,"paid_total":1170.48,"paid_principal":1006.18,"paid_interest":164.3,"paid_late_fees":0} {"emp_title":"regional finance leader","emp_length":8,"state":"CO","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":19.52,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":25,"earliest_credit_line":1991,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":8,"total_credit_limit":429810,"total_credit_utilized":97939,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":22500,"num_total_cc_accounts":6,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":5,"account_never_delinq_percent":77.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":19375,"term":60,"interest_rate":26.3,"installment":583.55,"grade":"E","sub_grade":"E5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18544.83,"paid_total":2861.13,"paid_principal":830.17,"paid_interest":2030.96,"paid_late_fees":0} {"emp_title":"stockman","emp_length":8,"state":"WI","homeownership":"RENT","annual_income":75000,"verified_income":"Source Verified","debt_to_income":13.7,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":61,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":24,"open_credit_lines":7,"total_credit_limit":42867,"total_credit_utilized":32235,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":61,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":7,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":6000,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":95.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":9.43,"installment":256.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7416,"paid_total":763.84,"paid_principal":584,"paid_interest":179.84,"paid_late_fees":0} {"emp_title":"software engineer in test","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":107000,"verified_income":"Not Verified","debt_to_income":12.15,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":40,"open_credit_lines":16,"total_credit_limit":563746,"total_credit_utilized":36263,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":82900,"num_total_cc_accounts":28,"num_open_cc_accounts":12,"num_cc_carrying_balance":10,"num_mort_accounts":7,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12600,"term":36,"interest_rate":6.72,"installment":387.45,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":12879.53305,"paid_principal":12600,"paid_interest":279.53,"paid_late_fees":0} {"emp_title":"employee","emp_length":8,"state":"CA","homeownership":"RENT","annual_income":40000,"verified_income":"Verified","debt_to_income":47.95,"annual_income_joint":75000,"verification_income_joint":"Verified","debt_to_income_joint":32.36,"delinq_2y":0,"months_since_last_delinq":47,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":13,"total_credit_limit":94120,"total_credit_utilized":33133,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":19,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":41000,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":96.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":25000,"term":36,"interest_rate":14.07,"installment":855.3,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":23293.62,"paid_total":2546.36,"paid_principal":1706.38,"paid_interest":839.98,"paid_late_fees":0} {"emp_title":"programmer analyst","emp_length":1,"state":"LA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Not Verified","debt_to_income":9.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":3,"total_credit_lines":18,"open_credit_lines":12,"total_credit_limit":252595,"total_credit_utilized":53323,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":12,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21200,"num_total_cc_accounts":12,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":21250,"term":36,"interest_rate":18.45,"installment":773.05,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":19890.31,"paid_total":2297.37,"paid_principal":1359.69,"paid_interest":937.68,"paid_late_fees":0} {"emp_title":"car repairman ","emp_length":10,"state":"NY","homeownership":"RENT","annual_income":79000,"verified_income":"Not Verified","debt_to_income":8.84,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1986,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":8,"total_credit_limit":32300,"total_credit_utilized":19809,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":23300,"num_total_cc_accounts":11,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":13200,"term":36,"interest_rate":7.35,"installment":409.7,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11535.48,"paid_total":2037.72,"paid_principal":1664.52,"paid_interest":373.2,"paid_late_fees":0} {"emp_title":"owner","emp_length":3,"state":"CA","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Not Verified","debt_to_income":1.94,"annual_income_joint":230000,"verification_income_joint":"Not Verified","debt_to_income_joint":18.46,"delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":4,"total_credit_limit":13200,"total_credit_utilized":2923,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13200,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":28000,"term":60,"interest_rate":9.43,"installment":587.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":26890.12,"paid_total":1746.63,"paid_principal":1109.88,"paid_interest":636.75,"paid_late_fees":0} {"emp_title":"operations manager","emp_length":6,"state":"TX","homeownership":"OWN","annual_income":45000,"verified_income":"Verified","debt_to_income":38.08,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":25,"open_credit_lines":5,"total_credit_limit":80612,"total_credit_utilized":56517,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":339,"current_installment_accounts":3,"accounts_opened_24m":8,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5000,"num_total_cc_accounts":3,"num_open_cc_accounts":2,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":19.03,"installment":259.58,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9586.3,"paid_total":1027.75,"paid_principal":413.7,"paid_interest":614.05,"paid_late_fees":0} {"emp_title":"agent","emp_length":10,"state":"KS","homeownership":"MORTGAGE","annual_income":120000,"verified_income":"Verified","debt_to_income":17.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1981,"inquiries_last_12m":0,"total_credit_lines":17,"open_credit_lines":8,"total_credit_limit":189965,"total_credit_utilized":69542,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":54500,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":9.44,"installment":524.32,"grade":"B","sub_grade":"B1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23335.75,"paid_total":2608.49,"paid_principal":1664.25,"paid_interest":944.24,"paid_late_fees":0} {"emp_title":"vp of residential management","emp_length":2,"state":"MI","homeownership":"MORTGAGE","annual_income":50000,"verified_income":"Source Verified","debt_to_income":21.24,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":10,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":50810,"total_credit_utilized":25816,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":34500,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":21.45,"installment":303.26,"grade":"D","sub_grade":"D5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":7510.57,"paid_total":909.78,"paid_principal":489.43,"paid_interest":420.35,"paid_late_fees":0} {"emp_title":"reputation management program manager","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":54000,"verified_income":"Not Verified","debt_to_income":4.71,"annual_income_joint":119000,"verification_income_joint":"Not Verified","debt_to_income_joint":2.56,"delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":7,"total_credit_limit":25200,"total_credit_utilized":8165,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":13,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17900,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":10.9,"installment":433.86,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"fractional","disbursement_method":"Cash","balance":0,"paid_total":20299.87835,"paid_principal":20000,"paid_interest":299.88,"paid_late_fees":0} {"emp_title":"commodity broker","emp_length":4,"state":"FL","homeownership":"RENT","annual_income":55000,"verified_income":"Not Verified","debt_to_income":9.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":7,"total_credit_limit":40811,"total_credit_utilized":8722,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":27300,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.35,"installment":155.19,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3656.35,"paid_total":1473.91,"paid_principal":1343.65,"paid_interest":130.26,"paid_late_fees":0} {"emp_title":"regional manager","emp_length":6,"state":"VA","homeownership":"RENT","annual_income":102500,"verified_income":"Source Verified","debt_to_income":15.4,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":19,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":32,"open_credit_lines":13,"total_credit_limit":74174,"total_credit_utilized":43808,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":23,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":14,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":42700,"num_total_cc_accounts":22,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":81.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":12000,"term":36,"interest_rate":10.9,"installment":392.3,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":11143.66,"paid_total":1169.63,"paid_principal":856.34,"paid_interest":313.29,"paid_late_fees":0} {"emp_title":"manager","emp_length":10,"state":"MI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":19.36,"annual_income_joint":120000,"verification_income_joint":"Source Verified","debt_to_income_joint":18.2,"delinq_2y":1,"months_since_last_delinq":20,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":10,"total_credit_limit":302653,"total_credit_utilized":26294,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":3,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14200,"num_total_cc_accounts":13,"num_open_cc_accounts":6,"num_cc_carrying_balance":5,"num_mort_accounts":6,"account_never_delinq_percent":88.5,"tax_liens":1,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":10000,"term":36,"interest_rate":18.45,"installment":363.79,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9576.69,"paid_total":717.33,"paid_principal":423.31,"paid_interest":294.02,"paid_late_fees":0} {"emp_title":"owner/president","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":26.95,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":24,"open_credit_lines":16,"total_credit_limit":523350,"total_credit_utilized":68040,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":8,"total_debit_limit":53600,"num_total_cc_accounts":17,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":15000,"term":60,"interest_rate":24.84,"installment":438.87,"grade":"E","sub_grade":"E3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":14606.86,"paid_total":1295.91,"paid_principal":393.14,"paid_interest":902.77,"paid_late_fees":0} {"emp_title":"","state":"NC","homeownership":"RENT","annual_income":45000,"verified_income":"Not Verified","debt_to_income":14.93,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":7,"open_credit_lines":1,"total_credit_limit":23000,"total_credit_utilized":22860,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":0,"months_since_last_credit_inquiry":21,"num_satisfactory_accounts":1,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":23000,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.43,"installment":640.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18540.06,"paid_total":1899.07,"paid_principal":1459.94,"paid_interest":439.13,"paid_late_fees":0} {"emp_title":"office manager","emp_length":10,"state":"RI","homeownership":"MORTGAGE","annual_income":60000,"verified_income":"Source Verified","debt_to_income":25.28,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":15,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":241431,"total_credit_utilized":34937,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":16200,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":3,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":10.9,"installment":326.92,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9285.29,"paid_total":974.7,"paid_principal":714.71,"paid_interest":259.99,"paid_late_fees":0} {"emp_title":"firefighter/medic","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":110000,"verified_income":"Source Verified","debt_to_income":25.57,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":78,"earliest_credit_line":1988,"inquiries_last_12m":3,"total_credit_lines":51,"open_credit_lines":22,"total_credit_limit":519625,"total_credit_utilized":218737,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":7,"accounts_opened_24m":14,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":81000,"num_total_cc_accounts":28,"num_open_cc_accounts":14,"num_cc_carrying_balance":12,"num_mort_accounts":4,"account_never_delinq_percent":98,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":11.99,"installment":555.99,"grade":"B","sub_grade":"B5","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23756.72,"paid_total":2248.13,"paid_principal":1243.28,"paid_interest":1004.85,"paid_late_fees":0} {"emp_title":"owner ","emp_length":3,"state":"AL","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":10.87,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":54,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":6,"total_credit_limit":31036,"total_credit_utilized":16385,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":29200,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"small_business","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":7.97,"installment":313.23,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8992.59,"paid_total":1191.14,"paid_principal":1007.41,"paid_interest":183.73,"paid_late_fees":0} {"emp_title":"alarm and detection technician ","emp_length":2,"state":"NM","homeownership":"MORTGAGE","annual_income":40000,"verified_income":"Verified","debt_to_income":22.11,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2007,"inquiries_last_12m":3,"total_credit_lines":31,"open_credit_lines":11,"total_credit_limit":225637,"total_credit_utilized":32168,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":87,"current_installment_accounts":1,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26600,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":13.59,"installment":326.2,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5628.32,"paid_total":4250.44,"paid_principal":3971.68,"paid_interest":278.76,"paid_late_fees":0} {"emp_title":"owner","emp_length":6,"state":"AZ","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Not Verified","debt_to_income":12.12,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2010,"inquiries_last_12m":0,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":290397,"total_credit_utilized":35466,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":4,"months_since_last_credit_inquiry":20,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":33700,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.42,"installment":649.3,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17580.17,"paid_total":3234.92,"paid_principal":2419.83,"paid_interest":815.09,"paid_late_fees":0} {"emp_title":"senior advisor","emp_length":10,"state":"SC","homeownership":"MORTGAGE","annual_income":103000,"verified_income":"Not Verified","debt_to_income":23.29,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":51,"open_credit_lines":29,"total_credit_limit":281443,"total_credit_utilized":77237,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":6,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":29,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":100200,"num_total_cc_accounts":32,"num_open_cc_accounts":25,"num_cc_carrying_balance":7,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":2800,"term":36,"interest_rate":6.07,"installment":85.28,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2585.57,"paid_total":254.9,"paid_principal":214.43,"paid_interest":40.47,"paid_late_fees":0} {"emp_title":"senior underwriter","emp_length":2,"state":"PA","homeownership":"RENT","annual_income":55000,"verified_income":"Verified","debt_to_income":10.29,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":2005,"inquiries_last_12m":3,"total_credit_lines":16,"open_credit_lines":12,"total_credit_limit":36000,"total_credit_utilized":16541,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":14,"num_open_cc_accounts":12,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":93.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":17000,"term":36,"interest_rate":15.04,"installment":589.65,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15856.03,"paid_total":1754.75,"paid_principal":1143.97,"paid_interest":610.78,"paid_late_fees":0} {"emp_title":"captain","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":86000,"verified_income":"Not Verified","debt_to_income":19.54,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":70486,"total_credit_utilized":43560,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":20700,"num_total_cc_accounts":13,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":30000,"term":60,"interest_rate":19.03,"installment":778.72,"grade":"D","sub_grade":"D3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":25993.68,"paid_total":6161.88,"paid_principal":4006.32,"paid_interest":2155.56,"paid_late_fees":0} {"emp_title":"","state":"GA","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Verified","debt_to_income":28.42,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":1,"total_credit_lines":13,"open_credit_lines":3,"total_credit_limit":129449,"total_credit_utilized":5803,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":1,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":0,"num_total_cc_accounts":2,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":3025,"term":36,"interest_rate":9.93,"installment":97.51,"grade":"B","sub_grade":"B2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2731.47,"paid_total":388.37,"paid_principal":293.53,"paid_interest":94.84,"paid_late_fees":0} {"emp_title":"field service rep","emp_length":6,"state":"PA","homeownership":"MORTGAGE","annual_income":195000,"verified_income":"Source Verified","debt_to_income":15.71,"verification_income_joint":"","delinq_2y":8,"months_since_last_delinq":12,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":18,"total_credit_limit":467118,"total_credit_utilized":93695,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"num_satisfactory_accounts":18,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":10,"total_debit_limit":36900,"num_total_cc_accounts":14,"num_open_cc_accounts":13,"num_cc_carrying_balance":12,"num_mort_accounts":3,"account_never_delinq_percent":66.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.07,"paid_total":3212.42,"paid_principal":2435.93,"paid_interest":776.49,"paid_late_fees":0} {"emp_title":"dining room facility attendant","emp_length":10,"state":"MO","homeownership":"OWN","annual_income":31000,"verified_income":"Source Verified","debt_to_income":14.25,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1990,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":7,"total_credit_limit":49900,"total_credit_utilized":23119,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":49900,"num_total_cc_accounts":21,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":10.9,"installment":653.83,"grade":"B","sub_grade":"B4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17696.13,"paid_total":2702.28,"paid_principal":2303.87,"paid_interest":398.41,"paid_late_fees":0} {"emp_title":"analyst","emp_length":1,"state":"TX","homeownership":"MORTGAGE","annual_income":160000,"verified_income":"Source Verified","debt_to_income":11.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2012,"inquiries_last_12m":1,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":376000,"total_credit_utilized":49679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":43400,"num_total_cc_accounts":6,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"moving","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":13.59,"installment":509.69,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":13617.47,"paid_total":2027.44,"paid_principal":1382.53,"paid_interest":644.91,"paid_late_fees":0} {"emp_title":"deputy sheriff ","emp_length":5,"state":"CA","homeownership":"MORTGAGE","annual_income":85000,"verified_income":"Verified","debt_to_income":12.99,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2005,"inquiries_last_12m":4,"total_credit_lines":24,"open_credit_lines":17,"total_credit_limit":556342,"total_credit_utilized":37022,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":10,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":17,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":14800,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":4,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":17000,"term":60,"interest_rate":15.04,"installment":404.79,"grade":"C","sub_grade":"C4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16417.59,"paid_total":1185.96,"paid_principal":582.41,"paid_interest":603.55,"paid_late_fees":0} {"emp_title":"supervisor / lead","emp_length":10,"state":"GA","homeownership":"MORTGAGE","annual_income":59000,"verified_income":"Source Verified","debt_to_income":38.69,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2006,"inquiries_last_12m":0,"total_credit_lines":47,"open_credit_lines":25,"total_credit_limit":316617,"total_credit_utilized":79627,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":17,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":58800,"num_total_cc_accounts":26,"num_open_cc_accounts":22,"num_cc_carrying_balance":11,"num_mort_accounts":5,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.92,"installment":644.6,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":18550.28,"paid_total":1911.76,"paid_principal":1449.72,"paid_interest":462.04,"paid_late_fees":0} {"emp_title":"supervisor ","emp_length":10,"state":"VA","homeownership":"RENT","annual_income":20000,"verified_income":"Verified","debt_to_income":35.25,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":30,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":26,"open_credit_lines":14,"total_credit_limit":24600,"total_credit_utilized":11107,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":30,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":5,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13100,"num_total_cc_accounts":24,"num_open_cc_accounts":14,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":88.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":29.69,"installment":321.64,"grade":"F","sub_grade":"F2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9771.78,"paid_total":931.93,"paid_principal":228.22,"paid_interest":703.71,"paid_late_fees":0} {"emp_title":"customer service ","emp_length":1,"state":"WA","homeownership":"MORTGAGE","annual_income":48000,"verified_income":"Not Verified","debt_to_income":22.81,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":22,"earliest_credit_line":1999,"inquiries_last_12m":5,"total_credit_lines":49,"open_credit_lines":22,"total_credit_limit":357429,"total_credit_utilized":23366,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":26700,"num_total_cc_accounts":28,"num_open_cc_accounts":18,"num_cc_carrying_balance":7,"num_mort_accounts":2,"account_never_delinq_percent":85.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4000,"term":36,"interest_rate":6.07,"installment":121.82,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3693.7,"paid_total":364.11,"paid_principal":306.3,"paid_interest":57.81,"paid_late_fees":0} {"emp_title":"massage therapist ","emp_length":8,"state":"IN","homeownership":"RENT","annual_income":32000,"verified_income":"Not Verified","debt_to_income":16.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":2,"total_credit_lines":16,"open_credit_lines":11,"total_credit_limit":38576,"total_credit_utilized":16434,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":174,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":13100,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4300,"term":36,"interest_rate":7.96,"installment":134.67,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3979.44,"paid_total":400.21,"paid_principal":320.56,"paid_interest":79.65,"paid_late_fees":0} {"emp_title":"worker","emp_length":3,"state":"NY","homeownership":"RENT","annual_income":23000,"verified_income":"Not Verified","debt_to_income":30.03,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":17,"open_credit_lines":9,"total_credit_limit":41819,"total_credit_utilized":14990,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":21200,"num_total_cc_accounts":14,"num_open_cc_accounts":7,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":16125,"term":60,"interest_rate":14.08,"installment":375.87,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15365.08,"paid_total":1478.25,"paid_principal":759.92,"paid_interest":718.33,"paid_late_fees":0} {"emp_title":"financial expert","emp_length":0,"state":"CA","homeownership":"OWN","annual_income":50000,"verified_income":"Source Verified","debt_to_income":24.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":38,"earliest_credit_line":2009,"inquiries_last_12m":6,"total_credit_lines":37,"open_credit_lines":23,"total_credit_limit":62264,"total_credit_utilized":26600,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":12,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":23,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21600,"num_total_cc_accounts":31,"num_open_cc_accounts":20,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":94.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":9600,"term":36,"interest_rate":14.08,"installment":328.48,"grade":"C","sub_grade":"C3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8721.33,"paid_total":1306.41,"paid_principal":878.67,"paid_interest":427.74,"paid_late_fees":0} {"emp_title":"massage therapist","emp_length":5,"state":"FL","homeownership":"RENT","annual_income":40000,"verified_income":"Source Verified","debt_to_income":6.85,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":20,"open_credit_lines":8,"total_credit_limit":17650,"total_credit_utilized":9515,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":9000,"num_total_cc_accounts":10,"num_open_cc_accounts":6,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":9000,"term":36,"interest_rate":10.91,"installment":294.27,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8138.56,"paid_total":1171.62,"paid_principal":861.44,"paid_interest":310.18,"paid_late_fees":0} {"emp_title":"mechanic","emp_length":5,"state":"TX","homeownership":"OWN","annual_income":100000,"verified_income":"Not Verified","debt_to_income":14.14,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2003,"inquiries_last_12m":0,"total_credit_lines":63,"open_credit_lines":42,"total_credit_limit":318100,"total_credit_utilized":27079,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":9,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":42,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":32,"total_debit_limit":279700,"num_total_cc_accounts":58,"num_open_cc_accounts":41,"num_cc_carrying_balance":36,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3000,"term":36,"interest_rate":5.32,"installment":90.35,"grade":"A","sub_grade":"A1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2206.84,"paid_total":849.98,"paid_principal":793.16,"paid_interest":56.82,"paid_late_fees":0} {"emp_title":"medical assistant","emp_length":4,"state":"CA","homeownership":"RENT","annual_income":35000,"verified_income":"Source Verified","debt_to_income":24.7,"annual_income_joint":70000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.97,"delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":6,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":49097,"total_credit_utilized":36219,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":5,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":2400,"num_total_cc_accounts":5,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"joint","loan_amount":20000,"term":60,"interest_rate":20,"installment":529.88,"grade":"D","sub_grade":"D4","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":19201.65,"paid_total":2205.83,"paid_principal":798.35,"paid_interest":1354.5,"paid_late_fees":52.98} {"emp_title":"field operations business partner","emp_length":10,"state":"AL","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Not Verified","debt_to_income":27.4,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2004,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":9,"total_credit_limit":256541,"total_credit_utilized":67565,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":2,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":38000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":3,"account_never_delinq_percent":95,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"individual","loan_amount":2400,"term":36,"interest_rate":10.91,"installment":78.48,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":2170.25,"paid_total":310.28,"paid_principal":229.75,"paid_interest":80.53,"paid_late_fees":0} {"emp_title":"mental health therapist","emp_length":7,"state":"MI","homeownership":"MORTGAGE","annual_income":70000,"verified_income":"Source Verified","debt_to_income":16.49,"annual_income_joint":140000,"verification_income_joint":"Source Verified","debt_to_income_joint":11.79,"delinq_2y":0,"months_since_last_delinq":33,"earliest_credit_line":2008,"inquiries_last_12m":1,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":220481,"total_credit_utilized":20399,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":33,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":7800,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":78.6,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"home_improvement","application_type":"joint","loan_amount":6800,"term":36,"interest_rate":10.42,"installment":220.77,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":5977.22,"paid_total":1099.91,"paid_principal":822.78,"paid_interest":277.13,"paid_late_fees":0} {"emp_title":"teaching assistant","emp_length":3,"state":"IL","homeownership":"RENT","annual_income":29500,"verified_income":"Source Verified","debt_to_income":15.22,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":3,"total_credit_lines":7,"open_credit_lines":6,"total_credit_limit":36406,"total_credit_utilized":15312,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":26800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":6000,"term":36,"interest_rate":7.96,"installment":187.91,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":5552.72,"paid_total":561.08,"paid_principal":447.28,"paid_interest":113.8,"paid_late_fees":0} {"emp_title":"music teacher","emp_length":2,"state":"FL","homeownership":"OWN","annual_income":18000,"verified_income":"Not Verified","debt_to_income":4.73,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":4,"total_credit_lines":5,"open_credit_lines":4,"total_credit_limit":7300,"total_credit_utilized":1468,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":4,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":6500,"num_total_cc_accounts":4,"num_open_cc_accounts":4,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":1600,"term":36,"interest_rate":15.04,"installment":55.5,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1455.53,"paid_total":219.33,"paid_principal":144.47,"paid_interest":74.86,"paid_late_fees":0} {"emp_title":"president","emp_length":10,"state":"TX","homeownership":"MORTGAGE","annual_income":240000,"verified_income":"Verified","debt_to_income":16.62,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":28,"open_credit_lines":26,"total_credit_limit":228437,"total_credit_utilized":140640,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":20,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":26,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":70800,"num_total_cc_accounts":22,"num_open_cc_accounts":22,"num_cc_carrying_balance":12,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":10.42,"installment":973.95,"grade":"B","sub_grade":"B3","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":26345.28,"paid_total":4852.38,"paid_principal":3654.72,"paid_interest":1197.66,"paid_late_fees":0} {"emp_title":"nail technician","emp_length":9,"state":"NC","homeownership":"MORTGAGE","annual_income":36000,"verified_income":"Not Verified","debt_to_income":13.1,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":10,"total_credit_limit":132003,"total_credit_utilized":13751,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":243,"current_installment_accounts":0,"accounts_opened_24m":4,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":25000,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":8,"num_mort_accounts":3,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":14000,"term":60,"interest_rate":14.07,"installment":326.27,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13507.92,"paid_total":967.87,"paid_principal":492.08,"paid_interest":475.79,"paid_late_fees":0} {"emp_title":"mail carrier","emp_length":2,"state":"TX","homeownership":"RENT","annual_income":35000,"verified_income":"Verified","debt_to_income":23.42,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":34,"earliest_credit_line":2008,"inquiries_last_12m":3,"total_credit_lines":29,"open_credit_lines":7,"total_credit_limit":47701,"total_credit_utilized":31477,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":34,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":3,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":13200,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":89.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":6400,"term":36,"interest_rate":20.39,"installment":239.13,"grade":"D","sub_grade":"D4","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6002.17,"paid_total":710.14,"paid_principal":397.83,"paid_interest":312.31,"paid_late_fees":0} {"emp_title":"accounting ","emp_length":10,"state":"VA","homeownership":"OWN","annual_income":32000,"verified_income":"Not Verified","debt_to_income":27.94,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":14,"open_credit_lines":10,"total_credit_limit":77774,"total_credit_utilized":39549,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":5,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25000,"num_total_cc_accounts":11,"num_open_cc_accounts":9,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4500,"term":36,"interest_rate":6.08,"installment":137.07,"grade":"A","sub_grade":"A2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":3922.83,"paid_total":682.31,"paid_principal":577.17,"paid_interest":105.14,"paid_late_fees":0} {"emp_title":"co-owner","emp_length":10,"state":"CA","homeownership":"RENT","annual_income":56000,"verified_income":"Not Verified","debt_to_income":18.37,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":46,"earliest_credit_line":2001,"inquiries_last_12m":0,"total_credit_lines":11,"open_credit_lines":6,"total_credit_limit":345900,"total_credit_utilized":38240,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":6,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":81900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":90.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":27100,"term":36,"interest_rate":6.72,"installment":833.31,"grade":"A","sub_grade":"A3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":24350.81,"paid_total":3323.12,"paid_principal":2749.19,"paid_interest":573.93,"paid_late_fees":0} {"emp_title":"senior radiologic technologist","emp_length":10,"state":"MO","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":8.86,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":41,"earliest_credit_line":2001,"inquiries_last_12m":1,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":53076,"total_credit_utilized":19701,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":63,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":17900,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":80,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7500,"term":36,"interest_rate":6.07,"installment":228.41,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6304.88,"paid_total":1295.95,"paid_principal":1195.12,"paid_interest":100.83,"paid_late_fees":0} {"emp_title":"shipping","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":19.84,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":76,"earliest_credit_line":1993,"inquiries_last_12m":2,"total_credit_lines":13,"open_credit_lines":9,"total_credit_limit":92143,"total_credit_utilized":43953,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":4,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":50500,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":36000,"term":60,"interest_rate":13.59,"installment":830.03,"grade":"C","sub_grade":"C2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":34284.21,"paid_total":3252.17,"paid_principal":1715.79,"paid_interest":1536.38,"paid_late_fees":0} {"emp_title":"finance/billing","emp_length":7,"state":"MN","homeownership":"MORTGAGE","annual_income":57000,"verified_income":"Not Verified","debt_to_income":18.19,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1993,"inquiries_last_12m":0,"total_credit_lines":27,"open_credit_lines":16,"total_credit_limit":474575,"total_credit_utilized":47979,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":4,"months_since_last_credit_inquiry":15,"num_satisfactory_accounts":16,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":42700,"num_total_cc_accounts":21,"num_open_cc_accounts":13,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":1975,"term":36,"interest_rate":7.35,"installment":61.3,"grade":"A","sub_grade":"A4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":1776.37,"paid_total":243.18,"paid_principal":198.63,"paid_interest":44.55,"paid_late_fees":0} {"emp_title":"market manager","emp_length":4,"state":"GA","homeownership":"RENT","annual_income":60000,"verified_income":"Source Verified","debt_to_income":23.43,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":20,"open_credit_lines":13,"total_credit_limit":104387,"total_credit_utilized":42622,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":2,"months_since_last_credit_inquiry":8,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":72400,"num_total_cc_accounts":14,"num_open_cc_accounts":9,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":25000,"term":36,"interest_rate":7.35,"installment":775.94,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21847.54,"paid_total":3930.74,"paid_principal":3152.46,"paid_interest":778.28,"paid_late_fees":0} {"emp_title":"manager mp&l","emp_length":10,"state":"OH","homeownership":"MORTGAGE","annual_income":96000,"verified_income":"Source Verified","debt_to_income":24.88,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":19,"earliest_credit_line":2000,"inquiries_last_12m":2,"total_credit_lines":36,"open_credit_lines":28,"total_credit_limit":216244,"total_credit_utilized":71954,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":27,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":21250,"num_total_cc_accounts":28,"num_open_cc_accounts":23,"num_cc_carrying_balance":21,"num_mort_accounts":2,"account_never_delinq_percent":92,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":30500,"term":60,"interest_rate":15.05,"installment":726.4,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":28736.93,"paid_total":3606.5,"paid_principal":1763.07,"paid_interest":1843.43,"paid_late_fees":0} {"emp_title":"immigration paralegal","emp_length":0,"state":"FL","homeownership":"MORTGAGE","annual_income":65000,"verified_income":"Source Verified","debt_to_income":29.36,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":58,"earliest_credit_line":1995,"inquiries_last_12m":4,"total_credit_lines":25,"open_credit_lines":19,"total_credit_limit":384886,"total_credit_utilized":74988,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":6,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":41300,"num_total_cc_accounts":18,"num_open_cc_accounts":16,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":91.7,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":18325,"term":36,"interest_rate":15.05,"installment":635.7,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":16670.71,"paid_total":2504.5,"paid_principal":1654.29,"paid_interest":850.21,"paid_late_fees":0} {"emp_title":"assistant clinical director","emp_length":0,"state":"NY","homeownership":"RENT","annual_income":87000,"verified_income":"Source Verified","debt_to_income":17.3,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":75,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":48,"open_credit_lines":22,"total_credit_limit":187421,"total_credit_utilized":194083,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":12,"accounts_opened_24m":8,"months_since_last_credit_inquiry":7,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":15900,"num_total_cc_accounts":11,"num_open_cc_accounts":10,"num_cc_carrying_balance":8,"num_mort_accounts":0,"account_never_delinq_percent":97.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":19000,"term":60,"interest_rate":12.61,"installment":428.53,"grade":"C","sub_grade":"C1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18069.98,"paid_total":1700.81,"paid_principal":930.02,"paid_interest":770.79,"paid_late_fees":0} {"emp_title":"owner","emp_length":5,"state":"CA","homeownership":"RENT","annual_income":50000,"verified_income":"Not Verified","debt_to_income":2.39,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":12,"open_credit_lines":7,"total_credit_limit":68700,"total_credit_utilized":4645,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":2,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":68000,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":2,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8000,"term":36,"interest_rate":7.96,"installment":250.55,"grade":"A","sub_grade":"A5","issue_month":"Mar-2018","loan_status":"Fully Paid","initial_listing_status":"whole","disbursement_method":"Cash","balance":0,"paid_total":8024.76,"paid_principal":8000,"paid_interest":24.76,"paid_late_fees":0} {"emp_title":"bookkeeper","emp_length":3,"state":"CA","homeownership":"RENT","annual_income":33480,"verified_income":"Not Verified","debt_to_income":23.98,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2014,"inquiries_last_12m":1,"total_credit_lines":11,"open_credit_lines":11,"total_credit_limit":31201,"total_credit_utilized":19089,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":9,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":11,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":15200,"num_total_cc_accounts":9,"num_open_cc_accounts":9,"num_cc_carrying_balance":9,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":8975,"term":36,"interest_rate":15.05,"installment":311.35,"grade":"C","sub_grade":"C4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":8164.76,"paid_total":1237.9,"paid_principal":810.24,"paid_interest":427.66,"paid_late_fees":0} {"emp_title":"regional controller","emp_length":6,"state":"FL","homeownership":"RENT","annual_income":97000,"verified_income":"Verified","debt_to_income":38.52,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2000,"inquiries_last_12m":0,"total_credit_lines":42,"open_credit_lines":19,"total_credit_limit":459193,"total_credit_utilized":158857,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":9,"total_debit_limit":84000,"num_total_cc_accounts":18,"num_open_cc_accounts":13,"num_cc_carrying_balance":11,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":60,"interest_rate":18.45,"installment":512.78,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":19374.64,"paid_total":1517.84,"paid_principal":625.36,"paid_interest":892.48,"paid_late_fees":0} {"emp_title":"tire technician ","emp_length":10,"state":"FL","homeownership":"MORTGAGE","annual_income":25000,"verified_income":"Not Verified","debt_to_income":46.86,"annual_income_joint":70598,"verification_income_joint":"Not Verified","debt_to_income_joint":23.95,"delinq_2y":0,"earliest_credit_line":2009,"inquiries_last_12m":0,"total_credit_lines":9,"open_credit_lines":4,"total_credit_limit":164686,"total_credit_utilized":39189,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":24,"num_satisfactory_accounts":4,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":5300,"num_total_cc_accounts":3,"num_open_cc_accounts":1,"num_cc_carrying_balance":1,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"joint","loan_amount":7000,"term":36,"interest_rate":16.02,"installment":246.17,"grade":"C","sub_grade":"C5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":6215.74,"paid_total":1251.91,"paid_principal":784.26,"paid_interest":467.65,"paid_late_fees":0} {"emp_title":"","state":"MD","homeownership":"MORTGAGE","annual_income":95000,"verified_income":"Source Verified","debt_to_income":10.66,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1996,"inquiries_last_12m":0,"total_credit_lines":10,"open_credit_lines":8,"total_credit_limit":54188,"total_credit_utilized":36484,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":5,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":8,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":22200,"num_total_cc_accounts":7,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"car","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":14.07,"installment":684.24,"grade":"C","sub_grade":"C3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":18634.9,"paid_total":2037.09,"paid_principal":1365.1,"paid_interest":671.99,"paid_late_fees":0} {"emp_title":"","state":"MI","homeownership":"MORTGAGE","annual_income":90000,"verified_income":"Not Verified","debt_to_income":24.36,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":2,"total_credit_lines":23,"open_credit_lines":9,"total_credit_limit":359324,"total_credit_utilized":71363,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":6,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":25700,"num_total_cc_accounts":7,"num_open_cc_accounts":4,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":14000,"term":36,"interest_rate":9.43,"installment":448.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13321.35,"paid_total":932.7,"paid_principal":678.65,"paid_interest":254.05,"paid_late_fees":0} {"emp_title":"director","emp_length":10,"state":"AZ","homeownership":"MORTGAGE","annual_income":125000,"verified_income":"Source Verified","debt_to_income":21.33,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":73,"earliest_credit_line":2003,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":15,"total_credit_limit":551253,"total_credit_utilized":98593,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":73,"current_accounts_delinq":0,"total_collection_amount_ever":96,"current_installment_accounts":4,"accounts_opened_24m":7,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":36300,"num_total_cc_accounts":17,"num_open_cc_accounts":10,"num_cc_carrying_balance":6,"num_mort_accounts":2,"account_never_delinq_percent":96.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":25000,"term":60,"interest_rate":17.09,"installment":622.53,"grade":"D","sub_grade":"D1","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":23629.06,"paid_total":3053.31,"paid_principal":1370.94,"paid_interest":1682.37,"paid_late_fees":0} {"emp_title":"provider enrollment","emp_length":4,"state":"MA","homeownership":"RENT","annual_income":32000,"verified_income":"Verified","debt_to_income":37.06,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":15,"open_credit_lines":12,"total_credit_limit":68084,"total_credit_utilized":51966,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":2,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":12,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":25500,"num_total_cc_accounts":8,"num_open_cc_accounts":6,"num_cc_carrying_balance":4,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":7000,"term":36,"interest_rate":18.45,"installment":254.65,"grade":"D","sub_grade":"D2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":6552.11,"paid_total":756.77,"paid_principal":447.89,"paid_interest":308.88,"paid_late_fees":0} {"emp_title":"sales manager","emp_length":7,"state":"OH","homeownership":"MORTGAGE","annual_income":170000,"verified_income":"Verified","debt_to_income":10.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":3,"total_credit_lines":22,"open_credit_lines":9,"total_credit_limit":284156,"total_credit_utilized":36371,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":2,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":45000,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":2,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":30000,"term":36,"interest_rate":6.08,"installment":913.75,"grade":"A","sub_grade":"A2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":26929.76,"paid_total":3644.87,"paid_principal":3070.24,"paid_interest":574.63,"paid_late_fees":0} {"emp_title":"truck driver","emp_length":2,"state":"MA","homeownership":"RENT","annual_income":85000,"verified_income":"Source Verified","debt_to_income":12.4,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":43846,"total_credit_utilized":20609,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":1,"accounts_opened_24m":2,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":25600,"num_total_cc_accounts":10,"num_open_cc_accounts":10,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":15000,"term":36,"interest_rate":9.43,"installment":480.01,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":13905.04,"paid_total":1432.17,"paid_principal":1094.96,"paid_interest":337.21,"paid_late_fees":0} {"emp_title":"project manager ","emp_length":7,"state":"KY","homeownership":"MORTGAGE","annual_income":64000,"verified_income":"Not Verified","debt_to_income":36.49,"annual_income_joint":194000,"verification_income_joint":"Not Verified","debt_to_income_joint":23.72,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":1,"total_credit_lines":37,"open_credit_lines":14,"total_credit_limit":434447,"total_credit_utilized":150679,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":6,"accounts_opened_24m":5,"months_since_last_credit_inquiry":11,"num_satisfactory_accounts":14,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":26900,"num_total_cc_accounts":8,"num_open_cc_accounts":7,"num_cc_carrying_balance":6,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":9.93,"installment":967.03,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":27089,"paid_total":3892.94,"paid_principal":2911,"paid_interest":981.94,"paid_late_fees":0} {"emp_title":"director of finance","emp_length":0,"state":"CA","homeownership":"MORTGAGE","annual_income":100000,"verified_income":"Not Verified","debt_to_income":21.71,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1992,"inquiries_last_12m":4,"total_credit_lines":44,"open_credit_lines":25,"total_credit_limit":420116,"total_credit_utilized":81110,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":7,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":25,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":21900,"num_total_cc_accounts":24,"num_open_cc_accounts":16,"num_cc_carrying_balance":10,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":16000,"term":60,"interest_rate":9.93,"installment":339.41,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15161.63,"paid_total":1348.81,"paid_principal":838.37,"paid_interest":510.44,"paid_late_fees":0} {"emp_title":"nurse practitioner","emp_length":3,"state":"OH","homeownership":"MORTGAGE","annual_income":114000,"verified_income":"Not Verified","debt_to_income":14.6,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1987,"inquiries_last_12m":0,"total_credit_lines":41,"open_credit_lines":19,"total_credit_limit":217845,"total_credit_utilized":200883,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":330,"current_installment_accounts":9,"accounts_opened_24m":8,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":7,"total_debit_limit":44400,"num_total_cc_accounts":12,"num_open_cc_accounts":10,"num_cc_carrying_balance":9,"num_mort_accounts":1,"account_never_delinq_percent":97.4,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.93,"installment":644.69,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":17564.07,"paid_total":3212.42,"paid_principal":2435.93,"paid_interest":776.49,"paid_late_fees":0} {"emp_title":"sous chef","emp_length":7,"state":"CT","homeownership":"MORTGAGE","annual_income":49000,"verified_income":"Source Verified","debt_to_income":36.2,"annual_income_joint":99000,"verification_income_joint":"Source Verified","debt_to_income_joint":28.29,"delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":5,"total_credit_lines":14,"open_credit_lines":11,"total_credit_limit":300238,"total_credit_utilized":47054,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":34300,"num_total_cc_accounts":7,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"joint","loan_amount":31200,"term":60,"interest_rate":21.45,"installment":851.99,"grade":"D","sub_grade":"D5","issue_month":"Jan-2018","loan_status":"In Grace Period","initial_listing_status":"whole","disbursement_method":"Cash","balance":29990.9,"paid_total":3333.6,"paid_principal":1209.1,"paid_interest":2124.5,"paid_late_fees":0} {"emp_title":"manager, store operations","emp_length":6,"state":"OH","homeownership":"MORTGAGE","annual_income":106000,"verified_income":"Not Verified","debt_to_income":22.26,"verification_income_joint":"","delinq_2y":1,"months_since_last_delinq":7,"earliest_credit_line":2004,"inquiries_last_12m":1,"total_credit_lines":16,"open_credit_lines":10,"total_credit_limit":387902,"total_credit_utilized":63727,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":4,"accounts_opened_24m":3,"months_since_last_credit_inquiry":12,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":15000,"num_total_cc_accounts":8,"num_open_cc_accounts":5,"num_cc_carrying_balance":4,"num_mort_accounts":2,"account_never_delinq_percent":87.5,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12500,"term":36,"interest_rate":7.35,"installment":387.97,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":10923.77,"paid_total":1934.75,"paid_principal":1576.23,"paid_interest":358.52,"paid_late_fees":0} {"emp_title":"operations","emp_length":0,"state":"NH","homeownership":"MORTGAGE","annual_income":150000,"verified_income":"Source Verified","debt_to_income":6.26,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2004,"inquiries_last_12m":12,"total_credit_lines":58,"open_credit_lines":31,"total_credit_limit":388580,"total_credit_utilized":33134,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":4,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":31,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":2,"total_debit_limit":21700,"num_total_cc_accounts":27,"num_open_cc_accounts":21,"num_cc_carrying_balance":8,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":40000,"term":36,"interest_rate":6.07,"installment":1218.15,"grade":"A","sub_grade":"A2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":37963.23,"paid_total":2409.32,"paid_principal":2036.77,"paid_interest":372.55,"paid_late_fees":0} {"emp_title":"credit analyst","emp_length":6,"state":"TX","homeownership":"MORTGAGE","annual_income":55000,"verified_income":"Source Verified","debt_to_income":22.19,"annual_income_joint":100000,"verification_income_joint":"Not Verified","debt_to_income_joint":30.77,"delinq_2y":0,"earliest_credit_line":2002,"inquiries_last_12m":0,"total_credit_lines":24,"open_credit_lines":10,"total_credit_limit":273702,"total_credit_utilized":57604,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":22,"num_satisfactory_accounts":10,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":39000,"num_total_cc_accounts":10,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":3,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":16000,"term":60,"interest_rate":9.43,"installment":335.49,"grade":"B","sub_grade":"B1","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":15365.77,"paid_total":989.71,"paid_principal":634.23,"paid_interest":355.48,"paid_late_fees":0} {"emp_title":"mortgage closer","emp_length":1,"state":"MD","homeownership":"RENT","annual_income":65000,"verified_income":"Not Verified","debt_to_income":9.77,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2006,"inquiries_last_12m":2,"total_credit_lines":24,"open_credit_lines":9,"total_credit_limit":89497,"total_credit_utilized":99770,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":1,"months_since_last_credit_inquiry":0,"num_satisfactory_accounts":9,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":12100,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":7,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":3200,"term":36,"interest_rate":9.92,"installment":103.14,"grade":"B","sub_grade":"B2","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":2968.03,"paid_total":307.66,"paid_principal":231.97,"paid_interest":75.69,"paid_late_fees":0} {"emp_title":"inspector/packer","emp_length":10,"state":"AZ","homeownership":"RENT","annual_income":65000,"verified_income":"Verified","debt_to_income":27.1,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":29,"earliest_credit_line":1982,"inquiries_last_12m":1,"total_credit_lines":26,"open_credit_lines":22,"total_credit_limit":87123,"total_credit_utilized":56137,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":29,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":6,"months_since_last_credit_inquiry":10,"num_satisfactory_accounts":22,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":18400,"num_total_cc_accounts":20,"num_open_cc_accounts":17,"num_cc_carrying_balance":10,"num_mort_accounts":0,"account_never_delinq_percent":92.3,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":60,"interest_rate":15.05,"installment":238.17,"grade":"C","sub_grade":"C4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":9421.91,"paid_total":1174.13,"paid_principal":578.09,"paid_interest":596.04,"paid_late_fees":0} {"emp_title":"medical director","emp_length":4,"state":"NJ","homeownership":"OWN","annual_income":96774,"verified_income":"Source Verified","debt_to_income":0.04,"verification_income_joint":"","delinq_2y":2,"months_since_last_delinq":12,"earliest_credit_line":2000,"inquiries_last_12m":4,"total_credit_lines":18,"open_credit_lines":5,"total_credit_limit":25100,"total_credit_utilized":3,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":12,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"months_since_last_credit_inquiry":3,"num_satisfactory_accounts":5,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":25100,"num_total_cc_accounts":7,"num_open_cc_accounts":5,"num_cc_carrying_balance":1,"num_mort_accounts":10,"account_never_delinq_percent":68.8,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"major_purchase","application_type":"individual","loan_amount":20000,"term":36,"interest_rate":9.44,"installment":640.1,"grade":"B","sub_grade":"B1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":7386.91,"paid_total":12975.62,"paid_principal":12613.09,"paid_interest":362.53,"paid_late_fees":0} {"emp_title":"teacher","emp_length":10,"state":"MA","homeownership":"MORTGAGE","annual_income":75000,"verified_income":"Source Verified","debt_to_income":28.45,"annual_income_joint":210000,"verification_income_joint":"Source Verified","debt_to_income_joint":23.46,"delinq_2y":0,"earliest_credit_line":2001,"inquiries_last_12m":2,"total_credit_lines":32,"open_credit_lines":19,"total_credit_limit":594937,"total_credit_utilized":53224,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":19,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":6,"total_debit_limit":49300,"num_total_cc_accounts":18,"num_open_cc_accounts":14,"num_cc_carrying_balance":8,"num_mort_accounts":4,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":35000,"term":60,"interest_rate":11.99,"installment":778.38,"grade":"B","sub_grade":"B5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":32813.38,"paid_total":3868.59,"paid_principal":2186.62,"paid_interest":1681.97,"paid_late_fees":0} {"emp_title":"program director","emp_length":5,"state":"NY","homeownership":"RENT","annual_income":70000,"verified_income":"Not Verified","debt_to_income":15.31,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1991,"inquiries_last_12m":0,"total_credit_lines":6,"open_credit_lines":3,"total_credit_limit":32000,"total_credit_utilized":29762,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":0,"accounts_opened_24m":1,"num_satisfactory_accounts":3,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":32000,"num_total_cc_accounts":4,"num_open_cc_accounts":3,"num_cc_carrying_balance":1,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":23000,"term":60,"interest_rate":9.93,"installment":487.9,"grade":"B","sub_grade":"B2","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"DirectPay","balance":21487.3,"paid_total":2426.81,"paid_principal":1512.7,"paid_interest":914.11,"paid_late_fees":0} {"emp_title":"service advisor","emp_length":0,"state":"NC","homeownership":"MORTGAGE","annual_income":20000,"verified_income":"Source Verified","debt_to_income":23.23,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2013,"inquiries_last_12m":2,"total_credit_lines":8,"open_credit_lines":7,"total_credit_limit":33238,"total_credit_utilized":19706,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":1,"months_since_last_credit_inquiry":4,"num_satisfactory_accounts":7,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":0,"total_debit_limit":3000,"num_total_cc_accounts":2,"num_open_cc_accounts":2,"num_cc_carrying_balance":0,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"house","application_type":"individual","loan_amount":5000,"term":36,"interest_rate":7.97,"installment":156.62,"grade":"A","sub_grade":"A5","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":4374.69,"paid_total":778.67,"paid_principal":625.31,"paid_interest":153.36,"paid_late_fees":0} {"emp_title":"da coordinator ","emp_length":1,"state":"WA","homeownership":"RENT","annual_income":40000,"verified_income":"Not Verified","debt_to_income":12.07,"verification_income_joint":"","delinq_2y":0,"months_since_last_delinq":62,"earliest_credit_line":2008,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":13,"total_credit_limit":50932,"total_credit_utilized":46132,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":62,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":8,"accounts_opened_24m":3,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":3,"total_debit_limit":11800,"num_total_cc_accounts":5,"num_open_cc_accounts":5,"num_cc_carrying_balance":3,"num_mort_accounts":0,"account_never_delinq_percent":88.9,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":4800,"term":36,"interest_rate":10.41,"installment":155.81,"grade":"B","sub_grade":"B3","issue_month":"Mar-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":1854.81,"paid_total":3064.65,"paid_principal":2945.19,"paid_interest":119.46,"paid_late_fees":0} {"emp_title":"owner ","emp_length":10,"state":"TX","homeownership":"RENT","annual_income":108000,"verified_income":"Source Verified","debt_to_income":22.28,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2008,"inquiries_last_12m":5,"total_credit_lines":44,"open_credit_lines":13,"total_credit_limit":199195,"total_credit_utilized":77963,"num_collections_last_12m":0,"num_historical_failed_to_pay":1,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":8,"months_since_last_credit_inquiry":6,"num_satisfactory_accounts":13,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":4,"total_debit_limit":44600,"num_total_cc_accounts":22,"num_open_cc_accounts":9,"num_cc_carrying_balance":4,"num_mort_accounts":1,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":1,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":7.35,"installment":744.9,"grade":"A","sub_grade":"A4","issue_month":"Jan-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21586.34,"paid_total":2969.8,"paid_principal":2413.66,"paid_interest":556.14,"paid_late_fees":0} {"emp_title":"director","emp_length":8,"state":"PA","homeownership":"MORTGAGE","annual_income":121000,"verified_income":"Verified","debt_to_income":32.38,"verification_income_joint":"","delinq_2y":4,"months_since_last_delinq":9,"earliest_credit_line":1994,"inquiries_last_12m":1,"total_credit_lines":28,"open_credit_lines":15,"total_credit_limit":382061,"total_credit_utilized":101571,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"months_since_90d_late":9,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":0,"months_since_last_credit_inquiry":1,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":28200,"num_total_cc_accounts":18,"num_open_cc_accounts":11,"num_cc_carrying_balance":8,"num_mort_accounts":2,"account_never_delinq_percent":82.1,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"individual","loan_amount":10000,"term":36,"interest_rate":19.03,"installment":366.72,"grade":"D","sub_grade":"D3","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":9147.44,"paid_total":1456.31,"paid_principal":852.56,"paid_interest":603.75,"paid_late_fees":0} {"emp_title":"toolmaker","emp_length":10,"state":"CT","homeownership":"MORTGAGE","annual_income":67000,"verified_income":"Verified","debt_to_income":45.26,"annual_income_joint":107000,"verification_income_joint":"Source Verified","debt_to_income_joint":29.57,"delinq_2y":2,"months_since_last_delinq":6,"earliest_credit_line":2004,"inquiries_last_12m":0,"total_credit_lines":18,"open_credit_lines":11,"total_credit_limit":346402,"total_credit_utilized":95421,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":3,"accounts_opened_24m":4,"months_since_last_credit_inquiry":16,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":14900,"num_total_cc_accounts":9,"num_open_cc_accounts":7,"num_cc_carrying_balance":5,"num_mort_accounts":2,"account_never_delinq_percent":72.2,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"debt_consolidation","application_type":"joint","loan_amount":30000,"term":36,"interest_rate":23.88,"installment":1175.1,"grade":"E","sub_grade":"E2","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"fractional","disbursement_method":"Cash","balance":27617.65,"paid_total":4620.8,"paid_principal":2382.35,"paid_interest":2238.45,"paid_late_fees":0} {"emp_title":"manager","emp_length":1,"state":"WI","homeownership":"MORTGAGE","annual_income":80000,"verified_income":"Source Verified","debt_to_income":11.99,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":1999,"inquiries_last_12m":1,"total_credit_lines":38,"open_credit_lines":15,"total_credit_limit":294475,"total_credit_utilized":27641,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":2,"accounts_opened_24m":2,"months_since_last_credit_inquiry":5,"num_satisfactory_accounts":15,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":1,"total_debit_limit":46000,"num_total_cc_accounts":15,"num_open_cc_accounts":9,"num_cc_carrying_balance":2,"num_mort_accounts":6,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"other","application_type":"individual","loan_amount":24000,"term":36,"interest_rate":5.32,"installment":722.76,"grade":"A","sub_grade":"A1","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":21518.12,"paid_total":2873.31,"paid_principal":2481.88,"paid_interest":391.43,"paid_late_fees":0} {"emp_title":"operations analyst","emp_length":3,"state":"CT","homeownership":"RENT","annual_income":66000,"verified_income":"Not Verified","debt_to_income":20.82,"verification_income_joint":"","delinq_2y":0,"earliest_credit_line":2005,"inquiries_last_12m":0,"total_credit_lines":15,"open_credit_lines":11,"total_credit_limit":91887,"total_credit_utilized":53413,"num_collections_last_12m":0,"num_historical_failed_to_pay":0,"current_accounts_delinq":0,"total_collection_amount_ever":0,"current_installment_accounts":5,"accounts_opened_24m":4,"months_since_last_credit_inquiry":18,"num_satisfactory_accounts":11,"num_accounts_120d_past_due":0,"num_accounts_30d_past_due":0,"num_active_debit_accounts":5,"total_debit_limit":36800,"num_total_cc_accounts":6,"num_open_cc_accounts":5,"num_cc_carrying_balance":5,"num_mort_accounts":0,"account_never_delinq_percent":100,"tax_liens":0,"public_record_bankrupt":0,"loan_purpose":"credit_card","application_type":"individual","loan_amount":12800,"term":36,"interest_rate":10.91,"installment":418.52,"grade":"B","sub_grade":"B4","issue_month":"Feb-2018","loan_status":"Current","initial_listing_status":"whole","disbursement_method":"Cash","balance":11574.83,"paid_total":1658.56,"paid_principal":1225.17,"paid_interest":433.39,"paid_late_fees":0}